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17.9996V0.24707H82.4469V3.25757H73.926V7.71257H81.2828V10.6016H73.926V14.9846H82.6708V17.9996H70.3842Z" fill="currentColor"></path><path d="M88.7872 17.9996H85.2947V0.24707H88.5633L97.1111 11.4746V0.24707H100.631V17.9996H97.9798L88.7872 6.20057V17.9996Z" fill="currentColor"></path><path d="M113.831 13.2932H107.759L106.129 18.0002H102.511L108.901 0.198242H113.186L119.455 18.0002H115.514L113.831 13.2932ZM110.884 3.60924L108.556 10.5302H113.087L110.884 3.60924Z" fill="currentColor"></path></svg><p class="_1m3quf82 fck75q2">Sarjat. 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0 0 1 .01-12.1m0-5a11.04 11.04 0 1 0 0 22.09 11.04 11.04 0 0 0 0-22.09zM34.38 34.97v6.94h-5.43V20.96h8.67c1.82 0 3.71.34 5.31 1.88 1.63 1.57 1.95 3.33 1.95 5.09 0 1.66-.22 3.61-1.85 5.22-1.63 1.6-3.58 1.82-5.22 1.82h-3.43zm0-4.4h1.82c.57 0 1.63-.06 2.29-.66.66-.57.69-1.42.69-1.92 0-.57-.06-1.32-.63-1.89-.63-.66-1.63-.75-2.32-.75h-1.86v5.22zM53.66 34.97v6.94h-5.44V20.96h8.67c1.82 0 3.71.34 5.31 1.88 1.63 1.57 1.95 3.33 1.95 5.09 0 1.66-.22 3.61-1.86 5.22-1.63 1.6-3.58 1.82-5.22 1.82h-3.41zm0-4.4h1.82c.57 0 1.63-.06 2.29-.66.66-.57.69-1.42.69-1.92 0-.57-.06-1.32-.63-1.89-.63-.66-1.63-.75-2.33-.75h-1.85v5.22zM72.94 20.96v20.96H67.5V20.96h5.44zM76.39 41.91l3.55-20.96h5.37l4.24 11.18 4.49-11.18h5.44l3.14 20.96h-5.43l-1.54-12.07-5.06 12.07h-2.17l-4.84-12.07-1.79 12.07h-5.4zM111.5 20.96v20.96h-5.43V20.96h5.43zM115.89 41.91V20.96h5.43l9.02 11.82V20.96h5.43v20.96h-5.43l-9.02-11.82v11.82h-5.43zM153.72 25.57h-8.47v3.49h8.13v4.62h-8.13v3.61h8.47v4.62h-13.91V20.96h13.91v4.61zM157.63 41.91V20.96h5.44l9.02 11.82V20.96h5.44v20.96h-5.44l-9.02-11.82v11.82h-5.44z"/></svg> </a> </div> </div> </div> </div> <nav aria-labelledby="aria-mega-menu" class="js-ydd-mega-menu ydd-mega-menu border-b border-gray-10 overflow-hidden"> <details class="group/details max-w-ram mx-auto"> <summary class="cursor-pointer flex group/summary p-16 pointer-events-none relative select-none summary-reset"> <div class="flex truncate"> <div class="ydd-mega-menu__header-background absolute bg-gray-5"></div> <a href="/web/20240414153700/https://yle.fi/aihe/oppiminen" class="ydd-mega-menu__pill bg-light border border-gray-10 flex-none focus-bg-fill mr-8 pointer-events-auto rounded-4xl text-turquoise-80" id="aria-mega-menu">Oppiminen</a> <div class="ydd-mega-menu__pill bg-gray-5 border border-gray-10 flex items-center max-w-cod pointer-events-auto truncate rounded-4xl"> <span class="text-gray-60 truncate">Valikko</span> <span class="group-focus/summary:bg-red-60 group-focus/summary:text-lock-white 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class="mb-24 px-16 ram:px-0"> <h1 class="ydd-article-headline" itemprop="headline"> <span>Peruskoulu maksaa 10 000 euroa vuodessa, erikoissairaanhoito yli 1000 euroa vuorokaudessa – palvelujen todelliset hintalaput yllättävät</span> </h1> <div class="flex items-center"> <div class="bg-yellow-50 inline-flex flex-shrink-0 items-center p-11 pb-5 pt-5 mr-8 rounded-4xl"> <span class="leading-none mr-8 text-lock-black"> <div class="size-14 [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <span class="text-lock-black text-xs">Vuodelta 2023</span> </div> <span class="text-gray-60 text-xs" property="dc:date dc:created" content="2023-03-18T11:00:25+02:00" datatype="xsd:dateTime" rel="sioc:has_creator"> <span class="published" itemprop="datePublished" content="2023-03-18T11:00:25+02:00">Julkaistu 18.03.2023 11:00.</span> <span class="updated" itemprop="dateModified" content="2023-03-20T10:17:07+02:00">Päivitetty 20.03.2023 10:17.</span> </span> </div> </div> <div class="mb-16"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Graafinen kuvituskuva peruskoulun pulpetista, jossa on hintalappu 9975 euroa." itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2163,h_1217,c_crop,x_114,y_198/w_700/v1678261493/39-108225864083bf3c83e3.jpg" data-yle-id="39-108225864083bf3c83e3" data-crop-coords="w_2163,h_1217,c_crop,x_114,y_198" data-image-width="2163" data-image-version="1678261493" data-copyright="Mikko Lehtola / Yle, pulpetin 3d-malli: barism09 / Sketchfab" data-caption="" data-ydd-modal-src="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_2163,h_1217,c_crop,x_114,y_198/w_2163/w_1400,h_1400,c_fit/v1678261493/39-108225864083bf3c83e3.jpg" data-ydd-modal-width="1400" data-ydd-modal-height="788" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 2163 1217'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='2163' height='1217'%3E%3Cimage href='data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAKCAIAAAAy3EnLAAAACXBIWXMAAA7EAAAOxAGVKw4bAAAA8ElEQVQYlTWRy21dMRQD+ZPcfzFBikhFuVc69OLZXJMYYMg/f/8RkBQpznJWlhPZJKc9d57zPs/zvO85JyJJEECLmfLOUBdFSxVFhy0BERKTJRRs2emdOy+OYMuWXLEFW7EWC2WvtO29PXfu23vblnKsRA5sUhZBqczeq515e+8H8L/3FECCtbi/xM1EiqkBs/eamYvinr4EWwxQFITFsUCrduVSSdIZtVzDuReFLdT22jv7S3szG14/AytlWbIglWzMFWA7iddyFn/bBSMaLENS8mqHhURL+XUFqeDHZUgClEhKWQBESrI+IaGfk4q23xpImtbn/5HBAAAAAElFTkSuQmCC' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="2163" height="1217"> <meta itemprop="url" content="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2163,h_1217,c_crop,x_114,y_198/w_700/v1678261493/39-108225864083bf3c83e3.jpg"> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20240414153700im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_2163,h_1217,c_crop,x_114,y_198/w_400/v1678261493/39-108225864083bf3c83e3.jpg" alt="Graafinen kuvituskuva peruskoulun pulpetista, jossa on hintalappu 9975 euroa."/></noscript> <figcaption class="ydd-image__captions text-xs pl-16 ram:pl-0 pt-8"> <div class="text-gray-60" itemprop="copyrightHolder">Kuva: Mikko Lehtola / Yle, pulpetin 3d-malli: barism09 / 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Oppilaan vuosi peruskoulussa maksaa yhteiskunnalle lähes 10 000 euroa, oppilaalle oppi on ilmaista. Keräsimme esimerkkejä koulutuksen sekä sosiaali- ja terveyspalvelujen todellisista hinnoista.</p> <h2 class="ydd-heading-small">Koulutuksen maksaa yhteiskunta</h2><p>Suomessa opiskeleminen on aina korkeakouluun asti ilmaista – opiskelijalle. Oppivelvollisuus jatkuu siihen asti, kun opiskelija täyttää 18 vuotta ja ensimmäisen tutkinnon suorittaminen on maksutonta. Oppivelvollisuutta edeltävänä vuonna lapset saavat esiopetusta, joka sekin on maksutonta.</p><p>Yhteiskunnalle opiskeleminen millä tahansa koulutusasteella <a class="link" href="https://web.archive.org/web/20240414153700/https://www.oph.fi/fi/uutiset/2022/koulutuksen-kustannukset-jatkavat-kasvuaan-kustannukset-nousivat-merkittavasti-vuonna">maksaa useita tuhansia euroja</a>.</p><div class="ydd-table js-ydd-table"><table><caption>Esimerkkejä koulutuksen kustannuksista</caption><tbody><tr><th>Koulutus</th><th>Sinä maksat</th><th>Yhteiskunta maksaa (€) 2021</th></tr><tr><td>Esiopetus</td><td>Et mitään</td><td>6713 /vuosi</td></tr><tr><td>Peruskoulu</td><td>Et mitään</td><td>9975 /vuosi</td></tr><tr><td>Lukio</td><td>Et mitään</td><td>8535 /vuosi</td></tr><tr><td>Ammatillinen koulutus</td><td>Et mitään</td><td>10 665 /vuosi</td></tr><tr><td>Yliopisto</td><td>Et mitään</td><td>8887 /vuosi</td></tr><tr><td>Kirjasto</td><td>Et mitään</td><td>4,3 /laina</td></tr></tbody></table></div><p><em>Taulukon tiedot: Opetushallitus, Tilastokeskus, Suomen yleisten kirjastojen tilastot.</em></p><h2 class="ydd-heading-small">Terveydenhoidon asiakasmaksut kattavat vain pienen osan todellisista kuluista</h2><p>Opetus- ja kultuuriministeriön hallinnonalaan kuuluva koulutus on iso menoerä valtion budjetissa. Sitäkin suuremman osan lohkaisee sosiaali- ja terveystoimi, jonka asiakkaina käytännöllisesti katsoen kaikki suomalaiset ovat jossakin elämänsä vaiheessa.</p><p>Kun saat terveyskeskuksen hammaslääkärikäynnistä reilun kympin laskun ja sairaalan vuodeosastohoidosta viidenkympin laskun per päivä, niin tiedätkö oikeat kustannukset? Molempien hinta on todellisuudessa <a class="link" href="https://web.archive.org/web/20240414153700/https://julkaisut.valtioneuvosto.fi/handle/10024/162466">huomattavasti suurempi</a>.</p><p>Yhteiskunnalle näiden hoitojen hinta on yli viisinkertainen: hammaslääkärikäynti maksaa keskimäärin 86 euroa/käynti ja vuodeosastohoito 317 euroa/vuorokausi.</p><p>Fyysisessä erikoissairaanhoidossa ero asiakkaan hintalapun ja yhteiskunnan hintalapun välillä pomppaa jo yli tuhanteen euroon vuorokaudelta.</p><h2 class="ydd-heading-small">Kalleinta on tehohoito</h2><p>Koronan aikana seurattiin tiiviisti tehohoidossa olevien potilaiden määrää. Tehohoidossa potilasta seurataan tarkasti, hoidetaan lääkkeillä, hoitolaitteilla (esim. hengityslaitehoito tai munuaisten korvaushoito), sekä erilaisilla toimenpiteillä tai leikkaushoidolla.</p><p>Tehohoitoa vaativat joskus myös pienet lapset, usein vastasyntyneet. Tehohoidon kustannukset yhteiskunnalle ovat suurimmillaan tuhansia euroja vuorokaudessa.</p><div class="ydd-article-image ydd-article-image--normal mb-32 ml-12 mr-12 mt-32 relative"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Mari Minkkinen esittelee ultraäänikuvia" itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_5472/w_700/v1636551594/39-878053618bc2754e979.jpg" data-yle-id="39-878053618bc2754e979" data-crop-coords="w_5472" data-image-width="5472" data-image-version="1636551594" data-copyright="Matias Väänänen / Yle" data-caption="Ultraäänikuvia sikiöstä." data-ydd-modal-src="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_5472/w_1400/w_1400,h_933,c_fit/v1636551594/39-878053618bc2754e979.jpg" data-ydd-modal-width="1400" data-ydd-modal-height="933" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 5472 3648'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='5472' height='3648'%3E%3Cimage href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="5472" height="3648"/> <meta itemprop="url" content="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_5472/w_700/v1636551594/39-878053618bc2754e979.jpg"/> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20240414153700im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_5472/w_400/v1636551594/39-878053618bc2754e979.jpg" alt="Mari Minkkinen esittelee ultraäänikuvia"/></noscript> <figcaption class="ydd-image__captions text-xs pt-8"> <span class="sr-only">Kuvateksti</span> <span class="text-gray-70" itemprop="description">Ultraäänikuvia sikiöstä.</span> <div class="text-gray-60" itemprop="copyrightHolder">Kuva: Matias Väänänen / Yle</div> <span class="hidden" itemprop="keywords">Pirkanmaa,Tampere,hedelmöityshoito,Raskauden ultraäänikuvaus,lapset,raskaus</span> </figcaption> </figure> </div> </div> </div><h2 class="ydd-heading-small">Sairauksien ennaltaehkäisy on halvempaa kuin niiden hoito</h2><p>Terveydenhoito on myös ennakoivaa ja ennaltaehkäisevää. Maksuttomilla rokotuksilla torjutaan tarttuvia tauteja, ja esimerkiksi rintasyöpäseulonnoilla tai raskauden aikaisilla ultraäänitutkimuksilla pyritään havaitsemaan ongelmat mahdollisimman varhaisessa vaiheessa.</p><div class="ydd-table js-ydd-table"><table><caption>Esimerkkejä terveydenhuollon yksikkökustannuksista</caption><tbody><tr><th>Terveys</th><th>Hinta sinulle (€)</th><th>Hinta yhteiskunnalle (€) 2018</th></tr><tr><td>Terveyskeskuskäynti</td><td>max 20,90 /käynti</td><td>80,4 /käynti</td></tr><tr><td>Vuodeosastohoito</td><td>max 49,60 /vrk</td><td>317 /vrk</td></tr><tr><td>Hammashoito (perusmaksu, toimenpidemaksujen suuruus vaihtelee)</td><td>max 13,30 /käynti</td><td>117,7 /käynti</td></tr><tr><td>Fyysinen erikoissairaanhoito</td><td>49,60 / vrk</td><td>1097 /vrk</td></tr><tr><td>Vaativa tehohoito</td><td>49,60 /vrk</td><td>3384 /vrk <br/>(tieto vuodelta 2017)</td></tr><tr><td>Raskauden aikaiset ultraääniseulonnat</td><td>0 /kaksi seulontaa</td><td>156 / kaksi seulontaa (tieto vuodelta 2017)</td></tr></tbody></table></div><p><em>Taulukon lähteet: </em><a class="link" href="https://web.archive.org/web/20240414153700/https://julkaisut.valtioneuvosto.fi/bitstream/handle/10024/162657/VM_2021_2.pdf?sequence=4&isAllowed=y"><em>Valtiovarainministeriön budjetikatsaus 2021</em></a><em>, </em><a class="link" href="https://web.archive.org/web/20240414153700/https://www.julkari.fi/bitstream/handle/10024/142882/URN_ISBN_978-952-343-493-6.pdf?sequence=1&isAllowed=y"><em>Terveyden- ja sosiaalihuollon yksikkökustannukset Suomessa vuonna 2017</em></a></p><div class="ydd-factbox ydd-factbox--closed js-ydd-factbox mb-32 mt-32"> <div class="border-l-4 border-turquoise-50 flex flex-col overflow-hidden pb-8 pl-16 pr-16 pt-16"> <h2 class="deco-line-title text-lg">Lue lisää asiakasmaksuista</h2> <div class="js-ydd-factbox-button-wrapper ydd-factbox__button-wrapper flex flex-shrink-0 items-center mt-8 order-1"> <button aria-controls="aria-factbox-661bf81d51ae7" aria-expanded="false" class="js-ydd-factbox-button ydd-factbox__button bg-light border border-gray-30 cursor-pointer flex-shrink-0 focus-bg-fill pb-16 pl-32 pr-32 pt-16 rounded-4xl text-gray-60 text-md"> Avaa </button> </div> <div id="aria-factbox-661bf81d51ae7" aria-hidden="true" class="js-ydd-factbox-content ydd-factbox__content overflow-hidden relative"> <h2 class="ydd-heading-small">Terveyskeskuksen avohoidon maksut</h2><p>Asiakasmaksut voivat vaihdella kunnittain, mutta enimmäismäärät ovat seuraavat:</p><p>1) enintään <strong>20,90 euron käyntimaksu</strong>. Maksun saa kuitenkin periä ainoastaan kolmelta ensimmäiseltä käynniltä samassa terveyskeskuksessa kalenterivuoden aikana.</p><p>tai</p><p>2) enintään <strong>41,80 euroa kalenterivuodessa</strong>, joka on voimassa vuoden siinä terveyskeskuksessa, jossa maksu on maksettu. Jos asiakas ei maksa vuosimaksua, peritään häneltä 20,90 euron käyntimaksu käyntikertojen lukumäärästä riippumatta. Jos asiakas vuosimaksun maksettuaan käy kalenterivuoden aikana esimerkiksi viisi kertaa terveyskeskuslääkärin vastaanotolla niin hän maksaa reilut 8 euroa käynniltä.</p><p><strong>Päivystyskäyntimaksu</strong>, joka on enintään 28,70 euroa/käyntikerta, voidaan periä 18 vuotta täyttäneeltä arkisin klo 20-08 välillä, viikonloppuisin ja pyhäpäivinä.</p><h2 class="ydd-heading-small">Vuodeosastohoito</h2><p>Hoitopäivä sairaalassa maksaa 49,60 euroa. Maksukaton täyttymisen jälkeen hoitopäivästä voidaan periä enintään 22,80 euroa. Psykiatrisessa sairaalassa hoitopäivä maksaa 22,80 euroa.</p><p>Pitkäaikaisesta laitoshoidosta peritään enintään 85 % asiakkaan nettotuloista. Jos laitoshoidossa olevalla on kotona asuva pienituloisempi puoliso, maksu on 42,5 % puolisoiden yhteenlasketuista nettotuloista.</p><p>Myös vanhojen ihmisten pitkäaikaishoidosta peritty maksu saa olla enintään 85 prosenttia nettokuukausitulosta (tavallisesti eläkkeestä), josta on tehty laissa säädetyt vähennykset, kuten asumis- ja lääkemenot. Tehostetun palveluasumisen asiakkaalle on jäätävä henkilökohtaiseen käyttöön vähintään 164 euroa kuukaudessa.</p><h2 class="ydd-heading-small">Hammashoito</h2><p>Terveyskeskuksessa suun ja hampaiden tutkimuksesta ja hoidosta voidaan periä perusmaksuna enintään 10,30 euroa käynniltä, kun hoidon antaa suuhygienisti. Hammaslääkärin antamasta hoidosta voidaan perusmaksuna periä enintään 13,30 euroa ja erikoishammaslääkärin antamasta hoidosta enintään 19,50 euroa käynniltä. Perusmaksun lisäksi hampaiden hoidosta ja tutkimuksesta voidaan periä erillisiä toimenpidemaksuja.</p><p>Lähde: <a class="link" href="https://web.archive.org/web/20240414153700/https://stm.fi/terveydenhuollon-maksut">Asiakasmaksut vuonna 2023</a></p> </div> </div> </div><h2 class="ydd-heading-small">Maksukatto</h2><p>Vaikka terveydenhuollon maksut ovat edullisia verrattuna niiden todellisiin kustannuksiin, niin niistäkin kertyy suuri summa, jos erilaisia palveluita joutuu käyttämään usein tai asiakkaalla on esimerkiksi useita lääkehoitoa vaativia sairauksia.</p><p>Siksi julkisen terveydenhuollon <strong>asiakasmaksuissa</strong> on kalenterivuosittainen maksukatto., jonka täyttymisen jälkeen asiakasmaksuja ei enää peritä joitakin poikkeuksia lukuunottamatta. Vuonna 2023 maksukatto on 692 euroa. Esimerkiksi lyhytaikaisesta laitoshoidosta peritään edelleen maksu, mutta päivämaksu alenee 22,80 euroon. Maksukaton täyttymistä on seurattava itse.</p><p>Myös <strong>lääkekustannuksilla</strong> on maksukatto. Vuonna 2023 se on 592,16 euroa.</p><h2 class="ydd-heading-small">Asiakasmaksut ovat poliittisia päätöksiä</h2><p>Mistä sitten riippuu, kuinka suuren osan asiakas joutuu palveluista maksamaan?</p><p>Ennen maksuista päättivät kunnat, nykyään hyvinvointialueet. Aivan itsenäisesti ne eivät pysty maksuja määräämään, sillä laki määrittelee enimmäismaksut. Hyvinvointialueet päättävät, ottavatko ne käyttöön pienemmät maksut tai antavatko palvelun peräti ilmaiseksi. Erot kuntien välillä voivat olla suuria.</p><p>Esimerkiksi Helsinki ei peri terveyskeskuskäynnistä maksua lainkaan.</p><div class="ydd-article-image ydd-article-image--normal mb-32 ml-12 mr-12 mt-32 relative"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Lapsi leikkimässä muovieläimillä Varpaisjärven päiväkodissa." itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_5472/w_700/v1671458351/39-102830663622d5e33dec.jpg" data-yle-id="39-102830663622d5e33dec" data-crop-coords="w_5472" data-image-width="5472" data-image-version="1671458351" data-copyright="" data-caption="Lapsi leikkimässä päiväkodissa." data-ydd-modal-src="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_5472/w_1400/w_1400,h_933,c_fit/v1671458351/39-102830663622d5e33dec.jpg" data-ydd-modal-width="1400" data-ydd-modal-height="933" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 5472 3648'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='5472' height='3648'%3E%3Cimage href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="5472" height="3648"/> <meta itemprop="url" content="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_5472/w_700/v1671458351/39-102830663622d5e33dec.jpg"/> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20240414153700im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_5472/w_400/v1671458351/39-102830663622d5e33dec.jpg" alt="Lapsi leikkimässä muovieläimillä Varpaisjärven päiväkodissa."/></noscript> <figcaption class="ydd-image__captions text-xs pt-8"> <span class="sr-only">Kuvateksti</span> <span class="text-gray-70" itemprop="description">Lapsi leikkimässä päiväkodissa.</span> <span class="hidden" itemprop="keywords">varhaiskasvatus,varhaiskasvatussuunnitelmat,varhaiskasvatussuunnitelmat,lapset,lapset ja nuoret,päivähoito</span> </figcaption> </figure> </div> </div> </div><h2 class="ydd-heading-small">Tulot vaikuttavat moniin asiakasmaksuihin</h2><p>Useat terveydenhoidon maksut ovat kaikki samansuuruisia riippumatta siitä, kuka palvelua käyttää. Asiakkaan tulot kuitenkin vaikuttavat monien julkisten palvelujen – kuten päivähoidon – maksuihin.</p><p>Päivähoitomaksu on 0 - 295 euroa kuukaudessa. <a class="link" href="https://web.archive.org/web/20240414153700/https://okm.fi/maksulaskuri">Lopullinen summa</a> riippuu tuloista, lasten lukumäärästä ja hoitotunneista. Esimerkiksi pienituloinen perhe ei välttämättä maksa mitään yhden lapsen päivähoidosta. Yhteiskunta maksaa siis leijonanosan myös päivähoidosta, sillä tulorajojen muututtua <a class="link" href="https://web.archive.org/web/20240414153700/https://www.sss.fi/2022/10/enaa-alle-puolet-suomalaisista-lapsista-on-maksullisessa-varhaiskasvatuksessa-kun-tulorajat-muuttuvat-maaliskuussa-andersson-puolustaa-oppimista-jonka-hanen-mukaansa-pitaisi-olla-maksutont/">enää alle puolet lapsista</a> on maksullisessa varhaiskasvatuksessa.</p><h2 class="ydd-heading-small">Mitä verot ovat?</h2><p>Kaikkia julkisia palveluja ei kateta veroilla vaikka ne toki suurimman osan <a class="link" href="https://web.archive.org/web/20240414153700/http://tutkibudjettia.fi/talousarvio/tulot">valtion tuloista</a> muodostavatkin. Valtiovarainmisteriön sivuilta löytyy myös erittely mihin kaikkeen <a class="link" href="https://web.archive.org/web/20240414153700/http://tutkibudjettia.fi/talousarvio/menot">valtion rahaa käytetään</a> (kaaviota klikkaamalla pääsee yksityiskohtaisempiin tietoihin).</p><p>Veroja on kahdenlaisia: välittömiä ja välillisiä veroja. Esimerkiksi tuloverot ovat välittömiä veroja ja kulutusverot, kuten vaikkapa arvonlisävero ja tupakkavero ovat välillisiä veroja. Suomessa verotuksen painopistettä on 1990-luvulta lähtien siirretty tuloverotuksesta kulutuksen verotukseen.</p><p><a class="link" href="https://web.archive.org/web/20240414153700/https://stat.fi/julkaisu/cl8lpfsqmrle50cvz3rkxc3nj">Veroja kerättiin</a> vuonna 2022 noin 115 miljardia euroa. Suomen veroaste vuonna 2022 oli 43,2 % . Se tarkoittaa verojen ja pakollisten sosiaaliturvamaksujen suhdetta bruttokansantuotteeseen. Sekä verojen määrä että bruttokansantuote määräävät siis veroasteen.</p><p>Kansainvälisesti verrattuna Suomen veroaste on melko korkea. <a class="link" href="https://web.archive.org/web/20240414153700/https://data.oecd.org/tax/tax-revenue.htm#indicator-chart">OECD-maiden</a> vertailussa Suomen veroaste oli viidenneksi korkein. Edellä olivat Tanska, Ranska, Itävalta ja Italia. Vertailua vaikeuttavat kuitenkin erot sosiaaliturvan ja tuloveron rakenteissa.</p><p><em>Muokattu 20.3.2023: lisätty taulukkoon hammashoidon kohdalle tieto toimenpidemaksuista.</em></p> </div> <div class="-ml-16 -mr-16"> <details class="ydd-article-tags__details group/details mb-32 ml-16 mt-32"> <summary class="ydd-article-tags__summary cursor-pointer flex group/summary pb-16 pointer-events-none relative select-none summary-reset"> <div class="flex"> <div class="ydd-article-tags__pill bg-gray-5 border border-gray-10 flex items-center pointer-events-auto rounded-4xl"> <span id="aria-article-tags" class="ydd-article-tags__pill-text text-gray-60 truncate">Lisää aiheesta: <span aria-hidden="true" itemprop="keywords" content="verotus, sosiaaliturva, terveydenhoito, koulutus, vanhustenhoito, hyvinvointivaltio">Verotus, Sosiaaliturva</span> </span> <span class="group-focus/summary:bg-red-60 group-focus/summary:text-light group-open/details:rotate-180 h-20 ml-8 rounded-full shrink-0 text-gray-60 w-20"> <div class="size-20 [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M5.293 9.293a1 1 0 0 1 1.414 0L12 14.586l5.293-5.293a1 1 0 1 1 1.414 1.414l-6 6a1 1 0 0 1-1.414 0l-6-6a1 1 0 0 1 0-1.414Z" fill="currentColor"/></svg> </div> </span> </div> </div> </summary> <div class="ydd-article-tags__content pl-8"> <ul class="ydd-article-tags__list break-word list-reset relative w-full" aria-labelledby="aria-article-tags"> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="link" href="https://web.archive.org/web/20240414153700/https://yle.fi/t/18-212449/fi">Verotus</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="link" href="https://web.archive.org/web/20240414153700/https://yle.fi/t/18-205028/fi">Sosiaaliturva</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="link" href="https://web.archive.org/web/20240414153700/https://yle.fi/t/18-209134/fi">Terveydenhoito</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="link" href="https://web.archive.org/web/20240414153700/https://yle.fi/t/18-212557/fi">Koulutus</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="link" href="https://web.archive.org/web/20240414153700/https://yle.fi/t/18-77366/fi">Vanhustenhoito</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="link" href="https://web.archive.org/web/20240414153700/https://yle.fi/t/18-210590/fi">Hyvinvointivaltio</a> </li> </ul> </div> </details> <div class="mb-32 min-h-[64px] px-12" id="comments"> <h2 class="sr-only">Keskustelu</h2> <div class="js-ydd-comments-plugin lazyload" data-id="20-10002414" data-ydd-yle-comments-plugin-language="fi"></div> </div> <aside id="ydd-article-related-content"> <div class="border-b-4 border-gray-10 deco-line-title mb-16 mt-8 pl-16 pr-16 w-full"> <div class="items-center flex justify-between"> <h3 class="text-lg" id="aria-articles-list-related-content"> Oppiminen </h3> </div> </div> <div class="ydd-cards w-full list-"> <div class="ydd-card ydd-card--s-extended" data-ydd-impression-data="{"service_id":"yddrasil-fi","yle_id":"74-20082726","ui_element_id":"related-content","ui_element_position":1}"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div class="w-full"> <a data-ydd-impression-data="{"service_id":"yddrasil-fi","yle_id":"74-20082726","ui_element_id":"related-content","ui_element_position":1}" href="https://web.archive.org/web/20240414153700/https://yle.fi/a/74-20082726"> <div class="ml-16 mb-8 w-1/4 float-right cod:w-1/6"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Nainen katsoo intensiivisesti kameraan." itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2397,h_2397,c_crop,x_1393,y_1218/w_700/v1712731441/39-12684336616342eb514b.jpg" data-yle-id="39-12684336616342eb514b" data-crop-coords="w_2397,h_2397,c_crop,x_1393,y_1218" data-image-width="2397" data-image-version="1712731441" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 2397 2397'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='2397' height='2397'%3E%3Cimage href='data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAALCAIAAAD5gJpuAAAACXBIWXMAAA7EAAAOxAGVKw4bAAABUElEQVQokSXMy3EUQRAE0Mzq6tndgUWK4IAP2IcbGIQxXLlJoWA/07/K4sAz4PHnj19Mea6qXqPX6KaJlJITZbA0eKc32gAX6EEQJFAIGZQAgIQyBQQoMAgRAkX404pBNS2NUMJUpExF2kj0RCM7OMBJBOi3YgU4gZlgJlJSZGopm6wlGtDASQaYhN+NDgjpUMXynNRIabEs2ki1zA5MIokkfDKBTAhYJaejOZsgwQ1gGmCCJSEShJ+0KuKMecmx53HRo+qZEV2Viv9TGjo8rCTor9Er4rPai46rHvv6W+OGmCO2U46KcJOXPMrWi4eZf52HZ3zS8WU9rvO2j49tvmG1GacLXrayqqfX9JruGsX9dR6esa/ntT+u7ba399r+cLyv2LfyrdS0s+FkkEEwh++ru2Kffe/t8nxe7h/b/TePtyWwftd+WroMnIdtky7YP/HZ+LZ6PWcCAAAAAElFTkSuQmCC' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="2397" height="2397"> <meta itemprop="url" content="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2397,h_2397,c_crop,x_1393,y_1218/w_700/v1712731441/39-12684336616342eb514b.jpg"> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20240414153700im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_2397,h_2397,c_crop,x_1393,y_1218/w_400/v1712731441/39-12684336616342eb514b.jpg" alt="Nainen katsoo intensiivisesti kameraan."/></noscript> </figure> </div> <div class="ydd-media-overlay ydd-media-overlay--default absolute flex items-center"> <div class="ydd-media-overlay__icon ydd-media-overlay__icon--offset icon icon--play bg-lock-gray-5 flex items-center justify-center rounded-full"> <div class="h-1/2 leading-none text-lock-gray-95 w-1/2"> <div class="size-full [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M5.52 2.122a1 1 0 0 1 1.02.037l14 9a1 1 0 0 1 0 1.682l-14 9A1 1 0 0 1 5 21V3a1 1 0 0 1 .52-.878Z" fill="currentColor"/></svg> </div> </div> </div> </div> </div> </div> <h3 class="mb-16 text-md dog:text-lg">Katse voi olla yllättävän paljastava – testaa, tulkitsetko ilmeitä samoin kuin muut</h3> </a> <p class="mb-0 text-gray-95 text-md">Suora katse, silmien räpyttely tai pyörittely antavat viitteitä ihmisen ajatuksista. Sanattoman viestinnän asiantuntija Sami Sallinen kertoo, mitä kaikkea silmistä voi päätellä. </p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="size-14 [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Julkaistu" class="text-gray-60 text-xs">13.4.2024</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--s-extended" data-ydd-impression-data="{"service_id":"yddrasil-fi","yle_id":"20-10006558","ui_element_id":"related-content","ui_element_position":2}"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div class="w-full"> <a data-ydd-impression-data="{"service_id":"yddrasil-fi","yle_id":"20-10006558","ui_element_id":"related-content","ui_element_position":2}" href="https://web.archive.org/web/20240414153700/https://yle.fi/aihe/a/20-10006558"> <div class="ml-16 mb-8 w-1/4 float-right cod:w-1/6"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Graafinen kuvituskuva esiintymisjännityksestä, hahmo keskellä ihmisiä ahdistuneena." itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3173,h_3173,c_crop,x_1806,y_1240/w_700/v1712129856/39-1265475660cf83767a8d.jpg" data-yle-id="39-1265475660cf83767a8d" data-crop-coords="w_3173,h_3173,c_crop,x_1806,y_1240" data-image-width="3173" data-image-version="1712129856" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 3173 3173'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='3173' height='3173'%3E%3Cimage href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="3173" height="3173"> <meta itemprop="url" content="https://web.archive.org/web/20240414153700/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3173,h_3173,c_crop,x_1806,y_1240/w_700/v1712129856/39-1265475660cf83767a8d.jpg"> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20240414153700im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_3173,h_3173,c_crop,x_1806,y_1240/w_400/v1712129856/39-1265475660cf83767a8d.jpg" alt="Graafinen kuvituskuva esiintymisjännityksestä, hahmo keskellä ihmisiä ahdistuneena."/></noscript> </figure> </div> </div> </div> <h3 class="mb-16 text-md dog:text-lg">”Sydän hakkaa, menen ihan lukkoon” – suomalaiset kertovat kokemuksiaan esiintymisjännityksestä</h3> </a> <p class="mb-0 text-gray-95 text-md">Esiintymisjännitys voi hävettää ja lamaannuttaa. Psykologi Minna Martin neuvoo, miten sitä oppii sietämään. Jutun lopussa ihmiset kertovat kokemuksiaan esiintymistilanteista.</p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="size-14 [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Julkaistu" class="text-gray-60 text-xs">6.4.2024</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--s-extended" 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href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="2489" height="2489"> <meta itemprop="url" 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text-gray-60"> <div class="size-14 [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Julkaistu" class="text-gray-60 text-xs">30.3.2024</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--s-extended" data-ydd-impression-data="{"service_id":"yddrasil-fi","yle_id":"20-10006465","ui_element_id":"related-content","ui_element_position":6}"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div class="w-full"> <a 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Neljä eri aloilla työskentelevää kertoo palkkansa ja siihen vaikuttavat tekijät. Testaa, pystytkö arvioimaan minkä verran heille maksetaan. </p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="size-14 [&>svg]:h-full [&>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Julkaistu" class="text-gray-60 text-xs">23.3.2024</div> </div> </div> </div> </div> </div> </div> </div> </aside> </div> </div> </article> </div> </div> </div> </main> <div class="ap-efa14"> <div class="ydd-ap-footer"> <div class="ydd-ap-footer__content"> <div class="fsl-footer__container" id="oppiminen-footer"> <div 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