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SMEs Operation | OCBC Business Banking Malaysia

<!DOCTYPE html> <html> <head> <META http-equiv="Content-Type" content="text/html; charset=UTF-8"> <!--ls:headTopBegin[script]--><script> !function(e,a,n,t){var i=e.head;if(i){ if (a) return; var o=e.createElement("style"); o.id="alloy-prehiding",o.innerText=n,i.appendChild(o),setTimeout(function(){o.parentNode&&o.parentNode.removeChild(o)},t)}} (document, document.location.href.indexOf("adobe_authoring_enabled") !== -1, ".personalization-container { opacity: 0 !important }", 3000); </script> <script src="https://assets.adobedtm.com/f8f9776f70c5/67acf3e8b8eb/launch-8b09021c189a.min.js" async></script> <!-- Google Tag Manager insert at <head> --> <script> (function(w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ "gtm.start": new Date().getTime(), event: "gtm.js", }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != "dataLayer" ? 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We assist by giving financial guidance, better cash flow management, and more. 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data-ocde-desktop_or_tablet_or_phone="show"></script> <!--ls:end[script]--> <!--ls:begin[canonical]--> <link rel="canonical" href="https://www.ocbc.com.my/business-banking/smes"> <!--ls:end[canonical]--> <!--ls:begin[head-injection]--><link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/style.css' media='all' /> <link rel='stylesheet' href='/iwov-resources/sg/ocbc/business/css/style.css' media='all' /> <link rel='stylesheet' href='/iwov-resources/sg/ocbc/business/css/business-custom.css' media='all' /> <link rel='stylesheet' href='/iwov-resources/my/ocbc/business/css/custom-style.css' media='all' /> <!--ls:end[head-injection]--><!--ls:begin[head-injection]--><!--ls:end[og/twitter]--><!--ls:begin[tracker-injection]--><!--ls:end[tracker-injection]--><!--ls:begin[script]--><!--ls:end[script]--><!--ls:begin[script]--><!--ls:end[script]--><!--ls:headBottomBegin[script]--><script type="text/javascript"> var tag = document.createElement('script');tag.src = 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flowStep: "", flowType: "", journeyName: "", subJourneyName:"", applicationStatus: "", myInfoStatus: "", applicationRetrieveStatus: "" }, user: { CIF: "", loginStatus: "not logged in" }, event: { pageView: "true", bannerImpression: "false" } }; </script><!--ls:end[body_injection_top]--><!--ls:begin[analytics-body-top]--><!--ls:end[analytics-body-top]--><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1576827592555"> <header class="" id="header"> <div class="header__main header__main--bb"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com.my/group/gateway" target=""><img src="/iwov-resources/sg/ocbc/business/img/logo_ocbc.png" alt="OCBC"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#trades" class="header__navi">Trade</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#transactions" class="header__navi">Transactions</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#running-a-business" class="header__navi">Running a Business</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="/business-banking/international" class="" target="_self">International</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul></ul> </div> <hr class="last"> <div class="header__main--action d-none d-lg-inline"> <div class="page__opt1"><a href="https://velocity.ocbc.com/login.html" class="link" target="_blank">Login</a></div> </div> </div> </div> <div class="header__main--secondary"> <div class="d-flex justify-content-lg-between"> <div class="header__main--web-location"> <div class="dropdown__bb"> <p>You are in</p><br class="web__display"><div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location" class="selectize" id="header__page_location"> <option value="/business-banking/index">Business Banking</option> <option value="https://www.ocbc.com.my/personal-banking/premier/index.html">Premier Banking</option> <option value="https://www.ocbc.com.my/personal-banking/index.html">Personal Banking</option> <option value="https://www.ocbc.com.my/OCBCAL_Amin/index.shtml">Islamic Banking</option> <option value="https://www.ocbc.com.my/group/gateway">OCBC Group</option></select></div> </div> <div class="dropdown__bb dropdown__second__bb d-lg-inline"> <div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location-option-filter" class="selectize selectize--navigation" id="header-businessBanking"> <option value="/business-banking/smes#">SMEs</option> <option value="/business-banking/enterprises#">Enterprises</option> <option value="/business-banking/corporates#">Corporates</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a href="/business-banking/go-digital" class="" target="_self">Go Digital</a></li> <li><a href="/business-banking/help-and-support" class="" target="_self">Help & Support</a></li> <li><a href="/business-banking/contact-us" class="" target="_self">Contact us</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a href="https://velocity.ocbc.com/login.html" class="link" target="_blank">Login</a></div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div> <div class="header__sub header-bb"> <div class="container container-bb bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">For start-ups and new businesses</div> <div class="name"><a href="/business-banking/smes/accounts/ebiz" class="link link link-arrow-right" target="_self">OCBC eBiz <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">For operating SMEs and growing businesses</div> <div class="name"><a href="/business-banking/smes/accounts/business-access" class="link link link-arrow-right" target="_self">Business <span class="text-nowrap">Access<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Starting a business - seasoned entrepreneurs</div> <div class="name"><a href="/business-banking/smes/accounts/myr-business-current-account" class="link link link-arrow-right" target="_self">MYR Business Current <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">For expanding established businesses</div> <div class="name"><a href="/business-banking/smes/accounts/business-signature" class="link link link-arrow-right" target="_self">Business <span class="text-nowrap">Signature<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Transact internationally</div> <div class="name"><a href="/business-banking/smes/accounts/foreign-currency" class="link link link-arrow-right" target="_self">Foreign Currency <span class="text-nowrap">Accounts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/accounts/overview" class="button button--secondary button--link" target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/choosing-the-right-business-account" class="link link link-arrow-right" target="_self">Choosing the right business <span class="text-nowrap">account<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/how-to-incorporate-your-business" class="link link link-arrow-right" target="_self">How to register your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Get business financing without collateral</div> <div class="name"><a href="/business-banking/smes/loans/business-term-loan" class="link link link-arrow-right" target="_self">Business Term <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Upgrade or purchase new business equipment</div> <div class="name"><a href="/business-banking/smes/loans/industrial-hire-purchase" class="link link link-arrow-right" target="_self">Industrial Hire <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Own a Commercial Property</div> <div class="name"><a href="/business-banking/smes/loans/commercial-property-loan" class="link link link-arrow-right" target="_self">Commercial Property <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Get financing of up to RM1 million</div> <div class="name"><a href="/business-banking/smes/loans/cgc-guarantee-scheme" class="link link link-arrow-right" target="_self">CGC Guarantee <span class="text-nowrap">Scheme<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/loans" class="button button--secondary button--link" target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/how-good-credit-rating-can-make-or-break-business" class="link link link-arrow-right" target="_self">Why a good credit rating can make or break your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/why-loan-is-preferred-path-to-grow-business" class="link link link-arrow-right" target="_self">Why a loan might be the preferred option to grow your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="trades" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Trade</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Manage my purchases</div> <div class="name"><a href="/business-banking/smes/trade#manage-my-purchases" class="link link link-arrow-right" target="_self">Import <span class="text-nowrap">finance<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Finance my working capital</div> <div class="name"><a href="/business-banking/smes/trade.page#finance-my-working-capital" class="link link link-arrow-right" target="_self">Open account <span class="text-nowrap">financing<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Grow my sales</div> <div class="name"><a href="/business-banking/smes/trade#grow-my-sales" class="link link link-arrow-right" target="_self">Export <span class="text-nowrap">finance<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Secure my obligations</div> <div class="name"><a href="/business-banking/smes/trade#secure-my-obligations" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Guarantees<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/trade" class="button button--secondary button--link" target="_self"><span>See all trade finance products</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="transactions" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Transactions</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Making payments</div> <div class="name"><a href="/business-banking/smes/transactions/making-payments" class="link link link-arrow-right" target="_self">Transfers in Malaysia <span class="text-nowrap">Ringgit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Receiving payments</div> <div class="name"><a href="/business-banking/smes/transactions/receiving-payments" class="link link link-arrow-right" target="_self">Receiving payments in Malaysia <span class="text-nowrap">Ringgit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Making payments</div> <div class="name"><a href="/business-banking/smes/transactions/making-payments.page#foreign-currencies" class="link link link-arrow-right" target="_self">Transfers in foreign currencies or <span class="text-nowrap">overseas<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/transactions/overview" class="button button--secondary button--link" target="_self"><span>See all transfer methods</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="running-a-business" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Running a Business</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Starting your business</div> <div class="name"><a href="/business-banking/smes/running-a-business#starting-first-business" class="link link link-arrow-right" target="_self">Start your business with the right banking <span class="text-nowrap">tools<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Growing your business</div> <div class="name"><a href="/business-banking/smes/running-a-business#growing-your-business" class="link link link-arrow-right" target="_self">Take your business <span class="text-nowrap">further<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Managing your business</div> <div class="name"><a href="/business-banking/smes/running-a-business#managing-your-business" class="link link link-arrow-right" target="_self">Optimise your everyday business <span class="text-nowrap">operations<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/running-a-business.page" class="button button--secondary button--link" target="_self"><span>See all</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/how-your-business-can-stand-out-in-crowded-market" class="link link link-arrow-right" target="_self">How your business can stand out in a crowded <span class="text-nowrap">market<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/how-to-maintain-competitive-edge-with-bigger-companies" class="link link link-arrow-right" target="_self">How to maintain a competitive edge with a bigger <span class="text-nowrap">companies<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8"> <!-- Wrap Multi place holder component with <section id='main-wrapper'> tag --> <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1657781746432"> <!--ls:begin[component-1657781746432]--> <!--Breadcrumb Component--><div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/business-banking">Business Banking</a></li> <li>SMEs</li> </ul> </div> </div><!--ls:end[component-1657781746432]--> </div> <div class="iw_component" id="iw_comp1676456471163"> <!--ls:begin[component-1676456471163]--><div class="" id=""> <div><h1 style="overflow: hidden; width: 1px; height: 1px;">SMEs</h1> </div> </div> <!--ls:end[component-1676456471163]--> </div> <div class="iw_component" id="iw_comp1659950151036"> <div class="category-component"></div> <div class="module container bp-width-med3 animate"> <div class="common__category-description box-med bp-curve3 bg-ash2 text-center "> <h3 class="no-margin thesans"><span>Helping SMEs buy, sell and operate better</span></h3> </div> </div> </div> <div class="iw_component" id="iw_comp1659950150941"> <div class="finance-component"></div> <div class="module container bp-width-med3 animate test-class" id="test-id"> <div class="feature__full-width-background-image box-med2 box-mob-top bp-banner mb2 mob-mb2 animate "> <div class="bp-banner bp-ab d-none d-md-block" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: 90% center;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/1-finance-your-business-V1-3x.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="bp-banner bp-ab d-block d-md-none" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: 100% 25%;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/1-finance-your-business-V1-3x-M.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="container bp-width-med4 no-padding"> <div class="row row-large"> <div class="col-sm-5"> <h2><strong>Finance your business</strong></h2> </div> <div class="col-auto-m col-sm-5"> <p>Find the right loan to better manage your cash flow, grow your business or fund new purchases.</p> <div class="mt4 mb5"><a cta-id="BusinessBanking-SMES-FinanceYourBusiness-LearnMore" href="/business-banking/smes/loans" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>Learn more</span></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1659950151040"> <div class="account-component"></div> <div class="module container bp-width-med3 animate test-class" id="test-id"> <div class="feature__two-col-background-image-2 row animate mb2 mob-mb2" anim-control="parent"> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 box-mob-btm bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: ;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/2-open-a-business-account-V1-3x.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="bp-banner bp-ab d-block d-md-none" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center bottom;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/2-open-a-business-account-V1-3x-M.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Open a business account</strong></h3> <p>Fully online application for your business banking account.</p> <div class="mt2"><a cta-id="BusinessBanking-SMES-OpenBusinessAccount-LearnMore" href="/business-banking/smes/accounts/ebiz" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>Learn more</span></a></div> </div> </div> </div> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 box-mob-btm bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center center;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/3-explore-trade-financing-V2-3x.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="bp-banner bp-ab d-block d-md-none" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center bottom;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/3-explore-trade-financing-V2-3x-M.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Explore trade financing</strong></h3> <p>Conduct cross-border business with greater ease and security, while exploring flexible funding options for your working capital needs. </p> <div class="mt2"><a cta-id="BusinessBanking-SMES-ExploreTradeFinancing-LearnMore" href="/business-banking/smes/trade" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>Learn more</span></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1659950151054"> <div class="business-component"></div> <div class="module container bp-width-med3 animate test-class" id="test-id"> <div class="feature__two-col-background-image-2 row animate mb2 mob-mb2" anim-control="parent"> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 box-mob-btm bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center center;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/4-starting-your-first-business-V1-3x.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="bp-banner bp-ab d-block d-md-none" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center center;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/4-starting-your-first-business-V1-3x-M.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Starting your first business</strong></h3> <p>Need advice or tips on business banking solutions? Tap into our <span class="text-nowrap">one-stop</span> knowledge hub for startups.</p> <div class="mt2"><a cta-id="BusinessBanking-SMES-StartingFirstBusiness-LearnMore" href="/business-banking/smes/running-a-business" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>Learn more</span></a></div> </div> </div> </div> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 box-mob-btm bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center center;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/5-growing-your-business-V1-3x.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="bp-banner bp-ab d-block d-md-none" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-position: center center;&#x9;background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/5-growing-your-business-V1-3x-M.png ');&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Growing your business</strong></h3> <p>Grow beyond your first successful business. Find the support you need to build a second business.</p> <div class="mt2"><a cta-id="BusinessBanking-SMES-GrowingYourBusiness-LearnMore" href="/business-banking/smes/serial-entrepreneur" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>Learn more</span></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1659950151055"> <div class="featured-component"></div> <div class="module container bp-width-med3 animate test-class" id="test-id"> <div class="subcategory subcategory--black">Featured Loan</div> <div class="row feature__one-col-background-image"> <div class="col-md-12"> <div class="feature__teaser feature__teaser--right feature__teaser--full same-height-single feature__teaser--text-left co-white" style="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;background-image: url(/iwov-resources/my/ocbc/business/img/smes/loans/business-term-loan/entry-point/Entry-point-4.jpg)&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"> <div class="feature__teaser-content feature__teaser-content--placeholder"> <div class=""> <p class="feature__teaser-category text--bold">Business Term Loan</p> <h4 class="feature__teaser-title">Fulfil your cash flow needs or implement your business expansion plans with our hassle-free financing. </h4> <div class="feature__teaser-expanded-content active"> <div class="feature__teaser-description"><ul class="list-tick"> <li class="mt-2">Business loan for SMEs with no collateral required</li> <li>Loan amount of up to RM600,000</li> <li>Hassle-free application</li> </ul></div> <p><a href="/business-banking/smes/loans/business-term-loan" class="link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> <div class="feature__teaser-content d-flex align-items-end align-items-md-start"> <div class=""> <p class="feature__teaser-category text--bold">Business Term Loan</p> <h4 class="feature__teaser-title">Fulfil your cash flow needs or implement your business expansion plans with our hassle-free financing. </h4> <div class="feature__teaser-expanded-content feature__teaser-expanded-control"> <div class="feature__teaser-description"><ul class="list-tick"> <li class="mt-2">Business loan for SMEs with no collateral required</li> <li>Loan amount of up to RM600,000</li> <li>Hassle-free application</li> </ul></div> <p><a href="/business-banking/smes/loans/business-term-loan" class="link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> </div> <div class="mb3"></div> </div> </div> <div class="iw_component" id="iw_comp1659950151062"> <div class="velocity-component"></div> <div class="module container bp-width-med3 test-class" id="test-id"> <div class="parent__account"> <div class="subcategory subcategory--black">Go Digital with OCBC Velocity</div> <div class="feature__list feature__full-block d-flex "> <div class="d-flex align-items-center flex-column flex-md-row w-100"> <div class="flex flex-column feature__list-row w-100"> <div class="feature__list--image"><img src="/iwov-resources/sg/ocbc/business/img/smes/smes-go-digital-with-velocity.png"></div> <div class="feature__list--blocks d-flex"> <div class="feature__list--header d-flex flex-column"> <div class="feature__list--header__content flex-fill justify-content-center d-flex flex-column"> <div class="feature__teaser feature__teaser--no-background w-100"> <div class="feature__teaser-content"> <p class="feature__teaser-category text--bold"></p> <h2 class="mb2">Power up your business with OCBC Velocity</h2> <div class="feature__teaser-expanded-content"></div> </div> </div> </div> </div> <div class="feature__list--image--mobile"><img src="/iwov-resources/sg/ocbc/business/img/smes/smes-go-digital-with-velocity.png"></div> <div class="feature__list--content"> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/go-digital/velocity" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold">More Features</p><p class="mb-0">From managing accounts to increasing business efficiency, run your business smoothly with OCBC Velocity by your side.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/go-digital/business-mobile-banking" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold">Simplified local and international transactions</p><p class="mb-0">Stay on top of all your business accounts and transactions.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/go-digital/business-financial-management" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold"> Digital tools to help you operate better</p><p class="mb-0">More than just banking. Manage your cash flow and operations online with every transaction tracked in real time.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1662011270974"> <!--ls:begin[component-1662011270974]--><div class="important-component"></div><div class="" id=""> <div><div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-md-2 caption"> <b>Important note</b> </div> <div class="col-md-9 caption">The information provided herein is for reference only. Before making any decision, please seek independent advice from professional advisors. </div> </div> </div></div> </div> <!--ls:end[component-1662011270974]--> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> <div class="iw_component" id="iw_comp1566904104305"> <script> $(document).ready(function(){ $('.category-component').parent().wrapAll('<div class="section section-masthead"> </div>'); $('.finance-component').parent().wrapAll('<div class="section"></div>'); $('.account-component').parent().wrapAll('<div class="section"> </div>'); $('.business-component').parent().wrapAll('<div class="section section-bottom"> </div>'); $('.featured-component').parent().wrapAll('<div class="section section-both bg-grey"> </div>'); $('.velocity-component').parent().wrapAll('<div class="section section-top"> </div>'); 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