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<!DOCTYPE html><html lang="en-US"><head><meta charSet="utf-8"/><meta content="width=device-width, initial-scale=1" name="viewport"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:site" content="@thepointsguy"/><meta property="og:locale" content="en-US"/><meta property="og:site_name" content="The Points Guy"/><meta content="Ljof3Duwtracp116XX76hDeY-IZn3TnvmYX8PMQIFIw" name="google-site-verification"/><meta content="app-id=1459686987" name="apple-itunes-app"/><link href="/favicon.ico" rel="icon"/><link href="/favicon.ico" rel="shortcut icon"/><link href="https://thepointsguy.global.ssl.fastly.net" rel="preconnect" crossorigin=""/><link href="https://www.googletagmanager.com/" rel="preconnect"/><link href="https://beam.thepointsguy.com/" rel="preconnect"/><link as="font" href="https://thepointsguy.global.ssl.fastly.net/cdn/fonts/roboto/KFOmCnqEu92Fr1Mu4mxKKTU1Kg.woff2" rel="preload" type="font/woff2" crossorigin=""/><link as="font" href="https://thepointsguy.global.ssl.fastly.net/cdn/fonts/roboto-medium/ZLqKeelYbATG60EpZBSDy4X0hVgzZQUfRDuZrPvH3D8.woff2" rel="preload" type="font/woff2" crossorigin=""/><link as="font" href="https://thepointsguy.global.ssl.fastly.net/cdn/fonts/roboto-bold/KFOlCnqEu92Fr1MmWUlfBBc4AMP6lQ.woff2" rel="preload" type="font/woff2" crossorigin=""/><link as="font" href="https://thepointsguy.global.ssl.fastly.net/cdn/fonts/roboto-slab/BngbUXZYTXPIvIBgJJSb6s3BzlRRfKOFbvjojISmb2RlV9Su1cai.woff" rel="preload" type="font/woff" crossorigin=""/><link as="font" href="https://thepointsguy.global.ssl.fastly.net/cdn/fonts/barlow/BarlowGX.woff2" rel="preload" type="font/woff2" crossorigin=""/><link as="font" href="https://thepointsguy.global.ssl.fastly.net/cdn/fonts/barlow/BarlowGX.woff" rel="preload" type="font/woff" crossorigin=""/><title>The complete guide to Citi ThankYou Rewards: How to earn, redeem and transfer points - The Points Guy</title><meta name="robots" content="index,follow,max-snippet:-1,max-image-preview:large,max-video-preview:-1"/><meta name="description" content="Here's how to earn and redeem Citi ThankYou Rewards points for maximum value. Plus, we'll provide a closer look at the cards that earn these valuable travel rewards points."/><meta name="twitter:creator" content="@katiegenter"/><meta property="og:title" content="The complete guide to Citi ThankYou Rewards: How to earn, redeem and transfer points - The Points Guy"/><meta property="og:description" content="Here's how to earn and redeem Citi ThankYou Rewards points for maximum value. Plus, we'll provide a closer look at the cards that earn these valuable travel rewards points."/><meta property="og:url" content="https://thepointsguy.com/loyalty-programs/ultimate-guide-citi-thankyou-rewards/"/><meta property="og:type" content="article"/><meta property="article:published_time" content="2024-11-20T21:35:51.000Z"/><meta property="article:modified_time" content="2025-01-07T00:05:08.000Z"/><meta property="article:author" content="Katie Genter"/><meta property="article:section" content="Guide"/><meta property="og:image" content="https://thepointsguy.global.ssl.fastly.net/us/originals/2021/05/Card-Category_social_Hotel_d3sign.jpg"/><meta property="og:image:alt" content="Here's how to earn and redeem Citi ThankYou Rewards points for maximum value. 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svg{width:1.3125rem;height:1.21875rem}.openerIos.jsx-368394043{display:none;width:100%;height:100%;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;color:#162433}.openerIos.jsx-368394043 svg{width:1rem;height:1.5rem}.menu.jsx-368394043{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:1.5rem;height:3rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.menu.jsx-368394043 button.jsx-368394043,.menu.jsx-368394043 a.jsx-368394043{-webkit-transition:150ms ease-in-out;-moz-transition:150ms ease-in-out;-o-transition:150ms ease-in-out;transition:150ms 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700;padding-bottom:1rem;-webkit-column-break-inside:avoid;page-break-inside:avoid;break-inside:avoid;display:block}.articleHeaderStuck.jsx-2927102002 .tocItems.jsx-2927102002 li.jsx-2927102002{padding-bottom:0}.backdrop.jsx-2927102002{ display: block; position: fixed; inset: 0; background: rgba(0, 0, 0, 0.6); z-index: 10; overflow-y: auto; display: none;}.adDisclosure.jsx-2927102002{ display: flex; justify-content: flex-end; padding-top: 1rem; padding-bottom: 1rem; position: relative; z-index: 2; }.progress.jsx-2927102002{ width: 100vw; position: relative; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw; width: 100%;padding-left:0;position:absolute}@media (min-width: 1440px){.articleHeaderStuck.jsx-2927102002 .container.jsx-2927102002{position:relative;padding-left:-webkit-calc(4rem + 6.8125rem);padding-left:-moz-calc(4rem + 6.8125rem);padding-left:calc(4rem + 6.8125rem);padding-right:4rem;height:auto;z-index:-1}}@media (max-width: 1024px){.articleHeader.jsx-2927102002{ 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products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our <a href="/advertising-policy/" class="jsx-611272369">advertising policy</a> and <a href="/review-methodology/" class="jsx-611272369">product review methodology</a> for more information.</div><div class="jsx-843455135 editorsNote"><h3 class="jsx-843455135 title">Editor's Note</h3><div class="jsx-843455135 note">This is a recurring post, regularly updated with new information and offers. Citi is a TPG advertising partner.</div></div></div><div class="jsx-2309406147 body articlePage"><div class="Mobiledoc"><p>While Citi offers many different <a href="https://thepointsguy.com/credit-cards/rewards/" rel="noopener" target="_blank">rewards credit cards</a>, only some <a href="https://thepointsguy.com/credit-cards/citi/" rel="noopener" target="_blank">Citi credit cards</a> provide access to the company's valuable ThankYou Rewards program. You'll also need to hold a premium Citi ThankYou card in order to gain full access to <a href="https://thepointsguy.com/guide/citi-transfer-partners/" rel="noopener" target="_blank">Citi ThankYou Rewards transfer partners</a>.</p><p>Whether you're applying for your <a href="https://thepointsguy.com/credit-cards/first/" rel="noopener" target="_blank">first credit card</a> or are a seasoned pro looking for a new <a href="https://thepointsguy.com/credit-cards/travel/" rel="noopener" target="_blank">travel rewards card</a>, one or more cards in Citi's portfolio might be right for you.</p><p>In this guide, we'll examine the program in more detail, including some of the best cards offering Citi ThankYou points and how to redeem them.</p><a id="best-citi-thank-you-rewards-cards" class="jsx-2362441780 anchor"></a><h2 class="jsx-2362441780">Best Citi ThankYou Rewards cards</h2><ul><li><strong><a href="https://thepointsguy.com/apply-now/citi-prestige-card/?tid=post" rel="noopener" target="_blank">Citi Prestige® Card</a></strong>: Best for restaurants, airlines and travel agencies</li><li><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-strata-premier-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><strong>Citi Strata Premier℠ Card</strong></a></span>: Best for earning full-fledged ThankYou points with a low annual fee (see <a href="https://thepointsguy.com/apply/citi-strata-premier-card-rates-and-fees/?tid=post" rel="noopener" target="_blank">rates and fees</a>)</li><li><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-rewards-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><strong>Citi Rewards+® Card</strong></a></span>: Best for supermarkets, gas stations and small purchases (see <a href="https://thepointsguy.com/apply/citi-rewards-card-rates-and-fees/?tid=post" rel="noopener" target="_blank">rates and fees</a>)</li><li><strong><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-double-cash-card-18-month-bt-offer/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Double Cash® Card</a></span></strong>: Best for everyday spending (see <a href="https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/?tid=post" rel="noopener" target="_blank">rates and fees</a>)</li><li><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-custom-cash-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><strong>Citi Custom Cash® Card</strong></a></span>: Best for bonus earnings in different categories each billing cycle (see <a href="https://thepointsguy.com/apply/citi-custom-cash-card-rates-and-fees/?tid=post" rel="noopener" target="_blank">rates and fees</a>)</li></ul><p><em>The information for the Citi Prestige and Citi Custom Cash has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.</em></p><div class="jsx-3297233758 tpg-table "><div tabindex="0" class="jsx-3297233758"><table class="jsx-3297233758"><thead class="jsx-3297233758"><tr class="jsx-3297233758"><th class="jsx-3297233758"><strong>Card</strong></th><th class="jsx-3297233758"><strong>Sign-up bonus</strong></th><th class="jsx-3297233758"><strong>Earning rates</strong></th><th class="jsx-3297233758"><strong>Annual fee</strong></th><th class="jsx-3297233758"><strong>Standout benefits</strong></th></tr></thead><tbody class="jsx-3297233758"><tr class="jsx-3297233758"><td>Citi Prestige Card</td><td>This card is not available to new applicants.</td><td><ul> <li>5 points per dollar spent on restaurant, airline and travel agency purchases</li> <li>3 points per dollar spent on hotel and cruise line purchases</li> <li>1 point per dollar spent on other purchases</li> </ul></td><td>$495</td><td><ul> <li><a href="https://thepointsguy.com/loyalty-programs/booking-citi-4th-night-free/" target="_blank" rel="noopener" data-schema-attribute="">Complimentary fourth-night</a> benefit on up to two hotel stays per calendar year when you book your hotel through the Citi travel portal</li> <li><a href="https://thepointsguy.com/airline/all-about-priority-pass-program/" target="_blank" rel="noopener" data-schema-attribute="">Priority Pass Select membership</a> that includes restaurants</li> <li>Up to $250 travel credit every calendar year</li> <li><a href="https://thepointsguy.com/credit-cards/global-entry/" target="_blank" rel="noopener" data-schema-attribute="">Global Entry or TSA PreCheck application fee credit</a> every five years</li> <li>Provides access to all the Citi ThankYou Rewards transfer partners</li> </ul></td></tr><tr class="jsx-3297233758"><td>Citi Strata Premier Card</td><td>Earn 75,000 bonus points after spending $4,000 on purchases within the first three months of account opening.</td><td><ul> <li>10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com</li> <li>3 points per dollar spent on restaurant, supermarket, gas and electric vehicle charging station purchases, plus other hotels and air travel</li> <li>1 point per dollar spent on all other purchases</li> </ul></td><td>$95 (see <a href="https://thepointsguy.com/apply/citi-strata-premier-card-rates-and-fees/?tid=post" target="_blank" rel="noopener">rates and fees</a>)</td><td><ul> <li>$100 annual hotel benefit once per calendar year when you book a single hotel stay of $500 or more, excluding taxes and fees, through the Citi travel portal</li> <li>No foreign transaction fees</li> <li>Provides access to all the Citi ThankYou Rewards transfer partners</li> </ul></td></tr><tr class="jsx-3297233758"><td>Citi Rewards+ Card</td><td>Earn 20,000 bonus points after spending $1,500 on purchases within three months of account opening.</td><td><ul> <li>5 points per dollar spent on hotels, car rentals and attractions booked on the Citi travel portal through Dec. 31, 2025</li> <li>2 points per dollar spent on supermarket and gas station purchases for the first $6,000 in combined purchases each year, then 1 point per dollar</li> <li>1 point per dollar spent on all other purchases</li> </ul></td><td>$0 (see <a href="https://thepointsguy.com/apply/citi-rewards-card-rates-and-fees/?tid=post" target="_blank" rel="noopener" data-schema-attribute="">rates and fees</a>)</td><td><ul> <li>Citi automatically rounds earnings on each purchase up to the nearest 10 points</li> <li>10% points back for the first 100,000 ThankYou points you redeem per calendar year</li> </ul></td></tr><tr class="jsx-3297233758"><td>*Citi Double Cash Card</td><td>Earn $200 in cash back after spending $1,500 on purchases in the first six months of account opening. Note that this bonus will be fulfilled as 20,000 ThankYou points, which can then be redeemed for $200 cash back.</td><td><ul> <li>5% cash back on hotels, car rentals and attractions booked on the Citi travel portal through Dec. 31, 2025</li> <li>2% cash back on all other purchases (1% cash back when you purchase and 1% cash back when you pay your bill)</li> </ul></td><td>$0 (see <a href="https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/?tid=post" target="_blank" rel="noopener" data-schema-attribute="">rates and fees</a>)</td><td><ul> <li>$0 liability on unauthorized charges</li> </ul></td></tr><tr class="jsx-3297233758"><td>*Citi Custom Cash Card</td><td>Earn $200 in cash back after spending $1,500 on purchases in the first six months of account opening. Note that this bonus will be fulfilled as 20,000 ThankYou points, which can then be redeemed for $200 cash back.</td><td><ul> <li>5% cash back on your top eligible spend category (restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs or live entertainment), up to $500 spent each billing cycle</li> <li>An additional 4% cash back on hotels, car rentals and attractions booked on the Citi travel portal through June 30, 2026</li> <li>1% cash back on all other purchases</li> </ul></td><td>$0 (see <a href="https://thepointsguy.com/apply/citi-custom-cash-card-rates-and-fees/?tid=post" target="_blank" rel="noopener" data-schema-attribute="">rates and fees</a>)</td><td><ul> <li>Free <a href="https://thepointsguy.com/credit-cards/check-credit-score-for-free/" target="_blank" rel="noopener">FICO credit score check</a></li> </ul></td></tr></tbody></table></div></div><p>*Note that Double Cash and Custom Cash cardholders will earn cash back in the form of ThankYou points.</p><a id="how-to-earn-citi-thank-you-points" class="jsx-2362441780 anchor"></a><h2 class="jsx-2362441780">How to earn Citi ThankYou points</h2><p>As you can see, many Citi cards earn ThankYou points. But not all ThankYou points are created equal.</p><p>TPG's November 2024 <a href="https://thepointsguy.com/loyalty-programs/monthly-valuations/" rel="noopener" target="_blank">valuations</a> peg the value of Citi ThankYou Rewards points at 1.8 cents each, but we base our valuation on the potential value you can get by transferring your ThankYou points to one of the program's airline or hotel partners. However, to transfer points to most Citi ThankYou transfer partners, you must hold a premium Citi ThankYou Rewards card like the Citi Prestige Card (which is no longer accepting new applications) or the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-strata-premier-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Strata Premier Card</a></span>.</p><figure class="jsx-1853040249 tpg-figure"><div style="padding-top:0" class="jsx-36530878 full-width-auto-height-image"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%"></span><img alt="" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=640 640w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=750 750w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=828 828w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=1080 1080w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=1200 1200w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=1920 1920w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=2048 2048w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=3840 3840w" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg?width=3840"/></noscript></span></div><figcaption class="jsx-1853040249 figcaption">FG TRADE/GETTY IMAGES</figcaption></figure><p>If you only have the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-rewards-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Rewards+ Card</a></span>, the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-double-cash-card-18-month-bt-offer/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Double Cash Card</a></span> or the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-custom-cash-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Custom Cash Card</a></span> (or another nonpremium Citi ThankYou card), you'll earn what we'll call "basic" ThankYou points. They're worth 1 cent each when redeemed for cash back via a statement credit, direct deposit or check.</p><div class=" EmailSignUp_container__qYzYT undefined EmailSignUp_isLoading__i_qm0 "><picture class="EmailSignUp_graphic__zgpFm"><source media="screen and (max-width: 767px)" srcSet="/images/EmailSignUp/daily-mob.svg"/><img alt="" src="/images/EmailSignUp/daily-dt.svg"/></picture><div class="EmailSignUp_form__C8FWb"><div class="EmailSignUp_label__fKFKM">Daily Newsletter</div><div class="EmailSignUp_heading__9Nmt4">Reward your inbox with the TPG Daily newsletter</div><div class="EmailSignUp_description__uBGT6">Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts</div><form class="jsx-1071010234 newsletter-form"><div class="jsx-1071010234 newsletter-form__input EmailCapture_instanceArticle__Ahmj_ instanceHomepageNLSignup"><div class="jsx-3240391286 Input_containerGray__8NCcO Article tw-rounded-lg"><input data-label="Email address" id="Article" name="email" placeholder=" " required="" type="email" class="jsx-3240391286 Input_field__nVOw6"/><label for="Article" class="jsx-3240391286 Input_placeholder__yjvvV">Email address</label></div><span><div class="jsx-1071010234 tw-flex tw-h-full tw-items-center tw-justify-center"><button class="tw-heading-10 tw-inline-flex tw-max-h-12 tw-min-h-10 tw-items-center tw-justify-center tw-gap-3 tw-whitespace-nowrap tw-rounded-full tw-px-6 tw-py-2 tw-transition-colors disabled:tw-pointer-events-none tw-bg-cta-blue tw-text-white tw-outline-2 tw-outline-offset-1 tw-outline-cta-blue hover:tw-bg-cta-hover hover:tw-text-white focus:tw-outline disabled:tw-bg-gray-3 tw-w-full tw-border-none">Sign up</button></div></span></div><div class="jsx-1071010234 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN "><div style="align-items:center" class="jsx-3584303912 legalText legalText-B"><span class="jsx-3584303912">By signing up, you will receive newsletters and promotional content and agree to our <a href="/terms-of-use/" target="_blank" class="jsx-3584303912">Terms of Use</a> and acknowledge the data practices in our <a href="/privacy-policy/" target="_blank" class="jsx-3584303912">Privacy Policy</a>. You may unsubscribe at any time.</span></div></div></form></div></div><p>You can also transfer "basic" ThankYou points to three loyalty programs — <a href="https://thepointsguy.com/loyalty-programs/choice-privileges/" rel="noopener" target="_blank">Choice Privileges</a>, <a href="https://thepointsguy.com/loyalty-programs/jetblue-trueblue-program/" rel="noopener" target="_blank">JetBlue TrueBlue</a> and <a href="https://thepointsguy.com/loyalty-programs/ultimate-guide-wyndham-rewards/" rel="noopener" target="_blank">Wyndham Rewards</a> — if you have the Citi Rewards+ Card or the Citi Double Cash Card, but these transfers will occur at a lower rate than if you had a premium Citi ThankYou card.</p><p>However, suppose you also hold the Citi Prestige Card or the Citi Strata Premier Card. In that case, you can combine the "basic" ThankYou points into your Citi Prestige or Citi Strata Premier account and transfer your rewards to all the Citi ThankYou travel partners at the best transfer ratios.</p><figure class="jsx-1853040249 tpg-figure"><div style="padding-top:0" class="jsx-36530878 full-width-auto-height-image"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%"></span><img alt="" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=640 640w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=750 750w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=828 828w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=1080 1080w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=1200 1200w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=1920 1920w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=2048 2048w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=3840 3840w" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg?width=3840"/></noscript></span></div><figcaption class="jsx-1853040249 figcaption">WESTEND61/GETTY IMAGES</figcaption></figure><p>If you want to add a new Citi ThankYou card to your wallet, read the fine print for the sign-up bonus and check our page on <a href="https://thepointsguy.com/credit-cards/credit-card-application-restrictions/" rel="noopener" target="_blank">credit card application rules</a> to ensure you're eligible for the bonus before clicking the "Apply" button.</p><p><strong>Related: <a href="https://thepointsguy.com/guide/citi-best-welcome-offers/" rel="noopener" target="_blank">The best time to apply for these popular Citi credit cards, based on offer history</a></strong></p><a id="how-to-redeem-citi-thank-you-points" class="jsx-2362441780 anchor"></a><h2 class="jsx-2362441780">How to redeem Citi ThankYou points</h2><p>All the Citi ThankYou Rewards cards let you redeem ThankYou points for statement credits, cash rewards, third-party gift cards and travel booked through the <a href="https://thepointsguy.com/loyalty-programs/citi-travel-portal/" rel="noopener" target="_blank">Citi travel portal</a> at a flat rate of 1 cent per point. Sometimes, you'll even find gift cards on sale that could give you a slightly higher redemption rate.</p><p>Be careful, though, as some redemption options (such as Shop With Points) provide less than 1 cent per point. Ensure you are getting at least 1 cent per ThankYou point before you redeem.</p><figure class="jsx-1853040249 tpg-figure"><div style="padding-top:0" class="jsx-36530878 full-width-auto-height-image"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%"></span><img alt="" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=640 640w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=750 750w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=828 828w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=1080 1080w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=1200 1200w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=1920 1920w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=2048 2048w, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=3840 3840w" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/03/Woman-holding-credt-card-while-using-lpatop-outside_Xavier-Lorenzo.jpg?width=3840"/></noscript></span></div><figcaption class="jsx-1853040249 figcaption">XAVIER LORENZO/GETTY IMAGES</figcaption></figure><p>Keep in mind that you may get significantly more value when you redeem your ThankYou points by transferring them to airline or hotel partners. Suppose you don't have a premium ThankYou Rewards card like the Citi Prestige Card or the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-strata-premier-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Strata Premier Card</a></span>. In that case, you can only transfer to Choice Privileges, JetBlue TrueBlue and Wyndham Rewards if you have the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-rewards-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Rewards+ Card</a></span> or the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-double-cash-card-18-month-bt-offer/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Double Cash Card</a></span> (and your transfer ratio won't be as lucrative).</p><p>Check out the following table for the transfer ratios.</p><div class="jsx-3297233758 tpg-table "><div tabindex="0" class="jsx-3297233758"><table class="jsx-3297233758"><thead class="jsx-3297233758"><tr class="jsx-3297233758"><th class="jsx-3297233758"><strong>Program</strong></th><th class="jsx-3297233758"><strong>Transfer ratio</strong></th></tr></thead><tbody class="jsx-3297233758"><tr class="jsx-3297233758"><td>Aeromexico Rewards</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Accor Live Limitless</td><td>2:1</td></tr><tr class="jsx-3297233758"><td>Air France-KLM Flying Blue</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Avianca LifeMiles</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Cathay Pacific Cathay</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Choice Privileges</td><td>1:2 (2:3 with non-premium cards)</td></tr><tr class="jsx-3297233758"><td>Emirates Skywards</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Etihad Guest</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>EVA Air Infinity MileageLands</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>I Prefer Hotel Rewards</td><td>1:4</td></tr><tr class="jsx-3297233758"><td>JetBlue TrueBlue</td><td>1:1 (5:4 with nonpremium cards)</td></tr><tr class="jsx-3297233758"><td>Leaders Club (Leading Hotels of the World)</td><td>5:1</td></tr><tr class="jsx-3297233758"><td>Miles&Smiles (Turkish Airlines)</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Qantas Frequent Flyer</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Qatar Airways Privilege Club</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Singapore Airlines KrisFlyer</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Thai Royal Orchid Plus</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Virgin Atlantic Flying Club/Virgin Red</td><td>1:1</td></tr><tr class="jsx-3297233758"><td>Wyndham Rewards</td><td>1:1 (5:4 for non-premium cards)</td></tr></tbody></table></div></div><p>With so many transfer partners, your options are plentiful when <a href="https://thepointsguy.com/guide/redeeming-citi-thankyou-points-maximum-value/" rel="noopener" target="_blank">redeeming Citi ThankYou Rewards points</a>. Here are some <a href="https://thepointsguy.com/credit-cards/sweet-spots-citi-thankyou-rewards/" rel="noopener" target="_blank">Citi ThankYou sweet spots</a> you could use in some of the programs that tend to provide the most value:</p><ul><li>Transfer to <a href="https://thepointsguy.com/loyalty-programs/ultimate-guide-singapore-krisflyer/" rel="noopener" target="_blank">Singapore KrisFlyer</a> and snag a <a href="https://thepointsguy.com/news/singapore-krisflyer-spontaneous-escapes/" rel="noopener" target="_blank">Spontaneous Escapes</a> deal.</li><li>Transfer to Choice Privileges and redeem between 8,000 and 50,000 Choice points per night in most destinations.</li><li>Use <a href="https://thepointsguy.com/loyalty-programs/everything-you-need-to-know-avianca-lifemiles/" rel="noopener" target="_blank">Avianca LifeMiles</a> to book <a href="https://thepointsguy.com/loyalty-programs/lifemiles-domestic-travel/" rel="noopener" target="_blank">one-way United Airlines-operated awards</a> within the U.S. for as little as 6,500 LifeMiles and $5.60 in taxes and fees one-way in economy.</li><li>Use <a href="https://thepointsguy.com/loyalty-programs/great-value-virgin-atlantic-flying-club/" rel="noopener" target="_blank">Virgin Atlantic Flying Club</a> to <a href="https://thepointsguy.com/loyalty-programs/cheap-delta-awards-virgin-atlantic-flying-club/" rel="noopener" target="_blank">fly on Delta Air Lines-operated flights</a>.</li><li>Transfer to Wyndham Rewards and redeem as few as 7,500 Wyndham points per night (or even less if you have select <a href="https://thepointsguy.com/credit-cards/best-wyndham-credit-cards/" rel="noopener" target="_blank">Wyndham credit cards</a>).</li><li>Transfer to <a href="https://thepointsguy.com/loyalty-programs/ultimate-guide-flying-blue/" rel="noopener" target="_blank">Air France-KLM Flying Blue</a> to book a <a href="https://thepointsguy.com/deals/flying-blue-special-promo-rewards/" rel="noopener" target="_blank">Flying Blue Promo Rewards</a> flight.</li></ul><p><b>Related: <a href="https://thepointsguy.com/loyalty-programs/how-to-search-award-availability/" rel="noopener" target="_blank">Redeem your points and miles: How to search flight award availability for the major airlines</a></b></p><a id="bottom-line" class="jsx-2362441780 anchor"></a><h2 class="jsx-2362441780">Bottom line</h2><p>Citi ThankYou Rewards points are perhaps the most underappreciated of the major points and miles currencies. Despite some negatives, Citi ThankYou points remain valuable, especially for those looking to book award flights on international carriers.</p><p>Having a premium Citi ThankYou card like the Citi Prestige Card or the <span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/apply-now/citi-strata-premier-card/?tid=post" rel="noreferrer" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit">Citi Strata Premier Card</a></span> is important to maximize the Citi ThankYou Rewards program. These cards unlock transfers to all the Citi ThankYou partners at the best rate, which can provide many high-value award booking options.</p></div></div><div class="jsx-3814564231 featuredImageCredit">Featured image by FRAZO STUDIO LATINO/GETTY IMAGES</div><div class="jsx-3000030127 bottomDisclaimer">Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.</div></div></div><div class="jsx-1875764269"></div><div class="jsx-1875764269 Article_featuredCard__qbV9G"></div></article></main><footer class="Footer_footer__OYoYH" data-attribute="site-footer"><div class="Footer_container__7AGDW"><div class="Footer_logoSloganSocialNewsletter__PXxUr"><div class="jsx-120275248 logo"><svg fill="none" viewBox="0 0 189 146" xmlns="http://www.w3.org/2000/svg"><ellipse cx="160.942" cy="117.934" fill="url(#Logo_svg__a)" rx="28.058" 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A Red Ventures company.</span></div></div></div></footer></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"dehydratedState":{"mutations":[],"queries":[{"state":{"data":{"resolution":{"destination":null,"query":"Article","status":200}},"dataUpdateCount":1,"dataUpdatedAt":1739821902851,"error":null,"errorUpdateCount":0,"errorUpdatedAt":0,"fetchFailureCount":0,"fetchMeta":null,"isFetching":false,"isInvalidated":false,"isPaused":false,"status":"success"},"queryKey":["Resolution","/loyalty-programs/ultimate-guide-citi-thankyou-rewards/",null],"queryHash":"[\"Resolution\",\"/loyalty-programs/ultimate-guide-citi-thankyou-rewards/\",null]"},{"state":{"data":{"article":{"authors":[{"avatar":{"credit":"","edition":"US","height":2000,"id":"1508792","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/katie-genter.jpg","title":"katie-genter","type":"image/jpeg","width":2000},"bio":"Katie Genter is a digital nomad who has traveled full time since June 2017. She writes and edits stories about points and miles, and loyalty programs, often letting her personal experiences color these stories.","email":"katie.genter@thepointsguy.com","facebook":null,"id":"katiegenter","instagram":"https://www.instagram.com/katiegenter/","linkedIn":"https://www.linkedin.com/in/katie-genter/","name":"Katie Genter","slug":"katiegenter","tikTok":null,"title":"Senior writer","twitter":"https://twitter.com/katiegenter"}],"cardTileOnPrp":null,"category":{"id":"3084","name":"Guide","pathname":"/guide"},"content":{"atoms":[],"cards":[["tpgNewsletterCallout",{"tpgNewsletterCallout":{"defaultLocation":true}}],["tpgH2",{"tpgH2":{"id":"best-citi-thank-you-rewards-cards","title":"Best Citi ThankYou Rewards cards"}}],["tpgTable",{"tpgTable":{"hasStickyLeftColumn":false,"rows":[["\u003cstrong\u003eCard\u003c/strong\u003e","\u003cstrong\u003eSign-up bonus\u003c/strong\u003e","\u003cstrong\u003eEarning rates\u003c/strong\u003e","\u003cstrong\u003eAnnual fee\u003c/strong\u003e","\u003cstrong\u003eStandout benefits\u003c/strong\u003e"],["Citi Prestige Card","This card is not available to new applicants.","\u003cul\u003e\n\u003cli\u003e5 points per dollar spent on restaurant, airline and travel agency purchases\u003c/li\u003e\n\u003cli\u003e3 points per dollar spent on hotel and cruise line purchases\u003c/li\u003e\n\u003cli\u003e1 point per dollar spent on other purchases\u003c/li\u003e\n\u003c/ul\u003e","$495","\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://thepointsguy.com/loyalty-programs/booking-citi-4th-night-free/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"\u003eComplimentary fourth-night\u003c/a\u003e benefit on up to two hotel stays per calendar year when you book your hotel through the Citi travel portal\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://thepointsguy.com/airline/all-about-priority-pass-program/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"\u003ePriority Pass Select membership\u003c/a\u003e that includes restaurants\u003c/li\u003e\n\u003cli\u003eUp to $250 travel credit every calendar year\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://thepointsguy.com/credit-cards/global-entry/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"\u003eGlobal Entry or TSA PreCheck application fee credit\u003c/a\u003e every five years\u003c/li\u003e\n\u003cli\u003eProvides access to all the Citi ThankYou Rewards transfer partners\u003c/li\u003e\n\u003c/ul\u003e"],["Citi Strata Premier Card","Earn 75,000 bonus points after spending $4,000 on purchases within the first three months of account opening.","\u003cul\u003e\n\u003cli\u003e10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com\u003c/li\u003e\n\u003cli\u003e3 points per dollar spent on restaurant, supermarket, gas and electric vehicle charging station purchases, plus other hotels and air travel\u003c/li\u003e\n\u003cli\u003e1 point per dollar spent on all other purchases\u003c/li\u003e\n\u003c/ul\u003e","$95 (see \u003ca href=\"https://thepointsguy.com/apply/citi-strata-premier-card-rates-and-fees/?tid=post\" target=\"_blank\" rel=\"noopener\"\u003erates and fees\u003c/a\u003e)","\u003cul\u003e\n\u003cli\u003e$100 annual hotel benefit once per calendar year when you book a single hotel stay of $500 or more, excluding taxes and fees, through the Citi travel portal\u003c/li\u003e\n\u003cli\u003eNo foreign transaction fees\u003c/li\u003e\n\u003cli\u003eProvides access to all the Citi ThankYou Rewards transfer partners\u003c/li\u003e\n\u003c/ul\u003e"],["Citi Rewards+ Card","Earn 20,000 bonus points after spending $1,500 on purchases within three months of account opening.","\u003cul\u003e\n\u003cli\u003e5 points per dollar spent on hotels, car rentals and attractions booked on the Citi travel portal through Dec. 31, 2025\u003c/li\u003e\n\u003cli\u003e2 points per dollar spent on supermarket and gas station purchases for the first $6,000 in combined purchases each year, then 1 point per dollar\u003c/li\u003e\n\u003cli\u003e1 point per dollar spent on all other purchases\u003c/li\u003e\n\u003c/ul\u003e","$0 (see \u003ca href=\"https://thepointsguy.com/apply/citi-rewards-card-rates-and-fees/?tid=post\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"\u003erates and fees\u003c/a\u003e)","\u003cul\u003e\n\u003cli\u003eCiti automatically rounds earnings on each purchase up to the nearest 10 points\u003c/li\u003e\n\u003cli\u003e10% points back for the first 100,000 ThankYou points you redeem per calendar year\u003c/li\u003e\n\u003c/ul\u003e"],["*Citi Double Cash Card","Earn $200 in cash back after spending $1,500 on purchases in the first six months of account opening. Note that this bonus will be fulfilled as 20,000 ThankYou points, which can then be redeemed for $200 cash back.","\u003cul\u003e\n\u003cli\u003e5% cash back on hotels, car rentals and attractions booked on the Citi travel portal through Dec. 31, 2025\u003c/li\u003e\n\u003cli\u003e2% cash back on all other purchases (1% cash back when you purchase and 1% cash back when you pay your bill)\u003c/li\u003e\n\u003c/ul\u003e","$0 (see \u003ca href=\"https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/?tid=post\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"\u003erates and fees\u003c/a\u003e)","\u003cul\u003e\n\u003cli\u003e$0 liability on unauthorized charges\u003c/li\u003e\n\u003c/ul\u003e"],["*Citi Custom Cash Card","Earn $200 in cash back after spending $1,500 on purchases in the first six months of account opening. Note that this bonus will be fulfilled as 20,000 ThankYou points, which can then be redeemed for $200 cash back.","\u003cul\u003e\n\u003cli\u003e5% cash back on your top eligible spend category (restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs or live entertainment), up to $500 spent each billing cycle\u003c/li\u003e\n\u003cli\u003eAn additional 4% cash back on hotels, car rentals and attractions booked on the Citi travel portal through June 30, 2026\u003c/li\u003e\n\u003cli\u003e1% cash back on all other purchases\u003c/li\u003e\n\u003c/ul\u003e","$0 (see \u003ca href=\"https://thepointsguy.com/apply/citi-custom-cash-card-rates-and-fees/?tid=post\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"\u003erates and fees\u003c/a\u003e)","\u003cul\u003e\n\u003cli\u003eFree \u003ca href=\"https://thepointsguy.com/credit-cards/check-credit-score-for-free/\" target=\"_blank\" rel=\"noopener\"\u003eFICO credit score check\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"]]}}],["tpgH2",{"tpgH2":{"id":"how-to-earn-citi-thank-you-points","title":"How to earn Citi ThankYou points"}}],["tpgFigure",{"tpgFigure":{"caption":"FG TRADE/GETTY IMAGES","image":{"alt":"","caption":"FG TRADE/GETTY IMAGES","credit":"FG TRADE/GETTY IMAGES","edition":"US","height":1067,"id":"1728274","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2024/10/Young-woman-holding-credit-card-while-using-laptop-at-home_FG-Trade.jpg","title":"Young woman doing online shopping using credit card at home","type":"image/jpeg","width":1600}}}],["tpgFigure",{"tpgFigure":{"caption":"WESTEND61/GETTY IMAGES","image":{"alt":"","caption":"WESTEND61/GETTY IMAGES","credit":"WESTEND61/GETTY IMAGES","edition":"US","height":1067,"id":"1631999","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2024/04/Person-using-credit-card-with-laptop-at-kitchen-counter-at-home_Westend61.jpg","title":"Man 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with non-premium cards)"],["Emirates Skywards","1:1"],["Etihad Guest","1:1"],["EVA Air Infinity MileageLands","1:1"],["I Prefer Hotel Rewards","1:4"],["JetBlue TrueBlue","1:1 (5:4 with nonpremium cards)"],["Leaders Club (Leading Hotels of the World)","5:1"],["Miles\u0026amp;Smiles (Turkish Airlines)","1:1"],["Qantas Frequent Flyer","1:1"],["Qatar Airways Privilege Club","1:1"],["Singapore Airlines KrisFlyer","1:1"],["Thai Royal Orchid Plus","1:1"],["Virgin Atlantic Flying Club/Virgin Red","1:1"],["Wyndham Rewards","1:1 (5:4 for non-premium cards)"]]}}],["tpgH2",{"tpgH2":{"id":"bottom-line","title":"Bottom 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ttribute","","href","https://thepointsguy.com/loyalty-programs/how-to-search-award-availability/","rel","noopener","target","_blank"]]],"sections":[[1,"p",[[0,[],0,"While Citi offers many different "],[0,[0],1,"rewards credit cards"],[0,[],0,", only some "],[0,[1],1,"Citi credit cards"],[0,[],0," provide access to the company's valuable ThankYou Rewards program. You'll also need to hold a premium Citi ThankYou card in order to gain full access to "],[0,[2],1,"Citi ThankYou Rewards transfer partners"],[0,[],0,"."]]],[1,"p",[[0,[],0,"Whether you're applying for your "],[0,[3],1,"first credit card"],[0,[],0," or are a seasoned pro looking for a new "],[0,[4],1,"travel rewards card"],[0,[],0,", one or more cards in Citi's portfolio might be right for you."]]],[1,"p",[[0,[],0,"In this guide, we'll examine the program in more detail, including some of the best cards offering Citi ThankYou points and how to redeem them."]]],[10,0],[10,1],[3,"ul",[[[0,[5,6],2,"Citi Prestige® Card"],[0,[],0,": Best for restaurants, airlines and travel agencies"]],[[0,[7,5],2,"Citi Strata Premier℠ Card"],[0,[],0,": Best for earning full-fledged ThankYou points with a low annual fee (see "],[0,[8],1,"rates and fees"],[0,[],0,")"]],[[0,[9,5],2,"Citi Rewards+® Card"],[0,[],0,": Best for supermarkets, gas stations and small purchases (see "],[0,[10],1,"rates and fees"],[0,[],0,")"]],[[0,[5,11],2,"Citi Double Cash® Card"],[0,[],0,": Best for everyday spending (see "],[0,[12],1,"rates and fees"],[0,[],0,")"]],[[0,[13,5],2,"Citi Custom Cash® Card"],[0,[],0,": Best for bonus earnings in different categories each billing cycle (see "],[0,[14],1,"rates and fees"],[0,[],0,")"]]]],[1,"p",[[0,[15],1,"The information for the Citi Prestige and Citi Custom Cash has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer."]]],[10,2],[1,"p",[[0,[],0,"*Note that Double Cash and Custom Cash cardholders will earn cash back in the form of ThankYou points."]]],[10,3],[1,"p",[[0,[],0,"As you can see, many Citi cards earn ThankYou points. But not all ThankYou points are created equal."]]],[1,"p",[[0,[],0,"TPG's November 2024 "],[0,[16],1,"valuations"],[0,[],0," peg the value of Citi ThankYou Rewards points at 1.8 cents each, but we base our valuation on the potential value you can get by transferring your ThankYou points to one of the program's airline or hotel partners. However, to transfer points to most Citi ThankYou transfer partners, you must hold a premium Citi ThankYou Rewards card like the Citi Prestige Card (which is no longer accepting new applications) or the "],[0,[7],1,"Citi Strata Premier Card"],[0,[],0,"."]]],[10,4],[1,"p",[[0,[],0,"If you only have the "],[0,[9],1,"Citi Rewards+ Card"],[0,[],0,", the "],[0,[11],1,"Citi Double Cash Card"],[0,[],0," or the "],[0,[13],1,"Citi Custom Cash Card"],[0,[],0," (or another nonpremium Citi ThankYou card), you'll earn what we'll call \"basic\" ThankYou points. They're worth 1 cent each when redeemed for cash back via a statement credit, direct deposit or check."]]],[1,"p",[[0,[],0,"You can also transfer \"basic\" ThankYou points to three loyalty programs — "],[0,[17],1,"Choice Privileges"],[0,[],0,", "],[0,[18],1,"JetBlue TrueBlue"],[0,[],0," and "],[0,[19],1,"Wyndham Rewards"],[0,[],0," — if you have the Citi Rewards+ Card or the Citi Double Cash Card, but these transfers will occur at a lower rate than if you had a premium Citi ThankYou card."]]],[1,"p",[[0,[],0,"However, suppose you also hold the Citi Prestige Card or the Citi Strata Premier Card. In that case, you can combine the \"basic\" ThankYou points into your Citi Prestige or Citi Strata Premier account and transfer your rewards to all the Citi ThankYou travel partners at the best transfer ratios."]]],[10,5],[1,"p",[[0,[],0,"If you want to add a new Citi ThankYou card to your wallet, read the fine print for the sign-up bonus and check our page on "],[0,[20],1,"credit card application rules"],[0,[],0," to ensure you're eligible for the bonus before clicking the \"Apply\" button."]]],[1,"p",[[0,[5],0,"Related: "],[0,[21],2,"The best time to apply for these popular Citi credit cards, based on offer history"]]],[10,6],[1,"p",[[0,[],0,"All the Citi ThankYou Rewards cards let you redeem ThankYou points for statement credits, cash rewards, third-party gift cards and travel booked through the "],[0,[22],1,"Citi travel portal"],[0,[],0," at a flat rate of 1 cent per point. Sometimes, you'll even find gift cards on sale that could give you a slightly higher redemption rate."]]],[1,"p",[[0,[],0,"Be careful, though, as some redemption options (such as Shop With Points) provide less than 1 cent per point. Ensure you are getting at least 1 cent per ThankYou point before you redeem."]]],[10,7],[1,"p",[[0,[],0,"Keep in mind that you may get significantly more value when you redeem your ThankYou points by transferring them to airline or hotel partners. Suppose you don't have a premium ThankYou Rewards card like the Citi Prestige Card or the "],[0,[7],1,"Citi Strata Premier Card"],[0,[],0,". In that case, you can only transfer to Choice Privileges, JetBlue TrueBlue and Wyndham Rewards if you have the "],[0,[9],1,"Citi Rewards+ Card"],[0,[],0," or the "],[0,[11],1,"Citi Double Cash Card"],[0,[],0," (and your transfer ratio won't be as lucrative)."]]],[1,"p",[[0,[],0,"Check out the following table for the transfer ratios."]]],[10,8],[1,"p",[[0,[],0,"With so many transfer partners, your options are plentiful when "],[0,[23],1,"redeeming Citi ThankYou Rewards points"],[0,[],0,". Here are some "],[0,[24],1,"Citi ThankYou sweet spots"],[0,[],0," you could use in some of the programs that tend to provide the most value:"]]],[3,"ul",[[[0,[],0,"Transfer to "],[0,[25],1,"Singapore KrisFlyer"],[0,[],0," and snag a "],[0,[26],1,"Spontaneous Escapes"],[0,[],0," deal."]],[[0,[],0,"Transfer to Choice Privileges and redeem between 8,000 and 50,000 Choice points per night in most destinations."]],[[0,[],0,"Use "],[0,[27],1,"Avianca LifeMiles"],[0,[],0," to book "],[0,[28],1,"one-way United Airlines-operated awards"],[0,[],0," within the U.S. for as little as 6,500 LifeMiles and $5.60 in taxes and fees one-way in economy."]],[[0,[],0,"Use "],[0,[29],1,"Virgin Atlantic Flying Club"],[0,[],0," to "],[0,[30],1,"fly on Delta Air Lines-operated flights"],[0,[],0,"."]],[[0,[],0,"Transfer to Wyndham Rewards and redeem as few as 7,500 Wyndham points per night (or even less if you have select "],[0,[31],1,"Wyndham credit cards"],[0,[],0,")."]],[[0,[],0,"Transfer to "],[0,[32],1,"Air France-KLM Flying Blue"],[0,[],0," to book a "],[0,[33],1,"Flying Blue Promo Rewards"],[0,[],0," flight."]]]],[1,"p",[[0,[34],0,"Related: "],[0,[35],2,"Redeem your points and miles: How to search flight award availability for the major airlines"]]],[10,9],[1,"p",[[0,[],0,"Citi ThankYou Rewards points are perhaps the most underappreciated of the major points and miles currencies. Despite some negatives, Citi ThankYou points remain valuable, especially for those looking to book award flights on international carriers."]]],[1,"p",[[0,[],0,"Having a premium Citi ThankYou card like the Citi Prestige Card or the "],[0,[7],1,"Citi Strata Premier Card"],[0,[],0," is important to maximize the Citi ThankYou Rewards program. These cards unlock transfers to all the Citi ThankYou partners at the best rate, which can provide many high-value award booking options."]]]],"version":"0.3.1"},"cpmTags":null,"customSchema":null,"description":"Here's how to earn and redeem Citi ThankYou Rewards points for maximum value. Plus, we'll provide a closer look at the cards that earn these valuable travel rewards points.","editorsNote":"This is a recurring post, regularly updated with new information and offers. Citi is a TPG advertising partner.","featuredImage":{"credit":"FRAZO STUDIO LATINO/GETTY IMAGES","height":1067,"id":"1544622","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/09/Friends-traveling-together-waiting-to-board-plane-at-airport_Frazao-Studio-Latino.jpg","title":"Young friends woman using mobile phone while waiting at airport","width":1600},"id":"us#1735174","isTragedy":false,"pathname":"/loyalty-programs/ultimate-guide-citi-thankyou-rewards/","published":"2024-11-20T21:35:51.000Z","readingTime":{"minutes":9.875,"text":"10 min read"},"reviewAffiliate":null,"reviewedBy":[],"seal":null,"showAds":true,"showEditorialDisclaimer":true,"showNewsletterCallout":true,"slots":3,"slug":"ultimate-guide-citi-thankyou-rewards","socialThumbnails":{"facebook":"https://thepointsguy.global.ssl.fastly.net/us/originals/2021/05/Card-Category_social_Hotel_d3sign.jpg","twitter":"https://thepointsguy.global.ssl.fastly.net/us/originals/2021/05/Card-Category_social_Hotel_d3sign.jpg"},"sponsorship":null,"summary":[],"surrogateKeys":["single","post-1735174","slug-ultimate-guide-citi-thankyou-rewards","author-katiegenter","card-221211973"],"tableOfContents":[{"id":"best-citi-thank-you-rewards-cards","title":"Best Citi ThankYou Rewards cards"},{"id":"how-to-earn-citi-thank-you-points","title":"How to earn Citi ThankYou points"},{"id":"how-to-redeem-citi-thank-you-points","title":"How to redeem Citi ThankYou points"},{"id":"bottom-line","title":"Bottom line"}],"title":"The complete guide to Citi ThankYou Rewards: How to earn, redeem and transfer points","titleTag":"The complete guide to Citi ThankYou Rewards: How to earn, redeem and transfer points","tpSrc":"","transactionalWidgetCards":[],"updated":"2025-01-07T00:05:08.000Z","watchtowerTags":{"appliedTags":{"primarySubject":[{"name":"points and miles"}],"transactional":[{"name":"true"}]}},"wpPostId":1735174}},"dataUpdateCount":1,"dataUpdatedAt":1739821902857,"error":null,"errorUpdateCount":0,"errorUpdatedAt":0,"fetchFailureCount":0,"fetchMeta":null,"isFetching":false,"isInvalidated":false,"isPaused":false,"status":"success"},"queryKey":["Article","US","ultimate-guide-citi-thankyou-rewards",false,null],"queryHash":"[\"Article\",\"US\",\"ultimate-guide-citi-thankyou-rewards\",false,null]"},{"state":{"data":{"cachedTime":"2025-02-13T15:43:45.070Z"},"dataUpdateCount":1,"dataUpdatedAt":1739821902864,"error":null,"errorUpdateCount":0,"errorUpdatedAt":0,"fetchFailureCount":0,"fetchMeta":null,"isFetching":false,"isInvalidated":false,"isPaused":false,"status":"success"},"queryKey":["CachedTime","Article","US:ultimate-guide-citi-thankyou-rewards"],"queryHash":"[\"CachedTime\",\"Article\",\"US:ultimate-guide-citi-thankyou-rewards\"]"}]},"generated":"2025-02-17T19:51:42.865Z","health":{"empennageUrl":"https://empennage.api.thepointsguy.com","message":"I am still alive","watchtowerUrl":"https://watchtower.api.thepointsguy.com","mode":"production"},"isApp":false,"propsType":"article","shouldShowPreview":false,"slug":"ultimate-guide-citi-thankyou-rewards","timing":{"article":6,"cachedTime":7,"resolution":35}},"__N_SSP":true},"page":"/[...pathname]","query":{"pathname":["loyalty-programs","ultimate-guide-citi-thankyou-rewards"]},"buildId":"USXGY9uGMNwVWYfMJNqHG","runtimeConfig":{"mode":"production","rum":{"appMonitorId":"378863cf-4a3d-47a4-b422-858bb5bdef95","guestRoleArn":"arn:aws:iam::478340198356:role/cloudwatch_guest_role","identityPoolId":"us-east-1:68d8040d-689e-46e1-8271-75853f2ca97f","sessionSampleRate":0.1},"ukBaseUrl":"https://thepointsguy.co.uk","usBaseUrl":"https://thepointsguy.com"},"isFallback":false,"isExperimentalCompile":false,"gssp":true,"locale":"en-US","locales":["en-US","en-GB"],"defaultLocale":"en-US","domainLocales":[{"defaultLocale":"en-GB","domain":"thepointsguy.co.uk","http":false},{"defaultLocale":"en-US","domain":"thepointsguy.com","http":false}],"scriptLoader":[]}</script></body></html>