Journey Credit Card: Exclusive Airline miles and Travel Benefits

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returns </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Saadiq Term Account" href="/ae/islamic/saadiq-term-account/"> <div class="sc-nav-drop__col-text"> <p class=" sc-nav-drop__link sc-nav-drop__link-indent "> Saadiq Term Account </p> <p class="sc-nav-drop__desc only-desktop"> Earn competitive returns that complements your belief </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Saadiq Wakalah Fixed Deposit Account" href="/ae/deposits/saadiq-wakalah-fixed-deposit/"> <div class="sc-nav-drop__col-text"> <p class=" sc-nav-drop__link sc-nav-drop__link-indent "> Saadiq Wakalah Fixed Deposit Account </p> <p class="sc-nav-drop__desc only-desktop"> Amplify your savings with the new Saadiq Wakalah Fixed Deposit Account </p> </div> </a> </li> </ul> </div>  <div class="sc-nav-drop__col sc-nav-drop__col-promo"> <a title="XtraSaver Account" href="/ae/deposits/xtra-saver-account/"> <div class="sc-nav-drop__promo-box"> <img src="https://av.sc.com/ae/content/images/DXB-010234-SCB-UAE-Website-Images-290x150px_XtraSaver-Jar-op1.jpg" alt="XtraSaver Account" loading="lazy" width="290" height="150" /> <div class="sc-nav-drop__promo-text"> <p class="sc-nav-drop__promo-title"> XtraSaver Account </p> <p class="sc-nav-drop__promo-desc"> Earn higher returns with XtraSaver Account </p> </div> </div> </a> </div>  <div class="sc-nav-drop__view-all"> <a href="/ae/deposits/" class="sc-nav-drop__btn"> View All Accounts & Deposits </a> </div> </div> </div> </div> </div> </div> </li>  <li class="sc-nav__item sc-nav__item--has-meganav"> <button class="sc-nav__btn sc-nav__menu">Credit Cards</button> <div class="sc-nav__mgnv-wrapper"> <div class="sc-nav-drop"> <button class="sc-nav__btn sc-nav-drop__back sc-nav__back only-mobile"> Back </button> <div class="sc-nav-drop__content"> <div class="sc-nav-drop__wrapper sc-nav__container"> <div class="sc-nav-drop__col-wrapper"> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Credit Cards" href="/ae/credit-cards/">Credit Cards</a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="JOURNEY" class="sc-nav-drop__col-item-link" href="/ae/credit-cards/journey/"><img class="sc-nav-drop__img" aria-hidden="true" src="https://av.sc.com/ae/content/images/ae-nav-440x-280y-sc-card-on-journey.png" alt="JOURNEY" loading="lazy" width="90" height="55" /> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">JOURNEY</p> <p class="sc-nav-drop__desc"> Go further with the reward points and travel privileges </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title=" Smart Saadiq" class="sc-nav-drop__col-item-link" href="/ae/credit-cards/smart-saadiq/"><img class="sc-nav-drop__img" aria-hidden="true" src="https://av.sc.com/ae/content/images/pk-smart-sadiq-pintile.jpg" alt=" Smart Saadiq" loading="lazy" width="90" height="55" /> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> Smart Saadiq</p> <p class="sc-nav-drop__desc"> A world of zero worries </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="SIMPLY CASH" class="sc-nav-drop__col-item-link" href="/ae/credit-cards/simply-cash/"><img class="sc-nav-drop__img" aria-hidden="true" src="https://av.sc.com/ae/content/images/ae-nav-440x-280y-simply-cash.png " alt="Cashback" loading="lazy" width="90" height="55" /> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">SIMPLY CASH</p> <p class="sc-nav-drop__desc"> You get cashback on everything </p> </div> </a> </li> </ul> </div> <div class="sc-nav-drop__col sc-nav-drop__col--no-left-border"> <span class="sc-nav-drop__col-spacing"></span> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="Manhattan Rewards+" class="sc-nav-drop__col-item-link" href="/ae/credit-cards/manhattan-rewards/"><img class="sc-nav-drop__img" aria-hidden="true" src="https://av.sc.com/ae/content/images/DXB-010234-SCB-UAE-Website-Cards-440x280px_Mahhattan.png" alt="Manhattan Rewards+" loading="lazy" width="90" height="55" /> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> Manhattan Rewards+ </p> <p class="sc-nav-drop__desc"> The best credit card loyalty programme </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="X Credit Card" class="sc-nav-drop__col-item-link" href="/ae/credit-cards/x-card/"><img class="sc-nav-drop__img" aria-hidden="true" src="https://av.sc.com/ae/content/images/DXB-010234-SCB-UAE-Website-Cards-440x280px_X.png" alt="X Credit Card " loading="lazy" width="90" height="55" /> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">X Credit Card</p> <p class="sc-nav-drop__desc"> Cashback was never so easy </p> </div> </a> </li> </ul> </div> <div class="sc-nav-drop__col"> <span class="sc-nav-drop__col-spacing"></span> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="360 Rewards " href="/ae/360rewards/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">360 Rewards</p> <p class="sc-nav-drop__desc"> Earn points for every spend </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Card offers " href="/ae/promotions/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Card offers</p> <p class="sc-nav-drop__desc"> Enjoy exciting privileges </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Purchase with Rewards" href="/ae/credit-cards/purchase-with-rewards/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> Purchase with Rewards </p> <p class="sc-nav-drop__desc"> Today’s Points are tomorrow’s savings </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Transfer Rewards " href="/ae/credit-cards/transfer-rewards/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Transfer Rewards</p> <p class="sc-nav-drop__desc"> Transfer Rewards to travel happier </p> </div> </a> </li> </ul> </div>   <div class="sc-nav-drop__col sc-nav-drop__col-promo"> <a title="Find the best card for you" href="/ae/credit-cards/finder/"> <div class="sc-nav-drop__promo-box"> <img src="https://av.sc.com/ae/content/images/ae-credit-card-performance-pintile-290x150_01.jpg" alt="Find the best card for you" loading="lazy" width="290" height="150" /> <div class="sc-nav-drop__promo-text"> <p class="sc-nav-drop__promo-title"> Find the best card for you </p> <p class="sc-nav-drop__promo-desc"> Apply for a credit card today online and enjoy up to <strong>AED 2000</strong> cashback* </p> </div> </div> </a> </div>  <div class="sc-nav-drop__view-all"> <a href="/ae/credit-cards/" class="sc-nav-drop__btn"> View All Credit Cards </a> </div> </div> </div> </div> </div> </div> </li>  <li class="sc-nav__item sc-nav__item--has-meganav"> <button class="sc-nav__btn sc-nav__menu">Borrow</button> <div class="sc-nav__mgnv-wrapper"> <div class="sc-nav-drop"> <button class="sc-nav__btn sc-nav-drop__back sc-nav__back only-mobile"> Back </button> <div class="sc-nav-drop__content"> <div class="sc-nav-drop__wrapper sc-nav__container"> <div class="sc-nav-drop__col-wrapper"> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Mortgages" href="/ae/loans/">Mortgages</a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="Home Loans " href="/ae/loans/home-suite/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Home Loans</p> <p class="sc-nav-drop__desc"> Low interest rates and no fees to help you own your dream home </p> </div> </a> </li>  </ul> </div> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Home Finances" href="/ae/loans/">Home Finances</a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="Saadiq Home Finance" href="/ae/islamic/saadiq-home-finance/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> Saadiq Home Finance </p> <p class="sc-nav-drop__desc"> Based on Ijarah concept & approved by an independent Shariah Supervisory Committee </p> </div> </a> </li>  </ul> </div> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Manage your finances" href="/ae/bank-with-us/manage-your-finances/">Manage your finances</a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="Loan on Card Get Cash From Card" href="/ae/bank-with-us/manage-your-finances/fixed-payment-plan/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">LOAN ON CARD/ GET CASH FROM CARD</p> <p class="sc-nav-drop__desc"> Transfer some of your available credit limit to your personal account </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Easy Payment Plan" href="/ae/bank-with-us/manage-your-finances/easy-payment-plan/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Easy Payment Plan</p> <p class="sc-nav-drop__desc"> Monthly repayments are much more affordable </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Debt Restructuring Plan" href="/ae/loans/debt-restructuring/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Debt Restructuring Plan</p> <p class="sc-nav-drop__desc"> Supporting you through the tough times </p> </div> </a> </li> </ul> </div>  <div class="sc-nav-drop__col sc-nav-drop__col-promo"> <a title="Home Loans" href="/ae/loans/home-suite/"> <div class="sc-nav-drop__promo-box"> <img src="https://av.sc.com/ae/content/images/DXB-010234-SCB-UAE-Website-Images-290x150px_Saadiq-Home-Finance.jpg" alt="Home Loans" loading="lazy" width="290" height="150" /> <div class="sc-nav-drop__promo-text">  <p class="sc-nav-drop__promo-title"> Home Loans </p> <p class="sc-nav-drop__promo-desc"> Own a home with a bundle of attractive options </p> </div> </div> </a> </div>  <div class="sc-nav-drop__view-all"> <a href="/ae/loans/" class="sc-nav-drop__btn"> View All Mortgages </a> </div> </div> </div> </div> </div> </div> </li>  <li class="sc-nav__item sc-nav__item--has-meganav"> <button class="sc-nav__btn sc-nav__menu">Invest</button> <div class="sc-nav__mgnv-wrapper"> <div class="sc-nav-drop"> <button class="sc-nav__btn sc-nav-drop__back sc-nav__back only-mobile"> Back </button> <div class="sc-nav-drop__content"> <div class="sc-nav-drop__wrapper sc-nav__container"> <div class="sc-nav-drop__col-wrapper"> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Ways to Invest" href="/ae/investments/">Ways to Invest</a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="MUTUAL FUNDS" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/mutual-funds/"> MUTUAL FUNDS </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="WRAP PRODUCTS" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/wrap-products/"> WRAP PRODUCTS </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="FIXED INCOME SECURITIES" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/fixed-income-securities/"> FIXED INCOME SECURITIES </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="WEALTH LENDING" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/wealth-lending/"> WEALTH LENDING </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="TREASURY SOLUTIONS" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/treasury-solutions/"> TREASURY SOLUTIONS </a> </div> </li> </ul> </div> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="DIGITAL WEALTH SOLUTIONS" href="#">DIGITAL WEALTH SOLUTIONS</a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="Online Equity Trading" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/online-equity-trading/"> Online Equity Trading </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="ONLINE MUTUAL FUNDS" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/online-mutual-funds/"> ONLINE MUTUAL FUNDS </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="TRADE FX " class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/trade-fx/"> TRADE FX </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="SC DIGIADVISORY" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/sc-digiadvisory/"> SC DIGIADVISORY </a> </div> </li> </ul> </div> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Tools To Help" href="#">EMPOWER YOUR FINANCIAL DECISIONS </a></span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="CUSTOMER INVESTMENT PROFILE" class="sc-nav-drop__link sc-nav-drop__link-indent" href="https://av.sc.com/ae/content/docs/ae-cips-quest-orignal.pdf"> CUSTOMER INVESTMENT PROFILE </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="MARKET VIEWS ON THE GO" class="sc-nav-drop__link sc-nav-drop__link-indent" href="https://www.sc.com/ae/market-outlook/?intcid=web&lang=en&ctry=AE&seg=GWM&channel=PLRB"> MARKET VIEWS ON THE GO </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="WEALTH INSIGHTS" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/wealth-insights/"> WEALTH INSIGHTS </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="WEALTH INSIGHTS" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investment/funds/"> INTERACTIVE FUNDS LIBRARY </a> </div> </li> <li class="sc-nav-drop__col-item"> <div class="sc-nav-drop__col-text"> <a title="WEALTH SELECT" class="sc-nav-drop__link sc-nav-drop__link-indent" href="/ae/investments/sc-wealth-select/"> WEALTH SELECT </a> </div> </li> </ul> </div>     <div class="sc-nav-drop__col sc-nav-drop__col-promo"> <a title="Online Equity Trading" href="/ae/investments/signature-cio-funds/"> <div class="sc-nav-drop__promo-box"> <img src="https://av.sc.com/ae/content/images/ae-signature-cio-fund-masthead-mobile.jpg" alt="Signature CIO Funds" loading="lazy" width="290" height="150" /> <div class="sc-nav-drop__promo-text"> <p class="sc-nav-drop__promo-title"> Signature CIO Funds </p> <p class="sc-nav-drop__promo-desc"> Foundational Portfolios to navigate safely through market uncertainty. </p> </div> </div> </a> </div>   <div class="sc-nav-drop__view-all"> <a href="/ae/investments/" class="sc-nav-drop__btn"> View All Investments </a> </div> </div> </div> </div> </div> </div> </li>  <li class="sc-nav__item sc-nav__item--has-meganav"> <button class="sc-nav__btn sc-nav__menu">Insure</button> <div class="sc-nav__mgnv-wrapper"> <div class="sc-nav-drop"> <button class="sc-nav__btn sc-nav-drop__back sc-nav__back only-mobile"> Back </button> <div class="sc-nav-drop__content"> <div class="sc-nav-drop__wrapper sc-nav__container"> <div class="sc-nav-drop__col-wrapper"> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Protection Solutions" href="/ae/insurance/protection-solutions/">PROTECTION SOLUTIONS</a> </span> </div> <ul class="sc-nav-drop__col-list"> <li class="sc-nav-drop__col-item"> <a title="Global Choice" href="/ae/insurance/savings-solutions/global-choice/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Global Choice</p> <p class="sc-nav-drop__desc"> Reach your financial goals in an affordable and regular manner </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Wealth Accumulation Plan" href="/ae/insurance/savings-solutions/wealth-accumulation-plan/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> Wealth Accumulation Plan </p> <p class="sc-nav-drop__desc"> Our flexible plan for growing your wealth </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="CALCULATORS" href="/ae/priority/education-calculator/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">CALCULATORS</p> <p class="sc-nav-drop__desc"> Education Calculator </p> </div> </a> </li> </ul> </div> <div class="sc-nav-drop__col sc-nav-drop__col--no-left-border"> <span class="sc-nav-drop__col-spacing"></span> <ul class="sc-nav-drop__col-list">  <li class="sc-nav-drop__col-item"> <a title="FUTURA" href="/ae/insurance/protection-solutions/futura/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">FUTURA</p> <p class="sc-nav-drop__desc"> Our flexible, lifetime protection plan </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="International Term Assurance" href="/ae/insurance/protection-solutions/international-term-assurance/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> International Term Assurance </p> <p class="sc-nav-drop__desc"> Our portable, level-term protection plan </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="International Term Assurance" href="/ae/insurance/protection-solutions/international-decreasing-term-assurance/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link"> International Decreasing Term Assurance </p> <p class="sc-nav-drop__desc"> Our portable, decreasing level-term protection plan </p> </div> </a> </li> </ul> </div> <div class="sc-nav-drop__col"> <div class="sc-nav-drop__col-label"> <span><a title="Digital Insurance Solutions" href="/ae/insurance/">DIGITAL INSURANCE SOLUTIONS</a> </span> </div> <ul class="sc-nav-drop__col-list">  <li class="sc-nav-drop__col-item"> <a title="Motor Insurance" href="/ae/insurance/protection-solutions/motor-insure/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Motor Insurance</p> <p class="sc-nav-drop__desc"> Comprehensive motor insurance for your car </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Home Insurance" href="/ae/insurance/protection-solutions/home-insurance/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Home Insurance</p> <p class="sc-nav-drop__desc"> Protect your assets from the unexpected </p> </div> </a> </li> <li class="sc-nav-drop__col-item"> <a title="Travel Insurance" href="/ae/insurance/protection-solutions/travel-insurance/"> <div class="sc-nav-drop__col-text"> <p class="sc-nav-drop__link">Travel Insurance</p> <p class="sc-nav-drop__desc"> Enjoy stress free holidays </p> </div> </a> </li> </ul> </div>  <div class="sc-nav-drop__col sc-nav-drop__col-promo"> <a title="INTERNATIONAL TERM ASSURANCE " href="/ae/insurance/protection-solutions/international-term-assurance/"> <div class="sc-nav-drop__promo-box"> <img src="https://av.sc.com/ae/content/images/international.png" alt="Global Choice" loading="lazy" width="290" height="150" /> <div class="sc-nav-drop__promo-text"> <p class="sc-nav-drop__promo-title"> International Term Assurance </p> <p class="sc-nav-drop__promo-desc"> Our portable, level-term protection plan </p> </div> </div> </a> </div>  <div class="sc-nav-drop__view-all"> <a href="/ae/insurance/" class="sc-nav-drop__btn"> View All Insurance </a> </div> </div> </div> </div> </div> </div> </li>  <li class="sc-nav__item sc-nav__item--has-meganav"> <button class="sc-nav__btn sc-nav__menu">Help & Services</button> <div class="sc-nav__mgnv-wrapper"> <div class="sc-nav-drop"> <button class="sc-nav__btn sc-nav-drop__back sc-nav__back only-mobile"> Back </button> <div 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In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail. </p> <p> Thank you for visiting <a href="https://www.sc.com/ae" title="Standard Chartered UAE">www.sc.com/ae</a> </p> </div> <a class=" c-button-small is-theme-solid-green-hollow-white is-external-link-button " href="#" target="_blank" data-send="close-modal" title="Proceed" data-context="Modal Disclaimer External Links Proceed Button">Proceed to third party website</a> </div> </div> </div> </div><link rel='stylesheet' id='sc-persistent-bar-new-style-css' href='https://av.sc.com/assets/global/css/persistent-bar-btn-animation.min.css?ver=aad39ed' media='all' />  <div class="m-persistent-bootom-bar btn-animated" id="sc-lb-module-persistent-bar-new" data-post-status="publish-status" data-post-status-label="Published"> <div class="column"> <div class="title"> <span class="mobile">Earn Rewards Points.</span> <span class="desktop">Upgraded Rewards Points, better rewards with Journey credit card.</span> </div> </div> <div class="column apply-now"> <ul class="buttons"> <li > <a href="https://www.sc.com/ae/credit-cards/journey/apply-now/?productName=journey" title="Apply Now" data-context="Persistent Bar CTA" class="c-button c-button is-theme-solid-green-hollow-white rounded-button apply-now-button" target="_blank" > <span class="only-desktop">Apply Now</span> <span class="only-mobile">Apply Now</span> </a> </li> </ul> </div> </div> <link rel='stylesheet' id='sc-banners-styles-css' href='https://av.sc.com/assets/global/css/sc-banners.min.css?ver=aad39ed' media='all' /> <link rel='stylesheet' id='sc-banners-v2-style-css' href='https://av.sc.com/assets/global/css/sc-banners-ae.min.css?ver=aad39ed' media='all' />  <script type="application/ld+json">{"@context":"http:\/\/schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"https:\/\/www.sc.com\/ae\/credit-cards\/","name":"Credit Cards"}},{"@type":"ListItem","position":2,"item":{"@id":"https:\/\/www.sc.com\/ae\/credit-cards\/journey\/","name":"Apply For Journey Credit Card"}}]}</script> <div class="sc-bnr web-three-one " id="sc-lb-module-masthead-bonussaver" data-post-status="publish-status" data-post-status-label="Published"> <div class="sc-bnr__bg-wrapper sc-bnr__bg-wrapper--no-overlay"> <picture> <source srcset="https://av.sc.com/ae/content/images/ae-journey-card-masthead-1600x490-1.jpg" media="(min-width: 768px)"> <source srcset="https://av.sc.com/ae/content/images/ae-journey-card-mobile-768x350-1.jpg" media="(max-width: 767px)"> <img src="https://av.sc.com/ae/content/images/ae-journey-card-masthead-1600x490-1.jpg" class="sc-bnr-image" loading="lazy" alt="Ae journey card masthead " /> </picture> </div> <div class="sc-bnr__wrapper"> <div class="sc-bnr__content"> <div class="sc-bnr__box"> <ol class="sc-bnr-breadcrumb">  <li><a property="item" typeof="WebPage" title="Go to Credit Cards." href="https://www.sc.com/ae/credit-cards/" class="post post-page"><span property="name">Credit Cards</span></a></li> <li><span property="name" class="post post-page current">Apply For Journey Credit Card</span></li> </ol> <h1 class="sc-bnr-title">Apply for a Journey credit card today</h1> <p class="sc-bnr-desc">Successfully apply online and get AED 2,000 cashback when you spend AED 20,000 or get AED 500 cashback when you spend AED 10,000 in first 60 days.</p> <ul class="sc-bnr-buttons"> <li > <a href="https://www.sc.com/ae/credit-cards/journey/apply-now/?productName=journey" title="Apply Now" data-context="Banner CTA" data-cta-url-params-precedence="1" class="c-button sc-btn" target="_blank" > <span class="only-desktop">Apply Now</span> <span class="only-mobile">Apply Now</span> </a> </li> </ul> </div> </div> </div> </div> <link rel='stylesheet' id='sc-product-benefits-style-css' href='https://av.sc.com/assets/global/css/product-benefits.min.css?ver=aad39ed' media='all' /> <link rel='stylesheet' id='sc-product-benefits-fourcvp-style-css' href='https://av.sc.com/assets/global/css/loan-benefits-four-cvps.min.css?ver=aad39ed' media='all' /> <div class="m-loan-benefits cvp-four-column" id="sc-lb-module-product-benefits-1" data-post-status="publish-status" data-post-status-label="Published"> <div class="content-wrapper"> <h2 class="heading">Infinite Benefits For The Infinite Life</h2> <div class="grid-content-wrapper"> <ul class="grid-content"> <li class="grid-content___item"> <div class="content-left"> <div class="title">Apply now and earn up to</div> <div class="value"> AED 2,000 </div> </div> <p class="content-description"> Cashback as a welcome reward<sup>1</sup> </p> </li> <li class="grid-content___item"> <div class="content-left"> <div class="title">Enjoy</div> <div class="value"> 4 Airport transfers </div> </div> <p class="content-description"> annually. Just book your air ticket with your journey card<sup>7</sup> </p> </li> <li class="grid-content___item"> <div class="content-left"> <div class="title">Fitness first to be replaced with</div> <div class="value"> Warehouse Gym </div> </div> <p class="content-description"> on 1st November 2024<sup>6</sup>. <a href="https://www.sc.com/ae/promotions/warehouse-gym/">Find out more</a>. </p> </li> <li class="grid-content___item"> <div class="content-left"> <div class="title">Download spikes.com app & enjoy</div> <div class="value"> Complimentary Golf </div> </div> <p class="content-description"> booking across the UAE<sup>2</sup>. <a href="https://www.sc.com/ae/promotions/golf-priority-private/">Find out more</a>. </p> </li> </ul> </div> </div> </div> <link rel='stylesheet' id='sc-product-features-main-style-css' href='https://av.sc.com/assets/global/css/faqs-icon-variant.min.css?ver=aad39ed' media='all' /> <link rel='stylesheet' id='sc-product-features-collapse-style-css' href='https://av.sc.com/assets/global/css/features__dropdown.min.css?ver=aad39ed' media='all' /> <div class="m-feature-box-dropdown" id="sc-lb-module-product-features" data-post-status="publish-status" data-post-status-label="Published"> <div class="content-wrapper"> <div class="header"> <h2 class="heading"> Credit Card Features </h2> </div> <div class="content"> <div class="list"> <div class="list-row"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-nw-health" data-grunticon-embed></div> <h3 class="question-text">Complimentary access to Fitness First Clubs (expiring on 31 Oct 2024)</h3> </div> <div class="answer"> <strong>Our Fitness first complimentary access service is ending on 31 October 2024 however effective 1<sup>st</sup> November 2024 all Journey cardholders</strong> will have complimentary access to all Warehouse GYMs across the UAE. <strong><a href="https://www.sc.com/ae/promotions/warehouse-gym/">Find out more</a><sup>6</sup>.</strong> </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-nw-carbon-free" data-grunticon-embed></div> <h3 class="question-text">Complimentary access to Warehouse Gyms (effective from 1 Nov 2024)</h3> </div> <div class="answer"> Get in your best shape with complimentary access to Warehouse Gym in the UAE, exclusively with journey card. Minimum spends and other terms and conditions apply. <strong><a href="https://www.sc.com/ae/promotions/warehouse-gym/">Find out more</a><sup>6</sup>.</strong> </div> </div> </div> <div class="list-row "> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-s-travel-privileges" data-grunticon-embed></div> <h3 class="question-text">Priority Access to Airport Lounges⁴</h3> </div> <div class="answer"> <ul> <li>Effective from 1<sup>st</sup> October 2024, it is mandatory to prebook your airport lounge visit by downloading the new Visa Airport Companion app. <a href="https://www.sc.com/ae/promotions/visa-airport-benefit/">Find out more</a>.</li> <li>You and a guest can enjoy complimentary unlimited access to over 1000+ airport lounges a year when you make at least 1 international purchase worth USD 1 with your Journey credit card at least 15 days before you travel<sup>4</sup>.</li> </ul> </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-nw-miles" data-grunticon-embed></div> <h3 class="question-text">Complimentary Airport transfers</h3> </div> <div class="answer"> Get 4 complimentary airport rides a year with Careem, saving you up to a maximum of AED 100 per ride. All you have to do is meet the eligible spend criteria<sup>7</sup>, pay with your Journey card on the Careem mobile app and enter the promo code SCB100 when making the booking. Terms and Conditions apply<sup>7</sup> </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-people-lifestyle-privilege" data-grunticon-embed></div> <h3 class="question-text">Access to more Entertainment*</h3> </div> <div class="answer"> Download the BookingBash application and get the Pro membership (worth up to AED499) as complimentary with your Journey credit card, and avail of substantial discounts on theme parks, museums, cruises, and safaris to indoor activities, BookingBash is your gateway to a world of excitement. </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-gift" data-grunticon-embed></div> <h3 class="question-text">360° Rewards Points on every spend</h3> </div> <div class="answer"> Enjoy 4 360<sup>o</sup> Rewards points per USD 1 spend internationally and 2 360<sup>o</sup> Rewards points per USD 1 you spend locally. <a title="Read More" data-context="Product Features read more" href="https://www.sc.com/ae/360rewards/" class="read-more" target="_blank">Read More</a> </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-360-rewards" data-grunticon-embed></div> <h3 class="question-text">360° Rewards Points-to-Miles Like No Other</h3> </div> <div class="answer"> Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as hotel loyalty programmes <a title="Read More" data-context="Product Features read more" href="https://www.sc.com/ae/credit-cards/transfer-rewards/" class="read-more" target="_blank">Read More</a> </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-ic2-purchase-amounts" data-grunticon-embed></div> <h3 class="question-text">Purchase with Rewards</h3> </div> <div class="answer"> Convert your points instantly into shopping vouchers from Amazon, Carrefour, Noon, Sharaf DG, IKEA, CAFU, Joyalukkas and more. <a href="https://www.sc.com/ae/credit-cards/purchase-with-rewards/">Find out more</a>. </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-platinum-privileges" data-grunticon-embed></div> <h3 class="question-text">Convert your 360 Rewards points balance to Cash¹</h3> </div> <div class="answer"> With your Journey credit card, you can buy tickets from any airline and use your Rewards Points balance to get 2% cashback. To redeem, just call us on 800 4949 within 60 days of the air ticket’s date of purchase. </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-nw-miscellaneous-2" data-grunticon-embed></div> <h3 class="question-text">Get Out on the Greens²</h3> </div> <div class="answer"> Enjoy a complimentary round of golf every month at leading clubs in the UAE. Simply download Spikes.com app today and add your Journey card to book your complimentary golf slot. Minimum spends and other terms and conditions apply. <strong><a href="https://www.sc.com/ae/promotions/golf-priority-private/">Find out more</a>.</strong> </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-cash-deposit-machine" data-grunticon-embed></div> <h3 class="question-text">Annual Fee Waiver</h3> </div> <div class="answer"> <ul> <li>Our Journey credit card come with 100% annual fee waiver subject to meeting minimum annual spends.</li> <li> Get first year annual fee waiver by meeting minimum AED10,000 spends in first 60 days. After the first year and every year after that, your annual fee will be waived if you spend at least AED 150,000 in the previous 12 months.</li> </ul> </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-s-travel-privileges" data-grunticon-embed></div> <h3 class="question-text">Multi-trip travel Insurance*</h3> </div> <div class="answer"> Journey Cardholders and their families are covered on all trips up to 90 days in duration. Cardholders can use the online portal, enabling them to Access and download their insurance T&Cs & Populate Certificates of Insurance for visa purposes. <a href="https://cardholderbenefitsonline.com/">Visit</a> to generate travel insurance certificate online. </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-other-cash" data-grunticon-embed></div> <h3 class="question-text">Booking.com Cash Back*</h3> </div> <div class="answer"> Get up to 8% off (instant discount) on Booking.com when you pay with your Journey card. Visit www.booking.com/8visacemea and use promocode ‘VISABKNG’ to avail the offer. </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-skyscraper" data-grunticon-embed></div> <h3 class="question-text">Jumeirah Hotels Stay offers*</h3> </div> <div class="answer"> Journey cardholders enjoy up to 20% discount on rooms and suites when they use their card to book their stay in the UAE, Maldives, Bali, UK, Spain, Kuwait, Oman, Bahrain and China. <a href="https://www.jumeirah.com/visa">Find out more</a> </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-meal-restaurant" data-grunticon-embed></div> <h3 class="question-text">Jumeirah Hotels Food & Beverages offers*</h3> </div> <div class="answer"> Enjoy up to 25% off on sensational cuisine form around the world. Make the most of your dining with Journey card at over 45 restaurants at Jumeirah Hotels and Resorts. <a href="http://www.jumeirah.com/en/offers/global-offers/visa-dining-offers">Find out more</a> </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-care" data-grunticon-embed></div> <h3 class="question-text">Double the Joy</h3> </div> <div class="answer"> Treat your loved ones to a free movie at VOX and Reel Cinemas<sup>5</sup> with our Buy 1 Get 1 offers </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-dining" data-grunticon-embed></div> <h3 class="question-text">Dining 2-for-1 offers and discounts*</h3> </div> <div class="answer"> Explore your city with tons of 2-for-1 offers and exclusive discounts on attractions, tours, food and beverages, spas, gyms, beauty treatments and much more. Simply download ‘Xperience with the ENTERTAINER’ app <a title="Read More" data-context="Product Features read more" href="https://ae.visamiddleeast.com/en_AE/pay-with-visa/promotions/entertainer-xperience.html" class="read-more" target="_blank">Read More</a> </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-generic-discount" data-grunticon-embed></div> <h3 class="question-text">Up to 12% discount on Agoda*</h3> </div> <div class="answer"> Save up to 12% discount over 985,000+ hotels & vacation rentals worldwide. Simply visit <a href="http://www.agoda.com/c/visamena">http://www.agoda.com/c/visamena </a> <a title="Read More" data-context="Product Features read more" href="https://ae.visamiddleeast.com/en_AE/visa-offers-and-perks/agodacom/116079?locale=en_ae" class="read-more" target="_blank">Read More</a> </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-priority-banking-visa" data-grunticon-embed></div> <h3 class="question-text">Visa Concierge Service*</h3> </div> <div class="answer"> From last-minute reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Infinite Concierge. Email your request concierge@visainfinite mea.com or use 24/7 whatsapp concierge service on +44 7874 023129 (for English) or +44 7520 631645 (for Arabic). </div> </div> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-protect-your-belongings" data-grunticon-embed></div> <h3 class="question-text">Buyers Protection*</h3> </div> <div class="answer"> Buyers Protection provides you with an extra peace of mind when purchasing an eligible item (new item purchases) using your Journey card or payment device. </div> </div> </div> <div class="list-row collapsed"> <div class="item-wrapper"> <div class="question"> <div class="icon hover-icon icon-sc-wallet" data-grunticon-embed></div> <h3 class="question-text">Tap to Pay with Mobile Wallet Payments</h3> </div> <div class="answer"> Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay, so you can tap to make payments at your convenience. <a title="Read More" data-context="Product Features read more" href="https://www.sc.com/ae/manage-your-payments/" class="read-more" target="_blank">Read More</a> </div> </div> </div> </div> <div class="note-wrapper"> <div class="load-more" title="Show details"> <span class="show-more">Show more</span> <span class="show-less">Show less</span> <span class="icon-arrow-down"></span> </div> </div> </div> </div> </div> <link rel='stylesheet' id='sc-accordian-style-css' href='https://av.sc.com/assets/global/css/modules/accordian/accordian.min.css?ver=aad39ed' media='all' /> <div class="c-plus-minus-accordion" id="sc-lb-module-accordian" data-post-status="publish-status" data-post-status-label="Published"> <div class="c-plus-minus-accordion___item"> <input type="checkbox" class="accordian-state" id="accordian-149696-eligibility-documents" name="accordian-149696-eligibility-documents" > <h3 class="accordion-header"> <label for="accordian-149696-eligibility-documents"> Eligibility & Documents </label> </h3> <div class="accordion-content"> <link rel='stylesheet' id='sc-tabs-style-css' href='https://av.sc.com/assets/global/css/modules/tabs/tabs-variant.min.css?ver=aad39ed' media='all' /> <div class="m-tabs-variant"> <input type="radio" name="tabset-149700" id="accordian-content-149696-eligibility-documents-149700-tabs-1" aria-controls="accordian-content-149696-eligibility-documents-149700-tabs-content-1" checked='checked' > <label for="accordian-content-149696-eligibility-documents-149700-tabs-1"> UAE Residents (Expats) </label> <input type="radio" name="tabset-149700" id="accordian-content-149696-eligibility-documents-149700-tabs-2" aria-controls="accordian-content-149696-eligibility-documents-149700-tabs-content-2" > <label for="accordian-content-149696-eligibility-documents-149700-tabs-2"> UAE Nationals </label> <div class="tab-panels"> <section id="accordian-content-149696-eligibility-documents-149700-tabs-content-1" class="tab-panel"> <link rel='stylesheet' id='sc-two-column-sections-style-css' href='https://av.sc.com/assets/global/css/modules/two-column-sections/two-column-sections.min.css?ver=aad39ed' media='all' /> <div class="m-two-column-sections"> <div class="column"> <h4>Application Eligibility</h4><ul> <li>Age 21 to 60 years old</li> <li>Minimum Monthly Income AED 30,000</li> </ul> </div> <div class="column"> <h4>Documents Required</h4><ul> <li>Copy of Emirates ID / Passport and Visa copy</li> <li>Salary Transfer Letter or Bank Statement/Salary Certificate<br /> Refer to application form for details.</li> </ul> <p>Note – Minimum credit limit on Journey credit card is AED 20,000</p> </div> </div> </section> <section id="accordian-content-149696-eligibility-documents-149700-tabs-content-2" class="tab-panel"> <div class="m-two-column-sections"> <div class="column"> <h4>Application Eligibility</h4><ul> <li>Age 21 to 60 years old</li> <li>Minimum Monthly Income AED 30,000</li> </ul> </div> <div class="column"> <h4>Documents Required</h4><ul> <li>Copy of Emirates ID</li> <li>Salary Transfer Letter or Bank Statement/Salary Certificate<br /> Refer to application form for details</li> </ul> </div> </div> </section> </div> </div> </div> </div> <div class="c-plus-minus-accordion___item"> <input type="checkbox" class="accordian-state" id="accordian-149696-key-charges" name="accordian-149696-key-charges" > <h3 class="accordion-header"> <label for="accordian-149696-key-charges"> Key Charges </label> </h3> <div class="accordion-content"> <link rel='stylesheet' id='sc-fees-and-charges-style-css' href='https://av.sc.com/assets/global/css/modules/fees-and-charges/fees-and-charges.min.css?ver=aad39ed' media='all' /> <div class="m-fees-and-charges"> <div class="column"> <div class="card"> <div class="title"> Annual fee for new customers </div> <div class="fee"> </div> <p>AED 1,575 (Get First year annual fee waiver by meeting minimum AED10,000 spends in first 60 days. After the first year and every year after that, your annual fee will be waived if you spend at least AED 150,000 in the previous 12 months).</p> </div> <div class="card"> <div class="title"> Annual Fee for Supplementary card(s) </div> <div class="fee"> </div> <p>No Fee (Free – Unlimited for family member(s))</p> </div> </div> <div class="column"> <div class="card"> <div class="title"> Finance charges </div> <div class="fee"> </div> <p>Retail: 3.69% per month</p> </div> <div class="card"> <div class="title"> <ul> <li>For more details on all other applicable fees and charges, please click <a href="https://www.sc.com/ae/help-centre/service-charges/">here</a>. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.</li> <li>Note: If you don’t meet the minimum spend for the Annual Fee waiver, you’ll be charged an annual fee of AED 1,500 (AED 1,575 inclusive of VAT) in the 3<sup>rd</sup> month in first year, and so on for every first month statement of the new annual cycle statement.</li> </ul> </div> <div class="fee"> </div> </div> </div> </div> </div> </div> <div class="c-plus-minus-accordion___item"> <input type="checkbox" class="accordian-state" id="accordian-149696-faqs" name="accordian-149696-faqs" > <h3 class="accordion-header"> <label for="accordian-149696-faqs"> FAQs </label> </h3> <div class="accordion-content"> <link rel='stylesheet' id='sc-faq-two-column-style-css' href='https://av.sc.com/assets/global/css/modules/faqs/faq-two-column.min.css?ver=aad39ed' media='all' /> <div class="m-faq-two-column" id="accordian-content-149696-faqs" data-post-status="publish-status" data-post-status-label="Published"> <div class="faq-row"> <div class="accordian-div"> <input type="checkbox" class="item-open-state" id="accordian-content-149696-faqs-item-149711-0" > <label class="faq" for="accordian-content-149696-faqs-item-149711-0"> <span class="header">How do you claim cashback with Journey card 360° Rewards points?</span> </label> <div class="content"> <p>You can claim cashback in two simple steps. For e.g. you have 100,000 360<sup>o</sup> Rewards Points saved up (equivalent to AED 2,000 cashback)</p> <ol> <li>You buy an Emirates Ticket for AED 2,000</li> <li>Call us on 800 4949 and ask us to redeem your points for cashback, after you have purchased your ticket</li> </ol> </div> </div> <div class="accordian-div"> <input type="checkbox" class="item-open-state" id="accordian-content-149696-faqs-item-149711-1" > <label class="faq" for="accordian-content-149696-faqs-item-149711-1"> <span class="header">Is there a minimum spend requirement to avail the complimentary round of golf and fitness first/Warehouse Gym access?</span> </label> <div class="content"> <p>Yes, a minimum spends of AED 10,000 or more every month is required for the card holder to avail the complimentary round of golf at partner golf clubs and the Fitness First/Warehouse Gym Access.</p> <p>Golf Privileges: If the minimum spend requirement is not met, a fee of AED 500 will be applicable. Golf privileges are subsidised by Standard Chartered Bank and not a direct offer from the golf club.</p> <p>Fitness First/Warehouse Gym Privileges: If the minimum spend requirement is not met, a fee of AED 500 will be applicable. Cardholders will be requested to charge their Journey Credit Card for AED 1 for every visit to a Fitness First/Warehouse Gym outlet which will be reversed in the following statement.</p> <p> </p> <p><strong>Important notice – </strong><strong>Our Fitness first complimentary access service is ending on 31 October 2024 however effective 1<sup>st</sup> November 2024 all Journey cardholders</strong> will have complimentary access to all Warehouse GYMs across the UAE. <strong><a href="https://www.sc.com/ae/promotions/warehouse-gym/">Find out more</a><sup>6</sup>.</strong></p> </div> </div> </div> <div class="faq-row"> <div class="accordian-div"> <input type="checkbox" class="item-open-state" id="accordian-content-149696-faqs-item-149711-2" > <label class="faq" for="accordian-content-149696-faqs-item-149711-2"> <span class="header">What are the conditions for play and reservations at golf clubs?</span> </label> <div class="content"> <ul> <li>Download the SpikesOn App from Appstore or Google Play.</li> <li>Create your account in the app by entering your details and applying the OTP verification code sent to your mobile phone or registered email address.</li> <li>Click on the Standard Chartered tile under the ‘Specials’ section on the homepage.</li> <li>Click “Upload Your Card” and proceed to upload your Standard Chartered Journey credit card.</li> <li>Once your card has been uploaded, return to the homepage and click on the Standard Chartered tile in the ‘Specials’ section on the homepage.</li> <li>Proceed to select which golf course you would like to play at.</li> <li>Select a Date and Time.</li> <li>Proceed to complete the booking.</li> </ul> </div> </div> <div class="accordian-div"> <input type="checkbox" class="item-open-state" id="accordian-content-149696-faqs-item-149711-3" > <label class="faq" for="accordian-content-149696-faqs-item-149711-3"> <span class="header">What do you do in the event of a medical emergency or a travel claim?</span> </label> <div class="content"> <p>In the event of a medical emergency or if your claim relates to travel you should call the Assistance Department who are available 24 hours at:</p> <p>+971 (4) 253 6024 (Arabic, French, English)</p> <p>For all other claims please email the Claims Helpline at visa@broadspire.eu. You will need to provide:</p> <ul> <li>Cardholder’s name</li> <li>First 9 digits of the Journey card number</li> <li>Cardholder’s address</li> <li>The section under which you wish to make a claim</li> <li>Brief details of your claim</li> </ul> <p>Coverage Examples: For full terms and conditions of the coverage, please click here.</p> <p>Maximum Coverage Amount: 100% of Benefit Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.</p> </div> </div> </div> <div class="hidden-faq"> <div class="faq-row"> <div class="accordian-div"> <input type="checkbox" class="item-open-state" id="accordian-content-149696-faqs-item-149711-4" > <label class="faq" for="accordian-content-149696-faqs-item-149711-4"> <span class="header">Renaming of Visa Infinite card to Journey card, will it make any difference or is there anything I need to do as a client?</span> </label> <div class="content"> <p>No, as a client, you are not required to take any action. All the system and communication changes with our partners have been managed by Standard Chartered Bank. Your Visa infinite card will automatically be replaced with a new Journey design card on renewal, or on replacement which is requested to us through any of our authorised channels (by the client).</p> </div> </div> <label class="faq"></label> </div> </div> <input type="checkbox" class="item-open-state" id="toggleHiddenFaq-149711"> <label for="toggleHiddenFaq-149711" class="faq-toggle show-faq faq-toggle-switch"> <span class="faq-more">Read More</span> <span class="faq-less">Read Less</span> </label> </div> </div> </div> <div class="c-plus-minus-accordion___item"> <input type="checkbox" class="accordian-state" id="accordian-149696-terms-conditions" name="accordian-149696-terms-conditions" > <h3 class="accordion-header"> <label for="accordian-149696-terms-conditions"> Terms & Conditions </label> </h3> <div class="accordion-content"> <link rel='stylesheet' id='sc-term-and-condition-variant-style-css' href='https://av.sc.com/assets/global/css/modules/terms-conditions/terms-conditions-variant.min.css?ver=aad39ed' media='all' /> <div class="m-terms-and-conditions-variant" id="accordian-content-149696-terms-conditions" data-post-status="publish-status" data-post-status-label="Published"> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-0" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-0"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-1001-30-11-2024-en.pdf">Credit Card Welcome Cashback Terms and Conditions (01 October – 30 November 2024)<sup>1</sup></a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-1" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-1"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-1001-30-11-2024-ar.pdf">Credit Card Welcome Cashback Terms and Conditions (01 October – 30 November 2024)-Arabic<sup>1</sup></a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-2" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-2"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-01-1031-2024-en.pdf">Credit Card Welcome Cashback Terms and Conditions (01 October – 31 October 2024)</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-3" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-3"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-01-1031-2024-ar.pdf">Credit Card Welcome Cashback Terms and Conditions (01 October – 31 October 2024)-Arabic</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-4" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-4"> <a href="https://av.sc.com/ae/content/docs/ae-credit-card-welcome-cashback-offer-sep-dec-eng.pdf">Credit Card Welcome Cashback Terms and Conditions (01 September – 30 September 2024)</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-5" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-5"> <a href="https://av.sc.com/ae/content/docs/ae-credit-card-welcome-cashback-offer-sep-dec-arb.pdf">Credit Card Welcome Cashback Terms and Conditions (01 September – 30 September 2024)-Arabic</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-6" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-6"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-aug-2024-en.pdf">Credit Card Welcome Cashback Terms and Conditions (01 August – 31 August 2024)</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-7" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-7"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-aug-2024-ar.pdf">Credit Card Welcome Cashback Terms and Conditions (01 August – 31 August 2024) -Arabic</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-8" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-8"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-july-2024-en.pdf">Credit Card Welcome Cashback Terms and Conditions (01 July – 31 July 2024)</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-9" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-9"> <a href="https://av.sc.com/ae/content/docs/ae-cc-welcome-cashback-offer-july-2024-ar.pdf">Credit Card Welcome Cashback Terms and Conditions (01 July – 31 July 2024) -Arabic </a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-10" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-10"> <a href="https://www.sc.com/ae/terms-and-conditions/ihg-terms-and-conditions/">IHG Terms and Conditions</a> </label> <div class="content"> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-11" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-11"> Convert 360 Rewards points balance to Cash terms and conditions<sup>1</sup> </label> <div class="content"> <ul> <li>Call us on 800 4949 within 60 days of booking to use your Rewards 360<sup>o</sup> points balance for cashback on air tickets purchased on your journey card and on travel bookings.</li> <li>For more details, please check “How to Redeem” section in our <a href="https://www.sc.com/ae/360rewards/">360 Rewards page</a></li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-12" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-12"> <sup>1</sup>Travel Rewards Terms and Conditions </label> <div class="content"> <ul> <li>Call us on 800 4949 within 60 days of booking to use your Rewards 360<sup>o</sup> points for cashback on air tickets purchased on your journey card and on travel bookings</li> <li>For more details please check “How to Redeem” section in our <a href="https://www.sc.com/ae/360rewards/">360 Rewards page</a></li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-13" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-13"> Airport Lounge Terms and Conditions<sup>4</sup> </label> <div class="content"> <ul> <li>Your airport lounge benefits with your Visa credit card will only be accessible exclusively through the <strong>Visa Airport Companion </strong>(VAC) app and will replace the current process of accessing airport lounges by just presenting your physical credit card.</li> <li>Download and register with your Standard Chartered credit card on the Visa Airport Companion app to check your lounge access eligibility and personal benefits.</li> <li>First two visits to the airport lounges in a calendar year is complimentary. To utilise the subsequent unlimited complimentary unlimited visits in the same calendar year, a client needs to make a minimum international spend of USD 1 or equivalent.</li> <li>To activate the remaining subsequent visits, the international spend must be done 15 days before you travel, and automatically the (all) remaining visits access will be unlocked for the remaining calendar year period (January to December).</li> <li>Any visits beyond the 2 complimentary visits and if the spend criteria is not met, then the cardholder will be charged $32 per usage on the used card.</li> <li>The annual lounge visit entitlement and the requirement to meet the eligibility condition will reset from 1 January in subsequent years.</li> <li>The benefit entitlement and spend condition is the same and apply on both primary and supplementary cards.</li> <li>As part of the default option, any lounge visits outside Visa Lounge entitlement will need to be paid for by the Cardholder (Visit will be charged directly to the card by Visa)</li> <li>Visa International reserves the right to modify or cancel any or all of these offers at any time and without notice.</li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-14" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-14"> <sup>2</sup>Golf Terms and Conditions </label> <div class="content"> <ul> <li><strong>All new golf slot booking can be reserved through the SpikesOn.com mobile app or website.</strong> Please follow the below steps to confirm your booking:</li> </ul> <ul> <li style="list-style-type: none"> <ul> <li>Download the SpikesOn App from Appstore or Google Play.</li> <li>Create your account in the app by entering your details and applying the OTP verification code sent to your mobile phone or registered email address.</li> <li>Click on the Standard Chartered tile under the ‘Specials’ section on the homepage.</li> <li>Click “Upload Your Card” and proceed to upload your Standard Chartered Journey credit card.</li> <li>Once your card has been uploaded, return to the homepage and click on the Standard Chartered tile in the ‘Specials’ section on the homepage.</li> <li>Proceed to select which golf course you would like to play at.</li> <li>Select a Date and Time.</li> <li>Proceed to complete the booking.</li> </ul> </li> <li>The eligible Golf clubs for booking are: <ul> <li>Dubai Hills Golf Club (Dubai)</li> <li>The Montgomerie (Dubai)</li> <li>The Els Club (Dubai)</li> <li>Arabian Ranches Golf Club (Dubai)</li> <li>Trump International Golf Club (Dubai)</li> <li>Al Zorah Golf Club (Ajman)</li> <li>Abu Dhabi Golf Club (Abu Dhabi)</li> <li>Saadyat Beach and Golf Club (Abu Dhabi)</li> </ul> </li> </ul> <ul> <li>All Journey cardholders are eligible for 1 complimentary round of golf each month, this complimentary visit per month is a shared benefit limit between the primary and supplementary credit card holders.</li> <li>The journey cardholder is limited to a maximum of 3 rounds of golf in a calendar year at the 8 participating facilities (Golf Clubs). For example, each golf club has a maximum booking limit of three rounds in one calendar year period. If the booking maximum limit (3 rounds) has been availed in the same calendar period, then the cardholder will require to choose another listed golf venue for booking.</li> <li>You must spend AED 10,000 on your card each calendar month to enjoy this offer, otherwise a one-time fee of AED 525 will be charged. Golf privileges are subsidised by Standard Chartered Bank and not a direct offer from the golf club. Only available for Journey card holders whose card account is in good standing order and is regularised (not in default or not cancelled for any reason). This program is not transferable.</li> <li>This benefit is only available when you book via the SpikesOn.com mobile app or on their website <a href="http://www.spikeson.com/">www.spikeson.com</a>, using your eligible Standard Chartered Journey credit card. The SpikesOn.com mobile app is offered by Back9 Solutions General Trading LLC</li> <li>The bookings are required to be placed a maximum of seven (7) days before the date of play on weekdays and weekends.</li> <li>SpikesOn App will have the capability of Booking one (1) complimentary game for the calendar month based on the date of play & not the date of booking. For example, if the customer has booked 1 game in April, they will not be able to play another round in April. But they can make another booking in April to play during the following month.</li> <li>Any unused round of golf at the end of a month will not be rolled over into the next month.</li> <li>Process of making any changes in the Golf booking after receiving the confirmation – <ul> <li>If the booking is outside 48 hrs, the customer can make adjustments via the app. The only change they cannot make is to add an additional person to a booking or move the booking to a different time. In these cases, the customer can simply cancel the original booking and book again. Any changes made to a booking will be notified to the client by email with a booking confirmation.</li> <li>If the booking is inside the 48 hrs cancellation policy, the customer can contact the golf club directly and if agreed to by the golf club, the golf club can make any changes to the booking. Journey card holders will have to pay for buggy, caddie, turf mate, locker fee and insurance at normal published rates & any other fees, where applicable at the club. Card holders credit card will be charged for the full amount 48 hours before a booking after card holder confirms booking using spikeson.com</li> </ul> </li> </ul> <ul> <li>Card holders’ guests have to pay for green fee, buggy, caddie, turf mate, locker fee and insurance at normal published rates & any other fees, where applicable.</li> </ul> <ul> <li>Incase of cancellation within 48 hours of the booking or no show for the golf round, the cardholder will incur fee/charges charged from the participating Golf Clubs as per the rate on that day. This rate will be subjective to the rate offered by the golf club to the Bank. Also, the golf round of that month will also be marked as consumed.</li> </ul> <ul> <li>Journey card holders shall make golf enquiries through SpikesOn help support dedicated hotline number +97142348885 and dedicated email <a href="mailto:help@back9solutions.com.">help@back9solutions.com.</a> Journey cardholders can also benefit from the automated ‘Help Bot’.</li> </ul> <ul> <li>Standard Chartered Bank or SpikesOn.com reserves the right to withhold services to golfers who do not abide by the terms and conditions of play.</li> <li>Acceptance of all bookings/changes to tee times will be at the discretion of the golf clubs and subject to availability.</li> <li>Applicable Third-Party vendor fees/charges may incur VAT.</li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-15" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-15"> <sup>6</sup>Warehouse Gym Terms and Conditions </label> <div class="content"> <strong>Important notice – Effective 1 November 2024</strong> <strong>Terms and Conditions:</strong> <ul> <li><strong>All Journey cardholders will have complimentary access to all Warehouse GYMs across the UAE. The complimentary access is limited to up to 30 visits per month for all Journey credit cardholders. The total 30 visits will be cumulative of Primary and Supplementary cardholders’ visits. A one-time fee of AED 525 will be applied if the total number of visits exceeds 30 visits in a month.</strong></li> <li>A minimum spend of AED 10,000 or more each billing month is required to enjoy complimentary Warehouse Gym access. If the minimum spend is not met in that billing month, an AED 525 fee applies. Cardholders will be charged AED 1 on their Journey credit card at every Warehouse Gym visit, which will be reversed in the following statement.</li> <li>A valid photo ID will be required to gain access to Warehouse Gym outlets.</li> <li>Warehouse Gym terms and conditions are applicable and available at Warehouse gym’s website<a href="https://whgym.com/"> https://whgym.com/</a></li> <li>Journey card holders should provide details of any specific medical conditions that they feel any ‘Coach/Trainer’ should be made aware of prior to using any Warehouse Gym facility.</li> <li>Warehouse Gym, The Warehouse Fitness Center LLC, or any associated company, cannot accept responsibility or liability for any injury, loss, fatality or damage caused to any person or property whatsoever while using the club facilities.</li> <li>Journey card holders need to fill the Physical Activity Readiness Questionnaire (PARQ Form) at club reception to use the club (first time only).</li> <li>Journey card holders shall be subject to the standard terms and conditions applicable to a Warehouse Gym Member, or any such other terms and conditions agreed between Standard Chartered and the Warehouse Gym.</li> <li>Standard Chartered Bank accepts no responsibility or liability for any matters (including but not limited to injury, loss, fatality or damage caused to any person or property) arising out of or in connection with the use of Warehouse Gym facility by a Journey card holder.</li> <li>Kindly find the list of all eligible Warehouse gym <a href="https://whgym.com/">https://whgym.com/</a></li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-16" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-16"> <sup>6</sup>Fitness First Terms and Conditions </label> <div class="content"> <strong>Important notice –Effective 31 October the Complimentary gym facility of Fitness first will not be available. We are introducing a new GYM club facility ‘Warehouse Gyms’ from 1<sup>st</sup> November 2024. All Journey cardholders will be able to enjoy the complimentary access from 1<sup>st</sup> November across the UAE. Refer to Warehouse Gyms terms and conditions and webpage for more information.</strong> Fitness First membership access will be limited to up to 30 visits per month for all Journey credit cardholders. The total 30 visits will be cumulative of Primary and Supplementary cardholders’ visits. A one-time fee of AED 525 will be applied if total number of visits exceed more than 30 visits in a month. You must spend AED 10,000 on your card each billing month to enjoy this exclusive offer, otherwise a one-time fee of AED 525 will be charged. <ul> <li>AED 1 will be charged to your card on each visit but credited back to you the following month.</li> <li>Valid Photo ID will be required to gain access to Fitness First outlets.</li> <li>Fitness First terms and conditions are applicable and available from Fitness First directly.</li> <li>Journey card holders should provide details of any specific medical conditions that he/she feels that any ‘Coach/Trainer’ should be made aware of prior to using any Fitness First facility.</li> <li>Fitness First, Leisure Unlimited LLC, Fitness Unlimited LLC, or any associated company or body including Landmark Group, cannot accept responsibility or liability for any injury, loss, fatality or damage caused to any person or property whatsoever while using the club facilities.</li> <li>Journey card holders need to fill the Physical Activity Readiness Questionnaire (PARQ Form) at club reception to use the club (first time only).</li> <li>Journey card holders shall be subject to the standard terms and conditions applicable to a Fitness First Platinum Plus Member or any such other terms and conditions to be agreed between Standard Chartered and the Supplier.</li> <li>Standard Chartered Bank accepts no responsibility or liability for any matters (including but not limited to injury, loss, fatality or damage caused to any person or property) arising out of or in connection with the use of Fitness First facility by a Journey card holder.</li> <li>Kindly find the list of all eligible Fitness first clubs. <a href="https://av.sc.com/ae/content/docs/ae-infinite-credit-card-fitness-first.pdf">Find out more</a></li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-17" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-17"> <sup>5</sup>Vox Cinemas Terms and Conditions </label> <div class="content"> <ul> <li>A maximum of 6 tickets (3 free) per movie session (2D and 3D movie tickets) can be availed under this offer, on Standard Chartered credit cards.</li> <li>A fair usage policy applies – a maximum of 8 tickets (4 free) may be purchased per person per card each month.</li> <li>Ticket types available under this offer are 2D Standard, Premium View, MAX, Premium View (Mercato, Nation Towers, Nakheel), 2D MAX Atmos Premium View and 3D Standard, MAX Standard, Premium View, and MAX Premium View.</li> <li>Any movie experience not listed above is not eligible for the cinema ticket offer.</li> <li>Standard Chartered credit card holders can enjoy 50% off the second medium popcorn on purchase of one medium popcorn.</li> <li>Card holders are required to present their purchased ticket and their Standard Chartered credit card at the relevant candy bar at the venue to avail the popcorn offer.</li> <li>Seating is subject to availability and will be allocated to Standard Chartered credit card holders on first come first serve basis.</li> <li>This offer is not valid in conjunction with any special promotion, private screening or premiere at VOX Cinemas.</li> <li>Offer valid only in the United Arab Emirates.</li> <li>Tickets purchased on the date are non-refundable and non-transferable.</li> <li>Standard Chartered Bank reserves the right to terminate the offer without any prior notice.</li> <li>Currently, in line with government restrictions, individuals above the age of 60 and children under 13 years of age will not be allowed to enter.</li> <li>It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking.</li> <li>For more information about your health and safety, please refer to the <a href="https://uae.voxcinemas.com/faq" target="_blank" rel="noopener">FAQs</a></li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-18" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-18"> <sup>5</sup>Reel Cinemas Terms and Conditions </label> <div class="content"> <ul> <li>A maximum of 6 tickets (3 free) per movie session (Standard 2D and 3D, or Standard Plus 2D and 3D movie tickets) can be availed under this offer, on Standard Chartered credit cards.</li> <li>A fair usage policy applies – a maximum of 8 tickets (4 free) may be purchased per person per card each month.</li> <li>Ticket types available under this offer are Standard 2D and 3D, or Standard Plus 2D and 3D.</li> <li>This Promotion is not valid for any other Reel Cinema experiences not explicitly mentioned above.</li> <li>Seating is subject to availability and will be allocated to Standard Chartered credit card holders on first come first serve basis.</li> <li>This offer is not valid in conjunction with any special promotion, private screening or premiere at Reel Cinemas.</li> <li>Offer valid only in the United Arab Emirates.</li> <li>Tickets purchased on the date are non-refundable and non-transferable.</li> <li>Standard Chartered Bank reserves the right to terminate the offer without any prior notice.</li> <li>The bank shall not be responsible for or held liable for any amount payable by the Cardholder to any third party arising out of the purchase, supply, quality, installation, use or otherwise of Rewards, or of any negligence, breach of statutory or other duty on the part of the Bank and/or the supplier.</li> <li>Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third-Party Sites (App) or the products or services that may be offered or obtained through them.</li> </ul> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-19" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-19"> <sup>7</sup>Careem Airport Transfer Offer Terms and Conditions </label> <div class="content"> This benefit is only available for Journey credit card holders whose card accounts are in good standing order (not in arrears) This program is not transferable. Offer details: <ul> <li>Journey Credit cardholders are entitled to avail 4 complimentary Airport transfer car rides in a calendar year.</li> <li>To qualify for this benefit, you must have conducted at least 1 Airline transaction within the last 180 days from the date of booking the car ride on the Careem application.</li> <li>The maximum offer amount is capped at AED 100 per ride</li> <li>The offer is only valid on rides to and from UAE airports</li> <li>This benefit can only be availed if the rides are booked though the Careem mobile app. The discount is available when Customer books Trips on all car types, except Hala Taxi.</li> <li>The benefit can be shared between Primary and supplementary card holders (total of 4 rides can be used between primary and supplementary card holders annually.) Annual period will be from January to December every year.</li> <li>Make sure to pay with your journey credit card and use the promo code SCB100 to unlock the offer and save up to AED 100 on each ride</li> <li>In the event a Cardholder does not meet the eligibility criteria; the relevant charges of the ride will be debited from the cardholder’s credit card.</li> <li>Eligible Airline spends – To be eligible for airport transfer rides, the transactions must be conducted directly with the airline or travel agency (only MCC codes from 3000 to 3301 and 4722 will be considered). The airport transfer benefit is only applicable to transactions made through airlines or travel agencies; other transactions will not be eligible. offer.</li> <li>The Car ride service is provided by Careem and is subject to Careem’s terms and conditions, available in careem.com/en-AE/terms-of-service. Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third-Party Site (apps) or the products or services that may be offered or obtained through them. Any Third-Party vendor fees/charges are applicable and may incur VAT</li> <li>For any help and support on the Careem offer, please reach out to their Help center via the Menu tab in the Careem application.</li> <li>The benefits and features set out are as current as the date they appear. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.</li> </ul> <strong>How to Use</strong> <ul> <li>Download the Careem app from the <a href="https://apps.apple.com/us/app/careem-rides-food-more/id592978487">App Store</a> or <a href="https://play.google.com/store/apps/details?id=com.careem.acma&hl=tr&gl=US&pli=1">Google Play Store</a>.</li> <li>Enter the payment details of your eligible Journey credit card into the app.</li> <li>Select your ride “to” or “from” the airport.</li> <li>Simply enter the promo code SCB100 when booking your ride to enable your complimentary airport ride.</li> </ul> <table width="100%"> <tbody> <tr> <td width="87"><strong>Eligible Card</strong></td> <td width="90"><strong>Offer valid for</strong></td> <td width="95"><strong>Ride company</strong></td> <td width="93"><strong>Total number of discounts</strong></td> <td width="93"><strong>Maximum discount per ride</strong></td> <td width="106"><strong>Spend condition</strong></td> <td width="114"><strong>Eligible Airlines spend – Merchant Category code (MCC)</strong></td> </tr> <tr> <td width="87">Journey Credit card</td> <td width="90">Offer only valid to and from in UAE airport terminals</td> <td width="95">Careem</td> <td style="width: 93px;text-align: center" width="93">4 rides per year from January to December (each year)</td> <td style="width: 93px;text-align: center" width="93">Maximum discount of AED100 on each booking</td> <td width="106">Subject to at least 1 airline ticket purchase within the last 180 days.</td> <td width="114">3000 – 3301 & 4722</td> </tr> </tbody> </table> </div> </div> <div class="collapsible-panel"> <input type="checkbox" id="term-and-condition-variant-tc-149716-20" class="item-open-state"> <label class="header" for="term-and-condition-variant-tc-149716-20"> <a href="https://av.sc.com/ae/content/docs/ae-visa-infinite-credit-card-terms-conditions.pdf">Please click here for the Arabic version of the terms and conditions.</a> </label> <div class="content"> </div> </div> </div> </div> </div> <div class="c-plus-minus-accordion___item"> <input type="checkbox" class="accordian-state" id="accordian-149696-disclaimer" name="accordian-149696-disclaimer" > <h3 class="accordion-header"> <label for="accordian-149696-disclaimer"> Disclaimer </label> </h3> <div class="accordion-content"> <div class="m-tables" id="accordian-content-149696-disclaimer" data-post-status="publish-status" data-post-status-label="Published"> <div class="content-wrapper"> <div class="content" id="table-content-127095-1"> <div class="sub-content"> <div class="description"><p>All terms and conditions are applicable to Visa infinite and Journey cardholders.</p> <p>*Offered by Visa International and subject to their terms and conditions. Visit ae.visamiddleeast.com for the latest updates on Infinite card benefits. The benefits and features set out are as current as the date they appear in our document. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.</p> <p>Credit cards are issued at the sole discretion of the Bank and subject to the Bank’s approval criteria. Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third Party Sites (app) or the products or services that may be offered or obtained through them. Applicable Third Party vendor fees/charges may incur VAT.</p> </div> </div> </div> </div> </div> </div> </div> </div>  <div class="sc-bnr sc-bnr--inline" id="sc-lb-module-sc-inline-banner" data-post-status="publish-status" data-post-status-label="Published"> <div class="sc-bnr__bg-wrapper"> <img width="2560" height="1049" src="https://av.sc.com/ae/content/images/ae-the-good-life-privileges-credit-card-page-inline-banner-882X480px-scaled.jpg" class="sc-bnr-image" alt="Dessert, Food, Chocolate" loading="lazy" srcset="https://av.sc.com/ae/content/images/ae-the-good-life-privileges-credit-card-page-inline-banner-882X480px-scaled.jpg 2560w, https://av.sc.com/ae/content/images/ae-the-good-life-privileges-credit-card-page-inline-banner-882X480px-scaled-1024x420.jpg 1024w, https://av.sc.com/ae/content/images/ae-the-good-life-privileges-credit-card-page-inline-banner-882X480px-scaled-768x315.jpg 768w, 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For e.g. you have 100,000 360<sup>o<\/sup> Rewards Points saved up (equivalent to AED 2,000 cashback)\r\n<ol>\r\n \t<li>You buy an Emirates Ticket for AED 2,000<\/li>\r\n \t<li>Call us on 800 4949 and ask us to redeem your points for cashback, after you have purchased your ticket<\/li>\r\n<\/ol>"}},{"@type":"Question","name":"Is there a minimum spend requirement to avail the complimentary round of golf and fitness first\/Warehouse Gym access?","acceptedAnswer":{"@type":"Answer","text":"Yes, a minimum spends of AED 10,000 or more every month is required for the card holder to avail the complimentary round of golf at partner golf clubs and the Fitness First\/Warehouse Gym Access.\r\n\r\nGolf Privileges: If the minimum spend requirement is not met, a fee of AED 500 will be applicable. Golf privileges are subsidised by Standard Chartered Bank and not a direct offer from the golf club.\r\n\r\nFitness First\/Warehouse Gym Privileges: If the minimum spend requirement is not met, a fee of AED 500 will be applicable. Cardholders will be requested to charge their Journey Credit Card for AED 1 for every visit to a Fitness First\/Warehouse Gym outlet which will be reversed in the following statement.\r\n\r\n \r\n\r\n<strong>Important notice – <\/strong><strong>Our Fitness first complimentary access service is ending on 31 October 2024 however effective 1<sup>st<\/sup> November 2024 all Journey cardholders<\/strong> will have complimentary access to all Warehouse GYMs across the UAE. <strong><a href=\"https:\/\/www.sc.com\/ae\/promotions\/warehouse-gym\/\">Find out more<\/a><sup>6<\/sup>.<\/strong>"}},{"@type":"Question","name":"What are the conditions for play and reservations at golf clubs?","acceptedAnswer":{"@type":"Answer","text":"<ul>\r\n \t<li>Download the SpikesOn App from Appstore or Google Play.<\/li>\r\n \t<li>Create your account in the app by entering your details and applying the OTP verification code sent to your mobile phone or registered email address.<\/li>\r\n \t<li>Click on the Standard Chartered tile under the ‘Specials’ section on the homepage.<\/li>\r\n \t<li>Click “Upload Your Card” and proceed to upload your Standard Chartered Journey credit card.<\/li>\r\n \t<li>Once your card has been uploaded, return to the homepage and click on the Standard Chartered tile in the ‘Specials’ section on the homepage.<\/li>\r\n \t<li>Proceed to select which golf course you would like to play at.<\/li>\r\n \t<li>Select a Date and Time.<\/li>\r\n \t<li>Proceed to complete the booking.<\/li>\r\n<\/ul>"}},{"@type":"Question","name":"What do you do in the event of a medical emergency or a travel claim?","acceptedAnswer":{"@type":"Answer","text":"In the event of a medical emergency or if your claim relates to travel you should call the Assistance Department who are available 24 hours at:\r\n\r\n+971 (4) 253 6024 (Arabic, French, English)\r\n\r\nFor all other claims please email the Claims Helpline at visa@broadspire.eu. You will need to provide:\r\n<ul>\r\n \t<li>Cardholder’s name<\/li>\r\n \t<li>First 9 digits of the Journey card number<\/li>\r\n \t<li>Cardholder’s address<\/li>\r\n \t<li>The section under which you wish to make a claim<\/li>\r\n \t<li>Brief details of your claim<\/li>\r\n<\/ul>\r\nCoverage Examples: For full terms and conditions of the coverage, please click here.\r\n\r\nMaximum Coverage Amount: 100% of Benefit Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions."}},{"@type":"Question","name":"Renaming of Visa Infinite card to Journey card, will it make any difference or is there anything I need to do as a client?","acceptedAnswer":{"@type":"Answer","text":"No, as a client, you are not required to take any action. All the system and communication changes with our partners have been managed by Standard Chartered Bank. Your Visa infinite card will automatically be replaced with a new Journey design card on renewal, or on replacement which is requested to us through any of our authorised channels (by the client)."}}]} </script> <div class="helper-svg-gradients"> <svg width="100px" height="100px" viewBox="0 0 100 100"> <defs>  <linearGradient id="gradient-blue-to-green" gradientUnits="userSpaceOnUse" x1="0%" y1="0%" x2="100%" y2="100%"> <stop stop-color="#6cc9fe" offset="0"></stop> <stop stop-color="#38d54a" offset="1"></stop> </linearGradient> </defs> </svg> </div> <script src='https://av.sc.com/assets/global/js/vendor/jquery-3.5.1.min.js' id='jquery-js'></script> <script src='https://av.sc.com/assets/global/js/vendor.min.js?ver=aad39ed' id='vendor-js'></script> <script src='https://av.sc.com/assets/global/icons/grunticon.loader.min.js?ver=aad39ed' id='grunticon-js'></script> <script src='https://av.sc.com/assets/global/js/vendor/bundle.min.js?ver=aad39ed' id='bundlejs-js'></script> <script src='https://av.sc.com/assets/global/js/grunticon-init.min.js?ver=aad39ed' id='grunticon-init-js'></script> <script src='https://av.sc.com/assets/global/js/analytics/eddl-abstract-data-layer.min.js?ver=aad39ed' id='abstract-analytics-js'></script> <script src='https://av.sc.com/assets/global/js/analytics/markets/ae-event-listener.min.js?ver=aad39ed' id='event-listener-js'></script> <script src='https://av.sc.com/assets/global/js/onetrust-cookie-custom.min.js?ver=aad39ed' id='sc-onetrust-cookie-script-js'></script> <script src='https://av.sc.com/assets/global/js/features-dropdown.min.js?ver=aad39ed' id='sc-product-features-collapse-script-js'></script> <script src='https://av.sc.com/assets/global/js/accordian.min.js?ver=aad39ed' id='sc-accordian-js'></script> <script src='https://av.sc.com/assets/global/js/clickToChat.min.js?ver=aad39ed' id='clicktochat-js'></script> <script> if(navigator.userAgent.indexOf("Trident/7.0") != -1){ if(typeof _satellite !== "undefined") { _satellite.pageBottom(); } } </script> <script type="text/javascript" src="/B4p1VGR8/zbv/Jvb/jn6_2qryXD/amubGwpVLkDL5w/DFxcZFd6PAI/Jj/oGK20-TA4"></script></body> </html>

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Journey Credit Card: Exclusive Airline miles and Travel Benefits – Standard Chartered UAE