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Retirement investing advice, planning and solutions | Nuveen
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class="nuv-utility-drawer__button nuv-utility-drawer__button--compare " data-speed-bump-id="" data-name="fund_compare" data-querystring="fund_compare" data-fundlink="/en-us/tools/fund-compare-tool" data-showaccessmorningstarmessage="false"> Compare funds </button> </div> <div class="nuv-utility-drawer__action"> <button aria-label="button" tabindex="-1" class="nuv-utility-drawer__button nuv-utility-drawer__button--compare " data-speed-bump-id="" data-name="portfolio_review" data-querystring="portfolio_review" data-fundlink="/en-us/tools/portfolio-review-tool" data-showaccessmorningstarmessage="false"> Add to portfolio </button> </div> </div> </div> </div> <div class="SiteSwitcherModel-V2"> <input type="hidden" id="siteswitcherlang" value="en" /> <input type="hidden" id="currentPageItemId" value="{1C5656B7-F323-4893-831E-DD4CF1093D13}" /> <input type="hidden" id="currentItemId" value="{2C825C72-61E1-4046-9326-61BA9B75A0E7}" /> <input type="hidden" id="anchortitle" value="opens in a new window" /> <div class="nuv-speed-bump SiteSwitcherModel overlay site-switcher-update" id="siteSwitcherOverlay"> <div class="nuv-speed-bump__container" id="siteSwitcherContainer" data-region-placeholder="Select Region..." data-country-placeholder="Select Location..." data-site-placeholder="Select Site..."> <div class="nuv-speed-bump__wrapper"> <button onclick="javascipt:closeSiteSwitcher()" class="nuv-speed-bump__close-btn" id="SiteSwitcherClose" aria-label="close-button"> <svg role="img" focusable="false" class="nuv-speed-bump__close-icon" xmlns="http://www.w3.org/2000/svg" aria-label="close-icon"> <g stroke="#66737D" fill="none" fill-rule="evenodd" stroke-linecap="square"> <path d="M.5.5l18.85 17.907M19.35.5L.5 18.407"></path> </g> </svg> </button> <div class="nuv-speed-bump__copy"> <div class="nuv-institutional-modal__header" id="switcher_header_text" data-key="/en-us/"> Welcome to Nuveen </div> <div class="nuv-institutional-modal__sub-header" id="switcher_sub-header_text"> Select your preferred site so we can tailor your experience. </div> </div> <div class="site-switcher-update__content clearfix"> <div class="site-switcher-update__content-data clearfix"> <div class="site-switcher-update__content-data-inner half-width"> <label class="site-switcher-update__content-label" id="switcher_region_text">Confirm Your Region</label> <div class="site-switcher-update__content-select"> <div class="site-switcher-update-custom-select" id="regionSelector" tabindex="0"> <div class="site-switcher-update-select-trigger">Select Region...</div> <ul class="site-switcher-update-options"> <li class="site-switcher-update-option site-switcher-update-option--" data-value="{CF2D3C43-C685-472C-B610-9A82CF4ED64B}" tabindex="0"> <span class="site-switcher-update-option-text"> Americas </span> </li> <li class="site-switcher-update-option site-switcher-update-option--selected" data-value="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" tabindex="0"> <span class="site-switcher-update-option-text"> Asia Pacific </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-value="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" tabindex="0"> <span class="site-switcher-update-option-text"> Europe, Middle East, Africa </span> </li> </ul> </div> <svg role="img" focusable="false" aria-label="location_title location" viewBox="0 0 6 10" xmlns="http://www.w3.org/2000/svg"> <title>location select</title> <path d="M1 .757L5.243 5 1 9.243" stroke="currentColor" fill="none" fill-rule="evenodd"></path> </svg> </div> </div> <div class="site-switcher-update__content-data-inner half-width site-switcher-padding-right"> <label class="site-switcher-update__content-label" id="switcher_location_text">Confirm Your Location</label> <div class="site-switcher-update__content-select site-switcher-update__content-select--disabled"> <div class="site-switcher-update-custom-select" id="countryselector" tabindex="0"> <div class="site-switcher-update-select-trigger">Select Location...</div> <ul class="site-switcher-update-options"> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{CF2D3C43-C685-472C-B610-9A82CF4ED64B}" data-value="{2741C967-CC32-4103-A48A-534D7139E050}" tabindex="0"> <span class="site-switcher-update-option-text"> Canada </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{CF2D3C43-C685-472C-B610-9A82CF4ED64B}" data-value="{3DEECAC2-D40D-4146-8C6E-07AA4758B82A}" tabindex="0"> <span class="site-switcher-update-option-text"> Latin America </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{CF2D3C43-C685-472C-B610-9A82CF4ED64B}" data-value="{B9936CDA-8BCF-46C9-B1A2-A2E7EC7E164F}" tabindex="0"> <span class="site-switcher-update-option-text"> United States </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{8FC3AE5A-4119-4918-B97C-11C2291749E1}" tabindex="0"> <span class="site-switcher-update-option-text"> Australia </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{90304F97-C086-4FF0-B41E-B76CFCA8185D}" tabindex="0"> <span class="site-switcher-update-option-text"> Hong Kong </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{3459DC0C-85C5-413C-8411-B93D23BE2A5E}" tabindex="0"> <span class="site-switcher-update-option-text"> Japan </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{C5A807F0-3C69-405B-B5A2-AD6DF42C79EE}" tabindex="0"> <span class="site-switcher-update-option-text"> Mainland China </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{6D940711-ECCC-4EF0-95BD-86B08780B369}" tabindex="0"> <span class="site-switcher-update-option-text"> Malaysia </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{37AB708D-54AE-4E36-B145-154ADB493736}" tabindex="0"> <span class="site-switcher-update-option-text"> New Zealand </span> </li> <li class="site-switcher-update-option site-switcher-update-option--selected" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{0D9F656C-8AF9-4DBE-8D2B-35744867E4F9}" selected tabindex="0"> <span class="site-switcher-update-option-text"> Singapore </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{DF06D948-75A1-4948-A2C9-0ACF3C9E7A60}" tabindex="0"> <span class="site-switcher-update-option-text"> South Korea </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{498088ED-7B7A-42BA-8080-F3309D38B8BD}" tabindex="0"> <span class="site-switcher-update-option-text"> Taiwan </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{B303C277-11E3-4456-B3D3-C914E93A34E3}" tabindex="0"> <span class="site-switcher-update-option-text"> Thailand </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{6EB884DA-C962-4518-BE7D-C12249B1C62D}" data-value="{BF810C80-DE35-4873-A74D-F133083B0B21}" tabindex="0"> <span class="site-switcher-update-option-text"> Other </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{3FF88344-A451-4E8F-B7AA-E9231BF9089F}" tabindex="0"> <span class="site-switcher-update-option-text"> Abu Dhabi Global Market (ADGM) </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{B167A400-EA47-4584-97F7-BE31A7D4A338}" tabindex="0"> <span class="site-switcher-update-option-text"> Austria </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{75D50CC5-7842-4F1B-8089-A9B1E1BCC7FC}" tabindex="0"> <span class="site-switcher-update-option-text"> Belgium </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{3B494709-8BDC-467E-8E27-8B573C2C5EF8}" tabindex="0"> <span class="site-switcher-update-option-text"> Denmark </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{50CAD2B5-362D-49FF-B3CD-D86F9C1231AD}" tabindex="0"> <span class="site-switcher-update-option-text"> Finland </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{BA9DDB73-B07A-4FA6-81D9-4749B0516A74}" tabindex="0"> <span class="site-switcher-update-option-text"> France </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{C1834242-A669-4BB9-AEAD-85E28CD78348}" tabindex="0"> <span class="site-switcher-update-option-text"> Germany </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{738E5647-0A36-4B59-A238-7D6CA15B6B38}" tabindex="0"> <span class="site-switcher-update-option-text"> Ireland </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{02EF7270-4842-4293-9468-19B224D363EE}" tabindex="0"> <span class="site-switcher-update-option-text"> Italy </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{AF5234D5-F2FA-4934-833D-8E432A090F0D}" tabindex="0"> <span class="site-switcher-update-option-text"> Luxembourg </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{FB1D59D0-093B-4B25-A66C-64EF558FE222}" tabindex="0"> <span class="site-switcher-update-option-text"> Netherlands </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{A0DAEA6F-7627-4AF0-9F82-3A4B15475193}" tabindex="0"> <span class="site-switcher-update-option-text"> Norway </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{1FD76EAF-D31C-4086-9DF5-05C1B30C6BFD}" tabindex="0"> <span class="site-switcher-update-option-text"> Spain </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{5C0B0EFE-B386-4C40-905E-AB7C46CCA37C}" tabindex="0"> <span class="site-switcher-update-option-text"> Sweden </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{A75C1426-4F33-4B68-8583-2B298BAEC8B5}" tabindex="0"> <span class="site-switcher-update-option-text"> Switzerland </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{D2C3344C-0831-4746-9846-76DFC108E838}" tabindex="0"> <span class="site-switcher-update-option-text"> United Kingdom </span> </li> <li class="site-switcher-update-option site-switcher-update-option--" data-region="{EE25BDD8-E8D2-4C83-AD24-D5642F7534E6}" data-value="{BF810C80-DE35-4873-A74D-F133083B0B21}" tabindex="0"> <span class="site-switcher-update-option-text"> Other </span> </li> </ul> </div> <svg role="img" focusable="false" aria-label="location_title location" viewBox="0 0 6 10" xmlns="http://www.w3.org/2000/svg"> <title>location select</title> <path d="M1 .757L5.243 5 1 9.243" stroke="currentColor" fill="none" fill-rule="evenodd"></path> </svg> </div> </div> </div> <div id="siteSwitcherContent" class="site-switcher-content-wrapper" data-combined-attribute="Asia Pacific|Singapore|Institutional Investor"> <div class="site-switcher-update__content-data site-switcher-update__content-data--role half-width clearfix"> <label class="site-switcher-update__content-label">Select a Site</label> <div class="site-switcher-update__content-data-inner"> <div class="site-switcher-update__content-role site-switcher-update__content-role--disabled clearfix site-switcher-update__content-role-focus"> <input class="site-switcher-update__content-role-input" id="role_1" checked name="role" type="radio" value="Institutional Investor" tabindex="0" aria-label="Institutional Investor" role="radio" checked /> <label class="" for="role_1">Institutional Investor</label> </div> </div> </div> <div class="site-switcher-update__content-data site-switcher-update__content-data--legal clearfix"> <div class="site-switcher-update__content-data-inner"> <div class="site-switcher-update__content-data-legal"> <label class="site-switcher-update__content-label">Terms and Conditions</label> <div class="site-switcher-update__content-terms " tabindex="0" aria-label="legal-acceptance" role="textbox"> This website is intended for use by non-U.S. institutional investors only and does not take into account the investment objectives, financial situation or specific needs of any investor. Information from this website should not be the sole basis for any investment decision. If you are a US citizen or resident, we direct you to one of our U.S. websites available in the menus above. <br /> <br /> <strong>Past performance is no guarantee of future results. All investments carry a certain degree of risk, including the possible loss of principal, and there is no assurance that an investment will provide positive performance over any period of time. Certain products and services may not be available to all entities or persons. There is no guarantee that investment objectives will be achieved.</strong> <br /> <br /> By agreeing you are confirming you are being truthful, acknowledging you have read the information above and accept the terms and conditions set out with this website and meeting the intended audience requirement for this website. Not all content on this website is appropriate or applicable for the general public and we cannot guarantee consequences with the use of this information by unauthorized or unintended users. Content on this website may not be redistributed and is for informational purposes only and does not constitute investment advice or provide a solicitation to buy, sell or hold a security or investment strategy. </div> </div> <div class="site-switcher-update__links-container"> <a class="site-switcher-update__content-links site-switcher-update__content-links--privacy" target="_blank" href="/global/privacy?forceswitcher=false&type=global" title="opens in a new window"> Privacy notice </a> <a class="site-switcher-update__content-links site-switcher-update__content-links--cookie" target="_blank" href="/global/terms?forceswitcher=false&type=global" title="opens in a new window"> Cookie policy, terms of use </a> </div> </div> </div> <div class="nuv-button nuv-button--green site-switcher-update__content-btn"> <a class="nuv-button__btn" onclick="AddSiteSpecificCookie()" href="javascript:void(0)" data-target="_self" data-action="/global/" data-site-switcher-accept-time="365" title="opens in the same window">Accept to continue</a> </div> </div> <div id="siteSwitcherLoader" class="site-switcher-loading nuv-loader"><!-- anim --></div> </div> </div> </div> </div> </div> <script> document.addEventListener("DOMContentLoaded", function (event) { var siteSwitcher = document.getElementById("siteSwitcherOverlay"); siteSwitcher.classList.add("nuv-speed-bump--show"); siteSwitcher.classList.add("max-opacity"); var skipHeaderEle = document.getElementById("skip-header"); skipHeaderEle.classList.add("last-focus-tabbed"); }); </script> <script> //window.addEventListener('DOMContentLoaded', (event) => { // const selectedRoleRadio = (document.cookie.match(/^(?:.*;)?\s*roleRadioButtonCookie\s*=\s*([^;]+)(?:.*)?$/) || ['', null])[1]; // if (selectedRoleRadio !== null) { // $(`input[type="radio"][value="${selectedRoleRadio}"]`).prop('checked', true); // } //}); function AddSiteSpecificCookie() { const daycount = parseInt($('.site-switcher-update__content-btn a').attr('data-site-switcher-accept-time'), 10); if (daycount !== 0) { document.cookie = "siteSwitcherAccept=true;max-age=" + daycount * 24 * 60 * 60 + ';path=/;secure'; } else { document.cookie = "siteSwitcherAccept=true;path=/;secure"; } if ($('#roleSelection').find('.site-switcher-update-option--selected').length > 0) { const radioButtonValue = $('#roleSelection').find('.site-switcher-update-select-trigger').first().text() document.cookie = `roleRadioButtonCookie=${radioButtonValue};max-age=` + 365 * 24 * 60 * 60 + ';path=/;secure'; } // Get the selected values from the custom dropdowns const regionValue = document.querySelector('#regionSelector .site-switcher-update-select-trigger').innerText; const countryValue = document.querySelector('#countryselector .site-switcher-update-select-trigger').innerText; let roleValue = ''; const roleRadioButton = document.getElementById('role_1'); const roleDropdown = document.querySelector('#roleSelection .site-switcher-update-select-trigger'); if (roleRadioButton && roleRadioButton.checked) { roleValue = roleRadioButton.value; } else if (roleDropdown) { roleValue = roleDropdown.innerText.trim(); } let combinedValue = `${regionValue}|${countryValue}|${roleValue}`.trim(); const siteSwitcherContent = document.getElementById('siteSwitcherContent'); const dataCombinedAttribute = siteSwitcherContent.getAttribute('data-combined-attribute').trim(); if (combinedValue !== dataCombinedAttribute) { combinedValue = `${regionValue} | ${countryValue} | ${roleValue}`.trim(); document.cookie = `siteSwitcherSelectedValues=${combinedValue};max-age=` + 365 * 24 * 60 * 60 + ';path=/;secure'; } const redirectUrl = $('.site-switcher-update__content-btn a').attr('data-action'); const redirectTarget = $('.site-switcher-update__content-btn a').attr('data-target'); //window.location.href = redirectUrl; window.open(redirectUrl, redirectTarget); } function closeSiteSwitcher() { const daycount = parseInt($('.site-switcher-update__content-btn a').attr('data-site-switcher-accept-time'), 10); if (daycount !== 0) { document.cookie = "siteSwitcherAccept=true;max-age=" + daycount * 24 * 60 * 60 + ';path=/;secure'; } else { document.cookie = "siteSwitcherAccept=true;path=/;secure"; } } </script> <div class="nuv-search-overlay" tabindex="-1"> <div class="nuv-search-overlay__main-wrapper"> <div class="nuv-search-overlay__main-container"> <form class="nuv-search-overlay__search-form" action="/en-us/search"> <svg role="img" aria-label="search-icon" data-action="search" viewBox="0 0 17 17" xmlns="http://www.w3.org/2000/svg" class="nuv-icon nuv-icon--search"> <g id="search-icon" transform="translate(1 1)" fill="none" fill-rule="evenodd"> <circle data-action="search" class="nuv-icon__stroke" cx="5.5" cy="5.5" r="5.5" /> <path data-action="search" class="nuv-icon__fill" d="M9.88 8.464l5.656 5.657-1.415 1.416L8.465 9.88z" /> </g> </svg> <label class="nuv-search-overlay__search-field-hint" for="q">Hit enter to search</label> <input class="nuv-search-overlay__search-field nuv-search-overlay__search-field--empty" type="search" placeholder="Search for a ticker or keyword" aria-label="Search for a ticker or keyword" id="q" value="" data-key="retail"> <!-- Label needs to come after so we can show it with css when the field is on focus --> <button class="nuv-search-overlay__reset" type="reset" aria-label="search overlay reset"> Clear search </button> </form> <button class="nuv-search-overlay__close-button" type="button" name="button" aria-label="close-button"> <svg role="img" data-action="close" class="nuv-icon nuv-icon--close" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-label="nuv-icon-close"> <g class="nuv-icon__stroke" stroke-width="2" fill="none" fill-rule="evenodd" stroke-linecap="square"> <path data-action="close" d="M1.5 1.5l20.652 20.652M1.5 22.5L22.152 1.848" /> </g> </svg> </button> </div> </div> </div> <div class="nuv-speed-bump modal-darkbg" id="modal-contactus"> <div class="nuv-speed-bump__container nuv-contact-us__modaldarkbg"> <div class="nuv-speed-bump__wrapper no-outline"> <button class="nuv-speed-bump__close-btn" aria-label="close-button"> <svg role="img" class="nuv-speed-bump__close-icon" xmlns="http://www.w3.org/2000/svg" data-action="close" style="" aria-label="nuv-speed-bump-close-icon"> <g stroke="#66737D" fill="none" fill-rule="evenodd" stroke-linecap="square"> <path d="M.5.5l18.85 17.907M19.35.5L.5 18.407" data-action="close" style=""> </path> </g> </svg> </button> <div class="nuv-speed-bump__copy"> <div class="nuv-contact-us loggedout"> <div class="nuv-contact-us__header"> Contact us</div> <div class="nuv-contact-us__advisor nuv-contact-us__item no-outline"> <div class="nuv-contact-us__info"> <div class="nuv-contact-us__name">Financial Professionals</div> <div class="nuv-contact-us__phone"> <a data-action="phone" href="tel:800-752-8700"> <span data-action="phone">800-752-8700</span> </a> </div> <div class="nuv-contact-us__email"> <a href="" data-speed-bump-id="modal-contact-form" target="_self" data-action="email"> <span data-action="email">Send us an email</span> </a> </div> <div class="nuv-contact-us__chat nuv-chat-link" id="nuv-contact___chat_popup" style="display: none;"> <a target="_self" href="javascript:void(0);"> <div> <svg role="img" aria-label="chat" xmlns="http://www.w3.org/2000/svg" width="23" height="19.875" viewBox="0 0 23 19.875"> <defs> <style> .nuv-chat-green { fill: #2ba824; 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investing","description":"","picture":{"mobile":"/en-us/global/-/media/nuveen/retail/investments/retirement/470102_retirement_insights_hero.ashx?sc_lang=en?w=1600\u0026hash=081B1B2B4178FAFA0DC8EC8A048B76FF","desktop":"/en-us/global/-/media/nuveen/retail/investments/retirement/470102_retirement_insights_hero.ashx?sc_lang=en?w=1600\u0026hash=081B1B2B4178FAFA0DC8EC8A048B76FF","alt":"A group of people in an office setting, a man smiles at the camera"},"video":null}}"> <picture class="nuv-landing-hero-with-btn__picture-container"> <img src="/en-us/global/-/media/nuveen/retail/investments/retirement/470102_retirement_insights_hero.ashx?sc_lang=en?w=1600&hash=081B1B2B4178FAFA0DC8EC8A048B76FF" alt="A group of people in an office setting, a man smiles at the camera" class="nuv-landing-hero-with-btn__picture-image" fetchpriority="high"> </picture> <div class="nuv-landing-hero-with-btn__content-wrapper"> <div class="nuv-landing-hero-with-btn__content-container"> <p class="nuv-landing-hero-with-btn__eyebrow"></p> <h1 class="nuv-landing-hero-with-btn__title">Retirement investing</h1> <span class="nuv-button nuv-button--green nuv-landing-hero-with-btn__Link"> <a href="/en-us/insights/retirement/contact-us" class="nuv-button__btn nuv-hero-with-btn-unit__download-pdf-link " modalLinkFieldId="d3446964-84f6-4bb6-85ab-2832358991d1" title="Contact us" data-possibleModalId="modal-errormessage" >Contact us</a> </span> </div> </div> </div> </div> <div class="clearfix"></div> <script type="text/javascript"> function anchorLinksScroll(e, id) { e.preventDefault(); var el = document.getElementById(id); el.scrollIntoView({ behavior: 'smooth', block: 'center', inline: 'nearest' }); } </script> <div class="nuv-anchor-links" id="anchorlinksfbce68b7d6ba472eaecd32dc56eb9805"> <h4 class="nuv-anchor-links__title"> </h4> <ul class="nuv-anchor-links__list"> <li> <a onclick="anchorLinksScroll(event, 'insights')" href="#"> Insights </a></li> <li> <a onclick="anchorLinksScroll(event, 'resources')" href="#"> Investing resources </a></li> <li> <a onclick="anchorLinksScroll(event, 'tools-link')" href="#"> Tools </a></li> <li> <a onclick="anchorLinksScroll(event, 'investing')" href="#"> Participant resources </a></li> <li> <a onclick="anchorLinksScroll(event, 'investment-offerings')" href="#"> Investment offerings </a></li> </ul> </div> <div class="full-width-article"> <div class="nuv-article-content--retail ArticleBodyContent" data-component="{"styleguide_title":"Article Content Component","styleguide_description":"","componentName":"fullWidthBodyCopy","componentType":"Article","content":"<h3>Industry-leading retirement insights supported by 125 years of investment expertise<sup>1,2</sup></h3>\n<p>Access a number of forward-thinking retirement investment resources from the experts at Nuveen and TIAA, like our award-winning defined contribution publication, <em><a href=\"/en-us/insights/retirement/dcio-next-archive\"data-possibleModalId=\"modal-errormessage\"modalLinkFieldId=\"ed2b8e68-7a54-45b8-9428-17068239bf48\">next.</a><sup>2</sup></em>&nbsp;Read more about <a rel=\"noopener noreferrer\" href=\"https://documents.nuveen.com/Documents/Nuveen/Default.aspx?uniqueId=a0536d7e-f04b-4742-8517-e4ab740d75ba\" target=\"_blank\">retirement investing with Nuveen. <svg class=\"external-icon\" width=\"1em\" height=\"1em\" viewbox=\"0 0 23 23\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"> <g stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" stroke-linecap=\"square\">\n<path d=\"M19.5,3.5 L10.5,13.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M19.5,3.5 L13.5,3.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M19.5,3.5 L19.5,9.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M5.5,0.5 L22.5,0.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M22.5,18.5 L5.5,18.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M5.5,1.5 L5.5,17.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M4.5,4.5 L0.5,4.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M0.5,5.5 L0.5,22.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M17.5,19.5 L17.5,21.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M13.5,3.5 L19.5,3.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M19.5,3.5 L19.5,9.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M18.5,4.5 L10.5,13.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M0.5,22.5 L17.5,22.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n<path d=\"M22.5,1.5 L22.5,18.5\" stroke=\"currentColor\" fill-rule=\"nonzero\"></path>\n</g> </svg></a></p>\n<p>If you are a financial professional and would like to learn more, please complete <a href=\"/en-us/insights/retirement/contact-us\"data-possibleModalId=\"modal-errormessage\"modalLinkFieldId=\"d3446964-84f6-4bb6-85ab-2832358991d1\">this form</a> or call your <a rel=\"noopener noreferrer\" href=\"https://documents.nuveen.com/Documents/Nuveen/Default.aspx?uniqueid=1238baf0-22f5-48aa-8284-9e1d0f1d7500\" target=\"_blank\">regional retirement specialist</a>.</p>","variation":[]}"> <h3>Industry-leading retirement insights supported by 125 years of investment expertise<sup>1,2</sup></h3> <p>Access a number of forward-thinking retirement investment resources from the experts at Nuveen and TIAA, like our award-winning defined contribution publication, <em><a href="/en-us/insights/retirement/dcio-next-archive"data-possibleModalId="modal-errormessage"modalLinkFieldId="ed2b8e68-7a54-45b8-9428-17068239bf48">next.</a><sup>2</sup></em> Read more about <a rel="noopener noreferrer" href="https://documents.nuveen.com/Documents/Nuveen/Default.aspx?uniqueId=a0536d7e-f04b-4742-8517-e4ab740d75ba" target="_blank">retirement investing with Nuveen. <svg class="external-icon" width="1em" height="1em" viewbox="0 0 23 23" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd" stroke-linecap="square"> <path d="M19.5,3.5 L10.5,13.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M19.5,3.5 L13.5,3.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M19.5,3.5 L19.5,9.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M5.5,0.5 L22.5,0.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M22.5,18.5 L5.5,18.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M5.5,1.5 L5.5,17.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M4.5,4.5 L0.5,4.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M0.5,5.5 L0.5,22.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M17.5,19.5 L17.5,21.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M13.5,3.5 L19.5,3.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M19.5,3.5 L19.5,9.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M18.5,4.5 L10.5,13.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M0.5,22.5 L17.5,22.5" stroke="currentColor" fill-rule="nonzero"></path> <path d="M22.5,1.5 L22.5,18.5" stroke="currentColor" fill-rule="nonzero"></path> </g> </svg></a></p> <p>If you are a financial professional and would like to learn more, please complete <a href="/en-us/insights/retirement/contact-us"data-possibleModalId="modal-errormessage"modalLinkFieldId="d3446964-84f6-4bb6-85ab-2832358991d1">this form</a> or call your <a rel="noopener noreferrer" href="https://documents.nuveen.com/Documents/Nuveen/Default.aspx?uniqueid=1238baf0-22f5-48aa-8284-9e1d0f1d7500" target="_blank">regional retirement 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data-item="{"type":"Article","thumbnail":{"desktop":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art1-erisa_1380x800_v1.ashx?sc_lang=en?w=400&hash=288F4C14CB3C89E4C346BE4E9EFFD15E","mobile":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art1-erisa_1380x800_v1.ashx?sc_lang=en?w=400&hash=288F4C14CB3C89E4C346BE4E9EFFD15E","theme":"Retirement","themeLink":"/en-us/insights/retirement","title":"ERISA at 50","titleLink":"/en-us/insights/retirement/nextadvisor-issue-2/erisa-at-50","author":"","authorLink":"","date":"31 Oct 2024"}}"> <div class="nuv-three-up-content__video-container"> <a href="/en-us/insights/retirement/nextadvisor-issue-2/erisa-at-50" modalLinkFieldId="569aef33-3b56-4eba-89a4-557e6680c88a" data-possibleModalId="modal-errormessage" > <picture class="nuv-three-up-content__thumbnail-picture-container"> <img 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data-item="{"type":"Article","thumbnail":{"desktop":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art3_1380x800-hero2.ashx?sc_lang=en?w=400&hash=7876C7A05A25F064D6D47BA9FE7DD3EE","mobile":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art3_1380x800-hero2.ashx?sc_lang=en?w=400&hash=7876C7A05A25F064D6D47BA9FE7DD3EE","theme":"Retirement","themeLink":"/en-us/insights/retirement","title":"Amplifying advisor voices with social media","titleLink":"/en-us/insights/retirement/nextadvisor-issue-2/amplifying-advisor-voices-with-social-media","author":"","authorLink":"","date":"31 Oct 2024"}}"> <div class="nuv-three-up-content__video-container"> <a href="/en-us/insights/retirement/nextadvisor-issue-2/amplifying-advisor-voices-with-social-media" modalLinkFieldId="e7422646-8d50-4d0e-93a6-ce588788ea3d" data-possibleModalId="modal-errormessage" > <picture class="nuv-three-up-content__thumbnail-picture-container"> <img 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data-item="{"type":"Article","thumbnail":{"desktop":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art4_1380x800-hero3.ashx?sc_lang=en?w=400&hash=9724F4DE884C36659856BBF3AAC28B15","mobile":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art4_1380x800-hero3.ashx?sc_lang=en?w=400&hash=9724F4DE884C36659856BBF3AAC28B15","theme":"Retirement","themeLink":"/en-us/insights/retirement","title":"Lifetime income: from skepticism to adoption","titleLink":"/en-us/insights/retirement/nextadvisor-issue-2/lifetime-income-from-skepticism-to-adoption","author":"","authorLink":"","date":"31 Oct 2024"}}"> <div class="nuv-three-up-content__video-container"> <a href="/en-us/insights/retirement/nextadvisor-issue-2/lifetime-income-from-skepticism-to-adoption" modalLinkFieldId="50578ec6-8d5f-4e88-99e5-dc92541a3a3a" data-possibleModalId="modal-errormessage" > <picture class="nuv-three-up-content__thumbnail-picture-container"> <img src="/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_art4_1380x800-hero3.ashx?sc_lang=en?w=400&hash=9724F4DE884C36659856BBF3AAC28B15" alt="Illustration of a man in a suit carrying a question mark" loading="lazy"> </picture> </a> </div> <div class="nuv-three-up-content__theme-no-eyebrow"></div> <a href="/en-us/insights/retirement/nextadvisor-issue-2/lifetime-income-from-skepticism-to-adoption" class="nuv-three-up-content__title" modalLinkFieldId="50578ec6-8d5f-4e88-99e5-dc92541a3a3a" data-possibleModalId="modal-errormessage" >Lifetime income: from skepticism to adoption</a> <div class="nuv-three-up-content__sub-copy">We spoke to Chuck Williams, Jim O’Shaughnessy and Kim Cochrane about their concerns regarding lifetime income, and what we can do to alleviate them.</div> <div class="nuv-three-up-content__authorname"> </div> <div class="nuv-three-up-content__footer"> </div> </div> </div> </div> </div> </div> <div class="nuv-image-callout-breaker 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Our <em>lifetime income solutions</em> may help provide participants with a reliable stream of income throughout retirement. </div> <div class="nuv-button nuv-button--light"> <a href="/en-us/campaigns/lifetime-income" href="/en-us/campaigns/lifetime-income" data-possibleModalId="modal-errormessage" title="Explore now" modalLinkFieldId="413c189b-b925-49ef-b644-d8520c737932" class="nuv-button__btn secureLink_whitelockIcon imageCalloutBreakerbtn" target="" >Explore now</a> </div> </div> </div> </div> </div> <span id="resources" class="nuv-anchor-target"></span> <div class="nuv-content-feed nuv-content-feed--theme-color-blue" id="featurefeed_ea153c2b6c94493fabb754d003e2a6d4" data-component="{"componentName":"contentFeed","componentType":"Collection"}"> <h2 class="nuv-content-feed__main-title">Retirement investing resources</h2> <div class="nuv-content-feed__main-container"> <div class="nuv-content-feed__featured-container " data-item="{"type":"Article","eyebrow":"Retirement","mainTitle":"nextAdvisor: plan sponsor lifetime income topics | nextAdvisor Issue 2","mainUrl":"/en-us/insights/retirement/nextadvisor-issue-2","subTitle":" | 31 Oct 2024","summary":"","locked":"","picture":{"mobile":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_hub_1380x800-hero_v3-1.ashx?sc_lang=en","desktop":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nextadvisor-issue-2/1824631_hub_1380x800-hero_v3-1.ashx?sc_lang=en","alt":"Four people smiling"}}"> <a href="/en-us/insights/retirement/nextadvisor-issue-2" class="nuv-anchor-link-wrapper-div" title="nextAdvisor issue no. 2: Strategies from leading retirement plan advisors)"></a> <div class="nuv-content-feed__featured-item-bg"> <a href="/en-us/insights/retirement/nextadvisor-issue-2" class="nuv-content-feed__featured-image-url"> <picture class="nuv-content-feed__featured-picture-container"> <source media="(max-width: 767px)" 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data-item="{"type":"Article","eyebrow":"Retirement","mainTitle":"\u003cem\u003enext\u003c/em\u003eAdvisor: Your toolkit for discussing lifetime income with plan sponsors","mainUrl":"/en-us/insights/retirement/having-lifetime-income-discussions-with-plan-sponsors","subTitle":" | 26 Oct 2023","locked":"","picture":{"mobile":"/en-us/global/-/media/nuveen/video-thumbnails/nuveen-in-90-sept-2023-brendan-mccarthy-1380x800.ashx?sc_lang=en?w=800\u0026hash=F717BD059CE22C74493E0BD7630CFB7B","desktop":"/en-us/global/-/media/nuveen/video-thumbnails/nuveen-in-90-sept-2023-brendan-mccarthy-1380x800.ashx?sc_lang=en?w=800\u0026hash=F717BD059CE22C74493E0BD7630CFB7B","alt":"September 2023 Nuveen in 90 with Brendan McCarthy"}}"> <div class="nuv-content-feed__feed-item-thumb"> <div class="nuv-content-feed__feed-item-bg-thumb"> <a href="/en-us/insights/retirement/having-lifetime-income-discussions-with-plan-sponsors" class="nuv-content-feed__feed-image-url"> <picture 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questions","mainUrl":"https://documents.nuveen.com/documents/nuveen/default.aspx?uniqueid=7ae28cc0-f592-4c3d-a251-8edca880296e","subTitle":"","locked":"","picture":{"mobile":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nuveen-lifecycle-funds-5-commonly-asked-questions-thumbnail-1380x800.ashx?sc_lang=en?w=300\u0026hash=84ED86FC25CC0803716C24E0C90F54EE","desktop":"/en-us/global/-/media/nuveen/retail/thinking/retirement/nuveen-lifecycle-funds-5-commonly-asked-questions-thumbnail-1380x800.ashx?sc_lang=en?w=300\u0026hash=84ED86FC25CC0803716C24E0C90F54EE","alt":"Nuveen Lifecycle Index Funds: 5 commonly asked questions"}}"> <div class="nuv-content-feed__feed-item-thumb"> <div class="nuv-content-feed__feed-item-bg-thumb"> <a href="https://documents.nuveen.com/Documents/Nuveen/Default.aspx?uniqueId=7ae28cc0-f592-4c3d-a251-8edca880296e" target="_blank" title="opens in a new window" class="nuv-content-feed__feed-image-url " data-speed-bump-id=""> <picture 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id="quicklinks_11b94946a0ac4f9a997524b306d423d5" data-component="{"styleguide_title":"Quick Links","styleguide_description":"","componentName":"quicklinks","componentType":"Collection"}"> <div class="nuv-quicklinks__headline-wrapper"> <h3 class="nuv-quicklinks__headline nuv-quicklinks__headline--green">Retirement investment offerings</h3> </div> <div class=""> <a class="nuv-quicklinks__item nuv-quicklinks__item--green" data-speed-bump-id="" href="/en-us/investments/retirement/nuveen-lifecycle-income-cit-series-login" target="" data-track-hover="" title="opens in the same window"> <span class="nuv-quicklinks__item-text"> Nuveen Lifecycle Income target date series </span> </a> <a class="nuv-quicklinks__item nuv-quicklinks__item--green" data-speed-bump-id="" href="/en-us/investments/retirement/secure-income-account" target="" data-track-hover="" title="opens in the same window"> <span class="nuv-quicklinks__item-text"> TIAA Secure Income Account </span> </a> <a class="nuv-quicklinks__item nuv-quicklinks__item--green" data-speed-bump-id="" href="/en-us/investments/retirement/collective-investment-trust" target="" data-track-hover="" title="opens in the same window"> <span class="nuv-quicklinks__item-text"> Collective Investment Trusts </span> </a> </div> </div> <span id="investment-offerings" class="nuv-anchor-target"></span> <div class="nuv-page-level-disclosure firstDisclosure" data-component=""> <div class="nuv-page-level-disclosure__copy"> <p><strong>Endnotes</strong></p> <p>1. Nuveen traces its history to 1898 when the company began underwriting municipal bonds, and TIAA was founded in 1918. TIAA acquired Nuveen in 2014, and shortly thereafter TIAA’s asset management business was combined with Nuveen. Statements regarding Nuveen’s history include TIAA’s history.<br /> 2. Investment Management Education Alliance STAR Award, Best Thought Leadership Campaign, 2019. https://thestarawards.com/wp-content/uploads/2019/09/STAR-Awards_Winners-Release_2019.pdf. https://imeaconnect.com/star-awards-2020/star-award-winners/star-awards-2023/about/.</p> <p>Any guarantees of lifetime income are backed by the claims-paying ability of the issuing company.</p> <!-- <p><sup>*</sup>Any guarantees are from annuities issued by TIAA and are subject to TIAA's claims-paying ability.</p> <p><sup>1</sup> As of 30 Sep 2022.</p> <p><sup>2</sup> Pensions & Investments, 06 Jun 2022. Rankings based on institutional tax-exempt assets under management as of 31 Dec 2021 reported by each responding asset manager.</p> <p><sup>3 </sup>Nuveen, Morningstar Direct as of 31 Dec 2022. Based on total net assets of U.S. open end and exchange traded fund target date funds for the TIAA CREF Funds. Based on a review of 32 fund families with target date offerings.</p> <p><sup>4 </sup>The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see lipperfundawards.com. The Award is based on a review of risk-adjusted performance of 39 companies for 2016, 36 for 2017, 35 for 2018 & 2019, and 30 for 2020. The award pertains only to the TIAA-CREF mutual funds in the mixed-asset category. Without such waivers ratings could be lower. <strong>Past performance does not guarantee future results.</strong> For current performance, rankings and prospectuses, please visit <a href="/en-us"> Nuveen.com </a>.</p> --> </div> </div> <div class="nuv-contact-us-CTA "> <div class="nuv-contact-us-CTA__container "> <picture class="nuv-contact-us-CTA__picture"> <img src="/en-us/global/-/media/nuveen/contact-us-cta/contact-us-fpo.ashx?sc_lang=en&hash=B502EE070CF56B434B93929CD6456DD1" alt="Aerial view of the ocean shore" class="nuv-contact-us-CTA__picture-image" loading="lazy"> </picture> <div class="nuv-contact-us-CTA__content"> <div class="nuv-contact-us-CTA__upper"> <div class="nuv-contact-us-CTA__contactus nuv-contact-us-CTA__contactus--blue "> <div class="nuv-contact-us-CTA__contactus-title"> Contact us </div> <div class="nuv-contact-us-CTA__button"> <div class="nuv-contact-us-CTA__detail-button"> <div class="nuv-button"> <a class="nuv-button__btn" 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