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Restaurant Financing & Franchise Loans from Bank of America
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.utility-navigation__sublinks{margin-right:2rem;margin-top:0;max-width:100%;width:19.0625rem}}.utility-navigation--main .utility-navigation__sublinks>li:not(:last-child){margin-bottom:1.5rem}.utility-navigation--main .utility-navigation__link{display:inline-block}@media(max-width:74.9375rem){.utility-navigation--main .utility-navigation__link--main{color:#012169;font-size:1rem}}@media(min-width:75rem){.utility-navigation--main .utility-navigation__link--main{border-bottom:2px solid rgba(0,0,0,0);-webkit-transition:border .2s linear;transition:border .2s linear}}@media(max-width:74.9375rem){.utility-navigation--main .utility-navigation__link--main:focus,.utility-navigation--main .utility-navigation__link--main:hover{text-decoration:underline}}@media(min-width:75rem){.utility-navigation--main .utility-navigation__link--main:focus,.utility-navigation--main .utility-navigation__link--main:hover{border-bottom-color:#012169}}.utility-navigation--main 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id="layout_11079" class="layout-container layout-container--rightrail container-full-bleed "> <div class="layout-container__content layout-container__col-layout--rightrail"> <div class="row"> <div class="col-xs-12 col-md-8"> <div class="layout-container__column-left"> <div class="aem-wrap--positioning-container"> <div id="positioning_container_36908" class="positioning-container positioning-container--white positioning-container--masthead-notch "> <div class="col-md-12 positioning-container__col"> <div class="positioning-container__wrapper"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h1 class="header__headline header--h2 "> Restaurant Group </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h2><span class="header--h4">Solutions for owners and operators</span></h2> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>In these unprecedented times, we continue to serve operating companies, franchisees and franchisors as we have since 1959. Delivering solutions, strategic financial advice and insights based on extensive industry expertise. Through the highs and lows of every market cycle, we’re here to help the restaurant industry move forward. </p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> </div> </div> </div> </div> </div> </div> <div class="col-xs-12 col-md-4 col-lg-3"> <div class="layout-container__column-right"> <div class="aem-wrap--right-rail js-right-rail-sticky"> <div class="right-rail " data-action="right-rail-component"> <div class="aem-wrap--cta"> <div class="cta-container cta--left"> <a class="cta cta--icon-link cta--royal-blue t-track-cta-link" target="_self" href="/en-us/content/global-commercial-banking.html" data-bactmln="StandaloneCTA-_-CTA-_-back-to-global-commercial-banking_/en-us/content/global-commercial-banking.html"> <span class="cta__icon icon-action-left"></span>Back to Global Commercial Banking</a> </div> </div> <div class="aem-wrap--social-share"> <div class="social-share social-share--inline social-share--blue" data-action="social-share-component" data-props-email-subject="Article on Restaurant Financing & Franchise Loans from Bank of America" data-props-email-body="I thought you would find this article from Bank of America interesting. You can read it at https://business.bofa.com/en-us/content/restaurant-finance-group-franchise-loans-financing.html" data-props-email-url="https://business.bofa.com/en-us/content/restaurant-finance-group-franchise-loans-financing.html"> <ul role="presentation"> <li> <a href="#" class="social-share__link social-share_item-email t-track-share-button js-social-share-button" aria-label="Share this via email" data-bactmln="Content_Action-_-Social_Share_Icon-_-email_https://business.bofa.com/en-us/content/restaurant-finance-group-franchise-loans-financing.html" data-share="email"></a> </li> <li> <a href="#" class="social-share__link social-share_item-linkedin t-track-share-button js-social-share-button" aria-label="Share this via linkedin" data-bactmln="Content_Action-_-Social_Share_Icon-_-linkedin_https://business.bofa.com/en-us/content/restaurant-finance-group-franchise-loans-financing.html" data-share="linkedin"></a> </li> <li> <a href="#" class="social-share__link social-share_item-X t-track-share-button js-social-share-button" aria-label="Share this via X" data-bactmln="Content_Action-_-Social_Share_Icon-_-X_https://business.bofa.com/en-us/content/restaurant-finance-group-franchise-loans-financing.html" data-share="X"></a> </li> </ul> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--layout-container"> <div id="layout_81315" class="layout-container "> <div class="layout-container__content container-full-bleed layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_76565" class="rich-text-block rich-text-block--highlight-block "> <div class="rich-text-block__wrapper reverse rich-text-block--dark-blue rich-text-block--image-right"> <div class="rich-text-block__image"> <div id="image_64505" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <source srcset="/content/dam/flagship/gcb/restaurant-industry-report/restaurant-report_768x440.jpg" media="(min-width: 75.0625rem)"/> <source srcset="/content/dam/flagship/gcb/restaurant-industry-report/restaurant-report_700x400.jpg" media="(min-width: 64.0625rem)"/> <source srcset="/content/dam/flagship/gcb/restaurant-industry-report/restaurant-report_440x250.jpg" media="(min-width: 48.0625rem)"/> <img class="image__img " src="/content/dam/flagship/gcb/restaurant-industry-report/restaurant-report_375x215.jpg" width="375" height="215" alt="A woman at a table eating a hamburger and French fries." aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--default header--white"> State of the Restaurant Industry 2024 </h3> </div> <div class="content__body text " data-action="text-component"><p style="color: white;">Interest rates and labor pressures are easing, but high prices and complex technological challenges remain. Gain leader perspectives and 2025 forecast from our industry experts.</p> <p> </p> <p><a href="/en-us/content/restaurant-industry-report.html" target="_blank"><span class="inline-link--white">Read the 2024 State of the Restaurant Industry</span></a></p> </div> <div class="content__ctas"> <div class="cta-container "> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--layout-container"> <div id="layout_86196" class="layout-container layout-container--rightrail container-full-bleed "> <div class="layout-container__content layout-container__col-layout--rightrail"> <div class="row"> <div class="col-xs-12 col-md-8"> <div class="layout-container__column-left"> <div class="aem-wrap--positioning-container"> <div id="positioning_container_27000" class="positioning-container positioning-container--white positioning-container--custom "> <div class="col-md-12 positioning-container__col"> <div class="positioning-container__wrapper"> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--h4 header--blue"> Connect with industry experts with a wealth of solutions </h2> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Draw on our specialized restaurant knowledge and expansive financial capabilities to pursue your goals.</p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><b>Fund operations</b> – Comprehensive financing, across equity and debt capital raising, recapitalization and refinancing</p> <p> </p> <p><b>Enhance cash flows and efficiency</b> – Information, analytics and tools for greater control over your working capital</p> <p> </p> <p><b>Finance equipment purchases</b> - Enables you to acquire and upgrade important assets, consider tax advantages, manage risk exposures and strengthen your balance sheet.</p> <p> </p> <p><b>Innovate with mobile payment and loyalty programs</b> – Innovative payment-acceptance, from mobile and tap-to-pay credit cards, to gift cards and loyalty programs, to prepaid cards, checks and ePayments</p> <p> </p> <p><b>Conduct international business</b> – Local expertise and wide-ranging capabilities across the U.S. and multiple global regions </p> <p> </p> <p><b>Gain strategic investment banking advice</b> – Capital markets and M&A, divestitures, management-led buyouts, joint ventures, and franchising</p> <p> </p> <p><b>Manage financial, market and operational risks</b> – Interest-rate hedging, currencies, commodities and more</p> <p> </p> <p><b>Support employees</b> – Healthcare and health-savings accounts, retirement and benefit plans and financial education</p> <p> </p> <p><b>Preserve personal wealth</b> – Holistic approach to help you build, protect, enjoy and pass on what you’ve earned</p> <p> </p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--h4 header--blue"> Contact Us </h2> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Whether you need to raise capital, improve payments or operations, remodel, upgrade equipment, enhance hiring and retention efforts, or expand, let’s work together to shape your future. </p> <p> </p> <p><b>Cristin O'Hara</b></p> <p>Managing Director, Restaurant Group Head<br/> Bank of America<br/> Securities and investment services provided by<br/> BofA Securities, Inc.<br/> 617.434.1897 office<br/> 617.515.9503 cell<br/> <u><a href="mailto:dg.restaurant-group-inquiries@bofa.com?subject=Restaurant%20Inquiry&body=Please%20provide%20the%20following%20information:%0ACompany%20Name%0ARestaurant%20Brand/Concept%0ANumber%20of%20Units%0AHeadquarters%20Location">Email</a></u></p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent 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class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/en-us/content/restaurant-industry-report/mergers-and-acquisitions.html" data-bactmln="Tile-_-Hyperlink-_-restaurant-manda-outlook-for-2024-and-2025_[position]_/en-us/content/restaurant-industry-report/mergers-and-acquisitions.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/flagship/gcb/mergers-and-acquisitions/ID24-0616_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--black "> Restaurant M&A outlook for 2024 and 2025 </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>The last five years have been an unpredictable period in the restaurant industry, leading to a forecasted surge in M&A activity for 2024 and 2025</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9 min read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " target="_self" href="https://institute.bankofamerica.com/" data-bactmln="Tile-_-Hyperlink-_-see-the-latest-from-bank-of-america-institute_[position]_https://institute.bankofamerica.com/"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" 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