CINXE.COM
FinTech IPO Index Surges 3.8% as Lemonade, Affirm Grow
<!DOCTYPE html> <html lang="en-US"> <head> <title>FinTech IPO Index Surges 3.8% as Lemonade, Affirm Grow</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <meta http-equiv="X-UA-Compatible" content="ie=edge" /> <meta name="google-site-verification" content="ywo6cX-b4noB6WSEkiQRbhTNBsV3oDtuR2vuG7rh8Xs" /> <meta name="msapplication-TileImage" content="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-270.jpg" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-32x32-1.png" sizes="32x32" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/android-chrome-192x192-1.png" sizes="192x192" /> <link rel="apple-touch-icon-precomposed" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-180.jpg" /> <script src="https://www.google.com/recaptcha/api.js?render=6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI"></script> <link rel="alternate" type="application/rss+xml" title="RSS 2.0" href="https://www.pymnts.com/feed/" /> <link rel="alternate" type="text/xml" title="RSS .92" href="https://www.pymnts.com/feed/rss/" /> <link rel="alternate" type="application/atom+xml" title="Atom 0.3" href="https://www.pymnts.com/feed/atom/" /> <link rel="pingback" href="https://www.pymnts.com/xmlrpc.php" /> <link rel="dns-prefetch" href="https://www.google.com"> <link rel="dns-prefetch" href="https://stats.g.doubleclick.net"> <link rel="dns-prefetch" href="https://googleads.g.doubleclick.net"> <link rel="dns-prefetch" href="https://fonts.gstatic.com"> <link rel="dns-prefetch" href="https://www.google-analytics.com"> <link rel="preload" as="script" href="/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js" /> <link rel="preload" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> </script> <link rel="preload" as="script" href="https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10" /> <script src='https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10' type='text/javascript' async></script> <script type="text/javascript" src="https://www.pymnts.com/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?92"> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css"> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=Roboto:wght@300;400;500;700&display=swap" rel="stylesheet"> <!-- <link rel="stylesheet" href="/wp-content/uploads/pymnts-ai/instantchatbot.css?v=1"> --> <script> if ('serviceWorker' in navigator) { navigator.serviceWorker.getRegistrations().then(function(registrations) { for (let registration of registrations) { registration.unregister() } }).catch(function(err) { console.log('Service Worker registration failed: ', err); }); } </script> </script> <noscript> <!-- <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?91"> --> <style> .lazyload { display: none; } </style> </noscript> <script> // ST vendor var tag = { "options": { "customerId": "067919d33ae6486b1e5a249a7b40663c" } }; window.addEventListener("load", function() { console.info("ST loaded"); if (tag.isCustom) { jQuery(function($) { Sailthru.init({ customerId: tag.options.customerId, isCustom: true, autoTrackPageview: tag.options.autoTrackPageview, useStoredTags: tag.options.useStoredTags, excludeContent: tag.options.excludeContent, }); }); } else { Sailthru.init({ customerId: tag.options.customerId }); } }); var deferredLoadImages = () => {} /*! lazysizes - v5.3.2 */ ! function(e) { var t = function(u, D, f) { "use strict"; var k, H; if (function() { var e; var t = { lazyClass: "lazyload", loadedClass: "lazyloaded", loadingClass: "lazyloading", preloadClass: "lazypreload", errorClass: "lazyerror", autosizesClass: "lazyautosizes", fastLoadedClass: "ls-is-cached", iframeLoadMode: 0, srcAttr: "data-src", srcsetAttr: "data-srcset", sizesAttr: "data-sizes", minSize: 40, customMedia: {}, init: true, expFactor: 1.5, hFac: .8, loadMode: 2, loadHidden: true, ricTimeout: 0, throttleDelay: 125 }; H = u.lazySizesConfig || u.lazysizesConfig || {}; for (e in t) { if (!(e in H)) { H[e] = t[e] } } }(), !D || !D.getElementsByClassName) { return { init: function() {}, cfg: H, noSupport: true } } var O = D.documentElement, i = u.HTMLPictureElement, P = "addEventListener", $ = "getAttribute", q = u[P].bind(u), I = u.setTimeout, U = u.requestAnimationFrame || I, o = u.requestIdleCallback, j = /^picture$/i, r = ["load", "error", "lazyincluded", "_lazyloaded"], a = {}, G = Array.prototype.forEach, J = function(e, t) { if (!a[t]) { a[t] = new RegExp("(\\s|^)" + t + "(\\s|$)") } return a[t].test(e[$]("class") || "") && a[t] }, K = function(e, t) { if (!J(e, t)) { e.setAttribute("class", (e[$]("class") || "").trim() + " " + t) } }, Q = function(e, t) { var a; if (a = J(e, t)) { e.setAttribute("class", (e[$]("class") || "").replace(a, " ")) } }, V = function(t, a, e) { var i = e ? P : "removeEventListener"; if (e) { V(t, a) } r.forEach(function(e) { t[i](e, a) }) }, X = function(e, t, a, i, r) { var n = D.createEvent("Event"); if (!a) { a = {} } a.instance = k; n.initEvent(t, !i, !r); n.detail = a; e.dispatchEvent(n); return n }, Y = function(e, t) { var a; if (!i && (a = u.picturefill || H.pf)) { if (t && t.src && !e[$]("srcset")) { e.setAttribute("srcset", t.src) } a({ reevaluate: true, elements: [e] }) } else if (t && t.src) { e.src = t.src } }, Z = function(e, t) { return (getComputedStyle(e, null) || {})[t] }, s = function(e, t, a) { a = a || e.offsetWidth; while (a < H.minSize && t && !e._lazysizesWidth) { a = t.offsetWidth; t = t.parentNode } return a }, ee = function() { var a, i; var t = []; var r = []; var n = t; var s = function() { var e = n; n = t.length ? r : t; a = true; i = false; while (e.length) { e.shift()() } a = false }; var e = function(e, t) { if (a && !t) { e.apply(this, arguments) } else { n.push(e); if (!i) { i = true; (D.hidden ? I : U)(s) } } }; e._lsFlush = s; return e }(), te = function(a, e) { return e ? function() { ee(a) } : function() { var e = this; var t = arguments; ee(function() { a.apply(e, t) }) } }, ae = function(e) { var a; var i = 0; var r = H.throttleDelay; var n = H.ricTimeout; var t = function() { a = false; i = f.now(); e() }; var s = o && n > 49 ? function() { o(t, { timeout: n }); if (n !== H.ricTimeout) { n = H.ricTimeout } } : te(function() { I(t) }, true); return function(e) { var t; if (e = e === true) { n = 33 } if (a) { return } a = true; t = r - (f.now() - i); if (t < 0) { t = 0 } if (e || t < 9) { s() } else { I(s, t) } } }, ie = function(e) { var t, a; var i = 99; var r = function() { t = null; e() }; var n = function() { var e = f.now() - a; if (e < i) { I(n, i - e) } else { (o || r)(r) } }; return function() { a = f.now(); if (!t) { t = I(n, i) } } }, e = function() { var v, m, c, h, e; var y, z, g, p, C, b, A; var n = /^img$/i; var d = /^iframe$/i; var E = "onscroll" in u && !/(gle|ing)bot/.test(navigator.userAgent); var _ = 0; var w = 0; var M = 0; var N = -1; var L = function(e) { M--; if (!e || M < 0 || !e.target) { M = 0 } }; var x = function(e) { if (A == null) { A = Z(D.body, "visibility") == "hidden" } return A || !(Z(e.parentNode, "visibility") == "hidden" && Z(e, "visibility") == "hidden") }; var W = function(e, t) { var a; var i = e; var r = x(e); g -= t; b += t; p -= t; C += t; while (r && (i = i.offsetParent) && i != D.body && i != O) { r = (Z(i, "opacity") || 1) > 0; if (r && Z(i, "overflow") != "visible") { a = i.getBoundingClientRect(); r = C > a.left && p < a.right && b > a.top - 1 && g < a.bottom + 1 } } return r }; var t = function() { var e, t, a, i, r, n, s, o, l, u, f, c; var d = k.elements; if ((h = H.loadMode) && M < 8 && (e = d.length)) { t = 0; N++; for (; t < e; t++) { if (!d[t] || d[t]._lazyRace) { continue } if (!E || k.prematureUnveil && k.prematureUnveil(d[t])) { R(d[t]); continue } if (!(o = d[t][$]("data-expand")) || !(n = o * 1)) { n = w } if (!u) { u = !H.expand || H.expand < 1 ? O.clientHeight > 500 && O.clientWidth > 500 ? 500 : 370 : H.expand; k._defEx = u; f = u * H.expFactor; c = H.hFac; A = null; if (w < f && M < 1 && N > 2 && h > 2 && !D.hidden) { w = f; N = 0 } else if (h > 1 && N > 1 && M < 6) { w = u } else { w = _ } } if (l !== n) { y = innerWidth + n * c; z = innerHeight + n; s = n * -1; l = n } a = d[t].getBoundingClientRect(); if ((b = a.bottom) >= s && (g = a.top) <= z && (C = a.right) >= s * c && (p = a.left) <= y && (b || C || p || g) && (H.loadHidden || x(d[t])) && (m && M < 3 && !o && (h < 3 || N < 4) || W(d[t], n))) { R(d[t]); r = true; if (M > 9) { break } } else if (!r && m && !i && M < 4 && N < 4 && h > 2 && (v[0] || H.preloadAfterLoad) && (v[0] || !o && (b || C || p || g || d[t][$](H.sizesAttr) != "auto"))) { i = v[0] || d[t] } } if (i && !r) { R(i) } } }; var a = ae(t); var S = function(e) { var t = e.target; if (t._lazyCache) { delete t._lazyCache; return } L(e); K(t, H.loadedClass); Q(t, H.loadingClass); V(t, B); X(t, "lazyloaded") }; var i = te(S); var B = function(e) { i({ target: e.target }) }; var T = function(e, t) { var a = e.getAttribute("data-load-mode") || H.iframeLoadMode; if (a == 0) { e.contentWindow.location.replace(t) } else if (a == 1) { e.src = t } }; var F = function(e) { var t; var a = e[$](H.srcsetAttr); if (t = H.customMedia[e[$]("data-media") || e[$]("media")]) { e.setAttribute("media", t) } if (a) { e.setAttribute("srcset", a) } }; var s = te(function(t, e, a, i, r) { var n, s, o, l, u, f; if (!(u = X(t, "lazybeforeunveil", e)).defaultPrevented) { if (i) { if (a) { K(t, H.autosizesClass) } else { t.setAttribute("sizes", i) } } s = t[$](H.srcsetAttr); n = t[$](H.srcAttr); if (r) { o = t.parentNode; l = o && j.test(o.nodeName || "") } f = e.firesLoad || "src" in t && (s || n || l); u = { target: t }; K(t, H.loadingClass); if (f) { clearTimeout(c); c = I(L, 2500); V(t, B, true) } if (l) { G.call(o.getElementsByTagName("source"), F) } if (s) { t.setAttribute("srcset", s) } else if (n && !l) { if (d.test(t.nodeName)) { T(t, n) } else { t.src = n } } if (r && (s || l)) { Y(t, { src: n }) } } if (t._lazyRace) { delete t._lazyRace } Q(t, H.lazyClass); ee(function() { var e = t.complete && t.naturalWidth > 1; if (!f || e) { if (e) { K(t, H.fastLoadedClass) } S(u); t._lazyCache = true; I(function() { if ("_lazyCache" in t) { delete t._lazyCache } }, 9) } if (t.loading == "lazy") { M-- } }, true) }); var R = function(e) { if (e._lazyRace) { return } var t; var a = n.test(e.nodeName); var i = a && (e[$](H.sizesAttr) || e[$]("sizes")); var r = i == "auto"; if ((r || !m) && a && (e[$]("src") || e.srcset) && !e.complete && !J(e, H.errorClass) && J(e, H.lazyClass)) { return } t = X(e, "lazyunveilread").detail; if (r) { re.updateElem(e, true, e.offsetWidth) } e._lazyRace = true; M++; s(e, t, r, i, a) }; var r = ie(function() { H.loadMode = 3; a() }); var o = function() { if (H.loadMode == 3) { H.loadMode = 2 } r() }; var l = function() { if (m) { return } if (f.now() - e < 999) { I(l, 999); return } m = true; H.loadMode = 3; a(); q("scroll", o, true) }; return { _: function() { e = f.now(); k.elements = D.getElementsByClassName(H.lazyClass); v = D.getElementsByClassName(H.lazyClass + " " + H.preloadClass); q("scroll", a, true); q("resize", a, true); q("pageshow", function(e) { if (e.persisted) { var t = D.querySelectorAll("." + H.loadingClass); if (t.length && t.forEach) { U(function() { t.forEach(function(e) { if (e.complete) { R(e) } }) }) } } }); if (u.MutationObserver) { new MutationObserver(a).observe(O, { childList: true, subtree: true, attributes: true }) } else { O[P]("DOMNodeInserted", a, true); O[P]("DOMAttrModified", a, true); setInterval(a, 999) } q("hashchange", a, true); ["focus", "mouseover", "click", "load", "transitionend", "animationend"].forEach(function(e) { D[P](e, a, true) }); if (/d$|^c/.test(D.readyState)) { l() } else { q("load", l); D[P]("DOMContentLoaded", a); I(l, 2e4) } if (k.elements.length) { t(); ee._lsFlush() } else { a() } }, checkElems: a, unveil: R, _aLSL: o } }(), re = function() { var a; var n = te(function(e, t, a, i) { var r, n, s; e._lazysizesWidth = i; i += "px"; e.setAttribute("sizes", i); if (j.test(t.nodeName || "")) { r = t.getElementsByTagName("source"); for (n = 0, s = r.length; n < s; n++) { r[n].setAttribute("sizes", i) } } if (!a.detail.dataAttr) { Y(e, a.detail) } }); var i = function(e, t, a) { var i; var r = e.parentNode; if (r) { a = s(e, r, a); i = X(e, "lazybeforesizes", { width: a, dataAttr: !!t }); if (!i.defaultPrevented) { a = i.detail.width; if (a && a !== e._lazysizesWidth) { n(e, r, i, a) } } } }; var e = function() { var e; var t = a.length; if (t) { e = 0; for (; e < t; e++) { i(a[e]) } } }; var t = ie(e); return { _: function() { a = D.getElementsByClassName(H.autosizesClass); q("resize", t) }, checkElems: t, updateElem: i } }(), t = function() { if (!t.i && D.getElementsByClassName) { t.i = true; re._(); e._() } }; return I(function() { H.init && t() }), k = { cfg: H, autoSizer: re, loader: e, init: t, uP: Y, aC: K, rC: Q, hC: J, fire: X, gW: s, rAF: ee } }(e, e.document, Date); e.lazySizes = t, "object" == typeof module && module.exports && (module.exports = t) }("undefined" != typeof window ? window : {}); const setValue = (form, target, value) => { let span, input; span = form.querySelector(target); if (span) { input = span.getElementsByTagName('INPUT'); if (input.length) { input[0].setAttribute('autocomplete', value); input[0].addEventListener('change', () => { //console.log('Setting storage for ', value); localStorage.setItem(value, input[0].value); }) let testValue = localStorage.getItem(value); if (testValue) input[0].value = testValue; } } } const ifInputValueSetLocalStorage = (form, target, value) => { let span, input; span = form.querySelector(target); if (span) { input = span.getElementsByTagName('INPUT'); if (input.length) { if (input[0].value) { //console.log('setting localStorage', value, input[0].value); localStorage.setItem(value, input[0].value); } } } } const setupAutoComplete = () => { // get the form element const inputs = document.getElementsByTagName('INPUT'); //console.log('inputs', inputs); if (inputs.length) { for (let i = 0; i < inputs.length; ++i) { let type = inputs[i].getAttribute('type'); if (type == 'email') { let value = localStorage.getItem('email'); if (value) inputs[i].value = value; } } } const form = document.querySelector('.wpcf7'); console.log(form); if (!form) return; setInterval(() => { ifInputValueSetLocalStorage(form, '.YourFirstName', 'given-name'); ifInputValueSetLocalStorage(form, '.YourLastName', 'family-name'); ifInputValueSetLocalStorage(form, '.YourEmail', 'email'); ifInputValueSetLocalStorage(form, '.YourTitle', 'organization-title'); ifInputValueSetLocalStorage(form, '.YourCompany', 'organization'); ifInputValueSetLocalStorage(form, '.YourCountry', 'country'); }, 10000); setValue(form, '.YourFirstName', 'given-name'); setValue(form, '.YourLastName', 'family-name'); setValue(form, '.YourEmail', 'email'); setValue(form, '.YourTitle', 'organization-title'); setValue(form, '.YourCompany', 'organization'); setValue(form, '.YourCountry', 'country'); } const pageLoaded = () => { deferredLoadImages(); setupAutoComplete(); } document.addEventListener("DOMContentLoaded", pageLoaded); </script> <script src="https://www.googletagmanager.com/gtag/js?id=UA-11167465-1"></script> <script src="https://cdn.jsdelivr.net/npm/axios/dist/axios.min.js"></script> <script src="https://cdnjs.cloudflare.com/ajax/libs/echarts/5.4.1/echarts.min.js"></script> <script> //console.log('rtInfo load socket.io', window.location.pathname); //axios.get(`https://www.pymnts.com/user-settings/?url=${encodeURIComponent(window.location.pathname)}`); </script> <script defer src="https://cdn.socket.io/4.5.4/socket.io.min.js"></script> <script> let deviceIsBlockingAnalytics = null; let googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (!googleTracker) { let count = 0; let intervalId = setInterval(() => { ++count; googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (googleTracker || count > 5) { clearInterval(intervalId); console.log('tracker', googleTracker); return; } }, 500); } else { console.error('Google Tag Manager is blocked'); deviceIsBlockingAnalytics = true; } </script> <script> function pymntsUuid() { return ([1e7] + -1e3 + -4e3 + -8e3 + -1e11).replace(/[018]/g, c => (c ^ crypto.getRandomValues(new Uint8Array(1))[0] & 15 >> c / 4).toString(16) ); } let testTemplate = '/var/www/wp-content/themes/flex-mag-sixspoke/single.php'; let template = testTemplate ? testTemplate : 'Template Unknown'; /* * Setup rt.pymnts.com connection */ window.socketIo = null; /* * Set Device Id */ function parseCookieHeader() { const header = document.cookie; // Split the header into individual name-value pairs var pairs = header.split(';'); // Create an object to store the cookies var cookies = {}; // Loop through the name-value pairs and store them in the object for (var i = 0; i < pairs.length; i++) { var nameValue = pairs[i].split('='); cookies[nameValue[0].trim()] = nameValue[1]; } // Return the object return cookies; } const cookies = parseCookieHeader(); let pymntsDeviceId; let storedId = localStorage.getItem('pymntsDeviceId'); if (cookies['pymnts-browser-id']) { pymntsDeviceId = cookies['pymnts-browser-id']; localStorage.setItem('pymntsDeviceId', pymntsDeviceId); } else { if (storedId) pymntsDeviceId = storedId; else pymntsDeviceId = 'unknown'; } console.log('pymntsDeviceId', pymntsDeviceId); if (!storedId || storedId === 'undefined') { localStorage.setItem('pymntsDeviceId', pymntsDeviceId); } /* * Setup UA and GA4 analytics */ window.dataLayer = window.dataLayer || []; function gtag() { dataLayer.push(arguments); } gtag('js', new Date()); const { hostname } = window.location; let gtagCategory = hostname === 'gamma.pymnts.com' ? 'UA-11167465-10' : 'UA-11167465-1'; gtag('config', gtagCategory); console.log('gtag ua category', gtagCategory); gtagCategory = hostname === 'gamma.pymnts.com' ? 'G-NY60TDWHJ9' : 'G-3WHRCQ5780'; gtag('config', gtagCategory); console.log('gtag g4 category', gtagCategory); //gtag('set', {'user_id': pymntsDeviceId}); // Set the user ID using signed-in user_id. setTimeout(() => { gtag("event", "pymnts_device_visit", { path: window.location.pathname, }); }, 1000); let gaIsBlocked = null; let rtIsBlocked = false; let visitedPages = []; let connectionCount = 0; let maxConnectionAttempts = 3; const landingPage = window.location.pathname; const doNotProxyReport = pathname => { console.log('Do not report', pathname); let request = { url: `https://rt.pymnts.com:6300/dnr`, method: 'post', data: { pathname } } axios(request) .then(response => console.log(response.data)) .catch(error => console.error(error)); } async function checkIfGoogleAnalyticsIsBlocked() { let request = { url: 'https://www.google-analytics.com/collect', method: "post", params: { v: 1, tid: 'G-3WHRCQ5780', cid: pymntsDeviceId, t: 'web-view' } } console.log('request', request); let isBlocking; let response; try { response = await axios(request); deviceIsBlockingAnalytics = false; isBlocking = 'false'; console.log("Google Analytics is Allowed!!!!!!!!"); doNotProxyReport(landingPage) } catch (err) { // We are blocked!!! deviceIsBlockingAnalytics = true; isBlocking = 'true'; console.error('Google Analytics is Blocked!!!!!!!'); } } checkIfGoogleAnalyticsIsBlocked(); </script> <!-- Hotjar Tracking Code for https://pymnts.com --> <script> (function(h, o, t, j, a, r) { h.hj = h.hj || function() { (h.hj.q = h.hj.q || []).push(arguments) }; h._hjSettings = { hjid: 5081647, hjsv: 6 }; a = o.getElementsByTagName('head')[0]; r = o.createElement('script'); r.async = 1; r.src = t + h._hjSettings.hjid + j + h._hjSettings.hjsv; a.appendChild(r); })(window, document, 'https://static.hotjar.com/c/hotjar-', '.js?sv='); </script> <style> .scrollUp { position: fixed; top: 0; left: 0; z-index: 100000 !important; } /* search bar input container */ .pymnts-search { position: absolute; right: 0; z-index: 1; } .study-toggle { display: none; } /* search bar input container */ .pymnts-search { position: absolute; right: 0; z-index: 1; } /* search bar input */ .pymnts-search input.search-bar { border: none !important; padding-left: 10px; padding-right: 30px; width: 200px; height: 30px; vertical-align: middle; } .pymnts-search input.search-bar:focus { padding-left: 10px; padding-right: 30px; width: 200px; height: 30px; } /* transition effect */ .pymnts-search input.search-bar, .search-icon-btn { padding: 0px; border: none !important; -webkit-transition: all 0.5s; -moz-transition: all 0.5s; -ms-transition: all 0.5s; -o-transition: all 0.5s; transition: all 0.5s; } </style> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' /> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style> <!-- This site is optimized with the Yoast SEO Premium plugin v22.7 (Yoast SEO v23.4) - https://yoast.com/wordpress/plugins/seo/ --> <title>FinTech IPO Index Surges 3.8% as Lemonade, Affirm Grow</title> <meta name="description" content="Tech stocks got a lift this week from earnings, and the FinTech IPO Index was no exception; the overall Index was up 3.8%." /> <link rel="canonical" href="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/" /> <meta property="og:locale" content="en_US" /> <meta property="og:type" content="article" /> <meta property="og:title" content="FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack | PYMNTS.com" /> <meta property="og:description" content="The FinTech IPO Index was 3.8% higher this past week, as Lemonade and Affirm were at the forefront of gainers, up a respective 58.5% and 23.6%. A" /> <meta property="og:url" content="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/" /> <meta property="og:site_name" content="PYMNTS.com" /> <meta property="article:publisher" content="https://www.facebook.com/pymnts/" /> <meta property="article:author" content="https://www.facebook.com/pymnts" /> <meta property="article:published_time" content="2024-11-22T09:00:22+00:00" /> <meta property="article:modified_time" content="2024-11-22T01:06:40+00:00" /> <meta property="og:image" content="https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg" /> <meta property="og:image:width" content="1200" /> <meta property="og:image:height" content="720" /> <meta property="og:image:type" content="image/jpeg" /> <meta name="author" content="PYMNTS" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:creator" content="@https://twitter.com/pymnts" /> <meta name="twitter:site" content="@pymnts" /> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"Article","@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#article","isPartOf":{"@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/"},"author":{"name":"PYMNTS","@id":"https://www.pymnts.com/#/schema/person/9f0152ca483ca33a5d8121739eadfe4b"},"headline":"FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack","datePublished":"2024-11-22T09:00:22+00:00","dateModified":"2024-11-22T01:06:40+00:00","mainEntityOfPage":{"@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/"},"wordCount":581,"publisher":{"@id":"https://www.pymnts.com/#organization"},"image":{"@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#primaryimage"},"thumbnailUrl":"https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg","keywords":["Affirm","digital transformation","dLocal","Earnings","Featured News","FinTech","Fintech Investments","FinTech IPO Index","funding","Futu Holdings","Investments","Lemonade","News","Nu Holdings","Nuvei","NVIDIA","oneconnect","Priceline","PYMNTS News","Upstart"],"articleSection":["Fintech Investments"],"inLanguage":"en-US","copyrightYear":"2024","copyrightHolder":{"@id":"https://www.pymnts.com/#organization"}},{"@type":"WebPage","@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/","url":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/","name":"FinTech IPO Index Surges 3.8% as Lemonade, Affirm Grow","isPartOf":{"@id":"https://www.pymnts.com/#website"},"primaryImageOfPage":{"@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#primaryimage"},"image":{"@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#primaryimage"},"thumbnailUrl":"https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg","datePublished":"2024-11-22T09:00:22+00:00","dateModified":"2024-11-22T01:06:40+00:00","description":"Tech stocks got a lift this week from earnings, and the FinTech IPO Index was no exception; the overall Index was up 3.8%.","breadcrumb":{"@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#primaryimage","url":"https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg","contentUrl":"https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg","width":1200,"height":720,"caption":"FinTech IPO Index"},{"@type":"BreadcrumbList","@id":"https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.pymnts.com/"},{"@type":"ListItem","position":2,"name":"FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack"}]},{"@type":"WebSite","@id":"https://www.pymnts.com/#website","url":"https://www.pymnts.com/","name":"PYMNTS.com","description":"What's next in payments and commerce","publisher":{"@id":"https://www.pymnts.com/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.pymnts.com/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https://www.pymnts.com/#organization","name":"PYMNTS.com","url":"https://www.pymnts.com/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https://www.pymnts.com/#/schema/logo/image/","url":"https://www.pymnts.com/wp-content/uploads/2023/05/PYMNTS_2023_logo_black-1.png","contentUrl":"https://www.pymnts.com/wp-content/uploads/2023/05/PYMNTS_2023_logo_black-1.png","width":3329,"height":687,"caption":"PYMNTS.com"},"image":{"@id":"https://www.pymnts.com/#/schema/logo/image/"},"sameAs":["https://www.facebook.com/pymnts/","https://x.com/pymnts"]},{"@type":"Person","@id":"https://www.pymnts.com/#/schema/person/9f0152ca483ca33a5d8121739eadfe4b","name":"PYMNTS","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https://www.pymnts.com/#/schema/person/image/","url":"https://secure.gravatar.com/avatar/f05cc0fdcc9e387e4f3570c17158c503?s=96&d=blank&r=g","contentUrl":"https://secure.gravatar.com/avatar/f05cc0fdcc9e387e4f3570c17158c503?s=96&d=blank&r=g","caption":"PYMNTS"},"sameAs":["https://www.facebook.com/pymnts","https://www.linkedin.com/company/pymnts-com","https://x.com/https://twitter.com/pymnts"],"url":"https://www.pymnts.com/author/pymnts/"}]}</script> <!-- / Yoast SEO Premium plugin. --> <link rel='dns-prefetch' href='//js.hs-scripts.com' /> <link rel='dns-prefetch' href='//stats.wp.com' /> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <link rel="alternate" type="application/rss+xml" title="PYMNTS.com » Feed" href="https://www.pymnts.com/feed/" /> <link rel="alternate" type="application/rss+xml" title="PYMNTS.com » Comments Feed" href="https://www.pymnts.com/comments/feed/" /> <link rel="alternate" type="application/rss+xml" title="PYMNTS.com » FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack Comments Feed" href="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/www.pymnts.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.7.1"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <!-- pymnts.com is managing ads with Advanced Ads --><script id="pymnt-ready"> window.advanced_ads_ready=function(e,a){a=a||"complete";var d=function(e){return"interactive"===a?"loading"!==e:"complete"===e};d(document.readyState)?e():document.addEventListener("readystatechange",(function(a){d(a.target.readyState)&&e()}),{once:"interactive"===a})},window.advanced_ads_ready_queue=window.advanced_ads_ready_queue||[]; </script> <style id='wp-emoji-styles-inline-css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='all-css-4' href='https://www.pymnts.com/_static/??-eJzTLy/QzcxLzilNSS3WzyrWz01NyUxMzUnNTc0rQeEU5CRWphbp5qSmJyZX6uVm5uklFxfr6OPTDpRD5sM02efaGpobGxkZmBkYGQMARIMu1Q==' type='text/css' media='all' /> <style id='jetpack-sharing-buttons-style-inline-css'> .jetpack-sharing-buttons__services-list{display:flex;flex-direction:row;flex-wrap:wrap;gap:0;list-style-type:none;margin:5px;padding:0}.jetpack-sharing-buttons__services-list.has-small-icon-size{font-size:12px}.jetpack-sharing-buttons__services-list.has-normal-icon-size{font-size:16px}.jetpack-sharing-buttons__services-list.has-large-icon-size{font-size:24px}.jetpack-sharing-buttons__services-list.has-huge-icon-size{font-size:36px}@media print{.jetpack-sharing-buttons__services-list{display:none!important}}.editor-styles-wrapper .wp-block-jetpack-sharing-buttons{gap:0;padding-inline-start:0}ul.jetpack-sharing-buttons__services-list.has-background{padding:1.25em 2.375em} </style> <link rel='stylesheet' id='all-css-6' href='https://www.pymnts.com/wp-content/plugins/contact-form-7/includes/css/styles.css?m=1708458468g' type='text/css' media='all' /> <link rel='stylesheet' id='studio-fonts-css' href='//fonts.googleapis.com/css?family=Oswald%3ALato%3A400%2C700%7CWork+Sans%3A900%7CMontserrat%3A400%2C700%7COpen+Sans%3A800%7CPlayfair+Display%3A400%2C700%2C900%7CQuicksand%7CRaleway%3A200%2C400%2C700%7CRoboto+Slab%3A400%2C700%26subset%3Dlatin%2Clatin-ext&ver=1.0.0' media='all' /> <script type="text/javascript" id="advanced-ads-advanced-js-js-extra"> /* <![CDATA[ */ var advads_options = {"blog_id":"1","privacy":{"enabled":false,"state":"not_needed"}}; /* ]]> */ </script> <script type="text/javascript" src="https://www.pymnts.com/_static/??-eJyVjuEKwjAMhF/ImrmB/hKfJbaxy9ZmdWl1vr1VFPwhghAIXO67C1yTYbGhOFIY6pwLzbfXWkeW9aAr+GUykf2MmT7NdpJMkiGF4lkU0F1QLDmDTiGVY2ALqEr5Gfe+fkvIPcVaegq0mIjeKC+appEenJsi1rd6suM/mCKH3M/FSKi6l5IqfYj7za5r22bbtN1wBxwGZxE=" ></script><link rel="https://api.w.org/" href="https://www.pymnts.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://www.pymnts.com/wp-json/wp/v2/posts/2296667" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.pymnts.com/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.7.1" /> <link rel='shortlink' href='https://www.pymnts.com/?p=2296667' /> <link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://www.pymnts.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.pymnts.com%2Fnews%2Ffintech-investments%2F2024%2Ffintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack%2F" /> <link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://www.pymnts.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.pymnts.com%2Fnews%2Ffintech-investments%2F2024%2Ffintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack%2F&format=xml" /> <link rel="alternate" type="application/feed+json" title="PYMNTS.com » JSON Feed" href="https://www.pymnts.com/feed/json/" /> <link rel="alternate" type="application/feed+json" title="PYMNTS.com » FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack Comments Feed" href="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/feed/json/" /> <!-- DO NOT COPY THIS SNIPPET! Start of Page Analytics Tracking for HubSpot WordPress plugin v11.1.40--> <script class="hsq-set-content-id" data-content-id="blog-post"> var _hsq = _hsq || []; _hsq.push(["setContentType", "blog-post"]); </script> <!-- DO NOT COPY THIS SNIPPET! End of Page Analytics Tracking for HubSpot WordPress plugin --> <style>img#wpstats{display:none}</style> <script type="text/javascript"> var advadsCfpQueue = []; var advadsCfpAd = function( adID ){ if ( 'undefined' == typeof advadsProCfp ) { advadsCfpQueue.push( adID ) } else { advadsProCfp.addElement( adID ) } }; </script> <script> var userObject; </script> <!-- Begin comScore Tag --> <script> var _comscore = _comscore || []; _comscore.push({ c1: "2", c2: "39641934", options: { enableFirstPartyCookie: "true" } }); (function() { var s = document.createElement("script"), el = document.getElementsByTagName("script")[0]; s.async = true; s.src = "https://sb.scorecardresearch.com/cs/39641934/beacon.js"; el.parentNode.insertBefore(s, el); })(); </script> <noscript> <img src="https://sb.scorecardresearch.com/p?c1=2&c2=39641934&cv=3.9.1&cj=1"> </noscript> <!-- End comScore Tag --> <style type="text/css"> .post-cont-out, .post-cont-in { margin-right: 0; } .nav-links { display: none; } .nav-left-wrap { width: 60px; } .nav-logo-out { margin-left: -60px; } .nav-logo-in { margin-left: 60px; } .nav-logo-show { padding-right: 20px; width: 200px; height: 50px; } .nav-logo-show img { width: auto; padding-top: 5px; } .nav-left-width { width: 280px !important; } .nav-logo-out-fade { margin-left: -280px; } .nav-logo-in-fade { margin-left: 280px; } .share-count, .feat-info-views { display: none; }</style> <style type="text/css" id="custom-background-css"> body.custom-background { background-color: #f9f9f9; } </style> <link rel="icon" href="https://www.pymnts.com/wp-content/uploads/2022/11/cropped-PYMNTS-Icon-512x512-1.png?w=32" sizes="32x32" /> <link rel="icon" href="https://www.pymnts.com/wp-content/uploads/2022/11/cropped-PYMNTS-Icon-512x512-1.png?w=192" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.pymnts.com/wp-content/uploads/2022/11/cropped-PYMNTS-Icon-512x512-1.png?w=180" /> <meta name="msapplication-TileImage" content="https://www.pymnts.com/wp-content/uploads/2022/11/cropped-PYMNTS-Icon-512x512-1.png?w=270" /> <style> html { margin-top: 0px !important; } </style> <!-- Google Tag Manager --> <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],j=d.createElement(s);j.async=true;j.src="https://load.gtm.pymnts.com/4gb8jtcwxmzux.js?"+i;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','dzrxseq=aWQ9R1RNLVdWRldDRDk1JmFzPXk%3D&page=1');</script> <!-- End Google Tag Manager --> </head> <body> <style> .pymnt_ads { width: 100%; display: flex; justify-content: center; } .pymnt_ads img { width: 100%; height: auto; } .adContainer { max-height: 300px; margin: auto; } .adContainer img { max-height: 300px; } </style> <div id="PYMNT_ad" class="bg-dark pymnt_ads"> <div class="adContainer" data-ad-group="156701"> <div data-pymnt-trackid="2020540" data-pymnt-trackbid="1" class="pymnt-target" id="pymnt-565090444"><a data-no-instant="1" href="https://www.pymnts.com/monitor-edge/" rel="noopener" class="adv-link" target="_blank" aria-label="PYMNTS-MonitorEdge-May-2024"><img src="https://www.pymnts.com/wp-content/uploads/2024/08/PYMNTS-MonitorEdge-May-2024.gif" alt="PYMNTS-MonitorEdge-May-2024" width="1728" height="345" /></a></div> </div> </div> <div class="container-scroller" id="headerContainerScroller"> <div class="main-header w-100"> <header class="mb-5 main-nav "> <div class="container-fluid p-0" id="header-2022-bs-container"> <div class="row g-0 border-mobile bg-black"> <div class="col-10 col-lg-9 d-flex justify-content-start align-items-center ps-3 ps-lg-5 py-0 bg-black py-1"> <div class="logo"> <a href="/"> <img width="100%" height="50" src="/wp-content/uploads/2023/04/PYMNTS_2023_logo_white.svg?v=1.1" class="card-img-top" alt="PYMNTS Logo"> </a> </div> </div> <div class="col-2 col-lg-3 justify-content-end align-items-center d-flex py-0 pe-3 pe-lg-5 bg-black"> <div class="row row-cols-auto"> <div class="col ms-auto d-flex justify-content-end align-items-center navbar-dark utility text-white"> <div class="search-container hide-mobile" style="bottom:15px;"> <div class="pymnts-search"> <form method="get" id="searchform" action="/"> <div style="display: flex;"> <input name="s" id="s" placeholder="SEARCH" type="search" class="search-bar border-0 px-1 mx-n2"> <button type="submit" class="search-icon-btn border-0 mx-0 px-0"> <i class="bi bi-search"></i> </button> </div> </form> </div> </div> <div class="hide-mobile ms-2"> <a href="/streaming/" class="text-uppercase fw-bolder" style="color:#00A469">WATCH NOW</a> | <a href="/subscribe/" class="text-white">SUBSCRIBE</a> </div> <button class="navbar-toggler hide-desktop" type="button" data-bs-toggle="collapse" data-bs-target="#main_nav"> <span class="navbar-toggler-icon"></span> </button> </div> </div> </div> <div class="col-12 col-lg-12 align-items-center border-top border-bottom border-dark px-0 mobile-display bg-white"> <nav class="navbar navbar-expand-lg navbar-light p-0"> <div class="container-fluid"> <div class="collapse navbar-collapse" id="main_nav"> <ul class="navbar-nav flex-fill navbar-nav-scroll"> <li class="nav-item hide-desktop"> <form class="d-flex mx-auto" method="get" role="search" id="searchform" action="/" style="max-width:250px;"> <input name="s" id="s" class="form-control me-0 fw-normal smaller text-light" type="search" placeholder="Search PYMNTS..." aria-label="Search"> <button class="btn btn-outline-success text-uppercase small fw-bold border-start-0" type="submit">Search</button> </form> </li> <li class="nav-item border-end border-dark align-items-start noborder-mobile ms-lg-5 mt-3 mt-lg-0"> <a href="https://tv.pymnts.com/" class="nav-link"><i class="bi bi-tv-fill"></i> PYMNTS TV</a> </li> <li class="nav-item"><a class="nav-link" href="/today-on-pymnts/"> Today </a></li> <li class="nav-item"><a class="nav-link" href="/topic/b2b/"> B2B </a></li> <li class="nav-item"><a class="nav-link" href="/topic/retail/"> Retail </a> </li> <li class="nav-item"><a class="nav-link" href="/topic/fintech/"> Fintech </a></li> <li class="nav-item"><a class="nav-link" href="/topic/connected-economy/"> Digital Transformation </a> </li> <li class="nav-item"><a class="nav-link" href="/topic/crypto/"> Crypto </a> </li> <li class="nav-item"><a class="nav-link" href="/topic/ai"> AI </a></li> <!-- <li class="nav-item"><a class="nav-link" href="/tracker/"> Tracker<sup>®</sup> Reports </a></li> --> <!-- <li class="nav-item"><a class="nav-link" href="/study/"> PYMNTS<sup>®</sup> Intelligence </a></li> --> <!-- NEW DROP DOWN MENU --> <li class="nav-item dropdown noborder-mobile d-none d-lg-block"> <a class="nav-link dropdown-toggle fw-bold" href="https://www.pymnts.com/pymnts-intelligence/" role="button" id="intelligence-link" data-bs-toggle="dropdown" aria-expanded="false"> PYMNTS<sup>®</sup> Intelligence </a> <ul class="dropdown-menu w-100 rounded-0" style="border-color:#ccc;"> <li class="mt-3"><a class="dropdown-item mb-2" style="font-size: 0.85rem;" href="/tracker">Trackers</a> </li> <li><a class="dropdown-item" href="/study" style="font-size: 0.85rem;">Proprietary Data Studies</a> </li> <li><a class="dropdown-item" href="/study/?filter-type=category&filter-items=pymnts-data-lab" style="font-size: 0.85rem;">PYMNTS Data Lab</a> </li> <li><a class="dropdown-item" href="/monitor-edge/" style="font-size: 0.85rem;">MonitorEdge Series</a> </li> </ul> </li> <div class="nav-item d-block d-lg-none my-4"> <li class="nav-item"> <a class="nav-link fw-bold" href="https://www.pymnts.com/pymnts-intelligence/" role="button"> PYMNTS<sup>®</sup> Intelligence </a></li> <li class="nav-item"><a class="nav-link" href="/tracker">Trackers</a> </li> <li class="nav-item"><a class="nav-link" href="/study">Proprietary Data Studies</a> </li> <li class="nav-item"><a class="nav-link" href="/study/?filter-type=category&filter-items=pymnts-data-lab">PYMNTS Data Lab</a> </li> <li class="nav-item"><a class="nav-link" href="/monitor-edge/">MonitorEdge Series</a> </li> </div> <li class="nav-item"><a class="nav-link" href="/topic/markets/"> Markets </a></li> <li class="nav-item"><a class="nav-link" href="/events/"> Events </a></li> <!-- END NEW DROP DOWN MENU --> <li class="border-start border-dark nav-item dropdown has-megamenu noborder-mobile align-items-end me-lg-5"> <a href="#" class="nav-link dropdown-toggle no-border hide-mobile" data-bs-toggle="dropdown">More <i class="bi bi-three-dots-vertical"></i></a> <div class="dropdown-menu megamenu shadow border" role="menu"> <div class="row"> <div class="col px-0"> <div class="pb-2 pb-lg-0 g-0 d-flex flex-column flex-lg-row justify-content-lg-evenly"> <div class="mb-0 mb-lg-3 text-center text-md-start mx-auto mx-lg-0 ps-0"> <h6 class="fw-bold text-uppercase mb-2 mb-lg-3 small"> <a href="/topic">Topics</a> </h6> <div class="row row-cols-1 row-cols-md-3 g-md-5"> <div class="col"> <ul class="m-0 p-0"> <li><a href="/topic/ai/" class="text-nowrap">Artifical Intelligence</a></li> <li><a href="/topic/automotive/" class="text-nowrap">Connected Car</a> </li> <li><a href="/topic/buy-now-pay-later/" class="text-nowrap">Buy Now Pay Later</a></li> <li><a href="/topic/banking/" class="text-nowrap">Banking</a> </li> <li><a href="/topic/cloud/" class="text-nowrap">Cloud</a> </li> <li><a href="/topic/cross-border/" class="text-nowrap">Cross-Border Payments</a></li> </ul> </div> <div class="col"> <ul class="m-0 p-0"> <li><a href="/topic/gig-economy/" class="text-nowrap">Gig-Economy</a> </li> <li><a href="/topic/grocery-and-pharmacy/" class="text-nowrap">Grocery & Pharmacy</a></li> <li><a href="/topic/healthcare-payments/" class="text-nowrap">Healthcare Payments</a></li> <li><a href="/topic/insurtech/" class="text-nowrap">Insurtech</a> </li> <li><a href="/topic/smbs/" class="text-nowrap">Small & Medium Businesses</a> </li> <li><a href="/topic/social-platforms/" class="text-nowrap">Social Platforms</a></li> </ul> </div> <div class="col pe-0"> <ul class="m-0 p-0 mb-3"> <li><a href="/topic/subscription-commerce/" class="text-nowrap">Subscription Commerce</a></li> <li><a href="/topic/travel-payments/" class="text-nowrap">Travel</a> </li> <li><a href="/topic/techreg/" class="text-nowrap">TechREG<sup>®</sup></a> </li> <li><a href="/topic/real-time-payments/" class="text-nowrap">Real-Time Payments</a></li> <li><a href="/topic/restaurants/" class="text-nowrap">Restaurants</a> </li> <li class="nav-item"><a class="text-nowrap" href="/emea/"> EMEA </a></li> </ul> </div> </div> </div> <div class="vr hide-mobile"></div> <div class="ps-0 mx-auto mx-lg-0"> <h6 class="fw-bold text-uppercase mb-3 small hide-mobile"> Featured </h6> <div class="row"> <div class="col mt-2 mt-lg-0"> <div class="row"> <div class="col"> <ul class="m-0 p-0 d-flex flex-row flex-wrap flex-lg-nowrap flex-lg-column justify-content-center justify-content-lg-start"> <li class="me-4 me-lg-0 hide-desktop fw-bold small"> SEE ALSO:</li> <li class="me-4 me-lg-0"><a href="/tag/editors-picks/" class="text-nowrap small">Editor’s Picks</a></li> <li class="me-4 me-lg-0"><a href="/author/karen-webster/" class="text-nowrap small">Opinion</a> </li> <li class="me-4 me-lg-0"><a href="/connected-economy-index/" class="text-nowrap small">CE100 Index</a></li> <li class="me-4 me-lg-0"><a href="/topic/working-capital-liquidity" class="small text-nowrap">Working Capital & Liquidity</a></li> <li class="me-4 me-lg-0"> <a href="/cpi/" class="small text-nowrap text-primary">Competition Policy International</a><br> <span class="text-secondary smaller"><i>A PYMNTS Company</i></span> </li> </ul> </div> </div> </div> </div> </div> <div class="vr py-2 hide-mobile"></div> <div class="mb-3 text-center text-lg-start hide-mobile"> <h6 class="fw-bold text-uppercase mb-3 small"> Stay Current </h6> <div class="row"> <div class="col"> <ul class="m-0 p-0"> <li class="text-nowrap"><i class="bi bi-calendar"></i> <a href="/events/" class="text-nowrap small">Events</a> </li> <li class="text-nowrap"><i class="bi bi-envelope-plus"></i> <a href="/subscribe/" class="text-nowrap small">Subscribe</a> </li> <li class="text-nowrap"><i class="bi bi-people-fill"></i> <a href="/partnerships/" class="text-nowrap small">Become a Partner</a></li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> </ul> </div> </div> </nav> </div> </div> <script> /* * Handle Pymnts Charts */ function getChartType(option) { const series = option.series; const isArray = Array.isArray(series); if (isArray) { console.log("series is array"); if (series[0].type) return series[0].type; } else { console.log("series is not array"); } console.log("SERIES", series); alert("UNKNOWN CHART"); } function adjustTitleLength(title) { let titleStr = title.replaceAll('<br>', ''); const max = 35; const titleWords = titleStr.split(' '); const titleArr = []; let curLine = titleWords[0] let count = curLine.length; for (let i = 1; i < titleWords.length; ++i) { count += titleWords[i].length; if (count > max) { titleArr.push(curLine); curLine = titleWords[i]; count = curLine.length; } else curLine += ' ' + titleWords[i]; } if (curLine.length) titleArr.push(curLine); return titleArr.join("\n"); } function adjustTitles(option) { if (option.title && option.title.text) option.title.text = adjustTitleLength(option.title.text); if (option.title && option.title.subtext) option.title.subtext = adjustTitleLength(option.title.subtext); } function adjustMobilePie(chartDom, option) { delete option.legend.top; option.legend.bottom = 0; const currentHeight = chartDom.clientHeight; chartDom.style.height = currentHeight + 60 + "px"; option.grid = {}; option.grid = { top: -30 } } function adjustMobileLine(chartDom, option) { const currentHeight = chartDom.clientHeight; chartDom.style.height = currentHeight + 35 + "px"; option.grid.height = 350; } function adjustMobileBar(chartDom, option) { // If vertical bar chart if (option.xAxis.type === 'value') { option.yAxis.show = false; } } function adjustToMobile(chartDom, option) { console.log("ADJUST TO MOBILE"); const chartType = getChartType(option); console.log('Chart Type', chartType); chartDom.style.margin = "" adjustTitles(option); const numTitleLines = option.title.text ? option.title.text.split("\n").length : 0; const numSubtitleLines = option.title.subtext ? option.title.subtext.split("\n").length : 0; const increase = (numTitleLines * 16) + (numSubtitleLines * 14); const curHeight = chartDom.clientHeight; chartDom.style.height = curHeight + increase + "px"; option.grid = {}; option.grid.top = increase + 50; option.tooltip.position = function(point, params, dom, rect, size) { console.log(dom.clientWidth, size.viewSize[0]) return [(size.viewSize[0] - dom.clientWidth) / 2, point[1]]; }; switch (chartType) { case 'bar': return adjustMobileBar(chartDom, option); case 'line': return adjustMobileLine(chartDom, option); case 'pie': return adjustMobilePie(chartDom, option); default: console.error('No Mobile adjustment for Chart Type: ', chartType); } } function mcwParser(str, token) { console.log('str', typeof str, str) const par = JSON.parse(str, (key, value) => { if (typeof value === 'string' && value.startsWith(token)) { const func = value.substring(8); return eval(func); } return value; }) return par; } async function loadPymntsCharts() { console.log('loadPymntsCharts'); const charts = document.querySelectorAll('.pymntsChart'); console.log('loadPymntsCharts charts', charts); for (let i = 0; i < charts.length; ++i) { let request = { url: `https://charts.pymnts.com:6300/id/${charts[i].getAttribute('id')}`, method: 'get' }; console.log('request', request); let response; try { response = await axios(request); var chartDom = charts[i]; console.log('loadPymntsCharts response', response.data); if (typeof response.data === 'undefined' || !response.data.length) return; console.log('loadPymntsCharts ready to rock and roll'); var option = mcwParser(response.data[0].option, 'funcxyz_'); console.log('loadPymntsCharts option', option); option.title.textStyle.fontSize = 14; option.title.textStyle.fontWeight = 'bold'; option.title.subtextStyle.fontSize = 12; chartDom.style.height = option.info.containerHeight ? option.info.containerHeight + 'px' : '500px'; chartDom.style.width = '90%'; chartDom.style.maxWidth = '1200px'; chartDom.style.margin = '1rem auto'; if (window.innerWidth <= 768) adjustToMobile(chartDom, option); var myChart = echarts.init(chartDom); myChart.setOption(option); if (option.info && option.info.source) { const parent = charts[i].parentNode; console.log('parentNode', parent); const node = document.createElement("div"); const below = option.info.below ? option.info.below : ''; node.innerHTML = below + "<br />Source: " + option.info.source; node.style.width = '90%'; node.style.maxWidth = '1200px'; node.style.margin = '1rem auto'; parent.appendChild(node); } } catch (e) { console.error('loadPymntsCharts error', e); } } } window.addEventListener('DOMContentLoaded', loadPymntsCharts); let lastYScroll = -1000000000 const handleHeaderScrolling = () => { const container = document.querySelector('header'); let position = container.style.position; lastYScroll = window.scrollY; } window.addEventListener('scroll', handleHeaderScrolling); </script> <script> const intelligenceLink = document.getElementById("intelligence-link"); const handleIntelligenceClick = () => { window.open("https://www.pymnts.com/pymnts-intelligence/", '_self') } intelligenceLink.addEventListener("click", handleIntelligenceClick) </script> </header> </div> </div><!-- This is html for all articles --> <style> h1, h2, h3, h4, h5 { text-transform:none!important; font-weight:700!important; } .modal-header .btn-x, .modal-header .btn-x:focus, .modal-header .btn-x:hover { box-sizing: content-box; width: 1em; height: 1em; padding: 0.25em 0.25em; color: #000; background: transparent url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23000'%3e%3cpath d='M.293.293a1 1 0 0 1 1.414 0L8 6.586 14.293.293a1 1 0 1 1 1.414 1.414L9.414 8l6.293 6.293a1 1 0 0 1-1.414 1.414L8 9.414l-6.293 6.293a1 1 0 0 1-1.414-1.414L6.586 8 .293 1.707a1 1 0 0 1 0-1.414z'/%3e%3c/svg%3e") center/1em auto no-repeat; border: 0; border-radius: 0.375rem; opacity: 0.5; background-color:#fff; } .wpcf7 form{ --bs-bg-opacity: 1; /* color: white; */ background-color: #EFEFEF !important; border-radius: var(--bs-border-radius) !important; padding: 3rem !important; box-shadow: 0 .2rem 1rem rgba(0, 0, 0, .1) !important; } .wpcf7 form a{ /* color: white; */ } .wpcf7 form em{ font-size: 12px } .wpcf7 form input[type=text], .wpcf7 form input[type=email], .wpcf7 form input[type=tel], .wpcf7 form select { width: 100%; border-radius: 0.375rem; height: 40px; border: none; font-size: 14px; } .wpcf7 form input[type=submit] { width: 100%; border-radius: 0.375rem; height: 40px; border: none; margin-top: 1rem; font-size: 1rem !important; border: 1px solid gray; } .wpcf7-response-output{ border: none !important; margin: 2em 0 1em !important; padding: 0 !important; } </style> <script>const postType = 'default'; </script> <div class="container my-5 article-post" id="singleContainer"> <div class="row " id="articlePost"> <div class="col-12 col-lg-8 ms-auto mb-4" id="insertArticle"> <h1 class="mb-4 text-center text-dark fw-bold display-6"> FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack </h1> <div class="post-info-right left relative article-author-box mb-2"> <div class="post-info-name"> <div class="row"> <div class="col-6 my-auto"> <span class="post-info-text small muted text-uppercase">By</span> <span class="author-name vcard fn small muted text-uppercase fw-bold" itemprop="author"> <a href="https://www.pymnts.com/author/pymnts/" title="Posts by PYMNTS" rel="author">PYMNTS</a> </span> <span class="small muted d-none d-md-inline"> | </span> <span class="small muted text-uppercase d-block d-md-inline">November 22, 2024</span> </div> <div class="col-6 text-end my-auto"> <!-- <span class="d-none d-sm-inline">Share:</span> --> <a href="https://www.facebook.com/sharer.php?u=https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/&t=FinTech+IPO+Index+Surges+3.8%25+as+Lemonade%2C+Affirm+Lead+the+Pack" title="Share on Facebook"><i class="bi bi-facebook me-1 text-dark"></i></a><a href="https://twitter.com/share?text=FinTech+IPO+Index+Surges+3.8%25+as+Lemonade%2C+Affirm+Lead+the+Pack -&url=https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/" title="Tweet This Post"><i class="bi bi-twitter-x mx-1 mx-1 text-dark"></i></a><a href="https://www.linkedin.com/shareArticle?mini=true&url=https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/&title=FinTech+IPO+Index+Surges+3.8%25+as+Lemonade%2C+Affirm+Lead+the+Pack&summary=&source=" title="Share on LinkedIn"><i class="bi bi-linkedin mx-1 mx-1 text-dark"></i></a><a href="mailto:?subject=FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack&BODY=I found this article interesting and want to share it with you. Check it out: https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/"><i class="bi bi-envelope-fill ms-1 me-0 ms-1 me-md-1 text-dark"></i></a> <span class="d-none d-md-inline"> | </span> <span class="d-block d-md-inline"> <button class="d-none d-lg-inline-block noHover audioPlay border-0 px-0 article-play-button fw-normal py-1 my-0" type="button" value="Play"> <i class="bi bi-play-circle-fill mx-1 text-dark"></i></button> <button class="d-lg-none noHover audioPlay border-0 px-0 article-play-button fw-normal py-1 my-0" type="button" value="Play"><span class="listenToArticle small text-uppercase"></span><i class="bi bi-play-circle-fill text-dark mx-1"></i></button> <button class="noHover audioPause border-0 px-0 article-pause-button py-1 my-0"><i class="bi bi-pause-circle-fill text-dark mx-0"></i></button> </span> </div></div> </div> </div> <div id="post-feat-img" class="left relative mb-3"> <img class="py-desktop w-100 h-auto pymnts-featured-sm-image " width="1000" height="600" alt="FinTech IPO Index" src="https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg?w=768" /> </div> <div class="post-feat-text"> </div> <!--post-feat-img--> <div id="pymnts-content2296667" class="single lh-article mt-1 lnk-article"> <p>The FinTech IPO Index was 3.8% higher this past week, as <a href="https://www.lemonade.com/">Lemonade</a> and <a href="https://www.affirm.com/" target="_blank" rel="noopener">Affirm</a> were at the forefront of gainers, up a respective 58.5% and 23.6%.</p> <p>A broad-based rally in the overall markets Thursday — as tech stocks got a <a class="editor-rtfLink" href="https://www.pymnts.com/earnings/2024/after-posting-94-revenue-jump-nvidia-ceo-says-company-has-room-to-scale/" target="_blank" rel="noopener">boost from Nvidia’s earnings</a> – helped with momentum.</p> <p>As for Lemonade, the stock’s jump extended a rally that’s stretched out over the past two weeks, when the insurance firm posted third-quarter earnings. The company’s in-force premiums were up 24% year on year to $889 million, and revenues were up 19%, according to <a class="editor-rtfLink" href="https://s24.q4cdn.com/139015699/files/doc_downloads/2024/LMND-Q3-2024-SHL-Final-10-30-24.pdf" target="_blank" rel="noopener">company materials.</a> Customer count increased by 17% to 2.3 million. Premiums per customer was $384 at the end of the third quarter, up 6% year on year. At the <a class="editor-rtfLink" href="https://s24.q4cdn.com/139015699/files/doc_presentations/2024/Lemonade-Investor-Day-2024.pdf" target="_blank" rel="noopener">company’s investor day</a> this week, the firm noted that its gross profit increased by 3x over two years.</p> <h2><strong>Affirm Broadens Priceline Partnership </strong></h2> <p>Affirm <a class="editor-rtfLink" href="https://www.pymnts.com/bnpl/2024/affirm-expands-bnpl-travel-partnership-with-priceline/" target="_blank" rel="noopener">expanded its partnership</a> with online travel firm <a href="https://www.priceline.com/" target="_blank" rel="noopener">Priceline</a>. The new collaboration makes Affirm the buy now, pay later (BNPL) provider for Priceline Partner Solutions, the company’s B2B business.</p> <p>As we reported, Priceline partner brands — spanning industries including hotels, airlines and car rental services — can begin offering travelers the ability to schedule trips and pay over time via their own websites. Priceline Partner Solutions partner brands can integrate Affirm into their checkout flow by working with their account team. From there, customers will see Affirm as a payment option for orders of at least $50.</p> <p><a href="https://www.futuholdings.com/en-us/profile" target="_blank" rel="noopener">Futu Holdings</a>’ <a class="editor-rtfLink" href="https://ir.futuholdings.com/static-files/5ebdae57-217a-41e3-86f2-e5d9891abe09" target="_blank" rel="noopener">third-quarter announcement</a> noted that the total number of paying clients increased 33.1% year-over-year to 2.2 million. The total number of registered clients increased 22.8% year over year to 4.3 million. Client assets increased 48.1% year-over-year to HK$693.4 billion. Shares slipped 4.5% through the past five sessions.</p> <p><a href="https://www.ocft.com/en/" target="_blank" rel="noopener">OneConnect</a> said in its <a class="editor-rtfLink" href="https://ir.ocft.com/press-releases/press-details/2024/OneConnect-Announces-Third-Quarter-and-Nine-Months-Ended-September-30-2024-Unaudited-Financial-Results/" target="_blank" rel="noopener">results</a> for the third quarter that revenue from continuing operations was RMB417 million, a decrease of 48.3% year on year, as contributions from its cloud services platform slipped. Implementation revenue was RMB167 million in the third quarter of 2024, a decrease of 4.7% from last year. Shares in the company were off 2.9%.</p> <p><a href="https://www.upstart.com/" target="_blank" rel="noopener">Upstart</a>’s shares were up 6%.</p> <p>This week, the company said that <a href="https://drbank.com/" target="_blank" rel="noopener">DR Bank</a>, an FDIC-insured member bank, is using Upstart’s small-dollar loan product to <a href="https://ir.upstart.com/news-releases/news-release-details/dr-bank-chooses-upstarts-small-dollar-loan-product-expand-access" target="_blank" rel="noopener">support customers</a> with short-term financial needs. According to the announcement, the small relief loans are available in amounts between $250-$2,500, for periods of time between three to 18 months.</p> <p><a class="editor-rtfLink" href="https://www.globenewswire.com/news-release/2024/11/13/2980700/0/en/dLocal-Reports-2024-Third-Quarter-Financial-Results.html" target="_blank" rel="noopener">dLocal’s latest earnings report</a> showed that total payments volume of $6.5 billion in the third quarter was up 41% year over year. Revenues came to $185.8 million, up 13% year over year. Results were driven by strong performance in Argentina and Egypt, the company said. dLocal shares gathered 5.3%.</p> <p><a class="editor-rtfLink" href="https://www.pymnts.com/business/2024/nuvei-completes-previously-announced-go-private-transaction/" target="_blank" rel="noopener">Nuvei said last week</a> that it completed its previously announced go-private transaction. As a result of the completion of the arrangement, its shares are slated to be delisted from the Nasdaq Global Select Market next week. Under the arrangement, Nuvei became a wholly owned subsidiary of the purchaser, of which Advent, Nuvei CEO Philip Fayer, Novacap and Caisse de dépôt et placement du Québec hold or control a respective 46%, 24%, 18% and 12%.</p> <p><a href="https://www.investidores.nu/en/" target="_blank" rel="noopener">Nu Holdings</a>’ shares were among the most notable decliners, off 11%.</p> <p><a class="editor-rtfLink" href="https://www.businesswire.com/news/home/20241113354057/en/Nu-Holdings-Ltd.-Reports-Third-Quarter-2024-Financial-Results" target="_blank" rel="noopener">The company said last week</a> it added 5.2 million customers in the third quarter, reaching a total of 109.7 million customers, a 23% year-on-year boost. On an FX-neutral basis, average revenues per active customer were up 25%. Overall revenues were higher by 56% year-over-year on FX neutral basis, to $2.9 billion. In Brazil, the end customer base was 98.8 million in September, adding an average monthly gain of 1.1 million customers.</p> <p><img fetchpriority="high" decoding="async" class="size-full wp-image-2296668 aligncenter" src="https://www.pymnts.com/wp-content/uploads/2024/11/FinTech-IPO-Index-Nov-21-2024.png" alt="Fintech IPO Index" width="620" height="462" /></p> <div class="pymnt-b9cf2bc2f83a3f5521c319336a21ebd6 pymnt-bottom-of-article" id="pymnt-b9cf2bc2f83a3f5521c319336a21ebd6"></div> <div id="bottom-ad"> <div data-pymnt-trackid="2020540" data-pymnt-trackbid="1" class="pymnt-target" id="pymnt-573241011"><a data-no-instant="1" href="https://www.pymnts.com/monitor-edge/" rel="noopener" class="adv-link" target="_blank" aria-label="PYMNTS-MonitorEdge-May-2024"><img src="https://www.pymnts.com/wp-content/uploads/2024/08/PYMNTS-MonitorEdge-May-2024.gif" alt="PYMNTS-MonitorEdge-May-2024" width="1728" height="345" /></a></div> </div> <div class="row row-cols-1 row-cols-lg-1 recommended-articles" style="clear:both;"> <div class="col mb-1"> <h4 class="header-border text-uppercase small mb-0"> <span class="border-layer border-secondary"> Recommended </span> </h4> <div class="row item noBorderLast remove-col-3"> <div class="col-12 col-md-3 border-bottom border-light py-2 fw-bolder recommended-1"> <a href="https://www.pymnts.com/antitrust/2024/doj-proposal-in-antitrust-case-aims-to-undo-google-anthropic-partnership/" class="small recommended-link" rel="bookmark" title="DOJ Proposal in Antitrust Case Aims to Undo Google-Anthropic Partnership">DOJ Proposal in Antitrust Case Aims to Undo Google-Anthropic Partnership</a> </div> <div class="col-12 col-md-3 border-bottom border-light py-2 fw-bolder recommended-2"> <a href="https://www.pymnts.com/earnings/2024/intuit-sees-ai-driving-big-changes-for-small-businesses/" class="small recommended-link" rel="bookmark" title="Intuit Sees AI Driving Big Changes for Small Businesses">Intuit Sees AI Driving Big Changes for Small Businesses</a> </div> <div class="col-12 col-md-3 border-bottom border-light py-2 fw-bolder recommended-3"> <a href="https://www.pymnts.com/news/payment-methods/2024/us-treasury-selects-bny-as-financial-agent-for-direct-express-program/" class="small recommended-link" rel="bookmark" title="US Treasury Selects BNY as Financial Agent for Direct Express Program">US Treasury Selects BNY as Financial Agent for Direct Express Program</a> </div> <div class="col-12 col-md-3 border-bottom border-light py-2 fw-bolder recommended-4"> <a href="https://www.pymnts.com/cryptocurrency/2024/trump-company-considers-adding-crypto-payments-trading/" class="small recommended-link" rel="bookmark" title="Report: Trump Company Considers Adding Crypto Payments and Trading">Report: Trump Company Considers Adding Crypto Payments and Trading</a> </div> </div> </div> <div class="col"> <div class="post-tags"> <span class="smaller fw-bold text-uppercase">See More In: </span><span class="smaller muted text-uppercase" itemprop="keywords"><a href="https://www.pymnts.com/tag/affirm/" rel="tag">Affirm</a>, <a href="https://www.pymnts.com/tag/digital-transformation/" rel="tag">digital transformation</a>, <a href="https://www.pymnts.com/tag/dlocal/" rel="tag">dLocal</a>, <a href="https://www.pymnts.com/tag/earnings/" rel="tag">Earnings</a>, <a href="https://www.pymnts.com/tag/featured-news/" rel="tag">Featured News</a>, <a href="https://www.pymnts.com/tag/fintech/" rel="tag">FinTech</a>, <a href="https://www.pymnts.com/tag/fintech-investments/" rel="tag">Fintech Investments</a>, <a href="https://www.pymnts.com/tag/fintech-ipo-index/" rel="tag">FinTech IPO Index</a>, <a href="https://www.pymnts.com/tag/funding/" rel="tag">funding</a>, <a href="https://www.pymnts.com/tag/futu-holdings/" rel="tag">Futu Holdings</a>, <a href="https://www.pymnts.com/tag/investments/" rel="tag">Investments</a>, <a href="https://www.pymnts.com/tag/lemonade/" rel="tag">Lemonade</a>, <a href="https://www.pymnts.com/tag/news/" rel="tag">News</a>, <a href="https://www.pymnts.com/tag/nu-holdings/" rel="tag">Nu Holdings</a>, <a href="https://www.pymnts.com/tag/nuvei/" rel="tag">Nuvei</a>, <a href="https://www.pymnts.com/tag/nvidia/" rel="tag">NVIDIA</a>, <a href="https://www.pymnts.com/tag/oneconnect/" rel="tag">oneconnect</a>, <a href="https://www.pymnts.com/tag/priceline/" rel="tag">Priceline</a>, <a href="https://www.pymnts.com/tag/pymnts-news/" rel="tag">PYMNTS News</a>, <a href="https://www.pymnts.com/tag/upstart/" rel="tag">Upstart</a></span> </div> </div> </div> </div> </div> <div id="sidebar-container" class="d-none d-lg-block col-3 ms-5 me-auto"> <div id="sidebar-wrap" class="small"> <h4 class="header-border text-uppercase mb-2 fs-6 small"> <span class="border-layer"> Trending News </span> </h4> <div class="d-flex mb-3"> <div class="item flex-grow-1 noBorderLast"> <div class="border-bottom border-light pb-2"> <a href="https://www.pymnts.com/technology/2024/retro-revival-nostalgic-tech-is-making-comeback/" title="Retro Revival: Nostalgic Tech Is Making a Comeback" > Retro Revival: Nostalgic Tech Is Making a Comeback </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/mobile-wallets/2024/digital-wallets-gain-traction-nearly-half-of-us-consumers-tap-in/" title="Digital Wallets Gain Traction: Nearly Half of US Consumers Tap In"> Digital Wallets Gain Traction: Nearly Half of US Consumers Tap In </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/bnpl/2024/lenovo-adds-klarnas-flexible-payment-methods-in-15-european-countries/" title="Lenovo Adds Klarna’s Flexible Payment Methods in 15 European Countries"> Lenovo Adds Klarna’s Flexible Payment Methods in 15 European Countries </a> <br> </div> </div> </div> <h4 class="header-border text-uppercase mb-2 fs-6 small"> <span class="border-layer"> The Big Story </span> </h4> <div class="d-flex mb-3"> <div class="item flex-grow-1 noBorderLast"> <div class="border-bottom border-light pb-2"> <a href="https://www.pymnts.com/technology/2024/retro-revival-nostalgic-tech-is-making-comeback/" title="Retro Revival: Nostalgic Tech Is Making a Comeback" > Retro Revival: Nostalgic Tech Is Making a Comeback </a> <br> </div> </div> </div> <style> #PYMNT_report_ad.pymnt_ads { width: 100%; display: flex; justify-content: center; } #PYMNT_report_ad.pymnt_ads img { width: 100%; height: auto; } </style> <div id="PYMNT_report_ad" class="pymnt_ads"> <div class="mb-5 mt-3"> <div data-pymnt-trackid="2296649" data-pymnt-trackbid="1" class="pymnt-target" id="pymnt-618837698"><a data-no-instant="1" href="https://www.pymnts.com/study/the-impact-of-misunderstood-treasurers-in-technology/" rel="noopener" class="adv-link" target="_blank" aria-label="Citi The Impact of Misunderstood Treasurers in Healthcare November 2024 Ad"><img src="https://www.pymnts.com/wp-content/uploads/2024/11/Citi-The-Impact-of-Misunderstood-Treasurers-in-Healthcare-November-2024-Ad.gif" alt="" width="526" height="526" /></a></div> </div> </div> <h4 class="header-border text-uppercase mb-2 fs-6 small"> <span class="border-layer"> Featured News </span> </h4> <div class="d-flex mb-3"> <div class="item flex-grow-1 noBorderLast"> <div class="border-bottom border-light pb-2"> <a href="https://www.pymnts.com/mobile-wallets/2024/digital-wallets-gain-traction-nearly-half-of-us-consumers-tap-in/" title="Digital Wallets Gain Traction: Nearly Half of US Consumers Tap In" > Digital Wallets Gain Traction: Nearly Half of US Consumers Tap In </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/healthcare/2024/the-treasurer-will-see-you-now-collaboration-is-the-medicine-the-healthcare-industry-needs/" title="The Treasurer Will See You Now: Collaboration Is the Medicine the Healthcare Industry Needs"> The Treasurer Will See You Now: Collaboration Is the Medicine the Healthcare Industry Needs </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/news/b2b-payments/2024/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments/" title="Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments"> Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/news/payments-innovation/2024/panel-data-driven-paradigms-future-proof-security-lifecycle-management/" title="Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management"> Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/" title="FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack"> FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/buy-now-pay-later/2024/why-complexity-is-the-enemy-of-the-sale/" title="Why Complexity Is the Enemy of the Sale"> Why Complexity Is the Enemy of the Sale </a> <br> </div> <div class="border-bottom border-light py-2"> <a href="https://www.pymnts.com/news/banking/2024/bridging-the-digital-divide-how-banks-can-meet-customer-expectations-in-lending/" title="Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending"> Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending </a> <br> </div> </div> </div> <h4 class="header-border text-uppercase fs-6 mb-2 mt-3"> <span class="border-layer">Subscribe</span> </h4> <div id="mlb2-5774674" class="ml-subscribe-form-5774674"> <form action="/wp-content/themes/flex-mag-sixspoke/mini-handler.php" method="post"> <input aria-label="email" aria-required="true" type="email" class="form-control rounded-0 shadow-none my-3 smaller" data-inputmask="" name="email" placeholder="EMAIL" autocomplete="email" required style="max-width:250px;"/> <div class="form-check mb-2"> <input id="pymnts_check" class="form-check-input rounded-0 shadow-none" type="checkbox" name="vars[main_nl]" value="1"> <label class="form-check-label" for="pymnts_check"> <b>PYMNTS Today</b> </label> </div> <div class="form-check mb-2"> <input id="ai_check" class="form-check-input rounded-0 shadow-none" type="checkbox" name="vars[ai_nl]" value="1"> <label class="form-check-label" for="ai_check"> <b>Artificial Intelligence</b> </label> </div> <div class="form-check mb-2"> <input id="crypto_check" class="form-check-input rounded-0 shadow-none" type="checkbox" name="vars[crypto_nl]" value="1"> <label class="form-check-label" for="crypto_check"> <b>Cryptocurrency</b> </label> </div> <div class="form-check mb-2"> <input id="b2b_check" class="form-check-input rounded-0 shadow-none" type="checkbox" name="vars[b2b_nl]" value="1"> <label class="form-check-label" for="b2b_check"> <b>B2B</b> </label> </div> <!-- <div class="form-check mb-2"> <input id="retail_check" class="form-check-input rounded-0 shadow-none" type="checkbox" name="vars[retail_nl]" value="1"> <label class="form-check-label" for="retail_check"> <b>Retail</b> </label> </div> --> <div class="form-check mb-2"> <input id="dt_check" class="form-check-input rounded-0 shadow-none" type="checkbox" name="vars[digital_nl]" value="1"> <label class="form-check-label" for="dt_check"> <b>Digital Transformation</b> </label> </div> <button type="submit" class="btn smaller fw-bold my-2">SUBSCRIBE</button> <button disabled="disabled" style="display:none" type="button" class="loading"><div class="ml-form-embedSubmitLoad"></div> <span class="sr-only">Loading...</span> </button> <input type="hidden" id="token" name="token"/> </form> <script src="https://www.google.com/recaptcha/api.js?render=6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI"></script> <script> function handleCaptcha() { console.log('handleCaptcha'); grecaptcha.ready(function() { grecaptcha.execute('6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI', {action: 'subscriptions'}).then(function(token) { console.log('token', token); document.getElementById("token").value = token; }); // refresh token every minute to prevent expiration setInterval(function(){ grecaptcha.execute('6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI', { action: 'subscriptions'}).then(function(token) { console.log( 'refreshed token:', token ); document.getElementById("token").value = token; }); }, 60000); }); } window.addEventListener('DOMContentLoaded', handleCaptcha); </script> </div> <!-- JW Player Script --> <script src="https://cdn.jwplayer.com/libraries/RxUYnmul.js"></script> <script src="https://ssl.p.jwpcdn.com/live/channel-embed.js"></script> <script>jwLiveChannelSetup({ channelId: "JUELnFMu" });</script> <style> .jw-live-placeholder.jw-embed-text-placeholder,.jw-live-error{display: none;} .jw-embed-state-playing:before{ color: #222; float: left; font-size: .9rem; font-weight: 700; line-height: 100%; padding-top: 5px; position: relative; text-transform: uppercase; font-family: Roboto,sans-serif; padding-bottom: 10px; } .jw-embed-state-playing { padding-bottom: 25px; padding-top:25px; } </style> <!-- Partner with PYMNTS --> <h4 class="header-border text-uppercase mb-2 fs-6 mt-3"> <span class="border-layer">Partner with PYMNTS</span> </h4> <p class="small">We’re always on the lookout for opportunities to partner with innovators and disruptors.</p> <a class="btn mb-4 text-uppercase smaller" style="padding;0.75rem;color: #434445;" href="/partnerships/">Learn More</a> </div> <div id="post-sidebar"> </div> </div> </div> </div> </div> </div> <div id="pymntsHiddenDiv" style="display:none"></div> <script src="https://code.responsivevoice.org/responsivevoice.js?key=1js7hkt8"></script> <script src="https://cdnjs.cloudflare.com/ajax/libs/echarts/5.4.1/echarts.min.js"></script> <script> /* * createElement: Creates an element and appends to parent * @param parent (Element | String): optional parent to attach child to. Can be a query selector or an actual element itself. * @param tag (String): element tag to create * @param c (String): optional class(es) of the element. Multiple classes are allowed when separated by a space. * @param text (String): optional innerText of the element * @param attributes (Obj): optional object whose key/value pairs will be added to the element (e.g. {src: 'https://google.com', id: 'myId'}) * @param style (Obj): optional set of styles to apply to the created element (e.g. {color: "red"}) * @return Element on success (the created child element); false on error (if tag contains invalid characters). * Example: createElement('body', 'div', 'hello-world-class hello-moon-class', 'Hello World', {id: 'helloWorldId'}, {color: 'blue'}); * Author: Michael Wood * License-1: Copyright February 2022. Michael Wood. All rights reserved. * License-2: BSD License for any company that employs Michael Wood either as a consultant or employee. */ function createElement (parent, tag, c = false, text = false, attributes = false, style = null) { let el = {}; try { el = document.createElement(tag); } catch (e) { return false; } let parentEl = null; try { if (parent) { if (typeof parent === 'string') parentEl = document.querySelector(parent); else parentEl = parent; if (parentEl) parentEl.appendChild(el); } if (c) el.className = c; if (text) el.innerText = text; if (attributes) { for (const [key, value] of Object.entries(attributes)) { el.setAttribute (key, value); }; } if (style) { for (const [key, value] of Object.entries(style)) { el.style[key] = value; }; } } catch (e) { console.error(e); return false; } return el } function createHTMLElement (parent, tag, c = false, html = false, attributes = false, style = null) { let el = {}; try { el = document.createElement(tag); } catch (e) { return false; } let parentEl = null; try { if (parent) { if (typeof parent === 'string') parentEl = document.querySelector(parent); else parentEl = parent; if (parentEl) parentEl.appendChild(el); } if (c) el.className = c; if (html) el.innerHTML = html; if (attributes) { for (const [key, value] of Object.entries(attributes)) { el.setAttribute (key, value); }; } if (style) { for (const [key, value] of Object.entries(style)) { el.style[key] = value; }; } } catch (e) { console.error(e); return false; } return el } const I = id => document.getElementById(id); const Q = val => document.querySelector(val); const A = val => document.querySelectorAll(val); /* * Handle signup form here */ function handleRegistration () { const pymntsDeviceIdEl = I('userDeviceId'); console.log('userDeviceId', pymntsDeviceIdEl); if (!pymntsDeviceIdEl) return; // let cookie = {}; // document.cookie.split(';').forEach(function(el) { // let [key,value] = el.split('='); // cookie[key.trim()] = value; // }) // console.log('userDeviceId Cookie', cookie[cookieName]; } window.addEventListener('DOMContentLoaded', handleRegistration); /* * infinite scrolling */ let nextArticle = 1; let loadedArticles = []; let relatedArticles = []; let host = window.location.hostname; let curArticle = null; let showingArticle = 'orig'; let sidebarWrap = null; let sidebarFreezeTrigger = null; let pathTitles = []; let curPath = window.location.pathname;; let curTitle = document.title; let currentPath = window.location.pathname; let Links = JSON.parse('{"current":"https:\/\/www.pymnts.com\/news\/fintech-investments\/2024\/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack\/","latest":["https:\/\/www.pymnts.com\/technology\/2024\/retro-revival-nostalgic-tech-is-making-comeback\/","https:\/\/www.pymnts.com\/mobile-wallets\/2024\/digital-wallets-gain-traction-nearly-half-of-us-consumers-tap-in\/","https:\/\/www.pymnts.com\/bnpl\/2024\/lenovo-adds-klarnas-flexible-payment-methods-in-15-european-countries\/","https:\/\/www.pymnts.com\/subscription-commerce\/2024\/judge-rules-siriusxm-must-make-it-easier-to-cancel-subscriptions\/","https:\/\/www.pymnts.com\/news\/b2b-payments\/2024\/cards-making-gains-with-commercial-payments-but-greenfield-opportunity-still-is-massive\/","https:\/\/www.pymnts.com\/news\/cross-border-commerce\/cross-border-payments\/2024\/treasury-official-us-promotes-innovation-and-regulatory-frameworks-for-cross-border-payments\/","https:\/\/www.pymnts.com\/loans\/2024\/main-street-lending-program-borrowers-challenged-high-interest-rates\/","https:\/\/www.pymnts.com\/fraud-prevention\/2024\/fraudsters-shift-tactics-to-customers-challenging-financial-institutions-to-innovate\/","https:\/\/www.pymnts.com\/earnings\/2024\/ross-stores-treasure-hunt-environment-drives-off-price-store-sales\/","https:\/\/www.pymnts.com\/economy\/2024\/leading-indicators-bumpy-holiday-season-for-consumers-and-maybe-b2b-too\/","https:\/\/www.pymnts.com\/earnings\/2024\/gaps-brand-reinvigoration-focus-turns-to-in-store-and-online-experiences\/","https:\/\/www.pymnts.com\/apple\/2024\/report-apple-aims-to-increase-siris-capabilities-with-advanced-llms\/","https:\/\/www.pymnts.com\/consumer-insights\/2024\/bnpl-mobile-banking-embraced-low-income-paycheck-consumers\/","https:\/\/www.pymnts.com\/news\/investment-tracker\/2024\/amazon-increases-total-investment-artificial-intelligence-startup-anthropic-8-billion-dollars\/","https:\/\/www.pymnts.com\/google\/2024\/making-sense-of-the-search-landscape-in-light-of-googles-antitrust-woes\/","https:\/\/www.pymnts.com\/antitrust\/2024\/uks-cma-says-apple-and-google-policies-hold-back-innovation\/","https:\/\/www.pymnts.com\/healthcare\/2024\/the-treasurer-will-see-you-now-collaboration-is-the-medicine-the-healthcare-industry-needs\/","https:\/\/www.pymnts.com\/news\/b2b-payments\/2024\/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments\/","https:\/\/www.pymnts.com\/news\/payments-innovation\/2024\/panel-data-driven-paradigms-future-proof-security-lifecycle-management\/","https:\/\/www.pymnts.com\/mobile-wallets\/2024\/two-thirds-of-digital-wallet-users-in-france-use-them-for-everything-but-payments\/","https:\/\/www.pymnts.com\/news\/fintech-investments\/2024\/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack\/","https:\/\/www.pymnts.com\/buy-now-pay-later\/2024\/why-complexity-is-the-enemy-of-the-sale\/","https:\/\/www.pymnts.com\/fraud-prevention\/2024\/report-financial-scams-drive-122-increase-in-fraud-losses-by-us-banks\/","https:\/\/www.pymnts.com\/news\/banking\/2024\/bridging-the-digital-divide-how-banks-can-meet-customer-expectations-in-lending\/","https:\/\/www.pymnts.com\/partnerships\/2024\/adyen-to-support-global-expansion-of-spendesks-spend-management-platform\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/report-openai-considers-adding-web-browser-and-search-partnerships\/","https:\/\/www.pymnts.com\/antitrust\/2024\/doj-proposal-in-antitrust-case-aims-to-undo-google-anthropic-partnership\/","https:\/\/www.pymnts.com\/earnings\/2024\/intuit-sees-ai-driving-big-changes-for-small-businesses\/","https:\/\/www.pymnts.com\/news\/payment-methods\/2024\/us-treasury-selects-bny-as-financial-agent-for-direct-express-program\/","https:\/\/www.pymnts.com\/cryptocurrency\/2024\/trump-company-considers-adding-crypto-payments-trading\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/nvidia-snowflake-and-ben-ride-ai-surge-in-q3\/","https:\/\/www.pymnts.com\/cryptocurrency\/2024\/united-kingdom-consider-comprehensive-regulatory-framework-crypto-sector\/","https:\/\/www.pymnts.com\/amazon\/2024\/amazon-marketplace-could-reportedly-face-eu-antitrust-case-in-2025\/","https:\/\/www.pymnts.com\/google\/2024\/google-blasts-justice-department-radical-antitrust-proposal\/","https:\/\/www.pymnts.com\/news\/2024\/ftc-refunds-1-9-million-to-victims-of-credit-bureau-center-scam\/","https:\/\/www.pymnts.com\/digital-first-banking\/2024\/brazilian-banks-improve-profitability-led-by-digital-players\/","https:\/\/www.pymnts.com\/news\/retail\/2024\/amazon-vs-walmart-who-will-win-the-holiday-shopping-war\/","https:\/\/www.pymnts.com\/news\/b2b-payments\/2024\/mastercard-and-fundbot-team-to-speed-b2b-payment-flows\/","https:\/\/www.pymnts.com\/partnerships\/2024\/dxc-servicenow-team-launch-ai-center-excellence\/","https:\/\/www.pymnts.com\/partnerships\/2024\/us-bank-and-one-inc-team-to-accelerate-instant-insurance-payments\/","https:\/\/www.pymnts.com\/news\/retail\/2024\/app-provider-rankings-ulta-beauty-revamps-digital-strategy-to-boost-engagement\/","https:\/\/www.pymnts.com\/news\/2024\/lightning-ai-raises-50-million-for-pytorch-artificial-intelligence-framework\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/intuit-adds-generative-ai-powered-financial-assistant-to-quickbooks\/","https:\/\/www.pymnts.com\/news\/retail\/2024\/instacart-ceo-focuses-on-grocery-partnerships-as-firms-value-drops\/","https:\/\/www.pymnts.com\/news\/2024\/this-week-in-b2b-simplicity-automation-and-blockchain-yes-blockchain\/","https:\/\/www.pymnts.com\/economy\/2024\/fewer-americans-file-for-unemployment-but-more-remain-unemployed\/","https:\/\/www.pymnts.com\/news\/ecommerce\/2024\/wex-introduces-digital-commerce-solution-medicare-platform\/","https:\/\/www.pymnts.com\/news\/security-and-risk\/2024\/federal-reserve-bars-ceo-convicted-of-embezzlement-from-banking-industry\/","https:\/\/www.pymnts.com\/news\/ecommerce\/2024\/temu-opens-online-marketplace-all-united-states-sellers\/","https:\/\/www.pymnts.com\/news\/regulation\/2024\/final-cfpb-rule-expands-oversight-of-big-techs-payments-ambitions\/","https:\/\/www.pymnts.com\/news\/investment-tracker\/2024\/uber-reportedly-investing-in-autonomous-driving-firm-pony-ai\/","https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2024\/new-ai-agents-take-management-jobs\/","https:\/\/www.pymnts.com\/blockchain\/2024\/mastercard-and-j-p-morgan-are-building-an-interoperable-b2b-blockchain-together\/","https:\/\/www.pymnts.com\/technology\/2024\/paypal-resolves-2-hour-global-outage-affecting-multiple-products\/","https:\/\/www.pymnts.com\/news\/investment-tracker\/2024\/cellpoint-raises-30-million-for-travel-sector-payment-orchestration\/","https:\/\/www.pymnts.com\/news\/ecommerce\/2024\/alibaba-merges-global-and-domestic-ecommerce-businesses\/","https:\/\/www.pymnts.com\/news\/b2b-payments\/2024\/boost-simplicity-in-b2b-payments-means-making-innovation-work-for-suppliers\/","https:\/\/www.pymnts.com\/shopping\/2024\/holiday-spending-surge-60m-us-shoppers-swayed-by-upfront-buy-now-pay-later-options\/","https:\/\/www.pymnts.com\/digital-payments\/2024\/note-to-retail-keep-shopping-simple-if-you-want-consumers-to-buy\/","https:\/\/www.pymnts.com\/news\/b2b-payments\/2024\/back-office-takes-front-row-as-firms-automate-b2b-payments\/","https:\/\/www.pymnts.com\/mobile-wallets\/2024\/47-percent-of-brazilians-use-digital-wallets-for-bill-payments\/","https:\/\/www.pymnts.com\/opinion\/2024\/want-revenue-cut-the-friction\/","https:\/\/www.pymnts.com\/earnings\/2024\/after-posting-94-revenue-jump-nvidia-ceo-says-company-has-room-to-scale\/","https:\/\/www.pymnts.com\/news\/2024\/report-elon-musks-xai-raises-5-billion-and-doubles-valuation\/","https:\/\/www.pymnts.com\/news\/digital-banking\/2024\/report-nubank-considers-moving-legal-base-to-uk\/","https:\/\/www.pymnts.com\/connectedeconomy\/2024\/discord-grows-a-central-hub-of-social-gaming-and-community-engagement\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/microsoft-ramps-up-automation-in-the-workplace-with-copilot-actions\/","https:\/\/www.pymnts.com\/antitrust\/2024\/justice-department-will-ask-judge-force-google-sell-core-products\/","https:\/\/www.pymnts.com\/bank-regulation\/2024\/regulators-tell-house-committee-theyll-pause-new-banking-rules\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/enterprise-spending-on-generative-ai-leaps-as-tech-becomes-mission-critical\/","https:\/\/www.pymnts.com\/bank-regulation\/2024\/mchenry-banking-regulators-stuck-fighting-the-last-war\/","https:\/\/www.pymnts.com\/news\/regulation\/2024\/ftc-begins-sending-consumers-refunds-in-made-in-usa-case\/","https:\/\/www.pymnts.com\/blockchain\/2024\/this-week-in-web3-understanding-blockchain-solutions-for-business-challenges\/","https:\/\/www.pymnts.com\/cryptocurrency\/2024\/coinbase-wallet-introduces-rewards-program-for-usdc-holders\/","https:\/\/www.pymnts.com\/news\/regulation\/2024\/occ-hsu-supports-chartering-regime-nonbanks\/","https:\/\/www.pymnts.com\/insurance\/2024\/lendingtree-and-coverdash-team-to-insure-small-businesses\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/ai-math-hurdle-shapes-up-as-techs-next-challenge\/","https:\/\/www.pymnts.com\/blockchain\/bitcoin\/2024\/bitcoin-reaches-record-high-near-95000-dollars-amid-trump-interest-crypto\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/kpmg-launches-100-million-ai-partnership-with-google-cloud\/","https:\/\/www.pymnts.com\/artificial-intelligence-2\/2024\/wall-street-braces-for-nvidias-trillion-dollar-earnings-report\/","https:\/\/www.pymnts.com\/earnings\/2024\/target-ceo-says-consumer-budgets-are-being-stretched\/","https:\/\/www.pymnts.com\/acquisitions\/2024\/modulr-adds-accounts-payable-automation-functionality-nook-acquisition\/","https:\/\/www.pymnts.com\/apple\/2024\/apple-seeks-dismissal-of-u-s-smartphone-monopoly-case\/","https:\/\/www.pymnts.com\/debt\/2024\/new-york-federal-reserve-data-points-increasingly-discouraged-borrowers\/","https:\/\/www.pymnts.com\/blockchain\/2024\/how-blockchain-tech-can-streamline-treasury-operations\/","https:\/\/www.pymnts.com\/bank-regulation\/2024\/revolut-ceo-growing-without-banking-license-was-wrong-decision\/","https:\/\/www.pymnts.com\/earnings\/2024\/nvidia-earnings-report-could-trigger-300-billion-market-swing\/","https:\/\/www.pymnts.com\/digital-onboarding\/2024\/trevipay-adds-automated-buyer-onboarding-order-cash-offering\/","https:\/\/www.pymnts.com\/travel-payments\/2024\/mastercard-and-worldpay-launch-virtual-cards-for-travel-agents\/","https:\/\/www.pymnts.com\/news\/security-and-risk\/2024\/biocatch-unveils-behavior-based-financial-crime-intelligence-network\/","https:\/\/www.pymnts.com\/credit-unions\/2024\/velera-to-provide-debit-card-processing-to-mississippi-based-keesler-federal\/","https:\/\/www.pymnts.com\/news\/cross-border-commerce\/2024\/india-expanding-x-border-payment-connections-with-neighbors\/","https:\/\/www.pymnts.com\/digital-payments\/2024\/validifi-and-pdi-team-to-streamline-pay-by-bank-enrollment\/","https:\/\/www.pymnts.com\/fraud-prevention\/2024\/ceo-interview-behavioral-analytics-makes-the-roi-case-for-banks-scam-fighting-efforts\/","https:\/\/www.pymnts.com\/blockchain\/2024\/citi-sees-blockchain-at-center-of-borderless-commerce-initiative\/","https:\/\/www.pymnts.com\/digital-payments\/2024\/discover-global-network-future-payment-strategy-should-be-digital-and-data-driven\/","https:\/\/www.pymnts.com\/opinion\/2024\/ai-and-fraud-defense-innovations-set-to-improve-b2b-payments\/","https:\/\/www.pymnts.com\/data\/2024\/for-retailers-data-simplicity-is-all-about-the-sku\/","https:\/\/www.pymnts.com\/smbs\/2024\/fiserv-and-adp-partner-to-build-small-business-management-platform\/","https:\/\/www.pymnts.com\/news\/cfpb\/2024\/cfpb-student-loan-servicers-autopay-errors-completely-unacceptable\/"]}'); let CurLinkIndex = 0; Links.latest = Links.latest.filter(url => url !== Links.current); let partialsAlreadyLoaded = []; async function loadNextArticle(first = false) { // if (currentPath === '/news/payment-methods/2023/payments-are-sexy-again-at-ikea-stores-and-website/') { // Q('.recommended-articles').style.display = 'none'; // return; // } console.log('loadNextArticle', partialsAlreadyLoaded); if (CurLinkIndex >= Links.latest.length) return false; let nextUrl = Links.latest[CurLinkIndex++]; let test = partialsAlreadyLoaded.indexOf(nextUrl); let request = { url: nextUrl + '?postType=partial', method: 'get' }; let data = null; try { let response = await axios(request); data = response.data; } catch (e) { console.error(e); } partialsAlreadyLoaded.push(nextUrl); curArticle = createHTMLElement(I('insertArticle'), 'div', null, data, {id: `article-number-${nextArticle}`, urlinfo: nextUrl}); console.log('curArticle', curArticle); lastArticle = curArticle; curPath = nextUrl; console.log('curPath', curPath); setupArticleListening(curArticle); let containerScroller = curArticle.querySelector('.container-scroller'); containerScroller && containerScroller.classList && containerScroller.classList.add('d-none'); let articlePost = curArticle.querySelector('.article-post'); let h1 = curArticle.querySelector('h1'); let title = h1.innerText; curTitle = title; pathTitles.push({ path: nextUrl, title }); ++nextArticle; if (!first) { const url = new URL(nextUrl); triggerPageView(url.pathname); } else { setTimeout(() => { const url = new URL(nextUrl); triggerPageView(url.pathname); }, 12000); } } let lastUrlViewed = null; function registerPageView(url, tracker) { console.log('registerPageView', url, tracker); console.log('deviceIsBlockingAnalytics', deviceIsBlockingAnalytics); if (url === lastUrlViewed) { console.log('triggerPageView url === lastUrlViewed') return; } const info = pathTitles.find(entry => entry.path.indexOf(url) !== -1); if (!info) { console.log('triggerPageView !info', url, pathTitles) return; } lastUrlViewed = url; tracker.set('page', url); tracker.send('pageview', { 'title': info.title, 'url': url }); gtag("event", "pymnts_device_visit", { path: url }); if (!deviceIsBlockingAnalytics) doNotProxyReport(url); //reportPageToGoogle(url, info.title); console.log('fTest url title', url, info.title); //sendPageView(url, info.title); //console.log('triggerPageView registered url', info.title, url); } let firstTrigger = true; function triggerPageView (url, scrollingUp = false) { // if (scrollingUp) { // console.log('scrollingUp', url, window.location); // const request = { // url: `https://${window.location.hostname}/infiniteScroll.php`, // method: 'post', // data: { // path: url // } // } // axios(request) // .then(response => {console.log('scrollingUp', response.data)}) // .catch(error => console.error(error)); // } console.log('triggerPageView', url); if (!googleTracker) { let count = 0; let intervalId = setInterval(() => { ++count; if (googleTracker || count > 5) { clearInterval(intervalId); console.log('tracker', googleTracker); registerPageView(url, googleTracker); return; } }, 500); } else { console.log('tracker', googleTracker); registerPageView(url, googleTracker); } } let articleIsBeingSpoken = false; function setupArticleListening(el) { let playButton = el.querySelector('.bi-play-circle-fill'); let pauseButton = el.querySelector('.bi-pause-circle-fill'); let text = el.querySelector('.lh-article').innerText; let headline = el.querySelector('h1').innerText; if (headline) text = headline + '. ' + text; if (playButton) { playButton.addEventListener('click', () => { if (!articleIsBeingSpoken || playButtonPressed !== playButton) { responsiveVoice.speak(text, "US English Male"); articleIsBeingSpoken = true; //playButtonPressed = playButton; } else { responsiveVoice.resume(); } }) } if (pauseButton) { pauseButton.addEventListener('click', () => { responsiveVoice.pause(); }) } } let subscribeIsShown = false; function setVideoSubscribeLocation() { const video = I('articleVideo'); if (!video) return; const subscribe = I('videoSubscribe'); if (!subscribe) return; const videoRect = video.getBoundingClientRect(); const subscribeRect = subscribe.getBoundingClientRect(); const xDiff = videoRect.width - subscribeRect.width; const yDiff = videoRect.height - subscribeRect.height; const xOffset = (xDiff/2) + 'px'; const yOffset = (yDiff*(1/4)) + 'px'; subscribe.style.left = xOffset; subscribe.style.top = yOffset; } function showSubscribe() { let subscribe = I('videoSubscribe'); if (!subscribeIsShown) { subscribe.classList.remove('d-none'); setVideoSubscribeLocation(); subscribe.style.opacity = 1; subscribeIsShown = true; } } function hideSubscribe() { let subscribe = I('videoSubscribe'); if(subscribeIsShown) { subscribe.classList.add('d-none'); subscribe.style.opacity = 0; subscribeIsShown = false; } } function handleTimeUpdating(e) { const video = I('articleVideo'); const ending = video.duration - 5.5; if (ending < 0) ending = 0; if (video.currentTime >= ending) { showSubscribe(); } else { hideSubscribe(); } } function handleVideoPlaying(e, video) { console.log(video); console.log ('duration', video.duration); const ending = video.duration - 5; if (ending < 0) ending = 0; video.addEventListener('timeupdate', handleTimeUpdating); } function setupVideoCallToAction () { const video = I('articleVideo'); if (!video) return; video.addEventListener('play', (e) => handleVideoPlaying(e, video)); } let userIsAuthenticated = false; function isAuthenticatedUser () { return localStorage.getItem('pymnts.authorized') ? true : false; } function processChart (id) { var chartDom = document.getElementById(id); var myChart = echarts.init(chartDom); var option; option = { grid: { containLabel: true }, title: [ { text: "Types of digital payment methods\nused in the last month", textStyle: { color: 'black', lineHeight: 22 }, x: 'center' } ], tooltip: { trigger: 'item' }, yAxis: { type: 'category', data: [ 'Another wallet', 'Other', 'Voice payments', 'QR payments', 'Face payments', 'Samsung Pay', 'Cryptocurrency', 'Walmart Pay', 'Store Card', 'EBT', 'BNPL', 'Prepaid card', 'Peer to Peer', 'Google Pay', 'Apple Pay', 'Bank transfer', 'PayPal', 'Credit card', 'Debit card' ], axisLabel: { color: 'black' }, axisTick: { show: false } }, xAxis: { type: 'value', axisLabel: { formatter: '{value}%', color: 'black' } }, series: [ { data: [ 0.9, 1.4, 3.5, 4.5, 4.7, 6.3, 7.9, 8.2, 9.1, 10.8, 11.0, 14.7, 15.4, 15.5, 20.8, 34.9, 53.2, 57.4, 64.6 ], type: 'bar', showBackground: true, itemStyle: { color: (params) => { return params.name === 'EBT' ? 'rgba(0,89,227, .4)' : 'rgba(0,89,227, .8)'; } }, backgroundStyle: { color: 'rgba(180, 180, 180, 0.2)' }, label: { show: true, position: 'right', // inside formatter: (value) => `${value.data}%` }, axisLabel: { formatter: '{value} %' } } ] }; option && myChart.setOption(option); } function insertPymntsCharts() { console.log('insertPymntsCharts'); const charts = A('.pymnts-chart'); console.log('insertPymntsCharts charts', charts) if (!charts.length) return; for (let i = 0; i < charts.length; ++i) { const chartId = charts[i].getAttribute('id'); console.log('chartId', chartId); processChart(chartId); } } async function pageIsLoaded() { console.log('pageIsLoaded', window.location.pathname); // console.log('Links', CurLinkIndex, Links); insertPymntsCharts(); console.log('cookies', cookies); //if (window.location.search === '?emailSent=true') alert ("Verification email has been sent.\nPlease check your inbox.") setupArticleListening(document); setupVideoCallToAction(); sidebarWrap = I('sidebar-wrap'); pathTitles.push({ path: location.pathname, title: Q('h1').innerText }); triggerPageView(curPath); loadNextArticle(true); } function handleScrolling() { //console.log('handleScrolling', curArticle, curPath); let curArticleBox = null; let curArticleId = null; if (curArticle) { curArticleId = curArticle.getAttribute('id'); //console.log('curArticleId', curArticleId); curArticleBox = curArticle.getBoundingClientRect(); //console.log('curArticle box', window.innerHeight, curArticleBox) if (curArticleBox.y <= window.innerHeight) { console.group(); console.log('handleScrolling have curArticle'); document.title = curTitle; const state = { 'page_id': 1, 'user_id': 5 } history.replaceState(state, '', curPath); const urlInfo = curArticle.getAttribute('urlinfo'); console.log('curArticle urlInfo', urlInfo); let test = partialsAlreadyLoaded.indexOf(urlInfo); console.log('test', test, partialsAlreadyLoaded.length); ++test; if (test && test === partialsAlreadyLoaded.length) { curArticle = null; loadNextArticle(); } else { const urlInfo = I(curArticleId).getAttribute('urlinfo'); const url = new URL(urlInfo); triggerPageView(url.pathname); curArticle = I(`article-number-${test+1}`); curPath = curArticle.getAttribute('urlinfo'); console.log('curPath', curPath); } showingArticle = curArticleId; console.log('showingArticle', showingArticle); console.log('curArticle', curArticle); console.groupEnd(); } } // handle scrolling up if (showingArticle !== 'orig') { const showingArticleBox = I(showingArticle).getBoundingClientRect(); if (showingArticleBox.y > window.innerHeight) { let parts = showingArticle.split('-'); let num = Number(parts[2]); if (num === 1) { showingArticle = 'orig'; console.log('showingArticle', showingArticle); const url = new URL(Links.current); triggerPageView(url.pathname, true); const state = { 'page_id': 1, 'user_id': 5 } history.replaceState(state, '', Links.current); curArticle = I('article-number-1'); console.log('curArticle', curArticle); curPath = curArticle.getAttribute('urlinfo'); console.log('curPath', curPath); } else { showingArticle = `article-number-${num - 1}`; console.log('showingArticle', showingArticle); curArticle = I(`article-number-${num}`); console.log('curArticle', curArticle); curPath = curArticle.getAttribute('urlinfo'); console.log('curPath', curPath); const urlInfo = I(showingArticle).getAttribute('urlinfo'); console.log('urlinfo', urlInfo); const url = new URL(urlInfo); triggerPageView(url.pathname, true); const state = { 'page_id': 1, 'user_id': 5 } history.replaceState(state, '', urlInfo); } } } let singleContainer = I('singleContainer').getBoundingClientRect(); if (sidebarWrap) { sidebarRect = sidebarWrap.getBoundingClientRect(); sidebarTop = sidebarRect.y; sidebarBottom = sidebarRect.y + sidebarRect.height; if (sidebarFreezeTrigger && window.scrollY < sidebarFreezeTrigger) { sidebarFreezeTrigger = null; sidebarWrap.style.position = 'static'; sidebarWrap.style.bottom = 'auto'; } else if (sidebarBottom <= window.innerHeight) { if(sidebarWrap.style.position !== 'fixed') { sidebarWrap.style.position = 'fixed'; sidebarWrap.style.bottom = '0px'; sidebarWrap.style.width = `${(singleContainer.width * .25) - 24}px`; sidebarFreezeTrigger = window.scrollY; } } } } function handleVideoResizing() { console.log('videoResize'); if (subscribeIsShown) setVideoSubscribeLocation(); } document.addEventListener('fullscreenchange', handleVideoResizing, false); document.addEventListener('mozfullscreenchange', handleVideoResizing, false); document.addEventListener('MSFullscreenChange', handleVideoResizing, false); document.addEventListener('webkitfullscreenchange', handleVideoResizing, false); function pageIsResized() { if (subscribeIsShown) setVideoSubscribeLocation(); let sidebarContainer = I('sidebar-container'); if(!sidebarContainer) return; let size = 'xxl'; if(window.innerWidth < 576) size = 'xs'; else if(window.innerWidth < 768) size = 'md'; else if(window.innerWidth < 992) size = 'lg'; else if(window.innerWidth < 1200) size = 'xl'; else size = 'xxl'; console.log(size); switch(size) { case 'xs': case 'md': sidebarContainer.classList.remove('d-lg-block'); sidebarContainer.classList.add('d-none'); sidebarContainer.style.display = 'none'; break; case 'lg': case 'xl': case 'xxl': sidebarContainer.classList.add('d-lg-block'); sidebarContainer.classList.remove('d-none'); sidebarContainer.style.display = 'block'; break; } let singleContainer = I('singleContainer').getBoundingClientRect(); if (sidebarWrap) sidebarWrap.style.width = `${(singleContainer.width * .25) - 24}px`; let insertArticle = I('insertArticle').getBoundingClientRect(); sidebarContainer.style.display = 'static'; } window.addEventListener('scroll', handleScrolling); window.addEventListener('DOMContentLoaded', pageIsLoaded); window.addEventListener('resize', pageIsResized); document.addEventListener( 'wpcf7mailsent', (event) => { console.log("wpcf7mailsent", event.detail); const submitLink = event.detail.inputs.filter(input => input.name === 'submit-link'); if (submitLink && submitLink.length){ window.open(submitLink[0].value); } }, false ); </script> <script>(function(){var advanced_ads_ga_UID="G-3WHRCQ5780",advanced_ads_ga_anonymIP=!!1;window.advanced_ads_check_adblocker=function(t){var n=[],e=null;function a(t){var n=window.requestAnimationFrame||window.mozRequestAnimationFrame||window.webkitRequestAnimationFrame||function(t){return setTimeout(t,16)};n.call(window,t)}return a((function(){var t=document.createElement("div");t.innerHTML=" ",t.setAttribute("class","ad_unit ad-unit text-ad text_ad pub_300x250"),t.setAttribute("style","width: 1px !important; height: 1px !important; position: absolute !important; left: 0px !important; top: 0px !important; overflow: hidden !important;"),document.body.appendChild(t),a((function(){var a,o,i=null===(a=(o=window).getComputedStyle)||void 0===a?void 0:a.call(o,t),d=null==i?void 0:i.getPropertyValue("-moz-binding");e=i&&"none"===i.getPropertyValue("display")||"string"==typeof d&&-1!==d.indexOf("about:");for(var c=0,r=n.length;c<r;c++)n[c](e);n=[]}))})),function(t){"undefined"==typeof advanced_ads_adblocker_test&&(e=!0),null!==e?t(e):n.push(t)}}(),function(){function t(t){this.UID=t,this.analyticsObject="function"==typeof gtag;var n=this;return this.count=function(){gtag("event","AdBlock",{event_category:"Advanced Ads",event_label:"Yes",non_interaction:!0,send_to:n.UID})},function(){if(!n.analyticsObject){var e=document.createElement("script");e.src="https://www.googletagmanager.com/gtag/js?id="+t,e.async=!0,document.body.appendChild(e),window.dataLayer=window.dataLayer||[],window.gtag=function(){dataLayer.push(arguments)},n.analyticsObject=!0,gtag("js",new Date)}var a={send_page_view:!1,transport_type:"beacon"};window.advanced_ads_ga_anonymIP&&(a.anonymize_ip=!0),gtag("config",t,a)}(),this}advanced_ads_check_adblocker((function(n){n&&new t(advanced_ads_ga_UID).count()}))}();})();</script> <script> (async () => { /* Start measuring the visit length. */ // const visitStart = Date.now(); /* Helper functions. */ const generateDeviceId = () => { let d = new Date().getTime(); let d2 = ((typeof performance !== "undefined") && performance.now && (performance.now() * 1000)) || 0; return "xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx".replace(/[xy]/g, c => { let r = Math.random() * 16; if (d > 0) { r = (d + r) % 16 | 0; d = Math.floor(d / 16); } else { r = (d2 + r) % 16 | 0; d2 = Math.floor(d2 / 16); } return (c == "x" ? r : (r & 0x7 | 0x8)).toString(16); }); } // const getVisitCounter = () => { // let visitCounter = sessionStorage.getItem("pymnts_visit_counter"); // if (!visitCounter) { // visitCounter = {}; // } else { // visitCounter = JSON.parse(visitCounter); // } // return visitCounter; // } // const updateVisitCounter = () => { // const visitCounter = getVisitCounter(); // if (visitCounter[window.location.pathname]) { // visitCounter[window.location.pathname]++; // } else { // visitCounter[window.location.pathname] = 1; // } // sessionStorage.setItem("pymnts_visit_counter", JSON.stringify(visitCounter)); // } const getDeviceId = () => { let deviceId = localStorage.getItem("pymnts_device_id"); if (!deviceId) { deviceId = generateDeviceId(); localStorage.setItem("pymnts_device_id", deviceId); // TODO: add pymnts_device_id cookie } return deviceId; } const recordEvents = async (events) => { const data = { user_id: getDeviceId(), events: events }; const reqURL = `/wp-json/pymnts/info?data=${JSON.stringify(data)}`; const resp = await fetch(reqURL); const respJSON = await resp.json(); } // const updatePageviewData = async (events) => { // const visitCounter = getVisitCounter(); // const data = { // user_id: getDeviceId(), // user_agent: window.navigator.userAgent, // page_location: window.location.href, // page_title: document.title, // page_referrer: document.referrer, // visit_count: visitCounter[window.location.pathname], // engagement_time_msec: Math.round((Date.now() - visitStart)) // }; // const reqURL = `/wp-json/pymnts/upd?data=${encodeURIComponent(JSON.stringify(data))}`; // const resp = await fetch(reqURL); // const respJSON = await resp.json(); // } document.querySelector("body").addEventListener( "click", (ev) => { const el = ev.target; const tagName = el.tagName.toLowerCase(); let linkTarget = false; if ( tagName === "a" || tagName === "button" || el.classList.contains("track-clicks") ) { el.addEventListener("click", (ev) => { if (!el.classList.contains("click-tracked")) { el.classList.add("click-tracked"); if (tagName === "a") { linkTarget = el.href; } else if (tagName === "img" && el.parentElement.tagName.toLowerCase() === "a") { linkTarget = el.parentElement.href; } let events = [{ "name": "pymnts_click", "params": { "element_name": tagName, "element_classes": el.className ? el.className : "", "element_text": el.innerHtml ? el.innerHtml : "", "source": window.location.href, "destination": linkTarget, } }]; if (el.classList.contains("pymnts-ad")) { if (el.classList.contains("pymnts-ad-sidebar")) { events.push({ "name": "pymnts_click_sidebar_ad", "params": { "source": window.location.href, "destination": linkTarget, } }); } else if (el.classList.contains("pymnts-ad-bottom")) { events.push({ "name": "pymnts_click_bottom_article_ad", "params": { "source": window.location.href, "destination": linkTarget, } }); } else { events.push({ "name": "pymnts_click_header_banner_ad", "params": { "source": window.location.href, "destination": linkTarget, } }); } } recordEvents(events); } setTimeout(() => { // prevent accidental double-clicks from being tracked el.classList.remove("click-tracked"); }, 600); }); } }, true ); // updateVisitCounter(); // updatePageviewData(); // setInterval(updatePageviewData, 15000); })().catch(err => { console.error("pymnts-info error:", err); }); </script> <script type="text/javascript"> // jQuery(document).ready(function($) { // // Back to Top Button // var duration = 500; // $('.back-to-top').click(function(event) { // event.preventDefault(); // $('html, body').animate({scrollTop: 0}, duration); // return false; // }); // // Main Menu Dropdown Toggle // $('.menu-item-has-children a').click(function(event){ // event.stopPropagation(); // location.href = this.href; // }); // $('.menu-item-has-children').click(function(){ // $(this).addClass('toggled'); // if($('.menu-item-has-children').hasClass('toggled')) // { // $(this).children('ul').toggle(); // $('.fly-nav-menu').getNiceScroll().resize(); // } // $(this).toggleClass('tog-minus'); // return false; // }); // Main Menu Scroll // $(window).load(function(){ // $('.fly-nav-menu').niceScroll({cursorcolor:"#888",cursorwidth: 7,cursorborder: 0,zindex:999999}); // }); // Infinite Scroll // $('.infinite-content').infinitescroll({ // navSelector: ".nav-links", // nextSelector: ".nav-links a:first", // itemSelector: ".infinite-post", // loading: { // msgText: "Loading more posts...", // finishedMsg: "Sorry, no more posts" // } // }); // $(window).unbind('.infscr'); // $(".inf-more-but").click(function(){ // $('.infinite-content').infinitescroll('retrieve'); // return false; // }); // $(window).load(function() { // // The slider being synced must be initialized first // $('.post-gallery-bot').flexslider({ // animation: "slide", // controlNav: false, // animationLoop: true, // slideshow: false, // itemWidth: 80, // itemMargin: 10, // asNavFor: '.post-gallery-top' // }); // $('.post-gallery-top').flexslider({ // animation: "fade", // controlNav: false, // animationLoop: true, // slideshow: false, // prevText: "<", // nextText: ">", // sync: ".post-gallery-bot" // }); // }); // }); </script> <script type="text/javascript" id="contact-form-7-js-extra"> /* <![CDATA[ */ var wpcf7 = {"api":{"root":"https:\/\/www.pymnts.com\/wp-json\/","namespace":"contact-form-7\/v1"}}; /* ]]> */ </script> <script type="text/javascript" src="https://www.pymnts.com/_static/??-eJyVyzEOwjAMAMAP4VoFqsKAeItjB5QocaraoTwf2BhYGG843Bbgph7VcSn9ntSQRMAbMJWoQiuE7t4USwpIzmGoSYdsO/xRPyZ2uLW1woxJuXSJhrY9MNvbEp//3q93rZdx3k+H03Qcz/kF4U1EYQ==" ></script><script type="text/javascript" id="leadin-script-loader-js-js-extra"> /* <![CDATA[ */ var leadin_wordpress = {"userRole":"visitor","pageType":"post","leadinPluginVersion":"11.1.40"}; /* ]]> */ </script> <script type="text/javascript" src="https://js.hs-scripts.com/45558957.js?integration=WordPress&ver=11.1.40" id="leadin-script-loader-js-js"></script> <script type="text/javascript" id="advanced-ads-pro/front-js-extra"> /* <![CDATA[ */ var advanced_ads_cookies = {"cookie_path":"\/","cookie_domain":""}; var advadsCfpInfo = {"cfpExpHours":"3","cfpClickLimit":"3","cfpBan":"7","cfpPath":"","cfpDomain":"www.pymnts.com"}; /* ]]> */ </script> <script type="text/javascript" id="advanced-ads-pro/cache_busting-js-extra"> /* <![CDATA[ */ var advanced_ads_pro_ajax_object = {"ajax_url":"https:\/\/www.pymnts.com\/wp-admin\/admin-ajax.php","lazy_load_module_enabled":"","lazy_load":{"default_offset":0,"offsets":[]},"moveintohidden":"","wp_timezone_offset":"-18000","the_id":"2296667","is_singular":"1"}; var advanced_ads_responsive = {"reload_on_resize":"0"}; /* ]]> */ </script> <script type="text/javascript" id="advadsTrackingScript-js-extra"> /* <![CDATA[ */ var advadsTracking = {"impressionActionName":"aatrack-records","clickActionName":"aatrack-click","targetClass":"pymnt-target","blogId":"1","frontendPrefix":"pymnt-"}; /* ]]> */ </script> <script type="text/javascript" src="https://www.pymnts.com/_static/??-eJyVzEEKgzAQQNELGYdGqO1CPMuYBJk0mQRn1Ou7aUFwY9ef/2CvxhXWwAo1rTOxAPoN2QVv0IupSwEUCSoQr6nNxG2UBv5jJpRwe9UF3Yd4hrpOidyJ8SQKv/z1xjw8emtf9vm2XTwAih5R4w==" ></script><script type="text/javascript" src="https://stats.wp.com/e-202447.js" id="jetpack-stats-js" data-wp-strategy="defer"></script> <script type="text/javascript" id="jetpack-stats-js-after"> /* <![CDATA[ */ _stq = window._stq || []; _stq.push([ "view", JSON.parse("{\"v\":\"ext\",\"blog\":\"225068944\",\"post\":\"2296667\",\"tz\":\"-5\",\"srv\":\"www.pymnts.com\",\"hp\":\"vip\",\"j\":\"1:13.9.1\"}") ]); _stq.push([ "clickTrackerInit", "225068944", "2296667" ]); /* ]]> */ </script> <script>window.advads_admin_bar_items = [{"title":"PYMNTS MonitorEdge May 2024","type":"ad"},{"title":"Banner ads group","type":"group"},{"title":"PYMNTS MonitorEdge May 2024","type":"ad"},{"title":"Bottom article ads group","type":"group"},{"title":"Citi The Impact of Misunderstood Treasurers in Healthcare November 2024 Ad","type":"ad"},{"title":"Sidebar ads group","type":"group"}];</script><script>window.advads_ajax_queries = [{"id":"bottom-of-article","method":"placement","params":{"cache-busting":"auto","pro_minimum_length":"200","previous_method":"placement","previous_id":"bottom-of-article","post":"r0","url_parameter":"\/news\/fintech-investments\/2024\/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack\/","placement_type":"post_bottom","output":{"class":["pymnt-bottom-of-article"],"placement_id":"bottom-of-article"}},"elementid":"pymnt-b9cf2bc2f83a3f5521c319336a21ebd6","blog_id":1}]; window.advads_has_ads = [["2020540","ad","PYMNTS MonitorEdge May 2024","off"],["2020540","ad","PYMNTS MonitorEdge May 2024","off"],["2296649","ad","Citi The Impact of Misunderstood Treasurers in Healthcare November 2024 Ad","off"]]; window.advads_ajax_queries_args = {"r0":{"id":2296667,"author":"1","post_type":"post"}}; ( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {if ( !window.advanced_ads_pro ) {console.log("Advanced Ads Pro: cache-busting can not be initialized");} });</script><script>!function(){window.advanced_ads_ready_queue=window.advanced_ads_ready_queue||[],advanced_ads_ready_queue.push=window.advanced_ads_ready;for(var d=0,a=advanced_ads_ready_queue.length;d<a;d++)advanced_ads_ready(advanced_ads_ready_queue[d])}();</script><script id="webpushr-script"> (function(w,d, s, id) {w.webpushr=w.webpushr||function(){(w.webpushr.q=w.webpushr.q||[]).push(arguments)};var js, fjs = d.getElementsByTagName(s)[0];js = d.createElement(s); js.async=1; js.id = id;js.src = "https://cdn.webpushr.com/app.min.js"; d.body.appendChild(js);}(window,document, 'script', 'webpushr-jssdk')); webpushr('setup',{'key':'BMzcFf1fR52znWSoBe3xcJO01lfIbaiaDprMl3loXvqa0yVwjT_xXSuRvMDUzFmI3-4ySQVgdcv9XPSURrxYktI','sw':'https://www.pymnts.com/wp-content/plugins/webpushr-web-push-notifications/sdk_files/webpushr-sw.js.php'}); </script> <script id="pymnt-tracking">var advads_tracking_ads = {"1":[2020540,2020540,2296649]};var advads_tracking_urls = {"1":"https:\/\/www.pymnts.com\/wp-admin\/admin-ajax.php"};var advads_tracking_methods = {"1":"frontend"};var advads_tracking_parallel = {"1":false};var advads_tracking_linkbases = {"1":"https:\/\/www.pymnts.com\/linkout\/"};</script>