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<!DOCTYPE HTML> <html xmlns="http://www.w3.org/1999/xhtml" lang="en-US" xml:lang="en-US"> <head> <meta charset="utf-8"/> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"/> <meta http-equiv="content-type" content="text/html; charset=UTF-8"/> <meta name="viewport" content="width=device-width, initial-scale=1"/> <title>Rewards Central</title> <meta name="title" content="Rewards Central "/> <meta name="description" content="Rewards Central "/> <meta name="keywords" content="Rewards Central "/> <meta name="robots" content="noindex, nofollow"/> <meta name="color-scheme" content="only light"/> <link rel="canonical"/> <link rel="icon" type="image/png" href="/etc.clientlibs/consumer-marketing/clientlibs/main/resources/images/favicon.ico"/> <link rel="preload" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography/resources/fonts/connections_regular-web.woff2" as="font" type="font/woff2" crossorigin="anonymous"/> <link rel="preload" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography/resources/fonts/connections_lightitalic-web.woff2" as="font" type="font/woff2" crossorigin="anonymous"/> <script type="text/javascript"> var APP = window.APP = window.APP || {}; APP.trackingSettings = { errorCode:'', pageType:'', subCampCodeServiceURL:'https://www.bankofamerica.com/home-loans-sales/getSubCampaignPhoneNumber?subCampCode=', cmPageName: 'RewardsCentralFC2023', enableSPA : 'false', listSPA: '', marketingcode: 'rewardscentral', subCampCodeEnabled : 'false', defaultSubCampCodeCTAText: 'Call', defaultSubCampcode: '', defaultPhoneNumber: '', cmCatID: 'Ent:Mkt:Multi', googleUA: 'd|UA-140232651-3,s|UA-140232651-2,p|UA-140232651-1', dartUrl: '', language: 'en-US', autoLoanRates: { apiLink: 'https://homeloans5.bankofamerica.com/rateboard/ratefeedautoloan/', state: '', defaultState: 'FL' }, chatID: '', chatLOB: '', chatMonitorType: 'yes', chatAccountType: '', dynamicCodes : [], glanceCodeEnabled : 'true', passAllParameters :'true', cheq :'', excludeTrackingCodes : 'cm_sp,cm_mmc', alloy: 'true', videoJS: '' }; </script> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-global.min.3b7f0dea8c34568267ce1e096ede3b3b.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography.min.66045c0bfcddc622f9cf10535ef4199e.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-components.min.f42b09839f5dd427817bd642e624acc4.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/consumer-marketing/clientlibs/main.min.45cfe42c5f1065df6cc5a487731d19de.css" type="text/css"> <script src="/etc.clientlibs/consumer-marketing/clientlibs/siteconfig.min.12d90aa851b3dab1026432f905fed5c0.js"></script> <script src="/etc.clientlibs/consumer-marketing/clientlibs/tealium.min.4d28584170d6fc03a91d2460f5c843cb.js"></script> </head> <body data-disclosures-subproject="preferredrewards" data-page-path="/content/consumer-marketing/preferredrewards/rewardscentral" id="consumer-landing-v2" class=" glance-enabled"> <a class="ada-skip" href="#main-content"> Skip to content </a>  <header class=" "> <div class="header responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="aem-wrap--modal aem-GridColumn aem-GridColumn--default--12"> <dialog id="modal" class="modal" tabindex="-1" aria-hidden="true" data-action="modal"> <div class="modal__content trap" role="document"> <div class="modal__nav"> <button id="Modal_Close" class="modal__close close t-track-close" data-modal-action="close" data-close="Close" data-popup="Popup" aria-label="Close Dialog Popup" autofocus><span aria-hidden="true">×</span></button> </div> <div class="modal__body--wrapper"> <div id="modal__exit" data-aria-label="You are now leaving a Bank of America website" class="modal__body modal__body--exit exit modal__align--left" data-white-list="bankofamerica.com,bankofamericastore.com,bettermoneyhabits.com,ml.com,ustrust.com,merrilledge.com,mymerrill.com,maps.google.com,bofaml.com,baml.com,itunes.apple.com,play.google.com,apps.apple.com,mortgage.bankofamerica.com,poshelp.bofamerchantservices.com,business.bofa.com,go.bofa.com,homeloans.bankofamerica.com,www.serviceLFSUS.com,info.bankofamerica.com,boa.newhomesource.com"> <div class="text" data-action="text" data-component-context="modal"><h1><span class="text-coolGray100">Important notice:</span></h1> <h2>You are now leaving a Bank of America website.</h2> <p><span class="horizontal-line"> </span></p> <p>By clicking <b>Continue</b> you will be taken to a website that is not affiliated with Bank of America and may offer a different privacy policy and level of security. 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Relationship-based ads and online behavioral advertising help us do that.</p> <p>Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit <a href="http://www.aboutads.info/choices/" target="_blank" rel="noopener noreferrer">YourAdChoices</a> powered by the Digital Advertising Alliance or through the <a href="https://www.networkadvertising.org/choices" target="_blank" rel="noopener noreferrer">Network Advertising Initiative's Opt-Out Tool</a>. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.</p> <p>To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the <a href="https://www.bankofamerica.com/privacy/online-privacy-notice.go?request_locale=en_US" target="_blank" rel="noopener noreferrer">Bank of America Online Privacy Notice</a> and our <a href="https://www.bankofamerica.com/privacy/faq/online-privacy-faq.go?request_locale=en_US" target="_blank" rel="noopener noreferrer">Online Privacy FAQs</a>.</p> </div> </div> </div> </dialog> </div> <div class="aem-wrap--tabbed-navigation aem-GridColumn aem-GridColumn--default--12"> <div class="tabbed-navigation header not-modal has-label" data-action="tabbedNavigation"> <div class="tabbed-navigation__wrapper"> <div class="tabbed-navigation__wrapper-split"> <a id="nav-_-logo" class="t-track-nav_logo t-track-custom-click navigation__brand" href="https://www.bankofamerica.com/" target="_blank" data-bactmln="Nav-_-Global_Head-_-BofAlogo" rel="noopener noreferrer"> <img class="tabbed-navigation__logo" src="/content/dam/consumer-marketing/global/BofA-logo.svg" alt="Bank of America Homepage"/> </a> </div> <a href="#" id="tabbed-navigation-menu" data-bactmln="tabbed-navigation-_-menu-_-collapsed" class="tabbed-navigation__menu-trigger t-track-custom-click menu-icon " aria-label="Open The Main Menu" data-menu-close="Close The Main Menu" data-menu-open="Open The Main Menu" aria-expanded="false" role="button"> <div class="menu-icon__box"> <div class="menu-icon__inner"></div> </div> </a> <span class="tabbed-navigation__sr-helper" aria-label="Menu Section, to use the menu please use the TAB key and Enter"></span> <div class="tabbed-navigation__cta--wrapper tabbed-navigation__cta-desktop"> <a id="tabbed-navigation664774350-_-en-espanol" class="cta cta__desktop t-track-cta__link cta--standard t-track-cta " href="https://promotions.bankofamerica.com/preferredrewards/rewardscentral/es.html" data-bactmln="tabbed-navigation-_-CTA-_-En-espanol_https://promotions.bankofamerica.com/preferredrewards/rewardscentral/es.html" aria-label="En español" target="_self" lang="es"> En español </a> </div> </div> <nav class="tabbed-navigation__links " aria-label="Main Menu"> <div class="tabbed-navigation__links-wrapper"> <ul> <li class="tabbed-navigation__link"><a href="#preferred-rewards-tile" aria-label="Preferred Rewards" id="tabbed-navigation_preferred-rewards" data-bactmln="tabbed-navigation-_-Hyperlink-_-preferred-rewards_#preferred-rewards-tile" class="t-track-body-copy-link">Preferred Rewards</a></li> <li class="tabbed-navigation__link"><a href="#customized-cash-rewards-card-tile" aria-label="Customized Cash Rewards Card" id="tabbed-navigation_customized-cash-rewards-card" data-bactmln="tabbed-navigation-_-Hyperlink-_-customized-cash-rewards-card_#customized-cash-rewards-card-tile" class="t-track-body-copy-link">Customized Cash Rewards Card</a></li> <li class="tabbed-navigation__link"><a href="#deals-and-offers" aria-label="Deals and offers" id="tabbed-navigation_deals-and-offers" data-bactmln="tabbed-navigation-_-Hyperlink-_-deals-and-offers_#deals-and-offers" class="t-track-body-copy-link">Deals and offers</a></li> <li class="tabbed-navigation__link"><a href="#my-rewards" aria-label="My Rewards" id="tabbed-navigation_my-rewards" data-bactmln="tabbed-navigation-_-Hyperlink-_-my-rewards_#my-rewards" class="t-track-body-copy-link">My Rewards</a></li> </ul> </div> <div class="tabbed-navigation__cta--wrapper tabbed-navigation__cta-mobile"> <a id="tabbed-navigation664774350-_-en-espanol" class="cta cta__desktop t-track-cta__link cta--standard t-track-cta " href="https://promotions.bankofamerica.com/preferredrewards/rewardscentral/es.html" data-bactmln="tabbed-navigation-_-CTA-_-En-espanol_https://promotions.bankofamerica.com/preferredrewards/rewardscentral/es.html" aria-label="En español" target="_self" lang="es"> En español </a> </div> </nav> </div> </div> </div> </div> </header> <main role="main" id="main-content" class=" "> <div class="root responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="aem-wrap--masthead aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-masthead-_-1419946691"> <section id="masthead" class="masthead masthead-1419946691 not-modal masthead--custom masthead--left masthead--hasOffer masthead--text-black"> <div class="container section__wrapper masthead__wrapper shallow"> <div class="masthead__section"> <div class="masthead__section-upper"> <h1 class="masthead__heading"> <span class="masthead__heading--lead"></span> <span class="masthead__heading--copy text-black text-medium">Ready for a rewarding relationship?</span> </h1> <div class="masthead__copy text" data-action="text" data-component-context="masthead"> When you bank with us, one of the ways we show our thanks is with rewards and deals. </div> </div> </div> </div> </section> </div> <style type="text/css"> @media screen and (max-width:642px) { .masthead-1419946691 { background-image: url(\2f content\2f dam\2f consumer-marketing\2fpreferredrewards\2frewardscentral\2fmasthead\2f cutassset_mobile_750x1280-flag.jpg); } } @media screen and (min-width:643px) { .masthead-1419946691 { background-image: url(\2f content\2f dam\2f consumer-marketing\2fpreferredrewards\2frewardscentral\2fmasthead\2f_CutAsset_tablet_1440x490.jpg); } } @media screen and (min-width:1024px) { .masthead-1419946691 { background-image: url(\2f content\2f dam\2f consumer-marketing\2fpreferredrewards\2frewardscentral\2fmasthead\2f_CutAsset_desktop_1440x490.jpg); } } </style></div> <div class="aem-wrap--content-tile aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-content-tile-_-1023877404"> <div id="preferred-rewards-tile" class="content-tile content-tile__left not-modal bg-white full-width"> <div class="content-tile__wrapper container"> <div class="row content-tile__row text-verCenter "> <div class="content-tile__img col-xs-12 col-sm-12 col-md-6"> <picture> <source media="(min-width: 1068px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Preferred_Rewards_desktop-tablet-2024-790x540.png"/> <source media="(min-width: 640px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Preferred_Rewards_desktop-tablet-2024-790x540.png"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Preferred_Rewards_mobile-2024-375x290.png"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Preferred_Rewards_mobile-2024-375x290.png 375w, /content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Preferred_Rewards_desktop-tablet-2024-790x540.png 640w, /content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Preferred_Rewards_desktop-tablet-2024-790x540.png 1068w" alt="On his tablet, a customer checks his Preferred Rewards, named "America's Best Loyalty Program 2023" by Newsweek and Statista."/> </picture> </div> <div class="content-tile__column"> <div class="content-tile__icon icon__black text-black"> <span class="uc-icon icon__black text-black" aria-hidden="true"></span> </div> <h2 class="content-tile__title"> <span class="content-tile__title--copy text-black text-medium">Preferred Rewards</span> </h2> <div class="content-tile__copy col-xs-12 text" data-action="text" data-component-context="content-tile"> <p>As a Bank of America Preferred Rewards member, you can enjoy many exclusive benefits and pricing discounts, all designed around the ways you save, spend and borrow with Bank of America and invest with Merrill.<sup data-disclosureid="rewardscentral-disclosure1a/master" data-disclosuretype="number"><a href="#disclosure-43414678" aria-label="Footnote 1">1</a></sup> When your balances work together, you can maximize the rewards you earn.<sup data-disclosureid="rewardscentral-disclosure1/master" data-disclosuretype="number"><a href="#disclosure-1587277225" aria-label="Footnote 2">2</a></sup></p> </div> <div class="content-tile__cta"> <a id="content-tile309663140-_-take-a-look" class="cta cta__desktop t-track-cta__link cta--blue t-track-cta " href="https://promotions.bankofamerica.com/preferredrewards/en.html" data-bactmln="content-tile-_-CTA-_-Take-a-look_https://promotions.bankofamerica.com/preferredrewards/en.html" aria-label="Take a look" target="_blank" lang="en" rel="noopener noreferrer"> Take a look </a> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--content-tile aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-content-tile-_-1678167115"> <div id="customized-cash-rewards-card-tile" class="content-tile content-tile__right not-modal bg-white full-width"> <div class="content-tile__wrapper container"> <div class="row content-tile__row text-verCenter "> <div class="content-tile__column"> <div class="content-tile__icon icon__black text-black"> <span class="uc-icon icon__black text-black" aria-hidden="true"></span> </div> <h2 class="content-tile__title"> <span class="content-tile__title--copy text-black text-medium">Customized Cash Rewards Card<sup data-disclosureid="rewardscentral-disclosure2/master" data-disclosuretype="number"><a href="#disclosure-964879736" aria-label="Footnote 3">3</a></sup></span> </h2> <div class="content-tile__copy col-xs-12 text" data-action="text" data-component-context="content-tile"> <ul> <li>Earn 3% cash back in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings, and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in these combined purchases each quarter.</li> <li>Earn unlimited 1% cash back on all other purchases.</li> </ul> </div> <div class="content-tile__cta"> <a id="content-tile149193188-_-learn-more" class="cta cta__desktop t-track-cta__link cta--blue t-track-cta " href="https://promo.bankofamerica.com/customizedrewards" data-bactmln="content-tile-_-CTA-_-Learn-more_https://promo.bankofamerica.com/customizedrewards" aria-label="Learn more" target="_blank" lang="en" rel="noopener noreferrer"> Learn more </a> </div> <div class="content-tile__legalCopy text" data-action="text" data-component-context="content-tile"> <p>For additional credit card options, visit <a href="https://www.bankofamerica.com/credit-cards/" title="https://www.bankofamerica.com/credit-cards/" target="_blank" rel="noopener noreferrer">bankofamerica.com/credit-cards</a></p> </div> </div> <div class="content-tile__img col-xs-12 col-sm-12 col-md-6"> <picture> <source media="(min-width: 1068px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Customized_Cash_Rewards_Card_desktop-tablet-0823_790x540.jpg"/> <source media="(min-width: 640px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Customized_Cash_Rewards_Card_desktop-tablet-0823_790x540.jpg"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Customized_Cash_Rewards_Card_mobile-0823_375x290.jpg"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Customized_Cash_Rewards_Card_mobile-0823_375x290.jpg 375w, /content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Customized_Cash_Rewards_Card_desktop-tablet-0823_790x540.jpg 640w, /content/dam/consumer-marketing/preferredrewards/rewardscentral/c08/C08_Customized_Cash_Rewards_Card_desktop-tablet-0823_790x540.jpg 1068w" alt="Using Bank of America Credit Card"/> </picture> </div> </div> </div> </div> </div></div> <div class="aem-wrap--tiles aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-tiles-_-1152467817"> <section id="deals-and-offers" class="tiles tiles--bg-gray not-modal hasHeading" data-action="tiles"> <div class="container section__wrapper tiles__wrapper"> <h2 class="tiles__heading text-black text-medium ">Deals and offers</h2> <div class="row tiles__row tiles__row--center"> <div class="tiles__item tiles__item--two"> <div class="tiles__media large-image"> <picture> <source media="(min-width: 1068px)"/> <source media="(min-width: 640px)"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c54/141118_Christian_Kozowyk_07_0198-600x346.jpg"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c54/141118_Christian_Kozowyk_07_0198-600x346.jpg 375w, 640w, 1068w" alt="Person using cell phone"/> </picture> </div> <div class="tiles__content "> <h3 class="tiles__subHeading text-black">BankAmeriDeals®</h3> <div class="tiles__copy text" data-action="text" data-component-context="tiles"> <p>Looking for an array of deals from your favorite stores, restaurants and more? Log on to the Mobile Banking<sup data-disclosureid="rewardscentral-disclosure3/master" data-disclosuretype="number"><a href="#disclosure-777930599" aria-label="Footnote 4">4</a></sup> app or Online Banking and check out BankAmeriDeals®.<sup data-disclosureid="rewardscentral-disclosure4/master" data-disclosuretype="number"><a href="#disclosure-1774226362" aria-label="Footnote 5">5</a></sup><br> </p> </div> <div class="tiles__cta"> <a id="tile5780565-_-log-in" class="cta cta__desktop t-track-cta__link cta--blue t-track-cta " href="https://www.bankofamerica.com/deeplink/redirect.go?target=deals_newest&screen=Deals:Entry&SortedBy=Newest&version=7.1.0" data-bactmln="tile-_-CTA-_-Log-in_https://www.bankofamerica.com/deeplink/redirect.go?target=deals_newest&screen=Deals:Entry&SortedBy=Newest&version=7.1.0" aria-label="Log in" target="_blank" lang="en" rel="noopener noreferrer"> Log in </a> </div> </div> </div> <div class="tiles__item tiles__item--two"> <div class="tiles__media large-image"> <picture> <source media="(min-width: 1068px)"/> <source media="(min-width: 640px)"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c54/BofA_Starbucks_BAAM1370100_Shot_13_Select_27-600x346.jpg"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/preferredrewards/rewardscentral/c54/BofA_Starbucks_BAAM1370100_Shot_13_Select_27-600x346.jpg 375w, 640w, 1068w"/> </picture> </div> <div class="tiles__content "> <h3 class="tiles__subHeading text-black">Your Starbucks® run just got more rewarding</h3> <div class="tiles__copy text" data-action="text" data-component-context="tiles"> <p>Earn 2% Cash Back, plus one Bonus Star per $2 spent on qualifying purchases, when you link, and pay with your eligible Bank of America® credit or debit card in the Starbucks® app.<sup data-disclosureid="rewards-central-starbucks/master" data-disclosuretype="number"><a href="#disclosure-1817676362" aria-label="Footnote 6">6</a></sup></p> </div> <div class="tiles__cta"> <a id="tile983742553-_-get-started" class="cta cta__desktop t-track-cta__link cta--blue t-track-cta " href="https://promotions.bankofamerica.com/starbucks?cm_sp=ESZ-EnterpriseSales-_-Starbucks-_-ES38LT0007_FCRewardsLP_Starbucks" data-bactmln="tile-_-CTA-_-Get-started_https://promotions.bankofamerica.com/starbucks?cm_sp=ESZ-EnterpriseSales-_-Starbucks-_-ES38LT0007_FCRewardsLP_Starbucks" target="_blank" lang="en" rel="noopener noreferrer"> Get started </a> </div> </div> </div> </div> </div> </section> </div> </div> <div class="aem-wrap--cta-banner aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-cta-banner-_-275477731"> <section id="my-rewards" class="secondary-cta not-modal secondary-cta--flagscape-red color-reverse "> <div class="container section__wrapper secondary-cta__wrapper"> <h2 class="secondary-cta__heading text-white text-small">See all your rewards in one place or open an account to get started</h2> <div class="secondary-cta__cta-container"> <a id="cta-banner1077483052-_-visit-my-rewards" class="cta cta__desktop t-track-cta__link cta--white t-track-cta " href="https://www.bankofamerica.com/deeplink/redirect.go?target=myrwrds&screen=MyRewards:Home&version=7.9.0" data-bactmln="cta-banner-_-CTA-_-Visit-My-Rewards_https://www.bankofamerica.com/deeplink/redirect.go?target=myrwrds&screen=MyRewards:Home&version=7.9.0" aria-label="Visit My Rewards" target="_blank" lang="en" rel="noopener noreferrer"> Visit My Rewards </a> <a id="cta-banner494427737-_-open-an-account" class="cta cta__desktop t-track-cta__link cta--white t-track-cta " href="https://promo.bankofamerica.com/hp-oaa2/" data-bactmln="cta-banner-_-CTA-_-Open-an-account_https://promo.bankofamerica.com/hp-oaa2/" aria-label="Open an account" target="_blank" lang="en" rel="noopener noreferrer"> Open an account </a> </div> <div class="secondary-cta__copy text-black"></div> </div> </section> </div> </div> </div> </div> </main> <footer role="contentinfo"> <div class="footer responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="aem-wrap--footer aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-disclosures-_-1474270507"> <div class="disclosures not-modal disclosures--gray"> <div class="disclosures__wrapper">   <div class="disclosures__list"> </div>  <div class="disclosures__list"> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-43414678" tabindex="-1" aria-label="Footnote 1">1</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="1158601223"><p>Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, <a href="https://nam02.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.sipc.org%2F&data=05%7C01%7Cevan.mariani%40groupeconnect.com%7C57dba405d3dd488a70c308db2a25747b%7Cd52c9ea17c2147b182a333a74b1f74b8%7C0%7C0%7C638150112600514579%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=jh77Zhx%2FnKDa1D5%2By2WaTzKhhN8%2FV9rpf9H%2Fc0XMTxY%3D&reserved=0" target="_blank" aria-label="member SIPC" rel="noopener noreferrer">Member SIPC</a> and a wholly owned subsidiary of BofA Corp.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-1587277225" tabindex="-1" aria-label="Footnote 2">2</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="2081754611"><p><b>Preferred Rewards Program Eligibility</b>: You can enroll, and maintain your membership, in the Bank of America Preferred Rewards program if you have an active, eligible personal checking account with Bank of America® and maintain the balance required for one of the balance tiers. The balance tiers are $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier, $1,000,000 for the Diamond tier and $10,000,000 for the Diamond Honors tier. Balances include your combined, qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill investment accounts (such as Cash Management Accounts, 529 Plans). You can satisfy the combined balance requirement for enrollment with either:</p> <ul> <li><p>a three-month combined average daily balance in your qualifying deposit and investment accounts, or</p> </li> <li><p>a current combined balance, provided that you enroll at the time you open your first eligible personal checking account and satisfy the balance requirement at the end of at least one day within 30 days of opening that account.</p> </li> </ul> <p>After enrollment you must maintain the three-month combined average daily balance to stay in the program. Refer to your <a href="https://www.bankofamerica.com/deposits/resources/personal-schedule-fees.go" target="_blank" rel="noopener noreferrer">Personal Schedule of Fees</a> for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Bank of America Private Bank clients qualify to enroll in the Diamond Tier regardless of balance, and may qualify for the Diamond Honors tier based on their qualifying Bank of America, Merrill and Private Bank balances. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. For details on Bank of America employee qualification requirements, please call Employee Financial Services or, refer to the Bank of America intranet site. Employees of companies participating in the Bank of America Employee Banking and Investing Program may be eligible to participate on customized terms. Refer to <a href="https://promo.bankofamerica.com/cebi-disclosures" target="_blank" rel="noopener noreferrer">CEBI Program</a> for details. </p> <p>This prestigious award is presented by Newsweek and Statista, Inc. The <a href="https://www.newsweek.com/rankings/americas-best-loyalty-programs-2024" target="_blank">2024 ranking of America’s Best Loyalty Programs </a>was compiled based on the results of an independent survey of more than 4,000 U.S. customers who are members of loyalty programs of retailers or service providers in the United States. Customers were given the opportunity to evaluate various loyalty programs: in total around 17,900 evaluations were collected. Loyalty programs were defined as all reward programs that provided the customer with a benefit when purchasing or using the products or services of the associated brands. The survey was conducted on retailers and service providers from 41 categories, providing results for a broad spectrum of loyalty programs in traditional retail, online retail, and service segments. The awarded loyalty programs each received an above average overall score. <a href="https://d.newsweek.com/en/file/469281/ablp-2024-methodology.pdf" target="_blank" rel="noopener noreferrer">Learn more about methodology</a> at Newsweek. Rankings and recognition from Newsweek are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-964879736" tabindex="-1" aria-label="Footnote 3">3</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="1520209727"><p>For information about rates, fees, other costs and benefits associated with the use of the credit card, please click on Apply now and refer to the disclosures accompanying the online credit application. Credit card programs are issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A., Inc. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned and operated by and used with permission of EMVCo., LLC.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-777930599" tabindex="-1" aria-label="Footnote 4">4</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="2104330352"><p><b>Mobile Banking.</b> Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-1774226362" tabindex="-1" aria-label="Footnote 5">5</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="497777113"><p><b>BankAmeriDeals</b>: You must be enrolled in Online Banking or Mobile Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® debit or credit card or Merrill credit card. Earned cash back will be credited into an eligible consumer deposit or credit account within 30 days following redemption. Data connection required. Wireless carrier fees may apply.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-1817676362" tabindex="-1" aria-label="Footnote 6">6</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="1996198283"><p>Benefits pursuant to this offer are limited to individuals who (a) are an Eligible Bank of America Customer, as defined herein, and are a U.S. Starbucks Rewards program member and (b) have linked their Bank of America® or Merrill Lynch® card and their Starbucks Rewards account (a “Linked Card”).<br/> <br/> <b>Bank of America Eligibility:</b> To access this offer, you must be enrolled in Online Banking or Mobile Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® consumer or small business debit or credit card or Merrill Lynch® credit card (“<b>Eligible Bank of America Customer</b>”). Most Bank of America consumer and small business debit and credit cards and Merrill Lynch<sup>®</sup> credit cards (“<b>Bank of America® or Merrill Lynch® Card</b>”) are eligible for this offer <b>except</b> ATM-only cards, Credit Purchasing Card (P-Card), Travel/Corporate Card, Fleet Card, Prepaid Payroll & Incentive Card, all healthcare account products - HSA/FSA Health Reimbursement/Flexible Spending, HELOC - Home Equity Line of Credit accounts, Small Business employee cards, non-profits & corporate liability card holders and Merrill Lynch CMA deferred debit cards. This list is subject to change at any time. </p> <p><b>Star Offer on Starbucks purchases:</b> <b> Eligible Bank of America Customers</b> with a Linked Card will earn 1 Bonus Star per $2 USD (excluding dollars spent toward taxes and tips) of <b>Qualifying Purchases</b>.<br/> <br/> <b>Cash Back Offer:</b> Linked Card members will earn 2% Cash Back on the full purchase price of every <b>Qualifying Purchase</b> and other Starbucks products purchased in the same transaction at Participating Starbucks Stores. <b>2% Cash Back</b> is in addition to any base rewards earned from credit card account rewards programs. Debit and non-rewards credit cards will earn 2% Cash Back. Earned cash back will be credited into an <b>Eligible Bank of America Customer’s</b> deposit or credit account within 30 days following redemption. Not all Starbucks stores can accept credit and debit card payments made through the Starbucks mobile or web application and therefore do not have the ability to award Cash Back on purchases. Read the FAQs on this page to <a href="https://promotions.bankofamerica.com/starbucks#faqs" target="_blank" rel="noopener noreferrer">learn more</a>.</p> <p><b>“Qualifying Purchase”</b> means any purchase made with a Linked Card and paid through the Starbucks mobile or web application. Qualifying Purchases include registered Starbucks Card reloads, purchases of food, beverages, packaged coffee, and/or merchandise at participating Starbucks stores, excluding purchases of alcoholic beverages, Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”). <b>“Participating Starbucks Stores” </b>are Starbucks locations where a Starbucks Rewards program member can earn Stars (as defined in the <a href="https://www.starbucks.com/rewards/terms/" target="_blank">Starbucks Rewards Terms of Use</a>) and Cash Back. Not all Starbucks stores have the ability to award Stars and Cash Back. Purchases made with a Linked Card outside of the Starbucks Rewards mobile or web application are not <b>Qualifying Purchases </b>and are not eligible for Bonus Stars or the Cash Back Offer.<br/> <br/> <b>Additional terms:</b><br/> The Starbucks Rewards program is governed by the Starbucks Rewards <a href="https://www.starbucks.com/terms/starbucks-terms-of-use/" target="_blank" rel="noopener noreferrer">Terms of Use</a> and Starbucks Privacy Policy, which are incorporated by reference. For more information visit <a href="https://www.starbucks.com/rewards" target="_blank" rel="noopener noreferrer">www.starbucks.com/rewards</a>.<br/> <br/> Cash Back Offer is part of the BankAmeriDeals® program and all program rules apply. For more information, please read the <a href="https://www.bankofamerica.com/online-banking/service-agreement.go?request_locale=en_US" target="_blank" rel="noopener noreferrer">program terms of use</a>.<br/> </p> <p>You may un-link your Linked Card and your Starbucks Rewards account at any time. Read the FAQs on this page to <a href="https://promotions.bankofamerica.com/starbucks#faqs" target="_blank" rel="noopener noreferrer">learn more</a>.</p> <p>Offer(s) subject to change, and may be modified, suspended, or terminated at any time without notice. Offers void where prohibited by law. Other restrictions may apply. Determinations of eligibility are made in Starbucks and Bank of America’s sole discretion. Starbucks and Bank of America reserve the right to review and investigate all offer activities, and to suspend accounts or remove Stars and Cash Back for suspected abuse, violation of terms, or fraud.<br/> <br/> Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p> <p>Starbucks and the Starbucks logos are registered trademarks of Starbucks Corporation.</p> </div> </div> </div> <div class="disclosures__item disclosures__item--generic text" data-action="text" data-component-context="disclosures"> </div>   <div class="disclosures__item disclosures__item--generic text" data-action="text" data-component-context="disclosures"> </div>  </div> </div> </div></div> <div class="aem-wrap--footer aem-GridColumn aem-GridColumn--default--12"> <div class="footer not-modal "> <div class="container section__wrapper footer__wrapper"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="footer-content aem-GridColumn aem-GridColumn--default--12"> <div class="footer_wrapper not-modal" data-action="footer"> <div class="footer__boalogo"> <a id="footer-_-logo" class="t-track-footer_link t-track-link-click" target="_blank" href="https://www.bankofamerica.com" data-bactmln="Footer-_-Click_Content-_-logo" rel="noopener noreferrer"> <img src="/content/dam/consumer-marketing/global/BofA-logo.svg" role="img" alt="Bank of America Logo"/> </a> </div> <div class="footer__copy text" data-action="text" data-component-context="footer"><div class="footer__bottom"> <span class="footer__privacy">|</span> <a class="footer_link" rel="noopener noreferrer" id="Footer_PrivacySecurity" data-bactmln="Footer-_-Click_Content-_-privacysecurity" href="https://www.bankofamerica.com/security-center/privacy-overview/" target="_blank" aria-label="Privacy opens in a new browser tab or window">Privacy</a> | <a id="Footer_Security" rel="noopener noreferrer" href="https://www.bankofamerica.com/security-center/overview/" target="_blank" aria-label="Security opens in a new browser tab or window">Security</a> | <a id="Footer_AdPractices" rel="noopener noreferrer" href="#" aria-label="Advertising Practices opens in a modal dialog" class="show__modal footer_link" data-bactmln="Footer-_-Click_Content-_-adpractices" target="modal" data-modal-target="advertising">Advertising Practices</a> | <a class="footer_link" rel="noopener noreferrer" data-bactmln="Footer-_-Click_Content-_-childrensprivacy" href="https://www.bankofamerica.com/online-banking/childrens-privacy-policy/" target="_blank" aria-label="Children's Privacy opens in a new browser tab or window">Children's Privacy</a> | <a id="launchOtPc" rel="noopener noreferrer" class="ot-sdk-show-settings t-track-body-copy-link" href="#" data-bactmln="Footer-_-Click_Content-_-CA-Opt-Out-Preferences" aria-label="Your Privacy Choices opens in a modal dialog" data-aaclickevent="true">Your Privacy Choices</a><span class="uc-icon-optout-policy"></span> | <a href="#" id="cobrowse" class="browse-with-specialist link-bind--livelook spa-prevent-default-click" aria-label="Browse with Specialist link, will open in a modal">Browse with Specialist</a><br/> Bank of America, N.A. 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