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Insurance – Our latest thinking | EY - UK

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href="/en_uk/services/forensic-integrity-services" data-cmp-clickable class="cmp-navigation__item-link">Forensic and Integrity Services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-2b6d41a531&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:07Z&#34;,&#34;dc:title&#34;:&#34;Private client audit experience&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/private-client-audit-experience&#34;}}"> <a href="/en_uk/services/private-client-audit-experience" data-cmp-clickable class="cmp-navigation__item-link">Private client audit experience</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-b53caa9005&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:07Z&#34;,&#34;dc:title&#34;:&#34;Long-term value metrics creation&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/long-term-value/metrics&#34;}}"> <a href="/en_uk/services/long-term-value/metrics" data-cmp-clickable class="cmp-navigation__item-link">Long-term value metrics creation</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-d834c42a5f&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:07Z&#34;,&#34;dc:title&#34;:&#34;IFRS&#34;,&#34;xdm:linkURL&#34;:&#34;/en_gl/services/ifrs&#34;}}"> <a href="/en_gl/services/ifrs" data-cmp-clickable class="cmp-navigation__item-link">IFRS</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-978d6d2326&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:58Z&#34;,&#34;dc:title&#34;:&#34;Tax&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/tax&#34;}}"> <a href="/en_uk/services/tax" data-cmp-clickable class="cmp-navigation__item-link">Tax</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-7a105e94e0&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:19Z&#34;,&#34;dc:title&#34;:&#34;Tax planning&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/tax-planning&#34;}}"> <a href="/en_uk/services/tax-planning" data-cmp-clickable class="cmp-navigation__item-link">Tax planning</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-be10ce3f2d&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:19Z&#34;,&#34;dc:title&#34;:&#34;Tax function operations&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/tax-function-operations&#34;}}"> <a href="/en_uk/services/tax-function-operations" data-cmp-clickable class="cmp-navigation__item-link">Tax function operations</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-d3cedb69aa&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:19Z&#34;,&#34;dc:title&#34;:&#34;Tax policy and controversy &#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/tax-controversy-policy&#34;}}"> <a href="/en_uk/services/tax-controversy-policy" data-cmp-clickable class="cmp-navigation__item-link">Tax policy and controversy </a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-5fa7b615c1&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:19Z&#34;,&#34;dc:title&#34;:&#34;Global trade&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/insights/global-trade&#34;}}"> <a href="/en_uk/insights/global-trade" data-cmp-clickable class="cmp-navigation__item-link">Global trade</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-d85ced03a7&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:19Z&#34;,&#34;dc:title&#34;:&#34;Global tax reform&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/insights/global-tax-reform&#34;}}"> <a href="/en_uk/insights/global-tax-reform" data-cmp-clickable class="cmp-navigation__item-link">Global tax reform</a> </li> <li 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class="cmp-navigation__item-link">Transaction tax</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-06f2c0fa67&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:19Z&#34;,&#34;dc:title&#34;:&#34;Tax services: Designed for private&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/tax/private-client-services&#34;}}"> <a href="/en_uk/services/tax/private-client-services" data-cmp-clickable class="cmp-navigation__item-link">Tax services: Designed for private</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-5b781c687a&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:58Z&#34;,&#34;dc:title&#34;:&#34;Law&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/law&#34;}}"> <a href="/en_uk/services/law" data-cmp-clickable class="cmp-navigation__item-link">Law</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-8a11163e24&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:49:39Z&#34;,&#34;dc:title&#34;:&#34;Corporate and commercial law&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/law/corporate-commercial&#34;}}"> <a href="/en_uk/services/law/corporate-commercial" data-cmp-clickable class="cmp-navigation__item-link">Corporate and commercial law</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-59c3be2388&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:49:39Z&#34;,&#34;dc:title&#34;:&#34;Digital law&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/law/digital&#34;}}"> <a href="/en_uk/services/law/digital" data-cmp-clickable class="cmp-navigation__item-link">Digital law</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-36baa086f7&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:49:39Z&#34;,&#34;dc:title&#34;:&#34;Labor and employment law&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/law/labor-employment&#34;}}"> <a href="/en_uk/services/law/labor-employment" data-cmp-clickable class="cmp-navigation__item-link">Labor and employment law</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-696286d326&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:49:39Z&#34;,&#34;dc:title&#34;:&#34;Legal 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data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-488e63ec64&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:58Z&#34;,&#34;dc:title&#34;:&#34;Technology&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/technology&#34;}}"> <a href="/en_uk/services/technology" data-cmp-clickable class="cmp-navigation__item-link">Technology</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-b409220b2b&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:36Z&#34;,&#34;dc:title&#34;:&#34;Technology Managed Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/managed-services/technology&#34;}}"> <a href="/en_uk/services/managed-services/technology" data-cmp-clickable class="cmp-navigation__item-link">Technology Managed Services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-c433bef536&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:37Z&#34;,&#34;dc:title&#34;:&#34;EY.ai&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/ai/platform&#34;}}"> <a href="/en_uk/services/ai/platform" data-cmp-clickable class="cmp-navigation__item-link">EY.ai</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-19e96eb9dd&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:37Z&#34;,&#34;dc:title&#34;:&#34;Audit technology&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/audit/technology&#34;}}"> <a href="/en_uk/services/audit/technology" data-cmp-clickable class="cmp-navigation__item-link">Audit technology</a> </li> <li class="cmp-navigation__item 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href="/en_uk/services/strategy-transactions/connected-capital-technologies" data-cmp-clickable class="cmp-navigation__item-link">Connected Capital Technologies: M&amp;A technology solutions</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-aee50653c1&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:37Z&#34;,&#34;dc:title&#34;:&#34;Technology transformation&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/consulting/technology-transformation&#34;}}"> <a href="/en_uk/services/consulting/technology-transformation" data-cmp-clickable class="cmp-navigation__item-link">Technology transformation</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-53ec949243&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:47:37Z&#34;,&#34;dc:title&#34;:&#34;Alliances&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/alliances&#34;}}"> <a href="/en_uk/alliances" data-cmp-clickable class="cmp-navigation__item-link">Alliances</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-a37c1a1059&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:58Z&#34;,&#34;dc:title&#34;:&#34;Managed Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/managed-services&#34;}}"> <a href="/en_uk/services/managed-services" data-cmp-clickable class="cmp-navigation__item-link">Managed Services</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-021d1d8a38&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:36:37Z&#34;,&#34;dc:title&#34;:&#34;Cybersecurity managed services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/cybersecurity/managed-services&#34;}}"> <a href="/en_uk/services/cybersecurity/managed-services" data-cmp-clickable class="cmp-navigation__item-link">Cybersecurity managed services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-5edaec17c1&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:36:37Z&#34;,&#34;dc:title&#34;:&#34;Financial Accounting &amp; Corporate Reporting Managed Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/assurance/financial-accounting-expanded-corporate-reporting-managed-services&#34;}}"> <a href="/en_uk/services/assurance/financial-accounting-expanded-corporate-reporting-managed-services" data-cmp-clickable class="cmp-navigation__item-link">Financial Accounting &amp; Corporate Reporting Managed Services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-618df5f921&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:36:37Z&#34;,&#34;dc:title&#34;:&#34;Legal managed services &#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/law/managed-services&#34;}}"> <a href="/en_uk/services/law/managed-services" data-cmp-clickable class="cmp-navigation__item-link">Legal managed services </a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" 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data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-95762b27a1&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:49:11Z&#34;,&#34;dc:title&#34;:&#34;IPO&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/ipo&#34;}}"> <a href="/en_uk/services/ipo" data-cmp-clickable class="cmp-navigation__item-link">IPO</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-7b99172966&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:49:11Z&#34;,&#34;dc:title&#34;:&#34;Entrepreneurship&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/entrepreneurship&#34;}}"> <a href="/en_uk/services/entrepreneurship" data-cmp-clickable class="cmp-navigation__item-link">Entrepreneurship</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-027af3378e&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:58Z&#34;,&#34;dc:title&#34;:&#34;EY Sustainability&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/sustainability/services&#34;}}"> <a href="/en_uk/services/sustainability/services" data-cmp-clickable class="cmp-navigation__item-link">EY Sustainability</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-cc416c3562&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T09:41:47Z&#34;,&#34;dc:title&#34;:&#34;Sustainability and ESG Strategy Consulting&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/services/strategy-transactions/sustainability-esg-strategy&#34;}}"> <a href="/en_uk/services/strategy-transactions/sustainability-esg-strategy" 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data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-68a1b12842&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:11:13Z&#34;,&#34;dc:title&#34;:&#34;Industries&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries&#34;}}"> <a href="/en_uk/industries" data-cmp-clickable class="cmp-navigation__item-link">Industries</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-c00d86d52c&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:11:25Z&#34;,&#34;dc:title&#34;:&#34;Advanced manufacturing and mobility&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/advanced-manufacturing&#34;}}"> <a href="/en_uk/industries/advanced-manufacturing" data-cmp-clickable class="cmp-navigation__item-link">Advanced manufacturing and mobility</a> <ul 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class="cmp-navigation__item-link">Future mobility</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-1aaac6dbea&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T09:37:40Z&#34;,&#34;dc:title&#34;:&#34;Industrial products&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/industrial-products&#34;}}"> <a href="/en_uk/industries/industrial-products" data-cmp-clickable class="cmp-navigation__item-link">Industrial products</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-0fc0739d3d&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T09:37:40Z&#34;,&#34;dc:title&#34;:&#34;Mobility lens suite&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/automotive/mobility-lens-suite&#34;}}"> <a href="/en_uk/industries/automotive/mobility-lens-suite" data-cmp-clickable class="cmp-navigation__item-link">Mobility lens suite</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-4d0ce9c185&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T09:37:40Z&#34;,&#34;dc:title&#34;:&#34;Transportation&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/transportation&#34;}}"> <a href="/en_uk/industries/transportation" data-cmp-clickable class="cmp-navigation__item-link">Transportation</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" 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data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-5b9a0cde16&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T12:04:32Z&#34;,&#34;dc:title&#34;:&#34;As-a-service business operations and transformation&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/tmt/aas-business-operations-transformation&#34;}}"> <a href="/en_uk/industries/tmt/aas-business-operations-transformation" data-cmp-clickable class="cmp-navigation__item-link">As-a-service business operations and transformation</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-23a4631675&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T12:04:32Z&#34;,&#34;dc:title&#34;:&#34;TMT business resiliency suite&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/tmt/business-resilience&#34;}}"> <a href="/en_uk/industries/tmt/business-resilience" data-cmp-clickable class="cmp-navigation__item-link">TMT business resiliency suite</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-e05ad775b9&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T12:04:32Z&#34;,&#34;dc:title&#34;:&#34;Future network now&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/tmt/future-network-now&#34;}}"> <a href="/en_uk/industries/tmt/future-network-now" data-cmp-clickable class="cmp-navigation__item-link">Future network now</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-420d3b1a61&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T12:04:32Z&#34;,&#34;dc:title&#34;:&#34;Capital operations and innovation suite (COInS)&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/industries/tmt/capital-operations-innovation-suite&#34;}}"> <a href="/en_uk/industries/tmt/capital-operations-innovation-suite" data-cmp-clickable class="cmp-navigation__item-link">Capital operations and innovation suite (COInS)</a> </li> </ul> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-0" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-b5cc4f1c15&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:10Z&#34;,&#34;dc:title&#34;:&#34;Careers&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers&#34;}}"> <a href="/en_uk/careers" data-cmp-clickable class="cmp-navigation__item-link">Careers</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-a8a3971ed5&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:22Z&#34;,&#34;dc:title&#34;:&#34;What you can do here&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here" data-cmp-clickable class="cmp-navigation__item-link">What you can do here</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-0a5f2e0e53&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:34:31Z&#34;,&#34;dc:title&#34;:&#34;Careers in Technology&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/technology&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/technology" data-cmp-clickable class="cmp-navigation__item-link">Careers in Technology</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-9d2e27622d&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:32:30Z&#34;,&#34;dc:title&#34;:&#34;Careers in Assurance Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/assurance&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/assurance" data-cmp-clickable class="cmp-navigation__item-link">Careers in Assurance Services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-42b3304b29&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:32:50Z&#34;,&#34;dc:title&#34;:&#34;Careers in Consulting&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/consulting&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/consulting" data-cmp-clickable class="cmp-navigation__item-link">Careers in Consulting</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-0742d9db9c&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:34:31Z&#34;,&#34;dc:title&#34;:&#34;Careers in Strategy and Transactions&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/strategy-transactions&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/strategy-transactions" data-cmp-clickable class="cmp-navigation__item-link">Careers in Strategy and Transactions</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-313f0a8688&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:34:31Z&#34;,&#34;dc:title&#34;:&#34;Careers in Tax&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/tax&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/tax" data-cmp-clickable class="cmp-navigation__item-link">Careers in Tax</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-88fd7acceb&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:34:31Z&#34;,&#34;dc:title&#34;:&#34;Careers in People Advisory Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/people-services&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/people-services" data-cmp-clickable class="cmp-navigation__item-link">Careers in People Advisory Services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-a03369022c&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:34:31Z&#34;,&#34;dc:title&#34;:&#34;Careers in Financial Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/financial-services&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/financial-services" data-cmp-clickable class="cmp-navigation__item-link">Careers in Financial Services</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-63fc493805&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:33:20Z&#34;,&#34;dc:title&#34;:&#34;Careers in Core Business Services&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/core-business-services&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/core-business-services" data-cmp-clickable class="cmp-navigation__item-link">Careers in Core Business Services</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-b568ed5268&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:22Z&#34;,&#34;dc:title&#34;:&#34;What it&#39;s like to work here&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-its-like-to-work-here&#34;}}"> <a href="/en_uk/careers/what-its-like-to-work-here" data-cmp-clickable class="cmp-navigation__item-link">What it&#39;s like to work here</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-43b09d6f15&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T14:58:39Z&#34;,&#34;dc:title&#34;:&#34;Belonging at EY&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-its-like-to-work-here/belong&#34;}}"> <a href="/en_uk/careers/what-its-like-to-work-here/belong" data-cmp-clickable class="cmp-navigation__item-link">Belonging at EY</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-581bca5a69&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:04:46Z&#34;,&#34;dc:title&#34;:&#34;People stories&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-its-like-to-work-here/people-stories&#34;}}"> <a href="/en_uk/careers/what-its-like-to-work-here/people-stories" data-cmp-clickable class="cmp-navigation__item-link">People stories</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-498816ef01&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:07:29Z&#34;,&#34;dc:title&#34;:&#34;Personalised career development&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-its-like-to-work-here/personalised-career-development&#34;}}"> <a href="/en_uk/careers/what-its-like-to-work-here/personalised-career-development" data-cmp-clickable class="cmp-navigation__item-link">Personalised career development</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-9d1bd12d23&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:09:41Z&#34;,&#34;dc:title&#34;:&#34;Rewards and benefits&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-its-like-to-work-here/rewards-and-benefits&#34;}}"> <a href="/en_uk/careers/what-its-like-to-work-here/rewards-and-benefits" data-cmp-clickable class="cmp-navigation__item-link">Rewards and benefits</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-9d8ba7f4e8&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:22Z&#34;,&#34;dc:title&#34;:&#34;How to join us&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/how-to-join-us&#34;}}"> <a href="/en_uk/careers/how-to-join-us" data-cmp-clickable class="cmp-navigation__item-link">How to join us</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-24b1b1721d&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:19:45Z&#34;,&#34;dc:title&#34;:&#34;How to join us&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/how-to-join-us&#34;}}"> <a href="/en_uk/careers/how-to-join-us" data-cmp-clickable class="cmp-navigation__item-link">How to join us</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-91d5ac6d83&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:22:45Z&#34;,&#34;dc:title&#34;:&#34;Students&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/students&#34;}}"> <a href="/en_uk/careers/students" data-cmp-clickable class="cmp-navigation__item-link">Students</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-9bb2aeab10&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:25:39Z&#34;,&#34;dc:title&#34;:&#34;Accessibility&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/how-to-join-us/accessibility&#34;}}"> <a href="/en_uk/careers/how-to-join-us/accessibility" data-cmp-clickable class="cmp-navigation__item-link">Accessibility</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-836cee26d7&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:22Z&#34;,&#34;dc:title&#34;:&#34;Our locations&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/locations&#34;}}"> <a href="/en_uk/careers/locations" data-cmp-clickable class="cmp-navigation__item-link">Our locations</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-75dad24d5f&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:41:32Z&#34;,&#34;dc:title&#34;:&#34;Our locations&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/locations&#34;}}"> <a href="/en_uk/careers/locations" data-cmp-clickable class="cmp-navigation__item-link">Our locations</a> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-008ca96470&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:22Z&#34;,&#34;dc:title&#34;:&#34;Job search&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/job-search&#34;}}"> <a href="/en_uk/careers/job-search" data-cmp-clickable class="cmp-navigation__item-link">Job search</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-2df7719c0f&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:31:30Z&#34;,&#34;dc:title&#34;:&#34;Experienced professionals&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/what-you-can-do-here/experienced-programmes&#34;}}"> <a href="/en_uk/careers/what-you-can-do-here/experienced-programmes" data-cmp-clickable class="cmp-navigation__item-link">Experienced professionals</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-2" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-630e33ab2a&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T15:35:01Z&#34;,&#34;dc:title&#34;:&#34;Students&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/careers/students&#34;}}"> <a href="/en_uk/careers/students" data-cmp-clickable class="cmp-navigation__item-link">Students</a> </li> </ul> </li> </ul> </li> <li class="cmp-navigation__item cmp-navigation__item--level-0" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-aa7027b602&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:30Z&#34;,&#34;dc:title&#34;:&#34;About us&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/about-us&#34;}}"> <a href="/en_uk/about-us" data-cmp-clickable class="cmp-navigation__item-link">About us</a> <ul class="cmp-navigation__group"> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-ee21d9dc7f&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:40Z&#34;,&#34;dc:title&#34;:&#34;Our purpose&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/about-us#our-purpose&#34;}}"> <a href="/en_uk/about-us#our-purpose" data-cmp-clickable class="cmp-navigation__item-link">Our purpose</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-7fd7015545&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:40Z&#34;,&#34;dc:title&#34;:&#34;Newsroom&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/newsroom&#34;}}"> <a href="/en_uk/newsroom" data-cmp-clickable class="cmp-navigation__item-link">Newsroom</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-7700fe8f4d&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:40Z&#34;,&#34;dc:title&#34;:&#34;EY UK Impact Report 2023&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/about-us/impact-report&#34;}}"> <a href="/en_uk/about-us/impact-report" data-cmp-clickable class="cmp-navigation__item-link">EY UK Impact Report 2023</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-0ce2304cf2&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:40Z&#34;,&#34;dc:title&#34;:&#34;Our values &#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/about-us#our-values&#34;}}"> <a href="/en_uk/about-us#our-values" data-cmp-clickable class="cmp-navigation__item-link">Our values </a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-ce8e1292cf&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:40Z&#34;,&#34;dc:title&#34;:&#34;Our people&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/about-us#our-people&#34;}}"> <a href="/en_uk/about-us#our-people" data-cmp-clickable class="cmp-navigation__item-link">Our people</a> </li> <li class="cmp-navigation__item cmp-navigation__item--level-1" 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data-cmp-data-layer="{&#34;navigation-5136ad3d84-item-1af3b02ef9&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/navigation/item&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:12:40Z&#34;,&#34;dc:title&#34;:&#34;Alumni&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/alumni&#34;}}"> <a href="/en_uk/alumni" data-cmp-clickable class="cmp-navigation__item-link">Alumni</a> </li> </ul> </li> </ul> </nav> </div> <div class="container responsivegrid"> <div id="sitenav-sub-wrapper-1" class="cmp-container" role="tabpanel"> <div class="container responsivegrid"> <div id="subnav-intro-wrapper-1" class="cmp-container"> <div class="container responsivegrid"> <div id="subnav-intro-title-1" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-80b089dbac&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-07-12T10:21:04Z&#34;,&#34;xdm:text&#34;:&#34;&lt;h3>Insights&lt;/h3>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <h3>Insights</h3> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-intro-description-1" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-84139a1af2&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-07-18T21:46:44Z&#34;,&#34;xdm:text&#34;:&#34;&lt;p>Asking the better questions that unlock new answers to the working world&#39;s most complex issues. UK&lt;/p>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p>Asking the better questions that unlock new answers to the working world&#39;s most complex issues. UK</p> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-intro-button-1" class="cmp-container"> <div class="button"> <a class="up-button cmp-button " href="/en_uk/insights" aria-label="Explore Insights" data-cmp-clickable data-up-is="button" data-cmp-data-layer="{&#34;button-0b75743b3a&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/button&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T08:25:10Z&#34;,&#34;dc:title&#34;:&#34;Explore&#34;,&#34;xdm:linkURL&#34;:&#34;/en_uk/insights&#34;}}" data-analytics-category="Button" data-button-type="cta" data-snippet-url="/content/ey-unified-site/ey-com/local/uk/en_uk/home/insights.html" data-analytics-label="CTA Button" analytics-button-type="cta" data-analytics-button-click> <span class="cmp-button__text" data-analytics-action-value>Explore</span> </a> </div> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-links-wrapper-1" class="cmp-container"> <div class="container responsivegrid"> <div id="subnav-links-title-1" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-f5242e1205&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-07-12T10:21:04Z&#34;,&#34;xdm:text&#34;:&#34;&lt;h4>Trending topics&lt;/h4>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <h4>Trending topics</h4> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-links-l2-1" class="cmp-container"> </div> </div> <div class="container responsivegrid"> <div id="subnav-links-see-more-1" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-e66c4fe8cc&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-15T10:20:27Z&#34;,&#34;xdm:text&#34;:&#34;&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/industries.html\&#34;>See more&lt;/a>&lt;/p>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p><a href="/en_uk/industries">See more</a></p> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button 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button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p>See more</p> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-highlights-title-1" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-bb63df09a5&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-07-12T10:21:05Z&#34;,&#34;xdm:text&#34;:&#34;&lt;h4>Spotlight&lt;/h4>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <h4>Spotlight</h4> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-highlights-links-1" class="cmp-container"> <div class="container responsivegrid"> <div id="container-f79cdb21e7" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-5a39287092&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-08-16T10:00:25Z&#34;,&#34;xdm:text&#34;:&#34;&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/services/ai.html\&#34;>AI insights&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/services/sustainability.html\&#34;>Sustainability in business&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/campaigns/economics.html\&#34;>Economics&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/campaigns/board-matters.html\&#34;>EY Center of Board Matters&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/campaigns/ceo.html\&#34;>CEO agenda&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/campaigns/cio.html\&#34;>Technology leaders&#39; agenda&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/media/podcasts.html\&#34;>EY podcasts&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/media/webcasts.html\&#34;>EY webcasts&lt;/a>&lt;/p>\r\n&lt;p>&lt;a href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/insights.html\&#34;>See more&lt;/a>&lt;br>\r\n&lt;/p>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p><a href="/en_uk/services/ai">AI insights</a></p> <p><a href="/en_uk/services/sustainability">Sustainability in business</a></p> <p><a href="/en_uk/economics">Economics</a></p> <p><a href="/en_uk/board-matters">EY Center of Board Matters</a></p> <p><a href="/en_uk/ceo">CEO agenda</a></p> <p><a href="/en_uk/cio">Technology leaders&#39; agenda</a></p> <p><a href="/en_uk/media/podcasts">EY podcasts</a></p> <p><a href="/en_uk/media/webcasts">EY webcasts</a></p> <p><a href="/en_uk/insights">See more</a><br /> </p> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="container-057e083d4c" class="cmp-container"> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="sitenav-sub-wrapper-2" class="cmp-container" role="tabpanel"> <div class="container responsivegrid"> <div id="subnav-intro-wrapper-2" class="cmp-container"> <div class="container responsivegrid"> <div id="subnav-intro-title-2" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-a03a69db8a&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-07-12T10:21:06Z&#34;,&#34;xdm:text&#34;:&#34;&lt;h3>Services&lt;/h3>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <h3>Services</h3> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-intro-description-2" class="cmp-container"> <div class="rich-text text"><div data-cmp-data-layer="{&#34;rich-text-3572684bb2&#34;:{&#34;@type&#34;:&#34;ey-unified-site/components/rich-text&#34;,&#34;repo:modifyDate&#34;:&#34;2024-07-12T10:21:06Z&#34;,&#34;xdm:text&#34;:&#34;&lt;p>EY helps clients create long-term value for all stakeholders. Enabled by data and technology, our services and solutions provide trust through assurance and help clients transform, grow and operate.&lt;/p>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p>EY helps clients create long-term value for all stakeholders. Enabled by data and technology, our services and solutions provide trust through assurance and help clients transform, grow and operate.</p> </div> </div> <button class="rich-text__read-more-btn rich-text__button--hidden" data-up-hook-rich-text="richTextReadMoreButton" aria-hidden="true" aria-label="Read more button, press enter to activate, or use Up arrow key to learn more about this content"> Read more </button> <button class="rich-text__read-less-btn" data-up-hook-rich-text="richTextReadLessButton" aria-hidden="true" aria-label="Read less button, press enter to activate, or use Up arrow key to learn more about this content"> Read less </button> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="subnav-intro-button-2" class="cmp-container"> <div class="button"> <a class="up-button cmp-button " href="/en_uk/services" aria-label="Explore Services" data-cmp-clickable data-up-is="button" 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href=\&#34;/content/ey-unified-site/ey-com/local/uk/en_uk/home/industries/financial-services/business-transformation-platform.html\&#34;>EY Nexus: business transformation platform&lt;/a>&lt;/p>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p><a href="/en_uk/services/ai/platform">EY.ai - A unifying platform</a></p> <p><a href="/en_uk/services/strategy-transactions/transformation-consulting">Strategy, transaction and 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The insights and services we provide help to create long-term value for clients, people and society, and to build trust in the capital markets.&lt;/p>\r\n&#34;}}" data-up-is="rich-text" data-up-translation-read-more="Read more" data-up-translation-read-less="Read less" data-up-translation-aria-label-read-more="Read more button, press enter to activate, or use Up arrow key to learn more about this content" data-up-translation-aria-label-read-less="Read less button, press enter to activate, or use Up arrow key to learn more about this content" class="up-rich-text cmp-text" data-up-analytics="rich-text"> <div class="up-rich-text__container" data-up-hook-rich-text="richTextContainer"> <div class="up-rich-text__container-content" data-up-hook-rich-text="richTextContent"> <p>At EY, our purpose is building a better working world. 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Learn more. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2023-11-29T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/isabelle-santenac">Isabelle Santenac</a> <span class="up-content-grid__list-item-tagline-authors-count" title="EdMajkowski, Anita Sun-YoungBong, PhilVermeulen">+ 3</span> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/insurance/commercial-insurance-and-reinsurance-four-focal-points-for-leaders" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/industries/insurance/images/ey-aerial-view-of-cityscape-with-clouds.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/industries/insurance/images/ey-aerial-view-of-cityscape-with-clouds.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/industries/insurance/images/ey-aerial-view-of-cityscape-with-clouds.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/industries/insurance/images/ey-aerial-view-of-cityscape-with-clouds.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Aerial view of cityscape with clouds"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/insurance/commercial-insurance-and-reinsurance-four-focal-points-for-leaders">Four focal points for commercial insurance and reinsurance leaders</a> </p> <p class="up-content-grid__list-item-description"> Shifting customer expectations and a focus on value are reshaping the dynamic commercial and reinsurance markets. Learn more. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2023-03-16T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/simon-burtwell">Simon Burtwell</a> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_gl/industries/financial-services/emeia/how-insurers-can-prepare-to-win-in-a-high-volatility-market" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/industries/financial-servicesemeia/images/ey-snowboarder-jumping-over-rocks-austria.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/industries/financial-servicesemeia/images/ey-snowboarder-jumping-over-rocks-austria.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/industries/financial-servicesemeia/images/ey-snowboarder-jumping-over-rocks-austria.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/industries/financial-servicesemeia/images/ey-snowboarder-jumping-over-rocks-austria.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Snowboarder jumping over rocks Austria"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_gl/industries/financial-services/emeia/how-insurers-can-prepare-to-win-in-a-high-volatility-market">How insurers can prepare to win in a high-volatility market</a> </p> <p class="up-content-grid__list-item-description"> Developing capabilities, operational resilience and insurance digitization, push insurers to grow in uncertain times. 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src="/content/dam/ey-unified-site/ey-com/en-gl/insights/sustainability-financial-services/images/ey-broker-and-prospective-buyers-admiring-solar-energy-system-hero1.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/insights/sustainability-financial-services/images/ey-broker-and-prospective-buyers-admiring-solar-energy-system-hero1.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/insights/sustainability-financial-services/images/ey-broker-and-prospective-buyers-admiring-solar-energy-system-hero1.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/insights/sustainability-financial-services/images/ey-broker-and-prospective-buyers-admiring-solar-energy-system-hero1.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Real estate agent and couple standing on rooftop of environmentally aware office building with dramatic sky"/> </a> <div class="up-content-grid__list-item-details"> <p 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business meetings"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/financial-services/emeia/how-europe-fs-leaders-are-approaching-generative-ai-adoption">How Europe’s FS leaders are approaching generative AI adoption</a> </p> <p class="up-content-grid__list-item-description"> Discover how financial services leaders are approaching generative AI adoption. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2023-11-06T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/ayman-awada">Ayman Awada</a> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/insurance/how-life-insurers-are-transforming-to-deliver-value-for-better-living" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-three-generation-family-having-a-good-time-at-dusk.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-three-generation-family-having-a-good-time-at-dusk.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-three-generation-family-having-a-good-time-at-dusk.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-three-generation-family-having-a-good-time-at-dusk.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Three generation family having a good time at dusk"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/insurance/how-life-insurers-are-transforming-to-deliver-value-for-better-living">How life insurers are transforming to deliver value for better living</a> </p> <p class="up-content-grid__list-item-description"> Shifting customer expectations and a focus on value are reshaping the dynamic commercial insurance and reinsurance markets. 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src="/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-businessman-using-graphs-on-screen-in-business-meeting-background.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-businessman-using-graphs-on-screen-in-business-meeting-background.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-businessman-using-graphs-on-screen-in-business-meeting-background.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-businessman-using-graphs-on-screen-in-business-meeting-background.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="EY Businessman using graphs on screen in business meeting background"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" 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alt="Women sitting at table with hanging light bulbs"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/financial-services/consumer-duty/five-steps-to-drive-consumer-duty-implementation-and-long-term-gains">Five steps to drive Consumer Duty implementation and long-term gains</a> </p> <p class="up-content-grid__list-item-description"> Read about the five steps required to drive implementation for Consumer Duty in our latest article. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2022-12-21T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/christopher-woolard-cbe">Christopher Woolard CBE</a> <span class="up-content-grid__list-item-tagline-authors-count" title="HeatherAlleyne, BrendanGilroy">+ 2</span> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/insurance/esg-and-access-to-capital-why-insurers-must-stay-focused-on-ratings" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-wind-turbines-on-land.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-wind-turbines-on-land.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-wind-turbines-on-land.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-wind-turbines-on-land.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Wind turbines on land"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/insurance/esg-and-access-to-capital-why-insurers-must-stay-focused-on-ratings">ESG and access to capital: Why insurers must stay focused on ratings</a> </p> <p class="up-content-grid__list-item-description"> As ESG funds continue to grow their assets under management, insurers with sub-par ESG scores risk losing a key source of capital. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2022-12-19T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/krisztina-bakor">Krisztina Bakor</a> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/insurance/how-insurers-can-build-the-finance-function-of-the-future" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-african-american-ceo-writing-on-sticky-notes-in-office-whiteboard.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-african-american-ceo-writing-on-sticky-notes-in-office-whiteboard.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-african-american-ceo-writing-on-sticky-notes-in-office-whiteboard.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/insights/insurance/images/ey-african-american-ceo-writing-on-sticky-notes-in-office-whiteboard.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="ey-african-american-ceo-writing-on-sticky-notes-in-office-whiteboard"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/insurance/how-insurers-can-build-the-finance-function-of-the-future">How insurers can build the finance function of the future</a> </p> <p class="up-content-grid__list-item-description"> The future of the insurance finance function is constantly evolving, causing senior leadership to reconsider their workforce set-up. Learn more. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2022-11-08T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/nick-smith">Nick Smith</a> <span class="up-content-grid__list-item-tagline-authors-count" title="KateDishman">+ 1</span> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/financial-services/how-can-sustainable-finance-transform-2050-pledges-into-real-world-impact" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/insights/financial-services/images/ey-reframe-your-future-financial-district-vertical-farm-static-no-zoom-article.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/insights/financial-services/images/ey-reframe-your-future-financial-district-vertical-farm-static-no-zoom-article.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/insights/financial-services/images/ey-reframe-your-future-financial-district-vertical-farm-static-no-zoom-article.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/insights/financial-services/images/ey-reframe-your-future-financial-district-vertical-farm-static-no-zoom-article.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Woman in lab coat walks through a garden inside a yellow frame in the middle of an empty city road"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/financial-services/how-can-sustainable-finance-transform-2050-pledges-into-real-world-impact">How can sustainable finance transform 2050 pledges into real-world impact?</a> </p> <p class="up-content-grid__list-item-description"> Financial institutions need a framework that allows them to anticipate seismic economic transformation and adapt their strategy accordingly. 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Learn more. </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2022-07-28T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/frederic-pierchon">Frederic Pierchon</a> </div> </div> </div> <div class="up-content-grid__list-item " data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/financial-services/why-the-uk-must-act-to-continue-leading-european-financial-investment" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-european-financial-investment-ukas.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-european-financial-investment-ukas.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-european-financial-investment-ukas.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-uk/insights/financial-services/images/ey-european-financial-investment-ukas.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Woman walking on street"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/financial-services/why-the-uk-must-act-to-continue-leading-european-financial-investment">Why the UK must act to continue leading European financial investment</a> </p> <p class="up-content-grid__list-item-description"> Although the UK maintains its 20-year position as Europe’s top financial services investment destination, its lead has closed significantly. Know more </p> <i class="up-content-grid__list-item-event-icon" aria-hidden="true"></i> <div class="up-content-grid__list-item-tagline"> <template data-up-hook-content-grid="[userFacingDateTemplate]"> <div data-up-translation-localtime-label="your local time" data-up-date-user="2022-06-13T00:00:00.000Z"></div> </template> <span data-up-hook-content-grid="userFacingDate" class="up-content-grid__list-item-tagline-publish-date"></span> <a class="up-content-grid__list-item-tagline-author-link" href="/en_uk/people/anna-anthony">Anna Anthony</a> </div> </div> </div> <div class="up-content-grid__list-item up-content-grid__list-item--case-study" data-up-hook-content-grid="[listItem]"> <a class="up-content-grid__list-item-image-link" aria-hidden="true" href="/en_uk/insights/consulting/how-an-established-insurance-company-became-digital-first" tabindex="-1"> <img class="up-content-grid__list-item-image" src="/content/dam/ey-unified-site/ey-com/en-gl/insights/consulting/images/ey-reframe-your-future-man-paperwork-mobile-phone-static-no-zoom-article-v2.jpg" srcset="/content/dam/ey-unified-site/ey-com/en-gl/insights/consulting/images/ey-reframe-your-future-man-paperwork-mobile-phone-static-no-zoom-article-v2.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/ey-unified-site/ey-com/en-gl/insights/consulting/images/ey-reframe-your-future-man-paperwork-mobile-phone-static-no-zoom-article-v2.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/ey-unified-site/ey-com/en-gl/insights/consulting/images/ey-reframe-your-future-man-paperwork-mobile-phone-static-no-zoom-article-v2.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Reframe your future man paperwork mobile phone"/> </a> <div class="up-content-grid__list-item-details"> <p class="up-content-grid__list-item-title"> <a class="up-content-grid__list-item-title-link" href="/en_uk/insights/consulting/how-an-established-insurance-company-became-digital-first">How an established insurance company became digital-first</a> </p> <p class="up-content-grid__list-item-description"> UK insurer Hastings DIRECT wanted to rewrite the rules of its category by offering a seamless digital customer experience. 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class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY UK Insurance and Financial Services Midlands Leader</div> <div class="up-the-team__member-description">Passionate leader dedicated to solving client challenges. Proud member of a large Irish family. A fan of live music and of swimming in the Atlantic off the northwest coast of Ireland.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> Birmingham, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/andy-worth"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Andy Worth Andy Worth </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">Associate Partner, Insurance, Ernst &amp; Young LLP</div> <div class="up-the-team__member-description">Insurance transformation professional. D&amp;I advocate. Husband and father of two. Active in country pursuits and farming.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/alistair-brannan"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-alistair-brannan-v2.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-alistair-brannan-v2.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-alistair-brannan-v2.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-alistair-brannan-v2.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of Alistair Brannan"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Alistair Brannan </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY UK Life and Pensions Leader</div> <div class="up-the-team__member-description">Transformation and risk professional. Coach, mentor and people leader. DE&amp;I champion. Married, father of three. Keen sportsman.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> Edinburgh, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/benedict-reid"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/b/ey-benedict-reid-meta-v2.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/b/ey-benedict-reid-meta-v2.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/b/ey-benedict-reid-meta-v2.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/b/ey-benedict-reid-meta-v2.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Benedict Reid </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">Ernst &amp; Young LLP UK Partner and Specialty Insurance Leader</div> <div class="up-the-team__member-description">Advisor to the specialty insurance market. Focused on its modernization and growth. Passionate about developing inclusive &amp; innovative culture. Married with two kids. </div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/chris-payne"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/c/ey-chris-payne-meta.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/c/ey-chris-payne-meta.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/c/ey-chris-payne-meta.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/c/ey-chris-payne-meta.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of Chris Payne"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Chris Payne </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY EMEIA Financial Services Insurance Technology Leader; EMEIA Financial Services Guidewire Alliance Leader</div> <div class="up-the-team__member-description">Global insurance technology professional with 30 years of experience. Passionate about technology transformation. Father of two. Keen sportsman and jazz fan. </div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/isabelle-santenac"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/i/Isabelle_Santenac.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/i/Isabelle_Santenac.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/i/Isabelle_Santenac.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/i/Isabelle_Santenac.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of Isabelle Santenac"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Isabelle Santenac </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY Global Insurance Leader</div> <div class="up-the-team__member-description">Passionate transformation insurance leader. Inspiring the next generation of female leaders. Proud mother of three. Trail runner. Golfer. Skier. Loves traveling and cooking.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> Paris La Défense, FRA </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/simon-burtwell"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/s/ey-simon-burtwell-meta.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/s/ey-simon-burtwell-meta.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/s/ey-simon-burtwell-meta.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/s/ey-simon-burtwell-meta.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of Simon Burtwell"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Simon Burtwell </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY EMEIA and UK Financial Services Consulting Insurance Leader</div> <div class="up-the-team__member-description">Helps insurers, brokers and reinsurers optimize business performance and achieve success. Works with multinationals to dramatically raise the effectiveness of their risk management activities.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/preetham-peddanagari"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/p/ey-Preetham-Peddanagari-V2.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/p/ey-Preetham-Peddanagari-V2.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/p/ey-Preetham-Peddanagari-V2.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/p/ey-Preetham-Peddanagari-V2.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of Preetham Peddanagari"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Preetham Peddanagari </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY EMEIA Digital Insurance Leader; UK Financial Services Technology Consulting Leader</div> <div class="up-the-team__member-description">Digital leader in insurance. Passionate believer in leveraging technology to improve businesses. Sports lover. Dad.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/andy-philbin"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-andy-philbin-1200-800.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-andy-philbin-1200-800.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-andy-philbin-1200-800.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/local/en_uk/images/a/ey-andy-philbin-1200-800.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of Andy Philbin"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Andy Philbin </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">Associate Partner, Tax, Ernst &amp; Young LLP</div> <div class="up-the-team__member-description">Trusted advisor. Passionate about emerging technologies. Keen skier and enjoys maintaining ageing boats in spare time.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/andy-worth"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/a/ey-andy-worth-meta.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> Andy Worth Andy Worth </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">Associate Partner, Insurance, Ernst &amp; Young LLP</div> <div class="up-the-team__member-description">Insurance transformation professional. D&amp;I advocate. Husband and father of two. Active in country pursuits and farming.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> <div class="up-the-team__member" data-up-hook-the-team="[members]"> <a class="up-the-team__member-profile" href="/en_uk/people/david-lambert"> <div class="up-the-team__image-wrapper" aria-hidden="true"> <div class="up-the-team__image"> <img class="up-the-team__image-image" src="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/d/ey-David-Lambert.jpg" srcset="/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/d/ey-David-Lambert.jpg.transform/up-img-width-small-screen/img.jpg 1x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/d/ey-David-Lambert.jpg.transform/up-img-width-large-screen/img.jpg 2x,/content/dam/content-fragments/ey-unified-site/ey-com/people/global/en/images/d/ey-David-Lambert.jpg.transform/up-img-width-xlarge-screen/img.jpg 3x" alt="Photographic portrait of David Lambert"/> </div> </div> <div class="up-the-team__member-info"> <h3 class="up-the-team__member-name"> David Lambert </h3> <div class="up-the-team__member-title" data-up-hook-the-team="[titles]">EY Global Insurance Strategy and Transactions Leader</div> <div class="up-the-team__member-description">Helping clients to assess the merits of investing into, or divesting of, companies in the insurance sector.</div> <div class="up-the-team__member-localization" data-up-hook-the-team="[localizations]"> London, GBR </div> </div> </a> </div> </div> <div class="up-the-team__members-button-wrapper"> <button class="up-the-team__members-show-more" data-up-hook-the-team="viewAllButton" type="button" aria-label="up-the-team-grid-show-more-aria"> Show more </button> </div> </div> </div> <div class="container responsivegrid theme-dual-dark cmp-container--theme-dark-accented cmp-container--background-color-e2e aem-GridColumn aem-GridColumn--default--12"> <div id="container-540afd36d3" class="cmp-container"> <div class="contact-banner"> <div class="cmp-banner up-contact-banner" data-cmp-variant="snippet" data-cmp-snippet-url="https://www.ey.com/en_uk/functional/forms/form-snippets/contact/marketo-contact-us-form-no-request-type" data-cmp-page-url="/" data-up-is="contact-banner" data-up-analytics="contact-banner"> <div class="cmp-banner__contact"> <div class="cmp-banner__contact-contact"> <div class="cmp-banner__inner-text center-align"> <span class="cmp-banner__title"> Contact us </span> <div class="cmp-banner__sub-title" data-analytics-text-click> <span>Like what you’ve seen? 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