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small-12 medium-10 large-10"> <div style="padding:56.25% 0 0 0;position:relative;"> <iframe src="https://player.vimeo.com/video/947435712?badge=0&autopause=0&quality_selector=1&player_id=0&app_id=58479" frameborder="0" allow="autoplay; fullscreen; picture-in-picture" style="position:absolute;top:0;left:0;width:100%;height:100%;" title="Chronic Illness"> </iframe> </div> <script src="https://player.vimeo.com/api/player.js"></script> </div> <div class="columns small-12 medium-1 large-1"></div> </div> </div></div> </div> <div class="small-12 medium-1 large-1 cell"> </div> </div> </div> </div> </div> <div class="rteComponent section"><div class="cq-placeholder" data-emptyText="Please configure RTE Component"></div> <input type="hidden" id="rteComponentUtmParam" class="rteComponentUtmParam"/> <div class="row "> <div> <div class="small-12 columns rteWrapper rteheightWrapper"> <div class="rtText imgOverlay"> <h3> </h3> <h3>Accidental Death & Dismemberment Insurance</h3> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/MSP-watchyourstep-94179324-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/accident-safety-checklist.html" target="_blank" class="pp_bc_anr_1_title">41-Point Safety Checklist</a></h1> <p>Let’s face it. An accident can occur anytime and anywhere. You can’t predict where or when, but there are ways you can minimize your risk.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/accident-safety-checklist.html" target="_blank" class="pp_bc_anr_1_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-c-ai-legcast-020619-21837490-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/safety-from-winter-accidents.html" target="_blank" class="pp_bc_anr_2_title">Accidents Happen</a></h1> <p>Before you hit the slopes or head outside to shovel your driveway this winter, make sure you have adequate coverage to help ensure you are protected should you suffer a serious accident—or worse.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/safety-from-winter-accidents.html" target="_blank" class="pp_bc_anr_2_learnmore">Read More</a></h5> </td> </tr></tbody></table> <p> </p> <h3>Disability Income Insurance</h3> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-femalerunner-031819-177329917-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/3-tips-to-speed-underwriting.html" target="_blank" class="pp_bc_anr_3_title">3 Tips To Help Speed You Through Underwriting</a></h1> <p>Once you make the decision to protect your income with disability insurance, the next step is applying for your coverage. Because disability coverage is medically underwritten, your application must be approved by the insurance company before benefits can be put in force.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/3-tips-to-speed-underwriting.html" target="_blank" class="pp_bc_anr_3_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-domino-031819-1093192938-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/safeguard-your-income-from-a-disability.html" target="_blank" class="pp_bc_anr_4_title">Safeguarding Your Income</a></h1> <p>If you can’t work because of an accident or illness, where will your paycheck come from? Learn about the key differences between employer-provided coverage and private coverage.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/safeguard-your-income-from-a-disability.html" target="_blank" class="pp_bc_anr_4_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-youngfamily-031819-456865039-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/disability-the-forgotten-safety-net.html" target="_blank" class="pp_bc_anr_5_title">The Forgotten Safety Net</a></h1> <p>When most people talk about having “enough” insurance, they’re usually referring to life insurance. But if your family relies on your paycheck to make ends meet, your loved ones could find themselves in a worse financial situation if you become disabled than if you were to die.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/disability-the-forgotten-safety-net.html" target="_blank" class="pp_bc_anr_5_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-window-031819-929107830-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/understanding-the-disability-application-process.html" target="_blank" class="pp_bc_anr_6_title">Demystifying the Application Process</a></h1> <p>"Ever wanted to “apply” for IEEE insurance but weren’t sure what it entailed? Or maybe you already have, but still don’t know what really happened after you sent in your application?"</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/understanding-the-disability-application-process.html" target="_blank" class="pp_bc_anr_6_learnmore">Read More</a></h5> </td> </tr></tbody></table> <p> </p> <h3>Group Dental Insurance</h3> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-womansmile-031819-56674723-98x131.jpg"></td> <td><h1><a href="http://oralfitnesslibrary.com/" target="_blank" class="pp_bc_anr_7_title">MetLife Oral Health Library</a></h1> <p>Learn more about general dental health, compare dental plans, view checklists and more!</p> <h5><a href="http://oralfitnesslibrary.com/" target="_blank" class="pp_bc_anr_7_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-g10yl-031819-178388792-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/PDP_Plus.pdf" target="_blank" class="pp_bc_anr_8_title">The Preferred Dental Program from the Preferred Dental Provider</a></h1> <p>You have a network that gives you access to thousands of participating dentists. It’s called PDP Plus. More choices mean it’s easier than ever to get the dental care you needfor a happy, healthy smile.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/PDP_Plus.pdf" target="_blank" class="pp_bc_anr_8_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-gdi-031819-452418535-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Avoid_Surprises.pdf" target="_blank" class="pp_bc_anr_9_title">Avoid Surprises With Your Dental Claims</a></h1> <p>You’re at the dentist for a routine check-up when you may get the unexpected news…you need a crown! If the thought of pain was not enough, then you wonder, “How much is this going to cost me?” Your dentist may tell you how much he or she charges for the procedure, but you want to know if the procedure is eligible and how much is covered by your dental benefits plan.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Avoid_Surprises.pdf" target="_blank" class="pp_bc_anr_9_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-familyhome-031819-628763800-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Claims_and_Service.pdf" target="_blank" class="pp_bc_anr_10_title">Claim Processing…How Long Does It Take</a></h1> <p>Bringing technology, people and processes together to deliver quality and savings</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Claims_and_Service.pdf" target="_blank" class="pp_bc_anr_10_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-fatherdaughterbrushingteeth-031819-868951632-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/How_Much_You_Can_Save.pdf" target="_blank" class="pp_bc_anr_11_title">IEEE Members--Find Out How You Can Save More on Your Dental Costs</a></h1> <p>As a MetLife Preferred Dentist Program member, you have options to help you and your family achieve your oral health goals and save money.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/How_Much_You_Can_Save.pdf" target="_blank" class="pp_bc_anr_11_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-playtime-031819-1093874964-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/PPO_Understanding_Your_Dental_Plan.pdf" target="_blank" class="pp_bc_anr_12_title">Understanding Your Group Dental PPO Benefits Plan</a></h1> <p>The Preferred Dentist Program was designed to help you get the dental care you need and help lower your costs. You get benefits for a wide range of covered services — both in and out of the network.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/PPO_Understanding_Your_Dental_Plan.pdf" target="_blank" class="pp_bc_anr_12_learnmore">Read More</a></h5> </td> </tr></tbody></table> <p> </p> <h3>Life Insurance</h3> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-gtlp-031819-179062859-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/understanding-the-life-insurance-application-process.html" target="_blank" class="pp_bc_anr_13_title">Demystifying the Application Process</a></h1> <p>Ever wanted to “apply” for IEEE insurance but weren’t sure what it entailed? Or maybe you already have, but still don’t know what really happened after you sent in your application?</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/understanding-the-life-insurance-application-process.html" target="_blank" class="pp_bc_anr_13_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-ti-031819-176984410-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/understanding-the-life-insurance-medical-exam.html" target="_blank" class="pp_bc_anr_14_title">Demystifying the Life Insurance Medical Exam</a></h1> <p>An exam is used as part of an insurance company’s underwriting process. It is just one component of the process and is fairly simple for the proposed insured. It usually takes less than 30 minutes to complete.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/understanding-the-life-insurance-medical-exam.html" target="_blank" class="pp_bc_anr_14_learnmore">Read More</a></h5> </td> </tr></tbody></table> <p> </p> <h3>Long-Term Care Insurance</h3> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-ltc-031819-462452093-98x131.jpg"></td> <td><h1><a href="/ieee-us-refresh/member-resources/articles-and-videos/protect-your-assets-with-long-term-care.html" target="_blank" class="pp_bc_anr_15_title">A Critical Piece of Asset Protection</a></h1> <p>Your basic health insurance plan (and Medicare if age 65+) is a good plan and may help you with some long-term care costs. But no plan pays for everything, especially when it involves long-term care in your home, assisted living facilities or nursing homes.</p> <h5><a href="/ieee-us-refresh/member-resources/articles-and-videos/protect-your-assets-with-long-term-care.html" target="_blank" class="pp_bc_anr_15_learnmore">Read More</a></h5> </td> </tr></tbody></table> <p> </p> <h3>Risk Management</h3> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-eo-2coworkers-032519-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Copyright_vs_Ownership.pdf" target="_blank" class="pp_bc_anr_16_title">Copyright vs Ownership</a></h1> <p>Risks Associated with Transferring Copyright</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Copyright_vs_Ownership.pdf" target="_blank" class="pp_bc_anr_16_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-sgm-031819-494372907-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Document_Retention_Tips.pdf" target="_blank" class="pp_bc_anr_17_title">Document Retention Tips</a></h1> <p>Proper document retention is a critical part of a comprehensive risk management program. With a well thought out document retention plan, your design firm may be able to head off a professional liability claim and mount a more effective legal defense.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Document_Retention_Tips.pdf" target="_blank" class="pp_bc_anr_17_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-businesswoman-032519-177344544-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Contract_Review_Checklist.pdf" target="_blank" class="pp_bc_anr_18_title">Contract Review Checklist</a></h1> <p>This checklist includes sections on Agreed Remedies to Limit Engineer’s Liability, Certifications, Guarantees, and Warranties, Billing and Payment and more.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Contract_Review_Checklist.pdf" target="_blank" class="pp_bc_anr_18_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k-IEEE-bii-031819-178751229-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Sample_Contract_Provisions.pdf" target="_blank" class="pp_bc_anr_19_title">Sample Contract Provisions</a></h1> <p>View and download a sample contract.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Sample_Contract_Provisions.pdf" target="_blank" class="pp_bc_anr_19_learnmore">Read More</a></h5> </td> </tr></tbody></table> <table border="1" cellspacing="5" cellpadding="5" style="width: 100%;"> <tbody><tr><td width="100" style="vertical-align: top;"><img width="98" src="/content/dam/amba/Blog/mcdm-k--ri-laptopguy-032519-531917308-98x131.jpg"></td> <td><h1><a href="/content/dam/amba-sites/pdfs/ieee/Why_a_Written_Contract_is_Important.pdf" target="_blank" class="pp_bc_anr_20_title">Why is a Written Contract Important</a></h1> <p>We recommend an engineer have a written, executed professional services agreement prior to beginning services on each project. Some engineers and clients are hesitant to have a written agreement and rely on oral agreements, particularly if they have a long working relationship.</p> <h5><a href="/content/dam/amba-sites/pdfs/ieee/Why_a_Written_Contract_is_Important.pdf" target="_blank" class="pp_bc_anr_20_learnmore">Read More</a></h5> </td> </tr></tbody></table> <p> </p> <h3>Healthcare</h3> <p>Below are resources<sup>*</sup> for information on healthcare</p> <ol> <li><a href="http://www.healthcare.gov/" target="_blank" class="pp_bc_anr_1_intext">www.healthcare.gov</a></li> <li><a href="http://www.healthcarebluebook.com/" target="_blank" class="pp_bc_anr_2_intext">www.healthcarebluebook.com</a></li> </ol> <p> </p> <p style="font-size: 12px;"><sup>*</sup><i>AMBA is not responsible for the content of these resources.</i></p> </div> </div> </div> </div> </div> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="iparfooter iparsys parsys"><div class="htmlScriptPlacer section"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <footer> <a href="/ieee-us-refresh/early-career.html" class="lightestBlue" id="hp_bc_ec_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_ec_learnmore');"> <div class="col_3 lightestBlue small footerButtonText">EARLY CAREER</div> </a> <a href="/ieee-us-refresh/mid-career.html" class="secondBlue" id="hp_bc_mc_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_mc_learnmore');"> <div class="col_3 secondBlue small footerButtonText">MID-CAREER</div> </a> <a href="/ieee-us-refresh/late-career.html" class="thirdBlue" id="hp_bc_lc_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_lc_learnmore');"> <div class="col_3 thirdBlue small footerButtonText">LATE CAREER</div> </a> <a href="/ieee-us-refresh/post-career-retirement.html" class="darkBlue" id="hp_bc_ret_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_ret_learnmore');"> <div class="col_3 darkBlue small footerButtonText">RETIRED</div> </a> <hr style="border: none; height: 6px; padding: 0px; margin: 0px; background-color: #ffffff;"> <div style="padding-top: 100px;" class="mainFooterArea"> <p style="padding-bottom: 30px;"><img src="/content/dam/amba-sites/images/logos/amba-1-reverse-amba-200x60.png" alt="AMBA Logo"></p> <p class="footerText" style="color: #ffffff;">To have questions answered, IEEE members can speak to a customer care advocate by calling: <span style="white-space:nowrap;"><a style="color: #ffffff;" href="tel:1-800-493-4333"> 1-800-493-IEEE (4333)</a></span></p> <p class="footerText" style="color: #ffffff;">Hours: 7:30am ‐ 6:00pm CST Monday – Friday</p> <p class="footerText" style="color: #ffffff;"><a style="color: #ffffff;" href="/ieee-us-refresh/privacy-policy.html" ;>Privacy Policy</a> | <a style="color: #ffffff;" href="/ieee-us-refresh/terms-of-use.html" ;>Terms of Use</a> | <a style="color: #ffffff;" href="/ieee-us-refresh/about-us.html" ;>About Us</a> </p> <p style=" font-size: 12pt;color: #ffffff;"> AMBA • In CA d/b/a Association Member Benefits & Insurance Agency<br> CA Insurance License #0I96562 • AR Insurance License #100114462 <br> Program Administered by AMBA Administrators, Inc.</p> <p class="smallerText" style="color: #ffffff;"> Copyright 2024 AMBA. 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