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Press CTRL + Q to read quote window information.</span></a></div> </div><script type='text/javascript' language='javascript'> PlatformClientResources={"Close":"Close"} </script><div id="ctl00_ctl00_siteContent_dvCGTContext" class="displayNone"> </div> </div> <div id="dvoseSearch" class="site-search inset-textbox"> <div id="dvoseSearchinner" class="to-right"> <span id="ctl00_ctl00_siteContent_ECMSSearchTextBox1"></span> </div> </div> </div> </div> </div> </div> </div> <div id="ctl00_ctl00_siteContent_navHeader"> <DIV id="dvMenuContainer"><div id="dvMenuLevel_1" class="site-nav-wrap"><ul id="siteNav" class="fc-fix"><li id="liMenu_ME_WHYEDGE" class="l1-wrap l1WhyME first"><a href="/why-merrill" id="ancMenuItem_0" pxname="NavWhyMLEdge" class="l1"><span id="spnMenuItem_0" class="textbold">Why Merrill</span></a></li><li id="liMenu_ME_INVESTINGANDTRADING" class="l1-wrap l1INT"><a href="/investing" id="ancMenuItem_15" pxname="NavResPlan" class="l1"><span id="spnMenuItem_15" 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/></span><div id="meganavHiddendivId" style="display:none;"><div id="l2WhyME" class="mega-nav" style="left:;"><div id="WhyEdgecol1" class="fl nav mn-col3" style="left:;"><div id="col1WhyEdgeWrap" class="wrap" style="left:;"><div id="headCol1WhyEdge" class="heading" style="left:;">How Are We Different?</div><ul id="col1WhyEdge" class="nl-a" style="left:;"><li id="nav8_col1WhyEdge" class="" style="left:;"><a href="/why-merrill">Why Choose Merrill</a></li><li id="nav1_col1WhyEdge" class="" style="left:;"><a href="/pricing">Pricing & Fees</a></li><li id="nav2_col1WhyEdge" class="" style="left:;"><a href="/preferred-rewards">BofA Preferred Rewards</a></li><li id="nav7_col1WhyEdge" class="" style="left:;"><a href="/research/perspectives">Insights</a></li><li id="nav3_col1WhyEdge" class="" style="left:;"><a href="/why-merrill/banking-and-investing-connected">Investing & Banking Connected</a></li><li id="nav4_col1WhyEdge" class="" style="left:;"><a href="/mobile-investing">Mobile Investing</a></li><li id="nav5_col1WhyEdge" class="" style="left:;"><a href="/sustainable-investing">Sustainable Investing</a></li><li id="nav6_col1WhyEdge" class="" style="left:;"><a href="/why-merrill/awards-ratings">Awards & Accolades</a></li></ul></div></div><div id="WhyEdge_CMS" class="fl cms mn-col3" style="left:;"><div class="wrap" style="padding-bottom:160px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneWhy" id="phoneWhy" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptWhy" id="apptWhy" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-help-question-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Expert Insights</p> <p class="txt-12 bold mb-0"><a name="infoWhy" id="infoWhy" class="lead-16" href="/research/perspectives">Get market updates<br /> and investing ideas</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-35">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2INT" class="mega-nav" style="left:;"><div id="INTcol1" class="fl nav mn-col1" style="left:;"><div id="col1INTWrap" class="wrap" style="left:;"><div id="headCol1INT" class="heading" style="left:;">Personal Investing & Trading</div><ul id="col1INT" class="nl-a" style="left:;"><li id="nav1_col1INT" class="" style="left:;"><a href="/investing">Personalized Investment Options</a></li></ul><div id="headsub1Col1INT" class="heading mt-30" style="left:;">Ways to Manage Accounts</div><ul id="sub1col1INT" class="nl-a" style="left:;"><li id="nav1_sub1col1INT" class="" style="left:;"><a href="/investing/merrill-self-directed-trading">Merrill Edge<sup>庐</sup> Self-Directed</a></li><li id="nav2_sub1col1INT" class="" style="left:;"><a href="/investing/merrill-guided-investing">Merrill Guided Investing</a></li><li id="nav3_sub1col1INT" class="" style="left:;"><a href="/investing/merrill-investment-advisor">Invest with an Advisor</a></li><li id="nav4_sub1col1INT" class="" style="left:;"><a href="/investing/ways-to-manage-investments">Compare All</a></li></ul></div></div><div id="INTcol2" class="fl nav mn-col2" style="left:;"><div id="col2INTWrap" class="wrap" style="left:;"><div id="headCol2INT" class="heading" style="left:;" href="/investment-products">Investment Accounts</div><ul id="col2INT" class="nl-a" style="left:;"><li id="nav1_col2INT" class="" style="left:;"><a href="/investing/brokerage-accounts">General Investing</a></li><li id="nav3_col2INT" class="" style="left:;"><a href="/education-savings">Education Accounts</a></li></ul><div id="headSub1Col2INT" class="heading mt-30" style="left:;">Investment Products</div><ul id="Sub1col2INT" class="nl-a" style="left:;"><li id="nav1_sub1col2INT" class="" style="left:;"><a href="/investing/stocks">Stocks</a></li><li id="nav2_sub1col2INT" class="" style="left:;"><a href="/investing/mutual-funds">Mutual Funds</a></li><li id="nav3_sub1col2INT" class="" style="left:;"><a href="/investing/etf">ETFs</a></li><li id="nav4_sub1col2INT" class="" style="left:;"><a href="/investing/fixed-income-bonds">Fixed Income & Bonds</a></li><li id="nav5_sub1col2INT" class="" style="left:;"><a href="/investing/certificate-of-deposit">CDs</a></li><li id="nav6_sub1col2INT" class="" style="left:;"><a href="/investment-products/options">Options</a></li></ul></div></div><div id="INTcol3" class="fl nav mn-col3" style="left:;"><div id="col3INTWrap" class="wrap" style="left:;"><div id="headCol3INT" class="heading" style="left:;">Trading</div><ul id="col3INT" class="nl-a" style="left:;"><li id="nav1_col3INT" class="" style="left:;"><a href="/investing/margin-trading">Margin Trading</a></li><li id="nav2_col3INT" class="" style="left:;"><a href="/investing/best-execution-trading">Order Execution Quality</a></li></ul><div id="headSub1Col3INT" class="heading mt-30" style="left:;">Investment Tools</div><ul id="Sub1col3INT" class="nl-a" style="left:;"><li id="nav1_sub1col3INT" class="" style="left:;"><a href="/idea-builder">Idea Builder</a></li><li id="nav2_sub1col3INT" class="" style="left:;"><a href="/dashboard">Merrill Edge MarketPro<sup>庐</sup></a></li></ul></div></div><div id="INT_CMS" class="fl cms mn-col4" style="left:;"><div class="wrap" style="padding-bottom:140px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneInvest" id="phoneInvest" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptInvest" id="apptInvest" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-book-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Investing Education</p> <p class="txt-12 bold mb-0"><a name="infoInvest" id="infoInvest" class="lead-16" href="/investor-education">Build your knowledge with<br /> our insights and education</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25" style="padding-bottom:90px;">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25" style="padding-bottom:95px;"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2GNR" class="mega-nav" style="left:;"><div id="GNRcol1" class="fl nav mn-col1" style="left:;"><div id="col1GNRWrap" class="wrap" style="left:;"><div id="headSub1Col1GNR" class="heading" style="left:;" href="/guidance/tools">Financial Goal Planning</div><ul id="Sub1col1GNR" class="nl-a" style="left:;"><li id="nav1_sub1col1GNR" class="" style="left:;"><a href="/guidance">Overview</a></li></ul><div id="headSub2Col1GNR" class="heading mt-30" style="left:;" href="/guidance/tools">By Life Stage</div><ul id="Sub2col1GNR" class="nl-a" style="left:;"><li id="nav1_sub2col1GNR" class="" style="left:;"><a href="/guidance/starting-out">Early in Your Career</a></li><li id="nav2_sub2col1GNR" class="" style="left:;"><a href="/guidance/building-wealth">Peak Earning Years</a></li><li id="nav3_sub2col1GNR" class="" style="left:;"><a href="/guidance/nearing-retirement">Nearing Retirement</a></li><li id="nav4_sub2col1GNR" class="" style="left:;"><a href="/guidance/retired">In Retirement</a></li></ul><div id="headSub3Col1GNR" class="heading mt-30" style="left:;" href="/guidance/tools">Tools & Resources</div><ul id="Sub3col1GNR" class="nl-a" style="left:;"><li id="nav1_sub3col1GNR" class="" style="left:;"><a href="/guidance/tools">View all Tools</a></li><li id="nav2_sub3col1GNR" class="" style="left:;"><a href="/guidance/tax-planning">Tax Resources</a></li></ul></div></div><div id="GNRcol2" class="fl nav mn-col3" style="left:;"><div id="col2GNRWrap" class="wrap" style="left:;"><div id="headCol2GNR" class="heading" style="left:;" href="/guidance">Education Planning</div><ul id="col2GNR" class="nl-a" style="left:;"><li id="nav1_col2GNR" class="" style="left:;"><a href="/college-savings">Plan for College</a></li><li id="nav2_col2GNR" class="" style="left:;"><a href="/college-savings/college-cost-calculator">College Cost Calculator</a></li><li id="nav3_col2GNR" class="" style="left:;"><a href="/college-savings/529-state-tax-calculator">529 Plan State Tax Calculator</a></li></ul><div id="headSub1Col2GNR" class="heading mt-30" style="left:;" href="/guidance">Retirement Planning</div><ul id="Sub1col2GNR" class="nl-a" style="left:;"><li id="nav1_Sub1col2GNR" class="" style="left:;"><a href="/retirement-planning">Plan for Retirement</a></li><li id="nav2_Sub1col2GNR" class="" style="left:;"><a href="/retirement/personal-retirement-calculator">Personal Retirement Calculator</a></li><li id="nav3_Sub1col2GNR" class="" style="left:;"><a href="/retirement/ira/selector-tool">Retirement Account Selector Tool</a></li><li id="nav4_Sub1col2GNR" class="" style="left:;"><a href="/retirement/401k-rollover-calculator">401(k) Rollover Calculator</a></li></ul></div></div><div id="GNR_CMS" class="fl cms mn-col4" style="left:;"><div class="wrap" style="padding-bottom:100px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneGuide" id="phoneGuide" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptGuide" id="apptGuide" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-invest-portfolio-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Investing and Trading</p> <p class="txt-12 bold mb-0"><a name="infoGuide" id="infoGuide" class="lead-16" href="/investing">A full range of<br /> investment choices</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-20">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25" style="padding-bottom:80px;"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2Research" class="mega-nav" style="left:;"><div id="col1RES" class="fl nav mn-col1" style="left:;"><div id="wrapRES" class="wrap" style="left:;"><div id="headRES" class="heading" style="left:;">Solutions</div><ul id="Col1RES" class="nl-a" style="left:;"><li id="nav2_Col1RES" class="" style="left:;"><a href="/retirement/rollover-ira">Rollover</a></li><li id="nav5_Col1RES" class="" style="left:;"><a href="/retirement/traditional-ira">Traditional IRA</a></li><li id="nav4_Col1RES" class="" style="left:;"><a href="/retirement/roth-ira">Roth IRA</a></li></ul><div id="headCol1Sub1RES" class="heading mt-30" style="left:;">Retirement Resources</div><ul id="Col1Sub1RES" class="nl-a" style="left:;"><li id="nav1_Col1Sub1RES" class="" style="left:;"><a href="/retirement/retirement-income-planning">Income in Retirement</a></li><li id="nav2_Col1Sub1RES" class="" style="left:;"><a href="/retirement-planning">Plan for Retirement</a></li><li id="nav3_Col1Sub1RES" class="" style="left:;"><a href="/retirement">Retirement Account Types</a></li><li id="nav4_Col1Sub1RES" class="" style="left:;"><a href="/guidance/tools/retirement">Retirement Tools</a></li></ul></div></div><div id="col2RES" class="fl nav mn-col2" style="left:;"><div id="wrap2RES" class="wrap" style="left:;"><div id="headRES2" class="heading" style="left:;" href="/research-and-insights">Small Business</div><ul id="Col2RES" class="nl-a" style="left:;"><li id="nav1_Col2RES" class="" style="left:;"><a href="/small-business/401k">Small Business 401(k)</a></li><li id="nav2_Col2RES" class="" style="left:;"><a href="/small-business/individual-401k">Individual 401(k)</a></li><li id="nav3_Col2RES" class="" style="left:;"><a href="/small-business/sep-ira">SEP IRA</a></li><li id="nav4_Col2RES" class="" style="left:;"><a href="/small-business/simple-ira">SIMPLE IRA</a></li><li id="nav5_Col2RES" class="" style="left:;"><a href="/small-business">View All Plans</a></li></ul></div></div><div id="l2Research_CMS" class="fl cms mn-col3" style="left:;"><div class="wrap" style="padding-bottom:100px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneResearch" id="phoneResearch" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptResearch" id="apptResearch" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-goal-target-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Financial Planning</p> <p class="txt-12 bold mb-0"><a name="infoResearch" id="infoResearch" class="lead-16" href="/guidance">Insights to help you<br /> plan for your goals</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25" style="padding-bottom:90px;">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25" style="padding-bottom:80px;"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2IE" class="mega-nav" style="left:;"><div id="EDUcol1" class="fl nav mn-col1" style="left:;"><div id="col1EDUWrap" class="wrap" style="left:;"><div id="headCol1EDU" class="heading" style="left:;">Investing Insights & Education</div><ul id="col1EDU" class="nl-a" style="left:;"><li id="nav1_col1EDU" class="" style="left:;"><a href="/investor-education">Overview</a></li><li id="nav2_col1EDU" class="" style="left:;"><a href="/guidance/start-investing">Get Started Investing</a></li><li id="nav3_col1EDU" class="" style="left:;"><a href="/investor-education/investing-basics">Investing Basics</a></li><li id="nav4_col1EDU" class="" style="left:;"><a href="/investor-education/advanced-investing">Advanced Investing</a></li><li id="nav5_col1EDU" class="" style="left:;"><a href="/research/perspectives">Market & Investing Insights</a></li></ul></div></div><div id="EDUcol2" class="fl nav mn-col2" style="left:;"><div id="col2EDUWrap" class="wrap" style="left:;"><div id="headCol2EDU" class="heading" style="left:;" href="/investor-education">Product Education</div><ul id="col2EDU" class="nl-a" style="left:;"><li id="nav3_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-stocks">Stocks</a></li><li id="nav5_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-mutual-funds">Mutual Funds</a></li><li id="nav4_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-etfs">ETFs</a></li><li id="nav6_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-bonds">Fixed Income & Bonds</a></li><li id="nav2_col2EDU" class="" style="left:;"><a href="/investor-education/options-education">Options</a></li></ul></div></div><div id="l2IE_CMS" class="fl cms mn-col4" style="left:;"><div class="wrap" style="padding-bottom:162px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneEd" id="phoneEd" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptEd" id="apptEd" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-award-ribbon-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Investing Solutions</p> <p class="txt-12 bold mb-0"><a name="infoEd" id="infoEd" class="lead-16" href="/why-merrill ">Explore the advantages<br /> of investing with Merrill</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-20">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2OAA" class="mega-nav" style="left:;"><div id="OAA_CMS" class="fl cms mn-col1" style="left:;"><div class="wrap" style="padding-bottom:160px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneOAO" id="phoneOAO" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptOAO" id="apptOAO" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-35">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div><div id="OAAcol1" class="fl nav mn-col2" style="left:;"><div id="col1OAAWrap" class="wrap" style="left:;"><div id="headCol1OAA" class="heading" style="left:;">General Investing</div><ul id="col1OAA" class="nl-a" style="left:;"><li id="nav1_col1OAA" class="" style="left:;"><a href="/global-oao">Account Options</a></li><li id="nav2_col1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=IndividualCMA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Individual Investing Account</a></li><li id="nav3_col1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=JointCMA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Joint Investing Account</a></li><li id="nav4_col1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=CustodialCMA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Custodial Investing Account</a></li></ul><div id="headSubCol1OAA" class="heading mt-30" style="left:;">Retirement Accounts</div><ul id="subcol1OAA" class="nl-a" style="left:;"><li id="nav1_subcol1OAA" class="" style="left:;"><a href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=global_nav_acct_sel&oaounit=rollover_link&oaocampaign=baseline&oaoterm=rollover_baseline">Rollover</a></li><li id="nav2_subcol1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=TraditionalIRA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Traditional IRA</a></li><li id="nav3_subcol1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=RothIRA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Roth IRA</a></li></ul><div id="headSubCol4OAA" class="heading mt-30" style="left:;">Inherited IRA</div><ul id="subcol4OAA" class="nl-a" style="left:;"><li id="nav1_subcol4OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/RoleSelection.aspx?AccountType=TraditionalIRA">Traditional Inherited IRA</a></li><li id="nav2_subcol4OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/RoleSelection.aspx?AccountType=RothIRA">Roth Inherited IRA</a></li></ul></div></div><div id="OAAcol2" class="fl nav mn-col3" style="left:;"><div id="col2OAAWrap" class="wrap" style="left:;"><div id="headCol2OAA" class="heading" style="left:;">College Planning Accounts</div><ul id="col2OAA" class="nl-a" style="left:;"><li id="nav1_col2OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/SubAccountTypeA.aspx?_tps=76a2df6657eb4727924724805b48aaa0">529 College Savings Plans</a></li><li id="nav2_col2OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=CustodialCMA&_tps=76a2df6657eb4727924724805b48aaa0">Custodial UGMA/UTMA Accounts</a></li></ul><div id="headSubCol2OAA" class="heading mt-30" style="left:;">Managed Portfolios</div><ul id="Subcol2OAA" class="nl-a" style="left:;"><li id="nav1_Subcol2OAA" class="" style="left:;"><a href="/guided-investing">Merrill Guided Investing</a></li><li id="nav2_Subcol2OAA" class="" style="left:;"><a href="/guided-investing">Invest with an Advisor</a></li></ul></div></div><div id="OAAcol3" class="fl nav mn-col4" style="left:;"><div id="col3OAAWrap" class="wrap" style="left:;"><div id="headSubCol3OAA" class="heading" style="left:;">Small Business Accounts</div><ul id="colSub3OAA" class="nl-a" style="left:;"><li id="nav1_Subcol3OAA" class="" style="left:;"><a href="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/401k-customize',null,150,525,null,null,'modal2',true,'pageMask2');">Small Business 401(k)</a></li><li id="nav2_Subcol3OAA" class="" style="left:;"><a href="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/401k-customize',null,150,525,null,null,'modal2',true,'pageMask2');">Individual 401(k)</a></li><li id="nav3_Subcol3OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=SEPIRA">SEP IRA</a></li><li id="nav4_Subcol3OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=SimpleIRA">SIMPLE IRA</a></li><li id="nav5_Subcol3OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/BIAAccountApplicationandAgreement.pdf">Business Investor Account</a></li></ul><div id="headCol3OAA" 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$('a.disc, a.arrow, a.dot').click(function () { if ($('a#disc1a').hasClass('active')) { $('.slideShow1 .navArrows .arrow.left').addClass('ending'); } else { $('.slideShow1 .navArrows .arrow.left').removeClass('ending'); } if ($('a#disc4a').hasClass('active')) { $('.slideShow1 .navArrows .arrow.right').addClass('ending'); } else { $('.slideShow1 .navArrows .arrow.right').removeClass('ending'); } if ($('a#disc1b').hasClass('active')) { $('.slideShow2 .navArrows .arrow.left').addClass('ending'); } else { $('.slideShow2 .navArrows .arrow.left').removeClass('ending'); } if ($('a#disc4b').hasClass('active')) { $('.slideShow2 .navArrows .arrow.right').addClass('ending'); } else { $('.slideShow2 .navArrows .arrow.right').removeClass('ending'); } }); // FAQ accordion scripts $(".jq_expColAll").click(function () { if ($(this).html() == "Expand all") { $(this).html("Collapse all"); $(this).parent().parent().find(".acd-a-close").addClass("acd-a-open").removeClass("acd-a-close"); } else { 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#ffffff; text-decoration:none; background:#dc1431; padding: 0 15px 0 15px; height:30px; line-height:30px; font-size:14px; font-family: 'connections', Arial, Helvetica, sans-serif; font-weight: 400; } a.button-mobile-red:hover { background:#d41230; text-decoration:none; } #toc { position: relative; z-index:999; display:none; width:100%; font-family: 'connections', Arial, Helvetica, sans-serif; } #toc a:link, a:visited { text-decoration: none; font-family: 'connections', Arial, Helvetica, sans-serif; } #toc a:hover, #toc a:active { text-decoration: none; } #toc ul { list-style: none; margin:0; } #toc ul.level2, #toc ul.level3 { display:none; } #toc ul li { cursor:pointer; margin:0; padding:0; } #toc ul li a { background-repeat:no-repeat; color: #493F36; display:block; font-size:14px; } #toc ul.level1 > li a { background-position:right 20px center; background-size:16px auto; height:auto; line-height:1; padding: 19px 0 19px 20px; } #toc ul.level1 > li a.closed { background-color:#ededed; 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background-image:url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-calendar.png); } #toc ul.level1 > li a#navPhone { background-image:url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-phone.png); } #toc ul.level1 > li a#navIFA { background-image:url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-email.png); margin:0 auto; max-width:300px; } a#navIFA span { color:#493F36; } #toc .ctaNav { background-color:#ededed; border-bottom:1px solid #cccccc; border-top:1px solid #bfbfbf; padding:25px 20px; text-align:center; } #toc .ctaNav .cta.orange.m { box-sizing:border-box; font-size:14px; line-height:40px; height:40px; text-align:center; width:164px; } @media only screen and (max-width: 1024px) {/* viewport up to 1024px */ #etheader { display:block; width:100%; height:56px; overflow:hidden; border-bottom: 1px solid #cccaca; position:fixed; top:0; z-index:99999; background:#ffffff; } .spaced { display:block; height:57px; } } @media only screen and 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$(this).closest('ul').find('a.linkL2').next().attr("aria-hidden", "true"); } } if ($(this).hasClass('opened')) { $(this).attr("aria-expanded", "true"); $(this).next().attr("aria-hidden", "false"); } else { $(this).attr("aria-expanded", "false"); $(this).next().attr("aria-hidden", "true"); } }); // Scripts to prepend correct environments to login link var str1 = "merrilledgesit1.com"; var str2 = "merrilledgesit2.com"; var str3 = "merrilledge.fsqa.ml.com"; var str4 = "merrilledge.com"; var urlQ = (window.location.host).toLowerCase(); var myurl = "https://olui2.fs.ml.com"; if (urlQ.indexOf(str1) >= 0) { myurl = "https://olui2.fssit1.ml.com"; } else if (urlQ.indexOf(str2) >= 0) { myurl = "https://olui2.fssit2.ml.com"; } else if (urlQ.indexOf(str3) >= 0) { myurl = "https://olui2.fsqa.ml.com"; } $('a#SignIn_header').attr('href', function(i, href) { return myurl + href; }); }); /* $GE.JQ(function() { var is_mobile = false; if( $('#etheader').css('display')!=='none') { is_mobile = true; console.log("Mobile View :: " + is_mobile); } }); */ </script> <div id="etheader"> <div class="menuShell txt-brand"> <div id="mobile-logo"> <div class="site-logo" data-widget="Site Logo"> <a name="mobileHeaderLogo" id="mobileHeaderLogo" href="/" class="site-logo__img"> <span class="ada-hidden">Merrill A Bank of America Company</span> </a> <span class="site-logo__print"> <span class="ada-hidden">Merrill A Bank of America Company</span> </span> </div> </div> <div id="mobile-oao-link"> <a name="mobileHeaderOAO" id="mobileHeaderOAO" href="/global-oao">Open an account</a> </div> <div id="mobile-sign-in"> <a name="SignIn_header" id="SignIn_header" class="mobile-sign-in" href="/login/login.aspx?sgt=3&sitesrc=mobile&_tps=963edc82b68641a49fbca77fd58b2d9b">Login</a> </div> <div id="topmenu"> <a name="Menu_header" id="Menu_header" class="burger-open txt-brand-m" href="#"><span class='adahidden'>Open Menu bar</span></a> </div> </div> </div> <div class="spaced"> </div> <div id="toc"> <ul class="mobileNav level1"> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-1" aria-expanded="false" id="accordion-control-1">Why Merrill</a> <ul class="level2" aria-hidden="true" id="content-1"> <li><a name="NavWhyMerrill" id="NavWhyMerrill" href="/why-merrill">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-1a" aria-expanded="false" id="accordion-control-1a">How Are We Different?</a> <ul class="level3" aria-hidden="true" id="content-1a"> <li><a name="NavPricing" id="NavPricing" href="/pricing">Pricing & Fees</a></li> <li><a name="NavPR" id="NavPR" href="/preferred-rewards">BofA Preferred Rewards</a></li> <li><a name="NavInsights" id="NavInsights" href="/research/perspectives">Insights</a></li> <li><a name="NavBBI" id="NavBBI" href="/why-merrill/banking-and-investing-connected">Investing & Banking Connected</a></li> <li><a name="NavMobile" id="NavMobile" href="/mobile-investing">Mobile Investing</a></li> <li><a name="NavESG" id="NavESG" href="/sustainable-investing">Sustainable Investing</a></li> <li><a name="NavAwards" id="NavAwards" class="noborder" href="/why-merrill/awards-ratings">Awards & Accolades</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-2" aria-expanded="false" id="accordion-control-2">Invest</a> <ul class="level2" aria-hidden="true" id="content-2"> <li><a name="NavInvesting" id="NavInvesting" href="/investing">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-2a" aria-expanded="false" id="accordion-control-2a">Ways to Manage Accounts</a> <ul class="level3" aria-hidden="true" id="content-2a"> <li><a name="NavMESD" id="NavMESD" href="/investing/merrill-self-directed-trading">Merrill Edge<sup>®</sup> Self-Directed</a></li> <li><a name="NavMGI" id="NNavMGI" href="/investing/merrill-guided-investing">Merrill Guided Investing</a></li> <li><a name="NavMEAC" 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name="NavIdea" id="NavIdea" href="/idea-builder">Idea Builder</a></li> <li><a name="NavMEMP" id="NavMEMP" class="noborder" href="/dashboard">Merrill Edge MarketPro<sup>®</sup></a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-3" aria-expanded="false" id="accordion-control-3">Plan</a> <ul class="level2" aria-hidden="true" id="content-3"> <li><a name="NavGuidance" id="NavGuidance" href="/guidance">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-3a" aria-expanded="false" id="accordion-control-3a">Tools</a> <ul class="level3" aria-hidden="true" id="content-3a"> <li><a name="NavPRC" id="NavPRC" href="/retirement/personal-retirement-calculator">Personal Retirement Calculator</a></li> <li><a name="NavCCC" id="NavCCC" href="/college-savings/college-cost-calculator">College Cost Calculator</a></li> <li><a name="NavIST" id="NavIST" href="/retirement/ira/selector-tool">Retirement Account 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href="/retirement/retirement-income-planning">Income in Retirement</a></li> <li><a name="NavRetPlan" id="NavRetPlan" href="/retirement-planning">Plan for Retirement</a></li> <li><a name="NavRetTools" id="NavRetTools" href="/guidance/tools/retirement">Retirement Tools</a></li> </ul> </li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-4c" aria-expanded="false" id="accordion-control-4c">Small Business</a> <ul class="level3" aria-hidden="true" id="content-4c"> <li><a name="NavSB401k" id="NavSB401k" href="/small-business/401k">Small Business 401(k)</a></li> <li><a name="Nav401k" id="Nav401k" href="/small-business/individual-401k">Individual 401(k)</a></li> <li><a name="NavSEP" id="NavSEP" href="/small-business/sep-ira">SEP IRA</a></li> <li><a name="NavSIMPLE" id="NavSIMPLE" href="/small-business/simple-ira">SIMPLE IRA</a></li> <li><a name="NavSB_All" id="NavSB_All" class="noborder" href="/small-business">View all plans</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-5" aria-expanded="false" id="accordion-control-5">Learn</a> <ul class="level2" aria-hidden="true" id="content-5"> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-5a" aria-expanded="false" id="accordion-control-5a">Investing Insights & Education</a> <ul class="level3" aria-hidden="true" id="content-5a"> <li><a name="NavEdOverview" id="NavEdOverview" href="/investor-education">Overview</a></li> <li><a name="NavGetStarted" id="NavGetStarted" href="/guidance/start-investing">Get Started Investing</a></li> <li><a name="NavBasics" id="NavBasics"href="/investor-education/investing-basics">Investing Basics</a></li> <li><a name="NavInsights" id="NavInsights"href="/research/perspectives">Market & Investing Insights</a></li> </ul> </li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-5b" aria-expanded="false" id="accordion-control-5b">Product Education</a> <ul class="level3" aria-hidden="true" id="content-5b"> <li><a name="NavStocksLearn" id="NavStocksLearn" href="/investor-education/understanding-stocks">Stocks</a></li> <li><a name="NavMFsLearn" id="NavMFsLearn" href="/investor-education/understanding-mutual-funds">Mutual Funds</a></li> <li><a name="NavETFsLearn" id="NavETFsLearn" href="/investor-education/understanding-etfs">ETFs</a></li> <li><a name="NavFixedLearn" id="NavFixedLearn" href="/investor-education/understanding-bonds">Fixed Income & Bonds</a></li> <li><a name="NavOptionsLearn" id="NavOptionsLearn" href="/investor-education/options-education">Options</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed noborder help" aria-controls="content-6" aria-expanded="false" id="accordion-control-6">Help When You Want It</a> <ul aria-hidden="true" id="content-6" class="level2 closed"> <div class="navHelpFlex"> <a name="navAnswers" id="navAnswers" class="ifaNo" href="/help-support">Find answers to<br /> common questions <span class="adahidden"> at Merrill</span></a> <a name="navAppt" id="navAppt" class="ifaNo" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/">Schedule an<br /> appointment<span class="adahidden"> with Merrill</span></a> <div class="ifaYes" style="display:none;"><a name="navIFA" id="navIFA" target="_blank" rel="noopener noreferrer" href="mailto:mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date."><span>To find the small business retirement plan that works for you, contact:</span> franchise@bankofamerica.com</a></div> </div> </ul> </li> </ul> <div class="ctaNav"><a name="navOAO" id="navOAO" class="cta orange m" href="/global-oao"><span>Open an account<span class="adahidden"> with Merrill</span></span></a></div> </div> <script type="text/javascript"> // Script to create IFA tactic experience Sys.Application.add_init(function () { if (typeof __ETAttr.tactic_id !== 'undefined' && __ETAttr.tactic_id !== null) { var pageTactic = __ETAttr.tactic_id.toUpperCase(); if (pageTactic == 'IFA') { // Show/hide content according to tactic if ($('.ifaNo').length) { $('.ifaNo').css('display', 'none'); } if ($('.ifaYes').length) { $('.ifaYes').css('display', 'block'); } } } }); </script>   <div class="wrapper-2">  <div class="shouldBanner"> <div class="wrapper-3 twentyFour"> <h1 class="txt-brand">Find resources and support from Merrill</h1> </div> </div>  <div class="tabsPrice tabsMain scroll"> <div class="wrapper-3 twentyFour"> <a href="javascript:void(0);" id="newTab" class="mainTab active"><h2>I am looking to open a new account<span class="adahidden"> tab selected</span></h2></a> <a href="javascript:void(0);" id="existingTab" class="mainTab inactive"><h2>I am an existing customer <span class="adahidden"> tab</span></h2></a> </div> </div>  <div class="mainTabContent tabGrey new show" id="mainTab1"> <div class="wrapper-3">  <div class="ctaTopics"> <div class="ctaTopicFlex"> <div class="topicMod tm1"> <h3 class="txt-brand">Move money</h3> <div class="tagFlex"> <a name="Tab1Fund" id="Tab1Fund" href="javascript:void(0);" onclick="modalFund()">Fund an account<span class="adahidden"> at Merrill popup</span></a> <a name="Tab1Account" id="Tab1Account" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=toa">Transfer account<span class="adahidden"> at Merrill</span></a> <a name="Tab1Cash" id="Tab1Cash" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=mme">Transfer cash<span class="adahidden"> at Merrill</span></a> <a name="Tab1Check" id="Tab1Check" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=mme">Issue a check<span class="adahidden"> at Merrill</span></a> <a name="Tab1Wire" id="Tab1Wire" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=mme">Wire funds<span class="adahidden"> at Merrill</span></a> <a name="Tab1BillPay" id="Tab1BillPay" class="mldLink" href="/PayBills/Enrollment.aspx">Access bill pay<span class="adahidden"> at Merrill</span></a> </div> </div> <div class="topicMod tm2"> <h3 class="txt-brand">Manage Accounts</h3> <div class="tagFlex"> <a name="Tab1Paperless" id="Tab1Paperless" class="mldLink" href="/CSMailPreferencesUI/MailPreferences.aspx">Go paperless<span class="adahidden"> at Merrill</span></a> <a name="Tab1Contact" id="Tab1Contact" class="mldLink" href="/Profile/ContactInfo.aspx">Update contact info<span class="adahidden"> at Merrill</span></a> <a name="Tab1Alerts" id="Tab1Alerts" class="mldLink" href="/Alerts/AccountAlerts.aspx">Investment and account alerts<span class="adahidden"> at Merrill</span></a> <a name="Tab1Link" id="Tab1Link" class="mldLink" href="/AccountLinking/UserAccountsView.aspx">Link accounts<span class="adahidden"> at Merrill</span></a> </div> </div> <div class="topicMod tm3"> <h3 class="txt-brand">Additional resources</h3> <div class="tagFlex"> <a name="Tab1Password" id="Tab1Password" class="mldLink" href="/passwordreset.aspx">Forgot password/user ID<span class="adahidden"> at Merrill</span></a> <a name="Tab1Pricing" id="Tab1Pricing" href="/pricing">View pricing and fees<span class="adahidden"> at Merrill</span></a> <a name="Tab1Statement" id="Tab1Statement" class="mldLink" href="/Records/Statements.aspx">View statements<span class="adahidden"> at Merrill</span></a> <a name="Tab1Forms" id="Tab1Forms" class="mldLink" href="/OnlineFormsB/DocumentForms.aspx">Forms & applications<span class="adahidden"> at Merrill</span></a> <a name="Tab1Tax" id="Tab1Tax" href="/guidance/tax-planning">Tax center<span class="adahidden"> at Merrill</span></a> <a name="Tab1Loss" id="Tab1Loss" href="/life-services">Loss of a loved one <span class="adahidden"> at Merrill</span></a> </div> </div> </div> <div class="topicCTA txt-c"><a class="cta orange m" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=help_support&oaounit=cta_bottom_oao_button&oaocampaign=baseline&oaoterm=gen_start_all"><span>Open a new account<span class="adahidden"> with Merrill</span></span></a></div> </div>  <h2 class="txt-c txt-brand trend">See trending topics</h2> <div class="trendIntro txt-c">Find answers to all your questions about transferring funds, opening an account and investing at Merrill.</div> </div> <div class="tabsPrice tabsSub scroll"> <div class="wrapper-3 twelve"> <a href="javascript:void(0);" onclick="currentSlide(1,0);" class="subTab1 dot dot0"><h2>Transfer an account <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0);" onclick="currentSlide(2,0);" class="subTab2 dot dot0"><h2>Transfer money <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0);" onclick="currentSlide(3,0);" class="subTab3 dot dot0"><h2>Roll over a retirement account to Merrill <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0);" onclick="currentSlide(4,0);" class="subTab4 dot dot0"><h2>Explore Investing at Merrill <span class="adahidden"> tab</span></h2></a> </div> </div>  <div class="mySlides slider0" id="carousel1"> <div class="subTabContent"> <div class="wrapper-3 twelve"> <h2 class="txt-brand txt-c">"How do I transfer an account or assets from another firm to Merrill?"</h2> <div class="trendFlex"> <div> <h3 class="txt-brand-b">Transfer cash</h3> <div class="trendMod pb-15">To transfer cash, including money markets funds held at a financial institution other than Bank of America, use our <a href="https://olui2.fs.ml.com/MoneyMovement/MakeTransfer.aspx" target="_self" name="TransferAssets1" id="TransferAssets1" >transfer Assets Online</a> (login required) tool to make the transfer. When this process is complete, you will be able to set up recurring deposits and wire funds without delays or fees.</div> <h3 class="txt-brand-b">Transfer securities</h3> <div class="trendMod pb-15">To transfer securities or an account from another financial firm, use our <a name="TranferTool1" id="TranferTool1" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=toa">Transfer Assets Online</a> (login required) tool to make the transfer. Start with this tool to transfer some assets or complete accounts held somewhere else. </div> <h3 class="txt-brand-b">Transfer an account</h3> <div class="trendMod last">If you are transferring an account that is changing in account ownership from a custodial account to a joint account, the minor must have attained the age of majority. If the change in ownership is to a joint account, the minor must be one of the joint owners. The custodian of the account must sign the transfer form. </div> </div> <div> <div class="trendMod pb-45">You will need an account with the same type and ownership at Merrill that matches the account you want to transfer. For example, you can transfer assets from an individual Roth IRA to another individual Roth IRA with the same owner. Have a copy of your most recent statement from the account you want to transfer to Merrill. </div> <div class="trendMod pb-30">Medallion signature guarantees will be required for all signatures in the Special Authorization section of the Account Transfer form. A medallion signature guarantee is a special financially-backed signature guarantee for the transfer of securities. Please check with your bank or security firm to find out if they can provide medallion signature guarantees. </div> <div class="trendMod last">Please contact us to assist you at any time while you are transferring your account.</div> </div> </div> <div class="trendCTA centered pb-30"><a name="CTATransfer" id="CTATransfer" class="cta orange m" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=help_support&oaounit=cta_hero_oao_button&oaocampaign=baseline&oaoterm=gen_start_all"><span>Get started<span class="adahidden"> with Merrill</span></span></a></div> </div> </div> </div>  <div class="mySlides slider0" id="carousel2"> <div class="subTabContent"> <div class="wrapper-3 twelve"> <h2 class="txt-brand txt-c">"Can I transfer money between my <span class="nowrap">Bank of America</span> and Merrill accounts?"</h2> <div class="trendFlex"> <div> <div class="trendMod pb-25">Yes. One of the greatest benefits of linking your accounts is the ability to transfer money easily between your eligible Bank of America banking and Merrill investing accounts. You can make an immediate, one-time transfer between accounts, schedule transfers in the future and set up recurring transfers. Please note that you can only transfer money between your brokerage accounts on the Merrill Edge website. And, if you want to transfer money from a Bank of America account to another person's Bank of America account, you must do so through Online Banking. </div> <div class="trendMod pb-30">To transfer cash between your Bank of America banking and Merrill investing accounts, link your accounts, and then use our online tool to make a transfer.</div> <div class="trendCTA"><a name="CTATransferLink" id="CTATransferLink" class="cta orange m" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=help_support&oaounit=cta_hero_oao_button&oaocampaign=baseline&oaoterm=gen_start_all"><span>Get started<span class="adahidden"> with Merrill</span></span></a></div> </div> <div> <h3 class="HL txt-brand-b">Do more with banking and investing connected</h3> <div class="trendMod pb-30">With your Merrill investing and Bank of America banking accounts connected through a single login, it's never been easier to manage your finances. Get a complete picture of your financial situation, bank and invest anytime, anywhere with our secure mobile app and act quickly on financial decisions with instant transfers between eligible accounts.</div> <div class="trendMod pb-30">Please contact us to assist you at any time while you are transferring your account.</div> <div class="trendCTA"><a name="CTATransferLearn" id="CTATransferLearn" class="cta orange m" href="/why-merrill/banking-and-investing-connected"><span>Learn about our connected experiences<span class="adahidden"> at Merrill</span></span></a></div> </div> </div> </div> </div> </div>  <div class="mySlides slider0" id="carousel3"> <div class="subTabContent"> <div class="wrapper-3 twelve"> <h2 class="txt-brand txt-c">"How do I roll over a 401(k), IRA or assets from my company or another firm to Merrill?"</h2> <div class="trendFlex"> <div> <div class="trendMod pb-25">It's easy to roll over your assets to a Merrill IRA. If you already have the appropriate account type open, you can use our online <a name="TranferTool2" id="TranferTool2" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=toa">transfer tool</a>. Otherwise, call us at 888.637.3343 to get started.<span class="adahidden">Footnote </span><sup>1</sup></div> <div class="trendMod pb-30">Visit our <a name="Rollover" id="Rollover" href="/retirement/rollover-ira">Rollover Page</a> to learn more about the options you have with your old 401(k).<span class="adahidden">Footnote </span><sup>2</sup></div> <div class="trendCTA last"><a name="CTArollover" id="CTArollover" class="cta orange m" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=help_support&oaounit=cta_hero_oao_button&oaocampaign=baseline&oaoterm=gen_start_all"><span>Get started<span class="adahidden"> with Merrill</span></span></a></div> </div> <div> <h3 class="txt-brand-b">What you'll need: </h3> <div class="trendMod pb-25">It takes just minutes to open your account online. Here's what you'll need:</div> <ul class="whyList"> <li>Social Security number and date of birth</li> <li>A valid mailing and email address</li> <li>Employment information (such as annual income and household net worth)</li> <li>Names and dates of birth for any beneficiaries</li> </ul> <div class="trendMod bold">Have questions? Call Merrill at 888.637.3343.</div> </div> </div> </div> </div> </div>  <div class="mySlides slider0" id="carousel4"> <div class="subTabContent"> <div class="wrapper-3 twelve"> <h2 class="txt-brand txt-c">"Why should I invest with Merrill?</h2> <div class="trendFlex"> <div> <h3 class="txt-brand-b">Explore ways to invest </h3> <div class="trendMod pb-25">Learn about all the investment and account choices available at Merrill and find the options that work best for you.</div> <div class="trendCTA pb-35"><a name="CTAWays" id="CTAWays" class="cta orange m" href="/investing/ways-to-manage-investments"><span>Learn about investing with Merrill</span></a></div> <h3 class="txt-brand-b">Discover powerful tools </h3> <div class="trendMod pb-25">Search for investing ideas with Idea Builder, a powerful tool that helps you explore investments by theme.</div> <div class="trendCTA pb-35"><a name="CTAIdeaBuilder" id="CTAIdeaBuilder" class="cta orange m" href="/idea-builder"><span>Explore Idea Builder<span class="adahidden"> at Merrill</span></span></a></div> <h3 class="txt-brand-b">Access how-to videos </h3> <div class="trendMod pb-25">Watch videos to learn how to make the most of your Merrill account. We'll guide you through choosing and opening an account, getting it funded, building a portfolio and more.</div> <div class="trendCTA last"><a name="CTAVideos" id="CTAVideos" class="cta orange m" href="/investor-education/how-to-videos-mesd"><span>Access videos<span class="adahidden"> at Merrill</span></span></a></div> </div> <div> <h3 class="txt-brand-b">Choose a mobile platform you can trust </h3> <div class="trendMod pb-25">Merrill's secure mobile app lets you invest with confidence and manage your finances from the convenience of your mobile device.</div> <div class="trendCTA pb-35"><a name="CTAMobile" id="CTAMobile" class="cta orange m" href="/mobile-investing"><span>Learn about mobile investing<span class="adahidden"> at Merrill</span></span></a></div> <h3 class="txt-brand-b">Get rewarded for your combined balances </h3> <div class="trendMod pb-25">Maximize your rewards with the Bank of America Preferred Rewards program, which takes into account your combined Merrill investing and Bank of America deposit balances.</div> <div class="trendCTA pb-30"><a name="CTA_PR" id="CTA_PR" class="cta orange m" href="/preferred-rewards"><span>Learn about Bank of America Preferred Rewards<span class="adahidden"> at Merrill</span></span></a></div> </div> </div> </div> </div> </div> <div class="mobileShell"> <div class="mobileMenu slideShow1"> <div class="navArrows"> <a href="javascript:void(0);" class="arrow left" onclick="plusSlides(-1,0);"><span class="adahidden">Previous slide of 4 </span></a> <a href="javascript:void(0);" class="arrow right" onclick="plusSlides(1,0);"><span class="adahidden">Next slide of 4 </span></a> </div> <a href="javascript:void(0);" onclick="currentSlide(1,0);" class="disc disc0 discFirst" id="disc1a"><span class="adahidden">Slide 1 of 4  </span></a> <a href="javascript:void(0);" onclick="currentSlide(2,0);" class="disc disc0"><span class="adahidden">Slide 2 of 4 </span></a> <a href="javascript:void(0);" onclick="currentSlide(3,0);" class="disc disc0"><span class="adahidden">Slide 3 of 4 </span></a> <a href="javascript:void(0);" onclick="currentSlide(4,0);" class="disc disc0" id="disc4a"><span class="adahidden">Slide 4 of 4 </span></a> </div> </div> <script> currentSlide(1, 0)</script> </div>   <div class="mainTabContent tabGrey existing hide"> <div class="wrapper-3">  <div class="ctaTopics"> <div class="ctaTopicFlex"> <div class="topicMod tm1"> <h3 class="txt-brand">Move money</h3> <div class="tagFlex"> <a name="Tab1Fund" id="Tab1Fund" href="javascript:void(0);" onclick="modalFund()">Fund an account<span class="adahidden"> at Merrill popup</span></a> <a name="Tab2Account" id="Tab2Account" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=toa">Transfer account<span class="adahidden"> at Merrill</span></a> <a name="Tab2Cash" id="Tab2Cash" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=mme">Transfer cash<span class="adahidden"> at Merrill</span></a> <a name="Tab2Check" id="Tab2Check" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=mme">Issue a check<span class="adahidden"> at Merrill</span></a> <a name="Tab2Wire" id="Tab2Wire" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx?app=mme">Wire funds<span class="adahidden"> at Merrill</span></a> <a name="Tab2BillPay" id="Tab2BillPay" class="mldLink" href="/PayBills/Enrollment.aspx">Access bill pay<span class="adahidden"> at Merrill</span></a> </div> </div> <div class="topicMod tm2"> <h3 class="txt-brand">Manage Accounts</h3> <div class="tagFlex"> <a name="Tab2Paperless" id="Tab2Paperless" class="mldLink" href="/CSMailPreferencesUI/MailPreferences.aspx">Go paperless<span class="adahidden"> at Merrill</span></a> <a name="Tab2Contact" id="Tab2Contact" class="mldLink" href="/Profile/ContactInfo.aspx">Update contact info<span class="adahidden"> at Merrill</span></a> <a name="Tab2Alerts" id="Tab2Alerts" class="mldLink" href="/Alerts/AccountAlerts.aspx">Investment and account alerts<span class="adahidden"> at Merrill</span></a> <a name="Tab2Link" id="Tab2Link" class="mldLink" href="/AccountLinking/UserAccountsView.aspx">Link accounts<span class="adahidden"> at Merrill</span></a> </div> </div> <div class="topicMod tm3"> <h3 class="txt-brand">Additional resources</h3> <div class="tagFlex"> <a name="Tab2Password" id="Tab2Password" class="mldLink" href="/passwordreset.aspx">Forgot password/user ID<span class="adahidden"> at Merrill</span></a> <a name="Tab2Pricing" id="Tab2Pricing" class="mldLink" href="/RelationshipPricing/CommissionsAndFees.aspx">View pricing and fees<span class="adahidden"> at Merrill</span></a> <a name="Tab2Statement" id="Tab2Statement" class="mldLink" href="/Records/Statements.aspx">View statements<span class="adahidden"> at Merrill</span></a> <a name="Tab2Forms" id="Tab2Forms" class="mldLink" href="/OnlineFormsB/DocumentForms.aspx">Forms & applications<span class="adahidden"> at Merrill</span></a> <a name="Tab2Tax" id="Tab2Tax" class="mldLink" href="/gedp/guidance-and-retirement/tax-center.aspx">Tax center<span class="adahidden"> at Merrill</span></a> <a name="Tab2Loss" id="Tab2Loss" href="/life-services">Loss of a loved one <span class="adahidden"> at Merrill</span></a> </div> </div> </div> <div class="topicCTA txt-c"><a class="cta orange m" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=help_support&oaounit=cta_bottom_oao_button&oaocampaign=baseline&oaoterm=gen_start_all"><span>Open a new account<span class="adahidden"> with Merrill</span></span></a></div> </div>  <h2 class="txt-c txt-brand trend">See trending topics</h2> <div class="trendIntro txt-c">Find answers to all your questions about transferring funds, opening an account and investing at Merrill.</div> <div class="tabsPrice tabsSub scroll"> <div class="wrapper-3 twelve"> <a href="javascript:void(0);" onclick="currentSlide(1,1);" class="subTab1 dot dot1" id="tab1b"><h2>Reset user ID or password <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0);" onclick="currentSlide(2,1);" class="subTab2 dot dot1"><h2>Transfer money <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0);" onclick="currentSlide(3,1);" class="subTab3 dot dot1"><h2>Deposit money <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0);" onclick="currentSlide(4,1);" class="subTab4 dot dot1"><h2>Find my routing number <span class="adahidden"> tab</span></h2></a> </div> </div> </div> <div class="subTabContent"> <div class="wrapper-3 twelve">  <div class="mySlides slider1 tc1"> <h2 class="txt-brand txt-c">"How do I reset my user ID or password?"</h2> <div class="soloMod">Existing clients can change their login password by using our Password Reset tool. <a class="mldLink" name="ForgotID" id="ForgotID" href="/login/ForgotUserId.aspx">Forgot User ID</a> and <a class="mldLink" name="PWReset" id="PWReset" href="/login/passwordreset.aspx">Password Reset</a>. </div> </div>  <div class="mySlides slider1 tc2"> <h2 class="txt-brand txt-c">"Can I transfer money between my <span class="nowrap">Bank of America</span> and Merrill accounts?"</h2> <div class="trendFlex"> <div> <div class="trendMod pb-25">Yes. One of the greatest benefits of linking your accounts is the ability to transfer money easily between your eligible Bank of America banking and Merrill investing accounts. You can make an immediate, one-time transfer between accounts, schedule transfers in the future and set up recurring transfers. Please note that you can only transfer money between your brokerage accounts on the Merrill Edge website. And, if you want to transfer money from a Bank of America account to another person's Bank of America account, you must do so through Online Banking. </div> <div class="trendMod pb-30">To transfer cash between your Bank of America banking and Merrill investing accounts, link your accounts, and then use our online tool to make a transfer.</div> <div class="trendCTA"><a name="CTATransferLink" id="CTATransferLink" class="cta orange m" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=help_support&oaounit=cta_hero_oao_button&oaocampaign=baseline&oaoterm=gen_start_all"><span>Get started<span class="adahidden"> with Merrill</span></span></a></div> </div> <div> <h3 class="HL txt-brand-b">Do more with banking and investing connected</h3> <div class="trendMod pb-30">With your Merrill investing and Bank of America banking accounts connected through a single login, it's never been easier to manage your finances. Get a complete picture of your financial situation, bank and invest anytime, anywhere with our secure mobile app and act quickly on financial decisions with instant transfers between eligible accounts.</div> <div class="trendMod pb-30">Please contact us to assist you at any time while you are transferring your account.</div> <div class="trendCTA"><a name="CTATransferLearn" id="CTATransferLearn" class="cta orange m" href="/why-merrill/banking-and-investing-connected"><span>Learn about our connected experiences<span class="adahidden"> at Merrill</span></span></a></div> </div> </div> </div>  <div class="mySlides slider1 tc3"> <h2 class="txt-brand txt-c">"How do I deposit money into my Merrill account?"</h2> <div class="trendFlex"> <div> <h3 class="txt-brand-b">From Bank of America to Merrill </h3> <div class="trendMod pb-30">To transfer cash from a Bank of America or Merrill account, link your accounts, and then use our online tool to make an immediate transfer.<span class="adahidden">Footnote </span><sup>3</sup></div> <div class="trendCTA pb-40"><a name="CTA_QA" id="CTA_QA" class="mldLink cta orange m" href="/CSSiteHelp/QuestionAnswer.aspx?category=Mobile"><span>Log in to get started<span class="adahidden"> with Merrill</span></span></a></div> <h3 class="txt-brand-b">From another financial Institution to Merrill</h3> <div class="trendMod">To transfer cash or securities from an account held at another financial institution, use our <a href="https://olui2.fs.ml.com/MoneyMovement/MakeTransfer.aspx" target="_self" name="TransferAssets" id="TransferAssets" >transfer Assets Online</a> (login required) tool to make the transfer. When that process is completed, you will be able to see that account in our online tool and will be able to transfer funds and set up one-time and recurring deposits.</div> </div> <div> <h3 class="txt-brand-b">Depositing a check </h3> <div class="trendMod pb-35">To deposit a check, please write your Merrill account number in the memo field of your endorsed check and deposit via the mobile app or mail it to one of the addresses below: </div> <div class="addresses bold pb-30">Regular mail<br /> Merrill <br /> P.O. Box 962<br /> Newark, NJ 07101-0962</div> <div class="addresses bold last">Overnight mail <br /> Merrill <br /> FL9-802-03-06 <br /> 4803 Deer Lake Drive East <br /> Jacksonville, FL 32246 <br /> 877.653.4732</div> </div> </div> </div>  <div class="mySlides slider1 tc4"> <h2 class="txt-brand txt-c">How do I find the ACH routing number and checking account number associated with my account?"</h2> <div class="soloMod">If you ordered checks for your account, you can find the routing and account numbers along the bottom left side of the check. The Merrill routing number is the first nine digits (084301767), and the account number is the second nine digits. The last four numbers indicate the check number. </div> </div> <div class="mobileMenu slideShow2"> <div class="navArrows"> <a href="javascript:void(0);" class="arrow left" onclick="plusSlides(-1,1);"><span class="adahidden">Previous slide of 4 </span></a> <a href="javascript:void(0);" class="arrow right" onclick="plusSlides(1,1);"><span class="adahidden">Next slide of 4 </span></a> </div> <a href="javascript:void(0);" class="disc disc1 discFirst" id="disc1b" onclick="currentSlide(1,1);"><span class="adahidden">Slide 1 of 4 </span></a> <a href="javascript:void(0);" class="disc disc1" onclick="currentSlide(2,1);"><span class="adahidden">Slide 2 of 4 </span></a> <a href="javascript:void(0);" class="disc disc1" onclick="currentSlide(3,1);"><span class="adahidden">Slide 3 of 4 </span></a> <a href="javascript:void(0);" class="disc disc1" id="disc4b" onclick="currentSlide(4,1);"><span class="adahidden">Slide 4 of 4 </span></a> </div> <script> currentSlide(1, 0)</script> </div> </div> <script>// Slide show script (supports multiple shows) var slideIndex = new Array(2); slideIndex[0] = 1; slideIndex[1] = 1; showSlides(1, 0); showSlides(1, 1); function plusSlides(n, slideshownumber) { slideIndex[slideshownumber] = slideIndex[slideshownumber] + n; showSlides(slideIndex[slideshownumber], slideshownumber); } function currentSlide(n, slideshownumber) { slideIndex[slideshownumber] = n; showSlides(slideIndex[slideshownumber], slideshownumber); } function showSlides(n, slideshownumber) { var i; var slideshowname = "slider" + slideshownumber; var slides = document.getElementsByClassName(slideshowname); var dotname = "dot" + slideshownumber; var dots = document.getElementsByClassName(dotname); var discname = "disc" + slideshownumber; var discs = document.getElementsByClassName(discname); if (n > slides.length) { slideIndex[slideshownumber] = 1; } if (n < 1) { slideIndex[slideshownumber] = slides.length; } for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); $(dots[i]).find("span").remove(".callSelected"); } for (i = 0; i < discs.length; i++) { discs[i].className = discs[i].className.replace(" active", ""); $(discs[i]).find("span").remove(".callSelected"); } slides[slideIndex[slideshownumber] - 1].style.display = "block"; dots[slideIndex[slideshownumber] - 1].className += " active"; $(dots[slideIndex[slideshownumber] - 1]).find("span").append("<span class='callSelected'> selected</span>"); discs[slideIndex[slideshownumber] - 1].className += " active"; $(discs[slideIndex[slideshownumber] - 1]).find("span").append("<span class='callSelected'> selected</span>"); } </script> </div>   <div class="wrapper-3 mgiFaqBg"> <div class="mgiFaqs"> <h2 class="txt-brand txt-c">Search questions by category </h2> <div class="osChoicesLinks"> <a name="faqsTop" id="faqsTop" class="selected" href="javascript:void(0);">Top FAQs<span class="adahidden"> category selected</span></a> <a name="faqsAcct" id="faqsAcct" href="javascript:void(0);">Account Resources<span class="adahidden"> category</span></a> <a name="faqsTrading" id="faqsTrading" href="javascript:void(0);">Trading<span class="adahidden"> category</span></a> <a name="faqsMobile" id="faqsMobile" href="javascript:void(0);">Mobile<span class="adahidden"> category</span></a> <a name="faqsPrivacy" id="faqsPrivacy" href="javascript:void(0);">Privacy & Security<span class="adahidden"> category</span></a> <a name="faqsAccess" id="faqsAccess" href="javascript:void(0);">Web accessibility<span class="adahidden"> category</span></a> <a name="faqsService" id="faqsService" href="javascript:void(0);">Customer Service<span class="adahidden"> category</span></a> <a name="faqsContact" id="faqsContact" href="javascript:void(0);">Trusted Contact Person<span class="adahidden"> category</span></a> </div> <div class="sg-unit"> <div class="acd-a"> <div class="acd-a-panels"> <div class="acd-a-cmd"> <a href="javascript:void(0);" class="jq_expColAll">Expand all</a> </div>  <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-1" aria-expanded="false" id="accordion-control-1">How do I reset my User ID and Password? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-1"> Our online password reset makes it easy for you to <a class="mldLink" name="faqsRetrieve_1" id="faqsRetrieve_1" href="/login/ForgotUserId.aspx">retrieve your User ID</a> and <a class="mldLink" name="faqsReset_1" id="faqsReset_1" href="/login/passwordreset.aspx">reset your password</a>. </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-2" aria-expanded="false" id="accordion-control-2">Can my Merrill account be linked to my Bank of America account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-2"> Yes, you can link your accounts by logging in and visiting the <a class="mldLink" name="faqsLink1" id="faqsLink1" href="/AccountLinking/UserAccountsView.aspx">Link Accounts page</a>. </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-3" aria-expanded="false" id="accordion-control-3">How long will it take to deposit money into my account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-3"> <div class="pb-30">There are several different timeframes depending on the method of transfer.</div> <div class="bold pb-25">Transfer cash</div> <ul class="whyList transfers"> <li>Real-time or up to 3 business days</li> <li>Transfer instantly from your eligible linked Bank of America or Merrill account or within a few days from a linked account at another financial institution.</li> </ul> <div class="bold pb-25">Wire transfer</div> <ul class="whyList transfers"> <li>Same day </li> <li>Wire funds electronically from another financial institution.</li> </ul> <div class="bold pb-25">Write a check</div> <ul class="whyList transfers"> <li>3-5 business days</li> <li>Transfer to your account by mailing a personal, cashier's or bank check or depositing checks via the mobile app.</li> </ul> <div class="bold pb-25">Transfer accounts or securities</div> <ul class="whyList transfers"> <li>8+ business days</li> <li>Transfer an existing brokerage account, IRA account, or securities from another financial institution. You can also transfer securities instantly between your Merrill accounts.</li> </ul> <div class="bold pb-25">Rollover into an IRA</div> <ul class="whyList transfers last"> <li>10+ business days</li> <li>Consolidate your retirement assets by rolling over accounts held in former employers 401(k), 403(b) or 457 plans into a Merrill IRA.</li> </ul> </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-4" aria-expanded="false" id="accordion-control-4">How do I check the status of my transfer? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-4"> <div class="pb-25">You can view the status of your transfer online by accessing <a class="mldLink" name="faqsInProcess" id="faqsInProcess" href="/TFPActivity/PendSvcRequests.aspx">View in-process transfers</a>. You can also sign into your Merrill account and check the balances and positions in your account. </div> <div>Note: You may need to adjust the account filters to see the status of your in-process transfers.</div> </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-5" aria-expanded="false" id="accordion-control-5">Where can I find tax information and forms? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-5"> Visit our <a name="faqsTaxCenter" id="faqsTaxCenter" href="/guidance/tax-planning">Tax Center</a> for all your tax information needs. </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-6" aria-expanded="false" id="accordion-control-6">It was requested that I update my information. Why is this important? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-6"> We are required to ensure that all our client information remains up to date. In an effort to confirm your information and make the process as easy as possible, we have created this online pop up to request your review. You may see it periodically after logging in. Please note that this is not intended for marketing purposes rather to comply with regulatory rules. </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-7" aria-expanded="false" id="accordion-control-7">Can I opt out of sharing my personal information with Merrill? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-7"> As a firm, we have a responsibility to obtain this information. Unfortunately, we do not offer an opt out at this time. These are industry wide regulations; other firms require similar information from their clients. </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-8" aria-expanded="false" id="accordion-control-8">What should I do with an old 401(k)/retirement account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-8"> Visit our <a name="faqsRollover" id="faqsRollover" href="/retirement/rollover-ira">Rollover Page</a> to learn more about the options you have with your old 401(k). </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-9" aria-expanded="false" id="accordion-control-9">How do I submit documents/paperwork? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-9"> <div class="pb-15">For the fastest receipt of your documents, please use our document upload tool available through the <a class="mldLink" name="faqsInbox" id="faqsInbox" href="/SMCUI/SMC.aspx?mode=compose">Secure Inbox</a> once you have logged into your account at merrilledge.com.</div> <div class="bold pb-20">OR</div> <div class="pb-25">If you complete a Merrill document, please return the document as per the instructions on the form. If you would like to provide general documents, you can do so by fax at 866.994.7807. Mail a copy of the document to:</div> <div class="bold pb-25">Regular mail<br /> Merrill Document Processing Center <br /> P.O. Box 29002 <br /> Hot Springs, AR 71903-9002</div> <div class="bold">Overnight mail <br /> Merrill Document Processing Center <br /> 3315 Central Avenue <br /> Hot Springs, AR 71913</div> </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-10" aria-expanded="false" id="accordion-control-10">What are the different ways I can invest with Merrill? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-10"> We offer Self-Directed Investing, Merrill Guided Investing, and Merrill Guided Investing with an advisor. With a full suite of investment solutions and tools, we can assist you in pursuing your investment goals with confidence, convenience, and control. <a name="faqsWays" id="faqsWays" href="/investing/ways-to-manage-investments">Learn more about choosing and opening an account</a>. </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-11" aria-expanded="false" id="accordion-control-11">Do you provide help in Spanish?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-11"> For help in Spanish, including opening an account, please call 855.309.7382 </div> </div> <div class="acd-a-close acd-a-shell top"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-12" aria-expanded="false" id="accordion-control-12">Is my account insured? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-12"> Your brokerage accounts are not FDIC insured, but rather accounts held with Merrill are SIPC insured. SIPC insurance covers your account up to $500,000 in equity with up to $250,000 in cash. Coverage above SIPC limits is covered by Lloyd's of London. Customers who have exceeded the full SIPC limits have further protection provided by the Lloyd's policy, subject to an aggregate loss limit of $1 billion for all customer claims and includes up to $1.9 million cash per customer (excluding any FDIC eligible products within the account). Learn more at <a href="javascript:void(0);" id="faqsSIPC_1" name="faqsSIPC_1" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/sipc-interstitial','','270','280px');return false;">SIPC<span class="adahidden"> popup</span></a>. </div> </div>  <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-13" aria-expanded="false" id="accordion-control-13">How do I deposit money into my Merrill account?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-13"> <div class="pb-25">To transfer cash from a Bank of America or Merrill account, link your accounts, and then use our <a class="mldLink" name="faqsTransfer_1" id="faqsTransfer_1" href="/MoneyMovement/MakeTransfer.aspx">online transfer service</a>.</div> <div class="pb-25">To transfer cash or securities from an account held at another financial institution, please complete our <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/AuthorizationToTransferFundsFromaBankRetirementAccount.pdf" target="_blank" name="transferPDF" id="transferPDF" rel="nofollow" >Funds Transfer Service form (PDF)</a>. When this process is completed, you will be able to see your external account in our online tool and be able to transfer funds and set up both one-time and recurring deposits. To deposit a check, please write your Merrill account number in the memo field of your endorsed check and deposit via the mobile app or mail it to one of the addresses below:</div> <div class="bold pb-25">Regular mail<br /> Merrill <br /> P.O. Box 962<br /> Newark, NJ 07101-0962</div> <div class="bold">Overnight mail <br /> Merrill <br /> FL9-802-03-06 <br /> 4803 Deer Lake Drive East <br /> Jacksonville, FL 32246 <br /> 877.653.4732</div> </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-14" aria-expanded="false" id="accordion-control-14">When will my mobile check deposit be available?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-14"> <div class="pb-25">The time it takes for mobile check deposits to clear will vary depending on when the deposit is made and other factors. The status of each deposit will be listed as:</div> <ul class="whyList last"> <li><strong>Pending</strong> – We have received your deposit.</li> <li><strong>Completed</strong> – The deposit has been processed; however, the funds may not yet be available to you. To determine when a deposit you make with a mobile device is available for withdrawal, please check the available balance in your account. Once the deposited funds are available for your use, you must keep the check for an additional 14 days before you destroy it to ensure the issuing party or institution has honored the check.</li> <li><strong>Rejected</strong> – Either the check images submitted were unacceptable or there were connection or other issues. Please note that we may reject a deposit after it's been submitted. If that is the case, you will receive an email or letter that describes why we were unable to accept the deposit. Also, the status will be updated to "Rejected" in View Status.</li> </ul> </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-15" aria-expanded="false" id="accordion-control-15">How long does it take for my check deposit to clear? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-15"> Deposits by check may take up to 15 days to clear and are subject to applicable laws and regulations. </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-16" aria-expanded="false" id="accordion-control-16">How can I determine if my money is available?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-16"> To determine when funds are available, access Balances from the Accounts menu and view 'Cash available to invest' and 'Cash available to withdraw.' </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-17" aria-expanded="false" id="accordion-control-17">How do I find the ACH routing number and checking account number associated with my account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-17"> <div class="pb-25">If you ordered checks for your account, you can find the routing and account numbers along the bottom left side of the check. The Merrill routing number is the first nine digits (084301767), and the account number is the second nine digits. The last four numbers indicate the check number. </div> <div>If you have not ordered checks for your account, you still have a checking account number assigned to your account. Once your account is opened you can call our Investment Center at 877.653.4732 to retrieve your account number. </div> </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-18" aria-expanded="false" id="accordion-control-18">How do I link an account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-18"> You can add new individual accounts to your online portfolio view using a simple three-step process. To link an individual account, it must have the same name, Social Security Number and zip code as your User ID. You cannot link a joint account (i.e., one shared with a family member) online. To link an account, access <a name="faqsLink2" id="faqsLink2" class="mldLink" href="/AccountLinking/UserAccountsView.aspx">Link Accounts</a> under the Account tab. If you have questions or would like us to add a joint account or remove an account from your online portfolio view, please contact us at 888.637.3343. </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-19" aria-expanded="false" id="accordion-control-19">How do I withdraw money from my Merrill Edge Self-Directed account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-19"> Log in to your account and select <a name="faqsTransfer2" id="faqsTransfer2" class="mldLink" href="/AccountLinking/UserAccountsView.aspx">Transfer Money & Securities</a> under the Accounts tab. From there, you can select the withdrawal method and follow the on-screen instructions. </div> </div> <div class="acd-a-close acd-a-shell acct hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-20" aria-expanded="false" id="accordion-control-20">Is my account insured? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-20"> Your brokerage accounts are not FDIC insured, but rather accounts held with Merrill are SIPC insured. SIPC insurance covers your account up to $500,000 in equity with up to $250,000 in cash. Coverage above SIPC limits is covered by Lloyd's of London. Customers who have exceeded the full SIPC limits have further protection provided by the Lloyd's policy, subject to an aggregate loss limit of $1 billion for all customer claims, and includes up to $1.9 million cash per customer (excluding any FDIC eligible products within the account). Learn more at <a href="javascript:void(0);" id="faqsSIPC_2" name="faqsSIPC_2" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/sipc-interstitial','','270','280px');return false;">SIPC<span class="adahidden"> popup</span></a>. </div> </div>  <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-21" aria-expanded="false" id="accordion-control-21">Do my Merrill Lynch<sup>®</sup> Wealth Management brokerage accounts qualify for $0 online stock and ETF trades? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-21"> Only Merrill Edge<sup>®</sup> Self-Directed accounts are eligible for $0 online stock and ETF trades.<span class="adahidden">Footnote </span><sup>4</sup> <span class="adahidden">Footnote </span>*Options contract and other fees may apply. </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-22" aria-expanded="false" id="accordion-control-22">Are there any other brokerage fees that apply to $0 online stock, ETF and option trades? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-22"> <div class="pb-25">The commission fee for online stock, ETF and option<span class="adahidden">Footnote </span>* trades is waived for Merrill Edge<sup>®</sup> Self-Directed accounts. Other brokerage fees continue to apply (for example, SEC transaction fees, per contract charges). </div> <div class="pb-25"><span class="adahidden">Footnote </span>*$0 option trades are subject to a $0.65 per-contract fee.</div> <div>Account maintenance fees also still apply as do commission charges for trades that are not $0 online stock, ETF, or option transactions. If you trade on margin, you will still accrue margin interest based on your debit balance. Brokerage fees associated with, but not limited to, option trading, special stock registration/gifting, account transfer and processing and termination also apply. To learn more about Merrill pricing, visit our <a name="faqsPricing" id="faqsPricing" href="/pricing">pricing page</a>. </div> </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-23" aria-expanded="false" id="accordion-control-23">When can I place trades during extended hours trading? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-23"> <div class="pb-25">Pre-market and after-hours trading is available Monday through Friday on days when the market is open. Pre-market trading is available from 7:00 a.m. to 9:30 a.m. ET. After-hours trading is from 4:01 p.m. to 8:00 p.m. ET. </div> <div>On any day, extended-hours trading may be unavailable, delayed, interrupted or terminated early without prior notice. Extended-hours trading is not available on days the market is closed, preceding a market holiday or if the market is closed due to an emergency. This service is not available for clients using a 10-digit User ID. </div> </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-24" aria-expanded="false" id="accordion-control-24">Can I trade on margin? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-24"> Yes, you can trade on margin by using the Margin Lending Program. During the account opening process, you have the ability to opt-in and sign the margin agreement. If you do not accept the agreement during account opening, you subsequently may submit a margin agreement form to gain access. As a Merrill client, you can access credit based on the value of the margin-eligible securities in your Merrill account. <a name="faqsMargin" id="faqsMargin" href="/investing/margin-trading">Learn more about margin lending</a>, including the potential advantages and risks. </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-25" aria-expanded="false" id="accordion-control-25">On what exchange does Merrill execute orders? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-25"> Merrill trades on all major domestic exchanges. </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-26" aria-expanded="false" id="accordion-control-26">What types of mutual funds can I trade online? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-26"> Start your search for mutual funds that may be right for you with Merrill Edge Select<sup>®</sup> Funds pre-screened by professionals at Merrill Lynch<sup>®</sup> Wealth Management. Our <a name="faqsMF" id="faqsMF" class="mldLink" href="/MutualFunds/OrderEntry.aspx">mutual funds screener</a> can help you find the funds that best match your investment goals. </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-26a" aria-expanded="false" id="accordion-control-26a">Can I demo Merrill Edge MarketPro<sup>®</sup>? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-26a"> Merrill Edge Market Pro<sup>®</sup> is only available to clients with an account. <a name="faqsMP" id="faqsMP" href="/dashboard">Learn more about Merrill Edge MarketPro<sup>®</sup></a>. </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-27" aria-expanded="false" id="accordion-control-27">Why did I get a trading violation?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-27"> <a name="faqsViolations" id="faqsViolations" href="/trade/violations">Learn more about trading violations</a>, how they occur, and how they can be avoided. </div> </div> <div class="acd-a-close acd-a-shell trading hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-28" aria-expanded="false" id="accordion-control-28">Where can I find information on order types? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-28"> Information on order types can be easily accessed when placing a trade online; simply select the help icon located just above the Order Type drop-down menu. </div> </div>  <div class="acd-a-close acd-a-shell mobile hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-29" aria-expanded="false" id="accordion-control-29">How can I download the Merrill Edge mobile app? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-29"> <div class="pb-15">You will need an iPad<sup>®</sup>. iPhone<sup>®</sup> or Android™ device. Once you download the app, you will use the same User ID and Password you use to log on to merrilledge.com. <a name="faqsMobileInv" id="faqsMobileInv" href="/mobile-investing">Learn more about our mobile investing options</a> </div> <div class="mobileLogos"> <a name="AppStore" id="AppStore" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/interstitial-apple','','270','280px');return false;" href="javascript:void(0);"><img src="/Publish/Content/image/png/GWMOL/ME-mobile-apple-app-store-120x40.png" alt="Download on the App Store" /><span class="adahidden"> popup</span></a> <a name="GooglePlay" id="GooglePlay" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/interstitial-google','','270','280px');return false;" href="javascript:void(0);"><img src="/Publish/Content/image/png/GWMOL/ME-mobile-google-play-120x40.png" alt="Get it on Google Play" /><span class="adahidden"> popup</span></a> </div> </div> </div> <div class="acd-a-close acd-a-shell mobile hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-30" aria-expanded="false" id="accordion-control-30">What is the cost to use the Merrill Edge mobile app? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-30"> There is no charge to download and use the mobile app. Depending on your device, you may be charged access fees by your wireless service provider. Please check with your provider for details. </div> </div> <div class="acd-a-close acd-a-shell mobile hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-31" aria-expanded="false" id="accordion-control-31">How secure is the Merrill Edge mobile app? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-31"> We are committed to protecting your privacy and use the same advanced encryption technology on this device as we use on our website. <a name="faqsPrivacy_1" id="faqsPrivacy_1" target="_blank" href="https://www.ml.com/privacy-and-security-center/privacy-and-security.html">Learn more about our Privacy policy</a>. </div> </div> <div class="acd-a-close acd-a-shell mobile hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-32" aria-expanded="false" id="accordion-control-32">Can I deposit a check into any of my Merrill accounts using a mobile device? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-32"> <div class="pb-20">You can use a mobile device to deposit checks into any of the following accounts:</div> <ul class="whyList transfers compact"> <li>Cash Management Account<sup>®</sup> (CMA<sup>®</sup>)</li> <li>Cash Management Sub Account<sup>®</sup></li> <li>CMA<sup>®</sup> for Trust Account (as allowed by the trust)</li> <li>CMA for Trust Sub Account<sup>®</sup> (as allowed by the trust)</li> <li>Roth and Traditional IRAs</li> <li>SEP (as IRA contributions only, no employer contributions)</li> <li>Loan Management Account<sup>®</sup> (LMA<sup>®</sup>)</li> <li>Working Capital Management Account<sup>®</sup> (WCMA<sup>®</sup> – Business)</li> <li>Working Capital Management Account<sup>®</sup> Sub Account</li> <li>Endowment Management Account</li> <li>Medical Savings Account</li> <li>Business Investor Account</li> </ul> <div><span class="adahidden">Footnote </span>* Mobile check deposit is limited to current and prior year personal contributions. Rollovers and employer contributions must be mailed in with a deposit slip indicating contribution type (i.e. indirect rollover, transfer, employer contribution).</div> </div> </div>  <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-33" aria-expanded="false" id="accordion-control-33">Where can I learn about online security? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-33"> Your online security is extremely important to us. To learn more about our security procedures, please visit our <a name="faqsPrivacy_2" id="faqsPrivacy_2" target="_blank" href="https://www.ml.com/privacy-and-security-center/how-we-protect-you.html">Security Center</a>. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-34" aria-expanded="false" id="accordion-control-34">What security features does Merrill offer? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-34"> <div class="pb-40">Merrill is committed to your security because the protection and trust of our clients is essential to our business. Here are some of the ways we protect you:</div> <ul class="whyList last"> <li>Authentication – Our highly trained associates follow strict guidelines to validate your identity and ensure your confidential information stays safe when you call, visit us online or at a branch.</li> <li>Security Technology – We offer banking safeguards through powerful security tools, such as early fraud warnings, state-of-the-art encryption, login authorization codes, and much more. For example, IBM<sup>®</sup> Security Trusteer Rapport™ is online fraud protection software — free for Merrill Edge<sup>®</sup> Self-Directed or Bank of America clients — which delivers extra security while you're signed into your account. Rapport works alongside your existing anti-virus software and firewall to prevent fraudulent websites from stealing your online ID, password and other sensitive information. Please visit <a href="javascript:void(0);" id="faqsTrusteer" name="faqsTrusteer" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/interstitial-trusteer','','270','280px');return false;">Trusteer's website<span class="adahidden"> popup</span></a> to learn more about Rapport and download their software.</li> <li>Fraud Protection – Merrill's Fraud Protection Guarantee will reimburse you for losses that occur due to unauthorized third-party activity.</li> <li>Merrill offers an optional authorization code that you may establish to provide an added level of security. Once you enable this service online via the Security Center, we'll send you a one-time code based on your receipt preference.</li> </ul> </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-35" aria-expanded="false" id="accordion-control-35">How does Merrill protect my personal information? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-35"> The privacy of your personal information is important to us. We conduct regular reviews and abide by rigorous privacy standards to ensure personal information we collect. use and share is protected. To learn how Merrill protects the privacy of your personal information, visit our <a name="faqsPrivacy_3" id="faqsPrivacy_3" target="_blank" href="https://www.ml.com/privacy-and-security-center/privacy-and-security.html">Privacy page</a>. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-36" aria-expanded="false" id="accordion-control-36">How do I change my login password? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-36"> Our online password reset makes it easy for you to <a class="mldLink" name="faqsRetrieve" id="faqsRetrieve_2" href="/login/ForgotUserId.aspx">retrieve your User ID</a> and <a class="mldLink" name="faqsReset_2" id="faqsReset_2" href="/login/passwordreset.aspx">reset your password</a>. You can also change your password in the Merrill Edge mobile app; just click Forgot ID/Password and follow the steps on screen. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-37" aria-expanded="false" id="accordion-control-37">How do I update my privacy choices? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-37"> Merrill, a Bank of America company, takes the protection of your personal information very seriously. We operate under a detailed, rigorous information security policy and program designed to protect the security and confidentiality of all our clients' information. <a name="faqChoices" id="faqChoices" target="_blank" href="https://secure.bankofamerica.com/customer/public/privacy.go">Set your privacy choices</a> by completing this brief questionnaire. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-38" aria-expanded="false" id="accordion-control-38">How does Merrill keep my account safe? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-38"> Merrill is committed to ensuring the safety of your account. Visit our <a name="faqSecurityCenter_1" id="faqSecurityCenter_1" target="_blank" href="https://www.ml.com/privacy-and-security-center/how-we-protect-you.html">Security Center</a> to see how you can protect yourself, and how to stay safe online. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-39" aria-expanded="false" id="accordion-control-39">How can I prevent fraud on my account? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-39"> Review our <a name="faqChecklist" id="faqChecklist" target="_blank" href="https://www.ml.com/privacy-and-security-center/fraud-prevention-checklist.html">Fraud Prevention Checklist</a> to increase your security and help protect yourself against fraud and identity theft. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-40" aria-expanded="false" id="accordion-control-40">How can I protect myself against scams? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-40"> Identifying scams can be difficult. As a result, we've created a few tips that may help you identify potential scams. <a name="faqSecurityCenter_2" id="faqSecurityCenter_2" target="_blank" href="https://www.ml.com/privacy-and-security-center/avoid-bank-scams.html">Learn about how to protect yourself</a>. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-41" aria-expanded="false" id="accordion-control-41">How can I reduce my chances of being a victim of identity theft? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-41"> There are several steps you can take to reduce your risk of ID theft such as keeping your personal information secure, protecting your devices, and controlling access to your accounts. <a name="faqSecurityCenter_3" id="faqSecurityCenter_3" target="_blank" href="https://www.ml.com/privacy-and-security-center/identity-theft-and-fraud.html">Learn more about how to protect yourself against identify theft</a>. </div> </div> <div class="acd-a-close acd-a-shell privacy hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-42" aria-expanded="false" id="accordion-control-42">How do I report fraud or a suspicious email? </a></h3> <div class="acd-a-content" aria-hidden="true" id="content-42"> <div class="pb-25">If you suspect you are a victim of fraud, contact us immediately for further assistance.</div> <ul class="whyList last"> <li>Forward any suspicious email or text message to us at abuse@bankofamerica.com.</li> <li>Remember, don't transfer money as a result of an unexpected phone call or text. We will never ask you to send us personal information such as an account number, Social Security number or Tax ID over text, email or online.</li> <li><a name="faqIdTheft" id="faqIdTheft" target="_blank" href="https://www.ml.com/privacy-and-security-center/how-to-report-identity-theft-and-fraud.html">Review the steps you can take right away to report identity theft and fraud.</a></li> <li>Download our <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/IdentityTheftBrochure.pdf" target="_blank" name="faqTheftPDF" id="faqTheftPDF" rel="nofollow" >Identity Theft brochure (PDF)</a> for more ways to protect yourself against identity theft and fraud.</li> </ul> </div> </div>  <div class="acd-a-close acd-a-shell access hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-43" aria-expanded="false" id="accordion-control-43">Where can I learn about web accessibility?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-43"> To learn more about our web accessibility, please view our <a name="faqAccess" id="faqAccess" target="_blank" href="https://www.bankofamerica.com/accessible-banking/access-services/">Accessible Services</a>. </div> </div>  <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-44" aria-expanded="false" id="accordion-control-44">Can I chat with customer service online instead of calling?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-44"> We have online chat agents who can answer questions about opening an account with Merrill. To start chatting, select the Chat button in the bottom right corner of your screen. </div> </div> <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-45" aria-expanded="false" id="accordion-control-45">How can I get help with an employer sponsored 401(k) managed by Merrill?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-45"> For assistance with your 401(k)/403(b)/457 plan, please contact the customer service number on your most recent statement, or our general 401(k) customer service representatives at 800.228.4015, M-F 8 AM EST-7 PM ET. </div> </div> <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-46" aria-expanded="false" id="accordion-control-46">Can I transfer money between my Bank of America and Merrill accounts?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-46"> <div class="pb-25">Yes, one of the greatest benefits of linking your accounts is the ability to transfer money easily between your eligible banking and brokerage accounts. You can make an immediate, one-time transfer between accounts, schedule transfers in the future and set up recurring transfers. Please note that you can only transfer money between your brokerage accounts on the Merrill Edge website. If you want to transfer money from a Bank of America account to another person's Bank of America account, you must do so through Online Banking. </div> <div>To transfer cash between your Bank of America and Merrill accounts, link your accounts, and then use our <a name="faqsTransfer_2" id="faqsTransfer_2" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx">online tool</a> to make a transfer. </div> </div> </div> <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-47" aria-expanded="false" id="accordion-control-47">What types of transfers can I make online?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-47"> With our <a name="faqsTransfer_3" id="faqsTransfer_3" class="mldLink" href="/MoneyMovement/MakeTransfer.aspx">Transfer Assets Online</a> service, you can transfer money (including money market funds held at banks other than Bank of America N.A. or its affiliated banks), securities in an account held at a bank other than Merrill, or investment funds held at another financial institution. Login is required. Although you can also transfer brokered CDs with our online tool, please be aware that you may be responsible for liquidation, transfer, termination, surrender and penalty fees when you liquidate these assets. Please check with the other financial firm holding your assets for more information. </div> </div> <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-48" aria-expanded="false" id="accordion-control-48">What types of accounts can I transfer to Merrill?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-48"> <div class="pb-25">In general, you can transfer brokerage accounts, Traditional, Roth and SEP IRAs, custodian accounts and estate trusts, as long as the ownership of the two accounts is the same. Please contact us before initiating a transfer of an account with a power of attorney. </div> <div class="pb-25">We can also accept transfers of retirement assets; however, restrictions may apply. For example, assets cannot be transferred without penalty from a SIMPLE IRA to a Traditional for two years from the first contribution. Instead, you must transfer assets from a SIMPLE IRA to another SIMPLE IRA during that time period. After the initial two-year period, you can transfer assets from a SIMPLE IRA to a Traditional without penalty. Some mutual funds may not be eligible for transfer. </div> <div class="pb-25">Certificate of Deposit (CDs) typically take four to six weeks to transfer. If you want to liquidate your CD at maturity and transfer cash, you must submit your request between 14 and 21 days before the maturity date. If we receive your request 14 days or less before the maturity date, we will process the transfer on a best effort basis. No transfers will be processed for CDs that mature beyond 21 days. Please note: If you liquidate a CD before maturity, you will likely incur a penalty. Please contact your transferring bank or credit union for more information. </div> <div>If you would like to transfer margin positions, you must have a valid Merrill margin agreement in place for the account you want to transfer these assets to. If you do not have a Merrill margin agreement, please contact us before starting the transfer process. </div> </div> </div> <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-49" aria-expanded="false" id="accordion-control-49">When my debit card or checks have been lost or stolen, what should I do?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-49"> <div class="pb-25">To report brokerage checks or CMA Visa Access debit cards lost or stolen, contact 800-CMA-LOST (262-5678) to place a lost or stolen block on checks and/or CMA Visa cards. </div> <div>You should also contact any merchants who have automatic bill payments for you. When you get your replacement card, you'll need to give those merchants your new card number to set up automatic bill payments. </div> </div> </div> <div class="acd-a-close acd-a-shell service hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-50" aria-expanded="false" id="accordion-control-50">How can I order checks?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-50"> Merrill clients can order <a name="faqChecks" id="faqChecks" class="mldLink" href="/ChecksAndWithdrawals/ReorderChecks.aspx">checks</a> and <a name="faqSlips" id="faqSlips" class="mldLink" href="/ChecksAndWithdrawals/DepositReOrder.aspx">deposit slips</a> online in just a few minutes. </div> </div>  <div class="acd-a-close acd-a-shell contact hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-51" aria-expanded="false" id="accordion-control-51">What is a trusted contact person?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-51"> <div class="pb-25">A trusted contact person(s) is an individual (age 18 or older) identified by you, whom Merrill could contact and disclose information about your account:</div> <ul class="whyList last"> <li>To address possible financial exploitation;</li> <li>To confirm (but not update or change) specifics of your current contact information, health status, or the identity of any legal guardian, executor, trustee, or holder of a power of attorney; or</li> <li>As otherwise permitted by Financial Industry Regulatory Authority Rule 2165 (Financial Exploitation of Specified Adults).</li> </ul> </div> </div> <div class="acd-a-close acd-a-shell contact hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-52" aria-expanded="false" id="accordion-control-52">How can I add a trusted contact person?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-52"> A trusted contact person can be <a name="faqContact" id="faqContact" class="mldLink" href="/ESignOnlineUI/OnlineLandingPage.aspx?formid=470939PM">added to your existing accounts online</a>. </div> </div> <div class="acd-a-close acd-a-shell contact hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-53" aria-expanded="false" id="accordion-control-53">Why would I need a trusted contact?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-53"> <div class="pb-25">A trusted contact can help us contact you when we otherwise can't reach you in circumstances such as:</div> <ul class="whyList last"> <li>You are traveling</li> <li>There is a natural disaster</li> <li>There is a concern about fraud</li> <li>You are having health issues</li> </ul> </div> </div> <div class="acd-a-close acd-a-shell contact hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-54" aria-expanded="false" id="accordion-control-54">What limitations are placed on a trusted contact person?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-54"> <div class="pb-25">A trusted contact person cannot:</div> <ul class="whyList last"> <li>Make trades in your account</li> <li>Withdraw funds from your account</li> <li>Make decisions about your account</li> <li>Act with the authority of a power of attorney, legal guardian, trustee, or executor</li> <li>Make any updates to your contact information</li> <li>Check balances in accounts</li> </ul> </div> </div> <div class="acd-a-close acd-a-shell contact hide"> <h3><a class="acd-a-head" href="javascript:void(0);" aria-controls="content-55" aria-expanded="false" id="accordion-control-55">Who should have a trusted contact person?</a></h3> <div class="acd-a-content" aria-hidden="true" id="content-55"> Everyone with an investment account should have a trusted contact person. </div> </div> </div> </div> </div> </div> </div>   <style> .offer600 { align-items:center; 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} else { window.open('/offer-disclosure-modal', '_self'); } } </script>    <div class="wrapper-3 helpShell"> <div class="helpWhen"> <h2 class="txt-brand">Help when you need it. <span class="nowrap">How you want it.</span></h2> <div class="helpFlex"> <div class="helpCall"> <h3 class="txt-brand-m">Call us</h3> <div><a name="helpPhone" id="helpPhone" href="tel:888.637.3343">888.637.3343</a></div> </div> <div class="helpFind"> <h3 class="txt-brand-m">Set up a meeting</h3> <div><a name="helpAppt" id="helpAppt" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></div> </div> </div> </div> </div>  <div id="etdisclosure"> <div class="wrapper-3">  <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="*";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6007">Other fees may apply. Sales of ETFs are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs and mutual funds. To learn more about Merrill pricing, visit <a href="/pricing" id="DiscPricing" name="DiscPricing">our Pricing page</a>.</span> </div>  <style>#D6007 { font-weight:bold; }</style> <span class="adahidden">Footnote </span><sup>1</sup> Did you know that there are two ways to move assets from one IRA to another? The most common is a transfer. This is when you transfer assets from an IRA held at one financial institution to an IRA at another. You may directly transfer assets between investment firms as frequently as you wish. The second, less common approach is called an indirect rollover. Rollovers occur when you withdraw assets from an IRA and then "roll" those assets back into the same IRA or into another one within 60 days. IRS rules limit you to one rollover per client per twelve month period. For more information on rolling over your IRA, 401(k), 403(b) or SEP IRA, visit our rollover page or call a Merrill rollover specialist at 888.637.3343. <br /><br />  <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="2";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6030"><strong>You have choices about what to do with your employer-sponsored retirement plan accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over an employer-sponsored plan from your old job to your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and different types of protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information visit <a href="/retirement/rollover-ira" target="_blank">our rollover page</a> or call Merrill at <span id="D6030Ph1">888.637.3343</span>.</strong></span> </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="3";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, Bank of America Advantage SafeBalance Banking™, Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen. </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="4";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id=D6007>Other fees may apply. Free and $0 means there is no commission charged for these trades. $0 option trades are subject to a $0.65 per-contract fee. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill pricing, visit <a name="DiscPricing" id="DiscPricing" href="/pricing">our Pricing page</a>.</span> </div>  MAP6214097-07262025 </div> </div> </div>   <style> a.ot-sdk-show-settings { background-image: url(/Publish/Content/image/png/GWMOL/ME-bofa-icon-opt-out-white.png); background-repeat:no-repeat; background-position: right center; background-size: 20px auto; display:inline-block; padding:0 25px 0 0; } #etdisclosure .disclaimer, #etfooter .disclaimer, .wrapper-2 .disclaimer { background-color:inherit !important; font-size:inherit !important; color:inherit !important; padding:0 0 15px 0; } #etfooter p { margin: 0 0 15px 0; } .shareDesk { display:block; } .shareMobile { display:none; } .adDesk { display:inline; } .adMobile { display:none; } @media only screen and (max-width: 760px) {/* viewport up to 760px */ .shareDesk { display:none; } .shareMobile { display:block; } .adDesk { display:none; } .adMobile { display:inline; } } </style> <script type="text/javascript"> Sys.Application.add_load(function(){ $('.interstitialdesk').on('click', function (evt) { evt.preventDefault(); OnlineCommonJSFunctions.LoadModalPopupByUrl($(this).attr('data-link'), '', '210', '500px'); }); }); Sys.Application.add_load(function(){ $('.interstitialMob').on('click', function (evt) { evt.preventDefault(); window.open($(this).attr('data-link'),"_self"); }); }); </script> <div id="etfooter"> <div class="oflo-hide shareDesk" style="width:103px; margin:0 auto 15px auto;"> <div class="txt-gray2 txt-11 pb-5">Connect with us:</div> <div class="fl" style="padding-right:18px;"><a name="FooterLinkedIn2" id="FooterLinkedIn2" class="interstitialdesk" data-link="/interstitial-linkedin" href="https://www.linkedin.com/company/merrill-edge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-LinkedIn-22x20.png" alt="LinkedIn popup" border="0" height="20" width="22" /></a></div> <div class="fl" style="padding-right:20px;"><a name="FooterTwitter2" id="FooterTwitter2" class=" interstitialdesk" data-link="/interstitial-twitter" href="https://twitter.com/merrilledge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-X-18x18.png" alt="X popup" border="0" height="18" width="18" /></a></div> <div class="fl" style="padding-top:2px;"><a name="FooterYouTube2" id="FooterYouTube2" class=" interstitialdesk" data-link="/interstitial-youtube" href="https://www.youtube.com/user/MerrillEdge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-YouTube-20x14.png" alt="YouTube popup" border="0" height="14" width="20" /></a></div> </div> <div class="oflo-hide shareMobile" style="width:103px; margin:0 auto 15px auto;"> <div class="txt-gray2 txt-11 pb-5">Connect with us:</div> <div class="fl" style="padding-right:18px;"><a name="MobileLinkedIn" id="MobileLinkedIn" class="interstitialMob" data-link="/m/pages/mobile/mobile-interstitial-linked-in.aspx" href="https://www.linkedin.com/company/merrill-edge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-LinkedIn-22x20.png" alt="LinkedIn popup" border="0" height="20" width="22" /></a></div> <div class="fl" style="padding-right:20px;"><a name="MobileTwitter" id="MobileTwitter" class="interstitialMob" data-link="/m/pages/mobile/mobile-interstitial-twitter.aspx" href="https://twitter.com/merrilledge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-X-18x18.png" alt="X popup" border="0" height="18" width="18" /></a></div> <div class="fl" style="padding-top:2px;"><a name="MobileYouTube" id="MobileYouTube" class="interstitialMob" data-link="/m/pages/mobile/mobile-interstitial-youtube.aspx" href="https://www.youtube.com/user/MerrillEdge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-YouTube-20x14.png" alt="YouTube popup" border="0" height="14" width="20" /></a></div> </div> <br /> <strong>Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:</strong><br /> <table class="dtable bold"> <tr> <td>Are Not FDIC Insured</td> <td>Are Not Bank Guaranteed</td> <td>May Lose Value</td> </tr> <tr> <td>Are Not Deposits</td> <td>Are Not Insured by Any Federal Government Agency</td> <td>Are Not a Condition to Any Banking Service or Activity</td> </tr> </table> <br /> <div> <strong>Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.</strong> <br /><br />  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6045"><strong>Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.</strong></span> </div>   <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <SCRIPT>if(tradeSUP){ document.write(tradeSUP.sup()); }</SCRIPT> <span id="D6018">Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.</span> </div>  <p>This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/Client_Relationship_Summary_CRS.pdf" target="_blank" >Client Relationship Summary (PDF)</a>.</p>  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). 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All rights reserved. <br /><br /> 4326521 </div> </div>    <script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","name":"Merrill Help & Support: Customer Service Resources & FAQs","url":"https://www.merrilledge.com/helpsupport"," description":"Find helpful resources and support to help manage your Merrill account, including answers to FAQs about transferring funds, opening an account, and investing.","image":"https://www.merrilledge.com/Publish/Content/image/jpeg/GWMOL/merrill-edge-og-general.jpeg","keywords":"merrill edge contact,merrill edge customer service,merrill edge support,wfid24114009","mainEntity":[{"@context":"https://schema.org","@type":"Question","name":"How do I reset my User ID and Password?", "acceptedAnswer":{"@type":"Answer","text":"<p>Our online password reset makes it easy for you to <a href='https://olui2.fs.ml.com/login/ForgotUserId.aspx'>retrieve your User ID</a> and <a href='https://olui2.fs.ml.com/login/passwordreset.aspx'>reset your password</a>.</p>"}},{"@context":"https://schema.org","@type":"Question","name":"Can my Merrill account be linked to my Bank of America account?", "acceptedAnswer":{"@type":"Answer","text":"<p>Yes, you can link your accounts by logging in and visiting the <a href='https://olui2.fs.ml.com/AccountLinking/UserAccountsView.aspx'>Link Accounts page</a>.</p>"}},{"@context":"https://schema.org","@type":"Question","name":"How long will it take to deposit money into my account?", "acceptedAnswer":{"@type":"Answer","text":"<p>There are several different timeframes depending on the method of transfer.</p><p>Transfer cash</p><ul><li>Real-time or up to 3 business days</li><li>Transfer instantly from your eligible linked Bank of America or Merrill account or within a few days from a linked account at another financial institution.</li></ul><p>Wire transfer</p><ul><li>Same day</li><li>Wire funds electronically from another financial institution.</li></ul><p>Write a check</p><ul><li>3-5 business days</li><li>Transfer to your account by mailing a personal, cashier's or bank check or deposit checks via the mobile app.</li></ul><p>Transfer accounts or securities</p><ul><li>8+ business days</li><li>Transfer an existing brokerage account, IRA account, or securities from another financial institution. You can also transfer securities instantly between your Merrill accounts.</li></ul><p>Rollover into an IRA</p><ul><li>10+ business days</li><li>Consolidate your retirement assets by rolling over accounts held in former employers 401(k), 403(b) or 457 plans into a Merrill IRA</li></ul>"}},{"@context":"https://schema.org","@type":"Question","name":"How do I check the status of my transfer?", "acceptedAnswer":{"@type":"Answer","text":"<p>You can view the status of your transfer online by accessing <a href='https://olui2.fs.ml.com/TFPActivity/PendSvcRequests.aspx'>View in-process transfers</a>. You can also sign into your Merrill account and check the balances and positions in your account.</p><p>Note: You may need to adjust the account filters to see the status of your in-process transfers.</p>"}},{"@context":"https://schema.org","@type":"Question","name":"Where can I find tax information and forms? ", "acceptedAnswer":{"@type":"Answer","text":"Visit our <a href='https://www.merrilledge.com/guidance/tax-planning'>Tax Center</a> for all your tax information needs."}},{"@context":"https://schema.org","@type":"Question","name":"It was requested that I update my information. Why is this important?", "acceptedAnswer":{"@type":"Answer","text":"We are required to ensure that all our client information remains up to date. In an effort to confirm your information and make the process as easy as possible, we have created this online pop up to request your review. You may see it periodically upon logging in. Please note that this is not intended for marketing purposes rather to comply with regulatory rules."}},{"@context":"https://schema.org","@type":"Question","name":"Can I opt out of sharing my personal information with Merrill?", "acceptedAnswer":{"@type":"Answer","text":"As a firm, we have a responsibility to obtain this information. Unfortunately, we do not offer an opt out at this time. These are industry wide regulations; other firms require similar information from their clients."}},{"@context":"https://schema.org","@type":"Question","name":"What should I do with an old 401(k)/retirement account?", "acceptedAnswer":{"@type":"Answer","text":"<p>Visit our <a href='https://www.merrilledge.com/retirement/rollover-ira'>Rollover Page</a> to learn more about the options you have with your old 401(K).</p>"}},{"@context":"https://schema.org","@type":"Question","name":"How do I submit documents/paperwork?", "acceptedAnswer":{"@type":"Answer","text":"<p>For the fastest receipt of your documents, please use our document upload tool available through the <a href='https://olui2.fs.ml.com/SMCUI/SMC.aspx?mode=compose'>Secure Inbox</a> once you have logged into your account at merrilledge.com.</p><p>OR</p> <p>If completing a Merrill document, please return the document per the instructions on the form. If you would like to provide general documents, you can do so by fax at 866.994.7807. Mail a copy of the document to:</p><p>Regular mail</p> <p>Merrill Document Processing Center</p><p>P.O. Box 29002</p><p>Hot Springs, AR 71903-9002</p><p>Overnight mail</p><p>Merrill Document Processing Center</p><p>3315 Central Avenue</p><p>Hot Springs, AR 71913</p>"}},{"@context":"https://schema.org","@type":"Question","name":"What are the different ways I can invest with Merrill?", "acceptedAnswer":{"@type":"Answer","text":"<p>We offer Self-Directed Investing, Merrill Guided Investing, and Merrill Guided Investing with an advisor. With a full suite of investment solutions and tools, we can assist you in pursuing your investment goals with confidence, convenience, and control. <a href='https://www.merrilledge.com/investing/ways-to-manage-investments'>Learn more about choosing and opening an account</a>.</p>"}},{"@context":"https://schema.org","@type":"Question","name":"Do you provide help in Spanish?", "acceptedAnswer":{"@type":"Answer","text":"For help in Spanish, including opening an account, please call 855.309.7382"}},{"@context":"https://schema.org","@type":"Question","name":"Is my account insured?", "acceptedAnswer":{"@type":"Answer","text":"<p>Your brokerage accounts are not FDIC insured, but rather accounts held with Merrill are SIPC insured. SIPC insurance covers your account up to $500,000 in equity with up to $250,000 in cash. Coverage above SIPC limits is covered by Lloyd's of London. Customers who have exceeded the full SIPC limits have further protection provided by the Lloyd's policy, subject to an aggregate loss limit of $1 billion for all customer claims and includes up to $1.9 million cash per customer (excluding any FDIC eligible products within the account). 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</div> <div class="txt-gray2 txt-11 pb-5">Connect with us:</div> <div class="oflo-hide"> <div class="fl pr-15"><a name="FooterLinkedIn" id="FooterLinkedIn" class="interstitialdesk" data-link="/interstitial-linkedin" href="https://www.linkedin.com/company/merrill-edge"><img width="22" height="20" border="0" src="/Publish/Content/image/png/GWMOL/ME-social-icon-LinkedIn-22x20.png" alt="LinkedIn popup" /></a></div> <div class="fl pr-15"><a name="FooterTwitter" id="FooterTwitter" class=" interstitialdesk" data-link="/interstitial-twitter" href="https://twitter.com/merrilledge"><img width="18" height="18" border="0" src="/Publish/Content/image/png/GWMOL/ME-social-icon-X-18x18.png" alt="X popup" /></a></div> <div class="fl pt-2"><a name="FooterYouTube" id="FooterYouTube" class=" interstitialdesk" data-link="/interstitial-youtube" href="https://www.youtube.com/user/MerrillEdge"><img width="20" height="14" border="0" src="/Publish/Content/image/png/GWMOL/ME-social-icon-YouTube-20x14.png" alt="YouTube popup" /></a></div> </div> </div> <div class="col col-4"> <div><h3>Unlimited $0 Trades</h3></div> <div class="w-180 lead-16 pb-5">With Merrill Edge Self‑Directed, get unlimited free online stock, ETF and option trades with no trade or balance minimums<span class="adahidden">Footer footnote </span><sup>b</sup></div> <div class="w-180 lead-16 pb-15">Options contracts and other fees may apply<span class="adahidden">Footer footnote </span><sup>a</sup> </div> <div class="pb-5"><a name="footerOAO2" id="footerOAO2" href="/global-oao" class="cta orange"><span>Open an account<span class="adahidden"> with Merrill Edge Self-Directed</span></span></a></div> </div> </div> </div>  <div class="site-footer-980"> <div class="txt-gray2">  <span class="adahidden">Footer footnote </span><strong><script type="text/javascript"> var tradeSUP = "a";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id=D6007>Other fees may apply. Free and $0 means there is no commission charged for these trades. $0 option trades are subject to a $0.65 per-contract fee. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill pricing, visit <a name="DiscPricing" id="DiscPricing" href="/pricing">our Pricing page</a>.</span> </div> </strong>  <span class="adahidden">Footer footnote </span><script type="text/javascript"> var tradeSUP = "b";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill waives its commissions for all online stock, ETF and option trades placed in a Merrill Edge<sup>®</sup> Self-Directed brokerage account. Brokerage fees associated with, but not limited to, margin transactions, special stock registration/gifting, account transfer and processing and termination apply. $0 option trades are subject to a $0.65 per-contract fee. Other fees and restrictions may apply. Pricing is subject to change without advance notice. <br/> <br/> For broker-assisted trades through Merrill Edge, you will be charged a fee equal to the lower of $29.95 or 5.00% of the principal amount of the transaction. Further, there are indirect fees, such as annual management and other similar fees, that are charged by the manager or sponsor of an exchange-traded fund and of a closed-end fund, as disclosed in the product's prospectus. </div>  <div class="txt-gray2"><strong>Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:</strong></div> <div class="gov-notice"> <table class="bold" role="presentation"> <tbody> <tr> <td style="text-align:center;">Are Not FDIC Insured</td> <td style="text-align:center;">Are Not Bank Guaranteed</td> <td style="text-align:center;">May Lose Value</td> </tr> <tr> <td style="text-align:center;">Are Not Deposits</td> <td style="text-align:center;">Are Not Insured by Any Federal Government Agency</td> <td style="text-align:center;">Are Not a Condition to Any Banking Service or Activity</td> </tr> </tbody> </table> </div> <p><strong>Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.</strong></p>  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6045"><strong>Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.</strong></span> </div>  <p><strong>The performance data contained herein represents past performance which does not guarantee future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted. For performance information current to the most recent month end, please contact us.</strong></p> <p>Net Asset Value (NAV) returns are based on the prior-day closing NAV value at 4 p.m. ET. NAV returns assume the reinvestment of all dividend and capital gain distributions at NAV when paid.</p> <p>Market price returns are based on the prior-day closing market price, which is the average of the midpoint bid-ask prices at 4 p.m. ET. Market price returns do not represent the returns an investor would receive if shares were traded at other times.</p> <p>Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. 10 year returns are provided for funds with greater than 10 years of history.</p> <p><strong><em>Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us.</em></strong></p> <p><strong>Expense Ratio</strong> – Gross Expense Ratio is the total annual operating expense (before waivers or reimbursements) from the fund's most recent prospectus. You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus.</p> <p>This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/Client_Relationship_Summary_CRS.pdf" target="_blank" name="FormCRS1" id="FormCRS1" rel="nofollow" >Client Relationship Summary (Form CRS) (PDF)</a>.</p>  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <SCRIPT>if(tradeSUP){ document.write(tradeSUP.sup()); }</SCRIPT> <span id="D6018">Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.</span> </div>   <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, <a href="javascript:void(0);" id="DiscSIPC" name="DiscSIPC" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/sipc-interstitial','','270','280px');return false;">Member Securities Investor Protection (SIPC)<span class="adahidden"> popup</span></a> and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp"). </div>  <p>Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation ("BofA Corp.").</p> <p>Merrill Lynch Life Agency Inc. (MLLA) is a licensed insurance agency and wholly owned subsidiary of BofA Corp.</p> </div> <div class="legal"> <div class="left mt-m" style="width: 77%;"> <a class="bookmark" name="Prvcy" id="Prvcy" target="_blank" href="https://www.ml.com/privacy-and-security-center/privacy-and-security.html">Privacy</a> | <a class="bookmark" name="Secrty" id="Secrty" target="_blank" href="/security-center">Security</a> | <a name="SiteMap" id="SiteMap" href="/site-map">Site Map</a> | <a name="Glossary" id="Glossary" href="/glossary">Glossary</a> | <a href="https://olui2.fs.ml.com/SVE/Pages/SoftwareRequirements.aspx?sgt=3" target="_blank" >Software Requirements</a> | <a class="bookmark" name="RteExcns" id="RteExcns" href="https://www.ml.com/legal.html#tag2" target="_blank">Routing & Executions</a> | <a class="bookmark" name="WebAccess" id="WebAccess" href="https://www.bankofamerica.com/accessible-banking/overview/" target="_blank">Accessible Banking</a> <br /> <a name="prModal" id="prModal" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/advertising-practices-modal','','430','600px');return false;" href="javascript:void(0);">Advertising Practices<span class="adahidden"> popup</span></a> | <a name="FormbLib" id="FormbLib" href="/forms-library">Forms & Applications</a> | <a class="bookmark" name="LegalInfo" id="LegalInfo" href="https://www.ml.com/legal.html" target="_blank">Legal Information</a> | <a class="bookmark" name="BizCntnty" id="BizCntnty" href="https://www.ml.com/privacy-and-security-center/business-continuity-planning.html" target="_blank">Business Continuity</a> | <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf" target="_blank" name="DepositAccount" id="DepositAccount" rel="nofollow" >Deposit Account & Money Fund Rates (PDF)</a> <br /> <a class="bookmark" name="NewsRm" id="NewsRm" href="https://newsroom.bankofamerica.com/" target="_blank">Bank of America Newsroom</a> | <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/Client_Relationship_Summary_CRS.pdf" target="_blank" name="FormCRS2" id="FormCRS2" rel="nofollow" >Client Relationship Summary (Form CRS) (PDF)</a> | <a href="javascript:void(0);" id="ot_CCPA_footer" class="ot-sdk-show-settings"></a> </div> <div class="right"> <div class="site-logo" data-widget="Site Logo" style="margin:10px 0;"> <a href="/" class="site-logo__img"> <span class="ada-hidden">Merrill A Bank of America Company</span> </a> <span class="site-logo__print"> <span class="ada-hidden">Merrill A Bank of America Company</span> </span> </div> </div> </div> <div class="copyrights txt-gray2"> <p>© 2024 Bank of America Corporation. 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}); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlLogo"}, null, null, $get("ctl00_ctl00_siteContent_cctlLogo")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlUtilityLinks"}, null, null, $get("ctl00_ctl00_siteContent_cctlUtilityLinks")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.GlobalQuote.GlobalQuoteControl, {"hoverQuoteSettings":"{\"Entitlements\":{},\"RUNs\":{\"RUN_Login\":\"https://olui2.fs.ml.com/login/login.aspx?sgt=3\",\"OSE_OAO\":\"/global-oao\"} }","instanceType":1,"isInlineToOtherPopup":false,"isJAWSSupported":true,"isSearchByCompanyNameEnabled":false,"requestTimeOut":7000,"searchLookupURL":"","stringResources":"{\"EnterSymbol\":\"Enter Symbol\",\"EnterSymbolCompanyName\":\"Enter Symbol or Company Name\",\"PleaseEnterSymbol\":\"Please enter a symbol\",\"PleaseEnterSymbolCompanyName\":\"Please enter a symbol or company name\",\"ErrorMessage\":\"There are no securities that match your search parameters.\",\"NoRecordsMessage\":\"We\u0027re sorry, but we\u0027re unable to retrieve data for this security.\",\"NoRecordsFound\":\"No Matches Found\"}","supportedInstrumentTypes":"[2,4,5,6,7,13,15]","webServicePath":"/m/cse/uiservices/PlatformControlService.asmx"}, null, null, $get("ctl00_ctl00_siteContent_globalHoverQuote")); }); Sys.Application.add_init(function() { $create(Sys.Extended.UI.TextBoxWatermarkBehavior, {"ClientStateFieldID":"ctl00_ctl00_siteContent_glQte__ClientState","WatermarkText":"Get Quote","id":"ctl00_ctl00_siteContent_glQte_ctl01"}, null, null, $get("ctl00_ctl00_siteContent_glQte_txtSymbol")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.AutoCompleteExtender, {"FirstColumnDataField":"Symbol","RunMode":0,"SecondColumnDataField":"Description","StringResources":"{\"SRES_AUTO_NORECORDS\":\"No matches found\",\"SRES_CLOSE\":\"Close\",\"SRES_AUTO_NORECORDS_DESC\":\"We did not find any matches for the information you entered. 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}); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ContextualGlossaryTermBehavior, {"Configuration":"{\u0027Width\u0027:\u0027\u0027,\u0027Height\u0027:\u0027\u0027, \u0027_iDsToDecorate\u0027:[]}","Data":"","VisibleCloseLink":true,"id":"ctl00_ctl00_siteContent_ContextualGlossaryTermExtender1"}, null, null, $get("ctl00_ctl00_siteContent_dvCGTContext")); }); Sys.Application.add_init(function() { $create(MerrillLynch.Application.Online.MicroSite.GlobalNavigation.RenderMenu, null, null, null, $get("ctl00_ctl00_siteContent_nmMEMenu")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.MegaNavMenu, {"ApplyNavigationMatrixRule":true,"MegaNavData":"","MegaNavMode":"Default","MegaNavTargetElements":"[{\"ElementId\":\"liMenu_ME_WHYEDGE\",\"NavDataId\":\"ME_WHYEDGE\"},{\"ElementId\":\"liMenu_ME_INVESTINGANDTRADING\",\"NavDataId\":\"ME_INVESTINGANDTRADING\"},{\"ElementId\":\"liMenu_ME_GUIDANCEANDRETIREMENT\",\"NavDataId\":\"ME_GUIDANCEANDRETIREMENT\"},{\"ElementId\":\"liMenu_ME_RESEARCH\",\"NavDataId\":\"ME_RESEARCH\"},{\"ElementId\":\"liMenu_ME_EDUCATION\",\"NavDataId\":\"ME_EDUCATION\"},{\"ElementId\":\"liMenu_ME_OPENANACCOUNT\",\"NavDataId\":\"ME_OPENANACCOUNT\"}]","MegaNavTargetMenuId":"siteNav","RenderMode":0,"hiddenMegaNavDataElements":"[]"}, null, null, $get("MegaNavMenu1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ecphL2HeaderZone\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","cphL2HeaderZone","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":true,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone1\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone1","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone2\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone2","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone3\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone3","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone4\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone4","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone8\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone8","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone9\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone9","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone10\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone10","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone11\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","location","phZone11","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"help-support","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_ME_Disclaimer","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003ehelp-support\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"type\" type=\"\" description=\"\"\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","help-support","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer"}, null, null, $get("ctl00_ctl00_siteContent_cctlDisclaimer")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlFooter"}, null, null, $get("ctl00_ctl00_siteContent_cctlFooter")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_ecmsWPRcctlSection_Tracking_Tags"}, null, null, $get("ctl00_ctl00_cctlSection_Tracking_Tags")); }); //]]> </script> </form> </body> </html>