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Privacy & Cookie Policy - MoneyLIVE

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That’s why we’ve updated and streamlined our Privacy and Cookies Policies. We aim to explain in clear language what information we collect, how we use it, and the choices and controls you have.</p> </div> </div> </div> </div> <div class="elementor-element elementor-element-b69f6f8 e-flex e-con-boxed e-con e-parent" data-id="b69f6f8" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-d7983c0 e-transform elementor-widget elementor-widget-button" data-id="d7983c0" data-element_type="widget" data-settings="{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="#privacy"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-text">Privacy Policy</span> </span> </a> </div> </div> </div> <div class="elementor-element elementor-element-b78a512 e-transform elementor-widget elementor-widget-button" data-id="b78a512" data-element_type="widget" data-settings="{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="#cookie"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-text">Cookie Policy</span> </span> </a> </div> </div> </div> <div class="elementor-element elementor-element-1258838 e-transform elementor-widget elementor-widget-button" data-id="1258838" data-element_type="widget" data-settings="{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="#cookie-declaration"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-text">Cookie Declaration</span> </span> </a> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-0c9aa49 e-flex e-con-boxed e-con e-parent" data-id="0c9aa49" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-86c1ca8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="86c1ca8" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-abd8fc3 e-flex e-con-boxed e-con e-parent" data-id="abd8fc3" data-element_type="container" id="privacy"> <div class="e-con-inner"> <div class="elementor-element elementor-element-d4df83c elementor-widget elementor-widget-heading" data-id="d4df83c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">Privacy Policy</h2> </div> </div> <div class="elementor-element elementor-element-e95d46f elementor-widget elementor-widget-text-editor" data-id="e95d46f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span style="color: #ffffff;"><strong>&nbsp;</strong></span></p> <p><span style="color: #ffffff;"><b>Here are the key changes:</b></span></p> <ul> <li><span style="color: #ffffff;">• We’ve updated the policies so that they meet the requirements of the General Data Protection Regulation. This means we are providing you with more information on how we process your personal data.</span></li> <li><span style="color: #ffffff;">• Specifically, we have updated our privacy policy concerning use of personal data when you register to view a webinar, download a report, attend a roundtable or executive briefing.</span></li> </ul> <p><span style="color: #ffffff;"><em>Last Modified: 12 November 2024</em></span></p> <p><span style="color: #ffffff;"><em>&nbsp;</em></span></p> <p><span style="color: #ffffff;"><b>1. Our commitment to privacy</b></span></p> <p><span style="color: #ffffff;">This privacy policy (‘Privacy Policy’) sets out how Marketforce Business Media Limited (‘MarketforceLive’) (‘we’, ‘us’ and ‘our’ being interpreted accordingly) uses and protects the personal information about you that we collect or that you provide, whether through one of our websites&nbsp;</span><a href="https://marketforcelive.com/">marketforcelive.com</a><span style="color: #ffffff;">;&nbsp;</span><a href="https://moneylive-insights.com/" target="_blank" rel="noopener">moneylive-insights.com</a><span style="color: #ffffff;">;&nbsp;</span><a href="https://www.futureofutilities.com" target="_blank" rel="noopener">futureofutilities.com</a><span style="color: #ffffff;">,&nbsp;</span><a href="https://www.leaders-in-logistics.com" target="_blank" rel="noopener">leaders-in-logistics.com</a><span style="color: #ffffff;">;&nbsp;</span><a href="https://www.insurance-innovators.com" target="_blank" rel="noopener">insurance-innovators.com</a><span style="color: #ffffff;">;&nbsp;</span><a href="https://www.go.marketforcelive.com" target="_blank" rel="noopener">go.marketforcelive.com</a><span style="color: #ffffff;">; and&nbsp;</span><a href="https://www.accelerate.com" target="_blank" rel="noopener">accelerate.com</a><span style="color: #ffffff;">&nbsp;(each a ‘Website’) or by other means.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>2. Changes to our Privacy Policy</b></span></p> <p><span style="color: #ffffff;">Any changes we may make to our Privacy Policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our Privacy Policy.</span></p> <p><span style="color: #ffffff;"><b>3. Information about you</b></span></p> <p><span style="color: #ffffff;">3.1. We may collect and process personal information from you in various ways, for example if you:</span></p> <ul> <li><span style="color: #ffffff;">• contact us by phone, email, online using a form on a Website, face-to-face or otherwise in writing;</span></li> <li><span style="color: #ffffff;">• become a registered user of a Website;</span></li> <li><span style="color: #ffffff;">• register for a conference, training course or webinar;</span></li> <li><span style="color: #ffffff;">• request further information about a service or product;</span></li> <li><span style="color: #ffffff;">• fill out an online form for access to video content, newsletters or reports;</span></li> <li><span style="color: #ffffff;">• register and purchase services or products from us;</span></li> <li><span style="color: #ffffff;">• participate in our discussion boards on a Website or social media platform;</span></li> <li><span style="color: #ffffff;">• enter a competition or prize draw;</span></li> <li><span style="color: #ffffff;">• complete a survey;</span></li> <li><span style="color: #ffffff;">• submit a job application; </span></li> <li><span style="color: #ffffff;">• visit our Website (please see the ‘Cookies’ section below); or</span></li> <li><span style="color: #ffffff;">• report a problem with a Website, event, product or service.</span></li> </ul> <p><span style="color: #ffffff;">3.2. The type of personal information we collect includes your name, job title, company, postal address, email address, phone number, payment card information, personal description, photograph, dietary requirements, CV and other information about your qualifications, job history, and your right to work, if you choose to provide such details.</span></p> <p><span style="color: #ffffff;">3.3. Such personal information is referred to in this Privacy Policy as ‘Personal Data.’</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>4. Information we receive from other sources</b></span></p> <p><span style="color: #ffffff;">4.1. We work closely with third parties, for example, event venues, webinar providers, accommodation, sub-contractors in payment and delivery services, advertising networks, analytics providers, search information providers, and may receive Personal Data about you from them.</span></p> <p><span style="color: #ffffff;">4.2. We may record information about you that is available publicly from sources like LinkedIn, corporate websites, related industry websites and online directories. We may then research and record further details about you by contacting your company directly or searching online.</span></p> <p><span style="color: #ffffff;">4.3. If you use the messaging service on our Website, we have access to those communications.</span></p> <p><span style="color: #ffffff;">4.4. If you‘re applying for a job at MarketforceLive, we may receive information about you from your referees and former employers.</span></p> <p><span style="color: #ffffff;">4.5. If you use our pages on social media platforms, then we may collect any Personal Data which you provide via those platforms in accordance with the policies of the applicable platform.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>5. Personal Data about other people</b></span></p> <p><span style="color: #ffffff;">If you provide Personal Data to us about any person other than yourself, such as your colleagues, personnel, relatives, your next of kin, your referees (if you are applying for a job), your clients, your advisers or your suppliers, you must ensure that they have given their permission for you to disclose it to us and for us to use it in accordance with this Privacy Policy.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>6. Sensitive Personal Data</b></span></p> <p><span style="color: #ffffff;">6.1. Unless we make it clear otherwise, our policy is not to ask for any sensitive Personal Data from you. We may, however, collect sensitive Personal Data if you provide us with it when you communicate via our Website or directly with us or via any third parties with whom we put you in contact. We may also collect sensitive Personal Data in order it to provide our services to you, or to deal with your enquiries, for example if we are making special travel arrangements for you we may need health details.</span></p> <p><span style="color: #ffffff;">6.2. If you choose to provide this sensitive Personal Data to us, either as part of your interaction with the Website, as part of a particular service (where such information has been requested and the reasons for that are made clear to you), or for any other reason, this will mean that you have given your consent for us, to use that information for the reasons explained at the time you provide that Personal Data to us.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>7. Uses we make of Personal Data</b></span></p> <p><span style="color: #ffffff;">7.1. We may use the Personal Data that you provide to us or that we receive from third parties in the following ways:</span></p> <ul> <li><span style="color: #ffffff;">• Direct marketing purposes: where you have expressly consented to us doing so in accordance with applicable law, you have purchased services or products from us or we otherwise have a legitimate interest or legal right, we may contact you by telephone or electronic message (e.g. email or SMS) for the purposes of providing information on our services and products, or providing information on behalf of our partners. We may also contact you by post from time to time, unless you have told us that you do not want to receive these communications. If you wish to update your Personal Data or opt-out of receiving further marketing communications from us get in touch at the address shown in the ‘Contact’ section below or opt-out here.</span></li> <li><span style="color: #ffffff;">• Transactional purposes: we may process your Personal Data to provide you with the information that you request from us, to carry out our obligations arising from any contracts entered into between you and us, including managing your registration, attendance and participation at an event, which may include transferring your information to other organisations (see section headed ‘Disclosing Personal Data to third parties’ below); to allow you to participate in interactive features of our Website and services when you choose to do so; to allow you to communicate with other users and advertisers on our Website;</span></li> <li><span style="color: #ffffff;">• Website administration and improvement: we may process your Personal Data to manage your access to MarketforceLive content and resources, and the access by authorised users within your organisation; to ensure that content from our Website is presented in the most effective manner for you and your computer or mobile device (see section headed ‘Cookies’); to notify you about changes to our events, products, services or Website(s); as part of our efforts to keep our Website safe and secure, and for troubleshooting;</span></li> <li><span style="color: #ffffff;">• Marketing analysis and online marketing: to analyse Personal Data with a view to identifying how we can improve our marketing materials; provide you with products or services that can help to grow your business and send you marketing materials accordingly; to make suggestions and recommendations to you on our Website about services or goods that may interest you (please see ‘Profiling’ and ‘Cookies’ sections below); to match the email we hold for you to your Facebook account in order to target advertising to that account.</span></li> <li><span style="color: #ffffff;">• Internal administration and analysis: to process your job application; to administer the MarketforceLive database; data analysis, research, statistical and survey analysis; to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;</span></li> <li><span style="color: #ffffff;">• Legal compliance: to comply with any relevant legal obligations;</span></li> <li><span style="color: #ffffff;">• Transfer to third parties:  where you have requested that a sponsor contact you or have consented to a sponsor receiving your Personal Data including by your registering to view a sponsored webinar or to download a sponsored piece of content or to attend a sponsored roundtable or executive briefing, or allowing your badge to be scanned by a sponsor at one of our events or allowing your badge to be scanned upon entering a conference session in which a sponsor is speaking or is a panellist, or by your visiting a sponsor’s listing on our networking app or messaging a sponsor via our networking app or by responding to a message from a Sponsor via our networking app, or by registering to attend one of our events, we may provide your Personal Data to the sponsoring organisation concerned for them to contact you, which Personal Data may include your name, job title, company, country, phone number and email address.</span></li> </ul> <p><span style="color: #ffffff;">7.2. We may also contact you for other purposes that you consent to from time to time.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>8. Profiling</b></span></p> <p><span style="color: #ffffff;">8.1. Please note that we may occasionally use Personal Data to conduct profiling of individuals on our database. This will help us target communications in a more focused, efficient and cost- effective way, helping us reduce the chances of individuals receiving inappropriate or irrelevant communications. To do this profiling we:</span></p> <p><span style="color: #ffffff;">8.1.1. may cross-check certain Personal Data against public sources (such as a company website) to get a better understanding of who the individuals on our database are; and</span></p> <p><span style="color: #ffffff;">8.1.2. combine information an event sponsor tells us about what you are interested with Personal Data we already hold about you;</span></p> <p><span style="color: #ffffff;">8.1.3. Track your online behaviour in response to our emails and on our Website.</span></p> <p><span style="color: #ffffff;">8.2. You can object to such use of your Personal Data for profiling at any time by contacting us at the address shown in the ‘Contact’ section below.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>9. Legal obligations</b></span></p> <p><span style="color: #ffffff;">9.1. We collect and process your Personal Data in accordance with applicable laws that regulate data protection and privacy. This includes national laws implementing the EU Data Protection Directive (95/46/EC) and from 25 May 2018 the EU General Data Protection Regulation (2016/679), also referred to as “GDPR”.</span></p> <p><span style="color: #ffffff;">9.2. For the purpose of the Data Protection Act 1998 (the ‘Act’), the data controller is Marketforce Business Media Limited whose company number is 02174487 and registered address is&nbsp;</span>91 Goswell Road, London, EC1V 7EX, United Kingdom<span style="color: #ffffff;">.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>10. Disclosing Personal Data to third parties</b></span></p> <p><span style="color: #ffffff;">10.1. We never sell, trade or rent Personal Data.</span></p> <p><span style="color: #ffffff;">10.2. We may disclose your Personal Data to the extent necessary to the following third parties:</span></p> <ul> <li><span style="color: #ffffff;">• Third party service providers: if you are enquiring about, registering for, or purchasing products, services or events from us, or ask us to make arrangements for your travel to and accommodation for at an event, we may disclose your information to third parties involved in their delivery and the provision of our online systems;</span></li> <li><span style="color: #ffffff;">• Event partners or business partners: for information, please see ‘Uses we make of Personal Data’ section above.</span></li> <li><span style="color: #ffffff;">• A purchaser of the business or business assets: if MarketforceLive, its business, or its assets are acquired by a third party, in which case personal data held by it about its users, suppliers, or customers will be one of the transferred assets;</span></li> <li><span style="color: #ffffff;">• Authorities, companies and advisors for legal reasons: we may disclose Personal Data to other companies and organisations for the purposes of crime prevention and fraud protection or if we are otherwise under a duty to disclose or share your Personal Data in order to comply with any legal obligation, or in order to enforce or apply our terms and conditions (<a href="https://moneylive-insights.com/terms-conditions/" target="_blank" rel="noopener">https://moneylive-insights.com/terms-conditions/</a>) or other agreements between us; or to protect the rights, property, or safety of MarketforceLive, our Website users, our customers, or others;</span></li> <li><span style="color: #ffffff;">• Referees or employers: if you are enquiring about a job, or making an application, then we may disclose your Personal Data to third parties such as your referees, or current and previous employers (if you ask us to contact them).</span></li> </ul> <p><span style="color: #ffffff;">10.3. We always aim to ensure that Personal Data we pass to third parties is used by them only for lawful purposes in accordance with this Privacy Policy.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>11. Where we store your Personal Data</b></span></p> <p><span style="color: #ffffff;">11.1. The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (‘EEA’), including by our event hosts and sponsors which may be based outside the UK. It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff may be engaged in, among other things, the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting personal data, you acknowledge that this transfer, storing or processing may occur.</span></p> <p><span style="color: #ffffff;">11.2. We have also contracted with third party providers who may transfer your Personal Data outside the EEA:</span></p> <ul> <li><span style="color: #ffffff;">• Salesforce.com, Inc (‘Salesforce’): manages our customer relationship management (‘CRM’) database and provides a marketing automation platform (known as ‘Pardot’), so your Personal Data may be collected, transferred to and stored by Salesforce in the United States and by its affiliates and third parties in other countries (as disclosed in the Salesforce’s full Privacy Statement which can be viewed at&nbsp;<a href="https://www.salesforce.com/company/privacy" target="_blank" rel="noopener">https://www.salesforce.com/company/privacy</a>&nbsp;). Therefore, your Personal Data may be processed outside your jurisdiction, including in countries and jurisdictions that may not provide the same level of protection. As described in the “International transfer of Personal Data” section of Salesforce full Privacy Statement, Salesforce has implemented safeguards to ensure an adequate level of data protection where your Personal Data is transferred outside of your country or jurisdiction. For more information about this, please see –&nbsp;<a href="https://www.salesforce.com/company/privacy" target="_blank" rel="noopener">https://www.salesforce.com/company/privacy</a>.</span></li> <li><span style="color: #ffffff;">• Pardot: Salesforce provides a marketing automation platform (known as ‘Pardot’) and may transfer and store Personal Data outside the EEA as it provides the platform. Salesforce has implemented safeguards to ensure an adequate level of data protection where your Personal Data is transferred to countries outside the EEA. For more information about this, please see –&nbsp;<a href="https://www.salesforce.com/company/privacy/" target="_blank" rel="noopener">https://www.salesforce.com/company/privacy</a>.</span></li> <li><span style="color: #ffffff;">• Sage: provides our accounting systems and may transfer Personal Data outside the EEA as it provides the platform. Sage has implemented appropriate safeguards for transfers of personal information originating from the EEA to Sage group companies and third party service providers located outside the EEA. For more information about this, please see –&nbsp;<a href="https://www.sage.com/company/privacy-notice-and-cookies" target="_blank" rel="noopener">https://www.sage.com/company/privacy-notice-and-cookies</a>.</span></li> <li><span style="color: #ffffff;">• Cvent: provides onsite-registration, badging and badge scanning technology and may transfer Personal Data outside the EEA as it provides the platform. Cvent has implemented appropriate safeguards for transfers of personal information originating from the EEA to Cvent group companies and third party service providers located outside the EEA. For more information about this, please see –&nbsp;<a href="https://www.cvent.com/en/cvent-global-privacy-policy" target="_blank" rel="noopener">https://www.cvent.com/en/cvent-global-privacy-policy</a>.</span></li> <li><span style="color: #ffffff;">• Grip: provides event networking technology and may transfer Personal Data outside the EEA as it provides the platform. Grip has implemented appropriate safeguards for transfers of personal information originating from the EEA to Grip group companies and third party service providers located outside the EEA. For more information about this, please see –&nbsp;<a href="https://grip.events/privacy-policy" target="_blank" rel="noopener">https://grip.events/privacy-policy</a>.</span></li> <li><span style="color: #ffffff;">• Swoogo: is an event management platform used to organize registration, marketing, and event logsitics and may transfer Personal Data outside the EEA as it provides the platform. Swoogo has implemented appropriate safeguards for transfers of personal information originating from the EEA to Swoogo group companies and third party service providers located outside the EEA. Swoogo collects data via secure online form(s), integrations with adjacent technologies such as Hubspot and Salesforce, file import, and/or API. The types of collection utilized is at the discretion of the customer. How data is processed: all data is encrypted in transit with TLS 1.2 throughout. Additional sub-processing may occur via the sub-processors listed at <a href="https://swoogo.events/legal/dpa-schedule-c/"><span style="color: #f5007a;">https://swoogo.events/legal/dpa-schedule-c/</span></a> How data is kept: encrypted with AES-256 in an Amazon Web Services (AWS) facility in Europe. For more information about this, please see –</span><span style="color: #f5007a;"><a style="color: #f5007a;" href="https://swoogo.events/legal/privacy/" target="_blank" rel="noopener">https://swoogo.events/legal/privacy</a>.</span></li> <li><span style="color: #ffffff;">• XTag: provides onsite-registration, badging and badge scanning technology and may transfer Personal Data outside the EEA as it provides the platform. XTag has implemented appropriate safeguards for transfers of personal information originating from the EEA to Cvent group companies and third party service providers located outside the EEA.For more information about this, please see –<span style="color: #f5007a;">&nbsp;</span></span><span style="color: #f5007a;"><a style="color: #f5007a;" href="https://xtag.com/policy/privacy" target="_blank" rel="noopener">https://xtag.com/policy/privacy</a>.</span></li> </ul> <p><span style="color: #ffffff;">11.3. You should be aware that, in general, legal protection for Personal Data under applicable law in the United States and other non EU countries may not be equivalent to the level of protection provided in the EU. However, in all cases, Personal Data will only be disclosed to third parties who are bound to treat Personal Data confidentially and in accordance with privacy standards that reflect this Privacy Policy and applicable law.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>12. Data Retention</b></span></p> <p><span style="color: #ffffff;">We will retain certain Personal Data in respect of financial transactions for as long as the law requires us to for tax or accounting purposes (which in the UK may be up to six years after a particular transaction). In respect of the holding of Personal Data for direct marketing purposes, we will retain this data for five years from the date of your last interaction with us. We believe this period reflects our business cycle, as individuals may get in contact after some time.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>13. Cookies</b></span></p> <p><span style="color: #ffffff;">Our Website uses cookies to distinguish you from other users of our Websites. For detailed information on the cookies we use and the purposes for which we use them see our Cookies Policy.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>14. Security</b></span></p> <p><span style="color: #ffffff;">We employ appropriate technical and organisational security measures to protect Personal Data from being accessed by unauthorised persons and against unlawful processing, accidental loss, destruction and damage. We also endeavour to take all reasonable steps to protect Personal Data from external threats. However, please be aware that there are always inherent risks in sending information by public networks or using public computers and we cannot 100% guarantee the security of all data disclosed or transmitted to us.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>15. Links</b></span></p> <p><span style="color: #ffffff;">Our Websites may, from time to time, contain links to and from the websites of our sponsors, media partners and other third parties. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies or the processing of your data by those websites. Please check these policies before you submit any Personal Data to these websites.</span></p> <p><span style="color: #ffffff;">&nbsp;</span></p> <p><span style="color: #ffffff;"><b>16. Your rights</b></span></p> <p><span style="color: #ffffff;">16.1. In accordance with your legal rights under applicable law, you can request information about the Personal Data that we hold about you, what we use that Personal Data for and who it may be disclosed to.</span></p> <p><span style="color: #ffffff;">16.2. You can also request that we:</span></p> <ul> <li><span style="color: #ffffff;">• correct Personal Data that we hold about you which is inaccurate or incomplete;</span></li> <li><span style="color: #ffffff;">• erase your Personal Data without undue delay;</span></li> <li><span style="color: #ffffff;">• no longer use your Personal Data for marketing purposes (please see the ‘Direct Marketing’ section above); or</span></li> <li><span style="color: #ffffff;">• transfer your Personal Data to another organisation, for example, an alternative provider.</span></li> </ul> <p><span style="color: #ffffff;">16.3. We may forward the above requests on to a third party provider who is involved in the processing of your Personal Data.</span></p> <p><span style="color: #ffffff;">16.4. Please note that Marketforce is not required to rectify or erase your data where doing so would prevent you from meeting your contractual obligations to Marketforce or where Marketforce is legally required to retain copies of your Personal Data.</span></p> <p><span style="color: #ffffff;">16.5. If you would like to exercise any of the rights set out above, please write to our data protection contact at the email address in the ‘Contact’ section below. Where applicable law allows, we may request a fee to cover our administrative expenses in responding and may also require further information to verify your identity or locate the specific information you seek before we can respond in full.</span></p> <p><span style="color: #ffffff;">16.6. If you are not satisfied with our response or believe we are processing your Personal Data other than in accordance with applicable law, you can complain to the Information Commissioner’s Office (ICO) in the United Kingdom.</span></p> <p><span style="color: #ffffff;"><b>17. Contact</b></span></p> <p><span style="color: #ffffff;">Questions, comments and requests regarding this Privacy Policy are welcomed and should be sent to our Database Manager, Anna Rew by email at <a style="color: #ffffff;" href="mailto:arew@marketforcelive.com">arew@marketforcelive.com</a> or by post at MarketforceLive,&nbsp;</span>91 Goswell Road, London, EC1V 7EX, United Kingdom<span style="color: #ffffff;">.</span></p> </div> </div> </div> </div> <div class="elementor-element elementor-element-bc1e7d4 e-flex e-con-boxed e-con e-parent" data-id="bc1e7d4" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-d42e397 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="d42e397" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-9a38c2b e-flex e-con-boxed e-con e-parent" data-id="9a38c2b" data-element_type="container" id="cookie"> <div class="e-con-inner"> <div class="elementor-element elementor-element-cb793a7 elementor-widget elementor-widget-heading" data-id="cb793a7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">Cookies Policy</h2> </div> </div> <div class="elementor-element elementor-element-f3c39a0 elementor-widget elementor-widget-text-editor" data-id="f3c39a0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span style="color: #ffffff;"><b><br></b></span></p> <p><span style="color: #ffffff;"><b>What are cookies?</b></span></p> <p><span style="color: #ffffff;">Our website uses cookies. A cookie is a small text file which is stored on your computer, tablet or phone when you visit a website. These cookies allow us to distinguish you from other users of our website. This helps us to provide you with a more personalised experience when you browse our website, allows us to monitor website use and helps us identify how we can improve our website.</span></p> <p><span style="color: #ffffff;">There are two main types of cookie:</span></p> <ul> <li><span style="color: #ffffff;">• Session cookies—these are deleted when you finish browsing a website and are not stored on your computer longer than this</span></li> <li><span style="color: #ffffff;">• Persistent cookies—these are stored on your computer after you have finished using a website so that the website provider can remember your preferences the next time you use it</span></li> </ul> <p><span style="color: #ffffff;">Cookies can be set by the website you have browsed, i.e. the website displayed in the uniform resource locator (URL) window. These are called first party cookies. Third party cookies are set by a website other than the one you are browsing.</span></p> <p><span style="color: #ffffff;"><br></span></p> <p><span style="color: #ffffff;"><b>Why do we use cookies?</b></span></p> <p><span style="color: #ffffff;">We use cookies to collect the following information:</span></p> <p><span style="color: #ffffff;">Technical information including the internet protocol (IP) address used to connect your computer to the internet; your site login information; the browser and version of the browser that you are using, the time zone setting, browser plug-in types and versions; your operating system.</span></p> <p><span style="color: #ffffff;">Information about your visit to our website including the websites you visited before and after ours; products, services or other terms you searched for; page response times, download errors, length of visits to certain pages; page interaction information (such as scrolling, clicks, mouse-overs), and methods used to browse away from the page and any phone number used to call our customer service number.</span></p> <p><span style="color: #ffffff;"><br></span></p> <p><span style="color: #ffffff;"><b>Consent</b></span></p> <p><span style="color: #ffffff;">If you continue to use our website we will assume that you are happy to receive all cookies from our website. However, if you would prefer to change your cookie settings, you can do so at any time—see below ‘Controlling our use of cookies’.</span></p> <p><span style="color: #ffffff;"><br></span></p> <p><span style="color: #ffffff;"><b>Controlling our use of cookies</b></span></p> <p><span style="color: #ffffff;">Most browsers automatically accept cookies unless you change your internet browser settings. If you wish to restrict, block or delete the cookies which are set by any websites, you can generally do this through your browser settings. These settings are usually found in the ‘options’ or ‘preferences’ menu of your internet browser.</span></p> <p><span style="color: #ffffff;">If you set your internet browser preferences to block all cookies, you may not be able to access all or parts of our site.</span></p> <p><span style="color: #ffffff;">If you delete cookies relating to this website we will not remember things about you, including your cookie preferences, and you will be treated as a first-time visitor the next time you visit the site.</span></p> <p><span style="color: #ffffff;">To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit&nbsp;</span><a href="https://www.aboutcookies.org.uk/" target="_blank">https://www.aboutcookies.org.uk/</a><span style="color: #ffffff;">.</span></p> <p><span style="color: #ffffff;"><br></span></p> <p><span style="color: #ffffff;"><b>Queries</b></span></p> <p><span style="color: #ffffff;">If you have any questions or comments regarding this Cookies policy, please email&nbsp;</span><a href="mailto:arew@marketforcelive.com" target="_blank">arew@marketforcelive.com</a><span style="color: #ffffff;">.</span></p> </div> </div> </div> </div> <div class="elementor-element elementor-element-cb590c5 e-flex e-con-boxed e-con e-parent" data-id="cb590c5" data-element_type="container" id="cookie-declaration"> <div class="e-con-inner"> <div class="elementor-element elementor-element-104b953 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="104b953" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-dcddb1a elementor-widget elementor-widget-heading" data-id="dcddb1a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">Cookies Declaration</h2> </div> </div> <div class="elementor-element elementor-element-3eba194 elementor-widget elementor-widget-text-editor" data-id="3eba194" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span style="color: #ffffff;">Cookie declaration last updated on 12/01/2024 by <span style="color: #3dc8d3;"><a style="color: #3dc8d3;" href="https://www.cookiebot.com/"><span style="color: #f5007a;">Cookiebot</span></a><span style="color: #ffffff;">:</span></span></span></p> </div> </div> </div> </div> <div class="elementor-element elementor-element-5d5e708 e-flex e-con-boxed e-con e-parent" data-id="5d5e708" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-7ef04a4 elementor-widget elementor-widget-html" data-id="7ef04a4" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <script id="CookieDeclaration" src="https://consent.cookiebot.com/e0e7e606-a37b-490c-8f4d-d86fa38ccdbd/cd.js" type="text/javascript" async></script> </div> </div> </div> </div> </div> </div> <section data-wpr-lazyrender="1" id="subscribe" class="subscribe -grad_blue-yellow -left container-fluid p-0 my-0 mx-auto max-w-4k position-relative"> <div class="row w-100 h-100 align-items-center pt-4 mx-0"> <div class="-bg"></div> <div class="caption"> <!-- col-12 col-md-6 --> <div class="container-fluid"> <div class="row w-100"> <div class="col-12 col-xl-4 content"> <h2 class="bm__h1"> Stay in the loop with MoneyLIVE</h2> <div class="sub-heading"><p>Subscribe to our newsletter to receive news, insights and special offers.</p> </div> </div> <div class="col-12 col-xl-8 -form"> <iframe loading="lazy" src="about:blank" width="100%" height="100%" type="text/html" frameborder="0" allowTransparency="true" style="border: 0" data-rocket-lazyload="fitvidscompatible" data-lazy-src="https://go.moneylive-insights.com/l/511121/2020-01-31/6l89rn"></iframe><noscript><iframe src="https://go.moneylive-insights.com/l/511121/2020-01-31/6l89rn" width="100%" height="100%" type="text/html" frameborder="0" allowTransparency="true" style="border: 0"></iframe></noscript> <div class="-footer"> <p>By submitting this form you agree to our <a href="/privacy-cookie-policy/" target="_blank" rel="noopener noreferrer">Privacy &amp; 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