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Construction Insurance. Risk Management. Builder Claims - WTW
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<a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/mergers-and-acquisitions" onclick="mainNavClick(this,3)" data-elabel="Mergers and Acquisitions" role="menuitem">Mergers and Acquisitions</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/pay-equity-and-pay-transparency" onclick="mainNavClick(this,3)" data-elabel="Pay Equity and Pay Transparency" role="menuitem">Pay Equity and Pay Transparency</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/retirement" onclick="mainNavClick(this,3)" data-elabel="Retirement" role="menuitem">Retirement</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/total-rewards" onclick="mainNavClick(this,3)" data-elabel="Total Rewards" 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aria-hidden="true">arrow_forward_ios</span></span> </div> <p class="menu-item__description menu-panel-px font-p-small">Your ability to manage risk is key to your thriving in an uncertain world.</p> </a> <!-- Nested Tertiary Menu --> <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Risk </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="solutions-risk-menu"> <li class="menu-panel-px mb-5"> <a href="https://www.wtwco.com/en-in/risk" class="arrow-link align-items-center dropdown-item" onclick="mainNavClick(this,3)" data-elabel="View all"> <span class="mb-0">View all</span> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/cyber-risk-management-and-insurance" onclick="mainNavClick(this,3)" data-elabel="Cyber Risk Management and Insurance" role="menuitem">Cyber Risk Management and Insurance</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/esg-and-sustainability" onclick="mainNavClick(this,3)" data-elabel="ESG and Sustainability" role="menuitem">ESG and Sustainability</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/global-specialty" onclick="mainNavClick(this,3)" data-elabel="Global Specialty " role="menuitem">Global Specialty </a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-in/solutions/health-and-benefits" onclick="mainNavClick(this,3)" 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return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Bermuda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-bm' class="country-selector__languages" aria-label="Willis Towers Watson Bermuda website in English, click to navigate to website" data-current_country="Bermuda" data-current_language="English" data-menu_text="Bermuda | English" onclick="switchLanguage('/en-bm','/en-bm', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Brazil </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-br' class="country-selector__languages" aria-label="Willis Towers Watson Brazil website in Portuguese, click to navigate to website" data-current_country="Brazil" data-current_language="Portuguese" data-menu_text="Brazil | Portuguese" onclick="switchLanguage('/pt-br','/pt-br', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Canada </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in English, click to navigate to website" data-current_country="Canada" data-current_language="English" data-menu_text="Canada | English" onclick="switchLanguage('/en-ca','/en-ca', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in French, click to navigate to website" data-current_country="Canada" data-current_language="French" data-menu_text="Canada | French" onclick="switchLanguage('/fr-ca','/fr-ca', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Chile </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cl' class="country-selector__languages" aria-label="Willis Towers Watson Chile website in Spanish, click to navigate to website" data-current_country="Chile" data-current_language="Spanish" data-menu_text="Chile | Spanish" onclick="switchLanguage('/es-cl','/es-cl', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Colombia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-co' class="country-selector__languages" aria-label="Willis Towers Watson Colombia website in Spanish, click to navigate to website" data-current_country="Colombia" data-current_language="Spanish" data-menu_text="Colombia | Spanish" onclick="switchLanguage('/es-co','/es-co', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Costa Rica </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cr' class="country-selector__languages" aria-label="Willis Towers Watson Costa Rica website in Spanish, click to navigate to website" data-current_country="Costa Rica" data-current_language="Spanish" data-menu_text="Costa Rica | Spanish" onclick="switchLanguage('/es-cr','/es-cr', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">El Salvador </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-sv' class="country-selector__languages" aria-label="Willis Towers Watson El Salvador website in Spanish, click to navigate to website" data-current_country="El Salvador" data-current_language="Spanish" data-menu_text="El Salvador | Spanish" onclick="switchLanguage('/es-sv','/es-sv', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Guatemala </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-gt' class="country-selector__languages" aria-label="Willis Towers Watson Guatemala website in Spanish, click to navigate to website" data-current_country="Guatemala" data-current_language="Spanish" data-menu_text="Guatemala | Spanish" onclick="switchLanguage('/es-gt','/es-gt', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Honduras </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-hn' class="country-selector__languages" aria-label="Willis Towers Watson Honduras website in Spanish, click to navigate to website" data-current_country="Honduras" data-current_language="Spanish" data-menu_text="Honduras | Spanish" onclick="switchLanguage('/es-hn','/es-hn', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mexico </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-mx' class="country-selector__languages" aria-label="Willis Towers Watson Mexico website in Spanish, click to navigate to website" data-current_country="Mexico" data-current_language="Spanish" data-menu_text="Mexico | Spanish" onclick="switchLanguage('/es-mx','/es-mx', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nicaragua </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ni' class="country-selector__languages" aria-label="Willis Towers Watson Nicaragua website in Spanish, click to navigate to website" data-current_country="Nicaragua" data-current_language="Spanish" data-menu_text="Nicaragua | Spanish" onclick="switchLanguage('/es-ni','/es-ni', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Panama </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pa' class="country-selector__languages" aria-label="Willis Towers Watson Panama website in Spanish, click to navigate to website" data-current_country="Panama" data-current_language="Spanish" data-menu_text="Panama | Spanish" onclick="switchLanguage('/es-pa','/es-pa', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Peru </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pe' class="country-selector__languages" aria-label="Willis Towers Watson Peru website in Spanish, click to navigate to website" data-current_country="Peru" data-current_language="Spanish" data-menu_text="Peru | Spanish" onclick="switchLanguage('/es-pe','/es-pe', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United States </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-us' class="country-selector__languages" aria-label="Willis Towers Watson United States website in English, click to navigate to website" data-current_country="United States" data-current_language="English" data-menu_text="United States | English" onclick="switchLanguage('/en-us','/en-us', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Venezuela </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ve' class="country-selector__languages" aria-label="Willis Towers Watson Venezuela website in Spanish, click to navigate to website" data-current_country="Venezuela" data-current_language="Spanish" data-menu_text="Venezuela | Spanish" onclick="switchLanguage('/es-ve','/es-ve', this); return false;"> Spanish</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region1" aria-expanded="false" aria-controls="region1" id="region-1" aria-label="Accordion menu, Asia-Pacific locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Asia-Pacific" data-cilabel="/sitecore/content/WTW/insights/2020/06/netherlands-sweeping-pension-reforms-further-details-released" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Asia-Pacific</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region1" class="container collapse" aria-labelledby="region-1" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Asia-Pacific </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Australia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-au' class="country-selector__languages" aria-label="Willis Towers Watson Australia website in English, click to navigate to website" data-current_country="Australia" data-current_language="English" data-menu_text="Australia | English" onclick="switchLanguage('/en-au','/en-au', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">China </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='https://www.wtwco.cn/zh-cn' class="country-selector__languages" aria-label="Willis Towers Watson China website in Simplified Chinese, click to navigate to website" data-current_country="China" data-current_language="Simplified Chinese" data-menu_text="China | Simplified Chinese" onclick="switchLanguage('/zh-cn','https://www.wtwco.cn/zh-cn', this); return false;"> Simplified Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hong Kong (China, SAR) </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hk' class="country-selector__languages" aria-label="Willis Towers Watson Hong Kong (China, SAR) website in English, click to navigate to website" data-current_country="Hong Kong (China, SAR)" data-current_language="English" data-menu_text="Hong Kong (China, SAR) | English" onclick="switchLanguage('/en-hk','/en-hk', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">India </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-in' class="country-selector__languages" aria-label="Willis Towers Watson India website in English, click to navigate to website" data-current_country="India" data-current_language="English" data-menu_text="India | English" onclick="switchLanguage('/en-in','/en-in', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Indonesia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-id' class="country-selector__languages" aria-label="Willis Towers Watson Indonesia website in English, click to navigate to website" data-current_country="Indonesia" data-current_language="English" data-menu_text="Indonesia | English" onclick="switchLanguage('/en-id','/en-id', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Japan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ja-jp' class="country-selector__languages" aria-label="Willis Towers Watson Japan website in Japanese, click to navigate to website" data-current_country="Japan" data-current_language="Japanese" data-menu_text="Japan | Japanese" onclick="switchLanguage('/ja-jp','/ja-jp', this); return false;"> Japanese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Korea </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ko-kr' class="country-selector__languages" aria-label="Willis Towers Watson Korea website in Korean, click to navigate to website" data-current_country="Korea" data-current_language="Korean" data-menu_text="Korea | Korean" onclick="switchLanguage('/ko-kr','/ko-kr', this); return false;"> Korean</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Malaysia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-my' class="country-selector__languages" aria-label="Willis Towers Watson Malaysia website in English, click to navigate to website" data-current_country="Malaysia" data-current_language="English" data-menu_text="Malaysia | English" onclick="switchLanguage('/en-my','/en-my', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">New Zealand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-nz' class="country-selector__languages" aria-label="Willis Towers Watson New Zealand website in English, click to navigate to website" data-current_country="New Zealand" data-current_language="English" data-menu_text="New Zealand | English" onclick="switchLanguage('/en-nz','/en-nz', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Philippines </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ph' class="country-selector__languages" aria-label="Willis Towers Watson Philippines website in English, click to navigate to website" data-current_country="Philippines" data-current_language="English" data-menu_text="Philippines | English" onclick="switchLanguage('/en-ph','/en-ph', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Singapore </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sg' class="country-selector__languages" aria-label="Willis Towers Watson Singapore website in English, click to navigate to website" data-current_country="Singapore" data-current_language="English" data-menu_text="Singapore | English" onclick="switchLanguage('/en-sg','/en-sg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Taiwan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/zh-tw' class="country-selector__languages" aria-label="Willis Towers Watson Taiwan website in Traditional Chinese, click to navigate to website" data-current_country="Taiwan" data-current_language="Traditional Chinese" data-menu_text="Taiwan | Traditional Chinese" onclick="switchLanguage('/zh-tw','/zh-tw', this); return false;"> Traditional Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Thailand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in English, click to navigate to website" data-current_country="Thailand" data-current_language="English" data-menu_text="Thailand | English" onclick="switchLanguage('/en-th','/en-th', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/th-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in Thai, click to navigate to website" data-current_country="Thailand" data-current_language="Thai" data-menu_text="Thailand | Thai" onclick="switchLanguage('/th-th','/th-th', this); return false;"> Thai</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Vietnam </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-vn' class="country-selector__languages" aria-label="Willis Towers Watson Vietnam website in English, click to navigate to website" data-current_country="Vietnam" data-current_language="English" data-menu_text="Vietnam | English" onclick="switchLanguage('/en-vn','/en-vn', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region2" aria-expanded="false" aria-controls="region2" id="region-2" aria-label="Accordion menu, Europe locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Europe" data-cilabel="/sitecore/content/WTW/insights/2020/06/netherlands-sweeping-pension-reforms-further-details-released" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Europe</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region2" class="container collapse" aria-labelledby="region-2" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Europe </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Austria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-at' class="country-selector__languages" aria-label="Willis Towers Watson Austria website in German, click to navigate to website" data-current_country="Austria" data-current_language="German" data-menu_text="Austria | German" onclick="switchLanguage('/de-at','/de-at', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Belgium </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in English, click to navigate to website" data-current_country="Belgium" data-current_language="English" data-menu_text="Belgium | English" onclick="switchLanguage('/en-be','/en-be', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in French, click to navigate to website" data-current_country="Belgium" data-current_language="French" data-menu_text="Belgium | French" onclick="switchLanguage('/fr-be','/fr-be', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/nl-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in Flemish, click to navigate to website" data-current_country="Belgium" data-current_language="Flemish" data-menu_text="Belgium | Flemish" onclick="switchLanguage('/nl-be','/nl-be', this); return false;"> Flemish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Croatia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in English, click to navigate to website" data-current_country="Croatia" data-current_language="English" data-menu_text="Croatia | English" onclick="switchLanguage('/en-hr','/en-hr', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/hr-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in Croatian, click to navigate to website" data-current_country="Croatia" data-current_language="Croatian" data-menu_text="Croatia | Croatian" onclick="switchLanguage('/hr-hr','/hr-hr', this); return false;"> Croatian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Czech Republic </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in English, click to navigate to website" data-current_country="Czech Republic" data-current_language="English" data-menu_text="Czech Republic | English" onclick="switchLanguage('/en-cz','/en-cz', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/cs-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in Czech, click to navigate to website" data-current_country="Czech Republic" data-current_language="Czech" data-menu_text="Czech Republic | Czech" onclick="switchLanguage('/cs-cz','/cs-cz', this); return false;"> Czech</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Denmark </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/da-dk' class="country-selector__languages" aria-label="Willis Towers Watson Denmark website in Danish, click to navigate to website" data-current_country="Denmark" data-current_language="Danish" data-menu_text="Denmark | Danish" onclick="switchLanguage('/da-dk','/da-dk', this); return false;"> Danish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Finland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fi-fi' class="country-selector__languages" aria-label="Willis Towers Watson Finland website in Finnish, click to navigate to website" data-current_country="Finland" data-current_language="Finnish" data-menu_text="Finland | Finnish" onclick="switchLanguage('/fi-fi','/fi-fi', this); return false;"> Finnish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">France </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-fr' class="country-selector__languages" aria-label="Willis Towers Watson France website in French, click to navigate to website" data-current_country="France" data-current_language="French" data-menu_text="France | French" onclick="switchLanguage('/fr-fr','/fr-fr', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Germany </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-de' class="country-selector__languages" aria-label="Willis Towers Watson Germany website in German, click to navigate to website" data-current_country="Germany" data-current_language="German" data-menu_text="Germany | German" onclick="switchLanguage('/de-de','/de-de', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Greece </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/el-gr' class="country-selector__languages" aria-label="Willis Towers Watson Greece website in Greek, click to navigate to website" data-current_country="Greece" data-current_language="Greek" data-menu_text="Greece | Greek" onclick="switchLanguage('/el-gr','/el-gr', this); return false;"> Greek</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hungary </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/hu-hu' class="country-selector__languages" aria-label="Willis Towers Watson Hungary website in Hungarian, click to navigate to website" data-current_country="Hungary" data-current_language="Hungarian" data-menu_text="Hungary | Hungarian" onclick="switchLanguage('/hu-hu','/hu-hu', this); return false;"> Hungarian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ireland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ie' class="country-selector__languages" aria-label="Willis Towers Watson Ireland website in English, click to navigate to website" data-current_country="Ireland" data-current_language="English" data-menu_text="Ireland | English" onclick="switchLanguage('/en-ie','/en-ie', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Italy </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/it-it' class="country-selector__languages" aria-label="Willis Towers Watson Italy website in Italian, click to navigate to website" data-current_country="Italy" data-current_language="Italian" data-menu_text="Italy | Italian" onclick="switchLanguage('/it-it','/it-it', this); return false;"> Italian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kazakhstan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/kk-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Kazakh, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Kazakh" data-menu_text="Kazakhstan | Kazakh" onclick="switchLanguage('/kk-kz','/kk-kz', this); return false;"> Kazakh</a> </li> <li class="d-inline-block"> <a href='/ru-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Russian, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Russian" data-menu_text="Kazakhstan | Russian" onclick="switchLanguage('/ru-kz','/ru-kz', this); return false;"> Russian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Luxembourg </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-lu' class="country-selector__languages" aria-label="Willis Towers Watson Luxembourg website in French, click to navigate to website" data-current_country="Luxembourg" data-current_language="French" data-menu_text="Luxembourg | French" onclick="switchLanguage('/fr-lu','/fr-lu', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Netherlands </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nl-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in Dutch, click to navigate to website" data-current_country="Netherlands" data-current_language="Dutch" data-menu_text="Netherlands | Dutch" onclick="switchLanguage('/nl-nl','/nl-nl', this); return false;"> Dutch</a> </li> <li class="d-inline-block"> <a href='/en-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in English, click to navigate to website" data-current_country="Netherlands" data-current_language="English" data-menu_text="Netherlands | English" onclick="switchLanguage('/en-nl','/en-nl', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Norway </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nn-no' class="country-selector__languages" aria-label="Willis Towers Watson Norway website in Norwegian, click to navigate to website" data-current_country="Norway" data-current_language="Norwegian" data-menu_text="Norway | Norwegian" onclick="switchLanguage('/nn-no','/nn-no', this); return false;"> Norwegian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Poland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pl-pl' class="country-selector__languages" aria-label="Willis Towers Watson Poland website in Polish, click to navigate to website" data-current_country="Poland" data-current_language="Polish" data-menu_text="Poland | Polish" onclick="switchLanguage('/pl-pl','/pl-pl', this); return false;"> Polish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Portugal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-pt' class="country-selector__languages" aria-label="Willis Towers Watson Portugal website in Portuguese, click to navigate to website" data-current_country="Portugal" data-current_language="Portuguese" data-menu_text="Portugal | Portuguese" onclick="switchLanguage('/pt-pt','/pt-pt', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Romania </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ro-ro' class="country-selector__languages" aria-label="Willis Towers Watson Romania website in Romanian, click to navigate to website" data-current_country="Romania" data-current_language="Romanian" data-menu_text="Romania | Romanian" onclick="switchLanguage('/ro-ro','/ro-ro', this); return false;"> Romanian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Serbia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sr-rs' class="country-selector__languages" aria-label="Willis Towers Watson Serbia website in Serbian, click to navigate to website" data-current_country="Serbia" data-current_language="Serbian" data-menu_text="Serbia | Serbian" onclick="switchLanguage('/sr-rs','/sr-rs', this); return false;"> Serbian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Slovakia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sk-sk' class="country-selector__languages" aria-label="Willis Towers Watson Slovakia website in Slovak, click to navigate to website" data-current_country="Slovakia" data-current_language="Slovak" data-menu_text="Slovakia | Slovak" onclick="switchLanguage('/sk-sk','/sk-sk', this); return false;"> Slovak</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Spain </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-es' class="country-selector__languages" aria-label="Willis Towers Watson Spain website in Spanish, click to navigate to website" data-current_country="Spain" data-current_language="Spanish" data-menu_text="Spain | Spanish" onclick="switchLanguage('/es-es','/es-es', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Sweden </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in English, click to navigate to website" data-current_country="Sweden" data-current_language="English" data-menu_text="Sweden | English" onclick="switchLanguage('/en-se','/en-se', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/sv-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in Swedish, click to navigate to website" data-current_country="Sweden" data-current_language="Swedish" data-menu_text="Sweden | Swedish" onclick="switchLanguage('/sv-se','/sv-se', this); return false;"> Swedish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Switzerland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in English, click to navigate to website" data-current_country="Switzerland" data-current_language="English" data-menu_text="Switzerland | English" onclick="switchLanguage('/en-ch','/en-ch', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in French, click to navigate to website" data-current_country="Switzerland" data-current_language="French" data-menu_text="Switzerland | French" onclick="switchLanguage('/fr-ch','/fr-ch', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/de-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in German, click to navigate to website" data-current_country="Switzerland" data-current_language="German" data-menu_text="Switzerland | German" onclick="switchLanguage('/de-ch','/de-ch', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Turkey </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/tr-tr' class="country-selector__languages" aria-label="Willis Towers Watson Turkey website in Turkish, click to navigate to website" data-current_country="Turkey" data-current_language="Turkish" data-menu_text="Turkey | Turkish" onclick="switchLanguage('/tr-tr','/tr-tr', this); return false;"> Turkish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ukraine </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/uk-ua' class="country-selector__languages" aria-label="Willis Towers Watson Ukraine website in Ukrainian, click to navigate to website" data-current_country="Ukraine" data-current_language="Ukrainian" data-menu_text="Ukraine | Ukrainian" onclick="switchLanguage('/uk-ua','/uk-ua', this); return false;"> Ukrainian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United Kingdom </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gb' class="country-selector__languages" aria-label="Willis Towers Watson United Kingdom website in English, click to navigate to website" data-current_country="United Kingdom" data-current_language="English" data-menu_text="United Kingdom | English" onclick="switchLanguage('/en-gb','/en-gb', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region3" aria-expanded="false" aria-controls="region3" id="region-3" aria-label="Accordion menu, Middle East and Africa locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Middle East and Africa" data-cilabel="/sitecore/content/WTW/insights/2020/06/netherlands-sweeping-pension-reforms-further-details-released" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Middle East and Africa</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region3" class="container collapse" aria-labelledby="region-3" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Middle East and Africa </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Cameroon </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in English, click to navigate to website" data-current_country="Cameroon" data-current_language="English" data-menu_text="Cameroon | English" onclick="switchLanguage('/en-cm','/en-cm', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in French, click to navigate to website" data-current_country="Cameroon" data-current_language="French" data-menu_text="Cameroon | French" onclick="switchLanguage('/fr-cm','/fr-cm', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Congo </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-cd' class="country-selector__languages" aria-label="Willis Towers Watson Congo website in French, click to navigate to website" data-current_country="Congo" data-current_language="French" data-menu_text="Congo | French" onclick="switchLanguage('/fr-cd','/fr-cd', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Egypt </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-eg' class="country-selector__languages" aria-label="Willis Towers Watson Egypt website in English, click to navigate to website" data-current_country="Egypt" data-current_language="English" data-menu_text="Egypt | English" onclick="switchLanguage('/en-eg','/en-eg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ghana </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gh' class="country-selector__languages" aria-label="Willis Towers Watson Ghana website in English, click to navigate to website" data-current_country="Ghana" data-current_language="English" data-menu_text="Ghana |English" onclick="switchLanguage('/en-gh','/en-gh', this); return false;">English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ivory Coast </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-ci' class="country-selector__languages" aria-label="Willis Towers Watson Ivory Coast website in French, click to navigate to website" data-current_country="Ivory Coast" data-current_language="French" data-menu_text="Ivory Coast | French" onclick="switchLanguage('/fr-ci','/fr-ci', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Israel </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-il' class="country-selector__languages" aria-label="Willis Towers Watson Israel website in English, click to navigate to website" data-current_country="Israel" data-current_language="English" data-menu_text="Israel | English" onclick="switchLanguage('/en-il','/en-il', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Jordan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-jo' class="country-selector__languages" aria-label="Willis Towers Watson Jordan website in English, click to navigate to website" data-current_country="Jordan" data-current_language="English" data-menu_text="Jordan | English" onclick="switchLanguage('/en-jo','/en-jo', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kenya </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ke' class="country-selector__languages" aria-label="Willis Towers Watson Kenya website in English, click to navigate to website" data-current_country="Kenya" data-current_language="English" data-menu_text="Kenya | English" onclick="switchLanguage('/en-ke','/en-ke', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kuwait </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-kw' class="country-selector__languages" aria-label="Willis Towers Watson Kuwait website in English, click to navigate to website" data-current_country="Kuwait" data-current_language="English" data-menu_text="Kuwait | English" onclick="switchLanguage('/en-kw','/en-kw', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mauritius </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-mu' class="country-selector__languages" aria-label="Willis Towers Watson Mauritius website in English, click to navigate to website" data-current_country="Mauritius" data-current_language="English" data-menu_text="Mauritius | English" onclick="switchLanguage('/en-mu','/en-mu', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nigeria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ng' class="country-selector__languages" aria-label="Willis Towers Watson Nigeria website in English, click to navigate to website" data-current_country="Nigeria" data-current_language="English" data-menu_text="Nigeria | English" onclick="switchLanguage('/en-ng','/en-ng', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Saudi Arabia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sa' class="country-selector__languages" aria-label="Willis Towers Watson Saudi Arabia website in English, click to navigate to website" data-current_country="Saudi Arabia" data-current_language="English" data-menu_text="Saudi Arabia | English" onclick="switchLanguage('/en-sa','/en-sa', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Senegal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-sn' class="country-selector__languages" aria-label="Willis Towers Watson Senegal website in French, click to navigate to website" data-current_country="Senegal" data-current_language="French" data-menu_text="Senegal | French" onclick="switchLanguage('/fr-sn','/fr-sn', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">South Africa </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-za' class="country-selector__languages" aria-label="Willis Towers Watson South Africa website in English, click to navigate to website" data-current_country="South Africa" data-current_language="English" data-menu_text="South Africa | English" onclick="switchLanguage('/en-za','/en-za', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">UAE </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ae' class="country-selector__languages" aria-label="Willis Towers Watson UAE website in English, click to navigate to website" data-current_country="UAE" data-current_language="English" data-menu_text="UAE | English" onclick="switchLanguage('/en-ae','/en-ae', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Uganda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ug' class="country-selector__languages" aria-label="Willis Towers Watson Uganda website in English, click to navigate to website" data-current_country="Uganda" data-current_language="English" data-menu_text="Uganda | English" onclick="switchLanguage('/en-ug','/en-ug', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> </div> <script> function switchLanguage(link, href, ele) { if (link === href) { createLanguageCookie(link, ele); } window.location.href = href; } function createLanguageCookie(link, ele) { window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': 'change_country_site', 'previous_country': 'India', 'previous_language': 'English', 'current_country': $(ele).data('current_country'), 'current_language': $(ele).data('current_language'), 'eyebrow_field': 'Choose your location', 'card_text': $(ele).data('menu_text'), 'sitecore_component': 'Location Selector', 'component_category': 'Choose your location', 'card_item': '/sitecore/content/WTW' }); var strLang = link.substring(1, link.length); setCookie("userPreferredLang", strLang, 365); } function setCookie(cname, cvalue, exdays) { var d = new Date(); d.setTime(d.getTime() + (exdays * 24 * 60 * 60 * 1000)); var expires = "expires=" + d.toGMTString(); document.cookie = cname + "=" + cvalue + ";" + expires + ";path=/"; } </script> </div> </div> </div> </div> <button class="tab-trap-button sr-only"></button> </div> </nav> <div class="col d-flex justify-content-center align-items-center site-nav-border-l site-nav-border-r"> <a href="https://www.wtwco.com/en-in" class="site-nav__logo p-2" onclick="linkClick(this);" data-etlabel="header_navigation" data-selabel="Logo" data-ewlabel="Logo (header)" data-cdlabel="WTW" data-cilabel="/sitecore/content/WTW" aria-label="Willis Towers Watson; Click to navigate to the homepage"> <div class="d-block d-lg-none"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Logo_Mobile.svg?iar=0&modified=20240701125225&imgeng=meta_true&hash=C16FDBB4DD613110BB98E6E6A6B405A3" alt="Willis Towers Watson Logo" /> </div> <div class="d-none d-lg-block"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Logo_Desktop.svg?iar=0&modified=20240701125225&imgeng=meta_true&hash=56F49BEC51919C8E565A890FBF0C1B85" alt="Willis Towers Watson Logo" /> </div> </a> </div> <button class="btn btn-lg site-nav__btn site-nav__btn--search-menu" data-menu="search-menu-is-visible" aria-expanded="false" aria-controls="search-menu" onclick="if (!$('body').hasClass('search-menu-is-visible')) { $(this).data('ctlabel', 'Opened Search') } else { $(this).data('ctlabel', 'Closed Search') } linkClick(this);" data-etlabel="internal_link_click" data-selabel="Search Button" data-ewlabel="What can we help you find?" data-cdlabel="Search" data-cilabel="/sitecore/content/WTW/Search" data-ctlabel="Opened Search" aria-label="Open search, click to open/close search interface"> <span class="site-nav__btn__label d-none d-md-block"> Search </span> <span class="site-nav__btn__icon"> <span class="material-symbols-outlined" aria-hidden="true">search</span> <span class="material-symbols-outlined" aria-hidden="true">close</span> </span> </button> <section class="search-menu" id="search-menu"> <div class="container"> <div class="row"> <div class="col-12"> <div class="search-bar"> <h5>What can we help you find?</h5> <script type="text/javascript"> // TODO: add above // Important * Workaround to initialize prebinding attributes on all the elements used in the Searchbox container. document.addEventListener("CoveoSearchEndpointInitialized", function () { var searchbox = document.getElementById("_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9"); 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} else if (navlevel == 1) { navCat = $(ele).data('elabel'); } window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': 'main_menu_navigation', 'click_text': $(ele).data('elabel'), 'click_url': $(ele).attr('href') == undefined || $(ele).attr('href') == "#" ? document.location.href : $(ele).prop('href'), 'navigation_category': navCat, 'navigation_subcategory': navSubCat, 'navigation_subcategory_2': navSubCat2 }); } </script> <div class="sr-only" id="main-content" tabindex="-1">main content, press tab to continue</div> <header> <div class="hero-large hero-large__hero-image hero-large__bold"> <div class="container"> <div class="row"> <div class="col-12 col-lg-6"> <div class="hero-large__eyebrow heading-4 text-faded">Industry</div> <h1 class="hero-large__title"> <span>Construction</span> </h1> <p class="hero-large__description font-p-large text-faded">We offer data-driven solutions, risk advisory and tailored risk management and insurance products for your construction projects.</p> <a href="https://www.wtwco.com/en-in/contact-us" class="btn btn-lg btn-primary arrow-link text-white" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Contact Us Button" data-ewlabel="Contact Us Button" data-cdlabel="Contact Us" data-cilabel="/sitecore/content/WTW/contact-us" data-ctlabel="Contact Us Button"> Contact Us <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </div> <div class="col-12 col-lg-6 position-static" data-match-height=""> <div class="hero-large__image-container"> <div class="hero-large__image-reveal-wrapper" data-match-height="heroImage"> <picture> <source media="(max-width: 992px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610/Industry-Specific/Construction_Industry-Specific/GettyImages-149320659-1610.jpg?modified=20190322024638&imgeng=meta_true&h=1800&w=2880&la=en-IN&hash=EC41937445976B87FA1567DD617F952F" class="img-fluid" role="presentation" alt="" /> </picture> <img src="https://media.wtwco.com/-/media/WTW/Motifs/WTWCO_Motifs_Large_SuMa_BR_3.svg?modified=20220907143838&imgeng=meta_true&la=en-IN&hash=ACB85DBBF897D921256F5C4A5035372E" class="wtw-motif" role="presentation" alt="" /> </div> </div> </div> </div> </div> </div> </header> <main> <div id="why-wtw"></div> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <!-- WTW START --><!-- WTW END --><!-- WTW START --><div id="risk-management"></div> <div class="wtw-icon-module mt-0 mb-0 border-bottom-0"> <span class="icons8-staff icons8-area-chart" aria-hidden="true"></span> <h3>Construction risk advisory and management services</h3> <p>Demand for construction is a constant. But the construction industry faces both perennial and new challenges. Construction companies need a partner experienced with current and emerging risk issues who can help you respond quickly to changing circumstances.</p> <p>We are a global leader in construction risk management and insurance. We have over 50 years of experience and a team of 500 specialists with a wealth of market knowledge and construction industry experience who can help you with any challenge. We work with a wide range of clients including owners, developers, contractors, subcontractors and more.</p> <h3>Construction industry challenges</h3> <p>The construction industry faces ongoing challenges, including a scarcity of materials, shortages in available skilled talent and general economic uncertainty. And each project faces its own unique risks.</p> <p>New challenges are always emerging. With the growth of digitization, the construction industry faces new cyber and intellectual property-related threats. And with investors adopting environmental, social and governance (ESG) factors, climate considerations are growing in importance too.</p> <p>Through our dedicated global construction team, we can find the right expertise and provide informed guidance to help you identify and create effective risk management, risk mitigation and risk retention/transfer strategies.</p> </div> <div id="data-driven-solutions"></div> <div class="wtw-icon-module mt-0 pt-4"> <span class="icons8-laptop-metrics icons8-area-chart" aria-hidden="true"></span> <h3>Our construction industry expertise</h3> <p>Here are some of the benefits of working with us:</p> <ul class="unordered-list"> <li><strong>Data-driven solutions</strong>: We use advanced tools and analytics to help you make smarter decisions about your construction project. We can help you find a balance between risk and reward, while optimizing your risk transfer and mitigation strategies.</li> <li><strong>Industry-specific products</strong>: We offer customized products that are tailored to the specific needs and challenges of the construction industry. We have solutions for every stage of the project cycle, from planning and design to construction and operation.</li> <li><strong>Insurance and surety bonds</strong>: We have access to a wide range of construction-specific insurance products and surety bonds. We can help you design and negotiate competitive coverage and terms for your project.</li> <li><strong>Global and local expertise</strong>: We have a team of 500 construction specialists around the world, who have deep knowledge and experience in the construction industry. We can provide you with local insights and global best practices, and help you navigate the complex and changing regulatory environment.</li> <li><strong>Trusted partnership</strong>: We are more than just a service provider. We are your partner in success. We work with you to understand your goals and challenges and deliver effective and innovative solutions that meet your expectations.</li> </ul> <p>Our globally integrated construction specialists have one goal: to address your specific risk issues, both now and in the future. With our depth and breadth of construction experience, we will partner with you to deliver effective risk solutions.</p> </div><!-- WTW END --> </article> <aside class="col-12 offset-lg-1 col-lg-4"> <div class="people"> <h2 class="heading-5"> Contact </h2> <hr class="horizontal-rule--thick"> <div class="media"> <img src="https://media.wtwco.com/-/media/WTW/Authors/Bill-Creedon-485x485-nw.jpg?modified=20240110093252&imgeng=meta_true&h=485&w=485&la=en-IN&hash=1BCA69ABAD170CA876306CD6E504D927" aria-hidden="true" loading="lazy" alt="" class="people__person-image" /> <div class="media-body"> <div class="font-p-small font-weight-semibold"> <a href="https://www.wtwco.com/en-in/insights/all-insights#sort=%40fdate13762%20descending&f:@authors=[Bill%20Creedon]" onclick="linkClick(this);" target="" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-ewlabel="Contact" data-cdlabel="Bill Creedon" data-cilabel="/sitecore/content/WTW/insights/all-insights" data-ctlabel="Authors"> <!-- WTW START --> Bill Creedon <!-- WTW END --> </a> </div> <div class="font-p-small">Global Head of Construction</div> <div class="font-p-small people__contact-info"> <span class="people__contact-email"> <span class="material-symbols-outlined">email</span> <a href="mailto:bill.creedon@wtwco.com" class="font-weight-bold" aria-label="Click to email Bill Creedon" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-cdlabel="Email"> Email </a> </span> <span class="people__contact-phone"> <span class="material-symbols-outlined">phone</span> <a href="tel:+1 303 765 1550" class="font-weight-bold" aria-label="Click to call Bill Creedon" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios"> +1 303 765 1550 </a> </span> </div> </div> </div> <hr> </div> <section class="related-content-aside"> <h2 class="heading-5">Related content</h2> <hr class="horizontal-rule--thick 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<a href="https://www.wtwco.com/en-in/solutions/services/construction-claims-service" title="Construction Claims Service" class="related-matrix-item-link" data-capability-id="56211600-a13e-4dd9-a402-1010bf502cd9" data-capability-code="Construction Claims Service" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Construction Claims Service" data-cilabel="/sitecore/content/WTW/solutions/services/construction-claims-service"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Construction Claims Service </div> <p class="font-p-small">Willis Towers Watson enables the efficient control and management of claims by involving our dedicated construction claims team right from the start of our appointment, whether for consultancy or insurance broking services.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-in/solutions/products/construction-contractors-whole-account" title="Construction Contractors Whole Account" class="related-matrix-item-link" data-capability-id="428cfe83-9e70-4577-8e91-7fcb496468ce" data-capability-code="Construction Contractors Whole Account" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Construction Contractors Whole Account" data-cilabel="/sitecore/content/WTW/solutions/products/construction-contractors-whole-account"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Construction Contractors Whole Account </div> <p class="font-p-small">WTW assists contractors around the world with the effective management of their exposure to risk through the design of tailored annual or project-based insurance programs. Our role is to find the optimum balance between risk retention and risk transfer, and minimize the cost of risk.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-in/solutions/products/construction-project-specific-programs" title="Construction Project Specific Programs" class="related-matrix-item-link" data-capability-id="95cc84f3-18d4-4d5a-abbb-df965f1543ac" data-capability-code="Construction Project Specific Programs" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Construction Project Specific Programs" data-cilabel="/sitecore/content/WTW/solutions/products/construction-project-specific-programs"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Construction Project Specific Programs </div> <p class="font-p-small">A project-specific, owner coordinated insurance program is a policy protecting the interests of all parties involved in a construction project with a single panel of insurers.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-in/solutions/services/construction-risk-management-consultancy" title="Construction Risk Management Consultancy" class="related-matrix-item-link" data-capability-id="d3e1bef6-23a8-4f07-8bc4-c8e72d784483" data-capability-code="Construction Risk Management Consultancy" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Construction Risk Management Consultancy" data-cilabel="/sitecore/content/WTW/solutions/services/construction-risk-management-consultancy"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Construction Risk Management Consultancy </div> <p class="font-p-small">Risk management consultancy is an integral part of the client-focused service provided to construction industry clients.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-in/solutions/services/directors-and-officers-liability-insurance" title="Directors' and Officers' Liability Insurance" class="related-matrix-item-link" data-capability-id="dde90a72-23e0-4ac7-b87c-a91fdb1d1af6" data-capability-code="Seguro de Responsabilidade Civil de Diretores e Administradores" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Directors' and Officers' Liability Insurance" data-cilabel="/sitecore/content/WTW/solutions/services/directors-and-officers-liability-insurance"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Directors' and Officers' Liability Insurance </div> <p class="font-p-small">D&O insurance provides legal protection and promotes good corporate governance. Consider it as part of your risk management strategy.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </div> </section> </div> <section class="container related-content-matrix" id="industries-related-to-construction"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Industries related to construction</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-in/industries/real-estate" title="Real Estate" class="related-matrix-item-link" data-capability-id="36142626-2383-41fb-981b-9f80dc5a02c9" data-capability-code="Real Estate" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Real Estate" data-cilabel="/sitecore/content/WTW/industries/real-estate"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-1397743638-1610.jpg?modified=20220901225845&imgeng=meta_true&la=en-IN&h=506&w=810&mw=810&hash=5BA61AE46FC61248A2DEA9B2EF9B0F5A" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Real Estate </div> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-in/industries/natural-resources" title="Natural Resources" class="related-matrix-item-link" data-capability-id="2ef4e09c-8294-4890-834f-f7e1e3021057" data-capability-code="Recursos Natruales" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Natural Resources" data-cilabel="/sitecore/content/WTW/industries/natural-resources"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Industries/NaturalResources-1610-108442571.jpg?modified=20190117212259&imgeng=meta_true&la=en-IN&h=506&w=810&mw=810&hash=1171D5BF3BFCFFBF6064E30993D242D3" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Natural Resources </div> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-in/industries/technology-media-and-telecommunications" title="Technology, Media and Telecommunications" class="related-matrix-item-link" data-capability-id="be326ecf-a1ea-471a-9d0a-ca9488b3b40d" data-capability-code="Tecnologia, Media e Telecomunicações" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Technology, Media and Telecommunications" data-cilabel="/sitecore/content/WTW/industries/technology-media-and-telecommunications"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Industries/Telecommunications-1610-522133233.jpg?modified=20190117212302&imgeng=meta_true&la=en-IN&h=506&w=810&mw=810&hash=C71E5E0700BB1A74AA58742BBF287755" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Technology, Media and Telecommunications </div> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </section> <section class="related-content-list"> <div class="container"> <h2 class="related-content-list__section-title heading-3">Products related to the construction industry</h2> <div class="row related-content-list__content"> <div class="col-12 col-lg-6 col-xl-4 related-content-list__container"> <a href="https://www.wtwco.com/en-in/solutions/products/construction-contractors-professional-indemnity" onclick="linkClick(this);" data-etlabel="cta_click" data-ewlabel="Product" data-ctlabel="Product" data-cdlabel="Construction Contractors Professional Indemnity" data-selabel="Products Module" data-cilabel="/sitecore/content/WTW/solutions/products/construction-contractors-professional-indemnity" class="container related-content-list__item related-content-list__item-1"> <div class="row"> <div class="col-12"> </div> <div class="col-12 related-content-list__item-content"> <div class="related-content-list__content-face"> <span class="font-mono-small related-content-list__content-eyebrow">Product</span> <span class="heading-3 related-content-list__content-heading">Construction Contractors Professional Indemnity</span> </div> <div class="related-content-list__content-details"> <span class="heading-5 related-content-list__content-heading">Construction Contractors Professional Indemnity</span> <span class="font-p-small related-content-list__content-description">In recent years there has been an increasing willingness on the part of those who perceive they have suffered from professional negligence to seek recourse via litigation. Construction professionals are particularly exposed to the risk of claims.</span> <span class="arrow-link"> Product Information <span aria-hidden="true" class="material-symbols-outlined">arrow_right_alt</span> </span> </div> </div> </div> </a> </div> <div class="col-12 col-lg-6 col-xl-4 related-content-list__container"> <a href="https://www.wtwco.com/en-in/solutions/products/global-infrastructure" onclick="linkClick(this);" data-etlabel="cta_click" data-ewlabel="Product" data-ctlabel="Product" data-cdlabel="Global infrastructure" data-selabel="Products Module" data-cilabel="/sitecore/content/WTW/solutions/products/global-infrastructure" class="container related-content-list__item related-content-list__item-1"> <div class="row"> <div class="col-12"> </div> <div class="col-12 related-content-list__item-content"> <div class="related-content-list__content-face"> <span class="font-mono-small related-content-list__content-eyebrow">Product</span> <span class="heading-3 related-content-list__content-heading">Global infrastructure</span> </div> <div class="related-content-list__content-details"> <span class="heading-5 related-content-list__content-heading">Global infrastructure</span> <span class="font-p-small related-content-list__content-description">Few risks are as complex as those in major infrastructure projects where scale, lifespan and contractual complexity often combine with sophisticated design and construction. Our team delivers a strategic approach to risk in infrastructure projects and brings a unified approach to assessing and accessing optimal mitigation solutions.</span> <span class="arrow-link"> Product Information <span aria-hidden="true" class="material-symbols-outlined">arrow_right_alt</span> </span> </div> </div> </div> </a> </div> </div> <div class="row related-content-list__content collapse" id="collapseRelatedContentList"> </div> </div> </section> <section class="container related-content-matrix" id="solutions-related-to-the-construction-industry"> <div class="container"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Solutions related to the construction industry</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-in/solutions/natural-catastrophe" title="Natural Catastrophe" class="related-matrix-item-link" data-capability-id="68cc9bb8-db56-4563-befa-5092eecfda7d" data-capability-code="natural-catastrophe" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Natural Catastrophe" data-cilabel="/sitecore/content/WTW/solutions/natural-catastrophe"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/Sitecore/GettyImages-1272126999-1610.jpg?modified=20231025064421&imgeng=meta_true&la=en-IN&h=506&w=810&mw=810&hash=FCEB51164A3C1D37BA5D5C317C0D9BA9" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Natural Catastrophe </div> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-in/solutions/cyber-risk-management-and-insurance" title="Cyber Risk Management and Insurance" class="related-matrix-item-link" data-capability-id="0946471a-3ce1-46a7-a099-e4895410ec19" data-capability-code="" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Cyber Risk Management and Insurance" data-cilabel="/sitecore/content/WTW/solutions/cyber-risk-management-and-insurance"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-1248931000-1610.jpg?modified=20220126190520&imgeng=meta_true&la=en-IN&h=506&w=810&mw=810&hash=8F66066D5CE9B4DF83AD0E5CEED1A0D9" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Cyber Risk Management and Insurance </div> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </div> </section> <div class="contact-us__wrapper"> <a href="https://www.wtwco.com/en-in/contact-us" class="contact-us__button" onclick="linkClick(this)" data-etlabel="internal_link_click" data-selabel="Persistent Contact Us button" data-ewlabel="Contact Us Persistent Button" data-cdlabel="Envelope Icon" data-cilabel="/sitecore/content/WTW/contact-us" aria-label="Contact Willis Towers Watson, click to navigate to a contact form page"> <img src="-/media/Feature/Resources/Images/buttons/contact-us.svg" class="img-fluid" loading="lazy" alt="Contact us"> </a> </div> </main> <footer class="site-footer" id="divWtwFooter"> <div class="container"> <div class="row"> <div class="col-12 col-md-4"> <a href=https://www.wtwco.com/en-in class="d-block site-footer__logo" onclick="linkClick(this);" data-etlabel="footer_navigation" data-selabel="Logo" data-ewlabel="Logo (footer)" data-cdlabel="WTW" data-cilabel="/sitecore/content/WTW"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Footer-Willis-Towers-Watson_Text.svg?modified=20220110040900&imgeng=meta_true&la=en-IN&hash=8988DF7746D1A01BF3364C07C588C95A" loading="lazy" alt="Willis Towers Watson logo" /> </a> </div> <!--Primary Links--> <div class="col-12 offset-md-1 col-md-4"> <ul class="site-footer__primary"> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-in/about-us/overview" data-cdlabel="About Us" onclick="linkClick(this);" data-selabel="Footer links - 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