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url(https://www.paypalobjects.com/marketing/web/logos/paypal-mark-color_new.svg);" class="_pypl-logo_2a3j6_4 _pypl-logo_17nkn_1186 undefined">PayPal-Logo</a></div><nav id="main-menu" class="_main-menu_17nkn_518"><div class="_main-menu-wrapper_17nkn_4770"><ul class="_main-menu-list_17nkn_1484"><li><button id="4PltRpyii46vlYXoGEmVMD" aria-controls="submenu-4PltRpyii46vlYXoGEmVMD" aria-expanded="false" data-text="Privatkunden" data-pa-click="{"link":"HeaderMainMenu-Link-Privatkunden", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_17nkn_578 _main-link_17nkn_561">Privatkunden<span class="_glnv-header__subnav-control-icon_17nkn_1512"></span></button><div id="submenu-4PltRpyii46vlYXoGEmVMD" aria-label="Privatkunden" role="region" class="_submenu-wrapper_17nkn_657"><div id="header-4PltRpyii46vlYXoGEmVMD" class="_container_17nkn_981"><div class="_gn-header__subnav_17nkn_668"><h2 class="_segment-title-container_17nkn_1719"><a href="/de/digital-wallet/how-paypal-works" data-pa-click="{"link":"segment-title-Link-PayPal für dich", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_17nkn_1724 _segment-title-link-href_17nkn_2462">PayPal für dich<span class="_segment-title-link_href_arrow_17nkn_2437"></span></a></h2><div class="_dw-submenu-container_17nkn_1521"><div class="_wd-75_17nkn_1525 _wd-75-4_17nkn_2716"><div class="_submenu-col_17nkn_714 _wd-col-4_17nkn_2678"><h3 class="submenu-col__header-div"><a href="/de/digital-wallet/ways-to-pay" data-pa-click="{"link":"HeaderSubnav-SubHeader-SHOPBUY-Shoppen und bezahlen","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Shoppen und bezahlen<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 SHOPBUY"><a href="/de/digital-wallet/ways-to-pay/buy-now-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Jetzt kaufen, später bezahlen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Jetzt kaufen, später bezahlen ">Jetzt kaufen, später bezahlen</a></li><li class="_link-type_with_href_17nkn_4286 SHOPBUY"><a href="/de/digital-wallet/ways-to-pay/checkout-with-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Mit PayPal zahlen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Mit PayPal zahlen ">Mit PayPal zahlen</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-4_17nkn_2678"><h3 class="submenu-col__header-div"><a href="/de/digital-wallet/send-receive-money" data-pa-click="{"link":"HeaderSubnav-SubHeader-SENDRECEIVE-Geld senden und empfangen","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Geld senden und empfangen<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/de/digital-wallet/send-receive-money/send-money" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Geld senden", "event_name": "ppcom_header_nav_clicked" }" aria-label="Geld senden ">Geld senden</a></li><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/de/digital-wallet/send-receive-money/request-money" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Geld anfordern", "event_name": "ppcom_header_nav_clicked" }" aria-label="Geld anfordern ">Geld anfordern</a></li><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/de/digital-wallet/send-receive-money/money-pools" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Geld sammeln", "event_name": "ppcom_header_nav_clicked" }" aria-label="Geld sammeln ">Geld sammeln</a></li><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/de/digital-wallet/send-receive-money/start-selling" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Einfach verkaufen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Einfach verkaufen ">Einfach verkaufen</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-4_17nkn_2678"><h3 class="submenu-col__header-div"><a href="/de/digital-wallet/manage-money" data-pa-click="{"link":"HeaderSubnav-SubHeader-MANAGEMONEY-Geld verwalten","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Geld verwalten<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 MANAGEMONEY"><a href="/de/digital-wallet/ways-to-pay/add-payment-method" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Zahlungsquelle hinzufügen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Zahlungsquelle hinzufügen ">Zahlungsquelle hinzufügen</a></li><li class="_link-type_with_href_17nkn_4286 MANAGEMONEY"><a href="/de/digital-wallet/security-and-protection" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Sicherheit und Schutz ", "event_name": "ppcom_header_nav_clicked" }" aria-label="Sicherheit und Schutz ">Sicherheit und Schutz </a></li></ul></div></div><div class="_wd-25_17nkn_2895 _wd-25-4_17nkn_2959"><ul class="_submenu-col_17nkn_714 _dw-submenu-cards_17nkn_1533 _dw-submenu-cards-3_17nkn_4682"><li class="_submenu-card_17nkn_1533"><a href="/de/digital-wallet" data-pa-click="{"link":"HeaderSubnav-Card-App herunterladen","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/personal-app.svg" alt="App herunterladen" /><div><div class="_text_17nkn_1533">App herunterladen</div></div></a></li><li class="_submenu-card_17nkn_1533"><a href="/de/digital-wallet/how-paypal-works" data-pa-click="{"link":"HeaderSubnav-Card-So funktioniert PayPal","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/personal-how-it-works.svg" alt="So funktioniert PayPal" /><div><div class="_text_17nkn_1533">So funktioniert PayPal</div></div></a></li><li class="_submenu-card_17nkn_1533"><a href="/de/money-hub" data-pa-click="{"link":"HeaderSubnav-Card-Money Hub","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/smart-blue.svg" alt="Money Hub" /><div><div class="_text_17nkn_1533">Money Hub</div></div></a></li></ul></div></div></div></div></div></li><li><button id="6CJeMbaTZnzHUTQGK7GNGE" aria-controls="submenu-6CJeMbaTZnzHUTQGK7GNGE" aria-expanded="false" data-text="KMU " data-pa-click="{"link":"HeaderMainMenu-Link-KMU ", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_17nkn_578 _main-link_17nkn_561">KMU <span class="_glnv-header__subnav-control-icon_17nkn_1512"></span></button><div id="submenu-6CJeMbaTZnzHUTQGK7GNGE" aria-label="KMU " role="region" class="_submenu-wrapper_17nkn_657"><div id="header-6CJeMbaTZnzHUTQGK7GNGE" class="_container_17nkn_981"><div class="_gn-header__subnav_17nkn_668"><h2 class="_segment-title-container_17nkn_1719"><a href="/de/business" data-pa-click="{"link":"segment-title-Link-PayPal für kleine und mittlere Unternehmen", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_17nkn_1724 _segment-title-link-href_17nkn_2462">PayPal für kleine und mittlere Unternehmen<span class="_segment-title-link_href_arrow_17nkn_2437"></span></a></h2><div class="_dw-submenu-container_17nkn_1521"><div class="_wd-75_17nkn_1525 _wd-75-3_17nkn_2715"><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 class="submenu-col__header-div"><a href="/de/business/accept-payments" data-pa-click="{"link":"HeaderSubnav-SubHeader-ACCEPTPAYMENTS-Zahlungen akzeptieren","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Zahlungen akzeptieren<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/de/business/accept-payments/checkout" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-PayPal Checkout", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Checkout ">PayPal Checkout</a></li><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/de/business/accept-payments/checkout/installments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Später bezahlen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Später bezahlen ">Später bezahlen</a></li><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/de/business/accept-payments/invoice" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-E-Mail-Rechnungen", "event_name": "ppcom_header_nav_clicked" }" aria-label="E-Mail-Rechnungen ">E-Mail-Rechnungen</a></li><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/de/business/pos-system" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Kassensystem", "event_name": "ppcom_header_nav_clicked" }" aria-label="Kassensystem ">Kassensystem</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 class="submenu-col__header-div"><a href="/de/business/financial-services" data-pa-click="{"link":"HeaderSubnav-SubHeader-FINANCIALSERVICES-Finanzdienstleistungen","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Finanzdienstleistungen<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 FINANCIALSERVICES"><a href="/de/business/financial-services/debit-card" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Business-Debitkarte", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business-Debitkarte ">Business-Debitkarte</a></li><li class="_link-type_with_href_17nkn_4286 FINANCIALSERVICES"><a href="/de/business/financial-services/working-capital" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal Businesskredit", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Businesskredit ">PayPal Businesskredit</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 class="submenu-col__header-div"><a href="/de/business/operations" data-pa-click="{"link":"HeaderSubnav-SubHeader-BUSINESSOPERATIONS-Geschäftsabläufe","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Geschäftsabläufe<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/de/business/operations/risk-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Risikomanagement", "event_name": "ppcom_header_nav_clicked" }" aria-label="Risikomanagement ">Risikomanagement</a></li><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/de/business/operations/reporting-tools" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Berichtstools", "event_name": "ppcom_header_nav_clicked" }" aria-label="Berichtstools ">Berichtstools</a></li><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/de/business/operations/shipping" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Versand", "event_name": "ppcom_header_nav_clicked" }" aria-label="Versand ">Versand</a></li><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/de/business/operations/dispute-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Konfliktmanagement", "event_name": "ppcom_header_nav_clicked" }" aria-label="Konfliktmanagement ">Konfliktmanagement</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Ressourcen","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Ressourcen </h3><ul><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/partners-and-developers/partner-program/directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Integration von Drittanbietern", "event_name": "ppcom_header_nav_clicked" }" aria-label="Integration von Drittanbietern ">Integration von Drittanbietern</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/e-government" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-E-Government", "event_name": "ppcom_header_nav_clicked" }" aria-label="E-Government ">E-Government</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-PayPal Business Resource Center", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Business Resource Center ">PayPal Business Resource Center</a></li></ul></div></div><div class="_wd-25_17nkn_2895 _wd-25-3_17nkn_2958"><ul class="_submenu-col_17nkn_714 _dw-submenu-cards_17nkn_1533 _dw-submenu-cards-2_17nkn_4678"><li class="_submenu-card_17nkn_1533"><a href="/de/business/open-business-account" data-pa-click="{"link":"HeaderSubnav-Card-Erste Schritte","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-start.svg" alt="Erste Schritte" /><div><div class="_text_17nkn_1533">Erste Schritte</div></div></a></li><li class="_submenu-card_17nkn_1533"><a href="/de/webapps/mpp/merchant-fees" data-pa-click="{"link":"HeaderSubnav-Card-Gebühren","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-pricing.svg" alt="Gebühren" /><div><div class="_text_17nkn_1533">Gebühren</div></div></a></li></ul></div></div></div></div></div></li><li><button id="2QDNhY0dC2DSRp6twJ87LL" aria-controls="submenu-2QDNhY0dC2DSRp6twJ87LL" aria-expanded="false" data-text="Großunternehmen" data-pa-click="{"link":"HeaderMainMenu-Link-Großunternehmen", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_17nkn_578 _main-link_17nkn_561">Großunternehmen<span class="_glnv-header__subnav-control-icon_17nkn_1512"></span></button><div id="submenu-2QDNhY0dC2DSRp6twJ87LL" aria-label="Großunternehmen" role="region" class="_submenu-wrapper_17nkn_657"><div id="header-2QDNhY0dC2DSRp6twJ87LL" class="_container_17nkn_981"><div class="_gn-header__subnav_17nkn_668"><h2 class="_segment-title-container_17nkn_1719"><a href="/de/enterprise" data-pa-click="{"link":"segment-title-Link-PayPal für Großunternehmen", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_17nkn_1724 _segment-title-link-href_17nkn_2462">PayPal für Großunternehmen<span class="_segment-title-link_href_arrow_17nkn_2437"></span></a></h2><div class="_dw-submenu-container_17nkn_1521"><div class="_wd-75_17nkn_1525 _wd-75-3_17nkn_2715"><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-PAYMENTS-Payments","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Payments </h3><ul><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/de/enterprise/payment-processing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Payment Processing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Processing ">Payment Processing</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/de/enterprise/payment-processing/accept-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal akzeptieren", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal akzeptieren ">PayPal akzeptieren</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/de/enterprise/payment-processing/accept-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Später bezahlen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Später bezahlen ">Später bezahlen</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/de/enterprise/payment-processing/payment-optimization" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Payments Optimierung", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payments Optimierung ">Payments Optimierung</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/de/webapps/mpp/campaigns/enterprise-solutions/local-payment-methods" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Zahlungsmethoden", "event_name": "ppcom_header_nav_clicked" }" aria-label="Zahlungsmethoden ">Zahlungsmethoden</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RISKMANAGEMENT&OPERATIONS -Risiko und Prozesse","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Risiko und Prozesse </h3><ul><li class="_link-type_with_href_17nkn_4286 RISKMANAGEMENT&OPERATIONS "><a href="/de/enterprise/fraud-protection-advanced" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Betrugsschutz", "event_name": "ppcom_header_nav_clicked" }" aria-label="Betrugsschutz ">Betrugsschutz</a></li><li class="_link-type_with_href_17nkn_4286 RISKMANAGEMENT&OPERATIONS "><a href="/de/enterprise/global-payouts" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Auszahlungen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Auszahlungen ">Auszahlungen</a></li><li class="_link-type_with_href_17nkn_4286 RISKMANAGEMENT&OPERATIONS "><a href="/de/campaign/enterprise/payment-orchestration" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Orchestration", "event_name": "ppcom_header_nav_clicked" }" aria-label="Orchestration ">Orchestration</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Branchenlösungen","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Branchenlösungen </h3><ul><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/campaigns/enterprise/utilities" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Energie & Versorger", "event_name": "ppcom_header_nav_clicked" }" aria-label="Energie & Versorger ">Energie & Versorger</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/campaigns/enterprise/gaming" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Gaming", "event_name": "ppcom_header_nav_clicked" }" aria-label="Gaming ">Gaming</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/e-government" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Öffentlicher Sektor", "event_name": "ppcom_header_nav_clicked" }" aria-label="Öffentlicher Sektor ">Öffentlicher Sektor</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/campaigns/fuel-industry" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Tankstellen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Tankstellen ">Tankstellen</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/travel-industry" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Travel & Tourismus", "event_name": "ppcom_header_nav_clicked" }" aria-label="Travel & Tourismus ">Travel & Tourismus</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/enterprise/insurance" tabIndex="0" data-pa-click="{"link":"HeaderSubnav5-Link-Versicherungen", "event_name": "ppcom_header_nav_clicked" }" aria-label="Versicherungen ">Versicherungen</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Ressourcen","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Ressourcen </h3><ul><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/webapps/mpp/partners-and-developers/partner-program/directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Integration von Drittanbietern", "event_name": "ppcom_header_nav_clicked" }" aria-label="Integration von Drittanbietern ">Integration von Drittanbietern</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/business/platforms-and-marketplaces" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Plattformen und Marktplätze", "event_name": "ppcom_header_nav_clicked" }" aria-label="Plattformen und Marktplätze ">Plattformen und Marktplätze</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/de/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-PayPal Business Resource Center", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Business Resource Center ">PayPal Business Resource Center</a></li></ul></div></div><div class="_wd-25_17nkn_2895 _wd-25-3_17nkn_2958"><ul class="_submenu-col_17nkn_714 _dw-submenu-cards_17nkn_1533 _dw-submenu-cards-1_17nkn_4677"><li class="_submenu-card_17nkn_1533"><a href="/de/enterprise/contact-sales" data-pa-click="{"link":"HeaderSubnav-Card-Sales kontaktieren","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/enterprise-contact.svg" alt="Vertriebskontakt" /><div><div class="_text_17nkn_1533">Sales kontaktieren</div></div></a></li></ul></div></div></div></div></div></li><li><a id="2K5vv5DXXrtnjAEv82vzgr" href="https://developer.paypal.com/home/" aria-label="Developer" data-text="Developer" data-pa-click="{"link":"HeaderMainMenu-Link-Developer", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_17nkn_561">Developer</a></li></ul><ul class="_main-menu-list_17nkn_1484"><li><a id="7Lp47zG2QHGKhUoftrcbj3" href="/de/smarthelp/home" aria-label="Hilfe" data-text="Hilfe" data-pa-click="{"link":"HeaderMainMenu-Link-Hilfe", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_17nkn_561">Hilfe</a></li></ul></div><ul class="_main-menu__sublist_17nkn_1876"><li class="_sublist-cta-wrapper_17nkn_795"><a href="/de/webapps/mpp/account-selection" data-testid="legacy-mobile-signup" data-pa-click="{"link": "HeaderMainMenu0-Cta-Registrieren","event_name":"ppcom_header_signup_clicked"}" role="link" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39">Registrieren</a></li></ul></nav><div data-testid="header-buttons" id="_header-buttons_17nkn_1059" class="_header-buttons_17nkn_1059 _mobile-nav-btn__placeholder-padding_17nkn_3189"><div><a href="/signin" target="_self" id="_ul-btn_17nkn_1" role="link" data-pa-click="{"link": "HeaderMainMenu0-Cta-Einloggen","event_name":"ppcom_header_login_clicked"}" class="_pypl-btn_17nkn_882 _pypl-btn--small_17nkn_1055 _pypl-btn--outline-white_17nkn_1059">Einloggen</a><a href="/de/webapps/mpp/account-selection" target="_self" id="_signup-button_17nkn_1" role="link" data-pa-click="{"link": "HeaderMainMenu1-Cta-Registrieren","event_name":"ppcom_header_signup_clicked"}" class="_pypl-btn_17nkn_882 _pypl-btn--outline-white_17nkn_1059 _pypl-btn--small_17nkn_1055 _pypl-btn--outline-white_17nkn_1059 undefined">Registrieren</a></div></div></div></div><div id="dw-overlay-menu-open" class="_dw-overlay-menu-open_17nkn_1444"></div></header></div><div class="document-body" data-testid="document-body-element"><section class="hero hero-layout-default hero-no-graphic-shapes section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-pxchwr"><div class="hero-content ppcmsnodeweb-x7lxay"><div class="text-group text-group-alignment-start" style="opacity:1;transform:none"><div style="opacity:1;transform:none"><div class="text-group-eyebrow-container"><h1 class="text-group-eyebrow-text heading-text-size-title">Risikomanagement</h1> </div></div><div style="opacity:1;transform:none"><h2 class="text-group-headline heading-text-size-headline-2">Schützen Sie Ihr Unternehmen mit intelligenten Risikomanagement-Tools.</h2> </div><div style="opacity:1;transform:none"><p class="text-group-paragraph body-text-size-body">Mit unserem umfassenden Wissen und unserer auf Machine Learning basierten Technologie, können Sie Ihr Unternehmen schützen und Risiken im Hintergrund managen, um Zeit und Aufwand zu sparen. So können Sie sich wieder ganz auf Ihr Kerngeschäft konzentrieren.</p> </div><div class="text-group-content-button-group" style="opacity:1;transform:none"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Neu anmelden" target="_self" data-pa-click="{"link":"top:0:0:Primary:SignUp_CTA:clicked","event_name":"top_0_0_Primary_SignUp_CTA_clicked"}" href="https://www.paypal.com/de/bizsignup/entry">Neu anmelden</a><a class="button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sales-Kontakt" target="_self" data-pa-click="{"link":"top:0:0:Secondary:ContactSales_CTA:clicked","event_name":"top_0_0_Secondary_ContactSales_CTA_clicked"}" href="https://www.paypal.com/de/business/contact-sales">Sales-Kontakt</a></div></div></div></div></div><div class="hero-media ppcmsnodeweb-4l2774"><div class="hero-media-container"><div class="hero-media-frame image-frame image-frame-rounded-corners" style="min-width:100%;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)" id="3ZCjbc7fE12ZSOHxlOu9sq"><picture><source type="image/webp" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/webp" media="(min-width: 41.0625rem) and (max-width: 63.9375rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/webp" media="(min-width: 64rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/avif" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500&format=avif 1500w"/><source type="image/avif" media="(min-width: 41.0625rem) and (max-width: 63.9375rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500&format=avif 1500w"/><source type="image/avif" media="(min-width: 64rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500&format=avif 1500w"/><img alt="Lächelnde Geschäftsinhaberin überprüft ihren Tee-Bestand in großen Glas-Einmachgläsern" aria-hidden="false" src="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=300 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=600 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=900 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1200 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/risk-management/hero_size-mobile-up.jpg?quality=75&width=1500 1500w" fetchpriority="high"/></picture></div></div></div></section><div class="white-plate sub-nav sub-nav-position-fixed grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-1s28rn0" id="SubNav" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="sub-nav-grid-item sub-nav-grid-item-overflow ppcmsnodeweb-1cw9p26" style="opacity:1;visibility:visible"><nav class="sub-nav-container"><p class="sub-nav-title"><span class="sub-nav-title-text heading-text-size-title"></span></p><div class="sub-nav-cta-motion-wrapper" style="opacity:0;width:auto;display:flex;visibility:hidden"><ul class="sub-nav-items-list sub-nav-cta-list" aria-hidden="false"><li class="sub-nav-cta-list-item"><a class="sub-nav-cta-item button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Neu anmelden" target="_self" data-pa-click="{"link":"top:1:0:Primary:SignUp_CTA:clicked","event_name":"top_1_0_Primary_SignUp_CTA_clicked"}" href="https://www.paypal.com/de/bizsignup/entry">Neu anmelden</a></li><li class="sub-nav-cta-list-item"><a class="sub-nav-cta-item button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sales-Kontakt" target="_self" data-pa-click="{"link":"top:1:0:Secondary:ContactSales_CTA:clicked","event_name":"top_1_0_Secondary_ContactSales_CTA_clicked"}" href="https://www.paypal.com/de/business/contact-sales">Sales-Kontakt</a></li></ul></div><div class="sub-nav-popup" id="sub-nav-popup" style="opacity:0;transform:translateX(0rem) translateY(1.25rem) scale(1) translateZ(0)"><p class="sub-nav-title sub-nav-title-popup"><span class="sub-nav-title-text heading-text-size-title"></span></p><hr class="divider divider-orientation-horizontal sub-nav-divider-horizontal"/><ul class="sub-nav-items-list sub-nav-items-list-orientation-vertical sub-nav-cta-list sub-nav-cta-list-orientation-vertical" aria-hidden="false"><li class="sub-nav-cta-list-item"><a class="sub-nav-cta-item button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Neu anmelden" target="_self" data-pa-click="{"link":"top:1:0:Primary:SignUp_CTA:clicked","event_name":"top_1_0_Primary_SignUp_CTA_clicked"}" href="https://www.paypal.com/de/bizsignup/entry">Neu anmelden</a></li><li class="sub-nav-cta-list-item"><a class="sub-nav-cta-item button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sales-Kontakt" target="_self" data-pa-click="{"link":"top:1:0:Secondary:ContactSales_CTA:clicked","event_name":"top_1_0_Secondary_ContactSales_CTA_clicked"}" href="https://www.paypal.com/de/business/contact-sales">Sales-Kontakt</a></li></ul><button data-pa-click="{"link":"SubNav-Button-Popup-close button","event_name":"smb_button_clicked"}" aria-label="" type="button" class="nav-button nav-button-type-icon-button sub-nav-popup-close-btn"><svg width="24" height="25" viewBox="0 0 24 25" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" aria-label="" class="close-icon"><path fill-rule="evenodd" clip-rule="evenodd" d="M11.9997 11.1308L7.25746 6.38877C6.74102 5.87235 5.90372 5.87237 5.3873 6.38881C4.87088 6.90524 4.8709 7.74254 5.38734 8.25896L10.1295 13.0009L5.38752 17.7427C4.87108 18.2591 4.87107 19.0964 5.38749 19.6128C5.90391 20.1293 6.7412 20.1293 7.25764 19.6129L11.9997 14.871L16.7417 19.6128C17.2581 20.1293 18.0954 20.1292 18.6118 19.6128C19.1282 19.0964 19.1282 18.2591 18.6118 17.7427L13.8698 13.0009L18.612 8.25896C19.1284 7.74254 19.1284 6.90525 18.612 6.38881C18.0956 5.87237 17.2583 5.87235 16.7418 6.38877L11.9997 11.1308Z" fill="#001C64"></path></svg></button></div></nav></div></div><section class="text-section section-wrapper stone-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Zuverlässige Risikoinformationen</h2> </div></div></div></section><section class="feature-column feature-column-no-graphic-shape section-wrapper stone-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1opnkhz"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Umfassende Erfahrung</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Profitieren Sie von unserer umfassenden Erfahrung. Im Jahr 2022 haben wir mehr als 20 Milliarden Transaktionen sicher abgewickelt.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-ab9ri8"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Betrugs-Erkennung</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Unsere Tools zur Betrugs-Erkennung werden mit jeder Transaktion intelligenter, um Sie vor bestehenden und neuen Bedrohungen zu schützen.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-160uw53"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Globales Verbraucher- netzwerk</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Mit einem der weltweit größten Zahlungsdatensätze können wir Ihnen helfen, qualifizierte Kund:innen auf der ganzen Welt zu erreichen.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1hperm4"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">PSD2 und 3DS2</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Die Plattform verfügt über einen integrierten Compliance-Prozess mit starker Kundenauthentifizierung für PSD2 und Karteninhaber-autenthifizierung mit 3D Secure 2.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Weitere Informationen" target="_self" data-pa-click="{"link":"middle:1:3:Secondary:Button_CTA:clicked","event_name":"middle_1_3_Secondary_Button_CTA_clicked"}" href="#accordion-row4">Weitere Informationen</a></div></div></div></div></div></div></section><section class="text-section section-wrapper slate-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-tzcz0h" id="seller-protection" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Schutz für PayPal-Zahlungen</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Wenn Sie PayPal, Bezahlung nach 30 Tagen oder PayPal Ratenzahlung akzeptieren,<sup>1</sup> können wir Ihrem Unternehmen helfen, die Auswirkungen finanzieller Verluste – selbst im Falles eines Kundenkonflikts – mit <a href="https://www.paypal.com/de/legalhub/useragreement-full#seller-protection" target="_self" rel="" class="html-text-renderer-link text-group-paragraph" data-pa-click="{"link":"TextSection-Link-paragraph-dem Verkäuferschutz","event_name":"smb_text_link_clicked"}">dem Verkäuferschutz</a> auf berechtigte Transaktionen zu reduzieren. <a href="https://www.paypal.com/de/legalhub/useragreement-full#seller-protection" target="_self" rel="" class="html-text-renderer-link text-group-paragraph" data-pa-click="{"link":"TextSection-Link-paragraph-Es gelten entsprechende Einschränkungen","event_name":"smb_text_link_clicked"}">Es gelten entsprechende Einschränkungen</a>.</p> </div></div></div></section><section class="stack-section section-wrapper slate-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-ng2ysm" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-18byuhn"><div class="_custom-media-frame_ _custom-media-frame-animation-type-default_s9709_3 _media-frame-template-media-ratio-16-9_582ut_74 image-frame image-frame-rounded-corners" style="min-width:auto;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></section><section class="feature-column feature-column-no-graphic-shape section-wrapper slate-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1ajbm3s"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Betrugsüberwachung rund um die Uhr</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Unsere permanente Betrugsüberwachung hilft dabei, betrügerische Transaktionen zu erkennen. So müssen Sie sich keine Sorgen machen.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-hc39pf"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Gebührenfreier Verkäuferschutz</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Wir wissen, wie wichtig es ist, sich keine Sorgen um betrügerische Transaktionen machen zu müssen, daher fallen keine zusätzlichen Gebühren für unseren Verkäuferschutz an.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-bx8qyp"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Unterstützung bei der Konfliktlösung</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Wenn Käufer:innen Ihnen ein Problem mitteilen, sind wir für Sie da. Und wir verwahren den strittigen Betrag sicher, während wir Ihnen helfen, eine Lösung zu finden.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Mehr zum Konfliktmanagement" target="_self" data-pa-click="{"link":"middle:4:2:Secondary:Button_CTA:clicked","event_name":"middle_4_2_Secondary_Button_CTA_clicked"}" href="https://www.paypal.com/de/business/operations/risk-management#accordion-row4">Mehr zum Konfliktmanagement</a></div></div></div></div></div></div></section><section class="text-section section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-tzcz0h" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Schutz bei Kartenzahlungen</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Überlassen Sie uns Ihr Risikomanagement mithilfe des Rückbuchungsschutzes oder nutzen Sie unseren Betrugsschutz, um das Risikomanagement selbst zu verwalten.</p> </div></div></div></section><div class="page-segment-control-nav-wrapper"><div class="page-segment-control-nav-sticky-wrapper ppcmsnodeweb-txh493"><section class="page-segment-control-nav page-segment-control-nav-align-center section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-qa8y60" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="page-segment-control-nav-griditem ppcmsnodeweb-18byuhn"><div class="segment-control-group-tabs-container large-container" role="tablist"><a class="segment-control-group-tab-active" role="tab" href="#tool-fur-ruckbuchungsschutz" id="tool-für-rückbuchungsschutz-tab" aria-controls="tool-für-rückbuchungsschutz-panel" data-pa-click="{"link":"SegmentControlGroup-Link-tool-für-rückbuchungsschutz","event_name":"smb_text_link_cta_clicked"}" aria-selected="true"><span class="body-text-size-body-large-bold">Tool für Rückbuchungsschutz</span></a><a class="segment-control-group-tab" role="tab" href="#betrugsschutz" id="betrugsschutz-tab" aria-controls="betrugsschutz-panel" data-pa-click="{"link":"SegmentControlGroup-Link-betrugsschutz","event_name":"smb_text_link_cta_clicked"}" aria-selected="false"><span class="body-text-size-body-large-bold">Betrugsschutz²</span></a></div></div></section></div><div class="ppcmsnodeweb-1iqtzzn"></div><div role="tabpanel" aria-labelledby="tool-für-rückbuchungsschutz-tab" id="tool-für-rückbuchungsschutz-panel" class="page-segment-control-nav-tab-content page-segment-control-nav-active-content"><section class="split-section section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-73b4y" id="sHwS6AkVU2h5huNy6sGG9" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-i1u9u5"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-1ej2epk"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-2">Halten Sie Rückbuchungen in Schach</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Der Rückbuchungsschutz trägt dazu bei, das Risiko betrügerischer Kredit- oder Debitkartentransaktionen in Echtzeit zu verringern, indem für jede einzelne Transaktion bewertet wird, ob sie genehmigt oder abgelehnt werden sollte. Wenn sich eine dieser Transaktionen als betrügerisch herausstellt oder dazu führt, dass ein Artikel nicht angekommen ist, und Sie die erforderlichen Nachweise vorlegen, verzichten wir bei berechtigten Transaktionen auf die Rückbuchungsgebühr und den Kaufbetrag.<sup>3</sup></p> </div><div class="text-group-feature-list-wrapper" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><ul class="feature-list"><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Automatische Optimierung der Autorisierungsrate und des Risikomanagements</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Zusätzlich zu den normalen Transaktionsgebühren für Händler wird für jede berechtigte Transaktion eine geringe Gebühr erhoben</p> </li></ul></div></div></div></section><section class="feature-column feature-column-no-graphic-shape section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1ajbm3s"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-headline heading-text-size-headline-6">Keine Risikoexpertise erforderlich</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Integriert in erweiterte Funktionen für Kredit- und Debitkarten. Keine neue Integration erforderlich.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-hc39pf"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-headline heading-text-size-headline-6">Betrug erkennen</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Die umfangreichen Daten aus unseren über 15 Milliarden jährlichen Transaktionen ermöglichen Echtzeit-Transaktionsbetrugsanalysen und Auftragsentscheidungen.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-bx8qyp"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-headline heading-text-size-headline-6">Vermeiden Sie falsche Ablehnungen</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Reduzieren Sie falsche Ablehnungen und vermeiden Sie unangenehme Gespräche mit Kund:innen.</p> </div></div></div></div></section></div><div role="tabpanel" aria-labelledby="betrugsschutz-tab" id="betrugsschutz-panel" class="page-segment-control-nav-tab-content"><section class="split-section section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-73b4y" id="7qjIhN2Qdei0StxrYKoE8O" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-i1u9u5"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-1ej2epk"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-1">Betrügern immer einen Schritt voraus</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Erhalten Sie mehr Einblicke und Kontrolle, um Rückbuchungen und Ablehnungen auszugleichen. Der Betrugsschutz liefert Informationen sowohl von Händler- als auch von Verbraucherseite in Kombination mit fortschrittlichem maschinellem Lernen und Analysen, damit Sie Ihr Unternehmen vor bestehenden und sich anbahnenden Bedrohungen schützen können.</p> </div><div class="text-group-feature-list-wrapper" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><ul class="feature-list"><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Kontrollieren Sie Entscheidungen von Ihrer eigenen Betrugsschutz-Workbench aus</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Legen Sie Risikoregeln und Filter fest, um Ihr Risikoprofil zu verwalten und anzupassen</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Keine zusätzlichen Gebühren für den Betrugsschutz</p> </li></ul></div></div></div></section><section class="feature-column feature-column-no-graphic-shape section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1ajbm3s"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-headline heading-text-size-headline-6">Keine neue Integration erforderlich</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Sparen Sie Zeit und Ressourcen, da diese Risikoanalyselösung bereits in den erweiterten Funktionen für Kredit- und Debitkarten integriert ist.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-hc39pf"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-headline heading-text-size-headline-6">Nutzen Sie umfassende Intelligenz</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Lassen Sie unser Know-how für Sie arbeiten. Wir können Ihnen eine Transaktionsbewertung basierend auf den Trends geben, die wir in den PayPal Transaktionen sehen.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-bx8qyp"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-headline heading-text-size-headline-6">Risiko und Konversion ausgleichen</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Genehmigen und lehnen Sie Transaktionen automatisch mit benutzerdefinierten, vorkonfigurierten Filtern ab. Sie können auch Risikoregeln und Filter festlegen, die Ihrer Risikotoleranz entsprechen.</p> </div></div></div></div></section></div></div><section class="card-content-section section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-ivm9ae" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-1vs64uy"><div role="region" class="carousel white carousel-disabled card-content-section-carousel card-content-section-carousel-slides-per-view-1"><div><div class="carousel-track-container"><div role="presentation" class="carousel-track white"><div role="group" aria-roledescription="slide" aria-label="" aria-hidden="false" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_slide_button_clicked"}"><div class="slate-plate card-content-section-item card-content-section-item-card-style-normal card-content-section-item-cards-1 noImage"><div class="text-group text-group-alignment-center card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-2">Gebühren ohne Überraschungen</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Keine Monats- oder Einrichtungsgebühren. Sie zahlen erst, wenn Sie bezahlt werden.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-center button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Mehr zu Gebühren" target="_self" data-pa-click="{"link":"middle:7:0:Primary:Button_CTA:clicked","event_name":"middle_7_0_Primary_Button_CTA_clicked"}" href="https://www.paypal.com/de/webapps/mpp/merchant-fees">Mehr zu Gebühren</a></div></div></div></div></div></div></div><div class="page-nav-container"><button aria-label="" aria-current="true" aria-disabled="true" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_indicator_button_clicked"}" class="carousel-indicator activeButton" type="button"><span></span></button></div></div></div><span class="carousel-notification" aria-live="polite" aria-atomic="true"></span></div></div></section><section class="accordion accordion-theme-white section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-4tets9" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-agbtfv"><div class="text-group text-group-alignment-start accordion-headline" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-2">Häufige Fragen</h2> </div></div></div><div class="ppcmsnodeweb-tmvyzy"><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row1" aria-controls="accordion-content1" aria-expanded="true" data-pa-click="{"link":"accordionItemHeader-Primary-Wie unterscheidet sich der Rückbuchungsschutz vom Verkäuferschutz?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Wie unterscheidet sich der Rückbuchungsschutz vom Verkäuferschutz?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content1" aria-labelledby="accordion-row1" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Sowohl der Rückbuchungs- als auch der Verkäuferschutz schützen Ihr Unternehmen vor betrügerischen und nicht genehmigten Transaktionen. Der Verkäuferschutz ist für PayPal Zahlungstransaktionen verfügbar, z.B. PayPal, Bezahlung nach 30 Tagen und PayPal Ratenzahlungen. Der Rückbuchungsschutz ist nur für berechtigte Kredit- und Debitkartentransaktionen verfügbar.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row2" aria-controls="accordion-content2" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Kann ich bei der Annahme von Kartenzahlungen sowohl den Rückbuchungsschutz als auch den Betrugsschutz erhalten?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Kann ich bei der Annahme von Kartenzahlungen sowohl den Rückbuchungsschutz als auch den Betrugsschutz erhalten?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content2" aria-labelledby="accordion-row2" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Beide bieten die Vorteile der PayPal-Betrugserkennung und des Risikomanagements für Kredit- und Debitkartentransaktionen, Sie können jedoch nur einen der Dienste gleichzeitig nutzen. Der Betrugsschutz verursacht keine zusätzlichen Kosten, Sie sind jedoch für alle Rückbuchungen und damit verbundenen Gebühren verantwortlich.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row3" aria-controls="accordion-content3" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Wie werden Transaktionsgelder durch Verkäuferschutz und Rückbuchungsschutz einbehalten?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Wie werden Transaktionsgelder durch Verkäuferschutz und Rückbuchungsschutz einbehalten?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content3" aria-labelledby="accordion-row3" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Bei berechtigten Konflikten werden über den Verkäuferschutz und den Rückbuchungsschutz<sup>4</sup> Transaktionsgelder vorübergehend einbehalten, jedoch niemals von Ihrem Händlerkonto abgebucht. Nach Erhalt der erforderlichen Unterlagen wird die Einbehaltung freigegeben und das Geld steht Ihnen wieder in Ihrem Konto zur Verfügung.<sup>3</sup></p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row4" aria-controls="accordion-content4" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Was ist 3DS2?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Was ist 3DS2?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content4" aria-labelledby="accordion-row4" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">3D-Secure 2 ist das sichere Protokoll, das entwickelt wurde, um verbesserte Sicherheit und starke Authentifizierung zu gewährleisten, wenn Sie Ihre Debit- oder Kreditkarte für Online-Einkäufe verwenden. Es kann – je nach Netzwerk – auch als Mastercard ID-Check, Verified by Visa oder American Express SafeKey bezeichnet werden. 3D Secure 2 ermöglicht es Kartenanbietern, entweder eine reibungslose Authentifizierung der Karteninhaber:innen durchzuführen oder eine Prüfung (oder Zwei-Faktor-Authentifizierung) anzufordern, um ihre Identität zu verifizieren oder ihre Compliance-Anforderungen zu erfüllen. Die Methode, mit der die Banken die Identität ihrer Kund:innen überprüfen (z.B. Einmalpasswort per SMS oder biometrische Authentifizierung), wird von ihnen festgelegt und bei den Karteninhaber:innen eingerichtet.</p> <p class="body-text-size-body">Wir empfehlen Händler:innen im Vereinigten Königreich und der Europäischen Union, 3D Secure 2 zu verwenden, um die Einhaltung der PSD2- und SCA-Anforderungen (Strong Customer Authentication, starke Kundenauthentifizierung) zu gewährleisten. 3D ist das branchenübliche Authentifizierungsprotokoll für Karteninhaber:innen und ermöglicht es Kartenanbietern, ihre SCA-/Zwei-Faktor-Authentifizierungsverpflichtungen zu erfüllen.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row5" aria-controls="accordion-content5" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Warum 3DS2?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Warum 3DS2?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content5" aria-labelledby="accordion-row5" role="region" style="height:0px;opacity:0;display:none"><ul><li class="body-text-size-body">Mehr Sicherheit: 3D Secure 2 verschafft Online-Transaktionen eine zusätzliche Sicherheitsebene, indem Karteninhaber:innen sich mit einem Passwort oder biometrischen Daten authentifizieren müssen. Dies reduziert das Risiko von nicht genehmigten Transaktionen und Rückbuchungen und schützt sowohl das Unternehmen als auch die Kund:innen.</li><li class="body-text-size-body">Verringerung der Haftung für Betrug: Durch die Verwendung von 3D Secure 2 können Unternehmen die Haftung für bestimmte Arten von Rückbuchungen im Zusammenhang mit betrügerischen Transaktionen auf den Kreditkartenanbieter verlagern. Dies kann dazu beitragen, Unternehmen vor finanziellen Verlusten durch betrügerische Aktivitäten zu schützen.</li><li class="body-text-size-body">Compliance: Die Authentifizierung von Karteninhaber:innen ist in mehreren Regionen vorgeschrieben, und 3D Secure 2 hilft Kartenanbietern, diese Anforderungen zu erfüllen.</li></ul></div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row6" aria-controls="accordion-content6" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Wie erhalte ich 3DS2 auf PayPal","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Wie erhalte ich 3DS2 auf PayPal</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content6" aria-labelledby="accordion-row6" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">PayPal bietet die neueste 3DS2-Lösung für Sie und Ihre Kundschaft. Weitere Informationen finden Sie in der <a href="https://developer.paypal.com/docs/checkout/advanced/customize/3d-secure/?_ga=2.136028209.1623699311.1719241309-942070374.1714085565" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Accordion-Link--Entwicklerdokumentation","event_name":"smb_text_link_clicked"}">Entwicklerdokumentation</a> oder <a href="https://www.paypal.com/de/webapps/mpp/business/contact-sales" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Accordion-Link--wenden Sie sich an den Vertrieb","event_name":"smb_text_link_clicked"}">wenden Sie sich an den Vertrieb</a>.</p> </div></div></div></section><section class="article-card-template not-mounted section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-1eslgvb"><div class="ppcmsnodeweb-y59vw7"><div class="text-group text-group-alignment-start article-card-template-header" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-2">Lernen Sie von unseren Experten</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Entdecken Sie hilfreiche Artikel, Fallstudien und Webinare zu Geschäftsabläufen, die Ihnen bei der Führung Ihres Unternehmens helfen können.</p> </div></div></div><div class="article-card-template-carousel-grid-wrapper ppcmsnodeweb-1d4oewu"><div aria-label="Links zu 3 Artikeln zu Finanzdienstleistungen" role="region" class="carousel white article-card-template-container"><div><div class="carousel-track-container"><div role="presentation" class="carousel-track white"><div role="group" aria-roledescription="slide" aria-label="Folie" aria-hidden="false" class="carousel-slide"><a 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verwalten</h2> </div></div></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-large stone-plate" aria-label="Konfliktmanagement" href="https://www.paypal.com/de/business/operations/dispute-management" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Konfliktmanagement","event_name":"smb_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="heading-text-size-title">Konfliktmanagement</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path 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arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large stone-plate" aria-label="PayPal-Sammelzahlungen" href="https://www.paypal.com/de/business/operations/mass-payments" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-PayPal-Sammelzahlungen","event_name":"smb_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="heading-text-size-title">PayPal-Sammelzahlungen</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-large stone-plate" aria-label="PayPal Business Resource Center" href="https://www.paypal.com/de/brc/" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-PayPal Business Resource Center","event_name":"smb_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="heading-text-size-title">PayPal Business Resource Center</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div></section><section class="text-section section-wrapper white-plate grid quantum-leap-supreme ppe-palette grid-compact ppcmsnodeweb-dnfkog" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Wir unterstützen Ihr Unternehmen.</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Jedes Unternehmen braucht zuverlässige Partner:innen. Von sicherer Zahlungsabwicklung bis hin zu hilfreichen Geschäftsanalysen – wir sind für Sie da.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-center button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Neu anmelden" target="_self" data-pa-click="{"link":"bottom:3:0:Primary:SignUp_CTA:clicked","event_name":"bottom_3_0_Primary_SignUp_CTA_clicked"}" href="https://www.paypal.com/de/bizsignup/entry">Neu anmelden</a><a class="button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sales-Kontakt" target="_self" data-pa-click="{"link":"bottom:3:0:Secondary:ContactSales_CTA:clicked","event_name":"bottom_3_0_Secondary_ContactSales_CTA_clicked"}" href="https://www.paypal.com/de/business/contact-sales">Sales-Kontakt</a></div></div></div></div></div></section></div><div class="document-footer"><div id="globalnav-footer-wrapper" class="global-footer--wrapper glnv-ppe glnv-supreme-font glnv-compact-grid glnv-black" data-theme="ppe"> <div id="globalnav-footer" data-nav-version="rebrand"><footer data-building-block="organism" id="footer" translate="no" data-theme="ppe" class="_global-footer_frxy7_455 _rebrand-footer_frxy7_458 _ppe_frxy7_3 _supreme-font_frxy7_406 _black_frxy7_90"><div class="_container_frxy7_681"><div class="_pypl-logo-wrapper-footer_frxy7_493"></div><div class="_row_frxy7_506"><div class="_links-container_frxy7_509"><ul class="_footer-main_frxy7_518 _ul-main-links_frxy7_562"><li id="44LfYdbI1adlhWpmZZsidx" class><a href="/de/cshelp/personal" target="_self" data-pa-click="Footer-Link-Hilfe" class="_footer-link_frxy7_522">Hilfe</a></li><li id="FjhdvtLAECbdtehpsOSUv" class><a href="/de/smarthelp/contact-us" target="_self" data-pa-click="Footer-Link-Kontakt" class="_footer-link_frxy7_522">Kontakt</a></li><li id="25dhwIWLe5YfZH0LHtQfmc" class><a href="/de/webapps/mpp/paypal-fees" target="_self" data-pa-click="Footer-Link-Gebühren" class="_footer-link_frxy7_522">Gebühren</a></li><li id="6PtTgTGVbJEMZGv4gKkm1t" class><a href="/de/security" target="_self" data-pa-click="Footer-Link-Sicherheit" class="_footer-link_frxy7_522">Sicherheit</a></li><li id="5AJIFIbFz1PHulJhmF50HX" class><a href="/de/webapps/mpp/mobile-apps" data-pa-click="Footer-Link-Apps" class="_footer-link_frxy7_522">Apps</a></li><li id="3VwENPGdW3gpfs5QMwUGgt" class><a href="/de/webapps/mpp/offers" target="_self" data-pa-click="Footer-Link-Angebote" class="_footer-link_frxy7_522">Angebote</a></li><li id="WpMUMlmnXXlaYG5pQJm4rj" class><a href="https://www.paypalobjects.com/marketing/web/complaince/EU-Digital-Services-Act-at-PayPal.pdf" target="_self" data-pa-click="Footer-Link-EU Digital Services Act" class="_footer-link_frxy7_522">EU Digital Services Act</a></li></ul><ul class="_footer-main_frxy7_518"><li class="_country-selector_frxy7_435"></li></ul></div></div><div class="_row_frxy7_506"><div class="_links-container_frxy7_509"><hr class="_hidden-lg-down_frxy7_590 _primary_frxy7_590" /></div></div><div class="_row_frxy7_506"><div class="_links-container_frxy7_509"><ul class="_footer-secondary_frxy7_523 _footer-corplinks_frxy7_603"><li id="2GORunGpIPX82kRjPojZsH" class><a href="/de/webapps/mpp/about" target="_self" data-pa-click="Footer-Link-Über PayPal" class="_footer-link_frxy7_522">Über PayPal</a></li><li id="5pj6Tydr8vYJ5Bymo0ruTm" class><a href="https://newsroom.deatch.paypal-corp.com/" target="_self" data-pa-click="Footer-Link-Newsroom" class="_footer-link_frxy7_522">Newsroom</a></li><li id="VMYS39jQ0Vil7i8xh7Gjg" class><a href="https://careers.pypl.com/home/" target="_self" data-pa-click="Footer-Link-Jobs" class="_footer-link_frxy7_522">Jobs</a></li></ul><hr class="_hidden-lg-down_frxy7_590 _secondary_frxy7_594" /><ul class="_footer-tertiary_frxy7_524 _copyright-section_frxy7_609"><li id="2Ym8HTMCmgNSPcoyrLidt5" class="_footer-copyright_frxy7_527"><span>©1999–2025 PayPal. Alle Rechte vorbehalten.</span></li><li id="7ey8FiCDonNr6P2WSTqTpy" class><a href="/de/webapps/mpp/accessibility" target="_self" data-pa-click="Footer-Link-Barrierefreiheit" class="_footer-link_frxy7_522">Barrierefreiheit</a></li><li id="uOI4xly2VE07dxnKmjl37" class><a href="/de/webapps/mpp/imprint" target="_self" data-pa-click="Footer-Link-Impressum" class="_footer-link_frxy7_522">Impressum</a></li><li id="O1bKTH1uqVrJBd87bHkwg" class><a href="/myaccount/privacy/privacyhub" target="_self" data-pa-click="Footer-Link-Datenschutz" class="_footer-link_frxy7_522">Datenschutz</a></li><li id="2Q9DNZPOR4Yk0rFdEGWivH" class><a href="/myaccount/privacy/cookiePrefs" target="_self" data-pa-click="Footer-Link-Cookies" class="_footer-link_frxy7_522">Cookies</a></li><li id="6PPMXoOyxJNhL7TKfUpmzr" class><a href="/de/webapps/mpp/ua/legalhub-full" target="_self" data-pa-click="Footer-Link-AGB" class="_footer-link_frxy7_522">AGB</a></li><li id="1jl1Y5p1DEAndWLRgA0h9r" class><a href="/de/cshelp/complaints" target="_self" data-pa-click="Footer-Link-Beschwerden" class="_footer-link_frxy7_522">Beschwerden</a></li></ul></div></div><div class="_row_frxy7_506"><div class="_links-container_frxy7_509"></div></div></div></footer></div> <div class="disclosure-text-color disclosure quantum-leap-supreme ppe-palette" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">Beachten Sie, dass abhängig von den Bedingungen Ihres Telefonanbieters Gebühren anfallen können. </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>1</sup></div><div class="multi-line-text-paragraph">Qualifikation und Verfügbarkeit abhängig von Händlerstatus, Branche und Integration. Kundenverfügbarkeit vorbehaltlich Kreditwürdigkeit. </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>2</sup></div><div class="multi-line-text-paragraph">Es gelten Geschäftsbedingungen und Ausnahmen für das Betrugsschutz-Tool. Der Betrugsschutz ist für Konten verfügbar, die für erweiterte Kredit- und Debitkartenzahlungen registriert sind. 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