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bg-attachment-fixed bg-size-cover paragraphs_item-33-field_uaqs_main_content"><div class="shield-cover"><div class="container container-absolute"><span class="row height-100"><span class="col-md-offset-7 col-md-5 row height-100"><section class="height-100 bg-trans-white marquee-bg-trans-white"><canvas id="canvas_33" class="uaqs_full_width_media_row_bg" data-type="full_width_media_row-bg" data-bg-color="bg-trans-white" height="1000" width="1000" data-view-mode="uaqs_bg_img_content_right"> </canvas> <div class="vertical-align-center pl-4 pr-4 pb-4 pt-4"><h1 data-content="The Take Charge America Institute" class="media-row-heading sans mb-2 mt-0"> The Take Charge America Institute</h1><div class="media-row-text sans"> <p class="text-size-h4"><span class="text-midnight">Welcome to The Take Charge America's official webpage.</span></p> <p class="text-size-h4"><span class="text-midnight">Find out more about the Institute and our programs below.</span></p> <a href="https://www.tcainstitute.org/about" class="btn btn-default">About</a></div></div></section></span></span></div></div> <div id="file-7" class="file file-image file-image-jpeg view-mode-uaqs_bg"> <div class="content"> <picture >  <source srcset="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_full_width_xs/public/splash.jpg?itok=zWb9dycX&timestamp=1617984259 1x" media="(max-width: 767px)" /> <source srcset="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_full_width_lg/public/splash.jpg?itok=BJ-nIF6z&timestamp=1617984259 1x" media="(min-width: 768px)" />  <img src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_full_width_lg/public/splash.jpg?itok=BJ-nIF6z&timestamp=1617984259" width="2000" height="1005" alt="" title="" /> </picture> </div> </div> </div> </div> </div>  <div class="container container-collapsed"> <div class="row"> <div class="column col-sm-12"> <div> <div class="entity entity-paragraphs-item paragraphs-item-uaqs-headed-text mb-4 "> <p class="h2 sans text-blue text-align-center"><span class="text-midnight"><span class="text-blue">The Take Charge America Institute</span></span></p> <hr /> <p class="text-size-h4"><span class="text-azurite">The Institute’s mission is to create research-based educational outreach programs to improve financial literacy and help consumers to make informed financial choices in today’s complex markets. A major endowment gift to the University of Arizona in 2003 from the credit counseling agency Take Charge America established the Institute. Located in the Norton School of Family and Consumer Sciences, the TCAI has focused its efforts during its first five years on educating young people how to manage their finances and make informed choices as they move into adult life.</span></p> </div> <div class="entity entity-paragraphs-item paragraphs-item-uaqs-card-deck mb-4 uaqs_borderless_card"> <div class="content"> <div class="card-deck-wrapper"><div class="card-deck card-deck-borderless"> <div class="card card-borderless"> <img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_card_image/public/images/events/Insurance%20from%20Adobe%20Stock%20Images_0.jpeg?itok=-4o-Cmye" width="568" height="426" alt="" /> <h2 class="h3 text-blue">Building Financial Security</h2> <div class="card-text text-blue"> <p class="text-size-h4">Do credit reports or the idea borrowing money feel overwhelming? Would you like a clearer picture of how you spend and save your money? <a href="https://extension.arizona.edu/financial-literacy-classes"><em>Building Financial Security for Self, Family, and Community</em></a> takes an in-depth look at managing money. Take control by prioritizing expenses creating a spending plan & making SMART goals. Learn how to build and use an emergency fund. Understand different types of insurances and how they can support you. Learn to use credit responsibly and decrease the time and interest you pay on loans. Understand how your credit report is made, how to read it accurately and dispute inaccurate information. Discuss strategies to keep your information safe and improve your credit score.</p></div></div> <div class="card card-borderless"> <img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_card_image/public/take%20cc.jpg?itok=PbwzwX4E" width="568" height="426" alt="" /> <h2 class="h3 text-blue">Take Charge Cats</h2> <div class="card-text text-blue"> <p class="text-size-h4"><a href="https://takechargecats.org/meet-the-team">The Take Charge Cats</a>, formerly the Credit-Wise Cats, began in 2000 with just 5 University of Arizona students, educating their peers on campus. Today, the Cats have grown to a team of 15 ambassadors. The Cats have extended their educational outreach efforts by improving the financial literacy of youth throughout Tucson high schools, middle schools and community organizations.</p></div></div> <div class="card card-borderless"><a href="https://aplus.arizona.edu/" class="remove-external-link-icon borderless-link-container mt-0"> <img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_card_image/public/pffpGroup.png?itok=BFrC_Bpi&c=1f4cc28b4dfb816dfa3a5e1d6dc8bc73" width="568" height="426" alt="" /> <h2 class="h3 text-blue">APLUS Study</h2> <div class="card-text text-blue"> <div>APLUS is a research study that finds pathways to happiness. Healthy relationships, responsible financial decisions, and personally meaningful work are three pillars of adult happiness. Achieving stability in these life domains can be viewed as setting the foundation for adult happiness.</div> <div>How do young adults develop the knowledge, skills and values that lead to long-term stability and happiness? To answer this question, we launched the <strong>Arizona Pathways to Life Success for University Students </strong>research project in 2007 (also known as “APLUS”) to examine the factors that shape individual pathways to adult stability and happiness. </div></div><strong class="card-link psuedo-link text-uppercase bold"><span> Learn more about this study</span></strong></a></div></div></div> </div> </div> <div class="entity entity-paragraphs-item paragraphs-item-uaqs-card-deck mb-4 uaqs_borderless_card"> <div class="content"> <div class="card-deck-wrapper"><div class="card-deck card-deck-borderless"> <div class="card card-borderless"> <img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_card_image/public/Books%20and%20Bags.jpg?itok=i4-vR_lM" width="568" height="426" alt="" /> <h2 class="h3 text-blue"> Financial Literacy Lending Libraries for Early Childhood Education Centers</h2> <div class="card-text text-blue"> <p>TCAI, in partnership with and <a href="https://extension.arizona.edu/about">Arizona Cooperative Extension</a>, is creating portable financial literacy lending libraries for Early Childhood Education Centers to help parents of young children (ages 3 to 5) instill an understanding of money, the difference between needs and wants, and making choices, using children’s storybooks and supporting materials. The project will make the portable libraries available to the Pre-K education centers through a lending system through County Extension offices. The kits will include a variety of children’s storybooks and helpful hints for parents as well as teaching materials. All books and materials will be in English and Spanish. If your Education Center is Interested in utilizing the Financial Literacy Lending Library for your students please fill out an interest form <a href="https://tcainstitute.org/contact-us/financial-literacy-lending-library-interest-form">here</a>.</p></div></div> <div class="card card-borderless"> <img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_card_image/public/Master_of_finance_llm_duisenberg_school_of_finance_1.jpg?itok=z7M65SCc" width="568" height="426" alt="" /> <h2 class="h3 text-blue">Financial Freedom Club</h2> <div class="card-text text-blue"> <p>The<a href="https://norton.cals.arizona.edu/financial-freedom-club"> Financial Freedom Club</a> (FFC) is a UArizona club that was founded Fall 2020 with the goal of educating students on relevant financial topics. The club is open to all students, regardless of major or financial knowledge. </p> </div></div> <div class="card card-borderless"> <img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/uaqs_card_image/public/State%20Treasurer%20Arizona%20Saves%20Proclamation_0.PNG?itok=JDUS5qE7&c=9127f90b1477ccedaa20212133566a1e" width="568" height="426" alt="" title="Arizona Saves Week Proclamation" /> <h2 class="h3 text-blue">Take The Arizona Saves Pledge</h2> <div class="card-text text-blue"> <p>Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now by <a href="https://americasaves.org/connect-to-a-campaign/arizona-saves/">Taking the Pledge here</a>!</p> <p> </p> <p> </p> </div></div></div></div> </div> </div> <div class="entity entity-paragraphs-item paragraphs-item-uaqs-plain-text mb-4 "> <div class="field-uaqs-text-area"> <p class="text-size-h3"><strong><span class="text-blue">The Take Charge America Institute Personnel </span></strong></p> </div> </div> <div class="entity entity-paragraphs-item paragraphs-item-uaqs-content-chunks-view mb-4 "> <div class="content"> <div class="view view-uaqs-person-directory view-id-uaqs_person_directory view-display-id-page_1 uaqs-person-list view-dom-id-1a6e8ae3cf2b7ad425a78468c6b5993d"> <div class="view-content"> <div class="uaqs-person-row"> <div class="node-66 node node-uaqs-person node-teaser clearfix" about="/person/dan-mcdonald-phd" typeof="sioc:Item foaf:Document"> <header> <span property="dc:title" content="Dan McDonald, Ph.D" class="rdf-meta element-hidden"></span> </header> <div class="row border-separator"><div class="col-md-3"> <a href="/person/dan-mcdonald-phd"><img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/medium/public/images/people/McDonald%20Photo%20Nov%202021%201.8MB.jpg?itok=yCqm9kOX" width="162" height="220" alt="" /></a></div><div class="col-md-5"><h4 class="card-title"> <a href="https://www.tcainstitute.org/person/dan-mcdonald-phd">Dan McDonald, Ph.D</a></h4> <p class="field-uaqs-titles"> Director, Take Charge America Institute </p> <p class="field-uaqs-titles"> Extension Specialist for Financial Literacy </p> </div><div class="col-md-4"> <div class="field-uaqs-email"> <a href="mailto:mcdonald@cals.arizona.edu">mcdonald@cals.arizona.edu</a> </div> </div></div> </div> </div> <div class="uaqs-person-row"> <div class="node-11 node node-uaqs-person node-teaser clearfix" about="/person/noel-wilkinson" typeof="sioc:Item foaf:Document"> <header> <span property="dc:title" content="Noel Wilkinson" class="rdf-meta element-hidden"></span> </header> <div class="row border-separator"><div class="col-md-3"> <a href="/person/noel-wilkinson"><img typeof="foaf:Image" src="https://www.tcainstitute.org/sites/tcainstitute.org/files/styles/medium/public/wilkinson.png?itok=GMbDP6BR" width="165" height="220" alt="" /></a></div><div class="col-md-5"><h4 class="card-title"> <a href="https://www.tcainstitute.org/person/noel-wilkinson">Noel Wilkinson</a></h4> <p class="field-uaqs-titles"> Program Coordinator </p> <p class="field-uaqs-titles"> Coordinator of Take Charge America Institute-Cooperative Extension partnership program </p> </div><div class="col-md-4"> <div class="field-uaqs-email"> <a href="mailto:nrwilkinson@email.arizona.edu">nrwilkinson@email.arizona.edu</a> </div> </div></div> </div> </div> <div class="uaqs-person-row"> <div class="node-75 node node-uaqs-person node-teaser clearfix" about="/person/deidre-ramirez" typeof="sioc:Item foaf:Document"> <header> <span 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