Supervision in the area of insurance intermediation

<!DOCTYPE html>   <html>  <head> <link href="/Frontend/Finma/default.min.css" rel="stylesheet" type="text/css" /> <link href="/Frontend/Finma/app.min.css?v=3.5.0" rel="stylesheet" type="text/css" /> <meta http-equiv="X-UA-Compatible" content="IE=Edge,chrome=1" /> <title>Supervision in the area of insurance intermediation | FINMA</title> <meta http-equiv="Content-Type" content="text/html; charset=utf-8" /> <meta name="rating" content="general" /> <meta name="distribution" content="global" /> <meta name="Content-Language" content="en" /> <meta name="language" content="en" /> <meta name="description" content="As part of its supervisory activities, FINMA supervises untied insurance intermediaries directly and tied insurance intermediaries indirectly." /> <meta name="keywords" content="" /> <meta name="author" content="Eidgenössische Finanzmarktaufsicht FINMA" /> <link rel="canonical" href="https://www.finma.ch/supervision/versicherungsvermittler/"> <link rel="alternate" hreflang="en" href="https://www.finma.ch/en/supervision/versicherungsvermittler/" /> <link rel="alternate" hreflang="de" href="https://www.finma.ch/de/ueberwachung/versicherungsvermittler/" /> <link rel="alternate" hreflang="fr" href="https://www.finma.ch/fr/surveillance/versicherungsvermittler/" /> <link rel="alternate" hreflang="it" href="https://www.finma.ch/it/sorveglianza/versicherungsvermittler/" /> <link rel="alternate" hreflang="x-default" href="https://www.finma.ch/supervision/versicherungsvermittler/" /> <meta name="viewport" id="viewport-meta" content="width=device-width, initial-scale=1.0, maximum-scale=1.0"> <link rel="shortcut icon" href="/Frontend/Finma/assets/img/icon/favicon.ico" type="image/x-icon" /> <link rel="apple-touch-icon" href="/Frontend/Finma/assets/img/icon/apple-touch-icon.png" /> <link rel="apple-touch-icon-precomposed" href="/Frontend/Finma/assets/img/icon/apple-touch-icon-precomposed.png" /> <link rel="shortcut icon" href="/Frontend/Finma/assets/img/icon/favicon.ico" type="image/x-icon" /> <link rel="apple-touch-icon" href="/Frontend/Finma/assets/img/icon/apple-touch-icon.png" /> <link rel="apple-touch-icon-precomposed" href="/Frontend/Finma/assets/img/icon/apple-touch-icon-precomposed.png" /> <meta name="application-name" content="FINMA" /> <meta name="msapplication-TileColor" content="#FFFFFF" /> <meta name="msapplication-TileImage" content="/Frontend/Finma/assets/img/icon/tile-icon.png" /> <meta name="msapplication-config" content="none" /> <script src="/Frontend/Finma/assets/js/app/modernizr.custom.js" type="text/javascript"></script>   <script> var _mtm = window._mtm = window._mtm || []; _mtm.push({'mtm.startTime': (new Date().getTime()), 'event': 'mtm.Start'}); _mtm.push({'page_type': "content", event: "mtm.pageView", }); var d=document, g=d.createElement('script'), s=d.getElementsByTagName('script')[0]; g.async=true; g.src='https://insights.finma.ch/js/container_bgMPmEU1.js'; s.parentNode.insertBefore(g,s); </script>   <meta name="twitter:card" content="summary"> <meta name="twitter:title" content="Supervision in the area of insurance intermediation"> <meta name="twitter:description" content="As part of its supervisory activities, FINMA supervises untied insurance intermediaries directly and tied insurance intermediaries indirectly."> <meta name="twitter:image" content="https://www.finma.ch/~/media/finma/images/logo/finma-logo.png">  <meta property="og:type" content="website"> <meta property="og:url" content="https://www.finma.ch/en/supervision/versicherungsvermittler/"> <meta property="og:site_name" content="Eidgenössische Finanzmarktaufsicht FINMA"> <meta property="og:title" content="Supervision in the area of insurance intermediation"> <meta property="og:description" content="As part of its supervisory activities, FINMA supervises untied insurance intermediaries directly and tied insurance intermediaries indirectly."> <meta property="og:image" content="https://www.finma.ch/~/media/finma/images/logo/finma-logo.png"> </head> <body class="mod mod-layout" data-culture="de-CH"> <div class="l-page"> <header class="l-head" role="banner"> <div class="l-wrap"> <a class="e-btn btn-search-mobile js-btn-search-mobile" href="/en/search/" aria-label="search icon"></a> <a href="javascript:;" class="e-btn btn-navmain-mobile js-btn-navmain-mobile" aria-label="mobile menu"></a> <div class="g-row l-service js-l-service"> <div class="g-cell left"> <div class="mod-nav-meta"> <ul class="nav-meta-list"> <li class="nav-meta-list-item"> <a class=" " href="/en/" title="Home" target=""> Home </a> </li> <li class="nav-meta-list-item"> <a class=" " href="/en/media/" title="Media" target=""> Media </a> </li> <li class="nav-meta-list-item"> <a class=" " href="/en/finma/working-at-finma/current-vacancies/" accesskey="0" title="Jobs" target=""> Jobs </a> </li> <li class="nav-meta-list-item"> <a class=" " href="/en/contact/" title="Contact" target=""> Contact </a> </li> <li class="nav-meta-list-item"> <a class=" " href="https://portal.finma.ch/auth-login/ui/app/auth/application/access?lang=en" title="FINMA portal" target="_blank"> FINMA portal </a> </li> </ul> </div> </div> <div class="g-cell right"> <div class="mod mod-nav-service"> <ul class="nav-service-list"> <li> <ul class="quick-btn-links"> <li> <a href="/en/news/" class="e-btn btn-navigation " accesskey="6" title="News" target=""> <i class="glyph-news"></i> News </a> </li> <li> <a href="/en/documents/" class="e-btn btn-navigation " title="Documents" target=""> <i class="glyph-documents"></i> Documents </a> </li> </ul> </li> <li class="service-links-item"> <ul class="service-links"> <li class="service-links-watchlist-item"> <a href="/en/personal-download-list/" class="service-icon-watchlist" title="Merkliste"> <div class="glyph-folder"> <span class="service-notification-circle"> <span class="service-notification-number" data-getcounturl="/api/watchlist/GetCount">0</span> </span> </div> </a> </li> <li class="service-links-lock-item"> <a class="icon-login" title="MyFINMA" href="/en/myfinma/">MyFINMA</a> </li> <li class="service-link-search-item"> <a href="/en/search/" class="icon-magnifier" accesskey="4" title="Search"><span class="glyph-search"></span></a> </li> <li class="service-link-language service-link-language-item js-service-link-language-item"> <ul class="service-link-language-list" accesskey="8" title="Language list"> <li><a class="service-link-language-item js-service-link-language-list active" href="javascript:;" title="EN"> EN </a></li> <li><a class="service-link-language-item js-service-link-language-list" href="/de/ueberwachung/versicherungsvermittler/" title="DE">DE</a></li> <li><a class="service-link-language-item js-service-link-language-list" href="/fr/surveillance/versicherungsvermittler/" title="FR">FR</a></li> <li><a class="service-link-language-item js-service-link-language-list" href="/it/sorveglianza/versicherungsvermittler/" title="IT">IT</a></li> </ul> </li> </ul> </li> </ul> </div> </div> </div> <div class="g-row l-logo"> <div class="mod-logo"> <a href="/en/" accesskey="0" title="Finma Logo"> <img src="/~/media/finma/images/logo/finma-logo.png?h=94&iar=0&w=412&hash=A19C8B9DCA22533F4FECCCAE2CBFFAA1" alt="FINMA" width="412" height="94" /> </a> </div> </div> <nav class="g-row l-nav js-l-nav"> <div class="mod mod-nav-main" data-page="home"> <ul class="nav-main-list js-nav-main-list" role="navigation"> <a href="#navigation" name="navigation" accesskey="1" title="Menu 1"></a> <li class="main-list-item js-main-list-item" role="presentation" aria-haspopup="true"> <h2 class="main-list-link js-main-list-link">Authorisation</h2> <ul class="main-flyout js-main-flyout" role="menu" aria-expanded="false"> <li class="g-row" role="presentation"> <div class="g-cell s-1of3 flyout-column-left"> <div class="flyout-column-left-wrap e-text"> <div class="flyout-column-left-title">Authorised or registered institutions, persons and products</div> <div class="flyout-column-text-box"> <div class="text-image pull-left"> <img src="/~/media/finma/images/menuicons/finma_icon_bewilligung.png?h=64&iar=0&w=64&hash=C59AF4AB210953925B44A1CBEDE5FD8F" alt="Authorisation icon" width="64" height="64" /> </div> <div class="flyout-column-text">These companies, persons and products have a licence and are permitted to operate on the financial market.</div> </div> </div> </div> <div class="g-cell s-1of3 flyout-column-center"> <div class="flyout-column-center-wrap"> <span class="flyout-column-title">Getting authorised</span> <ul class="flyout-column-list" role="menu"> <li role="presentation"> <a href="/en/authorisation/authorisation-overview/" title="Authorisation" role="menuitem">Authorisation</a> </li> <li role="presentation"> <a href="/en/authorisation/types-of-licensing/" title="Types of authorisation" role="menuitem">Types of authorisation</a> </li> <li role="presentation"> <a href="/en/authorisation/banks-and-securities-firms/" title="Banks and securities firms" role="menuitem">Banks and securities firms</a> </li> <li role="presentation"> <a href="/en/authorisation/insurers/" title="Insurers" role="menuitem">Insurers</a> </li> <li role="presentation"> <a href="/en/authorisation/insurance-intermediaries/" title="Insurance intermediaries" role="menuitem">Insurance intermediaries</a> </li> <li role="presentation"> <a href="/en/authorisation/asset-management/" title="Asset management" role="menuitem">Asset management</a> </li> <li role="presentation"> <a href="/en/authorisation/portfolio-managers-and-trustees/" title="Portfolio managers and trustees" role="menuitem">Portfolio managers and trustees</a> </li> <li role="presentation"> <a href="/en/authorisation/supervisory-organisations/" title="Supervisory organisations" role="menuitem">Supervisory organisations</a> </li> <li role="presentation"> <a href="/en/authorisation/vertretungen-auslaendischer-finanzinstitute-gemaess-finig/" title="Representative offices of financial institutions based outside Switzerland under FinIA" role="menuitem">Representative offices of financial institutions based outside Switzerland under FinIA</a> </li> <li role="presentation"> <a href="/en/authorisation/self-regulatory-organisations-sros/" title="Self-regulatory organisations (SROs)" role="menuitem">Self-regulatory organisations (SROs)</a> </li> <li role="presentation"> <a href="/en/authorisation/financial-market-infrastructures-and-foreign-market-participants/" title="Financial market infrastructures and foreign market participants" role="menuitem">Financial market infrastructures and foreign market participants</a> </li> <li role="presentation"> <a href="/en/authorisation/rating-agencies/" title="Rating agencies" role="menuitem">Rating agencies</a> </li> <li role="presentation"> <a href="/en/authorisation/registrierungsstelle/" title="Registration body" role="menuitem">Registration body</a> </li> <li role="presentation"> <a href="/en/authorisation/ombudsmen-for-financial-service-providers/" title="Ombudsmen for financial service providers" role="menuitem">Ombudsmen for financial service providers</a> </li> <li role="presentation"> <a href="/en/authorisation/pruefstelle-fuer-prospekte/" title="Reviewing body for prospectuses" role="menuitem">Reviewing body for prospectuses</a> </li> <li role="presentation"> <a href="/en/authorisation/fintech/" title="FinTech" role="menuitem">FinTech</a> </li> </ul> </div> </div> <div class="g-cell s-1of3 flyout-column-right"> <div class="flyout-column-right-wrap"> <a class="flyout-column-link" href="/en/finma-public/authorised-institutions-individuals-and-products/">Authorised or registered institutions, persons and products</a> <div class="flyout-column-text">These companies, persons and products have a licence and are permitted to operate on the financial market.</div> <a class="flyout-column-link" href="/en/finma-public/warnungen/">Warning list</a> <div class="flyout-column-text">These companies are not authorised and may be engaging in financial market activity without the requisite licence.</div> </div> </div> </li> </ul> </li> <li class="main-list-item js-main-list-item" role="presentation" aria-haspopup="true"> <h2 class="main-list-link js-main-list-link state-active">Supervision</h2> <ul class="main-flyout js-main-flyout" role="menu" aria-expanded="false"> <li class="g-row" role="presentation"> <div class="g-cell s-1of3 flyout-column-left"> <div class="flyout-column-left-wrap e-text"> <a class="flyout-column-link" href="/en/supervision/our-approach-to-supervision/">Our approach to supervision</a> <div class="flyout-column-text-box"> <div class="text-image pull-left"> <img src="/~/media/finma/images/menuicons/finma_icon_ueberwachung.png?h=64&iar=0&w=64&hash=EBB252A54B6BD7EA0CDB0475CA196855" alt="Supervision icon" width="64" height="64" /> </div> <div class="flyout-column-text">FINMA’s core task is prudential supervision of the financial market. It also uses private audit companies to extend its reach.</div> </div> </div> </div> <div class="g-cell s-1of3 flyout-column-center"> <div class="flyout-column-center-wrap"> <span class="flyout-column-title">Information about supervision of…</span> <ul class="flyout-column-list" role="menu"> <li role="presentation"> <a href="/en/supervision/our-approach-to-supervision/" title="Our approach to supervision" role="menuitem">Our approach to supervision</a> </li> <li role="presentation"> <a href="/en/supervision/cross-sector-issues/" title="Cross-sector issues" role="menuitem">Cross-sector issues</a> </li> <li role="presentation"> <a href="/en/supervision/banks-and-securities-firms/" title="Banks and securities firms" role="menuitem">Banks and securities firms</a> </li> <li role="presentation"> <a href="/en/supervision/insurers/" title="Insurers" role="menuitem">Insurers</a> </li> <li role="presentation"> <a href="/en/supervision/versicherungsvermittler/" title="Insurance intermediaries" role="menuitem">Insurance intermediaries</a> </li> <li role="presentation"> <a href="/en/supervision/asset-management/" title="Asset Management" role="menuitem">Asset Management</a> </li> <li role="presentation"> <a href="/en/supervision/portfolio-managers-and-trustees/" title="Portfolio managers and trustees" role="menuitem">Portfolio managers and trustees</a> </li> <li role="presentation"> <a href="/en/supervision/supervisory-organisations/" title="Supervisory organisations" role="menuitem">Supervisory organisations</a> </li> <li role="presentation"> <a href="/en/supervision/self-regulatory-organisations-sros/" title="Self-regulatory organisations (SROs)" role="menuitem">Self-regulatory organisations (SROs)</a> </li> <li role="presentation"> <a href="/en/supervision/financial-market-infrastructures/" title="Financial market infrastructures" role="menuitem">Financial market infrastructures</a> </li> <li role="presentation"> <a href="/en/supervision/central-mortgage-bond-institutions/" title="Central mortgage bond institutions" role="menuitem">Central mortgage bond institutions</a> </li> <li role="presentation"> <a href="/en/supervision/fintech/" title="FinTech" role="menuitem">FinTech</a> </li> </ul> </div> </div> <div class="g-cell s-1of3 flyout-column-right"> <div class="flyout-column-right-wrap"> <a class="flyout-column-link" href="/en/supervision/banks-and-securities-firms/categorisation/">Risk categories in the banking sector</a> <div class="flyout-column-text">FINMA assigns banks to different risk categories.</div> <a class="flyout-column-link" href="/en/supervision/insurers/categorisation/">Risk categories in the insurance sector</a> <div class="flyout-column-text">FINMA assigns insurers to different risk categories.</div> </div> </div> </li> </ul> </li> <li class="main-list-item js-main-list-item" role="presentation" aria-haspopup="true"> <h2 class="main-list-link js-main-list-link">Enforcement</h2> <ul class="main-flyout js-main-flyout" role="menu" aria-expanded="false"> <li class="g-row" role="presentation"> <div class="g-cell s-1of3 flyout-column-left"> <div class="flyout-column-left-wrap e-text"> <a class="flyout-column-link" href="/en/enforcement/all-about-enforcement/">Enforcing supervisory law</a> <div class="flyout-column-text-box"> <div class="text-image pull-left"> <img src="/~/media/finma/images/menuicons/finma_icon_durchsetzung.png?h=64&iar=0&w=64&hash=DD5B067C17728DE511F0D115D366BC67" alt="Enforcement icon" width="64" height="64" /> </div> <div class="flyout-column-text"><p style="margin: 0cm 0cm 0pt;">Where necessary, FINMA enforces supervisory law using coercive measures under administrative law. Find out about its powers, approach and measures for dealing with violations of the law here.</p></div> </div> </div> </div> <div class="g-cell s-1of3 flyout-column-center"> <div class="flyout-column-center-wrap"> <span class="flyout-column-title">Enforcement topics</span> <ul class="flyout-column-list" role="menu"> <li role="presentation"> <a href="/en/enforcement/all-about-enforcement/" title="All about Enforcement" role="menuitem">All about Enforcement</a> </li> <li role="presentation"> <a href="/en/enforcement/licence-holders/" title="Licence holders" role="menuitem">Licence holders</a> </li> <li role="presentation"> <a href="/en/enforcement/unauthorised-activities/" title="Unauthorised activities" role="menuitem">Unauthorised activities</a> </li> <li role="presentation"> <a href="/en/enforcement/market-supervision/" title="Market supervision" role="menuitem">Market supervision</a> </li> <li role="presentation"> <a href="/en/enforcement/enforcement-tools/" title="Enforcement tools" role="menuitem">Enforcement tools</a> </li> <li role="presentation"> <a href="/en/enforcement/database-for-assessing-fitness-and-propriety-requirements/" title="Database for assessing fitness and propriety requirements" role="menuitem">Database for assessing fitness and propriety requirements</a> </li> <li role="presentation"> <a href="/en/enforcement/recovery-and-resolution/" title="Recovery and resolution" role="menuitem">Recovery and resolution</a> </li> <li role="presentation"> <a href="/en/enforcement/national-and-international-cooperation/" title="National and international cooperation" role="menuitem">National and international cooperation</a> </li> <li role="presentation"> <a href="/en/enforcement/parties-rights-and-obligations/" title="Rights and obligations" role="menuitem">Rights and obligations</a> </li> <li role="presentation"> <a href="/en/enforcement/case-reports-and-court-decisions/" title="Case reports and court decisions" role="menuitem">Case reports and court decisions</a> </li> </ul> </div> </div> <div class="g-cell s-1of3 flyout-column-right"> <div class="flyout-column-right-wrap"> <a class="flyout-column-link" href="/en/documentation/finma-publications/kennzahlen-und-statistiken/statistiken/enforcement/">Enforcement report</a> <div class="flyout-column-text">The enforcement report contains anonymised case studies that offer a more in-depth insight into FINMA’s enforcement activities.</div> <a class="flyout-column-link" href="/en/finma-public/warnungen/">Warning list</a> <div class="flyout-column-text">This is a list of companies and individuals that may be operating without the requisite FINMA authorisation.</div> </div> </div> </li> </ul> </li> <li class="main-list-item js-main-list-item" role="presentation" aria-haspopup="true"> <h2 class="main-list-link js-main-list-link">Documentation</h2> <ul class="main-flyout js-main-flyout" role="menu" aria-expanded="false"> <li class="g-row" role="presentation"> <div class="g-cell s-1of3 flyout-column-left"> <div class="flyout-column-left-wrap e-text"> <a class="flyout-column-link" href="/en/documentation/finma-s-legal-basis/">FINMA’s legal basis</a> <div class="flyout-column-text-box"> <div class="text-image pull-left"> <img src="/~/media/finma/images/menuicons/finma_icon_dokumentation.png?h=64&iar=0&w=64&hash=42C3971FE452D2643DEB60C25197EEC0" alt="Documentation icon" width="64" height="64" /> </div> <div class="flyout-column-text">The financial market laws and the Financial Market Supervision Act provide the basis for FINMA’s activities. FINMA reports in detail on the fulfilment of its aims.</div> </div> </div> </div> <div class="g-cell s-1of3 flyout-column-center"> <div class="flyout-column-center-wrap"> <span class="flyout-column-title">Information on…</span> <ul class="flyout-column-list" role="menu"> <li role="presentation"> <a href="/en/documentation/finma-s-legal-basis/" title="Legal basis for FINMA’s activities" role="menuitem">Legal basis for FINMA’s activities</a> </li> <li role="presentation"> <a href="/en/documentation/legal-basis/" title="Legal basis" role="menuitem">Legal basis</a> </li> <li role="presentation"> <a href="/en/documentation/circulars/" title="Circulars" role="menuitem">Circulars</a> </li> <li role="presentation"> <a href="/en/documentation/consultations/" title="Consultations and evaluations" role="menuitem">Consultations and evaluations</a> </li> <li role="presentation"> <a href="/en/documentation/finma-s-position/" title="FINMA position statements" role="menuitem">FINMA position statements</a> </li> <li role="presentation"> <a href="/en/documentation/finma-guidance/" title="FINMA Guidance" role="menuitem">FINMA Guidance</a> </li> <li role="presentation"> <a href="/en/documentation/finma-publications/" title="FINMA publications" role="menuitem">FINMA publications</a> </li> <li role="presentation"> <a href="/en/documentation/finma-videos/" title="FINMA videos" role="menuitem">FINMA videos</a> </li> <li role="presentation"> <a href="/en/documentation/dossier/" title="Dossiers" role="menuitem">Dossiers</a> </li> <li role="presentation"> <a href="/en/documentation/enforcement-reporting/" title="Enforcement reporting" role="menuitem">Enforcement reporting</a> </li> <li role="presentation"> <a href="/en/documentation/insurance-law-rulings/" title="Insurance law rulings" role="menuitem">Insurance law rulings</a> </li> <li role="presentation"> <a href="/en/documentation/self-regulation/" title="Self-regulation" role="menuitem">Self-regulation</a> </li> <li role="presentation"> <a href="/en/documentation/international-sanctions-and-combating-terrorism/" title="Sanctions and FATF statements" role="menuitem">Sanctions and FATF statements</a> </li> <li role="presentation"> <a href="/en/documentation/archiv/" title="Archive" role="menuitem">Archive</a> </li> </ul> </div> </div> <div class="g-cell s-1of3 flyout-column-right"> <div class="flyout-column-right-wrap"> <a class="flyout-column-link" target="_blank" rel="noopener noreferrer" href="http://www.admin.ch/opc/en/classified-compilation/20052624/index.html">Financial Market Supervision Act</a> <div class="flyout-column-text">The legal basis for FINMA as an authority, setting out its tasks and powers.</div> <a class="flyout-column-link" href="/en/documentation/finma-publications/annual-reports--and-financial-statements/">Annual report and financial statements</a> <div class="flyout-column-text">FINMA gives a full account of its activities in its annual report.</div> </div> </div> </li> </ul> </li> <li class="main-list-item js-main-list-item" role="presentation" aria-haspopup="true"> <h2 class="main-list-link js-main-list-link">FINMA</h2> <ul class="main-flyout js-main-flyout" role="menu" aria-expanded="false"> <li class="g-row" role="presentation"> <div class="g-cell s-1of3 flyout-column-left"> <div class="flyout-column-left-wrap e-text"> <a class="flyout-column-link" href="/en/finma/finma-an-overview/">FINMA – an overview</a> <div class="flyout-column-text-box"> <div class="text-image pull-left"> <img src="/~/media/finma/images/menuicons/finma_icon_behoerde.png?h=64&iar=0&w=64&hash=ED57AB81A75632D24584A132CD7D6DE6" alt="FINMA icon" width="64" height="64" /> </div> <div class="flyout-column-text">As an independent supervisor of the Swiss financial market, FINMA is institutionally, functionally and financially independent.</div> </div> </div> </div> <div class="g-cell s-1of3 flyout-column-center"> <div class="flyout-column-center-wrap"> <span class="flyout-column-title"></span> <ul class="flyout-column-list" role="menu"> <li role="presentation"> <a href="/en/finma/finma-an-overview/" title="FINMA – an overview " role="menuitem">FINMA – an overview </a> </li> <li role="presentation"> <a href="/en/finma/supervisory-objectives/" title="Supervisory objectives" role="menuitem">Supervisory objectives</a> </li> <li role="presentation"> <a href="/en/finma/organisation/" title="Organisation" role="menuitem">Organisation</a> </li> <li role="presentation"> <a href="/en/finma/working-at-finma/" title="Working at FINMA" role="menuitem">Working at FINMA</a> </li> <li role="presentation"> <a href="/en/finma/activities/" title="Activities" role="menuitem">Activities</a> </li> <li role="presentation"> <a href="/en/finma/auditing/" title="Auditing" role="menuitem">Auditing</a> </li> <li role="presentation"> <a href="/en/finma/finma-mandataries/" title="FINMA mandataries" role="menuitem">FINMA mandataries</a> </li> <li role="presentation"> <a href="/en/finma/national-cooperation/" title="National cooperation" role="menuitem">National cooperation</a> </li> <li role="presentation"> <a href="/en/finma/international-activities/" title="International activities" role="menuitem">International activities</a> </li> <li role="presentation"> <a href="/en/finma/digital-exchange/" title="Digital exchange" role="menuitem">Digital exchange</a> </li> <li role="presentation"> <a href="/en/finma/making-a-report/" title="Making a report" role="menuitem">Making a report</a> </li> </ul> </div> </div> <div class="g-cell s-1of3 flyout-column-right"> <div class="flyout-column-right-wrap"> <a class="flyout-column-link" target="_blank" rel="noopener noreferrer" href="/~/media/finma/dokumente/dokumentencenter/myfinma/6finmapublic/finma-ein-portraet.pdf?sc_lang=en&hash=0CADEB898C65A2CEAF6A410126A5190A">FINMA: A Portrait</a> <div class="flyout-column-text"><p style="margin: 0cm 0cm 0pt;"><span>Supervision of the financial sector calls for a strong, competent, independent regulator. This brochure illustrates how FINMA meets these criteria.</span></p></div> <a class="flyout-column-link" href="/en/documentation/finma-publications/annual-reports--and-financial-statements/">Annual Report</a> <div class="flyout-column-text">FINMA accounts for its supervisory activities in its annual report and annual financial statements.</div> </div> </div> </li> </ul> </li> <li class="finma-public-item" style="display: block;" role="presentation" aria-haspopup="true"> <a class="e-btn btn-finma-public" role="menuitem" title="FINMA Public" href="/en/finma-public/">FINMA Public</a> </li> </ul> </div> </nav> </div> </header> <div class="l-body l-sub"> <div class="l-background"> </div> <div class="l-content-wrapper l-wrap"> <div class="g-row"> <div class="l-bread"> <div class="mod-breadcrumb"> <ul class="breadcrumb-list"> <li><a href="/en/">Home </a></li> <li><a href="/en/supervision/">Supervision </a></li> <li><a href="/en/supervision/versicherungsvermittler/">Insurance intermediaries </a></li> </ul> </div> </div> <div class="g-cell s-flex"> <div class="l-content l-right--left"> <div class="l-main"> <div class="e-text text-heading-underline"> <h1>Supervision in the area of insurance intermediation</h1> </div> <div class="mod mod-content"> <div class="e-text"> <div class="text-lead-intro">As part of its supervisory activities, FINMA supervises untied insurance intermediaries directly and tied insurance intermediaries indirectly.<br></div> </div> </div> <div class="mod mod-content"> <div class="e-text"> <div class="text-rte--infobox g-row"> <div class="text-rte g-cell s-flex"> <div class="text-infobox"><ul> <li > <a class="e-text text-link-external bold" target="_blank" rel="noopener noreferrer" href="https://www.fedlex.admin.ch/eli/cc/2005/734/de">Insurance Supervision Act (ISA)</a> </li> <li > <a class="e-text text-link-external bold" target="_blank" rel="noopener noreferrer" href="https://www.fedlex.admin.ch/eli/cc/2005/735/de">Insurance Supervision Ordinance (ISO)</a> </li> <li > <a class="e-text text-link-small bold" href="/en/finma-public/meldung-erstatten/form-for-reporting-possible-violations-of-financial-market-law/">Complaints and whistleblowing</a> </li> </ul> </div> <div class="text-page"> <p>On these pages, registered insurance intermediaries can find information on supervision by FINMA.<br><br>Information about the duties of insurance intermediaries can be found on the page linked below. They affect both individuals and legal entities, sole traders and partnerships.<br><br><a href="/en/supervision/versicherungsvermittler/pflichten-fuer-versicherungsvermittlerinnen-und--vermittler/"><font class="text-link-std">Duties of insurance intermediaries</font></a> <br><br>Information about the reporting requirements for insurance intermediaries to FINMA can be found on the pages linked below.<br><br><a href="/en/supervision/versicherungsvermittler/berichterstattung-an-die-finma/"><font class="text-link-std">Reporting by insurance intermediaries</font></a> <br><br>Untied and, in individual cases, tied insurance intermediaries are entered in FINMA’s public register. On the page linked below you will find access to the register search.<br><br><a href="/en/supervision/versicherungsvermittler/registersuche/"><font class="text-link-std">Register of insurance intermediaries</font></a> <br><br>If you are not yet registered as an insurance intermediary and wish to start working in insurance intermediation, you will find all the necessary information about authorisation on the page linked below.<br></p><p> </p><p><a href="/Error/Page-Not-Found?item=web%3a%7bECF2007F-7519-46FB-8290-F6C33530702D%7d%40en"><font class="text-link-std">Authorisation for insurance intermediation</font></a></p><h2>Contact</h2><p>Questions relating to supervision in the area of insurance intermediation can be sent by email to <a href="mailto:vermittler.aufsicht@finma.ch">vermittler.aufsicht@finma.ch</a>.<br><br></p> </div> </div> </div> </div> </div> </div> <div class="l-sidebar"> <div class="mod mod-nav-sidebar"> <span class="nav-sidebar-mobile-title js-nav-sidebar-mobile-title">Versicherungsvermittler</span> <ul class="nav-sidebar-list-level-1 state-selected js-state-selected"> <li><a href="/en/supervision/our-approach-to-supervision/" title="Our approach to supervision">Our approach to supervision</a></li> <li><a href="/en/supervision/cross-sector-issues/" title="Cross-sector issues">Cross-sector issues</a></li> <ul class="nav-sidebar-list-level-2"> </ul> <li><a href="/en/supervision/banks-and-securities-firms/" title="Banks and securities firms">Banks and securities firms</a></li> <ul class="nav-sidebar-list-level-2"> </ul> <li><a href="/en/supervision/insurers/" title="Insurers">Insurers</a></li> <ul class="nav-sidebar-list-level-2"> </ul> <li class="state-active"><a href="javascript:;" title="Insurance intermediaries">Insurance intermediaries</a></li> <ul class="nav-sidebar-list-level-2"> <li><a href="/en/supervision/versicherungsvermittler/pflichten-fuer-versicherungsvermittlerinnen-und--vermittler/" title="Duties of insurance intermediaries">Duties of insurance intermediaries</a></li> <li><a href="/en/supervision/versicherungsvermittler/berichterstattung-an-die-finma/" title="Reporting to FINMA">Reporting to FINMA</a></li> <li><a href="/en/supervision/versicherungsvermittler/registersuche/" title="Search register">Search register</a></li> </ul> <li><a href="/en/supervision/asset-management/" title="Asset Management">Asset Management</a></li> <ul class="nav-sidebar-list-level-2"> </ul> <li><a href="/en/supervision/portfolio-managers-and-trustees/" title="Portfolio managers and trustees">Portfolio managers and trustees</a></li> <li><a href="/en/supervision/supervisory-organisations/" title="Supervisory organisations">Supervisory organisations</a></li> <li><a href="/en/supervision/self-regulatory-organisations-sros/" title="Self-regulatory organisations (SROs)">Self-regulatory organisations (SROs)</a></li> <li><a href="/en/supervision/financial-market-infrastructures/" title="Financial market infrastructures">Financial market infrastructures</a></li> <ul class="nav-sidebar-list-level-2"> </ul> <li><a href="/en/supervision/central-mortgage-bond-institutions/" title="Central mortgage bond institutions">Central mortgage bond institutions</a></li> <li><a href="/en/supervision/fintech/" title="FinTech">FinTech</a></li> <ul class="nav-sidebar-list-level-2"> </ul> </ul> </div> </div> </div> </div> </div> </div> <div class="l-background-image-container js-l-background-image-container"> <img class="l-background-image js-l-background-image" src="/Frontend/Finma/assets/img/content/background-image-grey.png" width="1920" height="620" alt="Backgroundimage" /> </div> </div> <footer class="l-footer-wrapper" role="contentinfo"> <div class="js-l-footer-scroll-anchor" style="height: 1px;"></div> <div class="l-footer l-wrap"> <div class="l-footer-top"> <div class="g-row"> <div class="g-cell s-3of5"> <div class="mod-footer">  <ul class="footer-adress-list"> <li> <span itemprop="name" class="footer-adress-title">Swiss Financial Market Supervisory Authority FINMA</span> </li> <li> <p itemprop="address" class="footer-adress-text" itemscope itemtype="http://data-vocabulary.org/Address"> <span itemprop="street-address">Laupenstrasse 27</span>, <span itemprop="postal-code">3003</span> <span itemprop="locality">Bern</span> </p> </li> <li> <p itemprop="tel" class="footer-adress-text"> <a href="tel:0041313279100">Phone +41 31 327 91 00</a>, <span>Fax +41 31 327 91 01</span> </p> </li> <li> <p itemprop="mail" class="footer-adress-mail"> <a href="mailto:info@finma.ch">info@finma.ch</a> </p> </li> </ul> </div> </div> <div class="g-cell s-2of5"> <div class="mod-footer">  <ul class="footer-search"> <li class="footer-search-title">Search site</li> <li class="footer-search-field"> <div class="mod mod-search skin-search-footer" data-url="/en/search"> <div class="search-formline"> <input class="js-search" type="text" placeholder="What are you looking for?"> <a class="e-btn btn-search" href="javascript:;"></a> </div> </div> </li> </ul> </div> </div> </div> </div> <div class="l-footer-list"> <div class="mod-footer"> <div class="g-row footer-linklist"> <div class="g-cell s-1of5"> <h3 class="footer-linklist-title">Authorisation</h3> <ul class="footer-linklist"> <li><a href="/en/authorisation/authorisation-overview/" title="Authorisation">Authorisation</a></li> <li><a href="/en/authorisation/types-of-licensing/" title="Types of authorisation">Types of authorisation</a></li> <li><a href="/en/authorisation/banks-and-securities-firms/" title="Banks and securities firms">Banks and securities firms</a></li> <li><a href="/en/authorisation/insurers/" title="Insurers">Insurers</a></li> <li><a href="/en/authorisation/insurance-intermediaries/" title="Insurance intermediaries">Insurance intermediaries</a></li> <li><a href="/en/authorisation/asset-management/" title="Asset management">Asset management</a></li> <li><a href="/en/authorisation/portfolio-managers-and-trustees/" title="Portfolio managers and trustees">Portfolio managers and trustees</a></li> <li><a href="/en/authorisation/supervisory-organisations/" title="Supervisory organisations">Supervisory organisations</a></li> <li><a href="/en/authorisation/vertretungen-auslaendischer-finanzinstitute-gemaess-finig/" title="Representative offices of financial institutions based outside Switzerland under FinIA">Representative offices of financial institutions based outside Switzerland under FinIA</a></li> <li><a href="/en/authorisation/self-regulatory-organisations-sros/" title="Self-regulatory organisations (SROs)">Self-regulatory organisations (SROs)</a></li> <li><a href="/en/authorisation/financial-market-infrastructures-and-foreign-market-participants/" title="Financial market infrastructures and foreign market participants">Financial market infrastructures and foreign market participants</a></li> <li><a href="/en/authorisation/rating-agencies/" title="Rating agencies">Rating agencies</a></li> <li><a href="/en/authorisation/registrierungsstelle/" title="Registration body">Registration body</a></li> <li><a href="/en/authorisation/ombudsmen-for-financial-service-providers/" title="Ombudsmen for financial service providers">Ombudsmen for financial service providers</a></li> <li><a href="/en/authorisation/pruefstelle-fuer-prospekte/" title="Reviewing body for prospectuses">Reviewing body for prospectuses</a></li> <li><a href="/en/authorisation/fintech/" title="FinTech">FinTech</a></li> </ul> </div> <div class="g-cell s-1of5"> <h3 class="footer-linklist-title">Supervision</h3> <ul class="footer-linklist"> <li><a href="/en/supervision/our-approach-to-supervision/" title="Our approach to supervision">Our approach to supervision</a></li> <li><a href="/en/supervision/cross-sector-issues/" title="Cross-sector issues">Cross-sector issues</a></li> <li><a href="/en/supervision/banks-and-securities-firms/" title="Banks and securities firms">Banks and securities firms</a></li> <li><a href="/en/supervision/insurers/" title="Insurers">Insurers</a></li> <li><a href="/en/supervision/versicherungsvermittler/" title="Insurance intermediaries">Insurance intermediaries</a></li> <li><a href="/en/supervision/asset-management/" title="Asset Management">Asset Management</a></li> <li><a href="/en/supervision/portfolio-managers-and-trustees/" title="Portfolio managers and trustees">Portfolio managers and trustees</a></li> <li><a href="/en/supervision/supervisory-organisations/" title="Supervisory organisations">Supervisory organisations</a></li> <li><a href="/en/supervision/self-regulatory-organisations-sros/" title="Self-regulatory organisations (SROs)">Self-regulatory organisations (SROs)</a></li> <li><a href="/en/supervision/financial-market-infrastructures/" title="Financial market infrastructures">Financial market infrastructures</a></li> <li><a href="/en/supervision/central-mortgage-bond-institutions/" title="Central mortgage bond institutions">Central mortgage bond institutions</a></li> <li><a href="/en/supervision/fintech/" title="FinTech">FinTech</a></li> </ul> </div> <div class="g-cell s-1of5"> <h3 class="footer-linklist-title">Enforcement</h3> <ul class="footer-linklist"> <li><a href="/en/enforcement/all-about-enforcement/" title="All about Enforcement">All about Enforcement</a></li> <li><a href="/en/enforcement/licence-holders/" title="Licence holders">Licence holders</a></li> <li><a href="/en/enforcement/unauthorised-activities/" title="Unauthorised activities">Unauthorised activities</a></li> <li><a href="/en/enforcement/market-supervision/" title="Market supervision">Market supervision</a></li> <li><a href="/en/enforcement/enforcement-tools/" title="Enforcement tools">Enforcement tools</a></li> <li><a href="/en/enforcement/database-for-assessing-fitness-and-propriety-requirements/" title="Database for assessing fitness and propriety requirements">Database for assessing fitness and propriety requirements</a></li> <li><a href="/en/enforcement/recovery-and-resolution/" title="Recovery and resolution">Recovery and resolution</a></li> <li><a href="/en/enforcement/national-and-international-cooperation/" title="National and international cooperation">National and international cooperation</a></li> <li><a href="/en/enforcement/parties-rights-and-obligations/" title="Rights and obligations">Rights and obligations</a></li> <li><a href="/en/enforcement/case-reports-and-court-decisions/" title="Case reports and court decisions">Case reports and court decisions</a></li> </ul> </div> <div class="g-cell s-1of5"> <h3 class="footer-linklist-title">Documentation</h3> <ul class="footer-linklist"> <li><a href="/en/documentation/finma-s-legal-basis/" title="Legal basis for FINMA’s activities">Legal basis for FINMA’s activities</a></li> <li><a href="/en/documentation/legal-basis/" title="Legal basis">Legal basis</a></li> <li><a href="/en/documentation/circulars/" title="Circulars">Circulars</a></li> <li><a href="/en/documentation/consultations/" title="Consultations and evaluations">Consultations and evaluations</a></li> <li><a href="/en/documentation/finma-s-position/" title="FINMA position statements">FINMA position statements</a></li> <li><a href="/en/documentation/finma-guidance/" title="FINMA Guidance">FINMA Guidance</a></li> <li><a href="/en/documentation/finma-publications/" title="FINMA publications">FINMA publications</a></li> <li><a href="/en/documentation/finma-videos/" title="FINMA videos">FINMA videos</a></li> <li><a href="/en/documentation/dossier/" title="Dossiers">Dossiers</a></li> <li><a href="/en/documentation/enforcement-reporting/" title="Enforcement reporting">Enforcement reporting</a></li> <li><a href="/en/documentation/insurance-law-rulings/" title="Insurance law rulings">Insurance law rulings</a></li> <li><a href="/en/documentation/self-regulation/" title="Self-regulation">Self-regulation</a></li> <li><a href="/en/documentation/international-sanctions-and-combating-terrorism/" title="Sanctions and FATF statements">Sanctions and FATF statements</a></li> <li><a href="/en/documentation/archiv/" title="Archive">Archive</a></li> </ul> </div> <div class="g-cell s-1of5"> <h3 class="footer-linklist-title">FINMA</h3> <ul class="footer-linklist"> <li><a href="/en/finma/finma-an-overview/" title="FINMA – an overview ">FINMA – an overview </a></li> <li><a href="/en/finma/supervisory-objectives/" title="Supervisory objectives">Supervisory objectives</a></li> <li><a href="/en/finma/organisation/" title="Organisation">Organisation</a></li> <li><a href="/en/finma/working-at-finma/" title="Working at FINMA">Working at FINMA</a></li> <li><a href="/en/finma/activities/" title="Activities">Activities</a></li> <li><a href="/en/finma/auditing/" title="Auditing">Auditing</a></li> <li><a href="/en/finma/finma-mandataries/" title="FINMA mandataries">FINMA mandataries</a></li> <li><a href="/en/finma/national-cooperation/" title="National cooperation">National cooperation</a></li> <li><a href="/en/finma/international-activities/" title="International activities">International activities</a></li> <li><a href="/en/finma/digital-exchange/" title="Digital exchange">Digital exchange</a></li> <li><a href="/en/finma/making-a-report/" title="Making a report">Making a report</a></li> </ul> <span class="footer-finmapublic-btn"> <a href="/en/finma-public/" class="e-btn btn-standard">FINMA Public</a> </span> <ul class="footer-linklist"> <li><a href="/en/finma-public/article-series,-c-,-finma-at-work/">Article series: FINMA at work</a></li> <li><a href="/en/finma-public/authorised-institutions-individuals-and-products/">Authorised companies</a></li> <li><a href="/en/finma-public/warnungen/">Warnings</a></li> <li><a href="/en/finma-public/meldung-erstatten/">Reporting information</a></li> </ul> </div> </div> </div> </div> <div class="l-footer-bottom"> <div class="g-cell left"> <div class="mod-footer"> <ul class="footer-language-links"> <li><a href="javascript:;" class="state-active">EN</a></li> <li><a href="/de/ueberwachung/versicherungsvermittler/">DE</a></li> <li><a href="/fr/surveillance/versicherungsvermittler/">FR</a></li> <li><a href="/it/sorveglianza/versicherungsvermittler/">IT</a></li> </ul> </div> <div class="mod mod-footer"> <ul class="footer-meta-links"> <li><span class="footer-copy">© 2024 FINMA</span></li> <li> <a href="/en/media/" title="Media">Media</a> </li> <li> <a href="/en/finma/working-at-finma/" title="Jobs and careers">Jobs and careers</a> </li> <li> <a href="/en/contact/" title="Contact">Contact</a> </li> <li> <a href="/en/finma-public/abbreviations/" title="Abbreviations">Abbreviations</a> </li> <li> <a href="/en/terms-and-conditions/" title="Terms and conditions">Terms and conditions</a> </li> <li> <a href="/en/impressum/" title="About this website">About this website</a> </li> <li> <a href="/en/sitemap/" title="Sitemap">Sitemap</a> </li> <li> <a href="/en/documentation/archiv/" title="Archive">Archive</a> </li> </ul> </div> </div> <div class="g-cell right"> <div class="mod-footer"> <ul class="footer-service-links"> <li><a href="/en/news/"> <span class="glyph-news"> </span> </a></li> <li><a href="/en/documents/"> <span class="glyph-documents"> </span> </a></li> </ul> </div> </div> </div> </div> <span class="footer-copy-extra">© 2024 FINMA</span> </footer> </div> <script src="/Frontend/Finma/app.min.js?v=3.5.0" type="text/javascript"></script> <script> (function ($) { $(document).ready(function () { var config = {}, $root = $('html'), application = new Tc.Application($root, config); application.registerModules(); application.start(); }); })(Tc.$); var MTUserId = 'a0f8c45a-ea03-4ebd-af89-6dbd56762821'; var MTFontIds = new Array(); MTFontIds.push("722105"); // Frutiger® W01 45 Light MTFontIds.push("722117"); // Frutiger® W01 55 Roman MTFontIds.push("722129"); // Frutiger® W01 65 Bold (function () { var mtTracking = document.createElement('script'); mtTracking.type = 'text/javascript'; mtTracking.async = 'true'; mtTracking.src = ('https:' == document.location.protocol ? 'https:' : 'http:') + '//fast.fonts.net/lt/trackingCode.js'; (document.getElementsByTagName('head')[0] || document.getElementsByTagName('body')[0]).appendChild(mtTracking); })(); </script> </body> </html>

CINXE.COM

Supervision in the area of insurance intermediation | FINMA