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<!DOCTYPE html> <html lang="en-US"> <head> <title>AI | PYMNTS.com</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <meta http-equiv="X-UA-Compatible" content="ie=edge" /> <meta name="google-site-verification" content="ywo6cX-b4noB6WSEkiQRbhTNBsV3oDtuR2vuG7rh8Xs" /> <meta name="msapplication-TileImage" content="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-270.jpg" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-32x32-1.png" sizes="32x32" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/android-chrome-192x192-1.png" sizes="192x192" /> <link rel="apple-touch-icon-precomposed" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-180.jpg" /> <script src="https://www.google.com/recaptcha/api.js?render=6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI"></script> <link rel="alternate" type="application/rss+xml" title="RSS 2.0" href="https://www.pymnts.com/feed/" /> <link rel="alternate" type="text/xml" title="RSS .92" href="https://www.pymnts.com/feed/rss/" /> <link rel="alternate" type="application/atom+xml" title="Atom 0.3" href="https://www.pymnts.com/feed/atom/" /> <link rel="pingback" href="https://www.pymnts.com/xmlrpc.php" /> <link rel="dns-prefetch" href="https://www.google.com"> <link rel="dns-prefetch" href="https://stats.g.doubleclick.net"> <link rel="dns-prefetch" href="https://googleads.g.doubleclick.net"> <link rel="dns-prefetch" href="https://fonts.gstatic.com"> <link rel="dns-prefetch" href="https://www.google-analytics.com"> <link rel="preload" as="script" href="/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js" /> <link rel="preload" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> </script> <link rel="preload" as="script" href="https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10" /> <script src='https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10' type='text/javascript' async></script> <script type="text/javascript" src="https://www.pymnts.com/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?92"> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css"> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=Roboto:wght@300;400;500;700&display=swap" rel="stylesheet"> <!-- <link rel="stylesheet" href="/wp-content/uploads/pymnts-ai/instantchatbot.css?v=1"> --> <script> if ('serviceWorker' in navigator) { navigator.serviceWorker.getRegistrations().then(function(registrations) { for (let registration of registrations) { registration.unregister() } }).catch(function(err) { console.log('Service Worker registration failed: ', err); }); } </script> </script> <noscript> <!-- <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?91"> --> <style> .lazyload { display: none; } </style> </noscript> <script> // ST vendor var tag = { "options": { "customerId": "067919d33ae6486b1e5a249a7b40663c" } }; window.addEventListener("load", function() { console.info("ST loaded"); if (tag.isCustom) { jQuery(function($) { Sailthru.init({ customerId: tag.options.customerId, isCustom: true, autoTrackPageview: tag.options.autoTrackPageview, useStoredTags: tag.options.useStoredTags, excludeContent: tag.options.excludeContent, }); }); } else { Sailthru.init({ customerId: tag.options.customerId }); } }); var deferredLoadImages = () => {} /*! 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</script> <script src="https://www.googletagmanager.com/gtag/js?id=UA-11167465-1"></script> <script src="https://cdn.jsdelivr.net/npm/axios/dist/axios.min.js"></script> <script src="https://cdnjs.cloudflare.com/ajax/libs/echarts/5.4.1/echarts.min.js"></script> <script> //console.log('rtInfo load socket.io', window.location.pathname); //axios.get(`https://www.pymnts.com/user-settings/?url=${encodeURIComponent(window.location.pathname)}`); </script> <script defer src="https://cdn.socket.io/4.5.4/socket.io.min.js"></script> <script> let deviceIsBlockingAnalytics = null; let googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (!googleTracker) { let count = 0; let intervalId = setInterval(() => { ++count; googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (googleTracker || count > 5) { clearInterval(intervalId); console.log('tracker', googleTracker); return; } }, 500); } else { console.error('Google Tag Manager is blocked'); deviceIsBlockingAnalytics = true; 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align-items-center"> <div class="col-md-7 mb-3"> <!-- <a href="https://www.pymnts.com/news/b2b-payments/2024/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments/" style="display:block"> --> <div class="video rounded-4"> <div id="video-embed-2296335" class="video-embed"> <div id="streaming"></div> <!-- <div style="position:relative;overflow:hidden;padding-bottom:56.25%"><iframe src="https://cdn.jwplayer.com/players/TyaPb8Wv-YrbGYzGZ.html" width="100%" height="100%" frameborder="0" allow="autoplay" scrolling="auto" title="Episode | What's Next | Ingo Payments | Drew Edwards" style="position:absolute;" allowfullscreen></iframe></div> --> </div> </div> <!-- </a> --> </div> <div class="col-md-5"> <div class="fw-bold text-black" style="font-size:1.5rem;" id="stream-title"></div> <div class="col-md-12 my-3"> <h4 class="fw-bold text-uppercase fs-6 mb-0 text-black"><i>Also on PYMNTS TV</i> </h4> <ul class=" list-group list-group-flush"> <li class="list-group-item 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flex-wrap"> <div class="text-uppercase fw-bold align-items-center fs-5 text-black">PYMNTS Intelligence<sup>®</sup></div>&nbsp; <h2 class="text-uppercase text-black fw-bold my-0 fs-5 align-items-center">AI Research</h2> </div> <div class="row mb-4"> <div class="col-6 col-md-2 mb-2 mb-md-0"> <a href="https://www.pymnts.com/tracker/generative-artificial-intelligence-media-industry-digital-innovation/"><img class="img-fluid mb-2 rounded" src="https://www.pymnts.com/wp-content/uploads/2024/02/AI-ID-Generative-AI-Tracker-February-2024-Cover.jpg?w=768" alt=""></a> </div> <div class="col-md-10"> <a href="https://www.pymnts.com/tracker/generative-artificial-intelligence-media-industry-digital-innovation/" class="fs-5 fw-bold"> Generative AI Tracker®: Does AI Have a Role in Scripting the Future of the Media Industry?</a> <p class="fw-normal mt-2"> <p style="font-weight: 400;">Generative AI has applications for the media industry ranging from creative enhancement to streamlining operations, but worries run the gamut from copyright infringement to job disruption to the propagation of deepfakes and misinformation. This edition of the “<strong>Generative AI Tracker®</strong>,” a collaboration with <strong><a href="https://ai-id.io/" target="_blank" rel="noopener">AI-ID</a></strong>, explores how the media must walk a fine line to maximize the technology’s compelling value proposition while safeguarding the public from its malicious misuse.</p> </a> </p> <p></p> <div class="report-editions"> <p class="data-info"> <a href="https://www.pymnts.com/tracker/generative-artificial-intelligence-media-industry-digital-innovation/">PDF</a> | Inside the February 2024 Report</p> </div> </div> </div> <div class="row mb-4"> <div class="col-6 col-md-2 mb-2 mb-md-0"> <a href="https://www.pymnts.com/study/fraud-prevention-faster-real-time-payments-solutions-open-banking/"><img class="img-fluid mb-2 rounded" src="https://www.pymnts.com/wp-content/uploads/2024/02/Hawk-AI-How-Fraud-Fears-Impact-FIs-Adoption-of-Faster-Payment-Solutions-February-2024-Cover.jpg?w=768" alt=""></a> </div> <div class="col-md-10"> <a href="https://www.pymnts.com/study/fraud-prevention-faster-real-time-payments-solutions-open-banking/" class="fs-5 fw-bold"> How Fraud Fears Impact FIs’ Adoption of Faster Payment Solutions</a> <p class="fw-normal mt-2"> <p style="font-weight: 400;">Forty-six percent of FIs say the fraud risks of providing open banking outweigh the benefits, but the share of skeptics rises to 57% among FIs that experienced increased fraud. 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