Apply for a 25% partial premium refund

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href="/professionals/housing-markets-data-and-research/housing-research/consultations/prohibition-purchase-residential-property-non-canadians-act/faq" class=" ">Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions</a></li> </ul> </li> </ul> </li> <li><a onclick="dl_Navigation('menu','Housing research reports');" href="/professionals/housing-markets-data-and-research/housing-research/research-reports" class=" ">Housing research reports</a></li> <li> <a onclick="dl_Navigation('menu','Housing surveys');" href="/professionals/housing-markets-data-and-research/housing-research/surveys" class=" ">Housing surveys</a> <ul> <li><a onclick="dl_Navigation('menu','Mortgage consumer surveys');" href="/professionals/housing-markets-data-and-research/housing-research/surveys/mortgage-consumer-surveys" class=" ">Mortgage consumer surveys</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','Research awards and scholarships');" 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class=" ">Housing innovation</a></li> <li> <a onclick="dl_Navigation('menu','Our Partners');" href="/professionals/industry-innovation-and-leadership/our-partners" class=" ">Our Partners</a> <ul> <li><a onclick="dl_Navigation('menu','Partnerships');" href="/professionals/industry-innovation-and-leadership/our-partners/partnerships" class=" ">Partnerships</a></li> <li> <a onclick="dl_Navigation('menu','Federal, Provincial and Territorial Forum on Housing');" href="/professionals/industry-innovation-and-leadership/our-partners/partnering-provinces-territories" class=" ">Federal, Provincial and Territorial Forum on Housing</a> <ul> <li><a onclick="dl_Navigation('menu','Resources for Members of the Federal, Provincial and Territorial Forum on Housing');" href="/professionals/industry-innovation-and-leadership/our-partners/partnering-provinces-territories/protected-content" class=" ">Resources for Members of the Federal, Provincial and Territorial Forum on Housing</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Industry collaboration');" href="/professionals/industry-innovation-and-leadership/industry-collaboration" class=" ">Industry collaboration</a> <ul> <li><a onclick="dl_Navigation('menu','Expert Community on Housing (ECoH)');" href="/professionals/industry-innovation-and-leadership/industry-collaboration/expert-community-on-housing" class=" ">Expert Community on Housing (ECoH)</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Industry expertise');" href="/professionals/industry-innovation-and-leadership/industry-expertise" class=" ">Industry expertise</a> <ul> <li><a onclick="dl_Navigation('menu','Affordable housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/affordable-housing" class=" ">Affordable housing</a></li> <li><a onclick="dl_Navigation('menu','Indigenous housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/indigenous-housing" class=" ">Indigenous housing </a></li> <li><a onclick="dl_Navigation('menu','Senior housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/senior-housing" class=" ">Senior housing</a></li> <li><a onclick="dl_Navigation('menu','Accessible and adaptable housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/accessible-adaptable-housing" class=" ">Accessible and adaptable housing</a></li> <li><a onclick="dl_Navigation('menu','Developing sustainable housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/sustainable-housing" class=" ">Developing sustainable housing</a></li> <li><a onclick="dl_Navigation('menu','Resources for mortgage professionals');" href="/professionals/industry-innovation-and-leadership/industry-expertise/resources-for-mortgage-professionals" class=" ">Resources for mortgage professionals</a></li> <li><a onclick="dl_Navigation('menu','CMHC newsletters');" href="/cmhc-enewsletters?rdlink=1" class=" ">CMHC newsletters</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Events and speakers');" href="/professionals/events-and-speakers" class=" ">Events and speakers</a> <ul> <li> <a onclick="dl_Navigation('menu','Conferences');" href="/professionals/events-and-speakers/conferences" class=" ">Conferences</a> <ul> <li> <a onclick="dl_Navigation('menu','2024 National Housing Conference');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024" class=" ">2024 National Housing Conference</a> <ul> <li><a onclick="dl_Navigation('menu','About');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/about" class=" ">About</a></li> <li><a onclick="dl_Navigation('menu','National Housing Conference - Agenda');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/agenda" class=" ">National Housing Conference - Agenda</a></li> <li><a onclick="dl_Navigation('menu','Location');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/location" class=" ">Location</a></li> <li><a onclick="dl_Navigation('menu','InnoZone');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/innozone" class=" ">InnoZone</a></li> <li><a onclick="dl_Navigation('menu','Details for participants');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/participants" class=" ">Details for participants</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Speakers’ bureau');" href="/professionals/events-and-speakers/speakers-bureau" class=" ">Speakers’ bureau</a> <ul> <li><a onclick="dl_Navigation('menu','Kevin Hughes');" href="/professionals/events-and-speakers/speakers-bureau/kevin-hughes-profile" class=" ">Kevin Hughes</a></li> </ul> </li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Consumers');" href="/consumers" class=" ">Consumers</a> <ul> <li> <a onclick="dl_Navigation('menu','Buying a home');" href="/consumers/home-buying" class=" ">Buying a home</a> <ul> <li> <a onclick="dl_Navigation('menu','Homebuying calculators');" href="/consumers/home-buying/calculators" class=" ">Homebuying calculators</a> <ul> <li><a onclick="dl_Navigation('menu','Mortgage calculator');" href="/consumers/home-buying/calculators/mortgage-calculator" class=" ">Mortgage calculator</a></li> <li><a onclick="dl_Navigation('menu','Affordability calculator');" href="/consumers/home-buying/calculators/affordability-calculator" class=" ">Affordability calculator</a></li> <li><a onclick="dl_Navigation('menu','Debt service calculator');" href="/consumers/home-buying/calculators/debt-service-calculator" class=" ">Debt service calculator</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Buying guides');" href="/consumers/home-buying/buying-guides" class=" ">Buying guides</a> <ul> <li><a onclick="dl_Navigation('menu','Homebuying step by step');" href="/consumers/home-buying/buying-guides/home-buying" class=" ">Homebuying step by step</a></li> <li><a onclick="dl_Navigation('menu','CMHC's condominium buyer's guide');" href="/consumers/home-buying/buying-guides/condominium" class=" ">CMHC's condominium buyer's guide</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Mortgage loan insurance for consumers');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers" class=" ">Mortgage loan insurance for consumers</a> <ul> <li><a onclick="dl_Navigation('menu','What is CMHC mortgage loan insurance?');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/what-is-mortgage-loan-insurance" class=" ">What is CMHC mortgage loan insurance?</a></li> <li><a onclick="dl_Navigation('menu','Do I qualify for mortgage loan insurance?');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/what-are-the-general-requirements-to-qualify-for-homeowner-mortgage-loan-insurance" class=" ">Do I qualify for mortgage loan insurance?</a></li> <li><a onclick="dl_Navigation('menu','CMHC mortgage loan insurance costs');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-mortgage-loan-insurance-cost" class=" ">CMHC mortgage loan insurance costs</a></li> <li> <a onclick="dl_Navigation('menu','CMHC's Eco Products');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products" class=" ">CMHC's Eco Products</a> <ul> <li><a onclick="dl_Navigation('menu','CMHC’s Eco Improvement');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-improvement" class=" ">CMHC’s Eco Improvement</a></li> <li><a onclick="dl_Navigation('menu','CMHC Eco Plus');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-plus" class=" ">CMHC Eco Plus</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','CMHC — home renovation financing options');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-home-renovation-financing-options" class=" ">CMHC — home renovation financing options</a></li> <li><a onclick="dl_Navigation('menu','FAQs — mortgage loan insurance');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/faqs-mortgage-loan-insurance" class=" "> FAQs — mortgage loan insurance</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','Incentives for homebuyers');" href="/consumers/home-buying/government-of-canada-programs-to-support-homebuyers" class=" ">Incentives for homebuyers</a></li> <li><a onclick="dl_Navigation('menu','Newcomers');" href="/consumers/home-buying/newcomers" class=" ">Newcomers</a></li> <li><a onclick="dl_Navigation('menu','The First-Time Home Buyer Incentive');" href="/consumers/home-buying/first-time-home-buyer-incentive" class=" ">The First-Time Home Buyer Incentive</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Owning a home');" href="/consumers/owning-a-home" class=" ">Owning a home</a> <ul> <li> <a onclick="dl_Navigation('menu','Manage your mortgage');" href="/consumers/owning-a-home/mortgage-management" class=" ">Manage your mortgage </a> <ul> <li><a onclick="dl_Navigation('menu','Mortgage fraud');" href="/consumers/owning-a-home/mortgage-management/mortgage-fraud" class=" ">Mortgage fraud</a></li> <li><a onclick="dl_Navigation('menu','Mortgage planning tips');" href="/consumers/owning-a-home/mortgage-management/mortgage-planning-tips-cmhc" class=" ">Mortgage planning tips</a></li> <li><a onclick="dl_Navigation('menu','Plan and manage your mortgage');" href="/consumers/owning-a-home/mortgage-management/plan-and-manage-your-mortgage" class=" ">Plan and manage your mortgage</a></li> <li><a onclick="dl_Navigation('menu','Your credit report');" href="/consumers/owning-a-home/mortgage-management/your-credit-report" class=" ">Your credit report</a></li> <li><a onclick="dl_Navigation('menu','Your home value');" href="/consumers/owning-a-home/mortgage-management/your-home-value" class=" ">Your home value</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Aging in place');" href="/consumers/owning-a-home/aging-in-place" class=" ">Aging in place</a> <ul> <li><a onclick="dl_Navigation('menu','Housing options for Seniors');" href="/consumers/owning-a-home/aging-in-place/housing-options-for-seniors" class=" ">Housing options for Seniors</a></li> <li><a onclick="dl_Navigation('menu','Housing and finance tips');" href="/consumers/owning-a-home/aging-in-place/housing-and-finance-tips" class=" ">Housing and finance tips</a></li> <li><a onclick="dl_Navigation('menu','Mortgage financing options for people 55+');" href="/consumers/owning-a-home/aging-in-place/mortgage-financing-options-for-people-55-and-above" class=" ">Mortgage financing options for people 55+</a></li> <li><a onclick="dl_Navigation('menu','Preventing fraud and financial abuse');" href="/consumers/owning-a-home/aging-in-place/preventing-fraud-and-financial-abuse" class=" ">Preventing fraud and financial abuse</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Renting a home');" href="/consumers/renting-a-home" class=" ">Renting a home </a> <ul> <li> <a onclick="dl_Navigation('menu','I want to rent');" href="/consumers/renting-a-home/i-want-to-rent" class=" ">I want to rent</a> <ul> <li><a onclick="dl_Navigation('menu','Things to consider before renting');" href="/consumers/renting-a-home/i-want-to-rent/things-to-consider-before-renting" class=" ">Things to consider before renting</a></li> <li><a onclick="dl_Navigation('menu','Types of housing for rent in Canada');" href="/consumers/renting-a-home/i-want-to-rent/types-of-housing-for-rent-in-canada" class=" ">Types of housing for rent in Canada</a></li> <li><a onclick="dl_Navigation('menu','Finding or advertising a rental property');" href="/consumers/renting-a-home/i-want-to-rent/finding-or-advertising-a-rental-property" class=" ">Finding or advertising a rental property</a></li> <li><a onclick="dl_Navigation('menu','Visiting the rental property');" href="/consumers/renting-a-home/i-want-to-rent/visiting-the-rental-property" class=" ">Visiting the rental property</a></li> <li><a onclick="dl_Navigation('menu','Lease and rental agreements');" href="/consumers/renting-a-home/i-want-to-rent/lease-and-rental-agreements" class=" ">Lease and rental agreements</a></li> <li><a onclick="dl_Navigation('menu','Signing the lease');" href="/consumers/renting-a-home/i-want-to-rent/signing-lease" class=" ">Signing the lease</a></li> <li><a onclick="dl_Navigation('menu','Credit checks and bad credit');" href="/consumers/renting-a-home/i-want-to-rent/credit-checks-and-bad-credit" class=" ">Credit checks and bad credit</a></li> <li><a onclick="dl_Navigation('menu','Rental payments and deposits<br>');" href="/consumers/renting-a-home/i-want-to-rent/rental-payments-and-deposits" class=" ">Rental payments and deposits<br></a></li> <li><a onclick="dl_Navigation('menu','Roommates and pets');" href="/consumers/renting-a-home/i-want-to-rent/roommates-and-pets" class=" ">Roommates and pets</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','I am renting');" href="/consumers/renting-a-home/i-am-renting" class=" ">I am renting</a> <ul> <li><a onclick="dl_Navigation('menu','Moving day');" href="/consumers/renting-a-home/i-am-renting/moving-day" class=" ">Moving day</a></li> <li><a onclick="dl_Navigation('menu','Landlord/Tenant responsibilities');" href="/consumers/renting-a-home/i-am-renting/landlord-tenant-responsibilities" class=" ">Landlord/Tenant responsibilities</a></li> <li><a onclick="dl_Navigation('menu','Inspections');" href="/consumers/renting-a-home/i-am-renting/inspections" class=" ">Inspections</a></li> <li><a onclick="dl_Navigation('menu','Maintenance and repairs');" href="/consumers/renting-a-home/i-am-renting/maintenance-repairs" class=" ">Maintenance and repairs</a></li> <li><a onclick="dl_Navigation('menu','Complaints and evictions');" href="/consumers/renting-a-home/i-am-renting/compliants-evictions" class=" ">Complaints and evictions</a></li> <li><a onclick="dl_Navigation('menu','Rent increases');" href="/consumers/renting-a-home/i-am-renting/rent-increases" class=" ">Rent increases</a></li> <li><a onclick="dl_Navigation('menu','When you can't pay rent');" href="/consumers/renting-a-home/i-am-renting/when-you-cant-pay-rent" class=" ">When you can't pay rent</a></li> <li><a onclick="dl_Navigation('menu','Renewing or terminating the lease');" href="/consumers/renting-a-home/i-am-renting/renewing-or-terminating-lease" class=" ">Renewing or terminating the lease</a></li> <li><a onclick="dl_Navigation('menu','Moving out');" href="/consumers/renting-a-home/i-am-renting/moving-out" class=" ">Moving out</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','One-Time Top-Up to the Canada Housing Benefit');" href="/consumers/renting-a-home/one-time-top-up-canada-housing-benefit" class=" ">One-Time Top-Up to the Canada Housing Benefit</a></li> <li><a onclick="dl_Navigation('menu','COVID&#8209;19: eviction bans and suspensions to support renters');" href="/consumers/renting-a-home/covid-19-eviction-bans-and-suspensions-to-support-renters" class=" ">COVID‑19: eviction bans and suspensions to support renters</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','About CMHC');" href="/about-us" class="current-page-ancestor ">About CMHC</a> <ul> <li><a onclick="dl_Navigation('menu','CMHC’s goals, values and commitment to housing');" href="/about-us/cmhcs-story" class=" ">CMHC’s goals, values and commitment to housing</a></li> <li><a onclick="dl_Navigation('menu','Discover Life at CMHC');" href="https://www.cmhc-schl.gc.ca/en/working-at-cmhc" class=" ">Discover Life at CMHC</a></li> <li> <a 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$("#email").find('input').prop("disabled", true); //disable the button from multiple click, resulting in multiple email var token = $("#share-email").children($('input[name="__RequestVerificationToken"]')).val(); var shareEmailModel = { "ToAddress":email, "SharedItemId": $('#resultPage').val()==0?"49533F01-E22E-401C-B2F3-2802DF5A4F1A":"46623FDF-B0B0-4B33-B873-7DC133FB3A3B", "SenderName": $('#sh_YourName').val(), "RecipientName": $('#sh_name').val(), "Comment": $('#sh_Comment').val(), "EmailTemplateItemId": $('#email-template-id').val(), "recaptcha": rcapValue, "ShareUrlQueryString": queryShareUrl !== '' ? queryShareUrl : '', "__RequestVerificationToken" : token }; queryUrl = 0; $.ajax({ url: '/api/sitecore/CMHC/SendShareEmail', data: shareEmailModel, type: "POST", success: function (data) { $("#email").find('input').prop("disabled", false); $('form#share-email')[0].reset(); $('#sharesuccess').modal(); resetSocialCaptcha(); return false; }, error: function (err) { resetSocialCaptcha(); 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.text-image-container h3 { font-size: 1rem; } } </style> <div id="textIconOne" class="text-image-container"> <div class="text-image-icon"></div>  <div class="text-image-heading"></div>  <div class="text-image-sub-heading"></div> <div class="text-image"> <div class="text-image-img"></div>  <div class="text-image-content"><p>As of June 20, 2022, CMHC’s Green Home program is CMHC Eco Plus.</p> <p>This new name comes with enhancements that benefit homeowners like you. You can apply for a partial premium refund of 25% if you’re CMHC insured and have an energy efficient home.</p> <p>As energy efficiency standards improve, so will the criteria for the Eco Plus program. It will include more certifications and continue to align with Natural Resources Canada's EnerGuide rating system.</p></div> </div> </div> <script> $(document).ready(function () { // Variable 1 is used to provide json config // get the config json string var configData = { handleBarBackgroundColor: "", enableNotch: false, icon: "", iconWidth: "auto", iconHeight: "auto", headerColor: "#000", subHeaderColor: "#000", image: "https://assets.cmhc-schl.gc.ca/sites/cmhc/consumers/home-buying/eco-programs/icon_eco_plus.svg", imageWidth: "35%", imageHeight: "200px", imageVerticalPosition: "top", imageHorizontalPosition: "right", contentColor: "#656565", }; // set default data for the component var defaultData = { handleBarBackgroundColor: "#fff", enableNotch: false, enableTopNotch: false, enableBottomNotch: false, topNotchColor: "#fff", bottomNotchColor: "#fff", icon: "https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/icons/icon_trophy_no_circle.png", iconWidth: "auto", iconHeight: "auto", iconPosition: "center", headerColor: "#656565", subHeaderColor: "#656565", image: "https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/icons/icon_enews_circle.png", imageWidth: "auto", imageHeight: "300px", imageVerticalPosition: "top", imageHorizontalPosition: "right", contentColor: "#656565", }; 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} var handlebarContainer = componentElement.closest(".HandlebarContainer"); // Check if the div is the last child of the main tag if ( handlebarContainer.parent("main").children().last().is(handlebarContainer) ) { handlebarContainer.css("margin-bottom", "0"); $("footer").css("margin-top", "0"); } else { // Check if the div is the last child of the last child within a section tag if ( handlebarContainer .parents("section") .children() .last() .is(handlebarContainer) ) { // The div is the last child of the last child within a section tag handlebarContainer.css("margin-bottom", "0"); $("footer").css("margin-top", "0"); } } // get the handlebar template for this var handlebarTemplate = componentElement.closest(".HandlebarTemplate"); // add background color to the handlebar template handlebarTemplate.css({ backgroundColor: configData.handleBarBackgroundColor, position: "relative" }); // add top notch if enabled if (configData.enableTopNotch) { // create notch var notchElement = document.createElement("div"); notchElement.className = "notch"; // set border top color to match handlebar template's background color notchElement.style.borderTopColor = configData.topNotchColor; notchElement.style.bottom = "initial"; notchElement.style.top = 0; // add notch to handlebar template handlebarTemplate.append(notchElement); } // add bottom notch if enabled if (configData.enableBottomNotch || configData.enableNotch) { // create notch var notchElement = document.createElement("div"); notchElement.className = "notch"; // set border top color to match handlebar template's background color notchElement.style.borderTopColor = configData.bottomNotchColor; // add notch to handlebar template handlebarTemplate.append(notchElement); } }); </script>  </div> </div>  <article class="guide-page ia-textlayout"> <section class="clearfix"> <div class="text-component ia-text "> <div class="calloutBox" style="text-align: center; margin-top: 0px !important;"> <p><strong>IMPORTANT</strong><br> To qualify, your home must meet the eligible building standards and/or the EnerGuide and EnerGuide GJ ratings.</p> </div> </div> </section> </article>  <div class="cmhc-accordion custom-margin ia-cmhc-accordion section-three "> <div class="accordion-panel" id="a1-p1"> <h2 class=" acc-bgcolor-white acc-border-blue color-blue font-16 font-bold">Am I eligible? </h2> <div style="display:none;" class="acc-bgcolor-white acc-border-lightgrey"> <div class="text-component text-clearfix"><p>CMHC is introducing new eligibility criteria including an updated and expanded list of energy efficiency certifications, and energy efficiency targets based not only on total Energy Consumption but also Greenhouse Gas Emissions (GHG).</p> <p>Recognizing that, as Canadian building codes progress toward net-zero ready standards, and energy efficiency building standards evolve toward this target, the eligibility criteria may be periodically adjusted.</p> <table class="responsiveTable stripe cell-border" style="width:100%;"> <thead> <tr class="responsiveTable__headerRow"> <th class="width-33">Eligible Certificates</th> <th class="width-33">Greenhouse Gas (GHG) Emissions*</th> <th class="width-33">Energy Consumption*</th> </tr> </thead> <tbody> <tr> <td><strong>Properties awarded an eligible certificate</strong></td> <td>Properties with tonnes/year GHG rating that fall within the top 15% of the housing stock in lowest GHG emissions rating</td> <td>Properties with a gigajoules/year rating of at least 20% lower than “A Typical New House”</td> </tr> </tbody> </table> <p class="note">*Eligibility is assessed using the Natural Resources Canada (NRCan) EnerGuide Rating System.</p> <div class="related__articles" style="text-align: center;"> <p>To qualify, your home must have an energy efficiency certificate or meet energy efficiency or greenhouse gas targets.</p> <p>Don’t have an energy efficiency certificate? Have your home assessed by a <a href="https://www.nrcan.gc.ca/energy-efficiency/homes/find-service-provider/15807">Natural Resources Canada (NRCan) qualified energy advisor</a>.</p> </div> </div> </div> </div> <div class="accordion-panel" id="a1-p2"> <h2 class=" acc-bgcolor-white acc-border-blue color-blue font-16 font-bold">ELIGIBLE CERTIFICATIONS (INCLUDING INDIVIDUAL RESIDENTIAL CONDOMINIUM UNITS) </h2> <div style="display:none;" class="acc-bgcolor-white acc-border-lightgrey"> <div class="text-component text-clearfix"><table class="responsiveTable stripe cell-border" style="width:100%;"> <thead> <tr class="responsiveTable__headerRow"> <th class="width-25">Organization</th> <th class="width-25">Version</th> <th class="width-25">Level(s)</th> <th class="width-25">Certification Name</th> </tr> </thead> <tbody> <tr> <td><strong>BC Energy Step Code</strong></td> <td>N/A</td> <td>Step 2<br> Step 3<br> Step 4</td> <td>Part 3</td> </tr> <tr> <td><strong>BC Energy Step Code</strong></td> <td>N/A</td> <td>Step 3<br> Step 4<br> Step 5</td> <td>Part 9 – Detached Homes</td> </tr> <tr> <td><strong>Built Green Canada</strong></td> <td>2019-2021</td> <td>Gold<br> Platinum</td> <td>Built Green High Density</td> </tr> <tr> <td><strong>Built Green Canada</strong></td> <td>2019-2021</td> <td>Gold<br> Platinum</td> <td>Built Green Single Family</td> </tr> <tr> <td><strong>Canada Green Building Council (CGBC)</strong></td> <td>2009</td> <td>Gold<br> Platinum</td> <td>LEED Canada for Homes</td> </tr> <tr> <td><strong>CGBC</strong></td> <td>v.4</td> <td>Gold<br> Platinum</td> <td>LEED Building Design and Construction: Homes and Multi-Family Low-Rise</td> </tr> <tr> <td><strong>CGBC</strong></td> <td>v.4.1</td> <td>Gold<br> Platinum</td> <td>LEED Building Design and Construction: Residential Single Family</td> </tr> <tr> <td><strong>CGBC</strong></td> <td>v1 Design</td> <td>N/A</td> <td>Zero Carbon Building Standard</td> </tr> <tr> <td><strong>CGBC</strong></td> <td>v2 Design</td> <td>Flexible Passive Renewable</td> <td>Zero Carbon Building Standard</td> </tr> <tr> <td><strong>Canadian Home Builders Association (CHBA)</strong></td> <td>N/A</td> <td>Certified</td> <td>Qualified CHBA Net Zero Energy</td> </tr> <tr> <td><strong>CHBA</strong></td> <td>N/A</td> <td>Certified</td> <td>Qualified CHBA Net Zero Energy Ready</td> </tr> <tr> <td><strong>Efficiency Manitoba</strong></td> <td>N/A</td> <td>20% to 90% + improvement</td> <td>New Homes Standard</td> </tr> <tr> <td><strong>Natural Resources Canada (NRCan)</strong></td> <td>2012</td> <td>N/A</td> <td>R-2000</td> </tr> <tr> <td><strong>NRCan</strong></td> <td>New Homes Standard version 12.6+</td> <td>Certified<br> </td> <td>ENERGY STAR</td> </tr> <tr> <td><strong>NRCan</strong></td> <td>Pilot</td> <td>Certified</td> <td>ENERGY STAR Multi-Family High-Rise (New Construction)</td> </tr> <tr> <td><strong>Ministère de l’Énergie et des Ressources naturelles du Québec</strong></td> <td>N/A</td> <td>Homologué</td> <td>Novoclimat for Homes</td> </tr> <tr> <td><strong>Ministère de l’Énergie et des Ressources naturelles du Québec</strong></td> <td>N/A</td> <td>Homologué</td> <td>Novoclimat for Small Multiple-Unit Buildings</td> </tr> <tr> <td><strong>Ministère de l’Énergie et des Ressources naturelles du Québec</strong></td> <td>N/A</td> <td>Homologué</td> <td>Novoclimat for Big Multiple Unit Buildings</td> </tr> <tr> <td><strong>Passive House Canada</strong></td> <td>9</td> <td>Classic Plus Premium</td> <td>Certified Passive House</td> </tr> <tr> <td><strong>Passive House Canada</strong></td> <td>9</td> <td>Classic Plus Premium</td> <td>EnerPHit Certified Retrofit</td> </tr> </tbody> </table></div> </div> </div> <div class="accordion-panel" id="a1-p3"> <h2 class=" acc-bgcolor-white acc-border-blue color-blue font-16 font-bold">HOW TO GET YOUR REFUND </h2> <div style="display:none;" class="acc-bgcolor-white acc-border-lightgrey"> <div class="text-component text-clearfix"><div class="calloutBox" style="text-align: center;"> <p>After closing your mortgage, eligible borrowers have 2 years to submit the refund request, along with the necessary supporting documentation, directly to CMHC. It's easy, convenient and hassle-free!</p> </div> <h3>How to Get Your Premium Refund</h3> <p>If your home meets the energy efficiency requirements and you have CMHC mortgage loan insurance, you can apply for the Eco Plus refund.</p> <p>Make sure you have the following documentation:</p> <ul> <li>final certificate from the list of eligible third-party certifications <strong>and/or</strong></li> <li>EnerGuide label or EnerGuide Renovation Upgrade Report (RUR) for existing homes</li> </ul> <h3>Time limit for the eligible supporting documentation</h3> <p>Supporting documentation may be used for up to 5 years, including for subsequent purchasers.</p></div> </div> </div> <div class="accordion-panel" id="a1-p4"> <h2 class=" acc-bgcolor-white acc-border-blue color-blue font-16 font-bold">APPLY TODAY </h2> <div style="display:none;" class="acc-bgcolor-white acc-border-lightgrey"> <div class="text-component text-clearfix"><div class="calloutBox" style="text-align: center;"> <p><strong>IMPORTANT! </strong> <br> Your application must be submitted within 24 months (2 years) of the closing date of your mortgage.</p> </div> <p>1. <a href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-plus/cmhc-eco-plus-partial-premium-refund-application">Download</a> and complete the application form.</p> <p>2. Send us the completed application form with your home’s energy certificate or report:</p> <ul> <li><strong>Email:</strong> <a href="mailto:eemrefund@cmhc-schl.gc.ca">eemrefund@cmhc-schl.gc.ca</a></li> <li><strong>Fax:</strong> 1 800 245-9274</li> <li><strong>Mail:</strong> 700 Montreal Road (Suite 1000), Ottawa, Ontario, K1A 0P7</li> </ul></div> </div> </div> </div> <div class="HandlebarContainer"> <div class="HandlebarTemplate"><style> .ia-twoplusone, .ia-pagecontent-head { float: inherit; } .notch { content: ""; position: absolute; bottom: -29px; left: calc(50% - 50px); border-left: 50px solid transparent; border-right: 50px solid transparent; border-top: 30px solid transparent; z-index: 1000; } .icon-text-list { max-width: 920px; margin: auto; padding: 3em 0; } .icon-text-list h1 { font-size: 2.5rem; } .icon-text-list h2 { font-size: 2rem; } .icon-text-list h3 { font-size: 1.5rem; } .icon-text-list h1, .icon-text-list h2, .icon-text-list h3 { line-height: 1.2; margin-bottom: 1em; } /* .icon-text-list ul { display: block; padding: 0 3em; margin: 0; } .icon-text-list li { margin: 0 25px 0 25px; padding: 5px; page-break-inside: avoid; } */ .icon-text-list ul { padding-left: 0; /* Remove default padding */ list-style-type: none; /* Remove default bullet points */ } .icon-text-list li { position: relative; /* Position relative for icon placement */ padding: 5px; padding-left: 40px; /* Adjust padding to accommodate icon */ page-break-inside: avoid; } /* Add icon as a background image */ .icon-text-list li::before { content: ""; position: absolute; top: 16px; left: 0; width: 30px; /* Adjust width of the icon */ height: 30px; /* Adjust height of the icon */ background-size: contain; background-repeat: no-repeat; transform: translateY(-50%); /* Vertically align icon with text */ } .icon-text-list .one-column { columns: 1; -webkit-columns: 1; } .icon-text-list .two-columns { columns: 2; -webkit-columns: 2; } .icon-text-list .three-columns { columns: 3; -webkit-columns: 3; } /* when screen is less than 935px */ @media screen and (max-width: 935px) { .icon-text-list { padding-left: 0.9375rem; padding-right: 0.9375rem; } } /* when screen is less than 768px */ @media screen and (max-width: 768px) { .icon-text-list .two-columns, .icon-text-list .three-columns { columns: 2; -webkit-columns: 2; } } /* when screen is less than 600px */ @media screen and (max-width: 600px) { .icon-text-list ul { padding: 0 3em; } .icon-text-list .two-columns, .icon-text-list .three-columns { columns: 1; -webkit-columns: 1; } } /* when screen is less than 480px */ @media screen and (max-width: 480px) { .icon-text-list h1 { font-size: 2rem; } .icon-text-list h2 { font-size: 1.5rem; } .icon-text-list h3 { font-size: 1rem; } .icon-text-list ul { padding: 0 1em; } } </style>  <div id="iconTextOne" class="icon-text-list">  <h2 class="text-center">Why You Should Apply for CMHC Eco Plus</h2> <ul>  <li> <strong>Save on Your Insurance Premium</strong><br/>Receive a partial refund of 25% on your CMHC insurance premium when you buy or build an energy efficient home. </li> <li> <strong>Contribute to a Sustainable Future</strong><br/>Take an active role in reducing housing's impact on climate change while lowering your energy costs. </li> <li> <strong>Flexibility in Financing</strong><br/>Finance the purchase or construction of an energy-efficient home using CMHC-insured financing (purchase or build). Or apply within 2 years of your mortgage closing date. </li> <li> <strong>Straightforward Application Process</strong><br/>Apply for the Eco Plus premium refund by completing the application form and submitting it with the necessary supporting documentation directly to CMHC. </li> </ul> </div> <script> $(document).ready(function () { // Variable 1 is used to provide json config // get the config json string var configData = { "handleBarBackgroundColor": "#00093a", "enableNotch": false, "headerColor": "#fff", "listItemsIcon": "https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/icons/icon-checkmark-red-outline.png", "listItemsColor": "#fff", "listItemsColumns": "two-columns" }; // set default data for the icon text list var defaultData = { handleBarBackgroundColor: "#fff", enableNotch: false, headerColor: "#656565", listItemsColumns: "two-columns", listItemsIcon: "https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/icons/icon-checkmark-red-outline.png", listItemsColor: "#656565", }; 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} }); </script>  </div> </div> <div class="HandlebarContainer"> <div class="HandlebarTemplate rebate"><style> .ia-twoplusone, .ia-pagecontent-head { float: inherit; } .notch { content: ""; position: absolute; bottom: -29px; left: calc(50% - 50px); border-left: 50px solid transparent; border-right: 50px solid transparent; border-top: 30px solid transparent; z-index: 1000; } .icon-text-list { max-width: 920px; margin: auto; padding: 3em 0; } .icon-text-list h1 { font-size: 2.5rem; } .icon-text-list h2 { font-size: 2rem; } .icon-text-list h3 { font-size: 1.5rem; } .icon-text-list h1, .icon-text-list h2, .icon-text-list h3 { line-height: 1.2; margin-bottom: 1em; } /* .icon-text-list ul { display: block; padding: 0 3em; margin: 0; } .icon-text-list li { margin: 0 25px 0 25px; padding: 5px; page-break-inside: avoid; } */ .icon-text-list ul { padding-left: 0; /* Remove default padding */ list-style-type: none; /* Remove default bullet points */ } .icon-text-list li { position: relative; /* Position relative for icon placement */ padding: 5px; padding-left: 40px; /* Adjust padding to accommodate icon */ page-break-inside: avoid; } /* Add icon as a background image */ .icon-text-list li::before { content: ""; position: absolute; top: 16px; left: 0; width: 30px; /* Adjust width of the icon */ height: 30px; /* Adjust height of the icon */ background-size: contain; background-repeat: no-repeat; transform: translateY(-50%); /* Vertically align icon with text */ } .icon-text-list .one-column { columns: 1; -webkit-columns: 1; } .icon-text-list .two-columns { columns: 2; -webkit-columns: 2; } .icon-text-list .three-columns { columns: 3; -webkit-columns: 3; } /* when screen is less than 935px */ @media screen and (max-width: 935px) { .icon-text-list { padding-left: 0.9375rem; padding-right: 0.9375rem; } } /* when screen is less than 768px */ @media screen and (max-width: 768px) { .icon-text-list .two-columns, .icon-text-list .three-columns { columns: 2; -webkit-columns: 2; } } /* when screen is less than 600px */ @media screen and (max-width: 600px) { .icon-text-list ul { padding: 0 3em; } .icon-text-list .two-columns, .icon-text-list .three-columns { columns: 1; -webkit-columns: 1; } } /* when screen is less than 480px */ @media screen and (max-width: 480px) { .icon-text-list h1 { font-size: 2rem; } .icon-text-list h2 { font-size: 1.5rem; } .icon-text-list h3 { font-size: 1rem; } .icon-text-list ul { padding: 0 1em; } } </style>  <div id="iconListOne" class="icon-text-list">  <h2 class="text-center">Grant and Rebate Options for Energy Efficiency</h2> <p class="text-center" style="font-size: 18px;">Federal, provincial and municipal governments and local utilities may offer grants and rebates for energy-saving renovations. For example, CMHC Eco Plus offers a premium refund of 25%. You may be eligible if you buy, build or renovate for energy efficiency using CMHC-insured financing. </p> <ul>  <li><a href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-plus">CMHC Eco Plus premium refund</a></li> <li><a href="http://www.nrcan.gc.ca/energy/funding/efficiency/4947">Environmental incentives by province</a></li> <li><a href="http://oee.nrcan.gc.ca/energy/products/energystar/why-buy/programs.cfm?attr=0">ENERGY STAR® rebates and incentives</a></li> </ul> </div> <script> $(document).ready(function () { // Variable 1 is used to provide json config // get the config json string var configData = { "handleBarBackgroundColor": "#fff", "enableNotch": false, "headerColor": "#000", "listItemsIcon": "https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/icons/icon-checkmark-red-outline.png", "listItemsColor": "#656565", "listItemsColumns": "three-columns" }; // set default data for the icon text list var defaultData = { 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