名下无房贷或仅一套房贷五环外买第三套参照二套房贷执行-新房知识-北京乐居网

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class="subT">摘要</div> <i class="ico"></i> <div class="sumCon"> <i></i>包括执行二套房贷的首付标准和利率。 </div> </div> <p style="text-align: left;">4月30日，北京市住建委发布《关于优化调整本市住房限购政策的通知》，提出在执行现有住房限购政策的基础上，允许已拥有住房达到限购套数的居民家庭，到五环外新购一套住房。</p><p style="text-align: left;">那么，符合条件购买五环外住房的家庭，如何执行贷款政策？</p><p style="text-align: left;">据《京房字》消息：<strong>新政中新购住房的贷款认定标准已经确定并陆续开始实施。按照认定标准，家庭如果名下没有正在偿还的房贷，或是只有一套正在偿还的房贷，在五环外新购买的住房将参照二套房贷政策来执行。<span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; text-wrap: wrap; background-color: #FFFFFF;">包括执行二套房贷的首付标准和利率。</span></strong></p><p>430新政提出：本市户籍居民家庭(含驻京部队现役军人和现役武警家庭、持有有效《北京市工作居住证》的家庭)，已在京拥有2套住房的；本市户籍成年单身人士，已在京拥有1套住房的；连续5年(含)以上在本市缴纳社会保险或个人所得税的非本市户籍居民家庭或成年单身人士，已在京拥有1套住房的，可以在在五环外新购买1套商品住房(包括新建商品住房和二手住房)。</p><p style="text-align: left;">需要提醒的是，新购买住房位于通州区(不含台湖、马驹桥)的居民家庭或成年单身人士，还须为通州区户籍，或与在通州区注册或经营的企业、疏解搬迁至通州区的党政机关、企事业单位存在劳动关系。</p><generalize> <p style="text-align: center;"><img width="750" src="https://ess.leju.com/house/photo/55-1-nRQMubahjsOhCK0gk8eeAh8imlf3H7pQ6LRlYlBQxODu41797kTo4LFYfHgGMFgmmjNSdH8CAxLBLSkz.jpg"/></p></generalize><p><br style="text-align: left;"/></p> </div>  <div class="sf_tagsBox"> 标签： <a href="//tag.leju.com/news/bj/71.html#wt_source=pc_news_biaoqian" target="_blank"><span>政策</span></a> <a href="//tag.leju.com/news/bj/203.html#wt_source=pc_news_biaoqian" target="_blank"><span>房贷</span></a> <a href="//tag.leju.com/news/bj/10027115.html#wt_source=pc_news_biaoqian" target="_blank"><span>认定标准</span></a> </div>  <div class="sf_tips"> <i></i>重要提示：本页面内容，旨在为满足广大用户的信息需求而采集提供，并非广告服务性信息。页面所载内容不代表本网站之观点或意见，仅供用户参考和借鉴，最终以开发商实际公式为准。商品房预售须取得《商品房预售许可证》，用户在购房时需慎重查验开发商的证件信息。本页面所提到的房屋面积如无特别标示，均指建筑面积。 </div>  <div class="commentcontainer"> <h3 class="sf_pubTit"> <span>楼盘点评</span> <div class="more"> <a 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