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HSBC UK - Personal & Online Banking

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</script> </span> <div> <header class="header grid" role="banner"> <div id="messaging-banner" class="messaging-banner pub"> </div> <div class="browser-notification hidden"> <div class="browser-notification-wrapper"> <div class="browser-notification-icons left-icon"> <span class="icon-exclamation"></span> </div> <div class="browser-notification-text"><p><a href="https://www.microsoft.com/en-gb/download/internet-explorer.aspx" target="_blank">Our website doesn't support your browser so please upgrade</a>.<br /> </p> </div> <div class="browser-notification-icons right-icon"> <button class="close-browser-notification"> <span class="icon icon-close" aria-hidden="true"></span> <span class="visuallyhidden"></span> </button> </div> </div> </div> <script type="text/java" id="cpiLogoffScript" data-retail-logoff-url="/bin/logout./content/hsbc/gb/en_gb/cpi/log-off-retail" data-advance-logoff-url="/bin/logout./content/hsbc/gb/en_gb/cpi/log-off-advance" 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<span class="header-main-navigation-title">Banking</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Accounts &amp; services</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-0"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/current-accounts/" data-event-component="topnav" data-event-name="Banking: Current accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Current accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/premier/" aria-label="Premier Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Premier Account"> Premier Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/bank-account/" aria-label="Bank Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Bank Account"> Bank Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/advance/" aria-label="Advance Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Advance Account"> Advance Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/student/" aria-label="Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Student Account"> Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/international-student/" aria-label="International Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: International student account"> International Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/children/" aria-label="Children&#39;s Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Childrens Account"> Children&#39;s Account </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" aria-label="Business accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: Business accounts"> Business accounts </a> </li> <li> <a href="/current-accounts/products/jade/private-bank/" aria-label="Private Banking Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Private Banking Account"> Private Banking Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/" aria-label="See all current accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: See all current accounts"> See all current accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/savings/" data-event-component="topnav" data-event-name="Banking: Savings accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Savings accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/savings/products/fixed-rate-isa/" aria-label="Fixed Rate Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings:Fixed Rate Cash ISA"> Fixed Rate Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/online-bonus-saver/" aria-label=" Online Bonus Saver" data-event-component="topnav" data-event-name="Banking: Savings: Online Bonus Saver"> Online Bonus Saver </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/regular-saver/" aria-label="Regular Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Regular Savings Account"> Regular Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/cash-isa/" aria-label="Loyalty Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings: Loyalty Cash ISA"> Loyalty Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/fixed-rate/" aria-label="Fixed Rate Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Fixed Rate Savings Account"> Fixed Rate Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/mysavings/" aria-label="Children’s Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Children’s Savings Account"> Children’s Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/easy-access-accounts/" aria-label="Easy access savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: easy access savings accounts"> Easy access savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/compare/" aria-label="Compare savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: Compare savings accounts"> Compare savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/" aria-label="See all savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: See all savings accounts"> See all savings accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/international/" data-event-component="topnav" data-event-name="Banking: International services" class="doormat-heading-link"> <h2 class="doormat-heading">International services</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/global-money/" aria-label="Global Money Account" data-event-component="topnav" data-event-name="Global Money Account"> Global Money Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/using-your-card-abroad/" aria-label="Using your card outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: Using your card outside the UK"> Using your card outside the UK </a> </li> <li> <a href="https://www.hsbc.co.uk/international/travel-money/" aria-label="Travel Money" data-event-component="topnav" data-event-name="Banking: International Services: Travel Money"> Travel Money </a> </li> <li> <a href="https://www.hsbc.co.uk/international/money-transfer/" aria-label="International payments" data-event-component="topnav" data-event-name="Banking: International Services: International payments"> International payments </a> </li> <li> <a href="https://www.hsbc.co.uk/international/currency-account/" aria-label="Currency Account" data-event-component="topnav" data-event-name="Banking: International Services: Currency Account"> Currency Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/overseas-account-opening/" aria-label="Opening an account outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: International Bank Account"> Opening an account outside the UK </a> </li> <li> <a href="/international/apply-for-a-uk-account/" aria-label="Open a UK account" data-event-component="topnav" data-event-name="Banking: International Services: Open a UK account"> Open a UK account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/" aria-label="See all international services" data-event-component="topnav" data-event-name="Banking: International Services: See all international services"> See all international services </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already banking with us?</h2> <ul class="doormat-links"> <li> <a href="/current-accounts/existing-customers/" aria-label="Existing customers" data-event-component="topnav" data-event-name="Banking: Already banking with us: Existing customers"> Existing customers </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Money worries </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/" aria-label="Manage your account" data-event-component="topnav" data-event-name="Banking: Already banking with us: Manage your account"> Manage your account </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/mobile/" aria-label="Mobile banking " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Mobile banking </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Banking: Already banking with us: Online banking"> Online banking </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdrafts/" aria-label="Overdrafts" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdrafts "> Overdrafts </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdraft-calculator/" aria-label="Overdraft calculator" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdraft calculator"> Overdraft calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-1" class="header-mobile-doormat-1 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-borrowing hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Borrowing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short &amp; long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products &amp; planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks &amp; shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks &amp; shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children’s education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children&#39;s education calculator"> Children’s education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property &amp; family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Premier Travel support"> Premier Travel support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/" aria-label="Aspects Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Aspects Insurance support"> Aspects Insurance support </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-4" class="header-mobile-doormat-4 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-health hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Wellbeing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Financial health &amp; support</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-4"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/financial-fitness/" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness" class="doormat-heading-link"> <h2 class="doormat-heading">Financial fitness</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/fitness-score/" aria-label="Financial health tools &amp; webinars" data-event-component="topnav" data-event-name="Financial fitness score tool"> Financial health tools &amp; webinars </a> </li> <li> <a href="/financial-fitness/everyday-budgeting/" aria-label="Everyday budgeting" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness Everyday budgeting"> Everyday budgeting </a> </li> <li> <a href="/financial-fitness/managing-debt/" aria-label="Managing debt" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Managing debt"> Managing debt </a> </li> <li> <a href="/financial-fitness/growing-your-money/" aria-label="Growing your money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Growing your money"> Growing your money </a> </li> <li> <a href="/help/security-centre/" aria-label="Staying safe and secure" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Staying safe and secure"> Staying safe and secure </a> </li> <li> <a href="/financial-education/" aria-label="Learning about money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Learning about money"> Learning about money </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/new-beginnings/" data-event-component="topnav" data-event-name="Wellbeing: New Beginnings" class="doormat-heading-link"> <h2 class="doormat-heading">New beginnings</h2> </a> <ul class="doormat-links"> <li> <a href="/new-beginnings/expanding-your-family/" aria-label="Expanding your family" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Expanding your family"> Expanding your family </a> </li> <li> <a href="/new-beginnings/getting-married/" aria-label="Getting married" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Getting married"> Getting married </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/" aria-label="Planning for retirement" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Planning for retirement"> Planning for retirement </a> </li> <li> <a href="/mortgages/first-time-buyers/" aria-label="Buying your first home" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Buying your first home"> Buying your first home </a> </li> <li> <a href="/international/moving-abroad/" aria-label="Moving abroad" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Moving abroad"> Moving abroad </a> </li> <li> <a href="/students/" aria-label="Going to uni" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Going to uni"> Going to uni </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/life-events/" data-event-component="topnav" data-event-name="Wellbeing: Life events" class="doormat-heading-link"> <h2 class="doormat-heading">Life events</h2> </a> <ul class="doormat-links"> <li> <a href="/help/life-events/bereavement/" aria-label="Bereavement support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Bereavement support"> Bereavement support </a> </li> <li> <a href="/help/life-events/assisting-someone-with-their-money/" aria-label="Assisting someone with their money" data-event-component="topnav" data-event-name="Wellbeing: Life events: Assisting someone with their money"> Assisting someone with their money </a> </li> <li> <a href="/help/life-events/separation/" aria-label="Separation" data-event-component="topnav" data-event-name="Wellbeing: Life events: Separation "> Separation </a> </li> <li> <a href="/help/life-events/unexpected-change/redundancy/" aria-label="Losing your job" data-event-component="topnav" data-event-name="Wellbeing: Life events: Losing your job"> Losing your job </a> </li> <li> <a href="/help/life-events/poa/" aria-label="Power of Attorney" data-event-component="topnav" data-event-name="Wellbeing: Life events: Power of attorney"> Power of Attorney </a> </li> <li> <a href="/accessibility/mental-health-and-support/" aria-label="Mental health and support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Mental health and support"> Mental health and support </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/money-worries/" data-event-component="topnav" data-event-name="Wellbeing: Money worries" class="doormat-heading-link"> <h2 class="doormat-heading">Money worries</h2> </a> <ul class="doormat-links"> <li> <a href="/help/money-worries/how-we-can-help/" aria-label="How we can help" data-event-component="topnav" data-event-name="Wellbeing: Money worries: How we can help"> How we can help </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/help/money-worries/financial-abuse/" aria-label="Financial and domestic abuse" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Financial and domestic abuse"> Financial and domestic abuse </a> </li> <li> <a href="/help/money-worries/managing-your-finances/" aria-label="Managing your finances" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Managing your finances"> Managing your finances </a> </li> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Coronavirus support"> Rising cost of living </a> </li> <li> <a href="/help/card-support/gambling-restrictions/" aria-label="Support for gambling" data-event-component="topnav" data-event-name="Wellbeing: Card support: Support for gambling"> Support for gambling </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-5" class="header-mobile-doormat-5 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-help hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Help</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Service &amp; security</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-5"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Managing your account" class="doormat-heading-link"> <h2 class="doormat-heading">Managing your account</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living"> Rising cost of living </a> </li> <li> <a href="/ways-to-bank/" aria-label="Ways to bank" data-event-component="topnav" data-event-name="Help: Managing your account: Ways to bank"> Ways to bank </a> </li> <li> <a href="/help/card-support/" aria-label="Card support" data-event-component="topnav" data-event-name="Help: Managing your account: Card support"> Card support </a> </li> <li> <a href="/help/banking-made-easy/how-to-set-up-a-direct-debit/" aria-label="Set up or cancel a Direct Debit" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a direct debit"> Set up or cancel a Direct Debit </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/how-to-set-up-standing-order/" aria-label="Set up or cancel a standing order" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a standing order"> Set up or cancel a standing order </a> </li> <li> <a href="/help/card-support/dispute-transaction/" aria-label="Query a transaction" data-event-component="topnav" data-event-name="Help: Managing your account: Query a transaction"> Query a transaction </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/security-centre/" data-event-component="topnav" data-event-name="Help: Fraud and security" class="doormat-heading-link"> <h2 class="doormat-heading">Fraud and security</h2> </a> <ul class="doormat-links"> <li> <a href="/help/security-centre/fraud-guide/" aria-label="Fraud guide" data-event-component="topnav" data-event-name="Help: Fraud and security: Fraud guide"> Fraud guide </a> </li> <li> <a href="/help/security-centre/received-a-text/" aria-label="Received a text?" data-event-component="topnav" data-event-name="Help: Fraud and security: Received a text"> Received a text? </a> </li> <li> <a href="/help/security-centre/hsbc-safeguard/" aria-label="HSBC Safeguard" data-event-component="topnav" data-event-name="Help: Fraud and security: HSBC Safeguard"> HSBC Safeguard </a> </li> <li> <a href="/help/security-centre/secure-key/" aria-label="Secure Key" data-event-component="topnav" data-event-name="Help: Fraud and security: Secure Key"> Secure Key </a> </li> <li> <a href="/help/security-centre/digital-security-promise/" aria-label="Our Digital Security Promise" data-event-component="topnav" data-event-name="Help: Fraud and security: Our Digital Security Promise"> Our Digital Security Promise </a> </li> <li> <a href="/help/security-centre/verification/" aria-label="Verify your ID online" data-event-component="topnav" data-event-name="Help: Fraud and security: Verify your ID online"> Verify your ID online </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Digital banking" class="doormat-heading-link"> <h2 class="doormat-heading">Digital banking</h2> </a> <ul class="doormat-links"> <li> <a href="/register/" aria-label="Register for digital banking" data-event-component="topnav" data-event-name="Help: Digital banking: Register for digital banking"> Register for digital banking </a> </li> <li> <a href="/ways-to-bank/mobile/" aria-label="Mobile banking" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile banking"> Mobile banking </a> </li> <li> <a href="/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Help: Digital banking: Online banking"> Online banking </a> </li> <li> <a href="/current-accounts/banking-at-home/" aria-label="Banking at home" data-event-component="topnav" data-event-name="Help: Digital banking: Banking at home"> Banking at home </a> </li> <li> <a href="/ways-to-bank/mobile/cheque-deposit/" aria-label="Mobile cheque deposit" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile cheque deposit"> Mobile cheque deposit </a> </li> <li> <a href="/help/security-centre/lost-your-details/" aria-label="Reset your log on details" data-event-component="topnav" data-event-name="Help: Digital banking: Reset your online banking details"> Reset your log on details </a> </li> <li> <a href="/ways-to-bank/mobile/money-management/" aria-label="Mobile money management" data-event-component="topnav" data-event-name="Help: Digital banking: Plan ahead"> Mobile money management </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/" data-event-component="topnav" data-event-name="Help: Help" class="doormat-heading-link"> <h2 class="doormat-heading">Help</h2> </a> <ul class="doormat-links"> <li> <a href="/help/" aria-label="Customer support" data-event-component="topnav" data-event-name="Help: Help: Customer support"> Customer support </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Help: Help: Making payments"> Money worries </a> </li> <li> <a 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</a> </li> <li> <a href="/sustainability/" aria-label="Sustainability" data-event-component="topnav" data-event-name="Help: Help: Sustainability"> Sustainability </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> </ul> </nav> </div> </div> </div> <div class="header-mobile"> <div class="header-mobile-top hide-on-desktop"> <button class="header-sidebar-trigger" aria-label="Open menu" data-aria-label-open-menu="Open menu" data-aria-label-close-menu="Close menu"> <span class="icon icon-menu" aria-hidden="true"></span> <span class="header-sidebar-trigger-text">Menu</span> </button> <nav id="sidebar" class="header-mobile-sidebar hide-on-desktop"> <div class="header-mobile-sidebar-content"> <div class="close-submenu-trigger" role="button" tabindex="0" aria-label="Close Submenu"> <span class="icon icon-chevron-left" aria-hidden="true"></span> </div> <ul class="header-mobile-doormat" role="menubar"> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-0" class="header-mobile-doormat-0 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-banking hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Banking</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Accounts &amp; services</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-0"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/current-accounts/" data-event-component="topnav" data-event-name="Banking: Current accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Current accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/premier/" aria-label="Premier Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Premier Account"> Premier Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/bank-account/" aria-label="Bank Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Bank Account"> Bank Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/advance/" aria-label="Advance Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Advance Account"> Advance Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/student/" aria-label="Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Student Account"> Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/international-student/" aria-label="International Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: International student account"> International Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/children/" aria-label="Children&#39;s Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Childrens Account"> Children&#39;s Account </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" aria-label="Business accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: Business accounts"> Business accounts </a> </li> <li> <a href="/current-accounts/products/jade/private-bank/" aria-label="Private Banking Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Private Banking Account"> Private Banking Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/" aria-label="See all current accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: See all current accounts"> See all current accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/savings/" data-event-component="topnav" data-event-name="Banking: Savings accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Savings accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/savings/products/fixed-rate-isa/" aria-label="Fixed Rate Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings:Fixed Rate Cash ISA"> Fixed Rate Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/online-bonus-saver/" aria-label=" Online Bonus Saver" data-event-component="topnav" data-event-name="Banking: Savings: Online Bonus Saver"> Online Bonus Saver </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/regular-saver/" aria-label="Regular Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Regular Savings Account"> Regular Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/cash-isa/" aria-label="Loyalty Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings: Loyalty Cash ISA"> Loyalty Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/fixed-rate/" aria-label="Fixed Rate Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Fixed Rate Savings Account"> Fixed Rate Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/mysavings/" aria-label="Children’s Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Children’s Savings Account"> Children’s Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/easy-access-accounts/" aria-label="Easy access savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: easy access savings accounts"> Easy access savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/compare/" aria-label="Compare savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: Compare savings accounts"> Compare savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/" aria-label="See all savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: See all savings accounts"> See all savings accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/international/" data-event-component="topnav" data-event-name="Banking: International services" class="doormat-heading-link"> <h2 class="doormat-heading">International services</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/global-money/" aria-label="Global Money Account" data-event-component="topnav" data-event-name="Global Money Account"> Global Money Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/using-your-card-abroad/" aria-label="Using your card outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: Using your card outside the UK"> Using your card outside the UK </a> </li> <li> <a href="https://www.hsbc.co.uk/international/travel-money/" aria-label="Travel Money" data-event-component="topnav" data-event-name="Banking: International Services: Travel Money"> Travel Money </a> </li> <li> <a href="https://www.hsbc.co.uk/international/money-transfer/" aria-label="International payments" data-event-component="topnav" data-event-name="Banking: International Services: International payments"> International payments </a> </li> <li> <a href="https://www.hsbc.co.uk/international/currency-account/" aria-label="Currency Account" data-event-component="topnav" data-event-name="Banking: International Services: Currency Account"> Currency Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/overseas-account-opening/" aria-label="Opening an account outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: International Bank Account"> Opening an account outside the UK </a> </li> <li> <a href="/international/apply-for-a-uk-account/" aria-label="Open a UK account" data-event-component="topnav" data-event-name="Banking: International Services: Open a UK account"> Open a UK account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/" aria-label="See all international services" data-event-component="topnav" data-event-name="Banking: International Services: See all international services"> See all international services </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already banking with us?</h2> <ul class="doormat-links"> <li> <a href="/current-accounts/existing-customers/" aria-label="Existing customers" data-event-component="topnav" data-event-name="Banking: Already banking with us: Existing customers"> Existing customers </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Money worries </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/" aria-label="Manage your account" data-event-component="topnav" data-event-name="Banking: Already banking with us: Manage your account"> Manage your account </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/mobile/" aria-label="Mobile banking " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Mobile banking </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Banking: Already banking with us: Online banking"> Online banking </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdrafts/" aria-label="Overdrafts" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdrafts "> Overdrafts </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdraft-calculator/" aria-label="Overdraft calculator" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdraft calculator"> Overdraft calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-1" class="header-mobile-doormat-1 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-borrowing hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Borrowing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short &amp; long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products &amp; planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks &amp; shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks &amp; shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children’s education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children&#39;s education calculator"> Children’s education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property &amp; family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" 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<ul class="doormat-links"> <li> <a href="/new-beginnings/expanding-your-family/" aria-label="Expanding your family" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Expanding your family"> Expanding your family </a> </li> <li> <a href="/new-beginnings/getting-married/" aria-label="Getting married" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Getting married"> Getting married </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/" aria-label="Planning for retirement" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Planning for retirement"> Planning for retirement </a> </li> <li> <a href="/mortgages/first-time-buyers/" aria-label="Buying your first home" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Buying your first home"> Buying your first home </a> </li> <li> <a href="/international/moving-abroad/" aria-label="Moving abroad" data-event-component="topnav" 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class="smart-image"> <figure class="smart-image-figure"> <picture id="hp_intro_image_2"> <source srcset="/content/dam/hsbc/gb/images/21-9/14395-shelter-1-933x400.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/21-9/14395-shelter-1-933x400.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/21-9/14395-shelter-1-933x400.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="hp_intro_image_3" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/21-9/14395-shelter-1-933x400.jpg" alt="Home is everything"/> </picture> </figure> </div> </div> </div> <div class="lg-5 md-7 sm-12 hero-banner-container"> <div id="hp_intro_hero_banner_1" class="O-HEROBAN-RW-RBWM "> <div class="A-PNL-RW-ALL"> <h1 class="A-TYP38L-RW-ALL text-container text "> HSBC UK and Shelter </h1> <div class="A-PAR16R-RW-ALL text-container text "> Together we are supporting people to build financial resilience and help break the circle of homelessness </div> <div> <a class="A-BTNP-RW-ALL" href="/opportunity/shelter-partnership/" target="_self" id="hp_intro_button_1" tms-dblclick="PWS_UK_EN_DEFAULT_HP_01" data-pid="PWS_UK_EN_DEFAULT_HP_01" data-event-component="button" data-event-name="Learn more|component:hero"> <span aria-hidden="true">Learn more</span> <span class="visuallyhidden">Learn more about HSBC&#39;s partnership with Shelter </span> </a> </div> </div> </div> </div></div> <div class="lg-3 md-12 sm-12 link-panel-container"> <div> <div id="hp_intro_link_panel_1" class="M-LNKPN-RW-DEV"> <div class="A-PNLSLATE-RW-ALL"> <div id="hp_intro_link_panel_item_1" class="link-element lg-12 md-6 sm-12"> <div id="hp_intro_link_1" class="link-container"> <a class="A-LNKC28TDB-RW-ALL" href="/current-accounts/products/global-money/" target="_self" data-pid="PWS_UK_EN_D1448_0" data-event-component="text link" data-event-name="global money account|component:hero"> <span class="link text"> Global Money Account </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <div class="A-PAR16R-RW-ALL text-container text "> Send and spend abroad with no HSBC fees. Eligibility criteria apply. </div> </div> <span class="A-DIVHL-RW-ALL"></span> <span class="A-DIVVL-RW-ALL"></span> <div id="hp_intro_link_panel_item_2" class="link-element lg-12 md-6 sm-12"> <div id="hp_intro_link_2" class="link-container"> <a class="A-LNKC28TDB-RW-ALL" href="/savings/goals/" target="_self" data-pid="PWS_UK_EN_D2751_0" data-event-component="text link" data-event-name="savings goals|component:hero"> <span class="link text"> Savings goals </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <div class="A-PAR16R-RW-ALL text-container text "> Whatever your plan, creating a goal can help you achieve it. </div> </div> </div> </div> </div> </div> </div></div> </div> </div> <main class="grid O-SMARTSPCGENGRID"> <div class="row with-bg"><div id="hp_notificationBanner_1" class="sm-12"> <section class="notification-banner O-SMARTSPCGEN-DEV hidden"> <div class="A-PNLINLNEMSGE-RW-ALL"> <div class="notification-banner-icon"> <i class="icon icon-circle-info" aria-hidden="true"></i> </div> <div class="notification-banner-text A-TYP16R-RW-ALL"> <p>The Bank of England base rate has changed from 5.00% to 4.75%.</p> <p>Visit our <u><a href="/help/bank-of-england-base-rate/" target="_self">Bank of England</a></u> page to see how this might impact you.</p> </div> <div class="notification-banner-close"> <button class="close-notification-banner"> <i class="icon icon-delete-small" aria-hidden="true"></i> <span class="visuallyhidden"> Close </span> </button> </div> </div> </section> </div> </div> <div class="row with-bg"> <div class="sm-12"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_main_columnControl_1"> <div class="cc cc-columns-25-25-25-25 "> <div id="hp_main_columnControlColumn_1" class="cc-column"> <div class="M-SIMPLELINKS-DEV O-SMARTSPCGEN-DEV"> <div id="hp_main_simplelinks_1"> <ul class="links-list"> <li> <div id="hp_main_link_1" class="link-container"> <a class="A-LNKC28L-RW-ALL" href="/current-accounts/products/" data-pid="PWS_UK_EN_DEFAULT_3A" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Current accounts"> <span class="link"> Current accounts </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </li> </ul> </div> </div> <div class="M-SIMPLELINKS-DEV O-SMARTSPCGEN-DEV"> <div id="hp_main_simplelinks_2"> <ul class="links-list"> <li> <div id="hp_main_link_2" class="link-container"> <a class="A-LNKC28L-RW-ALL" href="/loans/" data-pid="PWS_UK_EN_DEFAULT_3B" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Loans"> <span class="link"> Loans </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </li> </ul> </div> </div> </div> <div id="hp_main_columnControlColumn_2" class="cc-column"> <div class="M-SIMPLELINKS-DEV O-SMARTSPCGEN-DEV"> <div id="hp_main_simplelinks_3"> <ul class="links-list"> <li> <div id="hp_main_link_3" class="link-container"> <a class="A-LNKC28L-RW-ALL" href="/mortgages/" data-pid="PWS_UK_EN_DEFAULT_4A" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Mortgages"> <span class="link"> Mortgages </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </li> </ul> </div> </div> <div class="M-SIMPLELINKS-DEV O-SMARTSPCGEN-DEV"> <div id="hp_main_simplelinks_4"> <ul class="links-list"> <li> <div id="hp_main_link_4" class="link-container"> <a class="A-LNKC28L-RW-ALL" href="/international/" data-pid="PWS_UK_EN_DEFAULT_4B" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="International"> <span class="link"> International </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </li> </ul> </div> </div> </div> <div id="hp_main_columnControlColumn_3" class="cc-column"> <div class="M-SIMPLELINKS-DEV 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id="hp_main_columnControlColumn_4" class="cc-column"> <div class="M-SIMPLELINKS-DEV O-SMARTSPCGEN-DEV"> <div id="hp_main_simplelinks_7"> <ul class="links-list"> <li> <div id="hp_main_link_7" class="link-container"> <a class="A-LNKC28L-RW-ALL" href="/savings/products/" data-pid="PWS_UK_EN_DEFAULT_6A" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Savings"> <span class="link"> Savings </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </li> </ul> </div> </div> <div class="M-SIMPLELINKS-DEV O-SMARTSPCGEN-DEV"> <div id="hp_main_simplelinks_8"> <ul class="links-list"> <li> <div id="hp_main_link_8" class="link-container"> <a class="A-LNKC28L-RW-ALL" href="/insurance/products/" data-pid="PWS_UK_EN_DEFAULT_6B" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Insurance"> <span class="link"> Insurance </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV"><div> <div class="O-MASTERTILE-DEV title-hidden"> <div class="row"> <div class="container sm-12 md-12 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_main_tile_1" class="A-PNL-RW-ALL"> <a href="/help/" data-pid="PWS_UK_EN_DEFAULT_7" data-pid-action="Accept" data-event-component="text link" data-event-name="Looking for help" class="A-LNKC28L-RW-ALL" target="_self"> <div class="image-wrapper"> <picture id="hp_main_image_1"> <source srcset="/content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="hp_main_image_2" class="A-IMAGE-RW-ALL " src="/content/dam/hsbc/gb/images/16-9/learning-to-ride-1.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </div> <div class="heading"> <h2 class="link"> Looking for help?</h2>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>Find answers to your questions and get the latest guidance.</p> </div> <div class="A-PNLPEARL-RW-ALL"> <div id="hp_main_link_9" class="link-container"> <a class="A-LNKST-RW-ALL" href="/help/digital-banking-help-tool/" target="_blank" rel="noopener " data-pid="PWS_UK_EN_DEFAULT_8" data-event-component="text link" data-event-name="Coronavirus guidance"> <span aria-hidden="true" class="link text"> Digital reset </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> <span class="visuallyhidden">Digital reset This link will open in a new window</span> </a> </div> <span class="A-DIVHL-RW-ALL"></span> <div id="hp_main_link_10" class="link-container"> <a class="A-LNKST-RW-ALL" href="/help/banking-made-easy/" target="_self" data-pid="PWS_UK_EN_DEFAULT_9" data-event-component="text link" data-event-name="Financial support"> <span class="link text"> Managing your account </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_main_tile_2" class="A-PNL-RW-ALL"> <a href="/savings/is-my-money-safe/" data-pid="PWS_UK_EN_DEFAULT_10" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Check your financial fitness score" class="A-LNKC28L-RW-ALL" target="_self"> <div class="image-wrapper"> <picture id="hp_main_image_3"> <source srcset="/content/dam/hsbc/ciiom/images/bank-accounts/16-9/1568-holding-child-smiling-together-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/ciiom/images/bank-accounts/16-9/1568-holding-child-smiling-together-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/ciiom/images/bank-accounts/16-9/1568-holding-child-smiling-together-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/ciiom/images/bank-accounts/16-9/1568-holding-child-smiling-together-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="hp_main_image_4" class="A-IMAGE-RW-ALL " src="/content/dam/hsbc/ciiom/images/bank-accounts/16-9/1568-holding-child-smiling-together-800x450.jpg" alt/> </picture> </div> <div class="heading"> <h2 class="link"> How safe is my money?</h2>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>When times are tough, knowing your money's safe can be reassuring.</p> </div> <div class="A-PNLPEARL-RW-ALL"> <div id="hp_main_link_11" class="link-container"> <a class="A-LNKST-RW-ALL" href="/help/security-centre/cyber-security-how-to-bank-safely/" target="_self" data-pid="PWS_UK_EN_DEFAULT_12" data-event-component="text link" data-event-name="How to bank safely online"> <span class="link text"> How to bank safely online </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <span class="A-DIVHL-RW-ALL"></span> <div id="hp_main_link_12" class="link-container"> <a class="A-LNKST-RW-ALL" href="/savings/" target="_self" data-pid="PWS_UK_EN_DEFAULT_11" data-event-component="text link" data-event-name="CTA: Explore Savings"> <span class="link text"> Find out more about savings </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_main_tile_3" class="A-PNL-RW-ALL"> <a href="/investments/" data-pid="PWS_UK_EN_DEFAULT_13_JUN21" data-pid-action="Internal promotion click" data-event-component="text link" data-event-name="Growing your money" class="A-LNKC28L-RW-ALL" target="_self"> <div class="image-wrapper"> <picture id="hp_main_image_5"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="hp_main_image_6" class="A-IMAGE-RW-ALL " src="/content/dam/hsbc/gb/images/articles/16-9/9840-person-gardening-2000X1125.jpg" alt/> </picture> </div> <div class="heading"> <h2 class="link"> Growing your money</h2>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>Explore ways you could&nbsp;make the most of your money&nbsp;to help reach your goals.</p> </div> <div class="A-PNLPEARL-RW-ALL"> <div id="hp_main_link_13" class="link-container"> <a class="A-LNKST-RW-ALL" href="/investments/how-to-set-long-term-financial-goals/" target="_self" data-pid="PWS_UK_EN_DEFAULT_14_JUN21" data-event-component="text link" data-event-name="How to set long-term financial goals"> <span class="link text"> How to set long-term financial goals </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <span class="A-DIVHL-RW-ALL"></span> <div id="hp_main_link_14" class="link-container"> <a class="A-LNKST-RW-ALL" href="/investments/saving-vs-investing/" target="_self" data-pid="PWS_UK_EN_DEFAULT_15_JUN21" data-event-component="text link" data-event-name="Saving vs investing"> <span class="link text"> Saving vs investing </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </div> </div> </div> </div> </div> </div></div> <div class="O-SMARTSPCGEN-DEV"><div> <div class="O-MASTERTILE-DEV title-hidden"> <div class="row"> <div class="container sm-12 md-12 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_main_tile_4" class="A-PNL-RW-ALL"> <div class="heading"> <h3 class="A-TYP28L-RW-ALL"> Support and security</h3> </div> <div class="link-section "> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_15" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/ways-to-bank/mobile/" target="_self" data-pid="PWS_UK_EN_13261_0" data-pid-action="Accept" data-event-component="text link" data-event-name="mobile banking|component:support and security|position:1"> <span class="link text"> Mobile banking </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_16" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/security-centre/secure-key/" target="_self" data-pid="PWS_UK_EN_4519_0" data-pid-action="Learn" data-event-component="text link" data-event-name="secure key|component:support and security|position:1"> <span class="link text"> Secure Key </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_17" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/security-centre/latest-scam-warnings/" target="_self" data-pid="PWS_UK_EN_4519_0" data-pid-action="Learn" data-event-component="text link" data-event-name="latest scams|component:support and security|position:1"> <span class="link text"> Latest scams </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_18" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/security-centre/lost-your-details/" target="_self" data-event-component="text link" data-event-name="resetting your online banking|component:support and security|position:1"> <span class="link text"> Resetting your online banking </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_19" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/card-support/activating-your-card/" target="_self" data-pid="PWS_UK_EN_12460_0" data-pid-action="Accept" data-event-component="text link" data-event-name="activating your card|component:support and security|position:1"> <span class="link text"> Activating your card </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_20" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/bank-of-england-base-rate/" target="_self" data-event-component="text link" data-event-name="bank of england base rate|component:support and security|position:1"> <span class="link text"> Bank of England base rate </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_21" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/ukraine-appeal/" target="_self" data-event-component="text link" data-event-name="support for ukraine|component:support and security|position:1"> <span class="link text"> <em> </em>Support for Ukraine </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_22" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/accessibility/" target="_self" data-pid="PWS_UK_EN_19305_3" data-pid-action="Learn" data-event-component="text link" data-event-name="accessibility and disability|component:support and security|position:1"> <span class="link text"> Accessibility and disability </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_23" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/opportunity/shelter-partnership/" target="_self" data-event-component="text link" data-event-name="HSBC&#39;s partnership with Shelter|component:support and security|position:1"> <span class="link text"> HSBC's partnership with Shelter </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_main_tile_5" class="A-PNL-RW-ALL"> <div class="heading"> <h3 class="A-TYP28L-RW-ALL"> Tools and guides</h3> </div> <div class="link-section "> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_24" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/branch-finder/" target="_self" data-pid="PWS_UK_EN_19305_0" data-pid-action="Learn" data-event-component="text link" data-event-name="find a branch|component:tools and guides|position:2"> <span class="link text"> Find a branch or Access to Cash </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_25" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/mortgages/calculators/" target="_self" data-pid="PWS_UK_EN_9228_0" data-pid-action="Learn" data-event-component="text link" data-event-name="mortgage calculators|component:tools and guides|position:2"> <span class="link text"> Mortgage calculators </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_26" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/loans/products/personal/" target="_self" data-pid="PWS_UK_EN_9231_0" data-pid-action="Learn" data-event-component="text link" data-event-name="personal loan calculator|component:tools and guides|position:2"> <span class="link text"> Personal loan calculator </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_27" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/banking-made-easy/" target="_self" data-pid="PWS_UK_EN_19305_1" data-pid-action="Learn" data-event-component="text link" data-event-name="managing your account|component:tools and guides|position:2"> <span class="link text"> Managing your account </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_28" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/loans/ways-to-borrow/" target="_self" data-pid="PWS_UK_EN_19305_2" data-pid-action="Learn" data-event-component="text link" data-event-name="ways to borrow|component:tools and guides|position:2"> <span class="link text"> Ways to borrow </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_29" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/help/confirmation-of-payee/" target="_self" data-pid="PWS_UK_EN_4673_0" data-pid-action="Learn" data-event-component="text link" data-event-name="confirmation of payee|component:tools and guides|position:2"> <span class="link text"> Confirmation of Payee </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_30" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/sustainability/" target="_self" data-pid="PWS_UK_EN_11427_0" data-pid-action="Learn" data-event-component="text link" data-event-name="sustainability|component:tools and guides|position:2"> <span class="link text"> Sustainability </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_31" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/ways-to-bank/branch-banking/#opening-hours" target="_self" data-pid="PWS_UK_EN_11427_0" data-pid-action="Learn" data-event-component="text link" data-event-name="branch formats and branch closures|component:tools and guides|position:2"> <span class="link text"> Branch formats and branch closures </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_32" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/sustainability/electric-vehicles/" target="_self" data-event-component="text link" data-event-name="electric vehicles|component:tools and guides|position:2"> <span class="link text"> Electric vehicles </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_main_tile_6" class="A-PNL-RW-ALL"> <div class="heading"> <h3 class="A-TYP28L-RW-ALL"> More products</h3> </div> <div class="link-section "> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_33" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/loans/" target="_self" data-pid="PWS_UK_EN_4674_0" data-pid-action="Learn" data-event-component="text link" data-event-name="loans|component:more products|position:3"> <span class="link text"> Loans </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_34" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/current-accounts/products/" target="_self" data-pid="PWS_UK_EN_9232_0" data-pid-action="Learn" data-event-component="text link" data-event-name="current accounts|component:more products|position:3"> <span class="link text"> Current accounts </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_35" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/mortgages/" target="_self" data-event-component="text link" data-event-name="mortgages|component:more products|position:3"> <span class="link text"> Mortgages </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_36" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/current-accounts/products/overdrafts/" target="_self" data-event-component="text link" data-event-name="overdrafts|component:more products|position:3"> <span class="link text"> Overdrafts </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_37" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/investments/" target="_self" data-pid-action="Learn" data-event-component="text link" data-event-name="investments|component:more products|position:3"> <span class="link text"> Investments </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_38" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/savings/products/" target="_self" data-pid="PWS_UK_EN_9230_0" data-pid-action="Learn" data-event-component="text link" data-event-name="savings|component:more products|position:3"> <span class="link text"> Savings </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_39" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/insurance/" target="_self" data-pid="PWS_UK_EN_19305_4" data-pid-action="Learn" data-event-component="text link" data-event-name="insurance|component:more products|position:3"> <span class="link text"> Insurance </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_40" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" target="_blank" rel="noopener " data-event-component="text link" data-event-name="business accounts|component:more products|position:3"> <span aria-hidden="true" class="link text"> Business accounts </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> <span class="visuallyhidden">Business accounts This link will open in a new window</span> </a> </div> </div> <div class="masterTileItemChevronLink link"> <div id="hp_main_link_41" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/sustainability/electric-vehicles/electric-car-lease/" target="_self" data-event-component="text link" data-event-name="electric vehicle financing|component:more products|position:3"> <span class="link text"> Electric vehicle financing </span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_main_columnControl_2"> <div class="cc cc-columns-66-33 "> <div id="hp_main_columnControlColumn_5" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="hp_main_title_1"> <h2 class="A-BBST28R-RW-ALL"> Independent service quality survey results </h2> <div class="row"> <div class="sm-12 organismsContainer"> </div> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h3 class="heading A-TYP22L-RW-ALL " id="hp_main_heading_1"> Personal current accounts </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_main_richtext_1" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Published&nbsp;August 2024<br></p> <p class="A-PAR16R-RW-ALL">As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family.&nbsp;The results represent the view of customers who took part in the survey.</p> </div></div> </div> <div id="hp_main_columnControlColumn_6" class="cc-column"> </div> </div> </div> </div> </div> </div> <div class="row with-bg"> <div class="sm-12"> <div class="O-SMARTSPCGEN-DEV"><div> <div class="O-MASTERTILE-DEV title-hidden"> <div class="row"> <div class="container sm-12 md-6"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_rel_tile_1" class="A-PNL-RW-ALL"> <a href="/help/csqi/#GB" data-event-component="text link" data-event-name="GB - view full results" class="A-LNKC28L-RW-ALL" target="_self"> <div class="image-wrapper"> <picture id="hp_rel_image_1"> <source srcset="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-gb-1064x894.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-gb-1064x894.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-gb-1064x894.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-gb-1064x894.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-gb-1064x894.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="hp_rel_image_2" class="A-IMAGE-RW-ALL " src="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-gb-1064x894.jpg" alt="Overall Service Quality. We asked customers how likely they would be to recommend their personal current account provider to friends and family. Ranking: 1 Monzo 80% 2 Starling bank 79% 3 Chase 78% 4 first direct 74% 5 Nationwide 70% 13 HSBC UK 55%."/> </picture> </div> <div class="heading"> <h4 class="link"> Great Britain - view full results</h4>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> </div> </div> </div> </div> <div class="container sm-12 md-6"> <div class="M-MASTERTILEITEM-DEV"><div id="hp_rel_tile_2" class="A-PNL-RW-ALL"> <a href="/help/csqi/#NI" data-event-component="text link" data-event-name="NI - view full results" class="A-LNKC28L-RW-ALL" target="_self"> <div class="image-wrapper"> <picture id="hp_rel_image_3"> <source srcset="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-ni-1056x887.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-ni-1056x887.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-ni-1056x887.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-ni-1056x887.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-ni-1056x887.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="hp_rel_image_4" class="A-IMAGE-RW-ALL " src="/content/dam/hsbc/gb/images/cma/aug-2024/desktop/overall-service-quality-ni-1056x887.jpg" alt="Overall Service Quality. We asked customers how likely they would be to recommend their personal current account provider to friends and family. Ranking: 1 Monzo 80% 2 Starling bank 78% 3 Nationwide 71% equal 4 Santander 66% equal 4 HSBC UK 66%."/> </picture> </div> <div class="heading"> <h4 class="link"> Northern Ireland - view full results</h4>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> </div> </div> </div> </div> </div> </div> </div></div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_rel_columnControl_1"> <div class="cc cc-columns-66-33 "> <div id="hp_rel_columnControlColumn_1" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_1" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found on the <a href="/help/SQI/">SQI page</a>.</p> </div></div> </div> <div id="hp_rel_columnControlColumn_2" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_rel_columnControl_2"> <div class="cc cc-columns-66-33 "> <div id="hp_rel_columnControlColumn_3" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="hp_rel_title_1" class="remove-bottom-space "> <h2 class="A-BBST28R-RW-ALL"> Authorised push payment (APP) scams rankings in 2023 </h2> <div class="row"> <div class="sm-12 organismsContainer"> </div> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_2" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><span style="font-family: &quot;HSBC Univers Next&quot;, &quot;HSBC Neue Helvetica&quot;, &quot;sans-serif&quot;; font-size: 1rem; font-style: normal; font-weight: 400; background-color: rgba(0, 0, 0, 0);">Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account.</span></p> <p class="A-PAR16R-RW-ALL">These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.</p> <p class="A-PAR16R-RW-ALL">You can read the full report by visiting&nbsp;<a href="http://www.psr.org.uk/app-fraud-data" target="_blank" rel="noopener" style="font-size: 1rem;">www.psr.org.uk/app-fraud-data</a><br></p> </div></div> </div> <div id="hp_rel_columnControlColumn_4" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_rel_columnControl_3"> <div class="cc cc-columns-50-50 "> <div id="hp_rel_columnControlColumn_5" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="share-of-app-fraud-refunded"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="hp_rel_heading_1"> Share of APP fraud refunded </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_3" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.</p> </div></div> <div class="M-IMG-RW-DEV O-SMARTSPCGEN-DEV"> <div id="hp_rel_image_5" class="smart-image"> <a class="smart-image-content" href="http://www.psr.org.uk/app-fraud-data" target="_blank" rel="noopener "> <span class="visuallyhidden">This link will open in a new window</span> <figure class="smart-image-content smart-image-figure"> <picture id="hp_rel_image_6"> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart1-550x350.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart1-550x350.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart1-550x350.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="hp_rel_image_7" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart1-550x350.jpg" alt="Total authorised push payment fraud losses refunded: position one: TSB 88%, position two: Nationwide 87%, position three: HSBC and first direct 76% an increase of 5% since 2022, position four: NatWest, Royal Bank of Scotland, and Ulster Bank jointly 76%, and position five: Santander 73%"/> </picture> </figure> </a> </div> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_4" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><a href="http://www.psr.org.uk/app-fraud-data" target="_blank" rel="noopener">See full results</a></p> </div></div> </div> <div id="hp_rel_columnControlColumn_6" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="app-fraud-sent-per-poundmillion-transactions"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="hp_rel_heading_2"> APP fraud sent per £million transactions </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_5" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms. For example, for every £1 million of HSBC UK and first direct transactions sent in 2023, £159 was lost to APP scams.</p> </div></div> <div class="M-IMG-RW-DEV O-SMARTSPCGEN-DEV"> <div id="hp_rel_image_8" class="smart-image"> <a class="smart-image-content" href="http://www.psr.org.uk/app-fraud-data" target="_blank" rel="noopener "> <span class="visuallyhidden">This link will open in a new window</span> <figure class="smart-image-content smart-image-figure"> <picture id="hp_rel_image_9"> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart2-550x350.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart2-550x350.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart2-550x350.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="hp_rel_image_10" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart2-550x350.jpg" alt="mount of APP fraud received per million pounds of transactions for major UK banks and building societies: position nine: TSB £408, position ten: Metro Bank £319, position twelve: Virgin Money and Clydesdale Bank jointly £285, position thirteen: Starling Bank £239, and position fifteen: HSBC UK and first direct £128 a decrease of 1% since 2022."/> </picture> </figure> </a> </div> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_6" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><a href="http://www.psr.org.uk/app-fraud-data" target="_blank">See full results</a></p> </div></div> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_rel_columnControl_4"> <div class="cc cc-columns-50-50 "> <div id="hp_rel_columnControlColumn_7" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="app-fraud-received-per-poundmillion-transactions-smaller-uk-banks-and-payment-firms"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="hp_rel_heading_3"> APP fraud received per £million transactions: smaller UK banks and payment firms </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_7" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was&nbsp;<span style="font-family: &quot;HSBC Univers Next&quot;, &quot;HSBC Neue Helvetica&quot;, &quot;sans-serif&quot;; font-size: 1rem; font-style: normal; font-weight: 400; background-color: rgba(0, 0, 0, 0);">APP scams.&nbsp;</span></p> </div></div> <div class="M-IMG-RW-DEV O-SMARTSPCGEN-DEV"> <div id="hp_rel_image_11" class="smart-image"> <a class="smart-image-content" href="http://www.psr.org.uk/app-fraud-data" target="_blank" rel="noopener "> <span class="visuallyhidden">This link will open in a new window</span> <figure class="smart-image-content smart-image-figure"> <picture id="hp_rel_image_12"> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart3-550x350.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart3-550x350.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart3-550x350.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="hp_rel_image_13" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart3-550x350.jpg" alt="Amount of APP fraud received per million pounds of transactions for smaller UK banks and payment firms: position one: Skrill £18,550, position two: Zempler Bank £4,523, position three: PayrNet £2,814, position four: PPS An Edenred company £2,512, and position five: Modulr £1,210."/> </picture> </figure> </a> </div> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_8" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><a href="http://www.psr.org.uk/app-fraud-data" target="_blank">See full results</a></p> </div></div> </div> <div id="hp_rel_columnControlColumn_8" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="app-fraud-received-per-poundmillion-transactions-major-uk-banks-and-building-societies"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="hp_rel_heading_4"> APP fraud received per £million transactions: major UK banks and building societies </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_9" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at HSBC UK and first direct, £128 of it was APP scams.</p> </div></div> <div class="M-IMG-RW-DEV O-SMARTSPCGEN-DEV"> <div id="hp_rel_image_14" class="smart-image"> <a class="smart-image-content" href="http://www.psr.org.uk/app-fraud-data" target="_blank" rel="noopener "> <span class="visuallyhidden">This link will open in a new window</span> <figure class="smart-image-content smart-image-figure"> <picture id="hp_rel_image_15"> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart4-550x350.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart4-550x350.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart4-550x350.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="hp_rel_image_16" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/cma/jul-2024/14723-cycle2-jul24-hsbc-chart4-550x350.jpg" alt="Amount of APP fraud received per million pounds of transactions for major UK banks and building societies: position nine: TSB £408, position ten: Metro Bank £319, position twelve: Virgin Money and Clydesdale Bank jointly £285, position thirteen: Starling Bank £239, and position fifteen: HSBC UK and first direct £128 a decrease of 1% since 2022."/> </picture> </figure> </a> </div> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_10" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><a href="http://www.psr.org.uk/app-fraud-data" target="_blank">See full results</a></p> </div></div> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_rel_columnControl_5"> <div class="cc cc-columns-100 "> <div id="hp_rel_columnControlColumn_9" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_11" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> </div></div> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="hp_rel_columnControl_6"> <div class="cc cc-columns-33-66 "> <div id="hp_rel_columnControlColumn_10" class="cc-column"> <div class="M-IMG-RW-DEV"> <div id="hp_rel_image_17" class="crh-smart-image crh-smart-image--landscape "> <a class="smart-image-content" href="https://www.fscs.org.uk/" target="_blank" rel="noopener "> <span class="visuallyhidden">This link will open in a new window</span> <div class="smart-image-content crh-media-aspect-ratio-container"> <picture id="hp_rel_image_18"> <source srcset="/content/dam/hsbc/gb/images/logos/14941-fscs-logo-square-1280x720.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/logos/14941-fscs-logo-square-1280x720.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/logos/14941-fscs-logo-square-1280x720.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x, /content/dam/hsbc/gb/images/logos/14941-fscs-logo-square-1280x720.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x"/> <img id="hp_rel_image_19" class="A-IMAGE-RW-ALL crh-media-aspect-ratio-container__media-inside" role="img" src="/content/dam/hsbc/gb/images/logos/14941-fscs-logo-square-1280x720.jpg" alt="Logo of FSCS - Protecting your money"/> </picture> </div> </a> </div> </div> </div> <div id="hp_rel_columnControlColumn_11" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="hp_rel_richtext_12" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000, or up to £170,000 for joint accounts, by the <a href="https://www.fscs.org.uk/" target="_blank">Financial Services Compensation Scheme</a>, the UK's deposit guarantee scheme.</p> <p class="A-PAR16R-RW-ALL">This limit is applied to the total of any deposits you have with the following: HSBC UK Bank plc, HSBC Private Banking, and first direct.</p> <p class="A-PAR16R-RW-ALL">Any total deposits you hold above the limit between these brands are unlikely to be covered.</p> </div></div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM links"> <div> <ul id="hp_rel_links_1" class="links-list"> <li> <div id="hp_rel_link_1" class="link-container"> <a class="A-LNKST-RW-ALL" href="/fscs/" target="_self"> <span aria-hidden="true" class="link"> Find out more </span>&nbsp;<span class="icon icon-chevron-right" aria-hidden="true"></span> <span class="visuallyhidden">Find out more about FSCS </span> </a> </div> </li> </ul> </div></div> </div> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV M-BACKTOTOP-RW-RBWM"><div id="hp_rel_backtotop_1"> <div id="hp_rel_link_2" class="link-container"> <a class="A-LNKAU-RW-ALL" href="#"> <span class="link"> Back to top </span>&nbsp;<span class="icon icon-anchor-up" aria-hidden="true"></span> </a> </div> </div></div> </div> </div> </main> <div class="socialMediaFooter grid "> <div class="row social-row " id="content_socialmediafooter_1"> <span class="A-DIVHL-RW-ALL"></span> <div class="sm-12 lg-9"> <div id="content_link_5" class="link-container"> <a class="A-LNKC22L-RW-ALL" href="/help/" rel="nofollow" data-event-component="text link" data-event-name="Customer support"> <h2 class="link link-header"> Customer support </h2>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <div class="A-PAR16R-RW-ALL">It's easy to answer your query online. 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