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Information concernant les risques en relation avec l'utilisation de SWIFT – CDBF
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SWIFT garantit la s茅curit茅 des donn茅es transmises gr芒ce 脿 des standards 茅lev茅s. 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href="https://cdbf.ch/category/finma/">Plus d'articles en relation</a> </div> <div class="col-lg-9 order-0 order-lg-1 the_content"> <div class="px-lg-4 px-xl-5 position-relative"> <h2 class="h5 font-light"><span class="text-red">Trafic des paiements</span></h2> <h1> Information concernant les risques en relation avec l'utilisation de SWIFT </h1> <!-- auteur --> <nav class="mobile-only mt-4 d-flex align-items-center"> <a class="bubble bubble-lg mb-2 mr-2" href="https://cdbf.ch/author/meregalli/"> <img class="img-fluid" src="https://cdbf.ch/wp-content/themes/cdbf/img/default_profile.png" /> </a> <h6 class="text-uppercase text-black font-light mb-2 mr-4"> <a class="text-black" href="https://cdbf.ch/author/meregalli/"> Samantha Meregalli Do Duc</a> </h6> </nav> <!-- /auteur --> <div class="d-flex align-items-center justify-content-start"> <ul class="nav translations-list"> </ul> </div> <div class="lead mt-4"> <p>Au niveau international et aussi, tout du moins en partie, au niveau national, le syst猫me SWIFT permet les 茅changes d鈥檌nformations cod茅es dans le trafic des paiements et les transactions sur titres. SWIFT garantit la s茅curit茅 des donn茅es transmises gr芒ce 脿 des standards 茅lev茅s. Par contre, ces informations sont quand m锚me enregistr茅es 脿 l鈥櫭﹖ranger, 脿 savoir aux Pays-Bas et aux Etats-Unis, 脿 des fins de v茅rification de la structure et de la r茅f茅rence ainsi que de contr么le de changements. Elles y sont conserv茅es pendant au maximum 124 jours. Apr猫s ce laps de temps, toutes les informations sont effac茅es. La raison pour laquelle ces donn茅es sont enregistr茅es tient 脿 la s茅curit茅 op茅rationnelle, si jamais un 茅tablissement financier voulait faire reproduire ces informations par SWIFT.<br /> La situation restera ainsi jusqu鈥檈n 2012. Le syst猫me d鈥檈nregistrement des informations ne va en r茅alit茅 pas changer, mais l鈥檈nregistrement des donn茅es se fera alors en Suisse et aux Pays-Bas.<br /> La situation est insatisfaisante du fait que ces donn茅es enregistr茅es 脿 l鈥櫭﹖ranger sortent du champ d鈥檃pplication de la l茅gislation suisse. En cons茅quence de cela, les autorit茅s 茅trang猫res peuvent y avoir acc猫s si la l茅gislation applicable au lieu d鈥檈nregistrement le leur permet. A cause de cette situation l鈥橝ssociation suisse des banquiers, d鈥檃ccord avec la FINMA et le Pr茅pos茅 f茅d茅ral 脿 la protection des donn茅es, a pr茅par茅 une <a href="http:// http://www.swissbanking.ch/fr/20090611-kundeninfo_swift.pdf" target="_blank">communication relative 脿 la divulgation de donn茅es en mati猫re de trafic des paiements, de transactions sur titres et autres op茅rations en relation avec SWIFT</a>, laquelle est destin茅e aux clients.<br /> La FINMA, dans sa <a href="http:// http://www.finma.ch/f/aktuell/Pages/aktuell-finma-mitteilung2-20090617.aspx" target="_blank">communication 3 (2009)</a>, invite les 茅tablissements concern茅s 脿 renseigner leur client猫le sur les risques li茅s au trafic des paiements et aux transactions sur titres et 脿 donner cette information sous une forme g茅n茅rale d鈥檌ci 脿 fin 2009. Elle peut par exemple 锚tre faite lors de l鈥檈nvoi des extraits de compte et/ou d茅p么t. La FINMA pr茅voit aussi qu鈥檌l faut attirer l鈥檃ttention du client en particulier sur la <a href="http:// http://www.swissbanking.ch/fr/20090611-kundeninfo_swift.pdf" target="_blank">communication publi茅e par l鈥橝SB</a> et que, au plus tard 脿 partir de 2010, il faudra informer, de la m锚me mani猫re, les nouveaux clients lors de l鈥檕uverture de leur relation d鈥檃ffaires. En plus de cela, la FINMA invite tous les 茅tablissements impliqu茅s 脿 ins茅rer cette information dans leurs conditions g茅n茅rales ou encore dans les contrats d鈥檕uverture de compte.</p> </div> </div> </div> </div> </div> </main> <footer id="footer" class="py-5"> <div class="container"> <div class="row"> <div class="col-lg-2 mb-4 mb-lg-0 text-center text-lg-left"> <img class="img-fluid" alt="Unige" src="https://cdbf.ch/wp-content/themes/cdbf/img/unige.png"> </div> <div class="col-lg-6"> </div> <div class="col-lg-4"> <nav class="nav flex-column align-items-center align-items-lg-end text-right"> <a class="nav-link text-white font-sans-serif small" href="https://cdbf.ch/impressum/">Impressum</a> <a class="nav-link text-white font-sans-serif small" href="mailto:webmaster@cdbf.ch">Webmestre</a> <a class="nav-link text-white font-sans-serif small" href="https://cdbf.ch/charte-editoriale/">Charte 茅ditoriale</a> <a class="nav-link text-white font-sans-serif small" href="https://cdbf.ch/politique-dutilisation-des-cookies/">Politique d’utilisation des cookies</a> <a class="nav-link text-white font-sans-serif small" href="https://cdbf.ch/le-centre/contact/">Contact</a> </nav> </div> </div> </div> </footer> <div id="cookiebar" class="fixed-bottom w-100 text-light py-3" style="display:none;"> <div class="container"> <div class="row"> <div class="col-md-10 small"> Ce site utilise des cookies 脿 des fins de statistiques, d鈥檕ptimisation et de marketing cibl茅. 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