Disaster assistance | U.S. Small Business Administration

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href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/veteran-contracting-assistance-programs" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8672"> <span>Veteran contracting assistance programs</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/8a-business-development-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8682"> <span>8(a) Business Development program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/sba-mentor-protege-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8679"> <span>SBA Mentor-Prot茅g茅 program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/joint-ventures" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8815"> <span>Joint ventures</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/7j-management-technical-assistance-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8812"> <span>7(j) Management and Technical Assistance program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/hubzone-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8683"> <span>HUBZone program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/contracting-assistance-programs/natural-resource-sales-assistance-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8685"> <span>Natural Resource Sales Assistance program</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/counseling-help" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9368"> <span>Counseling and help</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/web/20230913185333/https://www.sba.gov/federal-contracting/counseling-help/contracting-area-directors" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8694"> <span>Contracting area 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height="280" alt="Prepare for emergencies"/> </div> </div> </div> <div class="usa-card__body"> </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies" class="usa-button">Learn how to prepare for emergencies</a> </div> </div> </li> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Apply for an SBA disaster loan</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-01/disasterassistance_DLAP.jpg.webp?itok=FfGcuewh" width="500" height="280" alt="disaster assistance "/> </div> </div> </div> <div class="usa-card__body"> </div> <div class="usa-card__footer"> <a href="https://web.archive.org/web/20230913185333/https://disasterloanassistance.sba.gov/ela/s/" class="usa-button">Apply for disaster assistance</a> </div> </div> </li> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Hawaii wildfires</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-08/GettyImages-497210223-HAWAII%20MAP.jpg.webp?itok=FKBR3hdN" width="500" height="280" alt="Map of the state of Hawaii"/> </div> </div> </div> <div class="usa-card__body"> </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/hawaii-wildfires" class="usa-button">Get disaster assistance</a> </div> </div> </li> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Hurricane Idalia</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-01/hurricane.jpg.webp?itok=1_VPJVyw" width="500" height="280" alt="Imagen de un hurac谩n desde el espacio"/> </div> </div> </div> <div class="usa-card__body"> </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/hurricane-idalia" class="usa-button">Get disaster assistance</a> </div> </div> </li> </ul> </section> <div class="sba-section-headings"> <h2>Who can use an SBA disaster loan?</h2> </div> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p>Businesses of all sizes located in聽<a href="https://web.archive.org/web/20230913185333/https://disasterloanassistance.sba.gov/ela/s/search-declarations">declared disaster areas</a>, private nonprofit organizations, homeowners, and renters affected by declared disasters, including civil unrest and natural disasters such as hurricanes, flooding, and wildfires.</p> </div> </div> <div class="sba-section-headings"> <h2>How to use an SBA disaster loan</h2> </div> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><ul><li>Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business</li> <li>Business operating expenses that could have been met had the disaster not occurred</li> </ul></div> </div> <section aria-labelledby="sba-card-collection--heading-5394" style="--background-color: #ffffff" class="sba-card-collection sba-standard-margin-spacing sba-columns--4 padding-y-0"> <h2 id="sba-card-collection--heading-5394" class="sba-card-collection__heading ">Types of disaster loans</h2> <ul class="usa-card-group sba-columns--4"> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Physical damage loans</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-03/PhysicalDisaster_0_0.png.webp?itok=3JAkzfw4" width="500" height="280" alt="Damaged storefront"/> </div> </div> </div> <div class="usa-card__body"> Loans to cover repairs and replacement of physical assets damaged in a declared disaster. </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/funding-programs/disaster-assistance/physical-damage-loans" class="usa-button">Learn about physical damage loans</a> </div> </div> </li> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Mitigation assistance</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-03/mitigation_icon.png.webp?itok=vnsmfRBu" width="500" height="280" alt="Storefront with shield"/> </div> </div> </div> <div class="usa-card__body"> Expanded funding to make improvements to eliminate future damage. </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/funding-programs/disaster-assistance/mitigation-assistance" class="usa-button">Learn about mitigation assistance</a> </div> </div> </li> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Economic Injury Disaster Loans</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-03/EIDL.png.webp?itok=4_VTQgIA" width="500" height="280" alt="Money, charts, and graphs"/> </div> </div> </div> <div class="usa-card__body"> Funding to cover small business operating expenses after a declared disaster. </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/funding-programs/disaster-assistance/economic-injury-disaster-loans" class="usa-button">Learn about EIDL</a> </div> </div> </li> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Military reservist loan</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-03/MilitaryReservists.png.webp?itok=oN8SnTrQ" width="500" height="280" alt="Military helmet and loan application"/> </div> </div> </div> <div class="usa-card__body"> SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave. </div> <div class="usa-card__footer"> <a href="/web/20230913185333/https://www.sba.gov/funding-programs/disaster-assistance/military-reservist-loan" class="usa-button">Learn about military reservist loans</a> </div> </div> </li> </ul> </section> <section aria-labelledby="sba-card-collection--heading-8146" style="--background-color: #ffffff" class="sba-card-collection sba-standard-margin-spacing sba-columns--3 padding-y-0"> <h2 id="sba-card-collection--heading-8146" class="sba-card-collection__heading ">Get disaster assistance</h2> <ul class="usa-card-group sba-columns--3"> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Check disaster declarations</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-03/FP%20Disaster%20assistance-08_1.png.webp?itok=tmM4kDSJ" width="500" height="280" alt="paper with magnifying glass"/> </div> </div> </div> <div class="usa-card__body"> See if the SBA has issued a disaster declaration in your area. </div> </div> </li> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Apply for a disaster loan</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/web/20230913185333im_/https://www.sba.gov/sites/sbagov/files/styles/card/public/2023-03/FP%20Disaster%20assistance-09_1.png.webp?itok=fT6CEGez" width="500" height="280" alt="Checklist"/> </div> </div> </div> <div class="usa-card__body"> Loans are available for businesses and homes affected by disaster. </div> </div> </li> <li class="usa-card usa-card--disable-border"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Check your status</h2> </header> <div 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