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desktop-image="/iwov-resources/sg/ocbc/premier/images/premier/banner_premier_dividend.jpg" mobile-image="/iwov-resources/sg/ocbc/premier/images/banner_premier_dividend_mobile.jpg"> <div class="mobile-only panel-mobile" style="background-image: url('/iwov-resources/sg/ocbc/premier/images/premier/banner_premier_dividend.jpg');"> <h1 class="main-title">Give your savings a boost</h1> </div> <div class="contain"> <div class="restrict-355 inview fadeIn"> <h1 class="main-title desktop-only">Give your savings a boost</h1> <div class="boxes-container"> <div class="box-container"> <div class="white-box box-medium arial">Earn interest of up to 3.30% a year for months when you save and make no withdrawals</div> </div> <div in="fadeIn3" out="fadeOutItem" class="btn-container item-together fadeIn3"><a target="_blank" href="/personal-banking/premier-banking/index#get-us-to-contact-you"><button class="btn btn-gold">Have us contact you</button></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nv9"> <div class="row iw_row iw_stretch" id="rowjmeo4nva"> <div class="iw_columns col-lg-12" id="coljmeo4nvb"> <div class="iw_placeholder" id="iw_placeholder1537695384020"> <div class="iw_component" id="iw_comp1539649777844"> <div><div class="section section-2"> <div class="contain pt5 pb5"> <div class="mb3"> <h1 class="mb2 co-gray1 desktop-only">Premier Dividend+ Savings Account</h1> <h2 class="mb2 co-gray1 mobile-only">Premier Dividend+ Savings Account</h2> </div> <div class="mb3"> <p><strong>Earn interest of 3.30% a year on your entire account balance.</strong></p> <h1 class="mt2 mb2 co-gray1 desktop-only">How it works</h1> <h2 class="mt2 mb2 co-gray1 mobile-only">How it works</h2> <!-- <h5 class="mt1">• Earn interest of up to 3.30% a year on your entire account balance when you don’t withdraw and <br class="desktop-only" />deposit a minimum of <span class="text-nowrap">S$3,000 monthly.</span> <br />• Continue earning interest of 2.25% a year if you simply don’t withdraw. <br />• For months when you need to access your money, you will receive the base interest of 0.05% a year.</h5> --></div> <div class="bp-img" style="margin-bottom: 50px;"><img src="/iwov-resources/sg/ocbc/premier/images/chart_Apr24-r0.png" alt="" width="565" /></div> </div> </div></div> </div> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nvg"> <div class="row iw_row iw_stretch" id="rowjmeo4nvh"> <div class="iw_columns col-lg-12" id="coljmeo4nvi"> <div class="iw_placeholder" id="iw_placeholder1537695384027"> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nvk"> <div class="row iw_row iw_stretch" id="rowjmeo4nvl"> <div class="iw_columns col-lg-12" id="coljmeo4nvm"> <div class="iw_placeholder" id="iw_placeholder1537695384031"> <div class="iw_component" id="iw_comp1603806794500"> <div><div class="section section-brown"> <div class="contain pt5 pb5"> <div class="mb3"> <h1 class="mb2 co-gray1 desktop-only">To be eligible</h1> <h2 class="mb2 co-gray1 mobile-only">To be eligible</h2> <h5 class="mt1">• Exclusively for OCBC Premier Banking customers with an initial deposit of <strong>S$50,000</strong> in fresh funds*</h5> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nvo"> <div class="row iw_row iw_stretch" id="rowjmeo4nvp"> <div class="iw_columns col-lg-12" id="coljmeo4nvq"> <div class="iw_placeholder" id="iw_placeholder1537695384035"> <div class="iw_component" id="iw_comp1559618539121"> <div> <div class="section section-2 section-faq"> <div class="contain pt5 pb5"> <div class="mb3"> <h2 class="mb2 co-gray1">Questions you may have</h2> </div> <div class="pb-dd"> <div class="expandable-item"> <div class="expandable-header bg-img" style="background-image: url('/iwov-resources/sg/ocbc/premier/images/tet-bg-1.png');"> <div class="arrow"><img class="arrow-left" src="/iwov-resources/sg/ocbc/premier/images/arrow-left.png"></div> <div class="expandable-title"> <h4 class="regular">How do I qualify for the various interest types?</h4> </div> </div> <div class="expandable-content regular"><p>You get 2 categories of interest on your account every month.</p> <ul class="pb-dd-list"> <li> <p>Base interest</p> <p>This interest is accrued daily based on your account's day-end balance and you will receive this at the end of the month.</p> </li> <li> <p>Bonus interest</p> <p>You earn 2 types of bonus interest on your account's average daily balance and you will receive this on the 1st business day of the following month.</p> <ul class="pb-dd-list list-bullet"> <li>Earn a Monthly No Withdrawal bonus interest of 2.20% a year for months when you do not make any withdrawals.</li> <li>Earn a Monthly No Withdrawal & Save bonus interest of 1.05% a year for months when you do not make any withdrawals and save S$3,000.</li> </ul> </li> </ul></div> </div> <div class="expandable-item"> <div class="expandable-header bg-img" style="background-image: url('/iwov-resources/sg/ocbc/premier/images/tet-bg-2.png');"> <div class="arrow"><img class="arrow-left" src="/iwov-resources/sg/ocbc/premier/images/arrow-left.png"></div> <div class="expandable-title"> <h4 class="regular">How can I deposit the minimum S$3,000 each month to be eligible for the Monthly No Withdrawal and Save bonus interest? </h4> </div> </div> <div class="expandable-content regular"><p>You can choose to deposit the money through any of your preferred methods. For example, you can set up a recurring monthly FAST contribution instruction. Do note that funds received on a non-business day via FAST or PayNow (for example, Sunday or public holidays) will be valued on the next business day. If your funds have a value date that falls in the next calendar month, you will not be eligible for the Monthly No Withdrawal and Save Bonus Interest for that particular month.</p></div> </div> <div class="expandable-item"> <div class="expandable-header bg-img" style="background-image: url('/iwov-resources/sg/ocbc/premier/images/tet-bg-3.png');"> <div class="arrow"><img class="arrow-left" src="/iwov-resources/sg/ocbc/premier/images/arrow-left.png"></div> <div class="expandable-title"> <h4 class="regular">Is there an account balance limit for the bonus interest?</h4> </div> </div> <div class="expandable-content regular"><p>No there isn't. You will get the bonus interest on your entire account balance, if the required criteria is met.</p></div> </div> <div class="expandable-item"> <div class="expandable-header bg-img" style="background-image: url('/iwov-resources/sg/ocbc/premier/images/tet-bg-1.png');"> <div class="arrow"><img class="arrow-left" src="/iwov-resources/sg/ocbc/premier/images/arrow-left.png"></div> <div class="expandable-title"> <h4 class="regular">What happens if I make a withdrawal in that month?</h4> </div> </div> <div class="expandable-content regular"><p>You will receive the base interest for months when you made a withdrawal. <br />For subsequent months, you can earn the bonus interest if you meet the bonus interest criteria.</p> <p>For illustration purpose:</p> <div class="mt1 mb1"> <table class="pr-co-table text-center"> <tbody> <tr> <th>Calendar month</th> <th>Any withdrawal?</th> <th>Deposit amount</th> <th>Total interest rate (a year)</th> </tr> <tr> <td>January</td> <td>No</td> <td>S$3,000</td> <td>3.30%</td> </tr> <tr> <td>February</td> <td>No</td> <td>S$0</td> <td>2.25%</td> </tr> <tr> <td>March</td> <td>Yes</td> <td>S$200</td> <td>0.05%</td> </tr> </tbody> </table> </div></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nvs"> <div class="row iw_row iw_stretch" id="rowjmeo4nvt"> <div class="iw_columns col-lg-12" id="coljmeo4nvu"> <div class="iw_placeholder" id="iw_placeholder1537695384039"></div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nvw"> <div class="row iw_row iw_stretch" id="rowjmeo4nvx"> <div class="iw_columns col-lg-12" id="coljmeo4nvy"> <div class="iw_placeholder" id="iw_placeholder1537695384043"></div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nw0"> <div class="row iw_row iw_stretch" id="rowjmeo4nw1"> <div class="iw_columns col-lg-12" id="coljmeo4nw2"> <div class="iw_placeholder" id="iw_placeholder1537695384047"></div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nw7"> <div class="row iw_row iw_stretch" id="rowjmeo4nw8"> <div class="iw_columns col-lg-12" id="coljmeo4nw9"> <div class="iw_placeholder" id="iw_placeholder1537695384054"> <div class="iw_component" id="iw_comp1542765080896"> <div class="section section-5"> <div class="contain"> <h1 class="main-title desktop-only">Get in touch</h1> <h2 class="main-title mobile-only">Get in touch</h2> <div class="items"> <div class="item-33"> <div class="ctas"><img src="/iwov-resources/sg/ocbc/premier/images/user-icon.png"></div><a target="_blank" href="/personal-banking/premier-banking/index#get-us-to-contact-you"><button class="btn btn-dark">Have us contact you</button></a></div> <div class="item-33"> <div class="ctas"><img src="/iwov-resources/sg/ocbc/premier/images/call-icon.png"></div> <div class="ctas-text"> <div class="item-text-small regular item-text"><div class="ctas-text"> <div class="item-text regular"><a href="tel:18007736437">1800 773 6437</a><br /><a href="tel:18007736437"> (1800 PREMIER) </a></div> <div class="item-text-small regular">or <a href="tel:6565305930">65 6530 5930 (overseas)</a></div> </div></div> </div> </div> <div class="item-33"> <div class="ctas"><img src="/iwov-resources/sg/ocbc/premier/images/centre-icon.png"></div><a target="same" href="https://www.ocbc.com/personal-banking/premier-banking/locations.page"><button class="btn btn-dark">Find a Premier Banking Centre</button></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjmeo4nwb"> <div class="row iw_row iw_stretch" id="rowjmeo4nwc"> <div class="iw_columns col-lg-12" id="coljmeo4nwd"> <div class="iw_component" id="iw_comp1537695384058"> <div> <div style="display: none;"></div> <div class="footer" id="footer"> <div class="contain"> <div class="footer-term-conditions"> <h5>Important notes</h5><p><strong>Terms and Conditions</strong></p> <p>*Fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts.</p> <p><a class="underline-link" href="/personal-banking/premier-banking/assets/pdf/terms%20and%20conditions%20governing%20ocbc%20premier%20dividend%20savings%20account.pdf" target="_blank">Terms and Conditions Governing OCBC Premier Dividend+ Savings Account</a></p> <p><a class="underline-link" href="https://www.ocbc.com/personal-banking/terms-and-conditions/terms-and-conditions-governing-deposit-accounts" target="_blank">Terms and Conditions Governing Deposit Accounts</a></p> <p><a class="underline-link" href="/iwov-resources/sg/ocbc/personal/pdf/notices/deposit-insurance-scheme.pdf" target="_blank">Deposit Insurance Scheme</a></p> <p><a class="underline-link" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/sdic-register-of-insured-deposits.pdf" 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For example, you can set up a recurring monthly FAST contribution instruction." } },{ "@type": "Question", "name": "Is there an account balance limit for the bonus interest?", "acceptedAnswer": { "@type": "Answer", "text": "No there isn't. 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