CINXE.COM

<!DOCTYPE html> <html lang="fr" class="article-layout standard"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <meta http-equiv="X-UA-Compatible" content="ie=edge"> <link rel="preconnect" href="https://use.typekit.net/"> <link rel="preconnect" href="https://p.typekit.net"> <link rel="preload" href="https://use.typekit.net/tsq1pnc.css" as="style"/> <link rel="stylesheet" href="https://use.typekit.net/tsq1pnc.css"/> <link rel="preload" href="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg" as="image"/> <title>Livret A, LDDS, LEP : pédale douce sur l’épargne de précaution</title> <meta name="description" content="Face à la faible croissance et au coup de rabot fiscal qui s’annonce, les épargnants se trouvent contraints de faire des choix. Car si l’épargne de précaution rassure, sa rémunération va continuer à baisser en 2025." /> <link rel="manifest" href="https://www.nouvelobs.com/manifest.json" /> <link rel="shortcut icon" href="https://www.nouvelobs.com/icons/nouvelobs/favicon.ico" /> <link rel="icon" type="image/png" sizes="16x16" href="https://www.nouvelobs.com/icons/nouvelobs/favicon-16x16.png" /> <link rel="icon" type="image/png" sizes="32x32" href="https://www.nouvelobs.com/icons/nouvelobs/favicon-32x32.png" /> <link rel="apple-touch-icon" type="image/png" sizes="180x180" href="https://www.nouvelobs.com/icons/nouvelobs/apple-touch-icon.png" /> <meta name="application-name" content="Le Nouvel Obs : actus et infos" /> <link rel="canonical" href="https://www.nouvelobs.com/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" /> <meta name="robots" content="index, follow, noarchive" /> <meta name="googlebot" content="max-snippet:-1, max-image-preview:large, max-video-preview:-1" /> <meta name="bingbot" content="max-snippet:-1, max-image-preview:large, max-video-preview:-1" /> <meta name="theme-color" content="#FFFFFF" /> <link rel="alternate" href="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <link rel="alternate" title="Economie" type="application/rss+xml" href="https://www.nouvelobs.com/economie/rss.xml" /> <link rel="alternate" title="Votre argent" type="application/rss+xml" href="https://www.nouvelobs.com/votre-argent/rss.xml" /> <meta property="al:android:app_name" content="Le Nouvel Obs : actus et infos" /> <meta property="al:android:package" content="com.nouvelobs.androidapp" /> <meta property="al:android:url" content="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <meta property="al:ios:app_name" content="Le Nouvel Obs infos & analyses" /> <meta property="al:ios:app_store_id" content="361705445" /> <meta property="al:ios:url" content="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <meta property="al:ipad:app_name" content="Le Nouvel Obs infos & analyses" /> <meta property="al:ipad:app_store_id" content="361705445" /> <meta property="al:ipad:url" content="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <meta name="apple-itunes-app" content="app-id=361705445" /> <meta name="apple-mobile-web-app-capable" content="yes" /> <meta name="apple-mobile-web-app-status-bar-style" content="default" /> <meta property="fb:admins" content="617448404" /> <meta property="fb:app_id" content="221722803985" /> <meta property="og:article:author" content="William Coop-Phane" /> <meta property="og:article:content_tier" content="locked" /> <meta property="og:article:modified_time" content="2024-11-14T08:30:16+01:00" /> <meta property="og:article:published_time" content="2024-11-14T08:30:16+01:00" /> <meta property="og:article:section" content="Economie" /> <meta property="og:article:tag" content="Economie" /> <meta property="og:article:tag" content="Votre argent" /> <meta property="og:description" content="Face à la faible croissance et au coup de rabot fiscal qui s’annonce, les épargnants se trouvent contraints de faire des choix. Car si l’épargne de précaution rassure, sa rémunération va continuer à baisser en 2025." /> <meta property="og:image" content="https://focus.nouvelobs.com/2024/11/05/47/0/2126/1417/1200/800/0/0/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg" /> <meta property="og:image:height" content="800" /> <meta property="og:image:width" content="1200" /> <meta property="og:locale" content="fr_FR" /> <meta property="og:site_name" content="Le Nouvel Obs" /> <meta property="og:title" content="Livret A, LDDS, LEP : pédale douce sur l’épargne de précaution" /> <meta property="og:type" content="article" /> <meta property="og:url" content="https://www.nouvelobs.com/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" /> <meta name="twitter:app:country" content="FR" /> <meta name="twitter:app:id:googleplay" content="com.nouvelobs.androidapp" /> <meta name="twitter:app:id:ipad" content="361705445" /> <meta name="twitter:app:id:iphone" content="361705445" /> <meta name="twitter:app:name:googleplay" content="Le Nouvel Obs : actus et infos" /> <meta name="twitter:app:name:ipad" content="Le Nouvel Obs infos & analyses" /> <meta name="twitter:app:name:iphone" content="Le Nouvel Obs infos & analyses" /> <meta name="twitter:app:url:googleplay" content="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <meta name="twitter:app:url:ipad" content="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <meta name="twitter:app:url:iphone" content="nobsfr://article/20241114.OBS96344?at_medium=deeplink_site_mobile&at_campaign=article&source=applink" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:creator" content="@Le_NouvelObs" /> <meta name="twitter:description" content="Face à la faible croissance et au coup de rabot fiscal qui s’annonce, les épargnants se trouvent contraints de faire des choix. Car si l’épargne de précaution rassure, sa rémunération va continuer à baisser en 2025." /> <meta name="twitter:image" content="https://focus.nouvelobs.com/2024/11/05/47/0/2126/1417/1200/800/0/0/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg" /> <meta name="twitter:site" content="@Le_NouvelObs" /> <meta name="twitter:title" content="Livret A, LDDS, LEP : pédale douce sur l’épargne de précaution" /> <meta name="twitter:url" content="https://www.nouvelobs.com/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" /> <meta name="twitter:widgets:csp" content="on" /> <link rel="stylesheet" type="text/css" href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/css/article.css" /> <style> :root{ --max-width-article-title: 69rem; } </style> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"A la une","item":"https:\/\/www.nouvelobs.com"},{"@type":"ListItem","position":2,"name":"Economie","item":"https:\/\/www.nouvelobs.com\/economie\/"},{"@type":"ListItem","position":3,"name":"Votre argent","item":"https:\/\/www.nouvelobs.com\/votre-argent\/"},{"@type":"ListItem","position":4,"name":"Livret A, LDDS, LEP\u00a0: p\u00e9dale douce sur l\u2019\u00e9pargne de pr\u00e9caution","item":"https:\/\/www.nouvelobs.com\/economie\/20241114.OBS96344\/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html"}]}</script><script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Livret A, LDDS, LEP\u00a0: p\u00e9dale douce sur l\u2019\u00e9pargne de pr\u00e9caution","dateCreated":"2024-11-14T08:30:16+01:00","datePublished":"2024-11-14T08:30:16+01:00","isAccessibleForFree":"False","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/www.nouvelobs.com\/economie\/20241114.OBS96344\/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html","name":"Livret A, LDDS, LEP\u00a0: p\u00e9dale douce sur l\u2019\u00e9pargne de pr\u00e9caution"},"speakable":{"@type":"SpeakableSpecification","xPath":["\/html\/head\/title","\/html\/head\/meta[@name=\"description\"]\/@content"]},"publisher":{"@type":"Organization","name":"Le Nouvel Obs","url":"https:\/\/www.nouvelobs.com","logo":"https:\/\/www.nouvelobs.com\/icons\/nouvelobs\/tile-wide.png","sameAs":["https:\/\/www.facebook.com\/lenouvelobservateur\/","https:\/\/twitter.com\/Le_NouvelObs","https:\/\/www.instagram.com\/nouvelobs\/","https:\/\/www.youtube.com\/channel\/UC1ObaaFz4XHVPN2T5IFsU4w","https:\/\/www.linkedin.com\/company\/nouvelobs\/","https:\/\/www.dailymotion.com\/nouvelobs","https:\/\/bsky.app\/profile\/nouvelobs.bsky.social","https:\/\/t.snapchat.com\/rwMJi93J","https:\/\/www.tiktok.com\/@nouvelobs"]},"alternativeHeadline":"Face \u00e0 la faible croissance et au coup de rabot fiscal qui s\u2019annonce, les \u00e9pargnants se trouvent contraints de faire des choix. Car si l\u2019\u00e9pargne de pr\u00e9caution rassure, sa r\u00e9mun\u00e9ration va continuer \u00e0 baisser en 2025.","description":"Face \u00e0 la faible croissance et au coup de rabot fiscal qui s\u2019annonce, les \u00e9pargnants se trouvent contraints de faire des choix. Car si l\u2019\u00e9pargne de pr\u00e9caution rassure, sa r\u00e9mun\u00e9ration va continuer \u00e0 baisser en 2025.","articleSection":["Economie","Votre argent"],"keywords":["2024","economie","votre argent","livret","ldds","lep","pedale","douce","epargne","precaution"],"author":[{"@type":"Person","name":"William Coop-Phane","url":"https:\/\/www.nouvelobs.com\/journalistes\/1626\/william-coop-phane.html"}],"articleBody":"Le bonheur des uns fait le malheur des autres. Apr\u00e8s juin et septembre, c\u2019est la troisi\u00e8me fois en un an que la Banque centrale europ\u00e9enne (BCE) a annonc\u00e9 une baisse des taux. Le 17\u00a0octobre dernier, les taux directeurs ont diminu\u00e9 de 0,25\u00a0%, passant \u00e0 3,25\u00a0%. Une d\u00e9cision qui soulage les entreprises et favorise le pouvoir d\u2019achat des m\u00e9nages \u2013 en augmentant leur capacit\u00e9 d\u2019emprunt \u2013 mais qui, a contrario, repr\u00e9sente une mauvaise nouvelle pour les \u00e9pargnants des livrets \u00ab\u00a0s\u00e9curis\u00e9s\u00a0\u00bb. En effet, les rendements des livrets r\u00e9glement\u00e9s (livret A, LDDS, LEP) varient en fonction de la fluctuation des taux d\u2019int\u00e9r\u00eat interbancaires pour la zone euro, dict\u00e9s par la BCE, mais sont aussi index\u00e9s sur l\u2019inflation en France. Or, lorsque ces deux indicateurs diminuent, la r\u00e9mun\u00e9ration des livrets d\u2019\u00e9pargne baisse \u00e0 son tour m\u00e9caniquement. Et c\u2019est pr\u00e9cis\u00e9ment ce \u00e0 quoi l\u2019on assiste aujourd\u2019hui. Ainsi, le gouverneur de la Banque de France, Fran\u00e7ois Villeroy de Galhau, a tout r\u00e9cemment confirm\u00e9 un ralentissement marqu\u00e9 de l\u2019inflation, indiquant que celle-ci pouvait \u00ab\u00a0atteindre l\u2019objectif de 2\u00a0% plus t\u00f4t que pr\u00e9vu dans l\u2019ann\u00e9e 2025\u00a0\u00bb. Un chiffre en conformit\u00e9 avec le taux d\u2019inflation annuel de l\u2019Union europ\u00e9enne de 2,1\u00a0% en septembre 2024, contre 2,4\u00a0% en ao\u00fbt, selon les derniers indicateurs d\u2019Eurostat, l\u2019office statistique de l\u2019Union europ\u00e9enne. Pour m\u00e9moire, le m\u00eame taux \u00e9tait de 4,9\u00a0% un an auparavant. \u00ab\u00a0Avec une inflation avoisinant les 2\u00a0% sur le second semestre 2024 et une baisse du taux mon\u00e9taire r\u00e9f\u00e9rent, le taux du livret A et du LDDS devrait se situer l\u2019un et l\u2019autre autour de 2,5\u00a0% le 1er\u00a0f\u00e9vrier prochain\u00a0\u00bb, pr\u00e9voit Philippe Crevel, directeur g\u00e9n\u00e9ral du think tank Le Cercle de l\u2019Epargne. On se souvient cependant que le gouvernement pr\u00e9c\u00e9dent avait choisi de geler le taux du li\u2026","image":{"@type":"ImageObject","url":"https:\/\/focus.nouvelobs.com\/2024\/11\/05\/47\/0\/2126\/1417\/1200\/800\/0\/0\/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg","width":1200,"height":800},"hasPart":{"@type":"WebPageElement","isAccessibleForFree":"False","cssSelector":".paywall"},"isPartOf":{"@type":["CreativeWork","Product"],"name":"Le Nouvel Obs: acc\u00e8s aux articles r\u00e9serv\u00e9s aux abonn\u00e9s","productID":"nouvelobs.com:premium"}}</script> <script> window.lobs = {"env":"prod","user":false,"isAbo":false,"device":"desktop","isShowcaseRequest":false,"app":false,"urls":{"connection":"https:\/\/sec.nouvelobs.com\/sfuser\/connexion?redirectionUrl=https%3A%2F%2Fwww.nouvelobs.com%2Feconomie%2F20241114.OBS96344%2Flivret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html","swgSubscription":"https:\/\/www.nouvelobs.com\/bucket\/f548586564e3c344546422d28b414e6395695510\/js\/swg_subscription.bundle.js"},"context":{"analytics":{"forecast":{"pageType":"article","domain":"https:\/\/forecast.nouvelobs.com","brand":"lobs","campaigns":true,"article":{"canonicalUrl":"https:\/\/www.nouvelobs.com\/economie\/20241114.OBS96344\/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html","section":"Economie","subSection":"Votre argent"}}},"title":"Livret_A_Ldds_Lep_Pedale_Douce_Sur_L_Epargne_De_Precaution","premium":true,"main_tag":"Economie","narrow_tag":"Votre_Argent","page_type":"Contenu","page_subtype":"Articles","reading_time":4}}; </script> <script> if ('serviceWorker' in navigator) { var path = "/service-worker.js?personalization=" + encodeURIComponent(false ? 1 : 0) + '&bucket=' + encodeURIComponent("\/bucket\/f548586564e3c344546422d28b414e6395695510\/"); navigator.serviceWorker.register(path, {scope: '/'}) .then(function(registration) {}, function(err) {}); } </script> <meta name="pbstck_context:environment" content="prod"/> <meta name="pbstck_context:device" content="desktop"/> <meta name="pbstck_context:user_status" content="default"/> <meta name="pbstck_context:inventory_type" content="web"/> <meta name="pbstck_context:site_name" content="obs_obs"/> <meta name="pbstck_context:section" content="economie"/> <meta name="pbstck_context:subsection" content="economie"/> <meta name="pbstck_context:page_type" content="article"/> <meta name="ad:app_obs" content="false"/> <meta name="ad:refonte_obs" content="true"/> <meta name="ad:keywords" content="economie"/> <meta name="ad:rubriques" content="economie"/> <meta name="ad:rub" content="economie"/> <meta name="ad:rubrique_id" content="49"/> <meta name="ad:article_id" content="96344"/> <meta name="ad:teaser" content="true"/> <script> var googletag = window.googletag || {cmd: []}; googletag.cmd.push(function () { googletag.pubads().addEventListener('slotRenderEnded', function (e) { if (e.isEmpty) return; var slotname = e.slot.getSlotElementId(), slotHtmlElement = document.getElementById(slotname); if (slotHtmlElement) { if (slotname.indexOf('cover') > -1) { setTimeout(function () { var sublime = document.querySelector('#sublime-container #sublime-content, #sublime-mobile-top-container'); var style = document.querySelector('style#sublime-menu-height'); if (!style) { style = document.createElement('style'); style.id = 'sublime-menu-height'; document.body.insertAdjacentElement('afterbegin', style); } style.innerHTML = ''; if (sublime) { style.innerHTML = '.obs_menu.obs_menu--open {top:'+sublime.getBoundingClientRect().height+'px !important;}'; } }, 1000) } if (typeof performance !== 'undefined') { performance.mark('render ad', {detail: e.slot.getAdUnitPath()}) } } }) }); </script> <script type="text/plain" data-gdpr-purposes="ads" data-gdpr-src="https://boot.pbstck.com/v1/adm/2bf7e952-475b-490b-8136-c7be8fa3d218" data-gdpr-no-consent-src="https://boot.pbstck.com/v1/adm/2bf7e952-475b-490b-8136-c7be8fa3d218" async></script> <script> window.lobs_piano = {"collectPath":"f548586564e3c344546422d28b414e6395695510","site":561552,"properties":{"site_level2":"NOTR - Web","canal_plateforme":"Responsive","user_agent":"Fixe","type_contenu":"Contenu","sous_type_contenu":"Articles","b:projet_on":true,"consent":"not found","authentification":"Non loggu\u00e9","type_visiteur":"Anonyme","edito_vs_service":"Edito","profil_contenu":"Redaction_Web","offre_freemium":"Article tronqu\u00e9","id_article":"20241114.OBS96344","libelle_article":"Livret_A_Ldds_Lep_Pedale_Douce_Sur_L_Epargne_De_Precaution","d:date_publication":"2024-11-14T08:30:16+01:00","heure_publication":"0830","thematique_1":"Economie","thematique_2":"Economie","b:clonage":false,"clonage_origin":"","a:s:tags_array":{"0":"economie","1":"votre-argent"},"tags":"[economie]|[votre-argent]","signes":5987,"nature_edito":"decryptages"},"event_page":{"page_chapter1":"Economie","page_chapter2":"Economie","page":"20241114.OBS96344_Livret_A_Ldds_Lep_Pedale_Douce_Sur_L_Epargne_De_Precaution"},"full_page":"Economie::Economie::20241114.OBS96344_Livret_A_Ldds_Lep_Pedale_Douce_Sur_L_Epargne_De_Precaution","user":null}; var GDPR_CONFIG = { usePiano: true, usePianoQueue: '_paq', usePianoAsyncCommands: false, content: { siteName: "Le Nouvel Obs", deName: "du Nouvel Obs", aName: "au Nouvel Obs", paramsRefresh: true, policyUrl: "https://www.nouvelobs.com/donnees-personnelles", vendors: { analytics: ["SmartTag", "Chartbeat", "Amplitude", "TikTok"], social: ["Facebook", "Twitter", "Instagram", "Pinterest", "LinkedIn"], mediaPlatforms: ["Dailymotion"], personalization: ["Batch", "Forecast", "Selligent"], }, }, }; </script> <script type="text/javascript">!function(){"use strict";var e;(function(e){e.exports=function(){for(var e,t="__tcfapiLocator",a=[],r=window;r;){try{if(r.frames[t]){e=r;break}}catch(e){}if(r===window.top)break;r=r.parent}e||(function e(){var a=r.document,n=!!r.frames[t];if(!n)if(a.body){var s=a.createElement("iframe");s.style.cssText="display:none",s.name=t,a.body.appendChild(s)}else setTimeout(e,5);return!n}(),r.__tcfapi=function(){for(var e,t=arguments.length,r=new Array(t),n=0;n<t;n++)r[n]=arguments[n];if(!r.length)return a;if("setGdprApplies"===r[0])r.length>3&&2===parseInt(r[1],10)&&"boolean"==typeof r[3]&&(e=r[3],"function"==typeof r[2]&&r[2]("set",!0));else if("ping"===r[0]){var s={gdprApplies:e,cmpLoaded:!1,cmpStatus:"stub"};"function"==typeof r[2]&&r[2](s)}else a.push(r)},r.addEventListener("message",(function(e){var t="string"==typeof e.data,a={};try{a=t?JSON.parse(e.data):e.data}catch(e){}var r=a&&a.__tcfapiCall;r&&window.__tcfapi(r.command,r.version,(function(a,n){var s={__tcfapiReturn:{returnValue:a,success:n,callId:r.callId}};t&&(s=JSON.stringify(s)),e&&e.source&&e.source.postMessage&&e.source.postMessage(s,"*")}),r.parameter)}),!1))}}(e={exports:{}},e.exports),e.exports)()}();</script> <script src="https://cmp.nouvelobs.com/js/nouvelobs.min.js"></script> <script>function getPurposes() { const cs = RegExp('lmd_consent=[^;]+').exec(document.cookie); if (cs) { try { const cc = JSON.parse(decodeURIComponent(cs ? cs.toString().replace(/^[^=]+./, '') : '')); if (cc.purposes) { return cc.purposes; } } catch (e) { return false; } } return false; } function hasConsent() { return !!getPurposes(); } function getConsents() { var isDefined = hasConsent(); var values = isDefined ? getPurposes() : false; var purposesNames = ["analytics","social","personalization","ads","mediaPlatforms"]; var consent = { isDefined: isDefined, hasNone: true, hasAll: true, hasAny: false }, p, v; for (var i = 0, l = purposesNames.length; i < l; i++) { p = purposesNames[i]; v = values && typeof values[p] === "boolean" ? values[p] : false; consent[p] = v; if (v) { consent.hasNone = false; consent.hasAny = true; } else { consent.hasAll = false; } } return consent; } function updateConsentClasses() { var html = document.documentElement; if (getConsents().isDefined) { html.classList.remove('cmp-not-defined'); } else { html.classList.add('cmp-not-defined'); } if (getConsents().hasNone) { html.classList.add('cmp-refused-all'); } else { html.classList.remove('cmp-refused-all'); } if (getConsents().ads) { html.classList.add('cmp-allowed-ads'); html.classList.remove('cmp-refused-ads'); } else { html.classList.remove('cmp-allowed-ads'); html.classList.add('cmp-refused-ads'); } if (getConsents().analytics) { html.classList.add('cmp-allowed-analytics'); html.classList.remove('cmp-refused-analytics'); } else { html.classList.remove('cmp-allowed-analytics'); html.classList.add('cmp-refused-analytics'); } if (getConsents().mediaPlatforms) { html.classList.add('cmp-allowed-mediaPlatforms'); html.classList.remove('cmp-refused-mediaPlatforms'); } else { html.classList.remove('cmp-allowed-mediaPlatforms'); html.classList.add('cmp-refused-mediaPlatforms'); } if (typeof Event === 'function') { var updateConsentEvent = new Event('updateConsentClasses'); html.dispatchEvent(updateConsentEvent); } } window.addEventListener('load', function() { updateConsentClasses(); }); document.addEventListener('gdprConsentGiven', function() { updateConsentClasses(); }); </script> <script>var xtvisitor = "";</script> </head> <body> <div id="cover" class="dfp-slot dfp-unloaded" data-format="cover"></div> <style> .obs_header{ --link-default-color: #EAEAEA; } .obs_menu_content{ --link-default-color: #171717; } </style> <section id="header" class="obs_header"> <header role="banner" class=""> <div class="obs_header__inner"> <div class="d-flex justify-content-between align-items-start"> <div class="obs-header__left d-flex"> <button type="button" class="obs_menu_btn collapsed-only btn btn--medium btn--icon-only btn--edito-secondary me-15" data-piano="Header,,,Menu,action"> <svg class="icon icon--navigation_menu " style="--fill:#171717"> <title>Menu</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_menu"></use> </svg> <span>Menu</span> </button> <a href="/" class="obs_header_logo" title="Le Nouvel Obs - Retourner à l'accueil" data-piano="Header,,,Logo,navigation"> <svg class="logo logo-lenouvelobs" style="--fill:#FFFFFF;height:7.14rem;width:36.5rem;" preserveAspectRatio="xMinYMin slice"> <title>Le Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#lenouvelobs"></use> </svg> </a> </div> <div class="obs_header__actions d-flex align-items-center"> <div class="obs_menu_mag"> <a class="link--nav d-none d-lg-flex align-items-center pe-15" href="/kiosque" data-piano="Header,,,Lire_mag_semaine,navigation"> <svg class="icon icon--magazine " style="--fill:#FFF"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#magazine"></use> </svg> <span class="latino-300b pt-5 ps-10">Lire le magazine</span> </a> </div> <div class="action_btns d-flex align-items-center gap-10 ps-10"> <span tabindex="0" class="obs_menu_buddy btn btn--medium btn--edito-secondary" data-piano="Header,,,Connexion,action" data-urlencode="aHR0cHM6Ly9zZWMubm91dmVsb2JzLmNvbS9zZnVzZXIvY29ubmV4aW9uP3JlZGlyZWN0aW9uVXJsPWh0dHBzJTNBJTJGJTJGd3d3Lm5vdXZlbG9icy5jb20lMkZlY29ub21pZSUyRjIwMjQxMTE0Lk9CUzk2MzQ0JTJGbGl2cmV0LWEtbGRkcy1sZXAtcGVkYWxlLWRvdWNlLXN1ci1sLWVwYXJnbmUtZGUtcHJlY2F1dGlvbi5odG1s"> <svg class="icon icon--person-connexion " style="--fill:#171717"> <title>Se connecter</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#person-connexion"></use> </svg> <span>Se connecter</span> </span> <span tabindex="0" class="obs_menu_subscribe btn btn--medium btn--conversion-primary" style="--btn-bg:#FEEB6F;--btn-color:#352601;" rel="nofollow" aria-label="Je m’abonne au Nouvel Obs" data-piano="Header,,,S_abonner_FestivalNO,navigation" data-urlencode="aHR0cHM6Ly93d3cubm91dmVsb2JzLmNvbS9hYm9ubmVtZW50"> <svg class="icon icon--arrow-right " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> Offre anniversaire : s'abonner pour 1€ </span> </div> </div> </div> </div> <div class="obs_header__inner"> <nav class="obs_nav"> <ul class="obs_nav-inner d-flex align-items-center justify-content-lg-between scroll-x-snap gap-15 pt-15 pt-lg-20 pb-10 pb-lg-20"> <li class="scroll-x-snap__item flex-shrink-0"> <a href="#" class="obs_menu_btn link--nav d-flex gap-10 latino-300b latino-lg-600m" data-piano="Header,Nav,,Menu,action"> <svg class="icon icon--navigation_menu " style="--fill:#FFF"> <title>Menu</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_menu"></use> </svg> <span>Menu</span> </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/societe/" data-piano="Header,Nav,,Societe,navigation"> Société </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/politique/" data-piano="Header,Nav,,Politique,navigation"> Politique </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/monde/" data-piano="Header,Nav,,Monde,navigation"> Monde </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/ecologie/" data-piano="Header,Nav,,Ecologie,navigation"> Ecologie </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/economie/" data-piano="Header,Nav,,Economie,navigation"> Economie </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/idees/" data-piano="Header,Nav,,Idees,navigation"> Idées </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/culture/" data-piano="Header,Nav,,Culture,navigation"> Culture </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/tendances/" data-piano="Header,Nav,,Tendances,navigation"> Tendances </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/rue89/" data-piano="Header,Nav,,Rue89,navigation"> Rue89 </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav " href="/bibliobs/" data-piano="Header,Nav,,Bibliobs,navigation"> BibliObs </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a class="latino-300b latino-lg-600m link--nav me-xs-50" href="/teleobs/" data-piano="Header,Nav,,Teleobs,navigation"> TéléObs </a> </li> <li class="scroll-x-snap__item flex-shrink-0"> <a href="/recherche" class="obs_search_btn link--nav d-flex gap-10 latino-300b latino-lg-600m" data-piano="Header,Nav,,Recherche,action"> <svg class="icon icon--magnifier " style="--fill:#FFF"> <title>Rechercher</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#magnifier"></use> </svg> <span>Recherche</span> </a> </li> </ul> <div class="obs_nav__scroll-trigger align-items-center justify-content-end"> <button type="button" class="btn btn--icon-only btn--small btn--edito-secondary me-20" aria-label="faire defiler les thématiques suivantes"> <svg class="icon icon--chevron-right " style="--fill:#FFF"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-right"></use> </svg> </button> </div> </nav> </div> <style> .collapse-content .link--nav{ line-height: 1; padding-top: .9rem; padding-bottom: .9rem; } </style> <nav class="obs_menu" role="navigation" aria-label="Menu principal"> <div role="dialog" aria-modal="true" class="obs_menu_header_actions bg-grey-800 d-flex justify-content-between align-items-center px-30 py-20 ps-lg-65 " style="--btn-label-color: #E1E6F3;"> <p class="antonia-2050b text-grey-100">Menu</p> <div class="d-flex align-items-center"> <a href="https://www.nouvelobs.com/abonnement" class="btn btn--conversion-primary btn--medium latino-300b me-15" style="--btn-bg:#FEEB6F;--btn-color:#352601;" data-piano="Menu,Anonyme,,S_abonner_FestivalNO,action"> <svg class="icon icon--arrow-right " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> <span class="latino-300b">S'abonner</span> </a> <button aria-label="Fermer la navigation" class="obs_menu_close_btn btn btn--edito-secondary btn--medium btn--icon-only" data-piano="Menu,,,Fermer,action"> <svg class="icon icon--navigation_croix " style="--fill:white"> <title>Fermer la navigation</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_croix"></use> </svg> <span>Fermer</span> </button> </div> </div> <div class="border-top d-flex justify-content-between bg-grey-800 px-60 pt-20 pb-65 px-lg-90" style="--btn-label-color: #E1E6F3;--border-color:#323232"> <span class="btn btn--edito-primary btn--large btn--icon-only show-label" data-piano="Menu,Anonyme,,se_connecter_s_inscrire,action" tabindex="0" data-urlencode="aHR0cHM6Ly9zZWMubm91dmVsb2JzLmNvbS9zZnVzZXIvY29ubmV4aW9uP3JlZGlyZWN0aW9uVXJsPWh0dHBzJTNBJTJGJTJGd3d3Lm5vdXZlbG9icy5jb20lMkZlY29ub21pZSUyRjIwMjQxMTE0Lk9CUzk2MzQ0JTJGbGl2cmV0LWEtbGRkcy1sZXAtcGVkYWxlLWRvdWNlLXN1ci1sLWVwYXJnbmUtZGUtcHJlY2F1dGlvbi5odG1s"> <svg class="icon icon--person-connexion " style="--fill:#A5B4D9"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#person-connexion"></use> </svg> <span class="latino-100m text-center">Se connecter<br>S’inscrire</span> </span> <a href="/kiosque" class="btn btn--edito-primary btn--large btn--icon-only show-label" data-piano="Menu,Anonyme,,Lire_le_mag,action"> <svg class="icon icon--magazine " style="--fill:#A5B4D9"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#magazine"></use> </svg> <span class="latino-100m text-center">Lire<br>le magazine</span> </a> <a href="https://abo.nouvelobs.com/faq" class="btn btn--edito-primary btn--large btn--icon-only show-label" data-piano="Menu,Anonyme,,FAQ,action"> <svg class="icon icon--faq " style="--fill:#A5B4D9"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#faq"></use> </svg> <span class="latino-100m text-center">FAQ</span> </a> </div> <div role="document"> <div id="menu-search-block" class="obs_menu_search_box py-20 px-30 px-lg-65" data-piano="Menu,,,Recherche,action"> <a href="/recherche" class="btn btn--edito-tertiary btn--fill"> <svg class="icon icon--magnifier " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#magnifier"></use> </svg> Rechercher un article, un sujet </a> </div> <div class="obs_menu_content d-flex flex-column pt-10 pb-20 gap-10 px-30 px-lg-65"> <div class="collapse"> <button type="button" class="collapse-action link--nav w-100 d-flex justify-content-between" aria-controls="menu-alaune-list" aria-expanded="true"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15"> A la une </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down content-opened" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-alaune-list" class="collapse-content expanded"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-5"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/politique/20240904.OBS93171/le-premier-ministre.html" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,A_la_une,,Le_Gouvernement_Barnier,navigation"> Le gouvernement Barnier <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/politique/20241011.OBS94837/ca-se-passe-a-l-assemblee.html" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,A_la_une,,Ca_Se_Passe_A_L_Assemblee,navigation"> Ça se passe à l’Assemblée <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/justice/20241114.OBS96358/le-proces-de-l-assassinat-de-samuel-paty.html" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,A_la_une,,Le_Proces_De_L_Assassinat_De_Samuel_Paty,navigation"> Le procès de l’assassinat de Samuel Paty <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/depeche/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,A_la_une,,Actualites_en_continu,navigation"> Actualités en continu <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-societe-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Société </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-societe-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/societe/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe ,,Actualites_Societe,navigation"> Actualités Société <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/justice/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Justice,navigation"> Justice <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/education/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Education,navigation"> Education <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/faits-divers/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Faits_Divers,navigation"> Faits divers <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/sante/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Sante,navigation"> Santé <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/droits-des-femmes/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Droits_Des_Femmes,navigation"> Droits des femmes <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/sciences/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Sciences,navigation"> Sciences <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/parents/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Societe,,Parentalite,navigation"> Parentalité <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-politique-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Politique </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-politique-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/politique/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Politique ,,Actualites_Politique,navigation"> Actualités Politique <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/gouvernement/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Politique,,Gouvernement,navigation"> Gouvernement <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/assemblee-nationale/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Politique,,Assemblee_Nationale,navigation"> Assemblée nationale <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-monde-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Monde </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-monde-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/monde/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde ,,Actualites_Monde,navigation"> Actualités Monde <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/afrique/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Afrique,navigation"> Afrique <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/amerique/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Amerique,navigation"> Amérique <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/asie/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Asie,navigation"> Asie <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/europe/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Europe,navigation"> Europe <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/elections-americaines-de-2024/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Presidentielle_Americaine,navigation"> Présidentielle américaine <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/israel-palestine/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Conflit_Israel_Palestine,navigation"> Conflit Israël-Palestine <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/guerre-en-ukraine/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Monde,,Guerre_En_Ukraine,navigation"> Guerre en Ukraine <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-ecologie-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Ecologie </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-ecologie-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/ecologie/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Ecologie ,,Actualites_Ecologie,navigation"> Actualités Ecologie <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/climat/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Ecologie,,Climat,navigation"> Climat <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/pollution/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Ecologie,,Pollution,navigation"> Pollution <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/la-vie-en-vert/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Ecologie,,Ecologie_Au_Quotidien,navigation"> Écologie au quotidien <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/animaux/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Ecologie,,Animaux,navigation"> Animaux <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-economie-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Economie </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-economie-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/economie/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie ,,Actualites_Economie,navigation"> Actualités Economie <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/numerique/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Numerique,navigation"> Numérique <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/social/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Social,navigation"> Social <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/entreprises/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Entreprises,navigation"> Entreprises <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/immobilier/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Immobilier,navigation"> Immobilier <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/conso/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Conso,navigation"> Conso <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/votre-argent/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Argent,navigation"> Argent <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/medias/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Economie,,Medias,navigation"> Médias <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-idees-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Idées </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-idees-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/idees/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Idees ,,Actualites_Idees,navigation"> Actualités Idées <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/philosophie/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Idees,,Philosophie,navigation"> Philosophie <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/histoire/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Idees,,Histoire,navigation"> Histoire <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/feminisme/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Idees,,Feminisme,navigation"> Féminisme <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-culture-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Culture </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-culture-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/culture/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Culture ,,Actualites_Culture,navigation"> Actualités Culture <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/cinema/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Culture,,Cinema,navigation"> Cinéma <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/series/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Culture,,Series,navigation"> Séries <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/musique/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Culture,,Musique,navigation"> Musique <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/theatre/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Culture,,Theatre,navigation"> Théâtre <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/expositions/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Culture,,Expositions,navigation"> Expositions <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-tendances-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Tendances </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-tendances-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/tendances/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances ,,Actualites_Tendances,navigation"> Actualités Tendances <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/mode/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,Mode,navigation"> Mode <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/high-tech/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,High_Tech,navigation"> High-Tech <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/food/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,Food,navigation"> Food <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/drinks/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,Drinks,navigation"> Drinks <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/vin/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,Vins,navigation"> Vins <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/voyage/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,Voyage,navigation"> Voyage <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/auto-moto/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Tendances,,Automobile,navigation"> Automobile <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-rue89-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" style="color:var(--rue89,#e1293f) !important"> Rue89 </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-rue89-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/rue89/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Rue89 ,,Actualites_Rue89,navigation"> Actualités Rue89 <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/nos-vies-intimes/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Rue89,,Vies_Intimes,navigation"> Vies intimes <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/notre-epoque/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Rue89,,Notre_Epoque,navigation"> Notre époque <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-bibliobs-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" style="color:var(--bibliobs,#395bd6) !important"> BibliObs </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-bibliobs-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/bibliobs/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Bibliobs ,,Actualites_Bibliobs,navigation"> Actualités BibliObs <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/romans/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Bibliobs,,Romans,navigation"> Romans <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/bd/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Bibliobs,,Bd,navigation"> BD <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/polar/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Bibliobs,,Polars,navigation"> Polars <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/essais/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Bibliobs,,Essais,navigation"> Essais <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-teleobs-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" style="color:var(--teleobs,#00a6e6) !important"> TéléObs </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-teleobs-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/teleobs/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Teleobs ,,Actualites_Teleobs,navigation"> Actualités TéléObs <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/tv/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Teleobs,,Selection_Tv,navigation"> Sélection TV <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/plateformes/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Teleobs,,Plateformes,navigation"> Plateformes <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/podcast/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Teleobs,,Selection_Podcasts,navigation"> Sélection Podcasts <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-lab-o-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Lab-O </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-lab-o-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/lab-o/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Lab_O ,,Actualites_Lab_O,navigation"> Actualités Lab-O <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/2049/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Lab_O,,2049,navigation"> 2049 <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/cycle-ecologie/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Lab_O,,Les_Cycles_Ecoloobs,navigation"> Les Cycles ÉcoloObs <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-opinions-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Opinions </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-opinions-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/opinions/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Opinions ,,Actualites_Opinions,navigation"> Actualités Opinions <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/edito/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Opinions,,Editos,navigation"> Éditos <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/chroniques/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Opinions,,Chroniques,navigation"> Chroniques <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/tribunes/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Opinions,,Tribunes,navigation"> Tribunes <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/billet/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Opinions,,Billets,navigation"> Billets <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-sport-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15" > Sport </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-sport-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-15"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/sport/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Sport ,,Actualites_Sport,navigation"> Actualités Sport <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/jo-2024/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Sport,,Jo_2024,navigation"> JO 2024 <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-formats-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15"> Formats </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-formats-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-5"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="/videos/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Formats,,Videos,navigation"> Vidéos <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/nos-series/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Formats,,Toutes_Nos_Series,navigation"> Toutes nos séries <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/grands-entretiens/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Formats,,Grands_Entretiens,navigation"> Grands entretiens <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/portraits/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Formats,,Portraits,navigation"> Portraits <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/dossiers/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Formats,,Dossiers,navigation"> Dossiers <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="/les-jeux-de-l-obs/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Formats,,Tous_Les_Jeux,navigation"> Tous les jeux <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-services-list" aria-expanded="false"> <p class="collapse-title d-flex align-items-center antonia-900b-tsv3 text-grey-800 gap-15"> Services </p> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-services-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-5"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="https://programme-tv.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Services,,Programme_Tv,navigation" > Programme TV <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://la-conjugaison.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Services,,Conjugaison,navigation" > Conjugaison <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/club-abonnes" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Services,,Club_Abonnes,navigation" > Club Abonnés <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://boutique.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Services,,Boutique,navigation" > Boutique <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://jeux.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Services,,Mots_Croises,navigation" > Mots croisés <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.retraite.com/partenariat-lobs/simulation-per/?track=TR62" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Services,,Comparateur_De_Per,navigation" rel="sponsored,nofollow"> Comparateur de PER <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> </div> <div class="border-top border-bottom px-30 px-lg-65 pt-20 pb-25" style="--border-color:#D9D9D9;--link-default-color:#171717"> <div class="collapse"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-promo-code-list" aria-expanded="false"> <div class="collapse-title d-flex align-items-center latino-600m gap-15"> Codes promos <p class="badge latino-100m">Service partenaire</p> </div> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-promo-code-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-5"> <div class="d-flex flex-column" style="column-gap:0.75rem;"> <a href="https://www.nouvelobs.com/bons-plans/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Bons_Plans,navigation"> Bons plans <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/codepromo/reduction/bons-plans-shopping" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Blog_Shopping,navigation"> Blog Shopping <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/codepromo/reduction/black-friday" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Black_Friday,navigation"> Black Friday <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/codepromo" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Codes_Promos,navigation"> Codes promos <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/codepromo/cdiscount" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Code_Promo_Cdiscount,navigation"> Code promo Cdiscount <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/codepromo/amazon" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Code_Promo_Amazon,navigation"> Code promo Amazon <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://www.nouvelobs.com/codepromo/rakuten" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Codes_Promo,,Code_Promo_Rakuten,navigation"> Code promo Rakuten <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> <div class="collapse mt-20"> <button type="button" class="collapse-action w-100 link--nav d-flex justify-content-between" aria-controls="menu-partners-list" aria-expanded="false"> <div class="collapse-title d-flex align-items-center latino-600m gap-15"> Partenaires <div> <p class="badge latino-100m">Service partenaire</p> </div> </div> <span class="collapse-indicator btn btn--edito-tertiary btn--small btn--icon-only"> <svg class="icon icon--chevron-down" style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#chevron-down"></use> </svg> </span> </button> <div id="menu-partners-list" class="collapse-content"> <div class="d-flex flex-column gap-60 flex-shrink-0 pt-5"> <div class="d-flex flex-column mb-30" style="column-gap:0.75rem;"> <a href="https://cours-espagnol.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Partenaires,,Cours_D_Espagnol,navigation"> Cours d'espagnol <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://cours-allemand.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Partenaires,,Cours_D_Allemand,navigation"> Cours d'allemand <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://cours-anglais.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Partenaires,,Cours_D_Anglais,navigation"> Cours d'anglais <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <a href="https://cours-francais.nouvelobs.com/" class="link--nav d-flex align-items-center justify-content-between latino-300r text-blue-400" data-piano="Menu,Partenaires,,Cours_De_Francais,navigation"> Cours de français <svg class="icon icon--arrow-right me-2" style="--fill:#56668A"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </div> </div> </div> </div> </div> <div class="pt-20 pb-30 px-30 px-lg-65 align-items-start" style="--link-default-color:rgba(34, 87, 218, 0.80)"> <div class="d-flex gap-20"> <div> <p class="latino-300b text-grey-800">Les newsletters</p> <p class="latino-100m text-grey-500"> Vous vous essoufflez à courir après l’info ? Gagnez du temps avec les sélections de la rédaction. <a href="https://compte.nouvelobs.com/dashboard/newsletters" data-piano="Menu,Les_newsletters,,Decouvrir_toutes_les_newsletters,navigation" class="d-inline-flex link--nav text-blue-600 gap-10"> Découvrir toutes les newsletters <svg class="icon icon--arrow-right " style="--fill:rgba(34, 87, 218, 0.80)"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </p> </div> <div class="flex-shrink-0"> <img src="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/menu/menu-img-newsletter.png" alt="" width="75" height="75" loading="eager"> </div> </div> <div class="d-flex gap-20 mt-30 align-items-start"> <div> <p class="latino-300b text-grey-800">L’application du Nouvel Obs</p> <p class="latino-100m text-grey-500"> Suivez toute l’actualité française et internationale avec le Nouvel Obs. <br> <a href="https://apps.apple.com/fr/app/le-nouvel-obs-actus-et-infos/id361705445" data-piano="Menu,L_appli_du_NO,,Telecharger_sur_iOS,navigation" class="d-inline-flex link--nav text-blue-600 gap-10"> Télécharger sur iOS <svg class="icon icon--arrow-right " style="--fill:rgba(34, 87, 218, 0.80)"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> <br> <a href="https://play.google.com/store/apps/details?id=com.nouvelobs.androidapp" data-piano="Menu,L_appli_du_NO,,Telecharger_sur_Android,navigation" class="d-inline-flex link--nav text-blue-600 gap-10"> Télécharger sur Android <svg class="icon icon--arrow-right " style="--fill:rgba(34, 87, 218, 0.8)"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> </a> </p> </div> <div class="flex-shrink-0"> <img src="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/menu/menu-img-apps.png" alt="" width="75" height="75" loading="eager"> </div> </div> </div> </div> </nav> <div class="obs_overlay"></div> </header> </section> <script> const obsBody = document.body; const obsMenu = document.querySelector('.obs_menu'); const obsMenuLinks = document.querySelectorAll('.obs_menu a'); const obsOverlay = document.querySelector('.obs_overlay'); const obsMenuBtn = document.querySelectorAll('.obs_menu_btn'); const obsMenuCloseBtn = document.querySelector('.obs_menu_close_btn'); function tabIndex(items,index){ for (item of items) { item.tabIndex = index; } } function openMenu() { obsMenu.classList.add('obs_menu--open'); obsOverlay.classList.add('obs_overlay--active'); obsBody.classList.add('overflow-y-hidden'); tabIndex(obsMenuLinks,'0'); obsMenuCloseBtn.focus(); } function closeMenu() { obsMenu.classList.remove('obs_menu--open'); obsOverlay.classList.remove('obs_overlay--active'); obsBody.classList.remove('overflow-y-hidden'); tabIndex(obsMenuLinks,'-1'); } for (menuTrigger of obsMenuBtn){ menuTrigger.addEventListener('click', (e) => { e.preventDefault(); if (obsMenu.classList.contains('obs_menu--open')) { closeMenu(); } else { openMenu(); } }); } obsOverlay.addEventListener('click', () => { closeMenu(); }); obsMenuCloseBtn.addEventListener('click', () => { closeMenu(); }); tabIndex(obsMenuLinks,'-1'); document.addEventListener("DOMContentLoaded", () => { const el_html = document.documentElement, el_body = document.querySelector('body'), headerHeight = document.querySelector("#header").getBoundingClientRect().height, navIsSticky = function() { const wScrollTop = window.pageYOffset || el_body.scrollTop, classSticky = 'scrolling', classFound = el_html.classList.contains(classSticky), bodyRect = el_body.getBoundingClientRect(), treshold = 200; if ( wScrollTop > (treshold + headerHeight) && !classFound ) { el_body.style.paddingTop = headerHeight; el_html.classList.add(classSticky); } if ( wScrollTop < 2 && classFound) { el_body.style.paddingTop = 0; el_html.classList.remove(classSticky); } }, onScrolling = function() { navIsSticky(); }; function onResize(){ const obsNavList = document.querySelector('.obs_nav-inner'); const obsNavSrollTrigger = document.querySelector('.obs_nav__scroll-trigger .btn'); if(window.innerWidth > '1024' && window.innerWidth < '1280'){ obsNavSrollTrigger.style.display = 'flex'; obsNavSrollTrigger.addEventListener('click',function(e){ obsNavList.scrollLeft += 100; }); }else{ if(obsNavSrollTrigger) obsNavSrollTrigger.style.display = 'none'; } } onResize(); window.addEventListener('resize',function (e) { onResize() }) window.addEventListener('scroll', function(){ setTimeout(() => { window.requestAnimationFrame( onScrolling ); },200); }); }); </script> <div id="dfp-habillage" class="dfp-slot" data-format="habillage"></div> <div class="habillagepub" id="ObsMain"> <div id="banniere_haute" class="dfp-slot dfp-unloaded" data-format="banniere_haute"></div> <div class="page"> <main> <article> <header class="highlights pb-25 container wrapper "> <div class="mb-15"> <a href="/economie/" class="link--nav latino-50 " data-piano="Page_Article,Fil_Ariane,,1,navigation">Economie</a> <span class="latino-50">,</span> <a href="/votre-argent/" class="link--nav latino-50 ms-15" data-piano="Page_Article,Fil_Ariane,,2,navigation">Votre argent</a> </div> <div class="highlights-title container d-flex flex-column ms-lg-0 "> <span class="latino-1100eb latino-lg-1300b text-grey-800">Placements</span> <h1 class="antonia-600b antonia-lg-800">Livret A, LDDS, LEP : pédale douce sur l’épargne de précaution</h1> </div> </header> <div class="container"> <div class="wrapper"> <div class="article-page"> <section class="article-page__body"> <div class="content"> <div class="mb-30"> <p class="latino-400b text-grey-800"> Par <a href="https://www.nouvelobs.com/journalistes/1626/william-coop-phane.html" class="text-decoration-none link--box d-inline">William Coop-Phane</a> </p> <p class="latino-400 mt-10 text-grey-600"> Publié le <time datetime="2024-11-14T08:30:16.000+01:00"> 14 novembre 2024 à 8h30</time> </p> </div> <figure class="hook-media--standard "> <picture class="hook-media_picture pb-10"> <source media="(max-width: 768px)" srcset="https://focus.nouvelobs.com/2024/11/05/47/0/2126/1417/375/250/75/0/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg 1x,https://focus.nouvelobs.com/2024/11/05/47/0/2126/1417/750/500/50/0/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg 2x" width="375" height="250"> <img class="mx-auto" src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20510%20340%27%20width%3D%22510%22%20height%3D%22340%22%3E%3Cpath%20d%3D%27M0%200h510v340H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/05/47/0/2126/1417/510/340/75/0/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg 1x,https://focus.nouvelobs.com/2024/11/05/47/0/2126/1417/1020/680/50/0/ae36a2a_1730821057081-l-ei-pargne-de-prei-caution-rvb.jpg 2x" loading="eager" width="510" height="340" alt=""> </picture> <figcaption class="hook-media_figcaption"> <p class="latino-200 text-grey-600"> <span class="text-grey-600 ms-5">TÉO TRANSINNE POUR « LE NOUVEL OBS »</span> </p> </figcaption> </figure> <div class="article__share d-flex align-items-center gap-20 mt-20 mb-30"> <div class="d-flex flex-wrap gap-15"> <button data-article-key="20241114.OBS96344" aria-label="lire plus tard" data-section="Economie" data-piano="Page_Article,Sous_date_publi,A_lire_plus_tard,1er_clic,action" class="popover-trigger btn btn--small btn--secondary read-later"> <i class="icon icon-read-after" aria-hidden="true"></i> <span class="latino-300 mt-2 ">Lire plus tard</span> </button> <button id="comment" aria-label="Commenter" class="popover-trigger btn btn--small btn--secondary" data-piano="Page_Article,Sous_date_publi,Commenter,1er_clic,action"> <svg class="icon icon--comment-alt " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#comment-alt"></use> </svg> <span class="latino-300 mt-2">Commenter</span> </button> <div id="popover-comment" data-popover-for="comment" class="popover p-30" role="tooltip" style="width: 375px"> <div class="floating-close"> <button class="popover-close btn btn--small btn--icon-only btn--secondary"> <div class="sr-only">Masquer ce message</div> <svg class="icon icon--navigation_croix " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_croix"></use> </svg> </button> </div> <p class="popover-header antonia-300eb text-grey-800 pb-10 pe-30"> Vous voulez participer au débat ? </p> <p class="popover-body pb-30 latino-400 text-grey-800"> S’abonner permet de commenter les articles. Et pas que : vous pouvez les consulter et les offrir à vos proches. </p> <div class="popover-footer d-flex flex-column gap-15 align-items-center"> <a href="?commentaires" class="btn btn--large btn--conversion-secondary flex-1 justify-content-center" data-piano="Page_Article,Sous_date_publi,Commenter,Lire_les_commentaires,action" style="--btn-width:100%;"> <span class="latino-300b">Lire les commentaires</span> </a> <a href="https://www.nouvelobs.com/abonnement" class="btn btn--large btn--conversion-primary flex-1 justify-content-center" piano-context-origin="Page_Article,Sous_date_publi,Commenter,S_abonner,action" style="--btn-width:100%;"> <span class="latino-300b">S'abonner</span> </a> <a href="https://sec.nouvelobs.com/sfuser/connexion?redirectionUrl=https%3A%2F%2Fwww.nouvelobs.com%2Feconomie%2F20241114.OBS96344%2Flivret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" class="flex-1 justify-content-center text-decoration-none latino-300b text-grey-600" piano-context-origin="Page_Article,Sous_date_publi,Commenter,Se_connecter,action"> Se connecter </a> </div> </div> <a aria-label="Nous suivre sur Google News" href="https://news.google.com/publications/CAAqBwgKMJe4nQkw3dFs?hl=fr&gl=FR&ceid=FR%3Afr" target="_blank" data-piano="Page_Article,Sous_date_publi,Nous_suivre_sur_google_news,1er_clic,action" class="btn btn--small btn--secondary"> <svg class="icon icon--star " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#star"></use> </svg> <span class="latino-300 mt-2 ">Google Actualités</span> </a> <button id="share" aria-label="Partager" class="popover-trigger btn btn--small btn--secondary" data-piano="Page_Article,Sous_date_publi,Partager,1er_clic,action"> <svg class="icon icon--share-alt " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#share-alt"></use> </svg> <span class="latino-300 mt-2">Partager</span> </button> <div id="popover-share" data-url="https://www.nouvelobs.com/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" data-id="20241114.OBS96344" data-popover-for="share" class="popover p-30" role="tooltip" style="width: 375px"> <div class="floating-close"> <button class="popover-close btn btn--small btn--icon-only btn--transparent"> <div class="sr-only">Masquer ce message</div> <svg class="icon icon--navigation_croix " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_croix"></use> </svg> </button> </div> <p class="popover-header antonia-300eb text-grey-800 pb-20 pe-30"> Vous souhaitez partager cet article ? </p> <div class="popover-body gap-15 d-flex flex-wrap"> <button onclick="setToFacebook(); __forecast.collectShareFacebook();" class="btn btn--large btn--secondary" aria-label="Facebook" piano-context-origin="Page_Article,Sous_date_publi,Partager,Facebook,action"> <svg class="icon icon--facebook " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#facebook"></use> </svg> <span class="latino-300">Facebook</span> </button> <button onclick="setToX(); __forecast.collectShareTwitter();" class="btn btn--large btn--secondary" aria-label="X (Twitter)" piano-context-origin="Page_Article,Sous_date_publi,Partager,X,action"> <svg class="icon icon--x " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#x"></use> </svg> <span class="latino-300">Twitter</span> </button> <button id="mail-button" onclick="setToMail(true)" class="btn btn--large btn--secondary" aria-label="Mail" piano-context-origin="Page_Article,Sous_date_publi,Partager,Email,action"> <svg class="icon icon--mail " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#mail"></use> </svg> <span class="latino-300">E-mail</span> </button> <button onclick="setToClipboard(); __forecast.collectShare();" class="copy-button btn btn--large btn--secondary" aria-label="copier le lien" piano-context-origin="Page_Article,Sous_date_publi,Partager,Copier_lien,action"> <svg class="icon icon--link " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#link"></use> </svg> <span class="latino-300">Copier le lien</span> </button> </div> <form id="mail-form" method="POST" action="/sendON" class="popover-body gap-15 pt-30 d-none" novalidate> <div class="d-flex flex-column w-100"> <div class="input-group pb-15 d-flex flex-column"> <label for="input-name" class="latino-300 text-grey-600 pb-2"> Saisir ici votre nom </label> <input type="text" name="name" id="input-name" class="latino-300 w-100 box-sizing-border" placeholder="Saisir ici votre nom..." autocomplete="off" pattern="^[a-zA-ZàâäæáãåāèéêëęėēîïīįíìôōøõóòöœùûüūúÿçćčńñÀÂÄÆÁÃÅĀÈÉÊËĘĖĒÎÏĪĮÍÌÔŌØÕÓÒÖŒÙÛÜŪÚŸÇĆČŃÑ0-9\.\-_ ]{2,40}$" required> </div> <div class="input-group pb-15 d-flex flex-column"> <label for="input-email-1" class="latino-300 text-grey-600 pb-2"> Adresse email des ou du destinataire </label> <input pattern="[^@]+@[^@]+\.[a-zA-Z]{2,6}" type="text" name="friend1" id="input-email-1" class="latino-300 w-100 box-sizing-border mb-20" placeholder="Saisir ici l'adresse email..." required> <input pattern="[^@]+@[^@]+\.[a-zA-Z]{2,6}" type="text" name="friend2" id="input-email-2" class="latino-300 w-100 box-sizing-border mb-20" placeholder="Saisir ici l'adresse email..." disabled> <input pattern="[^@]+@[^@]+\.[a-zA-Z]{2,6}" type="text" name="friend3" id="input-email-3" class="latino-300 w-100 box-sizing-border" placeholder="Saisir ici l'adresse email..." disabled> </div> <div class="input-group pb-15 d-flex flex-column"> <label for="input-message" class="latino-300 text-grey-600 pb-2"> Votre message </label> <textarea id="input-message" name="message" class="latino-300 w-100 box-sizing-border" placeholder="Saisir ici votre message..."></textarea> </div> </div> <input type="hidden" name="article_key" value="20241114.OBS96344"> </form> <div id="mail-form-error" class="form__alert"></div> <div id="mail-action" class="popover-footer d-none flex-column"> <button id="share-mail-submit" type="submit" form="mail-form" onclick="__forecast.collectShareMail()" class="latino-300 btn btn--large btn--black btn--fit"> Envoyer </button> </div> </div> <button id="gift" aria-label="Offrir cet article" class="popover-trigger btn btn--small btn--secondary" data-piano="Page_Article,Offrir,,1er_clic,action"> <svg class="icon icon--gift-alt " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#gift-alt"></use> </svg> <span class="latino-300 mt-2">Offrir cet article</span> </button> <div id="popover-gift" data-popover-for="gift" class="popover p-30" role="tooltip" style="width: 375px"> <div class="floating-close"> <button class="popover-close btn btn--small btn--icon-only btn--secondary"> <div class="sr-only">Masquer ce message</div> <svg class="icon icon--navigation_croix " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_croix"></use> </svg> </button> </div> <p class="popover-header antonia-300eb text-grey-800 pb-10 pe-30"> Vous avez envie d’offrir cet article ? </p> <div class="popover-body pb-30 latino-400 text-grey-700"> <p>S’abonner permet d’offrir les articles à vos proches. Et pas que : vous pouvez les consulter et les commenter.</p> </div> <div class="popover-footer d-flex flex-column gap-15 align-items-center"> <a href="https://www.nouvelobs.com/abonnement" class="latino-300 btn btn--large btn--conversion-primary flex-1 justify-content-center" piano-context-origin="Page_Article,Offrir,,S_abonner_inscrits,action" onclick="ttq.track('AddToCart');" style="--btn-width:100%;"> <span class="latino-300b">S'abonner</span> </a> <a href="https://sec.nouvelobs.com/sfuser/connexion?redirectionUrl=https%3A%2F%2Fwww.nouvelobs.com%2Feconomie%2F20241114.OBS96344%2Flivret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" class="flex-1 justify-content-center text-decoration-none latino-300b text-grey-600" piano-context-origin="Page_Article,Offrir,,Se_connecter,action"> Se connecter </a> </div> </div> </div> </div> <div class="reading-time d-flex align-items-center mb-10 mt-20 mb-25"> <time class="latino-300 text-grey-800" datetime="PT4M"> Temps de lecture : 4 min. </time> <div style="border-left:1px solid #909090;height:15px" class="mx-20"></div> <p class="latino-50 text-grey-600" style="margin-top:0.2rem;">Abonné</p> </div> <p class="article__description latino-800 pb-20 pb-md-25"> <span class="latino-800b">Décryptage </span> Face à la faible croissance et au coup de rabot fiscal qui s’annonce, les épargnants se trouvent contraints de faire des choix. Car si l’épargne de précaution rassure, sa rémunération va continuer à baisser en 2025. </p> <p class="node__paragraphe antonia-200 text-grey-800 pb-20 pb-md-30"> Le bonheur des uns fait le malheur des autres. Après juin et septembre, c’est la troisième fois en un an que la Banque centrale européenne (BCE) a annoncé une baisse des taux. Le 17 octobre dernier, les taux directeurs ont diminué de 0,25 %, passant à 3,25 %. Une décision qui soulage les entreprises et favorise le pouvoir d’achat des ménages – en augmentant leur capacité d’emprunt – mais qui, a contrario, représente une mauvaise nouvelle pour les épargnants des livrets « sécurisés ». En effet, les rendements des livrets réglementés (livret A, LDDS, LEP) varient en fonction de la fluctuation des taux d’intérêt interbancaires pour la zone euro, dictés par la BCE, mais sont aussi indexés sur l’inflation en France. Or, lorsque ces deux indicateurs diminuent, la rémunération des livrets d’épargne baisse à son tour mécaniquement. Et c’est précisément ce à quoi l’on assiste aujourd’hui. Ainsi, le gouverneur de la Banque de France, François Villeroy de Galhau, a tout récemment confirmé un ralentissement marqué de l’inflation, indiquant que celle-ci pouvait <em>« atteindre l’objectif de 2 % plus tôt que prévu dans l’année 2025 »</em>. Un chiffre en conformité avec le taux d’inflation annuel de l’Union européenne de 2,1 % en septembre 2024, contre 2,4 % en août, selon les derniers indicateurs d’Eurostat, l’office statistique de l’Union européenne. </p> <div class="advertising mb-20 mb-md-40" type="inRead"> <p class="latino-100b text-violet-200 p-10">Publicité</p> <div id="inread_top" class="dfp-slot dfp-unloaded sticky" data-format="inread_top"></div> </div> <p class="node__paragraphe antonia-200 text-grey-800 pb-20 pb-md-30"> Pour mémoire, le même taux était de 4,9 % un an auparavant.<em> « Avec une inflation avoisinant les 2 % sur le second semestre 2024 et une baisse du taux monétaire référent, le taux du livret A et du LDDS devrait se situer l’un et l’autre autour de 2,5 % le 1<sup>er</sup> février prochain »</em>, prévoit Philippe Crevel, directeur général du think tank Le Cercle de l’Epargne. On se souvient cependant que le gouvernement précédent avait choisi de geler le taux du li… </p> <div class="paywall paywall--60yo paywall--has-img"> <img src="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/paywalls/60-ans/paywall_logo-60yo.png" alt="" class="logo" width="60" height="60"> <picture class="bubbles"> <source media="(max-width:767px)" srcset="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/paywalls/60-ans/paywall_bg_mobile.png"> <img src="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/paywalls/60-ans/paywall_bg_desktop.png"> </picture> <div class="paywall__inner p-20 p-md-30"> <p class="paywall__title d-flex flex-column ms-50"> <span>Le Nouvel Obs fête</span> <span class="align-self-end">son anniversaire</span> <span style="color:#6C5D72;">Abonnez-vous !</span> </p> <p class="paywall__description pt-10 pb-20 pe-40 pe-md-0 latino-300r latino-lg-450r" style="color:#363C44;"> Le Nouvel Obs vous fait profiter d’une offre spéciale d’abonnement pour consulter tous les articles. Et pas que : vous pouvez les commenter et les offrir à vos proches. </p> <div class="paywall_actions d-flex flex-column me-25"> <span class="text-center btn btn--large btn--conversion-secondary mb-15" style="--btn-color: #352601; --btn-color-hover: #2D46C3; --btn-bg: #fff; --btn-bg-hover:#E1E6F3; --btn-bg-hover:#E1E6F3;" data-urlencode="aHR0cHM6Ly9tYWNvbW1hbmRlLm5vdXZlbG9icy5jb20vYWNjb3VudC9jcmVhdGUvMjIzNTcuMzU3NDgvMjIzNTIuMzU3NDc/YXJ0aWNsZT1odHRwcyUzQSUyRiUyRnd3dy5ub3V2ZWxvYnMuY29tJTJGZWNvbm9taWUlMkYyMDI0MTExNC5PQlM5NjM0NCUyRmxpdnJldC1hLWxkZHMtbGVwLXBlZGFsZS1kb3VjZS1zdXItbC1lcGFyZ25lLWRlLXByZWNhdXRpb24uaHRtbA==" onclick="return window.pa.sendEvent('self_promotion.click', {'onsitead_type': 'Self promotion', 'onsitead_campaign': 'Article Teaser FestivalNO ' , 'onsitead_format':'Economie::Economie::20241114.OBS96344_Livret_A_Ldds_Lep_Pedale_Douce_Sur_L_Epargne_De_Precaution'});"> <svg class="icon icon--arrow-right " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#arrow-right"></use> </svg> <span>S'abonner pour 1€</span> </span> <div class="d-flex align-items-center"> <button id="["essentiel_mensuel_099_3m_699_swg","essentiel_annuel_34_99_swg"]" class="js-swg-activation swg-button text-center btn btn--swg" aria-label="S'abonner avec Google" style="cursor: pointer;flex: 1 auto;" onclick="ttq.track('AddToCart');return window.pa.sendEvent('self_promotion.click', {'onsitead_type': 'Self promotion', 'onsitead_campaign': 'Article Teaser FestivalNO SWG ' , 'onsitead_format':'Economie::Economie::20241114.OBS96344_Livret_A_Ldds_Lep_Pedale_Douce_Sur_L_Epargne_De_Precaution'});"> <img width="164" height="20" src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20282%2054%27%20width%3D%22282%22%20height%3D%2254%22%3E%3Cpath%20d%3D%27M0%200h282v54H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://www.nouvelobs.com/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/paywalls/swg_btn.jpg" class="js-swg-placeholder hide-if-cmp-analytics" alt="Subscribe with Google" loading="lazy" decoding="async"> </button> <p class="flex-shrink-0 latino-100b latino-lg-200b text-grey-600 ms-10 ms-lg-15"> Exclu : 1€<br>pour 3 mois </p> </div> </div> </div> <div class="paywall__footer d-flex pt-15 latino-300b"> <span class="pe-10" style="cursor: pointer;" data-piano="paywall_festivalNO_anonymes,,,se_connecter,navigation" data-urlencode="aHR0cHM6Ly93d3cubm91dmVsb2JzLmNvbS9hYm9ubmVtZW50"> Découvrir nos offres </span> <span class="pipe"></span> <span class="ps-10" style="cursor: pointer;" data-piano="paywall_festivalNO_anonymes,,,se_connecter,navigation" data-urlencode="aHR0cHM6Ly9zZWMubm91dmVsb2JzLmNvbS9zZnVzZXIvY29ubmV4aW9uP3JlZGlyZWN0aW9uVXJsPWh0dHBzJTNBJTJGJTJGd3d3Lm5vdXZlbG9icy5jb20lMkZlY29ub21pZSUyRjIwMjQxMTE0Lk9CUzk2MzQ0JTJGbGl2cmV0LWEtbGRkcy1sZXAtcGVkYWxlLWRvdWNlLXN1ci1sLWVwYXJnbmUtZGUtcHJlY2F1dGlvbi5odG1s"> Se connecter </span> </div> </div> </div> <aside class="sidecol"> <div class="js-ads-container"> <div class="pb-25"> <div class="advertising mb-20 mb-md-40 pb-40**" style="position:sticky;top:12rem;"> <p class="latino-100b text-violet-200 p-10">Publicité</p> <div id="pave_haut" class="dfp-slot dfp-unloaded dfp-mention-desktop sticky" data-format="pave_haut"></div> </div> </div> <div class="pb-25"> <div class="" style="position:sticky;top:10rem;"> <div class="OUTBRAIN" data-src="https://www.nouvelobs.com/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" data-widget-id="SB_13" ></div> <style type="text/css"> .OUTBRAIN .SB_1.ob-widget .ob-widget-header { font-family: Oswald-regular !important; font-size: 2.5rem !important; font-weight: normal !important; color: #acacac !important; text-align: left !important; text-transform: initial !important; } .OUTBRAIN .SB_1.ob-widget .ob-widget-header::after { content: unset !important; } .OUTBRAIN .SB_1.ob-widget .ob-widget-header .ob-header { padding: 0 4.5rem 0 0 !important; } </style> </div> </div> <div class="pb-25"> <div class="advertising mb-20 mb-md-40" style="position:sticky;top:12rem;"> <p class="latino-100b text-violet-200 p-10">Publicité</p> <div id="pave_bas" class="dfp-slot dfp-unloaded dfp-mention-desktop sticky" data-format="pave_bas"></div> </div> </div> </div> <script> window.addEventListener('load', function(e){ // On recupère tout les layouts de la page const articlePageBody = document.querySelectorAll('.article-page__body,.section__content-inner'); // On parcours chaque layout articlePageBody.forEach((layout)=>{ // on recupère les enfants directs let childs = layout.children let content,aside for(let child of childs){ if(child.classList.contains('content')) content = child if(child.classList.contains('sidecol')) aside = child } // si on a bien une colonne de pub on ajuste la hauteur // de la colonne aside a celle du contenu if(aside && content){ let contentHeight = content.getBoundingClientRect().height aside.style.minHeight = contentHeight + 'px' // on récupère le container des pubs et on ajuste la taille des blocs // pour répartir l'effet sticky/scroll let adsContainer = aside.querySelector('.js-ads-container') for(ads of adsContainer.children){ ads.style.minHeight = contentHeight / adsContainer.children.length + 'px' } } }); }); </script> </aside> </section> </div> </div> </div> </article> <div class="container"> <div class="wrapper"> <div class="article-page"> <div class="article-page__body"> <div class="content"> <div class="article__affiliated-content d-flex flex-column gap-60 pb-30 pb-md-60"> <div class="content"> <div class="my-40 pt-xs-30" style=""> <div class="OUTBRAIN" data-src="https://www.nouvelobs.com/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" data-widget-id="AR_33" ></div> </div> <div class="article__related-also-read-articles mt-40 mt-md-60"> <p class="latino-800 text-grey-600 pb-20">Sur le sujet <span class="latino-800b text-grey-800">Votre argent</span></p> <ul> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241125.OBS96901/placements-du-bon-usage-des-cryptomonnaies.html" data-article-key="20241125.OBS96901" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_fin,,Lien1,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/18/0/0/6720/4480/150/100/75/0/7ca7a6b_1731928274054-gettyimages-1142016256.jpg 1x,https://focus.nouvelobs.com/2024/11/18/0/0/6720/4480/300/200/50/0/7ca7a6b_1731928274054-gettyimages-1142016256.jpg 2x" width="150" height="100" loading="lazy" alt="On peut être un épargnant « rationnel » et investir en cryptomonnaies, au moins une petite partie son portefeuille."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Placements : du bon usage des cryptomonnaies </p> <p class="latino-50 text-grey-600 py-10"> Abonné </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241118.OBS96502/comment-les-fluctuations-du-dollar-peuvent-affecter-vos-placements.html" data-article-key="20241118.OBS96502" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_fin,,Lien2,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/11/0/120/4822/3215/150/100/75/0/0dba46b_1731320813724-sipa-01129007-000001.jpg 1x,https://focus.nouvelobs.com/2024/11/11/0/120/4822/3215/300/200/50/0/0dba46b_1731320813724-sipa-01129007-000001.jpg 2x" width="150" height="100" loading="lazy" alt="En quelques semaines, l’euro est passé de 1,12 à 1,07 dollar, le billet vert atteignant un sommet depuis trois mois."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Comment les fluctuations du dollar peuvent affecter vos placements </p> <p class="latino-50 text-grey-600 py-10"> Abonné </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241113.OBS96288/scpi-actifs-non-cotes-des-pistes-pour-diversifier-ses-placements.html" data-article-key="20241113.OBS96288" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_fin,,Lien3,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/05/205/0/1193/795/150/99/75/0/b03ffd3_1730821124077-diversification-rvb.jpg 1x,https://focus.nouvelobs.com/2024/11/05/205/0/1193/795/300/198/50/0/b03ffd3_1730821124077-diversification-rvb.jpg 2x" width="150" height="99" loading="lazy" alt=""/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> <strong class="latino-300b latino-lg-600b">Décryptage </strong> SCPI, actifs non cotés : des pistes pour diversifier ses placements </p> <p class="latino-50 text-grey-600 py-10"> Abonné </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241112.OBS96227/assurance-vie-plans-d-epargne-les-bons-placements-pour-2025.html" data-article-key="20241112.OBS96227" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_fin,,Lien4,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/05/155/0/1500/1000/150/100/75/0/aac635e_1730816557663-enveloppe-1-rvb.jpg 1x,https://focus.nouvelobs.com/2024/11/05/155/0/1500/1000/300/200/50/0/aac635e_1730816557663-enveloppe-1-rvb.jpg 2x" width="150" height="100" loading="lazy" alt=""/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> <strong class="latino-300b latino-lg-600b">Décryptage </strong> Assurance-vie, plans d’épargne : les bons placements pour 2025 </p> <p class="latino-50 text-grey-600 py-10"> Abonné </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241111.OBS96197/donation-assurance-vie-la-succession-un-sujet-vital-a-anticiper.html" data-article-key="20241111.OBS96197" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_fin,,Lien5,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/05/0/0/6000/4000/150/100/75/0/076ae5b_1730797167866-gettyimages-2145673671.jpg 1x,https://focus.nouvelobs.com/2024/11/05/0/0/6000/4000/300/200/50/0/076ae5b_1730797167866-gettyimages-2145673671.jpg 2x" width="150" height="100" loading="lazy" alt="L’assurance-vie est particulièrement intéressante, car elle garantit non seulement la protection du conjoint, mais permet aussi de transmettre un capital sans frais jusqu’à 152 500 euros par bénéficiaire."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Donation, assurance-vie… La succession, un sujet vital à anticiper </p> <p class="latino-50 text-grey-600 py-10"> Abonné </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241104.OBS95851/placements-les-mille-vies-de-l-assurance-vie-l-enveloppe-preferee-des-epargnants-francais.html" data-article-key="20241104.OBS95851" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_fin,,Lien6,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2021/10/12/418/0/4015/2676/150/99/75/0/fb034bd_929510382-gettyimages-137906104.jpeg 1x,https://focus.nouvelobs.com/2021/10/12/418/0/4015/2676/300/198/50/0/fb034bd_929510382-gettyimages-137906104.jpeg 2x" width="150" height="99" loading="lazy" alt="L’assurance-vie répond à un très grand nombre d’objectifs, des économies de précaution à la préparation de la retraite."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Placements : les mille vies de l’assurance-vie, l’enveloppe préférée des épargnants français </p> <p class="latino-50 text-grey-600 py-10"> Abonné </p> </div> </article> </a> </li> </ul> </div> <div class="article__related-articles mt-20 mt-md-30"> <p class="latino-800 text-grey-600 pb-20">Sur le sujet <span class="latino-800b text-grey-800">Economie</span></p> <ul> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241202.OBS97250/barometre-des-transitions-83-des-francais-redoutent-de-graves-inondations.html" data-article-key="20241202.OBS97250" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_large,,Lien1,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/29/0/0/3571/2380/150/99/75/0/4e6e29b_1732880848856-sipa-01182824-000012.jpg 1x,https://focus.nouvelobs.com/2024/11/29/0/0/3571/2380/300/198/50/0/4e6e29b_1732880848856-sipa-01182824-000012.jpg 2x" width="150" height="99" loading="lazy" alt="A Paiporta, dans la région de Valence, touchées par inondations meurtrières, le 4 novembre 2024. "/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> <strong class="latino-300b latino-lg-600b">Décryptage </strong> 83 % des Français redoutent de graves inondations </p> <p class="latino-50 text-grey-600 py-10"> En accès libre </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241202.OBS97244/carlos-tavares-ecarte-de-stellantis-apres-des-desaccords.html" data-article-key="20241202.OBS97244" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_large,,Lien2,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/12/01/0/0/4000/2666/150/99/75/0/ccc5e20_afp-36nu9gz.jpg 1x,https://focus.nouvelobs.com/2024/12/01/0/0/4000/2666/300/198/50/0/ccc5e20_afp-36nu9gz.jpg 2x" width="150" height="99" loading="lazy" alt="Carlos Tavares au Consumer Electronics Show à Las Vegas (Nevada), le 5 janvier 2023."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Carlos Tavares écarté de Stellantis après des désaccords </p> <p class="latino-50 text-grey-600 py-10"> En accès libre </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241130.OBS97191/a-la-sncf-un-accord-sur-les-salaires-2025-valide-apres-la-signature-de-deux-syndicats.html" data-article-key="20241130.OBS97191" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_large,,Lien3,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/30/1/0/8192/5461/150/99/75/0/649dc8b_1732962607549-sipa-01182717-000082.jpg 1x,https://focus.nouvelobs.com/2024/11/30/1/0/8192/5461/300/198/50/0/649dc8b_1732962607549-sipa-01182717-000082.jpg 2x" width="150" height="99" loading="lazy" alt="Deux salariées de la SNCF, à la gare de Montparnasse, à Paris, le 3 novembre 2024."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> A la SNCF, un accord sur les salaires 2025 validé après la signature de deux syndicats </p> <p class="latino-50 text-grey-600 py-10"> En accès libre </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241130.OBS97183/malgre-l-instabilite-politique-la-france-echappe-a-une-degradation-de-sa-note-financiere-par-s-p.html" data-article-key="20241130.OBS97183" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_large,,Lien4,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/30/0/0/4237/2824/150/99/75/0/5c35e68_1732955936351-sipa-shutterstock41216128-000028.jpg 1x,https://focus.nouvelobs.com/2024/11/30/0/0/4237/2824/300/198/50/0/5c35e68_1732955936351-sipa-shutterstock41216128-000028.jpg 2x" width="150" height="99" loading="lazy" alt="Le Premier ministre, Michel Barnier (à droite), et le ministre de l’économie, Antoine Armand, au palais de l’Elysée, à Paris, le 15 octobre 2024."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Malgré l’instabilité politique, la France échappe à une dégradation de sa note financière par S&P </p> <p class="latino-50 text-grey-600 py-10"> En accès libre </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241129.OBS97167/l-ensemble-des-syndicats-de-l-energie-appelent-a-une-greve-le-5-decembre.html" data-article-key="20241129.OBS97167" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_large,,Lien5,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/29/0/0/5568/3712/150/100/75/0/ba156cf_1732911836378-sipa-01146794-000004.jpg 1x,https://focus.nouvelobs.com/2024/11/29/0/0/5568/3712/300/200/50/0/ba156cf_1732911836378-sipa-01146794-000004.jpg 2x" width="150" height="100" loading="lazy" alt="Cet appel intervient alors que les négociations salariales ont débuté dans les entreprises et ne sont « pas au niveau » des revendications de l’intersyndicale (CGT/CFE-CGC/CFDT/FO)."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> L’ensemble des syndicats de l’énergie appellent à une grève le 5 décembre </p> <p class="latino-50 text-grey-600 py-10"> En accès libre </p> </div> </article> </a> </li> <li class="d-flex align-items-center gap-20 pb-30"> <a href="/economie/20241129.OBS97141/le-rythme-de-reduction-des-inegalites-femmes-hommes-a-considerablement-ralenti-selon-une-etude.html" data-article-key="20241129.OBS97141" class="link--box flex-grow-1" data-piano="Page_Article,Sur_sujet_plus_large,,Lien6,navigation" > <article class="d-flex"> <div class="flex-shrink-0 me-20"> <picture> <img src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20fill%3D%22%23e4e4e4%22%20viewBox%3D%270%200%20150%20100%27%20width%3D%22150%22%20height%3D%22100%22%3E%3Cpath%20d%3D%27M0%200h150v100H0z%27%2F%3E%3C%2Fsvg%3E" srcset="https://focus.nouvelobs.com/2024/11/29/0/4/4248/2832/150/100/75/0/7228f34_1732870296813-sipa-00621083-000011.jpg 1x,https://focus.nouvelobs.com/2024/11/29/0/4/4248/2832/300/200/50/0/7228f34_1732870296813-sipa-00621083-000011.jpg 2x" width="150" height="100" loading="lazy" alt="Le rythme de réduction des inégalités femmes hommes a « considérablement ralenti », selon une étude publiée jeudi 28 novembre par le Conseil d’analyse économique."/> </picture> </div> <div class="flex-1 d-flex flex-column justify-content-center"> <p class="latino-300 latino-lg-600 text-grey-800"> Le rythme de réduction des inégalités femmes-hommes a « considérablement ralenti », selon une étude </p> <p class="latino-50 text-grey-600 py-10"> En accès libre </p> </div> </article> </a> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> <div class="pre_footer d-flex flex-column align-items-center pt-20 pb-60 gap-30 gap-md-60 "> <div class="container"> <div class="wrapper"> <div class="advertising d-block w-100"> <p class="p-10 latino-100b text-violet-200">Publicité</p> <div id="banniere_basse" class="dfp-slot dfp-unloaded" data-format="banniere_basse"></div> </div> </div> </div> <div class="container wrapper gap-30 gap-lg-60 grid-1 grid-md-2 w-100"> <div id="codes_promo"> <div class="d-flex flex-shrink-0 gap-15 align-items-center justify-content-start"> <p class="latino-600m">Codes Promos</p> <span class="badge badge--content-partners latino-100m">Service partenaire</span> </div> <div class="grid-1 mt-20 p-20 border border-violet-200 rounded-5"> <ul class="d-flex flex-column"> <li> <a href="https://www.nouvelobs.com/codepromo/beem-energy" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P1,desktop"> Code promo Beem Energy </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/chronopost" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P2,desktop"> Code promo Chronopost </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/reduction-uber" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P3,desktop"> Code promo Uber </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/engie-homeservices" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P4,desktop"> Code promo ENGIE </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/ecoflow" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P5,desktop"> Code promo Ecoflow </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/ulys-vinci-autoroute" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P6,desktop"> code promo ulys </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/u-location" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P7,desktop"> Code promo U Location </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://www.nouvelobs.com/codepromo/relais-colis" class="sponsored-item link--nav latino-100m text-grey-800" data-piano-publisher="BizDev,SavingsUnited,article_bas_page_L1_P8,desktop"> Code promo Relais Colis </a> </li> </ul> </div> </div> <div id="cours_langues"> <div class="d-flex flex-shrink-0 gap-15 align-items-center justify-content-start"> <p class="latino-600m">Cours de langue</p> <span class="badge badge--content-partners latino-100m">Service partenaire</span> </div> <div class="grid-1 mt-20 p-20 border border-violet-200 rounded-5"> <ul class="d-flex flex-column"> <li> <a href="https://language-courses.nouvelobs.com/" class="sponsored-item link--nav latino-200 text-grey-800" data-piano-publisher="BizDev,Gymglish,article_bas_page_L1_P1,desktop"> Toutes nos langues </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://language-courses.nouvelobs.com/saga-baldoria" class="sponsored-item link--nav latino-200 text-grey-800" data-piano-publisher="BizDev,Gymglish,article_bas_page_L1_P2,desktop"> Cours d’italien </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://language-courses.nouvelobs.com/gymglish" class="sponsored-item link--nav latino-200 text-grey-800" data-piano-publisher="BizDev,Gymglish,article_bas_page_L1_P3,desktop"> Cours d’anglais </a> </li> <li class="my-10 border-bottom border-violet-200 opacity-25"></li> <li> <a href="https://language-courses.nouvelobs.com/test" class="sponsored-item link--nav latino-200 text-grey-800" data-piano-publisher="BizDev,Gymglish,article_bas_page_L1_P4,desktop"> Test gratuit </a> </li> </ul> </div> </div> </div> </div> </main> </div> <style>.obs_footer__socials a.btn{--btn-label-color:#FFF;--btn-border-color:#FFF !important;--btn-color:#FFF !important;}</style> <section> <footer class="obs_footer " style="--link-default-color:#bfbfbf"> <nav class="container wrapper d-flex flex-column align-items-center mw-lg-1000 pb-65 pt-50 pt-md-50 gap-30 gap-md-40"> <div class="obs_footer_social-medias w-100 d-flex flex-column flex-md-row align-items-left align-items-lg-center justify-content-md-between gap-30"> <a href="/economie/20241114.OBS96344/livret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html " class="obs_footer__logo" data-piano="Footer,,,Logo,navigation" title="Retourner à l'accueil"> <svg class="logo logo-lenouvelobs" style="--fill:#FFF;height:3.8rem;width:19.3rem;" preserveAspectRatio="xMinYMin slice"> <title>Le Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#lenouvelobs"></use> </svg> </a> <div class="obs_footer__socials d-flex flex-row flex-wrap gap-10 gap-md-15"> <a href="/rss" target="_blank" data-piano="Footer,Reseaux_sociaux,,RSS,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--rss " style="--fill:currentColor"> <title>Accéder à la page des fluxs RSS</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#rss"></use> </svg> <span>RSS</span> </a> <a href="https://www.facebook.com/lenouvelobservateur" target="_blank" data-piano="Footer,Reseaux_sociaux,,Facebook,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--facebook " style="--fill:currentColor"> <title>Accéder à la page Facebook du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#facebook"></use> </svg> <span>Facebook</span> </a> <a href="https://www.instagram.com/nouvelobs" target="_blank" data-piano="Footer,Reseaux_sociaux,,Instagram,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--instagram " style="--fill:currentColor"> <title>Accéder à la page Instagram du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#instagram"></use> </svg> <span>Instagram</span> </a> <a href="https://twitter.com/Le_NouvelObs" target="_blank" data-piano="Footer,Reseaux_sociaux,,X,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--x " style="--fill:currentColor"> <title>Accéder à la page X (anciènnement Twitter) du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#x"></use> </svg> <span>X</span> </a> <a href="https://www.tiktok.com/@nouvelobs" target="_blank" data-piano="Footer,Reseaux_sociaux,,TiKTok,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--tiktok " style="--fill:currentColor"> <title>Accéder à la page TikTok du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#tiktok"></use> </svg> <span>TiKTok</span> </a> <a href="https://www.youtube.com/channel/UC1ObaaFz4XHVPN2T5IFsU4w" target="_blank" data-piano="Footer,Reseaux_sociaux,,Youtube,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--youtube " style="--fill:currentColor"> <title>Accéder à la page Youtube du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#youtube"></use> </svg> <span>Youtube</span> </a> <a href="https://t.snapchat.com/rwMJi93J" target="_blank" data-piano="Footer,Reseaux_sociaux,,Snapchat,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--snapchat " style="--fill:currentColor"> <title>Accéder à la page Snapchat du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#snapchat"></use> </svg> <span>Snapchat</span> </a> <a href="https://bsky.app/profile/nouvelobs.bsky.social" target="_blank" data-piano="Footer,Reseaux_sociaux,,Bluesky,navigation" class="btn btn--edito-tertiary btn--icon-only flex-shrink-0 btn--medium"> <svg class="icon icon--bluesky " style="--fill:currentColor"> <title>Accéder à la page Bluesky du Nouvel Obs</title> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#bluesky"></use> </svg> <span>Bluesky</span> </a> </div> </div> <div class="gap-30 grid-1 grid-md-6 w-100 mt-lg-40**"> <div id="footer-univers"> <p class="latino-300b text-grey-100"> Les univers </p> <ul class="d-flex flex-column gap-12 mt-20"> <li> <a href="/ecologie/" data-piano="Footer,Les_univers,,EcoloObs,navigation" class="latino-100m text-grey-400 link--nav">EcoloObs</a> </li> <li> <a href="/bibliobs/" data-piano="Footer,Les_univers,,BibliObs,navigation" class="latino-100m text-grey-400 link--nav">BibliObs</a> </li> <li> <a href="/rue89/" data-piano="Footer,Les_univers,,Rue89,navigation" class="latino-100m text-grey-400 link--nav">Rue89</a> </li> <li> <a href="/teleobs/" data-piano="Footer,Les_univers,,TeleObs,navigation" class="latino-100m text-grey-400 link--nav">TéléObs</a> </li> <li> <a href="/tendances/" data-piano="Footer,Les_univers,,Tendances,navigation" class="latino-100m text-grey-400 link--nav">Tendances</a> </li> <li> <a href="/culture/" data-piano="Footer,Les_univers,,Culture,navigation" class="latino-100m text-grey-400 link--nav">Culture</a> </li> <li> <a href="/horoscope/" data-piano="Footer,Les_univers,,Horoscope,navigation" class="latino-100m text-grey-400 link--nav">L’horoscope</a> </li> <li> <a href="/lab-o/" data-piano="Footer,Les_univers,,LabO,navigation" class="latino-100m text-grey-400 link--nav">Lab'O</a> </li> </ul> </div> <div id="footer-dans_l_actu"> <p class="latino-300b text-grey-100"> Dans l’actu </p> <ul class="d-flex flex-column gap-12 mt-20"> <li> <a href="/politique/20240904.OBS93171/le-premier-ministre.html" data-piano="Footer,Dans_l_actu,,le-gouvernement-barnier,navigation" class="latino-100m text-grey-400 link--nav">Le gouvernement Barnier</a> </li> <li> <a href="/politique/20241011.OBS94837/ca-se-passe-a-l-assemblee.html" data-piano="Footer,Dans_l_actu,,ca-se-passe-a-l-assemblee,navigation" class="latino-100m text-grey-400 link--nav">Ça se passe à l’Assemblée</a> </li> <li> <a href="/justice/20241114.OBS96358/le-proces-de-l-assassinat-de-samuel-paty.html" data-piano="Footer,Dans_l_actu,,le-proces-de-l-assassinat-de-samuel-paty,navigation" class="latino-100m text-grey-400 link--nav">Le procès de l’assassinat de Samuel Paty</a> </li> </ul> </div> <div id="footer-services"> <p class="latino-300b text-grey-100">Les services</p> <ul class="d-flex flex-column gap-12 mt-20"> <li> <a href="/kiosque" data-piano="Footer,Services_abonnes,,Le_mag_numerique,navigation" class="latino-100m text-grey-400 link--nav" >Le magazine numérique</a> </li> <li> <a href="/abonnement" data-piano="Footer,Services_abonnes,,s_abonner_se_desabonner,navigation" class="latino-100m text-grey-400 link--nav" >S’abonner / se désabonner</a> </li> <li> <a href="/club-abonnes" data-piano="Footer,Services_abonnes,,Club_abonnes,navigation" class="latino-100m text-grey-400 link--nav" >Le Club Abonnés</a> </li> <li> <a href="https://compte.nouvelobs.com/dashboard/newsletters" data-piano="Footer,Services_abonnes,,Newsletters,navigation" class="latino-100m text-grey-400 link--nav" >Newsletters</a> </li> <li> <a href="https://jeux.nouvelobs.com/" data-piano="Footer,Services_abonnes,,Mots_croises,navigation" class="latino-100m text-grey-400 link--nav" >Les mots croisés</a> </li> <li> <a href="https://boutique.nouvelobs.com/" data-piano="Footer,Services_abonnes,,Boutique,navigation" class="latino-100m text-grey-400 link--nav" >La boutique</a> </li> <li> <a href="/index" data-piano="Footer,Services_abonnes,,Archives,navigation" class="latino-100m text-grey-400 link--nav" >Les archives</a> </li> <li> <a href="https://www.retraite.com/partenariat-lobs/simulation/?track=TR7" data-piano="Footer,Services_abonnes,,Bilan_Retraite,navigation" class="latino-100m text-grey-400 link--nav" rel="sponsored,nofollow">Bilan retraite</a> </li> <li> <span class="latino-100m text-grey-400"> L’appli :<br> <a href="https://apps.apple.com/fr/app/le-nouvel-obs-actus-et-infos/id361705445" data-piano="Footer,Autres_services,,Appli_iOS,navigation" class="latino-100m link--nav text-grey-400">iOS</a> | <a href="https://play.google.com/store/apps/details?id=com.nouvelobs.androidapp" data-piano="Footer,Autres_services,,Appli_Android,navigation" class="latino-100m link--nav text-grey-400">Android</a> </span> </li> </ul> </div> <div id="footer-group_websites"> <p class="latino-300b text-grey-100">Les sites du groupe</p> <ul class="d-flex flex-column gap-12 mt-20"> <li> <a href="https://www.lemonde.fr/" target="_blank" data-piano="Footer,Les_sites_du_groupe,,Le_Monde,navigation" class="link--nav latino-100m text-grey-400">Le Monde</a> </li> <li> <a href="https://www.telerama.fr/" target="_blank" data-piano="Footer,Les_sites_du_groupe,,Telerama,navigation" class="link--nav latino-100m text-grey-400">Télérama</a> </li> <li> <a href="https://www.courrierinternational.com/" target="_blank" data-piano="Footer,Les_sites_du_groupe,,Courrier_International,navigation" class="link--nav latino-100m text-grey-400">Courrier international</a> </li> <li> <a href="https://www.huffingtonpost.fr/" target="_blank" data-piano="Footer,Les_sites_du_groupe,,HuffPost,navigation" class="link--nav latino-100m text-grey-400">Le HuffPost</a> </li> <li> <a href="https://www.lavie.fr/" target="_blank" data-piano="Footer,Les_sites_du_groupe,,La_vie,navigation" class="link--nav latino-100m text-grey-400">La Vie</a> </li> <li> <a href="https://www.monde-diplomatique.fr/" target="_blank" data-piano="Footer,Les_sites_du_groupe,,Le_Monde_diplo,navigation" class="link--nav latino-100m text-grey-400">Le Monde diplomatique</a> </li> </ul> </div> <div id="footer-quick-links"> <p class="latino-300b text-grey-100">Accès rapide</p> <ul class="d-flex flex-column gap-12 mt-20"> <li> <a href="https://programme-tv.nouvelobs.com/" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Acces_rapides,,Programme_TV,navigation" > Programme TV<br class="d-none d-md-block"> gratuit et complet </a> </li> <li> <a href="https://la-conjugaison.nouvelobs.com/" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Acces_rapides,,La_conjugaison,navigation" > La conjugaison </a> </li> <li> <a href="https://www.nouvelobs.com/codepromo" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Acces_rapides,,Codes_promo,navigation" > Codes promo </a> </li> </ul> </div> <div id="footer-good-deals"> <p class="latino-300b text-grey-100">Bons plans</p> <ul class="d-flex flex-column gap-12 mt-20"> <li> <a href="https://www.nouvelobs.com/codepromo/reduction/bons-plans-shopping" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Bons_Plans,,Blog,navigation" > Le Blog </a> </li> <li> <a href="https://www.nouvelobs.com/codepromo/reduction/black-friday" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Bons_Plans,,Black_Friday,navigation" > Black Friday </a> </li> <li> <a href="https://www.nouvelobs.com/codepromo/reduction/soldes" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Bons_Plans,,Soldes,navigation" > Soldes </a> </li> <li> <a href="https://www.nouvelobs.com/codepromo/emma-matelas" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Bons_Plans,,Emma_Matelas,navigation" > Code promo Emma<br class="d-none d-md-block"> Matelas </a> </li> <li> <a href="https://www.nouvelobs.com/codepromo/nike" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Bons_Plans,,Nike,navigation" > Code promo Nike </a> </li> <li> <a href="https://www.nouvelobs.com/codepromo/reduction-foot-locker" class="latino-100m text-grey-400 link--nav" data-piano="Footer,Bons_Plans,,Foot_Locker,navigation" > Code promo Foot<br class="d-none d-md-block"> Locker </a> </li> </ul> </div> </div> <div class="w-100 mt-lg-20"> <ul class="d-flex flex-column gap-12 flex-md-row gap-md-0 justify-content-start"> <li class="flex-shrink-0"> <a href="/mentions-legales" data-piano="Footer,Liens_utiles,,Mentions_legales,navigation" class="latino-100m text-grey-400 link--nav "> Mentions légales </a> </li> <li class="px-5 text-grey-400">|</li> <li class="flex-shrink-0"> <a href="/cgv" data-piano="Footer,Liens_utiles,,CGV,navigation" class="latino-100m text-grey-400 link--nav "> CGV </a> </li> <li class="px-5 text-grey-400">|</li> <li class="flex-shrink-0"> <a href="/licence" data-piano="Footer,Liens_utiles,,Copyright,navigation" class="latino-100m text-grey-400 link--nav "> Copyright </a> </li> <li class="px-5 text-grey-400">|</li> <li class="flex-shrink-0"> <a href="https://mpublicite.fr/contact/" data-piano="Footer,Liens_utiles,,Publicite,navigation" class="latino-100m text-grey-400 link--nav "> Publicité </a> </li> <li class="px-5 text-grey-400">|</li> <li class="flex-shrink-0"> <a href="/donnees-personnelles" data-piano="Footer,Liens_utiles,,Politique_Confidentialite,navigation" class="latino-100m text-grey-400 link--nav "> Politique de confidentialité </a> </li> <li class="px-5 text-grey-400">|</li> <li class="flex-shrink-0"> <a href="#" data-piano="Footer,Liens_utiles,,Gestion_Cookies,navigation" class="latino-100m text-grey-400 link--nav iubenda-cs-preferences-link"> Gestion des cookies </a> </li> <li class="px-5 text-grey-400">|</li> <li class="flex-shrink-0"> <a href="https://abo.nouvelobs.com/faq" data-piano="Footer,Liens_utiles,,Aide_Contact,navigation" class="latino-100m text-grey-400 link--nav "> Aide / Contact </a> </li> </ul> </div> <div class="obs_footer_copyright w-100 d-flex flex-column flex-md-row gap-10"> <span class="latino-100m text-grey-400">© Le Nouvel Obs - 2024</span> <span class="latino-100m text-grey-400">Les marques ou contenus du site nouvelobs.com sont soumis à la protection de la propriété intellectuelle.</span> </div> </nav> <div class="floating-logo"> <svg class="logo logo-lenouvelobs" style="--fill:#FFF;" preserveAspectRatio="xMinYMin slice"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#lenouvelobs"></use> </svg> </div> </footer> </section> </div> <div class="toast-container"> <div class="toast d-flex justify-content-between align-items-center"> <p class="latino-400"> <span class="toast_text"></span> <a class="toast_undoable" href="#">Annuler</a> </p> <button aria-label="Masquer ce message" class="toast_close btn btn--small btn--icon-only btn--transparent"> <svg class="icon icon--navigation_croix " style="--fill:#F6F6F6"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_croix"></use> </svg> </button> </div> </div> <div class="notifications d-flex flex-column gap-30 py-15 pb-lg-30 px-15 px-lg-0"></div> <script>var jsCookies={get:function(e){if(document.cookie.length>0){var o=document.cookie.indexOf(e+"=");if(-1!=o){o=o+e.length+1;var i=document.cookie.indexOf(";",o);return -1==i&&(i=document.cookie.length),decodeURIComponent(document.cookie.substring(o,i))}}return""},set:function(e,o,i,n,t){var r=new Date;r.setDate(r.getDate()+i);var a="";void 0!==n&&(a+=";path="+n),void 0!==t&&(a+=";domain="+t),document.cookie=e+"="+encodeURIComponent(o)+(null==i?"":";expires="+r.toUTCString())+a},check:function(e){var o=jsCookies.get(e);return null!=o&&""!=o},delete:function(e,o,i){jsCookies.get(e)&&(document.cookie=e+"="+(o?";path="+o:"")+(i?";domain="+i:"")+";expires=Thu, 01-Jan-1970 00:00:01 GMT")}};</script> <script type="text/javascript" src="/bucket/f548586564e3c344546422d28b414e6395695510/v3/js/common.bundle.js" defer="true"></script> <script>setTimeout(function () { window.location.reload(); }, 900000);</script> <div data-popover-for="read-later" class="popover p-30" role="tooltip" style="width: 375px"> <div class="floating-close"> <button class="popover-close btn btn--small btn--icon-only btn--secondary"> <div class="sr-only">Masquer ce message</div> <svg class="icon icon--navigation_croix " style="--fill:#171717"> <use href="/bucket/f548586564e3c344546422d28b414e6395695510/v3/img/sprite.svg#navigation_croix"></use> </svg> </button> </div> <p class="popover-header antonia-300eb text-grey-800 pb-10 pe-30">Vous préférez lire plus tard cet article ?</p> <p class="popover-body pb-30 latino-400 text-grey-700"> Créer un compte permet d’enregistrer des articles à lire plus tard. Et pas que : vous pouvez profiter gratuitement de tous les articles offerts. </p> <div class="popover-footer d-flex flex-column gap-15 align-items-center"> <a href="https://sec.nouvelobs.com/sfuser/register?redirectionUrl=https%3A%2F%2Fwww.nouvelobs.com%2Feconomie%2F20241114.OBS96344%2Flivret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" class="btn btn--large btn--conversion-secondary flex-1 justify-content-center" piano-context-origin="Page_Article,Popover,A_lire_plus_tard,Creer_un_compte,action" style="--btn-width:100%;"> <span class="latino-300b">Créer un compte gratuit</span> </a> <a href="https://sec.nouvelobs.com/sfuser/connexion?redirectionUrl=https%3A%2F%2Fwww.nouvelobs.com%2Feconomie%2F20241114.OBS96344%2Flivret-a-ldds-lep-pedale-douce-sur-l-epargne-de-precaution.html" class="flex-1 justify-content-center text-decoration-none latino-300b text-grey-700" piano-context-origin="Page_Article,Popover,A_lire_plus_tard,Se_connecter,action"> Se connecter </a> </div> </div> <script type="text/javascript" src="/bucket/f548586564e3c344546422d28b414e6395695510/v3/js/article.bundle.js"></script> <script type="text/plain" data-gdpr-purposes="personalization" data-gdpr-inline> var autoShowValue = true; (function(b,a,t,c,h,e,r){h='batchSDK';b[h]=b[h]||function() { (b[h].q=b[h].q||[]).push(arguments)};e=a.createElement(t),r=a.getElementsByTagName(t)[0]; e.async=1;e.src=c;r.parentNode.insertBefore(e,r);})(window,document,'script','https://via.batch.com/v3/bootstrap.min.js'); var batchSDKUIConfig = { native: { autoShow: autoShowValue, } } if ((navigator.userAgent.indexOf("Firefox") !== -1 || (navigator.userAgent.indexOf("Safari") !== -1) && navigator.userAgent.indexOf("Chrome") === -1)){ batchSDKUIConfig = { alert: { autoShow: autoShowValue, attach: 'bottom left', icon: 'https://www.nouvelobs.com/icons/nouvelobs/lobs-pwa-192.png', text: "\nVous souhaitez recevoir les infos en temps réel ? Activez dès maintenant les alertes", backgroundColor: '#FFFFFF', textColor: '#000000', fontFamily: 'sans-serif', fontSize: 16, btnFontSize: 16, positiveSubBtnLabel: "Activer", positiveBtnStyle: { shadow: false, backgroundColor: '#171717', hoverBackgroundColor: '#323232', textColor: '#ffffff' }, negativeBtnLabel: "Non, merci", negativeBtnStyle: { shadow: false, }, zIndex: 999 } } } batchSDK('setup', { apiKey: '0C9EC15AC7C545E29756DFB3FE7D0C4D', subdomain: 'nouvelobs', authKey: '2.D6kqa80QxZa/O8pp5SmxDRnNBO21nN2wQARY2DdYb28=', dev: false, vapidPublicKey: 'BPEzsH2CS4XM/And7oDh7h3h01/WRqlZpLDViceKPMLxHNd+28i6UYxIwfntlJqLZe5g8sUcCVPxlVLXhEMhQf0=', defaultIcon: 'https://www.nouvelobs.com/icons/nouvelobs/lobs-pwa-192.png', smallIcon: 'https://www.nouvelobs.com/icons/nouvelobs/lobs-pwa-96.png', ui: batchSDKUIConfig, useExistingServiceWorker: true, safari: { 'https://www.nouvelobs.com': 'web.www.nouvelons.com', } }); </script> <script type="text/plain" data-gdpr-purposes="personalization" data-gdpr-src="/bucket/f548586564e3c344546422d28b414e6395695510/v3/js/personalization.bundle.js"></script> <script> var _sf_async_config = _sf_async_config || {}; _sf_async_config.uid = 28421; _sf_async_config.domain = 'nouvelobs.com'; _sf_async_config.useCanonical = true; </script> <img src="//www.img-static.com/LOBS.gif" alt="" style="position:absolute;max-width:1px;max-height:1px"> <script> _sf_async_config.sections = ["Economie","Votre argent"]; _sf_async_config.authors = ["William Coop-Phane"]; var tiktokEditoPage = true; var tiktokContentType = "payant"; var tiktokTag = "Economie"; var fbTrackType = 'ViewContent'; var fbTrackParams = { content_id: '96344', content_category: 'Economie', content_title: 'Livret A, LDDS, LEP : pédale douce sur l’épargne de précaution', content_type: 'article', content_tier: 'premium' }; window.__batch_queue = (window.__batch_queue || []); window.__batch_queue.push({ "additional_data": { "article_freemium": "payant", "article_category": "economie", "article_url": "\/economie\/20241114.OBS96344\/livret-a-ldds-lep-pedale-douce-sur-l", }}); window.__batch_queue.push("read_article"); </script> <script type="text/plain" data-gdpr-purposes="analytics" data-gdpr-src="/bucket/f548586564e3c344546422d28b414e6395695510/v3/js/analytics.bundle.js"></script> <script type="text/javascript" src="/bucket/f548586564e3c344546422d28b414e6395695510/v3/js/piano.bundle.js" async="async"></script> <script async="async" type="text/plain" data-gdpr-purposes="essential" data-gdpr-src="https://widgets.outbrain.com/outbrain.js?i=fabb8bca"></script> </body> </html>