IMPORTANT INFORMATION RELATING TO J.P. MORGAN SECURITIES PUBLIC WEBSITES

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class="cmp-banner-wrapper lazy " data-background-image="url()"> <div class="cmp-banner breaker color">  <div class="cmp-banner__content"> <div class="cmp-banner__title"> <h1>IMPORTANT INFORMATION RELATING TO J.P. MORGAN SECURITIES PUBLIC WEBSITES</h1> </div> <div class="cmp-banner__cta"> </div> </div> </div> </div> </div> <div class="text cmp-text--pt aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div class="cmp-text "> <p>The information on this site may inform you of certain investment products and services offered by J.P. Morgan Securities or any of its affiliates (together, "J.P. Morgan"), part of JPMorgan Chase & Co (“JPM”). No information published on the site constitutes a solicitation, offer or recommendation to enter into any transaction. The products, services, information and/or materials referenced within these web pages may not be available for all individuals or residents of certain jurisdictions.</p> <p><b><u><span class="accented-text">GENERAL RISKS & CONSIDERATIONS</span></u></b></p> <p>Any views, strategies or products discussed on this site may not be appropriate or suitable for all individuals and are subject to risks. <span class="accented-text"><b>Investors may get back less than they invested, and past performance is not a reliable indicator of future results</b>.</span> Asset allocation does not guarantee a profit or protect against loss. Nothing on this site should be relied upon in isolation for the purpose of making an investment decision. <u>You are urged to consider carefully whether the services, products, asset classes (e.g. equities, fixed income, alternative investments, commodities, etc.) or strategies discussed are suitable to your needs.</u> You must also consider the objectives, risks, charges, and expenses associated with an investment service, product or strategy prior to making an investment decision. Contact your J.P. Morgan representative for additional information concerning your personal investment goals. You should be aware of the general and specific risks relevant to the matters discussed on this site. You will independently, without any reliance on J.P. Morgan, make your own judgment and decision with respect to any investment or strategy referenced on this site.</p> <p><b><u><span class="accented-text">NON-RELIANCE</span></u></b></p> <p>Information contained on this site is believed to be reliable; however, J.P. Morgan does not represent or warrant its accuracy, reliability or completeness, or accept any liability for any loss or damage (whether direct or indirect) arising out of the use of all or any part of the materials on this site. No representation or warranty should be made with regard to any computations, graphs, tables, diagrams or commentary contained on this site, which are provided for illustration/reference purposes only. The views, opinions, estimates and strategies expressed on this site constitute our judgment based on current market conditions and are subject to change without notice. J.P. Morgan assumes no duty to update any information on this site in the event that such information changes. Views, opinions, estimates and strategies expressed may differ from those expressed by other areas of J.P. Morgan, views expressed for other purposes or in other contexts, and the content should not be regarded as a research report. Any projected results and risks are based solely on hypothetical examples cited, and actual results and risks will vary depending on specific circumstances. Forward-looking statements should not be considered as guarantees or predictions of future events.</p> <p>Nothing on this site shall be construed as giving rise to any duty of care owed to, or advisory relationship with, you or any third party. Nothing on this site shall be regarded as an offer, solicitation, recommendation or advice (whether financial, accounting, legal, tax or other) given by J.P. Morgan and/or its officers or employees, irrespective of whether or not such communication was given at your request. J.P. Morgan and its affiliates and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transactions.</p> <p>J.P. Morgan may hold a position for itself or our other clients which may not be consistent with the information, opinions, estimates, investment strategies or views expressed in this document. JPMorgan Chase & Co. or its affiliates may hold a position or act as market maker in the financial instruments of any issuer discussed herein or act as an underwriter, placement agent, advisor or lender to such issuer. </p> <p>When JPMS acts as a broker-dealer, a client's relationship with us and our duties to the client will be different in some important ways than a client's relationship with us and our duties to the client when we are acting as an investment advisor. A client should carefully read the agreements and disclosures received (including our Form ADV disclosure brochure, if and when applicable) in connection with our provision of services for important information about the capacity in which we will be acting. The information on this website provides information about the brokerage and investment advisory services provided by J.P. Morgan Securities LLC ("JPMS"). The agreements entered into by and disclosures provided to clients with respect to the different products and services provided by JPMS should be carefully read (including our Form ADV disclosure brochure, if and when applicable), which contain important information, including our provision of services for important information about the capacity in which we will be acting.<br /> </p> <p><b>IMPORTANT INFORMATION</b></p> <p>To learn more about J.P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our J.P. Morgan Securities LLC Form CRS (PDF) and Guide to Investment Services and Brokerage Products.</p> <p>This website is for informational purposes only, and not an offer, recommendation or solicitation of any product, strategy service or transaction. Any views, strategies or products discussed on this site may not be appropriate or suitable for all individuals and are subject to risks. Prior to making any investment or financial decisions, an investor should seek individualized advice from a personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation.</p> <p>This website provides information about the brokerage and investment advisory services provided by J.P. Morgan Securities LLC (JPMS). When JPMS acts as a broker-dealer, a client's relationship with us and our duties to the client will be different in some important ways than a client's relationship with us and our duties to the client when we are acting as an investment advisor. A client should carefully read the agreements and disclosures received (including our Form ADV disclosure brochure, if and when applicable) in connection with our provision of services for important information about the capacity in which we will be acting.</p> <p>J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA , and SIPC,. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.</p> <p>INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED</p> <p>Investments in alternative investment strategies is speculative, often involves a greater degree of risk than traditional investments including limited liquidity and limited transparency, among other factors and should only be considered by sophisticated investors with the financial capability to accept the loss of all or part of the assets devoted to such strategies.</p> <p>Borrowing with securities as collateral involves certain risks, including the possibility that you may need to deposit additional securities and/or cash in the account to meet a maintenance call, and that securities in the account may be sold to meet the maintenance call. Proper management of your account and a thorough understanding of the conditions that may affect your investments will assist you in effectively using the margin lending program.</p> <p>Please read additional Important Information in conjunction with these pages.<br /> </p> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="iparsys parsys aem-GridColumn aem-GridColumn--default--12"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="iparsys parsys"><div class="experience-fragment experiencefragment section"> <div id="experience-fragment-473b31440a" class="cmp-experiencefragment cmp-experiencefragment--wm-main-disclosure"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text cmp-text--pt aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text "> <p><span class="body-medium-heavier">LEARN MORE ABOUT OUR FIRM AND INVESTMENT PROFESSIONALS AT <a title="FINRA brokercheck" href="http://brokercheck.finra.org/" target="_blank">FINRA BROKERCHECK</a>.</span></p> <p>To learn more about J.P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our <a class="chaseanalytics-opt-doc-dnld " href="https://www.jpmorgan.com/directdoc/form_crs.pdf" target="_blank" title="securities llc form">J.P. Morgan Securities LLC Form CRS (PDF)</a> and <a class="chaseanalytics-track-link " href="https://investment.jpmorgan.com/" target="_blank" title="guide to investment">Guide to Investment Services and Brokerage Products</a>.</p> <p>This website is for informational purposes only, and not an offer, recommendation or solicitation of any product, strategy service or transaction. Any views, strategies or products discussed on this site may not be appropriate or suitable for all individuals and are subject to risks. Prior to making any investment or financial decisions, an investor should seek individualized advice from a personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation.</p> <p>This website provides information about the brokerage and investment advisory services provided by <b>J.P. Morgan Securities LLC</b> (JPMS). When JPMS acts as a broker-dealer, a client's relationship with us and our duties to the client will be different in some important ways than a client's relationship with us and our duties to the client when we are acting as an investment advisor. A client should carefully read the agreements and disclosures received (including our Form ADV disclosure brochure, if and when applicable) in connection with our provision of services for important information about the capacity in which we will be acting.</p> <p>J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through <b>J.P. Morgan Securities LLC</b> (JPMS), a registered broker-dealer and investment adviser, member <a title="FINRA website" href="https://www.finra.org/" target="_blank">FINRA</a>, and <a class="chaseanalytics-opt-exlnk" href="https://www.sipc.org/">SIPC</a>. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.</p> </div> </div> <div class="image aem-GridColumn--default--none aem-GridColumn aem-GridColumn--offset--default--1 aem-GridColumn--default--1"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/content/experience-fragments/jpmorgan/wealth_management/wm-main-disclosure/master/_jcr_content/root/content-parsys/image_copy.coreimg{.width}.png/1712242013628/equal-housing-lender.png" data-asset="/content/dam/jpm/securities/images/misc/equal-housing-lender.png" class=" cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img loading="lazy" src="/content/dam/jpm/securities/images/misc/equal-housing-lender.png" class="cmp-image__image default-img" itemprop="contentUrl" data-cmp-hook-image="image" alt/> </div> </div> <div class="text cmp-text--pt aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text "> <p style="text-align: left;">Investments in alternative investment strategies is speculative, often involves a greater degree of risk than traditional investments including limited liquidity and limited transparency, among other factors and should only be considered by sophisticated investors with the financial capability to accept the loss of all or part of the assets devoted to such strategies.</p> <p style="text-align: left;">Borrowing with securities as collateral involves certain risks, including the possibility that you may need to deposit additional securities and/or cash in the account to meet a maintenance call, and that securities in the account may be sold to meet the maintenance call. Proper management of your account and a thorough understanding of the conditions that may affect your investments will assist you in effectively using the margin lending program.</p> <p style="text-align: left;">Please read additional <a title="read important information" href="/wealth-management/wealth-partners/important-information">Important Information</a> in conjunction with these pages.</p> <p style="text-align: left;"><b>INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED</b></p> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> <div class="footer responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="iparsys parsys aem-GridColumn aem-GridColumn--default--12"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="iparsys parsys"><div class="primary-footer section"> <footer class="cmp-primary-footer "> <div class="cmp-primary-footer__content"> <div class="cmp-primary-footer__links"> <div class="cmp-primary-footer__columns"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> WEALTH ADVISORS </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Services","ctaUrl":"/wealth-management/wealth-partners/services","ctaTitle":"WEALTH ADVISORS","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/wealth-management/wealth-partners/services" target="_blank" aria-label="Link to Services page"> Services </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Our Advisors","ctaUrl":"https://wealthpartners.jpmorgan.com","ctaTitle":"WEALTH ADVISORS","ctaComponentName":"Link Set"}}" data-cmp-clickable href="https://wealthpartners.jpmorgan.com" target="_blank" aria-label="Link to find an advisor"> Our Advisors </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Perspectives","ctaUrl":"/wealth-management/wealth-partners/insights","ctaTitle":"WEALTH ADVISORS","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/wealth-management/wealth-partners/insights" target="_self" aria-label="Link to insights page"> Perspectives </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"About us","ctaUrl":"/wealth-management/wealth-partners/about-us","ctaTitle":"WEALTH ADVISORS","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/wealth-management/wealth-partners/about-us" target="_self" aria-label="Link to Iearn about us"> About us </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> CAREERS </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Join our team","ctaUrl":"/wealth-management/wealth-partners/join-our-team","ctaTitle":"CAREERS","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/wealth-management/wealth-partners/join-our-team" target="_self" aria-label="View wealth management join our team page"> Join our team </a> </div> </div> </div> </div> <div class="cmp-primary-footer__columns"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> CONTACT US </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Connect with us","ctaUrl":"/wealth-management/wealth-partners/contact-us","ctaTitle":"CONTACT US","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/wealth-management/wealth-partners/contact-us" target="_self" aria-label="link to contact us page"> Connect with us </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> JPMORGAN CHASE </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Chase","ctaUrl":"https://www.chase.com","ctaTitle":"JPMORGAN CHASE","ctaComponentName":"Link Set"}}" data-cmp-clickable href="https://www.chase.com" target="_blank" aria-label="Visit Chase website"> Chase </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"JPMorgan Chase & Co.","ctaUrl":"https://www.jpmorganchase.com","ctaTitle":"JPMORGAN CHASE","ctaComponentName":"Link Set"}}" data-cmp-clickable href="https://www.jpmorganchase.com" target="_blank" aria-label="Visit JPMorgan Chase & Co. website"> JPMorgan Chase & Co. </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"J.P. 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