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url('https://web.archive.org/web/20161117213433im_/https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2013/01/22/21/pg-20-100-club-1rex.jpg');"> <a href="/web/20161117213433/http://www.independent.co.uk/money/how-will-you-pay-for-life-at-100-a7419116.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/how-will-you-pay-for-life-at-100-a7419116.html"><span class="media-prefix "></span>How will you pay for life at 100?</a></h1> <div class="lead"> <p>It's been a vague threat for years, but the new reality of an ageing population is shedding light on a massive old age funding gap - one we'll have to pay for ourselves.</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc" style="background-image: url('https://web.archive.org/web/20161117213433im_/https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/11/09/13/trump-protests-7.jpg');"> <a href="/web/20161117213433/http://www.independent.co.uk/money/trump-and-your-money-a7407681.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/trump-and-your-money-a7407681.html"><span class="media-prefix "></span>Trump and your money</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-cc" style="background-image: url('https://web.archive.org/web/20161117213433im_/https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/10/27/15/istock-94435825-medium.jpg');"> <a href="/web/20161117213433/http://www.independent.co.uk/money/how-much-snooping-is-too-much-a7406996.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/how-much-snooping-is-too-much-a7406996.html"><span class="media-prefix "></span>How much snooping is too much?</a></h1> </div> </div> </article><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu0" class="grid-mod-single-mpu"> </div> </article></div><div class="row" data-tb-region="row-2"><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/banking-shortcomings-make-cyber-crime-the-consumers-problem-a7405471.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2015/06/06/19/10-Password-Screen-Reuters.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/banking-shortcomings-make-cyber-crime-the-consumers-problem-a7405471.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/banking-shortcomings-make-cyber-crime-the-consumers-problem-a7405471.html"><span class="media-prefix "></span>Banking shortcomings make cyber crime the consumer’s problem</a></h1> <div class="lead"> <p>Tesco Bank’s unprecedented cyber attack is showing up major weaknesses in the armour that should protect UK consumers.&nbsp;</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2015/06/30/13/credit cards.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/credit-cards-make-them-pay-a7402416.html"></a> </div> </div> <div class="content"> <div class="capsules"> <ul> <li class="sponsored"> <span class="label">Sponsored</span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/credit-cards-make-them-pay-a7402416.html"><span class="media-prefix "></span>Credit cards: make them pay</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/11/07/08/tesco-bank.gif"> <a href="/web/20161117213433/http://www.independent.co.uk/news/business/news/tesco-bank-accounts-suspended-transactions-access-frozen-hack-money-la-a7402006.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161117213433/http://www.independent.co.uk/news/business/news/tesco-bank-accounts-suspended-transactions-access-frozen-hack-money-la-a7402006.html"><span class="media-prefix "></span>Tesco Bank suspends ‘all transactions’ as 20,000 customers lose money</a></h1> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/buying-a-leasehold-property-is-not-as-easy-as-a-freehold-a7393036.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-cc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/04/07/15/house-keys-rex.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/buying-a-leasehold-property-is-not-as-easy-as-a-freehold-a7393036.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/buying-a-leasehold-property-is-not-as-easy-as-a-freehold-a7393036.html"><span class="media-prefix "></span>Buying a leasehold property is not as easy as a freehold</a></h1> <div class="lead"> <p>Few city homes are likely to be sold outright, which leaves many people buying a property which carries a number of legal obligations</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/could-baby-boomers-be-the-answer-to-the-nations-savings-woes-a7393281.html" data-tb-region-item="4-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/05/24/11/pensioners.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/could-baby-boomers-be-the-answer-to-the-nations-savings-woes-a7393281.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/could-baby-boomers-be-the-answer-to-the-nations-savings-woes-a7393281.html"><span class="media-prefix "></span>Could baby boomers be the answer to the nation's savings woes?</a></h1> <div class="lead"> <p>Experts are calling on the over 65s to help solve the nation’s funding gap</p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-3"><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu4" class="grid-mod-single-mpu"> </div> </article><article data-weight="1" class="weight-1"><div class="container-half grid-mod-half-story grid-mod-half-height " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/can-we-solve-uk-poverty-a7393091.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-cc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1_half/public/thumbnails/image/2016/04/13/20/pp-child-poverty-2-getty.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/can-we-solve-uk-poverty-a7393091.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/can-we-solve-uk-poverty-a7393091.html"><span class="media-prefix "></span>Can we solve UK poverty?</a></h1> <div class="lead"> <p>The Joseph Rowntree Foundation believes that if the political will was there, poverty could be a thing of the past</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container-half grid-mod-half-story grid-mod-half-height " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/millions-put-health-and-happiness-at-risk-by-failing-to-save-a7381201.html" data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1_half/public/thumbnails/image/2016/10/11/19/quality-of-life-5.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/millions-put-health-and-happiness-at-risk-by-failing-to-save-a7381201.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/millions-put-health-and-happiness-at-risk-by-failing-to-save-a7381201.html"><span class="media-prefix "></span>6.5m households put health and welfare at risk by failing to save</a></h1> <div class="lead"> <p>Millions of British households face financial disaster if their incomes dry up, but campaigners claim Government policy is preventing low-income households from being able to make adequate provision for themselves</p> </div> </div> </div> </article><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu3" class="grid-mod-single-mpu"> </div> </article></div><div class="row" data-tb-region="row-4"><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/are-your-investments-destroying-the-planet-a7381121.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2014/09/18/14/4887911.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/are-your-investments-destroying-the-planet-a7381121.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/are-your-investments-destroying-the-planet-a7381121.html"><span class="media-prefix "></span>Are your investments destroying the planet?</a></h1> <div class="lead"> <p>Experts warn that few people know how or where their money is really invested, and the environmental impact could be huge.</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/100m-energy-bill-debt-as-temperatures-plummet-a7369366.html" data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2014/04/13/17/trending-Gothenburg.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/100m-energy-bill-debt-as-temperatures-plummet-a7369366.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/100m-energy-bill-debt-as-temperatures-plummet-a7369366.html"><span class="media-prefix "></span>£100m energy bill debt as temperatures plummet</a></h1> <div class="lead"> <p>Autumn is only just starting to close in, but UK households start the cold weather period <em>already </em>owing £100m in electricity and gas bills.</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/03/17/08/Paul-Daniels-5.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/blended-families-face-growing-inheritance-nightmare-a7369041.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/blended-families-face-growing-inheritance-nightmare-a7369041.html"><span class="media-prefix "></span>Blended families face growing inheritance nightmare</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="3-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/09/30/16/osborne-eu-ref.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/seeing-sense-government-announces-u-turn-over-pensions-sales-a7369201.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/seeing-sense-government-announces-u-turn-over-pensions-sales-a7369201.html"><span class="media-prefix "></span>Seeing sense: Government announces u-turn over pensions sales </a></h1> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/news/business/news/inflation-rise-uk-september-latest-brexit-price-rises-a7367051.html" data-tb-region-item="4-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/10/18/09/cpi-inflation.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/news/business/news/inflation-rise-uk-september-latest-brexit-price-rises-a7367051.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/news/business/news/inflation-rise-uk-september-latest-brexit-price-rises-a7367051.html"><span class="media-prefix "></span>UK inflation rises to 1% in September</a></h1> <div class="lead"> <p>The UK consumer price index jumped to 1 per cent - the highest inflation rate since November 2014</p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-5"><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu1" class="grid-mod-single-mpu"> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/survival-guide-to-balance-transfers-a7358241.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-cc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/02/13/11/Credit-card-online.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/survival-guide-to-balance-transfers-a7358241.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="1"> <ul> <li class="description sponsored"> <span class="label">Sponsored</span> </li> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a 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class="image-holder"> <img class="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-original="https://web.archive.org/web/20161117213433/https://static.independent.co.uk/s3fs-public/styles/storylist/public/thumbnails/image/2015/10/10/20/4-right-to-rent-get.jpg"/> </div> <h2>Rollercoaster rental market points to landlord uncertainty</h2> </a> </li> <li class="story" data-tb-region-item="2-5"> <a href="/web/20161117213433/http://www.independent.co.uk/news/world/europe/switzerland-swiss-banks-negative-interest-rates-hoarding-cash-a7235816.html"> <div class="image-holder"> <img class="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-original="https://web.archive.org/web/20161117213433/https://static.independent.co.uk/s3fs-public/styles/storylist/public/thumbnails/image/2016/07/03/15/swiss.jpg"/> </div> <h2>Swiss savers are storing cash in jars to tackle negative interest rate</h2> </a> </li> </ul> </div> </article><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/job-scams-fleece-students-and-new-graduates-out-of-1000s-a7229716.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2016/08/29/17/london-bridge.jpg"> <a href="/web/20161117213433/http://www.independent.co.uk/money/job-scams-fleece-students-and-new-graduates-out-of-1000s-a7229716.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/job-scams-fleece-students-and-new-graduates-out-of-1000s-a7229716.html"><span class="media-prefix "></span>Job scams fleece students and new graduates out of £1,000s</a></h1> <div class="lead"> <p>As the new term starts, graduates knuckle down to applying for their first full-time job and students search for a way to cover their university costs, fraudsters are out to steal their limited funds</p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-12"><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161117213433oe_/http://www.independent.co.uk/money/the-great-credit-card-scandal-continues-a7229631.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2010/11/28/15/505430.bin"> <a href="/web/20161117213433/http://www.independent.co.uk/money/the-great-credit-card-scandal-continues-a7229631.html"></a> </div> </div> <div class="content"> <div class="capsules" 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href="/web/20161117213433/http://www.independent.co.uk/money/how-speculation-shaped-the-housing-market-a7229551.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161117213433/http://www.independent.co.uk/money/how-speculation-shaped-the-housing-market-a7229551.html"><span class="media-prefix "></span>How speculation shaped the housing market</a></h1> <div class="lead"> <p>The latest figures suggest house prices are still (just about)&nbsp;creeping up, despite economic uncertainty and buyer jitters. But are bricks and mortar really immune to the ups and downs of every other asset class? 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