CINXE.COM

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id="page-title">Homebuyer Program</h1> <ul class="action-links"></ul> <div about="/work-yale/benefits/yale-signature-benefits/homebuyer-program" typeof="foaf:Document" class="ds-1col node node-11236 node--page clearfix node--view-mode-full view-mode-full clearfix"> <div class="field field-label-hidden field--body"><div class="field-items"><div class="field-item even" property="content:encoded"><p>The Yale Homebuyer Program, a key component of Yale’s partnership with its hometown of New Haven, marked its 28th anniversary in 2022. The program has developed into one of the strongest and most long-lasting examples of Yale’s commitment to its home city of New Haven. Through Fall 2022, Yale University has committed over $35m in funds to assist over 1,300 employees in their purchase of homes in New Haven with a total value of approximately $268 million.</p> </div></div></div><div class="field-collection-container clearfix"><div class="field field-label-hidden field--accordion"><div class="field-items"><div class="field-item even"><div class="field-collection-view clearfix view-mode-full"><div class="entity entity-field-collection-item field-collection-item-field-accordion clearfix" about="/field-collection/field-accordion/4901" typeof=""> <div class="content"> <div class="field field-label-hidden field--title"><div class="field-items"><div class="field-item even"><a href="#">Eligibility</a></div></div></div><div class="field field-label-hidden field--summary"><div class="field-items"><div class="field-item even"><p>The program is available to any Yale University employee who is either:</p> <ul> <li>a faculty member with an appointment of at least one year at 50% or more of full-time;</li> <li>or a permanent staff employee of the University scheduled to work 20 hours or more hours per week.</li> </ul> <p><strong>Note:</strong> Participants must commit to own and reside within the home for at least two years from the date of closing to qualify for the benefit. The benefit ends if the participant ends occupancy. If there is more than one Yale employee in the household, only one benefit will be awarded. Hospital Residents, other Residents, Postdoctoral Fellows, other Fellows, Yale Associates, Yale Students and Casual employees are not the benefit-eligible employee classifications that are required for participation under the program guidelines above.</p> </div></div></div> </div> </div> </div></div><div class="field-item odd"><div class="field-collection-view clearfix view-mode-full field-collection-view-final"><div class="entity entity-field-collection-item field-collection-item-field-accordion clearfix" about="/field-collection/field-accordion/4906" typeof=""> <div class="content"> <div class="field field-label-hidden field--title"><div class="field-items"><div class="field-item even"><a href="#">Description of the Homebuyer Benefit</a></div></div></div><div class="field field-label-hidden field--summary"><div class="field-items"><div class="field-item even"><p>The benefit consists of 10 annual payments. The first payment is $7,500, which is made up of an initial bonus of $5,000 and the first annual payment<strong> of</strong> $2,500. The remaining nine annual payments are $2,500 each for a total of $30,000.</p> <p>Benefit-eligible employees may also receive a $5,000 special incentive payment (increases the total benefit to $35,000 over 10 years) by electing to purchase in a designated area of the Dixwell/Winfield neighborhood. For information on this special incentive, contact the Employee Service Center at 203-432-5552.</p> <p><strong>Note:</strong> Benefit payments are classified by IRS regulations as ordinary income for income tax purposes. Yale is required to withhold all taxes (federal, state, and social security taxes) from the lump-sum benefit payments. Approximately $1,200 of each annual payment and $3,100 of the upfront $5,000 bonus and $5,000 special incentive payments will be made available to participants. Benefit payments and taxes withheld will be included in the participant’s annual Form W-2. Federal income tax withheld by Yale is normally off set when the participant takes a tax deduction for the mortgage interest on his or her annual federal income tax return.</p> <p>In order to receive the benefit, the participant must be an eligible Yale employee (see “Eligibility” above) and must purchase and occupy a single, two or three family home or condominium on an eligible street. The initial payment will be released to the employee just prior to the confirmed closing date. The remaining annual payments shall be made on the anniversary date of the first payment, subject to verification that the participant:</p> <ul> <li>remains an eligible employee</li> <li>continues to own and occupy the home</li> <li>remains in good standing with the first mortgage holder (if applicable).</li> </ul> </div></div></div> </div> </div> </div></div></div></div></div><div class="field field-label-hidden field--tags-view"><div class="field-items"><div class="field-item even"></div></div></div></div> </div> <aside class="sidebars"> <section class="region region-sidebar-first column sidebar"> <div id="block-menu-block-1" class="block menu--interior-left-nav block--menu-block block--menu-block-1 first last odd"> <h2 class="block__title block__title block-title"><a href="/work-yale/benefits/your-well-being" class="active-trail">Your Well-Being</a></h2> <div class="menu-block-wrapper menu-block-1 menu-name-main-menu parent-mlid-0 menu-level-3"> <ul class="menu"><li class="menu__item is-collapsed first collapsed menu-mlid-15981"><a href="/work-yale/benefits/yale-signature-benefits/adoption-support-yale" class="menu__link">Adoption Support at Yale</a></li> <li class="menu__item is-leaf leaf menu-mlid-15961"><a href="/work-yale/benefits/yale-signature-benefits/educational-assistance-programs-yale" class="menu__link">Educational Assistance Programs at Yale</a></li> <li class="menu__item is-leaf leaf menu-mlid-27819"><a href="/work-yale/benefits/your-well-being/healthy-planet-green-benefits" class="menu__link">Healthy Planet Green Benefits</a></li> <li class="menu__item is-active is-active-trail is-expanded last expanded active-trail active menu-mlid-15891"><a href="/work-yale/benefits/yale-signature-benefits/homebuyer-program" class="menu__link is-active-trail active-trail active">Homebuyer Program</a><ul class="menu"><li class="menu__item is-leaf first leaf menu-mlid-15906"><a href="/work-yale/benefits/yale-signature-benefits/homebuyer-program/homebuyer-program-maps" class="menu__link">Homebuyer Program Maps</a></li> <li class="menu__item is-leaf leaf menu-mlid-15896"><a href="/work-yale/benefits/yale-signature-benefits/homebuyer-program/how-apply-homebuyer-program" class="menu__link">How to Apply to the Homebuyer Program</a></li> <li class="menu__item is-leaf last leaf menu-mlid-15916"><a href="/work-yale/benefits/your-well-being/homebuyer-program/yale-homebuyer-seminars" class="menu__link">Yale Homebuyer Seminars</a></li> </ul></li> </ul></div> </div> </section> </aside> </div> <div id="secondary-content" class="secondary-content"> </div> <footer id="footer" class="region region-footer clearfix"> <div class="footer__inner"> <div id="block-block-258" class="block footer-menu__column block--block block--block-258 first odd"> <h2 class="block__title block__title block-title">Helpful Links</h2> <ul> <li><a href="/operations">Operations</a></li> <li><a href="https://yaleedu.sharepoint.com/sites/inside-your-yale" target="_blank">Inside Your Yale</a></li> <li><a href="https://statusboard.apps.yale.edu/" target="_blank">Status Board</a></li> <li><a href="/work-yale/support">Support</a></li> </ul> </div> <div id="block-block-259" class="block footer-menu__column block--block block--block-259 even"> <h2 class="block__title block__title block-title">Required Information</h2> <ul> <li><a href="https://usability.yale.edu/web-accessibility/accessibility-yale">Accessibility at Yale</a></li> <li><a href="/federal-and-state-notice-requirements">Federal and State Notice Requirements</a></li> <li><a href="https://www.yale.edu/nondiscrimination">Nondiscrimination/Title IX</a></li> <li><a href="https://www.yale.edu/privacy-policy">Privacy Policy</a></li> </ul> </div> <div id="block-block-250" class="block footer-menu__column block--block block--block-250 odd"> <h2 class="block__title block__title block-title">Yale Shuttle</h2> <p><a href="/work-yale/campus-services/yale-transit/shuttle"><img alt="Yale Shuttle Map" src="/sites/default/files/images/shuttle-routes-web.png" style="width:185px; 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