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srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/bec5fa4dc23287da8b5ca3ef8b46a5031938c2f5e2fe7394c15d561a1d9b64d3?w=300&h=300&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/bec5fa4dc23287da8b5ca3ef8b46a5031938c2f5e2fe7394c15d561a1d9b64d3?w=100&h=100&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/bec5fa4dc23287da8b5ca3ef8b46a5031938c2f5e2fe7394c15d561a1d9b64d3?q=20&w=3&h=2&f=webp" alt="Tan Nai Lun" class="mx-auto aspect-square w-[100px] rounded-full sm:w-[174px]"/></picture></div><div class="flex w-full flex-col sm:w-16/20"><h1 class="text-center font-poppins text-xl font-semibold sm:text-start">Tan Nai Lun</h1><p class="mb-3 font-public-sans text-xs text-gray-850">Tan Nai Lun is a journalist with BT, covering banks and finance-related matters. Nai Lun graduated from Nanyang Technological University with a double major in communications and business.</p><div class="mt-2 flex gap-2 border-t border-gray-850 pt-3 sm:gap-5"><div class="flex items-center"><img src="data:image/svg+xml,%3csvg%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cg%20clip-path='url(%23clip0_106_2022)'%3e%3cpath%20d='M12.0181%2013.0553C12.3895%2013.0553%2012.7337%2012.8832%2013.1322%2012.4846L21.0127%204.6857C20.6776%204.35961%2020.0526%204.20563%2019.1558%204.20563H4.57246C3.81159%204.20563%203.27717%204.35056%202.97826%204.64947L10.904%2012.4846C11.2934%2012.8741%2011.6377%2013.0553%2012.0181%2013.0553ZM2.22645%2018.3542L8.63043%2012.0226L2.20833%205.69113C2.07246%205.94476%202%206.37954%202%207.00454V17.0045C2%2017.6477%202.07246%2018.1006%202.22645%2018.3542ZM4.8442%2019.8125H19.4276C20.1884%2019.8125%2020.7137%2019.6675%2021.0127%2019.3777L14.4819%2012.9104L13.8841%2013.5172C13.2591%2014.1151%2012.6703%2014.3868%2012.0181%2014.3868C11.3569%2014.3868%2010.7682%2014.1151%2010.1522%2013.5172L9.54529%2012.9104L3.03261%2019.3687C3.37681%2019.6676%203.97464%2019.8125%204.8442%2019.8125ZM21.7826%2018.3451C21.9275%2018.0825%2022%2017.6386%2022%2017.0045V7.00454C22%206.39766%2021.9275%205.96288%2021.8007%205.71831L15.3967%2012.0226L21.7826%2018.3451Z'%20fill='black'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_106_2022'%3e%3crect%20width='20'%20height='15.625'%20fill='white'%20transform='translate(2%204.1875)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e" height="15" width="15" alt="email"/><a class="ml-2 font-public-sans text-4xs text-gray-550 transition-colors hover:text-black hover:underline" href="mailto:tnailun@sph.com.sg">tnailun@sph.com.sg</a></div><div class="flex items-center"><img src="data:image/svg+xml,%3csvg%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M16.3134%205.2207H18.6135L13.5884%2010.964L19.5%2018.7793H14.8706L11.2452%2014.0394L7.097%2018.7793H4.79551L10.1703%2012.6362L4.5%205.2207H9.24551L12.5225%209.5532L16.3134%205.2207ZM15.5061%2017.4026H16.7806L8.55368%206.52511H7.186L15.5061%2017.4026Z'%20fill='black'/%3e%3c/svg%3e" height="15" width="15" alt="email"/><a class="ml-1 font-public-sans text-4xs text-gray-550 transition-colors hover:text-black hover:underline" href="https://x.com/NaiLunBT" target="_blank">@NaiLunBT</a></div></div></div></div><div data-testid="author-articles-component"><div class="stories"><div class="story border-b border-gray-175 pb-3"><div data-testid="basic-card" data-cueid="5332893" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><a rel="noopener" href="/opinion-features/labubu-craze-not-just-fad-singapore-businesses-are-taking-notes" target="_blank"><picture><img loading="lazy" src="/assets-web2/default_image-CzvQshnW.jpg" alt="The Labubu craze is not just a fad. Singapore businesses are taking notes" class="w-full aspect-3x2"/></picture></a></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><div data-testid="basic-card-kicker-component" class="break-words font-poppins text-4xs font-light leading-4 text-gray-515">BRUNCH</div><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5332893"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="The Labubu craze is not just a fad. Singapore businesses are taking notes" href="/opinion-features/labubu-craze-not-just-fad-singapore-businesses-are-taking-notes" target="_blank">The Labubu craze is not just a fad. Singapore businesses are taking notes</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5346325" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/more-singaporeans-invest-worries-persist-over-overspending-lack-retirement-planning-ocbc-survey" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/a27f1ba15ca7290da27955bf42f04c4534d074b7e7791e1651e58c4c70729f17?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/a27f1ba15ca7290da27955bf42f04c4534d074b7e7791e1651e58c4c70729f17?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/a27f1ba15ca7290da27955bf42f04c4534d074b7e7791e1651e58c4c70729f17?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/a27f1ba15ca7290da27955bf42f04c4534d074b7e7791e1651e58c4c70729f17?q=20&w=3&h=2&f=webp" loading="lazy" alt="2024’s Financial Wellness Index score rose by 1 point to 61 points, which OCBC noted is in tandem with economic growth. " class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5346325"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="More Singaporeans invest, but worries persist over overspending, lack of retirement planning: OCBC survey" href="/companies-markets/more-singaporeans-invest-worries-persist-over-overspending-lack-retirement-planning-ocbc-survey" target="_blank">More Singaporeans invest, but worries persist over overspending, lack of retirement planning: OCBC survey</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5340782" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/dbs-share-buyback-raises-questions-capital-management-counter-hits-all-time-high" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/321bf55af25adf4f0df33b8451643185a0254ef3db8d04c01f30920dfd22fdc9?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/321bf55af25adf4f0df33b8451643185a0254ef3db8d04c01f30920dfd22fdc9?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/321bf55af25adf4f0df33b8451643185a0254ef3db8d04c01f30920dfd22fdc9?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/321bf55af25adf4f0df33b8451643185a0254ef3db8d04c01f30920dfd22fdc9?q=20&w=3&h=2&f=webp" loading="lazy" alt="DBS says its S$3 billion share buyback programme promises to raise earnings per share and return on equity." class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5340782"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="DBS share buyback raises questions on capital management as counter hits all-time high " href="/companies-markets/dbs-share-buyback-raises-questions-capital-management-counter-hits-all-time-high" target="_blank">DBS share buyback raises questions on capital management as counter hits all-time high </a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5340902" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/singapore-banks-optimistic-about-earnings-capital-returns-amid-yet-another-quarterly-results-beat" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/c170e44ee4a57747c2dfdf5e44c8dbac31f90456f9551add66b34c582bd0f990?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/c170e44ee4a57747c2dfdf5e44c8dbac31f90456f9551add66b34c582bd0f990?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/c170e44ee4a57747c2dfdf5e44c8dbac31f90456f9551add66b34c582bd0f990?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/c170e44ee4a57747c2dfdf5e44c8dbac31f90456f9551add66b34c582bd0f990?q=20&w=3&h=2&f=webp" loading="lazy" alt="Singapore banks see upsides to net interest margins (NIMs) during a second Donald Trump term as US president, given that markets expect inflationary policies that may result in higher interest rates. " class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5340902"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="Singapore banks optimistic about earnings, capital returns amid yet another quarterly results beat" href="/companies-markets/singapore-banks-optimistic-about-earnings-capital-returns-amid-yet-another-quarterly-results-beat" target="_blank">Singapore banks optimistic about earnings, capital returns amid yet another quarterly results beat</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5316524" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/dbs-ocbc-uob-aim-stay-competitive-foreign-players-slash-mortgage-rates" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/86fac7a1adea298459b8ff41223d57779a36b7374b77cced342dd44bd6944041?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/86fac7a1adea298459b8ff41223d57779a36b7374b77cced342dd44bd6944041?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/86fac7a1adea298459b8ff41223d57779a36b7374b77cced342dd44bd6944041?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/86fac7a1adea298459b8ff41223d57779a36b7374b77cced342dd44bd6944041?q=20&w=3&h=2&f=webp" loading="lazy" alt="At their respective third quarter results briefings, management of the three banks said they will look at the market and adjust accordingly, but did not explicitly mention plans to cut rates. " class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5316524"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="DBS, OCBC, UOB aim to stay competitive as foreign players slash mortgage rates" href="/companies-markets/dbs-ocbc-uob-aim-stay-competitive-foreign-players-slash-mortgage-rates" target="_blank">DBS, OCBC, UOB aim to stay competitive as foreign players slash mortgage rates</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5315488" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/shareholders-singapore-banks-can-look-forward-more-returns-amid-strong-q3-results" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/b6801ead859e30eb05010f26adfa1208f74621b908c7a6728408bad4d6605392?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/b6801ead859e30eb05010f26adfa1208f74621b908c7a6728408bad4d6605392?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/b6801ead859e30eb05010f26adfa1208f74621b908c7a6728408bad4d6605392?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/b6801ead859e30eb05010f26adfa1208f74621b908c7a6728408bad4d6605392?q=20&w=3&h=2&f=webp" loading="lazy" alt="Generic photo of DBS , UOB , OCBC atm taken at changi airport terminal 3 on July 3, 2024. Can be used for money, finance, bank , banking stories" class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5315488"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="Shareholders of Singapore banks can look forward to more returns amid strong Q3 results" href="/companies-markets/shareholders-singapore-banks-can-look-forward-more-returns-amid-strong-q3-results" target="_blank">Shareholders of Singapore banks can look forward to more returns amid strong Q3 results</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5314876" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/share-buybacks-more-dividends-among-options-deploy-capital-uob-chief-wee-ee-cheong" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/810c39160edaabd0cb087b9df61e7b7dc923ec244dd20132b6f8509010aa2daa?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/810c39160edaabd0cb087b9df61e7b7dc923ec244dd20132b6f8509010aa2daa?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/810c39160edaabd0cb087b9df61e7b7dc923ec244dd20132b6f8509010aa2daa?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/810c39160edaabd0cb087b9df61e7b7dc923ec244dd20132b6f8509010aa2daa?q=20&w=3&h=2&f=webp" loading="lazy" alt="“Globally, there are renewed uncertainties, and we are watching development closely. As an Asean focus player, we see the region being resilient,” said Wee Ee Cheong, CEO of UOB." class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5314876"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="Share buybacks, more dividends among options to deploy capital: UOB chief Wee Ee Cheong" href="/companies-markets/share-buybacks-more-dividends-among-options-deploy-capital-uob-chief-wee-ee-cheong" target="_blank">Share buybacks, more dividends among options to deploy capital: UOB chief Wee Ee Cheong</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5311245" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/policy-swings-key-risk-asian-businesses-under-trump-administration-dbs-tan-su-shan" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/9afab022af907802262b31d7016b98c5393ca32c21ab70bcc4dc05abbbe5f392?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/9afab022af907802262b31d7016b98c5393ca32c21ab70bcc4dc05abbbe5f392?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/9afab022af907802262b31d7016b98c5393ca32c21ab70bcc4dc05abbbe5f392?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/9afab022af907802262b31d7016b98c5393ca32c21ab70bcc4dc05abbbe5f392?q=20&w=3&h=2&f=webp" loading="lazy" alt="Speakers on a panel at the Singapore Fintech Festival 2024 discussed opportunities for Asian financial services amid market volatility, the rise of generative artificial intelligence (AI), an increased focus on sustainability and the importance of fintech." class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5311245"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="Policy swings a key risk for Asian businesses under a Trump administration: DBS’ Tan Su Shan" href="/companies-markets/policy-swings-key-risk-asian-businesses-under-trump-administration-dbs-tan-su-shan" target="_blank">Policy swings a key risk for Asian businesses under a Trump administration: DBS’ Tan Su Shan</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5309397" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/dbs-sees-upside-2025-profits-under-trump-administration" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/8c290f232ff44957107a1e7ff802fc202f9fd681538868118636cb3365ef128d?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/8c290f232ff44957107a1e7ff802fc202f9fd681538868118636cb3365ef128d?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/8c290f232ff44957107a1e7ff802fc202f9fd681538868118636cb3365ef128d?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/8c290f232ff44957107a1e7ff802fc202f9fd681538868118636cb3365ef128d?q=20&w=3&h=2&f=webp" loading="lazy" alt="DBS reported that its Q3 net profit rose 17 per cent on year to S$3.03 billion from S$2.59 billion, exceeding the S$2.76 billion forecasted by four analysts in a Bloomberg poll." class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5309397"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="DBS sees upside to 2025 profits under Trump administration" href="/companies-markets/dbs-sees-upside-2025-profits-under-trump-administration" target="_blank">DBS sees upside to 2025 profits under Trump administration</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div><div class="story border-b border-gray-175 py-3"><div data-testid="basic-card" data-cueid="5283585" class="relative flex flex-wrap items-start"><div class="relative flex order-2 flex-shrink-0 w-1/4"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/companies-markets/asean-gains-near-term-amid-us-china-tensions-beware-escalations-mas-chia-der-jiun" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/af74a9ee3e5e4799e9b12a3535b0f3f4c05bcc56f251bd7f6135ca3ec66013b4?w=900&h=600&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/af74a9ee3e5e4799e9b12a3535b0f3f4c05bcc56f251bd7f6135ca3ec66013b4?w=600&h=400&dpr=1&f=webp 1x"/><source srcSet="https://cassette.sphdigital.com.sg/image/businesstimes/af74a9ee3e5e4799e9b12a3535b0f3f4c05bcc56f251bd7f6135ca3ec66013b4?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://cassette.sphdigital.com.sg/image/businesstimes/af74a9ee3e5e4799e9b12a3535b0f3f4c05bcc56f251bd7f6135ca3ec66013b4?q=20&w=3&h=2&f=webp" loading="lazy" alt="Chia Der Jiun, MD, MAS" class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-3/4 order-1 pr-4"><h3 class="my-1 _title_d4ajx_12 text-base" data-testid="title_link_5283585"><a class="inherit word-break hover:underline text-gray-850" rel="noopener" title="Asean gains in the near term amid US-China tensions, but beware of escalations: MAS’ Chia Der Jiun" href="/companies-markets/asean-gains-near-term-amid-us-china-tensions-beware-escalations-mas-chia-der-jiun" target="_blank">Asean gains in the near term amid US-China tensions, but beware of escalations: MAS’ Chia Der Jiun</a></h3><div class="mt-auto"><div class="_createTime_d4ajx_101 truncate uppercase" data-testid="create-time-component"></div></div></div></div></div></div><div class="_componentLoadMore_1ytps_1 cursor-pointer border-y border-gray-850 py-4 text-center my-4"><button type="button" class="uppercase outline-none" data-rac="" id="react-aria-:R6j3cu5:">LOAD MORE</button></div></div></div><div data-component="component-column" class="px-3 w-full lg:w-4/12"><div class="mb-10 lg:h-[800px]"><div class="text-center lg:sticky lg:top-[120px]" data-testid="advertisement-element"><div id="dfp-ad-imu2" class="adunit-component"></div></div></div></div></div></div></div><div class="text-center" data-testid="advertisement-element"><div id="dfp-ad-catfish" class="adunit-component"></div></div><div class="text-center" data-testid="advertisement-element"><div id="dfp-ad-abm" 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