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<!DOCTYPE html><html lang="es"><head><script> (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-PQSN8R3'); </script><meta name="Petal-Search-site-verification" content="eb620eecda"/><link rel="stylesheet" href="https://dev.powerbeans-ai.com/powerbeans-widget-latest.css"/><meta name="viewport" content="width=device-width, initial-scale=1"/><link rel="canonical" href="https://www.elfinanciero.com.mx/mis-finanzas/2024/11/24/que-es-ganahorro-el-programa-que-te-abona-a-tu-afore-por-comprar-en-spotify-starbucks-y-mas/"/><meta name="google-site-verification" content="Pc8e-KMhTtywq-Z7CVGjLngX9mLqTi_Z7xjzh-fq3m4"/><meta property="fb:pages" content="16250043914"/><meta property="fb:app_id" content="1063568587023463"/><title>¿Qué es GanAhorro, el programa que te abona a tu Afore por comprar en Spotify, Starbucks y más? – El Financiero</title><meta name="description" content="GanAhorro es un programa de recompensas integrado en el Sistema de Ahorro en México, con la finalidad de que los usuarios obtengan beneficios en su cuenta Afore por cada compra."/><meta name="twitter:description" content="GanAhorro es un programa de recompensas integrado en el Sistema de Ahorro en México, con la finalidad de que los usuarios obtengan beneficios en su cuenta Afore por cada compra."/><meta property="og:description" content="GanAhorro es un programa de recompensas integrado en el Sistema de Ahorro en México, con la finalidad de que los usuarios obtengan beneficios en su cuenta Afore por cada compra."/><meta name="keywords" content="GanAahorro,¿Qué es GanAahorro?,¿Cómo funciona GanAahorro?,GanAahorro Afore Móvil,¿Qué empresas participan en GanAahorro?,empresas de GanAahorro de Afore Móvil,GanAahorro app,GanAahorro wep,GanAahorro marcas,GanAahorro AforeMóvil,¿Cómo registrarme a AforeMóvil?,¿Qué necesito para registrarme a AforeMóvil?,AforeMóvil,AforeMóvil que es,AforeMóvil PENSIONISSSTE,recomendaciones para incrementar tu Afore,cuenta Afore,Afore Móvil,registro AforeMóvil,aplicación AforeMóvil,AforeMóvil y AforeWeb,Microsoft,Microsoft noticias,Spotify,Spotify noticias,Starbucks noticias,Starbucks,Starbucks AforeMóvil,Microsoft AforeMóvil,VPF"/><meta property="og:title" content="¿Qué es GanAhorro, el programa que te abona a tu Afore por comprar en Spotify, Starbucks y más?"/><meta name="twitter:title" content="¿Qué es GanAhorro, el programa que te abona a tu Afore por comprar en Spotify, Starbucks y más?"/><meta property="og:image" content="https://elfinanciero.com.mx/resizer/v2/LOCENOYZ25HANJZX4QD56OD22A.jpg?smart=true&auth=b6d87a0f917e95d00723e2b9331d86898ff1f2cbf14ed3f8aa543a89b2ec4b42&width=1200&height=630"/><meta property="og:image:alt" content="Son más de 30 marcas que participan en las promociones de GanAhorro y ofrecen bonificaciones en la cuenta Afore entre el 1 y 30 por ciento de cada compra. [Fotografía. Shutterstock]"/><meta name="twitter:image" content="https://elfinanciero.com.mx/resizer/v2/LOCENOYZ25HANJZX4QD56OD22A.jpg?smart=true&auth=b6d87a0f917e95d00723e2b9331d86898ff1f2cbf14ed3f8aa543a89b2ec4b42&width=1200&height=630"/><meta name="twitter:image:alt" content="Son más de 30 marcas que participan en las promociones de GanAhorro y ofrecen bonificaciones en la cuenta Afore entre el 1 y 30 por ciento de cada compra. [Fotografía. Shutterstock]"/><meta property="og:type" content="article"/><meta name="robots" content="noarchive"/><meta name="robots" content="max-image-preview:large"/><meta property="og:site_name" content="El Financiero"/><meta property="og:url" content="https://www.elfinanciero.com.mx/mis-finanzas/2024/11/24/que-es-ganahorro-el-programa-que-te-abona-a-tu-afore-por-comprar-en-spotify-starbucks-y-mas/"/><meta name="twitter:site" content="@ElFinanciero_Mx"/><meta name="twitter:card" content="summary_large_image"/><script>window.isIE = !!window.MSInputMethodContext && !!document.documentMode;</script><script async="" src="https://polyfill.io/v3/polyfill.min.js?features=IntersectionObserver%2CElement.prototype.prepend%2CElement.prototype.remove%2CArray.prototype.find%2CArray.prototype.includes"></script><script type="application/javascript" id="polyfill-script">if(!Array.prototype.includes||!(window.Object && 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478.189 46.8063C479.393 49.7217 480.008 52.8461 480 56.0001V168C480 189.4 454.11 200.1 439 185L402.81 148.8L295.54 256L402.82 363.3L439 327.1C454.1 311.9 480 322.6 480 344Z"></path></svg><span>Expandir</span></button><div class="b-lead-art__image-wrapper"><img data-chromatic="ignore" alt="" class="c-image" loading="eager" src="https://elfinanciero.com.mx/resizer/v2/LOCENOYZ25HANJZX4QD56OD22A.jpg?smart=true&auth=b6d87a0f917e95d00723e2b9331d86898ff1f2cbf14ed3f8aa543a89b2ec4b42&width=1600&height=900" srcSet="https://elfinanciero.com.mx/resizer/v2/LOCENOYZ25HANJZX4QD56OD22A.jpg?smart=true&auth=b6d87a0f917e95d00723e2b9331d86898ff1f2cbf14ed3f8aa543a89b2ec4b42&width=800&height=450 800w, https://elfinanciero.com.mx/resizer/v2/LOCENOYZ25HANJZX4QD56OD22A.jpg?smart=true&auth=b6d87a0f917e95d00723e2b9331d86898ff1f2cbf14ed3f8aa543a89b2ec4b42&width=1600&height=900 1600w" width="1600" height="900"/></div><figcaption class="c-media-item__fig-caption"><span class="c-media-item__caption">[Fotografía. Shutterstock] </span></figcaption></figure></div><div class="c-attribution b-byline"><span class="b-byline__by">Por</span> <span class="b-byline__names">Redacción</span></div><time as="time" class="c-date b-date" dateTime="2024-11-24T13:45:00Z">noviembre 24, 2024 | 7:45 hrs</time><article class="default__ArticleBody-sc-kkhi2r-2 WlrJi article-body-wrapper"><div id="powerbeans-widget" apiKey="aecefa14-e185-48d5-ad30-c23d1bc60b2b"></div><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">¿Sabías que tus horas en tu consola de videojuegos, tus visitas al cine o incluso tus recargas telefónicas pueden incrementar tu ahorro para el retiro?<b> </b>Gracias a <b>GanAhorro</b>, un programa integrado en la aplicación <a href="https://www.elfinanciero.com.mx/mis-finanzas/2021/04/09/puedo-calcular-mi-pension-desde-la-app-de-afore-movil-si-soy-buen-ahorrador/" target="_blank" rel="" title="https://www.elfinanciero.com.mx/mis-finanzas/2021/04/09/puedo-calcular-mi-pension-desde-la-app-de-afore-movil-si-soy-buen-ahorrador/">Afore Móvil</a> y en el portal <b>Afore Web</b>, un porcentaje de tus <b>compras digitales</b> se abonará directamente a <a href="https://www.elfinanciero.com.mx/economia/2024/10/25/comisiones-afore-2025-cuanto-cobran/" target="_blank" rel="" title="https://www.elfinanciero.com.mx/economia/2024/10/25/comisiones-afore-2025-cuanto-cobran/">tu cuenta Afore.</a></p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">GanAhorro es el primer <a href="https://www.elfinanciero.com.mx/empresas/2024/06/19/vinculan-comercios-40-de-sus-ventas-a-programas-de-lealtad/" target="_blank" title="https://www.elfinanciero.com.mx/empresas/2024/06/19/vinculan-comercios-40-de-sus-ventas-a-programas-de-lealtad/">programa de recompensas</a> integrado en el <b>Sistema de Ahorro para el Retiro</b> en México, diseñado para que los usuarios obtengan beneficios económicos que se sumen a su fondo para el retiro.</p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">A través del programa, las personas reciben una bonificación en su cuenta Afore entre el 1 y el 30 por ciento del monto de sus compras en bienes y servicios de marcas participantes.</p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph"><a href="https://www.elfinanciero.com.mx/economia/2021/04/06/controla-tu-yo-del-futuro-desde-tu-celular-propone-la-consar/" target="_blank" title="https://www.elfinanciero.com.mx/economia/2021/04/06/controla-tu-yo-del-futuro-desde-tu-celular-propone-la-consar/">La Comisión Nacional del Sistema de Ahorro para el Retiro (CONSAR)</a> lanzó GanAhorro en 2019 y bonificó más de 700 mil pesos en su primer año a las cuentas de Afore de miles de mexicanos.</p><article class="container-fluid inline-promo border border_solid border_top color_black_1"><div class="inline-promo-wrapper inline-promo-image"><a class="image-link position_relative float_right" href="/mis-finanzas/2024/11/09/uala-vs-stori-vs-nu-donde-te-conviene-invertir-mil-pesos-y-cuanto-te-da-a-ganar-cada-una/" title="Uala vs. Stori vs. Nu: ¿Dónde te conviene invertir mil pesos y cuánto te da a ganar cada una?"><img data-chromatic="ignore" alt="Uala vs. Stori vs. Nu: ¿Dónde te conviene invertir mil pesos y cuánto te da a ganar cada una?" class="c-image" loading="lazy" src="https://elfinanciero.com.mx/resizer/v2/3QMBARJROBHNLE6R2CACCI52TM.jpeg?smart=true&auth=8af2edba1678403ef812e8937865fc065565429869d2c58a6e7c4acdfe1d12a3&width=400&height=225" srcSet="https://elfinanciero.com.mx/resizer/v2/3QMBARJROBHNLE6R2CACCI52TM.jpeg?smart=true&auth=8af2edba1678403ef812e8937865fc065565429869d2c58a6e7c4acdfe1d12a3&width=600&height=337 600w, https://elfinanciero.com.mx/resizer/v2/3QMBARJROBHNLE6R2CACCI52TM.jpeg?smart=true&auth=8af2edba1678403ef812e8937865fc065565429869d2c58a6e7c4acdfe1d12a3&width=800&height=450 800w, https://elfinanciero.com.mx/resizer/v2/3QMBARJROBHNLE6R2CACCI52TM.jpeg?smart=true&auth=8af2edba1678403ef812e8937865fc065565429869d2c58a6e7c4acdfe1d12a3&width=400&height=225 400w" width="400" height="225"/></a><a href="/mis-finanzas/2024/11/09/uala-vs-stori-vs-nu-donde-te-conviene-invertir-mil-pesos-y-cuanto-te-da-a-ganar-cada-una/" class="inline-promo-headline decoration_none display_block margin-sm-bottom" title="Uala vs. Stori vs. Nu: ¿Dónde te conviene invertir mil pesos y cuánto te da a ganar cada una?"><h2 class="inline-promo-headline-text font_primary display_inline-block font_medium">Uala vs. Stori vs. Nu: ¿Dónde te conviene invertir mil pesos y cuánto te da a ganar cada una?</h2></a></div></article><hr/><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">El objetivo de este programa es transformar el ahorro en una actividad cotidiana para la población mexicana, aprovechando su <b>consumo diario.</b></p><h2 class="heading__StyledHeading-sc-1yxtfv0-0 dQdSuo">¿Qué es Afore Móvil y cómo registrarme?</h2><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">Afore Móvil es una <b>herramienta digital </b>implementada por la Consar en 2017. Su finalidad es que los mexicanos pueden administrar su <b>ahorro para el retiro</b> de una manera práctica y accesible.</p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">La aplicación permite a los usuarios verificar el saldo de su <a href="https://www.elfinanciero.com.mx/economia/2024/04/12/fondo-de-pensiones-para-el-bienestar-asi-puedes-saber-si-tu-cuenta-esta-activa-o-no/" target="_blank" rel="" title="https://www.elfinanciero.com.mx/economia/2024/04/12/fondo-de-pensiones-para-el-bienestar-asi-puedes-saber-si-tu-cuenta-esta-activa-o-no/">cuenta de la Afore</a> a través de un teléfono celular. En el sistema los ahorradores también pueden hacer aportaciones voluntarias con cargo a una tarjeta de débito, solicitar estados de cuenta, hacer cálculos de pensión y otras funciones.</p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">Para registrarse en la aplicación es importante tener a la mano <a href="https://www.elfinanciero.com.mx/nacional/2021/11/22/curp-certificada-que-es-y-como-puedes-descargarla/" target="_blank">el CURP</a>, una identificación oficial, el <b>número del Seguro Social </b>(en caso de <a href="https://www.elfinanciero.com.mx/mis-finanzas/2023/09/10/retiros-parciales-imss-como-y-cuanto-dinero-puedo-retirar-de-mi-afore/" target="_blank" rel="" title="https://www.elfinanciero.com.mx/mis-finanzas/2023/09/10/retiros-parciales-imss-como-y-cuanto-dinero-puedo-retirar-de-mi-afore/">cotizar en el IMSS</a>) y la información del <b>correo electrónico</b>. A continuación te explicaremos los pasos para registrarte en Afore Móvil.</p><article class="container-fluid inline-promo border border_solid border_top color_black_1"><div class="inline-promo-wrapper inline-promo-image"><a class="image-link position_relative float_right" href="/mis-finanzas/2024/10/31/como-terminar-el-ano-sin-tantos-gastos/" title="¿Cómo terminar el año sin tantos gastos?"><img data-chromatic="ignore" alt="¿Cómo terminar el año sin tantos gastos?" class="c-image" loading="lazy" src="https://elfinanciero.com.mx/resizer/v2/HDUB4V7BYJD6VPHX3NZUEM2X7E.jpg?smart=true&auth=07d5b0df6bebd216c9dd7fe28c1c67b58ee9815aaefad87f8333ccc04c322cbb&width=400&height=225" srcSet="https://elfinanciero.com.mx/resizer/v2/HDUB4V7BYJD6VPHX3NZUEM2X7E.jpg?smart=true&auth=07d5b0df6bebd216c9dd7fe28c1c67b58ee9815aaefad87f8333ccc04c322cbb&width=600&height=337 600w, https://elfinanciero.com.mx/resizer/v2/HDUB4V7BYJD6VPHX3NZUEM2X7E.jpg?smart=true&auth=07d5b0df6bebd216c9dd7fe28c1c67b58ee9815aaefad87f8333ccc04c322cbb&width=800&height=450 800w, https://elfinanciero.com.mx/resizer/v2/HDUB4V7BYJD6VPHX3NZUEM2X7E.jpg?smart=true&auth=07d5b0df6bebd216c9dd7fe28c1c67b58ee9815aaefad87f8333ccc04c322cbb&width=400&height=225 400w" width="400" height="225"/></a><a href="/mis-finanzas/2024/10/31/como-terminar-el-ano-sin-tantos-gastos/" class="inline-promo-headline decoration_none display_block margin-sm-bottom" title="¿Cómo terminar el año sin tantos gastos?"><h2 class="inline-promo-headline-text font_primary display_inline-block font_medium">¿Cómo terminar el año sin tantos gastos?</h2></a></div></article><hr/><ul class="list__StyledUnorderedList-sc-bem05z-2 heAidD"><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Descarga la app Afore Móvil en Google Play o iOS.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Ingresa tus datos personales. La aplicación pedirá verificar los datos del CURP, confirmar el correo electrónico y número celular. Al finalizar, se deberán aceptar los términos y condiciones.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Genera contraseña segura y recordarla cada vez que se inicies sesión.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Ingresa número del Seguro Social. Si el usuario cotiza en el IMSS, los ahorros estarán resguardados en PENSIONISSSTE. En caso de no contar con seguro, la aplicación permitirá escoger una<a href="https://www.elfinanciero.com.mx/mis-finanzas/2024/02/01/no-se-lo-dejes-todo-a-la-afore-piensa-en-un-plan-personal-de-retiro/" target="_blank" title="https://www.elfinanciero.com.mx/mis-finanzas/2024/02/01/no-se-lo-dejes-todo-a-la-afore-piensa-en-un-plan-personal-de-retiro/"> Afore</a> y mostrará información de la tasa de rendimiento de cada sistema de ahorro.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Fotografía personal y de la identificación. El usuario deberá tomarse una selfie. Posteriormente, se le solicitarán fotografías de la identificación oficial. Se recomienda hacer las capturas en un lugar iluminado y asegurarse de enviar imágenes claras, de lo contrario la app pedirá repetir el procedimiento.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Ingresa datos complementarios. La plataforma pedirá información del domicilio y de la ocupación económica del usuario.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Espera para la activación de la cuenta. Una vez concluido el registro, tardará un lapso de dos días para validar la información y empezar a usar Afore Móvil.</li></ul><figure class="article-body-image-container"><img data-chromatic="ignore" alt="" class="c-image" loading="lazy" src="https://elfinanciero.com.mx/resizer/v2/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg?smart=true&auth=e79a8eaa80762664132c761f5bb5dc9176ad958a4c19d8e2fa0b898eafb8fc25&width=992&height=1764" srcSet="https://elfinanciero.com.mx/resizer/v2/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg?smart=true&auth=e79a8eaa80762664132c761f5bb5dc9176ad958a4c19d8e2fa0b898eafb8fc25&width=768&height=1365 768w, https://elfinanciero.com.mx/resizer/v2/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg?smart=true&auth=e79a8eaa80762664132c761f5bb5dc9176ad958a4c19d8e2fa0b898eafb8fc25&width=1024&height=1820 1024w, https://elfinanciero.com.mx/resizer/v2/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg?smart=true&auth=e79a8eaa80762664132c761f5bb5dc9176ad958a4c19d8e2fa0b898eafb8fc25&width=1440&height=2560 1440w" width="992" height="1764"/><figcaption><p class="ImageMetadata__MetadataParagraph-sc-16vhiu1-0 bRuPcm image-metadata"><span class="title">Afore Móvil </span><span>[Fotografía. Consar] </span></p></figcaption></figure><h2 class="heading__StyledHeading-sc-1yxtfv0-0 dQdSuo">¿Cómo usar GanAhorro en Afore Móvil?</h2><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">Una vez autorizada la activación de la cuenta en <b>Afore Móvil</b>, los usuarios podrán acceder a los <a href="https://www.elfinanciero.com.mx/mis-finanzas/2023/02/12/gastar-y-ahorrar-al-mismo-tiempo-haz-aportaciones-para-tu-afore-con-estas-compras/" target="_blank" rel="noreferrer" title="https://www.elfinanciero.com.mx/mis-finanzas/2023/02/12/gastar-y-ahorrar-al-mismo-tiempo-haz-aportaciones-para-tu-afore-con-estas-compras/">beneficios de GanAhorro</a>. Al iniciar sesión, el usuario verá el nombre de la Afore en la que está registrado y el total ahorrado en su cuenta.</p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">Para comenzar a usar GanAhorro, deberá seguir estos pasos:</p><ul class="list__StyledUnorderedList-sc-bem05z-2 heAidD"><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Entra al apartado ‘Servicios’ en la parte inferior de la pantalla.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Selecciona ‘Ahorro con Beneficios’.</li><li class="list__StyledListItem-sc-bem05z-0 eAqCoI">Busca la opción GanAhorro.</li></ul><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">Después de aceptar los términos y condiciones, la aplicación redirigirá al usuario al portal del programa.</p><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">En el sitio web, podrá acceder a una variedad de descuentos en bienes y servicios, que ofrecen bonificaciones de entre 1 y el 30 por ciento.</p><figure class="article-body-image-container"><img data-chromatic="ignore" alt="" class="c-image" loading="lazy" src="https://elfinanciero.com.mx/resizer/v2/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg?smart=true&auth=8c54091529f0a85ec50acdb2a57548744070fe27736546682a04eed0ba50514c&width=1300&height=1503" srcSet="https://elfinanciero.com.mx/resizer/v2/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg?smart=true&auth=8c54091529f0a85ec50acdb2a57548744070fe27736546682a04eed0ba50514c&width=768&height=887 768w, https://elfinanciero.com.mx/resizer/v2/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg?smart=true&auth=8c54091529f0a85ec50acdb2a57548744070fe27736546682a04eed0ba50514c&width=1024&height=1183 1024w, https://elfinanciero.com.mx/resizer/v2/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg?smart=true&auth=8c54091529f0a85ec50acdb2a57548744070fe27736546682a04eed0ba50514c&width=1440&height=1664 1440w" width="1300" height="1503"/><figcaption><p class="ImageMetadata__MetadataParagraph-sc-16vhiu1-0 bRuPcm image-metadata"><span class="title">GanAhorro </span><span>[Fotografía. Consar] </span></p></figcaption></figure><h2 class="heading__StyledHeading-sc-1yxtfv0-0 dQdSuo">¿Qué marcas participan en GanAhorro y que bonificaciones ofrecen?</h2><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">Son más de 30 marcas que participan en las promociones de GanAhorro. A continuación te presentamos un listado de las compañías que encontrarás en la plataforma y las aportaciones que ofrecen a las cuentas afores.</p><ul class="list__StyledUnorderedList-sc-bem05z-2 heAidD"><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Recargas a celular o datos móviles</b> (bonifican hasta el 6 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn"><a href="https://www.elfinanciero.com.mx/mis-finanzas/2024/07/13/internet-de-cfe-vs-telcel-movistar-y-att-que-empresa-te-da-mas-por-una-recarga-de-200-pesos/" target="_blank" title="https://www.elfinanciero.com.mx/mis-finanzas/2024/07/13/internet-de-cfe-vs-telcel-movistar-y-att-que-empresa-te-da-mas-por-una-recarga-de-200-pesos/">Telcel</a></li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Movistar</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn"><a href="https://www.elfinanciero.com.mx/tags/at-t/" target="_blank">AT&T</a></li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Unefon</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Bait</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Internet para el Bienestar</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Virgin</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Otros <a href="https://www.elfinanciero.com.mx/tech/2023/02/25/que-es-un-omv-caracteristicas-y-cuales-existen-en-mexico/" target="_blank">Operadores Móviles Virtuales (OMV)</a>.</li></ul><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Tarjetas de regalo y suscripciones en </b><a href="https://www.elfinanciero.com.mx/opinion/colaborador-invitado/2024/08/29/industria-del-gaming-oportunidad-viable-de-inversion/" target="_blank">videojuegos</a> (bonifican hasta el 5 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Tienda Xbox y suscripciones a Xbox Live o Game Pass</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Nintedo eShop y suscripción al Nintendo Online</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">PlayStation Store</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Steam</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Monedas virtuales Free Fire, Minecraft y Roblox</li></ul><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Boletos para el cine </b>(bonifican entre el 15 y 30 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Cinemex</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Cinépolis</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Cinedot</li></ul><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Tarjetas de regalos de establecimientos comerciales</b> (bonifican hasta el 10 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn"><a href="https://www.elfinanciero.com.mx/tags/liverpool/" target="_blank">Liverpool</a></li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Librerías Gandhi</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Enviaflores</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Innovasport</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn"><a href="https://www.elfinanciero.com.mx/tags/starbucks/" target="_blank">Starbucks</a></li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Soriana</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Invictus</li></ul><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Tiendas digitales y </b><a href="https://www.elfinanciero.com.mx/tech/2024/10/19/lank-mexico-que-es-como-funciona-es-seguro-cuanto-cuesta-y-como-acceder-a-netflix-amazon-max-spotify-chat-gpt-mas-barato/" target="_blank">servicios de streaming</a> (bonifican hasta el 14 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Google Play</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Amazon</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Microsoft</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Crunchyroll</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Spotify</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Vix</li></ul><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Parques de diversiones</b> (bonificaciones entre el 10 y 15 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn"><a href="https://www.elfinanciero.com.mx/entretenimiento/2024/03/21/aztlan-parque-urbano-cuanto-cuesta-la-entrada-paquetes-tarjeta-recargable-y-juegos/" target="_blank">Parque Aztlan</a></li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Acuario Inbursa</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Sealand</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Kitzania</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Kataplum</li></ul><li class="list__StyledListItem-sc-bem05z-0 eAqCoI"><b>Viajes y transportes</b> (bonifican hasta el 8 por ciento)</li><ul class="list__StyledUnorderedList-sc-bem05z-2 gftTCA"><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Uber</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Airbnb</li><li class="list__StyledListItem-sc-bem05z-0 iJyWhn">Estrella Blanca</li></ul></ul><p class="default__StyledText-sc-kkhi2r-0 cZzhZb body-paragraph">La Consar obtuvo el primer lugar en el rubro Communication & Engagement Innovation en la edición virtual del <b>World Pension Summit en 2020</b> por la implementación del programa Ganahorro en el Sistema de Ahorro para el Retiro.</p><div class="__embed-responsive" data-chromatic="ignore" data-testid="oembed-component"><div><div><iframe width="560" height="315" src="https://www.youtube.com/embed/lZm8weQvzHo?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen title="Ganahorro"></iframe></div></div></div></article><div id="fusion-static-enter:html-block-f0fHOfR1wpi7aYB" style="display:none" data-fusion-component="html-block-f0fHOfR1wpi7aYB"></div><div><h3>También lee:</h3></div><div id="fusion-static-exit:html-block-f0fHOfR1wpi7aYB" style="display:none" data-fusion-component="html-block-f0fHOfR1wpi7aYB"></div><div class="newsletter-subscription"><div class="newsletters-svg-wrapper"><svg version="1.1" id="Capa_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 291 19" style="enable-background:new 0 0 291 19" xml:space="preserve"><style type="text/css"> .st0{enable-background:new;} .st1{fill:#FFFFFF;} </style><g id="Grupo_16826" transform="translate(-61 -342)"><g class="st0"><path class="st1" 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type="application/javascript">window.Fusion=window.Fusion||{};Fusion.arcSite="elfinanciero";Fusion.contextPath="/pf";Fusion.deployment="245";Fusion.globalContent={"_id":"6SL5IDFVQREN3HZNCHHDE4CPFU","additional_properties":{"clipboard":{},"has_published_copy":true,"is_published":true,"publish_date":"2024-11-26T00:36:51.557Z"},"address":{},"canonical_website":"elfinanciero","comments":{"allow_comments":true,"display_comments":true,"moderation_required":false},"content_elements":[{"_id":"BXLEDPGNEBFZLOCE3JCPBSODFI","additional_properties":{"comments":[],"inline_comments":[]},"content":"¿Sabías que tus horas en tu consola de videojuegos, tus visitas al cine o incluso tus recargas telefónicas pueden incrementar tu ahorro para el retiro?<b> </b>Gracias a <b>GanAhorro</b>, un programa integrado en la aplicación <a href=\"https://www.elfinanciero.com.mx/mis-finanzas/2021/04/09/puedo-calcular-mi-pension-desde-la-app-de-afore-movil-si-soy-buen-ahorrador/\" target=\"_blank\" rel=\"\" title=\"https://www.elfinanciero.com.mx/mis-finanzas/2021/04/09/puedo-calcular-mi-pension-desde-la-app-de-afore-movil-si-soy-buen-ahorrador/\">Afore Móvil</a> y en el portal <b>Afore Web</b>, un porcentaje de tus <b>compras digitales</b> se abonará directamente a <a href=\"https://www.elfinanciero.com.mx/economia/2024/10/25/comisiones-afore-2025-cuanto-cobran/\" target=\"_blank\" rel=\"\" title=\"https://www.elfinanciero.com.mx/economia/2024/10/25/comisiones-afore-2025-cuanto-cobran/\">tu cuenta Afore.</a>","type":"text"},{"_id":"CHSENPVVGFHLVGTS2QELVI5JLY","additional_properties":{"comments":[],"inline_comments":[]},"content":"GanAhorro es el primer <a href=\"https://www.elfinanciero.com.mx/empresas/2024/06/19/vinculan-comercios-40-de-sus-ventas-a-programas-de-lealtad/\" target=\"_blank\" title=\"https://www.elfinanciero.com.mx/empresas/2024/06/19/vinculan-comercios-40-de-sus-ventas-a-programas-de-lealtad/\">programa de recompensas</a> integrado en el <b>Sistema de Ahorro para el Retiro</b> en México, diseñado para que los usuarios obtengan beneficios económicos que se sumen a su fondo para el retiro.","type":"text"},{"_id":"NBD7VV6UUFA2JKHSCA23TDJC6Y","additional_properties":{"comments":[],"inline_comments":[]},"content":"A través del programa, las personas reciben una bonificación en su cuenta Afore entre el 1 y el 30 por ciento del monto de sus compras en bienes y servicios de marcas participantes.","type":"text"},{"_id":"NEILV2VXANFWZBUCOWUMWK76VY","additional_properties":{"comments":[],"inline_comments":[]},"content":"<a href=\"https://www.elfinanciero.com.mx/economia/2021/04/06/controla-tu-yo-del-futuro-desde-tu-celular-propone-la-consar/\" target=\"_blank\" title=\"https://www.elfinanciero.com.mx/economia/2021/04/06/controla-tu-yo-del-futuro-desde-tu-celular-propone-la-consar/\">La Comisión Nacional del Sistema de Ahorro para el Retiro (CONSAR)</a> lanzó GanAhorro en 2019 y bonificó más de 700 mil pesos en su primer año a las cuentas de Afore de miles de mexicanos.","type":"text"},{"_id":"KQUIFFG4MJDG5HGLVENNZR3TPM","additional_properties":{"comments":[],"inline_comments":[]},"content":"El objetivo de este programa es transformar el ahorro en una actividad cotidiana para la población mexicana, aprovechando su <b>consumo diario.</b>","type":"text"},{"_id":"SDSHJTZSPBAELB5SUYAKLSLE2E","additional_properties":{"comments":[],"inline_comments":[]},"content":"¿Qué es Afore Móvil y cómo registrarme?","level":2,"type":"header"},{"_id":"L4SFUK57URGSZNILRPEBLAVKZE","additional_properties":{"comments":[],"inline_comments":[]},"content":"Afore Móvil es una <b>herramienta digital </b>implementada por la Consar en 2017. Su finalidad es que los mexicanos pueden administrar su <b>ahorro para el retiro</b> de una manera práctica y accesible.","type":"text"},{"_id":"PGBUINHB4BD3FMF3S5H3HPBMLQ","additional_properties":{"comments":[],"inline_comments":[]},"content":"La aplicación permite a los usuarios verificar el saldo de su <a href=\"https://www.elfinanciero.com.mx/economia/2024/04/12/fondo-de-pensiones-para-el-bienestar-asi-puedes-saber-si-tu-cuenta-esta-activa-o-no/\" target=\"_blank\" rel=\"\" title=\"https://www.elfinanciero.com.mx/economia/2024/04/12/fondo-de-pensiones-para-el-bienestar-asi-puedes-saber-si-tu-cuenta-esta-activa-o-no/\">cuenta de la Afore</a> a través de un teléfono celular. En el sistema los ahorradores también pueden hacer aportaciones voluntarias con cargo a una tarjeta de débito, solicitar estados de cuenta, hacer cálculos de pensión y otras funciones.","type":"text"},{"_id":"SUGCKWZEDNBVZF4UVXMIX3EFQE","additional_properties":{"comments":[],"inline_comments":[]},"content":"Para registrarse en la aplicación es importante tener a la mano <a href=\"https://www.elfinanciero.com.mx/nacional/2021/11/22/curp-certificada-que-es-y-como-puedes-descargarla/\" target=\"_blank\">el CURP</a>, una identificación oficial, el <b>número del Seguro Social </b>(en caso de <a href=\"https://www.elfinanciero.com.mx/mis-finanzas/2023/09/10/retiros-parciales-imss-como-y-cuanto-dinero-puedo-retirar-de-mi-afore/\" target=\"_blank\" rel=\"\" title=\"https://www.elfinanciero.com.mx/mis-finanzas/2023/09/10/retiros-parciales-imss-como-y-cuanto-dinero-puedo-retirar-de-mi-afore/\">cotizar en el IMSS</a>) y la información del <b>correo electrónico</b>. A continuación te explicaremos los pasos para registrarte en Afore Móvil.","type":"text"},{"_id":"NLCKN6E5GRBSZPSO4FGJVEISOM","items":[{"_id":"P3EYEYQT7VEKNBOFLNE7WVH7Z4","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Descarga la app Afore Móvil en Google Play o iOS.","type":"text"},{"_id":"AEJ3AOGZ3FDQ7KDH3M23YKTKHU","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Ingresa tus datos personales. La aplicación pedirá verificar los datos del CURP, confirmar el correo electrónico y número celular. Al finalizar, se deberán aceptar los términos y condiciones.","type":"text"},{"_id":"AKE7WXWEJRF4NHXGLYU4BTDE5U","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Genera contraseña segura y recordarla cada vez que se inicies sesión.","type":"text"},{"_id":"3ALI7JD5NZBXJLYSJ6QJNNM2FI","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Ingresa número del Seguro Social. Si el usuario cotiza en el IMSS, los ahorros estarán resguardados en PENSIONISSSTE. En caso de no contar con seguro, la aplicación permitirá escoger una<a href=\"https://www.elfinanciero.com.mx/mis-finanzas/2024/02/01/no-se-lo-dejes-todo-a-la-afore-piensa-en-un-plan-personal-de-retiro/\" target=\"_blank\" title=\"https://www.elfinanciero.com.mx/mis-finanzas/2024/02/01/no-se-lo-dejes-todo-a-la-afore-piensa-en-un-plan-personal-de-retiro/\"> Afore</a> y mostrará información de la tasa de rendimiento de cada sistema de ahorro.","type":"text"},{"_id":"SOFOU3LZUNCUROLHXOIZ7ZFER4","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Fotografía personal y de la identificación. El usuario deberá tomarse una selfie. Posteriormente, se le solicitarán fotografías de la identificación oficial. Se recomienda hacer las capturas en un lugar iluminado y asegurarse de enviar imágenes claras, de lo contrario la app pedirá repetir el procedimiento.","type":"text"},{"_id":"BL3UJLYNUFHSZN5CL4R5Y644OY","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Ingresa datos complementarios. La plataforma pedirá información del domicilio y de la ocupación económica del usuario.","type":"text"},{"_id":"2OWARXUVFZD3HLX5FUP32AMSXE","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Espera para la activación de la cuenta. Una vez concluido el registro, tardará un lapso de dos días para validar la información y empezar a usar Afore Móvil.","type":"text"}],"list_type":"unordered","type":"list"},{"_id":"4HPDONIQ4REA7D5LBUZ6IUIYTI","additional_properties":{"fullSizeResizeUrl":"/resizer/WMKfw-1Okn9xrlmHQFGJPnntnkI=/arc-photo-elfinanciero/arc2-prod/public/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg","galleries":[],"ingestionMethod":"manual","mime_type":"image/jpeg","originalName":"27FSJNTM45H2JGONL6UFU5KXYM.jpg","originalUrl":"https://cloudfront-us-east-1.images.arcpublishing.com/elfinanciero/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg","owner":"vfernandez@elfinanciero.com.mx","proxyUrl":"/resizer/WMKfw-1Okn9xrlmHQFGJPnntnkI=/arc-photo-elfinanciero/arc2-prod/public/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg","published":true,"resizeUrl":"/resizer/WMKfw-1Okn9xrlmHQFGJPnntnkI=/arc-photo-elfinanciero/arc2-prod/public/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg","restricted":false,"thumbnailResizeUrl":"/resizer/zoJADA_qASzQCms_3ApVX_hJ4iI=/300x0/arc-photo-elfinanciero/arc2-prod/public/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg","version":0,"template_id":717,"_id":"OHSFVX2ITVEOVDAVYM4EVAMNOM","comments":[]},"address":{},"auth":{"1":"e79a8eaa80762664132c761f5bb5dc9176ad958a4c19d8e2fa0b898eafb8fc25"},"caption":"[Fotografía. Consar]","created_date":"2024-11-20T21:58:49Z","credits":{"affiliation":[]},"height":1764,"image_type":"photograph","last_updated_date":"2024-11-20T21:58:49Z","licensable":false,"owner":{"id":"elfinanciero","sponsored":false},"source":{"additional_properties":{"editor":"photo center"},"edit_url":"","system":"photo center"},"subtitle":"Afore Móvil","taxonomy":{"associated_tasks":[]},"type":"image","url":"https://cloudfront-us-east-1.images.arcpublishing.com/elfinanciero/4HPDONIQ4REA7D5LBUZ6IUIYTI.jpg","version":"0.10.9","width":992,"syndication":{}},{"_id":"RSVGEKMF7BERRLSQYTGOVBLFTU","additional_properties":{"comments":[],"inline_comments":[]},"content":"¿Cómo usar GanAhorro en Afore Móvil?","level":2,"type":"header"},{"_id":"Z3J6FTL4OJAXZKSWGGQUV2QGTQ","additional_properties":{"comments":[],"inline_comments":[]},"content":"Una vez autorizada la activación de la cuenta en <b>Afore Móvil</b>, los usuarios podrán acceder a los <a href=\"https://www.elfinanciero.com.mx/mis-finanzas/2023/02/12/gastar-y-ahorrar-al-mismo-tiempo-haz-aportaciones-para-tu-afore-con-estas-compras/\" target=\"_blank\" rel=\"noreferrer\" title=\"https://www.elfinanciero.com.mx/mis-finanzas/2023/02/12/gastar-y-ahorrar-al-mismo-tiempo-haz-aportaciones-para-tu-afore-con-estas-compras/\">beneficios de GanAhorro</a>. Al iniciar sesión, el usuario verá el nombre de la Afore en la que está registrado y el total ahorrado en su cuenta.","type":"text"},{"_id":"EMD2MWG6EFDR3NYOXWY4756UEI","additional_properties":{"comments":[],"inline_comments":[]},"content":"Para comenzar a usar GanAhorro, deberá seguir estos pasos:","type":"text"},{"_id":"YKOUAM4FL5FILOUK446M465WPM","items":[{"_id":"ZJNOD5JUQVBDBKDN4FAYEYJOJM","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Entra al apartado ‘Servicios’ en la parte inferior de la pantalla.","type":"text"},{"_id":"T3HRBKVT3BH6RJFD6X2T2M2WFY","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Selecciona ‘Ahorro con Beneficios’.","type":"text"},{"_id":"27USLNB2XNELJGTRNSIB7CNX54","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"Busca la opción GanAhorro.","type":"text"}],"list_type":"unordered","type":"list"},{"_id":"RLCVPRMDUNF4FJKUPL2UDKXZT4","additional_properties":{"comments":[],"inline_comments":[]},"content":"Después de aceptar los términos y condiciones, la aplicación redirigirá al usuario al portal del programa.","type":"text"},{"_id":"OL76IZXB7FDNLAF3TABR4WZHUY","additional_properties":{"comments":[],"inline_comments":[]},"content":"En el sitio web, podrá acceder a una variedad de descuentos en bienes y servicios, que ofrecen bonificaciones de entre 1 y el 30 por ciento.","type":"text"},{"_id":"4FRHJRJ6VFAJBGACJEVUSUI4QI","additional_properties":{"fullSizeResizeUrl":"/resizer/CB5Wcp5GlhLr9MGEz7pCaicniFc=/arc-photo-elfinanciero/arc2-prod/public/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg","galleries":[],"ingestionMethod":"manual","mime_type":"image/jpeg","originalName":"ingografi_a_2-01.jpg","originalUrl":"https://cloudfront-us-east-1.images.arcpublishing.com/elfinanciero/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg","owner":"vfernandez@elfinanciero.com.mx","proxyUrl":"/resizer/CB5Wcp5GlhLr9MGEz7pCaicniFc=/arc-photo-elfinanciero/arc2-prod/public/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg","published":true,"resizeUrl":"/resizer/CB5Wcp5GlhLr9MGEz7pCaicniFc=/arc-photo-elfinanciero/arc2-prod/public/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg","restricted":false,"thumbnailResizeUrl":"/resizer/zZqN5uut-ddRfRloC1BxXwWj02A=/300x0/arc-photo-elfinanciero/arc2-prod/public/4FRHJRJ6VFAJBGACJEVUSUI4QI.jpg","version":0,"template_id":717,"_id":"GNIYSY6DNFAKJE64Q2U6XSWM4U","comments":[]},"address":{},"auth":{"1":"8c54091529f0a85ec50acdb2a57548744070fe27736546682a04eed0ba50514c"},"caption":"[Fotografía. 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A continuación te presentamos un listado de las compañías que encontrarás en la plataforma y las aportaciones que ofrecen a las cuentas afores.","type":"text"},{"_id":"NZDG5ZN4RNBGNBP7KD2GUOEUKA","items":[{"_id":"WY5YR6ZSX5D47FLFI6S5RJW6B4","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"<b>Recargas a celular o datos móviles</b> (bonifican hasta el 6 por ciento)","type":"text"},{"_id":"56BGLOZQQRDAHHINX7PMKPGHDQ","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","items":[{"_id":"ONS5XFHG2ZH43H4RF4SDCWWTHM","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"<a href=\"https://www.elfinanciero.com.mx/mis-finanzas/2024/07/13/internet-de-cfe-vs-telcel-movistar-y-att-que-empresa-te-da-mas-por-una-recarga-de-200-pesos/\" target=\"_blank\" title=\"https://www.elfinanciero.com.mx/mis-finanzas/2024/07/13/internet-de-cfe-vs-telcel-movistar-y-att-que-empresa-te-da-mas-por-una-recarga-de-200-pesos/\">Telcel</a>","type":"text"},{"_id":"QU6PV5XC6NAR3JAAPFGKSWCDHQ","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Movistar","type":"text"},{"_id":"GGZ22FCUOVCFDG7EG4MGI4M7RQ","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"<a href=\"https://www.elfinanciero.com.mx/tags/at-t/\" target=\"_blank\">AT&T</a>","type":"text"},{"_id":"Q67AY6RGDNGPJJUYVE57ZBW2RU","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Unefon","type":"text"},{"_id":"ELKG5FPPLFCQZHKEHW3ZTQZKM4","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Bait","type":"text"},{"_id":"FBLIMMPQBZE4FLKMW3LHSUZKUE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Internet para el Bienestar","type":"text"},{"_id":"VIDOQLQ2PVHMJGGOHVDIET2REA","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Virgin","type":"text"},{"_id":"37T4AGCTW5HQHP2FKGSU7DGIAI","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Otros <a href=\"https://www.elfinanciero.com.mx/tech/2023/02/25/que-es-un-omv-caracteristicas-y-cuales-existen-en-mexico/\" target=\"_blank\">Operadores 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Nintendo Online","type":"text"},{"_id":"S76SRICP3NC4NIF2D5ZYW4U6LY","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"PlayStation Store","type":"text"},{"_id":"ZNBFDBTAXRAR5BKRN6TWF7HPQI","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Steam","type":"text"},{"_id":"ZCUN6PK2WBFHPIFERSAYRRYXFU","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Monedas virtuales Free Fire, Minecraft y Roblox","type":"text"}],"list_type":"unordered","type":"list"},{"_id":"FCMEXAW3VFFZXHS5HENYOMHC6Q","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"<b>Boletos para el cine </b>(bonifican entre el 15 y 30 por ciento)","type":"text"},{"_id":"NWUGUAZNXRAA7KQGTQ7AEN65LM","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","items":[{"_id":"7CK53L2WRNE67ERRSAZMWZDMKY","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Cinemex","type":"text"},{"_id":"IRTUZYFWHRFHZHUCEFMEV24SMI","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Cinépolis","type":"text"},{"_id":"KNBVJMR7RRBHXLLC4UWLPXZNGE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Cinedot","type":"text"}],"list_type":"unordered","type":"list"},{"_id":"KWN6ETOKZRCP5EEORIFMJAOZFA","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"<b>Tarjetas de regalos de establecimientos comerciales</b> (bonifican hasta el 10 por ciento)","type":"text"},{"_id":"3CFW3Q2VSBBMHFJ4EZOGVA5UWM","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","items":[{"_id":"6SQEUTWQMJGAXCU4NSOMW4NWRM","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"<a href=\"https://www.elfinanciero.com.mx/tags/liverpool/\" target=\"_blank\">Liverpool</a>","type":"text"},{"_id":"CXY52JEX7FEBTHAAADVULAV5DE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Librerías Gandhi","type":"text"},{"_id":"CP65RWDO4ZDNPCQXFZOBQKNS2Q","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Enviaflores","type":"text"},{"_id":"P65VHRJZRVDIDJ7A6LHHNFW2ZE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Innovasport","type":"text"},{"_id":"LFZMOIJAJJE2RPBZVY6ALXMZ7A","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"<a href=\"https://www.elfinanciero.com.mx/tags/starbucks/\" target=\"_blank\">Starbucks</a>","type":"text"},{"_id":"JUJZW7QRAVCI5DZCOCYKLZQORE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Soriana","type":"text"},{"_id":"HOXOHLWOBZAIXIHVY2PV7YJHYU","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Invictus","type":"text"}],"list_type":"unordered","type":"list"},{"_id":"AGW6UQZFGBHXPAL6U7WHBSZT5M","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"<b>Tiendas digitales y </b><a href=\"https://www.elfinanciero.com.mx/tech/2024/10/19/lank-mexico-que-es-como-funciona-es-seguro-cuanto-cuesta-y-como-acceder-a-netflix-amazon-max-spotify-chat-gpt-mas-barato/\" target=\"_blank\">servicios de streaming</a> (bonifican hasta el 14 por ciento)","type":"text"},{"_id":"F3ZN2B5SZRHW7KJCKSLNQ5GLFI","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","items":[{"_id":"5Q25TZEJFVEC5FVRJLMTOM2NQY","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Google Play","type":"text"},{"_id":"E7TYXFOS2NACTOLODCZ3S5VVMY","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Amazon","type":"text"},{"_id":"UCGVL3GD7JGKFF2EHWTTXBZPWI","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Microsoft","type":"text"},{"_id":"ZSIVJZKDJJEVNMLO2PZZBKIB5M","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Crunchyroll","type":"text"},{"_id":"AUVPGQSAWJA5RAFQPCBPZO2OSE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Spotify","type":"text"},{"_id":"YT5B4NO4NRHOXCIEBCJZDFRXHU","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Vix","type":"text"}],"list_type":"unordered","type":"list"},{"_id":"TJUX6MQCAZFPDNLZGMYO63MFXA","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","content":"<b>Parques de diversiones</b> (bonificaciones entre el 10 y 15 por ciento)","type":"text"},{"_id":"WQDXOTF7TZH3DPNNXPIZF6PDNU","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","items":[{"_id":"7KF5CTO4R5BUHALP7ZGKXCQSZI","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"<a href=\"https://www.elfinanciero.com.mx/entretenimiento/2024/03/21/aztlan-parque-urbano-cuanto-cuesta-la-entrada-paquetes-tarjeta-recargable-y-juegos/\" target=\"_blank\">Parque Aztlan</a>","type":"text"},{"_id":"ZWCNFMTF6VDSXLNMSXNBSCHRII","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Acuario 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ciento)","type":"text"},{"_id":"WZZYRCPJ2VHZTJTCH3WZXA4JAU","additional_properties":{"comments":[],"indent":0,"inline_comments":[]},"alignment":"left","items":[{"_id":"HZ2XFSS6CBGH3EUCDKDMV225GI","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Uber","type":"text"},{"_id":"PFK6QCVP2VGQ7A2VZOOBIJALW4","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Airbnb","type":"text"},{"_id":"KK2RYFRGTVB5BIJRWEFUJRMRHE","additional_properties":{"comments":[],"indent":1,"inline_comments":[]},"alignment":"left","content":"Estrella Blanca","type":"text"}],"list_type":"unordered","type":"list"}],"list_type":"unordered","type":"list"},{"_id":"EJ2RCV4CYVH57MWIOC2FUEKTGA","additional_properties":{"comments":[],"inline_comments":[]},"content":"La Consar obtuvo el primer lugar en el rubro Communication & Engagement Innovation en la edición virtual del <b>World Pension Summit en 2020</b> por la implementación del programa Ganahorro en el Sistema de Ahorro para el Retiro.","type":"text"},{"type":"oembed_response","subtype":"youtube","_id":"RTH5PNXFNBGU5BZ6GVGWDUGFN4","raw_oembed":{"title":"Ganahorro","author_name":"CONSARMexico","author_url":"https://www.youtube.com/@CONSARMexico","type":"youtube","height":315,"width":560,"version":"1.0","provider_name":"YouTube","provider_url":"https://www.youtube.com/","thumbnail_height":360,"thumbnail_width":480,"thumbnail_url":"https://i.ytimg.com/vi/lZm8weQvzHo/hqdefault.jpg","html":"<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/lZm8weQvzHo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen 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