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ddNavCornerBR"></td></tr></table></div> </li> <li class="insurance current"><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/"><span>Insurance</span></a><a class="toggleNavShow" href="#"> Open "Insurance" Submenu </a><div class="ddNavWrapper"><table cellpadding="0" cellspacing="0"><tr><td class="ddNavCorner ddNavCornerTL"></td><td class="ddNavEdge ddNavEdgeTop"></td><td class="ddNavCorner ddNavCornerTR"></td></tr><tr><td class="ddNavEdge ddNavEdgeLeft"></td><td class="ddNavBody HasFeaturedContent "><div class="SecondaryNav_Wrapper" parentnavitem="/healthcare-insurance/"><ul class="SecondaryNav FirstColumn"><li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/life-events/"><span>Life Events</span></a></li> <li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/changes-in-health-coverage/"><span>Changes in Health Coverage</span></a></li> <li class=""><a 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href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/healthcare/reference-materials/#url=Reporting-Guidance" class="spotlight_more">Learn more</a></p></div> </div> </li> <li> <div class="spotlight_container"> <img class="spotlight_image" border="0" src="/web/20150905060443im_/https://www.opm.gov/media/4942257/insurance_fehb.jpg" height="350" width="390" alt="Image of a stethoscope"/> <div class="spotlight_text"> <h1>Full-time Temporary, Seasonal & Intermittent<span>FEHB Eligibility</span></h1><p>FEHB eligibility for full-time temporary employees and full-time employees on seasonal and intermittent schedules.</p> <p><a title="FEHB Modification" href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/healthcare/eligibility/tabs/fehb-modification/"><span class="spotlight_more">Learn more</span></a></p></div> </div> </li> <li> <div class="spotlight_container"> <img class="spotlight_image" border="0" src="/web/20150905060443im_/https://www.opm.gov/media/4482877/spotlight_piggybank.jpg" height="350" width="390" alt="Image of a piggy bank"/> <div class="spotlight_text"> <h1>The Federal Flexible Spending Account Program<span>Save Money</span></h1><p>A tax-favored program offered by employers that allows their employees to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars.</p> <p><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/flexible-spending-accounts/" title="Flexible Spending Accounts">Learn more</a></p></div> </div> </li> <li> <div class="spotlight_container"> <img class="spotlight_image" border="0" src="/web/20150905060443im_/https://www.opm.gov/media/2905823/insurance_goinggreen.jpg" height="350" width="390" alt="Photo of a Tree"/> <div class="spotlight_text"> <h1>New Initiative<span>Going Green</span></h1><p><span>You can quickly and easily view your health plan's brochure online, anytime by visiting the FEHB website, or visit your health plan's website.</span><br/><a title="Going Green" href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/special-initiatives/going-green/" class="spotlight_more">Learn more</a></p></div> </div> </li> <li> <div class="spotlight_container"> <img class="spotlight_image" border="0" src="/web/20150905060443im_/https://www.opm.gov/media/4417822/landingspotlight_eagle.jpg" height="350" width="390" alt="Image of an Eagle"/> <div class="spotlight_text"> <h1>FEHB and FEGLI Coverage for<span>Tribal Employers</span></h1><p><span>OPM is excited to announce that Indian tribes, tribal organizations and urban Indian organizations may now purchase FEHB coverage for their employees.</span><br/><a title="Health Insurance" href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/tribal-employers/health-insurance/" class="spotlight_more">Learn more</a></p></div> </div> </li> </ul> </div> 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href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/insurance-faqs/health/">Health</a></li> <li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/insurance-faqs/dental-vision/">Dental & Vision</a></li> <li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/insurance-faqs/flexible-spending-account/">Flexible Spending Account</a></li> <li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/insurance-faqs/life/">Life</a></li> </ul></li> <li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/contact-healthcare-insurance/">Contact Healthcare & Insurance</a></li> <li class=""><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/affordable-care-act/">The Affordable Care Act</a></li> </ul></div><div id="SideNavAudiences"> <h3>Resources For</h3> <ul id="SideNavAudience"> <li><a title="New/Prospective Employees" href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/Guide-Me/New-Prospective-Employees/">New / Prospective Employees</a></li> <li><a title="Federal Employees" href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/Guide-Me/Federal-Employees/">Federal Employees</a></li> <li><a title="Retirees or Family Members" href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/Guide-Me/Retirees-Survivors/">Retirees or Family Members</a></li> <li><a title="Benefits Officers" href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/Guide-Me/Benefits-Officers/">Benefits Officers</a></li> </ul> </div></div> <div id="ContentPlaceHolderDefault_MainContentDiv" class="MainContent usingSecondaryNavigation landingPageTemplate"> <a name="content"></a> <div id="FeaturedTopicsContainer"> <h3>Information For...</h3> <div class="FeaturedTopics_Entry"><img src="/web/20150905060443im_/https://www.opm.gov/media/4480716/topic_longtermcare.jpg" width="98" height="98" border="0" alt="Image of an umbrella"/><div class="FeaturedTopics_Desc"><h4>Federal Long Term Care Insurance Program</h4><p>Long Term Care Insurance helps pay for costs of care when enrollees need help with activities they perform every day, or you have a severe cognitive impairment, such as Alzheimer's disease.</p><div class="LearnMore"><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/long-term-care/">Learn More</a></div></div></div><div class="FeaturedTopics_Entry"><img src="/web/20150905060443im_/https://www.opm.gov/media/3111741/insure_piggybank.jpg" width="98" height="98" border="0" alt="Image of a piggy bank"/><div class="FeaturedTopics_Desc"><h4>Flexible Spending Account</h4><p>A tax-favored program offered by employers that allows their employees to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars.</p><div class="LearnMore"><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/flexible-spending-accounts/">Learn More</a></div></div></div><div class="FeaturedTopics_Entry"><img src="/web/20150905060443im_/https://www.opm.gov/media/3111759/insure_lifeevents.jpg" width="98" height="98" border="0" alt="Image of Life Events wheel"/><div class="FeaturedTopics_Desc"><h4>Life Events</h4><p>Answers to common life event questions</p><div class="LearnMore"><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/life-events/">Learn More</a></div></div></div><div class="FeaturedTopics_Entry"><img src="/web/20150905060443im_/https://www.opm.gov/media/3112164/insure_compass.jpg" width="98" height="98" border="0" alt="Image of a compass"/><div class="FeaturedTopics_Desc"><h4>New / Prospective Employees</h4><p>As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance.</p><div class="LearnMore"><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/Guide-Me/New-Prospective-Employees/">Learn More</a></div></div></div><div class="FeaturedTopics_Entry"><img src="/web/20150905060443im_/https://www.opm.gov/media/3112292/sam.jpg" width="98" height="98" border="0" alt="Image of Uncle Sam"/><div class="FeaturedTopics_Desc"><h4>Searching for new FEHB carriers<br/>WE WANT YOU </h4><p>The Federal Employees Health Benefits (FEHB) Program would like to expand the availability of carriers in the Program.</p><div class="LearnMore"><a href="/web/20150905060443/https://www.opm.gov/healthcare-insurance/healthcare/carriers/letter-to-prospective-applicant/">Learn More</a></div></div></div> </div> <div id="FeaturedNewsContainer"> <h3>Quick Links</h3> <ul> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/flyers/insurance-overview.pdf" title="Insurance-Overview" class="PDF" data-filesize="110.45 KB">Insurance Overview</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/flyers/health-insurance-overview.pdf" title="Health-Insurance-Overview" class="PDF" data-filesize="63.19 KB">Health Insurance Overview</a></li> <li><em><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/fastfacts/" title="FastFacts">FastFacts</a></em></li>  <li><a href="/web/20150905060443/https://www.opm.gov/insure/health/search/plansearch.aspx">Compare Health Plans</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/dental-vision/plan-information/tabs/compare-plans/">Compare Dental and/or Vision Plans</a></li> <li><a class="Leaving" href="https://web.archive.org/web/20150905060443/https://www.fsafeds.com/fsafeds/fsa_calculator.asp">Flexible Spending Calculator</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/contact-healthcare-insurance/" title="Contact Healthcare & Insurance">Agency Contact Information</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/healthcare/plan-information/" title="Plan Information">Health Brochures</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/dental-vision/plan-information/" title="Plan Information">Dental Brochures</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/dental-vision/plan-information/tabs/vision-overview/" title="Vision Overview">Vision Brochures</a></li> <li><a href="https://web.archive.org/web/20150905060443/https://www.opm.gov/healthcare-insurance/healthcare/carriers/" title="Carriers">Prospective Health Plan Carriers</a></li> </ul> </div> </div> </div> </div> <footer> <div id="ContentPlaceHolderDefault_SitemapNavigation" class="Sitemap_Container"> <div class="opm"> <h3>U.S. Office of Personnel Management</h3> <p>1900 E Street, NW, Washington, DC 20415</p> <p>202-606-1800</p> <p><a href="https://web.archive.org/web/20150905060443/http://federalrelay.us/" class="Leaving Dark">Federal Relay Service</a></p> </div> <ul class="GlobalLinksLeft"> <li><a href="/web/20150905060443/https://www.opm.gov/a-z-index/">A - Z Index</a></li> <li><a href="/web/20150905060443/https://www.opm.gov/FAQs/">FAQs</a></li> <li><a href="/web/20150905060443/https://www.opm.gov/forms/">Forms</a></li> <li><a href="/web/20150905060443/https://www.opm.gov/news/reports-publications/">Reports & Publications</a></li> <li><a href="/web/20150905060443/https://www.opm.gov/combined-federal-campaign/">Combined Federal Campaign</a></li> </ul> <ul class="GlobalLinksMiddle"> <li><a href="/web/20150905060443/https://www.opm.gov/sustainability/">Sustainability</a></li> <li><a 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