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</a></div><p class="o-teaser__standfirst"><a href="/content/1c1f44a5-9cd9-4b29-8afa-6415ab439608" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">In many cases, it’s best — financially — to go your separate ways </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="1c1f44a5-9cd9-4b29-8afa-6415ab439608" data-myft-ui="saved" action="/myft/save/1c1f44a5-9cd9-4b29-8afa-6415ab439608" data-js-action="/__myft/api/core/saved/content/1c1f44a5-9cd9-4b29-8afa-6415ab439608?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save The couples’ conundrum: joint or separate finances? 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But he broke his own rules — and is now on the road to home ownership </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="45b4530d-a3db-4c9c-a334-18c0f5dc2fb5" data-myft-ui="saved" action="/myft/save/45b4530d-a3db-4c9c-a334-18c0f5dc2fb5" data-js-action="/__myft/api/core/saved/content/45b4530d-a3db-4c9c-a334-18c0f5dc2fb5?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Ben Pentreath: my volte face from committed renter to new homeowner to myFT for later" aria-label="Save Ben Pentreath: my volte face from committed renter to new homeowner to myFT for later" data-alternate-label="Ben Pentreath: my volte face from committed renter to new homeowner is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="45b4530d-a3db-4c9c-a334-18c0f5dc2fb5" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/45b4530d-a3db-4c9c-a334-18c0f5dc2fb5" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2691%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Ffb1894b4-813b-4179-9af8-d03818e9e755.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Two men, one wearing a red checked shirt, the other a kilt, stand in front of some packing boxes. They are smiling"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-10-08T04:00:09.407Z">Tuesday, 8 October, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="d3fa1844-30fd-4258-80f4-89f022899ed1" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="d3fa1844-30fd-4258-80f4-89f022899ed1"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/pensions" aria-label="Category: Pensions">Pensions</a></div><div class="o-teaser__heading"><a href="/content/d3fa1844-30fd-4258-80f4-89f022899ed1" data-trackable="heading-link" class="js-teaser-heading-link">Schroders calls for early pension access for first-time buyers</a></div><p class="o-teaser__standfirst"><a href="/content/d3fa1844-30fd-4258-80f4-89f022899ed1" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Asset manager suggests a national lifetime savings plan</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="d3fa1844-30fd-4258-80f4-89f022899ed1" data-myft-ui="saved" action="/myft/save/d3fa1844-30fd-4258-80f4-89f022899ed1" data-js-action="/__myft/api/core/saved/content/d3fa1844-30fd-4258-80f4-89f022899ed1?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Schroders calls for early pension access for first-time buyers to myFT for later" aria-label="Save Schroders calls for early pension access for first-time buyers to myFT for later" data-alternate-label="Schroders calls for early pension access for first-time buyers is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="d3fa1844-30fd-4258-80f4-89f022899ed1" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/d3fa1844-30fd-4258-80f4-89f022899ed1" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2324%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F03b4e415-2f0a-47ee-90bb-b635b771b7b9.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="A woman looking at advertisements in an estate agents window in Faversham, Kent"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-09-27T13:00:06.261Z">Friday, 27 September, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="070d3416-1266-45e2-8160-e6bb55672117" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="070d3416-1266-45e2-8160-e6bb55672117"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/d7bfeab2-d56a-4e2b-a467-cbc1e796dca0" aria-label="Category: Clare Munro">Clare Munro</a></div><div class="o-teaser__heading"><a href="/content/070d3416-1266-45e2-8160-e6bb55672117" data-trackable="heading-link" class="js-teaser-heading-link">The risks of giving the family home to your children early</a></div><p class="o-teaser__standfirst"><a href="/content/070d3416-1266-45e2-8160-e6bb55672117" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">The ‘dower principle’ of passing on a residence while still alive can have advantages if you’re trying to minimise IHT — but there are pitfalls </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="070d3416-1266-45e2-8160-e6bb55672117" data-myft-ui="saved" action="/myft/save/070d3416-1266-45e2-8160-e6bb55672117" data-js-action="/__myft/api/core/saved/content/070d3416-1266-45e2-8160-e6bb55672117?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save The risks of giving the family home to your children early to myFT for later" aria-label="Save The risks of giving the family home to your children early to myFT for later" data-alternate-label="The risks of giving the family home to your children early is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="070d3416-1266-45e2-8160-e6bb55672117" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/070d3416-1266-45e2-8160-e6bb55672117" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F8b68b0c6-cd1e-4b66-a22e-223c172cf727.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-09-25T04:00:11.581Z">Wednesday, 25 September, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="ba89710f-3c2d-4a62-9737-79ef72b96fc8" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="ba89710f-3c2d-4a62-9737-79ef72b96fc8"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/ba89710f-3c2d-4a62-9737-79ef72b96fc8" data-trackable="heading-link" class="js-teaser-heading-link">What investments can I use to limit my inheritance tax liability?</a></div><p class="o-teaser__standfirst"><a href="/content/ba89710f-3c2d-4a62-9737-79ef72b96fc8" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I’m also considering setting up a trust for my two adult children but am open to other ideas</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="ba89710f-3c2d-4a62-9737-79ef72b96fc8" data-myft-ui="saved" action="/myft/save/ba89710f-3c2d-4a62-9737-79ef72b96fc8" data-js-action="/__myft/api/core/saved/content/ba89710f-3c2d-4a62-9737-79ef72b96fc8?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save What investments can I use to limit my inheritance tax liability? to myFT for later" aria-label="Save What investments can I use to limit my inheritance tax liability? to myFT for later" data-alternate-label="What investments can I use to limit my inheritance tax liability? is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="ba89710f-3c2d-4a62-9737-79ef72b96fc8" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/ba89710f-3c2d-4a62-9737-79ef72b96fc8" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F32b0f2d6-cdb5-46cc-912c-a75e3962fde0.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-stream-item> <div class="o-teaser o-teaser--native-ad o-teaser--small o-teaser--stream-card" data-o-ads-name="PartnerContent--horizontal" data-o-ads-targeting="pos=native;format=horizontal" data-o-ads-formats="PartnerContent" data-o-ads-component="slot" ></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-09-07T04:00:55.826Z">Saturday, 7 September, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/enuma-okoro" aria-label="Category: Enuma Okoro">Enuma Okoro</a></div><div class="o-teaser__heading"><a href="/content/5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" data-trackable="heading-link" class="js-teaser-heading-link">How can women navigate later life? </a></div><p class="o-teaser__standfirst"><a href="/content/5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">There is power to be gained in living on one’s own terms</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" data-myft-ui="saved" action="/myft/save/5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" data-js-action="/__myft/api/core/saved/content/5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save How can women navigate later life? to myFT for later" aria-label="Save How can women navigate later life? to myFT for later" data-alternate-label="How can women navigate later life? is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/5a5a8bf9-fa31-4bb4-a4db-d7cc9ae40cbf" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2112%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Facba8868-e038-4282-b990-a27a7caa6ac4.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-08-23T04:00:17.811Z">Friday, 23 August, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="2c8224bc-ced4-419e-9d83-8aa87fe3e495" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="2c8224bc-ced4-419e-9d83-8aa87fe3e495"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/beauty" aria-label="Category: Beauty">Beauty</a></div><div class="o-teaser__heading"><a href="/content/2c8224bc-ced4-419e-9d83-8aa87fe3e495" data-trackable="heading-link" class="js-teaser-heading-link">The cheat’s guide to looking effortless</a></div><p class="o-teaser__standfirst"><a href="/content/2c8224bc-ced4-419e-9d83-8aa87fe3e495" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Could a high-cost monthly intervention do more for your appearance than a complex daily regime?</a></p><div 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aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2708%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F7f2fb4d2-3032-41bd-a344-9c5266f28214.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="An elegantly dressed older woman with flowing gray hair seated on a rustic stool, wearing a multicolored skirt and dark blouse, in a minimalist room with a white background, looking contemplative"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-stream-item> <div class="o-ads o-ads advert advert--instream" data-o-ads-targeting="pos=mid1;" data-o-ads-center="true" data-o-ads-label="false" data-o-ads-formats-small="MediumRectangle,Responsive,OneByOne" 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data-trackable="heading-link" class="js-teaser-heading-link">Can you afford to retire early? </a></div><p class="o-teaser__standfirst"><a href="/content/e537b9f8-078e-4fbf-b16a-e6580ea3f9d3" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">For many, escaping the 9 to 5 is an alluring proposal. But how can you ensure you don’t run out of money — or get bored?</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="e537b9f8-078e-4fbf-b16a-e6580ea3f9d3" data-myft-ui="saved" action="/myft/save/e537b9f8-078e-4fbf-b16a-e6580ea3f9d3" data-js-action="/__myft/api/core/saved/content/e537b9f8-078e-4fbf-b16a-e6580ea3f9d3?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Can you afford to retire early? to myFT for later" aria-label="Save Can you afford to retire early? to myFT for later" data-alternate-label="Can you afford to retire early? is Saved to myFT" aria-pressed="false" 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datetime="2024-04-26T13:00:59.017Z">Friday, 26 April, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="bb0a8eb7-227a-400a-919a-ab7dd2f20f0b" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="bb0a8eb7-227a-400a-919a-ab7dd2f20f0b"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/camilla-cavendish" aria-label="Category: Camilla Cavendish">Camilla Cavendish</a></div><div class="o-teaser__heading"><a href="/content/bb0a8eb7-227a-400a-919a-ab7dd2f20f0b" data-trackable="heading-link" class="js-teaser-heading-link">Science is closing in on the frailties of old age</a></div><p class="o-teaser__standfirst"><a href="/content/bb0a8eb7-227a-400a-919a-ab7dd2f20f0b" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Research is finding ways to extend animal lifespans but 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class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-04-17T04:00:27.627Z">Wednesday, 17 April, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="95e21f2a-0d55-48ed-941e-2dde2043e380" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="95e21f2a-0d55-48ed-941e-2dde2043e380"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/95e21f2a-0d55-48ed-941e-2dde2043e380" data-trackable="heading-link" class="js-teaser-heading-link">What should I consider when donating to charity?</a></div><p class="o-teaser__standfirst"><a href="/content/95e21f2a-0d55-48ed-941e-2dde2043e380" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I would like to donate part of my salary every month</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="95e21f2a-0d55-48ed-941e-2dde2043e380" data-myft-ui="saved" action="/myft/save/95e21f2a-0d55-48ed-941e-2dde2043e380" data-js-action="/__myft/api/core/saved/content/95e21f2a-0d55-48ed-941e-2dde2043e380?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save What should I consider when donating to charity? to myFT for later" aria-label="Save What should 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divorce? </a></div><p class="o-teaser__standfirst"><a href="/content/92d0ade0-1027-483f-9e2a-d22af5430cdd" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">It is important to assess all outgoings and expenses, plus take into account possible re-entry into the workforce</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="92d0ade0-1027-483f-9e2a-d22af5430cdd" data-myft-ui="saved" action="/myft/save/92d0ade0-1027-483f-9e2a-d22af5430cdd" data-js-action="/__myft/api/core/saved/content/92d0ade0-1027-483f-9e2a-d22af5430cdd?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" 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data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F12d10abc-71a2-451e-9094-a48a3387f6af.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Woman and child sitting on a sofa"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-03-29T05:00:19.194Z">Friday, 29 March, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="22f3da76-931b-4a29-a4ee-5569f2b3698c" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="22f3da76-931b-4a29-a4ee-5569f2b3698c"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">News in-depth</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/pensions-industry" aria-label="Category: Pensions industry">Pensions industry</a></div><div class="o-teaser__heading"><a href="/content/22f3da76-931b-4a29-a4ee-5569f2b3698c" data-trackable="heading-link" class="js-teaser-heading-link">Larry Fink’s retirement warning highlights fight over ‘hardest problem in finance’</a></div><p class="o-teaser__standfirst"><a href="/content/22f3da76-931b-4a29-a4ee-5569f2b3698c" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Money managers and insurers vie for the assets of a generation worried it has not saved enough</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="22f3da76-931b-4a29-a4ee-5569f2b3698c" data-myft-ui="saved" action="/myft/save/22f3da76-931b-4a29-a4ee-5569f2b3698c" data-js-action="/__myft/api/core/saved/content/22f3da76-931b-4a29-a4ee-5569f2b3698c?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" 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data-id="e7047c1e-feee-440b-b752-e92b3a7ed42a"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/content/d42d15d0-cbc2-4513-999c-51dee7729302" aria-label="Category: FT Money personal finance guides">FT Money personal finance guides</a></div><div class="o-teaser__heading"><a href="/content/e7047c1e-feee-440b-b752-e92b3a7ed42a" data-trackable="heading-link" class="js-teaser-heading-link">Need to Know: A well-written will makes life easier for your family </a></div><p class="o-teaser__standfirst"><a href="/content/e7047c1e-feee-440b-b752-e92b3a7ed42a" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">How to keep your estate tax efficient</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="e7047c1e-feee-440b-b752-e92b3a7ed42a" data-myft-ui="saved" action="/myft/save/e7047c1e-feee-440b-b752-e92b3a7ed42a" 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data-id="5f73012f-5ee3-445a-884f-009c11e7d2af" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="5f73012f-5ee3-445a-884f-009c11e7d2af"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/house-home" aria-label="Category: House & Home">House & Home</a></div><div class="o-teaser__heading"><a href="/content/5f73012f-5ee3-445a-884f-009c11e7d2af" data-trackable="heading-link" class="js-teaser-heading-link">Whose house is it, anyway? The growing problem of inheritance</a></div><p class="o-teaser__standfirst"><a href="/content/5f73012f-5ee3-445a-884f-009c11e7d2af" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">With ageing populations and dementia rates rising fast, the family home — worth more than ever before — is increasingly the focus of discord</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="5f73012f-5ee3-445a-884f-009c11e7d2af" data-myft-ui="saved" action="/myft/save/5f73012f-5ee3-445a-884f-009c11e7d2af" data-js-action="/__myft/api/core/saved/content/5f73012f-5ee3-445a-884f-009c11e7d2af?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Whose house is it, anyway? 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