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class=search__results__item> <a href=https://www.pnw.edu/about-pnw/ask-leo/ class=search__results__link >Ask Leo</a> </li></ul></form></div></header><main class=page-content id=main-content><div class=main><div class=breadcrumb> <a property=item typeof=WebPage title="Go to Purdue University Northwest." href=https://www.pnw.edu >Purdue University Northwest</a> / <a property=item typeof=WebPage title="Go to Financial Aid." href=https://www.pnw.edu/financial-aid >Financial Aid</a> / <a property=item typeof=WebPage title="Go to Resources." href=https://www.pnw.edu/financial-aid/resources/ >Resources</a> / <span class="post post-page current-item">Financial Aid FAQs</span></div><div class=main__sidebar><nav class=subnav aria-label=navigation> <button class=subnav__toggle> In this section </button><ul class=subnav__list> <li class="subnav__item page-item-50"><a href=https://www.pnw.edu/financial-aid/resources/forms-and-instructions/ class=subnav__link title="Forms and Instructions">Forms and Instructions</a><ul> <li class="page_item page-item-543 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/forms-and-instructions/consortium-agreement-faqs/ class=subnav__link--sub title="Consortium Agreement FAQs">Consortium Agreement FAQs</a></li></ul> </li> <li class="subnav__item page-item-60"><a href=https://www.pnw.edu/financial-aid/resources/satisfactory-academic-progress/ class=subnav__link title="Satisfactory Academic Progress">Satisfactory Academic Progress</a></li> <li class="subnav__item page-item-54"><a href=https://www.pnw.edu/financial-aid/resources/student-rights-and-responsibilities/ class=subnav__link title="Student Rights and Responsibilities">Student Rights and Responsibilities</a></li> <li class="subnav__item page-item-56"><a href=https://www.pnw.edu/financial-aid/resources/withdrawing-from-classes/ class=subnav__link title="Withdrawing from Classes">Withdrawing from Classes</a><ul> <li class="page_item page-item-58 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/withdrawing-from-classes/return-of-title-iv-funds/ class=subnav__link--sub title="Return of Title IV Funds">Return of Title IV Funds</a></li></ul> </li> <li class="subnav__item page-item-992"><a href=https://www.pnw.edu/financial-aid/resources/cares-act-reporting/ class=subnav__link title="CARES, CRRSAA, HEERF Reporting Information">CARES, CRRSAA, HEERF Reporting Information</a></li> <li class="subnav__item page-item-52"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/ class=subnav__link title="Consumer Information">Consumer Information</a><ul> <li class="page_item page-item-330 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/drug-and-alcohol-abuse-prevention/ class=subnav__link--sub title="Drug and Alcohol Abuse Prevention">Drug and Alcohol Abuse Prevention</a></li> <li class="page_item page-item-470 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/financial-aid-information/ class=subnav__link--sub title="Financial Aid Information">Financial Aid Information</a></li> <li class="page_item page-item-349 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/general-institution-information-for-pnw/ class=subnav__link--sub title="General Institution Information for PNW">General Institution Information for PNW</a></li> <li class="page_item page-item-347 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/intercollegiate-athletic-program/ class=subnav__link--sub title="Intercollegiate Athletic Program">Intercollegiate Athletic Program</a></li> <li class="page_item page-item-338 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/misrepresentation/ class=subnav__link--sub title=Misrepresentation>Misrepresentation</a></li> <li class="page_item page-item-341 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/sara-standing-for-online-masters-in-nursing-program/ class=subnav__link--sub title="SARA Standing for Online Master’s in Nursing Program">SARA Standing for Online Master’s in Nursing Program</a></li> <li class="page_item page-item-343 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/textbook-information/ class=subnav__link--sub title="Textbook Information">Textbook Information</a></li> <li class="page_item page-item-436 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/university-contacts/ class=subnav__link--sub title="University Contacts">University Contacts</a></li> <li class="page_item page-item-345 subnav__item--sub"><a href=https://www.pnw.edu/financial-aid/resources/consumer-information/vaccination-policy/ class=subnav__link--sub title="Vaccination Policy">Vaccination Policy</a></li></ul> </li> <li class="subnav__item page-item-222"><a href=https://www.pnw.edu/financial-aid/resources/financial-literacy/ class=subnav__link title="Financial Literacy">Financial Literacy</a></li> <li class="subnav__item page-item-62 subnav__item--current"><a href=https://www.pnw.edu/financial-aid/resources/faqs/ class=subnav__link title="Financial Aid FAQs">Financial Aid FAQs</a></li></ul></nav></div><div class=main__content><h1>Financial Aid FAQs</h1><div class=feature><div class=feature__img> <img width=900 height=600 src=https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2020/03/Pnwh_38_of_68_900x600_v2-900x600.jpg class="attachment-900x600 size-900x600" alt="A student smiles on campus" decoding=async fetchpriority=high srcset="https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2020/03/Pnwh_38_of_68_900x600_v2.jpg 900w, https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2020/03/Pnwh_38_of_68_900x600_v2-300x200.jpg 300w, https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2020/03/Pnwh_38_of_68_900x600_v2-768x512.jpg 768w, https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2020/03/Pnwh_38_of_68_900x600_v2-800x533.jpg 800w, https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2020/03/Pnwh_38_of_68_900x600_v2-501x334.jpg 501w" sizes="(max-width: 900px) 100vw, 900px"></div><div class=feature__content><p class=h4><span>Financial Aid Video Playlist</span></p><p>Have financial aid questions? Visit PNW’s video portal to find answers, from understanding your financial aid offer to the difference between grants and loans.</p><p><a class=button__link href=https://pnw.financialaidtv.com/ >Explore the Playlist</a></p></div></div><p> </p><h2 class="h4" style="text-transform: none;">Tuition, Fees and Other Costs</h2><div class=accordion__group><div class=accordion> <button class=accordion__toggle>What are the tuition and fees charges at Purdue Northwest?</button><div class=accordion__content><div class=accordion__interior><p>Visit the Bursar’s Office webpage <a href=https://www.pnw.edu/bursar/tuition-and-fees/ >Tuition and Fees</a> for information on tuition and fees charges.</p></div></div></div><div class=accordion> <button class=accordion__toggle>How do I pay for my books?</button><div class=accordion__content><div class=accordion__interior><p>Students may use Instructional Materials Access to pay one fee for all books and materials each semester.</p><p>If you opt out of Instructional Materials Access, books are purchased “out of pocket” by the student. If you have been awarded financial aid and have received a refund, you may use the refund money to buy books and pay for educational expenses. Information on Instructional Materials Access and textbooks is available at <a href=https://www.pnw.edu/financial-aid/resources/consumer-information/textbook-information/ >Textbook Information</a>.</p></div></div></div></div><p> </p><h2 class="h4" style="text-transform: none;">FAFSA and Other Federal Aid</h2><div class=accordion__group><div class=accordion> <button class=accordion__toggle>What is Purdue Northwest’s FAFSA school code?</button><div class=accordion__content><div class=accordion__interior><p>The Purdue Northwest school code is <strong>001827</strong>.</p></div></div></div><div class=accordion> <button class=accordion__toggle>When should I apply? </button><div class=accordion__content><div class=accordion__interior><p>The earlier the better! The Department of Education expects the 2025-26 FAFSA to be available in early December 2024. Your 2025-26 FAFSA must be received by the federal processor on or before <strong>April 15, 2025</strong> for the 2025-26 year in order for you to be considered for state of Indiana Frank O’Bannon grant and the 21st Century Scholars award. <strong>High school seniors need to apply on or before April 15 of their senior year</strong>.</p><p>The PNW Scholarship Application has a deadline of March 1 each year, make sure to <a href=https://www.pnw.edu/financial-aid/types-of-financial-aid/scholarships/ >apply to be considered for donor-funded scholarships</a>. <strong>High school seniors need to apply on or before March 1 of their senior year. </strong></p></div></div></div><div class=accordion> <button class=accordion__toggle>I have missed the state of Indiana FAFSA filing deadline. Can I still apply? </button><div class=accordion__content><div class=accordion__interior><p>Yes! You will be ineligible to receive 21st Century Scholars and Frank O’Bannon grant for the award year, however, some state financial aid may still be available. Additionally, federal financial aid is available.</p><p>Review the information under <a href=https://www.pnw.edu/financial-aid/grants/ >Indiana State Grants</a> on the Grants webpage for more information.</p></div></div></div><div class=accordion> <button class=accordion__toggle>I don’t think I will qualify for financial aid. Should I apply? </button><div class=accordion__content><div class=accordion__interior><p>Yes! Students who meet the <a href=https://studentaid.gov/understand-aid/eligibility/requirements>Basic Eligibility Criteria</a> qualify for some type of financial aid once the FAFSA is received and any additional required information is received and verified. The type of financial aid awarded will be based on the student’s eligibility and financial need.</p></div></div></div><div class=accordion> <button class=accordion__toggle>Should I wait until my federal taxes are completed to file for financial aid? </button><div class=accordion__content><div class=accordion__interior><p>Students and parents will use <strong>2023 year tax information</strong> to complete the 2025-26 FAFSA. Most FAFSA applicants will have this tax information completed and IRS information will be pulled into the FAFSA. However, if your 2023 tax data is not complete; you may estimate tax data using your W2 forms in order to meet the April 15 state filing deadline. After the Department of Education processes your application, you will receive a <a href=https://studentaid.gov/apply-for-aid/fafsa/review-and-correct/fafsa-submission-summary>FAFSA Submission Summary</a>. Make any needed corrections to your FAFSA online.</p></div></div></div><div class=accordion> <button class=accordion__toggle>I have applied for financial aid, what are my next steps?</button><div class=accordion__content><div class=accordion__interior><p>Purdue Northwest receives your FAFSA data from the federal processor and will notify you once your FAFSA is received. Communication is sent to your PNW email and to your Student Self-Service portal via myPNW. The <a href=https://www.pnw.edu/financial-aid/how-to-apply/checklist/ >Financial Aid Checklist</a> provides a list of your next steps in the process.</p></div></div></div><div class=accordion> <button class=accordion__toggle>If my parents are separated or divorced, who should complete the parent section of my FAFSA? </button><div class=accordion__content><div class=accordion__interior><p>The parent who provided you with the most financial support during the past 12 months prior to filing, should supply income data in the parent’s section of the FAFSA. If both parents provided an exact equal amount of support or do not support you financially, the parent with the greater income and assets should supply parent information. Read <a href=https://studentaid.gov/apply-for-aid/fafsa/filling-out/parent-info>Reporting Parent Information</a> for details.</p><p><a class="button button--gold" href=https://www.pnw.edu/financial-aid/wp-content/uploads/sites/3/2023/12/FAFSAContributorGuide.pdf>See Who Needs to Be Listed (PDF)</a></p></div></div></div><div class=accordion> <button class=accordion__toggle>How do I know if the federal processor has processed my application? </button><div class=accordion__content><div class=accordion__interior><p>You may call 1-800-FED-AID (433-3243) or log-on to the <a href=https://studentaid.gov/h/apply-for-aid/fafsa>FAFSA on the web</a> to:</p><ul> <li>Check on the status of your application</li> <li>Order a duplicate student aid report (SAR)</li> <li>Change the colleges listed on your student aid report</li> <li>Get help completing your application or correcting your student aid report.</li></ul></div></div></div><div class=accordion> <button class=accordion__toggle>What is the difference between Federal Direct Subsidized and Unsubsidized loans?</button><div class=accordion__content><div class=accordion__interior><p><strong>Subsidized Loans</strong> are federally guaranteed loans based on financial need. Interest does not accrue on the loan while you are in school at least half time, or during deferment. The federal government ‘subsidizes’ (or pays) the interest during these times. Only undergraduate students are eligible for subsidized loans. <strong>If offered a subsidized loan, accept it before your unsubsidized loan</strong>.</p><p><strong>Unsubsidized Loans</strong> are federally guaranteed loans that are <em>not</em> based on financial need. Interest does accrue from the time the loan is disbursed to the school. You are responsible for paying the interest on unsubsidized loans. If you choose not to pay the interest while you are in school and during grace, your interest will accumulate and be added to the principal amount of your loan. Both undergraduate and graduate students are eligible for unsubsidized loans.</p></div></div></div><div class=accordion> <button class=accordion__toggle>When does repayment of my Federal Direct loans begin?</button><div class=accordion__content><div class=accordion__interior><p><a href="https://studentaid.gov/manage-loans/repayment?_ga=2.161266366.2018840687.1602116273-1336926462.1588774476#when-begin">Repayment</a> begins once you graduate, drop below half-time or leave school after your grace period. Additional information is available at <a href="https://studentaid.gov/h/manage-loans?_ga=2.43716837.1333762154.1673273079-926279928.1669147973">Manage Loans</a></p><ul> <li>Half-time enrollment is at least 6 credit hours for undergraduate students and at least 4 credit hours for most graduate students</li></ul></div></div></div><div class=accordion> <button class=accordion__toggle>What are the interest rates and loan fees for Federal Direct loans at Purdue Northwest?</button><div class=accordion__content><div class=accordion__interior><p>The current <a href=https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized>interest rates and loan fees</a> depend upon the type of loan, whether you are an undergraduate or graduate student and when the loan was first disbursed (paid to your account)</p></div></div></div><div class=accordion> <button class=accordion__toggle>Does grant money have to be repaid?</button><div class=accordion__content><div class=accordion__interior><p>Most grants are gift aid and do not have to be repaid. However, if you <a href=https://www.pnw.edu/financial-aid/resources/withdrawing-from-classses/ >withdraw</a> from all classes a federal title IV refund calculation will be performed and may require repayment of financial aid, including any grants received. Students will be contacted by the Bursar’s Office if repayment is required. S<em>tudents with financial aid should talk to the Office of Financial Aid before dropping classes to fully understand the impact on your financial aid awards</em>.</p></div></div></div></div><p> </p><h2 class="h4" style="text-transform: none;">PNW Scholarships and Other Financial Aid</h2><div class=accordion__group><div class=accordion> <button class=accordion__toggle>Do I have to be admitted to Purdue Northwest to apply for financial aid?</button><div class=accordion__content><div class=accordion__interior><p>Your application for financial aid may be filed prior to your admission and you will be given an <strong>estimated</strong> award package. Once you are formally admitted as a degree-seeking student and have completed all requirements your federal and state financial aid awards will be packaged.</p></div></div></div><div class=accordion> <button class=accordion__toggle>What types of financial aid are available at Purdue Northwest?</button><div class=accordion__content><div class=accordion__interior><p>Purdue Northwest participates in both title IV federal and state financial aid programs. Aid may include:</p><ul> <li><a href=https://www.pnw.edu/financial-aid/grants/ >Grants</a> (Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, State Frank O’Bannon Grant and State 21st Century Scholars Award)</li> <li><a href=https://www.pnw.edu/financial-aid/scholarships/ >Scholarships</a> (Institutional and external scholarships)</li> <li><a href=https://www.pnw.edu/financial-aid/federal-work-study/ >Federal Work-Study</a> program (part-time employment for students with financial need)</li> <li><a href=https://www.pnw.edu/financial-aid/loans/ >Federal Loans</a> (Direct Subsidized and Unsubsidized Loans, Direct Parent PLUS Loans and Direct Graduate PLUS Loans</li></ul></div></div></div><div class=accordion> <button class=accordion__toggle>Does Purdue Northwest offer any scholarships?</button><div class=accordion__content><div class=accordion__interior><p>Yes, <a href=https://www.pnw.edu/financial-aid/scholarships/ >Scholarships</a> are available to students enrolled at Purdue Northwest:</p><ul> <li><a href=https://www.pnw.edu/financial-aid/types-of-financial-aid/scholarships/ >Specialty Scholarships</a> (funded by donors) – complete the PNW Scholarship Application by <strong>March 1</strong> each year to receive consideration for most Specialty Scholarships. Some Specialty Scholarships require a separate application.</li> <li><a href=https://www.pnw.edu/financial-aid/scholarships/admissions-scholarships/ >Undergraduate Admissions Merit Scholarships</a> – the Office of Admissions reviews eligibility for the Academic Achievement and PNW Transfer Scholarship, these scholarships are not donor-funded and do not require completion of the PNW Scholarship Application.</li></ul></div></div></div><div class=accordion> <button class=accordion__toggle>How do I apply for Federal and State financial aid at Purdue Northwest? </button><div class=accordion__content><div class=accordion__interior><p>Complete the Free Application for Federal Student Aid (FAFSA). New and returning students who wish to receive consideration for financial aid (federal and state grants, federal work study, federal loans and select scholarships) must complete the Free Application for Federal Student Aid (FAFSA) <strong>every year</strong>. See the <a href=https://www.pnw.edu/financial-aid/how-to-apply/ >How to Apply for Financial Aid</a> webpage for additional information.</p></div></div></div><div class=accordion> <button class=accordion__toggle>If I choose not to take financial aid, or if my financial aid is not enough to cover all of my charges, is a payment plan available?</button><div class=accordion__content><div class=accordion__interior><p>Yes, check the Bursar’s Office webpage <a href=https://www.pnw.edu/bursar/payment-options/ >Payment Options</a> for payment plan information.</p></div></div></div><div class=accordion> <button class=accordion__toggle>Once I am awarded financial aid will it be revised?</button><div class=accordion__content><div class=accordion__interior><p>Financial aid eligibility is reviewed and revised, as necessary, up until the Financial Aid Census Date each fall and spring semester. State financial aid eligibility is reviewed and revised, as necessary, up until the State Aid Census Date each fall and spring semester. Dates for each census are available at <a href=https://www.pnw.edu/financial-aid/how-to-apply/important-dates-and-deadlines/ >Important Dates and Deadlines</a>. Other changes to your account may require an adjustment to your total financial aid award package. <strong>In some cases, changes could result in a balance due</strong>. Additionally, your financial aid may be revised due to classes being dropped. S<em>tudents with financial aid should talk to the Office of Financial Aid before dropping classes to understand the impact on their financial aid awards fully</em>.</p></div></div></div><div class=accordion> <button class=accordion__toggle>Who can I contact for additional financial aid information?</button><div class=accordion__content><div class=accordion__interior><p>You can contact the <a href=https://www.pnw.edu/financial-aid/contact-us/ >Office of Financial Aid.</a></p></div></div></div></div><p> </p><h2 class="h4" style="text-transform: none;">Academic Standing, Transferring and FERPA</h2><div class=accordion__group><div class=accordion> <button class=accordion__toggle>How many credit hours is considered full-time at Purdue Northwest?</button><div class=accordion__content><div class=accordion__interior><p>Undergraduate students must be enrolled in 12 or more credit hours each semester (including summer) to be considered full-time for financial aid. The tuition charges are the same for undergraduate students enrolled between 12 to 18 credit hours each semester. Contact the Office of Financial Aid for full-time enrollment information for graduate students.</p></div></div></div><div class=accordion> <button class=accordion__toggle>What is Satisfactory Academic Progress?</button><div class=accordion__content><div class=accordion__interior><p>Information is available on the <a href=https://www.pnw.edu/financial-aid/resources/satisfactory-academic-progress/ >Satisfactory Academic Progress</a> webpage.</p></div></div></div><div class=accordion> <button class=accordion__toggle>If I transfer to or from another school, what do I need to do with my financial aid? </button><div class=accordion__content><div class=accordion__interior><p>Update your FAFSA to include your new school’s FAFSA code. The federal processor will then send your FAFSA data to the new school which will allow your new school to award you financial aid. If you will be transferring to another school and have been awarded financial aid at PNW, be sure to notify the Financial Aid Office. More information is available at the <a href=https://www.pnw.edu/financial-aid/how-to-apply/financial-aid-offer/transfer-your-financial-aid/ >Transfer Your Financial Aid </a>webpage.</p></div></div></div><div class=accordion> <button class=accordion__toggle>What is FERPA and Proxy Access?</button><div class=accordion__content><div class=accordion__interior><p>Information on FERPA and Proxy Access can be found on the <a href=https://www.pnw.edu/registrar/guides/ferpa/ >FERPA Information</a> webpage.</p></div></div></div></div></div></div><div class=module><div class=container> <script>window.addEventListener("scroll", function() { var scrollPosition = window.pageYOffset || document.documentElement.scrollTop; if (scrollPosition > 600) { if (!document.getElementById("chatbotScript")) { var script = document.createElement("script"); script.id = "chatbotScript"; script.type = "text/javascript"; var isMobile = /iPhone|iPad|iPod|Android/i.test(navigator.userAgent); var chatbotStyle = isMobile ? 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