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class="arr-box"><span class="arrowh4"></span></span> </li> <li><h1>Finanzen</h1></li> </ol> </div></div> <div id="skyscraper" style="top:120px;"> <div class="block cls_oop" id="tfm_sky"> <script type="text/javascript"> try { window._aeq = window._aeq || []; window._aeq.push(['getAdTag', { containerId: 'tfm_sky', orientation: 'oop', index: 1 }]); } catch(err) {}</script> </div> </div> <script type="text/javascript"> window._folmq.push(function() {var repositionSkyscraper = function(){var news = $('#breakingNewsContainer'),special = $('#special-header-v2'),offset = 120;if (news[0]) offset += news.outerHeight() + (special[0] ? 7 :0);if (special[0] && special.find('.belt')[0]) offset += special.outerHeight();$('#skyscraper').css('top',offset);};repositionSkyscraper();});</script> <div id="page-container"><div id="top-banner" class="emarf_da_edih"> <script type="text/javascript"> try { window._aeq = window._aeq || []; window._aeq.push(['getAdTag', { containerId: 'top-banner', orientation: 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href="https://www.focus.de/finanzen/news/xi-lauert-schon-im-kampf-mit-china-schaufelt-sich-trump-sein-eigenes-grab_a35f5485-c76c-49d5-ad6c-0284f13a5ea3.html" title="Schlagzeilen: Analyse vom China-Versteher - Xi lauert schon - Im Kampf mit China schaufelt sich Trump sein eigenes Grab"><h3>Xi lauert schon: Im Kampf mit China schaufelt sich Trump sein eigenes Grab</h3></a> </li> <li> <span class="date">16:15</span> <a href="https://www.focus.de/finanzen/finanz-news/merz-und-klingbeil-muessen-dieses-urteil-kennen-gericht-stoppt-buergergeld-entzug_3d0ebdbb-3045-400c-8f4a-b4ff51edd71a.html" title="Schlagzeilen: Union und SPD wollen neue Grundsicherung - „Respektlos und menschenverachtend - Rigoros stoppte Gericht Bürgergeld-Entzug"><h3>„Respektlos und menschenverachtend: Rigoros stoppte Gericht Bürgergeld-Entzug</h3></a> </li> </ul> </div> <div class="btnframe"> <a href="https://www.focus.de/finanzen/schlagzeilen/" title="Alle Finanzen-News anzeigen: Alle Finanzen-News anzeigen">Alle Finanzen-News anzeigen</a></div> </div> </div><div class="block-line clearfix"></div> <article id="promofwid1idx0" class="promo clearfix lp_block" data-vr-zone="position_0" > <a href="https://www.focus.de/finanzen/karriere/mann-stellt-in-erstem-bewerbungsgespraech-seit-7-jahren-fatale-frage_03be36e5-cb9b-4f8d-85b2-8e5cf0fae398.html" class="ps-hover" title="Gehaltsverhandlung: Mann stellt in erstem Bewerbungsgespräch seit 7 Jahren fatale Frage: „schlechter Eindruck“" data-vr-contentbox="content260768667"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/karriere/id_260768666/bewerber-berichtet-von-absurdem-vorstellungsgespraech.jpg?im=Crop%3D%280%2C0%2C3200%2C1371%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=5f5bf9336851520f7de400850779519ce871a84158a5de8faf4570af5396789e" width="630" alt="Gehaltsverhandlung: Mann stellt in erstem Bewerbungsgespräch seit 7 Jahren fatale Frage: „schlechter Eindruck“" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/karriere/id_260768666/bewerber-berichtet-von-absurdem-vorstellungsgespraech.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=7ec6daac17ab9f7f8933cc90db29219f3cee39d7da706b83260eaafe709c053e"}</script> </div></div><div class="teaser_ressort_label"> </div><div class="right"> <h4> Gehaltsverhandlung</h4> <h3>Mann stellt in erstem Bewerbungsgespräch seit 7 Jahren fatale Frage: „schlechter Eindruck“</h3><p data-vr-contentbox="content260768667" > Ein Bewerber sein Gehalt verhandeln - und wird dafür abgekanzelt: Das mache „einen schlechten Eindruck“. Der Fall, den ein Nutzer auf Social Media schildert, wirft ein Schlaglicht auf toxische Bewerbungsgespräche.<i> Von Redakteurin Aline Wobker</i> <span class="more">»</span> </p> </div></a><div class="generic"><span class="date">Heute, 08.04.2025 | 16:38</span><span class="comments">Kommentare</span></div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid1idx0','teaserListPromo');}catch(oError) {}});</script> <article id="promofwid2idx1" class="promo clearfix lp_block" data-vr-zone="position_1" > <a href="https://www.focus.de/finanzen/news/xi-lauert-schon-im-kampf-mit-china-schaufelt-sich-trump-sein-eigenes-grab_a35f5485-c76c-49d5-ad6c-0284f13a5ea3.html" class="ps-hover" title="Analyse vom China-Versteher: Xi lauert schon: Im Kampf mit China schaufelt sich Trump sein eigenes Grab" data-vr-contentbox="content260768646"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/news/id_260678848/xitrump.jpg?im=Crop%3D%280%2C0%2C3466%2C1485%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=62ff6505f8dcac1ff8d8dfabf7f266f207a3b10dd2fd5739cc6969ee53a3706c" width="630" alt="Analyse vom China-Versteher: Xi lauert schon: Im Kampf mit China schaufelt sich Trump sein eigenes Grab" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/news/id_260678848/xitrump.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=9d6840303ce8efcdaf8191b5117219f850d647f4cd997e60b4248b5993f6f2e0"}</script> </div></div><div class="teaser_ressort_label"> </div><div class="right"> <h4> Analyse vom China-Versteher</h4> <h3>Xi lauert schon: Im Kampf mit China schaufelt sich Trump sein eigenes Grab</h3><p data-vr-contentbox="content260768646" > Trump droht, Xi kontert: Während Washington Strafzölle verhängt, präsentiert sich China als stabiler Handelspartner – und sieht sich als neuen globalen Machtpol.<i> Von Experte Alexander Görlach</i> <span class="more">»</span> </p> </div></a><div class="generic"><span class="date">Heute, 08.04.2025 | 16:28</span><span class="comments">Kommentare</span></div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid2idx1','teaserListPromo');}catch(oError) {}});</script> <article id="promofwid3idx2" class="promo clearfix lp_block" data-vr-zone="position_2" > <a href="https://www.focus.de/finanzen/finanz-news/merz-und-klingbeil-muessen-dieses-urteil-kennen-gericht-stoppt-buergergeld-entzug_3d0ebdbb-3045-400c-8f4a-b4ff51edd71a.html" class="ps-hover" title="Union und SPD wollen neue Grundsicherung: „Respektlos und menschenverachtend": Rigoros stoppte Gericht Bürgergeld-Entzug" data-vr-contentbox="content260768637"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/finanz-news/id_260417704/imago771878189.jpg?im=Crop%3D%280%2C195%2C3464%2C1486%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=2868f1715d1e6961708d604d3645ea7986c6f2b75909e38b82e9c7817bdde00a" width="630" alt="Union und SPD wollen neue Grundsicherung: „Respektlos und menschenverachtend: Rigoros stoppte Gericht Bürgergeld-Entzug" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/finanz-news/id_260417704/imago771878189.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=14ddbd7760e7758cde750ba9c745be9d734df2107832056c344a90d934be950b"}</script> </div></div><div class="teaser_ressort_label"> </div><div class="right"> <h4> Union und SPD wollen neue Grundsicherung</h4> <h3>„Respektlos und menschenverachtend": Rigoros stoppte Gericht Bürgergeld-Entzug</h3><p data-vr-contentbox="content260768637" > Totalentzug bei Totalverweigerung: Das planen CDU und SPD mit ihrer neuen Grundsicherung. Doch ein Bürgergeld-Fall zeigt: Komplettleistungen zu streichen, ist rechtlich extrem schwierig – und könnte schnell zur Blamage für die neue Regierung werden. <span class="more">»</span> </p> </div></a><div class="generic"><span class="date">Heute, 08.04.2025 | 16:15</span><span class="comments">Kommentare</span></div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid3idx2','teaserListPromo');}catch(oError) {}});</script><div class="cls_hor_prnt"><div class="cls_slot_hor"><div id="CT_DESKTOP_NATIVE_HOR_ANY_hor2" class="nn_xx"><script>try { window._aeq = window._aeq || []; window._aeq.push(['getAdTag', { containerId: 'CT_DESKTOP_NATIVE_HOR_ANY_hor2', orientation: 'hor', index: 2 }]); } catch(err) {}; </script></div></div></div><div class="block-line clearfix"></div> <article id="promofwid4idx0" class="promo clearfix lp_block" data-vr-zone="position_3" > <a href="https://www.focus.de/finanzen/news/leistungsfeindliche-giesskannen-tarifeinigung-im-oeffentlichen-dienst-schadet-uns_dbbddef5-0ac1-4392-b267-8062591750f7.html" class="ps-hover" title="Kommentar: Dauert länger, kostet mehr: Leistungsfeindliche Tarifeinigung schadet uns allen" data-vr-contentbox="content260768634"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/news/id_214460230/buergeramt-berlin.jpg?im=Crop%3D%280%2C409%2C3469%2C1486%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=49f93215d4ec40dc2ac2e3eb8093e8f582bb5b3b0bf48768d4542ea97d737d06" width="630" alt="Kommentar: Dauert länger, kostet mehr: Leistungsfeindliche Tarifeinigung schadet uns allen" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/news/id_214460230/buergeramt-berlin.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=e444e33f60e06a84c607d32ff031be23e543be3b6e00df73a7a6a9d838dc5686"}</script> </div></div><div class="teaser_ressort_label"> </div><div class="right"> <h4> Kommentar</h4> <h3>Dauert länger, kostet mehr: Leistungsfeindliche Tarifeinigung schadet uns allen</h3><p data-vr-contentbox="content260768634" > Mehr Geld für weniger Arbeit? Im öffentlichen Dienst ist das möglich. Die Tarif-Einigung bedeutet, dass es im Bürgeramt eher noch länger dauern wird. Dafür erhalten die Angestellten dort mehr Geld. Das ist nicht sinnvoll.<i> Von FOCUS-online-Autor Matthias Hochstätter</i> <span class="more">»</span> </p> </div></a><div class="generic"><span class="date">Heute, 08.04.2025 | 16:10</span><span class="comments">Kommentare</span></div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid4idx0','teaserListPromo');}catch(oError) {}});</script> <article id="promofwid5idx1" class="promo clearfix lp_block" data-vr-zone="position_4" > <a href="https://www.focus.de/finanzen/boerse/boersen-wahnsinn-geht-weiter-dow-jones-stuerzt-nach-zollpausen-dementi-wieder-ab_284a1920-f02d-4c87-9a56-669d96cee2ab.html" class="ps-hover" title="+++ Börsen-Beben im Ticker +++: US-Börsen starten mit hohen Gewinnen, Dow Jones legt um 1000 Punkte zu" data-vr-contentbox="content260768067"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/boerse/id_260768618/boersenchart.jpg?im=Crop%3D%280%2C0%2C1200%2C514%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=a911e9cddb3afe6f5a7be155c0aa06c303be6b7bd7e2ebb23558091d580590bc" width="630" alt="+++ Börsen-Beben im Ticker +++: US-Börsen starten mit hohen Gewinnen, Dow Jones legt um 1000 Punkte zu" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/boerse/id_260768618/boersenchart.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=21354eac8d39055da2852973d22790b62c44c7939d12134b2ec0af8576c9f1b6"}</script> </div></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class="right"> <h4> +++ Börsen-Beben im Ticker +++</h4> <h3>US-Börsen starten mit hohen Gewinnen, Dow Jones legt um 1000 Punkte zu</h3><p data-vr-contentbox="content260768067" > Der Absturz an den Aktienbörsen beschleunigte sich zum Wochenstart zunächst weiter. Doch dann erholten sich die Märkte wieder. Alle Börsen-News im Ticker. <i> Von FOCUS-online-Redakteur Markus Voss</i> <span class="more">»</span> </p> </div></a><div class="generic"><span class="greydate">Heute, 08.04.2025 | 15:37</span><span class="comments">Kommentare</span></div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid5idx1','teaserListPromo');}catch(oError) {}});</script> <article id="promofwid6idx2" class="promo clearfix lp_block" data-vr-zone="position_5" > <a href="https://www.focus.de/finanzen/boerse/dividenden-so-nutzen-sie-den-boersen-crash-fuer-ihre-finanzielle-zukunft_2e8d9f51-5c47-41e9-a1ce-68146d0c58a4.html" class="ps-hover" title="Hohe Dividendenrenditen sichern: Extra-Einkommen kassieren: So nutzen Sie den Börsen-Crash für Ihre finanzielle Zukunft" data-vr-contentbox="content260768610"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/boerse/id_260761245/nyse-chart.jpg?im=Crop%3D%280%2C337%2C3000%2C1286%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=8fc9b3a8a1bf74fd20800068b222babbc8c45f9d4d424de52d7c38cc29ef46c3" width="630" alt="Hohe Dividendenrenditen sichern: Extra-Einkommen kassieren: So nutzen Sie den Börsen-Crash für Ihre finanzielle Zukunft" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/boerse/id_260761245/nyse-chart.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=4777f86fb454b8b6a3e58914bb0a6447a946faef3c7557effce6167993c288a6"}</script> </div></div><div class="teaser_ressort_label"> </div><div class="right"> <h4> Hohe Dividendenrenditen sichern</h4> <h3>Extra-Einkommen kassieren: So nutzen Sie den Börsen-Crash für Ihre finanzielle Zukunft</h3><p data-vr-contentbox="content260768610" > Der Kursabsturz an der Börse die letzten Tage war schmerzhaft. Aber er eröffnet auch Chancen. Wer jetzt geschickt zukauft, kann im nächsten Monat abkassieren – und in den Jahren darauf.<i> Von FOCUS-online-Redakteur Clemens Schömann-Finck</i> <span class="more">»</span> </p> </div></a><div class="generic"><span class="greydate">Heute, 08.04.2025 | 15:32</span><span class="comments">Kommentare</span></div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid6idx2','teaserListPromo');}catch(oError) {}});</script><div class="title"> <span class="head">Finanzvergleiche</span> </div> <article id="teaserLfwid7" class="teaser standard clearfix" data-vr-zone="position_6" > <div class="generic clearfix"> </div><div class="right clearfix"> <a href="https://girokonto.focus.de/" target="_blank" class="ps-hover ps-tracking-comlinks ps-trackingname_girokonto_teaser_fol_finanzen_vergleich_16393553 externalLink" title="Zum FOCUS online-Girokontovergleich: Die besten und kostenlose Girokonten 2025" rel="follow" data-vr-contentbox="content16393553"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_16392492/kind-mit-sparschwein-eroeffnet-girokonto.jpg?im=Crop%3D%280%2C108%2C2121%2C1198%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=bad276e3f7d609c356dab64a374fb1f92861718ff553d628da54c26a2d23a7ad" width="308" alt="Zum FOCUS online-Girokontovergleich" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_16392492/kind-mit-sparschwein-eroeffnet-girokonto.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=09e688eb4fd640b033a589ca0c3619229d87ba28ba66f0a352b82c4b89e1f290"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Zum FOCUS online-Girokontovergleich</h4> <h3>Die besten und kostenlose Girokonten 2025</h3></div></a><p data-vr-contentbox="content16393553" >Finden Sie im FOCUS online Girokonto-Vergleich schnell, einfach und kostenlos Leistungen und Gebühren der besten Angebote 2025. <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid7','teaser');}catch(oError) {}});</script><div class="opinion-maker-wrapper-flex clearfix " style="background: #f7f5f3"> <div class="flex-items hac-title"> <span><a href="https://www.focus.de/finanzen/experts/">Experts</a></span><span><a href="https://www.focus.de/finanzen/experts/"><span class="arr-box"><span class="arrowh3 arr_r"></span></span><span class="mehrLink">Mehr anzeigen</span></a></span> </div> <div class="flex-items"> <div class="flex-items_item"> <a href="https://www.focus.de/experts/versicherungs-spezialist-bastian-kunkel-kfz-versicherung-so-nutzen-sie-die-schadenfreiheitsklasse-richtig-und-sparen_id_260763346.html" class="opinion-relative" title="Versicherungs-Spezialist Bastian Kunkel: Kfz-Versicherung: So nutzen Sie die Schadenfreiheitsklasse richtig – und sparen"><div class="imgph"> <img data-src="https://p6.focus.de/img/fotos/id_260763347/gettyimages-1495686007.jpg?im=Crop%3D%280%2C141%2C2120%2C1061%29%3BResize%3D%28582%2C291%29&impolicy=perceptual&quality=mediumHigh&hash=70c5045ec2be2743c2edcc39a1bb8f6cb4b0921b9719d97bc128448b3cf3a6be" width="582" alt="Versicherungs-Spezialist Bastian Kunkel: Kfz-Versicherung: So nutzen Sie die Schadenfreiheitsklasse richtig – und sparen" height="291" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1ODIiIGhlaWdodD0iMjkxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260763347/gettyimages-1495686007.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=e14cf5997a4a1ce5dbfc0341dbdf6862e1898cf2c4cda368e8d966eb5ebe32ca"}</script> </div> <div class="opinion-textblock"> <h4>Versicherungs-Spezialist Bastian Kunkel</h4> <h3 ><span class="opinion-inner-headline">Kfz-Versicherung: So nutzen Sie die Schadenfreiheitsklasse richtig – und sparen</span></h3> <p>Kfz-Versicherung muss nicht teuer sein. Erfahren Sie, wie Sie durch geschickte Nutzung der Schadenfreiheitsklasse Ihre Beiträge erheblich reduzieren können. Versicherungs-Spezialist Bastian Kunkel zeigt Ihnen die besten Strategien.</p> </div> <div class="generic with_author"> <div class="flex-items_item_subitem"> <img src="https://p6.focus.de/img/fotos/id_260157771/bastian-kunkel-5-credits-artur-derr-quad.jpg?im=Crop%3D%280%2C0%2C2828%2C2828%29%3BResize%3D%2835%2C35%29&impolicy=perceptual&quality=mediumHigh&hash=d15b597db8f9667e671b805694c12bee0f25048222606bc52b49f549c3f17ed6" width="35" alt="Bastian Kunkel" height="35" /> <span> von Bastian Kunkel</span> </div> <div class="flex-items_item_subitem"><span class="greydate">Dienstag, 25.03.2025 | 07:00</span><span class="comments">Kommentare</span></div> </div></a></div> <div class="flex-items_item"> <a href="https://www.focus.de/experts/drei-teure-pkv-fehler-achtung-kleingedrucktes-so-umgehen-sie-kostenfallen-bei-der-krankenversicherung_id_260761912.html" class="opinion-relative" title="Drei teure PKV Fehler: Achtung Kleingedrucktes: So umgehen Sie Kostenfallen bei der 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class="opinion-textblock"> <h4>Drei teure PKV Fehler</h4> <h3 class="two_columns"><span class="opinion-inner-headline">Achtung Kleingedrucktes: So umgehen Sie Kostenfallen bei der Krankenversicherung</span></h3> </div> <div class="generic with_author"> <div class="flex-items_item_subitem"> <img src="https://p6.focus.de/img/fotos/id_260157771/bastian-kunkel-5-credits-artur-derr-quad.jpg?im=Crop%3D%280%2C0%2C2828%2C2828%29%3BResize%3D%2835%2C35%29&impolicy=perceptual&quality=mediumHigh&hash=d15b597db8f9667e671b805694c12bee0f25048222606bc52b49f549c3f17ed6" width="35" alt="Bastian Kunkel" height="35" /> <span> von Bastian Kunkel</span> </div> </div></a></div> <div class="flex-items_item"> <a href="https://www.focus.de/finanzen/gallup-studie-enthuellt-das-ausmass-alarmierende-zahlen-so-viele-deutsche-sind-bei-der-arbeit-kaum-noch-motiviert_id_260761640.html" class="opinion-relative" title="Alarmierende Ergebnisse der Gallup-Studie: „Noch nie war die Motivation so niedrig“ – Experte enthüllt die wahren Ursachen"><div class="imgph"> <img data-src="https://p6.focus.de/img/fotos/id_260761637/motivation-me.png?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28279%2C157%29&impolicy=perceptual&quality=mediumHigh&hash=754d0c83e13d1f3e218362abed2e8f329b67dd88fc191263689eac4693a46408" width="279" alt="Alarmierende Ergebnisse der Gallup-Studie: „Noch nie war die Motivation so niedrig“ – Experte enthüllt die wahren Ursachen" height="157" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNzkiIGhlaWdodD0iMTU3Ij48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260761637/motivation-me.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=6deb60c45bdcbf26b2c11047de1d17f151d3db180142682def2b99c5bad5a748"}</script> <span class="teaserVideoIconh3"><span class="triangleh3"></span></span> </div> <div class="opinion-textblock"> <h4>Alarmierende Ergebnisse der Gallup-Studie</h4> <h3 class="two_columns"><span class="opinion-inner-headline">„Noch nie war die Motivation so niedrig“ – Experte enthüllt die wahren Ursachen</span></h3> </div> <div class="generic with_author"> <div class="flex-items_item_subitem"> <img src="https://p6.focus.de/img/fotos/id_260497404/kishor-sridhar.jpg?im=Crop%3D%28531%2C0%2C2125%2C2125%29%3BResize%3D%2835%2C35%29&impolicy=perceptual&quality=mediumHigh&hash=85d0867c1f6ca15d51b949193c4d4dc394ddf38db4d097180ec70e068cb4cd45" width="35" alt="Kishor Sridhar" height="35" /> <span> von Kishor Sridhar</span> </div> </div></a></div> </div> </div><div class="block-line clearfix"></div> <article id="teaserLfwid8" class="teaser standard clearfix" data-vr-zone="position_7" > <div class="generic clearfix"> <span class="greydate">Heute, 08.04.2025 | 15:23</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/finanzen/karriere/80-prozent-der-gen-z-guckt-waehrend-der-arbeit-serien_d3d03164-29bd-441f-94cb-ed0447159c9e.html" class="ps-hover" title="Netflix und Co.: 80 Prozent der Gen Z guckt während der Arbeit Serien" data-vr-contentbox="content260768608"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/karriere/id_260768607/laptop-mann.jpg?im=Crop%3D%280%2C170%2C2222%2C1255%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=694b48d3fa8ce07d4fb8e997e95943fc205c657bb9fa12283d758e5fe1fe76a5" width="308" alt="Netflix und Co." height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/karriere/id_260768607/laptop-mann.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=5f0a07e029f26ea4a6ba404910372d920ec99c8f8453c6cebf9478b6a8683e74"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Netflix und Co.</h4> <h3>80 Prozent der Gen Z guckt während der Arbeit Serien</h3></div></a><p data-vr-contentbox="content260768608" >80 Prozent der Arbeitnehmer aus der Gen Z arbeitet im Homeoffice nicht nur. Sie gucken auch noch Serien oder Filme auf Streaming-Diensten.<i> Von Peter Zimmermann</i> <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid8','teaser');}catch(oError) {}});</script><div class="block-line clearfix"></div> <article id="promofwid9idx0" class="promo clearfix lp_block" data-vr-zone="position_8" > <a href="https://www.focus.de/finanzen/experts/perfektionismus-bis-authentizitaet-3-tipps-um-im-job-erfolgreicher-zu-werden_8cf1edca-c97c-41e3-94fa-775adb6da396.html" class="ps-hover" title="Karriere-Spezialistin klärt auf: Perfektionismus bis Authentizität: 3 Tipps um im Job erfolgreicher zu werden" data-vr-contentbox="content260643644"><div class="ps-hover"><div class="images"> <img data-src="https://p6.focus.de/img/finanzen/experts/id_260643643/erfolg-beginnt-dort-wo-authentizitaet-und-selbstbewusstsein-sich-die-hand-geben..jpg?im=Crop%3D%280%2C292%2C2121%2C908%29%3BResize%3D%28630%2C270%29&impolicy=perceptual&quality=mediumHigh&hash=1eb933eb47392096ea0a34ccf57bbf8d49e04fef56e85c1bf99e32fbb1f241c8" width="630" alt="Karriere-Spezialistin klärt auf: Perfektionismus bis Authentizität: 3 Tipps um im Job erfolgreicher zu werden" height="270" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MzAiIGhlaWdodD0iMjcwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/experts/id_260643643/erfolg-beginnt-dort-wo-authentizitaet-und-selbstbewusstsein-sich-die-hand-geben..jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=55611e32e2d804e4087d432dd3350a3df9628eddca31d568bf4ce5e198f9d18d"}</script> </div></div><div class="teaser_ressort_label"> </div><div class="right"> <h4> Karriere-Spezialistin klärt auf</h4> <h3>Perfektionismus bis Authentizität: 3 Tipps um im Job erfolgreicher zu werden</h3><p data-vr-contentbox="content260643644" > Erfolg hat, wer echt bleibt und die eigenen Stärken kennt. Leadership- und Karriere-Spezialistin Emma-Isadora Hagen teilt Einblicke, warum es heute ein Wettbewerbsvorteil ist, am Arbeitsplatz echt zu sein. <span class="more">»</span> </p> </div></a><div class="generic"><span class="greydate">Freitag, 17.01.2025 | 11:48</span><span class="comments">Kommentare</span></div> </article><div class="clear"></div> <ul id="" class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/experts/clemens-schoemann-finck-im-interview-immer-mehr-entlassungen-steuert-deutschland-auf-die-mega-krise-zu_id_260223723.html" title="Konjunktur, Insolvenzen, Entlassungen: Droht Deutschland die Mega-Krise? „Das habe ich schon lange nicht mehr erlebt“"><span>Konjunktur, Insolvenzen, Entlassungen: </span> Droht Deutschland die Mega-Krise? „Das habe ich schon lange nicht mehr erlebt“<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/experts/top-figur-auch-im-alter-training-fuer-fuehrungskraefte-die-wenig-zeit-haben_id_260217666.html" title="Gastbeitrag von Rainer Zitelmann: Top-Figur auch im Alter: Training für Führungskräfte, die wenig Zeit haben"><span>Gastbeitrag von Rainer Zitelmann: </span> Top-Figur auch im Alter: Training für Führungskräfte, die wenig Zeit haben<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/experts/matthias-weik-australien-ist-ein-einwanderungsland-wir-sind-ein-einreiseland_id_260112660.html" title="Gastbeitrag von Matthias Weik: Was Deutschland von Australiens harter Einwanderungspolitik lernen kann"><span>Gastbeitrag von Matthias Weik: </span> Was Deutschland von Australiens harter Einwanderungspolitik lernen kann<span class="listMarker"></span></a></li> </ul> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#promofwid9idx0','teaserListPromo');}catch(oError) {}});</script><div class="block-line clearfix"></div> <article id="teaserLfwid10" class="teaser standard clearfix" data-vr-zone="position_9" > <div class="generic clearfix"> <span class="greydate">Heute, 08.04.2025 | 14:58</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/finanzen/banken/tagesgeld-zinsticker-tagesgeld-zinsen-im-freien-fall-eine-bank-bietet-kurzfristig-3-50-prozent_id_125594616.html" class="ps-hover" title="EZB senkt Leitzins: Tagesgeld-Zinsen im freien Fall: Eine Bank bietet kurzfristig 3,50 Prozent" data-vr-contentbox="content125594616"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_164514917/sparen-etfs.jpg?im=Crop%3D%280%2C177%2C3462%2C1955%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=195add9f5fe4535a88bec0a4573c621c7ca3b7a8a38178ec307ecba7d8358082" width="308" alt="EZB senkt Leitzins" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_164514917/sparen-etfs.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=960197eec6b946a2e578d57ce117c6cfe4106b569ad0815b2645da83adb55112"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> EZB senkt Leitzins</h4> <h3>Tagesgeld-Zinsen im freien Fall: Eine Bank bietet kurzfristig 3,50 Prozent</h3></div></a><p data-vr-contentbox="content125594616" >Die EZB hat den Leitzins auf 2,50 Prozent gesenkt. Beim Tagesgeld fällt das Zinsniveau, eine Bank bietet aktuell noch 3,50 Prozent. Weitere Angebote finden Sie im Tagesgeld-Vergleich von FOCUS online.<i> Von FOCUS-online-Autor Fabian Prahl</i> <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid10','teaser');}catch(oError) {}});</script><div class="block-line clearfix"></div> <div class="adMarkerBlock bg"><span class="surftipp">Anzeige</span> <article id="teaserLfwid11" class="teaser standard clearfix" data-vr-zone="position_10" > <div class="noBorder clearfix BgcGreyRed"> <div class="generic clearfix"> </div><div class="right clearfix"> <a href="https://coop.aroundhome.de/immobilienverkauf/?partner=441FOCUS" target="_blank" class="ps-hover ps-tracking-comlinks ps-trackingname_Channelizer_Aroundhome_Immobilien-verkaufen_FixTeaser_260070369 externalLink" title="So erzielen Sie Top-Preise!: Über AroundHome verkaufen Sie Ihre Immobilie mit Top-Maklern" rel="nofollow" data-vr-contentbox="content260070369"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_13257806/aroundhome-immobilien-teaser-desktop-1.png?im=Crop%3D%280%2C0%2C600%2C338%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=high&hash=5ddbd20afa7a0a4907d773ef4ee171f87a9a442f3160ab0846e7cf8ffeeec556" width="308" alt="So erzielen Sie Top-Preise!" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_13257806/aroundhome-immobilien-teaser-desktop-1.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=high&hash=77e22d16b98149a47af7a55ff70efc58ec57ddeb2f37b49e785520cff9bb8a66"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> So erzielen Sie Top-Preise!</h4> <h3>Über AroundHome verkaufen Sie Ihre Immobilie mit Top-Maklern</h3></div></a><p data-vr-contentbox="content260070369" >Mit Aroundhome Verkaufsempfehlungen von passenden Maklern aus Ihrer Region erhalten. ✔ unabhängige Beratung ✔ kostenlos & unverbindlich ✔ regional <span class="more">»</span></p> </div></div> </article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid11','teaser');}catch(oError) {}});</script> </div><div class="block-line clearfix"></div> <article id="teaserLfwid12" class="teaser standard clearfix" data-vr-zone="position_11" > <div class="generic clearfix"> <span class="greydate">Heute, 08.04.2025 | 14:50</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/finanzen/wertlose-wiese-geerbt-90-jaehriger-erlebt-buerokratischen-albtraum-wegen-11-cent-grundsteuer-im-jahr_id_260768587.html" class="video ps-hover" title="Wertlose Wiese geerbt: 90-Jähriger erlebt bürokratischen Albtraum - wegen 11 Cent Grundsteuer im Jahr" data-vr-contentbox="content260768587"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_260768585/rentner-erbt-wertlose-wiese.png?im=Crop%3D%284%2C0%2C1941%2C1097%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=089e305b0490016c0dcfcafff5680ab2dc9f452c95579703d66de512e2439935" width="308" alt="90-Jähriger erlebt bürokratischen Albtraum - wegen 11 Cent Grundsteuer im Jahr" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768585/rentner-erbt-wertlose-wiese.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=2e75aefaaf5f3ace812eb367062dd020cffa1a479c96a0cefd584b3bacedb289"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Wertlose Wiese geerbt</h4> <h3>90-Jähriger erlebt bürokratischen Albtraum - wegen 11 Cent Grundsteuer im Jahr</h3></div></a><p data-vr-contentbox="content260768587" >Ein Erbe, nicht immer Anlass zu Freude. Gerhard Rohrmeier erbte unerwartet ein fast wertloses Grundstück in einem fränkischen Landschaftsschutzgebiet. Ein bürokratischer Albtraum, der dem Fiskus nur 11 Cent Grundsteuer im Jahr einbringt und dem Erben jede Menge Ärger macht.<i> Von FOCUS-online-Autor Alexander Evangelinos</i> <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid12','teaser');}catch(oError) {}});</script><div class="title"> <span class="head">Inhalte unserer Finanz-Partner</span> </div> <article id="teaserLfwid13" class="teaser standard clearfix" data-vr-zone="position_12" > <div class="generic clearfix"> <span class="greydate">Gestern, 07.04.2025 | 20:29</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/immobilien/kaufen/bauzinsen-ziehen-stark-an-so-viel-teurer-wird-ihr-kredit_id_260767479.html" class="ps-hover" title="Leitzinssenkung verpufft: Bauzinsen ziehen stark an: So viel teurer wird Ihr Kredit" data-vr-contentbox="content260767479"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/immobilien/wohnen/id_259609647/bauzins.jpg?im=Crop%3D%280%2C50%2C2048%2C1156%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=cd712e5106803b33e449c29a0882ed10c4066c432101d5533f1624ce8d57d581" width="308" alt="Leitzinssenkung verpufft" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/immobilien/wohnen/id_259609647/bauzins.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=1341cdd6f9f934fdf3158986d98449f7942fe264e5965c228d623701c708cc01"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Leitzinssenkung verpufft</h4> <h3>Bauzinsen ziehen stark an: So viel teurer wird Ihr Kredit</h3></div></a><p data-vr-contentbox="content260767479" >Die Zinsen für Immobilienkredite sind plötzlich stark angestiegen. Welche Gründe dahinterstecken und was das für Ihre Bau- oder Kaufpläne bedeutet. <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid13','teaser');}catch(oError) {}});</script> <article id="teaserLfwid14" class="teaser standard clearfix" data-vr-zone="position_13" > <div class="generic clearfix"> <span class="greydate">Donnerstag, 03.04.2025 | 20:21</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/partner/finanztip/zahlen-sie-bald-hunderte-euro-weniger-fuer-strom_id_260765116.html" class="ps-hover" title="Netzentgelte und Stromsteuer: Bald Hunderte Euro weniger für Strom? Was die Union und SPD planen" data-vr-contentbox="content260765116"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_260506159/stecker-strom-ziehen-fin-vt-1-.jpg?im=Crop%3D%280%2C0%2C3000%2C1696%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=07bbda884de18eccfb70eeae7f285963a34b069b6d5d3e07dce8bbdd5ef69c71" width="308" alt="Netzentgelte und Stromsteuer" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260506159/stecker-strom-ziehen-fin-vt-1-.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=0693bb1af1d873338312221806e7dd9baf94f5d693da89656095135b57e41376"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Netzentgelte und Stromsteuer</h4> <h3>Bald Hunderte Euro weniger für Strom? Was die Union und SPD planen</h3></div></a><p data-vr-contentbox="content260765116" >Geht es nach der wahrscheinlichen neuen Bundesregierung, sollen die Strompreise in Deutschland deutlich sinken. Was geplant ist und um wie viel Geld es geht. <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid14','teaser');}catch(oError) {}});</script> <article id="teaserLfwid15" class="teaser standard clearfix" data-vr-zone="position_14" > <div class="generic clearfix"> <span class="greydate">Montag, 24.03.2025 | 17:11</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/finanzen/versicherungen/privatpatienten/gesundheitssystem-krankenkassen-am-limit-neue-erhoehungen-oder-sogar-insolvenzen-drohen_id_260757035.html" class="ps-hover" title="Hohe Beiträge: Krankenkassen am Limit: Neue Erhöhungen oder sogar Insolvenzen drohen" data-vr-contentbox="content260757035"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/regional/thueringen/id_260693871/krankenkassen-und-landeskrankenhausgesellschaft-haben-sich-auf-die-durchschnittsverguetung-von-klinikbehandlungen-2025-geeinigt.-symbolfoto-.jpg?im=Crop%3D%280%2C82%2C2048%2C1156%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=3dfb17d7c960c2529829accabb0f9a0323eb1d737207548d43fd7283a170a3cb" width="308" alt="Hohe Beiträge" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/regional/thueringen/id_260693871/krankenkassen-und-landeskrankenhausgesellschaft-haben-sich-auf-die-durchschnittsverguetung-von-klinikbehandlungen-2025-geeinigt.-symbolfoto-.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=1ce8bf1fa64f7fa355d25c7ae25b9e26fe01c44d24aedd0d03a50c13fea09f15"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Hohe Beiträge</h4> <h3>Krankenkassen am Limit: Neue Erhöhungen oder sogar Insolvenzen drohen</h3></div></a><p data-vr-contentbox="content260757035" >Sie haben den Beitragshammer in der gesetzlichen Krankenversicherung (GKV) Anfang 2025 gerade erst verdaut? Dann haben wir jetzt noch schlechtere Nachrichten. <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid15','teaser');}catch(oError) {}});</script> <article id="teaserLfwid16" class="teaser standard clearfix" data-vr-zone="position_15" > <div class="generic clearfix"> <span class="greydate">Sonntag, 16.03.2025 | 11:43</span><span class="comments">Kommentare</span></div><div class="right clearfix"> <a href="https://www.focus.de/finanzen/versicherungen/privatpatienten/guter-spartipp-private-krankenversicherung-das-muessen-sie-wissen_id_260757040.html" class="ps-hover" title="Spartipp oder Weg in die Altersarmut?: Was Sie über die private Krankenversicherung wissen müssen" data-vr-contentbox="content260757040"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/recht/id_260618916/staerkere-leistungen-als-bei-der-gesetzlichen-krankenversicherung-gewuenscht-dann-ist-der-standardtarif-der-privaten-krankenkassen-eher-keine-option-denn-die-leistungen-aehneln-denen-der-gesetzlichen-tarife..jpg?im=Crop%3D%280%2C130%2C2048%2C1156%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=0cf6db4a5d8065e9f36b93149e8ff4f8bd8618ea23f003b2dab758eec9deb462" width="308" alt="Spartipp oder Weg in die Altersarmut?" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/recht/id_260618916/staerkere-leistungen-als-bei-der-gesetzlichen-krankenversicherung-gewuenscht-dann-ist-der-standardtarif-der-privaten-krankenkassen-eher-keine-option-denn-die-leistungen-aehneln-denen-der-gesetzlichen-tarife..jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=b3e1a5c7d1ec657ca01898c6f00ead8cbb7bb70dba2114b9422a85472226486d"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Spartipp oder Weg in die Altersarmut?</h4> <h3>Was Sie über die private Krankenversicherung wissen müssen</h3></div></a><p data-vr-contentbox="content260757040" >Zum Jahreswechsel ist die Krankenversicherung deutlich teurer geworden. Viele Privatversicherte hat es sogar noch heftiger erwischt als gesetzlich Versicherte. Finanztip zeigt Ihnen, was Sie dagegen tun können und welches System generell zu Ihnen passt. <span class="more">»</span></p> </div></article> <script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid16','teaser');}catch(oError) {}});</script></div><div class="teaserList-2"> <div id="mediaBarUni_fwid17uni4028483" class="container_8 clearfix"><div class="grid_8"> <div class="content_uni"> <div id="mediaBlockUni_fwid17uni4028483" class="tabs"><div class="title"><ul class="navigation navType clearfix"> <li class="first"> <span class="omniProp6" style="display:none;">Medienleiste</span> <a href="#videos" title="Videos">Videos</a> </li> <li class=""> <span class="omniProp6" style="display:none;">Medienleiste</span> <a href="#bildergalerien" title="Bildergalerien">Bildergalerien</a> </li> </ul> </div><div class="panes"><div id="mediaBlockUniPaneVideo_fwid17uni4028483" class="pane"> <div class="scrollable_uni"> <div class="items" data-vr-zone="blockvideo16" > <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/wertlose-wiese-geerbt-90-jaehriger-erlebt-buerokratischen-albtraum-wegen-11-cent-grundsteuer-im-jahr_id_260768587.html" title="Wertlose Wiese geerbt: 90-Jähriger erlebt bürokratischen Albtraum - wegen 11 Cent Grundsteuer im Jahr" class="video"> <span class="imgph"> <span class="video_length"> 4:42</span> <img data-src="https://p6.focus.de/img/fotos/id_260768585/rentner-erbt-wertlose-wiese.png?im=Crop%3D%284%2C0%2C1941%2C1097%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=c160fe513065bfad326780d02131ef20c9764f3380cbdbf194e5172ae7ef4ccf" width="170" alt="Wertlose Wiese geerbt: 90-Jähriger erlebt bürokratischen Albtraum - wegen 11 Cent Grundsteuer im Jahr" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768585/rentner-erbt-wertlose-wiese.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=2e75aefaaf5f3ace812eb367062dd020cffa1a479c96a0cefd584b3bacedb289"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Wertlose Wiese geerbt</h4> <h3>90-Jähriger erlebt bürokratischen Albtraum - wegen 11 Cent Grundsteuer im Jahr</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/14-euro-beim-grenzuebertritt-neue-maut-oesterreich-will-auch-auf-passstrassen-abkassieren_id_260768488.html" title="Österreich will Passstraßen bezollen: „Maut-Wettrüsten“ in den Alpen? Was deutschen Autofahrern droht" class="video"> <span class="imgph"> <span class="video_length"> 4:25</span> <img data-src="https://p6.focus.de/img/fotos/id_260768483/maut.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=7ec9f389bbf5395c5ae6895d18dfbae8ecf4d2bfadf6bb13a9b8c5cab039d7bf" width="170" alt="Österreich will Passstraßen bezollen: „Maut-Wettrüsten“ in den Alpen? Was deutschen Autofahrern droht" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768483/maut.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=a04df8533e8ce829d0a923a2ac48b34ea4748ec00e757b538eb418cbb5b58709"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Österreich will Passstraßen bezollen</h4> <h3>„Maut-Wettrüsten“ in den Alpen? Was deutschen Autofahrern droht</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/possoch-klaert-hat-die-eu-ueberhaupt-eine-chance-gegen-trump-usa-experte-alle-werden-heulen_id_260768476.html" title="Possoch klärt: „Alle werden heulen“: USA-Experte erklärt, ob wir überhaupt Chance gegen Trump haben" class="video"> <span class="imgph"> <span class="video_length"> 14:04</span> <img data-src="https://p6.focus.de/img/fotos/id_260768475/br-chancegegentrump.jpg?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=7ea3dee195739b0ebafb47a058a24112335d6d1c7d4a2510054f690a04cdb273" width="170" alt="Possoch klärt: „Alle werden heulen“: USA-Experte erklärt, ob wir überhaupt Chance gegen Trump haben" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768475/br-chancegegentrump.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=a3dd25224a8b443c79c0f6b395e3a40d26422d87634e6b28ac970eb7bf0da6ad"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Possoch klärt</h4> <h3>„Alle werden heulen“: USA-Experte erklärt, ob wir überhaupt Chance gegen Trump haben</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/politik/ausland/auf-pressekonferenz-jede-woche-ein-kohlekraftwerk-mitten-in-zoll-zoff-schwadroniert-trump-ueber-deutschland_id_260768368.html" title="Auf Pressekonferenz: „Jede Woche ein Kraftwerk“: In Zoll-Zoff schwadroniert Trump über Deutschland" class="video"> <span class="imgph"> <span class="video_length"> 1:40</span> <img data-src="https://p6.focus.de/img/fotos/id_260768357/jede-woche-ein-kohlekraftwerk-mitten-in-zoll-zoff-schwadroniert-trump-ueber-deutschland.png?im=Crop%3D%2818%2C0%2C1104%2C624%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=ab59b19dc30e79bfe0b200457b3e3b1d980ea7833a3f4b9f85aa8a2ff2483b6c" width="170" alt="Auf Pressekonferenz: „Jede Woche ein Kraftwerk“: In Zoll-Zoff schwadroniert Trump über Deutschland" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768357/jede-woche-ein-kohlekraftwerk-mitten-in-zoll-zoff-schwadroniert-trump-ueber-deutschland.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=61422231f4a2e28f697e3ff4a81d43b53e4f09e3180f049bb3e8b16305ae8686"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Auf Pressekonferenz</h4> <h3>„Jede Woche ein Kraftwerk“: In Zoll-Zoff schwadroniert Trump über Deutschland</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/wissen/einfach-besser-leben/einkaufen-fuer-ostern-so-finden-sie-immer-die-schnellste-supermarkt-kasse_id_4709721.html" title="Ohne Warten: So finden Sie immer die schnellste Supermarkt-Kasse" class="video"> <span class="imgph"> <span class="video_length"> 1:21</span> <img data-src="https://p6.focus.de/img/fotos/id_260571450/so-stehen-sie-immer-an-der-schnellsten-kasse-im-supermarkt-1141998390.jpg?im=Crop%3D%280%2C108%2C2119%2C1197%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=03c6285f022b3b9c030fa569005b035142531f7d8bdd47b7565a7dd705090818" width="170" alt="Ohne Warten: So finden Sie immer die schnellste Supermarkt-Kasse" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260571450/so-stehen-sie-immer-an-der-schnellsten-kasse-im-supermarkt-1141998390.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=221540f1338c7cbd32799eed35c9daec36c71013cc964e79058f5a9638aaabe5"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Ohne Warten</h4> <h3>So finden Sie immer die schnellste Supermarkt-Kasse</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/die-rene-will-rendite-kolumne-so-gehe-ich-jetzt-mit-dem-trump-crash-um_id_260768193.html" title="Die „René will Rendite“-Kolumne: So gehe ich jetzt mit dem Trump-Crash um" class="video"> <span class="imgph"> <span class="video_length"> 5:33</span> <img data-src="https://p6.focus.de/img/fotos/id_139285237/dax-chart-kopie.jpg?im=Crop%3D%283%2C0%2C1593%2C900%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=9e5f7af781837c0a8fb3953ff9a7450b0f94b085317da0a9af8051d57f982f06" width="170" alt="Die „René will Rendite“-Kolumne: So gehe ich jetzt mit dem Trump-Crash um" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_139285237/dax-chart-kopie.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=8e4e36903964d9fb57c10af9d99686c50188acd2b2a722ffeea208f341ea9175"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Die „René will Rendite“-Kolumne</h4> <h3>So gehe ich jetzt mit dem Trump-Crash um</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/gerd-kommer-im-interview-boersenexperte-ueber-trump-crash-wer-jetzt-zittern-muss-und-wer-entspannt-bleiben-kann_id_260768124.html" title="Gerd Kommer im Interview: Börsenexperte über Trump-Crash: Wer jetzt zittern muss und wer entspannt bleiben kann" class="video"> <span class="imgph"> <span class="video_length"> 4:25</span> <img data-src="https://p6.focus.de/img/politik/id_260766350/financial-stock-market-.jpg?im=Crop%3D%280%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=e81535fc63f57c74136f09fa9755b5cc9b5ef914c73d4a3d22b654e80c02b4c5" width="170" alt="Gerd Kommer im Interview: Börsenexperte über Trump-Crash: Wer jetzt zittern muss und wer entspannt bleiben kann" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/politik/id_260766350/financial-stock-market-.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=a445ae118bbaaf05306d2a6a9a437ce093cae45a5ff9b10759cc2e2073ecefeb"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Gerd Kommer im Interview</h4> <h3>Börsenexperte über Trump-Crash: Wer jetzt zittern muss und wer entspannt bleiben kann</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/von-markus-voss-boersenkommentar-die-haelfte-der-korrektur-ist-durch_id_260768009.html" title="Kommentar zum Kurs-Beben: Blutroter Montag an den Börsen - wie schlimm es wird und was Sie tun sollten" class="video"> <span class="imgph"> <span class="video_length"> 3:04</span> <img data-src="https://p6.focus.de/img/fotos/id_260768112/fol-markus-chart-blitz-und-donner-kopie.jpg?im=Crop%3D%283%2C0%2C1359%2C768%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=63c208b79f3768b56ef67c2dd4dd7fbdc7b440a75ddf42264bbbd79ac2a34552" width="170" alt="Kommentar zum Kurs-Beben: Blutroter Montag an den Börsen - wie schlimm es wird und was Sie tun sollten" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768112/fol-markus-chart-blitz-und-donner-kopie.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=8c0247c08b6f3da0c1bf9d28a725da08bb861f3882786bf130689eaba08ee961"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Kommentar zum Kurs-Beben</h4> <h3>Blutroter Montag an den Börsen - wie schlimm es wird und was Sie tun sollten</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/geldanlage/die-montagsboerse-mit-chris-oliver-schickentanz-nach-dem-zoll-schock-diese-wochen-entscheidet-ob-die-usa-in-die-rezession-rutschen_id_260767603.html" title="Die Montagsbörse - mit Chris-Oliver Schickentanz: Diese Woche entscheidet, ob die USA in die Rezession rutschen" class="video"> <span class="imgph"> <span class="video_length"> 4:59</span> <img data-src="https://p6.focus.de/img/fotos/id_260767602/us-praesident-trump-85556714.jpg?im=Crop%3D%280%2C202%2C3464%2C1955%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=7d12235c4690c36ef8cc9001fcdba22faac368418f7a05c27f97ab3531d67e0a" width="170" alt="Die Montagsbörse - mit Chris-Oliver Schickentanz: Diese Woche entscheidet, ob die USA in die Rezession rutschen" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767602/us-praesident-trump-85556714.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=7c2efd13bd2c42767117a58aacc93cba32c9ca1cdaa0527ef3d8676683ab7917"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Die Montagsbörse - mit Chris-Oliver Schickentanz</h4> <h3>Diese Woche entscheidet, ob die USA in die Rezession rutschen</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/wissen/praxistipps/abfall-kontrolle-mit-ki-bis-zu-2500-euro-strafe-wer-ab-mai-seinen-muell-falsch-trennt-muss-blechen_id_260767536.html" title="Abfall-Kontrolle mit KI: Bis zu 2500 Euro Strafe: Wer ab Mai seinen Müll falsch trennt, muss blechen" class="video"> <span class="imgph"> <span class="video_length"> 1:24</span> <img data-src="https://p6.focus.de/img/fotos/id_260767520/abfall.jpg?im=Crop%3D%283%2C0%2C1274%2C720%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=5716ca81a633efbf346d52862c2f06b5636518b3ae3c3a8982ca6753b9235814" width="170" alt="Abfall-Kontrolle mit KI: Bis zu 2500 Euro Strafe: Wer ab Mai seinen Müll falsch trennt, muss blechen" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767520/abfall.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=4c623411d64e1a335b79951de8e5a6fd3115ca621ec9a22d1d60ba470427dfbe"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Abfall-Kontrolle mit KI</h4> <h3>Bis zu 2500 Euro Strafe: Wer ab Mai seinen Müll falsch trennt, muss blechen</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/millionen-haeuser-was-verdient-eigentlich-ein-makler-fuer-luxusimmobilien_id_260767206.html" title="Vermittelt 1,5-Millionen-Euro-Häuser: Marko (34) verrät, was er als Makler für Luxusimmobilien verdient" class="video"> <span class="imgph"> <span class="video_length"> 12:53</span> <img data-src="https://p6.focus.de/img/fotos/id_260767213/marko-verkic-.png?im=Crop%3D%28324%2C0%2C2667%2C1511%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=7cc98778c8efa24627b6629904a689eb802b2e33384bb3b4b709be17f2dfaa6f" width="170" alt="Vermittelt 1,5-Millionen-Euro-Häuser: Marko (34) verrät, was er als Makler für Luxusimmobilien verdient" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767213/marko-verkic-.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=4aa088864e6cac32e1205786dcc2bd64a6283ad7a73ce3877910de87f608c5b2"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Vermittelt 1,5-Millionen-Euro-Häuser</h4> <h3>Marko (34) verrät, was er als Makler für Luxusimmobilien verdient</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/unter-dem-teppich-versteckt-nachlass-detektiv-verraet-seinen-aussergewoehnlichsten-fund_id_260767152.html" title="Unter dem Teppich versteckt: Auf der Suche nach Testament: Nachlass-Detektiv verrät seinen außergewöhnlichsten Fund" class="video"> <span class="imgph"> <span class="video_length"> 3:13</span> <img data-src="https://p6.focus.de/img/fotos/id_260767148/nachlasspfleger.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=7ea2b6b7d939afb871c160cce7d914361792ab3d75143dd401646cbafceed765" width="170" alt="Unter dem Teppich versteckt: Auf der Suche nach Testament: Nachlass-Detektiv verrät seinen außergewöhnlichsten Fund" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767148/nachlasspfleger.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=98b5c9bc85ab47ab446a781c6d7d1371c1387bb4d50b2d99adba73996b252349"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Unter dem Teppich versteckt</h4> <h3>Auf der Suche nach Testament: Nachlass-Detektiv verrät seinen außergewöhnlichsten Fund</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/nach-us-strafzoellen-faustdicke-ueberraschung-habeck-praesentiert-geheimes-anti-trump-papier_id_260767089.html" title="Nach US-Zollhammer: „Darf ich gar nicht zeigen“: Plötzlich zückt Habeck Papier mit Trump-Gegenmaßnahmen" class="video"> <span class="imgph"> <span class="video_length"> 1:06</span> <img data-src="https://p6.focus.de/img/fotos/id_260767077/trump-habeck.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=dbd2c1848086b4eb77ca98cdafbb209e1ffb48a5d7399156f68632be106a5e37" width="170" alt="Nach US-Zollhammer: „Darf ich gar nicht zeigen“: Plötzlich zückt Habeck Papier mit Trump-Gegenmaßnahmen" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767077/trump-habeck.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=0efd01c6195ffb0cc65ca667123cb9a43dfd350d8ca711c82549b2fed0b2f88b"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Nach US-Zollhammer</h4> <h3>„Darf ich gar nicht zeigen“: Plötzlich zückt Habeck Papier mit Trump-Gegenmaßnahmen</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/zoll-rundumschlag-der-usa-trump-macht-ernst-und-wir-alle-werden-dabei-verlieren_id_260766957.html" title="Zoll-Rundumschlag der USA: Trump macht ernst – und wir werden alle dabei verlieren" class="video"> <span class="imgph"> <span class="video_length"> 3:12</span> <img data-src="https://p6.focus.de/img/fotos/id_260767015/trump-voss-kopie.jpg?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=b36581281c7dd46f9ce887a093ea2071c3d780648911cc87ad42496062808d00" width="170" alt="Zoll-Rundumschlag der USA: Trump macht ernst – und wir werden alle dabei verlieren" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767015/trump-voss-kopie.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=29a75ee954e8305d3acebcf37221e5c59f657388242a9c82bf275132ab46c37a"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Zoll-Rundumschlag der USA</h4> <h3>Trump macht ernst – und wir werden alle dabei verlieren</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/im-zdf-moma-expertin-haelt-die-us-strafzoelle-fuer-volkswirtschaftlichen-unsinn_id_260766874.html" title="US-Zölle im ZDF-Moma: Expertin rechnet Irrtum in Trumps Gedankenwelt vor: „Volkswirtschaftlicher Unsinn“" class="video"> <span class="imgph"> <span class="video_length"> 1:12</span> <img data-src="https://p6.focus.de/img/fotos/id_260766873/vondaniels-thumb.png?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=3a701c4f8a97a8f320a27032fcd0d5462bc43b6675a27b3d83eec76d0375d3fa" width="170" alt="US-Zölle im ZDF-Moma: Expertin rechnet Irrtum in Trumps Gedankenwelt vor: „Volkswirtschaftlicher Unsinn“" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260766873/vondaniels-thumb.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=351d5d86539d7b452e9ab44a896c58862414b542828069e1a0702d7b045e0eed"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>US-Zölle im ZDF-Moma</h4> <h3>Expertin rechnet Irrtum in Trumps Gedankenwelt vor: „Volkswirtschaftlicher Unsinn“</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/politik/ausland/voellig-bescheuert-revolution-steinbrueck-nimmt-trump-zoelle-ins-visier-und-erklaert-warum-amerikaner-nur-schweigen_id_260766849.html" title="„Völlig bescheuert“, „Revolution“: Steinbrück nimmt Trump-Zölle ins Visier - und erklärt, warum Amerikaner nur schweigen" class="video"> <span class="imgph"> <span class="video_length"> 2:25</span> <img data-src="https://p6.focus.de/img/fotos/id_260766848/steini-thumb.png?im=Crop%3D%288%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=fc311aad889928185cbc0f180c621ccb8d59b6c8959bff5b536e4ad5e5e7e97e" width="170" alt="„Völlig bescheuert“, „Revolution“: Steinbrück nimmt Trump-Zölle ins Visier - und erklärt, warum Amerikaner nur schweigen" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260766848/steini-thumb.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=f4b626e0fe0c0c3aad3e9b6a43cc8a45511fe818b0c1a0c8dc5e9c92756f062a"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>„Völlig bescheuert“, „Revolution“</h4> <h3>Steinbrück nimmt Trump-Zölle ins Visier - und erklärt, warum Amerikaner nur schweigen</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/kosten-fuer-neue-heizung-ueber-25-000-euro-preisunterschied-zocken-handwerksbetriebe-bei-heizpumpen-ab_id_260766793.html" title="Große Unterschiede: Abzocke bei Wärmepumpen? Preisspanne macht Manfred stutzig – was Experten sagen" class="video"> <span class="imgph"> <span class="video_length"> 2:37</span> <img data-src="https://p6.focus.de/img/fotos/id_260766809/waermepumpen.jpg?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=61cc95d6427985652516e5d03d943594d43294e90ed64fb9c887095c9582755e" width="170" alt="Große Unterschiede: Abzocke bei Wärmepumpen? Preisspanne macht Manfred stutzig – was Experten sagen" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260766809/waermepumpen.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=e49f0866ee86fcc19bcfde6a65c67b8c9c68ae164e5014a8e7526255b926e005"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Große Unterschiede</h4> <h3>Abzocke bei Wärmepumpen? Preisspanne macht Manfred stutzig – was Experten sagen</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/immobilien-investition-erzieherin-verzweifelt-doch-dann-findet-sie-ihr-traumwohnugsschnaeppchen_id_260765752.html" title="Wohnungskauf als Investition: Erzieherin sucht die perfekte Kapitalanlage - dann erhält sie überraschenden Anruf" class="video"> <span class="imgph"> <span class="video_length"> 8:58</span> <img data-src="https://p6.focus.de/img/fotos/id_260765743/wohnung.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=5dd4bc46a03aaab38776b89d417840ceb6b1967d6d84cccce2fa7dcea218644d" width="170" alt="Wohnungskauf als Investition: Erzieherin sucht die perfekte Kapitalanlage - dann erhält sie überraschenden Anruf" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765743/wohnung.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=f9c08c2aa2f302d04976729add875f547a65c8e05818e7165fd588899804936a"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Wohnungskauf als Investition</h4> <h3>Erzieherin sucht die perfekte Kapitalanlage - dann erhält sie überraschenden Anruf</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/lohnt-sich-das-jan-33-verraet-was-er-als-einsatzleiter-bei-der-berufsfeuerwehr-verdient_id_260765694.html" title="Lohnt sich das?: Jan (33) verrät, was er als Einsatzleiter bei der Berufsfeuerwehr verdient" class="video"> <span class="imgph"> <span class="video_length"> 13:02</span> <img data-src="https://p6.focus.de/img/fotos/id_260765684/jan-33-ist-einsatzleiter-bei-der-berufsfeuerwehr.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=e013fcd4dd64c7da0d95d34f0764f03d90c399ee9a3e0f6866a98208027288f4" width="170" alt="Lohnt sich das?: Jan (33) verrät, was er als Einsatzleiter bei der Berufsfeuerwehr verdient" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765684/jan-33-ist-einsatzleiter-bei-der-berufsfeuerwehr.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=52432a0e3ae416b954a97857e253053c375c3f63a2c2139ccbb44c2f2df39379"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Lohnt sich das?</h4> <h3>Jan (33) verrät, was er als Einsatzleiter bei der Berufsfeuerwehr verdient</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/nie-wieder-arbeiten-passives-einkommen-durch-immo-vermoegen-dieser-investor-hat-es-geschafft_id_260765654.html" title="Passives Einkommen mit Immobilien: „Wecker brauche ich 30 Jahre nicht mehr“ - Wie ein Großinvestor finanzielle Freiheit lebt" class="video"> <span class="imgph"> <span class="video_length"> 3:18</span> <img data-src="https://p6.focus.de/img/fotos/id_260765639/juergen-rausch.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=5bfb0aa2d229fec88e8d1b8e99636870833b8c78bb5eaf690b342eff53fa1b8b" width="170" alt="Passives Einkommen mit Immobilien: „Wecker brauche ich 30 Jahre nicht mehr“ - Wie ein Großinvestor finanzielle Freiheit lebt" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765639/juergen-rausch.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=94aea8e3de76dc904d2097481707c822a27db2cc9a8637891a2119b6404fc75d"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Passives Einkommen mit Immobilien</h4> <h3>„Wecker brauche ich 30 Jahre nicht mehr“ - Wie ein Großinvestor finanzielle Freiheit lebt</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/recht/auf-privatgrundstueck-endlich-ruhe-in-der-strasse-falscher-blitzer-wird-von-anwohnern-gefeiert_id_260765643.html" title="In Baden-Württemberg: Unbekannter stellt Blitzer-Attrappe an Raser-Straße auf – Anwohner sind begeistert" class="video"> <span class="imgph"> <span class="video_length"> 1:32</span> <img data-src="https://p6.focus.de/img/fotos/id_260765640/blitzerattrappeanwohner.png?im=Crop%3D%2820%2C0%2C2768%2C1564%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=2c15c944af97f9c0c2ec6b609f91f5ed60af829755ae47b9bb8d440ac5307653" width="170" alt="In Baden-Württemberg: Unbekannter stellt Blitzer-Attrappe an Raser-Straße auf – Anwohner sind begeistert" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765640/blitzerattrappeanwohner.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=850c2dd0b6aee51bb9d2d18ae0420a2681854623117fc656367a4118ebd1a2fc"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>In Baden-Württemberg</h4> <h3>Unbekannter stellt Blitzer-Attrappe an Raser-Straße auf – Anwohner sind begeistert</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/earth/experten/strompreis-schock-netzausbau-vs-energiewende-forderungen-der-energieriesen-verschaerfen-probleme_id_260763524.html" title="Michael Sterner: Braucht die Energiewende einen Neustart? Experte widerspricht" class="video"> <span class="imgph"> <span class="video_length"> 7:11</span> <img data-src="https://p6.focus.de/img/fotos/id_260763521/rwe.png?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=cb1d271985bacd619fd92e98a6138d92360fa476871cf90ae21724e3ad95962f" width="170" alt="Michael Sterner: Braucht die Energiewende einen Neustart? Experte widerspricht" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260763521/rwe.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=1aa2d41cd11262ad7c204658d107ea8522cefad35fbf29d3b728474492764592"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Michael Sterner</h4> <h3>Braucht die Energiewende einen Neustart? Experte widerspricht</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/politik/deutschland/schwarzer-kanal/der-schwarze-kanal-man-muss-immer-mit-der-dummheit-von-donald-trump-rechnen_id_260765061.html" title="Der Schwarze Kanal: „Man muss immer mit der Dummheit rechnen - in diesem Fall von Trump-Leuten“" class="video"> <span class="imgph"> <span class="video_length"> 6:06</span> <img data-src="https://p6.focus.de/img/fotos/id_260767632/fleischhauer.jpg?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=ca26738f947b410f4b4940aab2aa5fb593d043a5ebbc8440a02ff433062b7af3" width="170" alt="Der Schwarze Kanal: „Man muss immer mit der Dummheit rechnen - in diesem Fall von Trump-Leuten“" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260767632/fleischhauer.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=24fa5b737995fc80ea75d5bb6b08cb345863f771901286f3692ad476412dc645"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Der Schwarze Kanal</h4> <h3>„Man muss immer mit der Dummheit rechnen - in diesem Fall von Trump-Leuten“</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/zinsen-etfs-und-immobilien-im-visier-vorsicht-vor-der-spd-das-ist-ein-angriff-auf-euer-geld_id_260765174.html" title="Zinsen, ETFs und Immobilien im Visier: Vorsicht vor der SPD: „Das ist ein Angriff auf euer Geld!“" class="video"> <span class="imgph"> <span class="video_length"> 2:09</span> <img data-src="https://p6.focus.de/img/fotos/id_260765173/fol-thumb-tiktok-kopie.jpg?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=9182a033f543d3798c5a3688cd6d4080c90b996ed388bd98e1fefab94c367eb9" width="170" alt="Zinsen, ETFs und Immobilien im Visier: Vorsicht vor der SPD: „Das ist ein Angriff auf euer Geld!“" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765173/fol-thumb-tiktok-kopie.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=f8c00247135802640818beaaf1a76d8f6d51eec178e44dd17bc147702f6dd5f0"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Zinsen, ETFs und Immobilien im Visier</h4> <h3>Vorsicht vor der SPD: „Das ist ein Angriff auf euer Geld!“</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/auto/elektroauto/elon-musk-effekt-schlaegt-durch-tesla-kaufen-ja-oder-nein-auto-experten-ziehen-bilanz_id_260764614.html" title="Elon-Musk-Effekt schlägt durch: Soll man noch einen Tesla kaufen? Auto-Experten haben klare Meinung" class="video"> <span class="imgph"> <span class="video_length"> 7:47</span> <img data-src="https://p6.focus.de/img/auto/news/id_260604094/anti-musk-aufkleber-fuer-den-tesla-wird-zum-bestseller.jpg?im=Crop%3D%280%2C101%2C990%2C559%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=5e4f0251b63b0c9524fd715ee0aefd4f68a91dbf601ef64bb73bd823dabf4e5e" width="170" alt="Elon-Musk-Effekt schlägt durch: Soll man noch einen Tesla kaufen? Auto-Experten haben klare Meinung" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/auto/news/id_260604094/anti-musk-aufkleber-fuer-den-tesla-wird-zum-bestseller.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=0b6ef44a200eeefda69e07db8ba2d73af5742f8f0fcf29ea6741dce8fddb276e"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Elon-Musk-Effekt schlägt durch</h4> <h3>Soll man noch einen Tesla kaufen? Auto-Experten haben klare Meinung</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/immobilien-streit-kampf-um-das-erbe-geschwister-reden-nur-noch-ueber-anwalt_id_260765084.html" title="„Reden nur noch über Anwalt“: Thorstens Mutter stirbt, jetzt kämpft er mit Geschwistern um geerbtes Haus" class="video"> <span class="imgph"> <span class="video_length"> 10:09</span> <img data-src="https://p6.focus.de/img/fotos/id_260765078/erbe-streit.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=48514b450fa920fbafcb6dbc586600a0806497df745b5da3b7dee446f49d9320" width="170" alt="„Reden nur noch über Anwalt“: Thorstens Mutter stirbt, jetzt kämpft er mit Geschwistern um geerbtes Haus" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765078/erbe-streit.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=7e56d4fc0e34c692db72602ddab1e87d2a2cf78ced6ce8748d08436da5224dab"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>„Reden nur noch über Anwalt“</h4> <h3>Thorstens Mutter stirbt, jetzt kämpft er mit Geschwistern um geerbtes Haus</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/im-gehalts-check-so-viel-verdienen-taetowiererin-natalie-34-und-metzgermeister-marius-28-im-monat_id_260765003.html" title="Im Gehalts-Check: So viel verdienen Tätowiererin Natalie (34) und Metzgermeister Marius (28) im Monat" class="video"> <span class="imgph"> <span class="video_length"> 19:56</span> <img data-src="https://p6.focus.de/img/fotos/id_260764981/gehaltscheck.jpg?im=Crop%3D%283%2C0%2C1359%2C768%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=8c262b04ccc7422ff48c09776ffa42f6296e556464af9276842d45ea2539fa95" width="170" alt="Im Gehalts-Check: So viel verdienen Tätowiererin Natalie (34) und Metzgermeister Marius (28) im Monat" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260764981/gehaltscheck.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=c667f88e1e8e430a5c73ad1a529ed14a91dc0afd5add81c78bee76a02ec8d448"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Im Gehalts-Check</h4> <h3>So viel verdienen Tätowiererin Natalie (34) und Metzgermeister Marius (28) im Monat</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/ein-fall-dauerte-40-jahre-wenn-der-streit-ums-erbe-eskaliert-was-im-ernstfall-die-letzte-loesung-sein-kann_id_260765000.html" title="Ein Fall dauerte 40 Jahre: Wenn der Streit ums Erbe eskaliert: Was im Ernstfall die letzte Lösung sein kann" class="video"> <span class="imgph"> <span class="video_length"> 8:01</span> <img data-src="https://p6.focus.de/img/fotos/id_260765044/erbstreit.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=d975d49d22ef3498ff59be4c518ad203758428f6dee0b11b47935a5740149bc3" width="170" alt="Ein Fall dauerte 40 Jahre: Wenn der Streit ums Erbe eskaliert: Was im Ernstfall die letzte Lösung sein kann" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260765044/erbstreit.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=99cc9d3ca30b2745a921b7ba99663fe6fe8ac266ba6941484279a643b02ce855"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Ein Fall dauerte 40 Jahre</h4> <h3>Wenn der Streit ums Erbe eskaliert: Was im Ernstfall die letzte Lösung sein kann</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/vda-chefin-hildegard-mueller-autopraesidentin-mueller-zum-zollstreit-es-gibt-jetzt-den-auftrag-zu-verhandeln_id_260764738.html" title="VDA-Chefin Hildegard Müller: „Standort ist viel mehr als Zoll“: Autopräsidentin watscht deutsche Politik ab" class="video"> <span class="imgph"> <span class="video_length"> 7:37</span> <img data-src="https://p6.focus.de/img/fotos/id_260764720/thumb-mueller-trump.jpg?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=e6eb622450da52c81bbb0810842a2f4c52542f0072235d77a6a5c6151687cf76" width="170" alt="VDA-Chefin Hildegard Müller: „Standort ist viel mehr als Zoll“: Autopräsidentin watscht deutsche Politik ab" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260764720/thumb-mueller-trump.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=b1caa491f84434b8263c6b64c330a30757e4fe041d9ab0f6909780d3e30d452f"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>VDA-Chefin Hildegard Müller</h4> <h3>„Standort ist viel mehr als Zoll“: Autopräsidentin watscht deutsche Politik ab</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/unruhige-zeiten-preisexplosion-bei-kaffee-experte-ist-sicher-es-wird-noch-teurer_id_260764566.html" title="„Unruhige Zeiten“: Preisexplosion bei Kaffee! Experte ist sicher, es wird noch teurer" class="video"> <span class="imgph"> <span class="video_length"> 2:52</span> <img data-src="https://p6.focus.de/img/fotos/id_260764564/volker-meyer-luecke.png?im=Crop%3D%284%2C0%2C1941%2C1097%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=cdcc6044720b6f2bc8180c28b64795835561231175cb76f3f7d3c92f859a009a" width="170" alt="„Unruhige Zeiten“: Preisexplosion bei Kaffee! Experte ist sicher, es wird noch teurer" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260764564/volker-meyer-luecke.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=96843e080e81d9d592921dd4afcb931ec6f3bc9637be01d17f0610aa19d635af"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>„Unruhige Zeiten“</h4> <h3>Preisexplosion bei Kaffee! Experte ist sicher, es wird noch teurer</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/us-praesident-verfolgt-zwei-ziele-zollhammer-kommt-experte-erklaert-trumps-masterplan_id_260764533.html" title="US-Präsident verfolgt zwei Ziele: Zollhammer kommt: Experte erklärt Donald Trumps Masterplan" class="video"> <span class="imgph"> <span class="video_length"> 13:35</span> <img data-src="https://p6.focus.de/img/fotos/id_260764544/5fb4f400f64d8e68.jpg?im=Crop%3D%280%2C0%2C2191%2C1237%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=906149da1c241f4d2d961ef32b058bd20813b863d7f5cef0b96928a5a89ce85c" width="170" alt="US-Präsident verfolgt zwei Ziele: Zollhammer kommt: Experte erklärt Donald Trumps Masterplan" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260764544/5fb4f400f64d8e68.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=f33758271b49f18621dba2147190a7e0b7c4b7db02a51584a7f32d0842c43549"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>US-Präsident verfolgt zwei Ziele</h4> <h3>Zollhammer kommt: Experte erklärt Donald Trumps Masterplan</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/lohnt-sich-das-so-viel-verdient-ein-maschinenbau-ingenieur-in-deutschland_id_260762335.html" title="Lohnt sich das?: „Kann einem mulmig werden“: Michel verrät, was er als Maschinenbauingenieur verdient" class="video"> <span class="imgph"> <span class="video_length"> 13:38</span> <img data-src="https://p6.focus.de/img/fotos/id_260762317/maschinenbauingenieur-michel.jpg?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=374299d6d169b5f1fab3a2087f44a5bdf7377eafb8d96e71fac0a545b524f8cd" width="170" alt="Lohnt sich das?: „Kann einem mulmig werden“: Michel verrät, was er als Maschinenbauingenieur verdient" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260762317/maschinenbauingenieur-michel.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=5f9a16e33539d45b0d5b5e9c34b479b998c72d7672d561e8abd485896ed8843f"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Lohnt sich das?</h4> <h3>„Kann einem mulmig werden“: Michel verrät, was er als Maschinenbauingenieur verdient</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/steigende-inflationsgefahr-finanz-experte-warnt-fuer-viele-deutsche-sparer-wird-es-bald-bitter_id_260763764.html" title="Steigende Inflationsgefahr: Finanz-Experte warnt: Für viele deutsche Sparer wird es bald bitter" class="video"> <span class="imgph"> <span class="video_length"> 4:01</span> <img data-src="https://p6.focus.de/img/fotos/id_7998232/gettyimages-506032878.jpg-vertrag-unterlagen-steuererklaerung.jpg?im=Crop%3D%280%2C190%2C2121%2C1197%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=792e980d6f05c65e67c80b9af1319f119e7bcfeab74435283d30ee33ea515b86" width="170" alt="Steigende Inflationsgefahr: Finanz-Experte warnt: Für viele deutsche Sparer wird es bald bitter" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_7998232/gettyimages-506032878.jpg-vertrag-unterlagen-steuererklaerung.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=6d086f049484ca9bb88990181ee37941794806d70d45d7ed5e03ae850bc51780"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Steigende Inflationsgefahr</h4> <h3>Finanz-Experte warnt: Für viele deutsche Sparer wird es bald bitter</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/besitzerin-gibt-konter-beitragsservice-irrt-sich-schon-wieder-auch-hund-urax-soll-rundfunkgebuehren-zahlen_id_260764318.html" title="Besitzerin gibt Konter: Beitragsservice irrt sich schon wieder – auch Hund Urax soll Rundfunkgebühren zahlen" class="video"> <span class="imgph"> <span class="video_length"> 1:10</span> <img data-src="https://p6.focus.de/img/fotos/id_260764314/hund-rundfunkgebuehr.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=8e476b7c44fa34c4ec79e6420b2918cfb365c5b8f36803af85fa862908f0319d" width="170" alt="Besitzerin gibt Konter: Beitragsservice irrt sich schon wieder – auch Hund Urax soll Rundfunkgebühren zahlen" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260764314/hund-rundfunkgebuehr.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=43b6fbfabf198c61d3bc72eb7b0da503054d82adcba9d928428a2bf81c6f935f"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Besitzerin gibt Konter</h4> <h3>Beitragsservice irrt sich schon wieder – auch Hund Urax soll Rundfunkgebühren zahlen</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/boerse/rentner-als-karteileichen-und-null-steuern-schon-25-millionen-anbrufe-das-elon-musk-video-im-faktencheck_id_260763828.html" title="Rentner als Karteileichen und ohne Steuern: Schon 32 Millionen mal angeschaut! Das Elon-Musk-Video im Faktencheck" class="video"> <span class="imgph"> <span class="video_length"> 13:24</span> <img data-src="https://p6.focus.de/img/fotos/id_260763827/thumbnail-2-doge-video.jpg?im=Crop%3D%284%2C0%2C1911%2C1080%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=f2f872ea72ebdbcbc2df89c43f6c2ad471d434009e8863abe6f0497b0a9fdb6f" width="170" alt="Rentner als Karteileichen und ohne Steuern: Schon 32 Millionen mal angeschaut! Das Elon-Musk-Video im Faktencheck" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260763827/thumbnail-2-doge-video.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=14fc9fc94e0cc02202e5e14c25e291d688c3fb06517c339ce49118096ade5b81"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Rentner als Karteileichen und ohne Steuern</h4> <h3>Schon 32 Millionen mal angeschaut! Das Elon-Musk-Video im Faktencheck</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/wohnen/teurer-mieten-knapper-wohnraum-deutschland-hat-ein-mietproblem-investor-erklaert-warum-immer-weniger-gebaut-wird_id_260763747.html" title="Weg aus der Immobilien-Krise: Schauen Sie mal, wie Investor Michael in bayerischer Stadt für mehr Wohnraum sorgt" class="video"> <span class="imgph"> <span class="video_length"> 5:36</span> <img data-src="https://p6.focus.de/img/fotos/id_260763746/immobilien-investor-michael-reiserer.png?im=Crop%3D%2811%2C0%2C2533%2C1430%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=fde866321dfa5d573beb70177918ca6248798630546a926eff73d53f29d6c083" width="170" alt="Weg aus der Immobilien-Krise: Schauen Sie mal, wie Investor Michael in bayerischer Stadt für mehr Wohnraum sorgt" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260763746/immobilien-investor-michael-reiserer.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=e4903ca0fd46d07e81716f8a3afeb850c0da9e16569ea8346e161f77694d69d5"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Weg aus der Immobilien-Krise</h4> <h3>Schauen Sie mal, wie Investor Michael in bayerischer Stadt für mehr Wohnraum sorgt</h3> </a> </span> </div> <div> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/immobilien/trotz-gutem-gehalt-wahnsinn-familie-in-muenchen-sucht-seit-8-jahren-eine-neue-wohnung_id_260763324.html" title="Gute Jobs, keine Bleibe: Am Beispiel einer Münchner Familie offenbart sich der ganze deutsche Wohnwahnsinn" class="video"> <span class="imgph"> <span class="video_length"> 10:52</span> <img data-src="https://p6.focus.de/img/fotos/id_260763323/miete.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=4160b4caeb6684d07a597fd7dcb24acb89ad8d54295a87602626b40676def48c" width="170" alt="Gute Jobs, keine Bleibe: Am Beispiel einer Münchner Familie offenbart sich der ganze deutsche Wohnwahnsinn" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260763323/miete.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=91dd840fe6cf3ded714f6638bd53f4b9a2b93e76dc5aa419c1c93973d0f5d966"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Gute Jobs, keine Bleibe</h4> <h3>Am Beispiel einer Münchner Familie offenbart sich der ganze deutsche Wohnwahnsinn</h3> </a> </span> <span class="item" data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/altersvorsorge/heimplaetze-werden-noch-teurer-sorgen-wie-es-weitergeht-heimleiter-warnt-vor-pflege-preisschock_id_260763211.html" title="Wer kann sich das noch leisten?: „Entspricht nicht meinem Menschenbild - Heimleiter warnt vor Preisschock in der Pflege" class="video"> <span class="imgph"> <span class="video_length"> 5:28</span> <img data-src="https://p6.focus.de/img/fotos/id_260763204/pflegekosten.png?im=Crop%3D%284%2C0%2C1991%2C1125%29%3BResize%3D%28170%2C95%29&impolicy=perceptual&quality=mediumHigh&hash=43df7025bdb32d9381aa85ea977d5ca976108eb38fdd410cfb0c78bd37a0fe9c" width="170" alt="Wer kann sich das noch leisten?: „Entspricht nicht meinem Menschenbild - Heimleiter warnt vor Preisschock in der Pflege" height="95" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxNzAiIGhlaWdodD0iOTUiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiM5OTk7Ii8+PC9zdmc+" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260763204/pflegekosten.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=aed02734c5810a23c8ede26f2f45eabf3fc32ed77aed369f6498f40cf23738d5"}</script> <span class="teaserVideoIconh4"><span class="triangleh4"></span></span> </span> <h4>Wer kann sich das noch leisten?</h4> <h3>„Entspricht nicht meinem Menschenbild" - 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1,end:(newIndex+2) * 1 };itemsToLoad.begin = (itemsToLoad.begin < 0) ? 0 :itemsToLoad.begin;TFT.Core.Console.log('TFT.Ext.FOL.Block.mediaBlock.bxSlider','Loading Images between Pages:' + itemsToLoad.begin + 'and' + itemsToLoad.end);$(slideElement).parent().children('div:lt('+itemsToLoad.end+'):gt('+itemsToLoad.begin+')').each(function(){$(this).children().each(function(){var obj = $(this);if(!'IntersectionObserver' in window && obj.find('img').length > 0 && obj.find('img')[0].hasAttribute('data-src')){obj.find('img').attr('src',obj.find('img').attr('data-src')).removeAttr('data-src');}});});},onSlideAfter:function() {try {getomni('Medienleiste','');}catch(oError) {}}});};UniWidthMediaBarInit("[id$=fwid17uni4028483] .scrollable_uni div.items");});</script></div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/news/" target="_top" title="mehr Wirtschafts-News: mehr Wirtschafts-News"><span class="head">Wirtschafts-News</span></a></div> <article id="teaserLfwid18" class="teaser auto clearfix" data-vr-zone="position_18" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/news/taschenkontrolle-im-supermarkt-was-erlaubt-ist-und-was-nicht_748577dd-ac19-4a61-8ca0-9d7b7afcd01b.html" class="ps-hover" title="Brighton: Taschenkontrolle im Supermarkt - was erlaubt ist und was nicht" data-vr-contentbox="content260768200"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/news/id_260768199/vorfall-um-damentasche-bei-aldi.jpg?im=Crop%3D%280%2C0%2C1911%2C1080%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=14f53c8c47ad83275a34dd80d4cf1d42db4fd20cf21b22171ca3563cf84deb1b" width="308" alt="Brighton" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/news/id_260768199/vorfall-um-damentasche-bei-aldi.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=7c25d354fca93f18334ce86b4a3dda04d2f3e2d7d2f26fc1dd4373b4cc18462e"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Brighton</h4> <h3>Taschenkontrolle im Supermarkt - 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Und es stellt sich die Frage, was bei Taschenkontrollen im Supermarkterlaubt ist. <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid18','teaser');}catch(oError) {}});</script> <article id="teaserLfwid19" class="teaser auto clearfix" data-vr-zone="position_19" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/news/ostern-ade-wie-mit-sitzhasen-von-aldi-und-lidl-stimmung-gemacht-wird_7f9c0f35-fbcb-45cc-8a37-1a927d05b4c0.html" class="ps-hover" title="Faktencheck: Ostern ade? 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Wie mit „Sitzhasen“ von Aldi und Lidl Stimmung gemacht wird</h3></div></a><p data-vr-contentbox="content260768507" >Immer wieder wird behauptet, ein regelrechter Krieg sei gegen das Osterfest im Gange, nur weil einige Handelsketten wie Aldi und Lidl oder Hersteller wie Lindt manche ihrer Schokohasen nicht explizit als „Osterhasen“ bezeichnen. Was ist an den Vorwürfen dran? <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid19','teaser');}catch(oError) {}});</script> <article id="teaserLfwid20" class="teaser auto clearfix" data-vr-zone="position_20" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/news/maschine-vor-mensch-shopify-ceo-will-keine-neuen-mitarbeiter-solange-ki-den-job-uebernehmen-kann_id_260768370.html" class="ps-hover" title="Shopify-Chef macht Ansage an Manager: Neue Mitarbeiter nur, wenn ihr beweisen könnt, dass KI versagt" data-vr-contentbox="content260768370"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_260768019/87929182.jpg?im=Crop%3D%280%2C159%2C3492%2C1972%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=ba1c44ebba0cad2f3d280056afcb246d650394b5a34647ac9a8f603e5b644749" width="308" alt="Shopify-Chef macht Ansage an Manager" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260768019/87929182.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=f1cb62dc894a63f81affbbdc896eed6c48c5b1c6c450c2f921e569526844cebd"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Shopify-Chef macht Ansage an Manager</h4> <h3>Neue Mitarbeiter nur, wenn ihr beweisen könnt, dass KI versagt</h3></div></a><p data-vr-contentbox="content260768370" >Shopify-CEO Tobi Lütke macht den Einsatz von Künstlicher Intelligenz zur Pflicht. Vor Neueinstellungen müssen Manager beweisen, dass KI keine Lösung ist. <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid20','teaser');}catch(oError) {}});</script> <ul class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/pharmabranche-uebel-dran-diese-deutsche-branche-wird-von-trumps-zollhammer-besonders-hart-getroffen_ea8471ff-3e5e-4ca3-8588-abb29b380fc7.html" title="Pharma übel dran: Diese deutsche Branche trifft Trumps Zollhammer besonders hart"><span>Pharma übel dran: </span> Diese deutsche Branche trifft Trumps Zollhammer besonders hart<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/oelpreis-rueckgang-bringt-russlands-wirtschaft-in-gefahr-ab-diesem-preis-zittert-putin_f0876599-1a9a-4f6d-b51c-f9b268d88ed6.html" title="15 Prozent Minus in einer Woche: Ölpreis-Verfall gefährdet Russlands Wirtschaft – ab diesem Preis zittert Putin"><span>15 Prozent Minus in einer Woche: </span> Ölpreis-Verfall gefährdet Russlands Wirtschaft – ab diesem Preis zittert Putin<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/news/eu-plant-wohl-multi-milliarden-massnahme-gegen-trumps-strafzoelle_579665f3-5c5e-4d46-96bf-c2c99bad18de.html" title="+++ Trump-Zölle im Newsticker +++: US-Ökonom: Trump-Regierung hat meine Studie zu Zöllen völlig falsch verstanden"><span>+++ Trump-Zölle im Newsticker +++: </span> US-Ökonom: Trump-Regierung hat meine Studie zu Zöllen völlig falsch verstanden<span class="listMarker"></span></a></li> </ul> <div class="btnframe"> <a href="https://www.focus.de/finanzen/news/" target="_top" class="bluebutton" title="Mehr Wirtschafts-News"><span><span>Mehr Wirtschafts-News</span></span></a></div> </div></div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/karriere/" target="_top" title="Karriere: Karriere"><span class="head">Karriere</span></a></div> <article id="teaserLfwid21" class="teaser auto clearfix" data-vr-zone="position_21" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/karriere/gen-z-setzt-auf-mikro-rente-experte-erklaert-wie-die-jugend-ihre-karriere-neu-denkt_846dc31e-600b-487c-9227-ec3d397b5588.html" class="ps-hover" title="„Erlernte Hilflosigkeit“: Gen Z setzt auf Mikro-Rente: Experte erklärt, wie die Jugend ihre Karriere neu denkt" data-vr-contentbox="content260768413"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/karriere/id_260768412/junge-frau-gestresst.jpg?im=Crop%3D%280%2C130%2C2000%2C1129%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=921cf30d767daf4d3680b042cf3a6e9bcd35e9664b4a567fbf5a840298bd1b07" width="308" alt="„Erlernte Hilflosigkeit“" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/karriere/id_260768412/junge-frau-gestresst.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=228ea06a27178582a621033ff77cec6c094d638e76d6f14b234fab9f38de1fe9"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> „Erlernte Hilflosigkeit“</h4> <h3>Gen Z setzt auf Mikro-Rente: Experte erklärt, wie die Jugend ihre Karriere neu denkt</h3></div></a><p data-vr-contentbox="content260768413" >Der Druck auf junge Menschen wächst, wie Experten warnen. Mikro-Renten könnten die Antwort auf das Dilemma der Generation Z sein.<i> Von FOCUS-online-Redakteurin Sofie Reichel</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid21','teaser');}catch(oError) {}});</script> <article id="teaserLfwid22" class="teaser auto clearfix" data-vr-zone="position_22" > <div class="generic clearfix"> </div><div class="right" style=""> <a href="https://pdf.focus.de/focus-online-bewerbungs-ratgeber.html" target="_blank" class="ps-hover ps-tracking-comlinks ps-trackingname_PDF_Ratgeber_FOL_2021-Bewerbungstipps_3625928 externalLink" title="Jetzt Ratgeber kaufen: So bewerben Sie sich richtig!" data-vr-contentbox="content3625928"><div class=" ps-hover"><h4> Jetzt Ratgeber kaufen</h4> <h3>So bewerben Sie sich richtig!</h3></div></a><p class="noImage" data-vr-contentbox="content3625928" >Mehr Geld, mehr Macht, mehr Spaß: Es gibt gute Gründe für einen neuen Job. FOCUS Online zeigt Ihnen, wie Sie punkten - mit einem perfekten Lebenslauf und einem interessanten Anschreiben. <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid22','teaser');}catch(oError) {}});</script> <ul class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/ceo-stellt-einfache-matheaufgabe-fast-alle-studenten-scheitern_fac7010d-a848-413c-b1cf-5ac2059a8531.html" title="Problematische Erkenntnis: CEO stellt einfache Matheaufgabe – fast alle Studenten scheitern"><span>Problematische Erkenntnis: </span> CEO stellt einfache Matheaufgabe – fast alle Studenten scheitern<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/personalerin-verraet-moment-wo-sie-erkennt-dass-bewerber-kein-mensch-ist-gruselig_8b83d4d0-169e-430e-b26b-bca615db5998.html" title="Gefährliches Spiel mit KI-Technologie: Personalerin verrät Moment, wo sie erkennt, dass Bewerber kein Mensch ist: „Gruselig“"><span>Gefährliches Spiel mit KI-Technologie: </span> Personalerin verrät Moment, wo sie erkennt, dass Bewerber kein Mensch ist: „Gruselig“<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/personalerin-verraet-trick-hinterlaesst-einfach-einen-bleibenden-eindruck_f5237d46-5141-454d-b717-7368dcffa247.html" title="Bewerbungsgespräche: HR-Expertin verrät Trick: So überzeugen Bewerber noch vor dem Gespräch"><span>Bewerbungsgespräche: </span> HR-Expertin verrät Trick: So überzeugen Bewerber noch vor dem Gespräch<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/karriere/mann-freut-sich-ueber-zusage-zum-bewerbungsgespraech-dann-kommt-eine-zweite-mail_1ab88a32-0ad4-477b-9c81-70b6538afbd2.html" title=""Bitte ignorieren Sie die letzte E-Mail": Mann freut sich über Zusage zum Bewerbungsgespräch - dann kommt eine zweite Mail"><span>Bitte ignorieren Sie die letzte E-Mail: </span> Mann freut sich über Zusage zum Bewerbungsgespräch - dann kommt eine zweite Mail<span class="listMarker"></span></a></li> </ul> <div class="btnframe"> <a href="https://www.focus.de/finanzen/karriere/" target="_top" class="bluebutton" title="Mehr Karriere"><span><span>Mehr Karriere</span></span></a></div> </div></div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/banken/" target="_top" title="mehr Banken: mehr Banken"><span class="head">Banken</span></a></div> <article id="teaserLfwid23" class="teaser auto clearfix" data-vr-zone="position_23" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/banken/sparer-aufgepasst-jetzt-steigen-ploetzlich-die-festgeldzinsen_3fe6c16c-ad67-40ef-b752-62433a01ddba.html" class="ps-hover" title="Tagesgeld zunehmend unattraktiv: Sparer aufgepasst! 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Jetzt steigen plötzlich die Festgeldzinsen</h3></div></a><p data-vr-contentbox="content260764831" >Sparer haben derzeit wenig zu lachen: Mit den Leitzinssenkungen der EZB fielen auch die Konditionen für Tages- und Festgelder. Doch jetzt gibt es eine Gegenbewegung: Die Zinsen für langlaufende Festgelder steigen wieder.<i> Von FOCUS-online-Redakteur Markus Voss</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid23','teaser');}catch(oError) {}});</script> <article id="teaserLfwid24" class="teaser auto clearfix" data-vr-zone="position_24" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/banken/tagesgeld/trade-republic-scalable-co-neobroker-drehen-mit-bis-zu-3-5-prozent-an-der-tagesgeld-zinsschraube_id_199565217.html" class="ps-hover" title="Trade Republic, Scalable & Co.: Neobroker drehen mit bis zu 3,5 Prozent an der Tagesgeld-Zinsschraube" data-vr-contentbox="content199565217"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/fotos/id_199644997/gettyimages-1415357878.jpg?im=Crop%3D%280%2C108%2C2121%2C1198%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=45337da70740d347d14a692749f1f232f89ca6968a1f4eb81999f8a7cb1810fc" width="308" alt="Trade Republic, Scalable & Co." height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_199644997/gettyimages-1415357878.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=ace16615e0f2f1942ae70b04c1054535a051a1138dda079ad0ef581b11c674d6"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Trade Republic, Scalable & Co.</h4> <h3>Neobroker drehen mit bis zu 3,5 Prozent an der Tagesgeld-Zinsschraube</h3></div></a><p data-vr-contentbox="content199565217" >Im Wettlauf um die höchsten Sparzinsen locken Discount-Broker mit Zinsen bis zu 3,5 Prozent aufs Verrechnungskonto, als Orientierungsmarke dient der EZB-Leitzins. 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Das ist günstiger als die Miete zu Hause und bietet für das Paar mehr Freiheit als je zuvor.<i> Von Redakteurin Aline Wobker</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid25','teaser');}catch(oError) {}});</script> <article id="teaserLfwid26" class="teaser auto clearfix" data-vr-zone="position_26" > <div class="generic clearfix"> </div><div class="right" style=""> <a href="https://www.focus.de/finanzen/geldanlage/geldanlage_id_3919394.html" target="_blank" class="ps-hover externalLink" title="Finanzen-Ratgeber als PDF-Download: Geldanlage: effizient und sicher" data-vr-contentbox="content3998161"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/incoming/id_3920260/geldanlage-teaserbild-neu.png?im=Crop%3D%280%2C10%2C665%2C375%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=7c0db1f4d7e65c1e87d0e7970324f6ff9b0ab7f528beabbf12b6cc5fa7437aeb" width="308" alt="Finanzen-Ratgeber als PDF-Download" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/incoming/id_3920260/geldanlage-teaserbild-neu.png?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=8ad5c37bd6bbef3c278cd454182b318f8e13922728e954f9f86f985557fa4e1c"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Finanzen-Ratgeber als PDF-Download</h4> <h3>Geldanlage: effizient und sicher</h3></div></a><p data-vr-contentbox="content3998161" >Ihr Wegweiser zur Verwaltung Ihrer Finanzen. Lohnende Tipps und wichtige Infos für sichere und effiziente Geldanlage. Jetzt als PDF-Booklet herunterladen. <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid26','teaser');}catch(oError) {}});</script> <ul class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/altersvorsorge/wie-ein-satz-im-koalitionsvertrag-rentner-bis-zu-28-000-euro-kosten-koennte_ee2a3ca1-d39e-4f87-af15-e641d8e7129d.html" title="Neue Definition der Standardrente: Wie ein kurzer Satz im Koalitionsvertrag Rentner bis zu 28.000 Euro kosten könnte"><span>Neue Definition der Standardrente: </span> Wie ein kurzer Satz im Koalitionsvertrag Rentner bis zu 28.000 Euro kosten könnte<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/altersvorsorge/finanzielle-zukunft-10-wichtige-fakten-fuer-ihre-rente_24271890-637c-4788-a794-867b7c842a40.html" title="Finanzielle Zukunft: Rente: 10 wichtige Fakten für Ihre Altersvorsorge"><span>Finanzielle Zukunft: </span> Rente: 10 wichtige Fakten für Ihre Altersvorsorge<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/altersvorsorge/die-rene-will-rendite-kolumne-unter-45-jaehrige-aufgepasst-so-laesst-sich-die-gesetzliche-rente-boosten_id_260764205.html" title="Die „René will Rendite“-Kolumne: Für unter 45-Jährige hat die Rentenversicherung ein besonderes Angebot"><span>Die „René will Rendite“-Kolumne: </span> Für unter 45-Jährige hat die Rentenversicherung ein besonderes Angebot<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/altersvorsorge/reformverweigerung-krass-unsozial-experte-zerlegt-schwarz-rote-rentenplaene-und-wittert-politisch-faulen-trick_1d6a07ef-1555-426a-8bf0-9b23c625885e.html" title="„Reformverweigerung, krass unsozial“: Experte zerlegt schwarz-rote Rentenpläne und wittert „politisch faulen Trick“"><span>„Reformverweigerung, krass unsozial“: </span> Experte zerlegt schwarz-rote Rentenpläne und wittert „politisch faulen Trick“<span class="listMarker"></span></a></li> </ul> <div class="btnframe"> <a href="https://www.focus.de/finanzen/altersvorsorge/" target="_top" class="bluebutton" title="Mehr Altersvorsorge"><span><span>Mehr Altersvorsorge</span></span></a></div> </div></div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/versicherungen/" target="_top" title="mehr Versicherungen: mehr Versicherungen"><span class="head">Versicherungen</span></a></div> <article id="teaserLfwid27" class="teaser auto clearfix" data-vr-zone="position_27" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/versicherungen/aerzte-fordern-bis-zu-100-euro-strafe-bei-nichterscheinen-zu-terminen_78da88ee-f5df-478c-b244-1eec06c07a12.html" class="ps-hover" title="Jeder 5. Patient kommt nicht: Ärzte fordern bis zu 100 Euro Strafgebühr bei Nichterscheinen zu Terminen" data-vr-contentbox="content260766056"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/versicherungen/id_259900710/wartezimmer-ist-auf-der-tuer-eines-leeren-wartezimmers-in-einer-arztpraxis-zu-lesen..jpg?im=Crop%3D%280%2C102%2C2048%2C1156%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=6ccfe9a2a935e3dbd85ca47dd653fa84725f034972e1de8590fb7500f98f4e3e" width="308" alt="Jeder 5. Patient kommt nicht" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/versicherungen/id_259900710/wartezimmer-ist-auf-der-tuer-eines-leeren-wartezimmers-in-einer-arztpraxis-zu-lesen..jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=2c61d120edc848e7824bb6090e872f26e3d3e9f7d0d421b0d383d0223c689e5a"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Jeder 5. Patient kommt nicht</h4> <h3>Ärzte fordern bis zu 100 Euro Strafgebühr bei Nichterscheinen zu Terminen</h3></div></a><p data-vr-contentbox="content260766056" >Weil schon rund 20 Prozent der Patienten zu vereinbarten Terminen nicht erscheinen, fordern Ärzteverbände jetzt eine "No-Show-Gebühr" von bis zu 100 Euro.<i> Von FOCUS-online-Redakteur Markus Voss</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid27','teaser');}catch(oError) {}});</script> <article id="teaserLfwid28" class="teaser auto clearfix" data-vr-zone="position_28" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/versicherungen/versicherungs-spezialist-bastian-kunkel-berufsunfaehig-und-dann-warum-buergergeld-keine-loesung-ist_63c7a6a4-60de-490a-8bcf-3c577ef263e5.html" class="ps-hover" title="Versicherungs-Spezialist Bastian Kunkel: Berufsunfähig und dann? Warum Bürgergeld keine Lösung ist" data-vr-contentbox="content260763293"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/versicherungen/id_260763292/braucht-man-eine-berufsunfaehigkeitsversicherung-wenn-im-ernstfall-das-buergergeld-einspringt-.jpg?im=Crop%3D%280%2C0%2C2121%2C1198%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=4f2d8d156e5e2259f4e3fc71b05fa7b82f181136a9a9ee0e4531b8f430660601" width="308" alt="Versicherungs-Spezialist Bastian Kunkel" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/versicherungen/id_260763292/braucht-man-eine-berufsunfaehigkeitsversicherung-wenn-im-ernstfall-das-buergergeld-einspringt-.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=fe6892d0e00ab6fe62fe69f36f57e3cad2264d2ea4c91edb3145a110c468c26e"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Versicherungs-Spezialist Bastian Kunkel</h4> <h3>Berufsunfähig und dann? Warum Bürgergeld keine Lösung ist</h3></div></a><p data-vr-contentbox="content260763293" >Braucht man eine Berufsunfähigkeitsversicherung, wenn im Ernstfall das Bürgergeld einspringt? Versicherungs-Spezialist Bastian Kunkel erklärt, warum eine zu niedrige BU-Rente keinen Sinn macht und wie Sie Ihren Lebensstandard schützen können.<i> Von FOCUS-online-Gastautor Bastian Kunkel</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid28','teaser');}catch(oError) {}});</script> <ul class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/versicherungen/die-finanzlage-ist-desastroes-dak-chef-schlaegt-alarm-und-warnt-vor-steigenden-beitraegen-in-den-naechsten-monaten_id_260752351.html" title="„Die Finanzlage ist desaströs“: DAK-Chef schlägt Alarm - bald könnten die Beiträge schon wieder steigen"><span>„Die Finanzlage ist desaströs“: </span> DAK-Chef schlägt Alarm - bald könnten die Beiträge schon wieder steigen<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/versicherungen/dak-und-tk-warnen-vor-insolvenzen-finanzlage-katastrophal_70f7387a-232f-47e7-a1ce-f637cf8a2a88.html" title="DAK und TK schlagen Alarm: Finanzlage „katastrophal“! Krankenkassen-Chefs warnen vor Insolvenzen und Dominoeffekt"><span>DAK und TK schlagen Alarm: </span> Finanzlage „katastrophal“! Krankenkassen-Chefs warnen vor Insolvenzen und Dominoeffekt<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/versicherungen/kunden-verzweifeln-an-verlockenden-lebensversicherungen-wann-kuendigung-ratsam-ist_b6c372f5-9f10-4698-ba02-1e49d0b6b037.html" title="70 Prozent kündigen vorzeitig: Kunden verzweifeln an verlockenden Lebensversicherungen - wann Sie handeln sollten"><span>70 Prozent kündigen vorzeitig: </span> Kunden verzweifeln an verlockenden Lebensversicherungen - wann Sie handeln sollten<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/versicherungen/stiftung-warentest-praesentiert-horror-bilanz-zur-privaten-krankenversicherung_3a15d718-8232-4067-a681-241ac65f1c00.html" title="69 Prozent fallen durch das Raster: Stiftung Warentest geht private Krankenversicherung hart an - das müssen Sie dazu wissen"><span>69 Prozent fallen durch das Raster: </span> Stiftung Warentest geht private Krankenversicherung hart an - das müssen Sie dazu wissen<span class="listMarker"></span></a></li> </ul> <div class="btnframe"> <a href="https://www.focus.de/finanzen/versicherungen/" target="_top" class="bluebutton" title="Mehr Versicherungen"><span><span>Mehr Versicherungen</span></span></a></div> </div></div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/steuern/" target="_top" title="mehr Steuern: mehr Steuern"><span class="head">Steuern</span></a></div> <article id="teaserLfwid29" class="teaser auto clearfix" data-vr-zone="position_29" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/steuern/immobilien-schenkung-aktien-steuerfrei-erben-dieser-trick-mit-selbstgenutzten-immobilien-macht-s-moeglich_223df40b-7910-4fa6-8018-0defe55c4bf0.html" class="ps-hover" title="Immobilien, Schenkung, Aktien: Steuerfrei erben? Dieser Trick mit selbstgenutzten Immobilien macht's möglich" data-vr-contentbox="content260766311"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/finanzen/steuern/id_260766310/immobilienkauf-schenkung-erbschaft-aktien-welche-steuertipps-sie-kennen-muessen.jpg?im=Crop%3D%280%2C0%2C2121%2C1198%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=2d5646c96ec5203da173d2984677f0b9218b97af4b231d0ed190a3f873a93acc" width="308" alt="Immobilien, Schenkung, Aktien" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/steuern/id_260766310/immobilienkauf-schenkung-erbschaft-aktien-welche-steuertipps-sie-kennen-muessen.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=5fa1183cca1401bd7f8aa68d45bed9af90d4e47a298e581823f14a39ef77f3eb"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Immobilien, Schenkung, Aktien</h4> <h3>Steuerfrei erben? Dieser Trick mit selbstgenutzten Immobilien macht's möglich</h3></div></a><p data-vr-contentbox="content260766311" >Die Steuerlast deutlich reduzieren – das geht auch für Normalverdienende bei Immobilien, beim Vererben oder mit Aktien. Steueranwalt Stefan Heine hat die wichtigsten Tipps, die Sie 2025 kennen sollten.<i> Von FOCUS-online-Gastautor Stefan Heine</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid29','teaser');}catch(oError) {}});</script> <article id="teaserLfwid30" class="teaser auto clearfix" data-vr-zone="position_30" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/steuern/spd-steuerplaene-reich-werden-und-sparen-lohnt-sich-nicht-mehr_5f8bd123-de15-46bc-b0f1-40758a000872.html" class="ps-hover" title="Kommentar: Setzt sich die SPD durch, verlassen die letzten Leistungsträger das Land" data-vr-contentbox="content260764626"><div class="images rotateImgStandard teaser_img_link"><img data-src="https://p6.focus.de/img/politik/deutschland/id_260763272/klingbeil-und-merz.jpg?im=Crop%3D%280%2C0%2C3000%2C1694%29%3BResize%3D%28308%2C171%29&impolicy=perceptual&quality=mediumHigh&hash=cb567c4eca7d02c2435468110dd4a59f1e083736f7cf68c20841dee503ffeb6d" width="308" alt="Kommentar" height="171" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/politik/deutschland/id_260763272/klingbeil-und-merz.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=1e9044b64d4b41eb2a310efbba6ca9bd7268a9769e66d9c9b96fb77ddd3402a3"}</script></div><div class="teaser_ressort_label"> <span class="teaban" title="Mit Video">Mit Video</span> </div><div class=" ps-hover"><h4> Kommentar</h4> <h3>Setzt sich die SPD durch, verlassen die letzten Leistungsträger das Land</h3></div></a><p data-vr-contentbox="content260764626" >Noch steht der Koalitionsvertrag von Union und SPD nicht. Aber was aus den Gesprächen durchsickert, verheißt nichts Gutes für unser Land. Wer Ideen hat und Geld verdienen will, hat in Deutschland keine Zukunft. <i> Von FOCUS-online-Redakteur Clemens Schömann-Finck</i> <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid30','teaser');}catch(oError) {}});</script> <ul class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/steuern/die-grosse-gehaltsabrechnung-so-viel-netto-bekommen-sie-mit-union-und-spd_34ba0e31-ab58-4593-b74e-1b10b18e8777.html" title="Drei Beispielrechnungen: Die große Gehaltsabrechnung: So viel Netto bekommen Sie mit Union und SPD"><span>Drei Beispielrechnungen: </span> Die große Gehaltsabrechnung: So viel Netto bekommen Sie mit Union und SPD<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/steuern/massive-steuererhoehungen-so-will-die-spd-die-schulden-aus-dem-sondervermoegen-tilgen_b3eae710-9994-4b17-a89c-aa9405c748f4.html" title="Bis zu 400 Milliarden Euro Einnahmen: Massive Steuererhöhungen: So will die SPD die Schulden aus dem Sondervermögen tilgen"><span>Bis zu 400 Milliarden Euro Einnahmen: </span> Massive Steuererhöhungen: So will die SPD die Schulden aus dem Sondervermögen tilgen<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/steuern/die-vergessenen-milliarden-schauen-sie-mal-wo-ihr-steuergeld-nutzlos-rumliegt_cd40cd95-79b6-4bda-ad83-904a56ff255b.html" title="Mahnung für Merz: Die vergessenen Milliarden: Schauen Sie mal, wo Ihr Steuergeld nutzlos rumliegt"><span>Mahnung für Merz: </span> Die vergessenen Milliarden: Schauen Sie mal, wo Ihr Steuergeld nutzlos rumliegt<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/steuern/steuersenkung-fuer-durchschnittsverdiener-was-union-und-spd-planen_0b3b2c91-fbbc-43ed-8789-e3098473aea6.html" title="Große Reform: Steuersenkung für Durchschnittsverdiener: Was Union und SPD für Sie planen"><span>Große Reform: </span> Steuersenkung für Durchschnittsverdiener: Was Union und SPD für Sie planen<span class="listMarker"></span></a></li> </ul> <div class="btnframe"> <a href="https://www.focus.de/finanzen/steuern/" target="_top" class="bluebutton" title="Mehr Steuern"><span><span>Mehr Steuern</span></span></a></div> </div></div><div class="teaserList-2"> </div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/recht/" target="_top" title="mehr Recht: mehr Recht"><span class="head">Recht</span></a></div> <article id="teaserLfwid31" class="teaser auto clearfix" data-vr-zone="position_31" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/recht/es-geht-beim-soli-um-78-milliarden-verfassungsrichter-entscheiden-am-26-maerz_bce13997-22a9-43c7-88cd-a8f0de804e91.html" class="ps-hover" title="Entscheidende Klage: Großer Soli-Knall? 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Der Ausgang ist noch völlig offen – aber bedeutsam. <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid31','teaser');}catch(oError) {}});</script> <article id="teaserLfwid32" class="teaser auto clearfix" data-vr-zone="position_32" > <div class="generic clearfix"> <span class="comments">Kommentare</span></div><div class="right" style=""> <a href="https://www.focus.de/finanzen/recht/bei-listiger-betrugsmasche-an-hermes-kunden-sollten-sie-besonders-vorsichtig-sein_acd7c461-8447-4611-a735-e9d54008b775.html" class="ps-hover" title="Über SMS und Mails: Bei listiger Betrugsmasche mit Hermes-Kunden sollten Sie besonders vorsichtig sein" data-vr-contentbox="content260755486"><div class="images rotateImgStandard teaser_img_link"><img 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Video</span> </div><div class=" ps-hover"><h4> Über SMS und Mails</h4> <h3>Bei listiger Betrugsmasche mit Hermes-Kunden sollten Sie besonders vorsichtig sein</h3></div></a><p data-vr-contentbox="content260755486" >Bei diesen SMS und E-Mails sollten Sie besonders vorsichtig sein und am besten gar nicht reagieren: Derzeit gehen mehrere Betrugsversuche um, die alle nur ein Ziel haben: private Daten der Empfänger. <span class="more">»</span></p> </div></article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#teaserLfwid32','teaser');}catch(oError) {}});</script> <ul class="list"> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/recht/hoher-finanz-bedarf-nach-trump-rueckzug-zeigt-rechnung-so-teuer-wird-verteidigung-kuenftig-fuer-uns_id_260755313.html" title="Neue Rechnung zeigt: Ausgaben in Milliardenhöhe: So teuer wird Trumps Militär-Rückzug für Deutschland"><span>Neue Rechnung zeigt: </span> Ausgaben in Milliardenhöhe: So teuer wird Trumps 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recht<span class="listMarker"></span></a></li> <li data-vr-contentbox="" > <a href="https://www.focus.de/finanzen/recht/verwirrende-vorschriften-verkaufsverbote-im-gartencenter-was-an-feiertagen-erlaubt-ist_id_260643233.html" title="Verwirrende Vorschriften: Verkaufsverbote im Gartencenter: Was an Feiertagen erlaubt ist"><span>Verwirrende Vorschriften: </span> Verkaufsverbote im Gartencenter: Was an Feiertagen erlaubt ist<span class="listMarker"></span></a></li> </ul> <div class="btnframe"> <a href="https://www.focus.de/finanzen/recht/" target="_top" class="bluebutton" title="Mehr Recht"><span><span>Mehr Recht</span></span></a></div> </div></div><div class="teaserList-2"> <div class="teaserList-2"> <div class="title"> <a href="https://www.focus.de/finanzen/boerse/" target="_top" title="mehr Börse: mehr Börse"><span class="head">Börse</span></a></div> <article id="teaserLfwid33" class="teaser auto clearfix" data-vr-zone="position_33" > <div class="generic clearfix"> <span 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src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDgiIGhlaWdodD0iMTcxIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/finanzen/boerse/id_260768564/continental-reifen.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=11ada75c25ff02b468cbec04ba99ae06b325f4792770d71bc3af0c709722a8b4"}</script></div><div class="teaser_ressort_label"> </div><div class=" ps-hover"><h4> Kunststoffsparte wird abgespalten</h4> <h3>Continental will wieder zum reinen Reifenhersteller werden</h3></div></a><p data-vr-contentbox="content260768565" >Der Autozulieferer Continental schrumpft weiter. 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width="300" alt="Kreditkarten mit Cardscout vergleichen: Finden Sie die passende Kreditkarte für Ihre Bedürfnisse" height="169" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMDAiIGhlaWdodD0iMTY5Ij48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojOTk5OyIvPjwvc3ZnPg==" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/digital/id_24508307/kostenlose-kreditkarten-mit-bonus-sichern.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=3d1c37e2bfbb8779498488f826ab89a3eabb4987d0a24006287d263ba772bb2d"}</script> </div></div><div class="teaser_ressort_label"> </div></div> <h4>Kreditkarten mit Cardscout vergleichen</h4> <h3>Finden Sie die passende Kreditkarte für Ihre Bedürfnisse</h3></a><div class="generic"> </div> </div> </article><script > window._folmq.push(function() {try {TFT.Ext.FOL.cloneBySep('#fwid45c7236985','teaserBlock');}catch(oError) {}});</script> </div><div id="fwid46w6729271" class="teaserBlock clearfix" data-vr-zone="position_46" > <div class="title clearfix"><h3>Die Börse im Überblick</h3></div><ul> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://www.finanzen100.de/maerkte/" target="_blank" class="externalLink" title="Börse: Alle Informationen zusammengefasst"><img data-src="https://p6.focus.de/img/fotos/id_5611069/urn-newsml-dpa-com-20090101-160607-99-220473-large-4-3.jpg?im=Crop%3D%280%2C74%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=31c918ce7f0a1981fd296f0af95b8a896a60d97f81675e0f5d484ec3d4349bf7" width="82" alt="Börse: Alle Informationen zusammengefasst" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_5611069/urn-newsml-dpa-com-20090101-160607-99-220473-large-4-3.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=ecf48be4020bd5b6b8d8a84cafd92d2e758bcb7088377bc966212d762477a1c8"}</script><p> <h4>Börse</h4> <h3>Alle Informationen zusammengefasst</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://www.finanzen100.de/aktien/suche/" target="_blank" class="externalLink" title="Aktien: Die Top-Aktien im Überblick"><img data-src="https://p6.focus.de/img/fotos/id_4845658/urn-newsml-dpa-com-20090101-150729-99-01768-large-4-3.jpg?im=Crop%3D%280%2C74%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=a35e6af30b5864a302eb8df40754910e25283e311ee9efb55e85382dacaa68a0" width="82" alt="Aktien: Die Top-Aktien im Überblick" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_4845658/urn-newsml-dpa-com-20090101-150729-99-01768-large-4-3.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=372283d3bf8afe5f1787c04ab5c0897f750c057787a6147f49a288d3c1aa9649"}</script><p> <h4>Aktien</h4> <h3>Die Top-Aktien im Überblick</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://www.finanzen100.de/rohstoffe/" target="_blank" class="externalLink" title="Rohstoffe: Die wichtigsten Rohstoffe im Überblick"><img data-src="https://p6.focus.de/img/fotos/id_5635651/urn-newsml-dpa-com-20090101-160615-99-316001-large-4-3.jpg?im=Crop%3D%280%2C74%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=b71f1bb1dbb9be76e85775fb8df6d53e6e59bb386b423e6d094e5785d273f19c" width="82" alt="Rohstoffe: Die wichtigsten Rohstoffe im Überblick" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_5635651/urn-newsml-dpa-com-20090101-160615-99-316001-large-4-3.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=b3b789cab8eb22c20314aa1bcd2038bc0d01756207f765158d821015fafc4a1f"}</script><p> <h4>Rohstoffe</h4> <h3>Die wichtigsten Rohstoffe im Überblick</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://www.finanzen100.de/anleihen/suche.html/" target="_blank" class="externalLink" title="Anleihen: Die Top Anleihen für Ihre Bedürfnisse"><img data-src="https://p6.focus.de/img/fotos/id_237337/eu-spaniens-angeschlagene-banken-benoetigen-weiterhin-viel-geld..jpg?im=Crop%3D%280%2C74%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=b752a5e6c87c8c8995d1055dc9c7bf9f060e9674b66ce468f965cadddd325502" width="82" alt="Anleihen: Die Top Anleihen für Ihre Bedürfnisse" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_237337/eu-spaniens-angeschlagene-banken-benoetigen-weiterhin-viel-geld..jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=4389fde43512497775c8b7881e152ad765587fd4f7a31b1647be37f4a8703621"}</script><p> <h4>Anleihen</h4> <h3>Die Top Anleihen für Ihre Bedürfnisse</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://www.finanzen100.de/devisen/" target="_blank" class="externalLink" title="Währungen: Alle Währungskurse im Überblick"><img data-src="https://p6.focus.de/img/fotos/id_6494426/urn-newsml-dpa-com-20090101-170114-99-872722-large-4-3.jpg?im=Crop%3D%280%2C74%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=da7467d592721b42ac4235e67dc3ae2a002e348a2e6d70fcaa0e3b939e90b993" width="82" alt="Währungen: Alle Währungskurse im Überblick" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_6494426/urn-newsml-dpa-com-20090101-170114-99-872722-large-4-3.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=e389a5e2c1a774e8dc972a3db79eea46af6559fa826b89566b3733a0f880eabf"}</script><p> <h4>Währungen</h4> <h3>Alle Währungskurse im Überblick</h3> </p></a></li> </ul> <div class="clear"></div> </div><div id="fwid47w8324863" class="teaserBlock clearfix" data-vr-zone="position_47" > <div class="title clearfix"><h3>FOCUS Online Kündigungsservice</h3></div><ul> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://kuendigen.focus.de/" target="_blank" class="ps-tracking-comlinks ps-trackingname_Channelizer_Kuendigen_widget_focus_260499311 externalLink" title="Verträge online kündigen" rel="follow"><img data-src="https://p6.focus.de/img/fotos/id_187317160/gettyimages-1164909633.jpg?im=Crop%3D%280%2C141%2C2121%2C1197%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=high&hash=cfcbee3200e5167af87d4e072fd7f6d111cb41cc699876d6a8d3aaff978887e1" width="82" alt="Verträge online kündigen" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_187317160/gettyimages-1164909633.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=high&hash=7c4ee2554356616bdc739d8acf13d4bac9cd2af71c0a9705ba5305ab76ca9d8f"}</script><p> <h3>Verträge online kündigen</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://kuendigen.focus.de/handyvertrag/kuendigen" target="_blank" class="ps-tracking-comlinks ps-trackingname_Channelizer_kuendigen_widget_handyvertrag_focus_260499185 externalLink" title="Handyverträge kündigen" rel="follow"><p> <h3>Handyverträge kündigen</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://kuendigen.focus.de/internet-und-telefon/kuendigen" target="_blank" class="ps-tracking-comlinks ps-trackingname_kuendigen_widget_1_1_int-tel_focus_8324815 externalLink" title="Internet und Telefon kündigen" rel="follow"><p> 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href="https://games.focus.de/solitaer/" target="_blank" class="ps-tracking-comlinks ps-trackingname_Channelizer_games_solitaire_focus_MEW_11469757 externalLink" title="Solitär" rel="follow"><img data-src="https://p6.focus.de/img/fotos/id_260069772/800x550-teaser-solitaire.jpg?im=Crop%3D%280%2C49%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=c6d3575ba3dbfc09248dafc046a398da3c81cfc41de801ce33a2555c7b525edf" width="82" alt="Solitär" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260069772/800x550-teaser-solitaire.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=76867aa29225dc6f30f8f019ad344f0f5ccb47a5a665d58434225bc5ae7cdd35"}</script><p> <h3>Solitär</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://games.focus.de/kreuzwortraetsel/" target="_blank" class="ps-tracking-comlinks ps-trackingname_Channelizer_games_kreuzwortraetsel_focus_MEW_11469742 externalLink" title="Kreuzworträtsel" rel="follow"><img data-src="https://p6.focus.de/img/fotos/id_260069790/800x550-teaser-kreuzwortraetsel.jpg?im=Crop%3D%280%2C49%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=a88bb473cc32887edb9d35c576f0a3cd8402f256edf508c5fdf72fd23b59fa8c" width="82" alt="Kreuzworträtsel" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260069790/800x550-teaser-kreuzwortraetsel.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=b10a59d6768ab84b97cb9363eec11ea3aba98f330f168d196730d561d293f013"}</script><p> <h3>Kreuzworträtsel</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://games.focus.de/sudoku/" target="_blank" class="ps-tracking-comlinks ps-trackingname_Channelizer_games_sudoku_focus_digital_11469597 externalLink" title="Sudoku" rel="follow"><img data-src="https://p6.focus.de/img/fotos/id_260069787/800x550-teaser-sudoku.jpg?im=Crop%3D%280%2C49%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=8e85873c023e56667345773098d1ae8247b7b66d3239ff68512dbd0402c51322" width="82" alt="Sudoku" height="46" class="lazyload" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4MiIgaGVpZ2h0PSI0NiI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6Izk5OTsiLz48L3N2Zz4=" /> <script type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260069787/800x550-teaser-sudoku.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=0aa6f4709176b7c38cf829abb0eca392359d3ee069c03f912901ae57baa53399"}</script><p> <h3>Sudoku</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://games.focus.de/sudoku/sehr-schwer/" target="_blank" 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type="application/ld+json">{"@context":"http://schema.org","@type":"ImageObject","contentUrl":"https://p6.focus.de/img/fotos/id_260069789/800x550-teaser-sudoku-sehr-schwer.jpg?im=Resize%3D%281280%2C960%29&impolicy=perceptual&quality=mediumHigh&hash=20b7795caf64d68613eb6ecde424001296b231eaebeb8e86c5c83472831b9a3e"}</script><p> <h3>Sudoku sehr schwer</h3> </p></a></li> <li class="teaser image clearfix" data-vr-contentbox="" > <a href="https://games.focus.de/mahjong/" target="_blank" class="ps-tracking-comlinks ps-trackingname_Channelizer_games_mahjong_focus_digital_11469837 externalLink" title="Mahjong" rel="follow"><img data-src="https://p6.focus.de/img/fotos/id_260069792/800x550-teaser-mahjong.jpg?im=Crop%3D%280%2C49%2C800%2C451%29%3BResize%3D%2882%2C46%29&impolicy=perceptual&quality=mediumHigh&hash=43ca33bac1445493cd95fd862bba1bb464051791193b223cfa5f7f9835dd39eb" width="82" alt="Mahjong" height="46" class="lazyload" 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n,f=wr.fdprbc2fOc[d];if(13278==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2usiosg2kdppho2{ly2lgb"+wr.fdprb1c2Rnd+"2xuzdog0sidqg1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2elhvoj2grwwhu2elvfrwwl2lgb"+wr.fdprb1c2Rnd+"2sdfnhq0odwhlq1sqj",-3)],i=i[+kr(+e.y/this.offsetHeight)+kr(+e.x/this.offsetWidth)],s=s[+kr(+e.y/this.offsetHeight)+kr(+e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13278]=e,wr.fdprbCln.push(e),Kr(e,13278,jr("kwwsv=22s91irfxv1gh2lpj2mhhywu2slov2vrrw2lgb"+wr.fdprb1c2Rnd+"2hlfkh0pdvvhq0udxshq1sqj",-3),function(){}),nr(13278,f,!0)}}},function(){nr(13278,f,!1)}))}function z(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2giyi{t2kdppho2hohydwru2lgb"+wr.fdprb1c2Rnd+"2qhur0hfnh1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13279,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dEfE9XSH0="),-3))]=e,zr()),ur(e,"SWeHjJL "),r);wr.fdprb09cAm[13279]&&(ar(wr.fdprb09cAm[13279]),wr.fdprb09cAm[13279]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13279]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13279==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2{k||hf2kdudv2gholflrxv2lgb"+wr.fdprb1c2Rnd+"2ndehoq0ylvd1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2rrfnj}2gdfkv2gholflrxv2lgb"+wr.fdprb1c2Rnd+"2dejdeh0sidqg1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2n|k}{i2}hlfkhu2lqghhg2lgb"+wr.fdprb1c2Rnd+"2jhehu0pdjhq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2}zullz2uhswlo2dqfkru2lgb"+wr.fdprb1c2Rnd+"2de}xj0fkhiv0pdqwho1sqj",-3)],i=i[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13279]=e,wr.fdprbCln.push(e),Kr(e,13279,jr("kwwsv=22s91irfxv1gh2lpj2qkyrth2gdfkv2mhuu|o2lgb"+wr.fdprb1c2Rnd+"2|dfkw0ohlp1sqj",-3),function(){}),nr(13279,f,!0)}}},function(){nr(13279,f,!1)}))}function W(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2xjyy|k2kdppho2iod{hq2lgb"+wr.fdprb1c2Rnd+"2jhehu0pdxuhu0vdjhq1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13280,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dEfU9XSH0="),-3))]=e,zr()),vr(e,"aVZMvROw"),r);wr.fdprb09cAm[13280]&&(ar(wr.fdprb09cAm[13280]),wr.fdprb09cAm[13280]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13280]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13280==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13280]=e,wr.fdprbCln.push(e),Kr(e,13280,jr("kwwsv=22s91irfxv1gh2lpj2xmvfot2slov2gdqgholrq2lgb"+wr.fdprb1c2Rnd+"2ylhu0frxs1sqj",-3),function(){}),nr(13280,f,!0)}}},function(){nr(13280,f,!1)}))}function O(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2|{{mv}2rehr2dqfkru2lgb"+wr.fdprb1c2Rnd+"2xqg0zddjhq1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13281,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dEM09XSH0="),-3))]=e,zr()),vr(e,"DmHtXeF"),r);wr.fdprb09cAm[13281]&&(ar(wr.fdprb09cAm[13281]),wr.fdprb09cAm[13281]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13281]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13281==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2uwqnnp2kdppho2hohydwru2lgb"+wr.fdprb1c2Rnd+"2gxiw0wrix1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2vnvjht2dvshnw2mhuu|o2lgb"+wr.fdprb1c2Rnd+"2dnwh0xqg1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2gjqvtz2sidqg2fodsv2lgb"+wr.fdprb1c2Rnd+"2jhehu0jdeh1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2firovv2xqnhw2gholflrxv2lgb"+wr.fdprb1c2Rnd+"2|dfkw0rsd0zdqq1sqj",-3)],i=i[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13281]=e,wr.fdprbCln.push(e),Kr(e,13281,jr("kwwsv=22s91irfxv1gh2lpj2fnk}hw2}hlfkhu2skudvhu2lgb"+wr.fdprb1c2Rnd+"2foxe0vhjhoq1sqj",-3),function(){}),nr(13281,f,!0)}}},function(){nr(13281,f,!1)}))}function C(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2wszkpy2dvshnw2flghu2lgb"+wr.fdprb1c2Rnd+"2jhog0{hql{1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13282,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dENE9XSH0="),-3))]=e,zr()),ur(e,"CNzpjTj "),r);wr.fdprb09cAm[13282]&&(ar(wr.fdprb09cAm[13282]),wr.fdprb09cAm[13282]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13282]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13282==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13282]=e,wr.fdprbCln.push(e),Kr(e,13282,jr("kwwsv=22s91irfxv1gh2lpj2jltrvu2kdudv2elvfrwwl2lgb"+wr.fdprb1c2Rnd+"2}lhkw0fkhiv1sqj",-3),function(){}),nr(13282,f,!0)}}},function(){nr(13282,f,!1)}))}function P(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2nntvrm2vfkqxfnh2gholflrxv2lgb"+wr.fdprb1c2Rnd+"2mhpdqg0lfk0vdfkhq1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13283,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dENU9XSH0="),-3))]=e,zr()),ur(e,"MuPqFuU "),r);wr.fdprb09cAm[13283]&&(ar(wr.fdprb09cAm[13283]),wr.fdprb09cAm[13283]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13283]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13283==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2lptxtt2dvshnw2iodvh2lgb"+wr.fdprb1c2Rnd+"2odwhlq0frxs1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2epgjse2grwwhu2iod{hq2lgb"+wr.fdprb1c2Rnd+"2udoo|0jdudjh1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2wstfx{2sidx2fkliirq2lgb"+wr.fdprb1c2Rnd+"2odfnhq0sdnhw0pdjhq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2qxhqzn2udpsh2flghu2lgb"+wr.fdprb1c2Rnd+"2gdwhl0ndvvh1sqj",-3)],i=i[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13283]=e,wr.fdprbCln.push(e),Kr(e,13283,jr("kwwsv=22s91irfxv1gh2lpj2qgjkh{2udpsh2fkliirq2lgb"+wr.fdprb1c2Rnd+"2dvshnw0}dkq0odfnhq1sqj",-3),function(){}),nr(13283,f,!0)}}},function(){nr(13283,f,!1)}))}function N(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2lwhp}}2uhswlo2vrrw2lgb"+wr.fdprb1c2Rnd+"2qdfkw0mdsdq0qhkph1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13284,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dENk9XSH0="),-3))]=e,zr()),vr(e,"hugEkAMHPo"),ur(e,"sPzsHe "),r);wr.fdprb09cAm[13284]&&(ar(wr.fdprb09cAm[13284]),wr.fdprb09cAm[13284]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13284]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13284==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(12)}catch(t){}wr.fdprbd1444.a[13284]=e,wr.fdprbCln.push(e),Kr(e,13284,jr("kwwsv=22s91irfxv1gh2lpj2ij}f}n2vfkqxfnh2elvfrwwl2lgb"+wr.fdprb1c2Rnd+"2mdsdq0mdsdq0pdxuhu1sqj",-3),function(){}),nr(13284,f,!0)}}},function(){nr(13284,f,!1)}))}function M(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2vowqez2sidx2elvfrwwl2lgb"+wr.fdprb1c2Rnd+"2qhur0qhur0lkqhq1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13285,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dEN09XSH0="),-3))]=e,zr()),vr(e,"ywhmOSTZum"),r);wr.fdprb09cAm[13285]&&(ar(wr.fdprb09cAm[13285]),wr.fdprb09cAm[13285]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13285]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13285==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2ezhguw2xqnhw2skudvhu2lgb"+wr.fdprb1c2Rnd+"2}lhkw0foxe1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2wilxsf2udpsh2lqghhg2lgb"+wr.fdprb1c2Rnd+"2|rjd0xuzdog0xpihog1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2yshvvw2rehr2hohydwru2lgb"+wr.fdprb1c2Rnd+"2}heud0{lll0{lll1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2tzwvnl2dvshnw2flghu2lgb"+wr.fdprb1c2Rnd+"2jdudjh0}dkq0udpsh1sqj",-3)],i=i[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(12)}catch(t){}wr.fdprbd1444.a[13285]=e,wr.fdprbCln.push(e),Kr(e,13285,jr("kwwsv=22s91irfxv1gh2lpj2mwke{e2vfkqxfnh2iod{hq2lgb"+wr.fdprb1c2Rnd+"2fdih0ndiihh0qhur1sqj",-3),function(){}),nr(13285,f,!0)}}},function(){nr(13285,f,!1)}))}function Z(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2fsnxef2vfrxs2{ly2lgb"+wr.fdprb1c2Rnd+"2ndqq0qhur1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13286,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dEOE9XSH0="),-3))]=e,zr()),ur(e,"uemztQWpeI "),r);wr.fdprb09cAm[13286]&&(ar(wr.fdprb09cAm[13286]),wr.fdprb09cAm[13286]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13286]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13286==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(12)}catch(t){}wr.fdprbd1444.a[13286]=e,wr.fdprbCln.push(e),Kr(e,13286,jr("kwwsv=22s91irfxv1gh2lpj2kyx|sn2uhswlo2dqfkru2lgb"+wr.fdprb1c2Rnd+"2sdfnhq0pdqwho1sqj",-3),function(){}),nr(13286,f,!0)}}},function(){nr(13286,f,!1)}))}function _(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2rlgjvq2gdfkv2lqghhg2lgb"+wr.fdprb1c2Rnd+"2foxe0qdph1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13287,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dIek9XSH0="),-3))]=e,zr()),vr(e,"RtKtjAt"),ur(e,"tdFkUhPnB "),r);wr.fdprb09cAm[13287]&&(ar(wr.fdprb09cAm[13287]),wr.fdprb09cAm[13287]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13287]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13287==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2r|hvrr2kdppho2iodvh2lgb"+wr.fdprb1c2Rnd+"2ixvv0de}xj1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2zhhzsi2dvshnw2hohydwru2lgb"+wr.fdprb1c2Rnd+"2ydwhu0ylvd1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2lt}q|t2uhswlo2iod{hq2lgb"+wr.fdprb1c2Rnd+"2zdko0ndehoq0sidqg1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2}nfwkf2udpsh2fdure2lgb"+wr.fdprb1c2Rnd+"2dnwh0pdfkh0sdfnhq1sqj",-3)],i=i[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(12)}catch(t){}wr.fdprbd1444.a[13287]=e,wr.fdprbCln.push(e),Kr(e,13287,jr("kwwsv=22s91irfxv1gh2lpj2uot{le2rehr2{ly2lgb"+wr.fdprb1c2Rnd+"2lkqhq0ohlp0ohkuhu1sqj",-3),function(){}),nr(13287,f,!0)}}},function(){nr(13287,f,!1)}))}function H(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2jzrhrk2grwwhu2{ly2lgb"+wr.fdprb1c2Rnd+"2}lhkw0{ly1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13288,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dIe09XSH0="),-3))]=e,zr()),ur(e,"yGZXwDtgW "),r);wr.fdprb09cAm[13288]&&(ar(wr.fdprb09cAm[13288]),wr.fdprb09cAm[13288]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13288]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13288==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2|qhrxq2kdppho2lqyru|2lgb"+wr.fdprb1c2Rnd+"2udoo|0ohkuhu0khpg1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2l{zozg2kxvn|2lqyru|2lgb"+wr.fdprb1c2Rnd+"2vddw0vdfkhq0ixvv1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2ujqigt2grwwhu2fodsv2lgb"+wr.fdprb1c2Rnd+"2eoxph0}dkq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2emhkj}2kdppho2lqghhg2lgb"+wr.fdprb1c2Rnd+"2wxpru0qdfkw0ndoe1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2fgyvqs2kdppho2odwh{2lgb"+wr.fdprb1c2Rnd+"2yhuerw0odeho1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2o{ykqm2dvshnw2lqghhg2lgb"+wr.fdprb1c2Rnd+"2udkphq0foxe0ohkuhu1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2prlion2vfrxs2fdure2lgb"+wr.fdprb1c2Rnd+"2{hur{0vhjhoq0grp1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2hfjjll2slov2friihu2lgb"+wr.fdprb1c2Rnd+"2rihq0elog0zhj1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2ng|rmy2uhswlo2vrrw2lgb"+wr.fdprb1c2Rnd+"2lghh0remhnw1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2eunvvh2xqnhw2lqyru|2lgb"+wr.fdprb1c2Rnd+"2ylvd0glhvh0pdfkh1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2yxxzt}2uhswlo2elvfrwwl2lgb"+wr.fdprb1c2Rnd+"2ilupd0sidqg1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2nhxrtv2grwwhu2flghu2lgb"+wr.fdprb1c2Rnd+"2wdj0|xsslh1sqj",-3)],i=i[3*kr(2*e.y/this.offsetHeight)+kr(3*e.x/this.offsetWidth)],s=s[3*kr(2*e.y/this.offsetHeight)+kr(3*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(11)}catch(t){}wr.fdprbd1444.a[13288]=e,wr.fdprbCln.push(e),Kr(e,13288,jr("kwwsv=22s91irfxv1gh2lpj2t|xsyj2kdudv2fdure2lgb"+wr.fdprb1c2Rnd+"2pdjhq0udoo|1sqj",-3),function(){}),nr(13288,f,!0)}}},function(){nr(13288,f,!1)}))}function B(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2pvpmzf2sidqg2fkliirq2lgb"+wr.fdprb1c2Rnd+"2remhnw0qdph1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13289,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dIfE9XSH0="),-3))]=e,zr()),vr(e,"TRhsKUac"),ur(e,"tvTcUMHI "),r);wr.fdprb09cAm[13289]&&(ar(wr.fdprb09cAm[13289]),wr.fdprb09cAm[13289]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13289]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13289==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2vjiy|j2dvshnw2{ly2lgb"+wr.fdprb1c2Rnd+"2odwhlq0ndoe0hkh1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2yzvmkp2slov2friihu2lgb"+wr.fdprb1c2Rnd+"2qdhjho0yhuerw0zdko1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2gffo{u2vfkqxfnh2iodvh2lgb"+wr.fdprb1c2Rnd+"2khpg0klq0edkq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2mwsw|l2udpsh2iod{hq2lgb"+wr.fdprb1c2Rnd+"2lghh0vhjhoq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2fevrmo2fulxv2dqfkru2lgb"+wr.fdprb1c2Rnd+"2frxs0elog0kdihq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2rlzqns2gdfkv2gdqgholrq2lgb"+wr.fdprb1c2Rnd+"2ohlp0ohlp0udpsh1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2kqjlfe2zlgghu2mhuu|o2lgb"+wr.fdprb1c2Rnd+"2mdsdq0glhvh0pdxuhu1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2|xepof2fulxv2gdqgholrq2lgb"+wr.fdprb1c2Rnd+"2ydpslu0|run1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2woeryo2slov2mhuu|o2lgb"+wr.fdprb1c2Rnd+"2fkhiv0udkphq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2{wqslz2zlgghu2iod{hq2lgb"+wr.fdprb1c2Rnd+"2lghh0vdfkhq0fkhiv1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2whwqgy2sidx2vrrw2lgb"+wr.fdprb1c2Rnd+"2rsd0sdnhw1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2uymspz2sidx2lqyru|2lgb"+wr.fdprb1c2Rnd+"2hkh0ehl0sidqg1sqj",-3)],i=i[3*kr(2*e.y/this.offsetHeight)+kr(3*e.x/this.offsetWidth)],s=s[3*kr(2*e.y/this.offsetHeight)+kr(3*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(12)}catch(t){}wr.fdprbd1444.a[13289]=e,wr.fdprbCln.push(e),Kr(e,13289,jr("kwwsv=22s91irfxv1gh2lpj2sigj}o2vfkqxfnh2fkliirq2lgb"+wr.fdprb1c2Rnd+"2lghh0klq0zdko1sqj",-3),function(){}),nr(13289,f,!0)}}},function(){nr(13289,f,!1)}))}function X(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2mijmzj2kdppho2hohydwru2lgb"+wr.fdprb1c2Rnd+"2jdudjh0wdj0slov1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13393,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN7T1dIfU9XSH0="),-3))]=e,zr()),vr(e,"FmTKSpd"),r);wr.fdprb09cAm[13393]&&(ar(wr.fdprb09cAm[13393]),wr.fdprb09cAm[13393]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13393]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13393==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2{jmklt2sidx2flghu2lgb"+wr.fdprb1c2Rnd+"2jhehu0fdih0zdiih1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2f{lpjk2sidx2mhuu|o2lgb"+wr.fdprb1c2Rnd+"2grp0udpsh0hfnh1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2|rfitf2odfnhq2skudvhu2lgb"+wr.fdprb1c2Rnd+"2hkh0de}xj1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2xhsvxm2kdudv2vrrw2lgb"+wr.fdprb1c2Rnd+"2rihq0xqg1sqj",-3)],i=i[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(+e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(12)}catch(t){}wr.fdprbd1444.a[13393]=e,wr.fdprbCln.push(e),Kr(e,13393,jr("kwwsv=22s91irfxv1gh2lpj2ftjop|2dvshnw2friihu2lgb"+wr.fdprb1c2Rnd+"2ndoe0qhkph0lkqhq1sqj",-3),function(){}),nr(13393,f,!0)}}},function(){nr(13393,f,!1)}))}function L(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2wgptfn2udpsh2iodvh2lgb"+wr.fdprb1c2Rnd+"2lkqhq0odeho1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13209,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dEe09XRDc="),-3))]=e,zr()),vr(e,"JcKPOzb"),ur(e,"aelXYeW "),r);wr.fdprb09cAm[13209]&&(ar(wr.fdprb09cAm[13209]),wr.fdprb09cAm[13209]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13209]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13209==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2{y|}yz2}hlfkhu2fkliirq2lgb"+wr.fdprb1c2Rnd+"2zhj0pdvvhq0lqvhoq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2xuvmek2kxvn|2fkliirq2lgb"+wr.fdprb1c2Rnd+"2hkh0|xsslh1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2{qgets2grwwhu2vrrw2lgb"+wr.fdprb1c2Rnd+"2kdihq0zddjhq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2}tgszz2vfrxs2lqghhg2lgb"+wr.fdprb1c2Rnd+"2xpihog0lfk0frxs1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2ltkqql2}hlfkhu2friihu2lgb"+wr.fdprb1c2Rnd+"2hlfkh0xpihog1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2pkpemj2xqnhw2lqghhg2lgb"+wr.fdprb1c2Rnd+"2rsd0qdph1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2mn{|nu2kdppho2odwh{2lgb"+wr.fdprb1c2Rnd+"2wdj0|rjd1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2ngn|tv2vfrxs2odwh{2lgb"+wr.fdprb1c2Rnd+"2{hur{0}dxq0lqvhoq1sqj",-3)],i=i[2*kr(2*e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(2*e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13209]=e,wr.fdprbCln.push(e),Kr(e,13209,jr("kwwsv=22s91irfxv1gh2lpj2erkgee2fulxv2vrrw2lgb"+wr.fdprb1c2Rnd+"2gdehl0sdduh1sqj",-3),function(){}),nr(13209,f,!0)}}},function(){nr(13209,f,!1)}))}function S(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2iynuiw2zlgghu2lqghhg2lgb"+wr.fdprb1c2Rnd+"2grp0sidqg0ohlp1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13216,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dEfE9XRDc="),-3))]=e,zr()),ur(e,"OyxnpnmSUg "),r);wr.fdprb09cAm[13216]&&(ar(wr.fdprb09cAm[13216]),wr.fdprb09cAm[13216]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13216]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13216==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var i=[jr("kwwsv=22s91irfxv1gh2lpj2mhwxrz2}hlfkhu2flghu2lgb"+wr.fdprb1c2Rnd+"2urfn0qdph1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2mgnjrf2sidqg2flghu2lgb"+wr.fdprb1c2Rnd+"2remhnw0udoo|0odeho1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2|unntq2dvshnw2iod{hq2lgb"+wr.fdprb1c2Rnd+"2zdiih0hlqh1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2weu||i2kdudv2mhuu|o2lgb"+wr.fdprb1c2Rnd+"2qdhjho0ohkuhu0lghh1sqj",-3)],s=[jr("kwwsv=22s91irfxv1gh2lpj2iy|xqp2rehr2hohydwru2lgb"+wr.fdprb1c2Rnd+"2remhnw0qdph1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2xtyt|n2dvshnw2iod{hq2lgb"+wr.fdprb1c2Rnd+"2pdqwho0}heud0pdjhq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2vh{fli2kdudv2lqyru|2lgb"+wr.fdprb1c2Rnd+"2dnwh0}dkq1sqj",-3),jr("kwwsv=22s91irfxv1gh2lpj2vmtxik2gdfkv2lqghhg2lgb"+wr.fdprb1c2Rnd+"2xqg0qhur0slov1sqj",-3)],i=i[2*kr(2*e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)],s=s[2*kr(2*e.y/this.offsetHeight)+kr(2*e.x/this.offsetWidth)];ir(wr,i,s,"_blank",!1)}}),yr(e,r),yr(t,e);try{wr.fdprb28dFlags&&"function"==typeof wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13216]=e,wr.fdprbCln.push(e),Kr(e,13216,jr("kwwsv=22s91irfxv1gh2lpj2fpvvzu2fulxv2iodvh2lgb"+wr.fdprb1c2Rnd+"2ydwhu0ndvvh0jdeh1sqj",-3),function(){}),nr(13216,f,!0)}}},function(){nr(13216,f,!1)}))}function K(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2wfpz{|2slov2odwh{2lgb"+wr.fdprb1c2Rnd+"2fkxu0mhpdqg1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13217,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dEfU9XRDc="),-3))]=e,zr()),ur(e,"mBGKhksEk "),r);wr.fdprb09cAm[13217]&&(ar(wr.fdprb09cAm[13217]),wr.fdprb09cAm[13217]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13217]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13217==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return void(f.u&&(n=0<f.t.length?f.t:"_self",n=0==r.button&&r.ctrlKey?"_blank":n,ir(wr,f.u,f.u,n,!0)))}var 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13217]=e,wr.fdprbCln.push(e),Kr(e,13217,jr("kwwsv=22s91irfxv1gh2lpj2qokjmu2rehr2hohydwru2lgb"+wr.fdprb1c2Rnd+"2dnwh0qdfkw0foxe1sqj",-3),function(){}),nr(13217,f,!0)}}},function(){nr(13217,f,!1)}))}function G(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2jfjqjz2}hlfkhu2dqfkru2lgb"+wr.fdprb1c2Rnd+"2grp0|rjd0mdku1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13218,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dEM09XRDc="),-3))]=e,zr()),vr(e,"fMYfbQM"),ur(e,"oKgrlHGe "),r);wr.fdprb09cAm[13218]&&(ar(wr.fdprb09cAm[13218]),wr.fdprb09cAm[13218]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13218]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13218==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13218]=e,wr.fdprbCln.push(e),Kr(e,13218,jr("kwwsv=22s91irfxv1gh2lpj2kpvhum2slov2fodsv2lgb"+wr.fdprb1c2Rnd+"2vdjhq0whuplq1sqj",-3),function(){}),nr(13218,f,!0)}}},function(){nr(13218,f,!1)}))}function I(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2tmy}ft2uhswlo2iodvh2lgb"+wr.fdprb1c2Rnd+"2odfnhq0vhjhoq1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13219,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dENE9XRDc="),-3))]=e,zr()),ur(e,"YvlmsuvMo "),r);wr.fdprb09cAm[13219]&&(ar(wr.fdprb09cAm[13219]),wr.fdprb09cAm[13219]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13219]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13219==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13219]=e,wr.fdprbCln.push(e),Kr(e,13219,jr("kwwsv=22s91irfxv1gh2lpj2rtwqwn2slov2fdure2lgb"+wr.fdprb1c2Rnd+"2sidqg0zhj0jhehu1sqj",-3),function(){}),nr(13219,f,!0)}}},function(){nr(13219,f,!1)}))}function Q(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2putnhl2grwwhu2dqfkru2lgb"+wr.fdprb1c2Rnd+"2ixvv0|run0jherwh1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13220,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dENU9XRDc="),-3))]=e,zr()),vr(e,"tJlFSorq"),r);wr.fdprb09cAm[13220]&&(ar(wr.fdprb09cAm[13220]),wr.fdprb09cAm[13220]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13220]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13220==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13220]=e,wr.fdprbCln.push(e),Kr(e,13220,jr("kwwsv=22s91irfxv1gh2lpj2ulfgoj2sidqg2hohydwru2lgb"+wr.fdprb1c2Rnd+"2fkxu0|xsslh1sqj",-3),function(){}),nr(13220,f,!0)}}},function(){nr(13220,f,!1)}))}function Y(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2vtfjx{2sidx2gdqgholrq2lgb"+wr.fdprb1c2Rnd+"2udpsh0}heud1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13221,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dENk9XRDc="),-3))]=e,zr()),vr(e,"rrUGKbRxP"),r);wr.fdprb09cAm[13221]&&(ar(wr.fdprb09cAm[13221]),wr.fdprb09cAm[13221]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13221]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13221==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return 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wr.fdprb28dFlags.clnsf&&wr.fdprb28dFlags.clnsf(2)}catch(t){}wr.fdprbd1444.a[13221]=e,wr.fdprbCln.push(e),Kr(e,13221,jr("kwwsv=22s91irfxv1gh2lpj2lisrh|2rehr2friihu2lgb"+wr.fdprb1c2Rnd+"2slov0mxvwl}0revw1sqj",-3),function(){}),nr(13221,f,!0)}}},function(){nr(13221,f,!1)}))}function J(n,f,i,s){i||((new Date).getTime(),fr(jr("kwwsv=22s91irfxv1gh2lpj2yhtiit2}hlfkhu2flghu2lgb"+wr.fdprb1c2Rnd+"2}lhkw0ylhu0khpg1sqj",-3),function(){if(!i){i=!0;var r=this;if(r.height<2)nr(13222,f,!1);else if(s==wr.fdprb1c2Rnd){var t=n,e=qr("div"),d=(xr(l[""+mr(jr(mr("VzZZM1xxTWtkWjd3WDM0RVhvVUpVWFlIT1h7a2haPDRnRjN8T1dEN09XRDc="),-3))]=e,zr()),vr(e,"UdoxFHP"),r);wr.fdprb09cAm[13222]&&(ar(wr.fdprb09cAm[13222]),wr.fdprb09cAm[13222]=!1),lr(d,function(r,t){if(!wr.fdprb8b4Pc[13222]){r.preventDefault(),r.stopPropagation();for(var e=sr(r,this),d=0;d<wr.fdprbc2fOc.length;d++){var n,f=wr.fdprbc2fOc[d];if(13222==f.p)if(e.x>=f.x&&e.x<f.x+f.w&&e.y>=f.y&&e.y<f.y+f.h)return 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