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<!DOCTYPE html><html lang="en" class="__variable_7f3cdd"><head><meta charSet="utf-8"/><link rel="preload" as="font" href="/_next/static/media/08f6869de032d726-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/562f9e66ce415c97-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/964da666ccb1de0d-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/e05068a1c6e286d3-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="stylesheet" href="/_next/static/css/6621873960118b00.css" data-precedence="next"/><meta name="next-size-adjust"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><title>Privacy and Policies - Fibe (formerly EarlySalary) | Leading Personal Loan Provider in India</title><meta name="description" content="Our privacy &amp; policies will explain how we collect &amp; use information that personally identifies you (&quot;personal information&quot;) as well as non-personal information about your interaction with the Fibe website."/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><link rel="canonical" href="https://www.fibe.in/privacy-policy/"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><link rel="icon" href="/favicon.ico" type="image/x-icon" sizes="any"/><script src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js" noModule=""></script></head><body class="font-gilroy !bg-white min-h-screen select-none"><noscript><iframe title="google tag manager" src="https://www.googletagmanager.com/ns.html?id=GTM-T3MDNS9" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript><header class="grid grid-cols-1 items-center fixed left-0 top-0 z-30 w-full bg-transparent"><nav class="relative px-2 py-1 mx-4 lg:mx-0"><div class="w-full lg:container lg:mx-auto flex justify-between items-end lg:items-center mb-3 lg:mb-0"><a class="relative w-[52px] lg:w-[77px] h-[42px] lg:h-[60px] mt-2 mb-2 lg:mb-0 lg:mb-4" href="/"><img alt="Fibe Instant Personal Loan" fetchPriority="high" decoding="async" data-nimg="fill" class="mx-6 lg:m-0" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/fibe-india.svg"/></a><div class="space-x-1 lg:space-x-2 flex justify-end items-center lg:py-2"><div class="fixed lg:hidden h-screen bg-zinc-950 opacity-50 left-0 top-0 w-full z-10 transform ease-in-out max-lg:transition-all duration-200 hidden lg:translate-x-0"></div><ul class="fixed lg:relative z-30 top-0 right-0 bg-white lg:bg-transparent h-screen lg:h-auto lg:flex transform ease-in-out max-lg:transition-all duration-300 space-x-2 lg:space-x-6 [&>*]:ml-0 w-[320px] lg:w-full rounded-l-3xl translate-x-full lg:translate-x-0"><li class="flex flex-col lg:hidden"><a class="relative w-[52px] lg:w-[77px] h-[42px] lg:h-[60px] my-2 shrink-0" href="/"><img alt="Fibe Instant Personal Loan" fetchPriority="high" decoding="async" data-nimg="fill" class="mx-6 lg:m-0" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/fibe-india.svg"/></a></li><li class="absolute lg:hidden right-5 top-5 z-40"><button type="button" class=" lg:text-xl lg:w-auto border text-2xl m-1 p-2 border-0"><img alt="close" loading="lazy" width="13" height="14" decoding="async" data-nimg="1" style="color:transparent" src="/icons/close.svg"/></button></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Loans</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>a]:text-sm "><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/instant-cash-loan/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><rect width="4" height="12" x="20" y="4" stroke="#333" stroke-width="1.5" rx="2" transform="rotate(90 20 4)"></rect><rect width="4" height="12" x="20" y="12" stroke="#333" stroke-width="1.5" rx="2" transform="rotate(90 20 12)"></rect><rect width="4" height="12" x="16" y="8" stroke="#F8A63F" stroke-width="1.5" rx="2" transform="rotate(90 16 8)"></rect><rect width="4" height="12" x="17" y="16" stroke="#F8A63F" stroke-width="1.5" rx="2" transform="rotate(90 17 16)"></rect></svg></span> <span class="lg:font-medium">Instant Cash Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get quick cash loans of up to ₹5 lacs in 2 minutes</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="https://personal-loan.fibe.in/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M5.632 11.103A6 6 0 0 1 11.325 7h1.35a6 6 0 0 1 5.692 4.103l1 3C20.663 17.988 17.771 22 13.675 22h-3.35c-4.096 0-6.988-4.012-5.693-7.897l1-3Z"></path><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M14.086 7H9.914L8.513 5.393c-1.373-1.575.229-3.93 2.234-3.283l.928.3c.211.067.439.067.65 0l.928-.3c2.005-.647 3.607 1.708 2.234 3.283L14.086 7Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M9 17c2.254 1.315 3.578 1.345 6 0"></path></svg></span> <span class="lg:font-medium">Personal Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Avail of a Personal Loan at 0 preclosure charges</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Our Offerings</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2 text-black">Newly Launched</p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/loan-against-mutual-fund/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg width="24" height="25" viewBox="0 0 24 25" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_17517_29912)"><path d="M19 2.87988H21C21.5523 2.87988 22 3.30969 22 3.83988V5.75988M21 3.83988C13.0585 9.97558 8.94211 11.6283 2 12.4799M18 10.5599V20.1599C18 21.2203 18.8954 22.0799 20 22.0799C21.1046 22.0799 22 21.2203 22 20.1599V10.5599C22 9.49949 21.1046 8.63988 20 8.63988C18.8954 8.63988 18 9.49949 18 10.5599ZM2 18.2399L2 20.1599C2 21.2203 2.89543 22.0799 4 22.0799C5.10457 22.0799 6 21.2203 6 20.1599L6 18.2399C6 17.1795 5.10457 16.3199 4 16.3199C2.89543 16.3199 2 17.1795 2 18.2399ZM9.99999 14.3999V20.1599C9.99999 21.2203 10.8954 22.0799 12 22.0799C13.1046 22.0799 14 21.2203 14 20.1599V14.3999C14 13.3395 13.1046 12.4799 12 12.4799C10.8954 12.4799 9.99999 13.3395 9.99999 14.3999Z" stroke="#333333" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.0001 2.1719C13.0001 2.2871 12.9512 2.39763 12.8644 2.47908C12.7776 2.56053 12.6598 2.60635 12.5371 2.60635H10.6852V3.02332C10.6851 3.40527 10.5507 3.77645 10.303 4.07953C10.0553 4.38263 9.70809 4.6008 9.31501 4.69999L11.7872 7.01968C11.7907 7.05444 11.7907 7.08934 11.7872 7.12396C11.7923 7.16439 11.7923 7.20512 11.7872 7.24555C11.7872 7.36074 11.7383 7.47128 11.6515 7.55273C11.5647 7.63418 11.4469 7.67999 11.3242 7.67999H11.1853C11.1284 7.66268 11.0751 7.63621 11.0278 7.60174L10.963 7.54095L7.24106 3.95286C7.17038 3.87199 7.13117 3.77091 7.12992 3.66619C7.12992 3.42636 7.33717 3.23175 7.59276 3.23175C7.70607 3.23233 7.81519 3.27262 7.89843 3.34476C7.90168 3.35901 7.90168 3.37385 7.89843 3.38825L8.25029 3.70968H8.25013C8.4118 3.83534 8.61424 3.90588 8.82428 3.90952C9.0698 3.90952 9.30541 3.81789 9.47901 3.655C9.65261 3.4921 9.75011 3.27115 9.75011 3.04064V2.60635H7.46318C7.20758 2.60635 7.00018 2.41174 7.00018 2.17191C7.00018 1.93207 7.20758 1.73747 7.46318 1.73747H9.7594V0.868734H7.46318C7.20758 0.868734 7.00018 0.674274 7.00018 0.434292C7.00018 0.194456 7.20758 0 7.46318 0H12.5372C12.7928 0 13.0002 0.19446 13.0002 0.434292C13.0002 0.674274 12.7928 0.868734 12.5372 0.868734H10.6854V1.73747H12.5372C12.6599 1.73747 12.7777 1.78328 12.8645 1.86473C12.9513 1.94618 13.0002 2.05672 13.0002 2.17191L13.0001 2.1719Z" fill="#F8A63F"></path></g><defs><clipPath id="clip0_17517_29912"><rect width="24" height="24.3137" fill="white" transform="translate(0 0.136719)"></rect></clipPath></defs></svg></span> <span class="lg:font-medium">Loan Against Mutual Funds</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Borrow using mutual fund holdings in minutes</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/credit-card/fibe-axis-bank-credit-card/">Credit Card</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/credit-card/fibe-axis-bank-credit-card/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg fill="none" height="24" viewBox="0 0 24 24" width="24" xmlns="http://www.w3.org/2000/svg"><g stroke-width="1.5"><path d="m2 7h20v4h-20z" stroke="#f8a63f" stroke-linejoin="round"></path><path d="m2 7c0-2.20914 1.79086-4 4-4h12c2.2091 0 4 1.79086 4 4v10c0 2.2091-1.7909 4-4 4h-12c-2.20914 0-4-1.7909-4-4z" stroke="#333" stroke-linejoin="round"></path><path d="m8 17h-2" stroke="#f8a63f" stroke-linecap="round"></path></g></svg></span> <span class="lg:font-medium">Fibe Axis Bank Credit Card</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Go numberless with Fibe Axis Bank Credit Card</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/financial-wellness/">Financial Wellness</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/financial-wellness/salary-advance/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M2 7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V7Z"></path><path stroke="#F8A63F" stroke-linejoin="round" stroke-width="1.5" d="M22 9v6h-4a3 3 0 1 1 0-6h4Z"></path></svg></span> <span class="lg:font-medium">Salary Advance</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy financing for your employees instant cash needs</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/fibe-emis/">FibeEMIS-Buy Now Pay Later</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/fibe-emis/healthcare/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" fill="none"><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M12 11.143v6.079M15 14.182H9"></path><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6.078V5.065c0-1.679 1.343-3.04 3-3.04h2c1.657 0 3 1.361 3 3.04v1.013M6 22.287h12c2.21 0 4-1.814 4-4.052V10.13c0-2.238-1.79-4.052-4-4.052H6c-2.21 0-4 1.814-4 4.052v8.105c0 2.238 1.79 4.052 4 4.052Z"></path></svg></span> <span class="lg:font-medium">Medical Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Access the best of healthcare on EMIs</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/fibe-emis/education/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="21" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M10.317 3.632c-2.124-1.507-5.104-2.19-7.323-2.445C1.896 1.062 1 1.991 1 3.137v11.412c0 1.145.896 2.075 1.994 2.2 2.219.254 5.2.937 7.323 2.445.408.29.958.29 1.366 0 2.124-1.508 5.104-2.19 7.323-2.445 1.098-.125 1.994-1.055 1.994-2.2V3.136c0-1.146-.896-2.075-1.994-1.95-2.219.254-5.2.938-7.323 2.445-.408.29-.958.29-1.366 0Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M3.994 6.457c1.266.199 2.678.529 4 1.047m-4 3.005c.64.1 1.316.235 2 .41m5-5.679v12.664"></path></svg></span> <span class="lg:font-medium">Education Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fuel your aspirations with the latest upskilling courses on EMIs</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Loan Calculators</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink"><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6h8m4 12V6a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h8a4 4 0 0 0 4-4Z"></path><path fill="#F8A63F" d="M8.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM8.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0Z"></path></svg></span> <span class="lg:font-medium">Personal Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get EMI amount, repayment tenure and interest rate beforehand</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/instant-cash-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" fill="none"><path stroke="#333" stroke-width="1.5" d="M17 1H5a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V5a4 4 0 0 0-4-4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M15 9a2 2 0 0 0-2 2v2a2 2 0 1 0 4 0v-2a2 2 0 0 0-2-2ZM7 5a2 2 0 0 0-2 2v6a2 2 0 1 0 4 0V7a2 2 0 0 0-2-2Z"></path></svg></span> <span class="lg:font-medium">Instant Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know EMI loan amount in seconds to plan your finances better</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-eligibility-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M22 10v8a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V6a4 4 0 0 1 4-4h8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M5 12h1a2 2 0 0 0 2-2V9a2 2 0 1 1 4 0v6a2 2 0 1 0 4 0v-1a2 2 0 0 1 2-2h1m3-7.5a2.5 2.5 0 1 1-5 0 2.5 2.5 0 0 1 5 0Z"></path></svg></span> <span class="lg:font-medium">Eligibility Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy-to-use calculator to know your loan eligibility in seconds</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/check-credit-score/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M20 8a2 2 0 0 1 2 2v10a2 2 0 1 1-4 0V10a2 2 0 0 1 2-2ZM4 16a2 2 0 0 1 2 2v2a2 2 0 1 1-4 0v-2a2 2 0 0 1 2-2ZM12 12a2 2 0 0 1 2 2v6a2 2 0 1 1-4 0v-6a2 2 0 0 1 2-2Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M19 2h2a1 1 0 0 1 1 1v2m-1-2c-7.941 6.391-12.058 8.113-19 9"></path></svg></span> <span class="lg:font-medium">Check Credit Score</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get your credit score for free before applying for a loan</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Learn</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>a]:text-sm "><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/blogs/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M16 4h1a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H7a4 4 0 0 1-4-4V8a4 4 0 0 1 4-4h1m8 0a2 2 0 0 1-2 2h-4a2 2 0 0 1-2-2m8 0a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Blogs</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Read about all things finance and insightful tips to be financially healthy</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/financial-dictionary/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M20 16H7a3 3 0 0 0-3 3m0 0a3 3 0 0 0 3 3h10a3 3 0 0 0 3-3V5a3 3 0 0 0-3-3H7a3 3 0 0 0-3 3v14Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 7h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Financial Dictionary</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get all financial terms, formulas, concepts or theories that you are searching for</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">About Us</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/about-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M13 3h-2a9 9 0 0 0-9 9v5a4 4 0 0 0 4 4h7a9 9 0 1 0 0-18Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">About Fibe</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fibe is India’s largest lending platform that offers instant credit solutions</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/careers/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M12 19v3m0 0H9m3 0h3m-9-3h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v9a4 4 0 0 0 4 4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M14 8a2 2 0 1 0-4 0 2 2 0 0 0 4 0ZM8 13.5A1.5 1.5 0 0 1 9.5 12h5a1.5 1.5 0 0 1 0 3h-5A1.5 1.5 0 0 1 8 13.5Z"></path></svg></span> <span class="lg:font-medium">Careers</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Explore jobs at Fibe that best suits your passion and dreams</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/news/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M2 6v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M7 12h10M9 7h6M9 17h6"></path></svg></span> <span class="lg:font-medium">News</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know about our latest news related products, industry updates, announcements, etc</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/contact-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M2 12V7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H8M6 8l3.781 2.52a4 4 0 0 0 4.438 0L18 8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M2 15h6m-6 3h6"></path></svg></span> <span class="lg:font-medium">Contact Us</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Reach us via different channels for your concerns and get instant help</span></a></li></ul></li></ul></li><li class="flex-col lg:flex-row relative group/l1 p-3 lg:p-0 hidden lg:flex"><div class="flex lg:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Download Fibe</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out "><li class="mr-0 "><div class="flex flex-col items-start w-[250px]"><div class="hidden lg:block font-semibold text-base mt-2 ml-2">Scan QR to get the Fibe app</div><img alt="Fibe" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mb-2 hidden lg:block max-w-[120px]" style="color:transparent" srcSet="/_next/image/?url=%2Fappsflyer.png&w=128&q=75 1x, /_next/image/?url=%2Fappsflyer.png&w=256&q=75 2x" src="/_next/image/?url=%2Fappsflyer.png&w=256&q=75"/><div class="ml-4 flex flex-wrap flex-col max-w-max [&>*]:min-w-[230px] lg:[&>*]:min-w-[100px]"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="M11.21 8.432c-.02-2.041 1.705-3.035 1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 2.496.918.067 1.86-.454 2.451-1.136Z"></path></svg></span> Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="m9.037 7.413 2.291-2.267L2.44.195c-.33-.184-.63-.226-.884-.174l7.482 7.392ZM.92.547a1.5 1.5 0 0 0-.1.56v13.781c0 .215.036.398.098.556l7.534-7.457L.921.547ZM9.036 8.563l-7.49 7.412c.256.056.559.014.892-.172l8.905-4.962-2.307-2.278ZM14.835 7.095l-2.765-1.54-2.453 2.429 2.47 2.44 2.748-1.53c.889-.494.889-1.304 0-1.799Z"></path></svg></span> Download on Play Store</a></div></div></li></ul></li></ul><a target="_blank" class="bg-transparent border-2 border-primary px-6 py-1 lg:py-2 md:text-base lg:text-lg font-semibold rounded-lg transition-colors duration-150 focus:shadow-outline lg:max-w-[320px] hover:bg-primary hover:text-white text-primary hidden lg:flex grow shrink-0 xl:!ml-8" role="button" href="https://portal.fibe.in/SignUp">Sign In</a><div class="lg:hidden flex justify-start items-center space-x-3 pr-1 md:space-x-4 md:pr-4 mb-1 lg:mb-0"><span class="text-[13px] md:text-base font-medium my-2 inline-flex">Get app</span><a target="_blank" href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-0 me-1" style="color:transparent;width:16px;height:auto" src="/icons/apple.svg"/></a><a target="_blank" href="https://play.google.com/store/apps/details?id=com.earlysalary.android"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-1 me-1" style="color:transparent;width:16px;height:auto" src="/icons/google-play.svg"/></a></div><button id="mobile-icon" class="lg:hidden p-2 mb-1 ms-0"><img alt="arrow down" loading="lazy" width="20" height="16" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/humberger.svg"/></button></div></div></nav></header><section class="w-full mt-10 lg:mt-16 pt-16 container"><div class="w-full my-6 py-2"><div class="py-4 mb-2 flex flex-wrap text-left"><ul class="flex flex-wrap justify-center justify-center items-center mx-auto lg:mx-0 [&>li]:mb-2"><li class="inline-flex items-center"><a class="text-sm md:text-base lg:text-lg xl:text-xl px-2 text-sub-grey hover:text-primary font-normal" href="https://www.fibe.in/">Home</a></li><li class="inline-flex items-center font-semibold"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="6" height="6" decoding="async" data-nimg="1" class="mx-auto lg:mx-0" style="color:transparent" src="/icons/breadcrumb-arrow.svg"/></li><li class="inline-flex items-center"><div class="text-sm md:text-base lg:text-lg xl:text-xl xl:text-lg px-2 text-primary font-medium">Privacy Policy</div></li></ul></div><div class="w-full mt-2 lg:mt-0 flex flex-col"><div class="lg:order-2 mb-4 lg:mb-8 lg:mr-12"><div class="px-6 lg:px-0 lg:py-8 [&>h2]:mb-4 [&>h2]:font-semibold [&>h2]:text-primary [&>h2]:text-lg [&>h2]:lg:text-2xl [&>h2]:mt-5 [&>h1]:text-3xl [&>h1]:lg:text-5xl [&>h1]:mb-10 [&>h1]:font-bold [&>p]:text-base [&>p]:lg:text-lg [&>p]:mb-4 [&>p]:lg:mb-8 [&>div.lg-title]:font-bold [&>div.lg-title]:text-lg [&>div.base-title]:font-bold [&>div.base-title]:text-base "><h1 class="text-center">Privacy Policy</h1><p>This privacy policy (“Privacy Policy”) sets forth the modes of collection, use, processing and disclosure of your information gathered on the ‘EarlySalary’ website [earlysalary.com] and mobile phone application (“Platform”, together “Platforms”). This Privacy Policy applies only to personal information collected on the Platforms. However, this Privacy Policy shall not apply to information collected by the Company (as defined below) in other ways, including information collected offline. Please read this Privacy Policy carefully and note that by continuing to use the Services (as defined below), or accessing the Platforms you agree to this Privacy Policy. If you do not agree to this Privacy Policy, you may not avail the Services.</p><p>Access to the Platforms is subject to the Terms and Conditions (“Terms”) accessible on the Platforms, capitalized terms used and not defined in this Privacy Policy, shall have the same meaning ascribed to them in the Terms.</p><h2>INTRODUCTION</h2><p>We, Social Worth Technologies Private Limited (“Company” or “We” or “us” or “our) have developed a mobile application called EarlySalary (“Application/ App”) through which you may apply for a short term loan (“Loan”) to be granted by various non-banking financial company OR banks (“Lenders”), based on the loan agreement executed between you and the Lender. Lender has appointed and authorized us to collect, store, authenticate, verify and distribute the Personal Information (as defined below) as may be required by the Lender to sanction the Loan. The Personal Information shall be collected through the mobile application form (“Mobile Application Form”) available on the Application. This Privacy Policy outlines the information the Company (as defined below) may process and/or use to improve the user experience while using the Services (as defined below).</p><p>We are committed to protecting your privacy and have made this Privacy Policy to describe the procedures we adhere to for collecting, storing, using, processing, and disclosing your Personal Information. We recommend that you read this Privacy Policy carefully so that you understand our approach towards the use of your Personal Information.</p><p>By accepting this Privacy Policy, you represent that you are eighteen years of age or above and that you expressly agree and consent to the collection, storage, processing, disclosure, and use of your Personal Information according to terms set out hereunder.</p><h2>PERSONAL INFORMATION COLLECTED</h2><p>For the purpose of this Policy, services shall mean the services of granting, sanctioning, lending of loans, through the Platform by Lender (“Services”). In order to avail the Services, you are required to register with the Company by logging in through Third Party Platforms (as defined below) (“User Account”). During the application process, you shall be required to share/upload certain personal information, such as your name, e-mail address, gender, date of birth, mobile. number, passwords, photograph, mobile phone information, SMS and browsing history, data and login-in credentials of Third Party Platforms (as defined below), financial information such as bank documents, salary slips, bank statements, PAN card, bank account no., data from Credit Information Companies, data required for Know Your Customer compliances, requirement and other relevant details (“Personal Information”). You undertake that you shall be solely responsible for the accuracy and truthfulness of the Personal Information you share with us.</p><p>As part of the Services, you authorize us to import your details and Personal Information dispersed over Third Party Platforms. Third Party Platforms shall mean social networking platforms, such as Facebook, LinkedIn and other similar platforms.</p><p>You understand and acknowledge that the Company reserves the right to track your location (“Track”) during the provision of the Services, and also in the event that you stop, cease, discontinue to use or avail the Services, by way of deletion or uninstallation of the Application or otherwise, till the event that your obligations to pay the outstanding amount(s) to Lender are not satisfied to the full. Deletion, uninstallation, and/or discontinuation of our Services, shall not release you from the responsibility, obligation and liability to repay the outstanding amount(s).</p><p>You further understand and acknowledge that provision of the information provided herewith is voluntarily and you may choose to provide and/or withhold provision of any data. However, in case of non-provision of any data you may not be eligible for certain services for which such data may be needed.</p><h2>COOKIES</h2><p>We may set and use cookies to track your use of our Platforms. Cookies are small, encrypted files, that a site or its service provider transfers to your device’s hard drive that enables the sites or service provider’s systems to recognize your device and capture and remember certain information. By using the Platforms, you signify your consent to our use of cookies.</p><h2>DISCLOSURES</h2><p>We do not sell, rent, lease your Personal Information to anybody and will never do so. Keeping this in mind, we may disclose and share your Personal Information with certain persons, including persons outside India, for the provision of Services such as :</p><ul class="lg:justify-start [&>li]:mb-1 [&>li]:pl-2 list-disc list-inside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2"><li>Administrators: We shall provide access to your Personal information to our authorized administrative(s) for internal business purposes, who shall be under confidentiality obligations towards the same.</li><li>Affiliates: We may provide the Personal Information we collect to our affiliates. For example, we may disclose Personal Information to our affiliates in order to respond to your requests for information or the Services, or to help limit your receipt of marketing materials you have requested not to receive.</li><li>Business Partners: We may use certain trusted third-party companies and individuals to help us provide, analyse, and improve the Services including but not limited to data storage, maintenance services, database management, credit bureaus, rating agencies, web analytics, payment processing, and improvement of the Platform’s features. These third parties may have access to your information only for purposes of performing these tasks on our behalf and under obligations similar to those in this Privacy Policy. We may disclose your Personal Information to partners who perform business functions or hosting services on our behalf and who may be located outside India.</li><li>Service Providers: We may share your Personal Information with the service providers, including Lenders, who are working with us in connection with the operation of the Services or the Platforms, so long as such service providers are subject to confidentiality restrictions consistent with this Privacy Policy.</li><li>Joint Marketing Arrangements: Where permitted by law, we may share your Personal Information with joint marketers with whom we have a marketing arrangement, we would require all such joint marketers to have written contracts with us that specify the appropriate use of your Personal Information, require them to safeguard your Personal Information, and prohibit them from making unauthorized or unlawful use of your Personal Information.</li><li>Persons Who Acquire Our Assets or Business: If we sell or transfer any of our business or assets, certain Personal Information may be a part of that sale or transfer. In the event of such a sale or transfer, we will notify you.</li><li>Legal and Regulatory Authorities: We may be required to disclose your Personal Information due to legal or regulatory requirements. In such instances, we reserve the right to disclose your Personal Information as required in order to comply with our legal obligations, including but not limited to complying with court orders, warrants, or discovery requests. We may also disclose your Personal Information - (a) to law enforcement officers or others; (b) to Credit Information Companies; (c) to comply with a judicial proceeding, court order, or legal process served on us or the Platform; (d) to enforce or apply this Privacy Policy or the Terms or our other policies or agreements; (e) for an insolvency proceeding involving all or part of the business or asset to which the information pertains; (f) respond to claims that any Personal Information violates the rights of thirdparties; and (g) or protect the rights, property, or personal safety of the Company, or the general public. You agree and acknowledge that we may not inform you prior to or after disclosures made according to this section.</li></ul><p>Notwithstanding anything mentioned hereinabove, the Company shall not be responsible for the actions or omissions of the service providers or parties with whom the Personal Information is shared, nor shall the Company be responsible and/or liable for any additional information you may choose to provide directly to any service provider or any third party.</p><h2>DATA RETENTION</h2><p>We will retain your Personal Information for as long as your registration with us is valid and the outstanding amount(s) is due and payable to Lender. We may also retain and use your Personal Information for such period as is necessary to comply with Applicable Laws (as defined below),our legal obligations, resolve disputes, and enforce our agreements.</p><p>You may choose to delete and/or change/ withdraw your consent for use/collection of your data at any point. You may reach out to us over email specifying such a change. Upon receiving such request we will delete your Personal Information subject to receiving written request for the same through your registered email-id. Please note, however, that there might be latency in deleting Personal Information from our servers and backed-up versions might exist even after deletion. Also upon such a withdrawal request you might not be further eligible for any Services and it shall be at sole discretion of the Company.</p><h2>SECURITY</h2><p>We value your Personal Information, and protect it on the Platform against loss, misuse or alteration by taking extensive security measures. In order to protect your Personal Information, we have adopted reasonable security practices and procedures, including physical, managerial, operation and technical security measures and will endeavor to keep the same updated as and when new technology becomes available, as required under Applicable Laws (as defined hereunder). All Personal Information is securely stored on a secure cloud setup and all communication happens via bank-grade secure SSL communication channels. The Personal Information is stored on cloud storage provided by Amazon Web Service in India.</p><p>You are responsible for all actions that take place under your User Account. If you choose to share your User Account details and password or any Personal Information with third parties, you are solely responsible for the same. If you lose control of your User Account, you may lose substantial control over your Personal Information and may be subject to legally binding actions.</p><h2>ACCESSING AND MODIFYING PERSONAL INFORMATION</h2><p>In case you need to access, review, revoke and/or make changes to the Personal Information, you shall have to login to your User Account and may change the requisite details. You shall keep your Personal Information updated to help us serve you better.</p><h2>ANCILLIARY SERVICES</h2><p>We may provide you with certain ancillary services such as chat rooms, blogs and reviews for the Services. Subject to any Applicable Laws (as defined below), any communication shared by you via the Platform or through the blogs, reviews or otherwise to us (including without limitation contents, images, audio, financial information, feedback etc. (collectively “Feedback”)) is on a non-confidential basis, and we are under no obligation to refrain from reproducing, publishing or otherwise using it in any way or for any purpose. You shall be responsible for the content and information contained in any Feedback shared by you through the Platform or otherwise to us, including without limitation for its truthfulness and accuracy. Sharing your Feedback with us, constitutes an assignment to us of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Feedback and you authorize us to use the Feedback for any purpose, which we may deem fit.</p><h2>COMMUNICATIONS FROM THE PLATFORM</h2><ul class="lg:justify-start [&>li]:mb-1 [&>li]:pl-2 list-disc list-inside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2"><li>Special Offers and Updates: We may send you information on products, services, special deals, and a newsletter of the Company. Out of respect for your privacy, we present you with the option of not receiving these types of communications. You may unsubscribe via the unsubscribe mechanism provided in each such communication or by emailing us at Care@EarlySalary.com</li><li>Service Announcements: On certain occasions or under law, we are required to send out Service or Platform related announcements. While we respect your privacy, you may not opt-out of these communications. These communications would not be promotional in nature and merely informational.</li><li>Customer Service: We communicate with customer(s) on a regular basis to provide requested services and in regard to issues relating to their User Account, we reply via email or phone, based on customer(s) requirements and convenience</li></ul><h2>INDEMNIFICATION</h2><p>You agree to indemnify us, our subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees and hold us harmless from and against any claims and demand, including reasonable attorneys fees, made by any third party arising out of or relating to: (i) Personal Information and contents that you submit or share through the Platforms; (ii) your violation of this Privacy Policy, (iii) or your violation of rights of another customer(s).</p><h2>LIMITATIONS OF LIABILITY</h2><p>You expressly understand and agree that the Company shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, information, details or other intangible losses (even if the Company has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the Services; (ii) unauthorized access to or alteration of your Personal Information.</p><p>You expressly understand and agree that the Company, including its directors, officers, employees, representatives or the service provider, shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if the Company has been advised of the possibility of such damages), resulting from; (a) use or the inability to avail the Services; (b) inability to use the Platform; (c) failure or delay in providing the Services or access to the Platforms; (d) any performance or non-performance by the Company; (e) any damages to or viruses that may infect your electronic devices or other property as the result of your access to the Platform or your downloading of any content from the Platform; and (f) server failure or otherwise or in any way relating to the Services.</p><h2>GOVERNING LAWS</h2><p>This Privacy Policy is governed by and is compliant with the applicable laws in India, including, but not limited to the Information Technology Act, 2000 and rules thereunder, specifically the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and any other laws which may amend, modify or replace such laws (“Applicable Laws”) which is designed to protect Personal Information of the user(s) of the Services; and other applicable rules and regulations related to privacy. Further, this Privacy Policy and any understandings arrived at from therein shall be construed and governed by the laws of India and courts of law at Pune shall have exclusive jurisdiction over such disputes without regard to principles of conflict of laws.</p><h2>CHANGES TO THIS POLICY</h2><p>We may update this Privacy Policy without notice to you. You are encouraged to check this Privacy Policy on a regular basis to be aware of the changes made to it. Continued use of the Services and access to the Platforms shall be deemed to be your acceptance of the Privacy Policy as at the time.</p><h2>CONTACT US</h2><p>If you have any questions, concerns or grievances regarding this Privacy Policy, you can reach out to our Principal Officer Mr. Vinay Dubey at our grievance email-address: Care@EarlySalary.com.</p><p>You may read the Data Processing Notice and Consent by clicking on <a class="text-[#079f9f]" href="/data-processing-notice/">https://www.fibe.in/data-processing-notice/</a></p></div></div></div></div></section><footer class="bg-jet-grey relative pb-[120px] lg:pb-[125px]"><div class="absolute -top-[40px] left-0 w-full z-10 "><button type="button" class=" rounded-full bg-jet-grey w-[80px] h-[80px] mx-auto flex justify-center items-center text-white text-xl"> <img alt="arrowup" loading="lazy" width="15" height="16" decoding="async" data-nimg="1" style="color:transparent" src="/icons/arrowup.svg"/> </button></div><div class="flex 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1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 2.496.918.067 1.86-.454 2.451-1.136Z"></path></svg></span> Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group/it2 inline-flex items-center justify-center mr-3 rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 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viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/fair-code-practices/">Fair Practice Codes</a></li><li><a class="hover:text-primary" title="terms conditions" href="/terms-conditions/">Terms And Conditions</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/amazon-pay-gift-card-tnc/">Amazon pay giftcard T&C</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/promotions-tnc/">Promotional T&Cs for HRMS Tie-ups</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Refer & Earn T&C" href="/refer-n-earn-tnc/">Refer & Earn T&C</a></li><li><a class="hover:text-primary" title="Privacy Policy" href="/privacy-policy/">Privacy Policy</a></li><li><a class="hover:text-primary" title="Disclaimer" href="/disclaimer/">Disclaimer</a></li><li><a class="hover:text-primary" title="disclosure" href="/disclosure/">Disclosure</a></li><li><a class="hover:text-primary" title="regulatory disclosures" href="/regulatory-disclosures/">Regulatory Disclosures</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="vigil mechanism policy" href="/vigil-mechanism-policy/">Vigil Mechanism Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium policy" href="/moratorium-policy/">Moratorium Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium-terms" href="/moratorium-terms/">Moratorium Terms</a></li><li class="first:mt-0"><a class="hover:text-primary" title="face code conduct" href="/face-code-conduct/">FACE - Code of Conduct</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Grievance Redressal Policy" href="/grievance-redressal/">Grievance Redressal Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Lending Partners" href="/our-lending-partners/">Our Lending Partners</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Sourcing Partners" href="/our-sourcing-partners/">Our Sourcing Partners</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Collection Agencies" href="/our-collection-agencies/">Our Collection Agencies</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Resources</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Calculators</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/personal-loan-emi-calculator/">Personal Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="terms conditions" href="/instant-cash-loan-emi-calculator/">Instant Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/personal-loan-eligibility-calculator/">Eligibility Calculator</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/check-credit-score/">Check Credit Score</a></li><li><a class="hover:text-primary" title="Personal Loan Interest Rate" href="/personal-loan/personal-loan-interest-rate/">Personal Loan Interest Rate</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan Eligibility</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Instant Loan Eligibility Criteria" href="/instant-cash-loan/eligibility-criteria/">Instant Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Personal Loan Eligibility Criteria" href="/personal-loan/eligibility-criteria/">Personal Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Document Required for Instant Loan" href="/instant-cash-loan/documents-required/">Document Required for Instant Loan</a></li><li><a class="hover:text-primary" title="Document Required for Personal Loan" href="/personal-loan/documents-required/">Document Required for Personal Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan by Salary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="20,000 Salary Loan" href="/personal-loan/20000-salary-loan/">20,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="30,000 Salary Loan" href="/personal-loan/30000-salary-loan/">30,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="40,000 Salary Loan" href="/personal-loan/40000-salary-loan/">40,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="50,000 Salary Loan" href="/personal-loan/50000-salary-loan/">50,000 Salary Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Credit Card</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Free credit card" href="/credit-card/free-credit-card/">Free credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Cashback Credit card" href="/credit-card/cashback-credit-card/">Cashback Credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Card Eligibilty Criteria" href="/credit-card/credit-card-eligibility-criteria/">Card Eligibilty Criteria</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Document Required for Credit card" href="/credit-card/document-required-for-credit-card/">Document Required for Credit card</a></li></ul></div></div><div class="mt-6"></div><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Types of Loan</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Loan for Government Employees" href="/personal-loan/government-employees/">Loan for Government Employees</a></li><li><a class="hover:text-primary" title="Loan for Salaried Professional" href="/personal-loan/salaried-professional/">Loan for Salaried Professional</a></li><li><a class="hover:text-primary" title="Travel Loan" href="/personal-loan/travel-loan/">Travel Loan</a></li><li><a class="hover:text-primary" title="Digital Loan" href="/personal-loan/digital-loan/">Digital Loan</a></li><li><a class="hover:text-primary" title="Short Term Loan" href="/personal-loan/short-term-loan/">Short Term Loan</a></li><li><a class="hover:text-primary" title="Long Term Loan" href="/personal-loan/long-term-loan/">Long Term Loan</a></li><li><a class="hover:text-primary" title="Wedding Loan" href="/personal-loan/wedding-loan/">Wedding Loan</a></li><li><a class="hover:text-primary" title="Medical Loan" href="/personal-loan/medical-emergency-loan/">Medical Loan</a></li><li><a class="hover:text-primary" title="Secured Loan" href="/secured-loan/">Secured Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal loan by Amount</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="50000 Personal Loan" href="/personal-loan/50000-personal-loan/">50000 Loan</a></li><li><a class="hover:text-primary" title="60000 Personal Loan" href="/personal-loan/60000-personal-loan/">60000 Loan</a></li><li><a class="hover:text-primary" title="70000 Personal Loan" href="/personal-loan/70000-personal-loan/">70000 Loan</a></li><li><a class="hover:text-primary" title="80000 Personal Loan" href="/personal-loan/80000-personal-loan/">80000 Loan</a></li><li><a class="hover:text-primary" title="90000 Personal Loan" href="/personal-loan/90000-personal-loan/">90000 Loan</a></li><li><a class="hover:text-primary" title="1 Lakh Personal Loan" href="/personal-loan/1-lakh-personal-loan/">1 Lakh Loan</a></li><li><a class="hover:text-primary" title="2 Lakh Personal Loan" href="/personal-loan/2-lakh-personal-loan/">2 Lakh Loan</a></li><li><a class="hover:text-primary" title="3 Lakh Personal Loan" href="/personal-loan/3-lakh-personal-loan/">3 Lakh Loan</a></li><li><a class="hover:text-primary" title="4 Lakh Personal Loan" href="/personal-loan/4-lakh-personal-loan/">4 Lakh Loan</a></li><li><a class="hover:text-primary" title="5 Lakh Personal Loan" href="/personal-loan/5-lakh-personal-loan/">5 Lakh Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Blogs</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Foreclosure Charges for Personal Loan" href="/blogs/foreclosure-charges-for-personal-loan/">Foreclosure Charges for Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Personal Loan Statement" href="/blogs/check-your-personal-loan-statement-loan-details-in-6-easy-steps/">Check Personal Loan Statement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="What is Loan Account Number?" href="/blogs/loan-account-number-why-it-is-important-and-how-to-find-it/">What is Loan Account Number?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Loan Status Using Pan Card" href="/blogs/how-to-check-loan-status-using-pan-card/">Check Loan Status Using Pan Card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="How to Make Advance EMI Payment?" href="/blogs/how-to-make-advance-emi-payment-online/">How to Make Advance EMI Payment?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Bank Statement Online" href="/blogs/how-to-get-a-bank-statement-without-net-banking-credentials/">Check Bank Statement Online</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Bonus Calculation on Salary" href="/blogs/how-to-calculate-bonus-on-salary-and-why-it-is-important/">Bonus Calculation on Salary</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Financial Dictionary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Interest Rate" href="/financial-dictionary/interest-rate/">Interest Rate</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Penal Interest" href="/financial-dictionary/penal-interest/">Penal Interest</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Credit Line vs Credit Limit" href="/financial-dictionary/credit-line-vs-credit-limit/">Credit Line vs Credit Limit</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Grace Period" href="/financial-dictionary/grace-period/">Grace Period</a></li><li class="first:mt-0"><a class="hover:text-primary" title="NACH" href="/financial-dictionary/nach/">NACH</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Late Fee" href="/financial-dictionary/late-fee/">Late Fee</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pre Payment" href="/financial-dictionary/prepayment/">Pre Payment</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Amount Due" href="/financial-dictionary/amount-due/">Amount Due</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Disbursement" href="/financial-dictionary/disbursement/">Disbursement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pay Off" href="/financial-dictionary/pay-off-meaning/">Pay Off</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Fibe certifications</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="[&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 flex flex-wrap gap-4 flex-col sm:flex-row pt-3 mb-4"><div><p class="text-sm font-medium mb-2">Security Partner</p><div><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/dss-certification.svg"/></div></div><div class=""><p class="text-sm font-medium mb-2">ISO 27001 Certified</p><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/iso-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">SOC 2 Certified</p><img alt="DSS certification" loading="lazy" width="112" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/soc2-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">Member</p><div><img alt="DSS certification" loading="lazy" width="177" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/face-certification.svg"/></div></div></div></div></div></section><section class="bg-mid-grey text-white py-4 lg:py-6 px-4 rounded-lg"><p class="text-xs font-medium text-center lg:text-lg">FIBE is a registered trademark owned by Social Worth Technologies Private Limited and has licensed the same to Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited), a wholly-owned subsidiary.</p></section></div><section class="bg-midnight-black text-white py-1 lg:py-2 flex flex-col lg:flex-row justify-center items-center relaive"><div class=" lg:space-x-3 [&>*]:my-1 my-2"><div class="flex items-center lg:flex-row flex-col"><div class="textlg lg:text-xl pr-4">Need cash? Get up to ₹5 lakhs instantly</div><form><div class="flex flex-row [&>*]:my-0 lg:space-x-0"><div class="w-full"><input type="text" placeholder="Enter mobile number" class="w-full rounded-l-md text-plain-grey min-w-[240px] lg:min-w-[360px] py-3 lg:px-4 lg:py-3 text-base lg:text-xl focus:border-primary active:border-primary focus:ring-primary invalid:cherry-pink invalid:text-pink-600 focus:invalid:cherry-pink focus:invalid:ring-cherry-pink text-center lg:text-left" aria-label="Apply Loan" aria-describedby="button-apply-bottom" value=""/></div><button type="submit" class="px-3 py-3 text-base font-semibold shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 bg-primary hover:bg-primary-dark border-primary text-white focus-visible:outline-primary-dark w-full lg:text-xl lg:w-auto border inline-block self-start lg:w-auto rounded-r-md border px-2 py-3 lg:py-3 text-base lg:text-xl font-semibold shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 min-w-[80px] lg:min-w-[200px]" id="button-apply-bottom" disabled="">Apply Now</button></div></form></div></div></section></footer><script src="/_next/static/chunks/webpack-08908852fcd4a059.js" async=""></script><script src="/_next/static/chunks/2443530c-fe0df24f4237e6af.js" async=""></script><script src="/_next/static/chunks/856-87de1013f7db2b38.js" async=""></script><script src="/_next/static/chunks/main-app-b33d8b10879b363d.js" 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disclosure of your information gathered on the ‘EarlySalary’ website [earlysalary.com] and mobile phone application (“Platform”, together “Platforms”). This Privacy Policy applies only to personal information collected on the Platforms. However, this Privacy Policy shall not apply to information collected by the Company (as defined below) in other ways, including information collected offline. Please read this Privacy Policy carefully and note that by continuing to use the Services (as defined below), or accessing the Platforms you agree to this Privacy Policy. If you do not agree to this Privacy Policy, you may not avail the Services.\"}],[\"$\",\"p\",null,{\"children\":\"Access to the Platforms is subject to the Terms and Conditions (“Terms”) accessible on the Platforms, capitalized terms used and not defined in this Privacy Policy, shall have the same meaning ascribed to them in the Terms.\"}],[\"$\",\"h2\",null,{\"children\":\"INTRODUCTION\"}],[\"$\",\"p\",null,{\"children\":\"We, Social Worth Technologies Private Limited (“Company” or “We” or “us” or “our) have developed a mobile application called EarlySalary (“Application/ App”) through which you may apply for a short term loan (“Loan”) to be granted by various non-banking financial company OR banks (“Lenders”), based on the loan agreement executed between you and the Lender. Lender has appointed and authorized us to collect, store, authenticate, verify and distribute the Personal Information (as defined below) as may be required by the Lender to sanction the Loan. The Personal Information shall be collected through the mobile application form (“Mobile Application Form”) available on the Application. This Privacy Policy outlines the information the Company (as defined below) may process and/or use to improve the user experience while using the Services (as defined below).\"}],[\"$\",\"p\",null,{\"children\":\"We are committed to protecting your privacy and have made this Privacy Policy to describe the procedures we adhere to for collecting, storing, using, processing, and disclosing your Personal Information. We recommend that you read this Privacy Policy carefully so that you understand our approach towards the use of your Personal Information.\"}],[\"$\",\"p\",null,{\"children\":\"By accepting this Privacy Policy, you represent that you are eighteen years of age or above and that you expressly agree and consent to the collection, storage, processing, disclosure, and use of your Personal Information according to terms set out hereunder.\"}],[\"$\",\"h2\",null,{\"children\":\"PERSONAL INFORMATION COLLECTED\"}],[\"$\",\"p\",null,{\"children\":\"For the purpose of this Policy, services shall mean the services of granting, sanctioning, lending of loans, through the Platform by Lender (“Services”). In order to avail the Services, you are required to register with the Company by logging in through Third Party Platforms (as defined below) (“User Account”). During the application process, you shall be required to share/upload certain personal information, such as your name, e-mail address, gender, date of birth, mobile. number, passwords, photograph, mobile phone information, SMS and browsing history, data and login-in credentials of Third Party Platforms (as defined below), financial information such as bank documents, salary slips, bank statements, PAN card, bank account no., data from Credit Information Companies, data required for Know Your Customer compliances, requirement and other relevant details (“Personal Information”). You undertake that you shall be solely responsible for the accuracy and truthfulness of the Personal Information you share with us.\"}],[\"$\",\"p\",null,{\"children\":\"As part of the Services, you authorize us to import your details and Personal Information dispersed over Third Party Platforms. Third Party Platforms shall mean social networking platforms, such as Facebook, LinkedIn and other similar platforms.\"}],[\"$\",\"p\",null,{\"children\":\"You understand and acknowledge that the Company reserves the right to track your location (“Track”) during the provision of the Services, and also in the event that you stop, cease, discontinue to use or avail the Services, by way of deletion or uninstallation of the Application or otherwise, till the event that your obligations to pay the outstanding amount(s) to Lender are not satisfied to the full. Deletion, uninstallation, and/or discontinuation of our Services, shall not release you from the responsibility, obligation and liability to repay the outstanding amount(s).\"}],[\"$\",\"p\",null,{\"children\":\"You further understand and acknowledge that provision of the information provided herewith is voluntarily and you may choose to provide and/or withhold provision of any data. However, in case of non-provision of any data you may not be eligible for certain services for which such data may be needed.\"}],[\"$\",\"h2\",null,{\"children\":\"COOKIES\"}],[\"$\",\"p\",null,{\"children\":\"We may set and use cookies to track your use of our Platforms. Cookies are small, encrypted files, that a site or its service provider transfers to your device’s hard drive that enables the sites or service provider’s systems to recognize your device and capture and remember certain information. By using the Platforms, you signify your consent to our use of cookies.\"}],[\"$\",\"h2\",null,{\"children\":\"DISCLOSURES\"}],[\"$\",\"p\",null,{\"children\":\"We do not sell, rent, lease your Personal Information to anybody and will never do so. Keeping this in mind, we may disclose and share your Personal Information with certain persons, including persons outside India, for the provision of Services such as :\"}],[\"$\",\"ul\",null,{\"className\":\"lg:justify-start [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-disc list-inside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2\",\"children\":[[\"$\",\"li\",null,{\"children\":\"Administrators: We shall provide access to your Personal information to our authorized administrative(s) for internal business purposes, who shall be under confidentiality obligations towards the same.\"}],[\"$\",\"li\",null,{\"children\":\"Affiliates: We may provide the Personal Information we collect to our affiliates. For example, we may disclose Personal Information to our affiliates in order to respond to your requests for information or the Services, or to help limit your receipt of marketing materials you have requested not to receive.\"}],[\"$\",\"li\",null,{\"children\":\"Business Partners: We may use certain trusted third-party companies and individuals to help us provide, analyse, and improve the Services including but not limited to data storage, maintenance services, database management, credit bureaus, rating agencies, web analytics, payment processing, and improvement of the Platform’s features. These third parties may have access to your information only for purposes of performing these tasks on our behalf and under obligations similar to those in this Privacy Policy. We may disclose your Personal Information to partners who perform business functions or hosting services on our behalf and who may be located outside India.\"}],[\"$\",\"li\",null,{\"children\":\"Service Providers: We may share your Personal Information with the service providers, including Lenders, who are working with us in connection with the operation of the Services or the Platforms, so long as such service providers are subject to confidentiality restrictions consistent with this Privacy Policy.\"}],[\"$\",\"li\",null,{\"children\":\"Joint Marketing Arrangements: Where permitted by law, we may share your Personal Information with joint marketers with whom we have a marketing arrangement, we would require all such joint marketers to have written contracts with us that specify the appropriate use of your Personal Information, require them to safeguard your Personal Information, and prohibit them from making unauthorized or unlawful use of your Personal Information.\"}],[\"$\",\"li\",null,{\"children\":\"Persons Who Acquire Our Assets or Business: If we sell or transfer any of our business or assets, certain Personal Information may be a part of that sale or transfer. In the event of such a sale or transfer, we will notify you.\"}],[\"$\",\"li\",null,{\"children\":\"Legal and Regulatory Authorities: We may be required to disclose your Personal Information due to legal or regulatory requirements. In such instances, we reserve the right to disclose your Personal Information as required in order to comply with our legal obligations, including but not limited to complying with court orders, warrants, or discovery requests. We may also disclose your Personal Information - (a) to law enforcement officers or others; (b) to Credit Information Companies; (c) to comply with a judicial proceeding, court order, or legal process served on us or the Platform; (d) to enforce or apply this Privacy Policy or the Terms or our other policies or agreements; (e) for an insolvency proceeding involving all or part of the business or asset to which the information pertains; (f) respond to claims that any Personal Information violates the rights of thirdparties; and (g) or protect the rights, property, or personal safety of the Company, or the general public. You agree and acknowledge that we may not inform you prior to or after disclosures made according to this section.\"}]]}],[\"$\",\"p\",null,{\"children\":\"Notwithstanding anything mentioned hereinabove, the Company shall not be responsible for the actions or omissions of the service providers or parties with whom the Personal Information is shared, nor shall the Company be responsible and/or liable for any additional information you may choose to provide directly to any service provider or any third party.\"}],[\"$\",\"h2\",null,{\"children\":\"DATA RETENTION\"}],[\"$\",\"p\",null,{\"children\":\"We will retain your Personal Information for as long as your registration with us is valid and the outstanding amount(s) is due and payable to Lender. We may also retain and use your Personal Information for such period as is necessary to comply with Applicable Laws (as defined below),our legal obligations, resolve disputes, and enforce our agreements.\"}],[\"$\",\"p\",null,{\"children\":\"You may choose to delete and/or change/ withdraw your consent for use/collection of your data at any point. You may reach out to us over email specifying such a change. Upon receiving such request we will delete your Personal Information subject to receiving written request for the same through your registered email-id. Please note, however, that there might be latency in deleting Personal Information from our servers and backed-up versions might exist even after deletion. Also upon such a withdrawal request you might not be further eligible for any Services and it shall be at sole discretion of the Company.\"}],[\"$\",\"h2\",null,{\"children\":\"SECURITY\"}],[\"$\",\"p\",null,{\"children\":\"We value your Personal Information, and protect it on the Platform against loss, misuse or alteration by taking extensive security measures. In order to protect your Personal Information, we have adopted reasonable security practices and procedures, including physical, managerial, operation and technical security measures and will endeavor to keep the same updated as and when new technology becomes available, as required under Applicable Laws (as defined hereunder). All Personal Information is securely stored on a secure cloud setup and all communication happens via bank-grade secure SSL communication channels. The Personal Information is stored on cloud storage provided by Amazon Web Service in India.\"}],[\"$\",\"p\",null,{\"children\":\"You are responsible for all actions that take place under your User Account. If you choose to share your User Account details and password or any Personal Information with third parties, you are solely responsible for the same. If you lose control of your User Account, you may lose substantial control over your Personal Information and may be subject to legally binding actions.\"}],[\"$\",\"h2\",null,{\"children\":\"ACCESSING AND MODIFYING PERSONAL INFORMATION\"}],[\"$\",\"p\",null,{\"children\":\"In case you need to access, review, revoke and/or make changes to the Personal Information, you shall have to login to your User Account and may change the requisite details. You shall keep your Personal Information updated to help us serve you better.\"}],[\"$\",\"h2\",null,{\"children\":\"ANCILLIARY SERVICES\"}],[\"$\",\"p\",null,{\"children\":\"We may provide you with certain ancillary services such as chat rooms, blogs and reviews for the Services. Subject to any Applicable Laws (as defined below), any communication shared by you via the Platform or through the blogs, reviews or otherwise to us (including without limitation contents, images, audio, financial information, feedback etc. (collectively “Feedback”)) is on a non-confidential basis, and we are under no obligation to refrain from reproducing, publishing or otherwise using it in any way or for any purpose. You shall be responsible for the content and information contained in any Feedback shared by you through the Platform or otherwise to us, including without limitation for its truthfulness and accuracy. Sharing your Feedback with us, constitutes an assignment to us of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Feedback and you authorize us to use the Feedback for any purpose, which we may deem fit.\"}],[\"$\",\"h2\",null,{\"children\":\"COMMUNICATIONS FROM THE PLATFORM\"}],[\"$\",\"ul\",null,{\"className\":\"lg:justify-start [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-disc list-inside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2\",\"children\":[[\"$\",\"li\",null,{\"children\":\"Special Offers and Updates: We may send you information on products, services, special deals, and a newsletter of the Company. Out of respect for your privacy, we present you with the option of not receiving these types of communications. You may unsubscribe via the unsubscribe mechanism provided in each such communication or by emailing us at Care@EarlySalary.com\"}],[\"$\",\"li\",null,{\"children\":\"Service Announcements: On certain occasions or under law, we are required to send out Service or Platform related announcements. While we respect your privacy, you may not opt-out of these communications. 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Further, this Privacy Policy and any understandings arrived at from therein shall be construed and governed by the laws of India and courts of law at Pune shall have exclusive jurisdiction over such disputes without regard to principles of conflict of laws.\"}],[\"$\",\"h2\",null,{\"children\":\"CHANGES TO THIS POLICY\"}],[\"$\",\"p\",null,{\"children\":\"We may update this Privacy Policy without notice to you. You are encouraged to check this Privacy Policy on a regular basis to be aware of the changes made to it. 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