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class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/consumer-issues-id-theft/massive-breach-could-compromise-millions/nbHg8/"><img width="83" height="66" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/06/13/c5/14/tmpGH9U1o-mdly-photo.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="CoupleProtectingPassword_43" alt="CoupleProtectingPassword_43"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/consumer-issues-id-theft/massive-breach-could-compromise-millions/nbHg8/">Massive breach could compromise millions</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/free-apps-could-save-your-credit-score/nbF7h/"><img width="83" height="66" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2010/11/15/00442197.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/free-apps-could-save-your-credit-score/nbF7h/">Free apps to save your credit score</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/list/clark-howard/show-notes/this-months-show-notes/aCT/"><img width="83" height="66" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/12/f6/e6/papers.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/list/clark-howard/show-notes/this-months-show-notes/aCT/">MORE Recent Show Notes & Advice</a></p></li></ul><div class="cmClear"></div></div></div></div></div></div><div class="cmCol6 cmGridHeaderOnly" data-vr-zone=" 233"><h3 class="cmModuleHeader">Clark on Demand</h3></div><div class="cmCol3" data-vr-zone="Video 38"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoTop" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/videos/clark-howard/homes-real-estate/housing-market-update-autumn-2013/vCDzCS/"><img width="292" height="163" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/lt/lt_cache/thumbnail/292/img/videothumbs/2013/10/03/b7/63/9abf02f2-2c68-11e3-83bf-0015171915d0.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="" alt=""/><span class="cmPlayBtn"></span></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/videos/clark-howard/homes-real-estate/housing-market-update-autumn-2013/vCDzCS/">Housing Market update: Autumn 2013</a><span class="cmSpriteContentType video"></span></h2><div class="cmTeaseSummary"> The recovery in the housing market is rock solid. But will the rise in interest rates derail it? </div><p class="cmTeaseShare"></p><div class="cmTeaseRelated"><span class="sprite iconListBullet"> </span><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/homes-real-estate/recovery-housing-values-over/nZ6NS/">Is the recovery in housing values over?</a><br/></div></div></div><div class="cmCol3" data-vr-zone="Manual List 221"><div class="cmTease cmTeaseCol3 cmTeaseListHeadline"><h2>More Clark on Demand</h2><ul class="cmTeaseHdlnList"><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/videos/2010/">Video Archives</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/podcast/clarkshow/">Daily Radio Show Podcasts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/podcast/ripoffalert/">Rip Off Alerts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/podcast/clarkonomics/">Clarkonomics Podcasts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/podcast/clarkstinks/">Clark Stinks Podcasts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/podcast/callofweek/">Call of the Week</a></li></ul></div></div><div class="cmCol3 cmGridHeaderOnly" data-vr-zone=" 48707"></div><div class="cmCol3" data-vr-zone="Manual List 205"><div class="cmTease cmTeaseCol3 cmTeaseListHeadline"><h2>Popular Site Features:</h2><ul class="cmTeaseHdlnList"><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/personal-finance-credit/investing-retirement/clarks-investment-guide/nFZK/">Clark's Investment Guide</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/employment-military/work-home-guide/nFZH/">Work from home guide</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/topics/free_and_cheap/">The Free and Cheap List</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/greatest-hits/">Clark's Greatest Hits</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://mb.clarkhoward.com/">Post on our Message Boards</a></li></ul></div></div><div class="cmCol6" data-vr-zone="Flatpage 97693"><div class="gridBackground"><div class="gridBackgroundInner cmClearfix"><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/book"><img width="131" height="161" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2013/06/17/03/0f/rsz_rsz_livinglarge_longhaul.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="Clark's New Book: Living Large for the Long Haul" alt="Clark's New Book: Living Large for the Long Haul"/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/book">Clark's new book is now available </a></h2><div class="cmTeaseSummary"><p><em>Living Large for the Long Haul</em> is here! 50 stories of Americans who live below their means while living life to the fullest. Includes 200 practical tips to pack a punch in your wallet like Clark. Available in paperback, audio book, and for immediate download as an e-book.</p><ul><li><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/about-clark/read-excerpt-clark-howards-new-book/nY67D/" target="_blank"><strong>Read an excerpt</strong></a><strong> </strong></li><li><strong><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/book">Order your copy now</a></strong><strong>  </strong></li><li><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/about-clark/early-reviews-clarks-new-book-are/nZJNX/" target="_blank"><strong>Read the early reviews</strong></a></li><li><strong><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/about-clark/clarks-upcoming-appearances/nFcM/" target="_blank">Clark on book tour in a town near you</a></strong></li></ul><p><strong></strong></p></div><p class="cmTeaseShare"></p></div></div></div></div><div class="cmCol6 cmGridHeaderOnly" data-vr-zone=" 64709"><h3 class="cmModuleHeader">Get Free Consumer Help Now:</h3></div><div class="cmCol3" data-vr-zone="Link 311"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/cac/"><img src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2013/06/05/20/bc/cac-phone-jackie82.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/s/cac/">Call Team Clark Howard</a></h2><div class="cmTeaseSummary"><p>It's a FREE call-in service, providing personal consumer advice and problem resolution. Call our volunteers at<strong> 404-892-8227</strong>, M-F, 10am-7pm ET. Or submit your question online and we'll call you back with answers.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3" data-vr-zone="Link 64708"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://mb.clarkhoward.com/"><img src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2012/09/05/94/f8/message-boards-talk.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://mb.clarkhoward.com/">Post on our Message Boards</a></h2><div class="cmTeaseSummary"><p>Get consumer help now. Discuss money, travel, saving, investment, cars and more with our community of knowledgeable and helpful posters.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol6" data-vr-zone="Flatpage 108525"><h3 class="cmModuleHeader">Clark on the Case</h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/clarkonthecase/"><img width="82" height="82" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2013/09/26/da/53/rsz_mp900385253.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/clarkonthecase/">The Case of the Drilled Safety Deposit Box</a></h2><div class="cmTeaseSummary"><p>You won't believe this latest abuse of a senior citizen by a giant bank...and Clark's on the case! And now, you can learn how the case turned out! <strong></strong></p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol6" data-vr-zone="Story 105187"><h3 class="cmModuleHeader">Clark's Free Online Classes</h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/online-classes/clark-launches-clark-howard-university-app/nXgKq/"><img width="82" height="82" src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2013/08/26/ba/a4/82-CHULogo.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="Clark Howard University icon" alt="Clark Howard University icon"/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/clark-howard/online-classes/clark-launches-clark-howard-university-app/nXgKq/">Clark Howard University: Class is in session!</a></h2><div class="cmTeaseSummary"><p>Clark's new online classes are a fun and interactive way to learn ways to save more and spend less. Play online, on Facebook, or on our mobile apps. Current classes include Investing, Car Buying, Smart Travel and Improving Your Credit. Get Clark Smart as you compete with your friends to get to the top of the class! </p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol6 cmGridHeaderOnly" data-vr-zone=" 162"><h3 class="cmModuleHeader">Travel Photos and Deals</h3></div><div class="cmCol3" data-vr-zone="Link 159"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=86651"><img src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2013/10/01/54/cf/travicon-093013.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=86651">Your Travel Photos & Deals</a></h2><div class="cmTeaseSummary"><p><strong>Been traveling? </strong>Show us where!  Submit your recent photos & the best deals you found, and check out <a href="https://web.archive.org/web/20131013013905/http://clarkhoward.upickem.net/engine/ApprovedSubmissions.aspx?PageType=APPROVED&contestid=86651">This Month's Gallery</a>.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3" data-vr-zone="Manual List 160"><div class="gridBackground"><div class="gridBackgroundInner cmClearfix"><div class="cmTease cmTeaseCol3 cmTeaseListHeadline"><h2>Travel Deals and Booking Advice</h2><ul class="cmTeaseHdlnList"><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/news/travel/atlanta-travel-deals/atlanta-travel-deals/nFZW/">Today's HOT Travel Deals - Updated Daily</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/full-travel-deals/">Search Travel Deals in Your Area</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/topics/booking-and-planning-guide/">Travel Booking & Planning Guide</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/categories/clark-howard/travel/money-saving-advice/">Recent money-saving travel advice</a></li></ul></div></div></div></div><div class="cmCol6" data-vr-zone="Link 246"><h3 class="cmModuleHeader">Clark's FREE Newsletters</h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoNo" data-vr-contentbox><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/newsletters/signup/">Subscribe to Clark Said and Travel e-Scapes</a></h2><div class="cmTeaseSummary"><p><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/newsletters/signup/">Sign up</a> for Clark's free newsletters: <b>Clark Said</b> comes out every two week with the most useful consumer and money-saving advice from recent shows. <b>Travel e-Scapes</b> comes out twice-weekly, with travel news, vacation tips and the hottest airfare and hotel deals of the day.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3"><div class="cmFirst cmCol6 cmColContainer" data-vr-zone="Container 103371"><h3 class="cmModuleHeader">Ride it 'Til the Wheels Fall Off </h3><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=62985"><img src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/img/photos/2012/06/19/01/33/oldcar-82.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=62985">Gallery: Show off your old car! </a></h2><div class="cmTeaseSummary"><p>These days, it's become a real point of pride to hold on to your car for as long as you can. Do you have a beloved daily driver that's pushing past 200K or 300K miles...or more? Clark wants to see it!  Upload a photo, and <a href="https://web.archive.org/web/20131013013905/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=62985">view the gallery</a>.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmFirst cmCol6 cmColContainerLast" data-vr-zone="Container 103372"><h3 class="cmModuleHeader">Joel Larsgaard's Blog</h3><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/joel/"><img src="https://web.archive.org/web/20131013013905im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/82x82/img/photos/2012/10/22/8b/3d/covershot2-300x199.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20131013013905/http://www.clarkhoward.com/joel/">Blog: Save Outside the Box</a></h2><div class="cmTeaseSummary"> Consumer and savings advice in producer Joel Larsgaard's blog, "Save Outside the Box." </div><p class="cmTeaseShare"></p></div></div></div><div class="cmCol3" data-vr-zone="Third Party Tease 103370"><h3 class="cmModuleHeader">Gallery: I Met Clark Howard!</h3><div id="writecapture76953740"></div><script type="text/javascript"> marimo.emit('writecapture76953740_ready'); marimo.add_widget({"wc_compatibility_mode": false, "html": " <div data-vr-contentbox><iframe src='https://web.archive.org/web/20131013013905/http://widgets.celljournalist.com/Widgets/Slideshow.aspx?type=channel&channel-name=%23Clarkspotting%3a+I+Met+Clark+Howard!&p=295&partition=295&callback=?&h=300&w=300&baseTag=base_slide_300' marginwidth='0px' marginheight='0px' border='0' width='300' height='300' scrolling='no' autoplay='true' autoplay='yes' frameborder='0' class='cjiframe'>Loading... </iframe>$NEWLINE<strong><em>Tweet your pics to <a href=\"http://twitter.com/clarkhoward\">@Clarkhoward</a>!</em></strong></div> ", "id": "writecapture76953740", "widget_prototype": "writecapture_widget"}); </script></div></div><div class="cmClear"> </div><div class="cmAd cmAdContextual"><div id="writecapture21807081"></div><script type="text/javascript"> marimo.emit('writecapture21807081_ready'); marimo.add_widget({"wc_compatibility_mode": false, "html": "$NEWLINE $BEGINSCRIPT type=\"text/javascript\">$NEWLINE google_ad_client = \"pub-4927466948888122\";$NEWLINE google_ad_slot = \"7916052247\";$NEWLINE google_ad_width = \"468\";$NEWLINE google_ad_height = \"60\";$NEWLINE google_adtest = \"\";$NEWLINE $ENDSCRIPT$NEWLINE $BEGINSCRIPT src=\"http://pagead2.googlesyndication.com/pagead/show_ads.js\" type=\"text/javascript\">$ENDSCRIPT$NEWLINE", "id": "writecapture21807081", "widget_prototype": "writecapture_widget"}); </script></div><div class="cmClear"> </div></div><div class="cmCol3"><div class="cmCol3 cmFirst cmRightRail"><div class="cmFeedUtilities cmModule"><ul><li class="sprite iconEmail"><a href="/web/20131013013905/http://www.clarkhoward.com/newsletters/signup/">Newsletters</a></li><li class="sprite iconRss"><a href="/web/20131013013905/http://www.clarkhoward.com/rss/">RSS Feeds</a></li></ul></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-RP01-0px-infinity" style="display:none"></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-RP02-0px-infinity" style="display:none"></div><div class="cmModule" data-vr-zone="Third Party Tease 61880"><div id="writecapture98214503"></div><script type="text/javascript"> marimo.emit('writecapture98214503_ready'); marimo.add_widget({"wc_compatibility_mode": false, "html": " <div data-vr-contentbox><hr style=\"height: 1px; color: #cccccc\" /><p align=right><strong>Connect with Clark:</strong>   <a href=\"https://www.facebook.com/clarkhoward\" target=\"_blank\"><img src=\"http://media.cmgdigital.com/shared/img/photos/2013/05/30/74/11/facebook-30.jpg\" alt=\"Facebook\" width=\"30\" height=\"30\" /></a>  <a 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