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</div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Transparency, accountability and access to information <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/access-information-transparency/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/access-information/index.htm"> Transparency and access to information </a> </li> <li class="eib-mega-menu__item 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href="https://www.eib.org/en/about/partners/cso/consultations/index.htm"> Public consultations </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/about/partners/eib-institute/index"> EIB Institute </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> What we offer <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Loans <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/public-sector/index.htm"> Loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/framework-public-sector/index.htm"> Framework loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/private-sector/index.htm"> Loans for the private sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/sme-mid-caps/index.htm"> Intermediated loans for SMEs, mid-caps and other priorities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/microfinance/index.htm"> Microfinance </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Equity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/venture-debt.htm"> Venture debt </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/infra-environment-funds/index.htm"> Investments in infrastructure and environmental funds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/sme-mid-caps-funds/index.htm"> Investments in SME and mid-cap funds </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Guarantees <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span 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class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Mandates and partnerships <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/investeu/index.htm"> InvestEU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/eu-blending-facilities/index.htm"> EU Blending facilities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/donor-partnerships/index.htm"> Donor partnerships </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/shared-management-funds/index.htm"> Shared management funds and financial instruments </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/efsd/index.htm"> EFSD Guarantee </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm#mandates"> All mandates and partnerships </a> </li> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Our work <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our projects <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/all/index.htm"> All projects </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/pipelines/index.htm"> Projects to be financed </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/loans/index.htm"> Financed projects </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our priorities <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/eib-core-strategic-priorities">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/climate-action/index"> Climate and environment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/index"> Digitalisation and technological innovation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/sesi/index"> Security and defence </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/regional-development/index"> A modern cohesion policy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/energy-natural-resources/agriculture/index"> Agriculture and bioeconomy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/sustainable-cities-regions/urban-development/affordable-and-sustainable-housing"> Social infrastructure </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/global/index"> High-impact global investment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/capital-markets-union/index"> Capital Markets Union </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our regions of activity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/european-union/index.htm"> European Union </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/enlargement/index.htm"> Enlargement countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/western-balkans"> Western Balkans </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/eastern-neighbours/index.htm"> Eastern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/southern-neighbours/index.htm"> Southern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/sub-saharan-africa"> Sub-Saharan Africa </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/latin-america-caribbean"> Latin America and the Caribbean </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/asia-pacific"> Asia and the Pacific </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/efta/index.htm"> EFTA countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/united-kingdom/index.htm"> UK </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/map.htm"> Global investment map </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/cycle/index.htm"> Project cycle </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/evaluation/index.htm"> Evaluation </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Media centre <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div 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class="cursor-pointer " href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/index.htm"> Innovation, digital and human capital </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/topics/energy-natural-resources/index.htm"> Sustainable energy and natural resources </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/topics/sustainable-cities-regions/index.htm"> Sustainable cities and regions </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/topics/sme/index.htm"> Small and medium-sized enterprises </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/topics/regional-development/index.htm"> Regional development and cohesion </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/topics/social-sustainability/index.htm"> Social sustainability </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/topics/eib-solidarity-ukraine.htm"> Solidarity with Ukraine </a> </li> </ul> </span> </li> </ul> </div> </div> </div> <h1 class="eib-title__title eib-typography__title ">Innovation, digital and human capital</h1> </div> <div class="eib-title__share">  <div class="eib-title__meta-line"> <div class="eib-title__meta-line__wrapper"> <div class="eib-title__meta-line_print btn-tooltip"> <button id="print-icon" class="btn-icon">Print <i class="fa-solid fa-print"></i></button> </div> <div class="eib-title__meta-line_share btn-tooltip"> <button class="btn-icon">Share <i class="fa-solid fa-arrow-up-from-bracket"></i></button> <span class="eib-icon-social-media toolip"> <a href="https://twitter.com/intent/tweet/?url=http://www.eib.org/projects/topics/innovation-digital-and-human-capital/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-x-twitter fa-xl"></i></a> <a href="https://facebook.com/dialog/share?app_id=1214650435266588&href=http://www.eib.org/projects/topics/innovation-digital-and-human-capital/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-facebook-f fa-xl"></i></a> <a href="https://www.linkedin.com/shareArticle?mini=true&url=http://www.eib.org/projects/topics/innovation-digital-and-human-capital/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-linkedin-in fa-xl"></i></a> <a href="mailto:?body=http://www.eib.org/projects/topics/innovation-digital-and-human-capital/index" target="_self" aria-hidden="true"><i class="fa-solid fa-envelope fa-xl"></i></a> <a href="whatsapp://send?text=http://www.eib.org/projects/topics/innovation-digital-and-human-capital/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-whatsapp fa-xl"></i></a> </span> </div> </div> </div> </div> </div> </div> </header> <main id="content"> <section id="25459408842942" class="eib-section eib-section--white contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>We need to change how we live, learn, work, and produce because of the climate crisis, aging and growing populations, and dwindling resources. Innovation and technology are important for this change to take place.</p> <p>To boost technological innovation, it is also important to help the digital economy. Artificial intelligence, quantum computing, and advanced manufacturing are all examples of new technologies that will have a big effect on jobs and the economy.</p> <p>Today, it is essential for societies to invest in their people. Education and skills are critical for creating technological breakthroughs that solve actual issues. Human capital, or the knowledge, skills, and health that individuals acquire throughout their lifetimes, is a key driver of long-term prosperity and poverty eradication.</p> </div> </div> </section> <section id="87572282547900" class="eib-section eib-section--grey boxes boxes__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Our impact in 2023</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> <p>In 2023 alone, the EIB supported more than €19.76 billion of investment in innovation, digital and human capital</p> </div> </div> <section id="74244170619762" class="eib-boxes eib-component--item"> <div class="eib-layout eib-layout--thirds pl-0 pr-0"> <div class="eib-layout__row"> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-signal-stream fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> 11.6 million </p> </div> <p class="eib-typography__card-body">new subscribers with 5G services enabled </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-briefcase-medical fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> 130.6 million </p> </div> <p class="eib-typography__card-body">people with improved health services, including vaccination programmes </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-book-reader fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> 1.2 million </p> </div> <p class="eib-typography__card-body">students in educational facilities benefitting from EIB finance </p> </div> </div> </div> </div> </section> </div> </section> <section id="34937190690925" class="eib-section eib-panel eibPanel__component eib-section--white "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Areas we focus on</h3> </div> <div class="eib-panel-items panels-components__nav top__navbar-nav text-center button-nav__panel"> <button class="eib-panel-nav-arrow nav-arrow-left panelsScrollLeft"><i class="fa fa-arrow-left"></i></button> <div class="eib-panel-nav-arrow-shadow-left"></div> <div class="button-nav__panel-wrap"> <a href="#innovation" data-tab="innovation" class="eib-button eib-title__button panel-nav-tab tab-item active"> Innovation </a> <a href="#digitalisation" data-tab="digitalisation" class="eib-button eib-title__button panel-nav-tab tab-item"> Digitalisation </a> <a href="#education" data-tab="education" class="eib-button eib-title__button panel-nav-tab tab-item"> Education and training </a> <a href="#health" data-tab="health" class="eib-button eib-title__button panel-nav-tab tab-item"> Health </a> </div> <div class="eib-panel-nav-arrow-shadow-right"></div> <button class="eib-panel-nav-arrow nav-arrow-right panelsScrollRight " ><i class="fa fa-arrow-right"></i></button> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel active" id="innovation"> <section id="71802183916821" class="eib-section eib-section--white contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Innovation is the beating heart of human progress. It improves well-being, drives prosperity and works for the benefit of future generations. It is also key to economic growth and employment.</p> <p>The EIB Group is committed to breaking down investment barriers and helping the EU to take lead in the next wave of innovation. We aim to drive the emergence and deployment of new technologies that address current challenges and support Europe's innovators to become global technology leaders.</p> </div> <div class="eib-accordion eib-component--item"> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> FUNDAMENTAL RESEARCH </div> </a> <div class="content eib-typography__body"> <figure class="content-left float-col-md-400"> <picture> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=af6a38d2-8a21-4dbe-a251-c3d3ab15f75c&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=af6a38d2-8a21-4dbe-a251-c3d3ab15f75c&binaryType=L"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=af6a38d2-8a21-4dbe-a251-c3d3ab15f75c&binaryType=L"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=af6a38d2-8a21-4dbe-a251-c3d3ab15f75c&binaryType=XL"> <img src="https://www.eib.org/photos/download.do?documentId=af6a38d2-8a21-4dbe-a251-c3d3ab15f75c&binaryType=XL" alt=""> <figcaption class="text-right"><span role="copyright" class="eib-typography__secondary-label"> ©EIB</span></figcaption> </picture> </figure> <p>Innovative ideas will increasingly power economic growth in Europe. Quality research underpins the European Union’s capacity to innovate successfully. We aim to support these ideas by <strong>improving research infrastructure</strong>. We invest in the design and construction of state-of-the-art facilities, as well as support fundamental research at universities, higher technology institutes and public science institutions.</p> </div> </div> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> CLEAN ENERGY </div> </a> <div class="content eib-typography__body"> <figure class="content-right float-col-md-400"> <picture> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=302b2ca1-5236-4277-b655-b4ce0d18e250&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=302b2ca1-5236-4277-b655-b4ce0d18e250&binaryType=L"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=302b2ca1-5236-4277-b655-b4ce0d18e250&binaryType=L"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=302b2ca1-5236-4277-b655-b4ce0d18e250&binaryType=XL"> <img src="https://www.eib.org/photos/download.do?documentId=302b2ca1-5236-4277-b655-b4ce0d18e250&binaryType=XL" alt=""> <figcaption class="text-right"><span role="copyright" class="eib-typography__secondary-label"> ©Shutterstock</span></figcaption> </picture> </figure> <p>Innovative ideas will increasingly power economic growth in Europe. Quality research underpins the European Union’s capacity to innovate successfully. We aim to support these ideas by <strong>improving research infrastructure</strong>. We invest in the design and construction of state-of-the-art facilities, as well as support fundamental research at universities, higher technology institutes and public science institutions.</p> </div> </div> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> FUTURE INDUSTRY </div> </a> <div class="content eib-typography__body"> <figure class="content-left float-col-md-400"> <picture> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=0796e1d3-3137-4a52-a678-9e9427f00ec6&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=0796e1d3-3137-4a52-a678-9e9427f00ec6&binaryType=L"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=0796e1d3-3137-4a52-a678-9e9427f00ec6&binaryType=L"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=0796e1d3-3137-4a52-a678-9e9427f00ec6&binaryType=XL"> <img src="https://www.eib.org/photos/download.do?documentId=0796e1d3-3137-4a52-a678-9e9427f00ec6&binaryType=XL" alt=""> <figcaption class="text-right"><span role="copyright" class="eib-typography__secondary-label"> ©Gorodenkoff/Shutterstock</span></figcaption> </picture> </figure> <p>As technology and digitalisation become increasingly transformative forces across the economy, there is a huge opportunity to reignite Europe’s traditional industries, with trillions of euros of value at stake. We are investing in <strong>the future of industry</strong> by helping innovative companies develop technology and services to be used in a range of sectors, from retail and logistics to industrial automation and healthcare.</p> </div> </div> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <br> </div> <div class="call-to-action text-center"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="/en/publications/innovation-overview-2023" target='_blank'> Download the Innovation overview 2023 <em class="fa fa-arrow-right" > </em> </a> </div> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="digitalisation" > <section id="47356426209322" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Europe needs to act fast in the digital age if it wants to remain competitive. From investing in artificial intelligence and mobile networks to supporting cloud computing projects, our finance and technical expertise supports projects that shape Europe’s digital future and promote better digital technology globally.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/projects/sectors/digital-economy/index" > Our support for the digital economy <em class="fa fa-arrow-right" > </em> </a> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=dae41b05-6f93-4c59-900f-4736fad52998&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=dae41b05-6f93-4c59-900f-4736fad52998&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=dae41b05-6f93-4c59-900f-4736fad52998&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=dae41b05-6f93-4c59-900f-4736fad52998&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=dae41b05-6f93-4c59-900f-4736fad52998&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=dae41b05-6f93-4c59-900f-4736fad52998&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">ABB</span></figcaption> </picture> </figure> </div> </div> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="education" > <section id="89223330802351" class="eib-section eib-section--white picture__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=dc6d4d33-ae37-4e2c-be14-9cd21d2577c1&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=dc6d4d33-ae37-4e2c-be14-9cd21d2577c1&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=dc6d4d33-ae37-4e2c-be14-9cd21d2577c1&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=dc6d4d33-ae37-4e2c-be14-9cd21d2577c1&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=dc6d4d33-ae37-4e2c-be14-9cd21d2577c1&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=dc6d4d33-ae37-4e2c-be14-9cd21d2577c1&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">2021, CD94_Eric Legrand</span></figcaption> </picture> </figure> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>We believe that everyone deserves access to the highest-quality education available, no matter their circumstances. To achieve this goal, we offer our finances and technical expertise in order to improve educational systems of all levels—from kindergartens right through to universities—in an effort to unlock people's potential. Our efforts also extend far beyond this, we support projects which provide student housing options; enable access to student loans or construct sports infrastructure.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/projects/topics/innovation-digital-and-human-capital/education-and-training/index.htm" > Our support for education and training <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="health" > <section id="94310900870952" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Life science is a vital solution for crucial global problems like COVID-19. We have been at the heart of the effort to combat COVID-19, financing the first vaccine, treatments and diagnostics, as well as working on many other diseases. We are committed to global health equity, dedicating resources to provide access and treatment where it's needed most.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/projects/sectors/health-and-life-science/index" > Our support for health and life science <em class="fa fa-arrow-right" > </em> </a> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=7ee41f3e-fb37-4af5-827f-fdeec3809a72&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=7ee41f3e-fb37-4af5-827f-fdeec3809a72&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=7ee41f3e-fb37-4af5-827f-fdeec3809a72&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=7ee41f3e-fb37-4af5-827f-fdeec3809a72&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=7ee41f3e-fb37-4af5-827f-fdeec3809a72&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=7ee41f3e-fb37-4af5-827f-fdeec3809a72&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">Nightingale</span></figcaption> </picture> </figure> </div> </div> </div> </section> </div> </div> <div class="halves-column-5-6"> </div> </section> <section id="25850127594045" class="eib-section eib-section--grey cardCarouselDynamicMedia cardCarouselDynamicMedia__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">In the spotlight</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> We support projects that promote innovation all over the world. Discover more. </div> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="36449999643421" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="6" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 79725936-b191-4d28-82db-373d6a7e6a8a" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/student-cyprus-university-accommodation" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=79725936-b191-4d28-82db-373d6a7e6a8a&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=79725936-b191-4d28-82db-373d6a7e6a8a&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>22 November 2024</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/student-cyprus-university-accommodation" >Rooms to grow</a> </h3> </header> <div class="eib-card-text"> <p>Students in Cyprus struggle to find affordable housing. 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