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class="custom-container desktop-header"> <div class="left-part"> <div class="logo-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/logo.svg" width="85" height="30" alt="payday-logo"> </div> </div> <nav> <ul class="link-item-part"> <li class="link-item"> <div class="dropdown"> <div class="btn dropdown-btn dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>Payday Loans</span> </div> <div class="dropdown-menu"> <div class="dropdown-menu-scroll"> <div class="container"> <div class="content-wrapper"> <ul class="link-list-block"> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/payday-loans-online/">Payday Loans Online</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/guaranteed-payday-loans/">Instant Payday Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/1-hour-payday-loans/">1-Hour Payday Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/payday-loans-near-me/">Payday Loans Near Me</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/payday-loans-for-students/">Payday Loans for Students</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/payday-loans-for-bad-credit/">Payday Loans for Bad Credit</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/payday-loans-for-unemployed-people/">Payday Loans for Unemployed People</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/no-credit-check-payday-loans/">No-credit-check Payday Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/same-day-payday-loans/">Same Day Payday Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/easy-online-payday-loans/">Easy Payday Loans</a> </li> </ul> </div> </div> </div> </div> </div> </li> <li class="link-item"> <div class="dropdown"> <div class="btn dropdown-btn dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>Personal Loans</span> </div> <div class="dropdown-menu"> <div class="dropdown-menu-scroll"> <div class="container"> <div class="content-wrapper"> <ul class="link-list-block"> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/personal-loans-online/">Personal Loans Online</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/online-loans-for-bad-credit/">Personal Loans for Bad Credit</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/best-online-personal-loans/">Best Personal Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/short-term-loans-online/">Short-terms Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/online-payday-loans-for-bad-credit/">Bad Credit Loans</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/loans-with-no-credit-check/">Loans with No Credit Check</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/tribal-loans/">Tribal Loans</a> </li> </ul> </div> </div> </div> </div> </div> </li> <li class="link-item"> <div class="dropdown"> <div class="btn dropdown-btn dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>Cash Advance</span> </div> <div class="dropdown-menu"> <div class="dropdown-menu-scroll"> <div class="container"> <div class="content-wrapper"> <ul class="link-list-block"> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/cash-advance-online/">Cash Advance Online</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/cash-advance-no-credit-check/">Cash Advance No Credit Check</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/instant-cash-advance/">Instant Cash Advance</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/cash-advance-places-near-me/">Cash Advance Places Near Me</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/quick-cash-loans/">Quick Cash Advance</a> </li> </ul> </div> </div> </div> </div> </div> </li> <li class="link-item"> <div class="dropdown"> <div class="btn dropdown-btn dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>Installment Loans</span> </div> <div class="dropdown-menu"> <div class="dropdown-menu-scroll"> <div class="container"> <div class="content-wrapper"> <ul class="link-list-block"> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/installment-loans-online/">Installment Loans Online</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/installment-loans-for-bad-credit/">Installment Loans For Bad Credit</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/installment-loans-near-me/">Installment Loans Near Me</a> </li> </ul> </div> </div> </div> </div> </div> </li> <li class="link-item"> <div class="dropdown"> <div class="btn dropdown-btn dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>Amount</span> </div> <div class="dropdown-menu"> <div class="dropdown-menu-scroll"> <div class="container"> <div class="content-wrapper"> <ul class="link-list-block"> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/100-dollar-loan/">100 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/200-dollar-loan/">200 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/300-dollar-loan/">300 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/400-dollar-loan/">400 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/500-dollar-loan/">500 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/600-dollar-loan/">600 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/700-dollar-loan/">700 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/800-dollar-loan/">800 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/900-dollar-loan/">900 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/1000-dollar-loan/">1000 Dollar Loan</a> </li> <li class="link" style="padding: 0"> <a class="link" href="https://www.paydaydepot.com/255-payday-loans-online/">255 Dollar Loan</a> </li> </ul> </div> </div> </div> </div> </div> </li> </ul> </nav> <div class="right-part"> <a style="text-decoration: none;" href="https://www.paydaydepot.com/get-started/"> <button class="apply-btn">Get started</button> </a> </div> </div> <div class="custom-container mobile-header"> <div class="left-part"> <div class="logo-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/logo.svg" width="85" height="30" alt="payday-logo"> </div> </div> <div class="right-part"> <a style="text-decoration: none;" href="https://www.paydaydepot.com/get-started/"> <button class="apply-btn">Get 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with one of several lenders in our network. </p> <div class="heading-block-logo"> <img class="logo-new-front" width="108" height="20" src="https://www.paydaydepot.com/wp-content/uploads/2023/08/jerusalwm.png" alt="Jerusalem Post" > <img class="logo-new-front" width="108" height="20" src="https://www.paydaydepot.com/wp-content/uploads/2024/01/inq2016-1.svg" alt="inquirer.net" > <img class="logo-new-front" width="108" height="20" src="https://www.paydaydepot.com/wp-content/uploads/2023/08/yahoo.png" alt="Yahoo Finance" > </div> </div> </div> <div class="right-part"> <form class="content" action="/" id="payment"> <span class="right-part-heading"> Fast Payday Loans up to $5,000 </span> <div class="select"> <div class="select__head"> <input type="hidden" id="pay-value" value="300"> <div class="select__selected"> $200 - $500 </div> </div> <input type="hidden" id="title-page" data-link="https://www.paydaydepot.com/get-started/" value="home"> <div class="select__body"> <div 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href="https://www.paydaydepot.com/payday-loans-online/" class="card-link"> <div class="loan-card"> <div class="icon-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/Wallet-Money.svg" width="48" height="49" alt="Wallet Money" > </div> <div class="description-part"> <p>Payday<br />Loans</p> <img src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/rightArrow.svg" width="48" height="49" alt="right-arrow" > </div> </div> </a> <a href="https://www.paydaydepot.com/personal-loans-online/" class="card-link"> <div class="loan-card"> <div class="icon-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/User.svg" width="48" height="49" alt="User" > </div> <div class="description-part"> <p>Personal<br />Loans</p> <img src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/rightArrow.svg" width="48" height="49" alt="right-arrow" > </div> </div> </a> <a href="https://www.paydaydepot.com/installment-loans-online/" class="card-link"> <div class="loan-card"> <div class="icon-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/Calendar-Mark.svg" width="48" height="49" alt="Calendar Mark" > </div> <div class="description-part"> <p>Installment<br />Loans</p> <img src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/rightArrow.svg" width="48" height="49" alt="right-arrow" > </div> </div> </a> <a href="https://www.paydaydepot.com/cash-advance-online/" class="card-link"> <div class="loan-card"> <div class="icon-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/Banknote-3.svg" width="48" height="49" alt="Banknote 3" > </div> <div class="description-part"> <p>Cash<br />Advance</p> <img src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/rightArrow.svg" width="48" height="49" alt="right-arrow" > </div> </div> </a> </div> </div> </section> <section class="home-page-new banner-section"> <div class="custom-container"> <div class="loan-section"> <h1 class="title style--115 style--black style--font">Payday Loans, Cash Advances and Installment Loans</h1> <div class="wrap-text"> <p class="text style--115 style--black style--font">Borrow Money Immediately with Payday Depot</p> </div> <div class="wrap-cards"> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/wallet-money.svg" alt="Wallet Money"> <p class="cards-title style--115 style--blue style--font">Apply and get numerous offers from the best lenders in your state!</p> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/like.svg" alt="Like"> <p class="cards-title style--115 style--blue style--font">Borrow money only on the best conditions. Compare and choose at Payday Depot!</p> </div> </div> <div class="image"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/09/image-3-1024x695.png" width="1100" height="440" alt="A man and a woman at a table fill out a loan application"> </div> </div> </div> </section> <section class="home-page-new banner-section gradient"> <div class="custom-container"> <div class="what-section"> <div> <h2 class="title style--115 style--black style--font">What Makes Payday Loans So Special</h2> <div class="wrap-text"> <p class="text style--140 style--grey style--font">If you need a small amount of money for emergency expenses, there is no point in getting caught up in bank red tape. You can receive money the same day, without a credit bureau check and even with bad credit. All this is possible if you decide to take out payday loans.  They differ from other types of loans in some ways:</p> </div> <div class="wrap-cards"> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/12/calendar-tick.svg" alt="Calendar Tick"> <div> <h3 class="cards-title style--120 style--blue style--font">Short term</h3> <p class="cards-text style--140 style--black style--font">The loan is repaid on the next paycheck you receive.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/12/share-1.svg" alt="Share"> <div> <h3 class="cards-title style--120 style--blue style--font">No collateral</h3> <p class="cards-text style--140 style--black style--font">You won't have to worry about what to offer as collateral because most lenders do not require it.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/12/timer-1.svg" alt="Timer"> <div> <h3 class="cards-title style--120 style--blue style--font">Quick and simple procedure for receiving money</h3> <p class="cards-text style--140 style--black style--font">Many lenders do not check applicants with a credit bureau, so you can receive money on your bank card within 24 hours.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/12/note-remove.svg" alt="Note Remove"> <div> <h3 class="cards-title style--120 style--blue style--font">A small amount of borrowed funds</h3> <p class="cards-text style--140 style--black style--font">You don't risk a big debt because payday loans allow you to get a small amount of money in the range of $100-$5,000.</p> </div> </div> </div> </div> <div> <h2 class="second-title style--115 style--black style--font">Conditions for Receiving Payday Loans</h2> <div class="wrap-white"> <div class="cards"> <div class="side"> <img class="icon" src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/CheckGreen.svg" alt="Check Green"> <h3 class="cards-title style--115 style--black style--font">Age</h3> </div> <p class="cards-text style--140 style--black style--font">Payday loans are issued only to persons over 18 years of age.</p> </div> <div class="cards"> <div class="side"> <img class="icon" src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/CheckGreen.svg" alt="Check Green"> <h3 class="cards-title style--115 style--black style--font">Proof of income</h3> </div> <p class="cards-text style--140 style--black style--font">Only those who can prove they have a source of income can receive this loan.</p> </div> <div class="cards"> <div class="side"> <img class="icon" src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/CheckGreen.svg" alt="Check Green"> <h3 class="cards-title style--115 style--black style--font">Availability of a checking account</h3> </div> <p class="cards-text style--140 style--black style--font">Creditors transfer money to an active bank account and may require an auto draft to repay the debt.</p> </div> <div class="cards"> <div class="side"> <img class="icon" src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/CheckGreen.svg" alt="Check Green"> <h3 class="cards-title style--115 style--black style--font">Providing personal information</h3> </div> <p class="cards-text style--140 style--black style--font">Payday loans are not anonymous, so you need to provide contact information for the lender — phone number, home address, and email.</p> </div> <div class="cards"> <div class="side"> <img class="icon" src="https://www.paydaydepot.com/wp-content/themes/paydays/static/images/CheckGreen.svg" alt="Check Green"> <h3 class="cards-title style--115 style--black style--font">Place of residence</h3> </div> <p class="cards-text style--140 style--black style--font">In some US states, there is a ban or significant restrictions on the provision of payday loans.</p> </div> </div> </div> </div> </div> </section> <section class="home-page-new banner-section"> <div class="custom-container"> <div class="services-section"> <div class="image"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/photo_2023-08-29_10-50-53-682x1024.jpg" width="1100" height="440" alt="Man and woman filling out an application"> </div> <div class="wrap-text"> <h2 class="title style--120 style--black style--font">Payday Depot Services to Make Your Loans Quick and Beneficial</h2> <p class="text style--140 style--black style--font">Our mission is to connect you with lenders willing to provide payday loans in your state. We will guide you through the shortest path of borrowing money on favorable terms:</p> <div class="wrap-list"> <ul> <li class="style--140 style--black style--font">Access to a wide network of trusted lenders in your state</li> <li class="style--140 style--black style--font">Minimum documents to obtain a loan</li> <li class="style--140 style--black style--font">Instant reaction from the lender</li> <li class="style--140 style--black style--font">Possibility to compare conditions of different lenders</li> <li class="style--140 style--black style--font">Convenient filter system for selecting the right loan</li> <li class="style--140 style--black style--font">Possibility to receive a loan on the day of application</li> </ul> </div> </div> </div> </div> </section> <section class="home-page-new banner-section"> <div class="custom-container"> <div class="step-section"> <h2 class="title style--120 style--black style--font">How to Get a Payday Loan Online at Payday Depot</h2> <div class="wrap-cards"> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/08/note.svg" alt="Note"> <div> <h3 class="second-title style--115 style--black style--font"> <span class="negative">1. </span> <span>Fill out the application</span> </h3> <p class="text style--140 style--font">Fill out a short application on the Payday Depot platform so that we can connect you with lenders who meet your conditions.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/08/Letter.svg" alt="Letter"> <div> <h3 class="second-title style--115 style--black style--font"> <span class="negative">2. </span> <span>Compare Loan Terms</span> </h3> <p class="text style--140 style--font">Get offers from different lenders and carefully compare their loan terms and conditions. Pay attention to such factors as interest rates, loan repayment terms, additional fees, etc.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/08/User-Id.svg" alt="User-Id"> <div> <h3 class="second-title style--115 style--black style--font"> <span class="negative">3. </span> <span>Send the required documents to the lender</span> </h3> <p class="text style--140 style--font">Before you put your e-signature on the agreement, carefully read each clause. Make sure the agreement does not contain any terms that were not included in the original offer.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/clipboard-tick.svg" alt="Clipboard Tick"> <div> <h3 class="second-title style--115 style--black style--font"> <span class="negative">4. </span> <span>Sign the agreementGet Your Money</span> </h3> <p class="text style--140 style--font">Most lenders will direct deposit your funds into your bank account within 24 hours. As part of your application process, ask your lender for an estimated timetable. Some lenders have same-day depositing, while others may take 2-3 business days, depending on their policies.<br /><br /></p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/08/Money-In-Bag.svg" alt="Money In Bag"> <div> <h3 class="second-title style--115 style--black style--font"> <span class="negative">5. </span> <span>Get Money</span> </h3> <p class="text style--140 style--font">Once the lender receives all the documents and the signed agreement, they initiate the transfer of money. In most cases, you will receive the full amount within 24 hours, although with some lenders, the process may take from 2 to 3 days.</p> </div> </div> </div> </div> </div> </section> <section class="home-page-new banner-section gradient-v2"> <div class="custom-container"> <div class="why-section"> <h2 class="title style--120 style--black style--font">Why Payday Depot Is Your Best Guide to Payday Loans</h2> <div class="wrap-cards"> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/global-search.svg" alt="Global Search"> <div> <h3 class="second-title style--115 style--black style--font">Wide network of lenders</h3> <p class="text style--140 style--black style--font">We work with the best lenders in every US state where payday loans are legal.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/archive-book.svg" alt="Archive Book"> <div> <h3 class="second-title style--115 style--black style--font">Objectivity and impartiality</h3> <p class="text style--140 style--black style--font">We reveal not only the benefits of payday loans but also their dangers. Also, we provide effective advice for those who cannot cope with debt repayments.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/12/calendar-tick.svg" alt="Calendar Tick"> <div> <h3 class="second-title style--115 style--black style--font">Saving time</h3> <p class="text style--140 style--black style--font">You won't have to spend hours searching for the best loan terms and finding out lenders' reputations.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2023/09/Shield-Check.svg" alt="Shield Check"> <div> <h3 class="second-title style--115 style--black style--font">Legality</h3> <p class="text style--140 style--black style--font">All services that you can get on our platform are absolutely legal. We do not work with those states where payday loans are prohibited.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/book.svg" alt="Book"> <div> <h3 class="second-title style--115 style--black style--font">Financial Education</h3> <p class="text style--140 style--black style--font">We are actively involved in improving the financial literacy of our clients. You can find a lot of useful information on our blog, which will help you become more financially stable and prosperous.</p> </div> </div> <div class="cards"> <img class="icon" src="https://www.paydaydepot.com/wp-content/uploads/2024/03/eye.svg" alt="Eye"> <div> <h3 class="second-title style--115 style--black style--font">Transparency</h3> <p class="text style--140 style--black style--font">We do not use hidden charges or advertise any specific lender's services. You choose the suitable terms and conditions of a loan, and we only help you find the most effective solution.</p> </div> </div> </div> </div> </div> </section> </main><footer class="footer-section"> <div class="container"> <div class="content"> <ul class="links-part top-menu d-desktop"> <li> <a href="https://www.paydaydepot.com/how-it-works/" class="link">How It Works</a> </li> <li> <a href="https://www.paydaydepot.com/fees-rates/" class="link">Fees & Rates</a> </li> <li> <a href="https://www.paydaydepot.com/frequently-asked-questions/" class="link">FAQ</a> </li> <li> <a href="https://www.paydaydepot.com/glossary/" class="link">Glossary</a> </li> <li> <a href="https://www.paydaydepot.com/by-state/" class="link">Loans by States</a> </li> <li> <a href="https://www.paydaydepot.com/blog/" class="link">Blog</a> </li> <li> <a href="https://www.paydaydepot.com/about/" class="link">About Us</a> </li> </ul> <ul class="links-part d-desktop"> <li> <a href="https://www.paydaydepot.com/authors/" class="link">Editorial Team</a> </li> <li> <a href="https://www.paydaydepot.com/editorial-guidelines/" class="link">Editorial Guidelines</a> </li> <li> <a href="https://www.paydaydepot.com/terms/" class="link">Terms and Conditions</a> </li> <li> <a href="https://www.paydaydepot.com/privacy-policy/" class="link">Privacy Policy</a> </li> <li> <a href="https://www.paydaydepot.com/marketing-practices-payday-depot/" class="link">Marketing Practices</a> </li> <li> <a href="https://www.paydaydepot.com/responsible-lending-practices/" class="link">Responsible Lending Practices</a> </li> <li> <a href="https://www.paydaydepot.com/contacts/" class="link">Contact Us</a> </li> </ul> <ul class="links-part top-menu d-mobile"> <li> <a href="https://www.paydaydepot.com/how-it-works/" class="link">How It Works</a> </li> <li> <a href="https://www.paydaydepot.com/fees-rates/" class="link">Fees & Rates</a> </li> <li> <a href="https://www.paydaydepot.com/frequently-asked-questions/" class="link">FAQ</a> </li> <li> <a href="https://www.paydaydepot.com/glossary/" class="link">Glossary</a> </li> <li> <a href="https://www.paydaydepot.com/by-state/" class="link">Loans by States</a> </li> <li> <a href="https://www.paydaydepot.com/blog/" class="link">Blog</a> </li> <li> <a href="https://www.paydaydepot.com/about/" class="link">About Us</a> </li> </ul> <ul class="links-part d-mobile"> <li> <a href="https://www.paydaydepot.com/authors/" class="link">Editorial Team</a> </li> <li> <a href="https://www.paydaydepot.com/editorial-guidelines/" class="link">Editorial Guidelines</a> </li> <li> <a href="https://www.paydaydepot.com/terms/" class="link">Terms and Conditions</a> </li> <li> <a href="https://www.paydaydepot.com/privacy-policy/" class="link">Privacy Policy</a> </li> <li> <a href="https://www.paydaydepot.com/marketing-practices-payday-depot/" class="link">Marketing Practices</a> </li> <li> <a href="https://www.paydaydepot.com/responsible-lending-practices/" class="link">Responsible Lending Practices</a> </li> <li> <a href="https://www.paydaydepot.com/contacts/" class="link">Contact Us</a> </li> </ul> <div class="copyright" style="flex-wrap: wrap"> <div class="g-row"> <div class="img-part"> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/Frame-30.svg" width="128" height="45" alt="logo"> </div> <div class="social-media"> <a href="https://www.facebook.com/paydaydepotcom" target="_blank" rel=nofollow> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/ic_outline-facebook.svg" width="40" height="40" alt="Facebook"> </a> <a href="https://www.linkedin.com/company/paydaydepot/" target="_blank" rel=nofollow> <img src="https://www.paydaydepot.com/wp-content/uploads/2023/08/uil_linkedin.svg" width="40" height="40" alt="Linkedin"> </a> <a href="https://twitter.com/paydaydepotcom" target="_blank" rel=nofollow> <img src="https://www.paydaydepot.com/wp-content/uploads/2024/03/mdi_twitter-1.png" width="40" height="40" alt="X"> </a> </div> </div> <div class="g-row block-apps-wrap"> <div class="contact" style="padding: 0"> <a href="tel:+18448788722" class="num">+18448788722</a> <p class="cooperate">2025 Payday Depot. All rights reserved.</p> </div> </div> </div> <div class="g-row center"> <div class="contact_coop"> <div class="text-part"> <p class="text">2025 Payday Depot. All rights reserved.</p> </div> </div> </div> <div class="text-part"> <div class="box"> <span class="title">ANNUAL PERCENTAGE RATE (APR)</span> <p class="text"> Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since Payday Depot is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender. </p> </div> <div class="box"> <span class="title">REPRESENTATIVE EXAMPLE OF APR</span> <p class="text"> If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219.79 each month. The total amount payable will be $2,637, with a total interest of $137.48. </p> </div> <div class="box"> <span class="title">FINANCIAL IMPLICATIONS (INTEREST & FINANCE CHARGES)</span> <p class="text"> Payday Depot is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Payday Depot service is free of charge, and you are under no obligation to accept the terms that the lender offers you. </p> </div> <div class="box"> <span class="title">IMPLICATIONS OF NON-PAYMENT</span> <p class="text"> When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as Payday Depot is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment. </p> </div> <div class="box"> <span class="title">POTENTIAL IMPACT ON CREDIT SCORE</span> <p class="text"> Payday Depot is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score. </p> </div> <div class="box"> <span class="title">COLLECTION PRACTICES</span> <p class="text"> Payday Depot is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. Payday Depot itself isn’t involved in debt collection. </p> </div> <div class="box"> <span class="title">LOAN RENEWAL POLICIES</span> <p class="text"> Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents. </p> </div> <div class="box"> <span class="title">DISCLAIMER</span> <p class="text"> Payday Depot is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lеndеr directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited. State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states. This website collects personal information and transfers it to its third-party partners. The website contains links to third-party websites. Accessing them may result in a commission. Please note that personal loans should not be treated as financial cure-it-all. 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