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menu-item-type-post_type menu-item-object-page menu-item-44478"><a href="https://openid.net/wg/authzen/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-43804"><a href="https://openid.net/wg/digital-credentials-protocols/" class="elementor-sub-item">Digital Credentials Protocols (DCP) Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44053"><a href="https://openid.net/wg/digital-credentials-protocols/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-43803"><a href="https://openid.net/wg/digital-credentials-protocols/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-43802"><a href="https://openid.net/wg/digital-credentials-protocols/specifications/" class="elementor-sub-item">Specifications</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44052"><a href="https://openid.net/wg/digital-credentials-protocols/repository/" class="elementor-sub-item">Repositories</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1053"><a href="https://openid.net/wg/eap/" class="elementor-sub-item">EAP Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1054"><a href="https://openid.net/wg/eap/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1051"><a href="https://openid.net/wg/eap/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1052"><a href="https://openid.net/wg/eap/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-2079"><a href="https://openid.net/wg/ekyc-ida/" class="elementor-sub-item">eKYC & IDA Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2080"><a href="https://openid.net/wg/ekyc-ida/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2078"><a href="https://openid.net/wg/ekyc-ida/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2077"><a href="https://openid.net/wg/ekyc-ida/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-998 current_page_item current-menu-ancestor current-menu-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-1021"><a href="https://openid.net/wg/fapi/" aria-current="page" class="elementor-sub-item elementor-item-active">FAPI Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-998 current_page_item menu-item-1022"><a href="https://openid.net/wg/fapi/" aria-current="page" class="elementor-sub-item elementor-item-active">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1020"><a href="https://openid.net/wg/fapi/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1019"><a href="https://openid.net/wg/fapi/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-2133"><a href="https://openid.net/wg/fastfed/" class="elementor-sub-item">FastFed Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2132"><a href="https://openid.net/wg/fastfed/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2131"><a href="https://openid.net/wg/fastfed/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2130"><a href="https://openid.net/wg/fastfed/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1179"><a href="https://openid.net/wg/heart/" class="elementor-sub-item">HEART Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1178"><a href="https://openid.net/wg/heart/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1176"><a href="https://openid.net/wg/heart/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1177"><a href="https://openid.net/wg/heart/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-919"><a href="https://openid.net/wg/igov/" class="elementor-sub-item">iGov Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-922"><a href="https://openid.net/wg/igov/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-921"><a href="https://openid.net/wg/igov/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-920"><a href="https://openid.net/wg/igov/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-47916"><a href="https://openid.net/wg/ipsie/" class="elementor-sub-item">IPSIE Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-47917"><a href="https://openid.net/wg/ipsie/ipsie-charter/" class="elementor-sub-item">IPSIE – Charter</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-856"><a href="https://openid.net/wg/modrna/" class="elementor-sub-item">MODRNA Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-858"><a href="https://openid.net/wg/modrna/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-857"><a href="https://openid.net/wg/modrna/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-855"><a href="https://openid.net/wg/modrna/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1470"><a href="https://openid.net/wg/rande/" class="elementor-sub-item">R&E Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1469"><a href="https://openid.net/wg/rande/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1468"><a href="https://openid.net/wg/rande/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1467"><a href="https://openid.net/wg/rande/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-2108"><a href="https://openid.net/wg/sharedsignals/" class="elementor-sub-item">Shared Signals Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2107"><a href="https://openid.net/wg/sharedsignals/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2106"><a href="https://openid.net/wg/sharedsignals/charter/" class="elementor-sub-item">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2105"><a href="https://openid.net/wg/sharedsignals/specifications/" class="elementor-sub-item">Specifications</a></li> </ul> </li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-2635"><a href="https://openid.net/cg/" class="elementor-sub-item">Community Groups</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-47722"><a href="https://openid.net/cg/death-and-the-digital-estate/" class="elementor-sub-item">Death and the Digital Estate Community Group</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-2457"><a href="https://openid.net/cg/gain-poc/" class="elementor-sub-item">GAIN POC</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2458"><a href="https://openid.net/cg/gain-poc/" class="elementor-sub-item">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2455"><a href="https://openid.net/cg/gain-poc/proof-of-concept/" class="elementor-sub-item">Proof of Concept</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2454"><a href="https://openid.net/cg/gain-poc/related-specifications/" class="elementor-sub-item">Related Specifications</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2456"><a href="https://openid.net/cg/gain-poc/participation-agreements/" class="elementor-sub-item">Participation Agreements</a></li> </ul> </li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44305"><a href="https://openid.net/wg/resources/" class="elementor-sub-item">Working Group Resources</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1196"><a href="https://openid.net/calendar/" class="elementor-item">CALENDAR</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <i aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open eicon-menu-bar"></i><i aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close eicon-close"></i> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-17472cd2" class="elementor-nav-menu"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-467"><a href="https://openid.net/foundation/" class="elementor-item" tabindex="-1">FOUNDATION</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-472"><a href="https://openid.net/foundation/benefits-members/" class="elementor-sub-item" tabindex="-1">Join the OpenID Foundation</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-806"><a href="https://openid.net/foundation/board/" class="elementor-sub-item" tabindex="-1">Board of Directors</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1327"><a href="https://openid.net/foundation/sponsoring-members/" class="elementor-sub-item" tabindex="-1">Sponsoring Members</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-936"><a href="https://openid.net/foundation/leadership/" class="elementor-sub-item" tabindex="-1">Foundation Leadership</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-3656"><a href="https://openid.net/intellectual-property/" class="elementor-sub-item" tabindex="-1">Intellectual Property</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2601"><a href="https://openid.net/intellectual-property/openid-foundation-contribution-agreements/" class="elementor-sub-item" tabindex="-1">OpenID Foundation Contribution Agreements</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44160"><a href="https://openid.net/intellectual-property/contribution-license-agreement/" class="elementor-sub-item" tabindex="-1">Software Grant and Contribution License Agreements</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2493"><a href="https://openid.net/policies/" class="elementor-sub-item" tabindex="-1">Organizational Documents and Policies</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1187"><a href="https://openid.net/developers/specs/" class="elementor-item" tabindex="-1">SPECIFICATIONS</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-42729"><a href="https://openid.net/developers/discover-openid-and-openid-connect/" class="elementor-sub-item" tabindex="-1">Discover OpenID and OpenID Connect</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1278"><a href="https://openid.net/developers/how-connect-works/" class="elementor-sub-item" tabindex="-1">How OpenID Connect Works</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-520"><a href="https://openid.net/developers/specs/" class="elementor-sub-item" tabindex="-1">Explore All Specifications</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-43237"><a href="https://openid.net/developers/jwt-jws-jwe-jwk-and-jwa-implementations/" class="elementor-sub-item" tabindex="-1">JWT, JWS, JWE, JWK, and JWA Implementations</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-43662"><a href="https://openid.net/developers/certified-openid-connect-implementations/" class="elementor-sub-item" tabindex="-1">Certified OpenID Connect Implementations</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-43228"><a href="https://openid.net/developers/uncertified-openid-connect-implementations/" class="elementor-sub-item" tabindex="-1">Uncertified OpenID Connect Implementations</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-47597"><a href="https://openid.net/developers/openid-federation-implementations/" class="elementor-sub-item" tabindex="-1">OpenID Federation Implementations</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-42862"><a href="https://openid.net/certification/" class="elementor-item" tabindex="-1">CERTIFICATION</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-565"><a href="https://openid.net/what-is-self-certification-faq/" class="elementor-sub-item" tabindex="-1">OpenID Certification Frequently Asked Questions</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2754"><a href="https://openid.net/mark/" class="elementor-sub-item" tabindex="-1">About the OpenID Certified Mark</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2760"><a href="https://openid.net/how-to-certify-your-implementation/" class="elementor-sub-item" tabindex="-1">How to Certify Your Implementation</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2776"><a href="https://openid.net/fee-schedule-to-certify-your-implementation/" class="elementor-sub-item" tabindex="-1">Fee Schedule to Certify Your Implementation</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2793"><a href="https://openid.net/developers/certified-openid-connect-implementations/" class="elementor-sub-item" tabindex="-1">Certified OpenID Developer Tools</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-2807"><a href="#" class="elementor-sub-item elementor-item-anchor" tabindex="-1">Certification Program Policies</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2808"><a href="https://openid.net/certification/certification-conformance-testing-disclosure-and-reporting-policy/" class="elementor-sub-item" tabindex="-1">Certification Conformance Testing Disclosure and Reporting Policy</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2814"><a href="https://openid.net/certification/open-source-project-certification-policy/" class="elementor-sub-item" tabindex="-1">Open-Source Project Certification Policy</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2823"><a href="https://openid.net/certification/third-party-support-certification-policy/" class="elementor-sub-item" tabindex="-1">Third-Party Support Certification Policy</a></li> </ul> </li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-ancestor menu-item-has-children menu-item-70"><a href="https://openid.net/wg/" class="elementor-item" tabindex="-1">GROUPS</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor current-menu-ancestor current-menu-parent current-page-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-1188"><a href="https://openid.net/wg/" class="elementor-sub-item" tabindex="-1">Working Groups</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-979"><a href="https://openid.net/wg/connect/" class="elementor-sub-item" tabindex="-1">AB/Connect Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-980"><a href="https://openid.net/wg/connect/" class="elementor-sub-item" tabindex="-1">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-978"><a href="https://openid.net/wg/connect/charter/" class="elementor-sub-item" tabindex="-1">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-977"><a href="https://openid.net/wg/connect/specifications/" class="elementor-sub-item" tabindex="-1">Specifications</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-44475"><a href="https://openid.net/wg/authzen/" class="elementor-sub-item" tabindex="-1">AuthZEN Working Group</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44476"><a href="https://openid.net/wg/authzen/" class="elementor-sub-item" tabindex="-1">Overview</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44477"><a href="https://openid.net/wg/authzen/charter/" class="elementor-sub-item" tabindex="-1">Charter</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44478"><a href="https://openid.net/wg/authzen/specifications/" class="elementor-sub-item" tabindex="-1">Specifications</a></li> 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property="item" typeof="WebPage" title="Go to OpenID Foundation." href="https://openid.net" class="home" ><span property="name">OpenID Foundation</span></a><meta property="position" content="1"></span> > <span property="itemListElement" typeof="ListItem"><a property="item" typeof="WebPage" title="Go to Working Groups." href="https://openid.net/wg/" class="post post-page" ><span property="name">Working Groups</span></a><meta property="position" content="2"></span> > <span property="itemListElement" typeof="ListItem"><a property="item" typeof="WebPage" title="Go to FAPI Working Group." href="https://openid.net/wg/fapi/" class="post post-page current-item" aria-current="page"><span property="name">FAPI Working Group</span></a><meta property="position" content="3"></span></div> </div> <main id="content" class="site-main post-998 page type-page status-publish hentry" role="main"> <div class="page-content"> <div data-elementor-type="wp-page" data-elementor-id="998" class="elementor elementor-998" data-elementor-post-type="page"> <section class="elementor-section elementor-top-section elementor-element elementor-element-44b59b0d elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="44b59b0d" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f748a12" data-id="1f748a12" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5ebc910 elementor-widget elementor-widget-heading" data-id="5ebc910" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">FAPI Working Group - Overview</h2> </div> </div> <div class="elementor-element elementor-element-aebb977 elementor-widget elementor-widget-text-editor" data-id="aebb977" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <img decoding="async" class="alignright wp-image-1001" src="https://openid.net/wp-content/uploads/2023/01/working-group-fapi-logo-300x72.png" alt="" width="320" height="77" srcset="https://openid.net/wp-content/uploads/2023/01/working-group-fapi-logo-300x72.png 300w, https://openid.net/wp-content/uploads/2023/01/working-group-fapi-logo.png 580w" sizes="(max-width: 320px) 100vw, 320px" />FAPI is a general-purpose high-security API protection profile over OAuth. It has been adopted as a nationwide standard in many countries. FAPI WG is currently working on FAPI 2.0 suite of specifications. </p> </div> </div> </div> </div> </div> </section> <section class="elementor-section elementor-top-section elementor-element elementor-element-fb3b8b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="fb3b8b8" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5fc356b" data-id="5fc356b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-fb58cf3 elementor-widget elementor-widget-text-editor" data-id="fb58cf3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>FAPI Working Group<br /><a style="color: #7f7f7f;" href="#"><strong>OVERVIEW</strong></a></p> </div> </div> </div> </div> <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ba6e878" data-id="ba6e878" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-63a205c elementor-widget elementor-widget-text-editor" data-id="63a205c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;">FAPI</span> Working Group <a style="color: #a0025c;" href="https://openid.net/wg/fapi/charter/"><br><strong>CHARTER</strong></a> </div> </div> </div> </div> <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-bc08d9e" data-id="bc08d9e" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-ce07852 elementor-widget elementor-widget-text-editor" data-id="ce07852" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;">FAPI</span> Working Group <a style="color: #a0025c;" href="https://openid.net/wg/fapi/specifications"><br><strong>SPECIFICATIONS</strong></a> </div> </div> </div> </div> <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-d10315b" data-id="d10315b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-803ccf5 elementor-widget elementor-widget-text-editor" data-id="803ccf5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span style="color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;">FAPI</span> Working Group<br /><a style="color: #a0025c;" href="https://bitbucket.org/openid/fapi/" target="_blank" rel="noopener"><strong>REPOSITORY</strong></a></p> </div> </div> </div> </div> </div> </section> <section class="elementor-section elementor-top-section elementor-element elementor-element-5d40d8b elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5d40d8b" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-40930c7" data-id="40930c7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-9266cac elementor-widget elementor-widget-heading" data-id="9266cac" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">WG News</h4> </div> </div> <div class="elementor-element elementor-element-0a3a1c3 elementor-widget elementor-widget-text-editor" data-id="0a3a1c3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>FAPI 2.0 Security Profile was adopted by the WG and sent to the Foundation for the final (2024-09-05)<br></b></p> <p>FAPI 2.0 Security Profile went through the WG last call and comments adjudication process successfully and was sent to the OpenID Foundation Secretariat to start the 60-day public review period. The secretariat will be reviewing the submission in the coming days and will be posting it for the public review in the coming days.  </p> </div> </div> <div class="elementor-element elementor-element-3f8c35f elementor-widget elementor-widget-spacer" data-id="3f8c35f" data-element_type="widget" data-widget_type="spacer.default"> <div class="elementor-widget-container"> <div class="elementor-spacer"> <div class="elementor-spacer-inner"></div> </div> </div> </div> <div class="elementor-element elementor-element-54c4abb elementor-widget elementor-widget-heading" data-id="54c4abb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">Papers and Presentations</h4> </div> </div> <div class="elementor-element elementor-element-dd2f809 elementor-widget elementor-widget-text-editor" data-id="dd2f809" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p class="x_MsoNormal"><a href="http://openid.net/wordpress-content/uploads/2022/03/OIDF-Whitepaper_Open-Banking-Open-Data-and-Financial-Grade-APIs_2022-03-16.pdf">“Open Banking, Open Data, and the Financial Grade API,” March 2022</a><br />A primer for markets looking at enabling Open Banking and Open Data, covering the origins of “user-consent” based data sharing, global adoption, key standards, implementation considerations, and application across industry verticals.</p><p><a href="https://openid.net/wordpress-content/uploads/2022/07/OIDF-Whitepaper_Open-Banking-Open-Data_1st-Editors-Draft_2022-07-29.pdf">“Open Banking and Open Data: Ready to Cross Borders?”, July 2022, working draft</a><br />The whitepaper offers an overview of the global open data landscape and makes a hypothesis that the next stage of open data development will be focused on global interoperability.</p><p><a href="https://openid.net/wordpress-content/uploads/2022/08/OIDF_FAPI-Profiles-Comparisons_2022-07-27.pdf">“Financial-grade API (FAPI) Profiles”, July 2022</a><br />This paper provides a comparison of available FAPI profiles and recommendations for new markets looking to implement FAPI as their security profile.</p><ul><li><a href="http://openid.net/wordpress-content/uploads/2021/07/OIDF_FAPI_PROFILES_OVERVIEW.pdf" target="_blank" rel="noopener">Overview of the FAPI Profiles </a>April 20, 2021 </li></ul> </div> </div> </div> </div> <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-fe3dbea" data-id="fe3dbea" data-element_type="column" data-settings="{"background_background":"classic"}"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-a36d76a elementor-widget elementor-widget-heading" data-id="a36d76a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">Working Group Chairs</h4> </div> </div> <div class="elementor-element elementor-element-707c527 elementor-widget elementor-widget-text-editor" data-id="707c527" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>Nat Sakimura (NAT Consulting)</li><li>Anoop Saxena (Intuit)</li><li>Anthony Nadalin</li><li>Dave Tonge (Moneyhub)</li></ul><p><br />The chairs can be reached at <a href="mailto:openid-specs-fapi-owner@lists.openid.net">openid-specs-fapi-owner@lists.openid.net</a></p> </div> </div> <div class="elementor-element elementor-element-5163c77 elementor-widget elementor-widget-spacer" data-id="5163c77" data-element_type="widget" data-widget_type="spacer.default"> <div class="elementor-widget-container"> <div class="elementor-spacer"> <div class="elementor-spacer-inner"></div> </div> </div> </div> <div class="elementor-element elementor-element-469c4dfe elementor-widget elementor-widget-heading" data-id="469c4dfe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">Participation</h4> </div> </div> <div class="elementor-element elementor-element-9793c36 elementor-widget elementor-widget-text-editor" data-id="9793c36" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span lang="EN-US">To monitor progress and connect with working group members, join the</span> <a href="http://lists.openid.net/mailman/listinfo/openid-specs-fapi" target="_blank" rel="noopener">mailing list</a>.</p><div><span lang="EN-US">To participate in or contribute to a specification within the working group requires the submission of an Intellectual Property Rights (IPR) contribution agreement. You can complete this electronically or by paper at </span> <a href="https://openid.net/intellectual-property">openid.net/intellectual-property</a>.</div><div> </div><div><div><span lang="EN-US">Be sure to specify, in the working groups box, the exact name:</span></div><div><img decoding="async" class="alignnone size-full wp-image-1216" src="https://openid.net/wp-content/uploads/2023/02/working-group-box.png" alt="" width="320" height="60" srcset="https://openid.net/wp-content/uploads/2023/02/working-group-box.png 320w, https://openid.net/wp-content/uploads/2023/02/working-group-box-300x56.png 300w" sizes="(max-width: 320px) 100vw, 320px" /></div></div> </div> </div> <div class="elementor-element elementor-element-63dc5ff elementor-widget elementor-widget-heading" data-id="63dc5ff" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">Meeting Schedule</h4> </div> </div> <div class="elementor-element elementor-element-388911a elementor-widget elementor-widget-text-editor" data-id="388911a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><strong>Regular Meetings</strong></p><ul><li>Pacific zone call: Bi-weekly Thursday Call @ 11pm UTC</li><li>Atlantic zone call: Weekly Wednesday Call @ 2pm UTC</li><li>Zoom software is available on Mac, PC, iPhone, and Android Phone.</li><li><a href="https://zoom.us/j/97456084642?pwd=bTRFVzk4ZmlRK1M3bEprRlN5c3JFZz09" target="_blank" rel="noopener">Join Meeting</a></li><li style="line-height: 22px;"><a href="https://bitbucket.org/openid/fapi/wiki/browse/" target="_blank" rel="noopener">Meeting Minutes</a></li></ul> </div> </div> <div class="elementor-element elementor-element-3b8d7f9e elementor-widget elementor-widget-text-editor" data-id="3b8d7f9e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><a href="https://openid.net/calendar/"><span style="color: #a0025c;"><strong>View Calendar</strong></span></a></h4> </div> </div> </div> </div> </div> </section> <section class="elementor-section elementor-top-section elementor-element elementor-element-63d4c7da elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="63d4c7da" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a904d37" data-id="a904d37" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-f797da7 elementor-widget elementor-widget-menu-anchor" data-id="f797da7" data-element_type="widget" data-widget_type="menu-anchor.default"> <div class="elementor-widget-container"> <div class="elementor-menu-anchor" id="faq"></div> </div> </div> <div class="elementor-element elementor-element-ef90bb8 elementor-widget elementor-widget-heading" data-id="ef90bb8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">Frequently asked Questions </h4> </div> </div> <div class="elementor-element elementor-element-d973e27 elementor-widget elementor-widget-accordion" data-id="d973e27" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2281" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2281" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">What is the FAPI Working Group?</a> </div> <div id="elementor-tab-content-2281" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2281"><p>The FAPI Working Group is a working group at the OpenID Foundation. FAPI was previously known as the Financial-grade API but there was consensus within the working group to update the name to just FAPI to reflect that the specification is appropriate for many high-value use-cases requiring a more secure model beyond just financial services.</p><p>The group has expert members from the Identity and Access Management sector. The working group was initially formed to help develop security profiles and API standards for financial APIs. Over time the group has focussed its efforts on security profiles that while applicable for financial APIs, can be used in other industries and ecosystems.</p><p>The security profiles developed by the working group are based on the OAuth 2.0 and OpenID Connect suite of standards. OAuth 2.0 is an authorization framework which can be used for both low and high value operations. The standards produced by the FAPI WG contain much less optionality than the general OAuth 2.0 framework and require implementers to use modern security best practices.</p><p>The major benefits of the FAPI specifications are:</p><ol><li>Clear point-by-point specifications that implementers can use as a “check list”</li><li>Exhaustive conformance tests to allow implementers to ensure their software is secure and interoperable</li><li>Standards based approach to securing complex interactions (e.g. decoupled authZ flows via CIBA, grant management, pushed request objects).</li></ol><p><span style="color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;">The FAPI WG does not work on data models or standards for financial or other APIs. These are ecosystem specific.</span></p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2282" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2282" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">What are the differences between the FAPI RW Implementers Draft 2 and FAPI 1.0 Advanced Final?</a> </div> <div id="elementor-tab-content-2282" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2282"><p>Please reference the normative changes documentation: <a href="https://bitbucket.org/openid/fapi/src/master/FAPI_1.0/changes-between-id2-and-final.md">https://bitbucket.org/openid/fapi/src/master/FAPI_1.0/changes-between-id2-and-final.md </a></p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2283" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2283" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">What are the differences between FAPI 1.0 and FAPI 2.0?</a> </div> <div id="elementor-tab-content-2283" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2283"><p>FAPI 2.0 has a broader scope than FAPI 1.0. It aims for complete interoperability at the interface between client and authorization server as well as interoperable security mechanisms at the interface between client and resource server.</p><p>As a consequence, FAPI 2.0 provides mechanisms for obtaining fine-grained and transactional authorization for API access and security mechanisms for replay detection and non-repudiation on both interfaces in addition to the mechanisms already defined in FAPI 1.0 focusing on the security of the authorization flow.</p><p>The working group also evolved the profile to be easier to use for developers based on the results of an analysis of various open banking implementations, the recommendations of the latest OAuth Security BCP, and a comprehensive security threat model.</p><p>Both FAPI 1.0 as well as FAPI 2.0 define two compliance levels, but the FAPI 2.0 levels are aligned with different protection levels (baseline vs advanced) rather than API access modes (read vs read-write) in FAPI 1.0. The baseline level aims to be secure against all threats captured in the security threat model, the advanced level adds non-repudiation.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2284" class="elementor-tab-title" data-tab="4" role="button" aria-controls="elementor-tab-content-2284" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">What are the advantages of FAPI 2.0?</a> </div> <div id="elementor-tab-content-2284" class="elementor-tab-content elementor-clearfix" data-tab="4" role="region" aria-labelledby="elementor-tab-title-2284"><p>FAPI 2.0 provides a higher degree of interoperability and is easier to use while maintaining a comparable security level. FAPI 2.0 aims at on-the-wire compatibility between compliant implementations and to this end removes optional and alternative features.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2285" class="elementor-tab-title" data-tab="5" role="button" aria-controls="elementor-tab-content-2285" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">What is the current status of the FAPI 2.0 specifications?</a> </div> <div id="elementor-tab-content-2285" class="elementor-tab-content elementor-clearfix" data-tab="5" role="region" aria-labelledby="elementor-tab-title-2285"><p>The specifications are under development and are currently in ‘draft’ status.</p><p>The OpenID Foundation process for specification development is involves publishing one (or more) Implementers Drafts that have public review periods and are approved by the membership, then another review period / vote for ‘Final’ status.</p><p>For FAPI 1.0, the dates were:</p><p>First Implementers Draft: July 2017<br />Second Implementers Draft: October 2018<br />Conformance testing launched: April 2019<br />Final: March 2021</p><p>The working group intends to move FAPI 2.0 forward at a faster pace.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2286" class="elementor-tab-title" data-tab="6" role="button" aria-controls="elementor-tab-content-2286" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">How can I suggest improvements to the FAPI 2.0 specifications?</a> </div> <div id="elementor-tab-content-2286" class="elementor-tab-content elementor-clearfix" data-tab="6" role="region" aria-labelledby="elementor-tab-title-2286"><p>You are very welcome to join the working group and propose changes.</p><p>Anyone can join the WG and contribute to the specifications after the submission of an IPR Agreement.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2287" class="elementor-tab-title" data-tab="7" role="button" aria-controls="elementor-tab-content-2287" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Are there conformance/certification tests for FAPI 2.0?</a> </div> <div id="elementor-tab-content-2287" class="elementor-tab-content elementor-clearfix" data-tab="7" role="region" aria-labelledby="elementor-tab-title-2287"><p>FAPI 2.0 conformance tests were launched in March 2023. The first set of FAPI 2.0 self-certifications have been published and can now be viewed on the <a href="https://openid.net/certification/#FAPI2">Certification Listings</a>.<br /><br />We congratulate Authlete, Cloudentity, ConnectID, Ping Identity, and Raidiam for achieving compliance with the current FAPI 2.0 certifications and for being thought leaders on the leading edge of this important work. We are grateful to ConnectID in Australia who adopted FAPI 2.0 for their ecosystem and funded the FAPI 2.0 conformance test suite development.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2288" class="elementor-tab-title" data-tab="8" role="button" aria-controls="elementor-tab-content-2288" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Which versions of FAPI are implemented (live) and where?</a> </div> <div id="elementor-tab-content-2288" class="elementor-tab-content elementor-clearfix" data-tab="8" role="region" aria-labelledby="elementor-tab-title-2288"><p>Here are some examples of ecosystems that have implemented FAPI 1.0:</p><table width="446"><tbody><tr><td width="108"> </td><td width="113"><strong>Open Banking, UK</strong></td><td width="113"><strong>Consumer Data Rights, Australia</strong></td><td width="113"><strong>yes® QES Scheme</strong></td></tr><tr><td width="108">Specifications available at</td><td width="113"><a href="https://standards.openbanking.org.uk/">https://standards.openbanking.org.uk/</a></td><td width="113"><a href="https://consumerdatastandardsaustralia.github.io/standards/">https://consumerdatastandardsaustralia.github.io/standards/</a></td><td width="113"><a href="https://yes.com/docs/qes/2.5/index.html">https://yes.com/docs/qes/2.5/index.html</a></td></tr><tr><td width="108">Date</td><td width="113">2018-01-13</td><td width="113">2020-07-01</td><td width="113">2020-09-24</td></tr><tr><td width="108">Version</td><td width="113">FAPI 1.0</td><td width="113">FAPI 1.0</td><td width="113">FAPI 2.0</td></tr></tbody></table><p>The <a href="https://openid.net/openid-foundation-deepens-partnership-with-financial-data-exchange-on-adoption-of-new-security-standards/">Financial Data Exchange</a> is also working closely with the FAPI WG to implement the specs in North America.</p><p>Here is a list of FAPI 1.0 certified implementations: <a href="https://openid.net/certification">https://openid.net/certification</a></p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2289" class="elementor-tab-title" data-tab="9" role="button" aria-controls="elementor-tab-content-2289" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Are there FAPI 2.0 implementations?</a> </div> <div id="elementor-tab-content-2289" class="elementor-tab-content elementor-clearfix" data-tab="9" role="region" aria-labelledby="elementor-tab-title-2289"><p>FAPI 2.0 as an OAuth profile utilizes OAuth features and extensions that are available in existing implementations or can be implemented on top of existing implementations.</p><p>In detail:</p><ul><li>PKCE – <a href="https://tools.ietf.org/html/rfc7636">https://tools.ietf.org/html/rfc7636</a><ul><li>This security mechanism is already widely supported by vendors.</li></ul></li><li>mTLS – <a href="https://datatracker.ietf.org/doc/rfc8705/">https://datatracker.ietf.org/doc/rfc8705/</a><ul><li>A standard for client authentication and sender-constraining of access tokens that is also recommended by the OAuth Security BCP.</li></ul></li><li>DPoP – <a href="https://tools.ietf.org/html/draft-ietf-oauth-dpop-02">https://tools.ietf.org/html/draft-ietf-oauth-dpop-02</a><ul><li>A standard for sender-constraining access tokens at the application layer</li></ul></li><li>Pushed Authorization Requests – <a href="https://tools.ietf.org/html/draft-ietf-oauth-par">https://tools.ietf.org/html/draft-ietf-oauth-par</a><ul><li>IETF specification awaiting publication</li><li>Wide adoption by open source projects and commercial vendors</li></ul></li><li>Rich Authorization Requests (RAR) – <a href="https://tools.ietf.org/html/draft-ietf-oauth-rar">https://tools.ietf.org/html/draft-ietf-oauth-rar</a><ul><li>RAR can be implemented on top of OAuth 2.0 implementations as an extension parameter. Existing implementations demonstrate the feasibility.</li></ul></li><li>Authorization Server Issuer Identifier in Authorization Response<ul><li><a href="https://tools.ietf.org/html/draft-ietf-oauth-iss-auth-resp">https://tools.ietf.org/html/draft-ietf-oauth-iss-auth-resp</a></li><li>Can be implemented on top of existing OAuth 2.0 implementations.</li></ul></li></ul><p>The working group has been informed that the following organisations have implemented FAPI 2:</p><ul><li>yes QES Scheme Signing API (implemented by three different authorization servers), uses PKCE, mTLS, PAR, RAR, iss authorization response parameter</li><li>Authlete: Supports PKCE, mTLS, PAR, RAR and the iss response parameter.</li></ul><p>The working group is not endorsing these organisations or their products, we are simply reporting information that we have received.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22810" class="elementor-tab-title" data-tab="10" role="button" aria-controls="elementor-tab-content-22810" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Is FAPI 2.0 backwards compatible with FAPI 1.0?</a> </div> <div id="elementor-tab-content-22810" class="elementor-tab-content elementor-clearfix" data-tab="10" role="region" aria-labelledby="elementor-tab-title-22810"><p>There are similarities between FAPI 1.0 and FAPI 2.0 (e.g., response type code + PKCE in FAPI 1.0/read and FAPI 2.0/baseline) but the scope is different so there is no full backwards compatibility.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22811" class="elementor-tab-title" data-tab="11" role="button" aria-controls="elementor-tab-content-22811" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Is FAPI 2.0 more secure than FAPI 1.0?</a> </div> <div id="elementor-tab-content-22811" class="elementor-tab-content elementor-clearfix" data-tab="11" role="region" aria-labelledby="elementor-tab-title-22811"><p>The reason for work on the 2.0 draft is not a more secure specification than 1.0, but rather FAPI 2.0 aims to be:</p><ul><li>simpler to implement (less requirement on message signing without reducing security),</li><li>more interoperable (through reduced optionality),</li><li>closer aligned to the OAuth Security BCP,</li><li>wider in scope – covering fine grained and transactional authorization, which was out of scope of FAPI 1.0.</li></ul><p>Regarding security, FAPI 1.0 has been analyzed using an in-depth formal analysis. FAPI 2.0 provides a more clearly defined attacker model with the aim to make the standard easier amenable to this kind of analysis and to make the security-related decisions in the specification more transparent.</p><p>It is worth noting that FAPI 2.0 Baseline aims to protect against a similar attacker model as FAPI 1.0 Advanced. FAPI 2.0 Advanced further extends the scope of FAPI 1.0 by bringing “non-repudiation” to all exchanges. This table gives a rough comparison:</p><table width="446"><tbody><tr><td width="151"> </td><td width="151"><strong>Security Level</strong></td><td width="151"><strong>Non-Repudiation</strong></td></tr><tr><td width="145"><strong>FAPI 1.0 Baseline</strong></td><td width="151">Medium</td><td width="151">None</td></tr><tr><td width="145"><strong>FAPI 1.0 Advanced<br />FAPI 2.0 Baseline</strong></td><td width="151">High</td><td width="151">Limited</td></tr><tr><td width="145"><strong>FAPI 2.0 Advanced</strong></td><td width="151">High</td><td width="151">Comprehensive</td></tr></tbody></table></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22812" class="elementor-tab-title" data-tab="12" role="button" aria-controls="elementor-tab-content-22812" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">What is the current status of the FAPI 1.0 specifications?</a> </div> <div id="elementor-tab-content-22812" class="elementor-tab-content elementor-clearfix" data-tab="12" role="region" aria-labelledby="elementor-tab-title-22812"><p>The final version of the 1.0 specifications were published in March 2021.</p><p>A final spec is one that has gone through multiple rounds of review by many industry experts and has multiple live implementations.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22813" class="elementor-tab-title" data-tab="13" role="button" aria-controls="elementor-tab-content-22813" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">I’m creating a new ecosystem, should I adopt FAPI 1.0 or 2.0?</a> </div> <div id="elementor-tab-content-22813" class="elementor-tab-content elementor-clearfix" data-tab="13" role="region" aria-labelledby="elementor-tab-title-22813"><p>There are valid reasons for adopting 1.0 or 2.0.</p><ul><li>If vendors in an ecosystem already support FAPI 1.0, this could be a valid reason to use it.</li><li>If an ecosystem is already using OpenID Connect for identity claims, it may be harder to use FAPI 1.0.</li><li>FAPI 1.0 is a mature and widely supported security profile.</li><li>FAPI 2.0 requires less use of message signing which may make it easier to implement (especially for clients).</li><li>FAPI 1.0 does not cover complex authorization requests and grant lifecycle management, so you might need to implement a custom solution. FAPI 2.0 covers these aspects. Although the specifications are still in development they already represent the experience gathered by the WG and others who have implemented such solutions.</li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22814" class="elementor-tab-title" data-tab="14" role="button" aria-controls="elementor-tab-content-22814" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Should all FAPI 1.0 ecosystems migrate to FAPI 2.0?</a> </div> <div id="elementor-tab-content-22814" class="elementor-tab-content elementor-clearfix" data-tab="14" role="region" aria-labelledby="elementor-tab-title-22814"><p>For the same reason as the above answer, this is an ecosystem specific decision.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22815" class="elementor-tab-title" data-tab="15" role="button" aria-controls="elementor-tab-content-22815" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Will FAPI 1.0 be maintained</a> </div> <div id="elementor-tab-content-22815" class="elementor-tab-content elementor-clearfix" data-tab="15" role="region" aria-labelledby="elementor-tab-title-22815"><p>Yes, if there are any security issues, or major interoperability issues found with FAPI 1.0 the working group is likely to update the FAPI 1.0 specs. However the specs have been used in production in multiple ecosystems for some time, so the working group does not expect many (if any) changes to FAPI 1.0.</p><p>No new features are planned to be added to FAPI 1.0.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22816" class="elementor-tab-title" data-tab="16" role="button" aria-controls="elementor-tab-content-22816" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Can my authorization server support FAPI 1.0 and 2.0 at the same time to make migration easier?</a> </div> <div id="elementor-tab-content-22816" class="elementor-tab-content elementor-clearfix" data-tab="16" role="region" aria-labelledby="elementor-tab-title-22816"><p>This may be possible. FAPI 1.0 Advanced allows the use of PAR and PKCE. These are both required by FAPI 2.0.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22817" class="elementor-tab-title" data-tab="17" role="button" aria-controls="elementor-tab-content-22817" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Does a FAPI 1.0 Certified AS need to be OpenID Connect Certified</a> </div> <div id="elementor-tab-content-22817" class="elementor-tab-content elementor-clearfix" data-tab="17" role="region" aria-labelledby="elementor-tab-title-22817"><p>The FAPI and OpenID Connect certifications are orthogonal. In order to pass OpenID Connect certifications servers would have to support various lower security methods (like client_secret_basic for client authentication) that would generally not be enabled in FAPI compliant servers.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22818" class="elementor-tab-title" data-tab="18" role="button" aria-controls="elementor-tab-content-22818" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Has there been a security review of FAPI?</a> </div> <div id="elementor-tab-content-22818" class="elementor-tab-content elementor-clearfix" data-tab="18" role="region" aria-labelledby="elementor-tab-title-22818"><p>Yes. the analysis of FAPI 1.0 was led by Daniel Fett is found at <a href="https://arxiv.org/pdf/1901.11520.pdf">https://arxiv.org/pdf/1901.11520.pdf</a></p><h2> </h2></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-22819" class="elementor-tab-title" data-tab="19" role="button" aria-controls="elementor-tab-content-22819" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">FAPI Global Adoption References</a> </div> <div id="elementor-tab-content-22819" class="elementor-tab-content elementor-clearfix" data-tab="19" role="region" aria-labelledby="elementor-tab-title-22819"><table width="451"><tbody><tr><td width="150"> </td><td width="150">FAPI 1.0</td><td width="150">FAPI 2.0</td></tr><tr><td width="150">UK Open Banking</td><td width="150"><p><a href="https://openid.net/the-uk-open-banking-implementation-entity-adopts-the-openid-foundation-financial-grade-api-fapi-specification-certification-program/">Open Banking UK FAPI Adoption Announcement</a> </p><p>Most of the CMA9 have certified and OIDF anticipates OBIE requiring CMA9 to recertify annually</p><p>Currently <a href="https://openid.net/certification/#FAPI_OPs">15 UK banks have 31 FAPI certifications of 16 deployments</a>:</p><p>Barclays (Barclays OB TIAA)<br />Cater Allen (CA Open Banking v1.3.0)<br />Coutts & company (F23)<br />First Direct (Open Banking Read-Write API version 3.1.3)<br />Hargreaves Lansdown Savings Limited (Open Banking 3.1 FAPI)<br />HSBC RBWM (Open Banking Read-Write API version 3.1.3)<br />HSBC Business (Open Banking Read-Write API version 3.1.3)<br />ICICI Bank UK Plc (Open Banking v 3.1.2)<br />Marks and Spencer (Open Banking Read-Write API version 3.1.3)<br />National Westminster Bank Plc (Open Banking 3.1 FAPI)<br />Sainsbury’s Bank PLC (Sainsbury’s Bank Digital IAM Platform (version 19.8.8))<br />The Royal Bank Of Scotland Plc (Open Banking 3.1 FAPI)<br />TSB Bank PLC (CA API Gateway 9.4)<br />Ulster Bank Limited (Open Banking 3.1 FAPI)<br />Vanquis Bank Ltd (Open Banking 3.1 FAPI)<br />WSO2 (UK) Limited (Openbanking v1.4.0)</p></td><td width="150"> </td></tr><tr><td width="150">AU CDR (Data 61)</td><td width="150"><p><a href="https://consumerdatastandardsaustralia.github.io/standards/#future-dated-obligations">https://consumerdatastandardsaustralia.github.io/standards/#future-dated-obligations</a> </p><p><a href="https://consumerdatastandardsaustralia.github.io/standards/#security-profile">https://consumerdatastandardsaustralia.github.io/standards/#security-profile</a></p><p>Initial AU FAPI outreach workshops confirmed with AU DSB team for April 20th and May 4th</p></td><td width="150"> </td></tr><tr><td width="150">Berlin Group</td><td width="150"> </td><td width="150"> </td></tr><tr><td width="150">STET</td><td width="150"> </td><td width="150"> </td></tr><tr><td width="150">Mexico</td><td width="150"> </td><td width="150"> </td></tr><tr><td width="150">Bahrain</td><td width="150"> </td><td width="150"> </td></tr><tr><td width="150">Brazil</td><td width="150"><a href="https://openbanking-brasil.github.io/areadesenvolvedor-fase2/#padroes" class="broken_link">https://openbanking-brasil.github.io/areadesenvolvedor-fase2/#padroes</a></td><td width="150"> </td></tr><tr><td width="150">yes Scheme</td><td width="150"> </td><td width="150">yes QES service is based on FAPI 2.0 Baseline</td></tr></tbody></table></div> </div> </div> </div> </div> <div class="elementor-element elementor-element-1dbb3a8 elementor-widget elementor-widget-spacer" data-id="1dbb3a8" data-element_type="widget" data-widget_type="spacer.default"> <div class="elementor-widget-container"> <div class="elementor-spacer"> <div class="elementor-spacer-inner"></div> </div> </div> </div> <div class="elementor-element elementor-element-7d08816 elementor-widget elementor-widget-heading" data-id="7d08816" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">FAPI Liaison Relationships</h4> </div> </div> <div class="elementor-element elementor-element-8a3cbbe elementor-widget elementor-widget-heading" data-id="8a3cbbe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-default">Financial Data Exchange (FDX) - USA</h5> </div> </div> <div class="elementor-element elementor-element-197fe1ae elementor-widget elementor-widget-accordion" data-id="197fe1ae" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-4271" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-4271" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">How does the FDX and OIDF collaboration work?</a> </div> <div id="elementor-tab-content-4271" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-4271"><p>All FAPI work is done in the OIDF FAPI Working Group. The OpenID Foundation actively encourages participation in and contributions to all its working groups. FDX work groups operate under their own IP and membership rules. FDX makes independent assessments of normative references and certification requirements.</p><p>The group has expert members from the Identity and Access Management sector. The working group was initially formed to help develop security profiles and API standards for financial APIs. Over time the group has focussed its efforts on security profiles that while applicable for financial APIs, can be used in other industries and ecosystems.</p><p>The security profiles developed by the working group are based on the OAuth 2.0 and OpenID Connect suite of standards. OAuth 2.0 is an authorization framework which can be used for both low and high value operations. The standards produced by the FAPI WG contain much less optionality than the general OAuth 2.0 framework and require implementers to use modern security best practices.</p><p>The major benefits of the FAPI specifications are:</p><ol><li>Clear point-by-point specifications that implementers can use as a “check list”</li><li>Exhaustive conformance tests to allow implementers to ensure their software is secure and interoperable</li><li>Standards based approach to securing complex interactions (e.g. decoupled authZ flows via CIBA, grant management, pushed request objects).</li></ol><p><span style="color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;">The FAPI WG does not work on data models or standards for financial or other APIs. These are ecosystem specific.</span></p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-4272" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-4272" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">How does the FDX and OIDF liaison agreement work?</a> </div> <div id="elementor-tab-content-4272" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-4272"><p>The FDX/OIDF agreement clarifies FDX’s usage of OIDF trademarks. The Liaison Agreement describes the common interests of the two organizations and how they might work together.</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-4273" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-4273" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Can individuals and organizations be members of and contribute to both organizations?</a> </div> <div id="elementor-tab-content-4273" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-4273"><p>Yes. OpenID Foundation recognizes the importance of diverse views and encourages robust community engagement. OIDF thanks organizations like Ping Identity, Intuit, Authlete and others for membership of both organizations and their contributions to FDX Work Groups as well as the OpenID Foundation’s Financial-Grade API Working Group.</p><p>As a consequence, FAPI 2.0 provides mechanisms for obtaining fine-grained and transactional authorization for API access and security mechanisms for replay detection and non-repudiation on both interfaces in addition to the mechanisms already defined in FAPI 1.0 focusing on the security of the authorization flow.</p><p>The working group also evolved the profile to be easier to use for developers based on the results of an analysis of various open banking implementations, the recommendations of the latest OAuth Security BCP, and a comprehensive security threat model.</p><p>Both FAPI 1.0 as well as FAPI 2.0 define two compliance levels, but the FAPI 2.0 levels are aligned with different protection levels (baseline vs advanced) rather than API access modes (read vs read-write) in FAPI 1.0. The baseline level aims to be secure against all threats captured in the security threat model, the advanced level adds non-repudiation.</p></div> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="post-tags"> </div> </div> </main> <div data-elementor-type="footer" data-elementor-id="73" class="elementor elementor-73 elementor-location-footer" data-elementor-post-type="elementor_library"> <section class="elementor-section elementor-top-section elementor-element elementor-element-75b4e202 elementor-section-full_width elementor-section-height-default elementor-section-height-default" data-id="75b4e202" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c2432fa" data-id="6c2432fa" data-element_type="column"> <div class="elementor-widget-wrap 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class="elementor-heading-title elementor-size-default">EXPLORE</h4> </div> </div> <div class="elementor-element elementor-element-5dc72504 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="5dc72504" data-element_type="widget" data-widget_type="icon-list.default"> <div class="elementor-widget-container"> <ul class="elementor-icon-list-items"> <li class="elementor-icon-list-item"> <a href="https://openid.net/foundation/benefits-members/"> <span class="elementor-icon-list-text">Member Benefits, Why Join?</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://openid.net/foundation/"> <span class="elementor-icon-list-text">What is OpenID and OpenID Connect?</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://openid.net/wg/connect/"> <span class="elementor-icon-list-text">How does OpenID Connect Work?</span> </a> </li> <li class="elementor-icon-list-item"> <a 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