Low Fixed Rates with Discover Home Loans

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Touch device users, explore by touch or with swipe gestures.</span> <div aria-live="assertive" class="sr-only"></div> <input type="text" autocomplete="off" placeholder="Search" maxlength="256" name="q" id="predict-input" tabindex="0"/> <span> <span class="search-icon header-icons"></span> <ul role="menu" id="search-suggestions"></ul> </span> </form> </div> </div> </div> <li class="nav-link"> <div class="text custom-text"> <div class="cmp-text" style="background-color:"> <p><span class="MetaWebPro-Normal"><a href="/home-loans/help-center/">Help Center</a></span></p> </div> </div> </li> <li class="nav-login nav-link dropdown-toggle" role="menu"> <a href="#" data-ripple> <span class="log-in-icon header-icons"></span>Log In</a> </li> <ul class="dropdown-menu nav-login"> <li role="presentation"> <a class="tertiary-button" href="https://homeloans.discover.com/accountcenter/" title="My application is in process" tabindex="0" role="menuitem">My application is in process</a> </li> <li role="presentation"> <a class="tertiary-button" href="https://discoverhomeloans.mtgsvc.com/Account/UserLogin?conn=085%7B0a6e118f-71b2-4e0f-80d6-dc28680a6e60%7D" title=" My loan is funded" tabindex="0" role="menuitem"> My loan is funded</a> </li> </ul> </ul> </div> </div> </div> </div> </div> </div> </div> <div class="accordion panelcontainer aem-GridColumn aem-GridColumn--default--12"> <div id="accordion-eaad496249" class="cmp-accordion" data-cmp-is="accordion" data-placeholder-text="false"> </div> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-b633f6c077" class="cmp-container" style="background-color:#2381be;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title MetaWebPro-Light title-font-style c-align-center title-large-padding aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-title"> <h1 class="cmp-title__text" style="color: #FFFFFF">Home Loan Rates</h1> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid margin-top-30 max-width-940 aem-GridColumn aem-GridColumn--default--12"> <div id="container-975245ee65" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-c5de8bea6d" class="cmp-container" style="background-color:#FFFFFF;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> <div class="container responsivegrid max-width-780 aem-GridColumn aem-GridColumn--default--12"> <div id="container-56b42be3bf" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="custom-text text space-pt-30 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h3 style="text-align: center;"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Light"><span class="spacetext-pl-10"><span class="spacetext-pr-10">Know exactly how much to budget for with a low fixed rate on your home equity loan or mortgage refinance</span></span></span></span></h3> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid max-width-780 space-pt-20 space-pb-30 aem-GridColumn aem-GridColumn--default--12"> <div id="container-c870f9ab0f" class="cmp-container" style="background-color:#fff;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid max-width-580 aem-GridColumn aem-GridColumn--default--12"> <div id="container-98aeaa2824" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="custom-text text space-pt-20 cmp-text--tablecolor aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <table cellpadding="1" cellspacing="0" border="1"> <tbody><tr><td colspan="2"><h2 style="text-align: center;"><span class="h2-small"><span class="spacetext-pl-10"><span class="spacetext-pr-10"><span class="spacetext-ptb-10"><span class="MetaWebPro-Normal">Our Home Loan Rates</span></span></span></span></span></h2> <h5 style="text-align: center;"><a href="#modalDialog-APRDisclosure" style="background-color: rgb(255,255,255);font-weight: normal;"><span class="spacetext-pr-10"><span class="spacetext-pl-10">APR Disclosure</span></span></a></h5> </td> </tr><tr><td><h5 style="text-align: center;"><span class="MetaWebPro-Bold"><span class="spacetext-ptb-10">Home Equity Loan</span></span></h5> <h5 style="text-align: center;"><span class="spacetext-pr-10"><span class="spacetext-pl-10">1st Lien: <span class="first_lien_min">x.xx</span>% - <span class="first_lien_max">x.xx</span>% APR</span></span></h5> <h5 style="text-align: center;"><span class="spacetext-pr-10"><span class="spacetext-pl-10">2nd Lien: <span class="second_lien_min">x.xx</span>% - <span class="second_lien_max_fla">x.xx</span>% APR</span></span></h5> </td> <td><h5 style="text-align: center;"><span class="MetaWebPro-Bold"><span class="spacetext-ptb-10">Mortgage Refinance</span></span></h5> <h5 style="text-align: center;"><span class="spacetext-pl-10"><span class="spacetext-pr-10">1st Lien: <span class="first_lien_min">x.xx</span>% - <span class="first_lien_max">x.xx</span>% APR</span></span></h5> <h5 style="text-align: center;"><span class="spacetext-pl-10"><span class="spacetext-pr-10">2nd Lien: <span class="second_lien_min">x.xx</span>% - <span class="second_lien_max_fla">x.xx</span>% APR</span></span></h5> </td> </tr></tbody></table> </div> </div> <div class="custom-text text space-pt-30 space-pb-30 cmp-text--tablecolor aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="cmp-text" style="background-color:"> <table cellpadding="1" cellspacing="0" border="1"> <tbody><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">Loan Amounts</span></span></span></span></h5> </td> <td><h5><span class="spacetext-pl-10"><span class="spacetext-pr-10">Starting at $35,000</span></span></h5> </td> </tr><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">Payments</span></span></span></span></h5> </td> <td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Normal">Fixed Monthly Payments</span></span></span></span></h5> </td> </tr><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span class="MetaWebPro-Bold">Terms</span></span></span></h5> </td> <td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Normal">10, 15, 20 & 30 Years<br /> </span></span></span></span></h5> <p><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="#modalDialog-LoanPayment">Loan Payment Example</a></span></span></span></span></p> </td> </tr><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">Application Fees</span></span></span></span></h5> </td> <td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Normal">$0</span></span></span></span></h5> </td> </tr><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">Origination Fees</span></span></span></span></h5> </td> <td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Normal">$0</span></span></span></span></h5> </td> </tr><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">Appraisal Fees</span></span></span></span></h5> </td> <td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Normal">$0</span></span></span></span></h5> </td> </tr><tr><td><h5><span class="spacetext-pr-10"><span class="spacetext-pl-10"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">Costs required at closing </span></span></span></span></h5> </td> <td><h5><span class="MetaWebPro-Normal"><span class="spacetext-pl-10"><span class="spacetext-pr-10">$0</span></span></span></h5> </td> </tr></tbody></table> </div> </div> <div class="experiencefragment aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="button cmp-button--primary c-align-center dhl-apply-now auto-width aem-GridColumn aem-GridColumn--default--12"> <a id="button-bac7396cd0" class="cmp-button" href="https://homeloans.discover.com/web/dhl/apply/basicHomeInfo" data-analytics-label="GENERIC_GTSTARTED_XF_BDY_BTN" data-current-resource="/content/experience-fragments/dfs/dfs-home-loans/global/ApplyNow_button_xf_01/master/jcr:content/root/button"> <span class="cmp-button__text">Get Started</span> </a> </div> </div> </div> </div> <div class="custom-text text space-pb-30 space-pr-10 space-pl-10 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="dhl-modal large aem-GridColumn aem-GridColumn--default--12"> <section class="modals-wrapper"> <div class="modal disclosure-modal" tabindex="-1" data-backdrop="true" data-keyboard="false" id="modalDialog-APRDisclosure"> <div class="modal-dialog modal-dialog-centered"> <div class="modal-content"> <div class="modal-header"> <div> <div class="contentfragment MetaWebPro-Light fc-site-black space-pt-30 space-pb-30"> <dl data-path="/content/dam/dfs/dfs-home-loans/dhl-content-fragments/disclosure/disclosure_apr" data-type="dfs/dfs-home-loans/models/dhl-fragment-model" class="cmp-contentfragment"> <div class="cmp-contentfragment__element cmp-contentfragment__element--Main"> <dt class="cmp-contentfragment__element-label">Main</dt> <dd class="cmp-contentfragment__element-value"> <h3 style="text-align: center;"><b>APR disclosure</b></h3> </dd> </div> </dl> </div> </div> <div></div> <a class=" lnk-close-modal disclosure-close" data-dismiss="modal" href="#"> <span class="callfor-accessibility">Close</span> <span class="dhl-close"></span> </a> </div> <div class="modal-body"> <div> <div class="custom-text text space-pb-10"> <div class="cmp-text" style="background-color:"> <p><b>Fixed rates starting at <span class="first_lien_min">x.xx</span>% APR for first liens and <span class="second_lien_min">x.xx</span>% APR for second liens</b><br /> </p> </div> </div> <div class="custom-text text"> <div class="cmp-text" style="background-color:"> <p style="text-align: left;"><span class="spacetext-pb-20">The APR will be between <span class="MetaWebPro-Bold"><span class="first_lien_min">x.xx</span>% APR</span> and <span class="MetaWebPro-Bold"><span class="first_lien_max">x.xx</span>% APR </span>for first liens and <span class="MetaWebPro-Bold"><span class="second_lien_min">x.xx</span>% APR</span> and <span class="MetaWebPro-Bold"><span class="second_lien_max_fla">x.xx</span>% APR</span> for second liens based on loan amount and a review of credit-worthiness, including income and property information, at the time of application.</span></p> <p style="text-align: left;">The lowest APRs are available to borrowers requesting at least <span class="MetaWebPro-Bold">$<span class="second_lien_rates">xx,xxx</span></span> for second liens or <span class="MetaWebPro-Bold">$<span class="first_lien_rates">xxx,xxx</span></span> for first liens, with the best credit and other factors.</p> </div> </div> </div> </div> </div> </div> </div> </section></div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn--phone--hide aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid max-width-940 aem-GridColumn aem-GridColumn--default--12"> <div id="container-a96974c3b6" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid max-width-780 aem-GridColumn aem-GridColumn--default--12"> <div id="container-f4bcd5e844" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="custom-text text space-pt-30 space-pb-30 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h3 style="text-align: center;"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Light">Looking to tap into your equity?</span></span></h3> </div> </div> <div class="container responsivegrid space-pb-30 aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div id="two-grate-ways" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid space-pr-10 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="container-ab9bddef80" class="cmp-container" style="background-color:#fff;"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> <div class="container responsivegrid space-pt-0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--11 aem-GridColumn 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data-cmp-widths="940" data-asset="/content/dam/dfs/dfs-home-loans/images/articles/at-home/2-people/HomeEquity_rates.jpg" data-asset-id="597a5347-eaac-4fce-87b8-7fe9585c0fb4" id="image-0e307e17d0" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-03/_jcr_content/root/container/container/container_copy_copy/container/container/container/image.coreimg.90.940.jpeg/1614199909626/homeequity-rates.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt/> </div> </div> <div class="custom-text text space-pt-20 space-pb-10 space-pl-20 aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h5><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="/home-loans/home-equity-loan/">Home Equity Loan</a></span></span><br /> </h5> </div> </div> <div class="custom-text 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alt="list"/> </div> </div> <div class="container responsivegrid space-pl-20 aem-GridColumn--phone--none aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div id="container-b10778bea6" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--11 "> <div class="custom-text text space-pt-20 space-pb-10 aem-GridColumn--default--none aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div class="cmp-text" style="background-color:"> <h5 style="text-align: left;"><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="/home-loans/home-equity-loan/">Home Equity Loan</a></span></span><br /> </h5> </div> </div> <div class="custom-text text space-pb-20 aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <p style="text-align: left;"><span style="color: rgb(36,119,171);"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Normal">Keep your current mortgage and take out money from your home equity.</span></span></span></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="container-af41f1c427" class="cmp-container" style="background-color:#fff;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="container-2ee450418d" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 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Attic renovation and insulation concept"/> </div> </div> <div class="custom-text text space-pt-20 space-pb-20 space-pr-20 space-pl-20 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h5><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="https://www.discover.com/home-equity-loans/home-improvement/"><span class="spacetext-pb-10">Home Improvements</span></a></span></span></h5> <p><span style="color: rgb(99,104,107);"><span class="MetaWebPro-Normal">Access cash from your home equity to fund your next home improvement project.<br /> </span></span></p> </div> </div> </div> </div> </div> </div> </div> <div class="col-md-4 col-sm-12 dhl-col-cntl"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid space-pr-10 space-pl-10 space-pb-20 aem-GridColumn aem-GridColumn--default--12"> <div id="container-d4356f5885" class="cmp-container" style="background-color:#f8f8f8;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="image aem-GridColumn--phone--hide aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_1/container/image_copy_668967956.coreimg.90{.width}.jpeg/1614199867909/homeloanrates-oneloan-2.jpeg" data-cmp-widths="940" data-asset="/content/dam/dfs/dfs-home-loans/images/single-images/homeloanrates-oneloan-2.jpg" data-asset-id="6b376503-57fa-45f5-a1c0-b9549b937759" data-title="Close up of unrecognizable woman using calculator while going through bills and home finances." id="image-a9b65a3704" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_1/container/image_copy_668967956.coreimg.90.940.jpeg/1614199867909/homeloanrates-oneloan-2.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Close up of unrecognizable woman using calculator while going through bills and home finances."/> </div> </div> <div class="custom-text text space-pt-20 space-pb-20 space-pr-20 space-pl-20 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h5><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="https://www.discover.com/home-equity-loans/debt-consolidation/"><span class="spacetext-pb-10">Debt Consolidation</span></a></span></span></h5> <p><span style="color: rgb(99,104,107);"><span class="MetaWebPro-Normal">Combine multiple high-interest debts into a single monthly payment with a low, fixed rate.<br /> </span></span></p> </div> </div> </div> </div> </div> </div> </div> <div class="col-md-4 col-sm-12 dhl-col-cntl"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid space-pr-10 space-pl-10 space-pb-20 aem-GridColumn aem-GridColumn--default--12"> <div id="container-658f61a247" class="cmp-container" style="background-color:#f8f8f8;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="image aem-GridColumn--phone--hide aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_2/container/image_copy_1877859131.coreimg.90{.width}.jpeg/1614199884770/homeloanrates-oneloan-3.jpeg" data-cmp-widths="940" data-asset="/content/dam/dfs/dfs-home-loans/images/single-images/homeloanrates-oneloan-3.jpg" data-asset-id="c39e98a7-f246-4708-98d3-f47677d56124" data-title="Happy mature couple reading a document. The couple is sitting in the kitchen." id="image-a98f15f8fd" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_2/container/image_copy_1877859131.coreimg.90.940.jpeg/1614199884770/homeloanrates-oneloan-3.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Happy mature couple reading a document. The couple is sitting in the kitchen."/> </div> </div> <div class="custom-text text space-pt-20 space-pb-20 space-pr-20 space-pl-20 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h5><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="/home-loans/refinance/"><span class="spacetext-pb-10">Mortgage Refinancing</span></a></span></span></h5> <p><span style="color: rgb(99,104,107);">A mortgage refinance may provide you with better terms than your current mortgage.</span><br /> </p> </div> </div> </div> </div> </div> </div> </div> </div> </div>  </div> <div class="colctrlcomp equal-height dlr0-mlr0 aem-GridColumn aem-GridColumn--default--12">  <div class="container-fluid"> <div class="row"> <div class="col-md-4 col-sm-12 dhl-col-cntl"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid space-pr-10 space-pl-10 space-pb-10 mobspace-pb-20 aem-GridColumn 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<div class="custom-text text space-pt-20 space-pb-20 space-pr-20 space-pl-20 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h5><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="https://www.discover.com/home-loans/articles/finance-your-dream-wedding/"><span class="spacetext-pb-10">Weddings</span></a></span></span></h5> <p><span style="color: rgb(99,104,107);"><span class="MetaWebPro-Normal">Finance your dream wedding using a home equity loan with a fixed monthly payment.<br /> </span></span></p> </div> </div> </div> </div> </div> </div> </div> <div class="col-md-4 col-sm-12 dhl-col-cntl"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid space-pr-10 space-pl-10 space-pb-10 mobspace-pb-20 aem-GridColumn aem-GridColumn--default--12"> <div id="container-08a1199e42" class="cmp-container" style="background-color:#f8f8f8;"> <div class="aem-Grid aem-Grid--12 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itemtype="http://schema.org/ImageObject"> <img src="/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209_1951730463/par_2/container/image_copy_1877859131.coreimg.90.940.jpeg/1693388444961/homeloanrates-oneloan-6.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Serious African American couple discussing paper documents, sitting together on couch at home, man and woman checking bills, bank account balance, terms of contract, mortgage, loan agreement"/> </div> </div> <div class="custom-text text space-pt-20 space-pb-20 space-pr-20 space-pl-20 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h5><span style="color: rgb(36,119,171);"><span class="MetaWebPro-Normal"><a href="https://www.discover.com/home-equity-loans/pay-major-expenses/"><span class="spacetext-pb-10">Major Expenses</span></a></span></span></h5> <p><span style="color: rgb(99,104,107);">Access cash to pay for life's big adventures and unexpected events.</span><br /> </p> </div> </div> </div> </div> </div> </div> </div> </div> </div>  </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid max-width-780 space-pt-30 mobspace-pb-20 aem-GridColumn aem-GridColumn--default--12"> <div id="container-06a3da63b0" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="custom-text text space-pb-20 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h2 style="text-align: center;"><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Light">Learn more about your loan 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src="/content/experience-fragments/dfs/dfs-home-loans/home-equity-can-help-pay-off-debt/heroimage-home-equity-can-help-pay-off-debt-01/master/_jcr_content/root/image.coreimg.90.940.jpeg/1738603024444/mature-man-and-woman-sitting-on-sofa-view-through-open-glass-door.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Couple in their living room reviewing home equity loan options that may help them pay off their debt"/> </div> </div> </div> </div> </div> <div class="grid-item-text"> <p class="grid-item-tags">Managing Debt</p> <a class="cmp-list__item-link" href="/home-loans/articles/home-equity-can-help-pay-off-debt/"> <p class="grid-item-title">Taking out a home equity loan to pay off debt: A smart solution or risky move?</p> </a> </div> </article> </li> </ul> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-b50108efa7" class="cmp-container"> <div class="aem-Grid 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text space-pr-10 space-pl-10 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h4><span class="spacetext-pb-10">Discover Home Loans Restrictions and Details</span></h4> <p>We do not lend in IA or MD. You are not guaranteed approval. Once you apply and submit your credit and property information, we will confirm your eligibility. We don’t lend on cooperatives, condotels, investment properties, log homes, manufactured homes, mobile homes, or secondary homes. We will only originate one 1st lien mortgage per property per 12-month period. The maximum loan amount you qualify for will depend on additional factors, including type of loan, lien position, loan-to-value and your credit history. We may change rates, program terms, and conditions without notice. Discover Card accounts may not be paid off with this home loan. All loan programs are offered by Discover Bank, 2500 Lake Cook Road, Riverwoods, IL 60015. NMLS ID 684042.</p> <p> </p> </div> </div> <div class="custom-text text space-pr-10 space-pl-10 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text" style="background-color:"> <h4><span class="spacetext-pb-10">Loan Payment Example Disclosure</span></h4> <p>For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid page-full-width aem-GridColumn aem-GridColumn--default--12"> <div id="main-dhl-footer" class="cmp-container" style="background-color:#FFF;"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid align-center max-width-940 space-pt-20 space-pr-10 space-pl-10 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cmp-contentfragment__element--Main"> <dt class="cmp-contentfragment__element-label">Main</dt> <dd class="cmp-contentfragment__element-value"> <ul> <li>PO Box 29029</li> <li>Phoenix, AZ 85038-9029</li> </ul> </dd> </div> </dl> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid align-center align-right equal-width space-pb-30 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--4 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--default--3 aem-GridColumn--offset--default--1"> <div id="Footer-social-icons" class="cmp-container"> <div class="aem-Grid aem-Grid--3 aem-Grid--tablet--4 aem-Grid--default--3 aem-Grid--phone--12 "> <div class="experiencefragment aem-GridColumn--phone--12 aem-GridColumn--tablet--4 aem-GridColumn aem-GridColumn--default--3"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="dhl-modal aem-GridColumn aem-GridColumn--default--12"> <section class="modals-wrapper"> <div class="modal disclosure-modal" tabindex="-1" data-backdrop="true" data-keyboard="false" id="modalDialog-mortgageBalance"> <div class="modal-dialog modal-dialog-centered"> <div class="modal-content"> <div class="modal-header"> <div> <div class="custom-text text space-pt-30"> <div class="cmp-text" style="background-color:"> <h5 style="text-align: center;"><span class="MetaWebPro-Bold">Mortgage Balance</span></h5> </div> </div> </div> <div></div> <a class=" lnk-close-modal disclosure-close" data-dismiss="modal" href="#"> <span class="callfor-accessibility">Close</span> <span class="dhl-close"></span> </a> </div> <div class="modal-body"> <div> <div class="custom-text text space-pt-30"> <div class="cmp-text" style="background-color:"> <p style="text-align: left;">Enter the total amount of all existing home loan balances on your primary residence (e.g. primary mortgage, home equity loan(s), home equity line(s) of credit, etc.). Round value to the nearest dollar amount. </p> </div> </div> </div> </div> </div> </div> </div> </section></div> </div> </div> </div> <div class="custom-text text aem-GridColumn--phone--12 aem-GridColumn--tablet--4 aem-GridColumn aem-GridColumn--default--3"> <div class="cmp-text" style="background-color:"> <p><a href="https://x.com/discover">twitter</a> <span class="sr-only">twitter icon</span></p> <p><a href="https://www.facebook.com/discover">facebook</a> <span class="sr-only">facebook icon</span></p> <p><a href="https://www.youtube.com/discover">youtube</a> <span class="sr-only">youtube icon</span></p> <p><a href="https://linkedin.com/company/discover-financial-services">linkedin</a> <span class="sr-only">linkedin icon</span></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="separator aem-GridColumn--phone--hide aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0"> <div id="separator-af59113c9d" 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aem-GridColumn--default--3"> <dl data-path="/content/dam/dfs/dfs-home-loans/dhl-content-fragments/footer-links/homeloanssection" data-type="dfs/dfs-home-loans/models/dhl-fragment-model" class="cmp-contentfragment"> <div class="cmp-contentfragment__element cmp-contentfragment__element--Main"> <dt class="cmp-contentfragment__element-label">Main</dt> <dd class="cmp-contentfragment__element-value"> <p><a href="/home-loans/home-equity-loan/">Home Equity Loan</a></p> <p><a href="/home-loans/refinance/">Mortgage Refinance</a></p> <p><a href="/home-loans/rates/">Home Loan Rates</a></p> <p><a href="/home-loans/rates/home-equity-loan-rates/">Home Equity Loan Rates</a></p> <p><a href="/home-loans/rates/refinance-rates/">Mortgage Refinance Rates</a></p> <p><a href="https://homeloans.discover.com/web/dhl/apply/basichomeinfo">Apply Now</a></p> </dd> </div> </dl> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--3 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href="/home-loans/loan-amount-calculator/">Loan Amount Calculator</a><br /> </p> <p><a href="/home-loans/home-equity-loan-monthly-payment-calculator/">Rate & Payment Calculator</a></p> <p><a href="https://www.discover.com/home-equity-loans/debt-consolidation-calculator/">Debt Consolidation Calculator</a></p> <p><a href="https://www.discover.com/home-loans/affordability-calculator/">Affordability Calculator</a></p> <p><a href="https://www.discover.com/home-loans/refinance-savings-calculator/">Mortgage Refinance Calculator</a></p> <p><a href="https://www.discover.com/home-loans/cash-out-refinance-calculator/">Cash Out Refinance Calculator</a></p> </dd> </div> </dl> </div> </div> </div> </div> <div class="container responsivegrid space-pl-20 aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--3 aem-GridColumn--offset--default--0"> <div id="container-968344ad00" class="cmp-container"> <div class="aem-Grid aem-Grid--3 aem-Grid--default--3 "> <div class="custom-text text 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href="https://www.discover.com/home-loans/mortgage-glossary/">Glossary</a></p> <p><a href="/home-loans/home-improvement/">Home Improvement</a></p> <p><a href="/home-loans/debt-consolidation/">Debt Consolidation</a></p> <p><a></a><a href="/home-loans/pay-major-expenses/">Pay Major Expenses</a></p> </dd> </div> </dl> </div> </div> </div> </div> <div class="container responsivegrid space-pr-10 aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--3 aem-GridColumn--offset--default--0"> <div id="container-bbfee7e9f2" class="cmp-container"> <div class="aem-Grid aem-Grid--3 aem-Grid--default--3 "> <div class="custom-text text aem-GridColumn aem-GridColumn--default--3"> <div class="cmp-text" style="background-color:"> <p><small><span style="color: rgb(41,48,51);"><span class="MetaWebPro-Bold">ALL PRODUCTS</span></span></small></p> </div> </div> <div class="contentfragment small-paragraph MetaWebPro-Normal fc-secondary-grey aem-GridColumn aem-GridColumn--default--3"> <dl data-path="/content/dam/dfs/dfs-home-loans/dhl-content-fragments/footer-links/otherproducts" data-type="dfs/dfs-home-loans/models/dhl-fragment-model" class="cmp-contentfragment"> <div class="cmp-contentfragment__element cmp-contentfragment__element--Main"> <dt class="cmp-contentfragment__element-label">Main</dt> <dd class="cmp-contentfragment__element-value"> <p><a href="/home-loans/">Home Loans</a></p> <p><a href="https://www.discover.com/credit-cards/">Credit Cards</a></p> <p><a href="https://www.discover.com/online-banking/">Online Banking</a></p> <p><a href="https://www.discover.com/personal-loans/">Personal Loans</a></p> <p><a href="https://www.discover.com/student-loans/">Student Loans</a></p> </dd> </div> </dl> </div> </div> </div> </div> </div> </div> </div> <div class="accordion panelcontainer tertiary-compact aem-GridColumn--phone--none aem-GridColumn--default--hide aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 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data-cmp-data-layer="{"accordion-275556af04-item-799f923a45":{"@type":"dfs-home-loans/components/gen-components/accordion/item","repo:modifyDate":"2022-12-12T11:01:17Z","dc:title":"CALCULATORS"}}"> <h6 class="cmp-accordion__header"> <button id="accordion-275556af04-item-799f923a45-button" class="cmp-accordion__button" type="button" aria-controls="accordion-275556af04-item-799f923a45-panel" data-cmp-hook-accordion="button"> <span class="cmp-accordion__title">CALCULATORS</span> <span class="cmp-accordion__icon"></span> </button> </h6> <div data-cmp-hook-accordion="panel" id="accordion-275556af04-item-799f923a45-panel" class="cmp-accordion__panel cmp-accordion__panel--hidden" role="region" aria-labelledby="accordion-275556af04-item-799f923a45-button"><div class="contentfragment small-paragraph MetaWebPro-Normal fc-secondary-grey"> <dl data-path="/content/dam/dfs/dfs-home-loans/dhl-content-fragments/footer-links/calculatorsection" data-type="dfs/dfs-home-loans/models/dhl-fragment-model" class="cmp-contentfragment"> <div class="cmp-contentfragment__element cmp-contentfragment__element--Main"> <dt class="cmp-contentfragment__element-label">Main</dt> <dd class="cmp-contentfragment__element-value"> <p><a href="https://www.discover.com/home-loans/calculators/">Calculators Home</a></p> <p><a href="/home-loans/loan-amount-calculator/">Loan Amount Calculator</a><br /> </p> <p><a href="/home-loans/home-equity-loan-monthly-payment-calculator/">Rate & Payment Calculator</a></p> <p><a href="https://www.discover.com/home-equity-loans/debt-consolidation-calculator/">Debt Consolidation Calculator</a></p> <p><a href="https://www.discover.com/home-loans/affordability-calculator/">Affordability Calculator</a></p> <p><a href="https://www.discover.com/home-loans/refinance-savings-calculator/">Mortgage Refinance Calculator</a></p> <p><a href="https://www.discover.com/home-loans/cash-out-refinance-calculator/">Cash Out Refinance Calculator</a></p> </dd> </div> </dl> </div> </div> </div> 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