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href="/mopo/coll/risk/html/index.bg.html">Редуциране на риска</a><a href="#" class="subpages" title="toggle subpages for Редуциране на риска"></a><ul><li class="clearfix"><a href="/mopo/coll/risk/ecaf/html/index.bg.html">Рамка на Евросистемата за кредитна оценка</a></li><li class="clearfix"><a href="/mopo/coll/risk/riskcontrol/html/index.bg.html">Контрол на риска</a></li><li class="clearfix"><a href="/mopo/coll/risk/liquidity/html/index.bg.html">Категории на дисконтиране</a></li><li class="clearfix"><a href="/mopo/coll/risk/valuation/html/index.bg.html">Оценка</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/loanlevel/html/index.bg.html">Инициатива на равнище кредит</a><a href="#" class="subpages" title="toggle subpages for Инициатива на равнище кредит"></a><ul><li class="clearfix"><a href="/mopo/coll/loanlevel/transmission/html/index.bg.html">Образци за данни</a></li><li class="clearfix"><a href="/mopo/coll/loanlevel/implementation/html/index.bg.html">Изисквания за 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href="/mopo/eaec/markets/html/index.bg.html">Финансови пазари</a></li><li class="clearfix"><a href="/mopo/eaec/intermediaries/html/index.bg.html">Финансови посредници</a></li><li class="clearfix"><a href="/mopo/eaec/diversity/html/index.bg.html">Икономическо многообразие</a></li><li class="clearfix"><a href="/mopo/eaec/labour/html/index.bg.html">Пазар на труда</a></li></ul></li><li class="has-subpages"><a href="/mopo/market-contact-groups/html/index.bg.html">Контактни групи за пазарите</a><a href="#" class="subpages" title="toggle subpages for Контактни групи за пазарите"></a><ul><li class="clearfix"><a href="/mopo/market-contact-groups/bmcg/html/index.bg.html">Контактна група за пазарите на облигации (BMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/mmcg/html/index.bg.html">Контактна група за паричния пазар (MMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/dimcg/html/index.bg.html">Контактна група за пазара на дългови емисии 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href="/stats/euro-short-term-rates/interest_rate_benchmarks/html/index.bg.html">Референтни лихвени проценти</a><a href="#" class="subpages" title="toggle subpages for Референтни лихвени проценти"></a><ul><li class="clearfix"><a href="/stats/euro-short-term-rates/interest_rate_benchmarks/WG_euro_risk-free_rates/html/index.bg.html">Работна група за безрисковите лихвени проценти в евро</a></li></ul></li></ul></li><li class="clearfix"><a href="/stats/inflation/html/index.bg.html">Инфлация</a></li><li class="clearfix"><a href="/stats/euro-area-yield-curves/html/index.bg.html">Криви на доходността в еврозоната</a></li><li class="clearfix"><span>Всички статистически данни и общи въпроси</span></li><li class="clearfix"><a href="/stats/all-key-statistics/html/index.bg.html">Всички основни статистически данни</a></li><li class="clearfix"><a href="/stats/accessing-our-data/html/index.bg.html">Всички услуги за данни</a></li><li class="has-subpages"><a href="/stats/ecb_statistics/html/index.bg.html">Отчитане на данни и стандарти</a><a href="#" class="subpages" title="toggle subpages for Отчитане на данни и стандарти"></a><ul><li class="clearfix"><a href="/stats/ecb_statistics/governance_and_quality_framework/html/index.bg.html">Рамка за управление и качество</a></li><li class="clearfix"><a href="/stats/ecb_statistics/co-operation_and_standards/html/index.bg.html">Сътрудничество и стандарти</a></li><li class="clearfix"><a href="/stats/ecb_statistics/reporting/html/index.bg.html">Отчитане на данни от банките</a></li><li class="has-subpages"><a href="/stats/ecb_statistics/anacredit/html/index.bg.html">AnaCredit</a><a href="#" class="subpages" title="toggle subpages for AnaCredit"></a><ul><li class="clearfix"><a href="/stats/ecb_statistics/anacredit/questions/html/index.bg.html">Въпроси и отговори за AnaCredit</a></li></ul></li><li class="clearfix"><a href="/stats/ecb_statistics/consultations/html/index.bg.html">Публични консултации</a></li><li class="clearfix"><a href="/stats/ecb_statistics/dialogue/html/index.bg.html">Диалог с банковия сектор за статистиката на ЕСЦБ и интегрирано отчитане</a></li><li class="clearfix"><a href="/stats/ecb_statistics/sdmx/html/index.bg.html">SDMX – модел за обмен на статистически данни</a></li><li class="clearfix"><a href="/stats/ecb_statistics/inexda/html/index.bg.html">INEXDA - мрежа за подробни данни</a></li></ul></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/euro/html/index.bg.html">За еврото</a><a href="#" class="subpages" title="toggle subpages for За еврото"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">За еврото</div> <p>Всичко, което трябва да знаете за нашата обща парична единица</p><a href="/euro/html/index.en.html">Обзор на темата за еврото</a><hr> <div class="nav-title">Преки връзки</div> <ul> <li><a href="/paym/cashprof/html/index.en.html">Професионално боравещи с пари в брой</a></li> <li><a href="/stats/policy_and_exchange_rates/banknotes+coins/html/index.en.html">Статистика за банкнотите и монетите</a></li> <li><a href="/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html">Обменни курсове на еврото</a></li> </ul> </div><a href="/euro/digital_euro/progress/html/index.en.html" class="item image"> <img src="/euro/digital_euro/shared/img/Digital Euro_Website_Homepage-Box-eurosign_1000x750.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">Първи доклад за напредъка по подготвителния етап за цифрово евро</div> <div class="image-date">24 юни 2024 г.</div></a></div></div><ul><li class="has-subpages"><a href="/euro/digital_euro/html/index.bg.html">Цифрово евро</a><a href="#" class="subpages" title="toggle subpages for Цифрово евро"></a><ul><li class="has-subpages"><a href="/euro/digital_euro/features/html/index.bg.html">Характеристики</a><a href="#" class="subpages" title="toggle subpages for Характеристики"></a><ul><li class="clearfix"><a href="/euro/digital_euro/features/privacy/html/index.bg.html">Digital euro and privacy</a></li></ul></li><li class="clearfix"><a href="/euro/digital_euro/how-it-works/html/index.bg.html">Как функционира</a></li><li class="clearfix"><a href="/euro/digital_euro/why-we-need-it/html/index.bg.html">Защо ни е нужно</a></li><li class="clearfix"><a href="/euro/digital_euro/progress/html/index.bg.html">График и напредък</a></li><li class="has-subpages"><a href="/euro/digital_euro/timeline/html/index.bg.html">Подробна информация</a><a href="#" class="subpages" title="toggle subpages for Подробна информация"></a><ul><li class="clearfix"><a href="/euro/digital_euro/timeline/stakeholder/html/index.bg.html">Управление и участие на заинтересованите страни</a></li><li class="clearfix"><a href="/euro/digital_euro/timeline/profuse/html/index.bg.html">Технически документи и изследвания</a></li><li class="clearfix"><a href="/euro/digital_euro/timeline/rulebook/html/index.bg.html">Правилник за схемата</a></li></ul></li><li class="clearfix"><a href="/euro/digital_euro/faqs/html/index.bg.html">Често задавани въпроси</a></li></ul></li><li class="clearfix"><span>Парите в брой</span></li><li class="has-subpages"><a href="/euro/cash_strategy/html/index.bg.html">Стратегия на Евросистемата за парите в брой</a><a href="#" class="subpages" title="toggle subpages for Стратегия на Евросистемата за парите в брой"></a><ul><li class="clearfix"><a href="/euro/cash_strategy/cash_role/html/index.bg.html">Роля на парите в брой</a></li><li class="clearfix"><a href="/euro/cash_strategy/issuance/html/index.bg.html">Емитиране и обращение</a></li><li class="clearfix"><a href="/euro/cash_strategy/acceptance-cash/html/index.bg.html">Достъп до и приемане на пари в брой</a></li><li class="clearfix"><a href="/euro/cash_strategy/faqs/html/index.bg.html">Често задавани въпроси</a></li></ul></li><li class="has-subpages"><a href="/euro/banknotes/html/index.bg.html">Банкноти</a><a href="#" class="subpages" title="toggle subpages for Банкноти"></a><ul><li class="has-subpages"><a href="/euro/banknotes/future_banknotes/html/index.bg.html">Бъдещите банкноти</a><a href="#" class="subpages" title="toggle subpages for Бъдещите банкноти"></a><ul><li class="clearfix"><a href="/euro/banknotes/future_banknotes/redesign/html/index.bg.html">Процес на изготвяне на новия дизайн</a></li></ul></li><li class="has-subpages"><a href="/euro/banknotes/current/html/index.bg.html">Сегашните банкноти</a><a href="#" class="subpages" title="toggle subpages for Сегашните банкноти"></a><ul><li class="clearfix"><a href="/euro/banknotes/current/denominations/html/index.bg.html">Купюри</a></li><li class="clearfix"><a href="/euro/banknotes/current/design/html/index.bg.html">Елементи на дизайна</a></li><li class="clearfix"><a href="/euro/banknotes/current/security/html/index.bg.html">Защитни елементи</a></li></ul></li><li class="clearfix"><a href="/euro/banknotes/ac/html/index.bg.html">Мерки за борба с фалшифицирането</a></li><li class="clearfix"><a href="/euro/banknotes/production/html/index.bg.html">Производство и наличности на банкноти</a></li><li class="clearfix"><a href="/euro/banknotes/damaged/html/index.bg.html">Повредени и изцапани с мастило банкноти</a></li><li class="has-subpages"><a href="/euro/banknotes/environmental/html/index.bg.html">Околна среда, здраве и безопасност</a><a href="#" class="subpages" title="toggle subpages for Околна среда, здраве и безопасност"></a><ul><li class="clearfix"><a href="/euro/banknotes/environmental/pef/html/index.bg.html">Продуктов отпечатък върху околната среда</a></li></ul></li><li class="clearfix"><a href="/euro/banknotes/research/html/index.bg.html">Научноизследователска и развойна дейност</a></li><li class="clearfix"><a href="/euro/banknotes/images/html/index.bg.html">Изображения и правила за възпроизвеждане</a></li><li class="clearfix"><a href="/euro/banknotes/info/html/index.bg.html">Информационни и обучителни материали</a></li></ul></li><li class="has-subpages"><a href="/euro/coins/html/index.bg.html">Монети</a><a href="#" class="subpages" title="toggle subpages for Монети"></a><ul><li class="clearfix"><a href="/euro/coins/2euro/html/index.bg.html">2 €</a></li><li class="clearfix"><a href="/euro/coins/1euro/html/index.bg.html">1 €</a></li><li class="clearfix"><a href="/euro/coins/50cents/html/index.bg.html">50 цента</a></li><li class="clearfix"><a href="/euro/coins/20cents/html/index.bg.html">20 цента</a></li><li class="clearfix"><a href="/euro/coins/10cents/html/index.bg.html">10 цента</a></li><li class="clearfix"><a href="/euro/coins/5cents/html/index.bg.html">5 цента</a></li><li class="clearfix"><a href="/euro/coins/2cents/html/index.bg.html">2 цента</a></li><li class="clearfix"><a href="/euro/coins/1cent/html/index.bg.html">1 цент</a></li><li class="clearfix"><a href="/euro/coins/common/html/index.bg.html">Общи страни на монетите</a></li><li class="clearfix"><a href="/euro/coins/comm/html/index.bg.html">Възпоменателни монети от 2 €</a></li><li class="clearfix"><a href="/euro/coins/security/html/index.bg.html">Защитни елементи</a></li><li class="clearfix"><a href="/euro/coins/collect/html/index.bg.html">Колекционерски монети</a></li></ul></li><li class="has-subpages"><a href="/euro/changeover/html/index.bg.html">Присъединяване към еврозоната</a><a href="#" class="subpages" title="toggle subpages for Присъединяване към еврозоната"></a><ul><li class="clearfix"><a href="/euro/changeover/croatia/html/index.bg.html">Хърватия (2023)</a></li><li class="clearfix"><a href="/euro/changeover/lithuania/html/index.bg.html">Литва (2015)</a></li><li class="clearfix"><a href="/euro/changeover/latvia/html/index.bg.html">Латвия (2014)</a></li><li class="clearfix"><a href="/euro/changeover/estonia/html/index.bg.html">Естония (2011)</a></li><li class="clearfix"><a href="/euro/changeover/slovakia/html/index.bg.html">Словакия (2009)</a></li><li class="clearfix"><a href="/euro/changeover/cyprus/html/index.bg.html">Кипър (2008)</a></li><li class="clearfix"><a href="/euro/changeover/malta/html/index.bg.html">Малта (2008)</a></li><li class="clearfix"><a href="/euro/changeover/slovenia/html/index.bg.html">Словения (2007)</a></li><li class="clearfix"><a href="/euro/changeover/2002/html/index.bg.html">Първоначално преминаване към еврото (2002)</a></li></ul></li><li class="has-subpages"><a href="/euro/exchange/html/index.bg.html">Обмяна на национална валута</a><a href="#" class="subpages" title="toggle subpages for Обмяна на национална валута"></a><ul><li class="clearfix"><a href="/euro/exchange/au/html/index.bg.html">Австрия</a></li><li class="clearfix"><a href="/euro/exchange/be/html/index.bg.html">Белгия</a></li><li class="clearfix"><a href="/euro/exchange/hr/html/index.bg.html">Хърватия</a></li><li class="clearfix"><a href="/euro/exchange/cy/html/index.bg.html">Кипър</a></li><li class="clearfix"><a href="/euro/exchange/et/html/index.bg.html">Естония</a></li><li class="clearfix"><a href="/euro/exchange/fi/html/index.bg.html">Финландия</a></li><li class="clearfix"><a href="/euro/exchange/fr/html/index.bg.html">Франция</a></li><li class="clearfix"><a href="/euro/exchange/de/html/index.bg.html">Германия</a></li><li class="clearfix"><a href="/euro/exchange/gr/html/index.bg.html">Гърция</a></li><li class="clearfix"><a href="/euro/exchange/ir/html/index.bg.html">Ирландия</a></li><li class="clearfix"><a href="/euro/exchange/it/html/index.bg.html">Италия</a></li><li class="clearfix"><a href="/euro/exchange/lv/html/index.bg.html">Латвия</a></li><li class="clearfix"><a href="/euro/exchange/lt/html/index.bg.html">Литва</a></li><li class="clearfix"><a href="/euro/exchange/lu/html/index.bg.html">Люксембург</a></li><li class="clearfix"><a href="/euro/exchange/mt/html/index.bg.html">Малта</a></li><li class="clearfix"><a href="/euro/exchange/nl/html/index.bg.html">Нидерландия</a></li><li class="clearfix"><a href="/euro/exchange/pt/html/index.bg.html">Португалия</a></li><li class="clearfix"><a href="/euro/exchange/slovakia/html/index.bg.html">Словакия</a></li><li class="clearfix"><a href="/euro/exchange/sl/html/index.bg.html">Словения</a></li><li class="clearfix"><a href="/euro/exchange/es/html/index.bg.html">Испания</a></li></ul></li><li class="clearfix"><a href="/euro/visually/html/index.bg.html">За хора с увредено зрение</a></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/pub/html/index.bg.html">Изследвания</a><a href="#" class="subpages" title="toggle subpages for Изследвания"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Изследвания</div> <p>Задълбочени изследвания и експертни анализи в широк спектър от теми и области</p><a href="/pub/html/index.en.html">Обзор на темата за научните изследвания в ЕЦБ</a> <hr> <div class="nav-title">Преки връзки</div> <ul>  <li><a href="/press/conferences/html/index.en.html">Конференции и семинари</a></li> <li><a href="/pub/economic-research/programmes/html/index.en.html">Възможности за изследователи</a></li> </ul> </div><a href="/press/research-publications/resbull/html/index.en.html" class="item image"> <img src="/pub/html/index/research-bulletin_2560x800.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"> <div class="image-caption">Изследователски бюлетин</div> </a></div></div><ul><li class="has-subpages"><a href="/pub/economic-research/html/index.bg.html">Икономически изследвания</a><a href="#" class="subpages" title="toggle subpages for Икономически изследвания"></a><ul><li class="has-subpages"><a href="/pub/economic-research/research_agenda/html/index.bg.html">Изследователска програма</a><a href="#" class="subpages" title="toggle subpages for Изследователска програма"></a><ul><li class="clearfix"><a href="/pub/economic-research/research_agenda/monetary_policy/html/index.bg.html">Парична политика, стратегия и провеждане</a></li><li class="clearfix"><a href="/pub/economic-research/research_agenda/fiscal_policy/html/index.bg.html">Фискална политика и управление в икономическия и паричен съюз</a></li><li class="clearfix"><a href="/pub/economic-research/research_agenda/international/html/index.bg.html">Международна макроикономика и финанси</a></li><li class="clearfix"><a href="/pub/economic-research/research_agenda/real_sector/html/index.bg.html">Реален сектор и микроикономически анализи</a></li><li class="clearfix"><a href="/pub/economic-research/research_agenda/forecasting/html/index.bg.html">Прогнози и анализ на бизнес цикъла</a></li><li class="clearfix"><a href="/pub/economic-research/research_agenda/macro-finance/html/index.bg.html">Макрофинанси, системен риск и макропруденциална политика</a></li><li class="clearfix"><a href="/pub/economic-research/research_agenda/financial_institutions/html/index.bg.html">Финансови институции, микропруденциална политика, финансови пазари и плащания</a></li></ul></li><li class="has-subpages"><a href="/pub/economic-research/programmes/html/index.bg.html">Възможности за изследователи</a><a href="#" class="subpages" title="toggle subpages for Възможности за изследователи"></a><ul><li class="clearfix"><a href="/pub/economic-research/programmes/duisenberg/html/index.bg.html">Стипендиантска програма „Вим Дуйзенберг“</a></li><li class="clearfix"><a href="/pub/economic-research/programmes/visitors/html/index.bg.html">Гостуващи изследователи</a></li><li class="clearfix"><a href="/pub/economic-research/programmes/lamfalussy/html/index.bg.html">Стипендиантска програма „Ламфалуси“</a></li><li class="clearfix"><a href="/pub/economic-research/programmes/graduate/html/index.bg.html">Лятна програма за наскоро завършили висшисти</a></li><li class="clearfix"><a href="/pub/economic-research/programmes/traineeship/html/index.bg.html">Програма за студентски изследователски стажове</a></li></ul></li></ul></li><li class="has-subpages"><a href="/pub/legal-research/html/index.bg.html">Правни изследвания</a><a href="#" class="subpages" title="toggle subpages for Правни изследвания"></a><ul><li class="clearfix"><a href="/pub/legal-research/legal-conferences-and-seminars/html/index.bg.html">Правни конференции и семинари</a></li><li class="clearfix"><a href="/pub/legal-research/legal-research-programme/html/index.bg.html">Програма за правни изследвания</a></li></ul></li><li class="has-subpages"><a href="/pub/research/html/index.bg.html">Научни доклади</a><a href="#" class="subpages" title="toggle subpages for Научни доклади"></a><ul><li class="clearfix"><a href="/pub/research/authors/html/index.bg.html">Доклади по автори</a></li></ul></li><li class="clearfix"><a href="/pub/researchers/html/index.bg.html">Изследователите в ЕЦБ</a></li><li class="clearfix"><a href="/pub/research-networks/html/index.bg.html">Изследователски мрежи</a></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/press/html/index.bg.html">Публикации</a><a href="#" class="subpages" title="toggle subpages for Публикации"></a><div class="nav-first-level-wrap -nav-in-first-column"><div class="nav-featured-wrap"><div class="nav-featured"> <div class="item"> <div class="title">Публикации</div><a href="/press/pubbydate/html/index.en.html">Разгледайте всички новини и публикации</a><hr> </div> </div><ul><li><span>Новини</span></li><li><a href="/press/pr/html/index.bg.html">Прессъобщения</a></li><li><a href="/press/stats/html/index.bg.html">Статистически прессъобщения</a></li><li><a href="/press/key/html/index.bg.html">Речи</a></li><li><a href="/press/inter/html/index.bg.html">Интервюта</a></li><li><a href="/press/blog/html/index.bg.html">Блог на ЕЦБ</a></li><li><a href="/press/tvservices/html/index.bg.html">Подкаст и излъчване в интернет</a></li><li><a href="/press/intro/html/index.bg.html">Ново в областта на плащанията</a></li><li><a href="/press/contacts/html/index.bg.html">Данни за контакт за медиите</a></li></ul></div><ul><li class="clearfix"><span>Публикации</span></li><li class="has-subpages"><a href="/press/govcdec/html/index.bg.html">Решения на Управителния съвет</a><a href="#" class="subpages" title="toggle subpages for Решения на Управителния съвет"></a><ul><li class="clearfix"><a href="/press/govcdec/mopo/html/index.bg.html">Решения по паричната политика</a></li><li class="clearfix"><a href="/press/govcdec/otherdec/html/index.bg.html">Други решения</a></li></ul></li><li class="clearfix"><a href="/press/accounts/html/index.bg.html">Съобщения за заседанията по паричната политика</a></li><li class="has-subpages"><a href="/press/economic-bulletin/html/index.bg.html">Икономически бюлетин</a><a href="#" class="subpages" title="toggle subpages for Икономически бюлетин"></a><ul><li 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title="toggle subpages for Нашите ценности"></a><ul><li class="clearfix"><a href="/ecb/our-values/independence/html/index.bg.html">Независимост</a></li><li class="clearfix"><a href="/ecb/our-values/transparency/html/index.bg.html">Прозрачност</a></li><li class="clearfix"><a href="/ecb/our-values/accountability/html/index.bg.html">Отчетност</a></li><li class="has-subpages"><a href="/ecb/our-values/ethics/html/index.bg.html">Професионална етика в ЕЦБ</a><a href="#" class="subpages" title="toggle subpages for Професионална етика в ЕЦБ"></a><ul><li class="clearfix"><a href="/ecb/our-values/ethics/enmo/html/index.bg.html">Мрежа на многостранни организации за професионална етика (ENMO)</a></li></ul></li></ul></li><li class="has-subpages"><a href="/ecb/history-arts-culture/html/index.bg.html">Нашата история, изкуство и култура</a><a href="#" class="subpages" title="toggle subpages for Нашата история, изкуство и култура"></a><ul><li class="has-subpages"><a 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рамка</a></li></ul></li><li class="has-subpages"><a href="/ecb/climate/html/index.bg.html">ЕЦБ и изменението на климата</a><a href="#" class="subpages" title="toggle subpages for ЕЦБ и изменението на климата"></a><ul><li class="clearfix"><a href="/ecb/climate/our-climate-and-nature-plan/html/index.bg.html">Нашият план за климата и природата</a></li><li class="clearfix"><a href="/ecb/climate/climate-related-financial-disclosures/html/index.bg.html">Финансови оповестявания, свързани с климата</a></li><li class="clearfix"><a href="/ecb/climate/managing_mitigating_climatel_risk/html/index.bg.html">Управление на рисковете, свързани с климата</a></li><li class="clearfix"><a href="/ecb/climate/green_transition/html/index.bg.html">Подкрепа за зеления преход</a></li><li class="clearfix"><a href="/ecb/climate/wider_action/html/index.bg.html">Стимулиране на действия в по-широк план</a></li><li class="clearfix"><a href="/ecb/climate/our_approach/html/index.bg.html">Нашият подход</a></li><li 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не е налично на български език.</div> <div class="title"> <h1>European Forum for Innovation in Payments (EFIP)</h1> </div> <div class="section"> <p>The European Forum for Innovation in Payments (EFIP) is an informal joint initiative of the ECB and the European Commission. </p> <p>The main objective of the Forum is to contribute to increased economic efficiency and a deeper Single Market by fostering the development of an integrated, innovative and competitive market for retail payments in the EU.</p> <p>The Forum provides a platform for the exchange of information and views on issues of common concern to all stakeholders. It allows for discussion of European priorities and policies as well as coordination with developments at the national level.</p> <p>The EFIP is composed of the members of the Euro Retail Payments Board (ERPB) and the chairs of EU national payment committees. </p> <a class="pdf" href="/paym/groups/pdf/efip/EFIP_working_procedures.pdf?baa652d94befdc47a2cbb331c0f09e04">EFIP working procedures</a></div> <div class="accordion"> <h3>Meeting documents</h3> <div class="header"> <div class="title"> Fourth EFIP meeting on 12 February 2024 </div> </div> <div class="content-box"> <a href="/paym/groups/pdf/efip/statement_from_the_4th_meeting.pdf">Statement</a> <a href="/paym/groups/pdf/efip/Agenda_4th_meeting.pdf">Agenda</a> <h3>Presentations</h3> <a href="/paym/groups/pdf/efip/IBAN_discrimination-EFIP_Secretariat.pdf">IBAN discrimination EFIP secretariat</a> <a href="/paym/groups/pdf/efip/IBAN_discrimination-NL.pdf">IBAN discrimination NL</a> <a href="/paym/groups/pdf/efip/IBAN_discrimination-IE.pdf">IBAN discrimination IE</a> <a href="/paym/groups/pdf/efip/IBAN_discrimination-Accept_my_IBAN.pdf">IBAN discrimination Accept my IBAN</a> <a href="/paym/groups/pdf/efip/Stock-take_on_national_payment_committees_and_national_payment_strategies.pdf">Stock take on national payments committees and national payment strategies</a> </div> <div class="header"> <div class="title"> Third EFIP meeting on 9 February 2022 </div> </div> <div class="content-box"> <a href="/paym/groups/pdf/efip/EFIP_statement_from_the_3rd_meeting.pdf">Statement</a> <a href="/paym/groups/pdf/efip/Agenda_of_the_3rd_EFIP_meeting.pdf">Agenda</a> <h3>Presentations</h3> <a href="/paym/groups/pdf/efip/SCT_Inst_adoption_-_stock-take_results.pdf">SCT Inst adoption stock-take results</a> <a href="/paym/groups/pdf/efip/Instant_Payments-European_Commission_Initiative.pdf">Instant payments - European Commission initiative</a> <a href="/paym/groups/pdf/efip/Instant_Payments_implementation-experiences_in_the_Spanish_market.pdf">Instant payments implementation experiences in the Spanish market</a> <a href="/paym/groups/pdf/efip/Instant_Payments_implementation-experiences_in_the_Swedish_market.pdf">Instant payments implementation experiences in the Swedish market</a> <a href="/paym/groups/pdf/efip/BEUC-Consumers_perspective_on_Instant_Payments_at_the_POI.pdf">BEUC - consumers perspective on instant payments at the POI</a> <a href="/paym/groups/pdf/efip/AGE_Platform_Europe-Consumers_perspective_on_Instant_Payments_at_the_POI.pdf">AGE Platform Europe - consumers perspective on instant payments at the POI</a> <a href="/paym/groups/pdf/efip/Eurocommerce-Merchants_perspective_on_instant_at_the_POI.pdf">Eurocommerce - merchants perspective on instant payments at the POI</a> <a href="/paym/groups/pdf/efip/IBAN_discrimination_update.pdf">IBAN discrimination update</a> <a href="/paym/groups/pdf/efip/IBAN_discrimination-Actions_taken_in_the_French_market.pdf">IBAN discrimination - actions taken in the French market</a> <a href="/paym/groups/pdf/efip/PSD2_review_update.pdf">PSD2 review update</a> <a href="/paym/groups/pdf/efip/Digital_identity_update.pdf">Digital identity update</a> <a href="/paym/groups/pdf/efip/National_payment_committees_and_strategies_stock-take_results.pdf">National payments committees and strategies stock-take results</a> </div> <div class="header"> <div class="title"> Second EFIP meeting on 25 November 2019 </div> </div> <div class="content-box"> <a href="/paym/groups/pdf/efip/EFIP_statement_from_the_2nd_meeting.pdf">Statement</a> <a href="/paym/groups/pdf/efip/Agenda_of_the_2nd_EFIP_meeting.pdf">Agenda</a> <h3>Presentations</h3> <a href="/paym/groups/pdf/efip/EPC_SCT_Inst_update.pdf">EPC - SCT Inst update</a> <a href="/paym/groups/pdf/efip/Instant_payments_implementation_stock-take_results.pdf">Instant payments implementation - stock-take results</a> <a href="/paym/groups/pdf/efip/Instant_payments_experiences_in_the_German_market.pdf">Instant payments – experiences in the German market</a> <a href="/paym/groups/pdf/efip/Instant_payments_the_new_normal_in_the_Netherlands.pdf">Instant payments – the new normal in the Netherlands</a> <a href="/paym/groups/pdf/efip/Introduction_of_instant_payments_in_Hungary.pdf">Introduction of instant payments in Hungary </a> <a href="/paym/groups/pdf/efip/EPC_SPL_scheme_status_update.pdf">EPC - SPL scheme status update</a> <a href="/paym/groups/pdf/efip/SPL_stock-take_results.pdf">SPL - stock-take results</a> <a href="/paym/groups/pdf/efip/PSD2_preliminary_lessons.pdf">PSD2 preliminary lessons</a> </div> <div class="header"> <div class="title"> First EFIP meeting on 29 November 2017 </div> </div> <div class="content-box"> <a href="/paym/groups/pdf/efip/EFIP_statement_from_the_1st_meeting.pdf">Statement</a> <a href="/paym/groups/pdf/efip/Agenda_of_the_1st_EFIP_meeting.pdf">Agenda</a> </div> </div> <div class="in-this-section" id="pages-in-section-holder"> <h3>Всички страници в този раздел</h3> <div class="content-box"> </div> </div> </main> </div> <div id="feedback" class="hidden"> <div class="content-box"> <div class="initial"> <div class="title">Хареса ли Ви тази страница?</div><a class="button -inverted-color" id="feedback-yes">Да</a> <a class="button -inverted-color" id="feedback-no">Не</a></div> <div class="second hidden"> <div class="title">Какво не Ви хареса?</div><a class="button -inverted-color" id="feedback-broken">Страницата не се отваря</a> <a class="button -inverted-color" id="feedback-content">Информацията не е полезна</a> <a class="button -inverted-color" id="feedback-design">Дизайнът не е привлекателен</a> <a class="button -inverted-color" id="feedback-other">Друго</a></div> <div class="final hidden"> <div class="title">Благодарим за обратната информация!</div> </div> </div> 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