Car Affordability Calculator | U.S. News Best Cars

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value="scion">Scion</option> <option value="smart">Smart</option> <option value="subaru">Subaru</option> <option value="suzuki">Suzuki</option> <option value="tesla">Tesla</option> <option value="toyota">Toyota</option> <option value="volkswagen">Volkswagen</option> <option value="volvo">Volvo</option> </select> <select name="auto_model" class="car_model" disabled="disabled" style="width: 115px;"> <option value="-1">All Models</option> </select> <select name="finder_year" class="car_year" disabled="disabled" style="width: 65px;"> <option value="-1">Year</option> </select> <a class="car_submit btn">GO</a> </fieldset> </form> </div> </div> </div> <div id="body" class="lg-gutter"> <ul id="breadcrumbs"> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/">Home</a> <span>></span> </li><li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/financing/">Car Financing</a> <span>></span> </li><li>Car Affordability Calculator</li> </ul> <div id="top-banner"> <div class="banner pushdown" id="bannerId1" style="display:none;"> <script type="text/javascript"> renderDoubleClickDynamic(1, adParameters,false, "bannerId1"); </script> </div> </div> <div id="title-content"> </div> <div id="content" class="TODO "> <ul class="tabs"> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/financing/car-payment-calculator/">Calculate My Monthly Car Payment</a></li> <li class="selected"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/financing/car-affordability-calculator/">Which Cars Can I Afford?</a></li> </ul> <h1 class="calc">Car Affordability Calculator</h1> <p>Use our car affordability calculator to determine which cars fit your budget. Enter your desired monthly car payment, down payment and estimated trade-in value along with other assumptions. We'll tell you what car prices you can afford and point you to cars within that budget.</p> <form id="calculator"> <fieldset id="result" class="greyText"> <label>You can afford <br>vehicles up to:</label> <span><span>$ 0</span></span> </fieldset> <fieldset id="errors"> <ul> <li>Please fix the following errors:</li> </ul> </fieldset> <fieldset class="currency"> <label>Monthly Payment</label> <span>$</span><input type="text" id="mo-payment" class="highlight" value="" tabindex="1"/> </fieldset> <fieldset class="currency"> <label>Down payment:</label> <span>$</span><input type="text" id="down-payment" value="0" tabindex="2"/> </fieldset> <fieldset class="currency"> <label>Trade-in Value:</label> <span>$</span><input type="text" id="trade-in" value="0" tabindex="3"/> </fieldset> <fieldset class="percent"> <label>Estimated Sales Tax: <span class="note">Enter your local sales tax</span></label> <span>%</span><input type="text" id="tax" value="" tabindex="4"/> </fieldset> <fieldset class="percent"> <label>Estimated Interest Rate: <a href="#rates" rel="leanModal" class="note">See current rates</a></label> <span>%</span><input type="text" id="rate" value="" tabindex="5"/> </fieldset> <fieldset> <label>Loan Term:</label> <select id="term" tabindex="6"> <option>24 months</option> <option>36 months</option> <option>48 months</option> <option selected="selected">60 months</option> <option>72 months</option> </select> </fieldset> <fieldset> <td></td> <td><input type="submit" id="update-price" class="btn" value="Update Price" tabindex="7"></td> </fieldset> </form> <div class="next-steps"> <h3>Next Steps</h3> <ul> <li class="hide-ns used-search"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/used-cars/for-sale/">Used Cars for Sale</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/rankings/">See New Car Rankings</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/rankings/used/">View Used Car Rankings</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-price-program/">Find the best price on a car</a></li> </ul> <h3 class="hide-ns loan-amt">Total loan needed*: <span>$0</span></h3> <ul> <li><a href="#apply-popup" rel="leanModal">Apply for a Car Loan</a></li> </ul> <p class="hide-ns note">* Total loan amount factors in down payment, trade-in value and sales tax.</p> <img class="arrow" src="https://web.archive.org/web/20141031070149im_/http://static.usnews.rankingsandreviews.com/images/next_steps_arrow.png" alt="Next Steps"/> </div> <p class="legal">Our calculators are intended to produce rough estimates provided solely for informational purposes. You should not take action based on the information provided through this calculator alone. When available, we recommend that you use interest rate information provided to you by your dealer or lender. Average price paid values are national averages provided by TrueCar.com.</p> <div id="apply-section-calc" class="page-section"> <h2 class="section">Apply for a Car Loan</h2> <iframe src="https://web.archive.org/web/20141031070149if_/http://www.myautoloan.com/usnews-rate-table.html" height="150" width="310" name="rate-table" frameborder="0" scrolling="no"></iframe> <a class="btn" href="#apply-popup" rel="leanModal">Apply for a Car Loan</a> <p>Get up to 4-pre-approved car loan offers from competing lenders in minutes. You'll get the lowest auto loan rates we can find, and the process is quick and secure.</p> <span class="mal-logo">provided by <img src="https://web.archive.org/web/20141031070149im_/http://static.usnews.rankingsandreviews.com/images/myautoloan_logo.gif" alt="myAutoLoan"></span> </div> <div class="page-section"> <h2>How to Buy a Car</h2> <p>Get helpful tips on car financing, including advice on how to get a car loan, whether to buy or lease and how to negotiate for a car.</p> <ul class="tips"> <li class="finance"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/How-to-Finance-a-Car/">How to Finance a Car</a></li> <li class="buy-lease"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Buying_vs_Leasing/">Buying vs. Leasing</a></li> <li class="negotiate"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/How_to_Negotiate_the_Best_Price_on_a_New_Car/">Negotiate the Best Price</a></li> <li class="used"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/used-cars/How_to_Buy_a_Used_Car/">How to Buy a Used Car</a></li> </ul> <div class="bpp"> <a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-price-program/"><img src="https://web.archive.org/web/20141031070149im_/http://static.usnews.rankingsandreviews.com/images/bpp-logo.png"/></a> <a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-price-program/">Get the best price on a new car</a> <p>Get guaranteed savings with our Best Price Program. Shoppers have seen average savings of $3,221 off MSRP. <a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-price-program/"><strong>Learn More »</strong></a></p> </div> </div>  <div id="rates" class="popup"> <div id="close">x</div> <h2>Current financing interest rates:</h2> <iframe style="float: left;" src="https://web.archive.org/web/20141031070149if_/http://www.myautoloan.com/usnews-rate-table.html" height="150" width="310" name="rate-table" frameborder="0" scrolling="no"></iframe> </div> <div id="apply-popup" class="popup"> <div id="close">x</div> <h2>Which type of loan are you applying for?</h2> <ul> <li><a href="https://web.archive.org/web/20141031070149/http://www.myautoloan.com/USNEWS-purchase-new-neutral.html?promocode=finance" target="_blank">Apply for a New Car Loan</a></li> <li><a href="https://web.archive.org/web/20141031070149/http://www.myautoloan.com/USNEWS-purchase-used-neutral.html?promocode=finance" target="_blank">Apply for a Used Car Loan</a></li> <li><a href="https://web.archive.org/web/20141031070149/http://www.myautoloan.com/USNEWS-refinance-neutral.html?promocode=finance" target="_blank">Refinance Your Car Loan</a></li> <li><a href="https://web.archive.org/web/20141031070149/http://www.myautoloan.com/USNEWS-combo-badcredit.html?promocode=finance" target="_blank">Bad Credit? Apply Here</a></li> </ul> </div> </div> <div id="sidebar"> <div class="widget"> <h4>U.S. News Best Price Program</h4> <div class="widget-body best-price-program"> <p>Buying a new car should always be this hassle-free. <a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-price-program/"><strong>Learn more »</strong></a></p> <img id="best-price-logo" src="/web/20141031070149im_/http://usnews.rankingsandreviews.com/images/bpp-logo.png" alt="U.S. News Best Price Program"/> <ul> <li>Shoppers have seen average savings of $3,221 off MSRP</li> <li>Upfront pricing & guaranteed savings from certified dealers</li> <li>No high pressure sales tactics</li> </ul> <script type="text/javascript" src="/web/20141031070149js_/http://usnews.rankingsandreviews.com/cars-trucks/dynamic_scripts/auto_finder.js"></script> <form id="bpp-form" method="GET"> <select name="auto_make" id="af_make_zag"> <option value="ALL BRANDS">Select Make</option> <option value="acura">Acura</option> <option value="audi">Audi</option> <option value="bmw">BMW</option> <option value="buick">Buick</option> <option value="cadillac">Cadillac</option> <option value="chevrolet">Chevrolet</option> <option value="chrysler">Chrysler</option> <option value="dodge">Dodge</option> <option value="fiat">FIAT</option> <option value="ford">Ford</option> <option value="gmc">GMC</option> <option value="honda">Honda</option> <option value="hyundai">Hyundai</option> <option value="infiniti">Infiniti</option> <option value="jaguar">Jaguar</option> <option value="jeep">Jeep</option> <option value="kia">Kia</option> <option value="land-rover">Land Rover</option> <option value="lexus">Lexus</option> <option value="lincoln">Lincoln</option> <option value="mazda">Mazda</option> <option value="mercedes-benz">Mercedes-Benz</option> <option value="mini">MINI</option> <option value="mitsubishi">Mitsubishi</option> <option value="nissan">Nissan</option> <option value="porsche">Porsche</option> <option value="ram">Ram</option> <option value="scion">Scion</option> <option value="subaru">Subaru</option> <option value="toyota">Toyota</option> <option value="volkswagen">Volkswagen</option> <option value="volvo">Volvo</option> </select> <select name="auto_model" id="af_model_zag" disabled="disabled"> <option value="-1">Select Model</option> </select> <input type="text" id="af_zipcode_zag" class="zip-field"/> <img id="finder-submit-zag" alt="submit" src="/web/20141031070149im_/http://usnews.rankingsandreviews.com/images/go-btn.png"/> </form> <script type="text/javascript"> $(document).ready(function(){ var make_zag=document.getElementById("af_make_zag"); var model_zag=document.getElementById("af_model_zag"); $("#af_make_zag").quickChange(function(){ populateModelDropdown(null,make_zag,model_zag,"HAS_LEADS"); }); $("#finder-submit-zag").click(function(){ submit_full_zag_form(); }); $('#bpp-form').submit(function () { submit_full_zag_form(); return false; }); if ($("#af_make_zag").val() != "ALL BRANDS") { populateModelDropdown(null,make_zag,model_zag,null); } }); function submit_full_zag_form() { var chromeId = getLatestYearChrome($('#af_make_zag').val(),$('#af_model_zag option:selected').html()); var zipCode = $('#af_zipcode_zag').val(); var re = /^\d{5}([\-]\d{4})?$/; var referrer_id = "ZUSNSTPS0061"; if ($("#af_make_zag").val() == "ALL BRANDS"){ alert("Please choose a make"); return false; }else { if ($("#af_model_zag").val() == "NO MODEL"){ alert("Please choose a model"); return false; }else { if (!re.test(zipCode)) { alert("Please enter a valid zip code"); return false; } } } submit_zag_form(chromeId, zipCode, referrer_id); } </script> </div> </div> <script type="text/javascript"> $(document).ready(function() { }); </script> <div id="doubleclickTile2" style="display:none;" class="ad_right ad"> <span class="usn-label">advertisement</span> <script type="text/javascript"> renderDoubleClickDynamic(2, adParameters,false, "doubleclickTile2"); </script> </div> <script type="text/javascript"> googletag.cmd.push(function() { googletag.defineSlot('/4020/rr_autos/finance', [320, 145], 'div-gpt-ad-1412783952350-0').addService(googletag.pubads()); googletag.pubads().enableSingleRequest(); googletag.enableServices(); }); </script>  <div id="div-gpt-ad-1412783952350-0" style="width:320px; height:145px;"> <script type="text/javascript"> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1412783952350-0'); }); </script> </div> <div class="widget custom-promo deals-widget"> <h4>Car Deals: October 2014</h4> <div class="widget-body"> <p class="deals-widget">We've compiled a list of the best car deals available in the U.S. for this month.</p> <div class="deals-widget"> <ul id="deal-types"> <li id="new-deals" class="deals-btn"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Best-Car-Deals/"><span>New Deals</span></a></li> <li id="lease-deals" class="deals-btn"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Car-Lease-Deals/"><span>Lease Deals</span></a></li> <li id="used-deals" class="deals-btn" style="margin-right: 0px;"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Best-Car-Deals/Used-Car-Sales-and-Deals/"><span>Used Deals</span></a></li> </ul> </div> <h5>Deals by Manufacturer:</h5> <ul id="deal-manufacturer"> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Best-car-deals/Chevrolet-Deals/">Chevy Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Hyundai-Deals/">Hyundai Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Nissan-Deals/">Nissan Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Ford-Deals/">Ford Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Lexus-Deals/">Lexus Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Toyota-Deals/">Toyota Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Honda-Deals/">Honda Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Mazda-Deals/">Mazda Deals</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/best-car-deals/Volkswagen-Deals/">VW Deals</a></li> </ul> <a href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Best-Car-Deals/"><strong>See all manufacturer deals »</strong></a> </div> </div> <div class="widget text-promo best-cars"> <h4>2014 U.S. News Best Car Awards</h4> <div class="widget-body"> <img class="show-left" alt="2014 Best Cars for the Money Awards" src="/web/20141031070149im_/http://usnews.rankingsandreviews.com/images/cars-trucks/badges/Badge_BestCars_Awards.png"> <p> <a style="font-weight: bold; font-size: 14px;" href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Best-Cars-for-the-Money/">Best Cars for the Money</a> Great cars that are also great values </p> <p> <a style="font-weight: bold; font-size: 14px;" href="/web/20141031070149/http://usnews.rankingsandreviews.com/cars-trucks/Best-Cars-for-Families/">Best Cars for Families</a> Cars that the whole family will love </p> </div> </div> </div> <div id="foot-content"> </div> </div> <div id="footer"> <ul id="foot-nav">  <li class="first mob-hide" style="display:None"><a href="" onclick="mob_switch(this);return false;"><strong>Mobile Site</strong></a></li> <li class="mob-hide" style="display:None"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/methodology/">How We Rank New Cars</a></li>  <li class="first mob-show"><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/methodology/">How We Rank New Cars</a></li>  <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/methodology-used/">How We Rank Used Cars</a></li> <li><a rel="nofollow" href="/web/20141031070149/http://usnews.rankingsandreviews.com/contactUs/">Contact Us</a></li> <li><a href="/web/20141031070149/http://usnews.rankingsandreviews.com/siteMap/">Site Map</a></li> <li><a href="https://web.archive.org/web/20141031070149/http://www.usnews.com/info/features/about-usnews" target="_blank">About U.S. News</a></li> <li><a href="https://web.archive.org/web/20141031070149/http://www.usnews.com/">U.S. News Home</a></li> </ul> <p>Use of this Web site constitutes acceptance of our <a href="https://web.archive.org/web/20141031070149/http://www.usnews.com/info/features/terms" target="_blank">Terms and Conditions of Use and Privacy Policy</a>. 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