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subpages for Belånbarhedskriterier og -vurdering"></a><ul><li class="clearfix"><a href="/mopo/coll/standards/marketable/html/index.da.html">Omsættelige aktiver</a></li><li class="clearfix"><a href="/mopo/coll/standards/nonmarketable/html/index.da.html">Ikke-omsættelige aktiver</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/assets/html/index.da.html">Liste over belånbare omsættelige aktiver</a><a href="#" class="subpages" title="toggle subpages for Liste over belånbare omsættelige aktiver"></a><ul><li class="clearfix"><a href="/mopo/coll/assets/guide/html/index.da.html">Brugervejledning</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/coll/html/index.da.html">Mobilisering af sikkerhedsstillelse</a><a href="#" class="subpages" title="toggle subpages for Mobilisering af sikkerhedsstillelse"></a><ul><li class="clearfix"><a href="/mopo/coll/coll/ccbm/html/index.da.html">CCBM</a></li><li class="clearfix"><a href="/mopo/coll/coll/eligiblesss/html/index.da.html">Godkendte værdipapirafviklingssystemer</a></li><li class="clearfix"><a href="/mopo/coll/coll/ssslinks/html/index.da.html">Godkendte link</a></li><li class="clearfix"><a href="/mopo/coll/coll/triparty/html/index.da.html">Godkendte trepartsagenter</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/risk/html/index.da.html">Risikoreduktion</a><a href="#" class="subpages" title="toggle subpages for Risikoreduktion"></a><ul><li class="clearfix"><a href="/mopo/coll/risk/ecaf/html/index.da.html">Eksterne kreditvurderingsbureauer</a></li><li class="clearfix"><a href="/mopo/coll/risk/riskcontrol/html/index.da.html">Risikokontrol</a></li><li class="clearfix"><a href="/mopo/coll/risk/liquidity/html/index.da.html">Haircutkategorier</a></li><li class="clearfix"><a href="/mopo/coll/risk/valuation/html/index.da.html">Værdiansættelse</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/loanlevel/html/index.da.html">Initivativet på enkeltlånsniveau</a><a href="#" class="subpages" title="toggle subpages for Initivativet på enkeltlånsniveau"></a><ul><li class="clearfix"><a href="/mopo/coll/loanlevel/transmission/html/index.da.html">Dataskabeloner</a></li><li class="clearfix"><a href="/mopo/coll/loanlevel/implementation/html/index.da.html">Godkendelseskrav</a></li><li class="clearfix"><a href="/mopo/coll/loanlevel/faq/html/index.da.html">Ofte stillede spørgsmål</a></li></ul></li><li class="clearfix"><a href="/mopo/coll/contacts/html/index.da.html">Kontaktpersoner</a></li></ul></li><li class="has-subpages"><a href="/mopo/eaec/html/index.da.html">Nuværende økonomiske forhold</a><a href="#" class="subpages" title="toggle subpages for Nuværende økonomiske forhold"></a><ul><li class="clearfix"><a href="/mopo/eaec/ecopolicy/html/index.da.html">Økonomisk politik</a></li><li class="clearfix"><a href="/mopo/eaec/fiscal/html/index.da.html">Finanspolitik</a></li><li class="clearfix"><a href="/mopo/eaec/trade/html/index.da.html">Udenrigshandel</a></li><li class="clearfix"><a href="/mopo/eaec/eer/html/index.da.html">Effektive valutakurser</a></li><li class="clearfix"><a href="/mopo/eaec/structure/html/index.da.html">Finansiel struktur</a></li><li class="clearfix"><a href="/mopo/eaec/markets/html/index.da.html">Finansielle markeder</a></li><li class="clearfix"><a href="/mopo/eaec/intermediaries/html/index.da.html">Finansielle formidlere</a></li><li class="clearfix"><a href="/mopo/eaec/diversity/html/index.da.html">Økonomisk diversitet</a></li><li class="clearfix"><a href="/mopo/eaec/labour/html/index.da.html">Arbejdsmarkedet</a></li></ul></li><li class="has-subpages"><a href="/mopo/market-contact-groups/html/index.da.html">Markedskontaktgrupper</a><a href="#" class="subpages" title="toggle subpages for Markedskontaktgrupper"></a><ul><li class="clearfix"><a href="/mopo/market-contact-groups/bmcg/html/index.da.html">Bond Market (BMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/mmcg/html/index.da.html">Money Market (MMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/dimcg/html/index.da.html">Debt Issuance Market Contact Group (DIMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/omg/html/index.da.html">ECB Operations Managers Group (ECB OMG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/fxcg/html/index.da.html">Foreign Exchange (FXCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/iid/html/index.da.html">Institutional Investor Dialogue (IID)</a></li></ul></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/paym/html/index.da.html">Betalinger & finansiel stabilitet</a><a href="#" class="subpages" title="toggle subpages for Betalinger & finansiel stabilitet"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Betalinger og finansiel stabilitet</div> <p>Nærmere om, hvordan vi arbejder med finansiel stabilitet og betalingsinfrastruktur</p><a href="/paym/html/index.en.html">Overblik over betalinger og finansiel stabilitet</a><hr> <div class="nav-title">Kviklink</div> <ul> <li><a href="/euro/digital_euro/html/index.en.html">En digital euro</a></li> <li><a href="/press/intro/html/index.en.html">Betalingsnyheder</a></li> <li><a href="/paym/target/target-professional-use-documents-links/html/index.en.html">Target – dokumenter og link for fagfolk</a></li> </ul> </div><a href="/pub/financial-stability/fsr/html/index.en.html" class="item image"> <img src="/paym/financial-stability/html/index/fsr_1000x750.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">Seneste Financial Stability Review</div> <div class="image-date">16. maj 2024</div></a></div></div><ul><li class="clearfix"><span>Betalinger</span></li><li class="has-subpages"><a href="/paym/target/html/index.da.html">Target Services</a><a href="#" class="subpages" title="toggle subpages for Target Services"></a><ul><li class="clearfix"><a href="/paym/target/coco/html/index.da.html">Fælles funktioner</a></li><li class="has-subpages"><a href="/paym/target/t2/html/index.da.html">T2</a><a href="#" class="subpages" title="toggle subpages for T2"></a><ul><li class="clearfix"><a href="/paym/target/t2/facts/html/index.da.html">Facts and figures</a></li><li class="clearfix"><a href="/paym/target/t2/governance/html/index.da.html">Governance</a></li></ul></li><li class="has-subpages"><a href="/paym/target/t2s/html/index.da.html">T2S</a><a href="#" class="subpages" title="toggle subpages for T2S"></a><ul><li class="clearfix"><a href="/paym/target/t2s/governance/html/index.da.html">Governance</a></li><li class="clearfix"><a href="/paym/target/t2s/facts/html/index.da.html">Fakta og tal</a></li><li class="clearfix"><a href="/paym/target/t2s/pricing/html/index.da.html">Prisfastsættelse</a></li></ul></li><li class="has-subpages"><a href="/paym/target/tips/html/index.da.html">TIPS</a><a href="#" class="subpages" title="toggle subpages for TIPS"></a><ul><li class="clearfix"><a href="/paym/target/tips/governance/html/index.da.html">Governance</a></li><li class="clearfix"><a href="/paym/target/tips/facts/html/index.da.html">Fakta og tal</a></li><li class="clearfix"><a href="/paym/target/tips/onboarding/html/index.da.html">Tilslutning</a></li></ul></li><li class="clearfix"><a href="/paym/target/ecms/html/index.da.html">ECMS</a></li><li class="has-subpages"><a href="/paym/target/target-professional-use-documents-links/html/index.da.html">Target-dokumenter & -link til fagfolk</a><a href="#" class="subpages" title="toggle subpages for Target-dokumenter & -link til fagfolk"></a><ul><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/coco/html/index.da.html">Til professionel brug</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/t2/html/index.da.html">T2-dokumenter & -link</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/t2s/html/index.da.html">Beregnet for fagfolk</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/tips/html/index.da.html">Beregnet for fagfolk</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/ecms/html/index.da.html">Beregnet for fagfolk</a></li></ul></li></ul></li><li class="has-subpages"><a href="/paym/integration/html/index.da.html">Integration og innovation</a><a href="#" class="subpages" title="toggle subpages for Integration og innovation"></a><ul><li class="has-subpages"><a href="/paym/integration/distributed/html/index.da.html">Distributed ledger-teknologier</a><a href="#" class="subpages" title="toggle subpages for Distributed ledger-teknologier"></a><ul><li class="clearfix"><a href="/paym/integration/distributed/exploratory/html/index.da.html">Forskningsarbejde</a></li></ul></li><li class="has-subpages"><a href="/paym/integration/retail/html/index.da.html">Detailbetalinger</a><a href="#" class="subpages" title="toggle subpages for Detailbetalinger"></a><ul><li class="clearfix"><a href="/paym/integration/retail/retail_payments_strategy/html/index.da.html">Strategi for detailbetalinger</a></li><li class="clearfix"><a href="/paym/integration/retail/ecb/html/index.da.html">ECB som katalysator</a></li><li class="clearfix"><a href="/paym/integration/retail/sepa/html/index.da.html">SEPA</a></li><li class="clearfix"><a href="/paym/integration/retail/instant_payments/html/index.da.html">Straksbetalinger</a></li></ul></li><li class="has-subpages"><a href="/paym/integration/collateral/html/index.da.html">Harmonisering af forvaltningen af sikkerhed</a><a href="#" class="subpages" title="toggle subpages for Harmonisering af forvaltningen af sikkerhed"></a><ul><li class="clearfix"><a href="/paym/integration/collateral/implementation/html/index.da.html">Gennemførelse</a></li><li class="clearfix"><a href="/paym/integration/collateral/faq/html/index.da.html">Ofte stillede spørgsmål</a></li></ul></li></ul></li><li class="has-subpages"><a href="/paym/cyber-resilience/html/index.da.html">Cyberrobusthed</a><a href="#" class="subpages" title="toggle subpages for Cyberrobusthed"></a><ul><li class="clearfix"><a href="/paym/cyber-resilience/fmi/html/index.da.html">Finansielle markedsinfrastrukturer</a></li><li class="clearfix"><a href="/paym/cyber-resilience/tiber-eu/html/index.da.html">TIBER-EU</a></li></ul></li><li class="has-subpages"><a href="/paym/pol/html/index.da.html">Overvågning</a><a href="#" class="subpages" title="toggle subpages for Overvågning"></a><ul><li class="clearfix"><a href="/paym/pol/systems/html/index.da.html">Betalingssystemer</a></li><li class="clearfix"><a href="/paym/pol/target2-securities/html/index.da.html">Target2-Securities</a></li><li class="clearfix"><a href="/paym/pol/instr/html/index.da.html">Elektroniske betalinger</a></li><li class="clearfix"><a href="/paym/pol/clearing/html/index.da.html">Værdipapirafviklingssystemer og centrale modparter</a></li><li class="clearfix"><a href="/paym/pol/critical/html/index.da.html">Kritiske serviceleverandører</a></li><li class="clearfix"><a href="/paym/pol/correspondent-and-custodian-banks/html/index.da.html">Korrespondentbanker og depotbanker</a></li><li class="clearfix"><a href="/paym/pol/forum/html/index.da.html">Forummet SecuRe Pay</a></li></ul></li><li class="has-subpages"><a href="/paym/erms/html/index.da.html">Tjenesteydelser vedrørende forvaltning af valutareserver</a><a href="#" class="subpages" title="toggle subpages for Tjenesteydelser vedrørende forvaltning af valutareserver"></a><ul><li class="clearfix"><a href="/paym/erms/aspects/html/index.da.html">Vigtige aspekter</a></li><li class="clearfix"><a href="/paym/erms/service/html/index.da.html">Udbud af tjenester</a></li></ul></li><li class="has-subpages"><a href="/paym/cashprof/html/index.da.html">Kontanthåndterere</a><a href="#" class="subpages" title="toggle subpages for Kontanthåndterere"></a><ul><li class="has-subpages"><a href="/paym/cashprof/cashhand/html/index.da.html">Kontanthåndtering</a><a href="#" class="subpages" title="toggle subpages for Kontanthåndtering"></a><ul><li class="clearfix"><a href="/paym/cashprof/cashhand/devices/html/index.da.html">Udstyr til ægthedskontrol af pengesedler</a></li><li class="clearfix"><a href="/paym/cashprof/cashhand/recycling/html/index.da.html">Recirkulering af pengesedler</a></li></ul></li><li class="clearfix"><a href="/paym/cashprof/cdispec/html/index.da.html">CDI-specifikationer</a></li><li class="clearfix"><a href="/paym/cashprof/accreditation/html/index.da.html">Godkendelse af seddelproducenter</a></li></ul></li><li class="has-subpages"><a href="/paym/groups/html/index.da.html">Markedskontaktgrupper</a><a href="#" class="subpages" title="toggle subpages for Markedskontaktgrupper"></a><ul><li class="clearfix"><a href="/paym/groups/ami/html/index.da.html">Rådgivende grupper om markedsinfrastrukturer</a></li><li class="clearfix"><a href="/paym/groups/euro-cyber-board/html/index.da.html">Euro Cyber Resilience Board</a></li><li class="clearfix"><a href="/paym/groups/erpb/html/index.da.html">Euro Retail Payments Board (ERPB)</a></li><li class="clearfix"><a href="/paym/groups/efip/html/index.da.html">European Forum for Innovation in Payments (EFIP)</a></li></ul></li><li class="clearfix"><span>Finansiel stabilitet</span></li><li class="clearfix"><a href="/paym/financial-stability/html/index.da.html">Finansiel stabilitet</a></li><li class="clearfix"><a href="/paym/macroprudential-measures/html/index.da.html">Makroprudentielle tiltag</a></li><li class="clearfix"><a href="/paym/financial_stability_contact_groups/html/index.da.html">Kontaktgrupper vedrørende finansiel stabilitet</a></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/stats/html/index.da.html">Statistik</a><a href="#" class="subpages" title="toggle subpages for Statistik"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Statistik</div> <p>Adgang til al ECB-statistik og baggrundsoplysninger</p><a href="/stats/html/index.en.html">Overblik over ECB's statistik</a><hr> <div class="nav-title">Kviklink</div> <ul> <li><a href="https://data.ecb.europa.eu/main-figures">Hovedtal</a></li> <li><a href="https://data.ecb.europa.eu/">ECB Data Portal</a></li> <li><a href="/stats/ecb_statistics/accessing-our-data/html/index.en.html">Alle datatjenester</a></li> </ul> </div><a href="/press/blog/date/2024/html/ecb.blog20240418~2240ea1850.en.html" class="item image"> <img src="/press/blog/date/2024/html//ecb.blog20240418~2240ea1850/ecb.blog20240418~2240ea1850.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">ECB'S BLOG - Forbedrede data: klimaændringernes effekt på bankerne</div> <div class="image-date">18. april 2024</div></a></div></div><ul><li class="clearfix"><span>Hyppigt besøgt</span></li><li class="clearfix"><a href="/stats/euro-exchange-rates/html/index.da.html">Euro valutakurser</a></li><li class="clearfix"><a href="/stats/key-ecb-interest-rates/html/index.da.html">ECB's officielle renter</a></li><li class="has-subpages"><a href="/stats/euro-short-term-rates/html/index.da.html">Den korte eurorente (€STR)</a><a href="#" class="subpages" title="toggle subpages for Den korte eurorente (€STR)"></a><ul><li class="has-subpages"><a href="/stats/euro-short-term-rates/interest_rate_benchmarks/html/index.da.html">Rentebenchmark</a><a href="#" class="subpages" title="toggle subpages for Rentebenchmark"></a><ul><li class="clearfix"><a href="/stats/euro-short-term-rates/interest_rate_benchmarks/WG_euro_risk-free_rates/html/index.da.html">Arbejdsgruppen om risikofrie eurorenter</a></li></ul></li></ul></li><li class="clearfix"><a href="/stats/inflation/html/index.da.html">Inflation</a></li><li class="clearfix"><a href="/stats/euro-area-yield-curves/html/index.da.html">Euroområdets rentekurver</a></li><li class="clearfix"><span>Al statistik og baggrund</span></li><li class="clearfix"><a href="/stats/all-key-statistics/html/index.da.html">Al den vigtigste statistik</a></li><li class="clearfix"><a href="/stats/accessing-our-data/html/index.da.html">Få adgang til vores data</a></li><li class="has-subpages"><a href="/stats/ecb_statistics/html/index.da.html">Hovedtræk</a><a href="#" class="subpages" title="toggle subpages for Hovedtræk"></a><ul><li class="clearfix"><a href="/stats/ecb_statistics/governance_and_quality_framework/html/index.da.html">Governance og kvalitetsrammer</a></li><li class="clearfix"><a href="/stats/ecb_statistics/co-operation_and_standards/html/index.da.html">Samarbejde og standarder</a></li><li class="clearfix"><a href="/stats/ecb_statistics/reporting/html/index.da.html">Bankernes datarapportering</a></li><li class="has-subpages"><a href="/stats/ecb_statistics/anacredit/html/index.da.html">AnaCredit</a><a href="#" class="subpages" title="toggle subpages for AnaCredit"></a><ul><li class="clearfix"><a href="/stats/ecb_statistics/anacredit/questions/html/index.da.html">AnaCredit Q&A</a></li></ul></li><li class="clearfix"><a href="/stats/ecb_statistics/consultations/html/index.da.html">Offentlige høringer</a></li><li class="clearfix"><a href="/stats/ecb_statistics/dialogue/html/index.da.html">Banking Industry Dialogue om ESCB-statistik og integreret rapportering</a></li><li class="clearfix"><a href="/stats/ecb_statistics/sdmx/html/index.da.html">SDMX - model til udveksling af statistiske data</a></li><li class="clearfix"><a href="/stats/ecb_statistics/inexda/html/index.da.html">INEXDA - granulært datanetværk</a></li></ul></li></ul></div></li><li class="has-subpages -section" aria-expanded="false"><a href="/euro/html/index.da.html">Euroen</a><a href="#" class="subpages" title="toggle subpages for Euroen"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Euroen</div> <p>Alt, hvad du har brug for at vide om den fælles valuta</p><a href="/euro/html/index.en.html">Overblik over euroen</a><hr> <div class="nav-title">Kviklink</div> <ul> <li><a href="/paym/cashprof/html/index.en.html">Kontanthåndterere</a></li> <li><a href="/stats/policy_and_exchange_rates/banknotes+coins/html/index.en.html">Statistik over sedler og mønter</a></li> <li><a href="/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html">Eurokursen</a></li> </ul> </div><a href="/euro/banknotes/future_banknotes/html/index.en.html" class="item image"> <img src="/euro/banknotes/future_banknotes/html/index/TwoThemes_Announcement_BOX_1000x750.png" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">To mulige temaer udvalgt til nye eurosedler</div> <div class="image-date">29. november 2023</div></a></div></div><ul><li class="has-subpages"><a href="/euro/digital_euro/html/index.da.html">Digital euro</a><a href="#" class="subpages" title="toggle subpages for Digital euro"></a><ul><li class="has-subpages"><a href="/euro/digital_euro/features/html/index.da.html">Hvad er det?</a><a href="#" class="subpages" title="toggle subpages for Hvad er det?"></a><ul><li class="clearfix"><a href="/euro/digital_euro/features/privacy/html/index.da.html">Den digitale euro og privatliv</a></li></ul></li><li class="clearfix"><a href="/euro/digital_euro/how-it-works/html/index.da.html">Sådan virker den</a></li><li class="clearfix"><a href="/euro/digital_euro/why-we-need-it/html/index.da.html">Derfor har vi brug for den</a></li><li class="clearfix"><a href="/euro/digital_euro/progress/html/index.da.html">Tidslinje og status</a></li><li class="has-subpages"><a href="/euro/digital_euro/timeline/html/index.da.html">Detaljerede oplysninger</a><a href="#" class="subpages" title="toggle subpages for Detaljerede oplysninger"></a><ul><li class="clearfix"><a href="/euro/digital_euro/timeline/stakeholder/html/index.da.html">Ledelse og interessenter</a></li><li class="clearfix"><a href="/euro/digital_euro/timeline/profuse/html/index.da.html">Tekniske dokumenter og forskning</a></li><li class="clearfix"><a href="/euro/digital_euro/timeline/rulebook/html/index.da.html">Regelsæt for projektet</a></li></ul></li><li class="clearfix"><a href="/euro/digital_euro/faqs/html/index.da.html">Ofte stillede spørgsmål</a></li></ul></li><li class="clearfix"><span>Kontanter</span></li><li class="has-subpages -section"><a href="/euro/cash_strategy/html/index.da.html">Eurosystemets kontantstrategi</a><a href="#" class="subpages" title="toggle subpages for Eurosystemets kontantstrategi"></a><ul><li class="clearfix"><a href="/euro/cash_strategy/cash_role/html/index.da.html">Kontanters rolle</a></li><li class="clearfix -current"><a href="/euro/cash_strategy/issuance/html/index.da.html">Udstedelse og cirkulation</a></li><li class="clearfix"><a href="/euro/cash_strategy/acceptance-cash/html/index.da.html">Adgang til at hæve og betale med kontanter</a></li><li class="clearfix"><a href="/euro/cash_strategy/faqs/html/index.da.html">Ofte stillede spørgsmål</a></li></ul></li><li class="has-subpages"><a href="/euro/banknotes/html/index.da.html">Eurosedler</a><a href="#" class="subpages" title="toggle subpages for Eurosedler"></a><ul><li class="has-subpages"><a href="/euro/banknotes/future_banknotes/html/index.da.html">Fremtidige eurosedler</a><a href="#" class="subpages" title="toggle subpages for Fremtidige eurosedler"></a><ul><li class="clearfix"><a href="/euro/banknotes/future_banknotes/redesign/html/index.da.html">Nydesign af eurosedlerne</a></li></ul></li><li class="has-subpages"><a href="/euro/banknotes/current/html/index.da.html">Nuværende eurosedler</a><a href="#" class="subpages" title="toggle subpages for Nuværende eurosedler"></a><ul><li class="clearfix"><a href="/euro/banknotes/current/denominations/html/index.da.html">Seddelværdier</a></li><li class="clearfix"><a href="/euro/banknotes/current/design/html/index.da.html">Designelementer</a></li><li class="clearfix"><a href="/euro/banknotes/current/security/html/index.da.html">Sikkerhedselementer</a></li></ul></li><li class="clearfix"><a href="/euro/banknotes/ac/html/index.da.html">Beskyttelse mod forfalskning</a></li><li class="clearfix"><a href="/euro/banknotes/production/html/index.da.html">Seddelproduktion og lagre</a></li><li class="clearfix"><a href="/euro/banknotes/damaged/html/index.da.html">Beskadigede og blækplettede eurosedler</a></li><li class="has-subpages"><a href="/euro/banknotes/environmental/html/index.da.html">Miljø, sundhed og sikkerhed</a><a href="#" class="subpages" title="toggle subpages for Miljø, sundhed og sikkerhed"></a><ul><li class="clearfix"><a href="/euro/banknotes/environmental/pef/html/index.da.html">Produkters miljøaftryk</a></li></ul></li><li class="clearfix"><a href="/euro/banknotes/research/html/index.da.html">Forskning og udvikling</a></li><li class="clearfix"><a href="/euro/banknotes/images/html/index.da.html">Billeder og regler for gengivelse (Images and reproduction rules)</a></li><li class="clearfix"><a href="/euro/banknotes/info/html/index.da.html">Informations- og undervisningsmateriale</a></li></ul></li><li class="has-subpages"><a href="/euro/coins/html/index.da.html">Euromønter</a><a href="#" class="subpages" title="toggle subpages for Euromønter"></a><ul><li class="clearfix"><a href="/euro/coins/2euro/html/index.da.html">2 €</a></li><li class="clearfix"><a href="/euro/coins/1euro/html/index.da.html">1 €</a></li><li class="clearfix"><a href="/euro/coins/50cents/html/index.da.html">50 cent</a></li><li class="clearfix"><a href="/euro/coins/20cents/html/index.da.html">20 cent</a></li><li class="clearfix"><a href="/euro/coins/10cents/html/index.da.html">10 cent</a></li><li class="clearfix"><a href="/euro/coins/5cents/html/index.da.html">5 cent</a></li><li class="clearfix"><a href="/euro/coins/2cents/html/index.da.html">2 cent</a></li><li class="clearfix"><a href="/euro/coins/1cent/html/index.da.html">1 cent</a></li><li class="clearfix"><a href="/euro/coins/common/html/index.da.html">Fælles side</a></li><li class="clearfix"><a href="/euro/coins/comm/html/index.da.html">2-euro-erindringsmønter</a></li><li class="clearfix"><a href="/euro/coins/security/html/index.da.html">Sikkerhedselementer</a></li><li class="clearfix"><a href="/euro/coins/collect/html/index.da.html">Samlermønter</a></li></ul></li><li class="has-subpages"><a href="/euro/changeover/html/index.da.html">Overgang til eurosedler og -mønter</a><a href="#" class="subpages" title="toggle subpages for Overgang til eurosedler og -mønter"></a><ul><li class="clearfix"><a href="/euro/changeover/croatia/html/index.da.html">Kroatien (2023)</a></li><li class="clearfix"><a href="/euro/changeover/lithuania/html/index.da.html">Litauen (2015)</a></li><li class="clearfix"><a href="/euro/changeover/latvia/html/index.da.html">Letland (2014)</a></li><li class="clearfix"><a href="/euro/changeover/estonia/html/index.da.html">Estland (2011)</a></li><li class="clearfix"><a href="/euro/changeover/slovakia/html/index.da.html">Slovakiet (2009)</a></li><li class="clearfix"><a href="/euro/changeover/cyprus/html/index.da.html">Cypern (2008)</a></li><li class="clearfix"><a href="/euro/changeover/malta/html/index.da.html">Malta (2008)</a></li><li class="clearfix"><a href="/euro/changeover/slovenia/html/index.da.html">Slovenien (2007)</a></li><li class="clearfix"><a href="/euro/changeover/2002/html/index.da.html">Den første overgang til eurosedler og -mønter i 2002</a></li></ul></li><li class="has-subpages"><a href="/euro/exchange/html/index.da.html">Omveksling af nationale sedler og mønter</a><a href="#" class="subpages" title="toggle subpages for Omveksling af nationale sedler og mønter"></a><ul><li class="clearfix"><a href="/euro/exchange/au/html/index.da.html">Østrig</a></li><li class="clearfix"><a href="/euro/exchange/be/html/index.da.html">Belgien</a></li><li class="clearfix"><a href="/euro/exchange/hr/html/index.da.html">Kroatien</a></li><li class="clearfix"><a href="/euro/exchange/cy/html/index.da.html">Cypern</a></li><li class="clearfix"><a href="/euro/exchange/et/html/index.da.html">Estland</a></li><li class="clearfix"><a href="/euro/exchange/fi/html/index.da.html">Finland</a></li><li class="clearfix"><a href="/euro/exchange/fr/html/index.da.html">Frankrig</a></li><li class="clearfix"><a href="/euro/exchange/de/html/index.da.html">Tyskland</a></li><li class="clearfix"><a href="/euro/exchange/gr/html/index.da.html">Grækenland</a></li><li class="clearfix"><a href="/euro/exchange/ir/html/index.da.html">Irland</a></li><li class="clearfix"><a href="/euro/exchange/it/html/index.da.html">Italien</a></li><li class="clearfix"><a href="/euro/exchange/lv/html/index.da.html">Letland</a></li><li class="clearfix"><a href="/euro/exchange/lt/html/index.da.html">Litauen</a></li><li class="clearfix"><a href="/euro/exchange/lu/html/index.da.html">Luxembourg</a></li><li class="clearfix"><a href="/euro/exchange/mt/html/index.da.html">Malta</a></li><li class="clearfix"><a href="/euro/exchange/nl/html/index.da.html">Holland</a></li><li class="clearfix"><a href="/euro/exchange/pt/html/index.da.html">Portugal</a></li><li class="clearfix"><a href="/euro/exchange/slovakia/html/index.da.html">Slovakiet</a></li><li class="clearfix"><a href="/euro/exchange/sl/html/index.da.html">Slovenien</a></li><li class="clearfix"><a href="/euro/exchange/es/html/index.da.html">Spanien</a></li></ul></li><li class="clearfix"><a href="/euro/visually/html/index.da.html">For blinde og svagsynede</a></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/pub/html/index.da.html">Forskning</a><a href="#" class="subpages" title="toggle subpages for Forskning"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Forskning</div> <p>Dybdegående undersøgelser og ekspertanalyser af forskellige emner og emneområder</p><a href="/pub/html/index.en.html">Overblik over ECB's forskning</a> <hr> <div class="nav-title">Kviklink</div> <ul>  <li><a href="/press/conferences/html/index.en.html">Konferencer & seminarer</a></li> <li><a href="/pub/economic-research/programmes/html/index.en.html">Muligheder for forskere</a></li> </ul> </div><a 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<div class="section"> <p>Juridisk set har både ECB og centralbankerne i landene i euroområdet ret til at udstede eurosedler. I praksis er det kun de nationale centralbanker, der fysisk udsteder og inddrager eurosedler (og -mønter). ECB har ingen hovedkasse og håndterer ikke kontanter. For euromønternes vedkommende er de lovbestemte udstedere landene i euroområdet. Europa-Kommissionen koordinerer alle møntspørgsmål på euroområdeplan. For nærmere information henvises til <a href="https://ec.europa.eu/info/business-economy-euro/euro-area/euro-coins-and-notes/euro-coins_da" class="-inline-icon-link">Europa-Kommissionens websted</a>.</p> <p>ECB fører tilsyn med de nationale centralbankers aktiviteter og tager initiativ til yderligere harmonisering af kontanttjenesterne inden for euroområdet, mens de nationale centralbanker sikrer, at de nationale kontantforsyningssystemer fungerer efter hensigten. De sætter sedler og mønter i omløb via banksystemet og i begrænset omfang via detailhandelen. Disse opgaver kan ikke udføres af ECB, der hverken har de nødvendige funktioner eller tekniske afdelinger til det (fx distributions- og seddelhåndteringsenheder eller boksanlæg).</p> <p>Antallet af eurosedler i omløb er steget støt, siden euroen blev indført. De små og mellemstore eurosedler anvendes oftest til de daglige betalinger. Større eurosedler anvendes hovedsagelig som værdiopbevaringsmiddel og til at foretage dyre indkøb.</p> <h2>Omløb i euroområdet</h2> <p>Turisme, forretningsrejser og indkøb på tværs af landegrænser betyder, at eurosedler (og -mønter) cirkulerer overalt i euroområdet. Inden indførelsen af euroen "flyttede" de nationale pengesedler sig også over landegrænser – om end i meget mindre udstrækning – og måtte sendes tilbage til "hjemlandet", til den centralbank, der havde udstedt dem. Efter indførelsen af euroen er det ikke længere nødvendigt at returnere pengesedler. Da store mængder eurosedler forlader det land, hvor de er udstedt, og bliver transporteret til andre eurolande og brugt som betalingsmiddel dér, er centralbankerne imidlertid nødt til at omdistribuere dem, så der ikke mangler sedler i ét land, mens der er overskud i et andet. Disse store overførsler af pengesedler koordineres centralt og finansieres af ECB.</p> <p>Specifikke tal for den mængde af de enkelte seddelværdier (og mønter), der er i omløb i euroområdet, findes i <a href="/stats/policy_and_exchange_rates/banknotes+coins/circulation/html/index.en.html" data-label="engelsk">statistikafsnittet</a>.</p> <h2>Omløb uden for euroområdet</h2> <p>Eurosedler anvendes ikke kun af dem, der bor i euroområdet. Euroen er en international valuta, så nogle eurosedler ender uden for euroområdet – og bliver der. Det skønnes, at mellem 20 og 25 pct. af den samlede værdi af alle eurosedler i omløb befinder sig uden for euroområdet, hovedsagelig i nabolandene. Efterspørgslen efter eurosedler steg især kraftigt i en række østeuropæiske lande uden for EU, da den finansielle krise brød ud i 2008, og de nationale valutaer tabte i værdi i forhold til euroen. Disse eurosedler er fortsat i omløb, hvilket kunne tyde på, at residenter uden for euroområdet har beholdt dem.</p> <h2>Eurosedlers og -mønters kredsløb</h2> <p>Pengesedler følger en specifik vej gennem økonomien. Bankerne bestiller dem i centralbanken og udsteder dem efterfølgende via pengeautomater. Folk bruger dem i butikker og på markeder, men også andre steder. Efterfølgende indleveres de af de detailhandlende og andre bankkunder i bankerne. Banker og andre kontanthåndterende virksomheder sender dem derefter enten tilbage til centralbanken eller <a href="/paym/cashprof/cashhand/recycling/html/index.da.html">recirkulerer sedlerne</a> efter at have kontrolleret, at de er ægte og egnede til at blive sendt i omløb. Hele kredsløbet kan ses i vores video:</p> </div> <div class="jumbo-box"> <div class="upper"> <div class="content-box"> <h3>Eurosedlernes livscyklus</h3> </div> </div> <div class="lower"> <div data-video="AZ4CoLPM-qs"></div> </div> </div> <div class="section"> <p>Det varierer fra land til land, hvordan kontantforsyningen er organiseret. Kontantforsyningen afhænger fx af:</p> <ul> <li>centralbankens struktur, herunder dens net af filialer</li> <li>bankerne og deres net af filialer</li> <li>lovgivningen</li> <li>borgernes betalingsvaner</li> <li>de lokale pengetransportfirmaers infrastruktur</li> <li>det enkelte lands geografi, historie og traditioner.</li> </ul> <p>På trods af disse forskelle tilstræber Eurosystemet fortsat at opnå større konvergens i de kontanttjenester, som de nationale centralbanker i euroområdet tilbyder. Interessenter, fx forretningsbanker, pengetransportfirmaer og andre kontanthåndterende virksomheder på både nationalt og europæisk plan, høres i denne forbindelse. Øget harmonisering og integration vil give dem større fordele ved den fælles valuta.</p> <p>Yderligere oplysninger findes i <a href="/press/annual-reports-financial-statements/annual/html/index.da.html">ECB's årsberetning</a>.</p> <h2>Dur – dur ikke?</h2> <p>Eurosedler skal være ægte og af høj kvalitet, hvis folk skal have tillid til dem. Derfor anvender de nationale centralbanker i euroområdet fuldautomatiserede seddelhåndteringsmaskiner til at sikre, at sedlerne er ægte og af en så god kvalitet, at de kan sættes i omløb igen.</p> </div> <div class="see-also-boxes -align-center -two-columns"> <div class="headline">SE OGSÅ</div> <h2>Relaterede emner</h2> <div class="container"> <div class="content-box"> <h3></h3> <a href="/stats/euro/circulation/html/index.da.html">Statistics on banknotes and coins circulation</a> </div> <div class="content-box"> <h3></h3> <a href="/paym/cashprof/cashhand/recycling/html/index.da.html">Afgørelse om recirkulering af eurosedler</a> </div> </div> </div> <div class="in-this-section" id="pages-in-section-holder"> <h3>Alle sider i dette afsnit</h3> <div class="content-box"> </div> </div> </main> </div> <div id="feedback" class="hidden"> <div class="content-box"> <div class="initial"> <div class="title">Levede denne side op til dine forventninger?</div><a class="button -inverted-color" id="feedback-yes">Ja</a> <a class="button -inverted-color" id="feedback-no">Nej</a></div> <div class="second hidden"> <div class="title">Hvorfor ikke?</div><a class="button -inverted-color" id="feedback-broken">Siden fungerer ikke</a> <a class="button -inverted-color" id="feedback-content">Oplysningerne er uinteressante</a> <a class="button -inverted-color" id="feedback-design">Designet er kedeligt</a> <a class="button -inverted-color" id="feedback-other">Andet</a></div> <div class="final hidden"> <div class="title">Tak for din tilbagemelding!</div> </div> </div> </div> <footer id="ecb-doc-footer"> <div class="ecb-footerTop"> <div class="sitemap"><a href="/home/sitedir/html/index.en.html" title="Site Directory">Site directory</a></div> <div class="socialLinks"><a class="inline-link" href="/home/socialmedia/html/index.en.html" title="Officielle sociale mediakanaler">FØLG OS</a> <a href="http://twitter.com/ecb" class="twitter" title="X"></a> <a href="https://www.linkedin.com/company/european-central-bank" class="linkedin" title="LinkedIn"></a> <a href="https://www.instagram.com/europeancentralbank/" class="instagram" title="Instagram"></a> <a href="https://www.youtube.com/user/ecbeuro" class="youtube" title="YouTube"></a> <a href="https://www.flickr.com/photos/europeancentralbank/sets/" class="flickr" title="Flickr"></a> <a href="https://soundcloud.com/europeancentralbank" class="soundcloud" title="SoundCloud"></a> <a href="/rss" class="rss" title="RSS-news feeds"></a></div> </div><div class="ecb-footerBottom"><p><span>Copyright 2024, </span>Den Europæiske Centralbank</p> <div class="ecb-serviceNavigation"> <div class="ecb-serviceNavigationBox"> <div class="ecb-serviceNavigationBoxTitle">Nyttige link</div> <div class="ecb-serviceNavigationBoxLinks"> <ul> <li><a href="/careers/vacancies/html/index.en.html">Karriere og Job</a></li> <li><a href="/services/glossary/html/index.en.html">Ordliste</a></li> <li><a href="/services/links/html/index.en.html">Andre institutioner</a></li> </ul> </div> </div> <div class="ecb-serviceNavigationBox"> <div class="ecb-serviceNavigationBoxTitle">Sådan bruger du vores websted</div> <div class="ecb-serviceNavigationBoxLinks"> <ul> <li><a href="/services/disclaimer/html/index.en.html">Ansvarsfraskrivelse & Copyright</a></li> <li><a href="/services/data-protection/privacy-statements/website/html/index.en.html">Databeskyttelseserklæring</a></li> <li><a href="/services/languagepolicy/html/index.en.html">Sprogpolitik</a></li> </ul> </div> </div> <div class="ecb-serviceNavigationBox"> <div class="ecb-serviceNavigationBoxTitle">Virksomhedspolitik</div> <div class="ecb-serviceNavigationBoxLinks"> <ul> <li><a href="/services/data-protection/html/index.en.html">Databeskyttelse</a></li> <li><a href="/ecb/access_to_documents/html/index.en.html">Aktindsigt</a></li> </ul> </div> </div> <div class="ecb-serviceNavigationBox"> <div class="ecb-serviceNavigationBoxTitle">Kontakt</div> <div class="ecb-serviceNavigationBoxLinks"> <ul> <li><a href="/services/contacts/html/index.en.html">Kontaktinformation</a></li> <li><a href="/services/contacts/address/html/index.en.html">Adresse</a></li> <li><a href="/services/contacts/working-hours/html/index.en.html">Kontortid</a></li> </ul> </div> </div> </div> </div>  </footer> <style> [data-count]{ position: relative; 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