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data-level="2"><div class="sc-6b52c129-0 jfLtKX"><p class="sc-34e99b6e-0 iRbzxg sc-df7cdd33-2 kqEWMM">What is Klarna</p></div><ul class="sc-df7cdd33-1 ebrDZC"><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/uk/how-klarna-works/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">How it works</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/uk/klarna-app/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Klarna app</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/uk/browser-extension/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Browser extension</span></a></li></ul></div></div><div class="sc-6b52c129-0 jfLtKX"><div class="sc-ae27ed61-0 bNsOQU"><ul class="sc-ae27ed61-1 jFcOlI"><li class="sc-ae27ed61-2 bBKuG"><p class="sc-34e99b6e-0 cghEuP sc-ae27ed61-5 ebFUrH">Customer login</p><div class="sc-4b59db0b-3 hUpNwa"><a color="black" variant="filled" href="https://l.klarna.com/22XC?pid=KlarnaCom&c=uk.baseline.app-installs&af_adset=app-installs&af_ad=header-login-link&af_web_dp=https%3A%2F%2Fapp.klarna.com%2Flogin%3Fauto-login%26market%3Dgb%26utm_campaign%3Dheader-login-link%26utm_medium%3Dreferral%26utm_source%3Dklarna" class="sc-39840a84-0 iqeytl sc-4b59db0b-1 eFMCBJ" target="_blank"><span class="sc-4b59db0b-0 fakVvC">Continue in app</span></a></div><a target="_top" href="https://app.klarna.com/login?auto-login&market=gb&utm_campaign=header-login-link&utm_medium=referral&utm_source=klarna" class="sc-39840a84-0 iqeytl sc-8da475db-0 hxXxWj sc-ae27ed61-3 USCzp"><span class="sc-34e99b6e-0 kGSEkC">Continue in browser</span></a></li><li class="sc-ae27ed61-2 bBKuG"><p class="sc-34e99b6e-0 cghEuP sc-ae27ed61-5 ebFUrH">Business login</p><div class="sc-4b59db0b-3 hUpNwa"><a color="black" variant="filled" href="https://portal.klarna.com/?utm_source=klarnacom&utm_campaign=/uk/&utm_medium=referral&utm_content=klarnacom-link" class="sc-39840a84-0 iqeytl sc-4b59db0b-1 eFMCBJ" target="_top"><span class="sc-4b59db0b-0 fakVvC">Go to portal</span></a></div><p class="sc-34e99b6e-0 dIylre sc-ae27ed61-4 fnEKqF">Log in to manage your orders, payout reports, store statistics, and general settings.</p></li></ul></div></div><div class="sc-6b52c129-0 jfLtKX"><div class="sc-3e61a453-2 ejeUb"><div class="sc-4b59db0b-3 hUpNwa"><button class="sc-221f0a72-0 khFGZJ sc-4b59db0b-2 cMbnxo" tabindex="0" type="button" color="transparent"><span class="sc-4b59db0b-0 fakVvC">Log in </span></button></div></div></div></div></header></div><article class="sc-cfd3d683-0 eTKXdz"><div class="sc-jtcaXd boaKvw sc-igHpSv iJgovJ"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cfd3d683-1 eIOwEQ"><nav aria-label="breadcrumb" class="sc-egNfGp idbmXZ"><ol class="sc-dIouRR flpQNa sc-hFrEEg dDFPby"><li class="sc-eVQfli gpFjfs sc-itUGML eAFTIH"><div class="sc-lbxAil eEemop"><a href="/uk/" draggable="false" class="sc-breuTD sc-gSAPjG huaoJv dwdZUt"><span class="sc-jSMfEi kSFQNF">Klarna</span></a></div></li><li class="sc-eVQfli gpFjfs sc-itUGML eAFTIH"><div class="sc-lbxAil eEemop"><a href="https://www.klarna.com/uk/customer-service/" draggable="false" class="sc-breuTD sc-gSAPjG huaoJv dwdZUt"><span class="sc-jSMfEi kSFQNF">Customer Service</span></a></div></li><li class="sc-eVQfli gpFjfs sc-itUGML eAFTIH"><div class="sc-lbxAil eEemop"><a href="/uk/customer-service/csc/products-services/" draggable="false" class="sc-breuTD sc-gSAPjG huaoJv dwdZUt"><span class="sc-jSMfEi kSFQNF">Products & services</span></a></div></li><li class="sc-eVQfli gpFjfs sc-itUGML eAFTIH"><div class="sc-lbxAil eEemop"><a href="/uk/customer-service/csc/products-services/how-to-use-klarna/" draggable="false" class="sc-breuTD sc-gSAPjG huaoJv dwdZUt"><span class="sc-jSMfEi kSFQNF">How to use Klarna</span></a></div></li><li class="sc-eVQfli gpFjfs sc-DdwlG bckPdD"><div><p class="sc-jSMfEi iIdVOE sc-dwVMhp bAwzsH">Does Klarna perform a credit check and will this affect my credit score?</p></div></li></ol></nav></div><h2 class="sc-hKMtZM exhbzz">Does Klarna perform a credit check and will this affect my credit score?</h2></section></div></div><div class="sc-jtcaXd boaKvw sc-igHpSv NVxlU"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><section class="sc-cfd3d683-2 gpwSDG"><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv flexible-content-wysiwyg-uk-1-964-24765 block__flexible-content--left" id="flexible-content-wysiwyg-uk-1-964-24765" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-34c66ec6-0 dWgpta flexible-content flexible-content--left"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Yes, we perform a credit check. This can affect your credit score depending on which payment option you choose in the checkout.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">As a responsible lender, we want to ensure we’re helping you make the right financial decisions for your circumstances. When a credit check is performed, we verify your identity using the details you provided and we look at information from your credit report. Depending on the payment option you choose, we may perform different types of searches and checks to assess your financial standing:</span></p><ul class="sc-dIouRR hPACGa"><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><span class="sc-c7fa36d6-0 hvnYbV">A </span><strong class="sc-c7fa36d6-0 hvnYbV">soft credit check</strong><span class="sc-c7fa36d6-0 hvnYbV"> is performed when you apply for our </span><div class="sc-lbxAil eEemop"><a href="https://www.klarna.com/uk/smoooth/" draggable="false" target="_top" class="sc-breuTD sc-gSAPjG huaoJv edkIZs"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Buy Now Pay Later</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV"> options which will not affect your credit score. However, as a responsible lender, we share data about your payments to credit reference agencies which are visible to other lenders.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><span class="sc-c7fa36d6-0 hvnYbV">A </span><strong class="sc-c7fa36d6-0 hvnYbV">hard credit check</strong><span class="sc-c7fa36d6-0 hvnYbV"> will be conducted when applying for </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_gb/fixed_sum_credit?_gl=1*apn8vl*_ga*ODkzMzE5OTI0LjE3MTU4NjUxOTE.*_ga_F4RYPWHEGX*MTcxNjIwNzY4OC4zOC4xLjE3MTYyMTE4NDguMC4wLjE5MDU3NDk4NjA.*_fplc*MnF3QU5BRXdJWkluUTl1cHU0VSUyQmNzRnNrWjc2JTJCMUlOeE5XcGN6UDdvM1ZhTHM0cE95SkxPOXNoYWtsczBZayUyRkphcGEySDdBTGlaSWRzRjZ4YmRBQ3J6WkJyS1ZVZkFUd2V5VXQ2cWlDcEg5bjdXdHZmWFMlMkZzdmZOOW1wRGclM0QlM0Q.*_gcl_au*MTU1NDU5Mjk5MS4xNzE1ODY1MTkw" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Financing</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV"> – this may affect your credit score.</span></p></li></ul><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Our credit checks are performed by the credit reference agencies </span><div class="sc-lbxAil eEemop"><a href="https://www.transunion.co.uk/" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Transunion</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV"> & </span><div class="sc-lbxAil eEemop"><a href="https://www.experian.co.uk/" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Experian</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">. If you have questions regarding their services, your credit score, or the data provided as part of a credit check, contact the credit reference agencies directly. Credit checks are performed in accordance with Klarna’s </span><div class="sc-lbxAil eEemop"><a href="https://www.klarna.com/uk/terms-and-conditions/" draggable="false" target="_top" class="sc-breuTD sc-gSAPjG huaoJv edkIZs"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Terms & Conditions</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">.</span></p></div><h4 class="sc-eCYdqJ gCujyg heading heading--null">How using Klarna will affect your credit score</h4><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Borrowing more than you can afford or </span><div class="sc-lbxAil eEemop"><a href="https://www.klarna.com/uk/customer-service/what-happens-if-i-cant-pay-on-time/" draggable="false" target="_top" class="sc-breuTD sc-gSAPjG huaoJv edkIZs"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">paying late </span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">may negatively impact your financial status and ability to obtain credit, including with Klarna. Information such as payment holidays and existing, late and unpaid balances is visible on your credit file to other lenders.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Making repayments on time consistently will help build a positive history when using our payment options.</span></p><p class="sc-jSMfEi dtDkvy"><em class="sc-c7fa36d6-0 hvnYbV">Good to know:</em><span class="sc-c7fa36d6-0 hvnYbV"> Mortgage lenders could possibly include your monthly Buy Now Pay Later commitments as part of their affordability checks.</span></p></div></div></section></div></div><div class="sc-jtcaXd fLhtYZ sc-igHpSv gjfgPb sc-eVBRet eTCVPD" data-bg="secondary"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup cta-block-header "><h2 class="sc-hKMtZM exhbzz">Still need help?</h2><p class="sc-jSMfEi qrALe">Get assistance with your purchases, account, and more. </p></div><div class="sc-gBztCq kUTlJk"><div 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fill="#D80027"></path><path d="M7.39165 7.39142V7.39135L2.9293 2.92896C2.72407 3.13411 2.52829 3.3486 2.34149 3.57095L6.16192 7.39138H7.39165V7.39142Z" fill="#D80027"></path><path d="M12.6085 7.39126L17.0709 2.92884C16.8657 2.7236 16.6513 2.52782 16.4289 2.34106L12.6085 6.16149V7.39126Z" fill="#D80027"></path></svg><span>United Kingdom</span><div class="sc-54d1253b-9 kbqyfs"><svg class="sc-38b654d4-0 hqBphC" width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M12.7888 18.308L11.2118 17.078L15.9648 10.986H0.999756V8.986H15.9388L11.2118 2.918L12.7888 1.69L18.7888 9.389C19.0708 9.75 19.0708 10.257 18.7888 10.619L12.7888 18.308Z" fill="#0E0E0F"></path></svg></div></button></div><div role="presentation" class="sc-54d1253b-2 fJPyZX"><div role="dialog" class="sc-54d1253b-4 dDPEmE"></div><div class="sc-54d1253b-3 iYIUNZ"><div class="sc-54d1253b-1 OXeMo"><div class="sc-54d1253b-5 cabEnU"><button 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class="sc-34e99b6e-0 jDmYCe title">Choose your language and region</p></div><div class="sc-54d1253b-6 glsiPY description view-row"><p class="sc-34e99b6e-0 dqDYjy">Klarna is available around the world with a variable offering, choose one that suits you best.</p></div><div class="sc-54d1253b-6 glsiPY languages view-row"><div class="sc-54d1253b-6 glsiPY language view-column"><a label="United Kingdom" href="https://www.klarna.com/uk/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 khwRoj" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M2.06687 3.91174C1.28136 4.93374 0.68906 6.11167 0.344177 7.39131H5.54644L2.06687 3.91174Z" fill="#0052B4"></path><path d="M19.6556 7.39134C19.3107 6.11173 18.7184 4.9338 17.9329 3.9118L14.4534 7.39134H19.6556Z" fill="#0052B4"></path><path d="M0.344177 12.6086C0.689099 13.8882 1.2814 15.0661 2.06687 16.0881L5.54633 12.6086H0.344177Z" fill="#0052B4"></path><path d="M16.088 2.06716C15.066 1.28165 13.8881 0.689343 12.6085 0.344421V5.54665L16.088 2.06716Z" fill="#0052B4"></path><path d="M3.91125 17.9327C4.93325 18.7182 6.11118 19.3105 7.39079 19.6554V14.4532L3.91125 17.9327Z" fill="#0052B4"></path><path d="M7.39075 0.344421C6.11114 0.689343 4.93321 1.28165 3.91125 2.06712L7.39075 5.54661V0.344421Z" fill="#0052B4"></path><path d="M12.6085 19.6554C13.8881 19.3105 15.0661 18.7182 16.088 17.9327L12.6085 14.4532V19.6554Z" fill="#0052B4"></path><path d="M14.4534 12.6086L17.9329 16.0881C18.7184 15.0662 19.3107 13.8882 19.6556 12.6086H14.4534Z" fill="#0052B4"></path><path d="M19.9154 8.69566H11.3044H11.3044V0.0846484C10.8774 0.0290625 10.4421 0 10 0C9.55785 0 9.12262 0.0290625 8.69566 0.0846484V8.69559V8.69563H0.0846484C0.0290625 9.12262 0 9.55793 0 10C0 10.4421 0.0290625 10.8774 0.0846484 11.3043H8.69559H8.69563V19.9154C9.12262 19.9709 9.55785 20 10 20C10.4421 20 10.8774 19.971 11.3043 19.9154V11.3044V11.3044H19.9154C19.9709 10.8774 20 10.4421 20 10C20 9.55793 19.9709 9.12262 19.9154 8.69566Z" fill="#D80027"></path><path d="M12.6085 12.6088L17.0709 17.0711C17.2761 16.866 17.4719 16.6515 17.6587 16.4292L13.8383 12.6088H12.6085V12.6088Z" fill="#D80027"></path><path d="M7.39084 12.6088H7.39076L2.92847 17.0711C3.13362 17.2764 3.34811 17.4721 3.57046 17.6589L7.39084 13.8385V12.6088Z" fill="#D80027"></path><path d="M7.39165 7.39142V7.39135L2.9293 2.92896C2.72407 3.13411 2.52829 3.3486 2.34149 3.57095L6.16192 7.39138H7.39165V7.39142Z" fill="#D80027"></path><path d="M12.6085 7.39126L17.0709 2.92884C16.8657 2.7236 16.6513 2.52782 16.4289 2.34106L12.6085 6.16149V7.39126Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">United Kingdom</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Australia" href="https://www.klarna.com/au/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="21" viewBox="0 0 20 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34159)"><path d="M20 10.5C20 16.0228 15.5228 20.5 10 20.5C4.47719 20.5 0 16.0228 0 10.5C0 10.5023 10 0.501133 10 0.5C15.5228 0.5 20 4.97719 20 10.5Z" fill="#0052B4"></path><path d="M9.99997 0.5C9.99942 0.5 9.99884 0.500039 9.99829 0.500039L9.99997 0.5Z" fill="#F0F0F0"></path><path d="M9.97327 10.4996H10C10 10.4905 10 10.4819 10 10.4728C9.99112 10.4818 9.98221 10.4907 9.97327 10.4996Z" fill="#F0F0F0"></path><path d="M10 5.71839C10 3.95882 10 2.80581 10 0.501007H9.99832C4.47625 0.501906 0 4.97866 0 10.501H5.21738V7.563L8.15535 10.501H9.97328C9.98223 10.4921 9.99113 10.4832 10 10.4742C10 9.8005 10 9.19937 10 8.6564L7.06203 5.71839H10Z" fill="#F0F0F0"></path><path d="M5.05917 1.80469C3.49514 2.69527 2.19491 3.99551 1.30432 5.55953V10.5004H3.91303V4.41344V4.4134H9.99999C9.99999 3.59063 9.99999 2.8068 9.99999 1.80469H5.05917Z" fill="#D80027"></path><path d="M9.99999 9.27042L6.44713 5.71761H5.21741C5.21741 5.71757 5.21741 5.71761 5.21741 5.71761L9.99995 10.5001H9.99999C9.99999 10.5001 9.99999 9.6523 9.99999 9.27042Z" fill="#D80027"></path><path d="M6.03107 12.2396L6.5799 13.3872L7.81924 13.1008L7.26424 14.2454L8.26088 15.0357L7.01998 15.3154L7.02346 16.5874L6.03107 15.7916L5.03873 16.5874L5.04221 15.3154L3.80127 15.0357L4.79795 14.2454L4.24287 13.1008L5.48228 13.3872L6.03107 12.2396Z" fill="#F0F0F0"></path><path d="M14.9721 14.4132L15.2465 14.987L15.8662 14.8438L15.5886 15.4161L16.087 15.8113L15.4665 15.9511L15.4682 16.5871L14.9721 16.1892L14.4759 16.5871L14.4776 15.9511L13.8572 15.8113L14.3555 15.4161L14.078 14.8438L14.6976 14.987L14.9721 14.4132Z" fill="#F0F0F0"></path><path d="M12.4192 8.32642L12.6936 8.90024L13.3133 8.75696L13.0358 9.32927L13.5341 9.72446L12.9137 9.86431L12.9154 10.5003L12.4192 10.1024L11.9231 10.5003L11.9248 9.86431L11.3043 9.72446L11.8026 9.32927L11.5251 8.75696L12.1448 8.90024L12.4192 8.32642Z" fill="#F0F0F0"></path><path d="M14.9721 4.84808L15.2465 5.42191L15.8662 5.27867L15.5887 5.85097L16.0869 6.24613L15.4665 6.38601L15.4682 7.02203L14.9721 6.6241L14.4759 7.02203L14.4776 6.38601L13.8572 6.24613L14.3555 5.85097L14.078 5.27867L14.6976 5.42191L14.9721 4.84808Z" fill="#F0F0F0"></path><path d="M17.2018 7.4566L17.4762 8.03043L18.0959 7.88715L17.8184 8.45946L18.3167 8.85465L17.6963 8.99453L17.698 9.63051L17.2018 9.23262L16.7057 9.63051L16.7073 8.99453L16.0869 8.85465L16.5852 8.45946L16.3077 7.88715L16.9274 8.03043L17.2018 7.4566Z" fill="#F0F0F0"></path><path d="M15.6074 10.5L15.8233 11.1643H16.5218L15.9567 11.5749L16.1726 12.2391L15.6074 11.8286L15.0424 12.2391L15.2582 11.5749L14.6931 11.1643H15.3916L15.6074 10.5Z" fill="#F0F0F0"></path></g><defs><clipPath id="clip0_167_34159"><rect width="20" height="20" fill="white" transform="translate(0 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Australia</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Österreich" href="https://www.klarna.com/at/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34234)"><path d="M19.978 13.978C20.38 12.8947 20.6 11.7229 20.6 10.4997C20.6 9.27653 20.38 8.10485 19.978 7.02149L10.6 6.15192L1.22197 7.02149C0.820015 8.10485 0.599976 9.27653 0.599976 10.4997C0.599976 11.7229 0.820015 12.8947 1.22197 13.978L10.6 14.8476L19.978 13.978Z" fill="#F0F0F0"></path><path d="M10.6 20.5C14.8996 20.5 18.565 17.7863 19.9779 13.9783H1.22192C2.63489 17.7863 6.30028 20.5 10.6 20.5Z" fill="#D80027"></path><path d="M10.6 0.5C6.30028 0.5 2.63489 3.21375 1.22192 7.02176H19.978C18.565 3.21375 14.8996 0.5 10.6 0.5Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34234"><rect width="20" height="20" fill="white" transform="translate(0.599976 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Österreich</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Deutsch</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="België" href="https://www.klarna.com/be/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34294)"><path d="M13.6781 1.12199C12.5948 0.720039 11.4231 0.5 10.1999 0.5C8.97667 0.5 7.80494 0.720039 6.72162 1.12199L5.85205 10.5L6.72162 19.878C7.80494 20.28 8.97667 20.5 10.1999 20.5C11.4231 20.5 12.5948 20.28 13.6781 19.878L14.5477 10.5L13.6781 1.12199Z" fill="#FFDA44"></path><path d="M20.2 10.5002C20.2 6.20055 17.4862 2.53508 13.6782 1.12219V19.8782C17.4862 18.4652 20.2 14.7998 20.2 10.5002Z" fill="#D80027"></path><path d="M0.199951 10.5002C0.199951 14.7998 2.9137 18.4652 6.72171 19.8782V1.12219C2.9137 2.53508 0.199951 6.20055 0.199951 10.5002Z" fill="black"></path></g><defs><clipPath id="clip0_167_34294"><rect width="20" height="20" fill="white" transform="translate(0.199951 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">België</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Nederlands</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Belgique" href="https://www.klarna.com/be/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34294)"><path d="M13.6781 1.12199C12.5948 0.720039 11.4231 0.5 10.1999 0.5C8.97667 0.5 7.80494 0.720039 6.72162 1.12199L5.85205 10.5L6.72162 19.878C7.80494 20.28 8.97667 20.5 10.1999 20.5C11.4231 20.5 12.5948 20.28 13.6781 19.878L14.5477 10.5L13.6781 1.12199Z" fill="#FFDA44"></path><path d="M20.2 10.5002C20.2 6.20055 17.4862 2.53508 13.6782 1.12219V19.8782C17.4862 18.4652 20.2 14.7998 20.2 10.5002Z" fill="#D80027"></path><path d="M0.199951 10.5002C0.199951 14.7998 2.9137 18.4652 6.72171 19.8782V1.12219C2.9137 2.53508 0.199951 6.20055 0.199951 10.5002Z" fill="black"></path></g><defs><clipPath id="clip0_167_34294"><rect width="20" height="20" fill="white" transform="translate(0.199951 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Belgique</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Canada" href="https://www.klarna.com/ca/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34408)"><path d="M10.3999 20.5C15.9228 20.5 20.3999 16.0228 20.3999 10.5C20.3999 4.97715 15.9228 0.5 10.3999 0.5C4.87705 0.5 0.399902 4.97715 0.399902 10.5C0.399902 16.0228 4.87705 20.5 10.3999 20.5Z" fill="#F0F0F0"></path><path d="M20.4 10.4997C20.4 6.53507 18.0928 3.10944 14.7478 1.49194V19.5074C18.0928 17.8899 20.4 14.4643 20.4 10.4997Z" fill="#D80027"></path><path d="M0.399902 10.4997C0.399902 14.4643 2.70713 17.8899 6.05209 19.5074V1.49194C2.70713 3.10944 0.399902 6.53507 0.399902 10.4997Z" fill="#D80027"></path><path d="M12.139 11.8044L13.8781 10.9348L13.0086 10.5001V9.63051L11.2694 10.5001L12.139 8.76094H11.2694L10.3999 7.4566L9.5303 8.76094H8.66073L9.5303 10.5001L7.79116 9.63051V10.5001L6.92163 10.9348L8.66073 11.8044L8.22597 12.674H9.96511V13.9783H10.8346V12.674H12.5738L12.139 11.8044Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34408"><rect width="20" height="20" fill="white" transform="translate(0.399902 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Canada</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Canada" href="https://www.klarna.com/ca/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34408)"><path d="M10.3999 20.5C15.9228 20.5 20.3999 16.0228 20.3999 10.5C20.3999 4.97715 15.9228 0.5 10.3999 0.5C4.87705 0.5 0.399902 4.97715 0.399902 10.5C0.399902 16.0228 4.87705 20.5 10.3999 20.5Z" fill="#F0F0F0"></path><path d="M20.4 10.4997C20.4 6.53507 18.0928 3.10944 14.7478 1.49194V19.5074C18.0928 17.8899 20.4 14.4643 20.4 10.4997Z" fill="#D80027"></path><path d="M0.399902 10.4997C0.399902 14.4643 2.70713 17.8899 6.05209 19.5074V1.49194C2.70713 3.10944 0.399902 6.53507 0.399902 10.4997Z" fill="#D80027"></path><path d="M12.139 11.8044L13.8781 10.9348L13.0086 10.5001V9.63051L11.2694 10.5001L12.139 8.76094H11.2694L10.3999 7.4566L9.5303 8.76094H8.66073L9.5303 10.5001L7.79116 9.63051V10.5001L6.92163 10.9348L8.66073 11.8044L8.22597 12.674H9.96511V13.9783H10.8346V12.674H12.5738L12.139 11.8044Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34408"><rect width="20" height="20" fill="white" transform="translate(0.399902 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Canada</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="中国" href="https://www.klarna.com/cn/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#D80027"></path><path d="M5.47266 6.08521L6.33594 8.74146H9.12891L6.87109 10.386L7.73438 13.0422L5.47266 11.4016L3.21094 13.0422L4.07812 10.386L1.81641 8.74146H4.60938L5.47266 6.08521Z" fill="#FFDA44"></path><path d="M11.8555 15.4879L11.1954 14.6754L10.2188 15.0543L10.7852 14.1754L10.125 13.359L11.1368 13.6285L11.7071 12.7496L11.7618 13.7965L12.7774 14.066L11.7969 14.441L11.8555 15.4879Z" fill="#FFDA44"></path><path d="M13.168 13.1051L13.4805 12.1051L12.6251 11.4996L13.6719 11.484L13.9805 10.484L14.3204 11.4762L15.3672 11.4645L14.5274 12.0895L14.8633 13.0817L14.0079 12.4762L13.168 13.1051Z" fill="#FFDA44"></path><path d="M14.9374 7.33969L14.4765 8.2811L15.2265 9.01157L14.1913 8.86313L13.7304 9.80063L13.5507 8.76938L12.5117 8.62094L13.4413 8.13266L13.2617 7.0975L14.0117 7.82797L14.9374 7.33969Z" fill="#FFDA44"></path><path d="M11.8828 4.48792L11.8047 5.53088L12.7773 5.92542L11.7578 6.17542L11.6836 7.22229L11.1328 6.33167L10.1133 6.58167L10.789 5.78088L10.2343 4.89416L11.207 5.2887L11.8828 4.48792Z" fill="#FFDA44"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">中国</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">中文(简体</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Česká republika" href="https://www.klarna.com/cz/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_631)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M9.13045 10C9.13045 10 2.93478 17.0725 2.92892 17.0711C4.73853 18.8807 7.23857 20 10 20C15.5228 20 20 15.5228 20 10H9.13045Z" fill="#D80027"></path><path d="M2.9289 2.92892C-0.976339 6.83416 -0.976339 13.1658 2.9289 17.0711C4.54268 15.4573 6.09475 13.9053 9.99999 10L2.9289 2.92892Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_631"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Česká republika</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Čeština</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Danmark" href="https://www.klarna.com/dk/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="21" viewBox="0 0 20 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34189)"><path d="M10 20.5C15.5228 20.5 20 16.0228 20 10.5C20 4.97715 15.5228 0.5 10 0.5C4.47715 0.5 0 4.97715 0 10.5C0 16.0228 4.47715 20.5 10 20.5Z" fill="#F0F0F0"></path><path d="M7.82633 9.19566H19.9156C19.2764 4.28914 15.0809 0.5 10.0002 0.5C9.25352 0.5 8.52629 0.582539 7.82629 0.737695V9.19566H7.82633Z" fill="#D80027"></path><path d="M5.21745 9.19567V1.71594C2.47163 3.21415 0.505928 5.96223 0.0847168 9.19571H5.21745V9.19567Z" fill="#D80027"></path><path d="M5.21741 11.8042H0.0847168C0.505928 15.0377 2.47163 17.7858 5.21745 19.2839L5.21741 11.8042Z" fill="#D80027"></path><path d="M7.82629 11.8043V20.2622C8.52629 20.4173 9.25352 20.4999 10.0002 20.4999C15.0809 20.4999 19.2764 16.7107 19.9156 11.8042H7.82629V11.8043Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34189"><rect width="20" height="20" fill="white" transform="translate(0 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Danmark</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Dansk</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Suomi" href="https://www.klarna.com/fi/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_789)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M19.9154 8.6957H7.82613H7.82609V0.237732C6.90195 0.442654 6.02582 0.774802 5.21738 1.21594V8.69562V8.69566H0.0846484C0.0289844 9.12265 0 9.55797 0 10C0 10.4421 0.0289844 10.8774 0.0846484 11.3044H5.21734H5.21738V18.7841C6.02582 19.2252 6.90195 19.5574 7.82609 19.7623V11.3045V11.3044H19.9154C19.9709 10.8774 20 10.4421 20 10C20 9.55797 19.9709 9.12265 19.9154 8.6957Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_789"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Suomi</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Suomi</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="France" href="https://www.klarna.com/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_792)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 10.0001C20 5.70049 17.2863 2.03506 13.4783 0.622131V19.3782C17.2863 17.9652 20 14.2998 20 10.0001Z" fill="#D80027"></path><path d="M0 10.0001C0 14.2998 2.71379 17.9652 6.52176 19.3781V0.622131C2.71379 2.03506 0 5.70049 0 10.0001Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_792"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">France</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Deutschland" href="https://www.klarna.com/de/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.622131 13.478C2.03506 17.286 5.70049 19.9998 10.0001 19.9998C14.2998 19.9998 17.9652 17.286 19.3781 13.478L10.0001 12.6085L0.622131 13.478Z" fill="#FFDA44"></path><path d="M10.0001 0C5.70049 0 2.03506 2.71375 0.622131 6.52176L10.0001 7.39129L19.3781 6.52172C17.9652 2.71375 14.2998 0 10.0001 0Z" fill="black"></path><path d="M0.621992 6.52173C0.220039 7.60505 0 8.77677 0 9.99997C0 11.2232 0.220039 12.3949 0.621992 13.4782H19.378C19.78 12.3949 20 11.2232 20 9.99997C20 8.77677 19.78 7.60505 19.378 6.52173H0.621992Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Deutschland</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Deutsch</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Ελλάδα" href="https://www.klarna.com/gr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M10 7.39119H19.6555C19.4048 6.46095 19.0237 5.58435 18.5323 4.78247H10V7.39119Z" fill="#338AF3"></path><path d="M3.77511 17.8262H16.2248C17.1375 17.0993 17.9201 16.2164 18.5322 15.2175H1.46773C2.07988 16.2164 2.86253 17.0993 3.77511 17.8262Z" fill="#338AF3"></path><path d="M3.47824 2.41956C2.69207 3.09655 2.01242 3.89377 1.46773 4.78268H3.47824V2.41956Z" fill="#338AF3"></path><path d="M10 10.0002C10 8.9816 10 8.12914 10 7.39148H6.08695V10.0002H3.47824V7.39148H0.344492C0.120313 8.22328 0 9.09758 0 10.0002C0 10.9028 0.120313 11.7771 0.344492 12.6089H19.6555C19.8797 11.7771 20 10.9028 20 10.0002H10Z" fill="#338AF3"></path><path d="M10 0C8.61139 0 7.28893 0.28332 6.08698 0.794844V4.78262H10C10 3.87199 10 3.0975 10 2.17391H16.2249C14.5167 0.813438 12.3535 0 10 0Z" fill="#338AF3"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Ελλάδα</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Ελληνικά</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Magyarország" href="https://www.klarna.com/hu/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M19.430981,13.3333333 C18.0581931,17.217308 14.354063,20 10,20 C5.64593701,20 1.94180692,17.217308 0.569018976,13.3333333 L19.4309814,13.3333333 L19.4309814,13.3333333 L19.430981,13.3333333 L19.430981,13.3333333 L19.430981,13.3333333 Z" id="green" fill="#1AAF5D"></path><path d="M19.430981,13.3333334 C19.799486,12.290737 20,11.1687848 20,10 C20,8.83121522 19.799486,7.70926303 19.430981,6.66666662 L0.569018553,6.66666667 C0.20051405,7.70926303 0,8.83121522 0,10 C0,11.1687848 0.20051405,12.290737 0.569018976,13.3333333 L19.4309814,13.3333333 L19.4309814,13.3333333 L19.430981,13.3333334 L19.430981,13.3333334 L19.430981,13.3333334 Z" id="white" fill="#FFFFFF"></path><path d="M19.430981,6.66666662 C18.0581931,2.78269194 14.354063,0 10,0 C5.64593701,0 1.94180692,2.78269194 0.569018976,6.66666662 L19.4309814,6.66666667 L19.4309814,6.66666667 L19.430981,6.66666662 L19.430981,6.66666662 L19.430981,6.66666662 Z" id="red" fill="#E94B35"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Magyarország</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Magyar</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Ireland" href="https://www.klarna.com/ie/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_989)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 9.99992C20 5.70031 17.2863 2.03484 13.4783 0.621948V19.378C17.2863 17.965 20 14.2996 20 9.99992Z" fill="#FF9811"></path><path d="M0 9.99992C0 14.2996 2.71375 17.965 6.52176 19.378V0.621948C2.71375 2.03484 0 5.70031 0 9.99992Z" fill="#6DA544"></path></g><defs><clipPath id="clip0_1_989"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Ireland</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Italia" href="https://www.klarna.com/it/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1002)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 9.9999C20 5.70025 17.2863 2.03482 13.4783 0.621887V19.3779C17.2863 17.965 20 14.2995 20 9.9999Z" fill="#D80027"></path><path d="M0 9.9999C0 14.2995 2.71375 17.965 6.52176 19.3779V0.621887C2.71375 2.03482 0 5.70025 0 9.9999Z" fill="#6DA544"></path></g><defs><clipPath id="clip0_1_1002"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Italia</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Italiano</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="日本" href="https://www.klarna.com/jp/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M10.0002 14.3478C12.4014 14.3478 14.348 12.4012 14.348 9.99998C14.348 7.59875 12.4014 5.65216 10.0002 5.65216C7.59896 5.65216 5.65237 7.59875 5.65237 9.99998C5.65237 12.4012 7.59896 14.3478 10.0002 14.3478Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">日本</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">日本語</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="México" href="https://www.klarna.com/mx/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1238)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20.0003 9.99968C20.0003 6.03507 17.693 2.60944 14.3481 0.991943V19.0074C17.693 17.3899 20.0003 13.9643 20.0003 9.99968Z" fill="#D80027"></path><path d="M0 9.99968C0 13.9643 2.30723 17.3899 5.65219 19.0074V0.991943C2.30723 2.60944 0 6.03507 0 9.99968Z" fill="#6DA544"></path><path d="M7.39148 9.99975C7.39148 11.4405 8.55945 12.6085 10.0002 12.6085C11.4409 12.6085 12.6089 11.4405 12.6089 9.99975V9.13019H7.39148V9.99975Z" fill="#6DA544"></path><path d="M13.4782 8.26105H10.8694C10.8694 7.78081 10.4801 7.39148 9.99988 7.39148C9.51965 7.39148 9.13031 7.78081 9.13031 8.26105H6.52161C6.52161 8.74132 6.93993 9.13061 7.42012 9.13061H7.39117C7.39117 9.61088 7.78047 10.0002 8.26074 10.0002C8.26074 10.4805 8.65004 10.8697 9.13031 10.8697H10.8694C11.3497 10.8697 11.739 10.4805 11.739 10.0002C12.2193 10.0002 12.6086 9.61088 12.6086 9.13061H12.5796C13.0599 9.13061 13.4782 8.74132 13.4782 8.26105Z" fill="#FF9811"></path></g><defs><clipPath id="clip0_1_1238"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">México</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Español</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Nederland" href="https://www.klarna.com/nl/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1348)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M10.0001 0C5.70049 0 2.03506 2.71375 0.622131 6.52176H19.3782C17.9652 2.71375 14.2998 0 10.0001 0Z" fill="#A2001D"></path><path d="M10.0001 20C14.2998 20 17.9652 17.2863 19.3781 13.4783H0.622131C2.03506 17.2863 5.70049 20 10.0001 20Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_1348"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Nederland</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Nederlands</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="New Zealand" href="https://www.klarna.com/nz/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M20 10C20 15.5228 15.5228 20 10 20C4.47719 20 0 15.5228 0 10C0 10.0024 10 0.00109375 10 0C15.5228 0 20 4.47719 20 10Z" fill="#0052B4"></path><path d="M9.97284 9.9996H9.9996C9.9996 9.99061 9.9996 9.98186 9.9996 9.97284C9.99069 9.98178 9.98178 9.99069 9.97284 9.9996Z" fill="#F0F0F0"></path><path d="M10 5.21738C10 3.45781 10 2.30488 10 0H9.99832C4.47625 0.0009375 0 4.4777 0 10H5.21738V7.06207L8.15535 10H9.97328C9.98219 9.99109 9.99113 9.98219 10 9.97324C10 9.29953 10 8.6984 10 8.15539L7.06203 5.21738H10Z" fill="#F0F0F0"></path><path d="M5.05953 1.30469C3.49551 2.19527 2.19527 3.49551 1.30469 5.05953V10.0004H3.9134V3.91348V3.9134H10.0004C10.0004 3.09063 10.0004 2.3068 10.0004 1.30469H5.05953Z" fill="#D80027"></path><path d="M10.0005 8.77081L6.44768 5.21796C6.44768 5.21796 5.21796 5.21803 5.21796 5.21796V5.21803L10.0005 10.0005H10.0005C10.0005 10.0005 10.0005 9.15261 10.0005 8.77081Z" fill="#D80027"></path><path d="M17.3177 7.42029L17.5335 8.08458H18.232L17.6669 8.49513L17.8828 9.15939L17.3177 8.74888L16.7526 9.15939L16.9684 8.49513L16.4033 8.08458H17.1018L17.3177 7.42029Z" fill="#D80027"></path><path d="M14.8209 12.2032L15.1447 13.1997H16.1924L15.3448 13.8155L15.6686 14.812L14.8209 14.1961L13.9733 14.812L14.2971 13.8155L13.4495 13.1997H14.4972L14.8209 12.2032Z" fill="#D80027"></path><path d="M14.9156 4.37689L15.1855 5.20732H16.0585L15.3521 5.7204L15.622 6.55079L14.9156 6.03755L14.2093 6.55079L14.4791 5.7204L13.7728 5.20732H14.6458L14.9156 4.37689Z" fill="#D80027"></path><path d="M12.5127 7.39148L12.8364 8.38796H13.8841L13.0365 9.00375L13.3603 10.0002L12.5127 9.38437L11.665 10.0002L11.9888 9.00375L11.1412 8.38796H12.1889L12.5127 7.39148Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">New Zealand</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Norge" href="https://www.klarna.com/no/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1429)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M0.344177 12.6085C0.922771 14.7554 2.19797 16.6161 3.91273 17.9336V12.6085H0.344177Z" fill="#D80027"></path><path d="M9.13019 19.9617C9.41683 19.9864 9.70671 19.9998 9.99976 19.9998C14.62 19.9998 18.5078 16.8662 19.6553 12.6085H9.13019V19.9617Z" fill="#D80027"></path><path d="M19.6553 7.39129C18.5078 3.13363 14.62 0 9.99976 0C9.70671 0 9.41683 0.0133594 9.13019 0.0380469V7.39129H19.6553Z" fill="#D80027"></path><path d="M3.91273 2.06665C2.19797 3.38423 0.922771 5.24489 0.344177 7.39173H3.91273V2.06665Z" fill="#D80027"></path><path d="M19.9154 8.6957H7.82613H7.82609V0.237732C6.90195 0.442654 6.02582 0.774802 5.21738 1.21594V8.69562V8.69566H0.0846484C0.0289844 9.12265 0 9.55797 0 10C0 10.4421 0.0289844 10.8774 0.0846484 11.3044H5.21734H5.21738V18.7841C6.02582 19.2252 6.90195 19.5574 7.82609 19.7623V11.3045V11.3044H19.9154C19.9709 10.8774 20 10.4421 20 10C20 9.55797 19.9709 9.12265 19.9154 8.6957Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_1429"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Norge</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Norsk</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Polska" href="https://www.klarna.com/pl/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 10C20 15.5228 15.5228 20 10 20C4.47719 20 0 15.5228 0 10" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Polska</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Polski</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Portugal" href="https://www.klarna.com/pt/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0 10.0001C0 14.2997 2.71375 17.9652 6.52168 19.3781L7.39129 10.0001L6.52168 0.622131C2.71375 2.0351 0 5.70049 0 10.0001Z" fill="#6DA544"></path><path d="M19.9999 10C19.9999 4.47719 15.5227 0 9.99993 0C8.77672 0 7.60497 0.220039 6.52161 0.621992V19.378C7.60497 19.78 8.77672 20 9.99993 20C15.5227 20 19.9999 15.5228 19.9999 10Z" fill="#D80027"></path><path d="M6.5217 13.4782C8.44268 13.4782 9.99994 11.921 9.99994 9.99997C9.99994 8.07899 8.44268 6.52173 6.5217 6.52173C4.60072 6.52173 3.04346 8.07899 3.04346 9.99997C3.04346 11.921 4.60072 13.4782 6.5217 13.4782Z" fill="#FFDA44"></path><path d="M4.56512 8.26129V10.4352C4.56512 11.5157 5.44106 12.3917 6.52164 12.3917C7.60223 12.3917 8.47816 11.5158 8.47816 10.4352V8.26129H4.56512Z" fill="#D80027"></path><path d="M6.522 11.0868C6.16239 11.0868 5.86981 10.7943 5.86981 10.4347V9.56512H7.17415V10.4347C7.17415 10.7943 6.88157 11.0868 6.522 11.0868Z" fill="#F0F0F0"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Portugal</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Português</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="España" href="https://www.klarna.com/es/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0 10.0002C0 11.2234 0.220039 12.3952 0.621992 13.4785L10 14.348L19.378 13.4785C19.78 12.3952 20 11.2234 20 10.0002C20 8.77702 19.78 7.6053 19.378 6.52198L10 5.6524L0.621992 6.52198C0.220039 7.6053 0 8.77702 0 10.0002H0Z" fill="#FFDA44"></path><path d="M19.3781 6.52176C17.9652 2.71379 14.2998 0 10.0001 0C5.70049 0 2.03506 2.71379 0.622131 6.52176H19.3781Z" fill="#D80027"></path><path d="M0.622131 13.4783C2.03506 17.2862 5.70049 20 10.0001 20C14.2998 20 17.9652 17.2862 19.3781 13.4783H0.622131Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">España</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Español</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Slovensko" href="https://www.klarna.com/sk/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg aria-hidden="true" role="img" width="20" height="20" viewBox="0 0 50 50"><path fill="#F0F0F0" d="M25 50c13.807 0 25-11.193 25-25S38.807 0 25 0 0 11.193 0 25s11.193 25 25 25Z"></path><path fill="#0052B4" d="M25 50c13.807 0 25-11.193 25-25 0-3.058-.55-5.988-1.555-8.696H1.555A24.946 24.946 0 0 0 0 25c0 13.807 11.193 25 25 25Z"></path><path fill="#D80027" d="M25 50c10.75 0 19.913-6.784 23.445-16.304H1.555C5.088 43.216 14.251 50 25 50Z"></path><path fill="#F0F0F0" d="M6.464 14.13v12.472c0 7.094 9.268 9.268 9.268 9.268s9.267-2.174 9.267-9.268V14.131H6.464Z"></path><path fill="#D80027" d="M8.639 14.13v12.472c0 .833.185 1.62.551 2.357h13.085a5.23 5.23 0 0 0 .551-2.357V14.131H8.639Z"></path><path fill="#F0F0F0" d="M20.08 22.826h-3.261v-2.174h2.174v-2.174h-2.174v-2.174h-2.174v2.174h-2.174v2.174h2.174v2.174h-3.26V25h3.26v2.174h2.174V25h3.26v-2.174Z"></path><path fill="#0052B4" d="M12.156 31.994c1.4.88 2.84 1.391 3.576 1.618.737-.227 2.177-.738 3.578-1.619 1.412-.887 2.402-1.903 2.965-3.034a3.787 3.787 0 0 0-3.06-.598 3.805 3.805 0 0 0-6.965 0 3.805 3.805 0 0 0-3.06.598c.562 1.131 1.553 2.146 2.966 3.035Z"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Slovensko</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Slovenčin</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Sverige" href="https://www.klarna.com/se/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#FFDA44"></path><path d="M7.82645 8.69566H19.9157C19.2765 3.78914 15.0811 0 10.0003 0C9.25368 0 8.52638 0.0825391 7.82642 0.237695V8.69566H7.82645Z" fill="#0052B4"></path><path d="M5.21739 8.69567V1.21594C2.47153 2.71415 0.505867 5.46223 0.0846558 8.69571H5.21739V8.69567Z" fill="#0052B4"></path><path d="M5.21735 11.3042H0.0846558C0.505867 14.5377 2.47153 17.2858 5.21739 18.7839L5.21735 11.3042Z" fill="#0052B4"></path><path d="M7.82642 11.3042V19.7622C8.52638 19.9173 9.25368 19.9999 10.0003 19.9999C15.0811 19.9999 19.2765 16.2107 19.9157 11.3042H7.82642V11.3042Z" fill="#0052B4"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Sverige</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Svenska</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Schweiz" href="https://www.klarna.com/ch/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#D80027"></path><path d="M15.2178 8.26081H11.7395V4.78253H8.26126V8.26081H4.78302V11.7391H8.26126V15.2173H11.7395V11.7391H15.2178V8.26081Z" fill="#F0F0F0"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Schweiz</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Deutsch</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Switzerland" href="https://www.klarna.com/ch/en/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#D80027"></path><path d="M15.2178 8.26081H11.7395V4.78253H8.26126V8.26081H4.78302V11.7391H8.26126V15.2173H11.7395V11.7391H15.2178V8.26081Z" fill="#F0F0F0"></path></svg><div><p 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Klarna Financial Services UK Ltd is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Klarna Financial Services UK Ltd offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND. </p></div><div class="sc-b4505cbd-6 rpAXm"><div class="sc-b4505cbd-8 iyIaRN"><a target="_top" href="https://www.klarna.com/uk/cookie-policy/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-b4505cbd-11 kUbrIX"><span class="sc-34e99b6e-0 iltVbJ">Cookie policy</span></a></div><div class="sc-b4505cbd-8 iyIaRN"><a target="_top" href="https://www.klarna.com/uk/sitemap/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-b4505cbd-11 kUbrIX"><span class="sc-34e99b6e-0 iltVbJ">Sitemap</span></a></div><div class="sc-b4505cbd-8 iyIaRN"><a target="_top" href="https://www.klarna.com/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-b4505cbd-11 kUbrIX"><span class="sc-34e99b6e-0 iltVbJ">Klarna.com</span></a></div></div></div></div></div></div></div></main></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"nLocale":"uk__default","usesWidgets":true,"page":{"id":"aW1rOTRnaAkla-UK24765","tags":["uk","uk"],"title":"Does Klarna perform a credit check and will this affect my credit score?","seo":{"title":"Does Klarna perform a credit check and will this affect my credit score?","description":"Yes, we perform a credit check. 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