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Minds Without Borders - Medium
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js-collectionName u-foreground u-baseColor--textDark u-paddingBottom4 u-lineHeightTightest u-contentSansBold u-fontSize40 u-xs-fontSize32">Minds Without Borders</h1></a><h2 class="collectionHeader-description js-collectionDescription u-foreground u-baseColor--textNormal u-contentSansRegular u-fontSize24 u-xs-fontSize18">Things worth reading and thinking about.</h2></div></div></div></header></div><div class="collectionHeader-aspectRatioCell"><div class="collectionHeader-aspectRatioFullWidth"></div></div></div><div class="collectionHeader-blockNav"><div class="u-borderBox u-maxWidth1072 u-paddingLeft20 u-paddingRight20 u-marginAuto"><nav class="collectionHeader-nav u-clearfix js-collectionHeaderNav u-lineHeight40 u-overflowHiddenY"><div class="buttonSet u-flex1 u-noWrap u-overflowX u-paddingBottom100 u-xs-marginRight15"><li class="collectionHeader-navItem js-collectionNavItem u-inlineBlock u-fontSize13 u-textUppercase u-letterSpacing1px u-textColorNormal u-xs-paddingRight12 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data-action-source="collection_home---3------5-----------------------" data-post-id="4c75cb75b0bf"><h3 class="u-contentSansBold u-lineHeightTightest u-xs-fontSize24 u-paddingBottom2 u-paddingTop5 u-fontSize32"><div class="">Takeaways from the National Association of Realtors annual meeting</div></h3><div class="u-contentSansThin u-lineHeightBaseSans u-fontSize24 u-xs-fontSize18 u-textColorNormal u-baseColor--textNormal"><div class="u-fontSize18">Among the attention-grabbers: The housing wealth gap is widening. Deficits matter for mortgage rates. And some employers are stepping up.</div></div></a><div class="u-clearfix u-marginTop20"><div class="u-flexCenter"><div class="postMetaInline-avatar u-flex0"><a class="link u-baseColor--link avatar" href="https://medium.com/@jmostrowski" data-action="show-user-card" data-action-value="9c44c797095b" data-action-type="hover" data-user-id="9c44c797095b" dir="auto"><img src="https://cdn-images-1.medium.com/fit/c/72/72/1*4pROIKlXmr56S2cy3a8iEQ.jpeg" class="avatar-image u-size36x36 u-xs-size32x32" alt="Go to the profile of Jeff Ostrowski"></a></div><div class="postMetaInline postMetaInline-authorLockup ui-captionStrong u-flex1 u-noWrapWithEllipsis"><a class="ds-link ds-link--styleSubtle link link--darken link--accent u-accentColor--textNormal u-accentColor--textDarken" href="https://medium.com/@jmostrowski" data-action="show-user-card" data-action-value="9c44c797095b" data-action-type="hover" data-user-id="9c44c797095b" dir="auto">Jeff Ostrowski</a><div class="ui-caption u-fontSize12 u-baseColor--textNormal u-textColorNormal js-postMetaInlineSupplemental"><time datetime="2024-11-10T18:09:06.579Z">Nov 10</time><span class="middotDivider u-fontSize12"></span><span class="readingTime" title="4 min read"></span><span class="u-paddingLeft4"><span class="svgIcon svgIcon--star svgIcon--15px"><svg class="svgIcon-use" width="15" height="15" ><path d="M7.438 2.324c.034-.099.09-.099.123 0l1.2 3.53a.29.29 0 00.26.19h3.884c.11 0 .127.049.038.111L9.8 8.327a.271.271 0 00-.099.291l1.2 3.53c.034.1-.011.131-.098.069l-3.142-2.18a.303.303 0 00-.32 0l-3.145 2.182c-.087.06-.132.03-.099-.068l1.2-3.53a.271.271 0 00-.098-.292L2.056 6.146c-.087-.06-.071-.112.038-.112h3.884a.29.29 0 00.26-.19l1.2-3.52z"/></svg></span></span></div></div></div></div></div></div></div><div class="u-table u-width100pct u-height350 u-xs-height250"><div class="u-tableCell u-sm-size12of12 u-sm-block u-verticalAlignTop u-width40pct "><div class="u-height350 u-xs-height200"><a href="https://medium.com/minds-without-borders/there-is-a-definition-for-hate-speech-after-all-4a5a6ab25552?source=collection_home---3------6-----------------------" data-post-id="4a5a6ab25552" data-source="collection_home---3------6-----------------------" class="u-block u-sizeFull u-backgroundSizeCover u-backgroundOriginBorderBox u-borderLighter" style="background-image: url("https://cdn-images-1.medium.com/max/2400/0*BXA3L790ctpBPAfa"); background-position: 50% 50% !important;"><span class="u-textScreenReader">There is a Definition for Hate Speech After All</span></a></div><div class="u-paddingLeft50 u-paddingTop15 u-paddingRight50 u-paddingBottom20 u-xs-paddingLeft20 u-xs-paddingRight0 u-xs-paddingTop15 u-xs-paddingBottom5 "><a class="" href="https://medium.com/minds-without-borders/there-is-a-definition-for-hate-speech-after-all-4a5a6ab25552?source=collection_home---3------6-----------------------" data-action-source="collection_home---3------6-----------------------" data-post-id="4a5a6ab25552"><h3 class="u-contentSansBold u-lineHeightTightest u-xs-fontSize24 u-paddingBottom2 u-paddingTop5 u-fontSize32"><div class="">There is a Definition for Hate Speech After All</div></h3><div class="u-contentSansThin u-lineHeightBaseSans u-fontSize24 u-xs-fontSize18 u-textColorNormal u-baseColor--textNormal"><div class="u-fontSize18">But it is more complicated than you think.</div></div></a><div class="u-clearfix u-marginTop20"><div class="u-flexCenter"><div class="postMetaInline-avatar u-flex0"><a class="link u-baseColor--link avatar" href="https://medium.com/@armando_rodrigues" data-action="show-user-card" data-action-value="19d04b931337" data-action-type="hover" data-user-id="19d04b931337" dir="auto"><img src="https://cdn-images-1.medium.com/fit/c/72/72/1*1XQDfFpU4uxleY70Op7n4g@2x.jpeg" class="avatar-image u-size36x36 u-xs-size32x32" alt="Go to the profile of Armando Rodrigues"></a></div><div class="postMetaInline postMetaInline-authorLockup ui-captionStrong u-flex1 u-noWrapWithEllipsis"><a class="ds-link ds-link--styleSubtle link link--darken link--accent u-accentColor--textNormal u-accentColor--textDarken" href="https://medium.com/@armando_rodrigues" data-action="show-user-card" data-action-value="19d04b931337" data-action-type="hover" data-user-id="19d04b931337" dir="auto">Armando Rodrigues</a><div class="ui-caption u-fontSize12 u-baseColor--textNormal u-textColorNormal js-postMetaInlineSupplemental"><time datetime="2024-11-08T21:37:11.185Z">Nov 8</time><span class="middotDivider u-fontSize12"></span><span class="readingTime" title="6 min read"></span><span class="u-paddingLeft4"><span class="svgIcon svgIcon--star svgIcon--15px"><svg class="svgIcon-use" width="15" height="15" ><path d="M7.438 2.324c.034-.099.09-.099.123 0l1.2 3.53a.29.29 0 00.26.19h3.884c.11 0 .127.049.038.111L9.8 8.327a.271.271 0 00-.099.291l1.2 3.53c.034.1-.011.131-.098.069l-3.142-2.18a.303.303 0 00-.32 0l-3.145 2.182c-.087.06-.132.03-.099-.068l1.2-3.53a.271.271 0 00-.098-.292L2.056 6.146c-.087-.06-.071-.112.038-.112h3.884a.29.29 0 00.26-.19l1.2-3.52z"/></svg></span></span></div></div></div></div></div></div><div class="u-tableCell u-sm-size12of12 u-sm-block u-verticalAlignTop "><div class="u-height350 u-xs-height200"><a href="https://medium.com/minds-without-borders/rethinking-cashless-societies-8dccbf135efb?source=collection_home---3------7-----------------------" data-post-id="8dccbf135efb" data-source="collection_home---3------7-----------------------" class="u-block u-sizeFull u-backgroundSizeCover u-backgroundOriginBorderBox u-borderLighter" style="background-image: url("https://cdn-images-1.medium.com/max/2400/0*NMZEikg77oRfP6ut"); background-position: 50% 50% !important;"><span class="u-textScreenReader">Rethinking Cashless Societies</span></a></div><div class="u-paddingLeft50 u-paddingTop15 u-paddingRight50 u-paddingBottom20 u-xs-paddingLeft20 u-xs-paddingRight0 u-xs-paddingTop15 u-xs-paddingBottom5 "><a class="" href="https://medium.com/minds-without-borders/rethinking-cashless-societies-8dccbf135efb?source=collection_home---3------7-----------------------" data-action-source="collection_home---3------7-----------------------" data-post-id="8dccbf135efb"><h3 class="u-contentSansBold u-lineHeightTightest u-xs-fontSize24 u-paddingBottom2 u-paddingTop5 u-fontSize32"><div class="">Rethinking Cashless Societies</div></h3><div class="u-contentSansThin u-lineHeightBaseSans u-fontSize24 u-xs-fontSize18 u-textColorNormal u-baseColor--textNormal"><div class="u-fontSize18">Balancing innovation and security</div></div></a><div class="u-clearfix u-marginTop20"><div class="u-flexCenter"><div class="postMetaInline-avatar u-flex0"><a class="link u-baseColor--link avatar" href="https://medium.com/@jadejamahiraj" data-action="show-user-card" data-action-value="4a649dbab90f" data-action-type="hover" data-user-id="4a649dbab90f" dir="auto"><img src="https://cdn-images-1.medium.com/fit/c/72/72/1*TlkbOuBfmtF4KebIIlK1pw.jpeg" class="avatar-image u-size36x36 u-xs-size32x32" alt="Go to the profile of Mahiraj jadeja"></a></div><div class="postMetaInline postMetaInline-authorLockup ui-captionStrong u-flex1 u-noWrapWithEllipsis"><a class="ds-link ds-link--styleSubtle link link--darken link--accent u-accentColor--textNormal u-accentColor--textDarken" href="https://medium.com/@jadejamahiraj" data-action="show-user-card" data-action-value="4a649dbab90f" data-action-type="hover" data-user-id="4a649dbab90f" dir="auto">Mahiraj jadeja</a><div class="ui-caption u-fontSize12 u-baseColor--textNormal u-textColorNormal js-postMetaInlineSupplemental"><time datetime="2024-11-08T19:42:43.553Z">Nov 8</time><span class="middotDivider u-fontSize12"></span><span class="readingTime" title="4 min read"></span><span class="u-paddingLeft4"><span class="svgIcon svgIcon--star svgIcon--15px"><svg class="svgIcon-use" width="15" height="15" ><path d="M7.438 2.324c.034-.099.09-.099.123 0l1.2 3.53a.29.29 0 00.26.19h3.884c.11 0 .127.049.038.111L9.8 8.327a.271.271 0 00-.099.291l1.2 3.53c.034.1-.011.131-.098.069l-3.142-2.18a.303.303 0 00-.32 0l-3.145 2.182c-.087.06-.132.03-.099-.068l1.2-3.53a.271.271 0 00-.098-.292L2.056 6.146c-.087-.06-.071-.112.038-.112h3.884a.29.29 0 00.26-.19l1.2-3.52z"/></svg></span></span></div></div></div></div></div></div></div><div class="u-table u-width100pct u-height350 u-xs-height250"><div class="u-tableCell u-sm-size12of12 u-sm-block u-verticalAlignTop "><div class="u-height350 u-xs-height200"><a href="https://medium.com/minds-without-borders/why-just-being-happy-can-never-last-eeb747ecd22c?source=collection_home---3------8-----------------------" data-post-id="eeb747ecd22c" data-source="collection_home---3------8-----------------------" class="u-block u-sizeFull u-backgroundSizeCover u-backgroundOriginBorderBox u-borderLighter" style="background-image: url("https://cdn-images-1.medium.com/max/2400/1*y4KLf_oxnKEGn9ANw-GgiQ.jpeg"); background-position: 50% 50% !important;"><span class="u-textScreenReader">Why Just Being ‘Happy’ Can Never Last</span></a></div><div class="u-paddingLeft50 u-paddingTop15 u-paddingRight50 u-paddingBottom20 u-xs-paddingLeft20 u-xs-paddingRight0 u-xs-paddingTop15 u-xs-paddingBottom5 "><a class="" href="https://medium.com/minds-without-borders/why-just-being-happy-can-never-last-eeb747ecd22c?source=collection_home---3------8-----------------------" data-action-source="collection_home---3------8-----------------------" data-post-id="eeb747ecd22c"><h3 class="u-contentSansBold u-lineHeightTightest u-xs-fontSize24 u-paddingBottom2 u-paddingTop5 u-fontSize32"><div class="">Why Just Being ‘Happy’ Can Never Last</div></h3><div class="u-contentSansThin u-lineHeightBaseSans u-fontSize24 u-xs-fontSize18 u-textColorNormal u-baseColor--textNormal"><div class="u-fontSize18">This Thanksgiving, discover how the radical concept of contentment can change your life</div></div></a><div class="u-clearfix u-marginTop20"><div class="u-flexCenter"><div class="postMetaInline-avatar u-flex0"><a class="link u-baseColor--link avatar" href="https://medium.com/@paolomaglione" data-action="show-user-card" data-action-value="6e438fd706bb" data-action-type="hover" data-user-id="6e438fd706bb" dir="auto"><img src="https://cdn-images-1.medium.com/fit/c/72/72/1*mlZmX7OF-UB3cWA-eXYszQ.png" class="avatar-image u-size36x36 u-xs-size32x32" alt="Go to the profile of Paul Maglione"></a></div><div class="postMetaInline postMetaInline-authorLockup ui-captionStrong u-flex1 u-noWrapWithEllipsis"><a class="ds-link ds-link--styleSubtle link link--darken link--accent u-accentColor--textNormal u-accentColor--textDarken" href="https://medium.com/@paolomaglione" data-action="show-user-card" data-action-value="6e438fd706bb" data-action-type="hover" data-user-id="6e438fd706bb" dir="auto">Paul Maglione</a><div class="ui-caption u-fontSize12 u-baseColor--textNormal u-textColorNormal js-postMetaInlineSupplemental"><time datetime="2024-11-07T18:20:29.624Z">Nov 7</time><span class="middotDivider u-fontSize12"></span><span class="readingTime" title="9 min read"></span></div></div></div></div></div></div><div class="u-tableCell u-sm-size12of12 u-sm-block u-verticalAlignTop u-width40pct "><div class="u-height350 u-xs-height200"><a href="https://medium.com/minds-without-borders/in-trumpian-twist-win-translates-to-higher-mortgage-rates-0e4de21d1cbc?source=collection_home---3------9-----------------------" data-post-id="0e4de21d1cbc" data-source="collection_home---3------9-----------------------" class="u-block u-sizeFull u-backgroundSizeCover u-backgroundOriginBorderBox u-borderLighter" style="background-image: url("https://cdn-images-1.medium.com/max/2400/1*uMVPfq3MxbOUlRSYMjhCBA.jpeg"); background-position: 50% 50% !important;"><span class="u-textScreenReader">In Trumpian twist, win translates to higher mortgage rates</span></a></div><div class="u-paddingLeft50 u-paddingTop15 u-paddingRight50 u-paddingBottom20 u-xs-paddingLeft20 u-xs-paddingRight0 u-xs-paddingTop15 u-xs-paddingBottom5 "><a class="" href="https://medium.com/minds-without-borders/in-trumpian-twist-win-translates-to-higher-mortgage-rates-0e4de21d1cbc?source=collection_home---3------9-----------------------" data-action-source="collection_home---3------9-----------------------" data-post-id="0e4de21d1cbc"><h3 class="u-contentSansBold u-lineHeightTightest u-xs-fontSize24 u-paddingBottom2 u-paddingTop5 u-fontSize32"><div class="">In Trumpian twist, win translates to higher mortgage rates</div></h3><div class="u-contentSansThin u-lineHeightBaseSans u-fontSize24 u-xs-fontSize18 u-textColorNormal u-baseColor--textNormal"><div class="u-fontSize18">Mortgage rates surgedthis week, with the 30-year fixed rate up to 7%. Investors expect big deficits, and that’ll push up mortgage rates.</div></div></a><div class="u-clearfix u-marginTop20"><div class="u-flexCenter"><div class="postMetaInline-avatar u-flex0"><a class="link u-baseColor--link avatar" href="https://medium.com/@jmostrowski" data-action="show-user-card" data-action-value="9c44c797095b" data-action-type="hover" data-user-id="9c44c797095b" dir="auto"><img src="https://cdn-images-1.medium.com/fit/c/72/72/1*4pROIKlXmr56S2cy3a8iEQ.jpeg" class="avatar-image u-size36x36 u-xs-size32x32" alt="Go to the profile of Jeff Ostrowski"></a></div><div class="postMetaInline postMetaInline-authorLockup ui-captionStrong u-flex1 u-noWrapWithEllipsis"><a class="ds-link ds-link--styleSubtle link link--darken link--accent u-accentColor--textNormal u-accentColor--textDarken" href="https://medium.com/@jmostrowski" data-action="show-user-card" data-action-value="9c44c797095b" data-action-type="hover" data-user-id="9c44c797095b" dir="auto">Jeff Ostrowski</a><div class="ui-caption u-fontSize12 u-baseColor--textNormal u-textColorNormal js-postMetaInlineSupplemental"><time datetime="2024-11-06T20:06:40.387Z">Nov 6</time><span class="middotDivider u-fontSize12"></span><span class="readingTime" title="2 min read"></span><span class="u-paddingLeft4"><span class="svgIcon svgIcon--star svgIcon--15px"><svg class="svgIcon-use" width="15" height="15" ><path d="M7.438 2.324c.034-.099.09-.099.123 0l1.2 3.53a.29.29 0 00.26.19h3.884c.11 0 .127.049.038.111L9.8 8.327a.271.271 0 00-.099.291l1.2 3.53c.034.1-.011.131-.098.069l-3.142-2.18a.303.303 0 00-.32 0l-3.145 2.182c-.087.06-.132.03-.099-.068l1.2-3.53a.271.271 0 00-.098-.292L2.056 6.146c-.087-.06-.071-.112.038-.112h3.884a.29.29 0 00.26-.19l1.2-3.52z"/></svg></span></span></div></div></div></div></div></div></div></div></div></div><style class="js-collectionStyle"> .u-accentColor--borderLight {border-color: #1A8917 !important;} .u-accentColor--borderNormal {border-color: #1A8917 !important;} 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