CINXE.COM

<!DOCTYPE html><html lang="en"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta name="viewport" content="width=device-width, initial-scale=1"/><link rel="stylesheet" href="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/12753a29a849b606.css" data-precedence="next"/><link rel="stylesheet" href="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/4b33a865413dd404.css" data-precedence="next"/><link rel="stylesheet" href="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/10052e138a022f9d.css" data-precedence="next"/><link rel="stylesheet" href="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/727973242bb33abd.css" data-precedence="next"/><link rel="preload" as="script" fetchPriority="low" href="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/webpack-2ec4b1d0b81d063c.js"/><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/fd9d1056-578681ae9392d9a3.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/7023-26ba1cfff66531d6.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/main-app-0f2a94d3b0d051c9.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/f4e5f4e1-f9cae9b65becb469.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/231-5e618dfca48dfc89.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/1943-f8f8d183f3d60267.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5637-7ff3eb36fde67344.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/1914-49f81a1d19cbb069.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/8173-af32e839c287cbbe.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5171-4512e150420fc1e8.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/9479-43c04e5eb69d0f97.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5703-2c962376e2af38bb.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5586-fd156f9395c8ceee.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/8643-a74437ae8c6fc898.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/2496-58bc0709a7c1f2f0.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5223-c7a03a6c61829a7d.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/1499-f4ef4c63373d5298.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/3913-a34b7385c5d0c1c3.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/6786-ab53cdf5e63562b4.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5122-dee3f889469f062e.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/9857-a05c0f134816fc38.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/2446-f45806750a92b520.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5719-32e2018f1e354de3.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/9807-70d5578629db9730.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/7680-526a916ca7723751.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/3534-6f0a947e9b699d3a.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/6611-80334ada14f061fa.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/1383-2b715265d63a3cd4.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/2079-3e10b61ad2b798da.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/1191-8b54e58d5a5bada1.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/c15bf2b0-4bcd3200fd130742.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/2633-f7643e1ee254735a.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/5483-1d332b9cacbbce15.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/(layoutpage)/error-efc9ac74cdec00fa.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/(layoutpage)/not-found-541c5b1c04a9fe99.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/4156-a679c05a3e1a1185.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/layout-341171aa38c49dd1.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/error-727b34c2f15c1342.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/not-found-99d2fbbf5127c584.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/2948-345b693e117f5e60.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/9826-d397fdd4ab4d4daa.js" async=""></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/app/(layoutpage)/(hubpage)/advice/layout-5c70c7e79bc368f5.js" async=""></script><link rel="preload" href="https://try.abtasty.com/3faf242cb6880b0ff293ceba4e59d56e.js" as="script"/><title>Home loans and Mortgages | Oneroof</title><meta name="description" content="OneRoof enhances New Zealand’s latest real estate with the latest property and market insights to help make your property decisions easier."/><link rel="canonical" href="https://www.oneroof.co.nz/advice/home-loans"/><meta name="format-detection" content="telephone=no, address=no, email=no"/><link rel="icon" href="/favicon.ico" sizes="any"/><script>(self.__next_s=self.__next_s||[]).push(["https://try.abtasty.com/3faf242cb6880b0ff293ceba4e59d56e.js",{}])</script><noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-58D24DV" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/polyfills-78c92fac7aa8fdd8.js" noModule=""></script></head><body><script type="application/ld+json">{"@context":"https://schema.org","@type":"Organization","name":"Oneroof","url":"https://www.oneroof.co.nz/","logo":"https://s.oneroof.co.nz/file/on/e%20/one%20roof%20logo%20final%20horizontal%20tag-01.jpg","description":"OneRoof enhances New Zealand’s latest real estate with the latest property and market insights to help make your property decisions easier.","sameAs":["https://www.facebook.com/oneroofpropertynz/","https://www.instagram.com/oneroofnz/"],"telephone":"-"}</script><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><div class="min-h-fill-screen flex flex-col"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><header class="relative z-100 min-w-0 shadow-header hover:z-[110]"><div class="page-wrap"><div class="items-center justify-between grid grid-cols-[auto_1fr_auto] sm:gap-x-24 md:gap-x-40 lg:gap-x-74"><div class="h-50 flex items-center gap-x-10 sm:h-auto"><button class="p-10 -m-10 sm:hidden"><span class="menu-btn w-24 h-14"><i></i></span></button><a class="min-w-0" aria-label="go to homepage" href="/"><picture><source media="(min-width: 820px) and(pointer: fine), (min-width: 820px) and (hover: hover)" srcSet="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-desktop.40f85b66.svg" alt="logo" loading="lazy" width="150" height="28" decoding="async" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-desktop.40f85b66.svg"/><source media="(max-width: 819px) and (pointer: coarse), (max-width: 819px) and (hover: none)" srcSet="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-desktop.40f85b66.svg" alt="logo" loading="lazy" width="150" height="28" decoding="async" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-desktop.40f85b66.svg"/><img alt="logo" loading="lazy" width="150" height="28" decoding="async" data-nimg="1" class="pointer-events-none w-124 h-30 block sm:w-150 sm:h-28" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-desktop.40f85b66.svg"/></picture></a></div><nav class="min-w-0 hidden sm:block"><ul class="px-10 flex items-center justify-between whitespace-nowrap gap-x-20 md:gap-x-30 lg:gap-x-64 sm:px-0 sm:justify-start"><li class="group"><div class="relative z-10"><div><span class="cursor-pointer flex items-center text-sm group-hover:text-primary">Find a property<i class="icon icon-arrow-down text-sm ml-4"></i></span></div><div class="absolute top-full origin-top pt-14 w-full hidden"><i class="absolute z-[1] block w-0 h-0 -translate-y-full border-8 border-solid border-transparent border-b-white drop-shadow-menu-bottom left-1/2 -translate-x-1/2"></i><div class="absolute left-0"><div class="bg-white shadow-menu max-w-[100vw] grid gap-y-2 py-10" style="width:200px"><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/">Residential</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/new-homes">New Homes</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/commercial">Commercial</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/rural">Rural</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/businesses-for-sale">Businesses</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/search/houses-for-rent/region_all-new-zealand-1_page_1">Rental</a></div></div></div></div></div></li><li class="group"><a class="px-2 h-40 flex items-center text-sm border-b-[2px] border-b-transparent transition-colors hover:border-b-primary hover:text-primary sm:h-60 md:h-72" href="/estimate/map/region_auckland-35">Estimates</a></li><li class="group"><a class="px-2 h-40 flex items-center text-sm border-b-[2px] border-b-transparent transition-colors hover:border-b-primary hover:text-primary sm:h-60 md:h-72" href="/news">News</a></li><li class="group"><div class="relative z-10"><div><span class="cursor-pointer flex items-center text-sm group-hover:text-primary">Tools<i class="icon icon-arrow-down text-sm ml-4"></i></span></div><div class="absolute top-full origin-top pt-14 w-full hidden"><i class="absolute z-[1] block w-0 h-0 -translate-y-full border-8 border-solid border-transparent border-b-white drop-shadow-menu-bottom left-1/2 -translate-x-1/2"></i><div class="absolute left-0"><div class="bg-white shadow-menu max-w-[100vw] grid gap-y-2 py-10" style="width:200px"><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/find-an-agent">Find an agent</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/search/sold/region_all-new-zealand-1_page_1">Find a sold property</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/suburb">Find a suburb</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/advice/first-home-buyers">First home buyers</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/insights/property-report">Property report</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/insights/house-price-report">House price report</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/advice/sellers-guide">Home sellers guide</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/advice/new-builds">New-builds guide</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/h/homes-we-love">Homes We Love</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/advice/insurance">Home Insurance Checklists</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary" href="/advice/home-styling">Home Styling</a></div><div><a class="px-14 h-30 flex items-center text-sm hover:bg-primary-light hover:text-primary bg-primary-light text-primary" href="/advice/home-loans">Home Loans</a></div></div></div></div></div></li></ul></nav><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></div></div></header><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><main class="flex-1 min-h-0"><div class="pb-32 md:pb-96" id="hub-wrap"><h1 class="hidden">How much can i borrow - OneRoof Home loans</h1><div class="grid grid-cols-1 pt-64 gap-y-64 md:gap-y-96 md:pt-96"><div class="-mt-64 md:-mt-96"><section class="relative h-375 md:h-500"><picture><source media="(min-width: 820px) and(pointer: fine), (min-width: 820px) and (hover: hover)" srcSet="https://s.oneroof.co.nz/image/c9/bb/c9bb4f9b28c7bb9fff7046d562eb7ab8.jpg"/><source media="(max-width: 819px) and (pointer: coarse), (max-width: 819px) and (hover: none)" srcSet="https://s.oneroof.co.nz/image/a4/00/a40093941465acf4584bf156c77e3cbd.jpg"/><img alt="" imgbg="loading" fetchPriority="high" loading="lazy" width="1920" height="500" decoding="async" data-nimg="1" class="block absolute left-0 top-0 object-cover w-full h-full" style="color:transparent" src="https://s.oneroof.co.nz/image/c9/bb/c9bb4f9b28c7bb9fff7046d562eb7ab8.jpg"/></picture><div class="section-wrap h-full relative z-[1]"><div class="h-full flex flex-col justify-end pb-18 text-white sm:pb-40"><h1 class="text-3xl font-bold sm:text-5xl"></h1><div class="flex items-end space-x-10 max-w-[700px]"><h5 class="text-base"></h5></div></div></div></section></div><section class="section-wrap"><div class="mt-16"><div class="border-t"><div class="py-20 flex items-center cursor-pointer"><div class="flex items-center flex-col sm:-my-16 !items-start sm:!items-center sm:flex-row"><img alt="[object Object]" loading="lazy" width="200" height="200" decoding="async" data-nimg="1" class="mr-10 md:mr-22 w-auto h-180" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-home-loans.2a02fda1.svg"/><span class="text-font text-lg md:text-2xl font-bold"><span class="pl-26 sm:pl-0">Mortgage Calculator</span></span></div><span class="ml-12 h-24 inline-flex items-center px-10 bg-primary-light rounded-lg text-primary text-sm font-medium">NEW</span><div class="ml-auto mr-18"></div><i class="icon !text-1xl text-primary font-bold icon-arrow-up"></i></div><div style="height:auto" class="transition-[height]"><div><div><div class="grid grid-cols-1 gap-y-20 gap-x-30 md:grid-cols-2 pb-20"><div><form class=""><div class=""><div class="flex items-center justify-between"><span class="text-sm text-font">Property price</span></div><div class="mt-8"><div class="border rounded-sm w-full flex"><span class="flex items-center pl-16">$</span><input type="text" class="rounded-sm flex-1 min-w-0 disabled:cursor-not-allowed disabled:text-neutral-4 disabled:placeholder:text-neutral-4 h-40 sm:h-46 px-16 text-base" aria-label="Property price" value="1000000"/></div></div><div class="min-h-[14px]"></div></div><div class=""><div class="flex items-center justify-between"><span class="text-sm text-font">Deposit</span></div><div class="mt-8"><div class="border rounded-sm w-full flex"><span class="flex items-center pl-16">$</span><input type="text" class="rounded-sm flex-1 min-w-0 disabled:cursor-not-allowed disabled:text-neutral-4 disabled:placeholder:text-neutral-4 h-40 sm:h-46 px-16 text-base" aria-label="Deposit" value="200000"/></div></div><div class="min-h-[14px]"></div></div><div class=""><div class=""><div class="text-red text-sm leading-14 min-h-[14px] pb-6 text-left"></div><button type="submit" class="w-full button-primary-out">Calculate</button></div></div></form></div><div><div class="grid gap-20 grid-cols-1 sm:grid-cols-2"><div class="flex flex-col justify-between space-y-10"><div class="grid gap-x-30 grid-cols-1"><div><span class="text-font text-base font-normal inline-block"><div class="font-light"><div class="relative z-10"><div><div class="text-primary cursor-pointer inline-flex"><span class="self-center flex-1 min-w-0 line-clamp-1">Fortnightly Repayments</span><i class="icon icon-arrow-down self-center ml-4"></i></div></div><div class="absolute top-full origin-top pt-14 w-full hidden"><i class="absolute z-[1] block w-0 h-0 -translate-y-full border-8 border-solid border-transparent border-b-white drop-shadow-menu-bottom left-1/2 -translate-x-1/2"></i><div class="absolute left-0"><div class="bg-white shadow-menu max-w-[100vw] max-h-300 overflow-auto py-8" style="width:230px"><div><div class="text-font text-base font-normal cursor-pointer hover:bg-primary-light hover:text-primary py-8 px-16">Monthly Repayments</div></div><div><div class="text-font text-base font-normal cursor-pointer hover:bg-primary-light hover:text-primary !text-primary py-8 px-16">Fortnightly Repayments</div></div><div><div class="text-font text-base font-normal cursor-pointer hover:bg-primary-light hover:text-primary py-8 px-16">Weekly Repayments</div></div></div></div></div></div></div></span></div></div><div class="grid gap-x-30 grid-cols-1"><div><span class="text-font text-base font-normal inline-block">Loan term</span></div></div><div class="grid gap-x-30 grid-cols-1"><div><span class="text-font text-base font-normal inline-block">Total interest</span></div></div><div class="grid gap-x-30 grid-cols-1"><div><span class="text-font text-base font-normal inline-block">Interest rate</span></div></div><div class="grid gap-x-30 grid-cols-1"><div><span class="text-font text-base font-normal inline-block">Total cost</span></div></div></div><div class="border rounded-sm p-20 flex items-center text-font text-xl">Press calculate to work out your mortgage repayments and how quickly you can pay off your loan.</div></div><div class="mt-28 sm:mt-35 flex gap-16 sm:gap-20 items-center"><a href="https://oneroof.mydash.nz/application?utm_source=oneroof&utm_medium=calc&utm_campaign=hub" target="_blank">Find out what you can afford<i class="icon icon-arrow-right !text-xs"></i><i class="icon icon-arrow-right !text-xs -ml-6"></i></a><a href="https://oneroof.mydash.nz/signup?utm_source=oneroof&utm_medium=calc&utm_campaign=hub" target="_blank" class="button-primary-out !h-36">Apply now</a></div><div><a target="_blank" class="text-neutral-5 text-sm underline" href="/disclaimer">Disclaimer</a></div></div></div></div></div></div></div></div></section><section class="section-wrap"><div class="flex justify-between items-center flex-wrap"><div><span class="text-font text-xl md:text-3xl md:font-bold">Money & Mortgages</span></div></div><div class="mt-16"><div class="grid grid-cols-1 gap-y-24 items-start justify-between sm:grid-cols-[65.89%,31.96%]"><div class="flex-1 min-w-0 grid grid-cols-1 gap-y-20 sm:gap-y-24"><div class="grid gap-y-24"><a class="rounded-sm overflow-hidden relative group" aria-label="go to article" href="/advice/home-loans/couple-aged-58-empty-their-kiwisaver-to-buy-their-first-home-46711"><div class="relative"><div class="overflow-hidden max-w-full"><div style="aspect-ratio:738/376" class="w-full h-full"><img alt="Couple, aged 58, empty their KiwiSaver to buy their first home" imgbg="loading" imgsize="sm" loading="lazy" width="738" height="376" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/a1/f0/a1f0bbb2e5cfde2615c03ae77f69b353.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp 1x, https://s.oneroof.co.nz/image/a1/f0/a1f0bbb2e5cfde2615c03ae77f69b353.jpg?x-oss-process=image/quality,q_80/resize,w_1920/format,webp 2x" src="https://s.oneroof.co.nz/image/a1/f0/a1f0bbb2e5cfde2615c03ae77f69b353.jpg?x-oss-process=image/quality,q_80/resize,w_1920/format,webp"/></div></div></div><div class="absolute left-0 top-0 w-full h-full p-10 text-white flex flex-col justify-end bg-image-mask-sm sm:p-32"><div class="flex items-center justify-between"><div class="text-base">Zoe Hunter</div><time class="text-sm" dateTime="2024-11-29 06:00">29 Nov 2024</time></div><div class="mt-8 text-1xl line-clamp-2 sm:text-3xl">Couple, aged 58, empty their KiwiSaver to buy their first home</div></div></a></div><div class="grid gap-y-24 sm:gap-y-30 gap-x-24 sm:grid-cols-2"><a class="group" aria-label="go to article" href="/advice/home-loans/tony-alexander-will-the-reserve-banks-0-5-ocr-cut-have-much-impact-on-mortgage-rates-46721"><div class="relative overflow-hidden rounded-sm"><div class="overflow-hidden max-w-full"><div style="aspect-ratio:357/199" class="w-full h-full"><img alt="Tony Alexander: Will the Reserve Bank’s 0.5% OCR cut have much impact on mortgage rates?" imgbg="loading" imgsize="sm" loading="lazy" width="357" height="199" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/0f/ba/0fba99806e11c571786aeefc543daaa0.jpg?x-oss-process=image/quality,q_80/resize,w_384/format,webp 1x, https://s.oneroof.co.nz/image/0f/ba/0fba99806e11c571786aeefc543daaa0.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp 2x" src="https://s.oneroof.co.nz/image/0f/ba/0fba99806e11c571786aeefc543daaa0.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp"/></div></div><div class="absolute left-0 top-0 h-full p-10 text-white flex flex-col justify-between w-full bg-image-mask-sm sm:p-16"><div class="flex justify-between"><span></span></div><div class="flex justify-between text-white"><span class="text-sm">Tony Alexander</span><time class="text-xs" dateTime="2024-11-27 14:00">27 Nov 2024</time></div></div></div><div class="mt-8 space-y-2 sm:min-h-[70px]"><div class="text-font text-base line-clamp-2">Tony Alexander: Will the Reserve Bank’s 0.5% OCR cut have much impact on mortgage rates?</div><div class="text-neutral-5 text-sm line-clamp-1">There is a risk that inflation elsewhere will put the brakes on further big cuts in NZ.</div></div></a><a class="group" aria-label="go to article" href="/advice/home-loans/are-the-biggest-mortgage-rate-cuts-behind-us-46687"><div class="relative overflow-hidden rounded-sm"><div class="overflow-hidden max-w-full"><div style="aspect-ratio:357/199" class="w-full h-full"><img alt="After three months of slashing, are the biggest mortgage rate cuts behind us?" imgbg="loading" imgsize="sm" loading="lazy" width="357" height="199" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/ca/3e/ca3e93421b459f9523788501f12941cc.jpg?x-oss-process=image/quality,q_80/resize,w_384/format,webp 1x, https://s.oneroof.co.nz/image/ca/3e/ca3e93421b459f9523788501f12941cc.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp 2x" src="https://s.oneroof.co.nz/image/ca/3e/ca3e93421b459f9523788501f12941cc.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp"/></div></div><div class="absolute left-0 top-0 h-full p-10 text-white flex flex-col justify-between w-full bg-image-mask-sm sm:p-16"><div class="flex justify-between"><span></span></div><div class="flex justify-between text-white"><span class="text-sm">Kelvin Davidson</span><time class="text-xs" dateTime="2024-11-25 06:00">25 Nov 2024</time></div></div></div><div class="mt-8 space-y-2 sm:min-h-[70px]"><div class="text-font text-base line-clamp-2">After three months of slashing, are the biggest mortgage rate cuts behind us?</div><div class="text-neutral-5 text-sm line-clamp-1">The five things you need to know about the housing market this week.</div></div></a></div></div><div class="grid grid-cols-1 gap-y-24"><div class="flex flex-col justify-between space-y-18 min-h-[376px]"><a class="flex group" aria-label="go to article" href="/advice/home-loans/will-a-0-5-cut-to-the-ocr-next-week-automatically-mean-cheaper-home-loan-rates-46668"><div class="relative"><div class="overflow-hidden max-w-full rounded-sm flex-shrink-0 w-112"><div style="aspect-ratio:112/74" class="w-full h-full"><img alt="Will 0.5% OCR cut automatically mean cheaper home loan rates?" imgbg="loading" imgsize="sm" loading="lazy" width="112" height="74" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/2d/88/2d889fb816286df5b34697cd37b1a31a.jpg?x-oss-process=image/quality,q_80/resize,w_128/format,webp 1x, https://s.oneroof.co.nz/image/2d/88/2d889fb816286df5b34697cd37b1a31a.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp 2x" src="https://s.oneroof.co.nz/image/2d/88/2d889fb816286df5b34697cd37b1a31a.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp"/></div></div></div><div class="ml-16 flex flex-col justify-between flex-1 min-w-0"><div class="flex justify-between text-neutral-5"><span class="text-base">Catherine Masters</span><time class="text-xs" dateTime="2024-11-24 14:00">24 Nov 2024</time></div><div class="text-font text-base line-clamp-2">Will 0.5% OCR cut automatically mean cheaper home loan rates?</div></div></a><a class="flex group" aria-label="go to article" href="/advice/home-loans/reserve-banks-ocr-cut-wont-significantly-lower-mortgage-rates-say-economists-46682"><div class="relative"><div class="overflow-hidden max-w-full rounded-sm flex-shrink-0 w-112"><div style="aspect-ratio:112/74" class="w-full h-full"><img alt="Mortgage rates may not drop much despite OCR cut, experts warn" imgbg="loading" imgsize="sm" loading="lazy" width="112" height="74" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/e9/bd/e9bd5baa727a79f305ca7fe2d86f392e.jpg?x-oss-process=image/quality,q_80/resize,w_128/format,webp 1x, https://s.oneroof.co.nz/image/e9/bd/e9bd5baa727a79f305ca7fe2d86f392e.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp 2x" src="https://s.oneroof.co.nz/image/e9/bd/e9bd5baa727a79f305ca7fe2d86f392e.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp"/></div></div></div><div class="ml-16 flex flex-col justify-between flex-1 min-w-0"><div class="flex justify-between text-neutral-5"><span class="text-base">Nikki Preston</span><time class="text-xs" dateTime="2024-11-21 07:00">21 Nov 2024</time></div><div class="text-font text-base line-clamp-2">Mortgage rates may not drop much despite OCR cut, experts warn</div></div></a><a class="flex group" aria-label="go to article" href="/advice/home-loans/planning-to-buy-your-first-home-in-2025-watch-out-for-these-guys-46651"><div class="relative"><div class="overflow-hidden max-w-full rounded-sm flex-shrink-0 w-112"><div style="aspect-ratio:112/74" class="w-full h-full"><img alt="Planning to buy your first home in 2025? Watch out for these guys" imgbg="loading" imgsize="sm" loading="lazy" width="112" height="74" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/b1/57/b15784869efff68b868199d88faca3a6.jpg?x-oss-process=image/quality,q_80/resize,w_128/format,webp 1x, https://s.oneroof.co.nz/image/b1/57/b15784869efff68b868199d88faca3a6.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp 2x" src="https://s.oneroof.co.nz/image/b1/57/b15784869efff68b868199d88faca3a6.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp"/></div></div></div><div class="ml-16 flex flex-col justify-between flex-1 min-w-0"><div class="flex justify-between text-neutral-5"><span class="text-base">Kelvin Davidson</span><time class="text-xs" dateTime="2024-11-18 06:00">18 Nov 2024</time></div><div class="text-font text-base line-clamp-2">Planning to buy your first home in 2025? Watch out for these guys</div></div></a><a class="flex group" aria-label="go to article" href="/advice/home-loans/tony-alexander-where-kiwis-plan-to-splash-their-cash-now-rates-are-falling-46627"><div class="relative"><div class="overflow-hidden max-w-full rounded-sm flex-shrink-0 w-112"><div style="aspect-ratio:112/74" class="w-full h-full"><img alt="Tony Alexander: Where Kiwis plan to splash the cash now rates are falling" imgbg="loading" imgsize="sm" loading="lazy" width="112" height="74" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/ec/a1/eca1cbca84336044dc33c1cc5b8a8ed2.jpg?x-oss-process=image/quality,q_80/resize,w_128/format,webp 1x, https://s.oneroof.co.nz/image/ec/a1/eca1cbca84336044dc33c1cc5b8a8ed2.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp 2x" src="https://s.oneroof.co.nz/image/ec/a1/eca1cbca84336044dc33c1cc5b8a8ed2.jpg?x-oss-process=image/quality,q_80/resize,w_256/format,webp"/></div></div></div><div class="ml-16 flex flex-col justify-between flex-1 min-w-0"><div class="flex justify-between text-neutral-5"><span class="text-base">Tony Alexander</span><time class="text-xs" dateTime="2024-11-13 06:00">13 Nov 2024</time></div><div class="text-font text-base line-clamp-2">Tony Alexander: Where Kiwis plan to splash the cash now rates are falling</div></div></a></div><div class="grid gap-y-24 sm:gap-y-30"><a class="group" aria-label="go to article" href="/advice/home-loans/the-kiwi-economist-whos-putting-his-money-where-his-mouth-is-on-house-prices-46575"><div class="relative overflow-hidden rounded-sm"><div class="overflow-hidden max-w-full"><div style="aspect-ratio:357/199" class="w-full h-full"><img alt="The Kiwi economist who’s putting his money where his mouth is on house prices" imgbg="loading" imgsize="sm" loading="lazy" width="357" height="199" decoding="async" data-nimg="1" class="block object-cover w-full h-full group-hover:scale-110 transition-transform duration-500" style="color:transparent" srcSet="https://s.oneroof.co.nz/image/18/71/18711c7dee06927a2a7d3f5ca54c34eb.jpg?x-oss-process=image/quality,q_80/resize,w_384/format,webp 1x, https://s.oneroof.co.nz/image/18/71/18711c7dee06927a2a7d3f5ca54c34eb.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp 2x" src="https://s.oneroof.co.nz/image/18/71/18711c7dee06927a2a7d3f5ca54c34eb.jpg?x-oss-process=image/quality,q_80/resize,w_750/format,webp"/></div></div><div class="absolute left-0 top-0 h-full p-10 text-white flex flex-col justify-between w-full bg-image-mask-sm sm:p-16"><div class="flex justify-between"><span></span></div><div class="flex justify-between text-white"><span class="text-sm">Ed McKnight</span><time class="text-xs" dateTime="2024-11-10 15:00">10 Nov 2024</time></div></div></div><div class="mt-8 space-y-2 sm:min-h-[70px]"><div class="text-font text-base line-clamp-2">The Kiwi economist who’s putting his money where his mouth is on house prices</div><div class="text-neutral-5 text-sm line-clamp-1">Six reasons why Ed McKnight has pulled forward his plans to buy.</div></div></a></div></div></div></div></section></div></div><dialog class="fixed left-0 top-0 w-full h-full transition-opacity backdrop-blur-sm p-0 bg-transparent opacity-0 pointer-events-none" style="z-index:200"><div class="bg-black opacity-50 w-full h-full"></div><div class="bg-white absolute delay-100 max-w-full transition-transform scale-x-0 left-0 top-0 h-full origin-left pt-40 pb-10 w-full sm:w-auto"><button type="button" class="cursor-pointer w-32 h-32 flex items-center justify-center group absolute right-10 top-10" data-noprogress="true" aria-label="close button"><i class="icon icon-close text-primary transition-transform pointer-events-none group-hover:rotate-90 font-bold !text-lg"></i></button><div class="h-full overflow-auto px-24"><form class="w-full h-32 bg-neutral-1 rounded-sm items-center pl-12 flex"><input type="text" placeholder="Search" class="bg-transparent text-sm h-full flex-1" autofocus="" value=""/><button type="submit" class="px-12" aria-label="search news"><i class="icon icon-search text-black"></i></button></form><div class="space-y-16 mt-16"><div class="font-normal"><a href="https://www.oneroof.co.nz/news/latest-news">Latest News</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/h/homes-we-love">Homes We Love　</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/news/finance">Money & Interest Rates</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/news/prestige-property">Prestige</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/advice/first-home-buyers">First Home Buyers</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/news/regional-news-north-island">North Island</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/news/regional-news-south-island">South Island</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/insights/house-price-report">Monthly House Price Reports</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/advice">Advice</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/commercial">Commercial Property</a></div><div class="font-normal"><a href="https://www.oneroof.co.nz/rural">Rural Property</a></div><div class="font-normal"><span>Advertorial</span></div><div class="font-normal"><a href="https://www.oneroof.co.nz/news/all-news">All News</a></div></div></div></div></dialog></main><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><footer class="bg-font text-white py-24 sm:py-48 min-w-0"><div class="section-wrap"><section class="flex items-center justify-between"><a class="flex-shrink-0" aria-label="go to homepage" href="/"><img alt="logo" loading="lazy" width="133" height="24" decoding="async" data-nimg="1" class="pointer-events-none w-133 h-24" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-mobile.a7a42637.svg"/></a><div class="grid grid-cols-[repeat(2,auto)] gap-x-16 items-center"><div class="grid grid-cols-[repeat(3,auto)] gap-x-8"><a class="hidden sm:block" target="_blank" rel="noreferrer" aria-label="go to instagram" href="https://www.instagram.com/oneroofnz/"><i class="icon icon-instagram text-white !text-2xl"></i></a><a class="hidden sm:block" target="_blank" rel="noreferrer" aria-label="go to facebook" href="https://www.facebook.com/oneroofpropertynz"><i class="icon icon-facebook text-white !text-2xl"></i></a><a class="hidden sm:block" target="_blank" rel="noreferrer" aria-label="go to linkedin" href="https://www.linkedin.com/company/oneroofnz"><i class="icon icon-linkedin text-white !text-2xl"></i></a></div><div class="grid-cols-[repeat(3,auto)] gap-x-16 sm:grid"><a class="hidden sm:block" target="_blank" rel="noreferrer" aria-label="download apple app" href="https://apps.apple.com/nz/app/oneroof/id1336312690"><img alt="download apple app" loading="lazy" width="129" height="40" decoding="async" data-nimg="1" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-ios.1c499fee.webp"/></a><a class="hidden sm:block" target="_blank" rel="noreferrer" aria-label="download android app" href="https://play.google.com/store/apps/details?id=com.nzme.oneroof&hl=en"><img alt="download android app" loading="lazy" width="129" height="40" decoding="async" data-nimg="1" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-android.43e17aad.webp"/></a><a class="hidden sm:block !block" target="_blank" rel="noreferrer" aria-label="go to nzme website" href="https://www.nzme.co.nz/"><img alt="powered by nzme" loading="lazy" width="79" height="40" decoding="async" data-nimg="1" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/powered-by.0d6922c1.webp"/></a></div></div></section><section class="grid gap-y-4 mt-28 sm:mt-56 sm:justify-between sm:grid-cols-[repeat(5,auto)]"><div><div class="flex items-center justify-between py-6"><span class="text-neutral text-sm sm:text-xl">Listings</span><i class="icon text-neutral icon-arrow-down !text-sm transition-transform sm:hidden"></i></div><div style="height:0" class="transition-[height] overflow-hidden sm:overflow-visible sm:!h-auto"><div><div class="pt-12"><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_northland-34_page_1">Northland</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_auckland-35_page_1">Auckland</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_bay-of-plenty-37_page_1">Bay of Plenty</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_waikato-36_page_1">Waikato</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_coromandel-48_page_1">Coromandel</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_gisborne-region-38_page_1">Gisborne Region</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_central-north-island-55_page_1">Central North Island</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_hawke-s-bay-39_page_1">Hawke’s Bay</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_taranaki-40_page_1">Taranaki</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_manawatu-whanganui-56_page_1">Manawatu/Whanganui</a></div></div></div></div><div><div class="flex items-center justify-between py-6 hidden sm:flex"><span class="text-neutral text-sm sm:text-xl"> </span><i class="icon text-neutral icon-arrow-down !text-sm transition-transform sm:hidden"></i></div><div style="height:0" class="transition-[height] overflow-hidden sm:overflow-visible sm:!h-auto"><div><div class="pt-12"><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_wairarapa-52_page_1">Wairarapa</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_wellington-42_page_1">Wellington</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_marlborough-51_page_1">Marlborough</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_nelson-bays-43_page_1">Nelson Bays</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_west-coast-44_page_1">West Coast</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_canterbury-45_page_1">Canterbury</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_central-otago-lakes-district-50_page_1">Central Otago/Lakes District</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_otago-46_page_1">Otago</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_southland-47_page_1">Southland</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_pacific-islands-54_page_1">Pacific Islands</a></div></div></div></div><div><div class="flex items-center justify-between py-6"><span class="text-neutral text-sm sm:text-xl">Explore</span><i class="icon text-neutral icon-arrow-down !text-sm transition-transform sm:hidden"></i></div><div style="height:0" class="transition-[height] overflow-hidden sm:overflow-visible sm:!h-auto"><div><div class="pt-12"><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-sale/region_all-new-zealand-1_page_1">Residential for sale</a><a class="block text-sm mt-12 first:mt-0" href="/search/houses-for-rent/region_all-new-zealand-1_page_1">Residential for rent</a><a class="block text-sm mt-12 first:mt-0" href="/estimate/map/region_all-new-zealand-1">Property estimates</a><a class="block text-sm mt-12 first:mt-0" href="/search/sold/region_all-new-zealand-1_page_1">Sold properties</a><a class="block text-sm mt-12 first:mt-0" href="/search/commercial-property-for-sale/region_all-new-zealand-1_page_1">Commercial for sale</a><a class="block text-sm mt-12 first:mt-0" href="/search/commercial-property-for-lease/region_all-new-zealand-1_page_1">Commercial for lease</a><a class="block text-sm mt-12 first:mt-0" href="/search/businesses-for-sale/region_all-new-zealand-1_page_1">Businesses for sale</a><a class="block text-sm mt-12 first:mt-0" href="/find-an-agent">Find an agent</a><a class="block text-sm mt-12 first:mt-0" href="/search/rural/region_all-new-zealand-1_page_1">Rural properties</a><a class="block text-sm mt-12 first:mt-0" href="/news">News</a></div></div></div></div><div><div class="flex items-center justify-between py-6"><span class="text-neutral text-sm sm:text-xl">Account</span><i class="icon text-neutral icon-arrow-down !text-sm transition-transform sm:hidden"></i></div><div style="height:0" class="transition-[height] overflow-hidden sm:overflow-visible sm:!h-auto"><div><div class="pt-12"><a class="block text-sm mt-12 first:mt-0" href="/profile">Profile</a><a class="block text-sm mt-12 first:mt-0" href="/profile/lists">Saved properties</a><a class="block text-sm mt-12 first:mt-0" href="/profile/saved-search">Saved searches</a><a class="block text-sm mt-12 first:mt-0" href="/profile/journey">Open homes planner</a><a class="block text-sm mt-12 first:mt-0" href="/profile/notification">Manage notifications</a></div></div></div></div><div><div class="flex items-center justify-between py-6"><span class="text-neutral text-sm sm:text-xl">Contact us</span><i class="icon text-neutral icon-arrow-down !text-sm transition-transform sm:hidden"></i></div><div style="height:0" class="transition-[height] overflow-hidden sm:overflow-visible sm:!h-auto"><div><div class="pt-12"><div class="block text-sm mt-12 first:mt-0 sm:max-w-164">Private Bag 92198, Victoria St West, Auckland 1142, New Zealand</div><a class="block text-sm mt-12 first:mt-0" href="/cdn-cgi/l/email-protection#c4b7b1b4b4abb6b084abaaa1b6ababa2eabea1aaa0a1b7afeaa7aba9">Contact OneRoof support</a><a class="block text-sm mt-12 first:mt-0" href="/cdn-cgi/l/email-protection#0a796b666f794a65646f7865656c246965246470">Contact OneRoof sales</a></div></div></div></div></section><div class="mt-12 sm:hidden"><div class="grid items-center justify-start gap-x-8 grid-cols-[repeat(2,auto)]"><a class="hidden sm:block !block" target="_blank" rel="noreferrer" aria-label="download apple app" href="https://apps.apple.com/nz/app/oneroof/id1336312690"><img alt="download apple app" loading="lazy" width="129" height="40" decoding="async" data-nimg="1" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-ios.1c499fee.webp"/></a><a class="hidden sm:block !block" target="_blank" rel="noreferrer" aria-label="download android app" href="https://play.google.com/store/apps/details?id=com.nzme.oneroof&hl=en"><img alt="download android app" loading="lazy" width="129" height="40" decoding="async" data-nimg="1" style="color:transparent" src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-android.43e17aad.webp"/></a></div><div class="grid items-center justify-start gap-x-8 mt-16 grid-cols-[repeat(3,auto)]"><a class="hidden sm:block !block" target="_blank" rel="noreferrer" aria-label="go to instagram" href="https://www.instagram.com/oneroofnz/"><i class="icon icon-instagram text-white !text-2xl"></i></a><a class="hidden sm:block !block" target="_blank" rel="noreferrer" aria-label="go to facebook" href="https://www.facebook.com/oneroofpropertynz"><i class="icon icon-facebook text-white !text-2xl"></i></a><a class="hidden sm:block !block" target="_blank" rel="noreferrer" aria-label="go to linkedin" href="https://www.linkedin.com/company/oneroofnz"><i class="icon icon-linkedin text-white !text-2xl"></i></a></div></div><div class="mt-40 flex flex-wrap sm:items-center sm:mt-72"><span class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm sm:flex-1">© OneRoof Limited</span><a class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm" target="_blank" href="/real-estate">About us</a><a class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm" target="_blank" href="/privacy-policy">Privacy Policy</a><a class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm" target="_blank" href="/disclaimer">Terms & Conditions</a><a class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm" target="_blank" href="/user-terms">User terms</a><a class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm" target="_blank" href="/faq">FAQs</a><a class="inline-block px-8 py-2 text-xs text-neutral sm:text-sm" id="shielded-logo" target="_blank" data-noprogress="true" href="#"><img alt="shielded" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" srcSet="https://shielded.co.nz/img/custom-logo.png?w=32 1x, https://shielded.co.nz/img/custom-logo.png?w=48 2x" src="https://shielded.co.nz/img/custom-logo.png?w=48"/></a></div></div></footer></div><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script src="https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/chunks/webpack-2ec4b1d0b81d063c.js" async=""></script><script>(self.__next_f=self.__next_f||[]).push([0]);self.__next_f.push([2,null])</script><script>self.__next_f.push([1,"1:HL[\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/12753a29a849b606.css\",\"style\"]\n2:HL[\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/4b33a865413dd404.css\",\"style\"]\n3:HL[\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/10052e138a022f9d.css\",\"style\"]\n4:HL[\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/727973242bb33abd.css\",\"style\"]\n"])</script><script>self.__next_f.push([1,"5:I[95751,[],\"\"]\n8:I[39275,[],\"\"]\na:I[61343,[],\"\"]\ne:\"$Sreact.suspense\"\nf:I[57181,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n10:I[88313,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\","])</script><script>self.__next_f.push([1,"\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n11:I[70827,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"default\"]\n12:I[67885,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5"])</script><script>self.__next_f.push([1,"586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"HeaderProvider\"]\n13:I[33365,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n14:I[24080,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36"])</script><script>self.__next_f.push([1,"fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n15:I[38293,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/a"])</script><script>self.__next_f.push([1,"pp/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n16:I[25184,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"NavMenuPopup\"]\n17:I[95754,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"st"])</script><script>self.__next_f.push([1,"atic/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"ProfileMenuPopup\"]\n18:I[47410,[\"922\",\"static/chunks/c15bf2b0-4bcd3200fd130742.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"2633\",\"static/chunks/2633-f7643e1ee254735a.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"5483\",\"static/chunks/5483-1d332b9cacbbce15.js\",\"3959\",\"static/chunks/app/(layoutpage)/error-efc9ac74cdec00fa.js\"],\"default\"]\n19:I[89765,[\"922\",\"static/chunks/c15bf2b0-4bcd3200fd130742.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"2633\",\"static/chunks/2633-f7643e1ee254735a.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5483\",\"static/chunks/5483-1d332b9cacbbce15.js\",\"1942\",\"static/chunks/app/(layoutpage)/not-found-541c5b1c04a9fe99.js\"],\"default\"]\n1b:I[231,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.j"])</script><script>self.__next_f.push([1,"s\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"\"]\n1c:I[83334,[\"922\",\"static/chunks/c15bf2b0-4bcd3200fd130742.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"2633\",\"static/chunks/2633-f7643e1ee254735a.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5483\",\"static/chunks/5483-1d332b9cacbbce15.js\",\"1942\",\"static/chunks/app/(layoutpage)/not-found-541c5b1c04a9fe99.js\"],\"default\"]\n1d:I[8382,[\"922\",\"static/chunks/c15bf2b0-4bcd3200fd130742.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"2633\",\"static/chunks/2633-f7643e1ee254735a.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5483\",\"static/chunks/5483-1d332b9cacbbce15.js\",\"1942\",\"static/chunks/app/(layoutpage)/not-found-541c5b1c04a9fe99.js\"],\"default\"]\n1e:I[1862,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\""])</script><script>self.__next_f.push([1,",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n1f:I[38173,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"Image\"]\n20:I[10508,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"st"])</script><script>self.__next_f.push([1,"atic/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n23:I[39639,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js"])</script><script>self.__next_f.push([1,"\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n24:I[40545,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"1499\",\"static/chunks/1499-f4ef4c63373d5298.js\",\"3913\",\"static/chunks/3913-a34b7385c5d0c1c3.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"7680\",\"static/chunks/7680-526a916ca7723751.js\",\"9808\",\"static/chunks/app/(layoutpage)/layout-8308bd5196ad19e9.js\"],\"default\"]\n25:I[84080,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"4156\",\"static/chunks/4156-a679c05a3e1a1185.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"3185\",\"static/chunks/app/layout-341171aa38c49dd1.js\"],\"\"]\n26:I[49094,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"st"])</script><script>self.__next_f.push([1,"atic/chunks/5703-2c962376e2af38bb.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"4156\",\"static/chunks/4156-a679c05a3e1a1185.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"3185\",\"static/chunks/app/layout-341171aa38c49dd1.js\"],\"default\"]\n27:I[66742,[\"922\",\"static/chunks/c15bf2b0-4bcd3200fd130742.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"2633\",\"static/chunks/2633-f7643e1ee254735a.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"5483\",\"static/chunks/5483-1d332b9cacbbce15.js\",\"7601\",\"static/chunks/app/error-727b34c2f15c1342.js\"],\"default\"]\n28:I[78890,[\"922\",\"static/chunks/c15bf2b0-4bcd3200fd130742.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"2633\",\"static/chunks/2633-f7643e1ee254735a.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"5483\",\"static/chunks/5483-1d332b9cacbbce15.js\",\"9160\",\"static/chunks/app/not-found-99d2fbbf5127c584.js\"],\"default\"]\n2a:I[76130,[],\"\"]\n9:[\"slug\",\"home-loans\",\"c\"]\n1a:T1280,"])</script><script>self.__next_f.push([1,"M956.974 69.31H67.148c-35.53 0-64.42 28.892-64.42 64.42v612.264c0 35.497 28.922 64.418 64.42 64.418h48.402c2.932 9.046 8.301 17.998 16.36 26.364a15.866 15.866 0 0 0 7.252 4.258c80.69 20.899 100.724 46.89 105.475 60.503 5.28 15.095-3.457 27.224-4.011 27.965-5.187 6.698-4.014 16.299 2.593 21.548 6.697 5.34 16.36 4.226 21.7-2.503 7.313-9.26 17.47-31.516 9.137-56.457-11.452-34.139-52.723-60.994-122.638-79.763-5.804-6.91-7.562-12.593-7.562-17.223v-.092c.03-6.172 3.92-12.378 10.927-17.752.216-.149.462-.307.649-.461a51.693 51.693 0 0 1 6.729-4.196c.585-.34 1.171-.619 1.758-.896 2.963-1.48 6.357-2.624 9.721-3.828 5.374-1.297 15.066-3.024 30.467-3.024 27.01 0 58.526 5.31 93.623 15.65 5.864 2.56 11.729 5.217 17.658 8.365a167.52 167.52 0 0 1 5.369 3.024 287.705 287.705 0 0 1 22.38 13.89c.648.465 1.265.773 1.914 1.234C463.091 889.898 449.907 931.724 450 931.724c-3.98 7.533-1.109 16.887 6.423 20.867a15.4 15.4 0 0 0 7.191 1.791c5.556 0 10.897-2.994 13.644-8.242 4.846-9.167 20.99-55.406-76.92-135.756h273.115C575.509 890.764 591.624 937 596.469 946.14c2.839 5.342 8.427 8.55 14.17 8.55 2.312 0 4.689-.555 6.91-1.729 7.534-3.983 10.62-12.902 6.638-20.433-.155-.402-14.014-42.227 104.611-125.51 8.272-5.803 16.483-10.804 24.695-15.37 1.482-.833 2.994-1.698 4.475-2.5 6.172-3.271 12.257-6.05 18.368-8.704 34.972-10.278 66.425-15.588 93.372-15.588 15.433 0 25.097 1.76 30.407 2.994 3.393 1.203 6.885 2.377 9.816 3.889.586.279 1.109.555 1.668.802 2.59 1.388 5.031 2.871 7.096 4.476.096.063.19.124.278.185 7.07 5.371 10.958 11.607 10.99 17.81 0 .093.06.155.06.247-.06 4.57-1.88 10.218-7.59 17.07-69.948 18.768-111.187 45.623-122.64 79.762-8.365 24.94 1.823 47.197 9.137 56.457 5.31 6.729 15.002 7.811 21.67 2.503 6.698-5.28 7.81-14.97 2.5-21.67-.092-.125-9.168-12.223-4.042-27.474 4.568-13.705 24.415-39.85 105.598-60.9a15.243 15.243 0 0 0 7.253-4.262c8.087-8.395 13.491-17.408 16.391-26.515 34.849-.774 62.97-29.231 62.97-64.267V133.73c.095-35.53-28.799-64.42-64.296-64.42zM166.606 365.486h137.36c5.8 20.404 15.711 72.26-7.532 137.733l-1.665 4.568c-11.267 31.332-25.282 70.317 5.862 150.883 19.046 49.172 7.315 77.168-.678 89.083 0-.031-.032-.031-.063-.031-1.389-.554-2.746-1.048-4.106-1.573-18.426-6.945-36.207-11.327-53.03-13.612-1.45-.187-2.9-.402-4.35-.587-7.905-.895-15.56-1.388-22.969-1.42-1.665 0-3.27.094-4.938.155-6.143.151-12.099.585-17.778 1.296-1.516.187-3.06.31-4.542.524-1.203.187-2.314.493-3.486.68 5.37-25.56 9.014-63.34-7.809-88.62-18.027-27.226-22.225-111.065-.31-174.374 9.419-27.287-1.941-76.552-9.966-104.705zM773.279 658.67c31.177-80.627 17.1-119.614 5.803-150.976l-1.603-4.475c-23.245-65.5-13.305-117.328-7.502-137.733h137.36c-8.055 28.153-19.414 77.417-9.97 104.704 21.854 63.372 17.687 147.24-.309 174.342-16.852 25.31-13.21 63.06-7.84 88.653-1.205-.247-2.314-.524-3.548-.681-.989-.154-2.038-.215-3.088-.37-6.39-.864-13.12-1.327-20.097-1.481-.924-.029-1.817-.092-2.746-.092-25.807-.125-55.005 5.002-85.75 17.192-8.026-11.852-19.755-39.882-.71-89.083zm217.217 87.325c0 18.057-14.322 32.78-32.196 33.493-2.069-5.929-5.34-11.67-9.909-17.01-.648-.71-1.42-1.39-2.068-2.07-.244-.276-.526-.494-.74-.74-2.283-2.347-4.846-4.568-7.656-6.699a62.291 62.291 0 0 0-2.715-2.005c-2.192-1.545-4.569-2.995-7.069-4.383-1.05-.618-1.945-1.329-3.056-1.912-.34-.187-.77-.28-1.112-.465-.028-.028-.061-.028-.09-.063-5.867-19.756-14.572-62.352-1.082-82.54 25.682-38.736 27.44-132.883 3.764-201.535-6.39-18.491 3.551-63.957 12.997-94.61h6.05c8.52 0 15.433-6.914 15.433-15.433 0-8.52-6.913-15.435-15.434-15.435H745.56c-8.518 0-15.435 6.915-15.435 15.435 0 5.99 3.49 11.019 8.459 13.58-6.945 27.505-14.384 81.801 9.785 149.893l1.669 4.664c10.062 27.873 21.452 59.481-5.557 129.303-21.917 56.58-10.434 93.467 1.232 113.223-10.278 5.436-20.68 11.668-31.115 18.768l-.029.034H359.56c-.987-.68-1.977-1.145-2.994-1.823a312.9 312.9 0 0 0-25.281-15.311c-1.018-.555-2.037-1.234-3.085-1.79 11.668-19.788 23.118-56.642 1.235-113.131-27.01-69.698-15.62-101.28-5.62-129.18l1.7-4.724c24.168-68.096 16.731-122.361 9.784-149.863 5-2.564 8.49-7.593 8.49-13.582 0-8.52-6.916-15.434-15.435-15.434H128.329c-8.52 0-15.434 6.913-15.434 15.434 0 8.52 6.914 15.435 15.434 15.435h6.048c9.416 30.65 19.384 76.12 12.997 94.609-23.304 67.385-21.513 163.412 3.767 201.535 13.365 20.096 4.723 62.784-1.112 82.54-.37.22-.863.34-1.234.526-1.235.65-2.221 1.42-3.364 2.069-2.315 1.325-4.537 2.654-6.607 4.107a99.79 99.79 0 0 0-2.994 2.191c-2.685 2.065-5.156 4.226-7.376 6.511-.309.307-.649.618-.959.926-.645.647-1.418 1.297-2.005 1.977-1.884 2.191-3.366 4.506-4.847 6.79a.517.517 0 0 1-.154.215c-2.037 3.273-3.765 6.637-4.967 10.064H67.118c-18.523 0-33.555-15.033-33.555-33.554V133.731c0-18.49 15.064-33.553 33.555-33.553h889.824c18.49 0 33.523 15.064 33.523 33.553v612.263h.031z"])</script><script>self.__next_f.push([1,"21:{\"src\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-ios.1c499fee.webp\",\"height\":80,\"width\":258,\"blurDataURL\":\"data:image/webp;base64,UklGRmQAAABXRUJQVlA4WAoAAAAQAAAABwAAAQAAQUxQSBEAAAAA/P////////z4+/v7+/v7+ABWUDggLAAAALABAJ0BKggAAgACQDglpAAC7R2H7AAA/vbLXJP8JLar3kbkvL+jg814EAAA\",\"blurWidth\":8,\"blurHeight\":2}\n22:{\"src\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-android.43e17aad.webp\",\"height\":80,\"width\":258,\"blurDataURL\":\"data:image/webp;base64,UklGRmQAAABXRUJQVlA4WAoAAAAQAAAABwAAAQAAQUxQSBEAAAAA/P////////z4+/v7+/v7+ABWUDggLAAAAJABAJ0BKggAAgACQDglnAAC51AMEAD++vG/S8HWEWPcEymzrpG90BxVOAAA\",\"blurWidth\":8,\"blurHeight\":2}\n2b:[]\n"])</script><script>self.__next_f.push([1,"0:[[[\"$\",\"link\",\"0\",{\"rel\":\"stylesheet\",\"href\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/12753a29a849b606.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\"}],[\"$\",\"link\",\"1\",{\"rel\":\"stylesheet\",\"href\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/4b33a865413dd404.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\"}],[\"$\",\"link\",\"2\",{\"rel\":\"stylesheet\",\"href\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/10052e138a022f9d.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\"}]],[\"$\",\"$L5\",null,{\"buildId\":\"M-OOZE8VRLg2yBANxYLZm\",\"assetPrefix\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557\",\"initialCanonicalUrl\":\"/advice/home-loans\",\"initialTree\":[\"\",{\"children\":[\"(layoutpage)\",{\"children\":[\"(hubpage)\",{\"children\":[\"advice\",{\"children\":[[\"slug\",\"home-loans\",\"c\"],{\"article\":[\"__PAGE__\",{\"children\":[\"__PAGE__\",{}]}],\"hubpage\":[\"__PAGE__\",{\"children\":[\"__PAGE__\",{}]}],\"children\":[\"__PAGE__\",{}]}]}]}]}]},\"$undefined\",\"$undefined\",true],\"initialSeedData\":[\"\",{\"children\":[\"(layoutpage)\",{\"children\":[\"(hubpage)\",{\"children\":[\"advice\",{\"children\":[[\"slug\",\"home-loans\",\"c\"],{\"article\":[\"__PAGE__\",{\"children\":[\"__PAGE__\",{},[[\"$L6\",\"$L7\"],null],null]},[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"children\",\"segmentPath\":[\"children\",\"(layoutpage)\",\"children\",\"(hubpage)\",\"children\",\"advice\",\"children\",\"$9\",\"article\",\"__PAGE__\",\"children\"],\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"notFoundStyles\":\"$undefined\",\"styles\":null}],null],\"hubpage\":[\"__PAGE__\",{\"children\":[\"__PAGE__\",{},[[\"$b\",\"$Lc\"],null],null]},[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"children\",\"segmentPath\":[\"children\",\"(layoutpage)\",\"children\",\"(hubpage)\",\"children\",\"advice\",\"children\",\"$9\",\"hubpage\",\"__PAGE__\",\"children\"],\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"notFoundStyles\":\"$undefined\",\"styles\":null}],null],\"children\":[\"__PAGE__\",{},[[\"$b\",\"$undefined\"],null],null]},[[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"hubpage\",\"segmentPath\":[\"children\",\"(layoutpage)\",\"children\",\"(hubpage)\",\"children\",\"advice\",\"children\",\"$9\",\"hubpage\"],\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"notFoundStyles\":\"$undefined\",\"styles\":null}],null],null]},[\"$Ld\",null],null]},[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"children\",\"segmentPath\":[\"children\",\"(layoutpage)\",\"children\",\"(hubpage)\",\"children\"],\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"notFoundStyles\":\"$undefined\",\"styles\":null}],null]},[[[\"$\",\"script\",null,{\"type\":\"application/ld+json\",\"dangerouslySetInnerHTML\":{\"__html\":\"{\\\"@context\\\":\\\"https://schema.org\\\",\\\"@type\\\":\\\"Organization\\\",\\\"name\\\":\\\"Oneroof\\\",\\\"url\\\":\\\"https://www.oneroof.co.nz/\\\",\\\"logo\\\":\\\"https://s.oneroof.co.nz/file/on/e%20/one%20roof%20logo%20final%20horizontal%20tag-01.jpg\\\",\\\"description\\\":\\\"OneRoof enhances New Zealand’s latest real estate with the latest property and market insights to help make your property decisions easier.\\\",\\\"sameAs\\\":[\\\"https://www.facebook.com/oneroofpropertynz/\\\",\\\"https://www.instagram.com/oneroofnz/\\\"],\\\"telephone\\\":\\\"-\\\"}\"}}],[\"$\",\"$e\",null,{\"children\":[[\"$\",\"$Lf\",null,{}],[\"$\",\"$L10\",null,{}]]}],\"$undefined\",[\"$\",\"div\",null,{\"className\":\"min-h-fill-screen flex flex-col\",\"children\":[[[\"$\",\"$L11\",null,{\"selectors\":[\"header\"]}],[\"$\",\"$L12\",null,{\"children\":[[\"$\",\"header\",null,{\"className\":\"relative z-100 min-w-0 shadow-header hover:z-[110]\",\"children\":[\"$\",\"div\",null,{\"className\":\"page-wrap\",\"children\":[\"$\",\"div\",null,{\"className\":\"items-center justify-between grid grid-cols-[auto_1fr_auto] sm:gap-x-24 md:gap-x-40 lg:gap-x-74\",\"children\":[[\"$\",\"$L13\",null,{}],[\"$\",\"$L14\",null,{\"className\":\"hidden sm:block\"}],[\"$\",\"$e\",null,{\"children\":[\"$\",\"$L15\",null,{}]}]]}]}]}],[\"$\",\"$e\",null,{\"children\":[[\"$\",\"$L16\",null,{}],[\"$\",\"$L17\",null,{}]]}]]}]],[\"$\",\"main\",null,{\"className\":\"flex-1 min-h-0\",\"children\":[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"children\",\"segmentPath\":[\"children\",\"(layoutpage)\",\"children\"],\"error\":\"$18\",\"errorStyles\":[],\"errorScripts\":[],\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":[\"$\",\"$L19\",null,{\"children\":[[\"$\",\"div\",null,{\"className\":\"py-80 text-center w-550 max-w-full mx-auto\",\"children\":[[\"$\",\"svg\",null,{\"className\":\"w-80 h-80 md:w-100 md:h-100\",\"viewBox\":\"0 0 1024 1024\",\"xmlns\":\"http://www.w3.org/2000/svg\",\"width\":32,\"height\":32,\"children\":[[\"$\",\"path\",null,{\"d\":\"$1a\"}],[\"$\",\"path\",null,{\"d\":\"M479.388 293.595c0-8.52-6.914-15.435-15.435-15.435-52.32 0-96.679-32.348-118.005-47.905-4.91-3.58-8.767-6.36-11.422-7.934-7.349-4.352-16.792-1.945-21.145 5.401-4.352 7.315-1.946 16.792 5.372 21.145 2.067 1.266 5.123 3.487 9.012 6.359 23.954 17.47 73.806 53.832 136.188 53.832 8.521-.029 15.435-6.944 15.435-15.463zM700.555 222.321c-2.624 1.574-6.512 4.354-11.452 7.934-21.298 15.526-65.655 47.877-117.977 47.877-8.519 0-15.431 6.913-15.431 15.431 0 8.519 6.912 15.436 15.431 15.436 62.385 0 112.235-36.334 136.19-53.804 3.888-2.84 6.945-5.125 9.044-6.359 7.315-4.35 9.722-13.829 5.371-21.143-4.384-7.348-13.86-9.755-21.176-5.372zM622.244 641.753l-103.87-46.61a15.476 15.476 0 0 0-13.305.307l-91.863 46.611c-7.622 3.86-10.648 13.15-6.79 20.774 3.826 7.596 13.119 10.558 20.742 6.791l85.287-43.275 97.111 43.585a15.395 15.395 0 0 0 6.33 1.359c5.865 0 11.512-3.365 14.076-9.106 3.548-7.78.06-16.917-7.718-20.436z\"}]]}],[\"$\",\"h1\",null,{\"className\":\"text-lg md:text-2xl mb-20\",\"children\":\"Oops! The page you requested was not found.\"}],[\"$\",\"div\",null,{\"className\":\"text-sm md:text-lg\",\"children\":[\"Perhaps you'd like to go back to the \",[\"$\",\"$L1b\",null,{\"href\":{\"pathname\":\"/\",\"query\":{},\"hash\":\"$undefined\"},\"className\":\"text-primary underline\",\"prefetch\":false,\"children\":\"homepage\"}],\".\"]}]]}],[\"$\",\"$e\",null,{\"children\":[[\"$\",\"$L1c\",null,{}],[\"$\",\"$L1d\",null,{\"error\":\"NotFound\"}]]}]]}],\"notFoundStyles\":[],\"styles\":null}]}],[\"$\",\"$L1e\",null,{}],[[\"$\",\"$L11\",null,{\"selectors\":[\"footer\"]}],[\"$\",\"footer\",null,{\"className\":\"bg-font text-white py-24 sm:py-48 min-w-0\",\"children\":[\"$\",\"div\",null,{\"className\":\"section-wrap\",\"children\":[[\"$\",\"section\",null,{\"className\":\"flex items-center justify-between\",\"children\":[[\"$\",\"$L1b\",null,{\"prefetch\":false,\"href\":{\"pathname\":\"/\",\"query\":{},\"hash\":\"$undefined\"},\"className\":\"flex-shrink-0\",\"aria-label\":\"go to homepage\",\"children\":[\"$\",\"$L1f\",null,{\"src\":{\"src\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/logo-mobile.a7a42637.svg\",\"height\":42,\"width\":233,\"blurWidth\":0,\"blurHeight\":0},\"alt\":\"logo\",\"width\":133,\"height\":24,\"unoptimized\":true,\"className\":\"pointer-events-none w-133 h-24\"}]}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-[repeat(2,auto)] gap-x-16 items-center\",\"children\":[[\"$\",\"div\",null,{\"className\":\"grid grid-cols-[repeat(3,auto)] gap-x-8\",\"children\":[[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block\",\"href\":\"https://www.instagram.com/oneroofnz/\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to instagram\",\"children\":[\"$\",\"i\",null,{\"className\":\"icon icon-instagram text-white !text-2xl\"}]}],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block\",\"href\":\"https://www.facebook.com/oneroofpropertynz\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to facebook\",\"children\":[\"$\",\"i\",null,{\"className\":\"icon icon-facebook text-white !text-2xl\"}]}],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block\",\"href\":\"https://www.linkedin.com/company/oneroofnz\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to linkedin\",\"children\":[\"$\",\"i\",null,{\"className\":\"icon icon-linkedin text-white !text-2xl\"}]}]]}],[\"$\",\"div\",null,{\"className\":\"grid-cols-[repeat(3,auto)] gap-x-16 sm:grid\",\"children\":[[[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block\",\"href\":\"https://apps.apple.com/nz/app/oneroof/id1336312690\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"download apple app\",\"children\":[\"$\",\"$L1f\",null,{\"src\":{\"src\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-ios.1c499fee.webp\",\"height\":80,\"width\":258,\"blurDataURL\":\"data:image/webp;base64,UklGRmQAAABXRUJQVlA4WAoAAAAQAAAABwAAAQAAQUxQSBEAAAAA/P////////z4+/v7+/v7+ABWUDggLAAAALABAJ0BKggAAgACQDglpAAC7R2H7AAA/vbLXJP8JLar3kbkvL+jg814EAAA\",\"blurWidth\":8,\"blurHeight\":2},\"alt\":\"download apple app\",\"width\":129,\"height\":40,\"unoptimized\":true}]}],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block\",\"href\":\"https://play.google.com/store/apps/details?id=com.nzme.oneroof\u0026hl=en\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"download android app\",\"children\":[\"$\",\"$L1f\",null,{\"src\":{\"src\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/download-android.43e17aad.webp\",\"height\":80,\"width\":258,\"blurDataURL\":\"data:image/webp;base64,UklGRmQAAABXRUJQVlA4WAoAAAAQAAAABwAAAQAAQUxQSBEAAAAA/P////////z4+/v7+/v7+ABWUDggLAAAAJABAJ0BKggAAgACQDglnAAC51AMEAD++vG/S8HWEWPcEymzrpG90BxVOAAA\",\"blurWidth\":8,\"blurHeight\":2},\"alt\":\"download android app\",\"width\":129,\"height\":40,\"unoptimized\":true}]}]],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block !block\",\"href\":\"https://www.nzme.co.nz/\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to nzme website\",\"children\":[\"$\",\"$L1f\",null,{\"src\":{\"src\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/media/powered-by.0d6922c1.webp\",\"height\":80,\"width\":158,\"blurDataURL\":\"data:image/webp;base64,UklGRngAAABXRUJQVlA4WAoAAAAQAAAABwAAAwAAQUxQSCEAAAAAPTA3PT8xIzESFhwiGh4fCsyeionRzNIgb6OdZ456pkgAVlA4IDAAAACQAQCdASoIAAQAAkA4JaQAAudP3WAA/vo7tdw1x/+JRUdfP2XhMLcPSRTx44h4AAA=\",\"blurWidth\":8,\"blurHeight\":4},\"alt\":\"powered by nzme\",\"width\":79,\"height\":40,\"unoptimized\":true}]}]]}]]}]]}],[\"$\",\"$L20\",null,{}],[\"$\",\"div\",null,{\"className\":\"mt-12 sm:hidden\",\"children\":[[\"$\",\"div\",null,{\"className\":\"grid items-center justify-start gap-x-8 grid-cols-[repeat(2,auto)]\",\"children\":[[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block !block\",\"href\":\"https://apps.apple.com/nz/app/oneroof/id1336312690\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"download apple app\",\"children\":[\"$\",\"$L1f\",null,{\"src\":\"$21\",\"alt\":\"download apple app\",\"width\":129,\"height\":40,\"unoptimized\":true}]}],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block !block\",\"href\":\"https://play.google.com/store/apps/details?id=com.nzme.oneroof\u0026hl=en\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"download android app\",\"children\":[\"$\",\"$L1f\",null,{\"src\":\"$22\",\"alt\":\"download android app\",\"width\":129,\"height\":40,\"unoptimized\":true}]}]]}],[\"$\",\"div\",null,{\"className\":\"grid items-center justify-start gap-x-8 mt-16 grid-cols-[repeat(3,auto)]\",\"children\":[[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block !block\",\"href\":\"https://www.instagram.com/oneroofnz/\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to instagram\",\"children\":[\"$\",\"i\",null,{\"className\":\"icon icon-instagram text-white !text-2xl\"}]}],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block !block\",\"href\":\"https://www.facebook.com/oneroofpropertynz\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to facebook\",\"children\":[\"$\",\"i\",null,{\"className\":\"icon icon-facebook text-white !text-2xl\"}]}],[\"$\",\"$L1b\",null,{\"prefetch\":false,\"className\":\"hidden sm:block !block\",\"href\":\"https://www.linkedin.com/company/oneroofnz\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"aria-label\":\"go to linkedin\",\"children\":[\"$\",\"i\",null,{\"className\":\"icon icon-linkedin text-white !text-2xl\"}]}]]}]]}],[\"$\",\"$L23\",null,{}]]}]}]]]}],[\"$\",\"$L24\",null,{}]],null],null]},[[\"$\",\"html\",null,{\"lang\":\"en\",\"children\":[[\"$\",\"head\",null,{\"children\":[[\"$\",\"meta\",null,{\"name\":\"viewport\",\"content\":\"width=device-width, initial-scale=1\"}],[\"$\",\"link\",null,{\"rel\":\"icon\",\"href\":\"/favicon.ico\",\"sizes\":\"any\"}],[\"$\",\"$L25\",null,{\"strategy\":\"beforeInteractive\",\"src\":\"https://try.abtasty.com/3faf242cb6880b0ff293ceba4e59d56e.js\"}],[\"$\",\"$L25\",null,{\"strategy\":\"afterInteractive\",\"id\":\"googletagmanager-gtm\",\"dangerouslySetInnerHTML\":{\"__html\":\"(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':\\n new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],\\n j=d.createElement(s),dl=l!='dataLayer'?'\u0026l='+l:'';j.async=true;j.src=\\n 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);\\n })(window,document,'script','dataLayer','GTM-58D24DV');\"}}],[\"$\",\"noscript\",null,{\"dangerouslySetInnerHTML\":{\"__html\":\"\u003ciframe src=\\\"https://www.googletagmanager.com/ns.html?id=GTM-58D24DV\\\" height=\\\"0\\\" width=\\\"0\\\" style=\\\"display:none;visibility:hidden\\\"\u003e\u003c/iframe\u003e\"}}]]}],[\"$\",\"$L26\",null,{\"children\":[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"children\",\"segmentPath\":[\"children\"],\"error\":\"$27\",\"errorStyles\":[],\"errorScripts\":[],\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":[\"$\",\"$L28\",null,{}],\"notFoundStyles\":[],\"styles\":[[\"$\",\"link\",\"0\",{\"rel\":\"stylesheet\",\"href\":\"https://assets.oneroof.co.nz/rebuild/aws/20241128094557/_next/static/css/727973242bb33abd.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\"}]]}]}]]}],null],null],\"couldBeIntercepted\":false,\"initialHead\":[false,\"$L29\"],\"globalErrorComponent\":\"$2a\",\"missingSlots\":\"$W2b\"}]]\n"])</script><script>self.__next_f.push([1,"2c:I[43479,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"2948\",\"static/chunks/2948-345b693e117f5e60.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"9826\",\"static/chunks/9826-d397fdd4ab4d4daa.js\",\"5255\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/layout-5c70c7e79bc368f5.js\"],\"default\"]\n7:\"$undefined\"\nd:[[\"$\",\"$L8\",null,{\"parallelRouterKey\":\"children\",\"segmentPath\":[\"children\",\"(layoutpage)\",\"children\",\"(hubpage)\",\"children\",\"advice\",\"children\"],\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$La\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"notFoundStyles\":\"$undefined\",\"styles\":null}],[\"$\",\"$L2c\",null,{\"children\":\"$L2d\"}]]\n"])</script><script>self.__next_f.push([1,"c:[\"$\",\"$e\",null,{\"fallback\":[\"$\",\"div\",null,{\"className\":\"section-wrap skeleton-wrap py-40 space-y-40\",\"children\":[[\"$\",\"div\",\"1\",{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-20 w-280\"}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 sm:grid-cols-2 md:grid-cols-4 gap-16\",\"children\":[[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}]]}]]}],[\"$\",\"div\",\"2\",{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-20 w-280\"}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 sm:grid-cols-2 md:grid-cols-4 gap-16\",\"children\":[[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}]]}]]}],[\"$\",\"div\",\"3\",{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-20 w-280\"}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 sm:grid-cols-2 md:grid-cols-4 gap-16\",\"children\":[[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}],[\"$\",\"div\",null,{\"className\":\"space-y-10\",\"children\":[[\"$\",\"span\",null,{\"className\":\"h-140\"}],[\"$\",\"span\",null,{\"className\":\"h-10 w-1/3\"}]]}]]}]]}]]}],\"children\":\"$L2e\"}]\n"])</script><script>self.__next_f.push([1,"2f:I[8215,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"2948\",\"static/chunks/2948-345b693e117f5e60.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"9826\",\"static/chunks/9826-d397fdd4ab4d4daa.js\",\"5255\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/layout-5c70c7e79bc368f5.js\"],\"default\"]\n30:I[14145,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"2948\",\"static/chunks/2948-345b693e117f5e60.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"9826\",\"static/chunks/9826-d397fdd4ab4d4daa.js\",\"5255\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/layout-5c70c7e79bc368f5.js\"],\"default\"]\n"])</script><script>self.__next_f.push([1,"2d:[\"$\",\"div\",null,{\"className\":\"h-full overflow-auto px-24\",\"children\":[[\"$\",\"$L2f\",null,{}],[\"$\",\"div\",null,{\"className\":\"space-y-16 mt-16\",\"children\":[[\"$\",\"$L30\",\"0\",{\"data\":{\"id\":10,\"name\":\"Latest News\",\"slug\":\"latest_news\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/news/latest-news\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"1\",{\"data\":{\"id\":160,\"name\":\"Homes We Love　\",\"slug\":\"homes_we_love\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/h/homes-we-love\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"2\",{\"data\":{\"id\":170,\"name\":\"Money \u0026 Interest Rates\",\"slug\":\"\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/news/finance\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"3\",{\"data\":{\"id\":171,\"name\":\"Prestige\",\"slug\":\"\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/news/prestige-property\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"4\",{\"data\":{\"id\":163,\"name\":\"First Home Buyers\",\"slug\":\"buying_your_first_home\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/advice/first-home-buyers\",\"hubPageSlug\":\"first-home-buyers\"}}],[\"$\",\"$L30\",\"5\",{\"data\":{\"id\":172,\"name\":\"North Island\",\"slug\":\"\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/news/regional-news-north-island\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"6\",{\"data\":{\"id\":173,\"name\":\"South Island\",\"slug\":\"\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/news/regional-news-south-island\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"7\",{\"data\":{\"id\":166,\"name\":\"Monthly House Price Reports\",\"slug\":\"house-price-report\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/insights/house-price-report\",\"hubPageSlug\":\"house-price-report\"}}],[\"$\",\"$L30\",\"8\",{\"data\":{\"id\":174,\"name\":\"Advice\",\"slug\":\"\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/advice\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"9\",{\"data\":{\"id\":157,\"name\":\"Commercial Property\",\"slug\":\"commercial\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/commercial\",\"hubPageSlug\":\"commercial-property\"}}],[\"$\",\"$L30\",\"10\",{\"data\":{\"id\":164,\"name\":\"Rural Property\",\"slug\":\"rural\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/rural\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"11\",{\"data\":{\"id\":169,\"name\":\"Advertorial\",\"slug\":\"advertorial\",\"child\":[],\"loginView\":false,\"link\":\"\",\"hubPageSlug\":\"\"}}],[\"$\",\"$L30\",\"12\",{\"data\":{\"id\":175,\"name\":\"All News\",\"slug\":\"\",\"child\":[],\"loginView\":false,\"link\":\"https://www.oneroof.co.nz/news/all-news\",\"hubPageSlug\":\"\"}}]]}]]}]\n"])</script><script>self.__next_f.push([1,"31:I[52961,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"ResponsiveImageBgLoading\"]\n32:I[51165,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.js\",\"6786\",\"static/c"])</script><script>self.__next_f.push([1,"hunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"default\"]\n34:I[13974,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"PageViewLayer\"]\n2e:[[\"$\",\"div\",null,{\"className\":\"pb-32 md:pb-96\",\"id\":\"hub-wrap\",\"children\":[[\"$\",\"h1\",null,{\"className\":\"hidden\",\"children\":\"How much can i borrow - OneRoof Home loans\"}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 pt-64 g"])</script><script>self.__next_f.push([1,"ap-y-64 md:gap-y-96 md:pt-96\",\"children\":[[\"$\",\"div\",null,{\"className\":\"-mt-64 md:-mt-96\",\"children\":[[\"$\",\"section\",null,{\"className\":\"relative h-375 md:h-500\",\"children\":[[\"$\",\"$L31\",null,{\"src\":\"https://s.oneroof.co.nz/image/c9/bb/c9bb4f9b28c7bb9fff7046d562eb7ab8.jpg\",\"mobileSrc\":\"https://s.oneroof.co.nz/image/a4/00/a40093941465acf4584bf156c77e3cbd.jpg\",\"priority\":true,\"className\":\"block absolute left-0 top-0 object-cover w-full h-full\",\"alt\":\"\",\"width\":1920,\"height\":\"500\",\"mobileHeight\":375,\"origin\":true,\"unoptimized\":true}],[\"$\",\"div\",null,{\"className\":\"section-wrap h-full relative z-[1]\",\"children\":[\"$\",\"div\",null,{\"className\":\"h-full flex flex-col justify-end pb-18 text-white sm:pb-40\",\"children\":[[\"$\",\"h1\",null,{\"className\":\"text-3xl font-bold sm:text-5xl\",\"style\":{\"\":\"$undefined\"},\"children\":\"\"}],[\"$\",\"div\",null,{\"className\":\"flex items-end space-x-10 max-w-[700px]\",\"style\":{\"\":\"$undefined\"},\"children\":[[\"$\",\"h5\",null,{\"className\":\"text-base\",\"children\":\"\"}],\"\"]}]]}]}]]}]]}],[\"$undefined\",[\"$\",\"section\",null,{\"className\":\"section-wrap\",\"id\":\"$undefined\",\"children\":[null,[\"$\",\"div\",null,{\"className\":\"mt-16\",\"children\":[[\"$\",\"$L32\",null,{\"expand\":true,\"utmCampaign\":\"hub\"}]]}]]}],\"$L33\"],false,false]}]]}],[\"$\",\"$L34\",null,{\"data\":{\"event\":\"page_view\",\"vertical\":\"news\",\"page_type\":\"homepage\",\"vertical_type\":\"homeloans\"}}]]\n29:[[\"$\",\"meta\",\"0\",{\"name\":\"viewport\",\"content\":\"width=device-width, initial-scale=1\"}],[\"$\",\"meta\",\"1\",{\"charSet\":\"utf-8\"}],[\"$\",\"title\",\"2\",{\"children\":\"Home loans and Mortgages | Oneroof\"}],[\"$\",\"meta\",\"3\",{\"name\":\"description\",\"content\":\"OneRoof enhances New Zealand’s latest real estate with the latest property and market insights to help make your property decisions easier.\"}],[\"$\",\"link\",\"4\",{\"rel\":\"canonical\",\"href\":\"https://www.oneroof.co.nz/advice/home-loans\"}],[\"$\",\"meta\",\"5\",{\"name\":\"format-detection\",\"content\":\"telephone=no, address=no, email=no\"}]]\n6:null\nb:null\n"])</script><script>self.__next_f.push([1,"35:I[10348,[\"691\",\"static/chunks/f4e5f4e1-f9cae9b65becb469.js\",\"231\",\"static/chunks/231-5e618dfca48dfc89.js\",\"1943\",\"static/chunks/1943-f8f8d183f3d60267.js\",\"5637\",\"static/chunks/5637-7ff3eb36fde67344.js\",\"1914\",\"static/chunks/1914-49f81a1d19cbb069.js\",\"8173\",\"static/chunks/8173-af32e839c287cbbe.js\",\"5171\",\"static/chunks/5171-4512e150420fc1e8.js\",\"9479\",\"static/chunks/9479-43c04e5eb69d0f97.js\",\"5703\",\"static/chunks/5703-2c962376e2af38bb.js\",\"5586\",\"static/chunks/5586-fd156f9395c8ceee.js\",\"8643\",\"static/chunks/8643-a74437ae8c6fc898.js\",\"2496\",\"static/chunks/2496-58bc0709a7c1f2f0.js\",\"5223\",\"static/chunks/5223-c7a03a6c61829a7d.js\",\"3534\",\"static/chunks/3534-6f0a947e9b699d3a.js\",\"6611\",\"static/chunks/6611-80334ada14f061fa.js\",\"6786\",\"static/chunks/6786-ab53cdf5e63562b4.js\",\"5122\",\"static/chunks/5122-dee3f889469f062e.js\",\"9857\",\"static/chunks/9857-a05c0f134816fc38.js\",\"2446\",\"static/chunks/2446-f45806750a92b520.js\",\"5719\",\"static/chunks/5719-32e2018f1e354de3.js\",\"9807\",\"static/chunks/9807-70d5578629db9730.js\",\"1383\",\"static/chunks/1383-2b715265d63a3cd4.js\",\"2079\",\"static/chunks/2079-3e10b61ad2b798da.js\",\"1191\",\"static/chunks/1191-8b54e58d5a5bada1.js\",\"8258\",\"static/chunks/app/(layoutpage)/(hubpage)/advice/%5B...slug%5D/@hubpage/page-b1239ffcd225c367.js\"],\"default\"]\n"])</script><script>self.__next_f.push([1,"33:[\"$\",\"section\",null,{\"className\":\"section-wrap\",\"id\":\"$undefined\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between items-center flex-wrap\",\"children\":[[\"$\",\"div\",null,{\"children\":[[\"$\",\"span\",null,{\"className\":\"text-font text-xl md:text-3xl md:font-bold\",\"children\":\"Money \u0026 Mortgages\"}],\"$undefined\"]}],\"\",\"$undefined\"]}],[\"$\",\"div\",null,{\"className\":\"mt-16\",\"children\":[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 gap-y-24 items-start justify-between sm:grid-cols-[65.89%,31.96%]\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-1 min-w-0 grid grid-cols-1 gap-y-20 sm:gap-y-24\",\"children\":[[\"$\",\"div\",null,{\"className\":\"grid gap-y-24\",\"children\":[[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/couple-aged-58-empty-their-kiwisaver-to-buy-their-first-home-46711\",\"className\":\"rounded-sm overflow-hidden relative group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/a1/f0/a1f0bbb2e5cfde2615c03ae77f69b353.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"Couple, aged 58, empty their KiwiSaver to buy their first home\",\"hoverScale\":true,\"width\":738,\"height\":376,\"defaultIcon\":\"icon-news-cover\"}],false]}],[\"$\",\"div\",null,{\"className\":\"absolute left-0 top-0 w-full h-full p-10 text-white flex flex-col justify-end bg-image-mask-sm sm:p-32\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex items-center justify-between\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-base\",\"children\":\"Zoe Hunter\"}],[\"$\",\"time\",null,{\"className\":\"text-sm\",\"dateTime\":\"2024-11-29 06:00\",\"children\":\"29 Nov 2024\"}]]}],[\"$\",\"div\",null,{\"className\":\"mt-8 text-1xl line-clamp-2 sm:text-3xl\",\"children\":\"Couple, aged 58, empty their KiwiSaver to buy their first home\"}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"grid gap-y-24 sm:gap-y-30 gap-x-24 sm:grid-cols-2\",\"children\":[[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/tony-alexander-will-the-reserve-banks-0-5-ocr-cut-have-much-impact-on-mortgage-rates-46721\",\"className\":\"group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative overflow-hidden rounded-sm\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/0f/ba/0fba99806e11c571786aeefc543daaa0.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"Tony Alexander: Will the Reserve Bank’s 0.5% OCR cut have much impact on mortgage rates?\",\"hoverScale\":true,\"width\":357,\"height\":199,\"defaultIcon\":\"icon-news-cover\"}],[\"$\",\"div\",null,{\"className\":\"absolute left-0 top-0 h-full p-10 text-white flex flex-col justify-between w-full bg-image-mask-sm sm:p-16\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between\",\"children\":[[\"$\",\"span\",null,{}],false]}],[\"$\",\"div\",null,{\"className\":\"flex justify-between text-white\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-sm\",\"children\":\"Tony Alexander\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-27 14:00\",\"children\":\"27 Nov 2024\"}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"mt-8 space-y-2 sm:min-h-[70px]\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"Tony Alexander: Will the Reserve Bank’s 0.5% OCR cut have much impact on mortgage rates?\"}],[\"$\",\"div\",null,{\"className\":\"text-neutral-5 text-sm line-clamp-1\",\"children\":\"There is a risk that inflation elsewhere will put the brakes on further big cuts in NZ.\"}]]}]]}],[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/are-the-biggest-mortgage-rate-cuts-behind-us-46687\",\"className\":\"group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative overflow-hidden rounded-sm\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/ca/3e/ca3e93421b459f9523788501f12941cc.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"After three months of slashing, are the biggest mortgage rate cuts behind us?\",\"hoverScale\":true,\"width\":357,\"height\":199,\"defaultIcon\":\"icon-news-cover\"}],[\"$\",\"div\",null,{\"className\":\"absolute left-0 top-0 h-full p-10 text-white flex flex-col justify-between w-full bg-image-mask-sm sm:p-16\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between\",\"children\":[[\"$\",\"span\",null,{}],false]}],[\"$\",\"div\",null,{\"className\":\"flex justify-between text-white\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-sm\",\"children\":\"Kelvin Davidson\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-25 06:00\",\"children\":\"25 Nov 2024\"}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"mt-8 space-y-2 sm:min-h-[70px]\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"After three months of slashing, are the biggest mortgage rate cuts behind us?\"}],[\"$\",\"div\",null,{\"className\":\"text-neutral-5 text-sm line-clamp-1\",\"children\":\"The five things you need to know about the housing market this week.\"}]]}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 gap-y-24\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex flex-col justify-between space-y-18 min-h-[376px]\",\"children\":[[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/will-a-0-5-cut-to-the-ocr-next-week-automatically-mean-cheaper-home-loan-rates-46668\",\"className\":\"flex group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/2d/88/2d889fb816286df5b34697cd37b1a31a.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"Will 0.5% OCR cut automatically mean cheaper home loan rates?\",\"hoverScale\":true,\"className\":\"rounded-sm flex-shrink-0 w-112\",\"width\":112,\"height\":74,\"defaultIcon\":\"icon-news-cover\",\"iconSize\":\"!text-1xl\"}],false]}],[\"$\",\"div\",null,{\"className\":\"ml-16 flex flex-col justify-between flex-1 min-w-0\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between text-neutral-5\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-base\",\"children\":\"Catherine Masters\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-24 14:00\",\"children\":\"24 Nov 2024\"}]]}],[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"Will 0.5% OCR cut automatically mean cheaper home loan rates?\"}]]}]]}],[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/reserve-banks-ocr-cut-wont-significantly-lower-mortgage-rates-say-economists-46682\",\"className\":\"flex group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/e9/bd/e9bd5baa727a79f305ca7fe2d86f392e.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"Mortgage rates may not drop much despite OCR cut, experts warn\",\"hoverScale\":true,\"className\":\"rounded-sm flex-shrink-0 w-112\",\"width\":112,\"height\":74,\"defaultIcon\":\"icon-news-cover\",\"iconSize\":\"!text-1xl\"}],false]}],[\"$\",\"div\",null,{\"className\":\"ml-16 flex flex-col justify-between flex-1 min-w-0\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between text-neutral-5\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-base\",\"children\":\"Nikki Preston\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-21 07:00\",\"children\":\"21 Nov 2024\"}]]}],[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"Mortgage rates may not drop much despite OCR cut, experts warn\"}]]}]]}],[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/planning-to-buy-your-first-home-in-2025-watch-out-for-these-guys-46651\",\"className\":\"flex group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/b1/57/b15784869efff68b868199d88faca3a6.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"Planning to buy your first home in 2025? Watch out for these guys\",\"hoverScale\":true,\"className\":\"rounded-sm flex-shrink-0 w-112\",\"width\":112,\"height\":74,\"defaultIcon\":\"icon-news-cover\",\"iconSize\":\"!text-1xl\"}],false]}],[\"$\",\"div\",null,{\"className\":\"ml-16 flex flex-col justify-between flex-1 min-w-0\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between text-neutral-5\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-base\",\"children\":\"Kelvin Davidson\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-18 06:00\",\"children\":\"18 Nov 2024\"}]]}],[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"Planning to buy your first home in 2025? Watch out for these guys\"}]]}]]}],[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/tony-alexander-where-kiwis-plan-to-splash-their-cash-now-rates-are-falling-46627\",\"className\":\"flex group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/ec/a1/eca1cbca84336044dc33c1cc5b8a8ed2.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"Tony Alexander: Where Kiwis plan to splash the cash now rates are falling\",\"hoverScale\":true,\"className\":\"rounded-sm flex-shrink-0 w-112\",\"width\":112,\"height\":74,\"defaultIcon\":\"icon-news-cover\",\"iconSize\":\"!text-1xl\"}],false]}],[\"$\",\"div\",null,{\"className\":\"ml-16 flex flex-col justify-between flex-1 min-w-0\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between text-neutral-5\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-base\",\"children\":\"Tony Alexander\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-13 06:00\",\"children\":\"13 Nov 2024\"}]]}],[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"Tony Alexander: Where Kiwis plan to splash the cash now rates are falling\"}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"grid gap-y-24 sm:gap-y-30\",\"children\":[[\"$\",\"$L1b\",null,{\"href\":\"/advice/home-loans/the-kiwi-economist-whos-putting-his-money-where-his-mouth-is-on-house-prices-46575\",\"className\":\"group\",\"aria-label\":\"go to article\",\"prefetch\":false,\"children\":[[\"$\",\"div\",null,{\"className\":\"relative overflow-hidden rounded-sm\",\"children\":[[\"$\",\"$L35\",null,{\"src\":\"https://s.oneroof.co.nz/image/18/71/18711c7dee06927a2a7d3f5ca54c34eb.jpg?x-oss-process=image/quality,q_80\",\"alt\":\"The Kiwi economist who’s putting his money where his mouth is on house prices\",\"hoverScale\":true,\"width\":357,\"height\":199,\"defaultIcon\":\"icon-news-cover\"}],[\"$\",\"div\",null,{\"className\":\"absolute left-0 top-0 h-full p-10 text-white flex flex-col justify-between w-full bg-image-mask-sm sm:p-16\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex justify-between\",\"children\":[[\"$\",\"span\",null,{}],false]}],[\"$\",\"div\",null,{\"className\":\"flex justify-between text-white\",\"children\":[[\"$\",\"span\",null,{\"className\":\"text-sm\",\"children\":\"Ed McKnight\"}],[\"$\",\"time\",null,{\"className\":\"text-xs\",\"dateTime\":\"2024-11-10 15:00\",\"children\":\"10 Nov 2024\"}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"mt-8 space-y-2 sm:min-h-[70px]\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-font text-base line-clamp-2\",\"children\":\"The Kiwi economist who’s putting his money where his mouth is on house prices\"}],[\"$\",\"div\",null,{\"className\":\"text-neutral-5 text-sm line-clamp-1\",\"children\":\"Six reasons why Ed McKnight has pulled forward his plans to buy.\"}]]}]]}]]}]]}]]}]}]]}]\n"])</script></body></html>