Banking Disruption: Need for Transforming Traditional Tech Models

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fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> <li> <a class="v5-mobile-navigation-menu-item" data-attr="resources" href="" > <small> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"> <path d="M7.79 30.21C4.6 30.21 2 27.61 2 24.42V7.79C2 4.6 4.6 2 7.79 2H23.19C24.78 2 26.07 3.29 26.07 4.88V13.92C26.07 14.31 25.75 14.62 25.37 14.62C24.99 14.62 24.67 14.3 24.67 13.92V4.88C24.67 4.07 24.01 3.41 23.2 3.41H7.79C5.37 3.41 3.41 5.37 3.41 7.79V24.42C3.41 26.84 5.37 28.8 7.79 28.8H18.84C19.23 28.8 19.54 29.12 19.54 29.5C19.54 29.88 19.22 30.21 18.84 30.21H7.79Z" fill="#0B044C"/> <path d="M10.1102 11.3C9.72016 11.3 9.41016 10.98 9.41016 10.6C9.41016 10.22 9.73016 9.90002 10.1102 9.90002H17.9602C18.3502 9.90002 18.6602 10.22 18.6602 10.6C18.6602 10.98 18.3402 11.3 17.9602 11.3H10.1102Z" fill="#0B044C"/> <path d="M22.8201 27.8C19.9501 27.8 17.6201 25.47 17.6201 22.6C17.6201 19.73 19.9501 17.4 22.8201 17.4C25.6901 17.4 28.0201 19.73 28.0201 22.6C28.0201 25.47 25.6901 27.8 22.8201 27.8ZM22.8201 18.81C20.7301 18.81 19.0301 20.51 19.0301 22.6C19.0301 24.69 20.7301 26.39 22.8201 26.39C24.9101 26.39 26.6101 24.69 26.6101 22.6C26.6101 20.51 24.9101 18.81 22.8201 18.81Z" fill="#0B044C"/> <path d="M29.5798 30.24C29.3898 30.24 29.2098 30.17 29.0798 30.03L25.4798 26.43C25.2098 26.16 25.2098 25.71 25.4798 25.43C25.6098 25.3 25.7898 25.22 25.9798 25.22C26.1698 25.22 26.3498 25.29 26.4798 25.43L30.0798 29.03C30.3498 29.3 30.3498 29.75 30.0798 30.03C29.9498 30.16 29.7698 30.24 29.5798 30.24Z" fill="#0B044C"/> </svg> </small> <span> <strong>Resources</strong> Insights on forces shaping the next generation of banking </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none" > <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57" /> </svg> </a> </li> <li> <a class="v5-mobile-navigation-menu-item" data-attr="company" href=""> <small> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M28.4706 28.2212H15.5998C15.2009 28.2212 14.8701 27.8904 14.8701 27.4915V10.9044C14.8701 10.5056 15.2009 10.1748 15.5998 10.1748H28.4706C28.8694 10.1748 29.2002 10.5056 29.2002 10.9044V27.4915C29.2002 27.8904 28.8694 28.2212 28.4706 28.2212ZM16.3294 26.7619H27.7409V11.6341H16.3294V26.7619Z" fill="#0B044C"/> <path d="M20.1534 28.2211H2.72964C2.33077 28.2211 2 27.8903 2 27.4915V8.34578C2 8.01501 2.22376 7.72315 2.5448 7.64533L19.9685 3.02429C20.1826 2.96592 20.416 3.01456 20.6009 3.15076C20.776 3.28696 20.883 3.50099 20.883 3.72474V10.9044C20.883 11.3032 20.5522 11.634 20.1534 11.634C19.7545 11.634 19.4237 11.3032 19.4237 10.9044V4.67813L3.45927 8.91003V26.7618H20.1534C20.5522 26.7618 20.883 27.0926 20.883 27.4915C20.883 27.8903 20.5522 28.2211 20.1534 28.2211Z" fill="#0B044C"/> </svg> </small> <span> <strong>Company</strong> Next-gen banking technology </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> </ul> <div class="v5-mobile-navigation-menu-item__inner" id="platform"> <ul class="v5-mobile-navigation-menu"> <span class="v5-mobile-navigation-menu-item-label">HOME / PLATFORM</span> <li> <a class="v5-mobile-navigation-menu-item" href="/us/platform/next-gen-banking-technology/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <path d="M4.73468 24.5059C4.59956 24.4866 4.46444 24.4622 4.33575 24.43C3.31656 24.1803 2.46208 23.5356 1.93061 22.6129C1.23442 21.4072 1.23442 19.9672 1.93061 18.7601L9.55783 5.58135C9.79204 5.17342 10.2141 4.93149 10.6967 4.93149C11.1625 4.93535 11.5795 5.17856 11.8124 5.58135L18.8876 17.8091C18.948 17.9146 19.0368 18.0021 19.1424 18.0639C19.3637 18.1926 19.6571 18.1836 19.8694 18.0446C20.1796 17.8425 20.2774 17.4346 20.0934 17.1142L12.8934 4.64838C12.4468 4.05256 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18.0301H8.14039C7.88753 18.0301 7.65387 17.8952 7.52744 17.6762C7.40101 17.4572 7.40101 17.1874 7.52744 16.9684L11.5087 10.0726C11.6352 9.85365 11.8688 9.71875 12.1217 9.71875ZM9.36629 16.6145H14.877L12.1217 11.8421L9.36629 16.6145Z" fill="#0B044C"/> </svg> </small> <span> <strong>Architectural Principles</strong> Unique architecture to deliver next-gen capabilities </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> <li class="v5-mobile-navigation-menu-item-nested"> <a class="v5-mobile-navigation-menu-item" href="javascript:void(0);"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <g clip-path="url(#clip0_2993_38675)"> <path fill-rule="evenodd" clip-rule="evenodd" d="M25.7901 4.657V3.881L19.0611 0L12.9971 3.495L6.9371 0.001L0.208105 3.88V4.559L0.204102 4.557V11.641L6.2651 15.133V22.122L12.9941 26L12.9991 25.992L13.0041 26L19.7341 22.122V15.133L25.7951 11.641V4.655L25.7911 4.657H25.7901ZM6.9371 1.553L12.9971 5.047L19.0611 1.552L23.7761 4.271L13.0001 10.481L2.22311 4.271L6.9371 1.554V1.553ZM15.3571 12.613V19.6L13.6961 20.557V11.631L21.4131 7.184V9.122L15.3581 12.613H15.3571ZM10.6351 19.599V12.613H10.6321L4.5751 9.12V7.186L12.3541 11.69V20.617L12.3181 20.598V20.576L10.6341 19.6L10.6351 19.599ZM7.61111 21.347V14.358L1.5501 10.866V5.434L3.2301 6.406V9.895L9.2891 13.389V20.376L12.3011 22.123L12.3291 24.065L7.61111 21.346V21.347ZM18.3871 14.357V21.346L13.6951 24.05V22.108L16.7021 20.375V13.388L22.7581 9.896V6.407L22.7261 6.425L24.4471 5.433V10.864L18.3861 14.356L18.3871 14.357Z" fill="#0B044C"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M19.0552 3.49812L12.9992 6.98712L6.93816 3.49512L5.59717 4.27312L12.9992 8.53912L20.3572 4.29912L19.0552 3.49812Z" fill="#0B044C"/> </g> <defs> <clipPath id="clip0_2993_38675"> <rect width="26" height="26" fill="white"/> </clipPath> </defs> </svg> </small> <span> <strong>Tachyon Processing </strong> Next-gen processing omnistack for cards, loans and deposits </span> <svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.9 5.95C13.2866 5.5634 13.9134 5.5634 14.3 5.95V5.95C14.6866 6.3366 14.6866 6.9634 14.3 7.35L9.70711 11.9429C9.31658 12.3334 8.68342 12.3334 8.29289 11.9429L3.7 7.35C3.3134 6.9634 3.3134 6.3366 3.7 5.95V5.95C4.0866 5.5634 4.7134 5.5634 5.1 5.95L8.29289 9.14289C8.68342 9.53342 9.31658 9.53342 9.70711 9.14289L12.9 5.95Z" fill="#101828" fill-opacity="0.57"/> </svg> </a> <div class="v5-mobile-navigation-menu-item-inner"> <div class="slider-product-title">CAPABILITIES</div> <ol> <li><a href="/us/platform/tachyon/digital-core-banking-architecture/">Tachyon Architecture</a></li> <li><a href="/us/platform/tachyon/transaction-processing/">Transaction Processing</a></li> <li><a href="/us/platform/tachyon/card-management/">Card Management</a></li> <li><a href="/us/platform/tachyon/credit-card-account-processing/">Credit Card Account Processing</a></li> <li><a href="/us/platform/tachyon/real-time-api-events/">Realtime APIs & Events</a></li> <li><a href="/us/platform/tachyon/loan-management/">Loan Management</a></li> <li><a href="/us/platform/tachyon/intuitive-admin-web-interfaces/">Admin Interfaces</a></li> </ol> </div> </li> <li> <a class="v5-mobile-navigation-menu-item" href="/us/platform/neutrino-for-digital-card-experiences/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <path d="M18.372 26C17.487 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20.3947L10.138 15.7776H7.41495L8.01895 14.4396H16.94L18.173 11.6696H7.23295L5.59393 15.3526V15.3516ZM1.6579 9.29656C1.15289 10.4316 1.25489 11.7316 1.9319 12.7746C2.5029 13.6536 3.42191 14.2456 4.45392 14.3986L4.54692 14.4126L10.293 1.50549H6.09594C5.50693 1.50549 4.97093 1.8535 4.73192 2.3915L3.02791 6.21854H6.19294L5.59593 7.55655H2.4319L1.6569 9.29656H1.6579ZM7.82895 10.3306H18.7691L20.4091 6.64754C20.9151 5.51253 20.8121 4.21152 20.1351 3.16951C19.6431 2.4115 18.8931 1.8655 18.023 1.63149L17.921 1.60449L15.865 6.22154H18.5881L17.984 7.55955H9.06296L7.82995 10.3296L7.82895 10.3306ZM9.66497 6.22154H14.4L16.5 1.50549H11.765L9.66497 6.22154Z" fill="#0B044C"/> </svg> </small> <span> <strong>Luminos Engagement</strong> Next-gen customer engagement suite </span> <svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.9 5.95C13.2866 5.5634 13.9134 5.5634 14.3 5.95V5.95C14.6866 6.3366 14.6866 6.9634 14.3 7.35L9.70711 11.9429C9.31658 12.3334 8.68342 12.3334 8.29289 11.9429L3.7 7.35C3.3134 6.9634 3.3134 6.3366 3.7 5.95V5.95C4.0866 5.5634 4.7134 5.5634 5.1 5.95L8.29289 9.14289C8.68342 9.53342 9.31658 9.53342 9.70711 9.14289L12.9 5.95Z" fill="#101828" fill-opacity="0.57"/> </svg> </a> <div class="v5-mobile-navigation-menu-item-inner"> <div class="slider-product-title">CAPABILITIES</div> <ol> <li><a href="/us/platform/luminous/omnichannel-customer-communication-notifications/">Luminos Notifications</a></li> <li><a href="/us/platform/luminous/personalized-customer-reward-programs/">Luminos Rewards</a></li> </ol> </div> </li> <li> <a class="v5-mobile-navigation-menu-item" href="/us/platform/zeus-data-suite-for-analytics-and-reporting/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="26" viewBox="0 0 24 26" fill="none"> <path d="M23.2248 6.377L17.9878 0.237C17.8598 0.087 17.6718 0 17.4738 0H6.68777C6.67177 0 6.65677 0.001 6.64077 0.002C6.62477 0.003 6.60877 0.005 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fill="#0B044C"/> </svg> </small> <span> <strong>Zeus Data Suite</strong> Data and analytics platform with integration capabilities </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> </ul> </div> <div class="v5-mobile-navigation-menu-item__inner" id="services"> <ul class="v5-mobile-navigation-menu"> <span class="v5-mobile-navigation-menu-item-label">HOME / SERVICES</span> <li> <a class="v5-mobile-navigation-menu-item" href="/us/services/card-operations-support/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"> <path d="M11.6199 1.84521H4.67986C3.11986 1.84521 1.85986 3.10521 1.85986 4.66521V11.5952C1.85986 13.1552 3.11986 14.4152 4.67986 14.4152H11.6099C13.1699 14.4152 14.4299 13.1552 14.4299 11.5952V4.66521C14.4299 3.10521 13.1699 1.84521 11.6099 1.84521H11.6199ZM12.9399 11.6052C12.9399 12.3352 12.3499 12.9252 11.6199 12.9252H4.67986C3.94986 12.9252 3.35986 12.3352 3.35986 11.6052V4.66521C3.35986 3.93521 3.94986 3.34521 4.67986 3.34521H11.6099C12.3399 3.34521 12.9299 3.93521 12.9299 4.66521V11.5952L12.9399 11.6052Z" fill="#0B044C"/> <path d="M11.6199 17.5449H4.67986C3.11986 17.5449 1.85986 18.8049 1.85986 20.3649V27.2949C1.85986 28.8549 3.11986 30.1149 4.67986 30.1149H11.6099C13.1699 30.1149 14.4299 28.8549 14.4299 27.2949V20.3649C14.4299 18.8049 13.1699 17.5449 11.6099 17.5449H11.6199ZM12.9399 27.3049C12.9399 28.0349 12.3499 28.6249 11.6199 28.6249H4.67986C3.94986 28.6249 3.35986 28.0349 3.35986 27.3049V20.3749C3.35986 19.6449 3.94986 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1.90526L20.9098 1.94526C20.4998 1.94526 20.1598 2.28526 20.1598 2.69526C20.1598 3.10526 20.4998 3.44526 20.9098 3.44526L27.5398 3.41526L17.7898 13.2553C17.4998 13.5453 17.4998 14.0253 17.7898 14.3153C17.9398 14.4553 18.1298 14.5353 18.3198 14.5353L18.3298 14.5253Z" fill="#0B044C"/> </svg> </small> <span> <strong>Servicing</strong> Specialist teams to handle card operations & customer service </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> <li> <a class="v5-mobile-navigation-menu-item" href="/us/services/pre-integrated-fulfillment/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="40" height="40" viewBox="0 0 40 40" fill="none"> <rect width="40" height="40" rx="8" fill="#F4F3F9"/> <rect x="0.25" y="0.25" width="39.5" height="39.5" rx="7.75" stroke="#0B044C" stroke-opacity="0.08" stroke-width="0.5"/> <path d="M31.2694 34.0201H9.10938C7.58938 34.0201 6.35938 32.7901 6.35938 31.2701V22.6201C6.35938 20.0001 8.48938 17.8701 11.1094 17.8701H29.2694C31.8894 17.8701 34.0194 20.0001 34.0194 22.6201V31.2701C34.0194 32.7901 32.7894 34.0201 31.2694 34.0201ZM11.1094 19.3701C9.31938 19.3701 7.85938 20.8301 7.85938 22.6201V31.2701C7.85938 31.9601 8.41937 32.5201 9.10938 32.5201H31.2694C31.9594 32.5201 32.5194 31.9601 32.5194 31.2701V22.6201C32.5194 20.8301 31.0594 19.3701 29.2694 19.3701H11.1094Z" fill="#0B044C"/> <path d="M28.1495 19.3701H12.2295C11.8195 19.3701 11.4795 19.0301 11.4795 18.6201V10.6001C11.4795 7.9801 13.6095 5.8501 16.2295 5.8501H24.1595C26.7795 5.8501 28.9095 7.9801 28.9095 10.6001V18.6201C28.9095 19.0301 28.5695 19.3701 28.1595 19.3701H28.1495ZM12.9795 17.8701H27.4095V10.6001C27.4095 8.8101 25.9495 7.3501 24.1595 7.3501H16.2295C14.4395 7.3501 12.9795 8.8101 12.9795 10.6001V17.8701Z" fill="#0B044C"/> <path d="M20.1895 34.0201C19.7795 34.0201 19.4395 33.6801 19.4395 33.2701V18.6201C19.4395 18.2101 19.7795 17.8701 20.1895 17.8701C20.5995 17.8701 20.9395 18.2101 20.9395 18.6201V33.2701C20.9395 33.6801 20.5995 34.0201 20.1895 34.0201Z" fill="#0B044C"/> <path d="M21.4991 10.7002H18.8691C18.4591 10.7002 18.1191 10.3602 18.1191 9.9502C18.1191 9.5402 18.4591 9.2002 18.8691 9.2002H21.4991C21.9091 9.2002 22.2491 9.5402 22.2491 9.9502C22.2491 10.3602 21.9091 10.7002 21.4991 10.7002Z" fill="#0B044C"/> <path d="M28.0392 22.7202H25.4092C24.9992 22.7202 24.6592 22.3802 24.6592 21.9702C24.6592 21.5602 24.9992 21.2202 25.4092 21.2202H28.0392C28.4492 21.2202 28.7892 21.5602 28.7892 21.9702C28.7892 22.3802 28.4492 22.7202 28.0392 22.7202Z" fill="#0B044C"/> <path d="M14.9601 22.7202H12.3301C11.9201 22.7202 11.5801 22.3802 11.5801 21.9702C11.5801 21.5602 11.9201 21.2202 12.3301 21.2202H14.9601C15.3701 21.2202 15.7101 21.5602 15.7101 21.9702C15.7101 22.3802 15.3701 22.7202 14.9601 22.7202Z" fill="#0B044C"/> </svg> </small> <span> <strong>Fulfillment</strong> End-to-end fulfillment services for your card program </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> <li> <a class="v5-mobile-navigation-menu-item" href="/us/services/zeta-studios-digital-banking-software-development/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="40" height="40" viewBox="0 0 40 40" fill="none"> <rect width="40" height="40" rx="8" fill="#F4F3F9"/> <rect x="0.25" y="0.25" width="39.5" height="39.5" rx="7.75" stroke="#0B044C" stroke-opacity="0.08" stroke-width="0.5"/> <path d="M20.14 21.0025C20.02 21.0025 19.91 20.9725 19.8 20.9225L6.40997 14.1725C6.15997 14.0425 6 13.7825 6 13.5025C6 13.2225 6.15997 12.9625 6.40997 12.8325L19.8 6.0825C20.01 5.9725 20.26 5.9725 20.48 6.0825L33.87 12.8325C34.12 12.9625 34.28 13.2225 34.28 13.5025C34.28 13.7825 34.12 14.0425 33.87 14.1725L20.48 20.9225C20.37 20.9725 20.26 21.0025 20.14 21.0025ZM8.41998 13.5025L20.15 19.4125L31.88 13.5025L20.15 7.59249L8.41998 13.5025Z" fill="#0B044C"/> <path d="M20.14 27.4222C20.02 27.4222 19.91 27.3922 19.8 27.3422L6.40997 20.5922C6.15997 20.4622 6 20.2022 6 19.9222C6 19.6422 6.15997 19.3822 6.40997 19.2522L9.78003 17.5522C10.15 17.3622 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<span> <strong>Manifesto</strong> Organizational principles to democratize banking </span> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 18 18" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.95 5.1C5.5634 4.7134 5.5634 4.0866 5.95 3.7C6.3366 3.3134 6.9634 3.3134 7.35 3.7L11.9429 8.29289C12.3334 8.68342 12.3334 9.31658 11.9429 9.70711L7.35 14.3C6.9634 14.6866 6.3366 14.6866 5.95 14.3C5.5634 13.9134 5.5634 13.2866 5.95 12.9L9.14289 9.70711C9.53342 9.31658 9.53342 8.68342 9.14289 8.29289L5.95 5.1Z" fill="#101828" fill-opacity="0.57"></path> </svg> </a> </li> <li> <a class="v5-mobile-navigation-menu-item" href="/us/company/about-us/"> <small> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"> <path d="M24.5 28.9H13.75C10.58 28.9 8 26.32 8 23.15V14.75C8 11.58 10.58 9 13.75 9H24.5C27.67 9 30.25 11.58 30.25 14.75V23.15C30.25 26.32 27.67 28.9 24.5 28.9ZM13.75 10.5C11.41 10.5 9.5 12.41 9.5 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11.8124 5.58123L18.8876 17.809C18.948 17.9145 19.0368 18.002 19.1424 18.0638C19.3637 18.1925 19.6571 18.1834 19.8694 18.0445C20.1796 17.8424 20.2774 17.4345 20.0934 17.1141L12.8934 4.64825C12.4468 4.05244 11.7828 3.65351 11.0712 3.55442C11.0544 3.55185 11.0364 3.54928 11.021 3.54799C10.9155 3.53641 10.8099 3.52997 10.7057 3.52869C10.6555 3.52869 10.6079 3.52869 10.5603 3.53126C9.63504 3.57244 8.8063 4.07818 8.34175 4.88118L0.713242 18.0573C-0.237747 19.7045 -0.237747 21.6695 0.713242 23.3154C1.53426 24.7374 2.92793 25.6781 4.54036 25.8969C4.56481 25.8995 4.58926 25.902 4.61629 25.9033H4.6343C4.91741 25.9033 5.17736 25.7244 5.28159 25.4594C5.31505 25.3796 5.33307 25.2921 5.33307 25.1994C5.33307 24.8494 5.0757 24.5508 4.73468 24.5058Z" fill="#0B044C"></path> <path d="M6.77303 4.05758C7.07544 4.23259 7.46279 4.15924 7.67254 3.88643C7.75619 3.77962 7.84498 3.67538 7.93764 3.57758C8.66343 2.81962 9.64787 2.40268 10.7108 2.40268C10.7108 2.40268 10.7134 2.40268 10.7147 2.40268C12.1071 2.40268 13.354 3.12332 14.0502 4.32911L21.6504 17.5233C21.8859 17.9299 21.8859 18.4164 21.644 18.8346C21.4085 19.2361 20.989 19.4754 20.5231 19.4754L6.39598 19.4883C6.27502 19.4883 6.15405 19.5205 6.04853 19.581C5.94301 19.6414 5.8555 19.729 5.79373 19.8358C5.72553 19.9542 5.69335 20.0867 5.70108 20.2205C5.72038 20.5899 6.02536 20.8794 6.39598 20.8794H20.7921C21.5307 20.7893 22.2089 20.4123 22.6503 19.8473C22.6606 19.8345 22.6735 19.819 22.6812 19.8075C22.743 19.7225 22.8022 19.635 22.8562 19.5436C22.8807 19.5012 22.9051 19.4587 22.927 19.4162C23.3529 18.5939 23.3311 17.6237 22.8665 16.8207L15.2676 3.62905C14.3166 1.98316 12.6154 1 10.7147 1C10.7147 1 10.7134 1 10.7121 1C9.07136 1 7.5593 1.73737 6.56585 3.02294C6.55169 3.04225 6.53753 3.06284 6.52209 3.086L6.51308 3.10144C6.37153 3.34723 6.39598 3.66123 6.57357 3.88385C6.62633 3.95334 6.69324 4.01254 6.77303 4.05758Z" fill="#0B044C"></path> <path d="M25.4236 16.19C25.4146 16.1681 25.4043 16.1476 25.3927 16.1231L25.3837 16.1077C25.2421 15.8619 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<path fill-rule="evenodd" clip-rule="evenodd" d="M12.1217 9.71887C12.3745 9.71887 12.6082 9.85377 12.7346 10.0728L16.7159 16.9685C16.8423 17.1875 16.8423 17.4573 16.7159 17.6763C16.5895 17.8953 16.3558 18.0302 16.1029 18.0302H8.14039C7.88753 18.0302 7.65387 17.8953 7.52744 17.6763C7.40101 17.4573 7.40101 17.1875 7.52744 16.9685L11.5087 10.0728C11.6352 9.85377 11.8688 9.71887 12.1217 9.71887ZM9.36629 16.6147H14.877L12.1217 11.8422L9.36629 16.6147Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Architectural Principles</strong> <small>Unique architecture to deliver next-gen capabilities</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/platform/next-gen-banking-technology/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/architectural-principles-illustration-2.webp" alt=""/> <div class="dropdown-slider-card-title"> Build beautiful, lightning-fast digital experiences for your Cards, Loans, and Deposit offerings with Zeta 360, a ready-to-use platform for mobile and web apps. </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> <li class="slider-inner-layout-list-item platform-2"> <div class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <g clip-path="url(#clip0_3374_935)"> <path fill-rule="evenodd" clip-rule="evenodd" d="M25.7901 4.657V3.881L19.0611 0L12.9971 3.495L6.9371 0.001L0.208105 3.88V4.559L0.204102 4.557V11.641L6.2651 15.133V22.122L12.9941 26L12.9991 25.992L13.0041 26L19.7341 22.122V15.133L25.7951 11.641V4.655L25.7911 4.657H25.7901ZM6.9371 1.553L12.9971 5.047L19.0611 1.552L23.7761 4.271L13.0001 10.481L2.22311 4.271L6.9371 1.554V1.553ZM15.3571 12.613V19.6L13.6961 20.557V11.631L21.4131 7.184V9.122L15.3581 12.613H15.3571ZM10.6351 19.599V12.613H10.6321L4.5751 9.12V7.186L12.3541 11.69V20.617L12.3181 20.598V20.576L10.6341 19.6L10.6351 19.599ZM7.61111 21.347V14.358L1.5501 10.866V5.434L3.2301 6.406V9.895L9.2891 13.389V20.376L12.3011 22.123L12.3291 24.065L7.61111 21.346V21.347ZM18.3871 14.357V21.346L13.6951 24.05V22.108L16.7021 20.375V13.388L22.7581 9.896V6.407L22.7261 6.425L24.4471 5.433V10.864L18.3861 14.356L18.3871 14.357Z" fill="#0B044C"></path> <path fill-rule="evenodd" clip-rule="evenodd" d="M19.0552 3.49787L12.9992 6.98687L6.93816 3.49487L5.59717 4.27287L12.9992 8.53887L20.3572 4.29887L19.0552 3.49787Z" fill="#0B044C"></path> </g> <defs> <clipPath id="clip0_3374_935"> <rect width="26" height="26" fill="white"></rect> </clipPath> </defs> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Tachyon Processing</strong> <small>Next-gen processing omnistack for cards, loans and deposits</small> </span> <span class="slider-inner-layout-menu-arrow"> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12 4L10.6 5.4L16.2 11H4V13H16.2L10.6 18.6L12 20L20 12L12 4Z" fill="#fff"></path> </svg> </span> </div> <div class="slider-inner-layout-menu-content tachyon-bg"> <div class="dropdown-slider-tab-view"> <div class="slider-product-title">CAPABILITIES</div> <ul> <li><a href="/us/platform/tachyon/digital-core-banking-architecture/">Tachyon Architecture</a></li> <li><a href="/us/platform/tachyon/transaction-processing/">Transaction Processing</a></li> <li><a href="/us/platform/tachyon/card-management/">Card Management</a></li> <li><a href="/us/platform/tachyon/credit-card-account-processing/">Credit Card Account Processing</a></li> <li><a href="/us/platform/tachyon/real-time-api-events/">Realtime APIs & Events</a></li> <li><a href="/us/platform/tachyon/loan-management/">Loan Management</a></li> <li><a href="/us/platform/tachyon/intuitive-admin-web-interfaces/">Admin Interfaces</a></li> </ul> </div> </div> </li> <li class="slider-inner-layout-list-item platform-3"> <a href="/us/platform/neutrino-for-digital-card-experiences/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <g clip-path="url(#clip0_3374_926)"> <path d="M18.372 26C17.487 26 16.552 25.889 15.592 25.67C15.127 25.564 14.657 25.432 14.194 25.279C13.828 25.16 13.459 25.024 13.064 24.863L12.999 24.837L12.934 24.864C12.555 25.019 12.176 25.159 11.806 25.279C11.343 25.432 10.872 25.564 10.408 25.67C9.448 25.889 8.513 26 7.628 26C5.371 26 3.459 25.277 2.091 23.909C0.723 22.541 0 20.627 0 18.372C0 17.488 0.111 16.552 0.33 15.592C0.436 15.128 0.567 14.658 0.721 14.194C0.842 13.824 0.982 13.444 1.137 13.066L1.164 13.001L1.137 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src="/wp-content/uploads/sites/2/2024/09/merlin-illustration.webp" alt=""> <div class="dropdown-slider-card-title"> Make banking natural, personalized, and a lot more efficient for every customer with Merlin, an omnichannel natural language AI bot that acts as an intelligent agent for retail banking customers.    </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> <li class="slider-inner-layout-list-item platform-5"> <div class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <g clip-path="url(#clip0_3374_939)"> <path d="M14.9723 18.907C15.6383 18.907 16.2603 18.642 16.7233 18.161C17.1863 17.68 17.4263 17.048 17.4013 16.382C17.3503 15.05 16.2793 14.045 14.9093 14.045H10.0803C8.82231 14.045 7.64731 13.544 6.77231 12.636C5.89731 11.727 5.44232 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platform-6"> <div class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <path d="M8.93296 23.8326C7.23495 23.8326 5.66893 22.9825 4.74492 21.5585C4.01892 20.4415 3.77091 19.1115 4.04392 17.8145L4.06892 17.6935L3.94792 17.6675C2.64991 17.3905 1.5349 16.6225 0.807889 15.5035C-0.117119 14.0795 -0.256123 12.3035 0.433884 10.7524L3.50791 3.84737C3.96192 2.82636 4.97793 2.16736 6.09494 2.16736H11.339H17.068C18.7661 2.16736 20.3321 3.01737 21.2561 4.44138C21.9821 5.55839 22.2301 6.8884 21.9571 8.18541L21.9311 8.30641L22.0521 8.33241C23.3501 8.60942 24.4651 9.37742 25.1921 10.4964C26.1171 11.9204 26.2561 13.6965 25.5661 15.2475L22.4921 22.1525C22.0381 23.1735 21.0221 23.8326 19.9051 23.8326H14.661H8.93196H8.93296ZM15.709 22.4935H19.9061C20.4951 22.4935 21.0311 22.1455 21.2701 21.6075L22.9741 17.7805H19.8091L20.4061 16.4425H23.5701L24.3451 14.7025C24.8511 13.5675 24.7481 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class="slider-inner-layout-menu-text"> <strong>Luminos Engagement</strong> <small>Next-gen customer engagement suite</small> </span> <span class="slider-inner-layout-menu-arrow"> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12 4L10.6 5.4L16.2 11H4V13H16.2L10.6 18.6L12 20L20 12L12 4Z" fill="#fff"></path> </svg> </span> </div> <div class="slider-inner-layout-menu-content luminos-bg"> <div class="dropdown-slider-tab-view"> <div class="slider-product-title">CAPABILITIES</div> <ul> <li><a href="/us/platform/luminous/omnichannel-customer-communication-notifications/">Luminos Notifications</a></li> <li><a href="/us/platform/luminous/personalized-customer-reward-programs/">Luminos Rewards</a></li> </ul> </div> </div> </li> <li class="slider-inner-layout-list-item platform-7"> <a href="/us/platform/zeus-data-suite-for-analytics-and-reporting/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none"> <path d="M24.2248 6.377L18.9878 0.237C18.8598 0.087 18.6718 0 18.4738 0H7.68777C7.67177 0 7.65677 0.001 7.64077 0.002C7.62477 0.003 7.60877 0.005 7.59277 0.007C7.57677 0.009 7.56078 0.012 7.54478 0.016C7.53178 0.019 7.51879 0.022 7.50579 0.025C7.48779 0.03 7.47078 0.036 7.45378 0.043C7.43878 0.048 7.42377 0.054 7.40977 0.061C7.39977 0.065 7.39079 0.07 7.38179 0.075C7.37179 0.078 7.36279 0.083 7.35479 0.089C7.34679 0.093 7.33879 0.098 7.33079 0.103C7.31579 0.112 7.30077 0.122 7.28677 0.133C7.27377 0.143 7.26178 0.153 7.24978 0.163C7.23778 0.173 7.22577 0.184 7.21477 0.195C7.20277 0.206 7.19179 0.218 7.18179 0.23C7.17779 0.233 7.17578 0.236 7.17278 0.239L1.95278 6.408C1.73878 6.66 1.73878 7.03 1.95378 7.282L6.79678 12.976L1.77378 18.909C1.66678 19.036 1.61377 19.191 1.61377 19.346C1.61377 19.37 1.61477 19.394 1.61777 19.418C1.61977 19.44 1.62378 19.462 1.62778 19.484C1.62878 19.487 1.62879 19.49 1.62979 19.492C1.63379 19.512 1.63878 19.531 1.64578 19.55C1.65278 19.576 1.66278 19.601 1.67378 19.625C1.68378 19.646 1.69379 19.667 1.70579 19.687C1.70779 19.691 1.70977 19.694 1.71277 19.697C1.72077 19.711 1.72977 19.725 1.73977 19.738C1.74577 19.748 1.75277 19.757 1.75977 19.766C1.76177 19.769 1.76377 19.771 1.76577 19.773L6.64878 25.751C6.77678 25.909 6.96978 26 7.17278 26H18.1828C18.1888 26 18.1958 26 18.2018 25.999C18.2078 25.999 18.2148 25.999 18.2208 25.998C18.2328 25.997 18.2458 25.996 18.2578 25.995C18.2698 25.994 18.2818 25.992 18.2938 25.99C18.3058 25.988 18.3178 25.986 18.3298 25.983C18.3658 25.975 18.4008 25.964 18.4348 25.951C18.4688 25.938 18.5008 25.921 18.5318 25.902C18.5528 25.889 18.5728 25.875 18.5928 25.861C18.6318 25.832 18.6668 25.798 18.6988 25.76L18.7208 25.733L23.9198 19.593C24.1338 19.34 24.1338 18.97 23.9198 18.718L19.2088 13.178L24.2258 7.252C24.4398 6.999 24.4388 6.629 24.2248 6.377ZM3.35479 6.843L7.68977 1.721L7.94177 2.018L12.0118 6.816L7.68179 11.931L3.35479 6.843ZM7.49277 24.648L3.16877 19.354L7.68379 14.02L8.56877 12.975L12.9048 7.853L13.4138 7.252C13.4808 7.173 13.5268 7.082 13.5518 6.988C13.5608 6.952 13.5678 6.916 13.5708 6.88C13.5718 6.877 13.5718 6.874 13.5718 6.871C13.5758 6.828 13.5748 6.786 13.5698 6.744C13.5678 6.72 13.5638 6.697 13.5588 6.673C13.5538 6.65 13.5478 6.626 13.5398 6.603C13.5328 6.58 13.5238 6.558 13.5138 6.536C13.5138 6.534 13.5118 6.532 13.5118 6.531C13.5018 6.51 13.4918 6.49 13.4798 6.471C13.4688 6.452 13.4568 6.434 13.4448 6.417C13.4388 6.409 13.4338 6.402 13.4268 6.395C13.4228 6.389 13.4188 6.383 13.4138 6.378L9.14978 1.352H12.7838L17.4178 6.816L15.6118 8.949L14.7268 9.995L10.3908 15.116L9.50579 16.162L7.17979 18.909C6.96879 19.158 6.96578 19.521 7.17178 19.774L11.1578 24.648H7.49277ZM22.5178 19.157L18.1818 24.278L16.3958 22.178L13.9878 19.345L18.3228 14.224L22.5178 19.157ZM18.3208 12.135L17.4358 13.181L13.0998 18.302L12.5858 18.909C12.3718 19.161 12.3718 19.531 12.5858 19.783L14.8788 22.481L16.7198 24.648H12.9038L8.57378 19.353L10.3918 17.205L11.2768 16.16L15.6128 11.039L16.4988 9.993L18.8188 7.252C19.0328 7 19.0328 6.63 18.8188 6.378L14.5548 1.352H18.1608L22.8218 6.817L18.3198 12.135H18.3208Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Zeus Data Suite</strong> <small>Data and analytics platform with integration capabilities</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/platform/zeus-data-suite-for-analytics-and-reporting/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/zeus-illustration.webp" alt=""> <div class="dropdown-slider-card-title"> Significantly improve your business intelligence, analytics, decision-making, and 3rd party integrations with real-time access to 1000s of facts - spanning any conceivable data dimension </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> </ul> </div> </div> </div> </div> </div>  <div class="dropdown-menu" id="services" data-sub="services" style="opacity: 0;"> <div class="dropdown-menu__content"> <div class="top-section">  <div class="slider-inner-layout"> <div class="slider-inner-layout-left"> <div class="slider-inner-layout-header"> <div class="slider-product-title">OVERVIEW</div> <div class="slider-product-sub-title"> Integrated services optimized for speed and scale </div> </div> <ul class="slider-inner-layout-list"> <li class="slider-inner-layout-list-item"> <a href="/us/services/card-operations-support/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"> <path d="M11.6199 1.84521H4.67986C3.11986 1.84521 1.85986 3.10521 1.85986 4.66521V11.5952C1.85986 13.1552 3.11986 14.4152 4.67986 14.4152H11.6099C13.1699 14.4152 14.4299 13.1552 14.4299 11.5952V4.66521C14.4299 3.10521 13.1699 1.84521 11.6099 1.84521H11.6199ZM12.9399 11.6052C12.9399 12.3352 12.3499 12.9252 11.6199 12.9252H4.67986C3.94986 12.9252 3.35986 12.3352 3.35986 11.6052V4.66521C3.35986 3.93521 3.94986 3.34521 4.67986 3.34521H11.6099C12.3399 3.34521 12.9299 3.93521 12.9299 4.66521V11.5952L12.9399 11.6052Z" fill="#0B044C"></path> <path d="M11.6199 17.5449H4.67986C3.11986 17.5449 1.85986 18.8049 1.85986 20.3649V27.2949C1.85986 28.8549 3.11986 30.1149 4.67986 30.1149H11.6099C13.1699 30.1149 14.4299 28.8549 14.4299 27.2949V20.3649C14.4299 18.8049 13.1699 17.5449 11.6099 17.5449H11.6199ZM12.9399 27.3049C12.9399 28.0349 12.3499 28.6249 11.6199 28.6249H4.67986C3.94986 28.6249 3.35986 28.0349 3.35986 27.3049V20.3749C3.35986 19.6449 3.94986 19.0549 4.67986 19.0549H11.6099C12.3399 19.0549 12.9299 19.6449 12.9299 20.3749V27.3049H12.9399Z" fill="#0B044C"></path> <path d="M27.3198 17.585H20.3898C18.8298 17.585 17.5698 18.845 17.5698 20.405V27.335C17.5698 28.895 18.8298 30.155 20.3898 30.155H27.3198C28.8798 30.155 30.1398 28.895 30.1398 27.335V20.405C30.1398 18.845 28.8798 17.585 27.3198 17.585ZM28.6398 27.345C28.6398 28.075 28.0498 28.665 27.3198 28.665H20.3898C19.6598 28.665 19.0698 28.075 19.0698 27.345V20.415C19.0698 19.685 19.6598 19.095 20.3898 19.095H27.3198C28.0498 19.095 28.6398 19.685 28.6398 20.415V27.345Z" fill="#0B044C"></path> <path d="M18.3298 14.5253C18.5198 14.5253 18.7198 14.4553 18.8598 14.3053L28.6098 4.46526L28.6398 11.0853C28.6398 11.4953 28.9798 11.8353 29.3898 11.8353C29.7998 11.8353 30.1398 11.4953 30.1398 11.0853L30.0998 2.66526C30.0998 2.56526 30.0798 2.45526 30.0398 2.36526C30.0298 2.33526 29.9998 2.31526 29.9898 2.28526C29.9598 2.22526 29.9298 2.17526 29.8798 2.12526C29.7398 1.98526 29.5398 1.86526 29.3498 1.90526L20.9098 1.94526C20.4998 1.94526 20.1598 2.28526 20.1598 2.69526C20.1598 3.10526 20.4998 3.44526 20.9098 3.44526L27.5398 3.41526L17.7898 13.2553C17.4998 13.5453 17.4998 14.0253 17.7898 14.3153C17.9398 14.4553 18.1298 14.5353 18.3198 14.5353L18.3298 14.5253Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Servicing</strong> <small>Specialist teams to handle card operations & customer service</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/services/card-operations-support/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/servicing-illustration.webp" alt=""> <div class="dropdown-slider-card-title"> Achieve high-performing NPS and SLAs with specialist teams pre-trained to manage end-to-end servicing for cards and other financial products on Zeta鈥檚 stack </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> <li class="slider-inner-layout-list-item"> <a href="/us/services/pre-integrated-fulfillment/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="40" height="40" viewBox="0 0 40 40" fill="none"> <rect x="0.25" y="0.25" width="39.5" height="39.5" rx="7.75" stroke="#0B044C" stroke-opacity="0.08" stroke-width="0.5"></rect> <path d="M31.2699 34.0201H9.10986C7.58986 34.0201 6.35986 32.7901 6.35986 31.2701V22.6201C6.35986 20.0001 8.48986 17.8701 11.1099 17.8701H29.2699C31.8899 17.8701 34.0199 20.0001 34.0199 22.6201V31.2701C34.0199 32.7901 32.7899 34.0201 31.2699 34.0201ZM11.1099 19.3701C9.31986 19.3701 7.85986 20.8301 7.85986 22.6201V31.2701C7.85986 31.9601 8.41986 32.5201 9.10986 32.5201H31.2699C31.9599 32.5201 32.5199 31.9601 32.5199 31.2701V22.6201C32.5199 20.8301 31.0599 19.3701 29.2699 19.3701H11.1099Z" fill="#0B044C"></path> <path d="M28.15 19.3701H12.23C11.82 19.3701 11.48 19.0301 11.48 18.6201V10.6001C11.48 7.9801 13.61 5.8501 16.23 5.8501H24.16C26.78 5.8501 28.91 7.9801 28.91 10.6001V18.6201C28.91 19.0301 28.57 19.3701 28.16 19.3701H28.15ZM12.98 17.8701H27.41V10.6001C27.41 8.8101 25.95 7.3501 24.16 7.3501H16.23C14.44 7.3501 12.98 8.8101 12.98 10.6001V17.8701Z" fill="#0B044C"></path> <path d="M20.1899 34.0201C19.7799 34.0201 19.4399 33.6801 19.4399 33.2701V18.6201C19.4399 18.2101 19.7799 17.8701 20.1899 17.8701C20.5999 17.8701 20.9399 18.2101 20.9399 18.6201V33.2701C20.9399 33.6801 20.5999 34.0201 20.1899 34.0201Z" fill="#0B044C"></path> <path d="M21.4996 10.7002H18.8696C18.4596 10.7002 18.1196 10.3602 18.1196 9.9502C18.1196 9.5402 18.4596 9.2002 18.8696 9.2002H21.4996C21.9096 9.2002 22.2496 9.5402 22.2496 9.9502C22.2496 10.3602 21.9096 10.7002 21.4996 10.7002Z" fill="#0B044C"></path> <path d="M28.0397 22.7202H25.4097C24.9997 22.7202 24.6597 22.3802 24.6597 21.9702C24.6597 21.5602 24.9997 21.2202 25.4097 21.2202H28.0397C28.4497 21.2202 28.7897 21.5602 28.7897 21.9702C28.7897 22.3802 28.4497 22.7202 28.0397 22.7202Z" fill="#0B044C"></path> <path d="M14.9601 22.7202H12.3301C11.9201 22.7202 11.5801 22.3802 11.5801 21.9702C11.5801 21.5602 11.9201 21.2202 12.3301 21.2202H14.9601C15.3701 21.2202 15.7101 21.5602 15.7101 21.9702C15.7101 22.3802 15.3701 22.7202 14.9601 22.7202Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Fulfillment</strong> <small>End-to-end fulfillment services for your card program</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/services/pre-integrated-fulfillment/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/fufilment-illustration.webp" alt=""> <div class="dropdown-slider-card-title"> Available out-of-the-box and spanning card printing, re-payments, lockboxes, and more to significantly accelerate product launches </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> <li class="slider-inner-layout-list-item"> <a href="/us/services/zeta-studios-digital-banking-software-development/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="40" height="40" viewBox="0 0 40 40" fill="none"> <rect x="0.25" y="0.25" width="39.5" height="39.5" rx="7.75" stroke="#0B044C" stroke-opacity="0.08" stroke-width="0.5"></rect> <path d="M20.14 21.0025C20.02 21.0025 19.91 20.9725 19.8 20.9225L6.40997 14.1725C6.15997 14.0425 6 13.7825 6 13.5025C6 13.2225 6.15997 12.9625 6.40997 12.8325L19.8 6.0825C20.01 5.9725 20.26 5.9725 20.48 6.0825L33.87 12.8325C34.12 12.9625 34.28 13.2225 34.28 13.5025C34.28 13.7825 34.12 14.0425 33.87 14.1725L20.48 20.9225C20.37 20.9725 20.26 21.0025 20.14 21.0025ZM8.41998 13.5025L20.15 19.4125L31.88 13.5025L20.15 7.59249L8.41998 13.5025Z" fill="#0B044C"></path> <path d="M20.14 27.4224C20.02 27.4224 19.91 27.3924 19.8 27.3424L6.40997 20.5924C6.15997 20.4624 6 20.2024 6 19.9224C6 19.6424 6.15997 19.3824 6.40997 19.2524L9.78003 17.5524C10.15 17.3624 10.6 17.5124 10.79 17.8824C10.98 18.2524 10.83 18.7024 10.46 18.8924L8.41998 19.9224L20.15 25.8324L31.88 19.9224L29.83 18.8924C29.46 18.7024 29.31 18.2524 29.5 17.8824C29.69 17.5124 30.14 17.3624 30.51 17.5524L33.88 19.2524C34.13 19.3824 34.29 19.6424 34.29 19.9224C34.29 20.2024 34.13 20.4624 33.88 20.5924L20.49 27.3424C20.38 27.3924 20.27 27.4224 20.15 27.4224H20.14Z" fill="#0B044C"></path> <path d="M20.14 33.8524C20.02 33.8524 19.91 33.8224 19.8 33.7724L6.40997 27.0224C6.15997 26.8924 6 26.6324 6 26.3524C6 26.0724 6.15997 25.8124 6.40997 25.6824L9.78003 23.9824C10.15 23.7924 10.6 23.9424 10.79 24.3124C10.98 24.6824 10.83 25.1324 10.46 25.3224L8.41998 26.3524L20.15 32.2624L31.88 26.3524L29.83 25.3224C29.46 25.1324 29.31 24.6824 29.5 24.3124C29.69 23.9424 30.14 23.7924 30.51 23.9824L33.88 25.6824C34.13 25.8124 34.29 26.0724 34.29 26.3524C34.29 26.6324 34.13 26.8924 33.88 27.0224L20.49 33.7724C20.38 33.8224 20.27 33.8524 20.15 33.8524H20.14Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Zeta Studios</strong> <small>Bespoke software development and consulting services</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/services/zeta-studios-digital-banking-software-development/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/studios-llustration.webp" alt=""> <div class="dropdown-slider-card-title"> Translate your bank鈥檚 product story into a blockbuster work of art for your customers with Zeta Studios, a comprehensive bespoke software development service for financial institutions </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> </ul> </div> </div> </div> </div> </div>  <div class="dropdown-menu" id="resources" data-sub="resources"> <div class="dropdown-menu__content"> <div class="top-section">  <div class="slider-inner-layout"> <div class="slider-inner-layout-left"> <div class="slider-inner-layout-header"> <div class="slider-product-title">OVERVIEW</div> <div class="slider-product-sub-title"> Insights on forces shaping the next generation of banking </div> </div> <ul class="slider-inner-layout-list"> <li class="slider-inner-layout-list-item"> <a href="/us/resources/insights/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" 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27.72H25.1C27.86 27.72 30.1 25.48 30.1 22.72V9C30.1 6.24 27.86 4 25.1 4Z" fill="#0B044C"/> <path d="M29.1502 11.65H3.18018C2.77018 11.65 2.43018 11.31 2.43018 10.9C2.43018 10.49 2.77018 10.15 3.18018 10.15H29.1502C29.5602 10.15 29.9002 10.49 29.9002 10.9C29.9002 11.31 29.5602 11.65 29.1502 11.65Z" fill="#0B044C"/> <path d="M11.2402 27.28C10.8302 27.28 10.4902 26.94 10.4902 26.53V10.9C10.4902 10.49 10.8302 10.15 11.2402 10.15C11.6502 10.15 11.9902 10.49 11.9902 10.9V26.52C11.9902 26.93 11.6502 27.27 11.2402 27.27V27.28Z" fill="#0B044C"/> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Trust Center</strong> <small>Security Privacy and Business Continuity Programs </small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <div class="slider-inner-layout-menu-content resources-bg"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/10/resources-page-menu.webp" alt=""> </div> </div> </li> </ul> </div> </div> </div> </div> </div>  <div class="dropdown-menu" id="company" data-sub="company" style="opacity: 0;"> <div class="dropdown-menu__content"> <div class="top-section">  <div class="slider-inner-layout"> <div class="slider-inner-layout-left"> <div class="slider-inner-layout-header"> <div class="slider-product-title">OVERVIEW</div> <div class="slider-product-sub-title"> Next-gen banking technology </div> </div> <ul class="slider-inner-layout-list"> <li class="slider-inner-layout-list-item"> <a href="/us/company/manifesto/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"> <path d="M10.94 27.98H7.75C4.58 27.98 2 25.4 2 22.23V7.75C2 4.58 4.58 2 7.75 2H24.19C27.36 2 29.94 4.58 29.94 7.75V18.72C29.94 19.13 29.6 19.47 29.19 19.47C28.78 19.47 28.44 19.13 28.44 18.72V7.75C28.44 5.41 26.53 3.5 24.19 3.5H7.75C5.41 3.5 3.5 5.41 3.5 7.75V22.23C3.5 24.57 5.41 26.48 7.75 26.48H10.94C11.35 26.48 11.69 26.82 11.69 27.23C11.69 27.64 11.35 27.98 10.94 27.98Z" fill="#0B044C"></path> <path d="M21.4401 29.8901C15.9601 29.8901 13.1601 25.3301 13.0401 25.1301C12.9001 24.8901 12.9001 24.6001 13.0401 24.3601C13.1601 24.1701 15.9601 19.6001 21.4401 19.6001C26.9201 19.6001 29.7201 24.1601 29.8401 24.3601C29.9801 24.6001 29.9801 24.8901 29.8401 25.1301C29.7201 25.3201 26.9201 29.8901 21.4401 29.8901ZM14.5801 24.7501C15.3201 25.7701 17.6101 28.3901 21.4301 28.3901C25.2501 28.3901 27.5401 25.7701 28.2801 24.7501C27.5301 23.7501 25.2101 21.1001 21.4301 21.1001C17.6501 21.1001 15.3301 23.7401 14.5801 24.7501Z" fill="#0B044C"></path> <path d="M21.4398 27.4201C19.9598 27.4201 18.7598 26.2201 18.7598 24.7401C18.7598 23.2601 19.9598 22.0601 21.4398 22.0601C22.9198 22.0601 24.1198 23.2601 24.1198 24.7401C24.1198 26.2201 22.9198 27.4201 21.4398 27.4201ZM21.4398 23.5701C20.7898 23.5701 20.2598 24.1001 20.2598 24.7501C20.2598 25.4001 20.7898 25.9301 21.4398 25.9301C22.0898 25.9301 22.6198 25.4001 22.6198 24.7501C22.6198 24.1001 22.0898 23.5701 21.4398 23.5701Z" fill="#0B044C"></path> <path d="M22.5502 9.12012H9.18018C8.77018 9.12012 8.43018 8.78012 8.43018 8.37012C8.43018 7.96012 8.77018 7.62012 9.18018 7.62012H22.5502C22.9602 7.62012 23.3002 7.96012 23.3002 8.37012C23.3002 8.78012 22.9602 9.12012 22.5502 9.12012Z" fill="#0B044C"></path> <path d="M22.5502 15.6201H9.18018C8.77018 15.6201 8.43018 15.2801 8.43018 14.8701C8.43018 14.4601 8.77018 14.1201 9.18018 14.1201H22.5502C22.9602 14.1201 23.3002 14.4601 23.3002 14.8701C23.3002 15.2801 22.9602 15.6201 22.5502 15.6201Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>Manifesto</strong> <small>Organizational principles to democratize banking</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/platform/zeus-data-suite-for-analytics-and-reporting/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/company-page-menu.webp" alt=""> <div class="dropdown-slider-card-title"> Led by the vision to democratize banking, we have developed the most innovative and efficient technology platforms to help financial institutions expand the reach, utility, and influence of banking. </div> <div class="dropdown-slider-card-cta"> Explore More <img src="/wp-content/uploads/sites/2/2024/06/white-arrow.svg" width="13" height="12" alt=">"> </div> </div> </a> </li> <li class="slider-inner-layout-list-item"> <a href="/us/company/about-us/" class="slider-inner-layout-menu"> <span class="slider-inner-layout-menu-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"> <path d="M24.5 28.9H13.75C10.58 28.9 8 26.32 8 23.15V14.75C8 11.58 10.58 9 13.75 9H24.5C27.67 9 30.25 11.58 30.25 14.75V23.15C30.25 26.32 27.67 28.9 24.5 28.9ZM13.75 10.5C11.41 10.5 9.5 12.41 9.5 14.75V23.15C9.5 25.49 11.41 27.4 13.75 27.4H24.5C26.84 27.4 28.75 25.49 28.75 23.15V14.75C28.75 12.41 26.84 10.5 24.5 10.5H13.75Z" fill="#0B044C"></path> <path d="M8.75 22.9H7.75C4.58 22.9 2 20.32 2 17.15V8.75C2 5.58 4.58 3 7.75 3H18.5C21.67 3 24.25 5.58 24.25 8.75V9.75C24.25 10.16 23.91 10.5 23.5 10.5C23.09 10.5 22.75 10.16 22.75 9.75V8.75C22.75 6.41 20.84 4.5 18.5 4.5H7.75C5.41 4.5 3.5 6.41 3.5 8.75V17.15C3.5 19.49 5.41 21.4 7.75 21.4H8.75C9.16 21.4 9.5 21.74 9.5 22.15C9.5 22.56 9.16 22.9 8.75 22.9Z" fill="#0B044C"></path> <path d="M19.1199 20.29C17.3199 20.29 15.8599 18.83 15.8599 17.03C15.8599 15.23 17.3199 13.77 19.1199 13.77C20.9199 13.77 22.3799 15.23 22.3799 17.03C22.3799 18.83 20.9199 20.29 19.1199 20.29ZM19.1199 15.26C18.1499 15.26 17.3599 16.05 17.3599 17.02C17.3599 17.99 18.1499 18.78 19.1199 18.78C20.0899 18.78 20.8799 17.99 20.8799 17.02C20.8799 16.05 20.0899 15.26 19.1199 15.26Z" fill="#0B044C"></path> <path d="M24.4301 28.9001C24.0201 28.9001 23.6801 28.5601 23.6801 28.1501C23.6801 25.6401 21.6401 23.5901 19.1201 23.5901C16.6001 23.5901 14.5601 25.6301 14.5601 28.1501C14.5601 28.5601 14.2201 28.9001 13.8101 28.9001C13.4001 28.9001 13.0601 28.5601 13.0601 28.1501C13.0601 24.8101 15.7801 22.0901 19.1201 22.0901C22.4601 22.0901 25.1801 24.8101 25.1801 28.1501C25.1801 28.5601 24.8401 28.9001 24.4301 28.9001Z" fill="#0B044C"></path> </svg> </span> <span class="slider-inner-layout-menu-text"> <strong>About Us</strong> <small>Rethinking banking from core to edge</small> </span> <span class="slider-inner-layout-menu-arrow"> </span> </a> <a class="slider-inner-layout-menu-content" href="/us/platform/zeus-data-suite-for-analytics-and-reporting/"> <div class="dropdown-slider-card"> <img width="306" height="306" class="dropdown-slider-card-image" src="/wp-content/uploads/sites/2/2024/09/company-page-menu.webp" alt=""> <div class="dropdown-slider-card-title"> Led by the vision to democratize banking, we have 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Banking Disruption: Need for Transforming Traditional Tech Models