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content="Everything sellers in Hong Kong need to know about PayPal's charges for each transaction, chargeback fees, currency conversion and other business fees."/><meta property="og:type" content="website"/><meta property="og:url" content="https://www.paypal.com/hk/webapps/mpp/merchant-fees"/><meta property="og:title" content="PayPal Fees for Sellers (Business) | PayPal HK"/><meta property="og:image" content="https://www.paypalobjects.com/webstatic/icon/pp258.png"/><meta property="og:description" content="Everything sellers in Hong Kong need to know about PayPal's charges for each transaction, chargeback fees, currency conversion and other business fees."/><meta name="theme-color" content="#009cde"/><link rel="dns-prefetch" href="https://www.google-analytics.com"/><meta name="robots" content="max-image-preview:large"/><meta name="robots" content="max-video-preview:-1"/><link rel="dns-prefetch" href="https://www.paypalobjects.com"/><script 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{"config":{"loggedIn":false,"rtl":false,"theme":"white","foundationTheme":"regular"},"content":{"mainLinks":{"list":[{"id":"2C6gPYX2Wf6tu5NiKpDBt4","text":"Help","href":"/hk/cshelp/personal","target":"_self"},{"id":"D36gLmO3L8QvkhG2r48F5","text":"Contact","href":"/hk/smarthelp/contact-us","target":"_self"},{"id":"7ARWXqvQpu8chHE6nCP1U6","text":"Fees","href":"/hk/webapps/mpp/paypal-fees","target":"_self"},{"id":"3dIla7xKNbmep26E0xKUdp","text":"Security","href":"/hk/webapps/mpp/paypal-safety-and-security","target":"_self"},{"id":"4LuobtlKntUtBEULh320Ph","text":"Apps","href":"/hk/webapps/mpp/mobile-apps","target":"_self"},{"id":"54if5xdl9DD7PDXAu92tkA","text":"Shop","href":"/hk/webapps/mpp/online-shopping","target":"_self"}]},"secondaryLinks":{"list":[{"id":"4yVdarXBiuOuYrtv7UAHoW","text":"About","href":"/hk/webapps/mpp/about","target":"_self"},{"id":"6JFkWyxGrFMkCTwLH1oUqz","text":"Newsroom","href":"https://newsroom.apac.paypal-corp.com/home","target":"_self"},{"id":"3zUr5LUsyUYwsVuLRCplSE","text":"Jobs","href":"https://careers.pypl.com/home/","target":"_self"},{"id":"6hlUX201XenNjSFjF8L3nh","text":"Developers","href":"https://www.paypal.com/developer","target":"_self"},{"id":"6dqyo5Lu89NboHotDKAEUY","text":"Partners","href":"/hk/webapps/mpp/partners","target":"_self"}]},"tertiaryLinks":{"list":[{"id":"5pjgsMInAXyp6jV4Y5thvW","text":"© 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Learn more <a href=\"https://www.paypal.com/hk/webapps/mpp/ua/privacy-full#7\" data-pa-click=\"footerNotes|here\" pa-marked=\"1\">here</a>."}]},"hosted_by":"LRU","version":"legacy"};</script></head><body class=""><div id="app-element-mountpoint"><div id="document-body"><div id="globalnav-header" data-nav-version="legacy"><header data-building-block="organism" translate="no" data-theme="regular" class="_gn-header_39try_9 _gn-header--enhanced_39try_634"><div><div class="_container_39try_1048 _legacy-header-container_39try_1085"><div class="_pypl-logo-wrapper_39try_1190"><a href="/hk/home" data-pa-click="Header-Logo-PayPal Logo" data-testid="header-logo" style="background-image: url(https://www.paypalobjects.com/digitalassets/c/website/logo/full-text/pp_fc_hl.svg);" class="_pypl-logo_2a3j6_4">PayPal Logo</a></div><nav id="main-menu" class="_main-menu_39try_175 _gn-list_39try_19"><ul><li><button id="24Y2qJ2d2eh4ZS9l5hI2KE" aria-controls="submenu-24Y2qJ2d2eh4ZS9l5hI2KE" aria-expanded="false" data-text="BUY" data-pa-click="{"link":"HeaderMainMenu-Link-BUY", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_39try_348 _main-link_39try_321">BUY</button><div id="submenu-24Y2qJ2d2eh4ZS9l5hI2KE" aria-label="BUY" role="region" class="_submenu-wrapper_39try_431"><div id="header-24Y2qJ2d2eh4ZS9l5hI2KE" class="_container_39try_1048"><div class="_gn-header__subnav_39try_442"><div class="_submenu-cols_39try_493 _lvl-2_39try_493"><ul class="_submenu-col_39try_493 _flex-container_39try_580 _flex-column_39try_590 _flex-wrap_39try_595 _justify-content-start_39try_600 _align-content-stretch_39try_605"><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/home" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-How PayPal Works", "event_name": "ppcom_header_nav_clicked" }" aria-label="How PayPal Works ">How PayPal Works</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/ways-to-use-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Ways to use PayPal", "event_name": "ppcom_header_nav_clicked" }" aria-label="Ways to use PayPal ">Ways to use PayPal</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/paypal-fees" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-PayPal Fees & Payment Methods", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Fees & Payment Methods ">PayPal Fees & Payment Methods</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/online-shopping" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Shop Deals", "event_name": "ppcom_header_nav_clicked" }" aria-label="Shop Deals ">Shop Deals</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/pay-on-ebay" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Buy on eBay", "event_name": "ppcom_header_nav_clicked" }" aria-label="Buy on eBay ">Buy on eBay</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/qrcode" tabIndex="0" data-pa-click="{"link":"HeaderSubnav5-Link-QR code Payments", "event_name": "ppcom_header_nav_clicked" }" aria-label="QR code Payments ">QR code Payments</a></li></ul><ul class="_submenu-col_39try_493 _submenu-lvl2_39try_510 _submenu-lvl2-row-2_39try_510"><li class="_gn-link_39try_27 undefined"><a href="/hk/webapps/mpp/paypal-buyer-protection" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-PayPal Buyer Protection", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Buyer Protection ">PayPal Buyer Protection</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/webapps/mpp/mobile-apps" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal App", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal App ">PayPal App</a></li></ul></div></div></div></div></li><li><button id="2lvkBOXysEqswgu9aoJHCU" aria-controls="submenu-2lvkBOXysEqswgu9aoJHCU" aria-expanded="false" data-text="SELL" data-pa-click="{"link":"HeaderMainMenu-Link-SELL", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_39try_348 _main-link_39try_321">SELL</button><div id="submenu-2lvkBOXysEqswgu9aoJHCU" aria-label="SELL" role="region" class="_submenu-wrapper_39try_431"><div id="header-2lvkBOXysEqswgu9aoJHCU" class="_container_39try_1048"><div class="_gn-header__subnav_39try_442"><div class="_submenu-cols_39try_493 _submenu-cols--grouped_39try_635 _submenu-cols--3_39try_685"><ul class="_submenu-col_39try_493"><li class="_submenu-col__header_39try_631">PAYPAL COMPLETE PAYMENTS</li><div class="_submenu-col--l2-list-container_39try_757"><ul class="_submenu-col--l2-list_39try_675"><li class="_gn-link_39try_27 undefined"><a href="/hk/webapps/mpp/overview" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Overview", "event_name": "ppcom_header_nav_clicked" }" aria-label="Overview ">Overview</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/business/accept-payments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept Payments", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept Payments ">Accept Payments</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/business/make-payments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Make Payments", "event_name": "ppcom_header_nav_clicked" }" aria-label="Make Payments ">Make Payments</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/business/manage-risk" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Manage Risk", "event_name": "ppcom_header_nav_clicked" }" aria-label="Manage Risk ">Manage Risk</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/business/streamline-operations" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Streamline Operations", "event_name": "ppcom_header_nav_clicked" }" aria-label="Streamline Operations ">Streamline Operations</a></li></ul></div></ul><ul class="_submenu-col_39try_493"><li class="_submenu-col__header_39try_631">SOLUTIONS FOR</li><div class="_submenu-col--l2-list-container_39try_757"><ul class="_submenu-col--l2-list_39try_675"><li class="_gn-link_39try_27 undefined"><a href="/hk/business" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Businesses", "event_name": "ppcom_header_nav_clicked" }" aria-label="Businesses ">Businesses</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/business/enterprise" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Enterprises", "event_name": "ppcom_header_nav_clicked" }" aria-label="Enterprises ">Enterprises</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/business/platforms-and-marketplaces" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Platforms & Marketplaces", "event_name": "ppcom_header_nav_clicked" }" aria-label="Platforms & Marketplaces ">Platforms & Marketplaces</a></li></ul></div></ul><ul class="_submenu-col_39try_493"><li class="_submenu-col__header_39try_631">RESOURCES</li><div class="_submenu-col--l2-list-container_39try_757"><ul class="_submenu-col--l2-list_39try_675"><li class="_gn-link_39try_27 undefined"><a href="/hk/business/getting-started" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Getting Started", "event_name": "ppcom_header_nav_clicked" }" aria-label="Getting Started ">Getting Started</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/webapps/mpp/paypal-seller-fees" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Pricing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Pricing ">Pricing</a></li><li class="_gn-link_39try_27 undefined"><a href="/hk/webapps/mpp/dropshipper" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Dropshippers", "event_name": "ppcom_header_nav_clicked" }" aria-label="Dropshippers ">Dropshippers</a></li></ul></div></ul></div></div></div></div></li><li><button id="2jKTNgJ3iPup8oiHsHElMX" aria-controls="submenu-2jKTNgJ3iPup8oiHsHElMX" aria-expanded="false" data-text="PARTNERS" data-pa-click="{"link":"HeaderMainMenu-Link-PARTNERS", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_39try_348 _main-link_39try_321">PARTNERS</button><div id="submenu-2jKTNgJ3iPup8oiHsHElMX" aria-label="PARTNERS" role="region" class="_submenu-wrapper_39try_431"><div id="header-2jKTNgJ3iPup8oiHsHElMX" class="_container_39try_1048"><div class="_gn-header__subnav_39try_442"><div class="_submenu-cols_39try_493"><ul class="_submenu-col_39try_493 _flex-container_39try_580 _flex-column_39try_590 _flex-wrap_39try_595 _justify-content-start_39try_600 _align-content-stretch_39try_605"><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/partner-directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Service Directory", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Service Directory ">3rd Party Service Directory</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/partners" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Become a 3rd Party Service Partner", "event_name": "ppcom_header_nav_clicked" }" aria-label="Become a 3rd Party Service Partner ">Become a 3rd Party Service Partner</a></li></ul></div></div></div></div></li><li><button id="FeIhytZ37m9nuzSZ85G5W" aria-controls="submenu-FeIhytZ37m9nuzSZ85G5W" aria-expanded="false" data-text="HELP & FAQS" data-pa-click="{"link":"HeaderMainMenu-Link-HELP & FAQS", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_39try_348 _main-link_39try_321">HELP & FAQS</button><div id="submenu-FeIhytZ37m9nuzSZ85G5W" aria-label="HELP & FAQS" role="region" class="_submenu-wrapper_39try_431"><div id="header-FeIhytZ37m9nuzSZ85G5W" class="_container_39try_1048"><div class="_gn-header__subnav_39try_442"><div class="_submenu-cols_39try_493"><ul class="_submenu-col_39try_493 _flex-container_39try_580 _flex-column_39try_590 _flex-wrap_39try_595 _justify-content-start_39try_600 _align-content-stretch_39try_605"><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/paypal-safety-and-security" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Buyer Security", "event_name": "ppcom_header_nav_clicked" }" aria-label="Buyer Security ">Buyer Security</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/seller-security" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Seller Security", "event_name": "ppcom_header_nav_clicked" }" aria-label="Seller Security ">Seller Security</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/phishing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Phishing Guide", "event_name": "ppcom_header_nav_clicked" }" aria-label="Phishing Guide ">Phishing Guide</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/webapps/mpp/pci-compliance" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-PCI DSS Compliance", "event_name": "ppcom_header_nav_clicked" }" aria-label="PCI DSS Compliance ">PCI DSS Compliance</a></li><li class="_gn-link_39try_27 undefined _col-2_39try_621"><a href="/hk/cshelp/personal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Contact Us", "event_name": "ppcom_header_nav_clicked" }" aria-label="Contact Us ">Contact Us</a></li></ul></div></div></div></div></li></ul><ul class="_main-menu__sublist_39try_806"><li class="_sublist-cta-wrapper_39try_825"><a href="/hk/webapps/mpp/account-selection" data-testid="legacy-mobile-signup" data-pa-click="{"link": "HeaderMainMenu0-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" role="link" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39">Sign Up</a></li></ul></nav><div data-testid="header-buttons" id="_header-buttons_39try_1104" class="_header-buttons_39try_1104 undefined"><div><a href="/signin" target="_self" id="_ul-btn_39try_1291" role="link" data-pa-click="{"link": "HeaderMainMenu0-Cta-Log In","event_name":"ppcom_header_login_clicked"}" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-blue_1q7vs_52 _pypl-btn--small_1q7vs_34">Log In</a><a href="/hk/webapps/mpp/account-selection" target="_self" id="_signup-button_39try_1" role="link" data-pa-click="{"link": "HeaderMainMenu1-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39 _pypl-btn--small_1q7vs_34 _sublistMobile_39try_1126">Sign Up</a></div></div></div></div></header></div><section data-building-block="organism" class="info-hero theme-background-color-dark fees-hero"><div class="container"><div class="row"><div class="info-hero__container col-xs-12 col-lg-8 center-block text-xs-center"><h1 class="pypl-heading info-hero__headline h2"><b>PayPal Merchant Fees</b></h1><p class="info-hero__paragraph">When you sell with us, you can get some of the most competitive rates in the business.</p></div></div></div></section><div class="fees-header fees-header--open"><nav class="fees-header__nav container"><ul class="fees-header__tabs"><li class="fees-header__tab"><a href="https://www.paypal.com/hk/webapps/mpp/paypal-fees" target="_blank"><div class="fees-header__tab-button" tabindex="0" role="button">Consumer</div></a></li><li class="fees-header__tab fees-header__tab--active"><div class="fees-header__tab-button" tabindex="0" role="button"><span id="merchant">Merchant</span></div></li><div class="printable_device"> <a data-pa-download="download pdf 1" href="https://www.paypalobjects.com/marketing/web/hk/merchant-fees/merchant-fees-hk-13jun24-v1.pdf" target="_blank"> <img src="https://www.paypalobjects.com/marketing/web/gb/en/paypal-fees/print-icon.png" alt="print" class="printer-image"/></a> <a href="https://www.paypalobjects.com/marketing/web/hk/merchant-fees/merchant-fees-hk-13jun24-v1.pdf" data-pa-download="download pdf 2" class="image_print" target="_blank">Download printable PDF</a></div></ul><div class="fees-header__nav-main"><div class="fees-header__toggle-menu"><p class="fees-header__toggle-text"><span class="fees-header__toggle-button" role="button" tabindex="0">Merchant Fees Menu</span></p></div><ul class="fees-header__links-container"><ul class="fees-header__link-columns"><li class="fees-header__link-col"><ul class="fees-header__links"><li class="fees-header__link"><a href="#statement-1" data-pa-click="fees-header|Relevant Market/Region">Relevant Market/Region</a></li><li class="fees-header__link"><a href="#statement-2" data-pa-click="fees-header|Commercial Transaction Rates">Commercial Transaction Rates</a></li><li class="fees-header__link"><a href="#statement-6" data-pa-click="fees-header|Alternative Payment Method Rates">Alternative Payment Method Rates</a></li><li class="fees-header__link"><a href="#statement-7" data-pa-click="fees-header|PayPal Online Card Payment Services">PayPal Online Card Payment Services</a></li></ul></li><li class="fees-header__link-col"><ul class="fees-header__links"><li class="fees-header__link"><a href="#statement-10" data-pa-click="fees-header|PayPal Payouts">PayPal Payouts</a></li><li class="fees-header__link"><a href="#statement-11" data-pa-click="fees-header|Micropayments">Micropayments</a></li><li class="fees-header__link"><a href="#statement-12" data-pa-click="fees-header|Chargeback Fees">Chargeback Fees</a></li><li class="fees-header__link"><a href="#dispute_fees" data-pa-click="fees-header|Dispute Fees">Dispute Fees</a></li></ul></li><li class="fees-header__link-col"><ul class="fees-header__links"><li class="fees-header__link"><a href="#statement-13" data-pa-click="fees-header|Currency Conversions">Currency Conversions</a></li><li class="fees-header__link"><a href="#statement-14" data-pa-click="fees-header|eChecks Fees">eChecks Fees</a></li><li class="fees-header__link"><a href="#statement-15" data-pa-click="fees-header|Withdrawals Out of PayPal">Withdrawals Out of PayPal</a></li><li class="fees-header__link"><a href="#statement-16" data-pa-click="fees-header|Other Merchant Fees">Other Merchant Fees</a></li></ul></li></ul></ul></div></nav></div><section id="statement" class="statement text-xs-center custom-update-header theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><div class="printable_device1"> <a data-pa-download="Download PDF 1" href="https://www.paypalobjects.com/marketing/web/hk/merchant-fees/merchant-fees-hk-13jun24-v1.pdf" target="_blank"> <img src="https://www.paypalobjects.com/marketing/web/gb/en/paypal-fees/print-icon.png" alt="print" class="printer-image"/></a> <a data-pa-click="Download PDF 2" href="https://www.paypalobjects.com/marketing/web/hk/merchant-fees/merchant-fees-hk-13jun24-v1.pdf" class="image_print" target="_blank">Download printable PDF</a></div> <br/><span class="last_update">Last Updated: 13 June 2024</span></h2><p class="statement__paragraph pp-sans-big-light"><span id="domestic">You can find details about changes to our rates and fees and when they will apply on our <a data-pa-click="Upcomming Policies 1" href="https://www.paypal.com/hk/webapps/mpp/ua/upcoming-policies-full?locale.x=en_HK">Policy Updates Page</a>. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’. <br/><br/><b>Domestic:</b> A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.</span> <br/><br/><b>International:</b> A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our <a class="countryTable" href="#domestic" data-pa-click="steps | termsAndCondition">Market/Region Grouping Table</a>. <br/><br/><b> Market Code Table: </b>We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our <a class="hereAnchor" href="#domestic" data-pa-click="steps | termsAndCondition 2">Market Code Table</a>.</p></div></div></div></section><section class="tableModuleSection scroll1"><section id="statement-1" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="relavant">Relevant Market/Region</span></h2><p class="statement__paragraph pp-sans-big-light">Rates published below apply to PayPal accounts of residents of the following market/region:</p></div></div></div></section><header class="tableHeader"><h4>Market/Region list</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead><tbody><tr><th scope="row">Hong Kong (HK)<span id="commercial_transaction"></span></th></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection scroll1"><section id="statement-2" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline">Commercial Transaction Rates</h2><p class="statement__paragraph pp-sans-big-light">When you buy or sell goods or services, receive payments through QR Codes, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.</p></div></div></div></section><header class="tableHeader"><h4>Standard rate for receiving domestic transactions</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Transaction Type</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Commercial Transactions</th><td>3.90% + <a data-pa-click="Commercial Transactions - Fixed Fee 1" href="#fixed-fees-commercialtrans">fixed fee</a></td></tr><tr><th scope="row">QR Code Transactions</th><td>2.90% + <a data-pa-click="Commercial Transactions - Fixed Fee 2" href="#fixed-fees-commercialtrans">fixed fee</a></td></tr></tbody></table></div></section><section class="tableModuleSection custom-table1"><header class="tableHeader"><h4><span id="additional-percentage-1">Receiving international transactions</span></h4><p>The fee for receiving domestic transactions applies plus the <a data-pa-click="additional-percentage-based" href="#additional-percentage-1">additional percentage-based fee for international commercial transactions</a>.</p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead><tbody></tbody></table></div></section><section class="tableModuleSection scroll1"><header class="tableHeader"><h4><span id="additional-percentage-1">Additional percentage-based fee for international commercial transactions</span></h4><p>The variable fee shall be increased by the percentage points set out below:</p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Transaction Type</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Commercial Transactions</th><td>+0.50%</td></tr><tr><th scope="row">QR Code Transactions</th><td><span id="fixed-fees-commercialtrans">+0.50%</span></td></tr></tbody></table></div></section><section class="tableModuleSection conversionFeeCls scroll1"><header class="tableHeader"><h4><span id="fixed-fee-qr-below">Fixed fee for commercial transactions and QR Code transactions (based on currency received)</span></h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>0.30 AUD</td><td>New Taiwan dollar</td><td>10.00 TWD</td></tr></tbody><tbody><tr><th scope="row">Brazilian real</th><td>0.60 BRL</td><td>New Zealand dollar</td><td>0.45 NZD</td></tr></tbody><tbody><tr><th scope="row">Canadian dollar</th><td>0.30 CAD</td><td>Norwegian krone</td><td>2.80 NOK</td></tr></tbody><tbody><tr><th scope="row">Czech koruna</th><td>10.00 CZK</td><td>Philippine peso</td><td>15.00 PHP</td></tr></tbody><tbody><tr><th scope="row">Danish krone</th><td>2.60 DKK</td><td>Polish zloty</td><td>1.35 PLN</td></tr></tbody><tbody><tr><th scope="row">Euro</th><td>0.35 EUR</td><td>Russian ruble</td><td>10.00 RUB</td></tr></tbody><tbody><tr><th scope="row">Hong Kong dollar</th><td>2.35 HKD</td><td>Singapore dollar</td><td>0.50 SGD</td></tr></tbody><tbody><tr><th scope="row">Hungarian forint</th><td>90.00 HUF</td><td>Swedish krona</td><td>3.25 SEK</td></tr></tbody><tbody><tr><th scope="row">Israeli new shekel</th><td>1.20 ILS</td><td>Swiss franc</td><td>0.55 CHF</td></tr></tbody><tbody><tr><th scope="row">Japanese yen</th><td>40.00 JPY</td><td>Thai baht</td><td>11.00 THB</td></tr></tbody><tbody><tr><th scope="row">Malaysian ringgit</th><td>2.00 MYR</td><td>UK pounds sterling</td><td>0.20 GBP</td></tr></tbody><tbody><tr><th scope="row">Mexican peso</th><td>4.00 MXN</td><td>US dollar</td><td>0.30 USD</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection "><section id="statement-6" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline">Alternative Payment Method Rates</h2><p class="statement__paragraph pp-sans-big-light">We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.<br/><br/>For a complete listing of the APMs we support, please see <a data-pa-click="Alternative Payments Method - 1" href="https://www.paypal.com/hk/webapps/mpp/ua/apm-tnc?locale.x=en_HK#annex1">Annex 1</a> of your market’s APM agreement. You must accept the terms of your market’s <a data-pa-click="Alternative Payments Method - 2" href="https://www.paypal.com/hk/webapps/mpp/ua/apm-tnc?locale.x=en_HK">APM agreement</a> before receiving APM payments.<br/><br/>Our <a data-pa-click="Alternative Payments Method - Transaction Rates" href="#commercial_transaction">Commercial Transaction Rates</a> apply when you receive APM funded payments.</p></div></div></div></section><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection scroll1"><section id="statement-7" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline">PayPal Online Card Payment Services</h2><p class="statement__paragraph pp-sans-big-light">Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the <a data-pa-click="Paypal-Online-Card-Service-Payment" href="https://www.paypal.com/hk/legalhub/pocpsa-full?locale.x=en_HK">PayPal Online Card Payment Services Agreement</a>. These rates will apply to the following payment types received using Online Card Payment Services. <br/><br/> Capitalized terms in this section are defined in the <a data-pa-click="Paypal-Online-Card-Service-Payment" href="https://www.paypal.com/hk/legalhub/pocpsa-full?locale.x=en_HK">PayPal Online Card Services Agreement</a>.</p></div></div></div></section></section><section class="tableModuleSection scroll1"><header class="tableHeader"><h4>Receiving domestic transactions using Online Card Payment Services</h4><p> </p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Payment Type</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Advanced Credit and Debit Card Payments</th><td>3.40% + <a data-pa-click="QR transaction" href="#fixed-fee-qr-below-1">fixed fee</a></td></tr><tr><th scope="row">All Other Payment Transactions</th><td><a data-pa-click="Commercial Transactions - Fixed Fee 1" href="#commercial_transaction">Commercial Transaction rates apply</a></td></tr></tbody></table></div></section><section class="tableModuleSection custom-table1"><header class="tableHeader"><h4><span id="additional-percentage">Receiving international transactions</span></h4><p>The fee for receiving domestic transactions applies plus the <a data-pa-click="additional-percentage-based" href="#additional-percentage">additional percentage-based fee for international commercial transactions</a>.</p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead><tbody></tbody></table></div></section><section class="tableModuleSection scroll1"><header class="tableHeader"><h4>Additional percentage-based fee for international Online Card Payment Services transactions</h4><p> </p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Payment Type</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Advanced Credit and Debit Card Payments</th><td>+0.70%</td></tr><tr><th scope="row">All Other Payment Transactions</th><td><span id="fixed-fee-qr-below-1">+0.50%</span></td></tr></tbody></table></div></section><section class="tableModuleSection conversionFeeCls scroll1"><header class="tableHeader"><h4>Fixed fee for Online Card Payment Services transactions (based on currency received)</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>0.30 AUD</td><td>New Taiwan dollar</td><td>10.00 TWD</td></tr></tbody><tbody><tr><th scope="row">Brazilian real</th><td>0.60 BRL</td><td>New Zealand dollar</td><td>0.45 NZD</td></tr></tbody><tbody><tr><th scope="row">Canadian dollar</th><td>0.30 CAD</td><td>Norwegian krone</td><td>2.80 NOK</td></tr></tbody><tbody><tr><th scope="row">Czech koruna</th><td>10.00 CZK</td><td>Philippine peso</td><td>15.00 PHP</td></tr></tbody><tbody><tr><th scope="row">Danish krone</th><td>2.60 DKK</td><td>Polish zloty</td><td>1.35 PLN</td></tr></tbody><tbody><tr><th scope="row">Euro</th><td>0.35 EUR</td><td>Russian ruble</td><td>10.00 RUB</td></tr></tbody><tbody><tr><th scope="row">Hong Kong dollar</th><td>2.35 HKD</td><td>Singapore dollar</td><td>0.50 SGD</td></tr></tbody><tbody><tr><th scope="row">Hungarian forint</th><td>90.00 HUF</td><td>Swedish krona</td><td>3.25 SEK</td></tr></tbody><tbody><tr><th scope="row">Israeli new shekel</th><td>1.20 ILS</td><td>Swiss franc</td><td>0.55 CHF</td></tr></tbody><tbody><tr><th scope="row">Japanese yen</th><td>40.00 JPY</td><td>Thai baht</td><td>11.00 THB</td></tr></tbody><tbody><tr><th scope="row">Malaysian ringgit</th><td>2.00 MYR</td><td>UK pounds sterling</td><td>0.20 GBP</td></tr></tbody><tbody><tr><th scope="row">Mexican peso</th><td>4.00 MXN</td><td>US dollar</td><td>0.30 USD</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection "><section id="statement-10" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="mass_payment">PayPal Payouts</span></h2><p class="statement__paragraph pp-sans-big-light">PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.</p></div></div></div></section><header class="tableHeader"><h4>Sending PayPal Payouts</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Transaction</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Domestic PayPal Payouts</th><td>2.00% of total transaction amount (not to exceed the domestic <a data-pa-click="maximum fee cap" href="#maxfeecap">maximum fee cap below</a><span id="maxfeecap"></span>)</td></tr><tr><th scope="row">International PayPal Payouts</th><td>2.00% of total transaction amount (not to exceed the international <a data-pa-click="maximum fee cap 2" href="#maxfeecap">maximum fee cap below</a>)</td></tr></tbody></table></div></section><section class="tableModuleSection scroll1"><header class="tableHeader"><h4>Maximum fee cap for PayPal Payouts</h4><p>Based on payment currency:</p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Domestic Maximum Fee Cap</th><th colSpan="1" rowspan="1">International Maximum Fee Cap</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>1.25 AUD</td><td>60.00 AUD</td></tr><tr><th scope="row">Brazilian real</th><td>2.00 BRL</td><td>100.00 BRL</td></tr><tr><th scope="row">Canadian dollar</th><td>1.25 CAD</td><td>60.00 CAD</td></tr><tr><th scope="row">Czech koruna</th><td>24.00 CZK</td><td>1000.00 CZK</td></tr><tr><th scope="row">Danish krone</th><td>6.00 DKK</td><td>300.00 DKK</td></tr><tr><th scope="row">Euro</th><td>0.85 EUR</td><td>40.00 EUR</td></tr><tr><th scope="row">Hong Kong dollar</th><td>7.00 HKD</td><td>400.00 HKD</td></tr><tr><th scope="row">Hungarian forint</th><td>210.00 HUF</td><td>15,000.00 HUF</td></tr><tr><th scope="row">Israeli new shekel</th><td>4.00 ILS</td><td>200.00 ILS</td></tr><tr><th scope="row">Japanese yen</th><td>120.00 JPY</td><td>5000.00 JPY</td></tr><tr><th scope="row">Malaysian ringgit</th><td>4.00 MYR</td><td>200.00 MYR</td></tr><tr><th scope="row">Mexican peso</th><td>11.00 MXN</td><td>750.00 MXN</td></tr><tr><th scope="row">New Taiwan dollar</th><td>33.00 TWD</td><td>2000.00 TWD</td></tr><tr><th scope="row">New Zealand dollar</th><td>1.50 NZD</td><td>75.00 NZD</td></tr><tr><th scope="row">Norwegian krone</th><td>6.75 NOK</td><td>300.00 NOK</td></tr><tr><th scope="row">Philippine peso</th><td>50.00 PHP</td><td>2500.00 PHP</td></tr><tr><th scope="row">Polish zloty</th><td>3.00 PLN</td><td>150.00 PLN</td></tr><tr><th scope="row">Russian ruble</th><td>30.00 RUB</td><td>1500.00 RUB</td></tr><tr><th scope="row">Singapore dollar</th><td>1.60 SGD</td><td>80.00 SGD</td></tr><tr><th scope="row">Swedish krona</th><td>9.00 SEK</td><td>400.00 SEK</td></tr><tr><th scope="row">Swiss franc</th><td>1.30 CHF</td><td>50.00 CHF</td></tr><tr><th scope="row">Thai baht</th><td>36.00 THB</td><td>2000.00 THB</td></tr><tr><th scope="row">UK pounds sterling</th><td>0.65 GBP</td><td>35.00 GBP</td></tr><tr><th scope="row">US dollar</th><td>1.00 USD</td><td>50.00 USD</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection "><section id="statement-11" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="micro">Micropayments</span></h2><p class="statement__paragraph pp-sans-big-light">Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 HKD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please <a data-pa-click="contact us 1" href="https://www.paypal.com/hk/smarthelp/home">contact us</a> to apply for the Micropayment rates.</p></div></div></div></section><header class="tableHeader"><h4>Receiving micropayments</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Transaction</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Domestic micropayments</th><td>5.00% + micropayments <a data-pa-click="DM - fixed fee 1" href="#fixedfee">fixed fee</a></td></tr><tr><th scope="row">Domestic micropayments for Digital Goods</th><td>5.50% + micropayments <a data-pa-click="DM - fixed fee 2" href="#fixedfee">fixed fee</a></td></tr><tr><th scope="row">Other International micropayments</th><td><span id="fixedfee">6.00% + micropayments <a data-pa-click="DM - fixed fee 3" href="#fixedfee">fixed fee</a></span></td></tr><tr><th scope="row">Other International micropayments for Digital Goods</th><td><span id="fixedfee">6.00% + micropayments <a data-pa-click="DM - fixed fee 4" href="#fixedfee">fixed fee</a></span></td></tr></tbody></table></div></section><section class="tableModuleSection custom-table1"><header class="tableHeader"><h4>Micropayments fixed fee</h4><p>Based on payment currency:</p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead></table></div></section><div class="container custom-padding"><div class="row"><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>0.05 AUD</td></tr><tr><th scope="row">Brazilian real</th><td>0.10 BRL</td></tr><tr><th scope="row">Canadian dollar</th><td>0.05 CAD</td></tr><tr><th scope="row">Czech koruna</th><td>1.67 CZK</td></tr><tr><th scope="row">Danish krone</th><td>0.43 DKK</td></tr><tr><th scope="row">Euro</th><td>0.05 EUR</td></tr><tr><th scope="row">Hong Kong dollar</th><td>0.39 HKD</td></tr><tr><th scope="row">Hungarian forint</th><td>15.00 HUF</td></tr><tr><th scope="row">Israeli new shekel</th><td>0.20 ILS</td></tr><tr><th scope="row">Japanese yen</th><td>7.00 JPY</td></tr><tr><th scope="row">Malaysian ringgit</th><td>0.20 MYR</td></tr><tr><th scope="row">Mexican peso</th><td>0.55 MXN</td></tr></tbody></table></div></section></div><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">New Taiwan dollar</th><td>2.00 TWD</td></tr><tr><th scope="row">New Zealand dollar</th><td>0.08 NZD</td></tr><tr><th scope="row">Norwegian krone</th><td>0.47 NOK</td></tr><tr><th scope="row">Philippine peso</th><td>2.50 PHP</td></tr><tr><th scope="row">Polish zloty</th><td>0.23 PLN</td></tr><tr><th scope="row">Russian ruble</th><td>2.00 RUB</td></tr><tr><th scope="row">Singapore dollar</th><td>0.08 SGD</td></tr><tr><th scope="row">Swedish krona</th><td>0.54 SEK</td></tr><tr><th scope="row">Swiss franc</th><td>0.09 CHF</td></tr><tr><th scope="row">Thai baht</th><td>1.80 THB</td></tr><tr><th scope="row">UK pounds sterling</th><td>0.05 GBP</td></tr><tr><th scope="row">US dollar</th><td>0.05 USD</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section></div></div></div><section class="tableModuleSection custom-table1"><section id="statement-12" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="chargeback_fees">Chargeback Fees</span></h2><p class="statement__paragraph pp-sans-big-light">For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).<br/><br/>The chargeback fee is based on the currency received as follows:</p></div></div></div></section><header class="tableHeader"><h4>Chargeback fees</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead></table></div></section><div class="container custom-padding"><div class="row"><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>15.00 AUD</td></tr><tr><th scope="row">Brazilian real</th><td>20.00 BRL</td></tr><tr><th scope="row">Canadian dollar</th><td>15.00 CAD</td></tr><tr><th scope="row">Czech koruna</th><td>250.00 CZK</td></tr><tr><th scope="row">Danish krone</th><td>60.00 DKK</td></tr><tr><th scope="row">Euro</th><td>11.25 EUR</td></tr><tr><th scope="row">Hong Kong dollar</th><td>75.00 HKD</td></tr><tr><th scope="row">Hungarian forint</th><td>2,000.00 HUF</td></tr><tr><th scope="row">Israeli new shekel</th><td>40.00 ILS</td></tr><tr><th scope="row">Japanese yen</th><td>1,300.00 JPY</td></tr><tr><th scope="row">Malaysian ringgit</th><td>40.00 MYR</td></tr><tr><th scope="row">Mexican peso</th><td>110.00 MXN</td></tr></tbody></table></div></section></div><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">New Taiwan dollar</th><td>330.00 TWD</td></tr><tr><th scope="row">New Zealand dollar</th><td>15.00 NZD</td></tr><tr><th scope="row">Norwegian krone</th><td>65.00 NOK</td></tr><tr><th scope="row">Philippine peso</th><td>500.00 PHP</td></tr><tr><th scope="row">Polish zloty</th><td>30.00 PLN</td></tr><tr><th scope="row">Russian ruble</th><td>320.00 RUB</td></tr><tr><th scope="row">Singapore dollar</th><td>15.00 SGD</td></tr><tr><th scope="row">Swedish krona</th><td>80.00 SEK</td></tr><tr><th scope="row">Swiss franc</th><td>10.00 CHF</td></tr><tr><th scope="row">Thai baht</th><td>360.00 THB</td></tr><tr><th scope="row">UK pounds sterling</th><td>7.00 GBP</td></tr><tr><th scope="row">US dollar</th><td>10.00 USD</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section></div></div></div><section class="tableModuleSection custom-table1"><section id="statement-12" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="dispute_fees">Dispute Fees</span></h2><p class="statement__paragraph pp-sans-big-light">We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the <a data-pa-click="Dispute Fees - User Agreement" href="https://www.paypal.com/hk/webapps/mpp/ua/useragreement-full">User Agreement</a> for more information about Standard and High Volume Dispute fees.<br/><br/>Dispute fees will be applied in the currency of the original transaction.</p></div></div></div></section><header class="tableHeader"><h4>Standard Dispute Fees</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead></table></div></section><div class="container custom-padding"><div class="row"><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>12.00 AUD</td></tr><tr><th scope="row">Brazilian real</th><td>35.00 BRL</td></tr><tr><th scope="row">Canadian dollar</th><td>10.00 CAD</td></tr><tr><th scope="row">Czech koruna</th><td>185.00 CZK</td></tr><tr><th scope="row">Danish krone</th><td>55.00 DKK</td></tr><tr><th scope="row">Euro</th><td>7.00 EUR</td></tr><tr><th scope="row">Hong Kong dollar</th><td>65.00 HKD</td></tr><tr><th scope="row">Hungarian forint</th><td>2450.00 HUF</td></tr><tr><th scope="row">Indian Rupee</th><td>580.00 INR</td></tr><tr><th scope="row">Israeli new shekel</th><td>30.00 ILS</td></tr><tr><th scope="row">Japanese yen</th><td>870.00 JPY</td></tr><tr><th scope="row">Malaysian ringgit</th><td>35.00 MYR</td></tr><tr><th scope="row">Mexican peso</th><td>160.00 MXN</td></tr></tbody></table></div></section></div><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">New Taiwan dollar</th><td>250.00 TWD</td></tr><tr><th scope="row">New Zealand dollar</th><td>13.00 NZD</td></tr><tr><th scope="row">Norwegian krone</th><td>75.00 NOK</td></tr><tr><th scope="row">Philippine peso</th><td>405.00 PHP</td></tr><tr><th scope="row">Polish zloty</th><td>30.00 PLN</td></tr><tr><th scope="row">Russian ruble</th><td>600.00 RUB</td></tr><tr><th scope="row">Singapore dollar</th><td>11.00 SGD</td></tr><tr><th scope="row">Swedish krona</th><td>75.00 SEK</td></tr><tr><th scope="row">Swiss franc</th><td>8.00 CHF</td></tr><tr><th scope="row">Thai baht</th><td>250.00 THB</td></tr><tr><th scope="row">UK pounds sterling</th><td>6.00 GBP</td></tr><tr><th scope="row">US dollar</th><td>8.00 USD</td></tr><tr><th scope="row"><br/></th><td><br/></td></tr></tbody></table></div></section></div></div></div><section class="tableModuleSection custom-table1"><header class="tableHeader"><h4>High Volume Dispute Fees</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead></table></div></section><div class="container custom-padding"><div class="row"><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>24.00 AUD</td></tr><tr><th scope="row">Brazilian real</th><td>70.00 BRL</td></tr><tr><th scope="row">Canadian dollar</th><td>20.00 CAD</td></tr><tr><th scope="row">Czech koruna</th><td>370.00 CZK</td></tr><tr><th scope="row">Danish krone</th><td>110.00 DKK</td></tr><tr><th scope="row">Euro</th><td>14.00 EUR</td></tr><tr><th scope="row">Hong Kong dollar</th><td>130.00 HKD</td></tr><tr><th scope="row">Hungarian forint</th><td>4900.00 HUF</td></tr><tr><th scope="row">Indian Rupee</th><td>1160.00 INR</td></tr><tr><th scope="row">Israeli new shekel</th><td>60.00 ILS</td></tr><tr><th scope="row">Japanese yen</th><td>1740.00 JPY</td></tr><tr><th scope="row">Malaysian ringgit</th><td>70.00 MYR</td></tr><tr><th scope="row">Mexican peso</th><td>320.00 MXN</td></tr></tbody></table></div></section></div><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Fee</th></tr></thead><tbody><tr><th scope="row">New Taiwan dollar</th><td>500.00 TWD</td></tr><tr><th scope="row">New Zealand dollar</th><td>26.00 NZD</td></tr><tr><th scope="row">Norwegian krone</th><td>150.00 NOK</td></tr><tr><th scope="row">Philippine peso</th><td>810.00 PHP</td></tr><tr><th scope="row">Polish zloty</th><td>60.00 PLN</td></tr><tr><th scope="row">Russian ruble</th><td>1200.00 RUB</td></tr><tr><th scope="row">Singapore dollar</th><td>22.00 SGD</td></tr><tr><th scope="row">Swedish krona</th><td>150.00 SEK</td></tr><tr><th scope="row">Swiss franc</th><td>16.00 CHF</td></tr><tr><th scope="row">Thai baht</th><td>500.00 THB</td></tr><tr><th scope="row">UK pounds sterling</th><td>12.00 GBP</td></tr><tr><th scope="row">US dollar</th><td>16.00 USD</td></tr><tr><th scope="row"><br/></th><td><br/><span id="currency_conversion"></span></td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section></div></div></div><section class="tableModuleSection "><section id="statement-13" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline">Currency Conversions</h2><p class="statement__paragraph pp-sans-big-light">For information about how we convert currency, please see the <a data-pa-click="Currency Conversions - user agreement" href="https://www.paypal.com/hk/webapps/mpp/ua/useragreement-full">user agreement</a>.<br/><br/>The <a data-pa-click="Currency Conversions - Transaction Rate" href="https://www.paypal.com/hk/webapps/mpp/ua/useragreement-full?locale.x=en_HK#currency-conversion1">transaction exchange rate</a> used for your currency conversion includes a fee which we charge above the <a data-pa-click="Currency Conversions - Base Exchange Rate" href="https://www.paypal.com/hk/webapps/mpp/ua/useragreement-full?locale.x=en_HK#currency-conversion1">base exchange rate</a>. The fee depends on the type of currency conversion, as follows:</p></div></div></div></section><header class="tableHeader"><h4>Converting balance and payments received into another currency</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">3.00% above the base exchange rate (to form the transaction exchange rate)</th></tr></tbody></table></div></section><section class="tableModuleSection conversionFeeCls scroll1"><header class="tableHeader"><h4>Conversions in all other cases</h4><p>Rates for all currency conversions (e.g. when sending payments not in HKD):</p></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Rate above the base exchange rate <br/>(to form the transaction exchange rate)</th><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Rate above the base exchange rate <br/>(to form the transaction exchange rate)</th></tr></thead><tbody><tr><th scope="row">Australian dollar (AUD)</th><td>4.00%</td><td>New Taiwan dollar (TWD)</td><td>4.00%</td></tr><tr><th scope="row">Brazilian real (BRL)</th><td>4.00%</td><td>New Zealand dollar (NZD)</td><td>4.00%</td></tr><tr><th scope="row">Canadian dollar (CAD)</th><td>4.00%</td><td>Norwegian krone (NOK)</td><td>4.00%</td></tr><tr><th scope="row">Czech koruna (CZK)</th><td>4.00%</td><td>Philippine peso (PHP)</td><td>4.00%</td></tr><tr><th scope="row">Danish krone (DKK)</th><td>4.00%</td><td>Polish zloty (PLN)</td><td>4.00%</td></tr><tr><th scope="row">Euro (EUR)</th><td>4.00%</td><td>Russian ruble (RUB)</td><td>4.00%</td></tr><tr><th scope="row">Hong Kong dollar (HKD)</th><td>4.00%</td><td>Singapore dollar (SGD)</td><td>4.00%</td></tr><tr><th scope="row">Hungarian forint (HUF)</th><td>4.00%</td><td>Swedish krona (SEK)</td><td>4.00%</td></tr><tr><th scope="row">Israeli new shekel (ILS)</th><td>4.00%</td><td>Swiss franc (CHF)</td><td>4.00%</td></tr><tr><th scope="row">Japanese yen (JPY)</th><td>4.00%</td><td>Thai baht (THB)</td><td>4.00%</td></tr><tr><th scope="row">Malaysian ringgit (MYR)</th><td>4.00%</td><td>UK pounds sterling (GBP)</td><td>4.00%</td></tr><tr><th scope="row">Mexican peso (MXN)</th><td>4.00%</td><td>US dollar (USD)</td><td>4.00%</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection "><section id="statement-14" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="echeque_fees">eChecks Fees</span></h2><p class="statement__paragraph pp-sans-big-light">Sometimes the sender of a payment you receive may use an eChecks as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the <a data-pa-click="ECheque - User Agreement" href="https://www.paypal.com/hk/webapps/mpp/ua/useragreement-full?locale.x=en_HK">user agreement</a> for more information about eChecks. When you receive an eChecks funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):</p></div></div></div></section><header class="tableHeader"><h4>Receiving eChecks fees</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Payment Type</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Per each payment transaction</th><td><a data-pa-click="Commercial Transaction Rates" href="#commercial_transaction">Commercial Transaction Rates</a></td></tr></tbody></table></div></section><section class="tableModuleSection maxEchequeFeesPropsCls scroll1"><header class="tableHeader"><h4>Maximum fee cap for eChecks</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Maximum fee cap</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>50.00 AUD</td></tr></tbody><tbody><tr><th scope="row">Brazilian real</th><td>75.00 BRL</td></tr></tbody><tbody><tr><th scope="row">Canadian dollar</th><td>45.00 CAD</td></tr></tbody><tbody><tr><th scope="row">Czech koruna</th><td>850.00 CZK</td></tr></tbody><tbody><tr><th scope="row">Danish krone</th><td>250.00 DKK</td></tr></tbody><tbody><tr><th scope="row">Euro</th><td>35.00 EUR</td></tr></tbody><tbody><tr><th scope="row">Hong Kong dollar</th><td>330.00 HKD</td></tr></tbody><tbody><tr><th scope="row">Hungarian forint</th><td>9,250.00 HUF</td></tr></tbody><tbody><tr><th scope="row">Israeli new shekel</th><td>160.00 ILS</td></tr></tbody><tbody><tr><th scope="row">Japanese yen</th><td>4,000.00 JPY</td></tr></tbody><tbody><tr><th scope="row">Malaysian ringgit</th><td>150.00 MYR</td></tr></tbody><tbody><tr><th scope="row">Mexican peso</th><td>540.00 MXN</td></tr></tbody><tbody><tr><th scope="row">New Taiwan dollar</th><td>1,350.00 TWD</td></tr></tbody><tbody><tr><th scope="row">New Zealand dollar</th><td>60.00 NZD</td></tr></tbody><tbody><tr><th scope="row">Norwegian krone</th><td>270.00 NOK</td></tr></tbody><tbody><tr><th scope="row">Philippine peso</th><td>1,900.00 PHP</td></tr></tbody><tbody><tr><th scope="row">Polish zloty</th><td>140.00 PLN</td></tr></tbody><tbody><tr><th scope="row">Russian ruble</th><td>1,400.00 RUB</td></tr></tbody><tbody><tr><th scope="row">Singapore dollar</th><td>60.00 SGD</td></tr></tbody><tbody><tr><th scope="row">Swedish krona</th><td>320.00 SEK</td></tr></tbody><tbody><tr><th scope="row">Swiss franc</th><td>50.00 CHF</td></tr></tbody><tbody><tr><th scope="row">Thai baht</th><td>1,400.00 THB</td></tr></tbody><tbody><tr><th scope="row">UK pounds sterling</th><td>30.00 GBP</td></tr></tbody><tbody><tr><th scope="row">US dollar</th><td>45.00 USD</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection table-border scroll1"><section id="statement-15" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><span id="transfer_out_of_paypal">Withdrawals Out of PayPal</span></h2><p class="statement__paragraph pp-sans-big-light">You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account. A currency conversion (and <a data-pa-click="currency conversion fees" href="#currency_conversion">currency conversion fees</a>) may also apply.</p></div></div></div></section><header class="tableHeader"><h4>Withdrawing a balance from a business PayPal account</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Withdrawal/Transfer to</th><th colSpan="1" rowspan="1">Withdrawal/Transfer Type</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row" rowspan="4">Bank account</th><td>Withdrawals made to your local account equal to or greater than 1000.00 HKD</td><td>No Fee (when no <a data-pa-click="Transferring balance - currency conversion" href="#currency_conversion">currency conversion</a> is involved)</td></tr><tr><th scope="row">Instant Transfer</th><td>1.00% (of the amount transferred)<ul><li>Minimum Fee = $10.00 HKD</li><li>Maximum Fee = $100.00 HKD</li></ul></td></tr><tr><th scope="row">Withdrawals made to your local account less than 1000.00 HKD</th><td>3.50 HKD per withdrawal (when no <a data-pa-click="currency conversion - Fees" href="#currency_conversion">currency conversion</a> is involved)</td></tr><tr><th scope="row">Withdrawals made to your U.S. account</th><td>3.00% (when no <a data-pa-click="currency conversion - Fees 2" href="#currency_conversion">currency conversion</a> is involved)</td></tr></tbody></table></div><p class="linked-content-bold-text backToTop"><a href="#" data-pa-click="Back To Top">Back to top</a></p></section><section class="tableModuleSection otherFeePropsCls scroll1"><section id="statement-16" class="statement text-xs-center theme-background-color-white" data-building-block="organism"><div class="container"><div class="row"><div class="col-md-10 col-md-offset-1"><h2 class="pypl-heading statement__headline"><p id="other_merchant_fees">Other Merchant Fees</p></h2><p class="statement__paragraph pp-sans-big-light">Included below are fees associated with events, requests, or actions that may happen when you use your account.</p></div></div></div></section><header class="tableHeader"><h4>Other Fees</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Activity</th><th colSpan="1" rowspan="1">Description</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Bank Return on Withdrawal/Transfer out of PayPal</th><td>This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.</td><td>20.00 HKD (per item)</td></tr><tr><th scope="row">Credit Card and Debit Card Confirmation(s)</th><td>Some users, in order to increase their sending limit or as PayPal may determine, may be charged a credit card and debit card link and confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.</td><td>See <a data-pa-click="Credit Card and Debit Card Link" href="#confirmationtable">Credit Card and Debit Card Link and Confirmation Table below</a>.</td></tr></tbody><tbody><tr><th scope="row" rowspan="2">Commercial Transaction Refunds</th><td>Full Refunds</td><td><ul><li>If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.</li></ul></td></tr><tr><th scope="row">Partial Refunds</th><td><ul><li>If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.</li></ul></td></tr></tbody><tbody><tr><th scope="row">Records Request</th><td>This fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account.</td><td>60.00 HKD (per item)<span id="confirmationtable"></span></td></tr></tbody></table></div></section><section class="tableModuleSection custom-table1"><header class="tableHeader"><h4>Credit Card and Debit Card Link and Confirmation Table</h4></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead></thead></table></div></section><div class="container custom-padding"><div class="row"><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">Australian dollar</th><td>2.00 AUD</td></tr></tbody><tbody><tr><th scope="row">Brazilian real</th><td>4.00 BRL</td></tr></tbody><tbody><tr><th scope="row">Canadian dollar</th><td>2.45 CAD</td></tr></tbody><tbody><tr><th scope="row">Czech koruna</th><td>50.00 CZK</td></tr></tbody><tbody><tr><th scope="row">Danish krone</th><td>12.50 DKK</td></tr></tbody><tbody><tr><th scope="row">Euro</th><td>1.50 EUR</td></tr></tbody><tbody><tr><th scope="row">Hong Kong dollar</th><td>15.00 HKD</td></tr></tbody><tbody><tr><th scope="row">Hungarian forint</th><td>400.00 HUF</td></tr></tbody><tbody><tr><th scope="row">Israeli new shekel</th><td>8.00 ILS</td></tr></tbody><tbody><tr><th scope="row">Japanese yen</th><td>200.00 JPY</td></tr></tbody><tbody><tr><th scope="row">Malaysian ringgit</th><td>10.00 MYR</td></tr></tbody><tbody><tr><th scope="row">Mexican peso</th><td>20.00 MXN</td></tr></tbody></table></div></section></div><div class="col-md-6 col-sm-6"><section class="tableModuleSection "><header class="tableHeader"></header><div class="ppvx_table-wrapper"><table class="ppvx_table responsive-table squish col"><thead><tr><th colSpan="1" rowspan="1">Currency</th><th colSpan="1" rowspan="1">Rate</th></tr></thead><tbody><tr><th scope="row">New Taiwan dollar</th><td>70.00 TWD</td></tr></tbody><tbody><tr><th scope="row">New Zealand dollar</th><td>3.00 NZD</td></tr></tbody><tbody><tr><th scope="row">Norwegian krone</th><td>15.00 NOK</td></tr></tbody><tbody><tr><th scope="row">Philippine peso</th><td>100.00 PHP</td></tr></tbody><tbody><tr><th scope="row">Polish zloty</th><td>6.50 PLN</td></tr></tbody><tbody><tr><th scope="row">Russian ruble</th><td>60.00 RUB</td></tr></tbody><tbody><tr><th scope="row">Singapore dollar</th><td>3.00 SGD</td></tr></tbody><tbody><tr><th scope="row">Swedish krona</th><td>15.00 SEK</td></tr></tbody><tbody><tr><th scope="row">Swiss franc</th><td>3.00 CHF</td></tr></tbody><tbody><tr><th scope="row">Thai baht</th><td>70.00 THB</td></tr></tbody><tbody><tr><th scope="row">UK pounds sterling</th><td>1.00 GBP</td></tr></tbody><tbody><tr><th scope="row">US 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