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Spend | MyMoney.gov
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It’s helpful to set short and long-term financial goals and manage your money to meet them. 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class="usa-section"> <div id="main-content" class="grid-container"> <div class="grid-row grid-gap"> <div class="grid-col-12"> <div class="region region-highlighted"> <div data-drupal-messages-fallback class="hidden"></div> </div> </div> </div> <div class="grid-row grid-gap"> <aside class="tablet:grid-col-3"> <div class="region region-sidebar-first"> <div id="block-my-money-spendblock" class="block block-block-content block-block-content57b4bc4f-9f01-44f2-a546-e3c02478b007"> <div class="clearfix text-formatted field field--name-body field--type-text-with-summary field--label-hidden field__item"><p><img alt src="/sites/my_money/files/BannerImg/spend.jpg"></p> </div> </div> </div> </aside> <div class="region-content tablet:grid-col-9"> <div class="region region-content"> <div id="block-my-money-page-title" class="block block-core block-page-title-block"> <h1 class="uswds-page-title page-title"><span class="treas-page-title">Spend</span></h1> </div> <div id="block-my-money-content" class="block block-system block-system-main-block"> <article about="/spend"> <div> <div class="layout layout--onecol"> <div class="layout__region layout__region--content"> <div class="block block-layout-builder block-field-blocknodepagebody"> <div class="clearfix text-formatted field field--name-body field--type-text-with-summary field--label-hidden field__item"><p>The fundamental concept of Spend is: make a budget or a plan for using your money wisely. It’s helpful to set short and long-term financial goals and manage your money to meet them. </p> <h2>Actions You Can Take</h2> <ul> <li>Live within your means.</li> <li>Be a smart shopper, and compare prices and quality.</li> <li>Track your spending habits and develop a budget or spending plan.</li> <li>Plan for short-term and long-term financial goals.</li> </ul> <h2>Hints and Tips</h2> <ul> <li>A good way to take control of your spending is to set the maximum amounts you plan to spend each week or each month. Once you’ve set the maximum, stick with your plan.</li> <li>It’s helpful to track your spending over a few weeks or months to get a handle on how you are using your dollars and cents. Look into using on-line systems or phone apps for keeping track of your spending – you will be amazed at what you’ll learn about your habits!</li> <li>Be careful not to let a sale or discount coupon persuade you to purchase something you don’t really need and that isn’t in your spending plan.</li> <li>When planning a big purchase, take time to comparison shop and check prices at a few different stores, by phone or online.</li> </ul> <h2>Spotlight Resources</h2> <ul> <li><a href="http://www.consumer.ftc.gov/articles/pdf-1020-make-budget-worksheet.pdf">Sample Budgeting Worksheet</a></li> </ul> <h2>Learn More</h2> <p><a href="/principle?filter=97212">Read more Federal information, guides and helpful tools about the MyMoney Five Spend principle.</a></p> </div> </div> <div class="block block-layout-builder block-extra-field-blocknodepagelinks"> </div> </div> </div> </div> </article> </div> </div> </div> </div> </div> </main> <footer class="usa-footer usa-footer--medium" role="contentinfo"> <div class="usa-footer__secondary-section"> <div class="grid-container"> <div class="grid-row grid-gap"> <div class="mobile-lg:grid-col-12"> <div class="region region-footer-secondary"> <div id="block-my-money-menufooter" class="block block-block-content block-block-content5ceaea93-f54d-43a3-89b4-311c4cff50a7"> <div class="clearfix text-formatted field field--name-body field--type-text-with-summary field--label-hidden field__item"><p><a href="/About-Us">About Us</a> | <a href="/Contact-Us">Contact Us</a> | <a href="/Policies-and-Notices">Sites, Policies and Notices </a> | <a href="/Google-Privacy-Information">Google Privacy </a> | <a href="/sitemap">Site Map</a> </p> </div> </div> </div> </div> </div> </div> </div> </footer> </div> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/685682","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"google_analytics":{"account":"UA-19138737-5","trackOutbound":true,"trackMailto":true,"trackTel":true,"trackDownload":true,"trackDownloadExtensions":"7z|aac|arc|arj|asf|asx|avi|bin|csv|doc(x|m)?|dot(x|m)?|exe|flv|gif|gz|gzip|hqx|jar|jpe?g|js|mp(2|3|4|e?g)|mov(ie)?|msi|msp|pdf|phps|png|ppt(x|m)?|pot(x|m)?|pps(x|m)?|ppam|sld(x|m)?|thmx|qtm?|ra(m|r)?|sea|sit|tar|tgz|torrent|txt|wav|wma|wmv|wpd|xls(x|m|b)?|xlt(x|m)|xlam|xml|z|zip"},"user":{"uid":0,"permissionsHash":"588c96a17af6659aec7ea33719ccd54d30b128a2dfaa07e4ec3c93516f5b0dfd"}}</script> <script src="/sites/my_money/files/js/js_a2lTpX1ehMZkCykjeBW5k0FTBdS1OyIrBcitkQPI_ig.js?scope=footer&delta=0&language=en&theme=my_money&include=eJx1i0sKwCAMBS_k50gSNEmFaBbxQ2_fXQst3b2Z4ZH2ARtNG0Z6drDFjv5bsKM2x6osmKCDnKNmi2_hGERg1B6n7WJuGmFhXenzFIXib_S59AuhkD0-"></script> </body> </html>