房贷计算器最新2025_房贷计算器

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</div> <div class="item "> <a href="https://cs.loupan.com/news/" > 楼讯 </a>   </div> <div class="item "> <a href="https://www.loupan.com/bk/" > 房产百科 </a>  <div class="hidePanel subMenu"> <div class="subMenuList"> <a href="https://www.loupan.com/zhuanti/">房产指南</a> <a href="https://www.loupan.com/ask/">房产问答</a> <a href="https://www.loupan.com/zs/">楼盘知识</a> </div> </div>  </div> </div> <div class="userState login2 login2023"> </div> <div class="header_lang header_lang2023"></div> </div> </div> <div class="pages"> <script> (function(){ var bp = document.createElement('script'); bp.src = 'https://zz.bdstatic.com/linksubmit/push.js'; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(bp, s); })(); </script>  <div class="banner"> <div class="wrapper-box"> <div class="new">最新贷款利率：商业贷款:<span id="new_sdlv">-</span>%  公积金<span id="new_gjlv">-</span>%</div> <div id="jisuanqi"> <ul class="jisuanqi-ul"> <li><a href="javascript:;" class="cur">房贷计算器</a></li> <li><a href="/fangdai_gfnlpg/">购买能力计算器</a></li> <li><a href="/fangdai_gjjdk/">公积金贷款计算器</a></li> <li><a href="/fangdai_tqhk/">提前还款计算器</a></li> <li><a href="/fangdai_sf/">税费计算器</a></li> </ul> <div class="jisuanqi-wrapper clearfixed"> <div id="fangdai"> <ul class="fl fangdai-ul"> <li class="cur"><i class="shangye"></i> <p>商业贷款</p></li> <li><i class="gongjijin"></i> <p>公积金贷款</p></li> <li><i class="zuhexing"></i> <p>组合贷款</p></li> </ul> <form name="calc1" id="calc1"> <input type="hidden" name="type" value="1"/> <div class="fangdai-wrapper-box fr" style="display:block;"> <div class="jisuan-type fl"> <div id="jisuan-tab-box"> <p>计算方式</p> <ul class="jisuan-tab-box-ul countBtm"> <li class="cur"><label><input id="calc1_radio2" onclick="changeCounts(this,1);" checked="checked" value="2" name="jisuan_radio" type="radio"/><span class="icon"></span>按房屋总价计算</label></li> <li><label><input id="calc1_radio1" onclick="changeCounts(this,2);" value="1" name="jisuan_radio" type="radio"/><span class="icon"></span>按单价与面积计算</label></li> </ul> <div class="fwzjBox "> <div style="display:block;" class="jisuan-tab-box-div"> <dl> <dt>房屋总价</dt> <dd><input type="text" class="input_fwzj clearVal1" data-index="1" style="width:340px;" id="housePrice1" name="daikuan_total000" /></dd> <dd class="dw">万元</dd> </dl> </div> <dl> <dt>贷款成数</dt> <dd> <select id="percentage" name="anjie" class="text"> <option value="0.9">9成</option> <option value="0.85" selected>8成5</option> <option value="0.8">8成</option> <option value="0.75">7成5</option> <option value='0.7'>7成</option> <option value='0.6'>6成</option> <option value='0.5'>5成</option> <option value='0.4'>4成</option> <option value='0.3'>3成</option> <option value='0.2'>2成</option> </select> </dd> </dl> <dl> <dt>贷款金额</dt> <dd><input readonly type="text" style="width:340px;" id="loanAmount1" name="daikuan_total000" /></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款年限</dt> <dd> <select name="years" id="years"> <option value="1">1年</option> <option value="2">2年</option> <option value="3">3年</option> <option value="4">4年</option> <option value="5">5年</option> <option value="6">6年</option> <option value="7">7年</option> <option value="8">8年</option> <option value="9">9年</option> <option value="10">10年</option> <option value="11">11年</option> <option value="12">12年</option> <option value="13">13年</option> <option value="14">14年</option> <option value="15">15年</option> <option value="16">16年</option> <option value="17">17年</option> <option value="18">18年</option> <option value="19">19年</option> <option value="20" selected="selected">20年</option> <option value="21">21年</option> <option value="22">22年</option> <option value="23">23年</option> <option value="24">24年</option> <option value="25">25年</option> <option value="25">26年</option> <option value="25">27年</option> <option value="25">28年</option> <option value="25">29年</option> <option value="30">30年</option> </select> </dd> </dl> <p style="margin-top: 20px;margin-bottom: 20px;">商贷利率方式</p> <ul class="jisuan-tab-box-ul LprBtm" style="margin-top: 20px;"> <li><label><input id="calc1_radio2" onclick="changeBase(this,2);" value="2" name="jisuan_radio" type="radio"/><span class="icon"></span>基准利率</label></li> <li class="cur"><label><input id="calc1_radio1" checked="checked" onclick="changeBase(this,1);" value="1" name="jisuan_radio" type="radio"/><span class="icon"></span>LPR基础利率</label></li> </ul> <dl class="sdBox"> <dt>商贷利率</dt> <dd> <select id="val_sd1" class="wt_w" name="lilv" ></select> </dd> <dd> =<span id="sdlv" class="font02 val_ll">4.9</span>%</dd> </dl> <dl class="baseBox"> <dt></dt> <dd> <div class="lprBox"> <div class="item"> <span class="tit">LPR</span> <input type="text" data-index="1" id="lrp1" class="lpr_val lrp"> <span class="dw">%</span> </div> <div class="item"> <span class="tit">基点</span> <input type="text" data-index="1" class="lrp" id="val_jd1" value="0" ><span class="dw">%oo</span> </div> </div> </dd> </dl> <dl class="baseBox"> <dt>商贷利率</dt> <dd><input type="text" id="val_ll1" readonly class="input_fwzj" data-index="1" style="width:340px;" id="housePrice1" name="daikuan_total000" /></dd> <dd class="dw">%</dd> </dl> <p class="remark">注：此计算结果仅供参考，实际缴费应以当地为准</p> <dl class="wt"> <input type="button" value="重置" id="reset1" class="againBtn" /> <input type="button" id="count1" value="计算" class="suanBtn" /> </dl> </div> <div class="mjdjBox "> <dl> <dt>单价</dt> <dd><input type="text" style="width:340px;" class="regRule" data-index="1" id="price_val1" name="daikuan_total000" /></dd> <dd class="dw">元 / ㎡</dd> </dl> <dl> <dt>面积</dt> <dd><input type="text" style="width:340px;" class="regRule" data-index="2" id="area_val1" name="daikuan_total000" /></dd> <dd class="dw">㎡</dd> </dl> <dl> <dt>房屋总价</dt> <dd><input type="text" readOnly style="width:340px;" id="housePrice2" name="daikuan_total000" /></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款成数</dt> <dd> <select name="years" id="percentage1" > <option value="0.9" >九成</option> <option value="0.85" selected>八成五</option> <option value="0.8">八成</option> <option value="0.75">七成五</option> <option value="0.7">七成</option> <option value="0.6">六成</option> <option value="0.5">五成</option> <option value="0.4">四成</option> <option value="0.3">三成</option> <option value="0.2">二成</option> </select> </dd> </dl> <dl> <dt>贷款金额</dt> <dd><input type="text" style="width:340px;" readOnly id="loanAmount2" name="daikuan_total000" onchange="ShowLilvsd(document.calc1.years.value,document.calc1.lilv.value);"/></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款年限</dt> <dd> <select name="years" id="years1"> <option value="1">1年</option> <option value="2">2年</option> <option value="3">3年</option> <option value="4">4年</option> <option value="5">5年</option> <option value="6">6年</option> <option value="7">7年</option> <option value="8">8年</option> <option value="9">9年</option> <option value="10">10年</option> <option value="11">11年</option> <option value="12">12年</option> <option value="13">13年</option> <option value="14">14年</option> <option value="15">15年</option> <option value="16">16年</option> <option value="17">17年</option> <option value="18">18年</option> <option value="19">19年</option> <option value="20" selected="selected">20年</option> <option value="21">21年</option> <option value="22">22年</option> <option value="23">23年</option> <option value="24">24年</option> <option value="25">25年</option> <option value="25">26年</option> <option value="25">27年</option> <option value="25">28年</option> <option value="25">29年</option> <option value="30">30年</option> </select> </dd> </dl> <p style="margin-top: 20px;margin-bottom: 20px;">商贷利率方式</p> <ul class="jisuan-tab-box-ul LprBtm1" style="margin-top: 20px;"> <li><label><input id="calc1_radio2" onclick="changeBase1(this,2);" value="2" name="jisuan_radio" type="radio"/><span class="icon"></span>基准利率</label></li> <li class="cur"><label><input id="calc1_radio1" onclick="changeBase1(this,1);" value="1" checked="checked" name="jisuan_radio" type="radio"/><span class="icon"></span>LPR基础利率</label></li> </ul> <dl class="sdBox"> <dt>商贷利率</dt> <dd> <select id="val_sd2" class="wt_w" name="lilv"></select> </dd> <dd> =<span id="sdlv2" class="font02 val_ll"></span>%</dd> </dl> <dl class="baseBox"> <dt></dt> <dd> <div class="lprBox"> <div class="item"> <span class="tit">LPR</span> <input type="text" data-index="2" id="lrp2" class="lpr_val lrp"><span class="dw">%</span> </div> <div class="item"> <span class="tit">基点</span> <input type="text" data-index="2" class="lrp" id="val_jd2" value="0" ><span class="dw">%oo</span> </div> </div> </dd> </dl> <dl class="baseBox"> <dt>商贷利率</dt> <dd><input type="text" id="val_ll2" readonly class="input_fwzj" data-index="1" style="width:340px;" id="housePrice1" name="daikuan_total000" /></dd> <dd class="dw">%</dd> </dl> <p class="remark">注：此计算结果仅供参考，实际缴费应以当地为准</p> <dl class="wt"> <input type="button" value="重置" id="reset2" class="againBtn"/> <input type="button" id="count2" value="计算" class="suanBtn"/> </dl> </div> </div> </div> <div class="jisuan-result fr"> <div class="dataBox"> <div class="hasResult"> <p class="tit">计算结果</p> <div class="sf">首付：<span id="sf">27</span>万元</div> <div class="ll_box"> <span class="syll">商业贷款利率：<span id="sydkll">4.9</span> %</span> <span class="syll">公积金贷款利率：<span id="gjjdkll">4.9</span> %</span> </div> </div> <div class="content"> <div class="title"> 等额本息<span>每期等额还款</span> </div> <div class="body"> <div class="item"> <div class="t">每期还款</div> <div class="t center">支付利息</div> <div class="t right">还款总额</div> </div> <div class="item"> <div class="d"><span id="fqhk">62245.33</span>元</div> <div class="d center" id="zfll">33万</div> <div class="d right" id="hkze">666.23万</div> </div> </div> </div> <div class="content"> <div class="title"> 等额本金<span>逐期递减还款</span> </div> <div class="body"> <div class="item clearPad_r"> <div class="leftbox"> <p class="">首期还款 <span class="ts" id="sf1">62245.33元</span></p> <p class="clearPad ps" id="dj">(* 每期递减38.99元)</p> <p>支付利息 <span id="zfll1">33万</span></p> <p>还款总额 <span id="hkze1">666.23万</span></p> </div> <div class="rightbox" id="fqBox1"> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> </div> </div> </div> </div> </div> <div class="nodata1"></div> </div> </div> </form> <form name="calc2" id="calc2"> <input type="hidden" name="type" value="2"/> <div class="fangdai-wrapper-box fr"> <div class="jisuan-type fl"> <div id="jisuan-tab-box2"> <p>计算方式</p> <ul class="jisuan-tab-box-ul jisuan-tab-box-ul2 countBtm1"> <li class="active cur"><label><input id="calc1_radio2" onclick="changeCounts1(this,1);" checked="checked" value="2" name="jisuan_radio" type="radio"/><span class="icon"></span>按房屋总价计算</label></li> <li><label><input id="calc1_radio1" onclick="changeCounts1(this,2);" value="1" name="jisuan_radio" type="radio"/><span class="icon"></span>按单价与面积计算</label></li> </ul> <div class="fwzjBox1"> <dl> <dt>房屋总价</dt> <dd><input type="text" style="width:340px;" class="input_fwzj" id="housePrice3" data-index="2" name="daikuan_total000" /></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款成数</dt> <dd> <select name="years" id="percentage2" > <option value="0.9" >九成</option> <option value="0.85" selected>八成五</option> <option value="0.8">八成</option> <option value="0.75">七成五</option> <option value="0.7">七成</option> <option value="0.6">六成</option> <option value="0.5">五成</option> <option value="0.4">四成</option> <option value="0.3">三成</option> <option value="0.2">二成</option> </select> </dd> </dl> <dl> <dt>贷款金额</dt> <dd><input type="text" style="width:340px;" readOnly id="loanAmount3" name="daikuan_total000" onchange="ShowLilvsd(document.calc2.years.value,document.calc2.lilv.value);"/></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款年限</dt> <dd> <select name="years" id="years2"> <option value="1">1年（12期）</option> <option value="2">2年（24期）</option> <option value="3">3年（36期）</option> <option value="4">4年（48期）</option> <option value="5">5年（60期）</option> <option value="6">6年（72期）</option> <option value="7">7年（84期）</option> <option value="8">8年（96期）</option> <option value="9">9年（108期）</option> <option value="10">10年（120期）</option> <option value="11">11年（132期）</option> <option value="12">12年（144期）</option> <option value="13">13年（156期）</option> <option value="14">14年（168期）</option> <option value="15">15年（180期）</option> <option value="16">16年（192期）</option> <option value="17">17年（204期）</option> <option value="18">18年（216期）</option> <option value="19">19年（228期）</option> <option value="20" selected="selected">20年（240期）</option> <option value="25">25年（300期）</option> <option value="30">30年（360期）</option> </select> </dd> </dl> <dl> <dt>公积金利率</dt> <dd> <select id="val_sd3" name="lilv" class="wt_w" ></select> </dd> <dd> =<span id="sdlv3" class="font02 val_ll">1</span>%</dd> </dl> <p class="remark">注：此计算结果仅供参考，实际缴费应以当地为准</p> <dl class="wt"> <input type="button" value="重置" id="reset3" class="againBtn" /> <input type="button" value="计算" id="count3" class="suanBtn"/> </dl> </div> <div class="mjdjBox1"> <dl> <dt>单价</dt> <dd><input type="text" style="width:340px;" id="price_val2" class="regRule" data-index="3" name="daikuan_total000"/></dd> <dd class="dw">元 / ㎡</dd> </dl> <dl> <dt>面积</dt> <dd><input type="text" style="width:340px;" id="area_val2" class="regRule" data-index="4" name="daikuan_total000" /></dd> <dd class="dw">㎡</dd> </dl> <dl> <dt>房屋总价</dt> <dd><input type="text" style="width:340px;" readOnly id="housePrice4" name="daikuan_total000"/></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款成数</dt> <dd> <select name="years" id="percentage3" > <option value="0.9" >九成</option> <option value="0.85" selected>八成五</option> <option value="0.8">八成</option> <option value="0.7">七成五</option> <option value="0.7">七成</option> <option value="0.6">六成</option> <option value="0.5">五成</option> <option value="0.4">四成</option> <option value="0.3">三成</option> <option value="0.2">二成</option> </select> </dd> </dl> <dl> <dt>贷款金额</dt> <dd><input type="text" style="width:340px;" readonly id="loanAmount4" name="daikuan_total000"/></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款年限</dt> <dd> <select name="years" id="years3"> <option value="1">1年</option> <option value="2">2年</option> <option value="3">3年</option> <option value="4">4年</option> <option value="5">5年</option> <option value="6">6年</option> <option value="7">7年</option> <option value="8">8年</option> <option value="9">9年</option> <option value="10">10年</option> <option value="11">11年</option> <option value="12">12年</option> <option value="13">13年</option> <option value="14">14年</option> <option value="15">15年</option> <option value="16">16年</option> <option value="17">17年</option> <option value="18">18年</option> <option value="19">19年</option> <option value="20" selected="selected">20年</option> <option value="21">21年</option> <option value="22">22年</option> <option value="23">23年</option> <option value="24">24年</option> <option value="25">25年</option> <option value="25">26年</option> <option value="25">27年</option> <option value="25">28年</option> <option value="25">29年</option> <option value="30">30年</option> </select> </dd> </dl> <dl> <dt>公积金利率</dt> <dd> <select id="val_sd4" name="lilv" class="wt_w" ></select> </dd> <dd> =<span id="sdlv4" class="font02 val_ll">1</span>%</dd> </dl> <p class="remark">注：此计算结果仅供参考，实际缴费应以当地为准</p> <dl class="wt"> <input type="button" value="重置" id="reset4" class="againBtn" /> <input type="button" value="计算" id="count4" class="suanBtn"/> </dl> </div> </div> </div> <div class="jisuan-result fr"> <div class="dataBox"> <div class="hasResult"> <p class="tit">计算结果</p> <div class="sf">首付：<span id="sf2">27</span>万元</div> <div class="ll_box"> <span class="syll">商业贷款利率：<span id="sydkll1">4.9</span> %</span> <span class="syll">公积金贷款利率：<span id="gjjdkll1">4.9</span> %</span> </div> </div> <div class="content"> <div class="title"> 等额本息<span>每期等额还款</span> </div> <div class="body"> <div class="item"> <div class="t">每期还款</div> <div class="t center">支付利息</div> <div class="t right">还款总额</div> </div> <div class="item"> <div class="d"><span id="fqhk1">62245.33</span>元</div> <div class="d center" id="zfll2">33万</div> <div class="d right" id="hkze2">666.23万</div> </div> </div> </div> <div class="content"> <div class="title"> 等额本金<span>逐期递减还款</span> </div> <div class="body"> <div class="item clearPad_r"> <div class="leftbox"> <p class="">首期还款 <span class="ts" id="sf3">62245.33元</span></p> <p class="clearPad ps" id="dj1">(* 每期递减38.99元)</p> <p>支付利息 <span id="zfll3">33万</span></p> <p>还款总额 <span id="hkze3">666.23万</span></p> </div> <div class="rightbox" id="fqBox2"> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> </div> </div> </div> </div> </div> <div class="nodata1"></div> </div> </div> </form> <form name="calc3" class="mBox1" id="calc3"> <input type="hidden" name="type" value="3"/> <div class="fangdai-wrapper-box fr " id="jisuan-tab-box3"> <div class="jisuan-type fl" > <dl style="margin-top: 0px;"> <dt>公积金贷款金额</dt> <dd><input type="text" name="total_sy" id="loanAmount5" class="input_fwzj" style="width:340px;" /></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>商业贷款金额</dt> <dd><input type="text" name="total_gjj" id="loanAmount6" class="input_fwzj" style="width:340px;" /></dd> <dd class="dw">万元</dd> </dl> <dl> <dt>贷款年限</dt> <dd> <select name="years" id="years4"> <option value="1">1年</option> <option value="2">2年</option> <option value="3">3年</option> <option value="4">4年</option> <option value="5">5年</option> <option value="6">6年</option> <option value="7">7年</option> <option value="8">8年</option> <option value="9">9年</option> <option value="10">10年</option> <option value="11">11年</option> <option value="12">12年</option> <option value="13">13年</option> <option value="14">14年</option> <option value="15">15年</option> <option value="16">16年</option> <option value="17">17年</option> <option value="18">18年</option> <option value="19">19年</option> <option value="20" selected="selected">20年</option> <option value="21">21年</option> <option value="22">22年</option> <option value="23">23年</option> <option value="24">24年</option> <option value="25">25年</option> <option value="25">26年</option> <option value="25">27年</option> <option value="25">28年</option> <option value="25">29年</option> <option value="30">30年</option> </select> </dd> </dl> <dl> <dt>公积金利率</dt> <dd> <select id="val_sd5" name="lilv" class="wt_w" ></select> </dd> <dd> =<span id="sdlv5" class="font02 val_ll">1</span>%</dd> </dl> <p style="margin-top: 20px;">商贷利率方式</p> <ul class="jisuan-tab-box-ul LprBtm2" style="margin-top: 20px;"> <li><label><input id="calc1_radio2" onclick="changeBase2(this,2);" value="2" name="jisuan_radio" type="radio"/><span class="icon"></span>基准利率</label></li> <li class="cur"><label><input id="calc1_radio1" checked="checked" onclick="changeBase2(this,1);" value="1" name="jisuan_radio" type="radio"/><span class="icon"></span>LPR基础利率</label></li> </ul> <dl class="sdBox"> <dt>商贷利率</dt> <dd> <select id="val_sd6" name="lilv" class="wt_w" ></select> </dd> <dd> =<span id="sdlv6" class="font02 val_ll">1</span>%</dd> </dl> <dl class="baseBox"> <dt></dt> <dd> <div class="lprBox"> <div class="item"> <span class="tit">LPR</span> <input type="text" data-index="3" id="lrp3" class="lpr_val lrp"><span class="dw">%</span> </div> <div class="item"> <span class="tit">基点</span> <input type="text" data-index="3" class="lrp" id="val_jd3" value="0"><span class="dw">%oo</span> </div> </div> </dd> </dl> <dl class="baseBox"> <dt>商贷利率</dt> <dd><input type="text" id="val_ll3" readonly class="input_fwzj" data-index="3" style="width:340px;" id="housePrice1" name="daikuan_total000" /></dd> <dd class="dw">%</dd> </dl> <p class="remark">注：此计算结果仅供参考，实际缴费应以当地为准</p> <dl style="margin-top:5px;" class="wt"> <input type="button" value="重置" id="reset5" class="againBtn" /> <input type="button" value="计算" class="suanBtn" id="count5" /> </dl> </div> <div class="jisuan-result fr"> <div class="dataBox"> <div class="hasResult"> <p class="tit">计算结果</p> <div class="sf">首付：<span id="">--</span></div> <div class="ll_box"> <span class="syll">商业贷款利率：<span id="sydkll2">4.9</span> %</span> <span class="syll">公积金贷款利率：<span id="gjjdkll2">4.9</span> %</span> </div> </div> <div class="content"> <div class="title"> 等额本息<span>每期等额还款</span> </div> <div class="body"> <div class="item"> <div class="t">每期还款</div> <div class="t center">支付利息</div> <div class="t right">还款总额</div> </div> <div class="item"> <div class="d"><span id="fqhk2">62245.33</span>元</div> <div class="d center" id="zfll4">33万</div> <div class="d right" id="hkze4">666.23万</div> </div> </div> </div> <div class="content"> <div class="title"> 等额本金<span>逐期递减还款</span> </div> <div class="body"> <div class="item clearPad_r"> <div class="leftbox"> <p class="">首期还款 <span class="ts" id="sf5">--</span></p> <p class="clearPad ps" id="dj2">(* 每期递减38.99元)</p> <p>支付利息 <span id="zfll5">33万</span></p> <p>还款总额 <span id="hkze5">666.23万</span></p> </div> <div class="rightbox" id="fqBox3"> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> <div class="item clearPad"> <div>第一期还款</div> <div>62345.33元</div> </div> </div> </div> </div> </div> </div> <div class="nodata1"> </div> </div> </div> </form> </div> </div> </div> </div> </div>   <div class="tuijian clearfixed"> <div class="wrapper-box"> <span class="yuan"></span> <h2>房贷产品推荐</h2> <div id="tuijian"> <ul class="tuijian-ul"> <li class="cur"><img src="/public/assets/images/fangdaijisuanqi/zhongguobank.jpg" alt="中国银行"></li> <li><img src="/public/assets/images/fangdaijisuanqi/jiaotongbank.jpg" alt="交通银行"></li> <li><img src="/public/assets/images/fangdaijisuanqi/nongyebank.jpg" alt="农业银行"></li> <li><img src="/public/assets/images/fangdaijisuanqi/jianshebank.jpg" alt="建设银行"></li> <li><img src="/public/assets/images/fangdaijisuanqi/minshengbank.jpg" alt="民生银行"></li> <li><img src="/public/assets/images/fangdaijisuanqi/gongshangbank.jpg" alt="工商银行"></li> <li style="margin-right:0;"><img src="/public/assets/images/fangdaijisuanqi/guangdabank.jpg" alt="光大银行"></li> </ul> <div class="tuijian-wrapper" style="display:block;"> <span class="jt wz1"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">固定利率房屋贷款</td> <td class="tabletext">3473.41元（本息3年）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">在中国境内购房且年满18周</td> </tr> <tr> <td class="tabletext">等额本息还款法</td> <td class="tabletext">3072.22元</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定的工薪阶层</td> </tr> <tr> <td class="tabletext">等额本金还款法</td> <td class="tabletext">3816.67元（首月）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定，前期能承受较大</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://www.boc.cn/fimarkets/" target="_blank" class="more">>>该银行更多产品</a> </div> </div> <div class="tuijian-wrapper"> <span class="jt wz2"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">轻松安居贷</td> <td class="tabletext">2775.64元（本息前三年）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">首次置业的人士</td> </tr> <tr> <td class="tabletext">等额本息还款法</td> <td class="tabletext">3072.22元</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定的工薪阶层</td> </tr> <tr> <td class="tabletext">等额本金还款法</td> <td class="tabletext">3816.67元（首月）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定前期能承受较大月</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://www.bankcomm.com/BankCommSite/default.shtml" target="_blank" class="more">>>该银行更多产品</a> </div> </div> <div class="tuijian-wrapper"> <span class="jt wz3"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">等额本息还款法</td> <td class="tabletext">3072.22元</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定的工薪阶层</td> </tr> <tr> <td class="tabletext">等额本金还款法</td> <td class="tabletext">3816.67元（首月）</td> <td class="tabletext">一手贷款、二手房贷款住</td> <td class="tabletext">前期能承受较大月供</td> </tr> <tr> <td class="tabletext">置换式个人住房贷款</td> <td class="tabletext">3816.67元（等额本金首月）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">个人购买住房者</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://ewealth.abchina.com/" target="_blank" class="more">>>该银行更多产品</a> </div> </div> <div class="tuijian-wrapper"> <span class="jt wz4"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">“宽限期”还款</td> <td class="tabletext">2770.83元（首月）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">还款前期资金紧缺者</td> </tr> <tr> <td class="tabletext">等额本金还款法</td> <td class="tabletext">3816.67元（首月）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定前期能承受较大月</td> </tr> <tr> <td class="tabletext">等额本息还款法</td> <td class="tabletext">3072.22元</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">收入稳定的工薪阶层</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://finance.ccb.com/finance/index.html" target="_blank" class="more">>>该银行更多产品</a> </div> </div> <div class="tuijian-wrapper"> <span class="jt wz5"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">组合还款法</td> <td class="tabletext">4933.33元（首月）</td> <td class="tabletext">一、二手房贷款、房产抵押</td> <td class="tabletext">有固定收入的客户</td> </tr> <tr> <td class="tabletext">个人自助循环贷款</td> <td class="tabletext">3425元</td> <td class="tabletext">房产抵押</td> <td class="tabletext">有房产抵押需求者</td> </tr> <tr> <td class="tabletext">按揭开放账户</td> <td class="tabletext">3072.22元（本息）3816.67元（本金）</td> <td class="tabletext">一手、二手房贷款</td> <td class="tabletext">住房按揭贷款客户</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://www.cmbc.com.cn/" target="_blank" class="more">>>该银行更多产品</a> </div> </div> <div class="tuijian-wrapper"> <span class="jt wz6"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">固定利率住房贷款</td> <td class="tabletext">略</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">能支付一定比例的首付款的</td> </tr> <tr> <td class="tabletext">等额本金还款法</td> <td class="tabletext">3816.67元（首月）</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">前期能承受较大月供</td> </tr> <tr> <td class="tabletext">等额本息还款法</td> <td class="tabletext">3072.22元</td> <td class="tabletext">一手房贷款、二手房贷款</td> <td class="tabletext">适合每月有固定收支结构的</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://www.icbc.com.cn/ICBC/%E7%BD%91%E4%B8%8A%E7%90%86%E8%B4%A2/" target="_blank" class="more">>>该银行更多产品</a> </div> </div> <div class="tuijian-wrapper"> <span class="jt wz7"></span> <table> <tbody> <tr> <td class="tabletitle">产品名</td> <td class="tabletitle">月供（元）</td> <td class="tabletitle">适合业务</td> <td class="tabletitle">适合人群</td> </tr> <tr> <td class="tabletext">固定利率房屋贷款</td> <td class="tabletext">5,820元（本息10年）</td> <td class="tabletext">一、二手房贷款</td> <td class="tabletext">在中国境内购房且年满18周</td> </tr> <tr> <td class="tabletext">随心还</td> <td class="tabletext">3139.73元（本金58个月）</td> <td class="tabletext">一手、二手房贷款</td> <td class="tabletext">想随意变化组合还款计划者</td> </tr> <tr> <td class="tabletext">个人房屋净值贷款</td> <td class="tabletext">2921.51元（58个月）</td> <td class="tabletext">一手、二手房贷款、非交易</td> <td class="tabletext">有个人房产且房产未设定抵</td> </tr> </tbody> </table> <div class="tuijian-bottom"> <p>注：月供(元)按贷款50万，20年还清标准计算。</p> <a href="http://www.cebbank.com/site/gryw/yglc/index.html" target="_blank" class="more">>>该银行更多产品</a> </div> </div> </div> </div> </div>   <div class="liucheng clearfixed"> <div class="wrapper-box"> <div id="liucheng"> <span class="yuan1"></span> <ul class="liucheng-ul"> <li class="cur" style="float:left;">贷款流程</li> <li style="float:right;">买房流程</li> </ul> <div class="liucheng-box"> <div class="liucheng-box-ul"> <div class="liucheng-wrapper"> <dl> <dd class="step1">借款人递交申请及贷款资料</dd> <dt class="up"></dt> <dd class="step2">银行受理调查</dd> <dt class="down"></dt> <dd class="step3">银行核实审批</dd> <dt class="up"></dt> <dd class="step4">双方办理房贷相关手续</dd> <dt class="down"></dt> <dd class="step5">银行发放贷款</dd> </dl> </div> <div class="liucheng-wrapper"> <dl> <dd class="step1">查询房源信息</dd> <dt class="up"></dt> <dd class="step2">实地看房确定购房意向</dd> <dt class="down"></dt> <dd class="step3">签定购房合同</dd> <dt class="up"></dt> <dd class="step4">办理产权交易手续</dd> <dt class="down"></dt> <dd class="step5">房主验收房屋</dd> </dl> </div> </div> </div> </div> </div> </div>  <div class="helpHouse " style="right: 0; top: 120px;"> <div class="bnzf" data-site_id="11" data-isapp="0" data-group_buy_id="21008" title="帮您找房"> <div class="bg"> </div> <div class="btn"> <span> 帮您找房 </span> </div> </div> <div class="box"> <form action="/group_buy/group_buy_sign_in" method="post"> <input type="hidden" class="text" name="name" value="楼盘网网友"> <input type="hidden" name="group_buy_id" value="10085"> <input type="hidden" name="site_id" value="11"> <input type="hidden" name="isapp" value="0"> <input type="hidden" name="mobile_verify" value="0" /> <a href="javascript:;" class="close"></a> <h5>海量房源为您优选，让买房不再是难事！</h5> <input name="mobile" type="text" class="u-text required" required="required" placeholder="请填写您的手机号码" maxlength="11" onkeyup="this.value=this.value.replace(/\D/g,'')"> <div class="u_xieye xy"> <div> <input class="xieyi" checked="" type="checkbox"> <span>阅读并同意</span> <a href="https://user.loupan.com/home/pro" target="_blank">楼盘网用户服务协议</a> </div> </div> <input type="button" name="ajax_tg_submit_new" class="ajax_tg_submit_new" value="提交"> </form> </div> </div> <div class="ccgPopup"></div> <div class="ccgPopup" > <div class="box1"> <div class="mainPopup"> <div class="close"></div> <div class="ccgHead yysj"></div> <div class="mainbox"> <div class="left"> <div class="from"> <div class="inputbox1"> <div class="item"> <div class="tit"><span>*</span>您的意向城市</div> <div class="content"> <select name="" id="site_prov_id"> <option value="id">湖南</option> </select> <select name="" id="site_id"> <option value="id">长沙</option> </select> </div> </div> <div class="item"> <div class="tit"><span>*</span>您的电话号码</div> <div class="content"> <input type="text" id="mobile" data-from-id="10085" name="mobile" placeholder="请输入您的手机号码"> </div> </div> <p> <label class="ckbox"> <input type="checkbox" checked style="display: none;"> <span class="iconfont selected" style="display: inline-block;"></span> <span class="iconfont cancel" style="display: none;"></span>我已阅读并同意<a href="https://www.loupan.com/about/agreement" class="protocol"> 《隐私协议》</a> </label> </p> <div class="btn">确认提交</div>  </div> </div> </div> </div> </div> </div> </div> <div class="bzPop"> <div class="box1"> <div class="close"></div> <h4>商业贷款利率</h4> <div class="item cleartop"> <p class="tit">LPR基础利率</p> <p class="content">商贷利率 = LPR + 基点。<br/>LPR：指18家银行共同报价，由全国银行间同业拆借中心算出的贷款基础利率。每月20日报价一次（节假日顺延），可在中国人民银行网站可以查看。<br/>基点：由贷款银行按照全国和当地住房信贷政策要求，综合贷款风险状况，与借款人协商约定形成的。在整个合同期限内，加点数值一旦确定后就不再变动。</p> </div> <div class="item cleartop"> <p class="tit">基准利率</p> <p class="content">商贷利率 = 贷款基准利率 *上浮或下浮比例基准利率由央行统一制定，一般几年才会调整一次。</p> </div> <h4>还款方式介绍</h4> <div class="item cleartop"> <p class="tit">等额本息</p> <p class="content">每月偿还同等数额的贷款(包括本金和利息)。<br/>计算公式:每月还款额=[贷款本金×月利率×(1+月利率)^还款月数]÷[(1+月利率)^还款月数—1]</p> </div> <div class="item cleartop"> <p class="tit">等额本金</p> <p class="content">每月偿还同等数额的本金和剩余贷款在该月所产生的利息，随时间的推移每月还款数也越来越少。<br/>* 计算公式：每月还款金额= （贷款本金/ 还款月数）+（本金 — 已归还本金累计额）×每月利率</p> </div> </div> </div>   <div class="news clearfixed"> <div class="wrapper-box"> <span class="yuan2"></span> <div class="news-list fl"> <h3>房贷专题</h3> <ul> <li><a href="https://www.loupan.com/fdllxgss" target="_blank">房贷利率新规实施_房贷最新利率2020</a></li> <li><a href="https://www.loupan.com/fdllhm" target="_blank">房贷利率换锚_房贷新政2020</a></li> 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