GetCoveredNJ

<!doctype html> <html lang="en"> <head><script src="/Sprighter-a-newly-of-my-Louer-Entermittlemaine-I" async></script> <meta charset="utf-8"/> <meta http-equiv="X-UA-Compatible" content="IE=edge"/> <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no"/> <title>GetCoveredNJ</title> <link rel="canonical" href="https://www.nj.gov/getcoverednj/" /> <meta name="keywords" content=' GetCoveredNJ, health insurance '/> <meta name="description" content='test' /> <meta name="modified" content='01/31/2025' /> <meta name="editor" content='LMcKeever' /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:site" content="@GetCoveredNJ" /> <meta name="twitter:title" content="GetCoveredNJ" /> <meta name="twitter:description" content="Health insurance made possible. 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<figcaption class="figure-caption align-top department ml-1"> <em class="h5 mb-0 mt-0 text-blue">New Jersey's Official Health Insurance Marketplace</em> </figcaption> </figure> </header> </div> </div> <aside> <div class="x-container-fluid d-none d-sm-inline sticky-social">  <a href="" class="toggle-sticky"><i class="fas fa-angle-double-right fa-1x sonj-gray toggle-target"></i><i class="fas fa-angle-double-left fa-1x sonj-gray d-none toggle-target"></i><span class="sr-only">Toggle Social Links Open/Close</span></a> <a href="https://twitter.com/GetCoveredNJ" class=" toggle-target"><i class="fab fa-twitter-square fa-2x sonj-gray"></i><span class="sr-only">Twitter</span></a> <a href="https://www.facebook.com/getcoverednj/" class=" toggle-target"><i class="fab fa-facebook-square fa-2x sonj-gray"></i><span class="sr-only">Facebook</span></a>  </div> </aside> <div class="container-fluid sonj-nav getcovered"> <div class="row justify-content-center "> <div id="" class="col-12 col-xl-10"> <nav class="navbar navbar-expand-lg navbar-dark x-bg-light px-0 justify-content-between"> <h2 class="navbar-brand x-mr-auto d-lg-none"><a href='/getcoverednj/'>GetCoveredNJ</a></h2> <button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#navbarSupportedContent" aria-controls="navbarSupportedContent" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <div class="collapse navbar-collapse" id="navbarSupportedContent"> <ul class="navbar-nav mr-auto x-nav-pills"> <li class="nav-item pr-4" id="getcoverednj-pNav1" data-pnav="home"><a class="nav-link " href="/getcoverednj/index.shtml" data-sNav_scalar="0" >Home <i class="fas fa-home"></i></a> </li> <li class="nav-item dropdown pr-4" id="getcoverednj-pNav2" data-pnav="getstarted"><a class="nav-link dropdown-toggle " href="#" data-sNav_scalar="6" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" >Get Started</a> <ul class="dropdown-menu" aria-labelledby="getcoverednj-pNav2"> <li><a href="/getcoverednj/getstarted/new" class="dropdown-item">New Customers </a> </li> <li><a href="/getcoverednj/getstarted/existing" class="dropdown-item">Existing Marketplace Customers </a> </li> <li><a href="/getcoverednj/getstarted/compare" class="dropdown-item">Compare Plans and Cost</a> </li> <li><a href="/getcoverednj/getstarted/buy" class="dropdown-item">When Can I Buy Health Insurance</a> </li> <li><a href="/getcoverednj/getstarted/expect" class="dropdown-item">What to Expect </a> </li> <li><a href="/getcoverednj/getstarted/family" class="dropdown-item">NJ FamilyCare </a> </li> </ul> </li> <li class="nav-item dropdown pr-4" id="getcoverednj-pNav3" data-pnav="financialhelp"><a class="nav-link dropdown-toggle " href="#" data-sNav_scalar="3" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" >Financial Help</a> <ul class="dropdown-menu" aria-labelledby="getcoverednj-pNav3"> <li><a 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href="/getcoverednj/findanswers/glossary" class="dropdown-item">Glossary</a> </li> <li><a href="/getcoverednj/findanswers/updates" class="dropdown-item">Featured Updates</a> </li> </ul> </li> <li class="nav-item dropdown pr-4" id="getcoverednj-pNav5" data-pnav="help"><a class="nav-link dropdown-toggle " href="#" data-sNav_scalar="4" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" >We Can Help</a> <ul class="dropdown-menu" aria-labelledby="getcoverednj-pNav5"> <li><a href="/getcoverednj/help/local" class="dropdown-item">Find Local Assistance </a> </li> <li><a href="/getcoverednj/help/customer" class="dropdown-item">Customer Service </a> </li> <li><a href="/getcoverednj/help/about" class="dropdown-item">About Us </a> </li> <li><a href="/getcoverednj/help/resources" class="dropdown-item">Resources</a> </li> </ul> </li> <li class="nav-item pr-4" id="getcoverednj-pNav6" data-pnav="languages"><a class="nav-link " href="#" data-sNav_scalar="0" >Languages <i class="fas fa-globe"></i></a> </li> </ul> <ul class="nav navbar-nav navbar-right"> <li ><a href="/getcoverednj/espanol" class="btn btn-blue-lang btn-sm"><strong>ESPAñOL</strong></a></li> </ul> </div> </nav> </div> </div> </div>     <div class="container-fluid dca-carousel-container" id="content" role="banner"> <div class="row justify-content-center disabled-mt-5 mb-0"> <div class="col disabled-col-xl-10 px-0"> <div id="dca-carousel" class="sonj carousel slide" data-ride="carousel"> <ol class="carousel-indicators"> <li data-target="#dca-carousel" data-slide-to="0" class="active"></li> <li data-target="#dca-carousel" data-slide-to="1" class=""></li> <li data-target="#dca-carousel" data-slide-to="2" class=""></li> </ol> <div class="carousel-inner"> <div class="carousel-item active"> <img class=" w-100" src="/getcoverednj/library/slides/GCNJ2024_hero1.jpg" alt="photo: mom and daughter playing in the snow" /> <div class="carousel-caption right px-4 mt-4"> <h3>Need health insurance? See if you qualify for a Special Enrollment Period.</h3> <p><strong>The Open Enrollment Period for the 2025 coverage year ended January 31<sup>st</sup>. You may be eligible to enroll in coverage outside of open enrollment if you have a major life event or meet a certain income level. </strong></p> <a href="/getcoverednj/getstarted/buy/" aria-label="" class="btn btn-blue btn-sm " target="">Learn more <span class="sr-only"> Need health insurance? See if you qualify for a Special Enrollment Period.</span> </a> </div> </div> <div class="carousel-item "> <img class=" w-100" src="/getcoverednj/library/slides/SEP2025pregnancy.jpg" alt="photo: man and pregnant woman looking at computer" /> <div class="carousel-caption right px-4 mt-4"> <h3>Major life event? Find out if your situation qualifies you for a Special Enrollment Period.</h3> <p><strong>Certain life-changing events such as getting married, moving to a new coverage area, or losing job-based health coverage qualify you for a Special Enrollment Period. </strong></p> <a href="/getcoverednj/getstarted/buy/" aria-label="" class="btn btn-blue btn-sm " target="">Learn more <span class="sr-only"> Major life event? Find out if your situation qualifies you for a Special Enrollment Period.</span> </a> </div> </div> <div class="carousel-item "> <img class=" w-100" src="/getcoverednj/library/slides/GCNJOE2025hero3.jpg" alt="photo: man walking among trees" /> <div class="carousel-caption right px-4 mt-4"> <h3>Record Savings and Expanded Health Coverage Access</h3> <p><strong>Record levels of financial help remain available through GetCoveredNJ, and nearly free coverage is available year-round for residents at certain income levels (up to $30,120 for an individual or $62,400 for a family of four for 2025).</strong></p> <a href="/getcoverednj/findanswers/updates" aria-label="" class="btn btn-blue btn-sm " target="">Learn more <span class="sr-only"> Record Savings and Expanded Health Coverage Access</span> </a> </div> </div> </div> <a class="carousel-control-prev " href="#dca-carousel" role="button" data-slide="prev"> <span class="carousel-control-prev-icon" aria-hidden="true"></span> <span class="sr-only">Previous</span> </a> <a class="carousel-control-next " href="#dca-carousel" role="button" data-slide="next"> <span class="carousel-control-next-icon" aria-hidden="true"></span> <span class="sr-only">Next</span> </a> </div> </div> </div> </div>       <main role="main" class=" mb-0">     <section class="container-fluid pb-0 px-0 pt-5 no-gutters " id="spotlight " > <div class="row justify-content-center my-flex-card spotlight col-12 col-xl-12 px-0 mx-0 p-0 bg-blue-dark "> <div class="col-xl-4 col-12 col-sm-12 no-gutters p-lg-5 spots" style=" background-image: url('/getcoverednj/espanol/assets/library/img_bg-topic0.png'); background-repeat: no-repeat; background-size: cover;"> <div class="card bg-off item-0 pb-0 m-3 px-lg-2 border-0 " > <div class="card-body "> <h4 class="card-title">New Customers</h4> <p class="card-text text-left mb-0"><p>Learn how you can shop for a health plan through Get Covered New Jersey.<br /><strong>More people qualify for financial help. </strong>If you did not qualify for financial help before based on income, you may qualify now with state and federal savings.</p></p> <a href="/getcoverednj/getstarted/new" class="btn btn-white mt-3" aria-label="New Customers:Learn More" target="_self" >Learn More</a> </div> </div> </div> <div class="col-xl-4 col-12 col-sm-12 no-gutters p-lg-5 spots" style=" background-image: url('/getcoverednj/espanol/assets/library/img_bg-topic1.png'); background-repeat: no-repeat; background-size: cover;"> <div class="card bg-off item-1 m-3 px-lg-2 border-0 " > <div class="card-body "> <h4 class="card-title">Compare Plans and Prices</h4> <p class="card-text text-left mb-0"><p>Before you shop for health coverage, find out if you qualify for financial help to lower your costs. Find which plans have your doctors, and compare plans and prices. You can browse health plans now.</p></p> <a href="/getcoverednj/getstarted/compare/" class="btn btn-white mt-3" aria-label="Compare Plans and Prices:Compare Plans" target="_self" >Compare Plans</a> </div> </div> </div> <div class="col-xl-4 col-12 col-sm-12 no-gutters p-lg-5 spots" style=" background-image: url('/getcoverednj/espanol/assets/library/img_bg-topic2.png'); background-repeat: no-repeat; background-size: cover;"> <div class="card bg-off item-2 m-3 px-lg-2 border-0 " > <div class="card-body "> <h4 class="card-title">Existing Marketplace Customers</h4> <p class="card-text text-left mb-0"><p>If you are currently enrolled in a plan through GetCoveredNJ, log in now to update your application and review your plan options. New plans are available this year. Make sure to update your income, address, household size, and any other changes.</p></p> <a href="/getcoverednj/getstarted/existing" class="btn btn-white mt-3" aria-label="Existing Marketplace Customers:Learn More" target="_self" >Learn More</a> </div> </div> </div> </div> </section>   <section class="container-fluid content pb-5 pt-5 mt-5 nogutters bg-blue" id="tcs"> <div class="row justify-content-center col-xl-12 "> <div class="col-12 col-sm-12 col-xl-3 border-dark text-center"> <div class="card w-100 text-center bg-blue border-0 py-0 h-100"> <div class="card-body"> <i class="fas fa-question-circle fa-3x mb-3"></i> <h5 class="card-title">Where can I get help?</h5> <p class="card-text"><p>Get free local help applying for health coverage from a certified assister or agent.</p></p> <a href="/getcoverednj/help/local" aria-label="Where can I get help?:Get Help" class="btn btn-white mt-1">Get Help</a> </div> </div> </div> <div class="col-12 col-sm-12 col-xl-3 border-dark text-center"> <div class="card w-100 text-center bg-blue border-0 py-0 h-100"> <div class="card-body"> <i class="fas fa-shopping-cart fa-3x mb-3"></i> <h5 class="card-title">When can I buy insurance?</h5> <p class="card-text"><p>Between February 1 and October 31, individuals with a qualifying life event or who meet a certain income level can apply for coverage. Anyone can apply for coverage during the Open Enrollment Period, which runs November 1 – January 31.</p></p> <a href="/getcoverednj/getstarted/buy" aria-label="When can I buy insurance?:Learn More" class="btn btn-white mt-1">Learn More</a> </div> </div> </div> <div class="col-12 col-sm-12 col-xl-3 border-dark text-center"> <div class="card w-100 text-center bg-blue border-0 py-0 h-100"> <div class="card-body"> <i class="fas fa-file-invoice fa-3x mb-3"></i> <h5 class="card-title">Where can I find my 1095-A form?</h5> <p class="card-text"><p>If you had a health plan through GetCoveredNJ in prior years, look for your Form 1095-A in the mail or your secure inbox in the January/February timeframe following your coverage year.</p> <p> </p></p> <a href="/getcoverednj/findanswers/faqs" aria-label="Where can I find my 1095-A form?:Learn More" class="btn btn-white mt-1">Learn More</a> </div> </div> </div> <div class="col-12 col-sm-12 col-xl-3 text-center"> <div class="card w-100 text-center bg-blue border-0 py-0 h-100"> <div class="card-body"> <i class="fas fa-user-edit fa-3x mb-3"></i> <h5 class="card-title">How do I change my information?</h5> <p class="card-text"><p>Changes in income, residence, or household size can affect your eligibility for financial help. Update your information when a change happens.</p></p> <a href="/getcoverednj/findanswers/after" aria-label="How do I change my information?:Learn More" class="btn btn-white mt-1">Learn More</a> </div> </div> </div> </div> </section>   <div class="container-fluid content py-5 my-0 no-gutters bg-blue-dark" id="pageLinks"> <div class="row justify-content-center col-md-12 text-center"> <ul class="list-group list-group-horizontal-md justify-content-center d-flex"> <li class="list-group-item flex-fill"> <a class="a-link px-2" href="/getcoverednj/help/about/" aria-label="Learn More About Us">About Us<span class="sr-only">About Us</span></a> </li> <li class="list-group-item flex-fill"> <a class="a-link px-2" href="/getcoverednj/findanswers/faqs/" aria-label="check the FAQs">FAQs<span class="sr-only">Frequently Asked Questions</span></a></li> <li class="list-group-item flex-fill"> <a class="a-link px-2" href="/nj/privacy.html" target="_blank" aria-label="Read the Privacy Notice">Privacy Notice<span class="sr-only">Privacy Notice</span></a> </li> <li class="list-group-item flex-fill"> <a class="a-link px-2" href="/getcoverednj/home/assisters.shtml" aria-label="information for Assisters and Brokers">For Assisters and Brokers</a> </li> <li class="list-group-item flex-fill"> <a class="a-link px-2" href="/getcoverednj/help/customer/" aria-label="Learn how to Contact Us">Contact Us<span class="sr-only">Contact Us</span></a> </li> </ul> </div> </div>  </main>      <script src="/getcoverednj/assets/js/jquery-3.3.1.min.js" ></script>  <script src="/getcoverednj/assets/js/bootstrap.bundle.min.js" ></script>      <script defer src="/getcoverednj/assets/fontawesome/js/all.js" ></script>    <script src="/getcoverednj/assets/js/ie10-viewport-bug-workaround.js"></script> <script src="/getcoverednj/assets/js/sonj-header.js"></script> <script src="/getcoverednj/assets/js/sticky-social.js"></script> <script src="/getcoverednj/assets/js/navigation.js"></script> <script async src="https://siteimproveanalytics.com/js/siteanalyze_6291948.js"></script> <a id="back-to-top" href="#" class="btn btn-lg back-to-top" role="button" title=""><i class="fas fa-chevron-up"></i><br>Back<br>to top</a> <script> $(window).scroll(function () { if ($(this).scrollTop() > 50) { $('#back-to-top').fadeIn(); } else { $('#back-to-top').fadeOut(); } }); // scroll body to 0px on click $('#back-to-top').click(function () { $('#back-to-top').tooltip('hide'); $('body,html').animate({ scrollTop: 0 }, 800); return false; }); </script> <footer> <div class="footer site-footer"> <div class="container-fluid"> <div class="row x-no-gutters justify-content-center"> <div class="col-lg-9 col-xl-8"> <h3><a href="/getcoverednj/">GetCoveredNJ</a></h3> <div class="columned"> <ul> <li> <h4>Get Started</h4> <ul class="d-xs-flex d-sm-flex d-md-flex"> <li><a href="/getcoverednj/getstarted/new">New Customers </a></li> <li><a href="/getcoverednj/getstarted/existing">Existing Marketplace Customers </a></li> <li><a href="/getcoverednj/getstarted/compare">Compare Plans and Cost</a></li> <li><a href="/getcoverednj/getstarted/buy">When Can I Buy Health Insurance</a></li> <li><a href="/getcoverednj/getstarted/expect">What to Expect </a></li> <li><a href="/getcoverednj/getstarted/family">NJ FamilyCare </a></li> </ul> </li> </ul> <ul> <li> <h4>Financial Help</h4> <ul class="d-xs-flex d-sm-flex d-md-flex"> <li><a href="/getcoverednj/financialhelp/gethelp">Get Financial Help</a></li> <li><a href="/getcoverednj/financialhelp/savings">Estimate Your Savings</a></li> <li><a href="/getcoverednj/financialhelp/premiums">Lower Your Monthly Premiums</a></li> </ul> </li> </ul> <ul> <li> <h4>Find Answers</h4> <ul class="d-xs-flex d-sm-flex d-md-flex"> <li><a href="/getcoverednj/findanswers/tips">Tips for Choosing a Plan</a></li> <li><a href="/getcoverednj/findanswers/after">After You Apply </a></li> <li><a href="/getcoverednj/findanswers/faqs">FAQs</a></li> <li><a href="/getcoverednj/findanswers/glossary">Glossary</a></li> <li><a href="/getcoverednj/findanswers/updates">Featured Updates</a></li> </ul> </li> </ul> <ul> <li> <h4>We Can Help</h4> <ul class="d-xs-flex d-sm-flex d-md-flex"> <li><a href="/getcoverednj/help/local">Find Local Assistance </a></li> <li><a href="/getcoverednj/help/customer">Customer Service </a></li> <li><a href="/getcoverednj/help/about">About Us </a></li> <li><a href="/getcoverednj/help/resources">Resources</a></li> </ul> </li> </ul>  </div> </div> <div class="col-lg-3 col-xl-2"> <h3>Statewide</h3> <ul class="statewide d-inline-block float-left mr-1 mr-sm-5 mr-lg-0"> <li><a href="//www.nj.gov/governor/admin/about/">Governor Phil Murphy</a></li> <li><a href="//www.nj.gov/governor/admin/lt/">Lt. 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